Home > East River Bank > Income and Expense
East River Bank, Income and Expense
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $11,555,000 | 1,638 |
| Total interest expense | $2,036,000 | 1,059 |
| Net interest income | $9,519,000 | 1,775 |
| Provision for loan and lease losses | $588,000 | 1,036 |
| Total noninterest income | $410,000 | 3,991 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $114,000 | 3,986 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $296,000 | 3,593 |
| Total noninterest expense | $10,390,000 | 1,413 |
| Salaries and employee benefits | $4,364,000 | 1,822 |
| Premises and equipment expense | $601,000 | 2,506 |
| Additional noninterest expense | $5,425,000 | 915 |
| Pre-tax net operating income | $-1,049,000 | 5,928 |
| Securities gains (losses) | $3,000 | 2,908 |
| Applicable income taxes | $-785,000 | 5,934 |
| Income before extraordinary items | $-261,000 | 5,850 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $-261,000 | 5,850 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-261,000 | 5,850 |
| Net charge-offs | $1,236,000 | 413 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $-1,799,000 | 5,955 |
| Net operating income | $-262,920 | 5,842 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $7,583,000 | 1,666 |
| Total interest expense | $1,345,000 | 1,066 |
| Net interest income | $6,238,000 | 1,804 |
| Provision for loan and lease losses | $451,000 | 924 |
| Total noninterest income | $357,000 | 3,570 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $83,000 | 3,852 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $274,000 | 3,145 |
| Total noninterest expense | $4,512,000 | 2,084 |
| Salaries and employee benefits | $2,048,000 | 2,463 |
| Premises and equipment expense | $315,000 | 2,947 |
| Additional noninterest expense | $2,149,000 | 1,435 |
| Pre-tax net operating income | $1,632,000 | 2,256 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $747,000 | 1,300 |
| Income before extraordinary items | $885,000 | 2,997 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $885,000 | 2,995 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $885,000 | 2,996 |
| Net charge-offs | $61,000 | 2,003 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $40,000 | 471 |
| Net operating income | $885,000 | 2,937 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $3,689,000 | 1,723 |
| Total interest expense | $670,000 | 1,069 |
| Net interest income | $3,019,000 | 1,865 |
| Provision for loan and lease losses | $184,000 | 1,028 |
| Total noninterest income | $246,000 | 3,045 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $43,000 | 3,794 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $203,000 | 2,599 |
| Total noninterest expense | $2,189,000 | 2,148 |
| Salaries and employee benefits | $1,030,000 | 2,458 |
| Premises and equipment expense | $150,000 | 3,055 |
| Additional noninterest expense | $1,009,000 | 1,512 |
| Pre-tax net operating income | $892,000 | 2,094 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $355,000 | 1,333 |
| Income before extraordinary items | $537,000 | 2,634 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $537,000 | 2,634 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $537,000 | 2,634 |
| Net charge-offs | $65,000 | 1,273 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $20,000 | 441 |
| Net operating income | $537,000 | 2,584 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $13,547,000 | 1,823 |
| Total interest expense | $2,505,000 | 1,117 |
| Net interest income | $11,042,000 | 1,959 |
| Provision for loan and lease losses | $408,000 | 1,569 |
| Total noninterest income | $515,000 | 4,131 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $123,000 | 4,425 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $392,000 | 3,610 |
| Total noninterest expense | $7,774,000 | 2,360 |
| Salaries and employee benefits | $4,161,000 | 2,411 |
| Premises and equipment expense | $683,000 | 2,855 |
| Additional noninterest expense | $2,930,000 | 2,041 |
| Pre-tax net operating income | $3,375,000 | 2,124 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $1,162,000 | 1,455 |
| Income before extraordinary items | $2,213,000 | 2,540 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,213,000 | 2,542 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,213,000 | 2,542 |
| Net charge-offs | $49,000 | 3,261 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $1,235,000 | 196 |
| Net operating income | $2,213,000 | 2,493 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $10,039,000 | 1,861 |
| Total interest expense | $1,843,000 | 1,148 |
| Net interest income | $8,196,000 | 1,986 |
| Provision for loan and lease losses | $285,000 | 1,558 |
| Total noninterest income | $402,000 | 4,103 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $81,000 | 4,658 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $321,000 | 3,513 |
| Total noninterest expense | $5,797,000 | 2,363 |
| Salaries and employee benefits | $3,082,000 | 2,437 |
| Premises and equipment expense | $515,000 | 2,895 |
| Additional noninterest expense | $2,200,000 | 2,032 |
| Pre-tax net operating income | $2,516,000 | 2,180 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $865,000 | 1,507 |
| Income before extraordinary items | $1,651,000 | 2,593 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,651,000 | 2,594 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,651,000 | 2,594 |
| Net charge-offs | $49,000 | 2,795 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $996,000 | 177 |
| Net operating income | $1,651,000 | 2,550 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $6,643,000 | 1,870 |
| Total interest expense | $1,205,000 | 1,169 |
| Net interest income | $5,438,000 | 1,991 |
| Provision for loan and lease losses | $168,000 | 1,682 |
| Total noninterest income | $217,000 | 4,426 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $49,000 | 4,791 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $168,000 | 3,888 |
| Total noninterest expense | $3,904,000 | 2,355 |
| Salaries and employee benefits | $2,069,000 | 2,437 |
| Premises and equipment expense | $350,000 | 2,866 |
| Additional noninterest expense | $1,485,000 | 2,014 |
| Pre-tax net operating income | $1,583,000 | 2,246 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $549,000 | 1,539 |
| Income before extraordinary items | $1,034,000 | 2,696 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,034,000 | 2,697 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,034,000 | 2,698 |
| Net charge-offs | $49,000 | 2,329 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $424,000 | 214 |
| Net operating income | $1,034,000 | 2,641 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $3,278,000 | 1,897 |
| Total interest expense | $588,000 | 1,200 |
| Net interest income | $2,690,000 | 2,000 |
| Provision for loan and lease losses | $64,000 | 1,862 |
| Total noninterest income | $88,000 | 4,679 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $24,000 | 4,828 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $64,000 | 4,225 |
| Total noninterest expense | $1,966,000 | 2,343 |
| Salaries and employee benefits | $1,050,000 | 2,421 |
| Premises and equipment expense | $175,000 | 2,900 |
| Additional noninterest expense | $741,000 | 2,003 |
| Pre-tax net operating income | $748,000 | 2,307 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $259,000 | 1,585 |
| Income before extraordinary items | $489,000 | 2,764 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $489,000 | 2,767 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $489,000 | 2,767 |
| Net charge-offs | $49,000 | 1,580 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $339,000 | 143 |
| Net operating income | $489,000 | 2,688 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $12,071,000 | 2,026 |
| Total interest expense | $2,053,000 | 1,437 |
| Net interest income | $10,018,000 | 2,120 |
| Provision for loan and lease losses | $192,000 | 2,534 |
| Total noninterest income | $630,000 | 3,908 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $106,000 | 4,910 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $524,000 | 3,214 |
| Total noninterest expense | $7,735,000 | 2,376 |
| Salaries and employee benefits | $4,066,000 | 2,457 |
| Premises and equipment expense | $689,000 | 2,947 |
| Additional noninterest expense | $2,980,000 | 2,047 |
| Pre-tax net operating income | $2,721,000 | 2,436 |
| Securities gains (losses) | $120,000 | 1,130 |
| Applicable income taxes | $986,000 | 1,554 |
| Income before extraordinary items | $1,855,000 | 2,851 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,855,000 | 2,850 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,855,000 | 2,851 |
| Net charge-offs | $54,000 | 3,706 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $130,000 | 504 |
| Net operating income | $1,777,000 | 2,872 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $8,868,000 | 2,078 |
| Total interest expense | $1,499,000 | 1,503 |
| Net interest income | $7,369,000 | 2,177 |
| Provision for loan and lease losses | $157,000 | 2,336 |
| Total noninterest income | $596,000 | 3,528 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $77,000 | 5,024 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $519,000 | 2,859 |
| Total noninterest expense | $5,740,000 | 2,405 |
| Salaries and employee benefits | $3,018,000 | 2,478 |
| Premises and equipment expense | $517,000 | 2,976 |
| Additional noninterest expense | $2,205,000 | 2,066 |
| Pre-tax net operating income | $2,068,000 | 2,459 |
| Securities gains (losses) | $120,000 | 882 |
| Applicable income taxes | $755,000 | 1,570 |
| Income before extraordinary items | $1,433,000 | 2,810 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,433,000 | 2,810 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,433,000 | 2,810 |
| Net charge-offs | $24,000 | 3,745 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $64,000 | 529 |
| Net operating income | $1,355,000 | 2,869 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $5,806,000 | 2,102 |
| Total interest expense | $969,000 | 1,554 |
| Net interest income | $4,837,000 | 2,184 |
| Provision for loan and lease losses | $94,000 | 2,431 |
| Total noninterest income | $454,000 | 3,285 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $51,000 | 5,044 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $403,000 | 2,616 |
| Total noninterest expense | $3,818,000 | 2,420 |
| Salaries and employee benefits | $1,961,000 | 2,559 |
| Premises and equipment expense | $353,000 | 2,945 |
| Additional noninterest expense | $1,504,000 | 2,021 |
| Pre-tax net operating income | $1,379,000 | 2,403 |
| Securities gains (losses) | $120,000 | 699 |
| Applicable income taxes | $516,000 | 1,513 |
| Income before extraordinary items | $983,000 | 2,671 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $983,000 | 2,675 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $983,000 | 2,675 |
| Net charge-offs | $24,000 | 3,316 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $903,800 | 2,793 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,841,000 | 2,138 |
| Total interest expense | $475,000 | 1,604 |
| Net interest income | $2,366,000 | 2,233 |
| Provision for loan and lease losses | $48,000 | 2,286 |
| Total noninterest income | $317,000 | 2,726 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $23,000 | 5,185 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $294,000 | 2,029 |
| Total noninterest expense | $1,900,000 | 2,450 |
| Salaries and employee benefits | $1,004,000 | 2,498 |
| Premises and equipment expense | $183,000 | 2,935 |
| Additional noninterest expense | $713,000 | 2,113 |
| Pre-tax net operating income | $735,000 | 2,240 |
| Securities gains (losses) | $120,000 | 383 |
| Applicable income taxes | $292,000 | 1,372 |
| Income before extraordinary items | $563,000 | 2,372 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $563,000 | 2,373 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $563,000 | 2,374 |
| Net charge-offs | $0 | 3,660 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $483,800 | 2,595 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $11,675,000 | 2,104 |
| Total interest expense | $2,306,000 | 1,475 |
| Net interest income | $9,369,000 | 2,232 |
| Provision for loan and lease losses | $550,000 | 1,724 |
| Total noninterest income | $327,000 | 5,034 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $26,000 | 6,345 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $301,000 | 4,085 |
| Total noninterest expense | $6,982,000 | 2,638 |
| Salaries and employee benefits | $3,524,000 | 2,787 |
| Premises and equipment expense | $647,000 | 3,131 |
| Additional noninterest expense | $2,811,000 | 2,221 |
| Pre-tax net operating income | $2,164,000 | 2,710 |
| Securities gains (losses) | $400,000 | 546 |
| Applicable income taxes | $877,000 | 1,586 |
| Income before extraordinary items | $1,687,000 | 2,923 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,687,000 | 2,925 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,687,000 | 2,926 |
| Net charge-offs | $128,000 | 3,492 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,423,000 | 3,199 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $8,782,000 | 2,113 |
| Total interest expense | $1,774,000 | 1,478 |
| Net interest income | $7,008,000 | 2,235 |
| Provision for loan and lease losses | $500,000 | 1,496 |
| Total noninterest income | $304,000 | 4,795 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $19,000 | 6,420 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $285,000 | 3,820 |
| Total noninterest expense | $5,129,000 | 2,684 |
| Salaries and employee benefits | $2,604,000 | 2,830 |
| Premises and equipment expense | $477,000 | 3,214 |
| Additional noninterest expense | $2,048,000 | 2,258 |
| Pre-tax net operating income | $1,683,000 | 2,723 |
| Securities gains (losses) | $317,000 | 607 |
| Applicable income taxes | $684,000 | 1,599 |
| Income before extraordinary items | $1,316,000 | 2,892 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,316,000 | 2,896 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,316,000 | 2,896 |
| Net charge-offs | $129,000 | 3,021 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,106,780 | 3,161 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $5,860,000 | 2,110 |
| Total interest expense | $1,202,000 | 1,485 |
| Net interest income | $4,658,000 | 2,233 |
| Provision for loan and lease losses | $375,000 | 1,435 |
| Total noninterest income | $211,000 | 4,772 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $13,000 | 6,447 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $198,000 | 3,802 |
| Total noninterest expense | $3,374,000 | 2,712 |
| Salaries and employee benefits | $1,732,000 | 2,851 |
| Premises and equipment expense | $314,000 | 3,254 |
| Additional noninterest expense | $1,328,000 | 2,307 |
| Pre-tax net operating income | $1,120,000 | 2,693 |
| Securities gains (losses) | $317,000 | 538 |
| Applicable income taxes | $491,000 | 1,530 |
| Income before extraordinary items | $946,000 | 2,751 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $946,000 | 2,756 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $946,000 | 2,756 |
| Net charge-offs | $135,000 | 2,471 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $736,780 | 3,130 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,921,000 | 2,129 |
| Total interest expense | $588,000 | 1,572 |
| Net interest income | $2,333,000 | 2,252 |
| Provision for loan and lease losses | $225,000 | 1,230 |
| Total noninterest income | $137,000 | 4,339 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $5,000 | 6,566 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $132,000 | 3,365 |
| Total noninterest expense | $1,674,000 | 2,763 |
| Salaries and employee benefits | $871,000 | 2,851 |
| Premises and equipment expense | $157,000 | 3,279 |
| Additional noninterest expense | $646,000 | 2,382 |
| Pre-tax net operating income | $571,000 | 2,638 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $196,000 | 1,736 |
| Income before extraordinary items | $375,000 | 3,145 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $375,000 | 3,145 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $375,000 | 3,147 |
| Net charge-offs | $88,000 | 1,991 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $375,000 | 3,052 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $11,535,000 | 2,254 |
| Total interest expense | $2,560,000 | 1,714 |
| Net interest income | $8,975,000 | 2,398 |
| Provision for loan and lease losses | $1,075,000 | 1,697 |
| Total noninterest income | $353,000 | 4,996 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $30,000 | 6,528 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $323,000 | 3,945 |
| Total noninterest expense | $6,539,000 | 2,832 |
| Salaries and employee benefits | $3,374,000 | 2,878 |
| Premises and equipment expense | $560,000 | 3,556 |
| Additional noninterest expense | $2,605,000 | 2,473 |
| Pre-tax net operating income | $1,714,000 | 3,099 |
| Securities gains (losses) | $97,000 | 2,295 |
| Applicable income taxes | $622,000 | 1,964 |
| Income before extraordinary items | $1,189,000 | 3,569 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,189,000 | 3,570 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,189,000 | 3,571 |
| Net charge-offs | $656,000 | 2,294 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,124,980 | 3,523 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $8,656,000 | 2,304 |
| Total interest expense | $1,965,000 | 1,753 |
| Net interest income | $6,691,000 | 2,454 |
| Provision for loan and lease losses | $845,000 | 1,646 |
| Total noninterest income | $224,000 | 5,276 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $22,000 | 6,619 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $202,000 | 4,233 |
| Total noninterest expense | $4,836,000 | 2,875 |
| Salaries and employee benefits | $2,502,000 | 2,913 |
| Premises and equipment expense | $399,000 | 3,711 |
| Additional noninterest expense | $1,935,000 | 2,491 |
| Pre-tax net operating income | $1,234,000 | 3,256 |
| Securities gains (losses) | $97,000 | 2,004 |
| Applicable income taxes | $457,000 | 2,035 |
| Income before extraordinary items | $874,000 | 3,696 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $874,000 | 3,696 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $874,000 | 3,698 |
| Net charge-offs | $468,000 | 2,280 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $809,980 | 3,677 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $5,787,000 | 2,313 |
| Total interest expense | $1,334,000 | 1,773 |
| Net interest income | $4,453,000 | 2,453 |
| Provision for loan and lease losses | $545,000 | 1,719 |
| Total noninterest income | $114,000 | 5,640 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $15,000 | 6,650 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $99,000 | 4,672 |
| Total noninterest expense | $3,204,000 | 2,891 |
| Salaries and employee benefits | $1,657,000 | 2,942 |
| Premises and equipment expense | $275,000 | 3,641 |
| Additional noninterest expense | $1,272,000 | 2,540 |
| Pre-tax net operating income | $818,000 | 3,232 |
| Securities gains (losses) | $97,000 | 1,623 |
| Applicable income taxes | $313,000 | 2,012 |
| Income before extraordinary items | $602,000 | 3,647 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $602,000 | 3,648 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $602,000 | 3,649 |
| Net charge-offs | $368,000 | 2,096 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $537,980 | 3,662 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,902,000 | 2,336 |
| Total interest expense | $678,000 | 1,810 |
| Net interest income | $2,224,000 | 2,460 |
| Provision for loan and lease losses | $300,000 | 1,500 |
| Total noninterest income | $105,000 | 4,869 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $10,000 | 6,521 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $95,000 | 3,783 |
| Total noninterest expense | $1,579,000 | 2,931 |
| Salaries and employee benefits | $822,000 | 2,968 |
| Premises and equipment expense | $145,000 | 3,546 |
| Additional noninterest expense | $612,000 | 2,616 |
| Pre-tax net operating income | $450,000 | 3,096 |
| Securities gains (losses) | $97,000 | 926 |
| Applicable income taxes | $186,000 | 1,816 |
| Income before extraordinary items | $361,000 | 3,282 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $361,000 | 3,286 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $361,000 | 3,286 |
| Net charge-offs | $212,000 | 1,794 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $296,980 | 3,516 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $11,576,000 | 2,413 |
| Total interest expense | $3,140,000 | 1,879 |
| Net interest income | $8,436,000 | 2,595 |
| Provision for loan and lease losses | $1,229,000 | 2,129 |
| Total noninterest income | $194,000 | 5,766 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $56,000 | 6,232 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $138,000 | 4,947 |
| Total noninterest expense | $5,912,000 | 3,098 |
| Salaries and employee benefits | $2,890,000 | 3,210 |
| Premises and equipment expense | $617,000 | 3,514 |
| Additional noninterest expense | $2,405,000 | 2,666 |
| Pre-tax net operating income | $1,489,000 | 3,042 |
| Securities gains (losses) | $33,000 | 2,853 |
| Applicable income taxes | $572,000 | 1,904 |
| Income before extraordinary items | $950,000 | 3,645 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $978,000 | 3,612 |
| Minority interest net income | $-28,000 | 7,341 |
| Net income of bank and minority interests. | $950,000 | 3,648 |
| Net charge-offs | $1,722,000 | 1,704 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $214,000 | 523 |
| Net operating income | $928,880 | 3,555 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $8,657,000 | 2,448 |
| Total interest expense | $2,476,000 | 1,865 |
| Net interest income | $6,181,000 | 2,660 |
| Provision for loan and lease losses | $779,000 | 2,302 |
| Total noninterest income | $146,000 | 5,872 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $43,000 | 6,245 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $103,000 | 5,058 |
| Total noninterest expense | $4,407,000 | 3,108 |
| Salaries and employee benefits | $2,199,000 | 3,183 |
| Premises and equipment expense | $468,000 | 3,513 |
| Additional noninterest expense | $1,740,000 | 2,760 |
| Pre-tax net operating income | $1,141,000 | 3,082 |
| Securities gains (losses) | $33,000 | 2,590 |
| Applicable income taxes | $473,000 | 1,777 |
| Income before extraordinary items | $701,000 | 3,752 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $729,000 | 3,682 |
| Minority interest net income | $-28,000 | 7,422 |
| Net income of bank and minority interests. | $701,000 | 3,754 |
| Net charge-offs | $1,258,000 | 1,676 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $214,000 | 439 |
| Net operating income | $679,880 | 3,699 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $5,734,000 | 2,475 |
| Total interest expense | $1,656,000 | 1,935 |
| Net interest income | $4,078,000 | 2,697 |
| Provision for loan and lease losses | $435,000 | 2,491 |
| Total noninterest income | $64,000 | 6,364 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $32,000 | 6,121 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $32,000 | 5,904 |
| Total noninterest expense | $2,915,000 | 3,172 |
| Salaries and employee benefits | $1,466,000 | 3,195 |
| Premises and equipment expense | $319,000 | 3,499 |
| Additional noninterest expense | $1,130,000 | 2,875 |
| Pre-tax net operating income | $792,000 | 2,965 |
| Securities gains (losses) | $32,000 | 1,856 |
| Applicable income taxes | $342,000 | 1,668 |
| Income before extraordinary items | $482,000 | 3,664 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $510,000 | 3,552 |
| Minority interest net income | $-28,000 | 7,503 |
| Net income of bank and minority interests. | $482,000 | 3,665 |
| Net charge-offs | $1,010,000 | 1,465 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $214,000 | 306 |
| Net operating income | $461,520 | 3,629 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,866,000 | 2,485 |
| Total interest expense | $807,000 | 2,043 |
| Net interest income | $2,059,000 | 2,659 |
| Provision for loan and lease losses | $205,000 | 2,401 |
| Total noninterest income | $23,000 | 6,705 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $15,000 | 6,157 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $8,000 | 6,501 |
| Total noninterest expense | $1,472,000 | 3,154 |
| Salaries and employee benefits | $743,000 | 3,177 |
| Premises and equipment expense | $159,000 | 3,549 |
| Additional noninterest expense | $570,000 | 2,834 |
| Pre-tax net operating income | $405,000 | 2,940 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $179,000 | 1,615 |
| Income before extraordinary items | $226,000 | 3,763 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $251,000 | 3,573 |
| Minority interest net income | $-25,000 | 7,567 |
| Net income of bank and minority interests. | $226,000 | 3,763 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $86,000 | 283 |
| Net operating income | $226,000 | 3,704 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $10,626,000 | 2,811 |
| Total interest expense | $3,681,000 | 2,150 |
| Net interest income | $6,945,000 | 3,090 |
| Provision for loan and lease losses | $1,129,000 | 2,873 |
| Total noninterest income | $13,000 | 7,218 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $101,000 | 5,469 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-88,000 | 7,179 |
| Total noninterest expense | $5,426,000 | 3,372 |
| Salaries and employee benefits | $2,589,000 | 3,493 |
| Premises and equipment expense | $677,000 | 3,383 |
| Additional noninterest expense | $2,160,000 | 3,045 |
| Pre-tax net operating income | $403,000 | 4,625 |
| Securities gains (losses) | $69,000 | 2,449 |
| Applicable income taxes | $562,000 | 1,772 |
| Income before extraordinary items | $-90,000 | 6,066 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $816,000 | 3,569 |
| Minority interest net income | $-906,000 | 7,651 |
| Net income of bank and minority interests. | $-90,000 | 6,066 |
| Net charge-offs | $854,000 | 2,896 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $4,970,000 | 142 |
| Net operating income | $-134,160 | 6,040 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $7,846,000 | 2,893 |
| Total interest expense | $2,828,000 | 2,193 |
| Net interest income | $5,018,000 | 3,234 |
| Provision for loan and lease losses | $913,000 | 2,632 |
| Total noninterest income | $-59,000 | 7,503 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $74,000 | 5,590 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-133,000 | 7,411 |
| Total noninterest expense | $4,024,000 | 3,391 |
| Salaries and employee benefits | $1,902,000 | 3,581 |
| Premises and equipment expense | $501,000 | 3,485 |
| Additional noninterest expense | $1,621,000 | 2,999 |
| Pre-tax net operating income | $22,000 | 5,888 |
| Securities gains (losses) | $68,000 | 2,245 |
| Applicable income taxes | $409,000 | 1,858 |
| Income before extraordinary items | $-319,000 | 6,540 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $574,000 | 3,860 |
| Minority interest net income | $-893,000 | 7,756 |
| Net income of bank and minority interests. | $-319,000 | 6,540 |
| Net charge-offs | $854,000 | 2,379 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-362,520 | 6,507 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $5,129,000 | 2,983 |
| Total interest expense | $1,905,000 | 2,257 |
| Net interest income | $3,224,000 | 3,334 |
| Provision for loan and lease losses | $737,000 | 2,308 |
| Total noninterest income | $-115,000 | 7,649 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $47,000 | 5,677 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-162,000 | 7,582 |
| Total noninterest expense | $2,724,000 | 3,360 |
| Salaries and employee benefits | $1,246,000 | 3,649 |
| Premises and equipment expense | $332,000 | 3,535 |
| Additional noninterest expense | $1,146,000 | 2,825 |
| Pre-tax net operating income | $-352,000 | 6,622 |
| Securities gains (losses) | $69,000 | 1,672 |
| Applicable income taxes | $247,000 | 1,921 |
| Income before extraordinary items | $-530,000 | 6,883 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $347,000 | 4,027 |
| Minority interest net income | $-877,000 | 7,827 |
| Net income of bank and minority interests. | $-530,000 | 6,883 |
| Net charge-offs | $837,000 | 1,892 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-599,000 | 6,885 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,497,000 | 3,110 |
| Total interest expense | $945,000 | 2,384 |
| Net interest income | $1,552,000 | 3,461 |
| Provision for loan and lease losses | $558,000 | 1,720 |
| Total noninterest income | $67,000 | 5,704 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $24,000 | 5,677 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $43,000 | 4,938 |
| Total noninterest expense | $1,447,000 | 3,238 |
| Salaries and employee benefits | $617,000 | 3,736 |
| Premises and equipment expense | $168,000 | 3,571 |
| Additional noninterest expense | $662,000 | 2,485 |
| Pre-tax net operating income | $-386,000 | 7,081 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $122,000 | 1,925 |
| Income before extraordinary items | $-508,000 | 7,265 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $171,000 | 4,159 |
| Minority interest net income | $-679,000 | 7,932 |
| Net income of bank and minority interests. | $-508,000 | 7,266 |
| Net charge-offs | $684,000 | 1,351 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-508,000 | 7,247 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $8,987,000 | 3,517 |
| Total interest expense | $4,151,000 | 2,649 |
| Net interest income | $4,836,000 | 4,029 |
| Provision for loan and lease losses | $1,450,000 | 2,942 |
| Total noninterest income | $312,000 | 5,542 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $109,000 | 5,636 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $203,000 | 4,609 |
| Total noninterest expense | $4,901,000 | 3,753 |
| Salaries and employee benefits | $2,248,000 | 4,009 |
| Premises and equipment expense | $628,000 | 3,759 |
| Additional noninterest expense | $2,025,000 | 3,282 |
| Pre-tax net operating income | $-1,203,000 | 6,334 |
| Securities gains (losses) | $72,000 | 2,394 |
| Applicable income taxes | $-1,482,000 | 7,419 |
| Income before extraordinary items | $351,000 | 4,318 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $508,000 | 3,840 |
| Minority interest net income | $-157,000 | 7,999 |
| Net income of bank and minority interests. | $351,000 | 4,319 |
| Net charge-offs | $460,000 | 3,905 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $304,920 | 4,383 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $6,596,000 | 3,620 |
| Total interest expense | $3,141,000 | 2,744 |
| Net interest income | $3,455,000 | 4,161 |
| Provision for loan and lease losses | $171,000 | 5,365 |
| Total noninterest income | $204,000 | 5,841 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $78,000 | 5,742 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $126,000 | 5,052 |
| Total noninterest expense | $3,403,000 | 3,978 |
| Salaries and employee benefits | $1,641,000 | 4,119 |
| Premises and equipment expense | $459,000 | 3,854 |
| Additional noninterest expense | $1,303,000 | 3,649 |
| Pre-tax net operating income | $85,000 | 5,346 |
| Securities gains (losses) | $25,000 | 2,648 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $110,000 | 5,263 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $110,000 | 5,262 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $110,000 | 5,262 |
| Net charge-offs | $296,000 | 3,719 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $85,000 | 5,329 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,273,000 | 3,722 |
| Total interest expense | $2,084,000 | 2,869 |
| Net interest income | $2,189,000 | 4,319 |
| Provision for loan and lease losses | $58,000 | 5,972 |
| Total noninterest income | $149,000 | 5,732 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $50,000 | 5,799 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $99,000 | 4,807 |
| Total noninterest expense | $2,229,000 | 4,055 |
| Salaries and employee benefits | $1,105,000 | 4,121 |
| Premises and equipment expense | $292,000 | 4,018 |
| Additional noninterest expense | $832,000 | 3,768 |
| Pre-tax net operating income | $51,000 | 5,517 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $51,000 | 5,572 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $51,000 | 5,569 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $51,000 | 5,569 |
| Net charge-offs | $296,000 | 2,943 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $51,000 | 5,497 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,083,000 | 3,816 |
| Total interest expense | $1,024,000 | 2,997 |
| Net interest income | $1,059,000 | 4,403 |
| Provision for loan and lease losses | $31,000 | 5,376 |
| Total noninterest income | $59,000 | 6,125 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $21,000 | 6,011 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $38,000 | 5,265 |
| Total noninterest expense | $1,051,000 | 4,161 |
| Salaries and employee benefits | $553,000 | 4,142 |
| Premises and equipment expense | $145,000 | 4,085 |
| Additional noninterest expense | $353,000 | 3,927 |
| Pre-tax net operating income | $36,000 | 5,805 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $36,000 | 5,903 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $36,000 | 5,905 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $36,000 | 5,905 |
| Net charge-offs | $296,000 | 1,785 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $36,000 | 5,736 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $7,144,000 | 4,428 |
| Total interest expense | $3,494,000 | 3,851 |
| Net interest income | $3,650,000 | 4,857 |
| Provision for loan and lease losses | $754,000 | 3,134 |
| Total noninterest income | $275,000 | 5,969 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $103,000 | 5,867 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $172,000 | 5,091 |
| Total noninterest expense | $3,745,000 | 4,439 |
| Salaries and employee benefits | $1,943,000 | 4,550 |
| Premises and equipment expense | $638,000 | 3,744 |
| Additional noninterest expense | $1,164,000 | 4,384 |
| Pre-tax net operating income | $-574,000 | 6,813 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $-574,000 | 6,757 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-574,000 | 6,757 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,039 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-574,000 | 6,891 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $5,070,000 | 4,673 |
| Total interest expense | $2,513,000 | 4,068 |
| Net interest income | $2,557,000 | 5,097 |
| Provision for loan and lease losses | $267,000 | 3,758 |
| Total noninterest income | $193,000 | 6,186 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $82,000 | 5,812 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $111,000 | 5,453 |
| Total noninterest expense | $2,748,000 | 4,488 |
| Salaries and employee benefits | $1,440,000 | 4,611 |
| Premises and equipment expense | $481,000 | 3,737 |
| Additional noninterest expense | $827,000 | 4,469 |
| Pre-tax net operating income | $-265,000 | 7,084 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $-265,000 | 6,981 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-265,000 | 6,978 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-265,000 | 7,140 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,206,000 | 4,879 |
| Total interest expense | $1,648,000 | 4,246 |
| Net interest income | $1,558,000 | 5,356 |
| Provision for loan and lease losses | $194,000 | 3,211 |
| Total noninterest income | $104,000 | 6,602 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $43,000 | 6,136 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $61,000 | 5,834 |
| Total noninterest expense | $1,810,000 | 4,549 |
| Salaries and employee benefits | $953,000 | 4,684 |
| Premises and equipment expense | $319,000 | 3,777 |
| Additional noninterest expense | $538,000 | 4,518 |
| Pre-tax net operating income | $-342,000 | 7,475 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $-342,000 | 7,565 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-342,000 | 7,565 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-342,000 | 7,546 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,557,000 | 5,050 |
| Total interest expense | $818,000 | 4,455 |
| Net interest income | $739,000 | 5,528 |
| Provision for loan and lease losses | $82,000 | 3,030 |
| Total noninterest income | $59,000 | 6,392 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $24,000 | 5,995 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $35,000 | 5,679 |
| Total noninterest expense | $888,000 | 4,610 |
| Salaries and employee benefits | $472,000 | 4,750 |
| Premises and equipment expense | $159,000 | 3,812 |
| Additional noninterest expense | $257,000 | 4,594 |
| Pre-tax net operating income | $-172,000 | 7,706 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $-172,000 | 7,793 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-172,000 | 7,792 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-172,000 | 7,757 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $5,368,000 | 5,524 |
| Total interest expense | $2,440,000 | 5,328 |
| Net interest income | $2,928,000 | 5,573 |
| Provision for loan and lease losses | $295,000 | 3,233 |
| Total noninterest income | $134,000 | 7,256 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $86,000 | 6,222 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $48,000 | 7,133 |
| Total noninterest expense | $3,369,000 | 4,644 |
| Salaries and employee benefits | $1,700,000 | 4,930 |
| Premises and equipment expense | $608,000 | 3,804 |
| Additional noninterest expense | $1,061,000 | 4,449 |
| Pre-tax net operating income | $-602,000 | 7,871 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $-602,000 | 7,948 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-602,000 | 7,946 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-602,000 | 7,938 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $3,773,000 | 5,730 |
| Total interest expense | $1,670,000 | 5,590 |
| Net interest income | $2,103,000 | 5,708 |
| Provision for loan and lease losses | $183,000 | 3,130 |
| Total noninterest income | $96,000 | 7,373 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $56,000 | 6,413 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $40,000 | 7,060 |
| Total noninterest expense | $2,501,000 | 4,660 |
| Salaries and employee benefits | $1,280,000 | 4,897 |
| Premises and equipment expense | $452,000 | 3,821 |
| Additional noninterest expense | $769,000 | 4,502 |
| Pre-tax net operating income | $-485,000 | 8,066 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $-485,000 | 8,132 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-485,000 | 8,128 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $-485,000 | 8,118 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,306,000 | 5,975 |
| Total interest expense | $990,000 | 5,898 |
| Net interest income | $1,316,000 | 5,911 |
| Provision for loan and lease losses | $147,000 | 2,699 |
| Total noninterest income | $52,000 | 7,614 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $34,000 | 6,547 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $18,000 | 7,471 |
| Total noninterest expense | $1,639,000 | 4,730 |
| Salaries and employee benefits | $836,000 | 4,985 |
| Premises and equipment expense | $293,000 | 3,904 |
| Additional noninterest expense | $510,000 | 4,515 |
| Pre-tax net operating income | $-418,000 | 8,243 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $-418,000 | 8,280 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-418,000 | 8,279 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $-418,000 | 8,271 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,051,000 | 6,200 |
| Total interest expense | $436,000 | 6,197 |
| Net interest income | $615,000 | 6,110 |
| Provision for loan and lease losses | $58,000 | 2,941 |
| Total noninterest income | $29,000 | 7,498 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $14,000 | 6,735 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $15,000 | 6,985 |
| Total noninterest expense | $807,000 | 4,778 |
| Salaries and employee benefits | $428,000 | 4,948 |
| Premises and equipment expense | $129,000 | 4,299 |
| Additional noninterest expense | $250,000 | 4,540 |
| Pre-tax net operating income | $-221,000 | 8,323 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $-221,000 | 8,350 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-221,000 | 8,348 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $-221,000 | 8,341 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $2,091,000 | 7,463 |
| Total interest expense | $560,000 | 7,798 |
| Net interest income | $1,531,000 | 7,146 |
| Provision for loan and lease losses | $286,000 | 2,876 |
| Total noninterest income | $34,000 | 8,327 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $22,000 | 7,249 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $12,000 | 8,212 |
| Total noninterest expense | $3,137,000 | 4,738 |
| Salaries and employee benefits | $1,461,000 | 5,290 |
| Premises and equipment expense | $381,000 | 5,085 |
| Additional noninterest expense | $1,295,000 | 3,715 |
| Pre-tax net operating income | $-1,858,000 | 8,566 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $-1,858,000 | 8,586 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-1,858,000 | 8,586 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $17,559,000 | 101 |
| Net operating income | $-1,858,000 | 8,575 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,230,000 | 7,873 |
| Total interest expense | $236,000 | 8,321 |
| Net interest income | $994,000 | 7,481 |
| Provision for loan and lease losses | $248,000 | 2,468 |
| Total noninterest income | $15,000 | 8,505 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $10,000 | 7,439 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $5,000 | 8,420 |
| Total noninterest expense | $2,327,000 | 4,757 |
| Salaries and employee benefits | $1,063,000 | 5,359 |
| Premises and equipment expense | $264,000 | 5,308 |
| Additional noninterest expense | $1,000,000 | 3,606 |
| Pre-tax net operating income | $-1,566,000 | 8,665 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $-1,566,000 | 8,677 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-1,566,000 | 8,677 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $17,559,000 | 74 |
| Net operating income | $-1,566,000 | 8,668 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $595,000 | 8,258 |
| Total interest expense | $76,000 | 8,578 |
| Net interest income | $519,000 | 7,910 |
| Provision for loan and lease losses | $123,000 | 2,963 |
| Total noninterest income | $3,000 | 8,652 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $3,000 | 7,584 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $0 | 8,630 |
| Total noninterest expense | $1,525,000 | 4,826 |
| Salaries and employee benefits | $725,000 | 5,303 |
| Premises and equipment expense | $150,000 | 5,772 |
| Additional noninterest expense | $650,000 | 3,674 |
| Pre-tax net operating income | $-1,126,000 | 8,707 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $-1,126,000 | 8,719 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,126,000 | 8,719 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $17,558,000 | 40 |
| Net operating income | $-1,126,000 | 8,709 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $207,000 | 8,518 |
| Total interest expense | $11,000 | 8,705 |
| Net interest income | $196,000 | 8,269 |
| Provision for loan and lease losses | $25,000 | 4,252 |
| Total noninterest income | $1,000 | 8,667 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,000 | 7,643 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $0 | 8,611 |
| Total noninterest expense | $922,000 | 4,239 |
| Salaries and employee benefits | $419,000 | 4,864 |
| Premises and equipment expense | $66,000 | 6,124 |
| Additional noninterest expense | $437,000 | 2,880 |
| Pre-tax net operating income | $-750,000 | 8,733 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $-750,000 | 8,743 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-750,000 | 8,742 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $15,092,000 | 20 |
| Net operating income | $-750,000 | 8,735 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.