Home > East Prospect State Bank > Income and Expense
East Prospect State Bank, Income and Expense
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $774,000 | 6,885 |
| Total interest expense | $362,000 | 6,568 |
| Net interest income | $412,000 | 7,034 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $174,000 | 4,306 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $5,000 | 7,254 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $169,000 | 2,811 |
| Total noninterest expense | $727,000 | 5,122 |
| Salaries and employee benefits | $211,000 | 6,911 |
| Premises and equipment expense | $17,000 | 8,143 |
| Additional noninterest expense | $499,000 | 2,625 |
| Pre-tax net operating income | $-141,000 | 8,218 |
| Securities gains (losses) | $1,000 | 1,055 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $-140,000 | 8,252 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-140,000 | 8,251 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 3,890 |
| Cash dividends | $270,000 | 2,112 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $-141,000 | 8,239 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $3,172,000 | 6,649 |
| Total interest expense | $1,331,000 | 6,362 |
| Net interest income | $1,841,000 | 6,757 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $77,000 | 7,981 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $20,000 | 7,270 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $57,000 | 7,113 |
| Total noninterest expense | $1,509,000 | 6,878 |
| Salaries and employee benefits | $863,000 | 6,768 |
| Premises and equipment expense | $62,000 | 8,232 |
| Additional noninterest expense | $584,000 | 6,127 |
| Pre-tax net operating income | $409,000 | 6,760 |
| Securities gains (losses) | $744,000 | 206 |
| Applicable income taxes | $242,000 | 4,074 |
| Income before extraordinary items | $911,000 | 4,918 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $911,000 | 4,921 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 3,511 |
| Cash dividends | $722,000 | 3,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $323,240 | 6,822 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,371,000 | 6,696 |
| Total interest expense | $978,000 | 6,363 |
| Net interest income | $1,393,000 | 6,815 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $52,000 | 8,132 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $15,000 | 7,348 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $37,000 | 7,308 |
| Total noninterest expense | $861,000 | 7,485 |
| Salaries and employee benefits | $533,000 | 7,235 |
| Premises and equipment expense | $45,000 | 8,304 |
| Additional noninterest expense | $283,000 | 7,196 |
| Pre-tax net operating income | $584,000 | 5,918 |
| Securities gains (losses) | $484,000 | 217 |
| Applicable income taxes | $252,000 | 3,828 |
| Income before extraordinary items | $816,000 | 4,651 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $816,000 | 4,655 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $79,000 | 2,628 |
| Cash dividends | $433,000 | 3,148 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $448,160 | 6,004 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,579,000 | 6,679 |
| Total interest expense | $635,000 | 6,340 |
| Net interest income | $944,000 | 6,805 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $36,000 | 8,152 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $10,000 | 7,398 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $26,000 | 7,282 |
| Total noninterest expense | $558,000 | 7,565 |
| Salaries and employee benefits | $360,000 | 7,234 |
| Premises and equipment expense | $27,000 | 8,391 |
| Additional noninterest expense | $171,000 | 7,386 |
| Pre-tax net operating income | $422,000 | 5,778 |
| Securities gains (losses) | $483,000 | 166 |
| Applicable income taxes | $168,000 | 3,850 |
| Income before extraordinary items | $737,000 | 3,931 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $737,000 | 3,935 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $81,000 | 1,954 |
| Cash dividends | $289,000 | 3,204 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $345,770 | 5,717 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $794,000 | 6,660 |
| Total interest expense | $307,000 | 6,342 |
| Net interest income | $487,000 | 6,751 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $20,000 | 8,055 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $5,000 | 7,423 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $15,000 | 7,090 |
| Total noninterest expense | $286,000 | 7,532 |
| Salaries and employee benefits | $184,000 | 7,208 |
| Premises and equipment expense | $14,000 | 8,354 |
| Additional noninterest expense | $88,000 | 7,332 |
| Pre-tax net operating income | $221,000 | 5,622 |
| Securities gains (losses) | $227,000 | 169 |
| Applicable income taxes | $84,000 | 3,828 |
| Income before extraordinary items | $364,000 | 3,924 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $364,000 | 3,924 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $81,000 | 1,088 |
| Cash dividends | $144,000 | 2,784 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $180,130 | 5,560 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $3,213,000 | 6,422 |
| Total interest expense | $1,091,000 | 6,075 |
| Net interest income | $2,122,000 | 6,495 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $64,000 | 8,312 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $20,000 | 7,474 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $44,000 | 7,520 |
| Total noninterest expense | $1,275,000 | 7,270 |
| Salaries and employee benefits | $820,000 | 6,864 |
| Premises and equipment expense | $58,000 | 8,374 |
| Additional noninterest expense | $397,000 | 7,103 |
| Pre-tax net operating income | $911,000 | 5,603 |
| Securities gains (losses) | $629,000 | 247 |
| Applicable income taxes | $363,000 | 3,853 |
| Income before extraordinary items | $1,177,000 | 4,397 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,177,000 | 4,398 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 4,559 |
| Cash dividends | $703,000 | 3,067 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $698,960 | 5,654 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,413,000 | 6,410 |
| Total interest expense | $805,000 | 6,003 |
| Net interest income | $1,608,000 | 6,486 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $49,000 | 8,333 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $15,000 | 7,525 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $34,000 | 7,520 |
| Total noninterest expense | $833,000 | 7,544 |
| Salaries and employee benefits | $517,000 | 7,287 |
| Premises and equipment expense | $48,000 | 8,296 |
| Additional noninterest expense | $268,000 | 7,332 |
| Pre-tax net operating income | $824,000 | 5,262 |
| Securities gains (losses) | $572,000 | 242 |
| Applicable income taxes | $305,000 | 3,780 |
| Income before extraordinary items | $1,091,000 | 3,925 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,091,000 | 3,926 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 4,418 |
| Cash dividends | $703,000 | 2,299 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $644,840 | 5,246 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,604,000 | 6,366 |
| Total interest expense | $527,000 | 5,900 |
| Net interest income | $1,077,000 | 6,464 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $31,000 | 8,369 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $10,000 | 7,536 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $21,000 | 7,597 |
| Total noninterest expense | $555,000 | 7,553 |
| Salaries and employee benefits | $347,000 | 7,279 |
| Premises and equipment expense | $30,000 | 8,363 |
| Additional noninterest expense | $178,000 | 7,317 |
| Pre-tax net operating income | $553,000 | 5,214 |
| Securities gains (losses) | $566,000 | 206 |
| Applicable income taxes | $260,000 | 3,347 |
| Income before extraordinary items | $859,000 | 3,464 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $859,000 | 3,466 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,519 |
| Cash dividends | $273,000 | 3,109 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $423,180 | 5,265 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $804,000 | 6,368 |
| Total interest expense | $259,000 | 5,873 |
| Net interest income | $545,000 | 6,476 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $14,000 | 8,474 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $5,000 | 7,590 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $9,000 | 7,829 |
| Total noninterest expense | $279,000 | 7,597 |
| Salaries and employee benefits | $180,000 | 7,241 |
| Premises and equipment expense | $16,000 | 8,389 |
| Additional noninterest expense | $83,000 | 7,500 |
| Pre-tax net operating income | $280,000 | 5,171 |
| Securities gains (losses) | $562,000 | 137 |
| Applicable income taxes | $236,000 | 2,352 |
| Income before extraordinary items | $606,000 | 2,595 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $606,000 | 2,596 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,481 |
| Cash dividends | $137,000 | 2,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $201,360 | 5,370 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,300,000 | 6,143 |
| Total interest expense | $981,000 | 5,712 |
| Net interest income | $2,319,000 | 6,220 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $68,000 | 8,420 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $23,000 | 7,628 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $45,000 | 7,534 |
| Total noninterest expense | $1,277,000 | 7,305 |
| Salaries and employee benefits | $815,000 | 6,868 |
| Premises and equipment expense | $62,000 | 8,459 |
| Additional noninterest expense | $400,000 | 7,123 |
| Pre-tax net operating income | $1,110,000 | 4,977 |
| Securities gains (losses) | $512,000 | 449 |
| Applicable income taxes | $404,000 | 3,713 |
| Income before extraordinary items | $1,218,000 | 4,169 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,218,000 | 4,170 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 5,501 |
| Cash dividends | $669,000 | 3,046 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $834,000 | 5,100 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,494,000 | 6,115 |
| Total interest expense | $736,000 | 5,684 |
| Net interest income | $1,758,000 | 6,197 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $51,000 | 8,467 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $18,000 | 7,662 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $33,000 | 7,603 |
| Total noninterest expense | $817,000 | 7,612 |
| Salaries and employee benefits | $492,000 | 7,378 |
| Premises and equipment expense | $45,000 | 8,490 |
| Additional noninterest expense | $280,000 | 7,246 |
| Pre-tax net operating income | $992,000 | 4,628 |
| Securities gains (losses) | $399,000 | 486 |
| Applicable income taxes | $315,000 | 3,711 |
| Income before extraordinary items | $1,076,000 | 3,836 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,076,000 | 3,837 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,805 |
| Cash dividends | $395,000 | 3,057 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $768,770 | 4,638 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,680,000 | 6,115 |
| Total interest expense | $490,000 | 5,704 |
| Net interest income | $1,190,000 | 6,170 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $32,000 | 8,558 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $11,000 | 7,732 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $21,000 | 7,686 |
| Total noninterest expense | $535,000 | 7,682 |
| Salaries and employee benefits | $332,000 | 7,420 |
| Premises and equipment expense | $27,000 | 8,608 |
| Additional noninterest expense | $176,000 | 7,423 |
| Pre-tax net operating income | $687,000 | 4,502 |
| Securities gains (losses) | $301,000 | 483 |
| Applicable income taxes | $198,000 | 3,805 |
| Income before extraordinary items | $790,000 | 3,554 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $790,000 | 3,554 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $262,000 | 3,083 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $549,200 | 4,396 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $846,000 | 6,104 |
| Total interest expense | $250,000 | 5,710 |
| Net interest income | $596,000 | 6,184 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $17,000 | 8,538 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $6,000 | 7,724 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $11,000 | 7,645 |
| Total noninterest expense | $268,000 | 7,734 |
| Salaries and employee benefits | $163,000 | 7,505 |
| Premises and equipment expense | $14,000 | 8,600 |
| Additional noninterest expense | $91,000 | 7,355 |
| Pre-tax net operating income | $345,000 | 4,478 |
| Securities gains (losses) | $90,000 | 862 |
| Applicable income taxes | $99,000 | 3,795 |
| Income before extraordinary items | $336,000 | 3,956 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $336,000 | 3,955 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $129,000 | 2,622 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $266,700 | 4,460 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,447,000 | 6,082 |
| Total interest expense | $1,090,000 | 5,865 |
| Net interest income | $2,357,000 | 6,088 |
| Provision for loan and lease losses | $70,000 | 5,822 |
| Total noninterest income | $75,000 | 8,562 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $25,000 | 7,773 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $50,000 | 7,561 |
| Total noninterest expense | $1,251,000 | 7,367 |
| Salaries and employee benefits | $781,000 | 6,983 |
| Premises and equipment expense | $71,000 | 8,472 |
| Additional noninterest expense | $399,000 | 7,165 |
| Pre-tax net operating income | $1,111,000 | 4,888 |
| Securities gains (losses) | $454,000 | 805 |
| Applicable income taxes | $397,000 | 3,795 |
| Income before extraordinary items | $1,168,000 | 4,206 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,168,000 | 4,208 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $88,000 | 4,282 |
| Cash dividends | $631,000 | 3,117 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $827,500 | 4,995 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,610,000 | 6,138 |
| Total interest expense | $834,000 | 5,946 |
| Net interest income | $1,776,000 | 6,095 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $59,000 | 8,581 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $19,000 | 7,837 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $40,000 | 7,508 |
| Total noninterest expense | $799,000 | 7,737 |
| Salaries and employee benefits | $461,000 | 7,605 |
| Premises and equipment expense | $61,000 | 8,368 |
| Additional noninterest expense | $277,000 | 7,341 |
| Pre-tax net operating income | $1,036,000 | 4,460 |
| Securities gains (losses) | $222,000 | 1,171 |
| Applicable income taxes | $274,000 | 4,090 |
| Income before extraordinary items | $984,000 | 4,022 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $984,000 | 4,022 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 5,233 |
| Cash dividends | $372,000 | 3,151 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $810,840 | 4,387 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,743,000 | 6,171 |
| Total interest expense | $576,000 | 5,964 |
| Net interest income | $1,167,000 | 6,145 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $36,000 | 8,676 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $13,000 | 7,851 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $23,000 | 7,664 |
| Total noninterest expense | $530,000 | 7,767 |
| Salaries and employee benefits | $311,000 | 7,590 |
| Premises and equipment expense | $41,000 | 8,360 |
| Additional noninterest expense | $178,000 | 7,425 |
| Pre-tax net operating income | $673,000 | 4,528 |
| Securities gains (losses) | $179,000 | 1,112 |
| Applicable income taxes | $184,000 | 4,128 |
| Income before extraordinary items | $668,000 | 3,993 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $668,000 | 3,993 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 3,965 |
| Cash dividends | $247,000 | 3,192 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $528,380 | 4,443 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $871,000 | 6,202 |
| Total interest expense | $295,000 | 5,981 |
| Net interest income | $576,000 | 6,185 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $18,000 | 8,694 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $6,000 | 7,883 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $12,000 | 7,671 |
| Total noninterest expense | $270,000 | 7,748 |
| Salaries and employee benefits | $154,000 | 7,648 |
| Premises and equipment expense | $23,000 | 8,216 |
| Additional noninterest expense | $93,000 | 7,327 |
| Pre-tax net operating income | $324,000 | 4,597 |
| Securities gains (losses) | $70,000 | 1,202 |
| Applicable income taxes | $94,000 | 4,051 |
| Income before extraordinary items | $300,000 | 4,242 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $300,000 | 4,240 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 2,880 |
| Cash dividends | $122,000 | 2,732 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $246,800 | 4,560 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,676,000 | 6,176 |
| Total interest expense | $1,368,000 | 6,016 |
| Net interest income | $2,308,000 | 6,168 |
| Provision for loan and lease losses | $200,000 | 4,344 |
| Total noninterest income | $73,000 | 8,717 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $24,000 | 7,934 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $49,000 | 7,624 |
| Total noninterest expense | $1,204,000 | 7,459 |
| Salaries and employee benefits | $761,000 | 7,038 |
| Premises and equipment expense | $62,000 | 8,726 |
| Additional noninterest expense | $381,000 | 7,283 |
| Pre-tax net operating income | $977,000 | 5,265 |
| Securities gains (losses) | $412,000 | 748 |
| Applicable income taxes | $362,000 | 4,094 |
| Income before extraordinary items | $1,027,000 | 4,524 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,027,000 | 4,524 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $182,000 | 3,160 |
| Cash dividends | $611,000 | 3,115 |
| Sale, conversion, retirement of capital stock, net | $-505,000 | 9,300 |
| Net operating income | $722,120 | 5,342 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,989,000 | 6,369 |
| Total interest expense | $1,910,000 | 6,244 |
| Net interest income | $2,079,000 | 6,316 |
| Provision for loan and lease losses | $100,000 | 5,578 |
| Total noninterest income | $76,000 | 8,831 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $25,000 | 8,061 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $51,000 | 7,655 |
| Total noninterest expense | $1,143,000 | 7,601 |
| Salaries and employee benefits | $724,000 | 7,104 |
| Premises and equipment expense | $63,000 | 8,919 |
| Additional noninterest expense | $356,000 | 7,464 |
| Pre-tax net operating income | $912,000 | 5,154 |
| Securities gains (losses) | $408,000 | 705 |
| Applicable income taxes | $360,000 | 3,933 |
| Income before extraordinary items | $960,000 | 4,385 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $960,000 | 4,386 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $96,000 | 4,122 |
| Cash dividends | $612,000 | 3,092 |
| Sale, conversion, retirement of capital stock, net | $-335,000 | 9,540 |
| Net operating income | $662,160 | 5,236 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,096,000 | 6,410 |
| Total interest expense | $1,996,000 | 6,282 |
| Net interest income | $2,100,000 | 6,421 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $91,000 | 8,728 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $27,000 | 8,143 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $64,000 | 7,361 |
| Total noninterest expense | $1,101,000 | 7,740 |
| Salaries and employee benefits | $680,000 | 7,290 |
| Premises and equipment expense | $64,000 | 9,098 |
| Additional noninterest expense | $357,000 | 7,500 |
| Pre-tax net operating income | $1,090,000 | 5,026 |
| Securities gains (losses) | $164,000 | 454 |
| Applicable income taxes | $312,000 | 4,514 |
| Income before extraordinary items | $942,000 | 4,552 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $942,000 | 4,553 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 5,720 |
| Cash dividends | $600,000 | 3,185 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $819,000 | 4,972 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,054,000 | 6,325 |
| Total interest expense | $1,885,000 | 6,204 |
| Net interest income | $2,169,000 | 6,342 |
| Provision for loan and lease losses | $15,000 | 7,855 |
| Total noninterest income | $76,000 | 9,203 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $25,000 | 8,390 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $51,000 | 8,031 |
| Total noninterest expense | $1,058,000 | 7,957 |
| Salaries and employee benefits | $667,000 | 7,407 |
| Premises and equipment expense | $65,000 | 9,335 |
| Additional noninterest expense | $326,000 | 7,902 |
| Pre-tax net operating income | $1,172,000 | 4,831 |
| Securities gains (losses) | $7,000 | 1,949 |
| Applicable income taxes | $279,000 | 4,967 |
| Income before extraordinary items | $900,000 | 4,746 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $900,000 | 4,746 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 5,427 |
| Cash dividends | $580,000 | 3,234 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $894,680 | 4,724 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,188,000 | 6,313 |
| Total interest expense | $1,980,000 | 6,219 |
| Net interest income | $2,208,000 | 6,275 |
| Provision for loan and lease losses | $30,000 | 7,298 |
| Total noninterest income | $88,000 | 9,223 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $23,000 | 8,653 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $65,000 | 7,637 |
| Total noninterest expense | $1,131,000 | 7,733 |
| Salaries and employee benefits | $768,000 | 6,826 |
| Premises and equipment expense | $35,000 | 10,109 |
| Additional noninterest expense | $328,000 | 7,862 |
| Pre-tax net operating income | $1,135,000 | 5,050 |
| Securities gains (losses) | $526,000 | 540 |
| Applicable income taxes | $438,000 | 4,188 |
| Income before extraordinary items | $1,223,000 | 3,862 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,223,000 | 3,860 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 5,759 |
| Cash dividends | $562,000 | 3,264 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $833,760 | 4,976 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,119,000 | 6,548 |
| Total interest expense | $1,957,000 | 6,347 |
| Net interest income | $2,162,000 | 6,599 |
| Provision for loan and lease losses | $25,000 | 7,608 |
| Total noninterest income | $75,000 | 9,855 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $23,000 | 9,059 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $52,000 | 8,342 |
| Total noninterest expense | $1,067,000 | 8,106 |
| Salaries and employee benefits | $738,000 | 7,093 |
| Premises and equipment expense | $41,000 | 10,416 |
| Additional noninterest expense | $288,000 | 8,444 |
| Pre-tax net operating income | $1,145,000 | 5,396 |
| Securities gains (losses) | $426,000 | 464 |
| Applicable income taxes | $417,000 | 4,754 |
| Income before extraordinary items | $1,154,000 | 4,187 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,154,000 | 4,187 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 7,353 |
| Cash dividends | $528,000 | 3,348 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $843,020 | 5,226 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,002,000 | 6,871 |
| Total interest expense | $1,932,000 | 6,562 |
| Net interest income | $2,070,000 | 7,006 |
| Provision for loan and lease losses | $35,000 | 7,226 |
| Total noninterest income | $80,000 | 10,284 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $25,000 | 9,477 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $55,000 | 8,673 |
| Total noninterest expense | $1,036,000 | 8,543 |
| Salaries and employee benefits | $714,000 | 7,433 |
| Premises and equipment expense | $33,000 | 11,075 |
| Additional noninterest expense | $289,000 | 8,993 |
| Pre-tax net operating income | $1,079,000 | 5,487 |
| Securities gains (losses) | $1,235,000 | 221 |
| Applicable income taxes | $662,000 | 3,314 |
| Income before extraordinary items | $1,652,000 | 2,920 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,652,000 | 2,921 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 8,146 |
| Cash dividends | $612,000 | 2,984 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $775,150 | 5,361 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,806,000 | 7,206 |
| Total interest expense | $1,879,000 | 6,724 |
| Net interest income | $1,927,000 | 7,467 |
| Provision for loan and lease losses | $13,000 | 8,094 |
| Total noninterest income | $70,000 | 10,954 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $25,000 | 9,905 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $45,000 | 9,472 |
| Total noninterest expense | $1,030,000 | 8,825 |
| Salaries and employee benefits | $701,000 | 7,710 |
| Premises and equipment expense | $28,000 | 11,660 |
| Additional noninterest expense | $301,000 | 9,232 |
| Pre-tax net operating income | $954,000 | 6,180 |
| Securities gains (losses) | $457,000 | 379 |
| Applicable income taxes | $333,000 | 5,623 |
| Income before extraordinary items | $1,078,000 | 4,320 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,078,000 | 4,317 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 8,178 |
| Cash dividends | $468,000 | 3,506 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $730,680 | 5,795 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,626,000 | 7,157 |
| Total interest expense | $1,514,000 | 6,851 |
| Net interest income | $2,112,000 | 7,293 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $88,000 | 11,036 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $26,000 | 10,427 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $62,000 | 9,009 |
| Total noninterest expense | $1,036,000 | 9,226 |
| Salaries and employee benefits | $685,000 | 7,993 |
| Premises and equipment expense | $26,000 | 12,321 |
| Additional noninterest expense | $325,000 | 9,657 |
| Pre-tax net operating income | $1,164,000 | 5,353 |
| Securities gains (losses) | $107,000 | 748 |
| Applicable income taxes | $265,000 | 6,325 |
| Income before extraordinary items | $1,006,000 | 4,526 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,006,000 | 4,527 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 7,099 |
| Cash dividends | $440,000 | 3,510 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $921,470 | 4,866 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,677,000 | 7,304 |
| Total interest expense | $1,534,000 | 7,093 |
| Net interest income | $2,143,000 | 7,320 |
| Provision for loan and lease losses | $12,000 | 9,545 |
| Total noninterest income | $103,000 | 11,256 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $25,000 | 10,888 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $78,000 | 8,723 |
| Total noninterest expense | $1,024,000 | 9,628 |
| Salaries and employee benefits | $651,000 | 8,382 |
| Premises and equipment expense | $29,000 | 12,876 |
| Additional noninterest expense | $344,000 | 9,910 |
| Pre-tax net operating income | $1,210,000 | 5,150 |
| Securities gains (losses) | $251,000 | 1,453 |
| Applicable income taxes | $382,000 | 5,172 |
| Income before extraordinary items | $1,079,000 | 4,396 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,079,000 | 4,520 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 9,554 |
| Cash dividends | $420,000 | 3,523 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $893,260 | 4,904 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,797,000 | 7,779 |
| Total interest expense | $1,826,000 | 7,551 |
| Net interest income | $1,971,000 | 7,834 |
| Provision for loan and lease losses | $18,000 | 10,694 |
| Total noninterest income | $96,000 | 11,835 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $24,000 | 11,256 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $72,000 | 9,195 |
| Total noninterest expense | $946,000 | 10,225 |
| Salaries and employee benefits | $610,000 | 8,721 |
| Premises and equipment expense | $27,000 | 13,499 |
| Additional noninterest expense | $309,000 | 10,704 |
| Pre-tax net operating income | $1,103,000 | 5,249 |
| Securities gains (losses) | $258,000 | 1,680 |
| Applicable income taxes | $357,000 | 5,253 |
| Income before extraordinary items | $1,004,000 | 4,489 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,004,000 | 4,533 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 9,710 |
| Cash dividends | $384,000 | 3,435 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $813,080 | 4,994 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.