Home > East Penn Bank > Assets and Liabilities
East Penn Bank, Assets and Liabilities
| 2007-09-30 | Rank | |
| # of Employees: | 121 | 1,410 |
| Assets and Liabilities | ||
| Total Assets: | $436,869,000 | 1,545 |
| Cash and due from depository institutions | $9,765,000 | 1,410 |
| Interest-bearing balances | $2,464,000 | 1,595 |
| Securities | $64,802,000 | 1,809 |
| Federal funds sold & reverse repurchase agreements | $4,988,000 | 2,571 |
| Net loans & leases | $334,329,000 | 1,407 |
| Loan loss allowance | $3,409,000 | 1,569 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $9,154,000 | 1,363 |
| Other real estate owned | $0 | 1,410 |
| Goodwill and other intangibles | $36,000 | 3,089 |
| All other assets | $13,795,000 | 1,345 |
| Life insurance assets | $8,025,000 | 784 |
| Total liabilities and capital | $436,869,000 | 1,545 |
| Total liabilities | $405,988,000 | 1,484 |
| Total deposits | $372,966,000 | 1,413 |
| Interest-bearing deposits | $358,524,000 | 1,272 |
| Deposits held in domestic offices | $372,966,000 | 1,409 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,660,000 | 1,141 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $19,000,000 | 1,823 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $2,362,000 | 2,173 |
| Total equity capital | $30,881,000 | 2,227 |
| Total bank equity capital | $30,881,000 | 2,227 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $4,128,000 | 1,159 |
| Surplus | $13,531,000 | 2,026 |
| Undivided profits | $13,222,000 | 2,561 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,315,000 | 2,674 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $1,891,000 | 2,431 |
| Earning assets | $406,583,000 | 1,522 |
| Long-term assets (5+ years) | $159,551,000 | 740 |
| Average Assets, year-to-date | $440,496,000 | 1,490 |
| Average Assets, quarterly | $438,845,000 | 1,524 |
| Volatile liabilities | $73,081,000 | 1,858 |
| Insider loans | $4,409,000 | 1,682 |
| FHLB advances | $19,000,000 | 1,724 |
| Loans and leases held for sale | $372,000 | 1,289 |
| Unused loan commitments | $98,941,000 | 1,043 |
| Tier 1 (core) risk-based capital | $31,607,000 | 2,073 |
| Tier 2 risk-based capital | $3,409,000 | 1,540 |
| Total risk weighted assets | $351,505,000 | 1,436 |
| Total unused commitments | $98,941,000 | 1,043 |
| Derivatives | $372,000 | 926 |
| 2007-06-30 | Rank | |
| # of Employees: | 124 | 1,408 |
| Assets and Liabilities | ||
| Total Assets: | $440,821,000 | 1,531 |
| Cash and due from depository institutions | $7,616,000 | 1,408 |
| Interest-bearing balances | $2,703,000 | 1,541 |
| Securities | $65,523,000 | 1,775 |
| Federal funds sold & reverse repurchase agreements | $10,117,000 | 1,566 |
| Net loans & leases | $333,901,000 | 1,408 |
| Loan loss allowance | $3,343,000 | 1,602 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $9,347,000 | 1,341 |
| Other real estate owned | $60,000 | 1,408 |
| Goodwill and other intangibles | $39,000 | 3,105 |
| All other assets | $14,218,000 | 1,311 |
| Life insurance assets | $7,945,000 | 786 |
| Total liabilities and capital | $440,821,000 | 1,531 |
| Total liabilities | $410,176,000 | 1,464 |
| Total deposits | $378,262,000 | 1,415 |
| Interest-bearing deposits | $359,333,000 | 1,263 |
| Deposits held in domestic offices | $378,262,000 | 1,411 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,602,000 | 1,167 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $19,000,000 | 1,743 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,312,000 | 2,086 |
| Total equity capital | $30,645,000 | 2,212 |
| Total bank equity capital | $30,645,000 | 2,212 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $4,128,000 | 1,147 |
| Surplus | $13,531,000 | 2,027 |
| Undivided profits | $12,986,000 | 2,528 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,254,000 | 2,513 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $1,881,000 | 2,251 |
| Earning assets | $412,244,000 | 1,493 |
| Long-term assets (5+ years) | $155,900,000 | 740 |
| Average Assets, year-to-date | $441,705,000 | 1,503 |
| Average Assets, quarterly | $444,331,500 | 1,506 |
| Volatile liabilities | $62,933,000 | 2,076 |
| Insider loans | $4,839,000 | 1,519 |
| FHLB advances | $19,000,000 | 1,643 |
| Loans and leases held for sale | $135,000 | 1,651 |
| Unused loan commitments | $77,820,000 | 1,304 |
| Tier 1 (core) risk-based capital | $32,046,000 | 2,036 |
| Tier 2 risk-based capital | $3,343,000 | 1,579 |
| Total risk weighted assets | $353,775,000 | 1,418 |
| Total unused commitments | $77,820,000 | 1,304 |
| Derivatives | $135,000 | 1,025 |
| 2007-03-31 | Rank | |
| # of Employees: | 128 | 1,339 |
| Assets and Liabilities | ||
| Total Assets: | $447,842,000 | 1,494 |
| Cash and due from depository institutions | $8,687,000 | 1,339 |
| Interest-bearing balances | $1,690,000 | 2,100 |
| Securities | $70,724,000 | 1,665 |
| Federal funds sold & reverse repurchase agreements | $20,007,000 | 967 |
| Net loans & leases | $325,129,000 | 1,429 |
| Loan loss allowance | $3,328,000 | 1,599 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $9,556,000 | 1,275 |
| Other real estate owned | $0 | 1,339 |
| Goodwill and other intangibles | $37,000 | 3,121 |
| All other assets | $13,702,000 | 1,315 |
| Life insurance assets | $7,865,000 | 774 |
| Total liabilities and capital | $447,842,000 | 1,494 |
| Total liabilities | $417,231,000 | 1,422 |
| Total deposits | $381,294,000 | 1,391 |
| Interest-bearing deposits | $364,659,000 | 1,237 |
| Deposits held in domestic offices | $381,294,000 | 1,387 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,077,000 | 1,207 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $24,000,000 | 1,444 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $2,860,000 | 1,840 |
| Total equity capital | $30,611,000 | 2,223 |
| Total bank equity capital | $30,611,000 | 2,223 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $4,128,000 | 1,131 |
| Surplus | $13,531,000 | 1,995 |
| Undivided profits | $12,952,000 | 2,588 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $343,000 | 4,634 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $1,747,000 | 2,348 |
| Earning assets | $417,550,000 | 1,461 |
| Long-term assets (5+ years) | $161,547,000 | 704 |
| Average Assets, year-to-date | $442,147,000 | 1,502 |
| Average Assets, quarterly | $442,147,000 | 1,502 |
| Volatile liabilities | $63,084,000 | 2,063 |
| Insider loans | $4,507,000 | 1,602 |
| FHLB advances | $24,000,000 | 1,373 |
| Loans and leases held for sale | $606,000 | 1,180 |
| Unused loan commitments | $85,736,000 | 1,214 |
| Tier 1 (core) risk-based capital | $31,295,000 | 2,071 |
| Tier 2 risk-based capital | $3,328,000 | 1,578 |
| Total risk weighted assets | $344,383,000 | 1,431 |
| Total unused commitments | $85,736,000 | 1,215 |
| Derivatives | $606,000 | 900 |
| 2006-12-31 | Rank | |
| # of Employees: | 131 | 1,323 |
| Assets and Liabilities | ||
| Total Assets: | $436,452,000 | 1,521 |
| Cash and due from depository institutions | $7,803,000 | 1,323 |
| Interest-bearing balances | $18,000 | 6,045 |
| Securities | $70,237,000 | 1,691 |
| Federal funds sold & reverse repurchase agreements | $15,151,000 | 1,056 |
| Net loans & leases | $319,915,000 | 1,431 |
| Loan loss allowance | $3,258,000 | 1,597 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $9,749,000 | 1,224 |
| Other real estate owned | $0 | 1,323 |
| Goodwill and other intangibles | $36,000 | 3,122 |
| All other assets | $13,561,000 | 1,317 |
| Life insurance assets | $7,788,000 | 756 |
| Total liabilities and capital | $436,452,000 | 1,521 |
| Total liabilities | $406,069,000 | 1,452 |
| Total deposits | $372,675,000 | 1,398 |
| Interest-bearing deposits | $357,634,000 | 1,236 |
| Deposits held in domestic offices | $372,675,000 | 1,394 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,749,000 | 1,415 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $24,000,000 | 1,510 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $2,645,000 | 1,920 |
| Total equity capital | $30,383,000 | 2,215 |
| Total bank equity capital | $30,383,000 | 2,215 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $4,128,000 | 1,120 |
| Surplus | $13,531,000 | 1,948 |
| Undivided profits | $12,724,000 | 2,594 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $433,000 | 4,129 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $1,842,000 | 2,276 |
| Earning assets | $405,321,000 | 1,494 |
| Long-term assets (5+ years) | $156,675,000 | 709 |
| Average Assets, year-to-date | $415,726,200 | 1,519 |
| Average Assets, quarterly | $429,842,000 | 1,526 |
| Volatile liabilities | $58,759,000 | 2,346 |
| Insider loans | $4,216,000 | 1,686 |
| FHLB advances | $24,000,000 | 1,430 |
| Loans and leases held for sale | $373,000 | 1,300 |
| Unused loan commitments | $71,400,000 | 1,371 |
| Tier 1 (core) risk-based capital | $31,192,000 | 2,057 |
| Tier 2 risk-based capital | $3,258,000 | 1,583 |
| Total risk weighted assets | $338,508,000 | 1,437 |
| Total unused commitments | $71,400,000 | 1,371 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 134 | 1,307 |
| Assets and Liabilities | ||
| Total Assets: | $423,232,000 | 1,554 |
| Cash and due from depository institutions | $8,015,000 | 1,307 |
| Interest-bearing balances | $1,381,000 | 2,119 |
| Securities | $69,058,000 | 1,748 |
| Federal funds sold & reverse repurchase agreements | $8,769,000 | 1,598 |
| Net loans & leases | $313,461,000 | 1,464 |
| Loan loss allowance | $3,235,000 | 1,615 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $9,932,000 | 1,173 |
| Other real estate owned | $0 | 1,307 |
| Goodwill and other intangibles | $38,000 | 3,120 |
| All other assets | $13,959,000 | 1,296 |
| Life insurance assets | $7,709,000 | 742 |
| Total liabilities and capital | $423,232,000 | 1,554 |
| Total liabilities | $393,914,000 | 1,491 |
| Total deposits | $355,859,000 | 1,462 |
| Interest-bearing deposits | $330,959,000 | 1,338 |
| Deposits held in domestic offices | $355,859,000 | 1,457 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,183,000 | 1,527 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $30,000,000 | 1,358 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,872,000 | 2,470 |
| Total equity capital | $29,318,000 | 2,252 |
| Total bank equity capital | $29,318,000 | 2,252 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $4,128,000 | 1,106 |
| Surplus | $13,531,000 | 1,918 |
| Undivided profits | $11,659,000 | 2,787 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $689,000 | 3,236 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $1,635,000 | 2,571 |
| Earning assets | $392,669,000 | 1,532 |
| Long-term assets (5+ years) | $150,826,000 | 737 |
| Average Assets, year-to-date | $410,544,750 | 1,543 |
| Average Assets, quarterly | $421,821,000 | 1,546 |
| Volatile liabilities | $41,880,000 | 2,988 |
| Insider loans | $4,486,000 | 1,566 |
| FHLB advances | $30,000,000 | 1,271 |
| Loans and leases held for sale | $1,556,000 | 761 |
| Unused loan commitments | $81,792,000 | 1,239 |
| Tier 1 (core) risk-based capital | $30,198,000 | 2,104 |
| Tier 2 risk-based capital | $3,235,000 | 1,593 |
| Total risk weighted assets | $328,995,000 | 1,469 |
| Total unused commitments | $81,792,000 | 1,240 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 135 | 1,307 |
| Assets and Liabilities | ||
| Total Assets: | $420,410,000 | 1,545 |
| Cash and due from depository institutions | $8,594,000 | 1,307 |
| Interest-bearing balances | $581,000 | 2,955 |
| Securities | $69,273,000 | 1,733 |
| Federal funds sold & reverse repurchase agreements | $8,397,000 | 1,508 |
| Net loans & leases | $309,279,000 | 1,459 |
| Loan loss allowance | $3,205,000 | 1,608 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $10,013,000 | 1,149 |
| Other real estate owned | $27,000 | 1,307 |
| Goodwill and other intangibles | $40,000 | 3,110 |
| All other assets | $14,787,000 | 1,218 |
| Life insurance assets | $7,641,000 | 739 |
| Total liabilities and capital | $420,410,000 | 1,545 |
| Total liabilities | $392,233,000 | 1,483 |
| Total deposits | $355,045,000 | 1,447 |
| Interest-bearing deposits | $334,777,000 | 1,284 |
| Deposits held in domestic offices | $355,045,000 | 1,443 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,575,000 | 1,629 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $30,000,000 | 1,354 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,613,000 | 2,549 |
| Total equity capital | $28,177,000 | 2,272 |
| Total bank equity capital | $28,177,000 | 2,272 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $4,128,000 | 1,087 |
| Surplus | $13,531,000 | 1,882 |
| Undivided profits | $10,518,000 | 2,880 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $584,000 | 3,418 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $1,643,000 | 2,281 |
| Earning assets | $387,530,000 | 1,529 |
| Long-term assets (5+ years) | $147,140,000 | 744 |
| Average Assets, year-to-date | $406,315,670 | 1,567 |
| Average Assets, quarterly | $408,776,000 | 1,574 |
| Volatile liabilities | $45,932,000 | 2,758 |
| Insider loans | $4,625,000 | 1,504 |
| FHLB advances | $30,000,000 | 1,260 |
| Loans and leases held for sale | $391,000 | 1,290 |
| Unused loan commitments | $82,365,000 | 1,219 |
| Tier 1 (core) risk-based capital | $30,020,000 | 2,095 |
| Tier 2 risk-based capital | $3,205,000 | 1,584 |
| Total risk weighted assets | $326,997,000 | 1,462 |
| Total unused commitments | $82,365,000 | 1,220 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 134 | 1,291 |
| Assets and Liabilities | ||
| Total Assets: | $397,142,000 | 1,616 |
| Cash and due from depository institutions | $8,613,000 | 1,291 |
| Interest-bearing balances | $40,000 | 5,733 |
| Securities | $71,705,000 | 1,692 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $292,682,000 | 1,504 |
| Loan loss allowance | $3,151,000 | 1,601 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $9,598,000 | 1,164 |
| Other real estate owned | $27,000 | 1,291 |
| Goodwill and other intangibles | $46,000 | 3,069 |
| All other assets | $14,471,000 | 1,217 |
| Life insurance assets | $7,573,000 | 724 |
| Total liabilities and capital | $397,142,000 | 1,616 |
| Total liabilities | $369,273,000 | 1,555 |
| Total deposits | $328,219,000 | 1,548 |
| Interest-bearing deposits | $283,496,000 | 1,537 |
| Deposits held in domestic offices | $328,219,000 | 1,545 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,804,000 | 1,663 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $35,000,000 | 1,177 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $1,250,000 | 3,043 |
| Total equity capital | $27,869,000 | 2,258 |
| Total bank equity capital | $27,869,000 | 2,258 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $4,128,000 | 1,074 |
| Surplus | $13,531,000 | 1,824 |
| Undivided profits | $10,210,000 | 2,989 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $730,000 | 2,953 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $1,550,000 | 2,298 |
| Earning assets | $364,427,000 | 1,612 |
| Long-term assets (5+ years) | $139,934,000 | 760 |
| Average Assets, year-to-date | $399,268,500 | 1,599 |
| Average Assets, quarterly | $399,268,500 | 1,599 |
| Volatile liabilities | $36,373,000 | 3,117 |
| Insider loans | $4,561,000 | 1,488 |
| FHLB advances | $35,000,000 | 1,103 |
| Loans and leases held for sale | $321,000 | 1,261 |
| Unused loan commitments | $76,550,000 | 1,270 |
| Tier 1 (core) risk-based capital | $29,216,000 | 2,101 |
| Tier 2 risk-based capital | $3,151,000 | 1,573 |
| Total risk weighted assets | $310,320,000 | 1,495 |
| Total unused commitments | $76,550,000 | 1,270 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 133 | 1,290 |
| Assets and Liabilities | ||
| Total Assets: | $401,395,000 | 1,580 |
| Cash and due from depository institutions | $11,129,000 | 1,290 |
| Interest-bearing balances | $520,000 | 3,296 |
| Securities | $75,062,000 | 1,618 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $291,392,000 | 1,477 |
| Loan loss allowance | $3,072,000 | 1,629 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $9,299,000 | 1,191 |
| Other real estate owned | $27,000 | 1,290 |
| Goodwill and other intangibles | $48,000 | 3,059 |
| All other assets | $14,438,000 | 1,197 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $401,395,000 | 1,580 |
| Total liabilities | $373,152,000 | 1,513 |
| Total deposits | $324,335,000 | 1,537 |
| Interest-bearing deposits | $280,049,000 | 1,524 |
| Deposits held in domestic offices | $324,335,000 | 1,533 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,573,000 | 1,335 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $40,000,000 | 1,091 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,244,000 | 3,011 |
| Total equity capital | $28,243,000 | 2,208 |
| Total bank equity capital | $28,243,000 | 2,208 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $4,128,000 | 1,058 |
| Surplus | $13,531,000 | 1,787 |
| Undivided profits | $10,584,000 | 2,897 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $629,000 | 3,273 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $1,675,000 | 2,127 |
| Earning assets | $366,974,000 | 1,575 |
| Long-term assets (5+ years) | $138,024,000 | 756 |
| Average Assets, year-to-date | $379,736,800 | 1,603 |
| Average Assets, quarterly | $395,719,500 | 1,581 |
| Volatile liabilities | $43,666,000 | 2,709 |
| Insider loans | $4,614,000 | 1,460 |
| FHLB advances | $40,000,000 | 1,004 |
| Loans and leases held for sale | $1,077,000 | 842 |
| Unused loan commitments | $80,614,000 | 1,188 |
| Tier 1 (core) risk-based capital | $29,120,000 | 2,074 |
| Tier 2 risk-based capital | $3,072,000 | 1,596 |
| Total risk weighted assets | $308,320,000 | 1,480 |
| Total unused commitments | $80,614,000 | 1,188 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 120 | 1,423 |
| Assets and Liabilities | ||
| Total Assets: | $390,044,000 | 1,594 |
| Cash and due from depository institutions | $9,175,000 | 1,423 |
| Interest-bearing balances | $539,000 | 3,345 |
| Securities | $82,131,000 | 1,488 |
| Federal funds sold & reverse repurchase agreements | $4,344,000 | 2,521 |
| Net loans & leases | $271,197,000 | 1,561 |
| Loan loss allowance | $3,055,000 | 1,604 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $8,901,000 | 1,213 |
| Other real estate owned | $19,000 | 1,423 |
| Goodwill and other intangibles | $53,000 | 3,024 |
| All other assets | $14,224,000 | 1,197 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $390,044,000 | 1,594 |
| Total liabilities | $362,158,000 | 1,541 |
| Total deposits | $307,503,000 | 1,598 |
| Interest-bearing deposits | $266,654,000 | 1,557 |
| Deposits held in domestic offices | $307,503,000 | 1,594 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,366,000 | 1,939 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $49,950,000 | 917 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,339,000 | 2,817 |
| Total equity capital | $27,886,000 | 2,211 |
| Total bank equity capital | $27,886,000 | 2,211 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $4,128,000 | 1,024 |
| Surplus | $13,531,000 | 1,730 |
| Undivided profits | $10,227,000 | 3,019 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $763,000 | 2,937 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,530,000 | 2,264 |
| Earning assets | $358,211,000 | 1,579 |
| Long-term assets (5+ years) | $144,836,000 | 702 |
| Average Assets, year-to-date | $374,322,250 | 1,613 |
| Average Assets, quarterly | $387,459,500 | 1,598 |
| Volatile liabilities | $40,353,000 | 2,766 |
| Insider loans | $4,853,000 | 1,327 |
| FHLB advances | $49,950,000 | 840 |
| Loans and leases held for sale | $2,598,000 | 592 |
| Unused loan commitments | $97,159,000 | 1,009 |
| Tier 1 (core) risk-based capital | $28,344,000 | 2,093 |
| Tier 2 risk-based capital | $3,055,000 | 1,568 |
| Total risk weighted assets | $289,888,000 | 1,541 |
| Total unused commitments | $97,159,000 | 1,011 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 116 | 1,471 |
| Assets and Liabilities | ||
| Total Assets: | $384,875,000 | 1,599 |
| Cash and due from depository institutions | $8,701,000 | 1,471 |
| Interest-bearing balances | $72,000 | 5,440 |
| Securities | $84,398,000 | 1,456 |
| Federal funds sold & reverse repurchase agreements | $4,388,000 | 2,316 |
| Net loans & leases | $265,254,000 | 1,555 |
| Loan loss allowance | $3,005,000 | 1,603 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $8,181,000 | 1,296 |
| Other real estate owned | $20,000 | 1,471 |
| Goodwill and other intangibles | $49,000 | 3,028 |
| All other assets | $13,884,000 | 1,183 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $384,875,000 | 1,599 |
| Total liabilities | $356,617,000 | 1,540 |
| Total deposits | $306,869,000 | 1,560 |
| Interest-bearing deposits | $263,276,000 | 1,547 |
| Deposits held in domestic offices | $306,869,000 | 1,555 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,575,000 | 1,900 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $45,000,000 | 996 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,173,000 | 2,910 |
| Total equity capital | $28,258,000 | 2,134 |
| Total bank equity capital | $28,258,000 | 2,134 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $4,128,000 | 1,007 |
| Surplus | $13,531,000 | 1,695 |
| Undivided profits | $10,599,000 | 2,887 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $736,000 | 2,890 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,515,000 | 2,070 |
| Earning assets | $354,112,000 | 1,583 |
| Long-term assets (5+ years) | $175,620,000 | 583 |
| Average Assets, year-to-date | $369,081,670 | 1,617 |
| Average Assets, quarterly | $375,131,000 | 1,613 |
| Volatile liabilities | $33,559,000 | 3,034 |
| Insider loans | $4,632,000 | 1,371 |
| FHLB advances | $45,000,000 | 921 |
| Loans and leases held for sale | $2,121,000 | 701 |
| Unused loan commitments | $83,961,000 | 1,098 |
| Tier 1 (core) risk-based capital | $28,128,000 | 2,046 |
| Tier 2 risk-based capital | $3,005,000 | 1,562 |
| Total risk weighted assets | $283,673,000 | 1,531 |
| Total unused commitments | $83,961,000 | 1,098 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 114 | 1,495 |
| Assets and Liabilities | ||
| Total Assets: | $365,387,000 | 1,649 |
| Cash and due from depository institutions | $8,184,000 | 1,495 |
| Interest-bearing balances | $29,000 | 6,023 |
| Securities | $86,725,000 | 1,444 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $249,425,000 | 1,611 |
| Loan loss allowance | $2,912,000 | 1,627 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $7,844,000 | 1,330 |
| Other real estate owned | $35,000 | 1,495 |
| Goodwill and other intangibles | $34,000 | 3,087 |
| All other assets | $13,140,000 | 1,227 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $365,387,000 | 1,649 |
| Total liabilities | $338,699,000 | 1,606 |
| Total deposits | $298,016,000 | 1,600 |
| Interest-bearing deposits | $255,959,000 | 1,569 |
| Deposits held in domestic offices | $298,016,000 | 1,594 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,996,000 | 1,318 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $32,902,000 | 1,208 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $785,000 | 3,721 |
| Total equity capital | $26,688,000 | 2,191 |
| Total bank equity capital | $26,688,000 | 2,191 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $4,128,000 | 992 |
| Surplus | $13,531,000 | 1,655 |
| Undivided profits | $9,029,000 | 3,212 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,003,000 | 2,357 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $1,436,000 | 2,125 |
| Earning assets | $336,179,000 | 1,641 |
| Long-term assets (5+ years) | $171,728,000 | 601 |
| Average Assets, year-to-date | $361,185,000 | 1,658 |
| Average Assets, quarterly | $361,185,000 | 1,658 |
| Volatile liabilities | $32,835,000 | 3,013 |
| Insider loans | $4,587,000 | 1,341 |
| FHLB advances | $32,902,000 | 1,124 |
| Loans and leases held for sale | $1,996,000 | 644 |
| Unused loan commitments | $87,249,000 | 1,048 |
| Tier 1 (core) risk-based capital | $27,186,000 | 2,076 |
| Tier 2 risk-based capital | $2,912,000 | 1,580 |
| Total risk weighted assets | $266,690,000 | 1,584 |
| Total unused commitments | $87,249,000 | 1,048 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 118 | 1,459 |
| Assets and Liabilities | ||
| Total Assets: | $356,983,000 | 1,679 |
| Cash and due from depository institutions | $8,568,000 | 1,459 |
| Interest-bearing balances | $1,234,000 | 2,552 |
| Securities | $88,506,000 | 1,434 |
| Federal funds sold & reverse repurchase agreements | $214,000 | 5,797 |
| Net loans & leases | $238,977,000 | 1,644 |
| Loan loss allowance | $2,838,000 | 1,637 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $7,474,000 | 1,380 |
| Other real estate owned | $20,000 | 1,459 |
| Goodwill and other intangibles | $30,000 | 3,088 |
| All other assets | $13,194,000 | 1,188 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $356,983,000 | 1,679 |
| Total liabilities | $329,560,000 | 1,636 |
| Total deposits | $298,345,000 | 1,582 |
| Interest-bearing deposits | $256,236,000 | 1,543 |
| Deposits held in domestic offices | $298,345,000 | 1,575 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,349,000 | 2,163 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $28,000,000 | 1,372 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $866,000 | 3,430 |
| Total equity capital | $27,423,000 | 2,135 |
| Total bank equity capital | $27,423,000 | 2,135 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $4,128,000 | 969 |
| Surplus | $13,531,000 | 1,637 |
| Undivided profits | $9,764,000 | 3,081 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,061,000 | 2,298 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $1,432,000 | 2,087 |
| Earning assets | $328,931,000 | 1,673 |
| Long-term assets (5+ years) | $163,015,000 | 644 |
| Average Assets, year-to-date | $346,633,000 | 1,642 |
| Average Assets, quarterly | $353,739,000 | 1,671 |
| Volatile liabilities | $23,257,000 | 3,734 |
| Insider loans | $4,537,000 | 1,345 |
| FHLB advances | $28,000,000 | 1,276 |
| Loans and leases held for sale | $1,146,000 | 814 |
| Unused loan commitments | $74,320,000 | 1,156 |
| Tier 1 (core) risk-based capital | $27,146,000 | 2,051 |
| Tier 2 risk-based capital | $2,838,000 | 1,598 |
| Total risk weighted assets | $256,386,000 | 1,624 |
| Total unused commitments | $74,320,000 | 1,157 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 117 | 1,469 |
| Assets and Liabilities | ||
| Total Assets: | $350,495,000 | 1,677 |
| Cash and due from depository institutions | $8,513,000 | 1,469 |
| Interest-bearing balances | $104,000 | 5,074 |
| Securities | $89,951,000 | 1,426 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $231,401,000 | 1,677 |
| Loan loss allowance | $2,772,000 | 1,677 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $7,478,000 | 1,339 |
| Other real estate owned | $20,000 | 1,469 |
| Goodwill and other intangibles | $22,000 | 3,083 |
| All other assets | $13,110,000 | 1,168 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $350,495,000 | 1,677 |
| Total liabilities | $323,489,000 | 1,637 |
| Total deposits | $284,731,000 | 1,624 |
| Interest-bearing deposits | $242,561,000 | 1,618 |
| Deposits held in domestic offices | $284,731,000 | 1,617 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,741,000 | 1,870 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $34,160,000 | 1,199 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $857,000 | 3,570 |
| Total equity capital | $27,006,000 | 2,150 |
| Total bank equity capital | $27,006,000 | 2,150 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $4,128,000 | 953 |
| Surplus | $13,531,000 | 1,603 |
| Undivided profits | $9,347,000 | 3,190 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,210,000 | 2,186 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $1,368,000 | 2,272 |
| Earning assets | $321,456,000 | 1,680 |
| Long-term assets (5+ years) | $152,921,000 | 701 |
| Average Assets, year-to-date | $344,045,500 | 1,640 |
| Average Assets, quarterly | $349,297,000 | 1,668 |
| Volatile liabilities | $22,362,000 | 3,830 |
| Insider loans | $4,554,000 | 1,284 |
| FHLB advances | $34,160,000 | 1,095 |
| Loans and leases held for sale | $2,794,000 | 497 |
| Unused loan commitments | $67,044,000 | 1,255 |
| Tier 1 (core) risk-based capital | $26,638,000 | 2,067 |
| Tier 2 risk-based capital | $2,772,000 | 1,608 |
| Total risk weighted assets | $246,069,000 | 1,644 |
| Total unused commitments | $67,044,000 | 1,255 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 117 | 1,471 |
| Assets and Liabilities | ||
| Total Assets: | $348,099,000 | 1,664 |
| Cash and due from depository institutions | $7,344,000 | 1,471 |
| Interest-bearing balances | $138,000 | 4,877 |
| Securities | $94,473,000 | 1,386 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $225,514,000 | 1,671 |
| Loan loss allowance | $2,654,000 | 1,751 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $7,344,000 | 1,344 |
| Other real estate owned | $16,000 | 1,471 |
| Goodwill and other intangibles | $8,000 | 3,184 |
| All other assets | $13,400,000 | 1,158 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $348,099,000 | 1,664 |
| Total liabilities | $322,676,000 | 1,620 |
| Total deposits | $291,104,000 | 1,573 |
| Interest-bearing deposits | $247,189,000 | 1,568 |
| Deposits held in domestic offices | $291,104,000 | 1,568 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,626,000 | 1,535 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $25,000,000 | 1,443 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $946,000 | 3,058 |
| Total equity capital | $25,423,000 | 2,185 |
| Total bank equity capital | $25,423,000 | 2,185 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $4,128,000 | 936 |
| Surplus | $13,531,000 | 1,548 |
| Undivided profits | $7,764,000 | 3,478 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,206,000 | 2,229 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $1,358,000 | 2,133 |
| Earning assets | $320,125,000 | 1,650 |
| Long-term assets (5+ years) | $146,330,000 | 749 |
| Average Assets, year-to-date | $341,895,670 | 1,648 |
| Average Assets, quarterly | $344,751,000 | 1,659 |
| Volatile liabilities | $15,564,000 | 4,638 |
| Insider loans | $4,788,000 | 1,187 |
| FHLB advances | $25,000,000 | 1,345 |
| Loans and leases held for sale | $1,063,000 | 863 |
| Unused loan commitments | $68,296,000 | 1,205 |
| Tier 1 (core) risk-based capital | $26,301,000 | 2,039 |
| Tier 2 risk-based capital | $2,654,000 | 1,659 |
| Total risk weighted assets | $242,460,000 | 1,634 |
| Total unused commitments | $68,296,000 | 1,205 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 115 | 1,499 |
| Assets and Liabilities | ||
| Total Assets: | $341,403,000 | 1,676 |
| Cash and due from depository institutions | $7,980,000 | 1,499 |
| Interest-bearing balances | $1,585,000 | 2,598 |
| Securities | $100,379,000 | 1,311 |
| Federal funds sold & reverse repurchase agreements | $6,642,000 | 2,226 |
| Net loans & leases | $207,145,000 | 1,765 |
| Loan loss allowance | $2,541,000 | 1,800 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $7,369,000 | 1,312 |
| Other real estate owned | $149,000 | 1,499 |
| Goodwill and other intangibles | $3,000 | 3,213 |
| All other assets | $11,736,000 | 1,222 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $341,403,000 | 1,676 |
| Total liabilities | $314,600,000 | 1,641 |
| Total deposits | $283,477,000 | 1,589 |
| Interest-bearing deposits | $243,974,000 | 1,585 |
| Deposits held in domestic offices | $283,477,000 | 1,584 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,976,000 | 1,503 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $25,000,000 | 1,390 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $1,147,000 | 2,929 |
| Total equity capital | $26,803,000 | 2,107 |
| Total bank equity capital | $26,803,000 | 2,107 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $4,128,000 | 929 |
| Surplus | $13,531,000 | 1,526 |
| Undivided profits | $9,144,000 | 3,238 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $922,000 | 2,826 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $1,369,000 | 2,082 |
| Earning assets | $315,751,000 | 1,663 |
| Long-term assets (5+ years) | $145,674,000 | 744 |
| Average Assets, year-to-date | $338,794,000 | 1,657 |
| Average Assets, quarterly | $338,794,000 | 1,657 |
| Volatile liabilities | $15,261,000 | 4,606 |
| Insider loans | $4,015,000 | 1,406 |
| FHLB advances | $25,000,000 | 1,284 |
| Loans and leases held for sale | $2,184,000 | 671 |
| Unused loan commitments | $73,812,000 | 1,110 |
| Tier 1 (core) risk-based capital | $25,622,000 | 2,076 |
| Tier 2 risk-based capital | $2,541,000 | 1,699 |
| Total risk weighted assets | $226,166,000 | 1,703 |
| Total unused commitments | $73,812,000 | 1,114 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 113 | 1,533 |
| Assets and Liabilities | ||
| Total Assets: | $336,185,000 | 1,686 |
| Cash and due from depository institutions | $8,058,000 | 1,533 |
| Interest-bearing balances | $532,000 | 3,575 |
| Securities | $105,085,000 | 1,301 |
| Federal funds sold & reverse repurchase agreements | $734,000 | 5,314 |
| Net loans & leases | $205,569,000 | 1,752 |
| Loan loss allowance | $2,403,000 | 1,889 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $6,108,000 | 1,597 |
| Other real estate owned | $276,000 | 1,533 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $10,355,000 | 1,394 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $336,185,000 | 1,686 |
| Total liabilities | $310,422,000 | 1,648 |
| Total deposits | $279,945,000 | 1,595 |
| Interest-bearing deposits | $242,937,000 | 1,576 |
| Deposits held in domestic offices | $279,945,000 | 1,593 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,512,000 | 1,690 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $25,000,000 | 1,394 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $965,000 | 3,170 |
| Total equity capital | $25,763,000 | 2,153 |
| Total bank equity capital | $25,763,000 | 2,153 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $4,128,000 | 931 |
| Surplus | $13,531,000 | 1,491 |
| Undivided profits | $8,104,000 | 3,465 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $434,000 | 4,406 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $21,000 | 1,154 |
| Income earned, not collected on loans | $1,372,000 | 2,167 |
| Earning assets | $311,920,000 | 1,660 |
| Long-term assets (5+ years) | $149,419,000 | 730 |
| Average Assets, year-to-date | $299,788,800 | 1,814 |
| Average Assets, quarterly | $323,706,500 | 1,728 |
| Volatile liabilities | $15,371,000 | 4,559 |
| Insider loans | $4,951,000 | 1,106 |
| FHLB advances | $25,000,000 | 1,287 |
| Loans and leases held for sale | $956,000 | 905 |
| Unused loan commitments | $73,467,000 | 1,088 |
| Tier 1 (core) risk-based capital | $25,363,000 | 2,069 |
| Tier 2 risk-based capital | $2,403,000 | 1,771 |
| Total risk weighted assets | $222,823,000 | 1,717 |
| Total unused commitments | $73,467,000 | 1,089 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 111 | 1,579 |
| Assets and Liabilities | ||
| Total Assets: | $311,228,000 | 1,813 |
| Cash and due from depository institutions | $9,846,000 | 1,579 |
| Interest-bearing balances | $318,000 | 4,222 |
| Securities | $84,517,000 | 1,567 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $201,273,000 | 1,771 |
| Loan loss allowance | $2,396,000 | 1,906 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $6,031,000 | 1,612 |
| Other real estate owned | $276,000 | 1,579 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $9,285,000 | 1,547 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $311,228,000 | 1,813 |
| Total liabilities | $284,060,000 | 1,795 |
| Total deposits | $276,201,000 | 1,627 |
| Interest-bearing deposits | $238,500,000 | 1,615 |
| Deposits held in domestic offices | $276,201,000 | 1,624 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,570,000 | 1,369 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,289,000 | 2,695 |
| Total equity capital | $27,168,000 | 2,022 |
| Total bank equity capital | $27,168,000 | 2,022 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $4,128,000 | 918 |
| Surplus | $15,501,000 | 1,295 |
| Undivided profits | $7,539,000 | 3,673 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $642,000 | 3,774 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $21,000 | 1,227 |
| Income earned, not collected on loans | $1,329,000 | 2,371 |
| Earning assets | $286,108,000 | 1,807 |
| Long-term assets (5+ years) | $126,609,000 | 870 |
| Average Assets, year-to-date | $290,689,750 | 1,894 |
| Average Assets, quarterly | $303,740,000 | 1,847 |
| Volatile liabilities | $17,890,000 | 4,153 |
| Insider loans | $5,019,000 | 1,076 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $3,468,000 | 661 |
| Unused loan commitments | $76,776,000 | 1,062 |
| Tier 1 (core) risk-based capital | $26,555,000 | 1,954 |
| Tier 2 risk-based capital | $2,396,000 | 1,775 |
| Total risk weighted assets | $211,462,000 | 1,782 |
| Total unused commitments | $76,776,000 | 1,064 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 112 | 1,571 |
| Assets and Liabilities | ||
| Total Assets: | $296,252,000 | 1,898 |
| Cash and due from depository institutions | $9,492,000 | 1,571 |
| Interest-bearing balances | $1,379,000 | 2,887 |
| Securities | $80,191,000 | 1,573 |
| Federal funds sold & reverse repurchase agreements | $410,000 | 6,437 |
| Net loans & leases | $191,177,000 | 1,816 |
| Loan loss allowance | $2,359,000 | 1,900 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $6,089,000 | 1,566 |
| Other real estate owned | $277,000 | 1,571 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $8,616,000 | 1,587 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $296,252,000 | 1,898 |
| Total liabilities | $275,394,000 | 1,839 |
| Total deposits | $268,439,000 | 1,661 |
| Interest-bearing deposits | $232,715,000 | 1,636 |
| Deposits held in domestic offices | $268,439,000 | 1,656 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,040,000 | 1,360 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $915,000 | 3,500 |
| Total equity capital | $20,858,000 | 2,602 |
| Total bank equity capital | $20,858,000 | 2,602 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $4,843,000 | 765 |
| Surplus | $12,410,000 | 1,541 |
| Undivided profits | $3,605,000 | 5,489 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,168,000 | 2,549 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $21,000 | 1,284 |
| Income earned, not collected on loans | $1,213,000 | 2,490 |
| Earning assets | $273,157,000 | 1,872 |
| Long-term assets (5+ years) | $105,230,000 | 992 |
| Average Assets, year-to-date | $283,843,670 | 1,921 |
| Average Assets, quarterly | $289,727,000 | 1,911 |
| Volatile liabilities | $17,456,000 | 4,175 |
| Insider loans | $5,005,000 | 1,057 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $4,844,000 | 716 |
| Unused loan commitments | $61,490,000 | 1,225 |
| Tier 1 (core) risk-based capital | $19,402,000 | 2,606 |
| Tier 2 risk-based capital | $2,359,000 | 1,766 |
| Total risk weighted assets | $199,640,000 | 1,848 |
| Total unused commitments | $61,490,000 | 1,235 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 108 | 1,604 |
| Assets and Liabilities | ||
| Total Assets: | $283,202,000 | 1,927 |
| Cash and due from depository institutions | $9,739,000 | 1,604 |
| Interest-bearing balances | $337,000 | 4,195 |
| Securities | $65,321,000 | 1,869 |
| Federal funds sold & reverse repurchase agreements | $11,840,000 | 1,429 |
| Net loans & leases | $181,007,000 | 1,895 |
| Loan loss allowance | $2,270,000 | 1,922 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $6,070,000 | 1,539 |
| Other real estate owned | $279,000 | 1,604 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $8,946,000 | 1,502 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $283,202,000 | 1,927 |
| Total liabilities | $262,724,000 | 1,879 |
| Total deposits | $256,484,000 | 1,720 |
| Interest-bearing deposits | $221,845,000 | 1,702 |
| Deposits held in domestic offices | $256,484,000 | 1,718 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,248,000 | 1,370 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $992,000 | 3,353 |
| Total equity capital | $20,478,000 | 2,591 |
| Total bank equity capital | $20,478,000 | 2,591 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $4,842,000 | 756 |
| Surplus | $12,402,000 | 1,514 |
| Undivided profits | $3,234,000 | 5,664 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $683,000 | 3,637 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $21,000 | 1,283 |
| Income earned, not collected on loans | $1,182,000 | 2,582 |
| Earning assets | $258,505,000 | 1,937 |
| Long-term assets (5+ years) | $81,851,000 | 1,186 |
| Average Assets, year-to-date | $277,639,500 | 1,948 |
| Average Assets, quarterly | $277,639,500 | 1,948 |
| Volatile liabilities | $16,468,000 | 4,296 |
| Insider loans | $5,099,000 | 1,034 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $4,406,000 | 675 |
| Unused loan commitments | $61,898,000 | 1,186 |
| Tier 1 (core) risk-based capital | $19,402,000 | 2,549 |
| Tier 2 risk-based capital | $2,270,000 | 1,781 |
| Total risk weighted assets | $192,481,000 | 1,875 |
| Total unused commitments | $61,898,000 | 1,196 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 104 | 1,652 |
| Assets and Liabilities | ||
| Total Assets: | $272,077,000 | 1,974 |
| Cash and due from depository institutions | $7,729,000 | 1,652 |
| Interest-bearing balances | $695,000 | 3,448 |
| Securities | $63,247,000 | 1,903 |
| Federal funds sold & reverse repurchase agreements | $8,076,000 | 1,798 |
| Net loans & leases | $178,183,000 | 1,910 |
| Loan loss allowance | $2,167,000 | 1,972 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $6,002,000 | 1,546 |
| Other real estate owned | $359,000 | 1,652 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $8,481,000 | 1,514 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $272,077,000 | 1,974 |
| Total liabilities | $252,413,000 | 1,919 |
| Total deposits | $243,640,000 | 1,771 |
| Interest-bearing deposits | $211,033,000 | 1,760 |
| Deposits held in domestic offices | $243,640,000 | 1,768 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,830,000 | 1,180 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $943,000 | 3,524 |
| Total equity capital | $19,664,000 | 2,662 |
| Total bank equity capital | $19,664,000 | 2,662 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $4,842,000 | 753 |
| Surplus | $12,402,000 | 1,479 |
| Undivided profits | $2,420,000 | 6,321 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $897,000 | 2,944 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $21,000 | 1,250 |
| Income earned, not collected on loans | $1,091,000 | 2,947 |
| Earning assets | $250,201,000 | 1,958 |
| Long-term assets (5+ years) | $83,808,000 | 1,127 |
| Average Assets, year-to-date | $254,677,800 | 1,991 |
| Average Assets, quarterly | $267,413,000 | 1,986 |
| Volatile liabilities | $18,820,000 | 3,906 |
| Insider loans | $5,946,000 | 841 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $3,363,000 | 837 |
| Unused loan commitments | $42,273,000 | 1,521 |
| Tier 1 (core) risk-based capital | $18,815,000 | 2,594 |
| Tier 2 risk-based capital | $2,167,000 | 1,836 |
| Total risk weighted assets | $186,518,000 | 1,893 |
| Total unused commitments | $42,273,000 | 1,526 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 101 | 1,664 |
| Assets and Liabilities | ||
| Total Assets: | $233,329,000 | 2,184 |
| Cash and due from depository institutions | $9,636,000 | 1,664 |
| Interest-bearing balances | $1,260,000 | 2,742 |
| Securities | $49,161,000 | 2,233 |
| Federal funds sold & reverse repurchase agreements | $5,318,000 | 2,637 |
| Net loans & leases | $154,271,000 | 2,114 |
| Loan loss allowance | $1,843,000 | 2,153 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $5,507,000 | 1,613 |
| Other real estate owned | $22,000 | 1,664 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $9,414,000 | 1,300 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $233,329,000 | 2,184 |
| Total liabilities | $216,753,000 | 2,115 |
| Total deposits | $206,636,000 | 1,991 |
| Interest-bearing deposits | $179,936,000 | 1,969 |
| Deposits held in domestic offices | $206,636,000 | 1,985 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,063,000 | 1,129 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,054,000 | 3,334 |
| Total equity capital | $16,576,000 | 2,909 |
| Total bank equity capital | $16,576,000 | 2,909 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $4,842,000 | 750 |
| Surplus | $12,402,000 | 1,413 |
| Undivided profits | $-668,000 | 9,127 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $977,000 | 2,735 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $61,000 | 1,073 |
| Income earned, not collected on loans | $1,080,000 | 3,208 |
| Earning assets | $210,010,000 | 2,225 |
| Long-term assets (5+ years) | $78,563,000 | 1,192 |
| Average Assets, year-to-date | $224,399,800 | 2,164 |
| Average Assets, quarterly | $231,112,500 | 2,186 |
| Volatile liabilities | $19,126,000 | 3,804 |
| Insider loans | $3,477,000 | 1,451 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $2,349,000 | 859 |
| Unused loan commitments | $36,262,000 | 1,618 |
| Tier 1 (core) risk-based capital | $16,808,000 | 2,745 |
| Tier 2 risk-based capital | $1,843,000 | 1,987 |
| Total risk weighted assets | $168,327,000 | 1,989 |
| Total unused commitments | $36,262,000 | 1,624 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 93 | 1,792 |
| Assets and Liabilities | ||
| Total Assets: | $220,321,000 | 2,210 |
| Cash and due from depository institutions | $9,465,000 | 1,792 |
| Interest-bearing balances | $927,000 | 2,471 |
| Securities | $49,176,000 | 2,210 |
| Federal funds sold & reverse repurchase agreements | $3,138,000 | 3,307 |
| Net loans & leases | $146,530,000 | 2,158 |
| Loan loss allowance | $1,544,000 | 2,412 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $5,380,000 | 1,610 |
| Other real estate owned | $0 | 1,792 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $6,632,000 | 1,431 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $220,321,000 | 2,210 |
| Total liabilities | $205,606,000 | 2,132 |
| Total deposits | $194,117,000 | 2,014 |
| Interest-bearing deposits | $168,607,000 | 2,000 |
| Deposits held in domestic offices | $194,117,000 | 2,011 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,173,000 | 1,309 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $3,000,000 | 3,490 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $1,316,000 | 2,889 |
| Total equity capital | $14,715,000 | 3,141 |
| Total bank equity capital | $14,715,000 | 3,141 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $4,775,000 | 767 |
| Surplus | $12,176,000 | 1,395 |
| Undivided profits | $-2,236,000 | 9,777 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,499,000 | 1,616 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $765,000 | 3,554 |
| Earning assets | $199,771,000 | 2,236 |
| Long-term assets (5+ years) | $81,324,000 | 1,107 |
| Average Assets, year-to-date | $205,626,200 | 2,242 |
| Average Assets, quarterly | $215,478,500 | 2,225 |
| Volatile liabilities | $21,051,000 | 3,533 |
| Insider loans | $3,763,000 | 1,305 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $24,798,000 | 1,999 |
| Tier 1 (core) risk-based capital | $15,183,000 | 2,941 |
| Tier 2 risk-based capital | $1,544,000 | 2,255 |
| Total risk weighted assets | $152,058,300 | 2,108 |
| Total unused commitments | $24,798,000 | 2,001 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 91 | 1,890 |
| Assets and Liabilities | ||
| Total Assets: | $189,559,000 | 2,494 |
| Cash and due from depository institutions | $8,016,000 | 1,890 |
| Interest-bearing balances | $510,000 | 3,112 |
| Securities | $44,650,000 | 2,530 |
| Federal funds sold & reverse repurchase agreements | $2,287,000 | 3,431 |
| Net loans & leases | $124,948,000 | 2,389 |
| Loan loss allowance | $1,327,000 | 2,679 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $5,386,000 | 1,576 |
| Other real estate owned | $0 | 1,890 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $4,272,000 | 2,073 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $189,559,000 | 2,494 |
| Total liabilities | $176,362,000 | 2,441 |
| Total deposits | $170,043,000 | 2,231 |
| Interest-bearing deposits | $149,675,000 | 2,193 |
| Deposits held in domestic offices | $170,043,000 | 2,226 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $563,000 | 3,403 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $5,000,000 | 2,806 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $756,000 | 4,002 |
| Total equity capital | $13,197,000 | 3,348 |
| Total bank equity capital | $13,197,000 | 3,348 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $4,775,000 | 788 |
| Surplus | $12,420,000 | 1,342 |
| Undivided profits | $-3,998,000 | 10,145 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,294,000 | 1,756 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $544,000 | 4,255 |
| Earning assets | $172,395,000 | 2,517 |
| Long-term assets (5+ years) | $76,045,000 | 1,227 |
| Average Assets, year-to-date | $172,564,600 | 2,611 |
| Average Assets, quarterly | $184,002,000 | 2,544 |
| Volatile liabilities | $13,206,000 | 4,635 |
| Insider loans | $5,352,000 | 861 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $27,609,000 | 1,837 |
| Tier 1 (core) risk-based capital | $14,540,000 | 3,017 |
| Tier 2 risk-based capital | $1,329,250 | 2,429 |
| Total risk weighted assets | $130,179,900 | 2,352 |
| Total unused commitments | $27,609,000 | 1,841 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 72 | 2,441 |
| Assets and Liabilities | ||
| Total Assets: | $156,810,000 | 2,909 |
| Cash and due from depository institutions | $7,275,000 | 2,441 |
| Interest-bearing balances | $932,000 | 2,942 |
| Securities | $45,690,000 | 2,521 |
| Federal funds sold & reverse repurchase agreements | $1,882,000 | 5,971 |
| Net loans & leases | $94,975,000 | 2,884 |
| Loan loss allowance | $1,074,000 | 3,138 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $4,142,000 | 1,948 |
| Other real estate owned | $0 | 2,441 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $2,846,000 | 2,597 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $156,810,000 | 2,909 |
| Total liabilities | $143,855,000 | 2,861 |
| Total deposits | $142,403,000 | 2,681 |
| Interest-bearing deposits | $125,029,000 | 2,591 |
| Deposits held in domestic offices | $142,403,000 | 2,676 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,452,000 | 2,584 |
| Total equity capital | $12,955,000 | 3,452 |
| Total bank equity capital | $12,955,000 | 3,452 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $4,645,000 | 784 |
| Surplus | $9,864,000 | 1,587 |
| Undivided profits | $-1,554,000 | 10,340 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $910,000 | 2,550 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $417,000 | 5,291 |
| Earning assets | $143,479,000 | 2,929 |
| Long-term assets (5+ years) | $61,269,000 | 1,336 |
| Average Assets, year-to-date | $140,453,400 | 3,046 |
| Average Assets, quarterly | $150,031,000 | 2,978 |
| Volatile liabilities | $6,968,000 | 6,071 |
| Insider loans | $4,356,000 | 973 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $854,000 | 1,103 |
| Unused loan commitments | $21,660,000 | 2,134 |
| Tier 1 (core) risk-based capital | $12,762,000 | 3,338 |
| Tier 2 risk-based capital | $1,074,000 | 2,849 |
| Total risk weighted assets | $93,824,300 | 2,987 |
| Total unused commitments | $21,660,000 | 2,140 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 55 | 3,282 |
| Assets and Liabilities | ||
| Total Assets: | $132,200,000 | 3,349 |
| Cash and due from depository institutions | $8,840,000 | 3,282 |
| Interest-bearing balances | $4,675,000 | 970 |
| Securities | $28,641,000 | 3,771 |
| Federal funds sold & reverse repurchase agreements | $9,807,000 | 1,390 |
| Net loans & leases | $79,844,000 | 3,360 |
| Loan loss allowance | $838,000 | 3,901 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $3,993,000 | 1,972 |
| Other real estate owned | $0 | 3,282 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $1,075,000 | 5,741 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $132,200,000 | 3,349 |
| Total liabilities | $119,383,000 | 3,332 |
| Total deposits | $117,980,000 | 3,169 |
| Interest-bearing deposits | $106,739,000 | 3,012 |
| Deposits held in domestic offices | $117,980,000 | 3,163 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,403,000 | 2,691 |
| Total equity capital | $12,817,000 | 3,457 |
| Total bank equity capital | $12,817,000 | 3,457 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $4,222,000 | 863 |
| Surplus | $7,152,000 | 2,089 |
| Undivided profits | $1,443,000 | 7,915 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $501,000 | 4,053 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $388,000 | 5,794 |
| Earning assets | $122,967,000 | 3,312 |
| Long-term assets (5+ years) | $40,118,000 | 1,676 |
| Average Assets, year-to-date | $110,869,600 | 3,773 |
| Average Assets, quarterly | $123,408,500 | 3,518 |
| Volatile liabilities | $5,242,000 | 7,002 |
| Insider loans | $3,944,000 | 1,057 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $848,000 | 877 |
| Unused loan commitments | $17,789,000 | 2,315 |
| Tier 1 (core) risk-based capital | $12,623,000 | 3,349 |
| Tier 2 risk-based capital | $838,000 | 3,431 |
| Total risk weighted assets | $82,850,000 | 3,290 |
| Total unused commitments | $17,789,000 | 2,320 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 37 | 4,911 |
| Assets and Liabilities | ||
| Total Assets: | $96,558,000 | 4,561 |
| Cash and due from depository institutions | $6,316,000 | 4,911 |
| Interest-bearing balances | $2,127,000 | 1,573 |
| Securities | $14,161,000 | 6,656 |
| Federal funds sold & reverse repurchase agreements | $1,201,000 | 6,063 |
| Net loans & leases | $70,159,000 | 3,828 |
| Loan loss allowance | $686,000 | 4,742 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $3,265,000 | 2,413 |
| Other real estate owned | $234,000 | 4,911 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,222,000 | 5,412 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $96,558,000 | 4,561 |
| Total liabilities | $88,356,000 | 4,472 |
| Total deposits | $87,523,000 | 4,292 |
| Interest-bearing deposits | $78,521,000 | 4,142 |
| Deposits held in domestic offices | $87,523,000 | 4,283 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $833,000 | 4,061 |
| Total equity capital | $8,202,000 | 5,132 |
| Total bank equity capital | $8,202,000 | 5,132 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $3,627,000 | 1,060 |
| Surplus | $4,060,000 | 3,375 |
| Undivided profits | $515,000 | 9,810 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $235,000 | 6,269 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $362,000 | 6,097 |
| Earning assets | $87,648,000 | 4,612 |
| Long-term assets (5+ years) | $24,836,000 | 2,281 |
| Average Assets, year-to-date | $85,299,800 | 4,879 |
| Average Assets, quarterly | $92,285,500 | 4,689 |
| Volatile liabilities | $4,217,000 | 7,602 |
| Insider loans | $3,772,000 | 1,156 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $340,000 | 1,081 |
| Unused loan commitments | $13,049,000 | 2,810 |
| Tier 1 (core) risk-based capital | $8,183,000 | 5,034 |
| Tier 2 risk-based capital | $686,000 | 4,130 |
| Total risk weighted assets | $70,024,100 | 3,858 |
| Total unused commitments | $13,049,000 | 2,824 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 27 | 6,461 |
| Assets and Liabilities | ||
| Total Assets: | $77,174,000 | 5,517 |
| Cash and due from depository institutions | $3,209,000 | 6,461 |
| Interest-bearing balances | $935,000 | 2,644 |
| Securities | $14,129,000 | 6,944 |
| Federal funds sold & reverse repurchase agreements | $2,123,000 | 5,371 |
| Net loans & leases | $54,214,000 | 4,680 |
| Loan loss allowance | $680,000 | 4,834 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $2,229,000 | 3,363 |
| Other real estate owned | $381,000 | 6,461 |
| Goodwill and other intangibles | $71,000 | 2,499 |
| All other assets | $818,000 | 7,209 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $77,174,000 | 5,517 |
| Total liabilities | $69,679,000 | 5,498 |
| Total deposits | $69,049,000 | 5,321 |
| Interest-bearing deposits | $61,797,000 | 5,172 |
| Deposits held in domestic offices | $69,049,000 | 5,311 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $630,000 | 5,269 |
| Total equity capital | $7,495,000 | 5,570 |
| Total bank equity capital | $7,495,000 | 5,570 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $3,545,000 | 1,105 |
| Surplus | $3,887,000 | 3,544 |
| Undivided profits | $63,000 | 11,218 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $433,000 | 4,639 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $303,000 | 7,076 |
| Earning assets | $71,401,000 | 5,483 |
| Long-term assets (5+ years) | $21,073,000 | 2,410 |
| Average Assets, year-to-date | $72,527,000 | 5,594 |
| Average Assets, quarterly | $74,795,500 | 5,611 |
| Volatile liabilities | $4,204,000 | 7,502 |
| Insider loans | $3,153,000 | 1,379 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $13,417,000 | 2,643 |
| Tier 1 (core) risk-based capital | $7,324,000 | 5,532 |
| Tier 2 risk-based capital | $680,000 | 4,128 |
| Total risk weighted assets | $55,130,000 | 4,636 |
| Total unused commitments | $13,417,000 | 2,654 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 28 | 6,490 |
| Assets and Liabilities | ||
| Total Assets: | $68,638,000 | 6,013 |
| Cash and due from depository institutions | $2,823,000 | 6,490 |
| Interest-bearing balances | $186,000 | 4,720 |
| Securities | $13,680,000 | 7,489 |
| Federal funds sold & reverse repurchase agreements | $2,028,000 | 3,703 |
| Net loans & leases | $46,554,000 | 5,178 |
| Loan loss allowance | $631,000 | 5,198 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $2,320,000 | 3,184 |
| Other real estate owned | $377,000 | 6,490 |
| Goodwill and other intangibles | $156,000 | 2,053 |
| All other assets | $700,000 | 8,269 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $68,638,000 | 6,013 |
| Total liabilities | $61,976,000 | 6,015 |
| Total deposits | $61,622,000 | 5,791 |
| Interest-bearing deposits | $56,144,000 | 5,545 |
| Deposits held in domestic offices | $61,622,000 | 5,784 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $354,000 | 6,597 |
| Total equity capital | $6,662,000 | 5,780 |
| Total bank equity capital | $6,662,000 | 5,780 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $3,468,000 | 1,128 |
| Surplus | $3,809,000 | 3,496 |
| Undivided profits | $-615,000 | 12,063 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $230,000 | 6,390 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $215,000 | 8,162 |
| Earning assets | $62,448,000 | 6,036 |
| Long-term assets (5+ years) | $13,980,000 | 3,301 |
| Average Assets, year-to-date | $64,366,200 | 6,204 |
| Average Assets, quarterly | $66,421,500 | 6,135 |
| Volatile liabilities | $2,020,000 | 9,644 |
| Insider loans | $2,278,000 | 1,835 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $8,290,000 | 3,575 |
| Tier 1 (core) risk-based capital | $6,656,000 | 5,877 |
| Tier 2 risk-based capital | $574,090 | 4,716 |
| Total risk weighted assets | $45,870,290 | 5,306 |
| Total unused commitments | $8,290,000 | 3,582 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 26 | 7,126 |
| Assets and Liabilities | ||
| Total Assets: | $65,164,000 | 6,410 |
| Cash and due from depository institutions | $7,732,000 | 7,126 |
| Interest-bearing balances | $5,951,000 | 1,043 |
| Securities | $18,491,000 | 6,480 |
| Federal funds sold & reverse repurchase agreements | $1,131,000 | 7,437 |
| Net loans & leases | $34,655,000 | 6,335 |
| Loan loss allowance | $683,000 | 5,067 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $2,160,000 | 3,373 |
| Other real estate owned | $305,000 | 7,126 |
| Goodwill and other intangibles | $241,000 | 1,728 |
| All other assets | $449,000 | 9,803 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $65,164,000 | 6,410 |
| Total liabilities | $58,422,000 | 6,472 |
| Total deposits | $57,373,000 | 6,361 |
| Interest-bearing deposits | $53,836,000 | 5,962 |
| Deposits held in domestic offices | $57,373,000 | 6,354 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $3,000 | 4,995 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,046,000 | 3,023 |
| Total equity capital | $6,742,000 | 5,790 |
| Total bank equity capital | $6,742,000 | 5,790 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $3,455,000 | 1,130 |
| Surplus | $3,796,000 | 3,466 |
| Undivided profits | $-509,000 | 12,660 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $845,000 | 3,546 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $133,000 | 9,978 |
| Earning assets | $60,228,000 | 6,376 |
| Long-term assets (5+ years) | $13,490,000 | 3,561 |
| Average Assets, year-to-date | $64,772,800 | 6,304 |
| Average Assets, quarterly | $65,703,500 | 6,314 |
| Volatile liabilities | $5,705,000 | 6,056 |
| Insider loans | $2,235,000 | 1,835 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $9,364,000 | 3,242 |
| Tier 1 (core) risk-based capital | $6,501,000 | 5,911 |
| Tier 2 risk-based capital | $461,970 | 5,630 |
| Total risk weighted assets | $36,736,570 | 6,298 |
| Total unused commitments | $9,364,000 | 3,261 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 23 | 7,923 |
| Assets and Liabilities | ||
| Total Assets: | $61,765,000 | 6,780 |
| Cash and due from depository institutions | $1,254,000 | 7,923 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $2,170,000 | 12,991 |
| Federal funds sold & reverse repurchase agreements | $2,632,000 | 5,497 |
| Net loans & leases | $53,531,000 | 4,564 |
| Loan loss allowance | $634,000 | 5,422 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,411,000 | 4,893 |
| Other real estate owned | $0 | 7,923 |
| Goodwill and other intangibles | $326,000 | 1,559 |
| All other assets | $441,000 | 10,268 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $61,765,000 | 6,780 |
| Total liabilities | $55,375,000 | 6,853 |
| Total deposits | $54,964,000 | 6,713 |
| Interest-bearing deposits | $52,121,000 | 6,255 |
| Deposits held in domestic offices | $54,964,000 | 6,704 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $6,000 | 5,011 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $405,000 | 6,766 |
| Total equity capital | $6,390,000 | 5,824 |
| Total bank equity capital | $6,390,000 | 5,824 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $3,453,000 | 1,145 |
| Surplus | $3,794,000 | 3,348 |
| Undivided profits | $-857,000 | 13,246 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 13,091 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $235,000 | 7,840 |
| Earning assets | $58,333,000 | 6,599 |
| Long-term assets (5+ years) | $41,005,000 | 1,409 |
| Average Assets, year-to-date | $42,785,800 | 8,488 |
| Average Assets, quarterly | $61,831,500 | 6,716 |
| Volatile liabilities | $5,719,000 | 6,051 |
| Insider loans | $144,000 | 4,769 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $6,885,000 | 3,758 |
| Tier 1 (core) risk-based capital | $6,064,000 | 6,007 |
| Tier 2 risk-based capital | $499,730 | 5,215 |
| Total risk weighted assets | $39,844,430 | 5,951 |
| Total unused commitments | $6,885,000 | 3,778 |
| Derivatives | $0 | 651 |