Home > East Dubuque Savings Bank > Income and Expense
East Dubuque Savings Bank, Income and Expense
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $4,943,000 | 3,272 |
| Total interest expense | $610,000 | 2,827 |
| Net interest income | $4,333,000 | 3,294 |
| Provision for loan and lease losses | $155,000 | 2,221 |
| Total noninterest income | $732,000 | 3,123 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $116,000 | 4,144 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $616,000 | 2,636 |
| Total noninterest expense | $3,531,000 | 3,390 |
| Salaries and employee benefits | $2,414,000 | 2,923 |
| Premises and equipment expense | $471,000 | 3,052 |
| Additional noninterest expense | $646,000 | 4,587 |
| Pre-tax net operating income | $1,379,000 | 3,224 |
| Securities gains (losses) | $7,000 | 2,511 |
| Applicable income taxes | $50,000 | 3,633 |
| Income before extraordinary items | $1,336,000 | 2,992 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,336,000 | 2,992 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,336,000 | 2,993 |
| Net charge-offs | $102,000 | 2,141 |
| Cash dividends | $680,000 | 2,025 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,329,280 | 2,940 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $3,276,000 | 3,301 |
| Total interest expense | $403,000 | 2,860 |
| Net interest income | $2,873,000 | 3,312 |
| Provision for loan and lease losses | $110,000 | 2,123 |
| Total noninterest income | $532,000 | 2,979 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $75,000 | 4,186 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $457,000 | 2,515 |
| Total noninterest expense | $2,381,000 | 3,376 |
| Salaries and employee benefits | $1,620,000 | 2,914 |
| Premises and equipment expense | $318,000 | 3,045 |
| Additional noninterest expense | $443,000 | 4,576 |
| Pre-tax net operating income | $914,000 | 3,234 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $32,000 | 3,664 |
| Income before extraordinary items | $882,000 | 2,986 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $882,000 | 2,986 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $882,000 | 2,988 |
| Net charge-offs | $62,000 | 2,156 |
| Cash dividends | $400,000 | 2,136 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $882,000 | 2,927 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,624,000 | 3,323 |
| Total interest expense | $199,000 | 2,902 |
| Net interest income | $1,425,000 | 3,337 |
| Provision for loan and lease losses | $45,000 | 2,176 |
| Total noninterest income | $279,000 | 2,895 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $37,000 | 4,194 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $242,000 | 2,396 |
| Total noninterest expense | $1,206,000 | 3,359 |
| Salaries and employee benefits | $810,000 | 2,950 |
| Premises and equipment expense | $160,000 | 3,064 |
| Additional noninterest expense | $236,000 | 4,479 |
| Pre-tax net operating income | $453,000 | 3,179 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $16,000 | 3,628 |
| Income before extraordinary items | $437,000 | 2,970 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $437,000 | 2,973 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $437,000 | 2,973 |
| Net charge-offs | $25,000 | 1,996 |
| Cash dividends | $200,000 | 1,824 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $437,000 | 2,899 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $6,523,000 | 3,337 |
| Total interest expense | $839,000 | 2,931 |
| Net interest income | $5,684,000 | 3,366 |
| Provision for loan and lease losses | $195,000 | 2,523 |
| Total noninterest income | $827,000 | 3,431 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $172,000 | 4,163 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $655,000 | 2,918 |
| Total noninterest expense | $4,795,000 | 3,416 |
| Salaries and employee benefits | $3,256,000 | 2,922 |
| Premises and equipment expense | $658,000 | 3,032 |
| Additional noninterest expense | $881,000 | 4,721 |
| Pre-tax net operating income | $1,521,000 | 3,463 |
| Securities gains (losses) | $21,000 | 2,297 |
| Applicable income taxes | $16,000 | 4,092 |
| Income before extraordinary items | $1,526,000 | 3,216 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,526,000 | 3,216 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,526,000 | 3,217 |
| Net charge-offs | $102,000 | 3,168 |
| Cash dividends | $1,670,000 | 1,461 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,505,210 | 3,186 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $4,874,000 | 3,379 |
| Total interest expense | $634,000 | 2,976 |
| Net interest income | $4,240,000 | 3,411 |
| Provision for loan and lease losses | $175,000 | 2,247 |
| Total noninterest income | $628,000 | 3,446 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $129,000 | 4,220 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $499,000 | 2,911 |
| Total noninterest expense | $3,606,000 | 3,426 |
| Salaries and employee benefits | $2,434,000 | 2,936 |
| Premises and equipment expense | $496,000 | 3,054 |
| Additional noninterest expense | $676,000 | 4,684 |
| Pre-tax net operating income | $1,087,000 | 3,636 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $38,000 | 3,764 |
| Income before extraordinary items | $1,049,000 | 3,402 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,049,000 | 3,403 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,049,000 | 3,403 |
| Net charge-offs | $78,000 | 2,922 |
| Cash dividends | $1,445,000 | 1,187 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,049,000 | 3,361 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,214,000 | 3,406 |
| Total interest expense | $423,000 | 3,009 |
| Net interest income | $2,791,000 | 3,432 |
| Provision for loan and lease losses | $100,000 | 2,327 |
| Total noninterest income | $497,000 | 3,130 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $83,000 | 4,261 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $414,000 | 2,578 |
| Total noninterest expense | $2,401,000 | 3,446 |
| Salaries and employee benefits | $1,630,000 | 2,941 |
| Premises and equipment expense | $321,000 | 3,144 |
| Additional noninterest expense | $450,000 | 4,714 |
| Pre-tax net operating income | $787,000 | 3,403 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $28,000 | 3,717 |
| Income before extraordinary items | $759,000 | 3,200 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $759,000 | 3,206 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $759,000 | 3,206 |
| Net charge-offs | $26,000 | 3,261 |
| Cash dividends | $1,445,000 | 867 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $759,000 | 3,159 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,588,000 | 3,458 |
| Total interest expense | $207,000 | 3,092 |
| Net interest income | $1,381,000 | 3,469 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $210,000 | 3,395 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $41,000 | 4,270 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $169,000 | 2,794 |
| Total noninterest expense | $1,185,000 | 3,498 |
| Salaries and employee benefits | $793,000 | 3,015 |
| Premises and equipment expense | $164,000 | 3,153 |
| Additional noninterest expense | $228,000 | 4,698 |
| Pre-tax net operating income | $406,000 | 3,261 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $15,000 | 3,648 |
| Income before extraordinary items | $391,000 | 3,045 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $391,000 | 3,048 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $391,000 | 3,048 |
| Net charge-offs | $-13,000 | 5,862 |
| Cash dividends | $1,445,000 | 452 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $391,000 | 3,005 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $6,769,000 | 3,339 |
| Total interest expense | $1,073,000 | 2,804 |
| Net interest income | $5,696,000 | 3,384 |
| Provision for loan and lease losses | $315,000 | 2,382 |
| Total noninterest income | $1,036,000 | 3,128 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $184,000 | 4,230 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $852,000 | 2,585 |
| Total noninterest expense | $5,066,000 | 3,374 |
| Salaries and employee benefits | $3,309,000 | 2,913 |
| Premises and equipment expense | $646,000 | 3,134 |
| Additional noninterest expense | $1,111,000 | 4,365 |
| Pre-tax net operating income | $1,351,000 | 3,581 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $47,000 | 3,788 |
| Income before extraordinary items | $1,304,000 | 3,408 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,304,000 | 3,409 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,304,000 | 3,411 |
| Net charge-offs | $52,000 | 4,318 |
| Cash dividends | $182,000 | 3,652 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,304,000 | 3,361 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $5,151,000 | 3,325 |
| Total interest expense | $856,000 | 2,759 |
| Net interest income | $4,295,000 | 3,402 |
| Provision for loan and lease losses | $300,000 | 2,060 |
| Total noninterest income | $797,000 | 3,138 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $140,000 | 4,243 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $657,000 | 2,597 |
| Total noninterest expense | $3,812,000 | 3,378 |
| Salaries and employee benefits | $2,492,000 | 2,914 |
| Premises and equipment expense | $484,000 | 3,169 |
| Additional noninterest expense | $836,000 | 4,374 |
| Pre-tax net operating income | $980,000 | 3,720 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $34,000 | 3,888 |
| Income before extraordinary items | $946,000 | 3,522 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $946,000 | 3,524 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $946,000 | 3,526 |
| Net charge-offs | $54,000 | 3,795 |
| Cash dividends | $182,000 | 2,995 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $946,000 | 3,446 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,335,000 | 3,420 |
| Total interest expense | $604,000 | 2,699 |
| Net interest income | $2,731,000 | 3,510 |
| Provision for loan and lease losses | $225,000 | 1,972 |
| Total noninterest income | $555,000 | 3,107 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $91,000 | 4,277 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $464,000 | 2,584 |
| Total noninterest expense | $2,558,000 | 3,366 |
| Salaries and employee benefits | $1,657,000 | 2,939 |
| Premises and equipment expense | $324,000 | 3,179 |
| Additional noninterest expense | $577,000 | 4,280 |
| Pre-tax net operating income | $503,000 | 4,132 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $17,000 | 4,005 |
| Income before extraordinary items | $486,000 | 3,991 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $486,000 | 3,993 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $486,000 | 3,994 |
| Net charge-offs | $-51,000 | 6,553 |
| Cash dividends | $182,000 | 2,633 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $486,000 | 3,892 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,654,000 | 3,466 |
| Total interest expense | $315,000 | 2,683 |
| Net interest income | $1,339,000 | 3,569 |
| Provision for loan and lease losses | $175,000 | 1,482 |
| Total noninterest income | $249,000 | 3,286 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $47,000 | 4,201 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $202,000 | 2,764 |
| Total noninterest expense | $1,274,000 | 3,404 |
| Salaries and employee benefits | $826,000 | 2,974 |
| Premises and equipment expense | $163,000 | 3,192 |
| Additional noninterest expense | $285,000 | 4,335 |
| Pre-tax net operating income | $139,000 | 4,946 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $4,000 | 4,268 |
| Income before extraordinary items | $135,000 | 4,882 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $135,000 | 4,883 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $135,000 | 4,884 |
| Net charge-offs | $-77,000 | 6,794 |
| Cash dividends | $182,000 | 1,690 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $135,000 | 4,778 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $7,549,000 | 3,262 |
| Total interest expense | $1,784,000 | 2,364 |
| Net interest income | $5,765,000 | 3,465 |
| Provision for loan and lease losses | $1,425,000 | 1,375 |
| Total noninterest income | $982,000 | 3,283 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $229,000 | 4,015 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $753,000 | 2,778 |
| Total noninterest expense | $5,061,000 | 3,431 |
| Salaries and employee benefits | $3,192,000 | 2,994 |
| Premises and equipment expense | $712,000 | 2,982 |
| Additional noninterest expense | $1,157,000 | 4,441 |
| Pre-tax net operating income | $261,000 | 5,526 |
| Securities gains (losses) | $305,000 | 1,357 |
| Applicable income taxes | $16,000 | 4,281 |
| Income before extraordinary items | $550,000 | 4,814 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $550,000 | 4,815 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $550,000 | 4,816 |
| Net charge-offs | $2,693,000 | 914 |
| Cash dividends | $245,000 | 3,469 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $254,150 | 5,419 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $5,756,000 | 3,283 |
| Total interest expense | $1,413,000 | 2,332 |
| Net interest income | $4,343,000 | 3,515 |
| Provision for loan and lease losses | $1,425,000 | 1,124 |
| Total noninterest income | $914,000 | 2,962 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $172,000 | 4,064 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $742,000 | 2,378 |
| Total noninterest expense | $3,791,000 | 3,467 |
| Salaries and employee benefits | $2,411,000 | 3,003 |
| Premises and equipment expense | $489,000 | 3,216 |
| Additional noninterest expense | $891,000 | 4,405 |
| Pre-tax net operating income | $41,000 | 6,172 |
| Securities gains (losses) | $164,000 | 1,590 |
| Applicable income taxes | $3,000 | 4,607 |
| Income before extraordinary items | $202,000 | 5,714 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $202,000 | 5,713 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $202,000 | 5,713 |
| Net charge-offs | $2,285,000 | 840 |
| Cash dividends | $245,000 | 2,750 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $39,640 | 6,171 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,861,000 | 3,285 |
| Total interest expense | $989,000 | 2,302 |
| Net interest income | $2,872,000 | 3,548 |
| Provision for loan and lease losses | $500,000 | 1,802 |
| Total noninterest income | $554,000 | 3,058 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $109,000 | 4,141 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $445,000 | 2,494 |
| Total noninterest expense | $2,623,000 | 3,391 |
| Salaries and employee benefits | $1,683,000 | 2,901 |
| Premises and equipment expense | $320,000 | 3,278 |
| Additional noninterest expense | $620,000 | 4,315 |
| Pre-tax net operating income | $303,000 | 4,818 |
| Securities gains (losses) | $164,000 | 1,249 |
| Applicable income taxes | $15,000 | 4,095 |
| Income before extraordinary items | $452,000 | 4,157 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $452,000 | 4,161 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $452,000 | 4,161 |
| Net charge-offs | $130,000 | 3,176 |
| Cash dividends | $245,000 | 2,351 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $292,920 | 4,663 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,950,000 | 3,285 |
| Total interest expense | $522,000 | 2,285 |
| Net interest income | $1,428,000 | 3,575 |
| Provision for loan and lease losses | $100,000 | 2,838 |
| Total noninterest income | $308,000 | 2,911 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $53,000 | 4,182 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $255,000 | 2,321 |
| Total noninterest expense | $1,307,000 | 3,415 |
| Salaries and employee benefits | $821,000 | 2,973 |
| Premises and equipment expense | $161,000 | 3,281 |
| Additional noninterest expense | $325,000 | 4,178 |
| Pre-tax net operating income | $329,000 | 3,665 |
| Securities gains (losses) | $133,000 | 788 |
| Applicable income taxes | $16,000 | 3,775 |
| Income before extraordinary items | $446,000 | 2,851 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $446,000 | 2,854 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $446,000 | 2,855 |
| Net charge-offs | $106,000 | 2,392 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $316,990 | 3,372 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $8,648,000 | 3,120 |
| Total interest expense | $2,758,000 | 2,108 |
| Net interest income | $5,890,000 | 3,511 |
| Provision for loan and lease losses | $575,000 | 3,263 |
| Total noninterest income | $799,000 | 3,527 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $237,000 | 4,068 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $562,000 | 2,958 |
| Total noninterest expense | $5,172,000 | 3,443 |
| Salaries and employee benefits | $3,080,000 | 3,054 |
| Premises and equipment expense | $681,000 | 3,263 |
| Additional noninterest expense | $1,411,000 | 4,013 |
| Pre-tax net operating income | $942,000 | 3,835 |
| Securities gains (losses) | $153,000 | 1,696 |
| Applicable income taxes | $38,000 | 3,864 |
| Income before extraordinary items | $1,057,000 | 3,447 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,057,000 | 3,449 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,057,000 | 3,450 |
| Net charge-offs | $1,196,000 | 2,156 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $908,590 | 3,605 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $6,630,000 | 3,105 |
| Total interest expense | $2,175,000 | 2,091 |
| Net interest income | $4,455,000 | 3,508 |
| Provision for loan and lease losses | $275,000 | 3,725 |
| Total noninterest income | $594,000 | 3,555 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $176,000 | 4,108 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $418,000 | 2,965 |
| Total noninterest expense | $3,787,000 | 3,518 |
| Salaries and employee benefits | $2,237,000 | 3,145 |
| Premises and equipment expense | $516,000 | 3,281 |
| Additional noninterest expense | $1,034,000 | 4,085 |
| Pre-tax net operating income | $987,000 | 3,338 |
| Securities gains (losses) | $152,000 | 1,423 |
| Applicable income taxes | $41,000 | 3,724 |
| Income before extraordinary items | $1,098,000 | 2,876 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,098,000 | 2,879 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,098,000 | 2,879 |
| Net charge-offs | $1,140,000 | 1,773 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $952,080 | 3,059 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $4,458,000 | 3,116 |
| Total interest expense | $1,513,000 | 2,089 |
| Net interest income | $2,945,000 | 3,529 |
| Provision for loan and lease losses | $150,000 | 3,873 |
| Total noninterest income | $331,000 | 3,925 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $111,000 | 4,191 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $220,000 | 3,342 |
| Total noninterest expense | $2,547,000 | 3,531 |
| Salaries and employee benefits | $1,486,000 | 3,163 |
| Premises and equipment expense | $344,000 | 3,294 |
| Additional noninterest expense | $717,000 | 4,034 |
| Pre-tax net operating income | $579,000 | 3,536 |
| Securities gains (losses) | $11,000 | 2,322 |
| Applicable income taxes | $21,000 | 3,807 |
| Income before extraordinary items | $569,000 | 3,305 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $569,000 | 3,306 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $569,000 | 3,306 |
| Net charge-offs | $858,000 | 1,601 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $558,440 | 3,260 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,237,000 | 3,113 |
| Total interest expense | $790,000 | 2,087 |
| Net interest income | $1,447,000 | 3,567 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $140,000 | 4,301 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $50,000 | 4,342 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $90,000 | 3,734 |
| Total noninterest expense | $1,307,000 | 3,457 |
| Salaries and employee benefits | $756,000 | 3,143 |
| Premises and equipment expense | $173,000 | 3,329 |
| Additional noninterest expense | $378,000 | 3,875 |
| Pre-tax net operating income | $280,000 | 3,641 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $10,000 | 3,778 |
| Income before extraordinary items | $270,000 | 3,441 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $270,000 | 3,438 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $270,000 | 3,439 |
| Net charge-offs | $266,000 | 1,856 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $270,000 | 3,380 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $9,872,000 | 2,985 |
| Total interest expense | $3,898,000 | 2,046 |
| Net interest income | $5,974,000 | 3,479 |
| Provision for loan and lease losses | $1,650,000 | 2,328 |
| Total noninterest income | $1,828,000 | 2,196 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $267,000 | 3,871 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,561,000 | 1,650 |
| Total noninterest expense | $5,443,000 | 3,363 |
| Salaries and employee benefits | $2,965,000 | 3,151 |
| Premises and equipment expense | $863,000 | 2,796 |
| Additional noninterest expense | $1,615,000 | 3,811 |
| Pre-tax net operating income | $709,000 | 3,894 |
| Securities gains (losses) | $158,000 | 1,789 |
| Applicable income taxes | $29,000 | 3,874 |
| Income before extraordinary items | $838,000 | 3,533 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $838,000 | 3,530 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $838,000 | 3,533 |
| Net charge-offs | $1,857,000 | 1,950 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $684,740 | 3,746 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $7,548,000 | 3,008 |
| Total interest expense | $3,046,000 | 2,052 |
| Net interest income | $4,502,000 | 3,512 |
| Provision for loan and lease losses | $1,650,000 | 1,856 |
| Total noninterest income | $1,647,000 | 1,949 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $208,000 | 3,864 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $1,439,000 | 1,375 |
| Total noninterest expense | $4,237,000 | 3,268 |
| Salaries and employee benefits | $2,268,000 | 3,116 |
| Premises and equipment expense | $679,000 | 2,732 |
| Additional noninterest expense | $1,290,000 | 3,623 |
| Pre-tax net operating income | $262,000 | 5,003 |
| Securities gains (losses) | $116,000 | 1,815 |
| Applicable income taxes | $13,000 | 4,159 |
| Income before extraordinary items | $365,000 | 4,594 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $365,000 | 4,597 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $365,000 | 4,597 |
| Net charge-offs | $1,839,000 | 1,579 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $252,480 | 4,902 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $5,156,000 | 2,971 |
| Total interest expense | $2,102,000 | 2,053 |
| Net interest income | $3,054,000 | 3,480 |
| Provision for loan and lease losses | $1,600,000 | 1,453 |
| Total noninterest income | $1,652,000 | 1,416 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $137,000 | 3,875 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $1,515,000 | 970 |
| Total noninterest expense | $2,818,000 | 3,277 |
| Salaries and employee benefits | $1,532,000 | 3,091 |
| Premises and equipment expense | $487,000 | 2,583 |
| Additional noninterest expense | $799,000 | 3,803 |
| Pre-tax net operating income | $288,000 | 4,468 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $8,000 | 4,167 |
| Income before extraordinary items | $280,000 | 4,431 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $280,000 | 4,431 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $280,000 | 4,431 |
| Net charge-offs | $1,107,000 | 1,614 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $280,000 | 4,280 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,635,000 | 2,961 |
| Total interest expense | $1,087,000 | 2,097 |
| Net interest income | $1,548,000 | 3,466 |
| Provision for loan and lease losses | $750,000 | 1,389 |
| Total noninterest income | $71,000 | 5,623 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $70,000 | 3,833 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,000 | 7,328 |
| Total noninterest expense | $1,355,000 | 3,423 |
| Salaries and employee benefits | $750,000 | 3,190 |
| Premises and equipment expense | $216,000 | 2,938 |
| Additional noninterest expense | $389,000 | 3,861 |
| Pre-tax net operating income | $-486,000 | 7,172 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $-20,000 | 7,194 |
| Income before extraordinary items | $-466,000 | 7,233 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-466,000 | 7,234 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-466,000 | 7,234 |
| Net charge-offs | $408,000 | 1,755 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-466,000 | 7,217 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $11,243,000 | 2,914 |
| Total interest expense | $5,586,000 | 2,046 |
| Net interest income | $5,657,000 | 3,626 |
| Provision for loan and lease losses | $3,550,000 | 1,782 |
| Total noninterest income | $432,000 | 4,991 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $328,000 | 3,711 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $104,000 | 5,598 |
| Total noninterest expense | $6,053,000 | 3,151 |
| Salaries and employee benefits | $3,370,000 | 2,882 |
| Premises and equipment expense | $823,000 | 3,063 |
| Additional noninterest expense | $1,860,000 | 3,525 |
| Pre-tax net operating income | $-3,514,000 | 6,984 |
| Securities gains (losses) | $522,000 | 855 |
| Applicable income taxes | $-126,000 | 6,632 |
| Income before extraordinary items | $-2,866,000 | 6,965 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-2,866,000 | 6,964 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-2,866,000 | 6,964 |
| Net charge-offs | $3,454,000 | 1,476 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-3,367,120 | 7,060 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $8,481,000 | 2,947 |
| Total interest expense | $4,370,000 | 2,054 |
| Net interest income | $4,111,000 | 3,726 |
| Provision for loan and lease losses | $2,088,000 | 1,851 |
| Total noninterest income | $644,000 | 3,707 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $253,000 | 3,670 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $391,000 | 3,226 |
| Total noninterest expense | $4,484,000 | 3,188 |
| Salaries and employee benefits | $2,474,000 | 2,972 |
| Premises and equipment expense | $728,000 | 2,680 |
| Additional noninterest expense | $1,282,000 | 3,700 |
| Pre-tax net operating income | $-1,817,000 | 6,983 |
| Securities gains (losses) | $230,000 | 1,196 |
| Applicable income taxes | $-27,000 | 6,743 |
| Income before extraordinary items | $-1,560,000 | 7,019 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-1,560,000 | 7,018 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-1,560,000 | 7,019 |
| Net charge-offs | $2,430,000 | 1,346 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-1,785,400 | 7,091 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $5,696,000 | 2,958 |
| Total interest expense | $3,042,000 | 2,075 |
| Net interest income | $2,654,000 | 3,779 |
| Provision for loan and lease losses | $1,025,000 | 2,036 |
| Total noninterest income | $718,000 | 2,696 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $169,000 | 3,647 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $549,000 | 2,091 |
| Total noninterest expense | $2,985,000 | 3,228 |
| Salaries and employee benefits | $1,686,000 | 2,947 |
| Premises and equipment expense | $458,000 | 2,853 |
| Additional noninterest expense | $841,000 | 3,743 |
| Pre-tax net operating income | $-638,000 | 6,754 |
| Securities gains (losses) | $231,000 | 930 |
| Applicable income taxes | $-19,000 | 6,860 |
| Income before extraordinary items | $-388,000 | 6,639 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-388,000 | 6,640 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-388,000 | 6,640 |
| Net charge-offs | $1,775,000 | 1,214 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-607,450 | 6,854 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,867,000 | 2,975 |
| Total interest expense | $1,565,000 | 2,091 |
| Net interest income | $1,302,000 | 3,827 |
| Provision for loan and lease losses | $62,000 | 4,596 |
| Total noninterest income | $268,000 | 3,232 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $84,000 | 3,610 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $184,000 | 2,629 |
| Total noninterest expense | $1,381,000 | 3,360 |
| Salaries and employee benefits | $811,000 | 3,068 |
| Premises and equipment expense | $222,000 | 2,986 |
| Additional noninterest expense | $348,000 | 3,971 |
| Pre-tax net operating income | $127,000 | 4,734 |
| Securities gains (losses) | $100,000 | 996 |
| Applicable income taxes | $8,000 | 4,098 |
| Income before extraordinary items | $219,000 | 3,714 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $219,000 | 3,714 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $219,000 | 3,715 |
| Net charge-offs | $178,000 | 2,238 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $123,000 | 4,486 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $11,762,000 | 3,099 |
| Total interest expense | $6,849,000 | 2,234 |
| Net interest income | $4,913,000 | 3,994 |
| Provision for loan and lease losses | $1,722,000 | 1,986 |
| Total noninterest income | $1,817,000 | 2,296 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $369,000 | 3,619 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,448,000 | 1,636 |
| Total noninterest expense | $4,866,000 | 3,642 |
| Salaries and employee benefits | $2,880,000 | 3,369 |
| Premises and equipment expense | $841,000 | 3,053 |
| Additional noninterest expense | $1,145,000 | 4,432 |
| Pre-tax net operating income | $142,000 | 5,908 |
| Securities gains (losses) | $73,000 | 1,347 |
| Applicable income taxes | $-26,000 | 6,883 |
| Income before extraordinary items | $241,000 | 5,323 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $241,000 | 5,321 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,158,000 | 1,804 |
| Cash dividends | $970,000 | 2,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $168,000 | 5,763 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $8,850,000 | 3,152 |
| Total interest expense | $5,179,000 | 2,303 |
| Net interest income | $3,671,000 | 4,025 |
| Provision for loan and lease losses | $861,000 | 2,000 |
| Total noninterest income | $1,862,000 | 1,867 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $280,000 | 3,619 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,582,000 | 1,312 |
| Total noninterest expense | $3,527,000 | 3,732 |
| Salaries and employee benefits | $2,121,000 | 3,452 |
| Premises and equipment expense | $620,000 | 3,108 |
| Additional noninterest expense | $786,000 | 4,597 |
| Pre-tax net operating income | $1,145,000 | 3,408 |
| Securities gains (losses) | $72,000 | 1,173 |
| Applicable income taxes | $16,000 | 4,686 |
| Income before extraordinary items | $1,201,000 | 2,754 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,201,000 | 2,750 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $727,000 | 1,578 |
| Cash dividends | $773,000 | 2,144 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,129,720 | 3,008 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $5,875,000 | 3,203 |
| Total interest expense | $3,497,000 | 2,372 |
| Net interest income | $2,378,000 | 4,106 |
| Provision for loan and lease losses | $301,000 | 2,519 |
| Total noninterest income | $1,584,000 | 1,582 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $186,000 | 3,629 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $1,398,000 | 1,110 |
| Total noninterest expense | $2,332,000 | 3,782 |
| Salaries and employee benefits | $1,419,000 | 3,485 |
| Premises and equipment expense | $391,000 | 3,271 |
| Additional noninterest expense | $522,000 | 4,607 |
| Pre-tax net operating income | $1,329,000 | 2,426 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $9,000 | 5,023 |
| Income before extraordinary items | $1,320,000 | 2,010 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,320,000 | 2,010 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $406,000 | 1,498 |
| Cash dividends | $456,000 | 2,415 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,320,000 | 1,972 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,012,000 | 3,221 |
| Total interest expense | $1,813,000 | 2,441 |
| Net interest income | $1,199,000 | 4,108 |
| Provision for loan and lease losses | $91,000 | 2,842 |
| Total noninterest income | $289,000 | 3,205 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $98,000 | 3,504 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $191,000 | 2,646 |
| Total noninterest expense | $1,136,000 | 3,860 |
| Salaries and employee benefits | $691,000 | 3,577 |
| Premises and equipment expense | $193,000 | 3,338 |
| Additional noninterest expense | $252,000 | 4,656 |
| Pre-tax net operating income | $261,000 | 4,449 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $7,000 | 4,983 |
| Income before extraordinary items | $254,000 | 4,174 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $254,000 | 4,176 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $192,000 | 1,294 |
| Cash dividends | $296,000 | 1,922 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $254,000 | 4,073 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $12,991,000 | 3,067 |
| Total interest expense | $7,652,000 | 2,422 |
| Net interest income | $5,339,000 | 3,805 |
| Provision for loan and lease losses | $1,109,000 | 1,318 |
| Total noninterest income | $1,065,000 | 3,418 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $412,000 | 3,467 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $653,000 | 2,864 |
| Total noninterest expense | $4,345,000 | 3,871 |
| Salaries and employee benefits | $2,543,000 | 3,671 |
| Premises and equipment expense | $787,000 | 3,112 |
| Additional noninterest expense | $1,015,000 | 4,617 |
| Pre-tax net operating income | $950,000 | 4,839 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $33,000 | 5,167 |
| Income before extraordinary items | $917,000 | 4,505 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $917,000 | 4,506 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $349,000 | 2,100 |
| Cash dividends | $999,000 | 2,659 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $917,000 | 4,497 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $9,629,000 | 3,093 |
| Total interest expense | $5,713,000 | 2,421 |
| Net interest income | $3,916,000 | 3,874 |
| Provision for loan and lease losses | $266,000 | 2,511 |
| Total noninterest income | $789,000 | 3,424 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $310,000 | 3,459 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $479,000 | 2,917 |
| Total noninterest expense | $3,266,000 | 3,852 |
| Salaries and employee benefits | $1,865,000 | 3,734 |
| Premises and equipment expense | $594,000 | 3,091 |
| Additional noninterest expense | $807,000 | 4,337 |
| Pre-tax net operating income | $1,173,000 | 4,000 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $44,000 | 5,031 |
| Income before extraordinary items | $1,129,000 | 3,622 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,129,000 | 3,621 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $153,000 | 2,280 |
| Cash dividends | $999,000 | 2,028 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,129,000 | 3,603 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $6,381,000 | 3,118 |
| Total interest expense | $3,754,000 | 2,455 |
| Net interest income | $2,627,000 | 3,882 |
| Provision for loan and lease losses | $124,000 | 2,932 |
| Total noninterest income | $522,000 | 3,467 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $200,000 | 3,521 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $322,000 | 2,907 |
| Total noninterest expense | $2,170,000 | 3,879 |
| Salaries and employee benefits | $1,227,000 | 3,816 |
| Premises and equipment expense | $397,000 | 3,103 |
| Additional noninterest expense | $546,000 | 4,307 |
| Pre-tax net operating income | $855,000 | 3,870 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $32,000 | 5,076 |
| Income before extraordinary items | $823,000 | 3,460 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $823,000 | 3,460 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $159,000 | 1,555 |
| Cash dividends | $696,000 | 1,996 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $823,000 | 3,436 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,220,000 | 3,079 |
| Total interest expense | $1,884,000 | 2,429 |
| Net interest income | $1,336,000 | 3,848 |
| Provision for loan and lease losses | $62,000 | 2,721 |
| Total noninterest income | $238,000 | 3,644 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $96,000 | 3,535 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $142,000 | 3,115 |
| Total noninterest expense | $1,059,000 | 3,958 |
| Salaries and employee benefits | $597,000 | 3,908 |
| Premises and equipment expense | $196,000 | 3,164 |
| Additional noninterest expense | $266,000 | 4,336 |
| Pre-tax net operating income | $453,000 | 3,730 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $17,000 | 5,024 |
| Income before extraordinary items | $436,000 | 3,304 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $436,000 | 3,304 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 2,588 |
| Cash dividends | $348,000 | 1,835 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $436,000 | 3,279 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $12,701,000 | 2,947 |
| Total interest expense | $6,934,000 | 2,298 |
| Net interest income | $5,767,000 | 3,629 |
| Provision for loan and lease losses | $250,000 | 3,097 |
| Total noninterest income | $1,132,000 | 3,261 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $507,000 | 3,029 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $625,000 | 2,941 |
| Total noninterest expense | $4,243,000 | 3,813 |
| Salaries and employee benefits | $2,493,000 | 3,615 |
| Premises and equipment expense | $718,000 | 3,276 |
| Additional noninterest expense | $1,032,000 | 4,410 |
| Pre-tax net operating income | $2,406,000 | 3,214 |
| Securities gains (losses) | $5,000 | 1,264 |
| Applicable income taxes | $106,000 | 4,923 |
| Income before extraordinary items | $2,305,000 | 2,788 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,305,000 | 2,789 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $224,000 | 2,038 |
| Cash dividends | $1,446,000 | 1,989 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,300,200 | 2,786 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $9,380,000 | 2,962 |
| Total interest expense | $5,042,000 | 2,302 |
| Net interest income | $4,338,000 | 3,640 |
| Provision for loan and lease losses | $187,000 | 2,991 |
| Total noninterest income | $825,000 | 3,328 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $378,000 | 3,053 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $447,000 | 3,032 |
| Total noninterest expense | $3,164,000 | 3,818 |
| Salaries and employee benefits | $1,881,000 | 3,608 |
| Premises and equipment expense | $543,000 | 3,249 |
| Additional noninterest expense | $740,000 | 4,536 |
| Pre-tax net operating income | $1,812,000 | 3,327 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $84,000 | 5,083 |
| Income before extraordinary items | $1,728,000 | 2,884 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,728,000 | 2,885 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $147,000 | 1,851 |
| Cash dividends | $1,146,000 | 1,757 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,728,000 | 2,874 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $5,881,000 | 3,071 |
| Total interest expense | $3,213,000 | 2,296 |
| Net interest income | $2,668,000 | 3,865 |
| Provision for loan and lease losses | $125,000 | 2,925 |
| Total noninterest income | $563,000 | 3,250 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $242,000 | 3,128 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $321,000 | 2,890 |
| Total noninterest expense | $2,131,000 | 3,796 |
| Salaries and employee benefits | $1,297,000 | 3,531 |
| Premises and equipment expense | $358,000 | 3,271 |
| Additional noninterest expense | $476,000 | 4,635 |
| Pre-tax net operating income | $975,000 | 3,855 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $51,000 | 5,214 |
| Income before extraordinary items | $924,000 | 3,393 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $924,000 | 3,396 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $117,000 | 1,561 |
| Cash dividends | $786,000 | 1,754 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $924,000 | 3,385 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,776,000 | 3,172 |
| Total interest expense | $1,489,000 | 2,345 |
| Net interest income | $1,287,000 | 3,966 |
| Provision for loan and lease losses | $62,000 | 2,766 |
| Total noninterest income | $265,000 | 3,342 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $106,000 | 3,341 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $159,000 | 2,870 |
| Total noninterest expense | $1,052,000 | 3,852 |
| Salaries and employee benefits | $647,000 | 3,557 |
| Premises and equipment expense | $177,000 | 3,309 |
| Additional noninterest expense | $228,000 | 4,757 |
| Pre-tax net operating income | $438,000 | 4,059 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $15,000 | 5,535 |
| Income before extraordinary items | $423,000 | 3,545 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $423,000 | 3,544 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 2,493 |
| Cash dividends | $426,000 | 1,534 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $423,000 | 3,523 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $10,303,000 | 3,078 |
| Total interest expense | $4,505,000 | 2,408 |
| Net interest income | $5,798,000 | 3,523 |
| Provision for loan and lease losses | $325,000 | 2,662 |
| Total noninterest income | $920,000 | 3,755 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $393,000 | 3,593 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $527,000 | 3,274 |
| Total noninterest expense | $3,968,000 | 3,888 |
| Salaries and employee benefits | $2,317,000 | 3,697 |
| Premises and equipment expense | $738,000 | 3,108 |
| Additional noninterest expense | $913,000 | 4,718 |
| Pre-tax net operating income | $2,425,000 | 3,220 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $91,000 | 5,443 |
| Income before extraordinary items | $2,334,000 | 2,737 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,334,000 | 2,737 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $141,000 | 2,825 |
| Cash dividends | $1,200,000 | 2,126 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,334,000 | 2,694 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $7,503,000 | 3,108 |
| Total interest expense | $3,149,000 | 2,446 |
| Net interest income | $4,354,000 | 3,504 |
| Provision for loan and lease losses | $187,000 | 3,066 |
| Total noninterest income | $723,000 | 3,667 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $295,000 | 3,593 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $428,000 | 3,161 |
| Total noninterest expense | $3,130,000 | 3,715 |
| Salaries and employee benefits | $1,824,000 | 3,532 |
| Premises and equipment expense | $568,000 | 3,018 |
| Additional noninterest expense | $738,000 | 4,457 |
| Pre-tax net operating income | $1,760,000 | 3,349 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $66,000 | 5,597 |
| Income before extraordinary items | $1,694,000 | 2,831 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,694,000 | 2,832 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $117,000 | 2,343 |
| Cash dividends | $900,000 | 1,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,694,000 | 2,799 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,875,000 | 3,111 |
| Total interest expense | $1,966,000 | 2,452 |
| Net interest income | $2,909,000 | 3,485 |
| Provision for loan and lease losses | $124,000 | 2,974 |
| Total noninterest income | $499,000 | 3,523 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $190,000 | 3,623 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $309,000 | 3,008 |
| Total noninterest expense | $2,116,000 | 3,656 |
| Salaries and employee benefits | $1,236,000 | 3,474 |
| Premises and equipment expense | $385,000 | 2,954 |
| Additional noninterest expense | $495,000 | 4,409 |
| Pre-tax net operating income | $1,168,000 | 3,311 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $44,000 | 5,627 |
| Income before extraordinary items | $1,124,000 | 2,817 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,124,000 | 2,817 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 3,630 |
| Cash dividends | $600,000 | 1,914 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,124,000 | 2,775 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,372,000 | 3,127 |
| Total interest expense | $940,000 | 2,458 |
| Net interest income | $1,432,000 | 3,539 |
| Provision for loan and lease losses | $62,000 | 2,802 |
| Total noninterest income | $246,000 | 3,507 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $94,000 | 3,574 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $152,000 | 2,953 |
| Total noninterest expense | $1,061,000 | 3,675 |
| Salaries and employee benefits | $611,000 | 3,513 |
| Premises and equipment expense | $197,000 | 2,917 |
| Additional noninterest expense | $253,000 | 4,329 |
| Pre-tax net operating income | $555,000 | 3,411 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $20,000 | 5,658 |
| Income before extraordinary items | $535,000 | 2,889 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $535,000 | 2,891 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 3,504 |
| Cash dividends | $300,000 | 1,719 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $535,000 | 2,836 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $9,026,000 | 3,088 |
| Total interest expense | $3,516,000 | 2,296 |
| Net interest income | $5,510,000 | 3,533 |
| Provision for loan and lease losses | $180,000 | 3,881 |
| Total noninterest income | $962,000 | 3,650 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $395,000 | 3,677 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $567,000 | 3,077 |
| Total noninterest expense | $3,917,000 | 3,821 |
| Salaries and employee benefits | $2,297,000 | 3,567 |
| Premises and equipment expense | $647,000 | 3,334 |
| Additional noninterest expense | $973,000 | 4,441 |
| Pre-tax net operating income | $2,375,000 | 3,126 |
| Securities gains (losses) | $50,000 | 1,738 |
| Applicable income taxes | $92,000 | 5,595 |
| Income before extraordinary items | $2,333,000 | 2,564 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,333,000 | 2,567 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $193,000 | 2,628 |
| Cash dividends | $1,200,000 | 2,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,285,000 | 2,553 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $6,687,000 | 3,104 |
| Total interest expense | $2,617,000 | 2,256 |
| Net interest income | $4,070,000 | 3,548 |
| Provision for loan and lease losses | $135,000 | 3,719 |
| Total noninterest income | $727,000 | 3,637 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $290,000 | 3,747 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $437,000 | 3,036 |
| Total noninterest expense | $2,877,000 | 3,844 |
| Salaries and employee benefits | $1,705,000 | 3,591 |
| Premises and equipment expense | $489,000 | 3,310 |
| Additional noninterest expense | $683,000 | 4,617 |
| Pre-tax net operating income | $1,785,000 | 3,175 |
| Securities gains (losses) | $47,000 | 1,709 |
| Applicable income taxes | $69,000 | 5,722 |
| Income before extraordinary items | $1,763,000 | 2,598 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,763,000 | 2,600 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $184,000 | 2,010 |
| Cash dividends | $900,000 | 1,840 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,717,880 | 2,582 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,377,000 | 3,133 |
| Total interest expense | $1,742,000 | 2,244 |
| Net interest income | $2,635,000 | 3,627 |
| Provision for loan and lease losses | $90,000 | 3,641 |
| Total noninterest income | $475,000 | 3,695 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $177,000 | 3,959 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $298,000 | 2,996 |
| Total noninterest expense | $1,902,000 | 3,898 |
| Salaries and employee benefits | $1,112,000 | 3,665 |
| Premises and equipment expense | $331,000 | 3,278 |
| Additional noninterest expense | $459,000 | 4,614 |
| Pre-tax net operating income | $1,118,000 | 3,281 |
| Securities gains (losses) | $47,000 | 1,505 |
| Applicable income taxes | $44,000 | 5,755 |
| Income before extraordinary items | $1,121,000 | 2,671 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,121,000 | 2,672 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $103,000 | 2,118 |
| Cash dividends | $600,000 | 1,866 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,075,880 | 2,689 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,182,000 | 3,144 |
| Total interest expense | $889,000 | 2,227 |
| Net interest income | $1,293,000 | 3,665 |
| Provision for loan and lease losses | $45,000 | 3,437 |
| Total noninterest income | $222,000 | 3,798 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $81,000 | 4,084 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $141,000 | 3,047 |
| Total noninterest expense | $912,000 | 4,046 |
| Salaries and employee benefits | $548,000 | 3,731 |
| Premises and equipment expense | $164,000 | 3,328 |
| Additional noninterest expense | $200,000 | 5,075 |
| Pre-tax net operating income | $558,000 | 3,258 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $21,000 | 5,742 |
| Income before extraordinary items | $537,000 | 2,768 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $537,000 | 2,768 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $93,000 | 1,371 |
| Cash dividends | $300,000 | 1,707 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $537,000 | 2,673 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $9,046,000 | 3,094 |
| Total interest expense | $3,729,000 | 2,376 |
| Net interest income | $5,317,000 | 3,523 |
| Provision for loan and lease losses | $280,000 | 3,324 |
| Total noninterest income | $786,000 | 4,274 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $353,000 | 3,923 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $433,000 | 3,826 |
| Total noninterest expense | $3,428,000 | 4,184 |
| Salaries and employee benefits | $1,993,000 | 3,938 |
| Premises and equipment expense | $528,000 | 3,891 |
| Additional noninterest expense | $907,000 | 4,597 |
| Pre-tax net operating income | $2,395,000 | 2,984 |
| Securities gains (losses) | $1,000 | 4,307 |
| Applicable income taxes | $563,000 | 3,177 |
| Income before extraordinary items | $1,833,000 | 3,060 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,833,000 | 3,059 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $113,000 | 3,855 |
| Cash dividends | $1,410,000 | 1,814 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,832,230 | 2,925 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $6,238,000 | 3,375 |
| Total interest expense | $2,845,000 | 2,421 |
| Net interest income | $3,393,000 | 4,003 |
| Provision for loan and lease losses | $135,000 | 4,077 |
| Total noninterest income | $1,397,000 | 2,477 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,397,000 | 1,608 |
| Total noninterest expense | $2,620,000 | 4,096 |
| Salaries and employee benefits | $1,553,000 | 3,798 |
| Premises and equipment expense | $553,000 | 2,959 |
| Additional noninterest expense | $514,000 | 5,542 |
| Pre-tax net operating income | $2,035,000 | 2,813 |
| Securities gains (losses) | $1,000 | 4,000 |
| Applicable income taxes | $447,000 | 3,220 |
| Income before extraordinary items | $1,589,000 | 2,834 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,589,000 | 2,834 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $93,000 | 3,349 |
| Cash dividends | $450,000 | 2,830 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,588,220 | 2,694 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,173,000 | 3,383 |
| Total interest expense | $1,914,000 | 2,475 |
| Net interest income | $2,259,000 | 4,007 |
| Provision for loan and lease losses | $90,000 | 4,018 |
| Total noninterest income | $924,000 | 2,482 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $924,000 | 1,606 |
| Total noninterest expense | $1,686,000 | 4,224 |
| Salaries and employee benefits | $1,008,000 | 3,879 |
| Premises and equipment expense | $368,000 | 2,960 |
| Additional noninterest expense | $310,000 | 5,878 |
| Pre-tax net operating income | $1,407,000 | 2,726 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $319,000 | 3,122 |
| Income before extraordinary items | $1,088,000 | 2,793 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,088,000 | 2,792 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 2,967 |
| Cash dividends | $300,000 | 2,868 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,088,000 | 2,634 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,081,000 | 3,410 |
| Total interest expense | $964,000 | 2,513 |
| Net interest income | $1,117,000 | 4,048 |
| Provision for loan and lease losses | $45,000 | 3,818 |
| Total noninterest income | $422,000 | 2,574 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $422,000 | 1,675 |
| Total noninterest expense | $830,000 | 4,254 |
| Salaries and employee benefits | $496,000 | 3,926 |
| Premises and equipment expense | $182,000 | 2,985 |
| Additional noninterest expense | $152,000 | 5,884 |
| Pre-tax net operating income | $664,000 | 2,853 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $192,000 | 2,768 |
| Income before extraordinary items | $472,000 | 3,074 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $472,000 | 3,072 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 2,091 |
| Cash dividends | $150,000 | 2,511 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $472,000 | 2,916 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $8,546,000 | 3,443 |
| Total interest expense | $4,232,000 | 2,617 |
| Net interest income | $4,314,000 | 4,121 |
| Provision for loan and lease losses | $355,000 | 3,106 |
| Total noninterest income | $1,366,000 | 2,806 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,366,000 | 1,775 |
| Total noninterest expense | $2,980,000 | 4,486 |
| Salaries and employee benefits | $1,819,000 | 4,049 |
| Premises and equipment expense | $559,000 | 3,621 |
| Additional noninterest expense | $602,000 | 5,921 |
| Pre-tax net operating income | $2,345,000 | 3,034 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $696,000 | 2,856 |
| Income before extraordinary items | $1,649,000 | 3,258 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,649,000 | 3,258 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $159,000 | 3,403 |
| Cash dividends | $600,000 | 3,138 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,649,000 | 3,159 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $8,852,000 | 3,689 |
| Total interest expense | $5,725,000 | 2,787 |
| Net interest income | $3,127,000 | 4,915 |
| Provision for loan and lease losses | $230,000 | 3,830 |
| Total noninterest income | $1,173,000 | 2,972 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,173,000 | 1,827 |
| Total noninterest expense | $2,605,000 | 4,825 |
| Salaries and employee benefits | $1,541,000 | 4,423 |
| Premises and equipment expense | $527,000 | 3,720 |
| Additional noninterest expense | $537,000 | 6,223 |
| Pre-tax net operating income | $1,465,000 | 3,922 |
| Securities gains (losses) | $99,000 | 1,747 |
| Applicable income taxes | $426,000 | 3,615 |
| Income before extraordinary items | $1,138,000 | 3,944 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,138,000 | 3,945 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 5,963 |
| Cash dividends | $420,000 | 3,759 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,065,730 | 3,989 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $8,081,000 | 4,095 |
| Total interest expense | $5,048,000 | 3,287 |
| Net interest income | $3,033,000 | 5,119 |
| Provision for loan and lease losses | $211,000 | 3,618 |
| Total noninterest income | $948,000 | 3,256 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $948,000 | 1,925 |
| Total noninterest expense | $2,333,000 | 5,101 |
| Salaries and employee benefits | $1,388,000 | 4,654 |
| Premises and equipment expense | $388,000 | 4,606 |
| Additional noninterest expense | $557,000 | 6,027 |
| Pre-tax net operating income | $1,437,000 | 4,185 |
| Securities gains (losses) | $16,000 | 1,014 |
| Applicable income taxes | $369,000 | 4,164 |
| Income before extraordinary items | $1,084,000 | 4,150 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,084,000 | 4,151 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $147,000 | 2,894 |
| Cash dividends | $600,000 | 3,185 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,072,000 | 4,187 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $7,167,000 | 4,314 |
| Total interest expense | $3,931,000 | 3,638 |
| Net interest income | $3,236,000 | 4,896 |
| Provision for loan and lease losses | $204,000 | 3,511 |
| Total noninterest income | $612,000 | 4,369 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $201,000 | 5,104 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $411,000 | 3,360 |
| Total noninterest expense | $1,936,000 | 5,806 |
| Salaries and employee benefits | $1,154,000 | 5,310 |
| Premises and equipment expense | $357,000 | 4,899 |
| Additional noninterest expense | $425,000 | 7,083 |
| Pre-tax net operating income | $1,708,000 | 3,762 |
| Securities gains (losses) | $36,000 | 1,115 |
| Applicable income taxes | $541,000 | 3,466 |
| Income before extraordinary items | $1,203,000 | 3,869 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,203,000 | 3,870 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 5,270 |
| Cash dividends | $600,000 | 3,129 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,178,160 | 3,902 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,707,000 | 4,549 |
| Total interest expense | $3,641,000 | 3,983 |
| Net interest income | $3,066,000 | 5,055 |
| Provision for loan and lease losses | $108,000 | 4,961 |
| Total noninterest income | $481,000 | 5,054 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $242,000 | 4,596 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $239,000 | 4,518 |
| Total noninterest expense | $1,824,000 | 5,939 |
| Salaries and employee benefits | $1,039,000 | 5,626 |
| Premises and equipment expense | $338,000 | 5,006 |
| Additional noninterest expense | $447,000 | 6,834 |
| Pre-tax net operating income | $1,615,000 | 3,960 |
| Securities gains (losses) | $50,000 | 1,732 |
| Applicable income taxes | $525,000 | 3,721 |
| Income before extraordinary items | $1,140,000 | 4,085 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,140,000 | 4,084 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $145,000 | 2,973 |
| Cash dividends | $600,000 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,106,000 | 4,076 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,381,000 | 4,833 |
| Total interest expense | $3,452,000 | 4,185 |
| Net interest income | $2,929,000 | 5,406 |
| Provision for loan and lease losses | $120,000 | 4,629 |
| Total noninterest income | $480,000 | 5,131 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $235,000 | 4,847 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $245,000 | 4,421 |
| Total noninterest expense | $1,698,000 | 6,295 |
| Salaries and employee benefits | $979,000 | 5,937 |
| Premises and equipment expense | $314,000 | 5,292 |
| Additional noninterest expense | $405,000 | 7,305 |
| Pre-tax net operating income | $1,591,000 | 4,260 |
| Securities gains (losses) | $39,000 | 1,491 |
| Applicable income taxes | $519,000 | 4,103 |
| Income before extraordinary items | $1,111,000 | 4,328 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,111,000 | 4,329 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 5,964 |
| Cash dividends | $600,000 | 3,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,084,480 | 4,342 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,916,000 | 5,237 |
| Total interest expense | $3,075,000 | 4,673 |
| Net interest income | $2,841,000 | 5,673 |
| Provision for loan and lease losses | $108,000 | 4,918 |
| Total noninterest income | $404,000 | 5,910 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $197,000 | 5,613 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $207,000 | 5,068 |
| Total noninterest expense | $1,562,000 | 6,940 |
| Salaries and employee benefits | $911,000 | 6,409 |
| Premises and equipment expense | $262,000 | 6,077 |
| Additional noninterest expense | $389,000 | 7,971 |
| Pre-tax net operating income | $1,575,000 | 4,165 |
| Securities gains (losses) | $23,000 | 1,905 |
| Applicable income taxes | $516,000 | 4,051 |
| Income before extraordinary items | $1,082,000 | 4,206 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,082,000 | 4,207 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $100,000 | 3,939 |
| Cash dividends | $600,000 | 3,013 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,066,360 | 4,196 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,506,000 | 5,584 |
| Total interest expense | $2,697,000 | 5,233 |
| Net interest income | $2,809,000 | 5,795 |
| Provision for loan and lease losses | $84,000 | 4,983 |
| Total noninterest income | $416,000 | 5,838 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $186,000 | 5,948 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $230,000 | 4,721 |
| Total noninterest expense | $1,591,000 | 7,007 |
| Salaries and employee benefits | $881,000 | 6,653 |
| Premises and equipment expense | $250,000 | 6,348 |
| Additional noninterest expense | $460,000 | 7,608 |
| Pre-tax net operating income | $1,550,000 | 4,334 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $518,000 | 4,089 |
| Income before extraordinary items | $1,032,000 | 4,467 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,032,000 | 4,465 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,709 |
| Cash dividends | $600,000 | 2,907 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,032,000 | 4,467 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,594,000 | 6,054 |
| Total interest expense | $1,998,000 | 5,619 |
| Net interest income | $2,596,000 | 6,279 |
| Provision for loan and lease losses | $47,000 | 6,315 |
| Total noninterest income | $347,000 | 6,707 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $170,000 | 6,445 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $177,000 | 5,670 |
| Total noninterest expense | $1,537,000 | 7,487 |
| Salaries and employee benefits | $788,000 | 7,270 |
| Premises and equipment expense | $257,000 | 6,405 |
| Additional noninterest expense | $492,000 | 7,927 |
| Pre-tax net operating income | $1,359,000 | 4,769 |
| Securities gains (losses) | $-1,000 | 8,790 |
| Applicable income taxes | $422,000 | 4,574 |
| Income before extraordinary items | $936,000 | 4,746 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $936,000 | 4,750 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 7,370 |
| Cash dividends | $600,000 | 2,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $936,690 | 4,792 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,526,000 | 6,277 |
| Total interest expense | $2,107,000 | 5,591 |
| Net interest income | $2,419,000 | 6,698 |
| Provision for loan and lease losses | $27,000 | 8,602 |
| Total noninterest income | $378,000 | 6,724 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $152,000 | 7,042 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $226,000 | 5,304 |
| Total noninterest expense | $1,501,000 | 7,829 |
| Salaries and employee benefits | $745,000 | 7,674 |
| Premises and equipment expense | $236,000 | 6,969 |
| Additional noninterest expense | $520,000 | 8,029 |
| Pre-tax net operating income | $1,269,000 | 4,963 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $340,000 | 5,612 |
| Income before extraordinary items | $929,000 | 4,973 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $929,000 | 5,119 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 9,155 |
| Cash dividends | $426,000 | 3,494 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $929,000 | 4,739 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,686,000 | 6,691 |
| Total interest expense | $2,619,000 | 5,764 |
| Net interest income | $2,067,000 | 7,578 |
| Provision for loan and lease losses | $83,000 | 7,797 |
| Total noninterest income | $269,000 | 8,196 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $134,000 | 7,552 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $135,000 | 7,019 |
| Total noninterest expense | $1,418,000 | 8,216 |
| Salaries and employee benefits | $662,000 | 8,289 |
| Premises and equipment expense | $246,000 | 6,868 |
| Additional noninterest expense | $510,000 | 8,364 |
| Pre-tax net operating income | $835,000 | 6,403 |
| Securities gains (losses) | $3,000 | 7,429 |
| Applicable income taxes | $199,000 | 7,581 |
| Income before extraordinary items | $639,000 | 6,301 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $639,000 | 6,370 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 7,883 |
| Cash dividends | $204,000 | 4,945 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $636,720 | 5,977 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.