Home > East Dubuque Savings Bank > Net charge- offs to loans

East Dubuque Savings Bank, Net charge- offs to loans

2015-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0990%2,161
Percentage Net Loans Charged-off: Total real estate loans0.0882%1,597
Percentage Net Loans Charged-off:Construction & development-0.0348%4,922
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,413
Percentage Net Loans Charged-off: Multi-family residential0.0000%241
Percentage Net Loans Charged-off: 1-4 family residential0.3072%656
Percentage Net Loans Charged-off: Home equity loans0.0000%830
All other 1-4 family - Percent of loans charged-off, net0.3481%581
Percentage Net Loans Charged-off: Commercial and industrial0.1706%1,370
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,397
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%3,255
Percentage Net Loans Charged-off: All other loans and lease-0.0983%5,442
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%33
2015-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0909%2,119
Percentage Net Loans Charged-off: Total real estate loans0.0494%1,940
Percentage Net Loans Charged-off:Construction & development-0.0537%5,051
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,187
Percentage Net Loans Charged-off: Multi-family residential0.0000%188
Percentage Net Loans Charged-off: 1-4 family residential0.1832%1,060
Percentage Net Loans Charged-off: Home equity loans0.0000%710
All other 1-4 family - Percent of loans charged-off, net0.2075%971
Percentage Net Loans Charged-off: Commercial and industrial0.2617%1,004
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,048
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,908
Percentage Net Loans Charged-off: All other loans and lease-0.1475%5,520
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2015-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0740%1,966
Percentage Net Loans Charged-off: Total real estate loans0.1084%1,142
Percentage Net Loans Charged-off:Construction & development0.0000%369
Percentage Net Loans Charged-off: Commercial real estate0.0000%786
Percentage Net Loans Charged-off: Multi-family residential0.0000%126
Percentage Net Loans Charged-off: 1-4 family residential0.3503%576
Percentage Net Loans Charged-off: Home equity loans0.0000%482
All other 1-4 family - Percent of loans charged-off, net0.3966%506
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,166
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,512
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,382
Percentage Net Loans Charged-off: All other loans and lease-0.1382%5,535
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2014-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0785%3,370
Percentage Net Loans Charged-off: Total real estate loans0.0797%2,591
Percentage Net Loans Charged-off:Construction & development-0.0103%4,984
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,194
Percentage Net Loans Charged-off: Multi-family residential0.0000%420
Percentage Net Loans Charged-off: 1-4 family residential0.2673%1,303
Percentage Net Loans Charged-off: Home equity loans0.0000%1,143
All other 1-4 family - Percent of loans charged-off, net0.3005%1,139
Percentage Net Loans Charged-off: Commercial and industrial0.0517%2,432
Percentage Net Loans Charged-off: Loans to individuals-0.0352%5,436
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0352%5,364
Percentage Net Loans Charged-off: All other loans and lease0.5511%598
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%54
2014-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0807%3,046
Percentage Net Loans Charged-off: Total real estate loans0.0657%2,503
Percentage Net Loans Charged-off:Construction & development-0.0141%5,069
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,863
Percentage Net Loans Charged-off: Multi-family residential0.0000%357
Percentage Net Loans Charged-off: 1-4 family residential0.2245%1,371
Percentage Net Loans Charged-off: Home equity loans0.0000%1,025
All other 1-4 family - Percent of loans charged-off, net0.2522%1,215
Percentage Net Loans Charged-off: Commercial and industrial0.0857%1,918
Percentage Net Loans Charged-off: Loans to individuals-0.0472%5,400
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0472%5,332
Percentage Net Loans Charged-off: All other loans and lease0.7478%468
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%48
2014-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0409%3,413
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,246
Percentage Net Loans Charged-off:Construction & development0.0000%833
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,553
Percentage Net Loans Charged-off: Multi-family residential0.0000%280
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,913
Percentage Net Loans Charged-off: Home equity loans0.0000%855
All other 1-4 family - Percent of loans charged-off, net0.0000%2,766
Percentage Net Loans Charged-off: Commercial and industrial0.1295%1,528
Percentage Net Loans Charged-off: Loans to individuals-0.0714%5,434
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0714%5,362
Percentage Net Loans Charged-off: All other loans and lease0.5545%480
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%34
2014-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0415%5,723
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,538
Percentage Net Loans Charged-off:Construction & development0.0000%583
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,059
Percentage Net Loans Charged-off: Multi-family residential0.0000%176
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,172
Percentage Net Loans Charged-off: Home equity loans0.0000%600
All other 1-4 family - Percent of loans charged-off, net0.0000%2,040
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,326
Percentage Net Loans Charged-off: Loans to individuals-0.0716%5,342
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0716%5,275
Percentage Net Loans Charged-off: All other loans and lease-1.6094%5,937
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2013-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0424%4,623
Percentage Net Loans Charged-off: Total real estate loans-0.0298%6,208
Percentage Net Loans Charged-off:Construction & development-0.3349%5,781
Percentage Net Loans Charged-off: Commercial real estate0.0617%2,269
Percentage Net Loans Charged-off: Multi-family residential0.0000%619
Percentage Net Loans Charged-off: 1-4 family residential-0.0884%6,414
Percentage Net Loans Charged-off: Home equity loans0.0000%1,420
All other 1-4 family - Percent of loans charged-off, net-0.0982%6,415
Percentage Net Loans Charged-off: Commercial and industrial0.2376%2,109
Percentage Net Loans Charged-off: Loans to individuals0.2441%2,961
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1918%3,054
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,546
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%77
2013-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0590%4,063
Percentage Net Loans Charged-off: Total real estate loans-0.0367%6,252
Percentage Net Loans Charged-off:Construction & development-0.4515%5,895
Percentage Net Loans Charged-off: Commercial real estate0.0896%1,858
Percentage Net Loans Charged-off: Multi-family residential0.0000%515
Percentage Net Loans Charged-off: 1-4 family residential-0.1158%6,487
Percentage Net Loans Charged-off: Home equity loans0.0000%1,261
All other 1-4 family - Percent of loans charged-off, net-0.1283%6,494
Percentage Net Loans Charged-off: Commercial and industrial0.3172%1,686
Percentage Net Loans Charged-off: Loans to individuals0.3461%2,322
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2768%2,410
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,404
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%67
2013-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0839%6,452
Percentage Net Loans Charged-off: Total real estate loans-0.1218%6,566
Percentage Net Loans Charged-off:Construction & development-0.6837%6,005
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,043
Percentage Net Loans Charged-off: Multi-family residential0.0000%425
Percentage Net Loans Charged-off: 1-4 family residential-0.1720%6,586
Percentage Net Loans Charged-off: Home equity loans0.0000%1,077
All other 1-4 family - Percent of loans charged-off, net-0.1902%6,589
Percentage Net Loans Charged-off: Commercial and industrial-0.0076%4,842
Percentage Net Loans Charged-off: Loans to individuals0.1021%3,097
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%3,315
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,232
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%58
2013-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.2570%6,738
Percentage Net Loans Charged-off: Total real estate loans-0.3622%6,791
Percentage Net Loans Charged-off:Construction & development-1.0180%6,096
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,435
Percentage Net Loans Charged-off: Multi-family residential0.0000%295
Percentage Net Loans Charged-off: 1-4 family residential-0.7932%6,822
Percentage Net Loans Charged-off: Home equity loans0.0000%767
All other 1-4 family - Percent of loans charged-off, net-0.8754%6,818
Percentage Net Loans Charged-off: Commercial and industrial-0.0157%4,945
Percentage Net Loans Charged-off: Loans to individuals0.1991%2,305
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,652
Percentage Net Loans Charged-off: All other loans and lease-0.1857%5,967
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%43
2012-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.1859%312
Percentage Net Loans Charged-off: Total real estate loans0.7856%1,309
Percentage Net Loans Charged-off:Construction & development1.3804%1,312
Percentage Net Loans Charged-off: Commercial real estate1.2890%707
Percentage Net Loans Charged-off: Multi-family residential0.0000%851
Percentage Net Loans Charged-off: 1-4 family residential0.1353%3,424
Percentage Net Loans Charged-off: Home equity loans0.0000%1,753
All other 1-4 family - Percent of loans charged-off, net0.1497%3,164
Percentage Net Loans Charged-off: Commercial and industrial7.3561%144
Percentage Net Loans Charged-off: Loans to individuals0.1004%3,952
Percentage Net Loans Charged-off: Credit card loans0.3946%821
Percentage Net Loans Charged-off: Other loans to individual0.0893%3,838
Percentage Net Loans Charged-off: All other loans and lease1.3594%477
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%125
2012-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans2.4620%255
Percentage Net Loans Charged-off: Total real estate loans0.4789%1,949
Percentage Net Loans Charged-off:Construction & development1.8217%1,080
Percentage Net Loans Charged-off: Commercial real estate0.3786%1,589
Percentage Net Loans Charged-off: Multi-family residential0.0000%745
Percentage Net Loans Charged-off: 1-4 family residential0.3380%2,215
Percentage Net Loans Charged-off: Home equity loans0.0000%1,549
All other 1-4 family - Percent of loans charged-off, net0.3746%1,990
Percentage Net Loans Charged-off: Commercial and industrial9.7205%105
Percentage Net Loans Charged-off: Loans to individuals0.1122%3,644
Percentage Net Loans Charged-off: Credit card loans0.0000%811
Percentage Net Loans Charged-off: Other loans to individual0.1174%3,430
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,486
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%111
2012-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2080%3,324
Percentage Net Loans Charged-off: Total real estate loans0.2908%2,474
Percentage Net Loans Charged-off:Construction & development1.6673%1,049
Percentage Net Loans Charged-off: Commercial real estate0.1243%1,987
Percentage Net Loans Charged-off: Multi-family residential0.0000%593
Percentage Net Loans Charged-off: 1-4 family residential0.1821%2,694
Percentage Net Loans Charged-off: Home equity loans0.0000%1,330
All other 1-4 family - Percent of loans charged-off, net0.2027%2,465
Percentage Net Loans Charged-off: Commercial and industrial0.0144%2,808
Percentage Net Loans Charged-off: Loans to individuals0.0551%3,607
Percentage Net Loans Charged-off: Credit card loans-1.8943%1,340
Percentage Net Loans Charged-off: Other loans to individual0.1754%2,884
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,276
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%96
2012-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3434%2,275
Percentage Net Loans Charged-off: Total real estate loans0.5093%1,576
Percentage Net Loans Charged-off:Construction & development3.4849%549
Percentage Net Loans Charged-off: Commercial real estate0.2533%1,229
Percentage Net Loans Charged-off: Multi-family residential0.0000%388
Percentage Net Loans Charged-off: 1-4 family residential0.1139%2,488
Percentage Net Loans Charged-off: Home equity loans0.0000%982
All other 1-4 family - Percent of loans charged-off, net0.1274%2,295
Percentage Net Loans Charged-off: Commercial and industrial0.0290%1,951
Percentage Net Loans Charged-off: Loans to individuals-0.2124%6,182
Percentage Net Loans Charged-off: Credit card loans-2.5257%1,333
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,850
Percentage Net Loans Charged-off: All other loans and lease0.0000%960
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%67
2011-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9293%1,870
Percentage Net Loans Charged-off: Total real estate loans0.9633%1,673
Percentage Net Loans Charged-off:Construction & development5.0935%965
Percentage Net Loans Charged-off: Commercial real estate0.0990%3,123
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,014
Percentage Net Loans Charged-off: 1-4 family residential1.3695%883
Percentage Net Loans Charged-off: Home equity loans0.0000%1,926
All other 1-4 family - Percent of loans charged-off, net1.5153%810
Percentage Net Loans Charged-off: Commercial and industrial0.8679%2,140
Percentage Net Loans Charged-off: Loans to individuals1.1122%1,522
Percentage Net Loans Charged-off: Credit card loans4.4192%246
Percentage Net Loans Charged-off: Other loans to individual0.8106%1,729
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,720
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%114
2011-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.1700%1,345
Percentage Net Loans Charged-off: Total real estate loans1.3023%1,093
Percentage Net Loans Charged-off:Construction & development6.6840%665
Percentage Net Loans Charged-off: Commercial real estate0.2612%2,182
Percentage Net Loans Charged-off: Multi-family residential0.0000%856
Percentage Net Loans Charged-off: 1-4 family residential1.7475%608
Percentage Net Loans Charged-off: Home equity loans0.0000%1,690
All other 1-4 family - Percent of loans charged-off, net1.9292%557
Percentage Net Loans Charged-off: Commercial and industrial0.7931%2,008
Percentage Net Loans Charged-off: Loans to individuals1.3976%1,118
Percentage Net Loans Charged-off: Credit card loans6.5241%155
Percentage Net Loans Charged-off: Other loans to individual0.9462%1,362
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,562
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%102
2011-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.3003%1,180
Percentage Net Loans Charged-off: Total real estate loans1.5949%866
Percentage Net Loans Charged-off:Construction & development8.3185%519
Percentage Net Loans Charged-off: Commercial real estate0.3893%1,659
Percentage Net Loans Charged-off: Multi-family residential0.0000%678
Percentage Net Loans Charged-off: 1-4 family residential1.9880%532
Percentage Net Loans Charged-off: Home equity loans0.0000%1,446
All other 1-4 family - Percent of loans charged-off, net2.1914%476
Percentage Net Loans Charged-off: Commercial and industrial0.8815%1,708
Percentage Net Loans Charged-off: Loans to individuals0.1085%3,717
Percentage Net Loans Charged-off: Credit card loans0.0000%808
Percentage Net Loans Charged-off: Other loans to individual0.1080%3,486
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,354
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%93
2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7934%1,632
Percentage Net Loans Charged-off: Total real estate loans0.5554%1,775
Percentage Net Loans Charged-off:Construction & development0.0000%1,696
Percentage Net Loans Charged-off: Commercial real estate0.4648%1,132
Percentage Net Loans Charged-off: Multi-family residential0.0000%440
Percentage Net Loans Charged-off: 1-4 family residential1.0025%957
Percentage Net Loans Charged-off: Home equity loans0.0000%1,026
All other 1-4 family - Percent of loans charged-off, net1.1045%847
Percentage Net Loans Charged-off: Commercial and industrial1.8421%887
Percentage Net Loans Charged-off: Loans to individuals0.0858%3,201
Percentage Net Loans Charged-off: Credit card loans0.0000%649
Percentage Net Loans Charged-off: Other loans to individual0.0818%2,995
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,005
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%61
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.2300%1,821
Percentage Net Loans Charged-off: Total real estate loans1.7066%1,128
Percentage Net Loans Charged-off:Construction & development6.2009%1,017
Percentage Net Loans Charged-off: Commercial real estate1.7480%757
Percentage Net Loans Charged-off: Multi-family residential1.3901%605
Percentage Net Loans Charged-off: 1-4 family residential0.6980%1,851
Percentage Net Loans Charged-off: Home equity loans0.0000%1,940
All other 1-4 family - Percent of loans charged-off, net0.7644%1,694
Percentage Net Loans Charged-off: Commercial and industrial0.1213%4,309
Percentage Net Loans Charged-off: Loans to individuals0.7206%2,752
Percentage Net Loans Charged-off: Credit card loans3.0750%511
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,993
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%165
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.5844%1,250
Percentage Net Loans Charged-off: Total real estate loans2.1429%792
Percentage Net Loans Charged-off:Construction & development7.1115%797
Percentage Net Loans Charged-off: Commercial real estate2.2768%497
Percentage Net Loans Charged-off: Multi-family residential2.1756%435
Percentage Net Loans Charged-off: 1-4 family residential0.8354%1,442
Percentage Net Loans Charged-off: Home equity loans0.0000%1,705
All other 1-4 family - Percent of loans charged-off, net0.9142%1,323
Percentage Net Loans Charged-off: Commercial and industrial0.4217%3,082
Percentage Net Loans Charged-off: Loans to individuals0.5988%2,867
Percentage Net Loans Charged-off: Credit card loans0.6088%891
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,786
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%143
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.3900%1,374
Percentage Net Loans Charged-off: Total real estate loans1.9936%853
Percentage Net Loans Charged-off:Construction & development7.4756%690
Percentage Net Loans Charged-off: Commercial real estate2.2557%481
Percentage Net Loans Charged-off: Multi-family residential0.0000%710
Percentage Net Loans Charged-off: 1-4 family residential0.5376%1,824
Percentage Net Loans Charged-off: Home equity loans0.0000%1,414
All other 1-4 family - Percent of loans charged-off, net0.5876%1,645
Percentage Net Loans Charged-off: Commercial and industrial0.0324%3,725
Percentage Net Loans Charged-off: Loans to individuals0.6842%2,471
Percentage Net Loans Charged-off: Credit card loans0.9045%776
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,540
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%111
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9968%1,647
Percentage Net Loans Charged-off: Total real estate loans1.3837%1,045
Percentage Net Loans Charged-off:Construction & development-0.0347%6,953
Percentage Net Loans Charged-off: Commercial real estate2.2317%417
Percentage Net Loans Charged-off: Multi-family residential0.0000%457
Percentage Net Loans Charged-off: 1-4 family residential1.0676%983
Percentage Net Loans Charged-off: Home equity loans0.0000%974
All other 1-4 family - Percent of loans charged-off, net1.1638%878
Percentage Net Loans Charged-off: Commercial and industrial0.1745%2,450
Percentage Net Loans Charged-off: Loans to individuals0.5387%2,541
Percentage Net Loans Charged-off: Credit card loans0.0000%753
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,171
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%72
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.0438%1,196
Percentage Net Loans Charged-off: Total real estate loans2.5538%777
Percentage Net Loans Charged-off:Construction & development9.5020%641
Percentage Net Loans Charged-off: Commercial real estate1.0555%1,086
Percentage Net Loans Charged-off: Multi-family residential20.8702%55
Percentage Net Loans Charged-off: 1-4 family residential0.2757%2,875
Percentage Net Loans Charged-off: Home equity loans0.0000%1,916
All other 1-4 family - Percent of loans charged-off, net0.2978%2,636
Percentage Net Loans Charged-off: Commercial and industrial1.0166%2,834
Percentage Net Loans Charged-off: Loans to individuals1.7081%1,604
Percentage Net Loans Charged-off: Credit card loans0.8852%1,043
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%2,150
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%184
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.9163%1,043
Percentage Net Loans Charged-off: Total real estate loans2.7161%568
Percentage Net Loans Charged-off:Construction & development7.0317%724
Percentage Net Loans Charged-off: Commercial real estate1.4042%605
Percentage Net Loans Charged-off: Multi-family residential30.0440%28
Percentage Net Loans Charged-off: 1-4 family residential0.3704%2,146
Percentage Net Loans Charged-off: Home equity loans0.0000%1,611
All other 1-4 family - Percent of loans charged-off, net0.3994%1,965
Percentage Net Loans Charged-off: Commercial and industrial0.1237%4,086
Percentage Net Loans Charged-off: Loans to individuals1.3247%1,945
Percentage Net Loans Charged-off: Credit card loans1.1883%908
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,898
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%155
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans2.1039%878
Percentage Net Loans Charged-off: Total real estate loans3.0051%450
Percentage Net Loans Charged-off:Construction & development9.5315%459
Percentage Net Loans Charged-off: Commercial real estate0.1978%1,546
Percentage Net Loans Charged-off: Multi-family residential39.2481%19
Percentage Net Loans Charged-off: 1-4 family residential0.6164%1,361
Percentage Net Loans Charged-off: Home equity loans0.0000%1,287
All other 1-4 family - Percent of loans charged-off, net0.6613%1,257
Percentage Net Loans Charged-off: Commercial and industrial0.1382%3,434
Percentage Net Loans Charged-off: Loans to individuals1.0406%2,244
Percentage Net Loans Charged-off: Credit card loans0.2940%991
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,633
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%118
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4182%2,437
Percentage Net Loans Charged-off: Total real estate loans0.3135%2,027
Percentage Net Loans Charged-off:Construction & development0.0000%1,865
Percentage Net Loans Charged-off: Commercial real estate0.3913%756
Percentage Net Loans Charged-off: Multi-family residential0.0000%309
Percentage Net Loans Charged-off: 1-4 family residential0.4239%1,366
Percentage Net Loans Charged-off: Home equity loans0.0000%827
All other 1-4 family - Percent of loans charged-off, net0.4524%1,225
Percentage Net Loans Charged-off: Commercial and industrial0.2796%2,134
Percentage Net Loans Charged-off: Loans to individuals1.7705%1,308
Percentage Net Loans Charged-off: Credit card loans0.5772%771
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,234
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%81
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6958%1,765
Percentage Net Loans Charged-off: Total real estate loans0.4561%1,782
Percentage Net Loans Charged-off:Construction & development0.0000%2,850
Percentage Net Loans Charged-off: Commercial real estate0.3921%1,006
Percentage Net Loans Charged-off: Multi-family residential0.0000%546
Percentage Net Loans Charged-off: 1-4 family residential0.8480%745
Percentage Net Loans Charged-off: Home equity loans0.0000%1,398
All other 1-4 family - Percent of loans charged-off, net0.8794%682
Percentage Net Loans Charged-off: Commercial and industrial1.6509%1,265
Percentage Net Loans Charged-off: Loans to individuals0.5911%3,409
Percentage Net Loans Charged-off: Credit card loans1.9909%713
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1770%1,388
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%112
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5856%1,446
Percentage Net Loans Charged-off: Total real estate loans0.4795%1,210
Percentage Net Loans Charged-off:Construction & development0.0000%2,246
Percentage Net Loans Charged-off: Commercial real estate0.4876%572
Percentage Net Loans Charged-off: Multi-family residential0.0000%377
Percentage Net Loans Charged-off: 1-4 family residential0.7828%603
Percentage Net Loans Charged-off: Home equity loans0.0000%1,108
All other 1-4 family - Percent of loans charged-off, net0.8057%545
Percentage Net Loans Charged-off: Commercial and industrial1.0118%1,317
Percentage Net Loans Charged-off: Loans to individuals0.5921%2,938
Percentage Net Loans Charged-off: Credit card loans2.7166%496
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2674%1,071
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%90
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4943%1,405
Percentage Net Loans Charged-off: Total real estate loans0.5600%839
Percentage Net Loans Charged-off:Construction & development0.0000%1,702
Percentage Net Loans Charged-off: Commercial real estate0.7267%346
Percentage Net Loans Charged-off: Multi-family residential0.0000%250
Percentage Net Loans Charged-off: 1-4 family residential0.6945%570
Percentage Net Loans Charged-off: Home equity loans0.0000%889
All other 1-4 family - Percent of loans charged-off, net0.7101%526
Percentage Net Loans Charged-off: Commercial and industrial0.3882%1,829
Percentage Net Loans Charged-off: Loans to individuals0.2542%3,788
Percentage Net Loans Charged-off: Credit card loans3.5486%371
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.4048%851
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%70
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4754%1,102
Percentage Net Loans Charged-off: Total real estate loans0.5680%599
Percentage Net Loans Charged-off:Construction & development0.0000%1,119
Percentage Net Loans Charged-off: Commercial real estate0.3713%347
Percentage Net Loans Charged-off: Multi-family residential0.0000%134
Percentage Net Loans Charged-off: 1-4 family residential1.1943%260
Percentage Net Loans Charged-off: Home equity loans0.0000%563
All other 1-4 family - Percent of loans charged-off, net1.2139%237
Percentage Net Loans Charged-off: Commercial and industrial0.1989%1,626
Percentage Net Loans Charged-off: Loans to individuals0.4053%2,723
Percentage Net Loans Charged-off: Credit card loans5.7678%186
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,048
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%39
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2141%2,493
Percentage Net Loans Charged-off: Total real estate loans0.0988%2,115
Percentage Net Loans Charged-off:Construction & development0.1204%1,154
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,679
Percentage Net Loans Charged-off: Multi-family residential0.0610%246
Percentage Net Loans Charged-off: 1-4 family residential0.2456%1,082
Percentage Net Loans Charged-off: Home equity loans0.0000%938
All other 1-4 family - Percent of loans charged-off, net0.2496%1,029
Percentage Net Loans Charged-off: Commercial and industrial0.2931%2,421
Percentage Net Loans Charged-off: Loans to individuals0.9778%1,648
Percentage Net Loans Charged-off: Credit card loans10.3967%61
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,751
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%73
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1249%2,804
Percentage Net Loans Charged-off: Total real estate loans0.0846%1,647
Percentage Net Loans Charged-off:Construction & development0.1690%647
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,176
Percentage Net Loans Charged-off: Multi-family residential0.0789%156
Percentage Net Loans Charged-off: 1-4 family residential0.1901%955
Percentage Net Loans Charged-off: Home equity loans0.0000%720
All other 1-4 family - Percent of loans charged-off, net0.1931%899
Percentage Net Loans Charged-off: Commercial and industrial0.0877%2,685
Percentage Net Loans Charged-off: Loans to individuals0.5068%2,658
Percentage Net Loans Charged-off: Credit card loans0.7423%897
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,521
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%52
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1961%1,747
Percentage Net Loans Charged-off: Total real estate loans0.1261%1,047
Percentage Net Loans Charged-off:Construction & development0.2618%369
Percentage Net Loans Charged-off: Commercial real estate0.0000%881
Percentage Net Loans Charged-off: Multi-family residential0.1149%109
Percentage Net Loans Charged-off: 1-4 family residential0.2830%619
Percentage Net Loans Charged-off: Home equity loans0.0000%541
All other 1-4 family - Percent of loans charged-off, net0.2876%586
Percentage Net Loans Charged-off: Commercial and industrial0.2427%1,718
Percentage Net Loans Charged-off: Loans to individuals0.7089%1,819
Percentage Net Loans Charged-off: Credit card loans0.0000%965
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,336
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%38
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0468%3,016
Percentage Net Loans Charged-off: Total real estate loans0.0866%948
Percentage Net Loans Charged-off:Construction & development0.0000%444
Percentage Net Loans Charged-off: Commercial real estate0.0000%529
Percentage Net Loans Charged-off: Multi-family residential0.0000%76
Percentage Net Loans Charged-off: 1-4 family residential0.2517%530
Percentage Net Loans Charged-off: Home equity loans0.0000%371
All other 1-4 family - Percent of loans charged-off, net0.2559%509
Percentage Net Loans Charged-off: Commercial and industrial-0.0178%6,812
Percentage Net Loans Charged-off: Loans to individuals-0.1547%7,267
Percentage Net Loans Charged-off: Credit card loans0.0000%790
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%964
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1360%2,670
Percentage Net Loans Charged-off: Total real estate loans0.1540%930
Percentage Net Loans Charged-off:Construction & development0.0916%502
Percentage Net Loans Charged-off: Commercial real estate0.2005%559
Percentage Net Loans Charged-off: Multi-family residential0.2870%114
Percentage Net Loans Charged-off: 1-4 family residential0.1149%1,309
Percentage Net Loans Charged-off: Home equity loans0.0000%709
All other 1-4 family - Percent of loans charged-off, net0.1168%1,243
Percentage Net Loans Charged-off: Commercial and industrial-0.0136%6,977
Percentage Net Loans Charged-off: Loans to individuals0.2440%4,222
Percentage Net Loans Charged-off: Credit card loans0.7429%1,013
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,606
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%39
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1187%2,403
Percentage Net Loans Charged-off: Total real estate loans0.1290%871
Percentage Net Loans Charged-off:Construction & development0.1230%329
Percentage Net Loans Charged-off: Commercial real estate0.1051%597
Percentage Net Loans Charged-off: Multi-family residential0.3779%81
Percentage Net Loans Charged-off: 1-4 family residential0.1496%878
Percentage Net Loans Charged-off: Home equity loans0.0000%550
All other 1-4 family - Percent of loans charged-off, net0.1521%856
Percentage Net Loans Charged-off: Commercial and industrial-0.0120%6,789
Percentage Net Loans Charged-off: Loans to individuals0.2576%3,659
Percentage Net Loans Charged-off: Credit card loans0.8082%889
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,412
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%29
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1428%1,957
Percentage Net Loans Charged-off: Total real estate loans0.1788%616
Percentage Net Loans Charged-off:Construction & development0.0000%466
Percentage Net Loans Charged-off: Commercial real estate0.1585%430
Percentage Net Loans Charged-off: Multi-family residential0.5908%50
Percentage Net Loans Charged-off: 1-4 family residential0.2254%590
Percentage Net Loans Charged-off: Home equity loans0.0000%426
All other 1-4 family - Percent of loans charged-off, net0.2293%573
Percentage Net Loans Charged-off: Commercial and industrial-0.0091%6,645
Percentage Net Loans Charged-off: Loans to individuals0.1168%4,157
Percentage Net Loans Charged-off: Credit card loans0.9484%773
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,212
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0421%3,010
Percentage Net Loans Charged-off: Total real estate loans0.0334%1,161
Percentage Net Loans Charged-off:Construction & development0.0000%268
Percentage Net Loans Charged-off: Commercial real estate0.0000%498
Percentage Net Loans Charged-off: Multi-family residential0.0000%51
Percentage Net Loans Charged-off: 1-4 family residential0.0985%784
Percentage Net Loans Charged-off: Home equity loans0.0000%311
All other 1-4 family - Percent of loans charged-off, net0.1002%734
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,732
Percentage Net Loans Charged-off: Loans to individuals0.1815%3,176
Percentage Net Loans Charged-off: Credit card loans0.6467%759
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%911
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0956%3,740
Percentage Net Loans Charged-off: Total real estate loans0.0785%1,515
Percentage Net Loans Charged-off:Construction & development0.0000%694
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,340
Percentage Net Loans Charged-off: Multi-family residential0.0000%187
Percentage Net Loans Charged-off: 1-4 family residential0.2152%799
Percentage Net Loans Charged-off: Home equity loans0.0000%682
All other 1-4 family - Percent of loans charged-off, net0.2193%800
Percentage Net Loans Charged-off: Commercial and industrial0.0000%4,059
Percentage Net Loans Charged-off: Loans to individuals0.3576%4,242
Percentage Net Loans Charged-off: Credit card loans1.6869%931
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,616
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1074%3,022
Percentage Net Loans Charged-off: Total real estate loans0.1066%1,073
Percentage Net Loans Charged-off:Construction & development0.0000%541
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,046
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.2874%510
Percentage Net Loans Charged-off: Home equity loans0.0000%562
All other 1-4 family - Percent of loans charged-off, net0.2929%522
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,394
Percentage Net Loans Charged-off: Loans to individuals0.2723%4,206
Percentage Net Loans Charged-off: Credit card loans1.3901%918
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,405
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0322%4,370
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,541
Percentage Net Loans Charged-off:Construction & development0.0000%425
Percentage Net Loans Charged-off: Commercial real estate0.0000%810
Percentage Net Loans Charged-off: Multi-family residential0.0000%111
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,147
Percentage Net Loans Charged-off: Home equity loans0.0000%450
All other 1-4 family - Percent of loans charged-off, net0.0000%1,976
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,870
Percentage Net Loans Charged-off: Loans to individuals0.2935%3,711
Percentage Net Loans Charged-off: Credit card loans1.0601%930
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,156
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%20
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0199%3,990
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,814
Percentage Net Loans Charged-off:Construction & development0.0000%235
Percentage Net Loans Charged-off: Commercial real estate0.0000%511
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,540
Percentage Net Loans Charged-off: Home equity loans0.0000%338
All other 1-4 family - Percent of loans charged-off, net0.0000%1,404
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,974
Percentage Net Loans Charged-off: Loans to individuals0.2099%3,542
Percentage Net Loans Charged-off: Credit card loans0.0000%922
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.1009%7,284
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%13
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1446%3,461
Percentage Net Loans Charged-off: Total real estate loans0.1431%1,241
Percentage Net Loans Charged-off:Construction & development0.0246%647
Percentage Net Loans Charged-off: Commercial real estate0.1610%859
Percentage Net Loans Charged-off: Multi-family residential0.0000%197
Percentage Net Loans Charged-off: 1-4 family residential0.1515%1,202
Percentage Net Loans Charged-off: Home equity loans0.0000%657
All other 1-4 family - Percent of loans charged-off, net0.1543%1,181
Percentage Net Loans Charged-off: Commercial and industrial0.0384%3,990
Percentage Net Loans Charged-off: Loans to individuals0.3396%4,622
Percentage Net Loans Charged-off: Credit card loans1.1938%1,268
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,643
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%27
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1861%2,478
Percentage Net Loans Charged-off: Total real estate loans0.1933%822
Percentage Net Loans Charged-off:Construction & development0.0333%505
Percentage Net Loans Charged-off: Commercial real estate0.2157%567
Percentage Net Loans Charged-off: Multi-family residential0.0000%155
Percentage Net Loans Charged-off: 1-4 family residential0.2041%802
Percentage Net Loans Charged-off: Home equity loans0.0000%554
All other 1-4 family - Percent of loans charged-off, net0.2078%801
Percentage Net Loans Charged-off: Commercial and industrial0.0511%3,291
Percentage Net Loans Charged-off: Loans to individuals0.3763%3,991
Percentage Net Loans Charged-off: Credit card loans1.6318%1,025
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,414
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1583%2,624
Percentage Net Loans Charged-off: Total real estate loans0.1366%1,034
Percentage Net Loans Charged-off:Construction & development0.0511%365
Percentage Net Loans Charged-off: Commercial real estate0.0000%953
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.3085%560
Percentage Net Loans Charged-off: Home equity loans0.0000%431
All other 1-4 family - Percent of loans charged-off, net0.3139%552
Percentage Net Loans Charged-off: Commercial and industrial0.0758%2,675
Percentage Net Loans Charged-off: Loans to individuals0.4710%3,315
Percentage Net Loans Charged-off: Credit card loans2.6201%732
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0536%1,094
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2910%1,462
Percentage Net Loans Charged-off: Total real estate loans0.2769%489
Percentage Net Loans Charged-off:Construction & development0.1018%211
Percentage Net Loans Charged-off: Commercial real estate0.0000%553
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential0.6150%255
Percentage Net Loans Charged-off: Home equity loans0.0000%291
All other 1-4 family - Percent of loans charged-off, net0.6261%251
Percentage Net Loans Charged-off: Commercial and industrial0.0885%1,870
Percentage Net Loans Charged-off: Loans to individuals0.7586%2,280
Percentage Net Loans Charged-off: Credit card loans0.0000%1,093
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1078%753
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0948%4,871
Percentage Net Loans Charged-off: Total real estate loans0.0094%3,641
Percentage Net Loans Charged-off:Construction & development0.0000%836
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,593
Percentage Net Loans Charged-off: Multi-family residential0.0000%186
Percentage Net Loans Charged-off: 1-4 family residential0.0205%2,905
Percentage Net Loans Charged-off: Home equity loans0.0000%639
All other 1-4 family - Percent of loans charged-off, net0.0207%2,760
Percentage Net Loans Charged-off: Commercial and industrial0.2004%3,648
Percentage Net Loans Charged-off: Loans to individuals0.6085%3,731
Percentage Net Loans Charged-off: Credit card loans0.5228%1,709
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,856
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%56
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1053%4,203
Percentage Net Loans Charged-off: Total real estate loans0.0143%2,927
Percentage Net Loans Charged-off:Construction & development0.0000%663
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,273
Percentage Net Loans Charged-off: Multi-family residential0.0000%138
Percentage Net Loans Charged-off: 1-4 family residential0.0313%2,234
Percentage Net Loans Charged-off: Home equity loans0.0000%519
All other 1-4 family - Percent of loans charged-off, net0.0316%2,150
Percentage Net Loans Charged-off: Commercial and industrial0.2538%2,914
Percentage Net Loans Charged-off: Loans to individuals0.5425%3,654
Percentage Net Loans Charged-off: Credit card loans3.0834%805
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1215%3,637
Percentage Net Loans Charged-off: Total real estate loans0.0361%2,081
Percentage Net Loans Charged-off:Construction & development0.0000%523
Percentage Net Loans Charged-off: Commercial real estate0.0000%978
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0794%1,418
Percentage Net Loans Charged-off: Home equity loans0.0000%421
All other 1-4 family - Percent of loans charged-off, net0.0802%1,380
Percentage Net Loans Charged-off: Commercial and industrial0.0889%3,140
Percentage Net Loans Charged-off: Loans to individuals0.9954%2,076
Percentage Net Loans Charged-off: Credit card loans8.2553%178
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1915%2,408
Percentage Net Loans Charged-off: Total real estate loans0.0739%1,245
Percentage Net Loans Charged-off:Construction & development0.0000%326
Percentage Net Loans Charged-off: Commercial real estate0.0000%618
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential0.1626%802
Percentage Net Loans Charged-off: Home equity loans0.0000%277
All other 1-4 family - Percent of loans charged-off, net0.1638%782
Percentage Net Loans Charged-off: Commercial and industrial0.1777%1,946
Percentage Net Loans Charged-off: Loans to individuals1.2945%1,528
Percentage Net Loans Charged-off: Credit card loans14.1533%116
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1460%4,373
Percentage Net Loans Charged-off: Total real estate loans0.1699%1,245
Percentage Net Loans Charged-off:Construction & development0.0000%875
Percentage Net Loans Charged-off: Commercial real estate0.2778%710
Percentage Net Loans Charged-off: Multi-family residential0.0000%189
Percentage Net Loans Charged-off: 1-4 family residential0.0823%1,883
Percentage Net Loans Charged-off: Home equity loans0.0000%614
All other 1-4 family - Percent of loans charged-off, net0.0824%1,826
Percentage Net Loans Charged-off: Commercial and industrial-0.0043%7,718
Percentage Net Loans Charged-off: Loans to individuals0.3261%5,257
Percentage Net Loans Charged-off: Credit card loans0.1519%1,936
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0275%6,771
Percentage Net Loans Charged-off: Total real estate loans0.0282%2,868
Percentage Net Loans Charged-off:Construction & development0.0000%831
Percentage Net Loans Charged-off: Commercial real estate0.0319%1,224
Percentage Net Loans Charged-off: Multi-family residential0.6286%89
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,307
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0000%3,123
Percentage Net Loans Charged-off: Commercial and industrial0.0049%4,792
Percentage Net Loans Charged-off: Loans to individuals0.0666%6,876
Percentage Net Loans Charged-off: Credit card loans0.2891%2,049
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1745%3,485
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0525%5,986
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2331%3,073
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0514%6,700
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1874%4,243
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0393%7,283
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0269%7,778
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0133%9,453
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1236%8,445
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA