Home > East Des Moines National Bank > Income and Expense
East Des Moines National Bank, Income and Expense
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,604,000 | 7,266 |
| Total interest expense | $1,718,000 | 7,038 |
| Net interest income | $1,886,000 | 7,382 |
| Provision for loan and lease losses | $625,000 | 1,456 |
| Total noninterest income | $306,000 | 6,866 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $228,000 | 5,126 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $78,000 | 7,815 |
| Total noninterest expense | $1,916,000 | 6,121 |
| Salaries and employee benefits | $895,000 | 6,484 |
| Premises and equipment expense | $227,000 | 6,573 |
| Additional noninterest expense | $794,000 | 5,227 |
| Pre-tax net operating income | $-349,000 | 11,167 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $-59,000 | 11,093 |
| Income before extraordinary items | $-290,000 | 11,173 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-290,000 | 11,172 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $295,000 | 2,106 |
| Cash dividends | $5,544,000 | 633 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $-290,000 | 11,140 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $7,884,000 | 4,062 |
| Total interest expense | $3,561,000 | 4,093 |
| Net interest income | $4,323,000 | 4,047 |
| Provision for loan and lease losses | $50,000 | 6,165 |
| Total noninterest income | $716,000 | 4,008 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $441,000 | 3,058 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $275,000 | 4,223 |
| Total noninterest expense | $3,277,000 | 3,976 |
| Salaries and employee benefits | $1,835,000 | 3,582 |
| Premises and equipment expense | $414,000 | 4,395 |
| Additional noninterest expense | $1,028,000 | 4,251 |
| Pre-tax net operating income | $1,712,000 | 4,006 |
| Securities gains (losses) | $12,000 | 2,250 |
| Applicable income taxes | $492,000 | 4,247 |
| Income before extraordinary items | $1,232,000 | 3,868 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,232,000 | 3,866 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 4,966 |
| Cash dividends | $1,200,000 | 1,763 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,223,480 | 3,879 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $8,035,000 | 3,717 |
| Total interest expense | $2,926,000 | 4,054 |
| Net interest income | $5,109,000 | 3,484 |
| Provision for loan and lease losses | $90,000 | 4,765 |
| Total noninterest income | $702,000 | 4,115 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $438,000 | 3,121 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $264,000 | 4,440 |
| Total noninterest expense | $3,436,000 | 3,910 |
| Salaries and employee benefits | $1,840,000 | 3,544 |
| Premises and equipment expense | $421,000 | 4,395 |
| Additional noninterest expense | $1,175,000 | 4,125 |
| Pre-tax net operating income | $2,285,000 | 3,070 |
| Securities gains (losses) | $3,000 | 2,889 |
| Applicable income taxes | $698,000 | 3,094 |
| Income before extraordinary items | $1,590,000 | 3,023 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,590,000 | 3,033 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $92,000 | 3,895 |
| Cash dividends | $600,000 | 2,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,587,930 | 3,041 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $8,526,000 | 3,605 |
| Total interest expense | $3,331,000 | 3,756 |
| Net interest income | $5,195,000 | 3,445 |
| Provision for loan and lease losses | $180,000 | 4,132 |
| Total noninterest income | $700,000 | 4,442 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $465,000 | 3,001 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $235,000 | 5,178 |
| Total noninterest expense | $3,333,000 | 4,098 |
| Salaries and employee benefits | $1,744,000 | 3,731 |
| Premises and equipment expense | $410,000 | 4,612 |
| Additional noninterest expense | $1,179,000 | 4,254 |
| Pre-tax net operating income | $2,382,000 | 2,828 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $652,000 | 3,336 |
| Income before extraordinary items | $1,730,000 | 2,853 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,730,000 | 2,942 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $150,000 | 3,669 |
| Cash dividends | $2,400,000 | 863 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,730,000 | 2,703 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $8,861,000 | 3,914 |
| Total interest expense | $4,208,000 | 3,890 |
| Net interest income | $4,653,000 | 3,878 |
| Provision for loan and lease losses | $220,000 | 4,962 |
| Total noninterest income | $722,000 | 4,307 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $480,000 | 2,902 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $242,000 | 5,073 |
| Total noninterest expense | $3,050,000 | 4,459 |
| Salaries and employee benefits | $1,621,000 | 3,951 |
| Premises and equipment expense | $309,000 | 5,841 |
| Additional noninterest expense | $1,120,000 | 4,614 |
| Pre-tax net operating income | $2,105,000 | 2,956 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $480,000 | 4,127 |
| Income before extraordinary items | $1,625,000 | 2,828 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,625,000 | 2,863 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $121,000 | 5,426 |
| Cash dividends | $400,000 | 3,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,625,000 | 2,615 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.