Home > East County Bank > Income and Expense
East County Bank, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,461,000 | 4,698 |
| Total interest expense | $1,829,000 | 6,298 |
| Net interest income | $4,632,000 | 3,689 |
| Provision for loan and lease losses | $714,000 | 1,303 |
| Total noninterest income | $810,000 | 3,587 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $418,000 | 3,096 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $392,000 | 3,473 |
| Total noninterest expense | $3,896,000 | 3,391 |
| Salaries and employee benefits | $2,232,000 | 3,109 |
| Premises and equipment expense | $597,000 | 3,268 |
| Additional noninterest expense | $1,067,000 | 3,803 |
| Pre-tax net operating income | $832,000 | 5,819 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $337,000 | 4,558 |
| Income before extraordinary items | $495,000 | 6,473 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $495,000 | 6,472 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $610,000 | 1,035 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $100,000 | 786 |
| Net operating income | $495,000 | 6,455 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,147,000 | 4,912 |
| Total interest expense | $1,731,000 | 6,698 |
| Net interest income | $4,416,000 | 3,790 |
| Provision for loan and lease losses | $275,000 | 2,807 |
| Total noninterest income | $631,000 | 4,245 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $430,000 | 2,935 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $201,000 | 4,938 |
| Total noninterest expense | $3,757,000 | 3,408 |
| Salaries and employee benefits | $2,065,000 | 3,231 |
| Premises and equipment expense | $580,000 | 3,267 |
| Additional noninterest expense | $1,112,000 | 3,595 |
| Pre-tax net operating income | $1,015,000 | 5,365 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $414,000 | 4,328 |
| Income before extraordinary items | $601,000 | 6,051 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $601,000 | 6,050 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $139,000 | 3,049 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $-3,000 | 10,288 |
| Net operating income | $601,000 | 5,945 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,093,000 | 5,719 |
| Total interest expense | $1,452,000 | 7,463 |
| Net interest income | $3,641,000 | 4,579 |
| Provision for loan and lease losses | $315,000 | 2,494 |
| Total noninterest income | $614,000 | 4,352 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $331,000 | 3,775 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $283,000 | 4,064 |
| Total noninterest expense | $2,994,000 | 4,104 |
| Salaries and employee benefits | $1,674,000 | 3,883 |
| Premises and equipment expense | $559,000 | 3,370 |
| Additional noninterest expense | $761,000 | 4,913 |
| Pre-tax net operating income | $946,000 | 6,003 |
| Securities gains (losses) | $-1,000 | 9,009 |
| Applicable income taxes | $383,000 | 5,011 |
| Income before extraordinary items | $562,000 | 6,580 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $562,000 | 6,582 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 6,506 |
| Cash dividends | $40,000 | 7,339 |
| Sale, conversion, retirement of capital stock, net | $70,000 | 813 |
| Net operating income | $562,640 | 6,529 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,054,000 | 6,809 |
| Total interest expense | $1,143,000 | 8,551 |
| Net interest income | $2,911,000 | 5,565 |
| Provision for loan and lease losses | $270,000 | 2,798 |
| Total noninterest income | $594,000 | 4,601 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $277,000 | 4,473 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $317,000 | 3,946 |
| Total noninterest expense | $2,862,000 | 4,457 |
| Salaries and employee benefits | $1,453,000 | 4,442 |
| Premises and equipment expense | $607,000 | 3,175 |
| Additional noninterest expense | $802,000 | 5,189 |
| Pre-tax net operating income | $373,000 | 8,671 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $155,000 | 7,813 |
| Income before extraordinary items | $218,000 | 9,136 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $218,000 | 9,139 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $424,000 | 1,614 |
| Cash dividends | $40,000 | 7,695 |
| Sale, conversion, retirement of capital stock, net | $201,000 | 574 |
| Net operating income | $218,000 | 9,079 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,041,000 | 6,937 |
| Total interest expense | $1,031,000 | 9,146 |
| Net interest income | $3,010,000 | 5,484 |
| Provision for loan and lease losses | $120,000 | 4,090 |
| Total noninterest income | $667,000 | 4,243 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $274,000 | 4,620 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $393,000 | 3,342 |
| Total noninterest expense | $2,872,000 | 4,444 |
| Salaries and employee benefits | $1,428,000 | 4,473 |
| Premises and equipment expense | $630,000 | 3,086 |
| Additional noninterest expense | $814,000 | 5,179 |
| Pre-tax net operating income | $685,000 | 7,405 |
| Securities gains (losses) | $-13,000 | 10,273 |
| Applicable income taxes | $272,000 | 6,339 |
| Income before extraordinary items | $400,000 | 8,083 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $400,000 | 8,080 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $158,000 | 2,910 |
| Cash dividends | $40,000 | 7,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $408,320 | 7,949 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,309,000 | 7,604 |
| Total interest expense | $719,000 | 9,998 |
| Net interest income | $2,590,000 | 6,295 |
| Provision for loan and lease losses | $150,000 | 3,586 |
| Total noninterest income | $701,000 | 4,119 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $275,000 | 4,689 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $426,000 | 3,281 |
| Total noninterest expense | $2,581,000 | 5,009 |
| Salaries and employee benefits | $1,289,000 | 4,917 |
| Premises and equipment expense | $404,000 | 4,554 |
| Additional noninterest expense | $888,000 | 5,230 |
| Pre-tax net operating income | $560,000 | 8,247 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $225,000 | 6,938 |
| Income before extraordinary items | $335,000 | 8,772 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $335,000 | 8,775 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-73,000 | 12,091 |
| Cash dividends | $40,000 | 8,160 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $335,000 | 8,829 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,944,000 | 8,434 |
| Total interest expense | $825,000 | 9,904 |
| Net interest income | $2,119,000 | 7,385 |
| Provision for loan and lease losses | $295,000 | 3,072 |
| Total noninterest income | $1,059,000 | 3,193 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $270,000 | 4,822 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $789,000 | 2,406 |
| Total noninterest expense | $2,417,000 | 5,417 |
| Salaries and employee benefits | $1,278,000 | 4,959 |
| Premises and equipment expense | $376,000 | 4,957 |
| Additional noninterest expense | $763,000 | 6,155 |
| Pre-tax net operating income | $466,000 | 8,896 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $-724,000 | 13,159 |
| Income before extraordinary items | $1,190,000 | 4,046 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,190,000 | 4,151 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $257,000 | 2,702 |
| Cash dividends | $20,000 | 8,663 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,190,000 | 3,847 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,115,000 | 8,774 |
| Total interest expense | $1,001,000 | 10,382 |
| Net interest income | $2,114,000 | 7,461 |
| Provision for loan and lease losses | $290,000 | 4,227 |
| Total noninterest income | $811,000 | 3,937 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $310,000 | 4,323 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $501,000 | 3,183 |
| Total noninterest expense | $2,270,000 | 5,763 |
| Salaries and employee benefits | $1,195,000 | 5,181 |
| Premises and equipment expense | $374,000 | 5,066 |
| Additional noninterest expense | $701,000 | 6,741 |
| Pre-tax net operating income | $365,000 | 9,538 |
| Securities gains (losses) | $35,000 | 4,733 |
| Applicable income taxes | $181,000 | 7,951 |
| Income before extraordinary items | $219,000 | 10,332 |
| Extraordinary gains, net | $113,000 | 688 |
| Net income | $332,000 | 9,049 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $107,000 | 5,743 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $196,600 | 10,310 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.