Home > East County Bank > Assets and Liabilities
East County Bank, Assets and Liabilities
| 1999-12-31 | Rank | |
| # of Employees: | 45 | 3,793 |
| Assets and Liabilities | ||
| Total Assets: | $78,345,000 | 5,288 |
| Cash and due from depository institutions | $4,546,000 | 3,793 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $15,669,000 | 5,655 |
| Federal funds sold & reverse repurchase agreements | $7,860,000 | 1,233 |
| Net loans & leases | $48,230,000 | 5,195 |
| Loan loss allowance | $1,078,000 | 3,212 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $511,000 | 7,677 |
| Other real estate owned | $200,000 | 3,793 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $1,329,000 | 5,274 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $78,345,000 | 5,288 |
| Total liabilities | $72,118,000 | 5,202 |
| Total deposits | $71,871,000 | 4,928 |
| Interest-bearing deposits | $52,770,000 | 5,482 |
| Deposits held in domestic offices | $71,871,000 | 4,924 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $247,000 | 7,524 |
| Total equity capital | $6,227,000 | 6,109 |
| Total bank equity capital | $6,227,000 | 6,109 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $2,817,000 | 1,399 |
| Surplus | $3,145,000 | 4,203 |
| Undivided profits | $265,000 | 8,771 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $243,000 | 5,263 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $452,000 | 4,936 |
| Earning assets | $71,759,000 | 5,277 |
| Long-term assets (5+ years) | $6,954,000 | 5,654 |
| Average Assets, year-to-date | $75,378,800 | 5,280 |
| Average Assets, quarterly | $78,643,500 | 5,238 |
| Volatile liabilities | $10,849,000 | 5,204 |
| Insider loans | $57,000 | 8,449 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $8,592,000 | 4,094 |
| Tier 1 (core) risk-based capital | $6,457,000 | 5,988 |
| Tier 2 risk-based capital | $719,590 | 4,145 |
| Total risk weighted assets | $57,208,690 | 4,786 |
| Total unused commitments | $8,592,000 | 4,097 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 43 | 3,988 |
| Assets and Liabilities | ||
| Total Assets: | $71,969,000 | 5,613 |
| Cash and due from depository institutions | $3,071,000 | 3,988 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $14,999,000 | 5,814 |
| Federal funds sold & reverse repurchase agreements | $4,240,000 | 3,863 |
| Net loans & leases | $47,988,000 | 5,066 |
| Loan loss allowance | $973,000 | 3,417 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $496,000 | 7,788 |
| Other real estate owned | $0 | 3,988 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $1,175,000 | 5,358 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $71,969,000 | 5,613 |
| Total liabilities | $66,098,000 | 5,508 |
| Total deposits | $65,698,000 | 5,303 |
| Interest-bearing deposits | $47,298,000 | 5,920 |
| Deposits held in domestic offices | $65,698,000 | 5,300 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $400,000 | 6,530 |
| Total equity capital | $5,871,000 | 6,464 |
| Total bank equity capital | $5,871,000 | 6,464 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $2,715,000 | 1,388 |
| Surplus | $2,542,000 | 4,670 |
| Undivided profits | $614,000 | 8,824 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $93,000 | 7,413 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $412,000 | 5,342 |
| Earning assets | $67,227,000 | 5,532 |
| Long-term assets (5+ years) | $2,302,000 | 7,562 |
| Average Assets, year-to-date | $70,423,600 | 5,447 |
| Average Assets, quarterly | $74,839,000 | 5,377 |
| Volatile liabilities | $10,452,000 | 4,868 |
| Insider loans | $58,000 | 8,545 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $13,898,000 | 2,941 |
| Tier 1 (core) risk-based capital | $5,858,000 | 6,296 |
| Tier 2 risk-based capital | $689,480 | 4,128 |
| Total risk weighted assets | $54,874,580 | 4,743 |
| Total unused commitments | $13,898,000 | 2,947 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 36 | 4,776 |
| Assets and Liabilities | ||
| Total Assets: | $61,066,000 | 6,290 |
| Cash and due from depository institutions | $4,528,000 | 4,776 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $14,699,000 | 6,068 |
| Federal funds sold & reverse repurchase agreements | $2,560,000 | 4,370 |
| Net loans & leases | $37,722,000 | 6,024 |
| Loan loss allowance | $838,000 | 3,901 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $551,000 | 7,696 |
| Other real estate owned | $0 | 4,776 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $1,006,000 | 6,007 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $61,066,000 | 6,290 |
| Total liabilities | $55,805,000 | 6,196 |
| Total deposits | $55,533,000 | 5,987 |
| Interest-bearing deposits | $38,706,000 | 6,805 |
| Deposits held in domestic offices | $55,533,000 | 5,980 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $272,000 | 8,096 |
| Total equity capital | $5,261,000 | 6,952 |
| Total bank equity capital | $5,261,000 | 6,952 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $2,716,000 | 1,368 |
| Surplus | $2,530,000 | 4,661 |
| Undivided profits | $15,000 | 10,245 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $96,000 | 7,737 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $387,000 | 5,801 |
| Earning assets | $54,981,000 | 6,345 |
| Long-term assets (5+ years) | $2,753,000 | 7,182 |
| Average Assets, year-to-date | $56,650,200 | 6,394 |
| Average Assets, quarterly | $60,302,500 | 6,271 |
| Volatile liabilities | $6,888,000 | 6,172 |
| Insider loans | $13,000 | 9,585 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $10,434,000 | 3,351 |
| Tier 1 (core) risk-based capital | $5,260,000 | 6,796 |
| Tier 2 risk-based capital | $560,600 | 4,757 |
| Total risk weighted assets | $44,570,200 | 5,512 |
| Total unused commitments | $10,434,000 | 3,352 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 34 | 5,259 |
| Assets and Liabilities | ||
| Total Assets: | $50,797,000 | 7,193 |
| Cash and due from depository institutions | $3,633,000 | 5,259 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $14,659,000 | 6,522 |
| Federal funds sold & reverse repurchase agreements | $2,788,000 | 4,058 |
| Net loans & leases | $27,494,000 | 7,302 |
| Loan loss allowance | $544,000 | 5,579 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $671,000 | 7,260 |
| Other real estate owned | $562,000 | 5,259 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $990,000 | 6,281 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $50,797,000 | 7,193 |
| Total liabilities | $46,136,000 | 7,129 |
| Total deposits | $45,854,000 | 6,977 |
| Interest-bearing deposits | $35,245,000 | 7,399 |
| Deposits held in domestic offices | $45,854,000 | 6,970 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $282,000 | 8,110 |
| Total equity capital | $4,661,000 | 7,546 |
| Total bank equity capital | $4,661,000 | 7,546 |
| Perpetual preferred stock | $490,000 | 172 |
| Common stock | $2,439,000 | 1,606 |
| Surplus | $2,246,000 | 5,134 |
| Undivided profits | $-514,000 | 11,125 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $79,000 | 8,506 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $317,000 | 6,662 |
| Earning assets | $44,941,000 | 7,319 |
| Long-term assets (5+ years) | $2,143,000 | 7,704 |
| Average Assets, year-to-date | $44,942,600 | 7,529 |
| Average Assets, quarterly | $50,468,000 | 7,160 |
| Volatile liabilities | $6,316,000 | 6,364 |
| Insider loans | $18,000 | 9,970 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $10,016,000 | 3,388 |
| Tier 1 (core) risk-based capital | $4,617,000 | 7,460 |
| Tier 2 risk-based capital | $438,210 | 5,777 |
| Total risk weighted assets | $34,951,010 | 6,529 |
| Total unused commitments | $10,016,000 | 3,401 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 32 | 5,686 |
| Assets and Liabilities | ||
| Total Assets: | $41,383,000 | 8,225 |
| Cash and due from depository institutions | $2,488,000 | 5,686 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $9,936,000 | 8,306 |
| Federal funds sold & reverse repurchase agreements | $2,449,000 | 4,987 |
| Net loans & leases | $24,843,000 | 7,755 |
| Loan loss allowance | $698,000 | 4,736 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $551,000 | 8,030 |
| Other real estate owned | $175,000 | 5,686 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $941,000 | 6,647 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $41,383,000 | 8,225 |
| Total liabilities | $37,111,000 | 8,226 |
| Total deposits | $36,309,000 | 8,138 |
| Interest-bearing deposits | $28,780,000 | 8,466 |
| Deposits held in domestic offices | $36,309,000 | 8,133 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $802,000 | 4,380 |
| Total equity capital | $4,272,000 | 8,059 |
| Total bank equity capital | $4,272,000 | 8,059 |
| Perpetual preferred stock | $490,000 | 191 |
| Common stock | $2,239,000 | 1,796 |
| Surplus | $2,245,000 | 5,158 |
| Undivided profits | $-702,000 | 11,664 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $679,000 | 3,495 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $381,000 | 6,032 |
| Earning assets | $37,228,000 | 8,283 |
| Long-term assets (5+ years) | $795,000 | 9,259 |
| Average Assets, year-to-date | $40,452,200 | 8,154 |
| Average Assets, quarterly | $41,197,000 | 8,195 |
| Volatile liabilities | $4,443,000 | 7,328 |
| Insider loans | $0 | 10,773 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $7,227,000 | 4,039 |
| Tier 1 (core) risk-based capital | $4,266,000 | 7,939 |
| Tier 2 risk-based capital | $382,130 | 6,373 |
| Total risk weighted assets | $30,254,730 | 7,135 |
| Total unused commitments | $7,227,000 | 4,051 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 31 | 6,009 |
| Assets and Liabilities | ||
| Total Assets: | $38,551,000 | 8,740 |
| Cash and due from depository institutions | $1,817,000 | 6,009 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $8,686,000 | 9,257 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $26,339,000 | 7,598 |
| Loan loss allowance | $736,000 | 4,651 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $422,000 | 8,996 |
| Other real estate owned | $13,000 | 6,009 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,274,000 | 5,631 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $38,551,000 | 8,740 |
| Total liabilities | $34,870,000 | 8,712 |
| Total deposits | $34,069,000 | 8,619 |
| Interest-bearing deposits | $26,987,000 | 8,934 |
| Deposits held in domestic offices | $34,069,000 | 8,613 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $595,000 | 3,832 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $206,000 | 8,893 |
| Total equity capital | $3,681,000 | 8,565 |
| Total bank equity capital | $3,681,000 | 8,565 |
| Perpetual preferred stock | $490,000 | 206 |
| Common stock | $2,239,000 | 1,844 |
| Surplus | $2,245,000 | 5,138 |
| Undivided profits | $-1,293,000 | 12,245 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $440,000 | 4,606 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $335,000 | 6,017 |
| Earning assets | $35,025,000 | 8,740 |
| Long-term assets (5+ years) | $341,000 | 10,357 |
| Average Assets, year-to-date | $39,199,400 | 8,564 |
| Average Assets, quarterly | $38,766,000 | 8,683 |
| Volatile liabilities | $2,473,000 | 9,086 |
| Insider loans | $10,000 | 10,997 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $7,669,000 | 3,755 |
| Tier 1 (core) risk-based capital | $3,929,000 | 8,362 |
| Tier 2 risk-based capital | $382,880 | 6,435 |
| Total risk weighted assets | $30,277,280 | 7,199 |
| Total unused commitments | $7,669,000 | 3,762 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 29 | 6,588 |
| Assets and Liabilities | ||
| Total Assets: | $38,349,000 | 9,055 |
| Cash and due from depository institutions | $2,896,000 | 6,588 |
| Interest-bearing balances | $100,000 | 6,134 |
| Securities | $4,345,000 | 11,589 |
| Federal funds sold & reverse repurchase agreements | $3,800,000 | 3,604 |
| Net loans & leases | $25,389,000 | 7,737 |
| Loan loss allowance | $513,000 | 6,256 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $471,000 | 8,905 |
| Other real estate owned | $285,000 | 6,588 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,163,000 | 5,455 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $38,349,000 | 9,055 |
| Total liabilities | $34,715,000 | 9,040 |
| Total deposits | $34,367,000 | 8,916 |
| Interest-bearing deposits | $27,982,000 | 9,139 |
| Deposits held in domestic offices | $34,367,000 | 8,910 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $348,000 | 6,898 |
| Total equity capital | $3,634,000 | 8,863 |
| Total bank equity capital | $3,634,000 | 8,863 |
| Perpetual preferred stock | $490,000 | 223 |
| Common stock | $2,239,000 | 1,869 |
| Surplus | $2,245,000 | 5,114 |
| Undivided profits | $-1,340,000 | 12,889 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $192,000 | 7,660 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $124,000 | 814 |
| Income earned, not collected on loans | $248,000 | 7,038 |
| Earning assets | $33,634,000 | 9,229 |
| Long-term assets (5+ years) | $930,000 | 10,057 |
| Average Assets, year-to-date | $38,014,000 | 8,955 |
| Average Assets, quarterly | $38,238,000 | 9,009 |
| Volatile liabilities | $1,117,000 | 11,160 |
| Insider loans | $42,000 | 10,786 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $6,131,000 | 4,319 |
| Tier 1 (core) risk-based capital | $3,634,000 | 8,790 |
| Tier 2 risk-based capital | $374,730 | 6,590 |
| Total risk weighted assets | $29,840,330 | 7,305 |
| Total unused commitments | $6,131,000 | 4,346 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 26 | 7,249 |
| Assets and Liabilities | ||
| Total Assets: | $37,966,000 | 9,278 |
| Cash and due from depository institutions | $4,255,000 | 7,249 |
| Interest-bearing balances | $100,000 | 6,673 |
| Securities | $2,352,000 | 12,880 |
| Federal funds sold & reverse repurchase agreements | $1,640,000 | 7,198 |
| Net loans & leases | $28,846,000 | 7,240 |
| Loan loss allowance | $475,000 | 6,727 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $465,000 | 9,158 |
| Other real estate owned | $0 | 7,249 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $408,000 | 10,608 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $37,966,000 | 9,278 |
| Total liabilities | $35,502,000 | 9,115 |
| Total deposits | $34,110,000 | 9,166 |
| Interest-bearing deposits | $28,400,000 | 9,307 |
| Deposits held in domestic offices | $34,110,000 | 9,160 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,000,000 | 2,539 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $392,000 | 6,907 |
| Total equity capital | $2,464,000 | 10,633 |
| Total bank equity capital | $2,464,000 | 10,633 |
| Perpetual preferred stock | $490,000 | 224 |
| Common stock | $2,239,000 | 1,929 |
| Surplus | $2,245,000 | 5,026 |
| Undivided profits | $-2,510,000 | 13,615 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $535,000 | 5,422 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $240,000 | 7,726 |
| Earning assets | $32,938,000 | 9,486 |
| Long-term assets (5+ years) | $1,082,000 | 10,136 |
| Average Assets, year-to-date | $35,271,000 | 9,497 |
| Average Assets, quarterly | $37,134,500 | 9,312 |
| Volatile liabilities | $2,193,000 | 9,703 |
| Insider loans | $42,000 | 7,444 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $6,364,000 | 3,966 |
| Tier 1 (core) risk-based capital | $2,464,000 | 10,585 |
| Tier 2 risk-based capital | $397,380 | 6,276 |
| Total risk weighted assets | $31,712,980 | 7,039 |
| Total unused commitments | $6,364,000 | 3,988 |
| Derivatives | $0 | 651 |