Home > East Cambridge Savings Bank > Income and Expense

East Cambridge Savings Bank, Income and Expense

2025-06-30 (YTD Data)Rank
Total interest income$35,731,000800
Total interest expense$17,761,000618
Net interest income$17,970,000973
Provision for loan and lease losses$238,0001,534
Total noninterest income$2,404,0001,197
Gross Fiduciary activities income$0937
Service charges on deposit accounts$661,000823
Trading account gains and fees$0133
Additional Noninterest Income$1,743,0001,100
Total noninterest expense$17,121,000841
Salaries and employee benefits$10,126,000798
Premises and equipment expense$1,995,000684
Additional noninterest expense$1,743,0001,117
Pre-tax net operating income$3,015,0001,827
Securities gains (losses)$0804
Applicable income taxes$587,0001,418
Income before extraordinary items$2,428,0001,892
Extraordinary gains, net$020
Net income$2,428,0001,910
Minority interest net income$069
Net income of bank and minority interests.$2,428,0001,892
Net charge-offs$90,0001,306
Cash dividends$02,872
Sale, conversion, retirement of capital stock, net$0478
Net operating income$2,428,0001,903
2025-03-31 (YTD Data)Rank
Total interest income$17,788,000789
Total interest expense$8,968,000623
Net interest income$8,820,000975
Provision for loan and lease losses$83,0001,571
Total noninterest income$1,203,0001,168
Gross Fiduciary activities income$0918
Service charges on deposit accounts$323,000835
Trading account gains and fees$0116
Additional Noninterest Income$880,0001,050
Total noninterest expense$8,337,000856
Salaries and employee benefits$4,810,000836
Premises and equipment expense$989,000704
Additional noninterest expense$880,0001,050
Pre-tax net operating income$1,603,0001,670
Securities gains (losses)$0665
Applicable income taxes$318,0001,303
Income before extraordinary items$1,285,0001,745
Extraordinary gains, net$047
Net income$1,285,0001,765
Minority interest net income$065
Net income of bank and minority interests.$1,285,0001,745
Net charge-offs$28,0001,280
Cash dividends$02,364
Sale, conversion, retirement of capital stock, net$0467
Net operating income$1,285,0001,760
2024-12-31 (YTD Data)Rank
Total interest income$69,824,000799
Total interest expense$37,752,000628
Net interest income$32,072,0001,012
Provision for loan and lease losses$420,0001,508
Total noninterest income$5,045,0001,181
Gross Fiduciary activities income$01,000
Service charges on deposit accounts$1,416,000783
Trading account gains and fees$0138
Additional Noninterest Income$3,629,0001,060
Total noninterest expense$33,844,000826
Salaries and employee benefits$20,229,000777
Premises and equipment expense$3,859,000697
Additional noninterest expense$3,629,0001,060
Pre-tax net operating income$2,853,0002,493
Securities gains (losses)$0940
Applicable income taxes$340,0002,091
Income before extraordinary items$2,513,0002,486
Extraordinary gains, net$053
Net income$2,513,0002,510
Minority interest net income$090
Net income of bank and minority interests.$2,513,0002,486
Net charge-offs$147,0001,528
Cash dividends$03,434
Sale, conversion, retirement of capital stock, net$0564
Net operating income$2,513,0002,490
2024-09-30 (YTD Data)Rank
Total interest income$51,967,000785
Total interest expense$28,032,000627
Net interest income$23,935,0001,007
Provision for loan and lease losses$-21,0004,209
Total noninterest income$3,686,0001,189
Gross Fiduciary activities income$0972
Service charges on deposit accounts$1,023,000797
Trading account gains and fees$0139
Additional Noninterest Income$2,663,0001,081
Total noninterest expense$25,727,000806
Salaries and employee benefits$15,583,000752
Premises and equipment expense$2,871,000703
Additional noninterest expense$2,663,0001,081
Pre-tax net operating income$1,915,0002,618
Securities gains (losses)$0930
Applicable income taxes$191,0002,260
Income before extraordinary items$1,724,0002,570
Extraordinary gains, net$051
Net income$1,724,0002,598
Minority interest net income$082
Net income of bank and minority interests.$1,724,0002,572
Net charge-offs$25,0002,020
Cash dividends$03,076
Sale, conversion, retirement of capital stock, net$0527
Net operating income$1,724,0002,569
2024-06-30 (YTD Data)Rank
Total interest income$34,224,000796
Total interest expense$18,139,000640
Net interest income$16,085,000987
Provision for loan and lease losses$-85,0004,345
Total noninterest income$2,403,0001,201
Gross Fiduciary activities income$0962
Service charges on deposit accounts$653,000814
Trading account gains and fees$0145
Additional Noninterest Income$1,750,0001,100
Total noninterest expense$16,895,000821
Salaries and employee benefits$10,232,000767
Premises and equipment expense$1,919,000704
Additional noninterest expense$1,750,0001,100
Pre-tax net operating income$1,678,0002,309
Securities gains (losses)$0628
Applicable income taxes$243,0001,863
Income before extraordinary items$1,435,0002,327
Extraordinary gains, net$052
Net income$1,435,0002,356
Minority interest net income$084
Net income of bank and minority interests.$1,435,0002,330
Net charge-offs$21,0001,761
Cash dividends$02,949
Sale, conversion, retirement of capital stock, net$0496
Net operating income$1,435,0002,324
2024-03-31 (YTD Data)Rank
Total interest income$17,038,000789
Total interest expense$8,778,000652
Net interest income$8,260,000969
Provision for loan and lease losses$-241,0004,417
Total noninterest income$1,222,0001,178
Gross Fiduciary activities income$0895
Service charges on deposit accounts$319,000828
Trading account gains and fees$0121
Additional Noninterest Income$903,0001,052
Total noninterest expense$8,655,000809
Salaries and employee benefits$5,428,000737
Premises and equipment expense$934,000731
Additional noninterest expense$903,0001,052
Pre-tax net operating income$1,068,0001,976
Securities gains (losses)$0689
Applicable income taxes$184,0001,569
Income before extraordinary items$884,0002,040
Extraordinary gains, net$051
Net income$884,0002,065
Minority interest net income$072
Net income of bank and minority interests.$884,0002,040
Net charge-offs$7,0001,636
Cash dividends$02,345
Sale, conversion, retirement of capital stock, net$0434
Net operating income$884,0002,046
2023-12-31 (YTD Data)Rank
Total interest income$66,878,000736
Total interest expense$27,896,000621
Net interest income$38,982,000826
Provision for loan and lease losses$-35,0004,253
Total noninterest income$8,193,000861
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,321,000809
Trading account gains and fees$0123
Additional Noninterest Income$6,872,000714
Total noninterest expense$36,022,000759
Salaries and employee benefits$21,957,000690
Premises and equipment expense$3,910,000688
Additional noninterest expense$6,872,000714
Pre-tax net operating income$11,188,0001,077
Securities gains (losses)$0988
Applicable income taxes$1,782,0001,059
Income before extraordinary items$9,406,0001,061
Extraordinary gains, net$054
Net income$9,406,0001,073
Minority interest net income$088
Net income of bank and minority interests.$9,406,0001,064
Net charge-offs$41,0001,898
Cash dividends$03,459
Sale, conversion, retirement of capital stock, net$0540
Net operating income$9,406,0001,083
2023-09-30 (YTD Data)Rank
Total interest income$49,822,000725
Total interest expense$19,710,000617
Net interest income$30,112,000815
Provision for loan and lease losses$-473,0004,500
Total noninterest income$3,527,0001,236
Gross Fiduciary activities income$0950
Service charges on deposit accounts$976,000821
Trading account gains and fees$0125
Additional Noninterest Income$2,551,0001,160
Total noninterest expense$27,481,000750
Salaries and employee benefits$17,009,000676
Premises and equipment expense$2,890,000699
Additional noninterest expense$2,551,0001,160
Pre-tax net operating income$6,631,0001,346
Securities gains (losses)$0849
Applicable income taxes$1,572,000983
Income before extraordinary items$5,059,0001,436
Extraordinary gains, net$052
Net income$5,059,0001,446
Minority interest net income$081
Net income of bank and minority interests.$5,059,0001,435
Net charge-offs$21,0001,873
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$0507
Net operating income$5,059,0001,456
2023-06-30 (YTD Data)Rank
Total interest income$33,053,000705
Total interest expense$12,111,000588
Net interest income$20,942,000781
Provision for loan and lease losses$-439,0004,546
Total noninterest income$2,300,0001,191
Gross Fiduciary activities income$0931
Service charges on deposit accounts$630,000829
Trading account gains and fees$0112
Additional Noninterest Income$1,670,0001,109
Total noninterest expense$18,486,000726
Salaries and employee benefits$11,470,000657
Premises and equipment expense$1,943,000687
Additional noninterest expense$1,670,0001,108
Pre-tax net operating income$5,195,0001,173
Securities gains (losses)$0938
Applicable income taxes$1,266,000865
Income before extraordinary items$3,929,0001,272
Extraordinary gains, net$051
Net income$3,929,0001,282
Minority interest net income$081
Net income of bank and minority interests.$3,929,0001,272
Net charge-offs$11,0001,777
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$0486
Net operating income$3,929,0001,286
2023-03-31 (YTD Data)Rank
Total interest income$16,502,000705
Total interest expense$5,437,000566
Net interest income$11,065,000758
Provision for loan and lease losses$-106,0004,543
Total noninterest income$1,107,0001,227
Gross Fiduciary activities income$0913
Service charges on deposit accounts$293,000882
Trading account gains and fees$097
Additional Noninterest Income$814,0001,119
Total noninterest expense$9,655,000715
Salaries and employee benefits$6,274,000626
Premises and equipment expense$975,000714
Additional noninterest expense$814,0001,119
Pre-tax net operating income$2,623,0001,188
Securities gains (losses)$0950
Applicable income taxes$639,000892
Income before extraordinary items$1,984,0001,297
Extraordinary gains, net$04
Net income$1,984,0001,296
Minority interest net income$048
Net income of bank and minority interests.$1,984,0001,297
Net charge-offs$5,0001,579
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$1,984,0001,314
2022-12-31 (YTD Data)Rank
Total interest income$52,736,000708
Total interest expense$6,150,000682
Net interest income$46,586,000716
Provision for loan and lease losses$615,0001,089
Total noninterest income$4,478,0001,279
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$1,245,000857
Trading account gains and fees$0116
Additional Noninterest Income$3,233,0001,193
Total noninterest expense$34,172,000769
Salaries and employee benefits$20,758,000723
Premises and equipment expense$3,697,000713
Additional noninterest expense$3,233,0001,193
Pre-tax net operating income$16,277,000883
Securities gains (losses)$0691
Applicable income taxes$4,431,000650
Income before extraordinary items$11,846,000973
Extraordinary gains, net$05
Net income$11,846,000974
Minority interest net income$063
Net income of bank and minority interests.$11,846,000974
Net charge-offs$22,0001,895
Cash dividends$03,475
Sale, conversion, retirement of capital stock, net$0568
Net operating income$11,846,000992
2022-09-30 (YTD Data)Rank
Total interest income$36,950,000725
Total interest expense$3,305,000682
Net interest income$33,645,000729
Provision for loan and lease losses$421,0001,062
Total noninterest income$3,299,0001,321
Gross Fiduciary activities income$0968
Service charges on deposit accounts$893,000902
Trading account gains and fees$0111
Additional Noninterest Income$2,406,0001,231
Total noninterest expense$25,149,000783
Salaries and employee benefits$15,368,000730
Premises and equipment expense$2,694,000729
Additional noninterest expense$2,406,0001,231
Pre-tax net operating income$11,374,000945
Securities gains (losses)$0740
Applicable income taxes$3,136,000671
Income before extraordinary items$8,238,0001,025
Extraordinary gains, net$04
Net income$8,238,0001,024
Minority interest net income$057
Net income of bank and minority interests.$8,238,0001,025
Net charge-offs$16,0001,674
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$0519
Net operating income$8,238,0001,045
2022-06-30 (YTD Data)Rank
Total interest income$23,023,000731
Total interest expense$1,829,000648
Net interest income$21,194,000742
Provision for loan and lease losses$213,0001,111
Total noninterest income$2,208,0001,301
Gross Fiduciary activities income$0925
Service charges on deposit accounts$580,000913
Trading account gains and fees$0108
Additional Noninterest Income$1,628,0001,243
Total noninterest expense$15,929,000807
Salaries and employee benefits$9,797,000748
Premises and equipment expense$1,722,000747
Additional noninterest expense$4,410,000849
Pre-tax net operating income$7,260,000919
Securities gains (losses)$0687
Applicable income taxes$1,852,000689
Income before extraordinary items$5,408,000989
Extraordinary gains, net$04
Net income$5,408,000988
Minority interest net income$060
Net income of bank and minority interests.$5,408,000989
Net charge-offs$11,0001,552
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$5,408,0001,006
2022-03-31 (YTD Data)Rank
Total interest income$11,036,000738
Total interest expense$842,000653
Net interest income$10,194,000742
Provision for loan and lease losses$230,000602
Total noninterest income$1,069,0001,315
Gross Fiduciary activities income$0892
Service charges on deposit accounts$287,000909
Trading account gains and fees$0103
Additional Noninterest Income$782,0001,271
Total noninterest expense$7,798,000821
Salaries and employee benefits$4,746,000775
Premises and equipment expense$848,000763
Additional noninterest expense$2,204,000847
Pre-tax net operating income$3,235,000949
Securities gains (losses)$0623
Applicable income taxes$814,000734
Income before extraordinary items$2,421,0001,040
Extraordinary gains, net$04
Net income$2,421,0001,039
Minority interest net income$050
Net income of bank and minority interests.$2,421,0001,040
Net charge-offs$4,0001,408
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$2,421,0001,053
2021-12-31 (YTD Data)Rank
Total interest income$41,576,000802
Total interest expense$4,359,000616
Net interest income$37,217,000819
Provision for loan and lease losses$928,000641
Total noninterest income$4,459,0001,413
Gross Fiduciary activities income$0994
Service charges on deposit accounts$1,127,000885
Trading account gains and fees$0132
Additional Noninterest Income$3,332,0001,398
Total noninterest expense$29,940,000849
Salaries and employee benefits$18,632,000781
Premises and equipment expense$3,486,000752
Additional noninterest expense$7,822,000949
Pre-tax net operating income$10,808,0001,216
Securities gains (losses)$02,062
Applicable income taxes$2,633,000925
Income before extraordinary items$8,175,0001,326
Extraordinary gains, net$010
Net income$8,175,0001,326
Minority interest net income$074
Net income of bank and minority interests.$8,175,0001,326
Net charge-offs$-10,0003,664
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$0582
Net operating income$8,175,0001,305
2021-09-30 (YTD Data)Rank
Total interest income$30,731,000829
Total interest expense$3,407,000626
Net interest income$27,324,000852
Provision for loan and lease losses$680,000627
Total noninterest income$3,445,0001,416
Gross Fiduciary activities income$0957
Service charges on deposit accounts$816,000908
Trading account gains and fees$0132
Additional Noninterest Income$2,629,0001,407
Total noninterest expense$21,678,000881
Salaries and employee benefits$13,472,000816
Premises and equipment expense$2,604,000765
Additional noninterest expense$5,602,000984
Pre-tax net operating income$8,411,0001,224
Securities gains (losses)$02,015
Applicable income taxes$2,056,000964
Income before extraordinary items$6,355,0001,337
Extraordinary gains, net$08
Net income$6,355,0001,337
Minority interest net income$069
Net income of bank and minority interests.$6,355,0001,337
Net charge-offs$-16,0003,803
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$6,355,0001,317
2021-06-30 (YTD Data)Rank
Total interest income$20,205,000833
Total interest expense$2,336,000638
Net interest income$17,869,000856
Provision for loan and lease losses$258,0001,005
Total noninterest income$2,342,0001,393
Gross Fiduciary activities income$0951
Service charges on deposit accounts$525,000908
Trading account gains and fees$0133
Additional Noninterest Income$1,817,0001,371
Total noninterest expense$14,563,000872
Salaries and employee benefits$9,181,000795
Premises and equipment expense$1,772,000755
Additional noninterest expense$3,610,0001,006
Pre-tax net operating income$5,390,0001,243
Securities gains (losses)$01,818
Applicable income taxes$1,304,000974
Income before extraordinary items$4,086,0001,376
Extraordinary gains, net$06
Net income$4,086,0001,376
Minority interest net income$067
Net income of bank and minority interests.$4,086,0001,376
Net charge-offs$33,0001,305
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$4,086,0001,345
2021-03-31 (YTD Data)Rank
Total interest income$10,128,000817
Total interest expense$1,208,000659
Net interest income$8,920,000847
Provision for loan and lease losses$158,000921
Total noninterest income$1,156,0001,402
Gross Fiduciary activities income$0922
Service charges on deposit accounts$258,000891
Trading account gains and fees$0127
Additional Noninterest Income$898,0001,365
Total noninterest expense$7,067,000886
Salaries and employee benefits$4,411,000818
Premises and equipment expense$896,000762
Additional noninterest expense$1,760,0001,000
Pre-tax net operating income$2,851,0001,180
Securities gains (losses)$01,392
Applicable income taxes$696,000924
Income before extraordinary items$2,155,0001,316
Extraordinary gains, net$03
Net income$2,155,0001,316
Minority interest net income$055
Net income of bank and minority interests.$2,155,0001,316
Net charge-offs$01,930
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,155,0001,285
2020-12-31 (YTD Data)Rank
Total interest income$41,360,000814
Total interest expense$8,045,000606
Net interest income$33,315,000859
Provision for loan and lease losses$1,349,0001,331
Total noninterest income$4,421,0001,366
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$1,126,000853
Trading account gains and fees$0133
Additional Noninterest Income$3,295,0001,366
Total noninterest expense$28,252,000859
Salaries and employee benefits$17,642,000796
Premises and equipment expense$3,489,000744
Additional noninterest expense$7,121,000973
Pre-tax net operating income$8,135,0001,241
Securities gains (losses)$02,675
Applicable income taxes$1,835,000990
Income before extraordinary items$6,300,0001,369
Extraordinary gains, net$04
Net income$6,300,0001,370
Minority interest net income$072
Net income of bank and minority interests.$6,300,0001,370
Net charge-offs$148,0001,735
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0566
Net operating income$6,300,0001,331
2020-09-30 (YTD Data)Rank
Total interest income$30,965,000815
Total interest expense$6,631,000591
Net interest income$24,334,000871
Provision for loan and lease losses$1,082,0001,290
Total noninterest income$3,066,0001,395
Gross Fiduciary activities income$0981
Service charges on deposit accounts$820,000867
Trading account gains and fees$0125
Additional Noninterest Income$2,246,0001,391
Total noninterest expense$20,704,000865
Salaries and employee benefits$12,977,000795
Premises and equipment expense$2,603,000738
Additional noninterest expense$5,124,000994
Pre-tax net operating income$5,614,0001,278
Securities gains (losses)$02,494
Applicable income taxes$1,234,0001,025
Income before extraordinary items$4,380,0001,406
Extraordinary gains, net$04
Net income$4,380,0001,407
Minority interest net income$065
Net income of bank and minority interests.$4,380,0001,407
Net charge-offs$29,0002,334
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$4,380,0001,362
2020-06-30 (YTD Data)Rank
Total interest income$20,951,000812
Total interest expense$4,935,000590
Net interest income$16,016,000880
Provision for loan and lease losses$855,0001,188
Total noninterest income$1,830,0001,439
Gross Fiduciary activities income$0970
Service charges on deposit accounts$546,000880
Trading account gains and fees$0123
Additional Noninterest Income$1,284,0001,447
Total noninterest expense$13,985,000844
Salaries and employee benefits$8,890,000779
Premises and equipment expense$1,725,000744
Additional noninterest expense$3,370,0001,005
Pre-tax net operating income$3,006,0001,443
Securities gains (losses)$02,249
Applicable income taxes$609,0001,189
Income before extraordinary items$2,397,0001,583
Extraordinary gains, net$04
Net income$2,397,0001,584
Minority interest net income$065
Net income of bank and minority interests.$2,397,0001,584
Net charge-offs$33,0001,945
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$2,397,0001,541
2020-03-31 (YTD Data)Rank
Total interest income$10,607,000800
Total interest expense$2,784,000582
Net interest income$7,823,000881
Provision for loan and lease losses$645,000767
Total noninterest income$959,0001,325
Gross Fiduciary activities income$0941
Service charges on deposit accounts$329,000865
Trading account gains and fees$0106
Additional Noninterest Income$630,0001,315
Total noninterest expense$6,977,000850
Salaries and employee benefits$4,355,000786
Premises and equipment expense$887,000731
Additional noninterest expense$1,735,000992
Pre-tax net operating income$1,160,0001,631
Securities gains (losses)$01,705
Applicable income taxes$206,0001,377
Income before extraordinary items$954,0001,731
Extraordinary gains, net$04
Net income$954,0001,732
Minority interest net income$056
Net income of bank and minority interests.$954,0001,732
Net charge-offs$47,0001,231
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$954,0001,693
2019-12-31 (YTD Data)Rank
Total interest income$42,653,000798
Total interest expense$11,667,000605
Net interest income$30,986,000878
Provision for loan and lease losses$476,0001,534
Total noninterest income$4,217,0001,258
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$1,470,000813
Trading account gains and fees$0135
Additional Noninterest Income$2,747,0001,272
Total noninterest expense$26,864,000857
Salaries and employee benefits$16,724,000791
Premises and equipment expense$3,360,000752
Additional noninterest expense$6,780,000994
Pre-tax net operating income$7,863,0001,246
Securities gains (losses)$02,379
Applicable income taxes$1,710,000996
Income before extraordinary items$6,153,0001,359
Extraordinary gains, net$011
Net income$6,153,0001,361
Minority interest net income$076
Net income of bank and minority interests.$6,153,0001,362
Net charge-offs$5,0003,486
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$0626
Net operating income$6,153,0001,328
2019-09-30 (YTD Data)Rank
Total interest income$32,143,000798
Total interest expense$8,689,000614
Net interest income$23,454,000873
Provision for loan and lease losses$201,0001,959
Total noninterest income$3,063,0001,283
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$1,063,000840
Trading account gains and fees$0129
Additional Noninterest Income$2,000,0001,285
Total noninterest expense$20,325,000841
Salaries and employee benefits$12,776,000771
Premises and equipment expense$2,507,000756
Additional noninterest expense$5,042,000996
Pre-tax net operating income$5,991,0001,259
Securities gains (losses)$02,167
Applicable income taxes$1,310,0001,026
Income before extraordinary items$4,681,0001,366
Extraordinary gains, net$011
Net income$4,681,0001,367
Minority interest net income$072
Net income of bank and minority interests.$4,681,0001,368
Net charge-offs$-1,0003,994
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$0590
Net operating income$4,681,0001,340
2019-06-30 (YTD Data)Rank
Total interest income$21,290,000795
Total interest expense$5,623,000619
Net interest income$15,667,000868
Provision for loan and lease losses$194,0001,609
Total noninterest income$1,888,0001,324
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$689,000860
Trading account gains and fees$0131
Additional Noninterest Income$1,199,0001,332
Total noninterest expense$13,746,000825
Salaries and employee benefits$8,609,000761
Premises and equipment expense$1,684,000756
Additional noninterest expense$3,453,000982
Pre-tax net operating income$3,615,0001,338
Securities gains (losses)$01,702
Applicable income taxes$783,0001,079
Income before extraordinary items$2,832,0001,450
Extraordinary gains, net$011
Net income$2,832,0001,449
Minority interest net income$069
Net income of bank and minority interests.$2,832,0001,450
Net charge-offs$-1,0003,898
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$2,832,0001,423
2019-03-31 (YTD Data)Rank
Total interest income$10,512,000805
Total interest expense$2,670,000630
Net interest income$7,842,000870
Provision for loan and lease losses$37,0002,316
Total noninterest income$894,0001,338
Gross Fiduciary activities income$0972
Service charges on deposit accounts$328,000885
Trading account gains and fees$0126
Additional Noninterest Income$566,0001,336
Total noninterest expense$6,514,000865
Salaries and employee benefits$4,117,000786
Premises and equipment expense$852,000764
Additional noninterest expense$1,545,0001,042
Pre-tax net operating income$2,185,0001,138
Securities gains (losses)$01,087
Applicable income taxes$497,000912
Income before extraordinary items$1,688,0001,246
Extraordinary gains, net$05
Net income$1,688,0001,245
Minority interest net income$052
Net income of bank and minority interests.$1,688,0001,245
Net charge-offs$-1,0003,818
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,688,0001,225
2018-12-31 (YTD Data)Rank
Total interest income$38,479,000821
Total interest expense$7,118,000702
Net interest income$31,361,000852
Provision for loan and lease losses$8,0003,986
Total noninterest income$3,681,0001,346
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$1,378,000884
Trading account gains and fees$0126
Additional Noninterest Income$2,303,0001,363
Total noninterest expense$26,382,000832
Salaries and employee benefits$16,667,000751
Premises and equipment expense$3,261,000769
Additional noninterest expense$6,454,0001,029
Pre-tax net operating income$8,652,0001,160
Securities gains (losses)$01,125
Applicable income taxes$1,952,000886
Income before extraordinary items$6,700,0001,266
Extraordinary gains, net$06
Net income$6,700,0001,265
Minority interest net income$072
Net income of bank and minority interests.$6,700,0001,265
Net charge-offs$-52,0004,892
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$0671
Net operating income$6,700,0001,258
2018-09-30 (YTD Data)Rank
Total interest income$28,579,000810
Total interest expense$4,975,000696
Net interest income$23,604,000841
Provision for loan and lease losses$5,0003,869
Total noninterest income$2,668,0001,387
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$1,000,000908
Trading account gains and fees$0138
Additional Noninterest Income$1,668,0001,420
Total noninterest expense$19,463,000849
Salaries and employee benefits$12,199,000776
Premises and equipment expense$2,468,000764
Additional noninterest expense$4,796,0001,028
Pre-tax net operating income$6,804,0001,123
Securities gains (losses)$01,118
Applicable income taxes$1,562,000865
Income before extraordinary items$5,242,0001,220
Extraordinary gains, net$05
Net income$5,242,0001,219
Minority interest net income$066
Net income of bank and minority interests.$5,242,0001,219
Net charge-offs$-62,0004,986
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$5,242,0001,218
2018-06-30 (YTD Data)Rank
Total interest income$18,925,000808
Total interest expense$3,168,000686
Net interest income$15,757,000833
Provision for loan and lease losses$5,0003,680
Total noninterest income$1,729,0001,418
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$655,000916
Trading account gains and fees$0130
Additional Noninterest Income$1,074,0001,455
Total noninterest expense$13,296,000834
Salaries and employee benefits$8,438,000753
Premises and equipment expense$1,655,000762
Additional noninterest expense$3,203,0001,027
Pre-tax net operating income$4,185,0001,172
Securities gains (losses)$0961
Applicable income taxes$952,000910
Income before extraordinary items$3,233,0001,285
Extraordinary gains, net$06
Net income$3,233,0001,283
Minority interest net income$065
Net income of bank and minority interests.$3,233,0001,284
Net charge-offs$-20,0004,745
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$3,233,0001,273
2018-03-31 (YTD Data)Rank
Total interest income$9,361,000800
Total interest expense$1,499,000679
Net interest income$7,862,000826
Provision for loan and lease losses$2,0003,432
Total noninterest income$823,0001,463
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$322,000931
Trading account gains and fees$0123
Additional Noninterest Income$501,0001,479
Total noninterest expense$6,490,000854
Salaries and employee benefits$4,090,000781
Premises and equipment expense$864,000747
Additional noninterest expense$1,536,0001,054
Pre-tax net operating income$2,193,0001,117
Securities gains (losses)$0735
Applicable income taxes$504,000866
Income before extraordinary items$1,689,0001,199
Extraordinary gains, net$07
Net income$1,689,0001,197
Minority interest net income$052
Net income of bank and minority interests.$1,689,0001,199
Net charge-offs$02,722
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,689,0001,189
2017-12-31 (YTD Data)Rank
Total interest income$35,891,000791
Total interest expense$5,404,000634
Net interest income$30,487,000826
Provision for loan and lease losses$72,0003,324
Total noninterest income$3,763,0001,345
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$1,310,000933
Trading account gains and fees$0151
Additional Noninterest Income$2,453,0001,340
Total noninterest expense$27,254,000802
Salaries and employee benefits$17,119,000718
Premises and equipment expense$3,210,000777
Additional noninterest expense$6,925,000946
Pre-tax net operating income$6,924,0001,323
Securities gains (losses)$02,243
Applicable income taxes$4,729,000689
Income before extraordinary items$2,195,0002,526
Extraordinary gains, net$09
Net income$2,195,0002,526
Minority interest net income$076
Net income of bank and minority interests.$2,195,0002,526
Net charge-offs$34,0003,172
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$0711
Net operating income$2,195,0002,510
2017-09-30 (YTD Data)Rank
Total interest income$26,693,000797
Total interest expense$3,973,000635
Net interest income$22,720,000828
Provision for loan and lease losses$4,0004,026
Total noninterest income$2,771,0001,379
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$958,000957
Trading account gains and fees$0145
Additional Noninterest Income$1,813,0001,372
Total noninterest expense$20,545,000796
Salaries and employee benefits$12,912,000716
Premises and equipment expense$2,478,000759
Additional noninterest expense$5,155,000953
Pre-tax net operating income$4,942,0001,389
Securities gains (losses)$02,274
Applicable income taxes$1,533,0001,098
Income before extraordinary items$3,409,0001,548
Extraordinary gains, net$09
Net income$3,409,0001,548
Minority interest net income$071
Net income of bank and minority interests.$3,409,0001,548
Net charge-offs$2,0003,621
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$3,409,0001,531
2017-06-30 (YTD Data)Rank
Total interest income$17,612,000803
Total interest expense$2,547,000640
Net interest income$15,065,000833
Provision for loan and lease losses$2,0003,833
Total noninterest income$1,823,0001,398
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$623,000969
Trading account gains and fees$0139
Additional Noninterest Income$1,200,0001,376
Total noninterest expense$14,006,000780
Salaries and employee benefits$8,711,000709
Premises and equipment expense$1,728,000733
Additional noninterest expense$3,567,000915
Pre-tax net operating income$2,880,0001,509
Securities gains (losses)$01,906
Applicable income taxes$858,0001,217
Income before extraordinary items$2,022,0001,690
Extraordinary gains, net$011
Net income$2,022,0001,689
Minority interest net income$071
Net income of bank and minority interests.$2,022,0001,690
Net charge-offs$1,0003,381
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,022,0001,676
2017-03-31 (YTD Data)Rank
Total interest income$8,661,000815
Total interest expense$1,215,000641
Net interest income$7,446,000834
Provision for loan and lease losses$03,537
Total noninterest income$898,0001,395
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$302,000993
Trading account gains and fees$0142
Additional Noninterest Income$596,0001,372
Total noninterest expense$7,049,000779
Salaries and employee benefits$4,455,000704
Premises and equipment expense$856,000747
Additional noninterest expense$1,738,000933
Pre-tax net operating income$1,295,0001,616
Securities gains (losses)$01,153
Applicable income taxes$384,0001,276
Income before extraordinary items$911,0001,786
Extraordinary gains, net$08
Net income$911,0001,784
Minority interest net income$055
Net income of bank and minority interests.$911,0001,786
Net charge-offs$02,943
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$911,0001,768
2016-12-31 (YTD Data)Rank
Total interest income$33,627,000805
Total interest expense$4,932,000610
Net interest income$28,695,000827
Provision for loan and lease losses$186,0002,526
Total noninterest income$4,068,0001,323
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$1,335,000930
Trading account gains and fees$0170
Additional Noninterest Income$2,733,0001,294
Total noninterest expense$27,109,000787
Salaries and employee benefits$16,804,000710
Premises and equipment expense$3,267,000757
Additional noninterest expense$7,038,000935
Pre-tax net operating income$5,468,0001,506
Securities gains (losses)$418,000518
Applicable income taxes$1,744,0001,157
Income before extraordinary items$4,142,0001,603
Extraordinary gains, net$05
Net income$4,142,0001,601
Minority interest net income$082
Net income of bank and minority interests.$4,142,0001,602
Net charge-offs$7,0003,950
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$3,849,4001,661
2016-09-30 (YTD Data)Rank
Total interest income$25,186,000797
Total interest expense$3,685,000608
Net interest income$21,501,000818
Provision for loan and lease losses$182,0002,129
Total noninterest income$2,843,0001,392
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$1,002,000931
Trading account gains and fees$0169
Additional Noninterest Income$1,841,0001,392
Total noninterest expense$20,031,000800
Salaries and employee benefits$12,611,000709
Premises and equipment expense$2,488,000749
Additional noninterest expense$4,932,000997
Pre-tax net operating income$4,131,0001,524
Securities gains (losses)$418,000470
Applicable income taxes$1,370,0001,156
Income before extraordinary items$3,179,0001,602
Extraordinary gains, net$05
Net income$3,179,0001,602
Minority interest net income$071
Net income of bank and minority interests.$3,179,0001,602
Net charge-offs$7,0003,525
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$2,886,4001,688
2016-06-30 (YTD Data)Rank
Total interest income$16,756,000799
Total interest expense$2,419,000613
Net interest income$14,337,000818
Provision for loan and lease losses$182,0001,714
Total noninterest income$1,819,0001,415
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$680,000910
Trading account gains and fees$0157
Additional Noninterest Income$1,139,0001,419
Total noninterest expense$13,374,000796
Salaries and employee benefits$8,320,000716
Premises and equipment expense$1,633,000761
Additional noninterest expense$3,421,000962
Pre-tax net operating income$2,600,0001,581
Securities gains (losses)$406,000332
Applicable income taxes$926,0001,138
Income before extraordinary items$2,080,0001,598
Extraordinary gains, net$016
Net income$2,080,0001,599
Minority interest net income$071
Net income of bank and minority interests.$2,080,0001,599
Net charge-offs$7,0003,214
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$1,799,8601,762
2016-03-31 (YTD Data)Rank
Total interest income$8,345,000800
Total interest expense$1,201,000612
Net interest income$7,144,000823
Provision for loan and lease losses$113,0001,420
Total noninterest income$914,0001,398
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$388,000799
Trading account gains and fees$0142
Additional Noninterest Income$526,0001,460
Total noninterest expense$6,729,000790
Salaries and employee benefits$4,091,000730
Premises and equipment expense$820,000768
Additional noninterest expense$1,818,000901
Pre-tax net operating income$1,216,0001,649
Securities gains (losses)$02,077
Applicable income taxes$349,0001,351
Income before extraordinary items$867,0001,848
Extraordinary gains, net$012
Net income$867,0001,849
Minority interest net income$062
Net income of bank and minority interests.$867,0001,849
Net charge-offs$03,094
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$867,0001,806
2015-12-31 (YTD Data)Rank
Total interest income$30,900,000834
Total interest expense$4,702,000585
Net interest income$26,198,000874
Provision for loan and lease losses$389,0001,626
Total noninterest income$3,807,0001,347
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$1,552,000831
Trading account gains and fees$0159
Additional Noninterest Income$2,255,0001,399
Total noninterest expense$25,803,000811
Salaries and employee benefits$15,232,000751
Premises and equipment expense$3,292,000745
Additional noninterest expense$7,279,000902
Pre-tax net operating income$3,813,0001,944
Securities gains (losses)$72,0001,374
Applicable income taxes$1,034,0001,568
Income before extraordinary items$2,851,0002,130
Extraordinary gains, net$631,00010
Net income$3,482,0001,807
Minority interest net income$081
Net income of bank and minority interests.$3,482,0001,808
Net charge-offs$04,462
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$2,798,4402,119
2015-09-30 (YTD Data)Rank
Total interest income$22,917,000843
Total interest expense$3,487,000600
Net interest income$19,430,000884
Provision for loan and lease losses$232,0001,781
Total noninterest income$2,864,0001,358
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$1,131,000856
Trading account gains and fees$0153
Additional Noninterest Income$1,733,0001,382
Total noninterest expense$18,963,000828
Salaries and employee benefits$11,360,000767
Premises and equipment expense$2,477,000755
Additional noninterest expense$5,126,000959
Pre-tax net operating income$3,099,0001,852
Securities gains (losses)$39,0001,633
Applicable income taxes$849,0001,526
Income before extraordinary items$2,289,0002,035
Extraordinary gains, net$577,0008
Net income$2,866,0001,696
Minority interest net income$078
Net income of bank and minority interests.$2,866,0001,696
Net charge-offs$04,182
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$2,260,5302,005
2015-06-30 (YTD Data)Rank
Total interest income$15,163,000845
Total interest expense$2,289,000606
Net interest income$12,874,000885
Provision for loan and lease losses$28,0003,331
Total noninterest income$1,976,0001,339
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$751,000849
Trading account gains and fees$0157
Additional Noninterest Income$1,225,0001,355
Total noninterest expense$12,457,000846
Salaries and employee benefits$7,450,000782
Premises and equipment expense$1,712,000736
Additional noninterest expense$3,295,0001,000
Pre-tax net operating income$2,365,0001,653
Securities gains (losses)$15,0001,851
Applicable income taxes$687,0001,341
Income before extraordinary items$1,693,0001,858
Extraordinary gains, net$577,0008
Net income$2,270,0001,462
Minority interest net income$075
Net income of bank and minority interests.$2,270,0001,463
Net charge-offs$-5,0005,028
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,682,3501,827
2015-03-31 (YTD Data)Rank
Total interest income$7,380,000870
Total interest expense$1,117,000629
Net interest income$6,263,000902
Provision for loan and lease losses$03,703
Total noninterest income$750,0001,581
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$364,000848
Trading account gains and fees$0152
Additional Noninterest Income$386,0001,823
Total noninterest expense$5,988,000871
Salaries and employee benefits$3,630,000808
Premises and equipment expense$894,000712
Additional noninterest expense$1,464,0001,092
Pre-tax net operating income$1,025,0001,814
Securities gains (losses)$15,0001,346
Applicable income taxes$287,0001,489
Income before extraordinary items$753,0002,012
Extraordinary gains, net$577,0005
Net income$1,330,0001,262
Minority interest net income$064
Net income of bank and minority interests.$1,330,0001,263
Net charge-offs$-2,0004,668
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$742,2001,973
2014-12-31 (YTD Data)Rank
Total interest income$27,968,000906
Total interest expense$4,180,000694
Net interest income$23,788,000930
Provision for loan and lease losses$312,0001,939
Total noninterest income$2,728,0001,676
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$1,358,000974
Trading account gains and fees$0180
Additional Noninterest Income$1,370,0001,886
Total noninterest expense$22,961,000877
Salaries and employee benefits$13,622,000811
Premises and equipment expense$2,974,000831
Additional noninterest expense$6,365,0001,035
Pre-tax net operating income$3,243,0002,145
Securities gains (losses)$274,000648
Applicable income taxes$1,053,0001,496
Income before extraordinary items$2,464,0002,331
Extraordinary gains, net$017
Net income$2,464,0002,331
Minority interest net income$084
Net income of bank and minority interests.$2,464,0002,331
Net charge-offs$223,0002,343
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,272,2002,429
2014-09-30 (YTD Data)Rank
Total interest income$20,742,000918
Total interest expense$3,081,000715
Net interest income$17,661,000941
Provision for loan and lease losses$76,0003,088
Total noninterest income$2,111,0001,650
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$988,0001,010
Trading account gains and fees$0174
Additional Noninterest Income$1,123,0001,796
Total noninterest expense$16,965,000890
Salaries and employee benefits$10,120,000817
Premises and equipment expense$2,201,000839
Additional noninterest expense$4,644,0001,058
Pre-tax net operating income$2,731,0002,004
Securities gains (losses)$230,000584
Applicable income taxes$829,0001,476
Income before extraordinary items$2,132,0002,115
Extraordinary gains, net$015
Net income$2,132,0002,113
Minority interest net income$081
Net income of bank and minority interests.$2,132,0002,113
Net charge-offs$227,0001,868
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$1,966,4002,194
2014-06-30 (YTD Data)Rank
Total interest income$13,769,000914
Total interest expense$1,992,000744
Net interest income$11,777,000929
Provision for loan and lease losses$04,196
Total noninterest income$1,395,0001,631
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$641,0001,026
Trading account gains and fees$0172
Additional Noninterest Income$754,0001,771
Total noninterest expense$11,377,000882
Salaries and employee benefits$6,716,000811
Premises and equipment expense$1,508,000826
Additional noninterest expense$3,153,0001,029
Pre-tax net operating income$1,795,0001,984
Securities gains (losses)$230,000440
Applicable income taxes$575,0001,401
Income before extraordinary items$1,450,0002,046
Extraordinary gains, net$020
Net income$1,450,0002,050
Minority interest net income$080
Net income of bank and minority interests.$1,450,0002,049
Net charge-offs$232,0001,471
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,284,4002,176
2014-03-31 (YTD Data)Rank
Total interest income$6,899,000918
Total interest expense$994,000758
Net interest income$5,905,000933
Provision for loan and lease losses$03,817
Total noninterest income$688,0001,621
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$304,0001,065
Trading account gains and fees$0147
Additional Noninterest Income$384,0001,711
Total noninterest expense$5,567,000903
Salaries and employee benefits$3,363,000828
Premises and equipment expense$773,000830
Additional noninterest expense$1,431,0001,121
Pre-tax net operating income$1,026,0001,729
Securities gains (losses)$156,000317
Applicable income taxes$354,0001,183
Income before extraordinary items$828,0001,761
Extraordinary gains, net$016
Net income$828,0001,765
Minority interest net income$066
Net income of bank and minority interests.$828,0001,764
Net charge-offs$127,0001,215
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$718,8001,921
2013-12-31 (YTD Data)Rank
Total interest income$27,952,000899
Total interest expense$4,567,000734
Net interest income$23,385,000918
Provision for loan and lease losses$3,0005,043
Total noninterest income$2,746,0001,730
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$1,358,0001,020
Trading account gains and fees$0184
Additional Noninterest Income$1,388,0001,950
Total noninterest expense$22,360,000906
Salaries and employee benefits$13,368,000808
Premises and equipment expense$2,984,000820
Additional noninterest expense$6,008,0001,129
Pre-tax net operating income$3,768,0001,800
Securities gains (losses)$491,000461
Applicable income taxes$1,314,0001,228
Income before extraordinary items$2,945,0001,925
Extraordinary gains, net$029
Net income$2,945,0001,927
Minority interest net income$090
Net income of bank and minority interests.$2,945,0001,927
Net charge-offs$15,0004,955
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$2,606,2102,077
2013-09-30 (YTD Data)Rank
Total interest income$21,021,000902
Total interest expense$3,524,000734
Net interest income$17,497,000924
Provision for loan and lease losses$3,0004,879
Total noninterest income$2,022,0001,780
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$987,0001,050
Trading account gains and fees$0180
Additional Noninterest Income$1,035,0002,003
Total noninterest expense$16,399,000934
Salaries and employee benefits$9,918,000818
Premises and equipment expense$2,220,000830
Additional noninterest expense$4,261,0001,176
Pre-tax net operating income$3,117,0001,682
Securities gains (losses)$03,040
Applicable income taxes$964,0001,288
Income before extraordinary items$2,153,0001,998
Extraordinary gains, net$025
Net income$2,153,0002,005
Minority interest net income$084
Net income of bank and minority interests.$2,153,0002,004
Net charge-offs$10,0004,708
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,153,0001,942
2013-06-30 (YTD Data)Rank
Total interest income$14,127,000887
Total interest expense$2,392,000746
Net interest income$11,735,000911
Provision for loan and lease losses$04,788
Total noninterest income$1,289,0001,872
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$648,0001,039
Trading account gains and fees$0157
Additional Noninterest Income$641,0002,143
Total noninterest expense$10,874,000930
Salaries and employee benefits$6,554,000831
Premises and equipment expense$1,506,000815
Additional noninterest expense$2,814,0001,180
Pre-tax net operating income$2,150,0001,620
Securities gains (losses)$02,791
Applicable income taxes$696,0001,201
Income before extraordinary items$1,454,0001,970
Extraordinary gains, net$022
Net income$1,454,0001,976
Minority interest net income$082
Net income of bank and minority interests.$1,454,0001,976
Net charge-offs$10,0004,322
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,454,0001,895
2013-03-31 (YTD Data)Rank
Total interest income$7,075,000882
Total interest expense$1,208,000766
Net interest income$5,867,000912
Provision for loan and lease losses$04,409
Total noninterest income$597,0001,960
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$320,0001,046
Trading account gains and fees$0148
Additional Noninterest Income$277,0002,331
Total noninterest expense$5,362,000956
Salaries and employee benefits$3,284,000838
Premises and equipment expense$782,000790
Additional noninterest expense$1,296,0001,277
Pre-tax net operating income$1,102,0001,573
Securities gains (losses)$01,966
Applicable income taxes$365,0001,154
Income before extraordinary items$737,0001,925
Extraordinary gains, net$010
Net income$737,0001,926
Minority interest net income$076
Net income of bank and minority interests.$737,0001,927
Net charge-offs$12,0003,363
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$737,0001,839
2012-12-31 (YTD Data)Rank
Total interest income$29,771,000875
Total interest expense$5,215,000865
Net interest income$24,556,000876
Provision for loan and lease losses$388,0003,061
Total noninterest income$2,708,0001,772
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$1,334,0001,070
Trading account gains and fees$0166
Additional Noninterest Income$1,374,0001,957
Total noninterest expense$22,540,000895
Salaries and employee benefits$13,173,000794
Premises and equipment expense$2,840,000849
Additional noninterest expense$6,527,0001,063
Pre-tax net operating income$4,336,0001,558
Securities gains (losses)$1,055,000493
Applicable income taxes$1,864,000927
Income before extraordinary items$3,527,0001,620
Extraordinary gains, net$029
Net income$3,527,0001,621
Minority interest net income$093
Net income of bank and minority interests.$3,527,0001,621
Net charge-offs$171,0003,925
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$2,841,2501,845
2012-09-30 (YTD Data)Rank
Total interest income$22,457,000888
Total interest expense$3,924,000903
Net interest income$18,533,000882
Provision for loan and lease losses$355,0002,749
Total noninterest income$1,872,0001,878
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$966,0001,108
Trading account gains and fees$0157
Additional Noninterest Income$906,0002,120
Total noninterest expense$16,609,000913
Salaries and employee benefits$9,827,000796
Premises and equipment expense$2,105,000861
Additional noninterest expense$4,677,0001,098
Pre-tax net operating income$3,441,0001,516
Securities gains (losses)$483,000765
Applicable income taxes$1,328,000993
Income before extraordinary items$2,596,0001,693
Extraordinary gains, net$020
Net income$2,596,0001,692
Minority interest net income$086
Net income of bank and minority interests.$2,596,0001,694
Net charge-offs$172,0003,458
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$2,277,2201,784
2012-06-30 (YTD Data)Rank
Total interest income$15,051,000887
Total interest expense$2,656,000920
Net interest income$12,395,000874
Provision for loan and lease losses$321,0002,318
Total noninterest income$1,199,0001,912
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$633,0001,119
Trading account gains and fees$0153
Additional Noninterest Income$566,0002,170
Total noninterest expense$11,056,000905
Salaries and employee benefits$6,511,000794
Premises and equipment expense$1,410,000854
Additional noninterest expense$3,135,0001,103
Pre-tax net operating income$2,217,0001,559
Securities gains (losses)$432,000644
Applicable income taxes$904,000965
Income before extraordinary items$1,745,0001,669
Extraordinary gains, net$019
Net income$1,745,0001,667
Minority interest net income$084
Net income of bank and minority interests.$1,745,0001,669
Net charge-offs$166,0002,938
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,459,8801,838
2012-03-31 (YTD Data)Rank
Total interest income$7,605,000884
Total interest expense$1,369,000925
Net interest income$6,236,000869
Provision for loan and lease losses$34,0004,043
Total noninterest income$590,0001,933
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$307,0001,147
Trading account gains and fees$0148
Additional Noninterest Income$283,0002,178
Total noninterest expense$5,500,000907
Salaries and employee benefits$3,266,000788
Premises and equipment expense$682,000892
Additional noninterest expense$1,552,0001,096
Pre-tax net operating income$1,292,0001,355
Securities gains (losses)$117,000839
Applicable income taxes$484,000916
Income before extraordinary items$925,0001,580
Extraordinary gains, net$019
Net income$925,0001,581
Minority interest net income$078
Net income of bank and minority interests.$925,0001,581
Net charge-offs$3,0004,432
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$847,7801,614
2011-12-31 (YTD Data)Rank
Total interest income$31,811,000874
Total interest expense$6,996,000858
Net interest income$24,815,000882
Provision for loan and lease losses$134,0005,069
Total noninterest income$2,531,0001,701
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$1,240,0001,185
Trading account gains and fees$0146
Additional Noninterest Income$1,291,0001,810
Total noninterest expense$21,505,000916
Salaries and employee benefits$12,460,000791
Premises and equipment expense$2,988,000835
Additional noninterest expense$6,057,0001,161
Pre-tax net operating income$5,707,0001,054
Securities gains (losses)$790,000547
Applicable income taxes$2,236,000717
Income before extraordinary items$4,261,0001,178
Extraordinary gains, net$029
Net income$4,261,0001,178
Minority interest net income$096
Net income of bank and minority interests.$4,261,0001,178
Net charge-offs$8,0006,152
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$3,739,6001,256
2011-09-30 (YTD Data)Rank
Total interest income$24,124,000880
Total interest expense$5,496,000857
Net interest income$18,628,000889
Provision for loan and lease losses$101,0004,923
Total noninterest income$1,885,0001,682
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$898,0001,230
Trading account gains and fees$0145
Additional Noninterest Income$987,0001,783
Total noninterest expense$15,801,000940
Salaries and employee benefits$9,356,000795
Premises and equipment expense$2,210,000862
Additional noninterest expense$4,235,0001,220
Pre-tax net operating income$4,611,0001,009
Securities gains (losses)$275,000970
Applicable income taxes$1,672,000722
Income before extraordinary items$3,214,0001,196
Extraordinary gains, net$021
Net income$3,214,0001,196
Minority interest net income$087
Net income of bank and minority interests.$3,214,0001,196
Net charge-offs$20,0005,533
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$3,032,5001,203
2011-06-30 (YTD Data)Rank
Total interest income$16,371,000876
Total interest expense$3,796,000859
Net interest income$12,575,000882
Provision for loan and lease losses$67,0004,804
Total noninterest income$1,277,0001,650
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$576,0001,257
Trading account gains and fees$0153
Additional Noninterest Income$701,0001,716
Total noninterest expense$10,531,000954
Salaries and employee benefits$6,098,000820
Premises and equipment expense$1,478,000869
Additional noninterest expense$2,955,0001,199
Pre-tax net operating income$3,254,000935
Securities gains (losses)$246,000634
Applicable income taxes$1,195,000655
Income before extraordinary items$2,305,0001,071
Extraordinary gains, net$015
Net income$2,305,0001,070
Minority interest net income$089
Net income of bank and minority interests.$2,305,0001,071
Net charge-offs$26,0004,913
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$2,142,6401,122
2011-03-31 (YTD Data)Rank
Total interest income$8,171,000884
Total interest expense$1,963,000860
Net interest income$6,208,000886
Provision for loan and lease losses$34,0004,533
Total noninterest income$723,0001,533
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$286,0001,237
Trading account gains and fees$0158
Additional Noninterest Income$437,0001,480
Total noninterest expense$5,247,000956
Salaries and employee benefits$2,985,000857
Premises and equipment expense$777,000847
Additional noninterest expense$1,485,0001,197
Pre-tax net operating income$1,650,000923
Securities gains (losses)$131,000451
Applicable income taxes$585,000650
Income before extraordinary items$1,196,0001,018
Extraordinary gains, net$09
Net income$1,196,0001,019
Minority interest net income$086
Net income of bank and minority interests.$1,196,0001,018
Net charge-offs$9,0004,430
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,108,2301,075
2010-12-31 (YTD Data)Rank
Total interest income$34,911,000869
Total interest expense$9,485,000871
Net interest income$25,426,000860
Provision for loan and lease losses$240,0005,139
Total noninterest income$2,464,0001,782
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,234,0001,214
Trading account gains and fees$0175
Additional Noninterest Income$1,230,0001,925
Total noninterest expense$20,671,000966
Salaries and employee benefits$12,138,000817
Premises and equipment expense$2,766,000920
Additional noninterest expense$5,767,0001,284
Pre-tax net operating income$6,979,000769
Securities gains (losses)$498,000899
Applicable income taxes$2,105,000717
Income before extraordinary items$5,372,000815
Extraordinary gains, net$029
Net income$5,372,000815
Minority interest net income$0111
Net income of bank and minority interests.$5,372,000816
Net charge-offs$29,0006,217
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$5,013,440847
2010-09-30 (YTD Data)Rank
Total interest income$26,376,000871
Total interest expense$7,434,000864
Net interest income$18,942,000874
Provision for loan and lease losses$180,0005,003
Total noninterest income$1,735,0001,886
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$891,0001,303
Trading account gains and fees$0165
Additional Noninterest Income$844,0002,009
Total noninterest expense$14,811,000995
Salaries and employee benefits$8,525,000851
Premises and equipment expense$2,073,000932
Additional noninterest expense$4,213,0001,281
Pre-tax net operating income$5,686,000747
Securities gains (losses)$384,000910
Applicable income taxes$2,198,000548
Income before extraordinary items$3,872,000896
Extraordinary gains, net$023
Net income$3,872,000898
Minority interest net income$0110
Net income of bank and minority interests.$3,872,000898
Net charge-offs$-1,0007,212
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$3,626,240917
2010-06-30 (YTD Data)Rank
Total interest income$17,699,000879
Total interest expense$5,074,000875
Net interest income$12,625,000874
Provision for loan and lease losses$120,0004,894
Total noninterest income$1,112,0001,886
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$582,0001,350
Trading account gains and fees$0152
Additional Noninterest Income$530,0002,012
Total noninterest expense$9,777,0001,007
Salaries and employee benefits$5,579,000872
Premises and equipment expense$1,388,000941
Additional noninterest expense$2,810,0001,276
Pre-tax net operating income$3,840,000720
Securities gains (losses)$282,000750
Applicable income taxes$1,486,000503
Income before extraordinary items$2,636,000840
Extraordinary gains, net$019
Net income$2,636,000839
Minority interest net income$0105
Net income of bank and minority interests.$2,636,000841
Net charge-offs$-8,0007,437
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$2,455,520877
2010-03-31 (YTD Data)Rank
Total interest income$8,828,000894
Total interest expense$2,639,000884
Net interest income$6,189,000903
Provision for loan and lease losses$60,0004,570
Total noninterest income$545,0001,899
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$282,0001,389
Trading account gains and fees$0175
Additional Noninterest Income$263,0001,999
Total noninterest expense$4,823,0001,029
Salaries and employee benefits$2,739,000901
Premises and equipment expense$721,000939
Additional noninterest expense$1,363,0001,300
Pre-tax net operating income$1,851,000730
Securities gains (losses)$171,000573
Applicable income taxes$726,000498
Income before extraordinary items$1,296,000843
Extraordinary gains, net$016
Net income$1,296,000846
Minority interest net income$091
Net income of bank and minority interests.$1,296,000847
Net charge-offs$-9,0007,459
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$1,186,560898
2009-12-31 (YTD Data)Rank
Total interest income$37,020,000913
Total interest expense$15,592,000740
Net interest income$21,428,0001,022
Provision for loan and lease losses$512,0004,504
Total noninterest income$2,219,0001,978
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$1,176,0001,460
Trading account gains and fees$0211
Additional Noninterest Income$1,043,0002,099
Total noninterest expense$19,901,0001,057
Salaries and employee benefits$11,053,000895
Premises and equipment expense$2,825,000962
Additional noninterest expense$6,023,0001,255
Pre-tax net operating income$3,234,0001,244
Securities gains (losses)$30,0002,871
Applicable income taxes$1,126,000876
Income before extraordinary items$2,138,0001,562
Extraordinary gains, net$034
Net income$2,138,0001,559
Minority interest net income$0115
Net income of bank and minority interests.$2,138,0001,561
Net charge-offs$231,0004,818
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$2,118,2001,531
2009-09-30 (YTD Data)Rank
Total interest income$28,030,000921
Total interest expense$12,368,000745
Net interest income$15,662,0001,054
Provision for loan and lease losses$307,0004,558
Total noninterest income$1,583,0002,082
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$836,0001,526
Trading account gains and fees$0212
Additional Noninterest Income$747,0002,209
Total noninterest expense$14,874,0001,031
Salaries and employee benefits$8,292,000898
Premises and equipment expense$2,118,000964
Additional noninterest expense$4,464,0001,250
Pre-tax net operating income$2,064,0001,575
Securities gains (losses)$28,0002,601
Applicable income taxes$650,0001,148
Income before extraordinary items$1,442,0001,849
Extraordinary gains, net$027
Net income$1,442,0001,848
Minority interest net income$0118
Net income of bank and minority interests.$1,442,0001,849
Net charge-offs$119,0004,897
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,422,6801,824
2009-06-30 (YTD Data)Rank
Total interest income$19,030,000926
Total interest expense$8,721,000735
Net interest income$10,309,0001,062
Provision for loan and lease losses$170,0004,577
Total noninterest income$999,0002,196
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$527,0001,577
Trading account gains and fees$0193
Additional Noninterest Income$472,0002,299
Total noninterest expense$9,947,0001,053
Salaries and employee benefits$5,505,000919
Premises and equipment expense$1,440,000977
Additional noninterest expense$3,002,0001,255
Pre-tax net operating income$1,191,0001,841
Securities gains (losses)$28,0002,194
Applicable income taxes$380,0001,313
Income before extraordinary items$839,0002,163
Extraordinary gains, net$021
Net income$839,0002,161
Minority interest net income$0112
Net income of bank and minority interests.$839,0002,162
Net charge-offs$25,0005,459
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$819,6802,138
2009-03-31 (YTD Data)Rank
Total interest income$9,788,000904
Total interest expense$4,531,000737
Net interest income$5,257,0001,032
Provision for loan and lease losses$17,0005,998
Total noninterest income$473,0002,231
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$250,0001,614
Trading account gains and fees$0171
Additional Noninterest Income$223,0002,361
Total noninterest expense$4,840,0001,041
Salaries and employee benefits$2,773,000922
Premises and equipment expense$749,000955
Additional noninterest expense$1,318,0001,246
Pre-tax net operating income$873,0001,478
Securities gains (losses)$28,0001,551
Applicable income taxes$297,0001,061
Income before extraordinary items$604,0001,779
Extraordinary gains, net$015
Net income$604,0001,780
Minority interest net income$0102
Net income of bank and minority interests.$604,0001,781
Net charge-offs$9,0004,815
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$585,2401,736
2008-12-31 (YTD Data)Rank
Total interest income$41,039,000916
Total interest expense$21,189,000747
Net interest income$19,850,0001,104
Provision for loan and lease losses$385,0004,193
Total noninterest income$3,319,0001,461
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$1,156,0001,549
Trading account gains and fees$0154
Additional Noninterest Income$2,163,0001,234
Total noninterest expense$18,268,0001,081
Salaries and employee benefits$10,240,000967
Premises and equipment expense$2,823,000981
Additional noninterest expense$5,205,0001,223
Pre-tax net operating income$4,516,0001,207
Securities gains (losses)$-6,415,0008,120
Applicable income taxes$-394,0007,404
Income before extraordinary items$-1,505,0007,208
Extraordinary gains, net$039
Net income$-1,505,0007,205
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$55,0005,544
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$3,562,8501,244
2008-09-30 (YTD Data)Rank
Total interest income$30,603,000944
Total interest expense$16,280,000757
Net interest income$14,323,0001,183
Provision for loan and lease losses$41,0006,079
Total noninterest income$2,828,0001,363
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$835,0001,609
Trading account gains and fees$0148
Additional Noninterest Income$1,993,0001,105
Total noninterest expense$13,831,0001,066
Salaries and employee benefits$7,918,000970
Premises and equipment expense$2,112,000986
Additional noninterest expense$3,801,0001,207
Pre-tax net operating income$3,279,0001,491
Securities gains (losses)$-3,512,0008,160
Applicable income taxes$-60,0007,468
Income before extraordinary items$-173,0006,871
Extraordinary gains, net$031
Net income$-173,0006,869
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$50,0004,686
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,425,8801,587
2008-06-30 (YTD Data)Rank
Total interest income$20,260,000960
Total interest expense$11,328,000758
Net interest income$8,932,0001,251
Provision for loan and lease losses$28,0005,752
Total noninterest income$1,499,0001,653
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$534,0001,653
Trading account gains and fees$0149
Additional Noninterest Income$965,0001,437
Total noninterest expense$9,114,0001,075
Salaries and employee benefits$5,233,000991
Premises and equipment expense$1,442,000958
Additional noninterest expense$2,439,0001,220
Pre-tax net operating income$1,289,0002,481
Securities gains (losses)$2,0002,957
Applicable income taxes$401,0001,864
Income before extraordinary items$890,0002,829
Extraordinary gains, net$021
Net income$890,0002,828
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$20,0004,644
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$888,6202,779
2008-03-31 (YTD Data)Rank
Total interest income$10,200,000979
Total interest expense$6,066,000759
Net interest income$4,134,0001,342
Provision for loan and lease losses$14,0005,280
Total noninterest income$484,0002,287
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$247,0001,743
Trading account gains and fees$0158
Additional Noninterest Income$237,0002,305
Total noninterest expense$4,576,0001,062
Salaries and employee benefits$2,629,0001,001
Premises and equipment expense$748,000926
Additional noninterest expense$1,199,0001,196
Pre-tax net operating income$28,0006,879
Securities gains (losses)$02,688
Applicable income taxes$7,0004,983
Income before extraordinary items$21,0007,008
Extraordinary gains, net$015
Net income$21,0007,009
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$18,0003,413
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$21,0006,919
2007-12-31 (YTD Data)Rank
Total interest income$40,702,0001,035
Total interest expense$24,108,000815
Net interest income$16,594,0001,351
Provision for loan and lease losses$06,851
Total noninterest income$1,864,0002,326
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$859,0002,009
Trading account gains and fees$0178
Additional Noninterest Income$1,005,0002,215
Total noninterest expense$18,009,0001,042
Salaries and employee benefits$10,703,000929
Premises and equipment expense$2,822,000921
Additional noninterest expense$4,484,0001,251
Pre-tax net operating income$449,0006,132
Securities gains (losses)$962,000178
Applicable income taxes$297,0003,392
Income before extraordinary items$1,114,0004,073
Extraordinary gains, net$039
Net income$1,114,0004,075
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,0005,831
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$354,0206,214
2007-09-30 (YTD Data)Rank
Total interest income$30,174,0001,053
Total interest expense$17,830,000836
Net interest income$12,344,0001,366
Provision for loan and lease losses$06,528
Total noninterest income$1,221,0002,563
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$602,0002,100
Trading account gains and fees$0184
Additional Noninterest Income$619,0002,514
Total noninterest expense$13,151,0001,057
Salaries and employee benefits$7,666,000973
Premises and equipment expense$2,055,000933
Additional noninterest expense$3,430,0001,197
Pre-tax net operating income$414,0006,103
Securities gains (losses)$792,000172
Applicable income taxes$375,0002,893
Income before extraordinary items$831,0004,268
Extraordinary gains, net$033
Net income$831,0004,268
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-8,0007,769
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$284,5206,393
2007-06-30 (YTD Data)Rank
Total interest income$19,884,0001,082
Total interest expense$11,535,000860
Net interest income$8,349,0001,365
Provision for loan and lease losses$06,209
Total noninterest income$791,0002,619
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$389,0002,176
Trading account gains and fees$0168
Additional Noninterest Income$402,0002,568
Total noninterest expense$8,760,0001,078
Salaries and employee benefits$5,097,000989
Premises and equipment expense$1,377,000948
Additional noninterest expense$2,286,0001,215
Pre-tax net operating income$380,0005,620
Securities gains (losses)$354,000225
Applicable income taxes$231,0003,078
Income before extraordinary items$503,0004,530
Extraordinary gains, net$029
Net income$503,0004,531
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-10,0007,767
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$258,7405,948
2007-03-31 (YTD Data)Rank
Total interest income$9,808,0001,088
Total interest expense$5,663,000865
Net interest income$4,145,0001,367
Provision for loan and lease losses$05,779
Total noninterest income$400,0002,567
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$187,0002,167
Trading account gains and fees$0195
Additional Noninterest Income$213,0002,449
Total noninterest expense$4,323,0001,089
Salaries and employee benefits$2,498,0001,017
Premises and equipment expense$686,000961
Additional noninterest expense$1,139,0001,193
Pre-tax net operating income$222,0005,289
Securities gains (losses)$92,000317
Applicable income taxes$67,0003,794
Income before extraordinary items$247,0004,589
Extraordinary gains, net$022
Net income$247,0004,591
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0006,955
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$174,3205,337
2006-12-31 (YTD Data)Rank
Total interest income$36,801,0001,072
Total interest expense$19,426,000857
Net interest income$17,375,0001,313
Provision for loan and lease losses$06,850
Total noninterest income$1,336,0002,921
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$788,0002,135
Trading account gains and fees$0130
Additional Noninterest Income$548,0003,182
Total noninterest expense$15,746,0001,140
Salaries and employee benefits$9,616,0001,002
Premises and equipment expense$2,350,0001,073
Additional noninterest expense$3,780,0001,401
Pre-tax net operating income$2,965,0002,800
Securities gains (losses)$209,000377
Applicable income taxes$917,0002,318
Income before extraordinary items$2,257,0002,841
Extraordinary gains, net$051
Net income$2,257,0002,842
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-24,0008,178
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$2,108,6102,978
2006-09-30 (YTD Data)Rank
Total interest income$27,073,0001,093
Total interest expense$13,854,000880
Net interest income$13,219,0001,304
Provision for loan and lease losses$06,685
Total noninterest income$971,0002,992
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$570,0002,225
Trading account gains and fees$0126
Additional Noninterest Income$401,0003,216
Total noninterest expense$11,799,0001,152
Salaries and employee benefits$7,201,0001,013
Premises and equipment expense$1,765,0001,085
Additional noninterest expense$2,833,0001,397
Pre-tax net operating income$2,391,0002,755
Securities gains (losses)$122,000407
Applicable income taxes$872,0002,069
Income before extraordinary items$1,641,0002,995
Extraordinary gains, net$045
Net income$1,641,0002,996
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-6,0007,625
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$1,561,7003,108
2006-06-30 (YTD Data)Rank
Total interest income$17,750,0001,087
Total interest expense$8,715,000885
Net interest income$9,035,0001,266
Provision for loan and lease losses$06,419
Total noninterest income$652,0002,968
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$372,0002,239
Trading account gains and fees$0126
Additional Noninterest Income$280,0003,139
Total noninterest expense$7,855,0001,156
Salaries and employee benefits$4,782,0001,027
Premises and equipment expense$1,190,0001,070
Additional noninterest expense$1,883,0001,416
Pre-tax net operating income$1,832,0002,478
Securities gains (losses)$57,000436
Applicable income taxes$659,0001,926
Income before extraordinary items$1,230,0002,743
Extraordinary gains, net$039
Net income$1,230,0002,745
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-3,0007,236
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,192,9502,790
2006-03-31 (YTD Data)Rank
Total interest income$8,759,0001,066
Total interest expense$4,090,000893
Net interest income$4,669,0001,216
Provision for loan and lease losses$06,013
Total noninterest income$329,0002,898
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$184,0002,186
Trading account gains and fees$0115
Additional Noninterest Income$145,0003,030
Total noninterest expense$3,862,0001,180
Salaries and employee benefits$2,402,0001,022
Premises and equipment expense$607,0001,050
Additional noninterest expense$853,0001,535
Pre-tax net operating income$1,136,0002,068
Securities gains (losses)$-22,0008,401
Applicable income taxes$408,0001,632
Income before extraordinary items$706,0002,430
Extraordinary gains, net$021
Net income$706,0002,432
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,399
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$720,0802,367
2005-12-31 (YTD Data)Rank
Total interest income$33,160,000994
Total interest expense$12,743,000883
Net interest income$20,417,0001,053
Provision for loan and lease losses$93,0004,942
Total noninterest income$1,442,0002,758
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$785,0002,142
Trading account gains and fees$0138
Additional Noninterest Income$657,0002,885
Total noninterest expense$15,553,0001,094
Salaries and employee benefits$9,671,000943
Premises and equipment expense$2,326,0001,029
Additional noninterest expense$3,556,0001,442
Pre-tax net operating income$6,213,0001,536
Securities gains (losses)$-580,0008,715
Applicable income taxes$2,060,0001,324
Income before extraordinary items$3,573,0001,920
Extraordinary gains, net$046
Net income$3,573,0001,919
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$79,0003,690
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$3,944,2001,734
2005-09-30 (YTD Data)Rank
Total interest income$24,833,000963
Total interest expense$9,182,000862
Net interest income$15,651,0001,007
Provision for loan and lease losses$93,0004,273
Total noninterest income$1,084,0002,748
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$564,0002,221
Trading account gains and fees$0126
Additional Noninterest Income$520,0002,806
Total noninterest expense$11,732,0001,075
Salaries and employee benefits$7,245,000928
Premises and equipment expense$1,746,0001,023
Additional noninterest expense$2,741,0001,392
Pre-tax net operating income$4,910,0001,460
Securities gains (losses)$-531,0008,789
Applicable income taxes$1,622,0001,292
Income before extraordinary items$2,757,0001,902
Extraordinary gains, net$035
Net income$2,757,0001,902
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$80,0002,863
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$3,096,8401,668
2005-06-30 (YTD Data)Rank
Total interest income$16,670,000940
Total interest expense$5,852,000852
Net interest income$10,818,000963
Provision for loan and lease losses$454,0001,061
Total noninterest income$751,0002,659
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$372,0002,198
Trading account gains and fees$0116
Additional Noninterest Income$379,0002,637
Total noninterest expense$7,540,0001,111
Salaries and employee benefits$4,624,000970
Premises and equipment expense$1,182,000998
Additional noninterest expense$1,734,0001,439
Pre-tax net operating income$3,575,0001,312
Securities gains (losses)$-474,0008,813
Applicable income taxes$1,157,0001,207
Income before extraordinary items$1,944,0001,759
Extraordinary gains, net$030
Net income$1,944,0001,759
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0004,895
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$2,247,3601,513
2005-03-31 (YTD Data)Rank
Total interest income$8,004,000958
Total interest expense$2,824,000843
Net interest income$5,180,000998
Provision for loan and lease losses$264,000885
Total noninterest income$361,0002,670
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$181,0002,187
Trading account gains and fees$0115
Additional Noninterest Income$180,0002,653
Total noninterest expense$3,688,0001,128
Salaries and employee benefits$2,238,000996
Premises and equipment expense$622,000955
Additional noninterest expense$828,0001,502
Pre-tax net operating income$1,589,0001,438
Securities gains (losses)$-366,0008,888
Applicable income taxes$435,0001,511
Income before extraordinary items$788,0002,110
Extraordinary gains, net$024
Net income$788,0002,111
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0004,232
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,022,2401,610
2004-12-31 (YTD Data)Rank
Total interest income$30,193,000928
Total interest expense$10,734,000771
Net interest income$19,459,0001,021
Provision for loan and lease losses$07,314
Total noninterest income$1,395,0002,816
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$794,0002,161
Trading account gains and fees$0138
Additional Noninterest Income$601,0002,989
Total noninterest expense$16,859,000966
Salaries and employee benefits$10,687,000799
Premises and equipment expense$2,380,000958
Additional noninterest expense$3,792,0001,314
Pre-tax net operating income$3,995,0002,066
Securities gains (losses)$142,0001,017
Applicable income taxes$1,395,0001,694
Income before extraordinary items$2,742,0002,238
Extraordinary gains, net$034
Net income$2,742,0002,239
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,973
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$2,648,2802,257
2004-09-30 (YTD Data)Rank
Total interest income$22,320,000934
Total interest expense$7,903,000766
Net interest income$14,417,0001,027
Provision for loan and lease losses$07,100
Total noninterest income$1,006,0002,912
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$579,0002,224
Trading account gains and fees$0134
Additional Noninterest Income$427,0003,083
Total noninterest expense$12,864,000954
Salaries and employee benefits$8,162,000787
Premises and equipment expense$1,798,000946
Additional noninterest expense$2,904,0001,270
Pre-tax net operating income$2,559,0002,340
Securities gains (losses)$99,0001,176
Applicable income taxes$934,0001,885
Income before extraordinary items$1,724,0002,638
Extraordinary gains, net$026
Net income$1,724,0002,640
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-12,0008,219
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,659,6502,663
2004-06-30 (YTD Data)Rank
Total interest income$14,635,000937
Total interest expense$5,090,000776
Net interest income$9,545,0001,022
Provision for loan and lease losses$06,885
Total noninterest income$688,0002,873
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$388,0002,203
Trading account gains and fees$0130
Additional Noninterest Income$300,0002,988
Total noninterest expense$8,584,000944
Salaries and employee benefits$5,352,000793
Premises and equipment expense$1,229,000916
Additional noninterest expense$2,003,0001,201
Pre-tax net operating income$1,649,0002,391
Securities gains (losses)$-75,0008,951
Applicable income taxes$557,0002,040
Income before extraordinary items$1,017,0002,892
Extraordinary gains, net$021
Net income$1,017,0002,893
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0007,524
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,065,7502,711
2004-03-31 (YTD Data)Rank
Total interest income$7,334,000941
Total interest expense$2,543,000794
Net interest income$4,791,0001,030
Provision for loan and lease losses$06,501
Total noninterest income$342,0002,828
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$194,0002,132
Trading account gains and fees$0121
Additional Noninterest Income$148,0002,972
Total noninterest expense$4,185,000980
Salaries and employee benefits$2,705,000803
Premises and equipment expense$632,000901
Additional noninterest expense$848,0001,421
Pre-tax net operating income$948,0002,103
Securities gains (losses)$02,934
Applicable income taxes$331,0001,798
Income before extraordinary items$617,0002,434
Extraordinary gains, net$016
Net income$617,0002,435
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0003,677
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$617,0002,348
2003-12-31 (YTD Data)Rank
Total interest income$30,650,000911
Total interest expense$12,046,000728
Net interest income$18,604,0001,036
Provision for loan and lease losses$60,0005,969
Total noninterest income$1,337,0003,073
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$1,022,0001,692
Trading account gains and fees$0160
Additional Noninterest Income$315,0004,409
Total noninterest expense$15,673,0001,039
Salaries and employee benefits$9,540,000888
Premises and equipment expense$2,388,000945
Additional noninterest expense$3,745,0001,326
Pre-tax net operating income$4,208,0001,902
Securities gains (losses)$84,0002,048
Applicable income taxes$1,444,0001,672
Income before extraordinary items$2,848,0002,134
Extraordinary gains, net$054
Net income$2,848,0002,134
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-40,0008,894
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,792,5602,074
2003-09-30 (YTD Data)Rank
Total interest income$23,050,000928
Total interest expense$9,412,000730
Net interest income$13,638,0001,073
Provision for loan and lease losses$60,0005,499
Total noninterest income$863,0003,463
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$737,0001,756
Trading account gains and fees$0153
Additional Noninterest Income$126,0005,660
Total noninterest expense$11,738,0001,047
Salaries and employee benefits$6,872,000949
Premises and equipment expense$1,771,000975
Additional noninterest expense$3,095,0001,223
Pre-tax net operating income$2,703,0002,225
Securities gains (losses)$56,0002,221
Applicable income taxes$1,020,0001,830
Income before extraordinary items$1,739,0002,635
Extraordinary gains, net$040
Net income$1,739,0002,634
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-20,0008,711
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,703,1602,540
2003-06-30 (YTD Data)Rank
Total interest income$15,760,000926
Total interest expense$6,721,000710
Net interest income$9,039,0001,078
Provision for loan and lease losses$30,0005,740
Total noninterest income$495,0003,762
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$503,0001,677
Trading account gains and fees$0150
Additional Noninterest Income$-8,0009,222
Total noninterest expense$7,880,0001,034
Salaries and employee benefits$4,497,000961
Premises and equipment expense$1,201,000955
Additional noninterest expense$2,182,0001,151
Pre-tax net operating income$1,624,0002,438
Securities gains (losses)$56,0001,935
Applicable income taxes$623,0001,992
Income before extraordinary items$1,057,0002,856
Extraordinary gains, net$030
Net income$1,057,0002,855
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-5,0008,282
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,021,1602,774
2003-03-31 (YTD Data)Rank
Total interest income$8,150,000907
Total interest expense$3,542,000690
Net interest income$4,608,0001,054
Provision for loan and lease losses$06,934
Total noninterest income$376,0002,777
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$246,0001,660
Trading account gains and fees$0134
Additional Noninterest Income$130,0003,466
Total noninterest expense$3,834,0001,050
Salaries and employee benefits$2,213,000973
Premises and equipment expense$631,000914
Additional noninterest expense$990,0001,239
Pre-tax net operating income$1,150,0001,815
Securities gains (losses)$38,0001,549
Applicable income taxes$438,0001,522
Income before extraordinary items$750,0002,093
Extraordinary gains, net$021
Net income$750,0002,091
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0004,508
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$725,6802,027
2002-12-31 (YTD Data)Rank
Total interest income$35,601,000854
Total interest expense$16,534,000684
Net interest income$19,067,0001,021
Provision for loan and lease losses$08,089
Total noninterest income$1,471,0002,650
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$947,0001,694
Trading account gains and fees$0153
Additional Noninterest Income$524,0003,200
Total noninterest expense$14,601,0001,063
Salaries and employee benefits$9,153,000877
Premises and equipment expense$2,131,0001,031
Additional noninterest expense$3,317,0001,425
Pre-tax net operating income$5,937,0001,410
Securities gains (losses)$-1,342,0009,316
Applicable income taxes$1,650,0001,518
Income before extraordinary items$2,945,0002,034
Extraordinary gains, net$070
Net income$2,945,0002,034
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-317,0009,321
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,803,8801,540
2001-12-31 (YTD Data)Rank
Total interest income$38,429,000888
Total interest expense$20,820,000791
Net interest income$17,609,0001,033
Provision for loan and lease losses$116,0005,357
Total noninterest income$1,595,0002,390
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$926,0001,625
Trading account gains and fees$0177
Additional Noninterest Income$669,0002,643
Total noninterest expense$12,692,0001,157
Salaries and employee benefits$7,864,000955
Premises and equipment expense$1,876,0001,132
Additional noninterest expense$2,952,0001,572
Pre-tax net operating income$6,396,0001,169
Securities gains (losses)$-82,0009,484
Applicable income taxes$2,285,0001,056
Income before extraordinary items$4,029,0001,357
Extraordinary gains, net$0105
Net income$4,029,0001,358
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-43,0009,380
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$4,081,4801,276
2000-12-31 (YTD Data)Rank
Total interest income$36,955,000956
Total interest expense$21,422,000841
Net interest income$15,533,0001,131
Provision for loan and lease losses$75,0005,850
Total noninterest income$1,107,0002,930
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$784,0001,770
Trading account gains and fees$0180
Additional Noninterest Income$323,0003,761
Total noninterest expense$11,657,0001,193
Salaries and employee benefits$7,137,000982
Premises and equipment expense$1,768,0001,132
Additional noninterest expense$2,752,0001,617
Pre-tax net operating income$4,908,0001,505
Securities gains (losses)$590,000234
Applicable income taxes$1,950,0001,184
Income before extraordinary items$3,548,0001,491
Extraordinary gains, net$038
Net income$3,548,0001,490
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-22,0009,421
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$3,164,5001,649
1999-12-31 (YTD Data)Rank
Total interest income$32,531,0001,015
Total interest expense$18,563,000847
Net interest income$13,968,0001,255
Provision for loan and lease losses$08,503
Total noninterest income$850,0003,474
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$707,0001,876
Trading account gains and fees$0173
Additional Noninterest Income$143,0005,714
Total noninterest expense$11,661,0001,187
Salaries and employee benefits$7,083,000974
Premises and equipment expense$1,737,0001,156
Additional noninterest expense$2,841,0001,571
Pre-tax net operating income$3,157,0002,300
Securities gains (losses)$1,027,000214
Applicable income taxes$1,540,0001,563
Income before extraordinary items$2,644,0002,002
Extraordinary gains, net$035
Net income$2,644,0002,003
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-199,00010,131
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,986,7202,573
1998-12-31 (YTD Data)Rank
Total interest income$31,697,0001,032
Total interest expense$17,935,000885
Net interest income$13,762,0001,229
Provision for loan and lease losses$08,652
Total noninterest income$1,003,0003,076
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$693,0001,846
Trading account gains and fees$0224
Additional Noninterest Income$310,0003,951
Total noninterest expense$10,919,0001,213
Salaries and employee benefits$6,720,000971
Premises and equipment expense$1,629,0001,167
Additional noninterest expense$2,570,0001,667
Pre-tax net operating income$3,846,0001,898
Securities gains (losses)$1,397,000305
Applicable income taxes$2,075,0001,222
Income before extraordinary items$3,168,0001,670
Extraordinary gains, net$032
Net income$3,168,0001,671
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-137,00010,310
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$2,273,9202,208
1997-12-31 (YTD Data)Rank
Total interest income$30,674,0001,101
Total interest expense$16,938,000967
Net interest income$13,736,0001,258
Provision for loan and lease losses$08,829
Total noninterest income$971,0003,103
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$716,0001,812
Trading account gains and fees$0239
Additional Noninterest Income$255,0004,312
Total noninterest expense$10,088,0001,308
Salaries and employee benefits$5,824,0001,124
Premises and equipment expense$1,486,0001,322
Additional noninterest expense$2,778,0001,544
Pre-tax net operating income$4,619,0001,666
Securities gains (losses)$693,000353
Applicable income taxes$1,930,0001,372
Income before extraordinary items$3,382,0001,601
Extraordinary gains, net$044
Net income$3,382,0001,602
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-46,00010,507
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$2,938,4801,757
1996-12-31 (YTD Data)Rank
Total interest income$28,798,0001,199
Total interest expense$15,320,0001,068
Net interest income$13,478,0001,326
Provision for loan and lease losses$09,041
Total noninterest income$957,0003,241
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$681,0001,988
Trading account gains and fees$0262
Additional Noninterest Income$276,0004,279
Total noninterest expense$9,477,0001,506
Salaries and employee benefits$5,724,0001,172
Premises and equipment expense$1,304,0001,558
Additional noninterest expense$2,449,0002,048
Pre-tax net operating income$4,958,0001,452
Securities gains (losses)$165,000756
Applicable income taxes$2,128,0001,166
Income before extraordinary items$2,995,0001,666
Extraordinary gains, net$053
Net income$2,995,0001,667
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$209,0002,610
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$2,889,4001,689
1995-12-31 (YTD Data)Rank
Total interest income$26,588,0001,287
Total interest expense$14,075,0001,183
Net interest income$12,513,0001,436
Provision for loan and lease losses$08,958
Total noninterest income$1,009,0003,078
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$661,0002,052
Trading account gains and fees$0522
Additional Noninterest Income$348,0003,626
Total noninterest expense$9,307,0001,525
Salaries and employee benefits$5,385,0001,239
Premises and equipment expense$1,207,0001,670
Additional noninterest expense$2,715,0001,838
Pre-tax net operating income$4,215,0001,751
Securities gains (losses)$58,0001,212
Applicable income taxes$1,868,0001,350
Income before extraordinary items$2,405,0002,100
Extraordinary gains, net$065
Net income$2,405,0002,098
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,0007,018
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$2,367,8802,099
1994-12-31 (YTD Data)Rank
Total interest income$23,802,0001,316
Total interest expense$11,961,0001,100
Net interest income$11,841,0001,521
Provision for loan and lease losses$-250,00012,365
Total noninterest income$1,143,0002,820
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$670,0002,019
Trading account gains and fees$0475
Additional Noninterest Income$473,0003,056
Total noninterest expense$10,277,0001,421
Salaries and employee benefits$5,224,0001,284
Premises and equipment expense$1,254,0001,652
Additional noninterest expense$3,799,0001,476
Pre-tax net operating income$2,957,0002,410
Securities gains (losses)$-197,00011,944
Applicable income taxes$1,170,0001,925
Income before extraordinary items$1,590,0003,023
Extraordinary gains, net$0249
Net income$1,590,0003,033
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$130,0003,234
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,716,0802,838
1993-12-31 (YTD Data)Rank
Total interest income$23,547,0001,350
Total interest expense$11,230,0001,211
Net interest income$12,317,0001,474
Provision for loan and lease losses$374,0002,573
Total noninterest income$1,068,0003,172
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$708,0001,926
Trading account gains and fees$0532
Additional Noninterest Income$360,0004,039
Total noninterest expense$10,114,0001,511
Salaries and employee benefits$5,163,0001,297
Premises and equipment expense$1,156,0001,814
Additional noninterest expense$3,795,0001,590
Pre-tax net operating income$2,897,0002,375
Securities gains (losses)$366,0001,122
Applicable income taxes$1,357,0001,717
Income before extraordinary items$1,906,0002,642
Extraordinary gains, net$1,245,000191
Net income$3,151,0001,666
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,258,000974
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,671,7602,777
1992-12-31 (YTD Data)Rank
Total interest income$26,143,0001,399
Total interest expense$13,438,0001,323
Net interest income$12,705,0001,458
Provision for loan and lease losses$2,398,0001,008
Total noninterest income$897,0003,629
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$635,0002,140
Trading account gains and fees$0504
Additional Noninterest Income$262,0004,818
Total noninterest expense$9,363,0001,630
Salaries and employee benefits$4,571,0001,453
Premises and equipment expense$1,270,0001,672
Additional noninterest expense$3,522,0001,742
Pre-tax net operating income$1,841,0003,358
Securities gains (losses)$921,000701
Applicable income taxes$1,282,0001,648
Income before extraordinary items$1,480,0003,115
Extraordinary gains, net$01,422
Net income$1,480,0003,148
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,750,0001,053
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$890,5604,667

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.