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Earlham Savings Bank, Income and Expense

2021-12-31 (YTD Data)Rank
Total interest income$9,762,0002,495
Total interest expense$605,0002,901
Net interest income$9,157,0002,446
Provision for loan and lease losses$03,064
Total noninterest income$1,441,0002,586
Gross Fiduciary activities income$4,000915
Service charges on deposit accounts$571,0001,464
Trading account gains and feesNANA
Additional Noninterest Income$866,0002,756
Total noninterest expense$9,004,0002,116
Salaries and employee benefits$5,164,0002,130
Premises and equipment expense$2,212,0001,110
Additional noninterest expense$1,628,0002,961
Pre-tax net operating income$1,594,0003,416
Securities gains (losses)$15,0001,611
Applicable income taxes$366,0002,319
Income before extraordinary items$1,243,0003,554
Extraordinary gains, net$010
Net income$1,243,0003,554
Minority interest net income$074
Net income of bank and minority interests.$1,243,0003,554
Net charge-offs$-126,0004,428
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$-411,0004,791
Net operating income$1,231,1503,541
2021-09-30 (YTD Data)Rank
Total interest income$7,502,0002,515
Total interest expense$506,0002,849
Net interest income$6,996,0002,466
Provision for loan and lease losses$02,963
Total noninterest income$1,009,0002,693
Gross Fiduciary activities income$4,000887
Service charges on deposit accounts$404,0001,511
Trading account gains and feesNANA
Additional Noninterest Income$601,0002,866
Total noninterest expense$6,684,0002,142
Salaries and employee benefits$3,933,0002,122
Premises and equipment expense$1,594,0001,165
Additional noninterest expense$1,157,0003,078
Pre-tax net operating income$1,321,0003,410
Securities gains (losses)$20,0001,394
Applicable income taxes$303,0002,304
Income before extraordinary items$1,038,0003,566
Extraordinary gains, net$08
Net income$1,038,0003,566
Minority interest net income$069
Net income of bank and minority interests.$1,038,0003,566
Net charge-offs$-75,0004,356
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$-8,0004,832
Net operating income$1,022,2003,558
2021-06-30 (YTD Data)Rank
Total interest income$4,946,0002,531
Total interest expense$391,0002,704
Net interest income$4,555,0002,492
Provision for loan and lease losses$02,862
Total noninterest income$652,0002,695
Gross Fiduciary activities income$4,000868
Service charges on deposit accounts$247,0001,569
Trading account gains and feesNANA
Additional Noninterest Income$401,0002,841
Total noninterest expense$4,473,0002,132
Salaries and employee benefits$2,652,0002,101
Premises and equipment expense$1,018,0001,199
Additional noninterest expense$803,0002,968
Pre-tax net operating income$734,0003,605
Securities gains (losses)$18,0001,217
Applicable income taxes$166,0002,428
Income before extraordinary items$586,0003,733
Extraordinary gains, net$06
Net income$586,0003,733
Minority interest net income$067
Net income of bank and minority interests.$586,0003,733
Net charge-offs$-34,0004,241
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$-8,0004,884
Net operating income$571,7803,739
2021-03-31 (YTD Data)Rank
Total interest income$2,432,0002,552
Total interest expense$218,0002,627
Net interest income$2,214,0002,516
Provision for loan and lease losses$02,741
Total noninterest income$314,0002,754
Gross Fiduciary activities income$1,000885
Service charges on deposit accounts$120,0001,599
Trading account gains and feesNANA
Additional Noninterest Income$193,0002,881
Total noninterest expense$2,258,0002,094
Salaries and employee benefits$1,353,0002,057
Premises and equipment expense$507,0001,207
Additional noninterest expense$398,0002,951
Pre-tax net operating income$270,0003,858
Securities gains (losses)$15,000950
Applicable income taxes$55,0002,642
Income before extraordinary items$230,0003,925
Extraordinary gains, net$03
Net income$230,0003,924
Minority interest net income$055
Net income of bank and minority interests.$230,0003,925
Net charge-offs$8,0001,420
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$-8,0004,930
Net operating income$217,8503,952
2020-12-31 (YTD Data)Rank
Total interest income$10,861,0002,391
Total interest expense$1,359,0002,524
Net interest income$9,502,0002,341
Provision for loan and lease losses$130,0003,365
Total noninterest income$1,310,0002,589
Gross Fiduciary activities income$3,000957
Service charges on deposit accounts$542,0001,529
Trading account gains and feesNANA
Additional Noninterest Income$765,0002,719
Total noninterest expense$9,164,0002,072
Salaries and employee benefits$5,202,0002,089
Premises and equipment expense$2,053,0001,152
Additional noninterest expense$1,909,0002,609
Pre-tax net operating income$1,518,0003,264
Securities gains (losses)$53,0001,700
Applicable income taxes$364,0002,162
Income before extraordinary items$1,207,0003,454
Extraordinary gains, net$04
Net income$1,207,0003,454
Minority interest net income$072
Net income of bank and minority interests.$1,207,0003,454
Net charge-offs$-84,0004,708
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0566
Net operating income$1,165,1303,447
2020-09-30 (YTD Data)Rank
Total interest income$8,023,0002,428
Total interest expense$1,099,0002,518
Net interest income$6,924,0002,386
Provision for loan and lease losses$130,0003,116
Total noninterest income$1,056,0002,456
Gross Fiduciary activities income$2,000929
Service charges on deposit accounts$404,0001,528
Trading account gains and feesNANA
Additional Noninterest Income$650,0002,585
Total noninterest expense$6,852,0002,054
Salaries and employee benefits$3,948,0002,059
Premises and equipment expense$1,510,0001,172
Additional noninterest expense$1,394,0002,636
Pre-tax net operating income$998,0003,450
Securities gains (losses)$43,0001,615
Applicable income taxes$229,0002,292
Income before extraordinary items$812,0003,589
Extraordinary gains, net$04
Net income$812,0003,588
Minority interest net income$065
Net income of bank and minority interests.$812,0003,589
Net charge-offs$-63,0004,715
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$778,0303,574
2020-06-30 (YTD Data)Rank
Total interest income$5,613,0002,384
Total interest expense$805,0002,486
Net interest income$4,808,0002,335
Provision for loan and lease losses$130,0002,760
Total noninterest income$590,0002,634
Gross Fiduciary activities income$2,000908
Service charges on deposit accounts$270,0001,550
Trading account gains and feesNANA
Additional Noninterest Income$318,0002,843
Total noninterest expense$4,530,0002,074
Salaries and employee benefits$2,669,0002,047
Premises and equipment expense$975,0001,209
Additional noninterest expense$886,0002,718
Pre-tax net operating income$738,0003,324
Securities gains (losses)$42,0001,369
Applicable income taxes$172,0002,182
Income before extraordinary items$608,0003,447
Extraordinary gains, net$04
Net income$608,0003,447
Minority interest net income$065
Net income of bank and minority interests.$608,0003,447
Net charge-offs$-68,0004,816
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$574,8203,446
2020-03-31 (YTD Data)Rank
Total interest income$2,843,0002,351
Total interest expense$468,0002,396
Net interest income$2,375,0002,305
Provision for loan and lease losses$03,711
Total noninterest income$316,0002,456
Gross Fiduciary activities income$1,000904
Service charges on deposit accounts$161,0001,552
Trading account gains and feesNANA
Additional Noninterest Income$154,0002,745
Total noninterest expense$2,332,0002,048
Salaries and employee benefits$1,370,0002,019
Premises and equipment expense$483,0001,220
Additional noninterest expense$479,0002,615
Pre-tax net operating income$359,0003,198
Securities gains (losses)$28,0001,038
Applicable income taxes$92,0002,006
Income before extraordinary items$295,0003,311
Extraordinary gains, net$04
Net income$295,0003,311
Minority interest net income$056
Net income of bank and minority interests.$295,0003,312
Net charge-offs$-19,0004,651
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$272,8803,379
2019-12-31 (YTD Data)Rank
Total interest income$11,847,0002,307
Total interest expense$2,576,0002,009
Net interest income$9,271,0002,373
Provision for loan and lease losses$150,0002,594
Total noninterest income$1,394,0002,390
Gross Fiduciary activities income$18,000884
Service charges on deposit accounts$683,0001,530
Trading account gains and feesNANA
Additional Noninterest Income$693,0002,671
Total noninterest expense$8,522,0002,153
Salaries and employee benefits$4,900,0002,135
Premises and equipment expense$1,941,0001,198
Additional noninterest expense$1,681,0002,871
Pre-tax net operating income$1,993,0003,040
Securities gains (losses)$-83,0005,063
Applicable income taxes$361,0002,226
Income before extraordinary items$1,549,0003,236
Extraordinary gains, net$011
Net income$1,549,0003,237
Minority interest net income$076
Net income of bank and minority interests.$1,549,0003,237
Net charge-offs$253,0001,485
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$-719,0005,142
Net operating income$1,616,2303,145
2019-09-30 (YTD Data)Rank
Total interest income$8,933,0002,327
Total interest expense$2,058,0001,935
Net interest income$6,875,0002,431
Provision for loan and lease losses$150,0002,250
Total noninterest income$1,002,0002,451
Gross Fiduciary activities income$5,000927
Service charges on deposit accounts$509,0001,550
Trading account gains and feesNANA
Additional Noninterest Income$488,0002,759
Total noninterest expense$6,521,0002,126
Salaries and employee benefits$3,710,0002,132
Premises and equipment expense$1,578,0001,127
Additional noninterest expense$1,233,0002,922
Pre-tax net operating income$1,206,0003,382
Securities gains (losses)$-98,0005,164
Applicable income taxes$172,0002,594
Income before extraordinary items$936,0003,594
Extraordinary gains, net$011
Net income$936,0003,594
Minority interest net income$072
Net income of bank and minority interests.$936,0003,594
Net charge-offs$516,000749
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$-356,0005,219
Net operating income$1,018,3203,441
2019-06-30 (YTD Data)Rank
Total interest income$5,901,0002,342
Total interest expense$1,425,0001,868
Net interest income$4,476,0002,467
Provision for loan and lease losses$150,0001,792
Total noninterest income$650,0002,445
Gross Fiduciary activities income$4,000918
Service charges on deposit accounts$330,0001,561
Trading account gains and feesNANA
Additional Noninterest Income$316,0002,760
Total noninterest expense$4,377,0002,126
Salaries and employee benefits$2,513,0002,113
Premises and equipment expense$1,077,0001,116
Additional noninterest expense$787,0003,034
Pre-tax net operating income$599,0003,767
Securities gains (losses)$-98,0005,213
Applicable income taxes$31,0003,289
Income before extraordinary items$470,0003,937
Extraordinary gains, net$011
Net income$470,0003,935
Minority interest net income$069
Net income of bank and minority interests.$470,0003,936
Net charge-offs$301,000787
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$562,1203,694
2019-03-31 (YTD Data)Rank
Total interest income$2,915,0002,360
Total interest expense$715,0001,811
Net interest income$2,200,0002,514
Provision for loan and lease losses$150,0001,133
Total noninterest income$313,0002,472
Gross Fiduciary activities income$1,000931
Service charges on deposit accounts$164,0001,558
Trading account gains and feesNANA
Additional Noninterest Income$148,0002,763
Total noninterest expense$2,203,0002,127
Salaries and employee benefits$1,286,0002,098
Premises and equipment expense$552,0001,092
Additional noninterest expense$365,0003,194
Pre-tax net operating income$160,0004,395
Securities gains (losses)$-98,0005,299
Applicable income taxes$03,800
Income before extraordinary items$62,0004,857
Extraordinary gains, net$05
Net income$62,0004,856
Minority interest net income$052
Net income of bank and minority interests.$62,0004,856
Net charge-offs$-140,0005,233
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$160,0004,282
2018-12-31 (YTD Data)Rank
Total interest income$10,622,0002,422
Total interest expense$1,804,0002,072
Net interest income$8,818,0002,484
Provision for loan and lease losses$600,0001,277
Total noninterest income$1,402,0002,411
Gross Fiduciary activities income$15,000928
Service charges on deposit accounts$667,0001,596
Trading account gains and feesNANA
Additional Noninterest Income$720,0002,618
Total noninterest expense$9,205,0002,031
Salaries and employee benefits$4,831,0002,160
Premises and equipment expense$2,715,000912
Additional noninterest expense$1,659,0002,962
Pre-tax net operating income$415,0004,736
Securities gains (losses)$-24,0004,648
Applicable income taxes$-107,0005,309
Income before extraordinary items$498,0004,549
Extraordinary gains, net$06
Net income$498,0004,548
Minority interest net income$072
Net income of bank and minority interests.$498,0004,548
Net charge-offs$-250,0005,207
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$-622,0005,384
Net operating income$522,0004,529
2018-09-30 (YTD Data)Rank
Total interest income$7,810,0002,445
Total interest expense$1,150,0002,237
Net interest income$6,660,0002,482
Provision for loan and lease losses$450,0001,204
Total noninterest income$1,011,0002,490
Gross Fiduciary activities income$5,000955
Service charges on deposit accounts$493,0001,620
Trading account gains and feesNANA
Additional Noninterest Income$513,0002,722
Total noninterest expense$6,273,0002,173
Salaries and employee benefits$3,680,0002,115
Premises and equipment expense$1,382,0001,261
Additional noninterest expense$1,211,0003,013
Pre-tax net operating income$948,0003,824
Securities gains (losses)$-24,0004,966
Applicable income taxes$96,0003,030
Income before extraordinary items$828,0003,836
Extraordinary gains, net$05
Net income$828,0003,834
Minority interest net income$066
Net income of bank and minority interests.$828,0003,835
Net charge-offs$-192,0005,246
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$-622,0005,457
Net operating income$849,6003,802
2018-06-30 (YTD Data)Rank
Total interest income$5,115,0002,460
Total interest expense$670,0002,362
Net interest income$4,445,0002,473
Provision for loan and lease losses$300,0001,165
Total noninterest income$662,0002,518
Gross Fiduciary activities income$4,000952
Service charges on deposit accounts$321,0001,640
Trading account gains and feesNANA
Additional Noninterest Income$337,0002,754
Total noninterest expense$4,024,0002,253
Salaries and employee benefits$2,471,0002,124
Premises and equipment expense$736,0001,550
Additional noninterest expense$817,0003,005
Pre-tax net operating income$783,0003,508
Securities gains (losses)$-24,0005,137
Applicable income taxes$58,0003,062
Income before extraordinary items$701,0003,502
Extraordinary gains, net$06
Net income$701,0003,501
Minority interest net income$065
Net income of bank and minority interests.$701,0003,501
Net charge-offs$-191,0005,340
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$-621,0005,523
Net operating income$723,0803,444
2018-03-31 (YTD Data)Rank
Total interest income$2,541,0002,469
Total interest expense$313,0002,394
Net interest income$2,228,0002,461
Provision for loan and lease losses$150,0001,106
Total noninterest income$321,0002,529
Gross Fiduciary activities income$1,000957
Service charges on deposit accounts$161,0001,642
Trading account gains and feesNANA
Additional Noninterest Income$159,0002,766
Total noninterest expense$2,044,0002,239
Salaries and employee benefits$1,232,0002,145
Premises and equipment expense$365,0001,588
Additional noninterest expense$447,0002,844
Pre-tax net operating income$355,0003,605
Securities gains (losses)$-6,0005,156
Applicable income taxes$54,0002,636
Income before extraordinary items$295,0003,700
Extraordinary gains, net$07
Net income$295,0003,700
Minority interest net income$052
Net income of bank and minority interests.$295,0003,700
Net charge-offs$-54,0005,253
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$-621,0005,594
Net operating income$300,1003,680
2017-12-31 (YTD Data)Rank
Total interest income$9,825,0002,475
Total interest expense$1,090,0002,402
Net interest income$8,735,0002,473
Provision for loan and lease losses$135,0002,755
Total noninterest income$1,499,0002,400
Gross Fiduciary activities income$6,0001,012
Service charges on deposit accounts$677,0001,612
Trading account gains and feesNANA
Additional Noninterest Income$816,0002,549
Total noninterest expense$8,743,0002,126
Salaries and employee benefits$4,441,0002,296
Premises and equipment expense$2,618,000926
Additional noninterest expense$1,684,0002,981
Pre-tax net operating income$1,356,0003,678
Securities gains (losses)$-15,0005,127
Applicable income taxes$611,0002,274
Income before extraordinary items$730,0004,114
Extraordinary gains, net$09
Net income$730,0004,114
Minority interest net income$076
Net income of bank and minority interests.$730,0004,114
Net charge-offs$367,0001,327
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$0711
Net operating income$739,6004,081
2017-09-30 (YTD Data)Rank
Total interest income$7,307,0002,506
Total interest expense$793,0002,426
Net interest income$6,514,0002,494
Provision for loan and lease losses$135,0002,385
Total noninterest income$1,057,0002,504
Gross Fiduciary activities income$5,000987
Service charges on deposit accounts$497,0001,642
Trading account gains and feesNANA
Additional Noninterest Income$555,0002,686
Total noninterest expense$6,083,0002,257
Salaries and employee benefits$3,338,0002,300
Premises and equipment expense$1,487,0001,191
Additional noninterest expense$1,258,0002,993
Pre-tax net operating income$1,353,0003,338
Securities gains (losses)$-15,0005,453
Applicable income taxes$349,0002,363
Income before extraordinary items$989,0003,564
Extraordinary gains, net$09
Net income$989,0003,564
Minority interest net income$071
Net income of bank and minority interests.$989,0003,564
Net charge-offs$-244,0005,529
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$1,000,1003,517
2017-06-30 (YTD Data)Rank
Total interest income$4,793,0002,520
Total interest expense$507,0002,458
Net interest income$4,286,0002,505
Provision for loan and lease losses$135,0001,938
Total noninterest income$725,0002,468
Gross Fiduciary activities income$4,000986
Service charges on deposit accounts$322,0001,663
Trading account gains and feesNANA
Additional Noninterest Income$399,0002,581
Total noninterest expense$3,710,0002,418
Salaries and employee benefits$2,221,0002,315
Premises and equipment expense$683,0001,658
Additional noninterest expense$806,0003,093
Pre-tax net operating income$1,166,0002,886
Securities gains (losses)$-14,0005,536
Applicable income taxes$284,0002,193
Income before extraordinary items$868,0003,039
Extraordinary gains, net$011
Net income$868,0003,038
Minority interest net income$071
Net income of bank and minority interests.$868,0003,039
Net charge-offs$-181,0005,566
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$878,5003,004
2017-03-31 (YTD Data)Rank
Total interest income$2,333,0002,568
Total interest expense$230,0002,602
Net interest income$2,103,0002,537
Provision for loan and lease losses$75,0001,685
Total noninterest income$362,0002,466
Gross Fiduciary activities income$1,000986
Service charges on deposit accounts$159,0001,674
Trading account gains and feesNANA
Additional Noninterest Income$202,0002,562
Total noninterest expense$1,865,0002,434
Salaries and employee benefits$1,118,0002,325
Premises and equipment expense$325,0001,751
Additional noninterest expense$422,0003,011
Pre-tax net operating income$525,0003,005
Securities gains (losses)$01,153
Applicable income taxes$148,0002,125
Income before extraordinary items$377,0003,238
Extraordinary gains, net$08
Net income$377,0003,236
Minority interest net income$055
Net income of bank and minority interests.$377,0003,238
Net charge-offs$-243,0005,749
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$377,0003,215
2016-12-31 (YTD Data)Rank
Total interest income$9,368,0002,539
Total interest expense$870,0002,656
Net interest income$8,498,0002,498
Provision for loan and lease losses$600,0001,295
Total noninterest income$1,541,0002,452
Gross Fiduciary activities income$10,0001,016
Service charges on deposit accounts$700,0001,614
Trading account gains and fees$0170
Additional Noninterest Income$831,0002,620
Total noninterest expense$7,260,0002,486
Salaries and employee benefits$4,145,0002,432
Premises and equipment expense$1,492,0001,530
Additional noninterest expense$1,623,0003,179
Pre-tax net operating income$2,179,0002,914
Securities gains (losses)$79,0001,518
Applicable income taxes$601,0002,103
Income before extraordinary items$1,657,0003,111
Extraordinary gains, net$05
Net income$1,657,0003,110
Minority interest net income$082
Net income of bank and minority interests.$1,657,0003,110
Net charge-offs$859,000743
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$1,599,3303,111
2016-09-30 (YTD Data)Rank
Total interest income$6,983,0002,566
Total interest expense$656,0002,649
Net interest income$6,327,0002,524
Provision for loan and lease losses$420,0001,313
Total noninterest income$1,117,0002,501
Gross Fiduciary activities income$9,000981
Service charges on deposit accounts$532,0001,597
Trading account gains and fees$0169
Additional Noninterest Income$576,0002,699
Total noninterest expense$5,359,0002,507
Salaries and employee benefits$3,105,0002,422
Premises and equipment expense$1,064,0001,600
Additional noninterest expense$1,190,0003,236
Pre-tax net operating income$1,665,0002,933
Securities gains (losses)$40,0001,917
Applicable income taxes$510,0002,038
Income before extraordinary items$1,195,0003,218
Extraordinary gains, net$05
Net income$1,195,0003,218
Minority interest net income$071
Net income of bank and minority interests.$1,195,0003,218
Net charge-offs$473,000830
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$1,167,0003,193
2016-06-30 (YTD Data)Rank
Total interest income$4,595,0002,603
Total interest expense$450,0002,610
Net interest income$4,145,0002,564
Provision for loan and lease losses$240,0001,451
Total noninterest income$767,0002,443
Gross Fiduciary activities income$8,000969
Service charges on deposit accounts$345,0001,621
Trading account gains and fees$0157
Additional Noninterest Income$414,0002,615
Total noninterest expense$3,387,0002,625
Salaries and employee benefits$2,059,0002,453
Premises and equipment expense$557,0001,975
Additional noninterest expense$771,0003,326
Pre-tax net operating income$1,285,0002,650
Securities gains (losses)$02,835
Applicable income taxes$401,0001,883
Income before extraordinary items$884,0002,999
Extraordinary gains, net$016
Net income$884,0002,997
Minority interest net income$071
Net income of bank and minority interests.$884,0002,998
Net charge-offs$413,000686
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$884,0002,939
2016-03-31 (YTD Data)Rank
Total interest income$2,287,0002,598
Total interest expense$222,0002,645
Net interest income$2,065,0002,566
Provision for loan and lease losses$60,0001,948
Total noninterest income$382,0002,419
Gross Fiduciary activities income$4,000964
Service charges on deposit accounts$168,0001,644
Trading account gains and fees$0142
Additional Noninterest Income$210,0002,557
Total noninterest expense$1,684,0002,641
Salaries and employee benefits$1,039,0002,446
Premises and equipment expense$260,0002,094
Additional noninterest expense$385,0003,310
Pre-tax net operating income$703,0002,477
Securities gains (losses)$02,077
Applicable income taxes$233,0001,710
Income before extraordinary items$470,0002,849
Extraordinary gains, net$012
Net income$470,0002,848
Minority interest net income$062
Net income of bank and minority interests.$470,0002,849
Net charge-offs$106,000978
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$470,0002,803
2015-12-31 (YTD Data)Rank
Total interest income$9,185,0002,553
Total interest expense$900,0002,610
Net interest income$8,285,0002,523
Provision for loan and lease losses$300,0001,890
Total noninterest income$1,486,0002,489
Gross Fiduciary activities income$5,0001,091
Service charges on deposit accounts$722,0001,607
Trading account gains and fees$0159
Additional Noninterest Income$759,0002,715
Total noninterest expense$7,223,0002,506
Salaries and employee benefits$3,960,0002,520
Premises and equipment expense$1,680,0001,378
Additional noninterest expense$1,583,0003,293
Pre-tax net operating income$2,248,0002,803
Securities gains (losses)$123,0001,040
Applicable income taxes$830,0001,762
Income before extraordinary items$1,541,0003,177
Extraordinary gains, net$023
Net income$1,541,0003,178
Minority interest net income$081
Net income of bank and minority interests.$1,541,0003,179
Net charge-offs$301,0001,599
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$-5,418,0006,171
Net operating income$1,461,0503,219
2015-09-30 (YTD Data)Rank
Total interest income$6,857,0002,578
Total interest expense$682,0002,621
Net interest income$6,175,0002,544
Provision for loan and lease losses$300,0001,503
Total noninterest income$1,063,0002,581
Gross Fiduciary activities income$5,0001,047
Service charges on deposit accounts$536,0001,626
Trading account gains and fees$0153
Additional Noninterest Income$522,0002,862
Total noninterest expense$5,210,0002,591
Salaries and employee benefits$2,992,0002,501
Premises and equipment expense$1,068,0001,616
Additional noninterest expense$1,150,0003,372
Pre-tax net operating income$1,728,0002,835
Securities gains (losses)$123,000905
Applicable income taxes$654,0001,763
Income before extraordinary items$1,197,0003,191
Extraordinary gains, net$021
Net income$1,197,0003,190
Minority interest net income$078
Net income of bank and minority interests.$1,197,0003,191
Net charge-offs$245,0001,362
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$-1,869,0006,252
Net operating income$1,117,0503,248
2015-06-30 (YTD Data)Rank
Total interest income$4,565,0002,575
Total interest expense$462,0002,603
Net interest income$4,103,0002,550
Provision for loan and lease losses$300,0001,096
Total noninterest income$682,0002,657
Gross Fiduciary activities income$4,0001,048
Service charges on deposit accounts$338,0001,689
Trading account gains and fees$0157
Additional Noninterest Income$340,0002,886
Total noninterest expense$3,448,0002,628
Salaries and employee benefits$2,002,0002,516
Premises and equipment expense$666,0001,741
Additional noninterest expense$780,0003,349
Pre-tax net operating income$1,037,0002,999
Securities gains (losses)$123,000736
Applicable income taxes$415,0001,817
Income before extraordinary items$745,0003,296
Extraordinary gains, net$022
Net income$745,0003,296
Minority interest net income$075
Net income of bank and minority interests.$745,0003,297
Net charge-offs$279,000953
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$-1,869,0006,332
Net operating income$666,2803,435
2015-03-31 (YTD Data)Rank
Total interest income$2,298,0002,560
Total interest expense$229,0002,641
Net interest income$2,069,0002,517
Provision for loan and lease losses$150,0001,060
Total noninterest income$327,0002,669
Gross Fiduciary activities income$3,0001,013
Service charges on deposit accounts$151,0001,808
Trading account gains and fees$0152
Additional Noninterest Income$173,0002,830
Total noninterest expense$1,771,0002,583
Salaries and employee benefits$1,026,0002,471
Premises and equipment expense$327,0001,798
Additional noninterest expense$418,0003,206
Pre-tax net operating income$475,0003,106
Securities gains (losses)$-8,0006,229
Applicable income taxes$168,0001,991
Income before extraordinary items$299,0003,658
Extraordinary gains, net$013
Net income$299,0003,661
Minority interest net income$064
Net income of bank and minority interests.$299,0003,661
Net charge-offs$256,000605
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$-1,869,0006,409
Net operating income$304,1203,535
2014-12-31 (YTD Data)Rank
Total interest income$9,479,0002,528
Total interest expense$792,0003,054
Net interest income$8,687,0002,440
Provision for loan and lease losses$200,0002,467
Total noninterest income$951,0003,184
Gross Fiduciary activities income$7,0001,100
Service charges on deposit accounts$688,0001,769
Trading account gains and fees$0180
Additional Noninterest Income$256,0004,221
Total noninterest expense$7,572,0002,419
Salaries and employee benefits$4,023,0002,485
Premises and equipment expense$1,646,0001,449
Additional noninterest expense$1,903,0003,001
Pre-tax net operating income$1,866,0003,097
Securities gains (losses)$-517,0006,452
Applicable income taxes$479,0002,241
Income before extraordinary items$870,0004,184
Extraordinary gains, net$017
Net income$870,0004,184
Minority interest net income$084
Net income of bank and minority interests.$870,0004,185
Net charge-offs$168,0002,658
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$-352,0006,463
Net operating income$1,200,8803,578
2014-09-30 (YTD Data)Rank
Total interest income$7,123,0002,536
Total interest expense$588,0003,140
Net interest income$6,535,0002,445
Provision for loan and lease losses$50,0003,379
Total noninterest income$700,0003,245
Gross Fiduciary activities income$6,0001,067
Service charges on deposit accounts$517,0001,777
Trading account gains and fees$0174
Additional Noninterest Income$177,0004,364
Total noninterest expense$5,373,0002,568
Salaries and employee benefits$3,071,0002,437
Premises and equipment expense$898,0001,936
Additional noninterest expense$1,404,0003,036
Pre-tax net operating income$1,812,0002,695
Securities gains (losses)$-517,0006,539
Applicable income taxes$455,0002,056
Income before extraordinary items$840,0003,822
Extraordinary gains, net$015
Net income$840,0003,824
Minority interest net income$081
Net income of bank and minority interests.$840,0003,825
Net charge-offs$164,0002,202
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$-352,0006,555
Net operating income$1,176,0503,149
2014-06-30 (YTD Data)Rank
Total interest income$4,755,0002,524
Total interest expense$403,0003,109
Net interest income$4,352,0002,438
Provision for loan and lease losses$04,196
Total noninterest income$333,0003,831
Gross Fiduciary activities income$3,0001,080
Service charges on deposit accounts$336,0001,798
Trading account gains and fees$0172
Additional Noninterest Income$-6,0006,477
Total noninterest expense$3,662,0002,521
Salaries and employee benefits$2,093,0002,397
Premises and equipment expense$586,0001,989
Additional noninterest expense$983,0002,924
Pre-tax net operating income$1,023,0002,940
Securities gains (losses)$-527,0006,619
Applicable income taxes$168,0002,575
Income before extraordinary items$328,0004,598
Extraordinary gains, net$020
Net income$328,0004,601
Minority interest net income$080
Net income of bank and minority interests.$328,0004,602
Net charge-offs$223,0001,494
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$675,8203,364
2014-03-31 (YTD Data)Rank
Total interest income$2,415,0002,485
Total interest expense$207,0003,092
Net interest income$2,208,0002,388
Provision for loan and lease losses$03,817
Total noninterest income$349,0002,577
Gross Fiduciary activities income$3,0001,038
Service charges on deposit accounts$162,0001,827
Trading account gains and fees$0147
Additional Noninterest Income$184,0002,677
Total noninterest expense$1,944,0002,395
Salaries and employee benefits$1,085,0002,339
Premises and equipment expense$300,0001,982
Additional noninterest expense$559,0002,650
Pre-tax net operating income$613,0002,539
Securities gains (losses)$-507,0006,702
Applicable income taxes$22,0003,447
Income before extraordinary items$84,0005,337
Extraordinary gains, net$016
Net income$84,0005,338
Minority interest net income$066
Net income of bank and minority interests.$84,0005,338
Net charge-offs$302,000707
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$484,5302,588
2013-12-31 (YTD Data)Rank
Total interest income$10,760,0002,258
Total interest expense$1,190,0002,579
Net interest income$9,570,0002,186
Provision for loan and lease losses$775,0001,368
Total noninterest income$1,567,0002,510
Gross Fiduciary activities income$6,0001,153
Service charges on deposit accounts$672,0001,897
Trading account gains and fees$0184
Additional Noninterest Income$889,0002,525
Total noninterest expense$8,395,0002,251
Salaries and employee benefits$4,204,0002,370
Premises and equipment expense$1,882,0001,258
Additional noninterest expense$2,309,0002,652
Pre-tax net operating income$1,967,0002,891
Securities gains (losses)$-462,0006,705
Applicable income taxes$451,0002,268
Income before extraordinary items$1,054,0003,793
Extraordinary gains, net$029
Net income$1,054,0003,797
Minority interest net income$090
Net income of bank and minority interests.$1,054,0003,797
Net charge-offs$1,227,0001,075
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$1,377,4003,258
2013-09-30 (YTD Data)Rank
Total interest income$8,167,0002,247
Total interest expense$958,0002,523
Net interest income$7,209,0002,174
Provision for loan and lease losses$670,0001,232
Total noninterest income$1,164,0002,579
Gross Fiduciary activities income$6,0001,100
Service charges on deposit accounts$496,0001,917
Trading account gains and fees$0180
Additional Noninterest Income$662,0002,591
Total noninterest expense$6,107,0002,310
Salaries and employee benefits$3,147,0002,386
Premises and equipment expense$1,273,0001,411
Additional noninterest expense$1,687,0002,714
Pre-tax net operating income$1,596,0002,814
Securities gains (losses)$-462,0006,831
Applicable income taxes$351,0002,276
Income before extraordinary items$783,0003,864
Extraordinary gains, net$025
Net income$783,0003,867
Minority interest net income$084
Net income of bank and minority interests.$783,0003,867
Net charge-offs$859,0001,115
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,101,7803,172
2013-06-30 (YTD Data)Rank
Total interest income$5,478,0002,236
Total interest expense$679,0002,456
Net interest income$4,799,0002,175
Provision for loan and lease losses$355,0001,486
Total noninterest income$817,0002,530
Gross Fiduciary activities income$5,0001,085
Service charges on deposit accounts$319,0001,942
Trading account gains and fees$0157
Additional Noninterest Income$493,0002,491
Total noninterest expense$4,071,0002,319
Salaries and employee benefits$2,102,0002,392
Premises and equipment expense$817,0001,475
Additional noninterest expense$1,152,0002,632
Pre-tax net operating income$1,190,0002,613
Securities gains (losses)$-82,0006,831
Applicable income taxes$349,0001,870
Income before extraordinary items$759,0003,166
Extraordinary gains, net$022
Net income$759,0003,168
Minority interest net income$082
Net income of bank and minority interests.$759,0003,169
Net charge-offs$454,0001,329
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$815,5802,938
2013-03-31 (YTD Data)Rank
Total interest income$2,748,0002,262
Total interest expense$365,0002,388
Net interest income$2,383,0002,195
Provision for loan and lease losses$150,0001,610
Total noninterest income$506,0002,214
Gross Fiduciary activities income$3,0001,052
Service charges on deposit accounts$155,0001,977
Trading account gains and fees$0148
Additional Noninterest Income$348,0002,023
Total noninterest expense$2,057,0002,310
Salaries and employee benefits$1,065,0002,383
Premises and equipment expense$412,0001,477
Additional noninterest expense$580,0002,626
Pre-tax net operating income$682,0002,318
Securities gains (losses)$01,966
Applicable income taxes$194,0001,751
Income before extraordinary items$488,0002,640
Extraordinary gains, net$010
Net income$488,0002,643
Minority interest net income$076
Net income of bank and minority interests.$488,0002,642
Net charge-offs$284,0001,095
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$488,0002,561
2012-12-31 (YTD Data)Rank
Total interest income$11,270,0002,305
Total interest expense$1,821,0002,315
Net interest income$9,449,0002,267
Provision for loan and lease losses$1,260,0001,500
Total noninterest income$1,345,0002,783
Gross Fiduciary activities income$4,0001,203
Service charges on deposit accounts$651,0002,019
Trading account gains and fees$0166
Additional Noninterest Income$690,0002,916
Total noninterest expense$7,647,0002,469
Salaries and employee benefits$4,117,0002,382
Premises and equipment expense$1,473,0001,604
Additional noninterest expense$2,057,0003,036
Pre-tax net operating income$1,887,0002,918
Securities gains (losses)$-15,0006,763
Applicable income taxes$534,0002,122
Income before extraordinary items$1,338,0003,333
Extraordinary gains, net$029
Net income$1,338,0003,334
Minority interest net income$093
Net income of bank and minority interests.$1,338,0003,334
Net charge-offs$656,0002,294
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$-6,406,0007,073
Net operating income$1,348,6503,182
2012-09-30 (YTD Data)Rank
Total interest income$8,338,0002,381
Total interest expense$1,376,0002,389
Net interest income$6,962,0002,350
Provision for loan and lease losses$945,0001,501
Total noninterest income$958,0002,866
Gross Fiduciary activities income$4,0001,161
Service charges on deposit accounts$474,0002,084
Trading account gains and fees$0157
Additional Noninterest Income$480,0003,011
Total noninterest expense$5,663,0002,503
Salaries and employee benefits$3,087,0002,388
Premises and equipment expense$1,089,0001,632
Additional noninterest expense$1,487,0003,140
Pre-tax net operating income$1,312,0003,135
Securities gains (losses)$03,575
Applicable income taxes$310,0002,431
Income before extraordinary items$1,002,0003,436
Extraordinary gains, net$020
Net income$1,002,0003,436
Minority interest net income$086
Net income of bank and minority interests.$1,002,0003,438
Net charge-offs$413,0002,423
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$1,002,0003,277
2012-06-30 (YTD Data)Rank
Total interest income$5,507,0002,411
Total interest expense$923,0002,459
Net interest income$4,584,0002,380
Provision for loan and lease losses$630,0001,518
Total noninterest income$612,0002,900
Gross Fiduciary activities income$3,0001,149
Service charges on deposit accounts$299,0002,169
Trading account gains and fees$0153
Additional Noninterest Income$310,0003,025
Total noninterest expense$3,744,0002,526
Salaries and employee benefits$2,048,0002,404
Premises and equipment expense$699,0001,692
Additional noninterest expense$997,0003,128
Pre-tax net operating income$822,0003,226
Securities gains (losses)$03,178
Applicable income taxes$186,0002,507
Income before extraordinary items$636,0003,520
Extraordinary gains, net$019
Net income$636,0003,521
Minority interest net income$084
Net income of bank and minority interests.$636,0003,521
Net charge-offs$340,0002,187
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$636,0003,351
2012-03-31 (YTD Data)Rank
Total interest income$2,702,0002,485
Total interest expense$468,0002,528
Net interest income$2,234,0002,445
Provision for loan and lease losses$315,0001,452
Total noninterest income$307,0002,917
Gross Fiduciary activities income$2,0001,093
Service charges on deposit accounts$139,0002,273
Trading account gains and fees$0148
Additional Noninterest Income$166,0002,922
Total noninterest expense$1,794,0002,607
Salaries and employee benefits$1,033,0002,401
Premises and equipment expense$319,0001,867
Additional noninterest expense$442,0003,403
Pre-tax net operating income$432,0003,167
Securities gains (losses)$02,210
Applicable income taxes$87,0002,573
Income before extraordinary items$345,0003,381
Extraordinary gains, net$019
Net income$345,0003,384
Minority interest net income$078
Net income of bank and minority interests.$345,0003,384
Net charge-offs$134,0002,190
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$345,0003,215
2011-12-31 (YTD Data)Rank
Total interest income$10,405,0002,672
Total interest expense$2,200,0002,568
Net interest income$8,205,0002,666
Provision for loan and lease losses$900,0002,561
Total noninterest income$1,151,0002,881
Gross Fiduciary activities income$8,0001,120
Service charges on deposit accounts$554,0002,371
Trading account gains and fees$0146
Additional Noninterest Income$589,0002,882
Total noninterest expense$7,384,0002,543
Salaries and employee benefits$3,628,0002,660
Premises and equipment expense$2,083,0001,200
Additional noninterest expense$1,673,0003,587
Pre-tax net operating income$1,072,0003,586
Securities gains (losses)$379,000968
Applicable income taxes$308,0002,506
Income before extraordinary items$1,143,0003,281
Extraordinary gains, net$029
Net income$1,143,0003,284
Minority interest net income$096
Net income of bank and minority interests.$1,143,0003,284
Net charge-offs$327,0003,704
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$843,5903,737
2011-09-30 (YTD Data)Rank
Total interest income$7,716,0002,719
Total interest expense$1,692,0002,606
Net interest income$6,024,0002,728
Provision for loan and lease losses$750,0002,344
Total noninterest income$829,0002,937
Gross Fiduciary activities income$7,0001,070
Service charges on deposit accounts$403,0002,447
Trading account gains and fees$0145
Additional Noninterest Income$419,0002,958
Total noninterest expense$4,858,0002,868
Salaries and employee benefits$2,695,0002,686
Premises and equipment expense$946,0001,986
Additional noninterest expense$1,217,0003,656
Pre-tax net operating income$1,245,0002,934
Securities gains (losses)$130,0001,550
Applicable income taxes$335,0002,153
Income before extraordinary items$1,040,0002,985
Extraordinary gains, net$021
Net income$1,040,0002,987
Minority interest net income$087
Net income of bank and minority interests.$1,040,0002,987
Net charge-offs$-2,0006,766
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$941,2003,088
2011-06-30 (YTD Data)Rank
Total interest income$5,100,0002,761
Total interest expense$1,171,0002,614
Net interest income$3,929,0002,784
Provision for loan and lease losses$600,0002,044
Total noninterest income$521,0003,037
Gross Fiduciary activities income$6,0001,059
Service charges on deposit accounts$252,0002,545
Trading account gains and fees$0153
Additional Noninterest Income$263,0003,084
Total noninterest expense$3,202,0002,919
Salaries and employee benefits$1,772,0002,728
Premises and equipment expense$604,0002,090
Additional noninterest expense$826,0003,663
Pre-tax net operating income$648,0003,319
Securities gains (losses)$02,914
Applicable income taxes$108,0002,808
Income before extraordinary items$540,0003,424
Extraordinary gains, net$015
Net income$540,0003,425
Minority interest net income$089
Net income of bank and minority interests.$540,0003,425
Net charge-offs$51,0004,427
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$540,0003,324
2011-03-31 (YTD Data)Rank
Total interest income$2,503,0002,821
Total interest expense$615,0002,582
Net interest income$1,888,0002,862
Provision for loan and lease losses$300,0001,892
Total noninterest income$269,0003,024
Gross Fiduciary activities income$6,000985
Service charges on deposit accounts$116,0002,672
Trading account gains and fees$0158
Additional Noninterest Income$147,0002,939
Total noninterest expense$1,647,0002,852
Salaries and employee benefits$883,0002,754
Premises and equipment expense$329,0001,957
Additional noninterest expense$435,0003,541
Pre-tax net operating income$210,0004,157
Securities gains (losses)$01,772
Applicable income taxes$-2,0006,910
Income before extraordinary items$212,0003,885
Extraordinary gains, net$09
Net income$212,0003,884
Minority interest net income$086
Net income of bank and minority interests.$212,0003,885
Net charge-offs$28,0003,816
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$212,0003,834
2010-12-31 (YTD Data)Rank
Total interest income$10,331,0002,875
Total interest expense$2,839,0002,718
Net interest income$7,492,0002,900
Provision for loan and lease losses$600,0003,834
Total noninterest income$1,225,0002,884
Gross Fiduciary activities income$15,0001,101
Service charges on deposit accounts$531,0002,533
Trading account gains and fees$0175
Additional Noninterest Income$679,0002,734
Total noninterest expense$6,379,0002,955
Salaries and employee benefits$3,181,0002,966
Premises and equipment expense$1,484,0001,722
Additional noninterest expense$1,714,0003,657
Pre-tax net operating income$1,738,0002,489
Securities gains (losses)$03,793
Applicable income taxes$226,0002,625
Income before extraordinary items$1,512,0002,502
Extraordinary gains, net$029
Net income$1,512,0002,499
Minority interest net income$0111
Net income of bank and minority interests.$1,512,0002,504
Net charge-offs$846,0002,913
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$1,512,0002,407
2010-09-30 (YTD Data)Rank
Total interest income$7,780,0002,923
Total interest expense$2,178,0002,774
Net interest income$5,602,0002,945
Provision for loan and lease losses$450,0003,704
Total noninterest income$948,0002,831
Gross Fiduciary activities income$15,0001,047
Service charges on deposit accounts$394,0002,618
Trading account gains and fees$0165
Additional Noninterest Income$539,0002,640
Total noninterest expense$4,550,0003,086
Salaries and employee benefits$2,378,0002,990
Premises and equipment expense$894,0002,140
Additional noninterest expense$1,278,0003,645
Pre-tax net operating income$1,550,0002,315
Securities gains (losses)$03,651
Applicable income taxes$266,0002,263
Income before extraordinary items$1,284,0002,428
Extraordinary gains, net$023
Net income$1,284,0002,424
Minority interest net income$0110
Net income of bank and minority interests.$1,284,0002,428
Net charge-offs$596,0002,841
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$1,284,0002,302
2010-06-30 (YTD Data)Rank
Total interest income$5,155,0002,972
Total interest expense$1,469,0002,843
Net interest income$3,686,0002,977
Provision for loan and lease losses$300,0003,591
Total noninterest income$625,0002,792
Gross Fiduciary activities income$4,0001,162
Service charges on deposit accounts$260,0002,640
Trading account gains and fees$0152
Additional Noninterest Income$361,0002,566
Total noninterest expense$2,985,0003,128
Salaries and employee benefits$1,587,0002,988
Premises and equipment expense$617,0002,100
Additional noninterest expense$781,0003,852
Pre-tax net operating income$1,026,0002,327
Securities gains (losses)$03,184
Applicable income taxes$161,0002,343
Income before extraordinary items$865,0002,365
Extraordinary gains, net$019
Net income$865,0002,361
Minority interest net income$0105
Net income of bank and minority interests.$865,0002,364
Net charge-offs$537,0002,362
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$865,0002,270
2010-03-31 (YTD Data)Rank
Total interest income$2,575,0003,024
Total interest expense$760,0002,879
Net interest income$1,815,0003,049
Provision for loan and lease losses$150,0003,336
Total noninterest income$222,0003,440
Gross Fiduciary activities income$3,0001,105
Service charges on deposit accounts$126,0002,692
Trading account gains and fees$0175
Additional Noninterest Income$93,0003,649
Total noninterest expense$1,553,0003,061
Salaries and employee benefits$807,0002,992
Premises and equipment expense$357,0001,889
Additional noninterest expense$389,0003,861
Pre-tax net operating income$334,0003,179
Securities gains (losses)$02,284
Applicable income taxes$3,0004,254
Income before extraordinary items$331,0002,942
Extraordinary gains, net$016
Net income$331,0002,938
Minority interest net income$091
Net income of bank and minority interests.$331,0002,942
Net charge-offs$225,0002,308
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$331,0002,828
2009-12-31 (YTD Data)Rank
Total interest income$10,778,0003,038
Total interest expense$3,359,0003,148
Net interest income$7,419,0002,912
Provision for loan and lease losses$800,0003,838
Total noninterest income$1,048,0003,245
Gross Fiduciary activities income$12,0001,158
Service charges on deposit accounts$585,0002,585
Trading account gains and fees$0211
Additional Noninterest Income$451,0003,372
Total noninterest expense$6,487,0002,986
Salaries and employee benefits$2,932,0003,249
Premises and equipment expense$1,008,0002,554
Additional noninterest expense$2,547,0002,700
Pre-tax net operating income$1,180,0002,741
Securities gains (losses)$357,0001,091
Applicable income taxes$152,0002,592
Income before extraordinary items$1,385,0002,240
Extraordinary gains, net$034
Net income$1,385,0002,238
Minority interest net income$0115
Net income of bank and minority interests.$1,385,0002,239
Net charge-offs$789,0003,193
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$-73,0007,933
Net operating income$1,063,7002,627
2009-09-30 (YTD Data)Rank
Total interest income$7,724,0003,216
Total interest expense$2,497,0003,295
Net interest income$5,227,0003,071
Provision for loan and lease losses$650,0003,400
Total noninterest income$758,0003,380
Gross Fiduciary activities income$9,0001,132
Service charges on deposit accounts$433,0002,613
Trading account gains and fees$0212
Additional Noninterest Income$316,0003,541
Total noninterest expense$4,596,0003,135
Salaries and employee benefits$2,191,0003,285
Premises and equipment expense$712,0002,736
Additional noninterest expense$1,693,0002,982
Pre-tax net operating income$739,0003,228
Securities gains (losses)$375,000849
Applicable income taxes$66,0003,156
Income before extraordinary items$1,048,0002,410
Extraordinary gains, net$027
Net income$1,048,0002,408
Minority interest net income$0118
Net income of bank and minority interests.$1,048,0002,411
Net charge-offs$705,0002,626
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$-73,0008,038
Net operating income$695,5003,052
2009-06-30 (YTD Data)Rank
Total interest income$4,947,0003,343
Total interest expense$1,640,0003,441
Net interest income$3,307,0003,189
Provision for loan and lease losses$500,0002,961
Total noninterest income$526,0003,299
Gross Fiduciary activities income$8,0001,104
Service charges on deposit accounts$265,0002,742
Trading account gains and fees$0193
Additional Noninterest Income$253,0003,278
Total noninterest expense$2,780,0003,426
Salaries and employee benefits$1,468,0003,295
Premises and equipment expense$420,0003,057
Additional noninterest expense$892,0003,579
Pre-tax net operating income$553,0003,140
Securities gains (losses)$375,000633
Applicable income taxes$77,0002,829
Income before extraordinary items$851,0002,137
Extraordinary gains, net$021
Net income$851,0002,134
Minority interest net income$0112
Net income of bank and minority interests.$851,0002,136
Net charge-offs$610,0002,113
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$506,0002,967
2009-03-31 (YTD Data)Rank
Total interest income$2,391,0003,457
Total interest expense$793,0003,641
Net interest income$1,598,0003,271
Provision for loan and lease losses$150,0003,210
Total noninterest income$243,0003,439
Gross Fiduciary activities income$4,0001,095
Service charges on deposit accounts$117,0002,942
Trading account gains and fees$0171
Additional Noninterest Income$122,0003,328
Total noninterest expense$1,340,0003,454
Salaries and employee benefits$698,0003,475
Premises and equipment expense$252,0002,661
Additional noninterest expense$390,0003,650
Pre-tax net operating income$351,0003,069
Securities gains (losses)$375,000432
Applicable income taxes$126,0001,949
Income before extraordinary items$600,0001,800
Extraordinary gains, net$015
Net income$600,0001,801
Minority interest net income$0102
Net income of bank and minority interests.$600,0001,802
Net charge-offs$208,0002,099
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$288,7503,051
2008-12-31 (YTD Data)Rank
Total interest income$10,950,0003,300
Total interest expense$4,250,0003,358
Net interest income$6,700,0003,181
Provision for loan and lease losses$680,0003,289
Total noninterest income$964,0003,491
Gross Fiduciary activities income$3,0001,325
Service charges on deposit accounts$510,0002,965
Trading account gains and fees$0154
Additional Noninterest Income$451,0003,372
Total noninterest expense$5,105,0003,504
Salaries and employee benefits$2,686,0003,561
Premises and equipment expense$990,0002,649
Additional noninterest expense$1,429,0003,757
Pre-tax net operating income$1,879,0002,577
Securities gains (losses)$187,000749
Applicable income taxes$543,0001,764
Income before extraordinary items$1,523,0002,489
Extraordinary gains, net$039
Net income$1,523,0002,488
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$121,0004,738
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$1,384,6202,808
2008-09-30 (YTD Data)Rank
Total interest income$8,320,0003,308
Total interest expense$3,334,0003,359
Net interest income$4,986,0003,227
Provision for loan and lease losses$330,0003,386
Total noninterest income$763,0003,452
Gross Fiduciary activities income$3,0001,278
Service charges on deposit accounts$385,0002,983
Trading account gains and fees$0148
Additional Noninterest Income$375,0003,290
Total noninterest expense$3,747,0003,555
Salaries and employee benefits$2,032,0003,568
Premises and equipment expense$591,0003,228
Additional noninterest expense$1,124,0003,540
Pre-tax net operating income$1,672,0002,626
Securities gains (losses)$03,106
Applicable income taxes$445,0002,037
Income before extraordinary items$1,227,0002,715
Extraordinary gains, net$031
Net income$1,227,0002,711
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-28,0008,117
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,227,0002,856
2008-06-30 (YTD Data)Rank
Total interest income$5,535,0003,375
Total interest expense$2,324,0003,366
Net interest income$3,211,0003,310
Provision for loan and lease losses$200,0003,141
Total noninterest income$479,0003,602
Gross Fiduciary activities income$2,0001,285
Service charges on deposit accounts$244,0003,068
Trading account gains and fees$0149
Additional Noninterest Income$233,0003,475
Total noninterest expense$2,472,0003,599
Salaries and employee benefits$1,396,0003,519
Premises and equipment expense$356,0003,508
Additional noninterest expense$720,0003,639
Pre-tax net operating income$1,018,0002,912
Securities gains (losses)$03,233
Applicable income taxes$268,0002,346
Income before extraordinary items$750,0003,184
Extraordinary gains, net$021
Net income$750,0003,185
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-52,0008,272
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$750,0003,133
2008-03-31 (YTD Data)Rank
Total interest income$2,783,0003,441
Total interest expense$1,245,0003,367
Net interest income$1,538,0003,426
Provision for loan and lease losses$80,0003,055
Total noninterest income$266,0003,382
Gross Fiduciary activities income$2,0001,203
Service charges on deposit accounts$111,0003,231
Trading account gains and fees$0158
Additional Noninterest Income$153,0002,999
Total noninterest expense$1,379,0003,301
Salaries and employee benefits$713,0003,498
Premises and equipment expense$216,0003,010
Additional noninterest expense$450,0002,972
Pre-tax net operating income$345,0003,848
Securities gains (losses)$02,688
Applicable income taxes$74,0003,138
Income before extraordinary items$271,0004,030
Extraordinary gains, net$015
Net income$271,0004,032
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-21,0008,150
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$271,0003,942
2007-12-31 (YTD Data)Rank
Total interest income$11,345,0003,436
Total interest expense$5,683,0003,141
Net interest income$5,662,0003,657
Provision for loan and lease losses$120,0004,617
Total noninterest income$905,0003,740
Gross Fiduciary activities income$3,0001,373
Service charges on deposit accounts$504,0003,039
Trading account gains and fees$0178
Additional Noninterest Income$398,0003,744
Total noninterest expense$4,604,0003,696
Salaries and employee benefits$2,582,0003,630
Premises and equipment expense$892,0002,824
Additional noninterest expense$1,130,0004,243
Pre-tax net operating income$1,843,0003,500
Securities gains (losses)$179,000468
Applicable income taxes$620,0002,457
Income before extraordinary items$1,402,0003,582
Extraordinary gains, net$039
Net income$1,402,0003,581
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$136,0003,346
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$1,278,4903,792
2007-09-30 (YTD Data)Rank
Total interest income$8,484,0003,457
Total interest expense$4,355,0003,088
Net interest income$4,129,0003,749
Provision for loan and lease losses$06,528
Total noninterest income$660,0003,811
Gross Fiduciary activities income$3,0001,319
Service charges on deposit accounts$379,0003,026
Trading account gains and fees$0184
Additional Noninterest Income$278,0003,896
Total noninterest expense$3,336,0003,778
Salaries and employee benefits$1,942,0003,611
Premises and equipment expense$608,0003,039
Additional noninterest expense$786,0004,423
Pre-tax net operating income$1,453,0003,542
Securities gains (losses)$-10,0007,777
Applicable income taxes$441,0002,695
Income before extraordinary items$1,002,0003,887
Extraordinary gains, net$033
Net income$1,002,0003,886
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-146,0008,429
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$1,008,9003,864
2007-06-30 (YTD Data)Rank
Total interest income$5,619,0003,486
Total interest expense$2,919,0003,072
Net interest income$2,700,0003,823
Provision for loan and lease losses$06,209
Total noninterest income$437,0003,831
Gross Fiduciary activities income$2,0001,311
Service charges on deposit accounts$248,0003,050
Trading account gains and fees$0168
Additional Noninterest Income$187,0003,909
Total noninterest expense$2,249,0003,767
Salaries and employee benefits$1,293,0003,652
Premises and equipment expense$415,0003,009
Additional noninterest expense$541,0004,325
Pre-tax net operating income$888,0003,791
Securities gains (losses)$-10,0007,993
Applicable income taxes$259,0002,916
Income before extraordinary items$619,0004,095
Extraordinary gains, net$029
Net income$619,0004,095
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$191,0001,390
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$626,1004,063
2007-03-31 (YTD Data)Rank
Total interest income$2,793,0003,476
Total interest expense$1,447,0003,079
Net interest income$1,346,0003,823
Provision for loan and lease losses$05,779
Total noninterest income$205,0003,956
Gross Fiduciary activities income$1,0001,263
Service charges on deposit accounts$113,0003,201
Trading account gains and fees$0195
Additional Noninterest Income$91,0003,941
Total noninterest expense$1,153,0003,680
Salaries and employee benefits$640,0003,705
Premises and equipment expense$251,0002,582
Additional noninterest expense$262,0004,385
Pre-tax net operating income$398,0004,005
Securities gains (losses)$01,187
Applicable income taxes$108,0003,167
Income before extraordinary items$290,0004,260
Extraordinary gains, net$022
Net income$290,0004,262
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-139,0008,546
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$290,0004,237
2006-12-31 (YTD Data)Rank
Total interest income$10,222,0003,512
Total interest expense$5,138,0002,966
Net interest income$5,084,0003,955
Provision for loan and lease losses$06,850
Total noninterest income$807,0004,026
Gross Fiduciary activities income$5,0001,355
Service charges on deposit accounts$472,0003,182
Trading account gains and fees$0130
Additional Noninterest Income$330,0004,115
Total noninterest expense$4,340,0003,734
Salaries and employee benefits$2,303,0003,850
Premises and equipment expense$841,0002,870
Additional noninterest expense$1,196,0003,949
Pre-tax net operating income$1,551,0004,216
Securities gains (losses)$-726,0008,552
Applicable income taxes$60,0005,326
Income before extraordinary items$765,0005,308
Extraordinary gains, net$051
Net income$765,0005,310
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-262,0008,609
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$1,440,1803,845
2006-09-30 (YTD Data)Rank
Total interest income$7,516,0003,540
Total interest expense$3,686,0002,991
Net interest income$3,830,0003,972
Provision for loan and lease losses$06,685
Total noninterest income$562,0004,219
Gross Fiduciary activities income$5,0001,291
Service charges on deposit accounts$348,0003,234
Trading account gains and fees$0126
Additional Noninterest Income$209,0004,447
Total noninterest expense$3,158,0003,826
Salaries and employee benefits$1,700,0003,883
Premises and equipment expense$601,0002,996
Additional noninterest expense$857,0004,056
Pre-tax net operating income$1,234,0004,229
Securities gains (losses)$-726,0008,656
Applicable income taxes$-8,0008,407
Income before extraordinary items$516,0005,688
Extraordinary gains, net$045
Net income$516,0005,690
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-252,0008,659
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$1,242,0003,630
2006-06-30 (YTD Data)Rank
Total interest income$4,820,0003,597
Total interest expense$2,305,0003,036
Net interest income$2,515,0004,026
Provision for loan and lease losses$06,419
Total noninterest income$460,0003,718
Gross Fiduciary activities income$4,0001,273
Service charges on deposit accounts$228,0003,249
Trading account gains and fees$0126
Additional Noninterest Income$228,0003,485
Total noninterest expense$2,122,0003,809
Salaries and employee benefits$1,113,0003,962
Premises and equipment expense$417,0002,891
Additional noninterest expense$592,0003,956
Pre-tax net operating income$853,0004,175
Securities gains (losses)$-676,0008,715
Applicable income taxes$-98,0008,632
Income before extraordinary items$275,0006,187
Extraordinary gains, net$039
Net income$275,0006,187
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-303,0008,711
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$951,0003,321
2006-03-31 (YTD Data)Rank
Total interest income$2,342,0003,610
Total interest expense$1,081,0003,060
Net interest income$1,261,0004,021
Provision for loan and lease losses$06,013
Total noninterest income$216,0003,811
Gross Fiduciary activities income$2,0001,247
Service charges on deposit accounts$106,0003,341
Trading account gains and fees$0115
Additional Noninterest Income$108,0003,577
Total noninterest expense$1,098,0003,732
Salaries and employee benefits$576,0003,875
Premises and equipment expense$232,0002,649
Additional noninterest expense$290,0004,009
Pre-tax net operating income$379,0004,395
Securities gains (losses)$-188,0008,707
Applicable income taxes$-22,0008,581
Income before extraordinary items$213,0005,215
Extraordinary gains, net$021
Net income$213,0005,214
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$271,000502
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$401,0003,693
2005-12-31 (YTD Data)Rank
Total interest income$9,136,0003,384
Total interest expense$3,785,0002,769
Net interest income$5,351,0003,763
Provision for loan and lease losses$350,0002,522
Total noninterest income$825,0003,983
Gross Fiduciary activities income$9,0001,311
Service charges on deposit accounts$477,0003,149
Trading account gains and fees$0138
Additional Noninterest Income$339,0004,090
Total noninterest expense$4,062,0003,825
Salaries and employee benefits$2,049,0004,061
Premises and equipment expense$825,0002,820
Additional noninterest expense$1,188,0003,898
Pre-tax net operating income$1,764,0004,005
Securities gains (losses)$-25,0007,924
Applicable income taxes$199,0004,677
Income before extraordinary items$1,540,0003,718
Extraordinary gains, net$046
Net income$1,540,0003,719
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$218,0002,172
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$1,562,2503,663
2005-09-30 (YTD Data)Rank
Total interest income$6,838,0003,332
Total interest expense$2,731,0002,735
Net interest income$4,107,0003,679
Provision for loan and lease losses$350,0001,932
Total noninterest income$616,0003,998
Gross Fiduciary activities income$8,0001,254
Service charges on deposit accounts$356,0003,167
Trading account gains and fees$0126
Additional Noninterest Income$252,0004,119
Total noninterest expense$3,005,0003,830
Salaries and employee benefits$1,529,0004,031
Premises and equipment expense$558,0003,058
Additional noninterest expense$918,0003,742
Pre-tax net operating income$1,368,0003,993
Securities gains (losses)$-25,0008,266
Applicable income taxes$150,0004,802
Income before extraordinary items$1,193,0003,671
Extraordinary gains, net$035
Net income$1,193,0003,672
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$226,0001,549
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$1,215,2503,598
2005-06-30 (YTD Data)Rank
Total interest income$4,587,0003,260
Total interest expense$1,721,0002,722
Net interest income$2,866,0003,526
Provision for loan and lease losses$300,0001,505
Total noninterest income$386,0004,142
Gross Fiduciary activities income$7,0001,215
Service charges on deposit accounts$234,0003,165
Trading account gains and fees$0116
Additional Noninterest Income$145,0004,399
Total noninterest expense$1,965,0003,861
Salaries and employee benefits$1,025,0004,000
Premises and equipment expense$377,0003,002
Additional noninterest expense$563,0003,995
Pre-tax net operating income$987,0003,747
Securities gains (losses)$48,000795
Applicable income taxes$130,0004,458
Income before extraordinary items$905,0003,342
Extraordinary gains, net$030
Net income$905,0003,344
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$340,000809
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$863,2403,410
2005-03-31 (YTD Data)Rank
Total interest income$2,331,0003,191
Total interest expense$836,0002,681
Net interest income$1,495,0003,425
Provision for loan and lease losses$225,0001,003
Total noninterest income$193,0004,061
Gross Fiduciary activities income$5,0001,162
Service charges on deposit accounts$113,0003,173
Trading account gains and fees$0115
Additional Noninterest Income$75,0004,317
Total noninterest expense$1,030,0003,760
Salaries and employee benefits$520,0003,977
Premises and equipment expense$212,0002,724
Additional noninterest expense$298,0003,818
Pre-tax net operating income$433,0004,062
Securities gains (losses)$81,000419
Applicable income taxes$70,0004,289
Income before extraordinary items$444,0003,346
Extraordinary gains, net$024
Net income$444,0003,347
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$271,000555
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$374,3403,748
2004-12-31 (YTD Data)Rank
Total interest income$9,430,0002,983
Total interest expense$3,207,0002,478
Net interest income$6,223,0003,198
Provision for loan and lease losses$575,0001,740
Total noninterest income$1,029,0003,470
Gross Fiduciary activities income$8,0001,352
Service charges on deposit accounts$471,0003,276
Trading account gains and fees$0138
Additional Noninterest Income$550,0003,130
Total noninterest expense$3,797,0003,906
Salaries and employee benefits$1,942,0004,095
Premises and equipment expense$840,0002,671
Additional noninterest expense$1,015,0004,288
Pre-tax net operating income$2,880,0002,681
Securities gains (losses)$-22,0008,407
Applicable income taxes$611,0002,999
Income before extraordinary items$2,247,0002,647
Extraordinary gains, net$034
Net income$2,247,0002,650
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$538,0001,264
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$-77,0008,893
Net operating income$2,264,3802,578
2004-09-30 (YTD Data)Rank
Total interest income$7,006,0002,970
Total interest expense$2,389,0002,456
Net interest income$4,617,0003,219
Provision for loan and lease losses$300,0002,260
Total noninterest income$819,0003,346
Gross Fiduciary activities income$3,0001,390
Service charges on deposit accounts$355,0003,291
Trading account gains and fees$0134
Additional Noninterest Income$461,0002,941
Total noninterest expense$2,844,0003,875
Salaries and employee benefits$1,479,0003,994
Premises and equipment expense$619,0002,707
Additional noninterest expense$746,0004,308
Pre-tax net operating income$2,292,0002,571
Securities gains (losses)$54,0001,604
Applicable income taxes$534,0002,791
Income before extraordinary items$1,812,0002,549
Extraordinary gains, net$026
Net income$1,812,0002,551
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$258,0001,594
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$-77,0008,970
Net operating income$1,770,4202,522
2004-06-30 (YTD Data)Rank
Total interest income$4,637,0002,986
Total interest expense$1,593,0002,440
Net interest income$3,044,0003,244
Provision for loan and lease losses$175,0002,464
Total noninterest income$625,0003,085
Gross Fiduciary activities income$3,0001,346
Service charges on deposit accounts$232,0003,306
Trading account gains and fees$0130
Additional Noninterest Income$390,0002,551
Total noninterest expense$1,904,0003,895
Salaries and employee benefits$1,004,0003,959
Premises and equipment expense$424,0002,647
Additional noninterest expense$476,0004,487
Pre-tax net operating income$1,590,0002,464
Securities gains (losses)$54,0001,410
Applicable income taxes$388,0002,616
Income before extraordinary items$1,256,0002,427
Extraordinary gains, net$021
Net income$1,256,0002,428
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-125,0008,922
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,214,9602,436
2004-03-31 (YTD Data)Rank
Total interest income$2,301,0003,012
Total interest expense$794,0002,464
Net interest income$1,507,0003,244
Provision for loan and lease losses$100,0002,105
Total noninterest income$428,0002,424
Gross Fiduciary activities income$1,0001,344
Service charges on deposit accounts$110,0003,351
Trading account gains and fees$0121
Additional Noninterest Income$317,0001,816
Total noninterest expense$1,055,0003,606
Salaries and employee benefits$528,0003,833
Premises and equipment expense$242,0002,382
Additional noninterest expense$285,0003,900
Pre-tax net operating income$780,0002,468
Securities gains (losses)$13,0001,918
Applicable income taxes$184,0002,710
Income before extraordinary items$609,0002,460
Extraordinary gains, net$016
Net income$609,0002,461
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0003,876
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$598,9902,422
2003-12-31 (YTD Data)Rank
Total interest income$10,314,0002,747
Total interest expense$3,761,0002,357
Net interest income$6,553,0002,930
Provision for loan and lease losses$07,651
Total noninterest income$757,0004,358
Gross Fiduciary activities income$3,0001,497
Service charges on deposit accounts$480,0003,195
Trading account gains and fees$0160
Additional Noninterest Income$274,0004,677
Total noninterest expense$3,997,0003,723
Salaries and employee benefits$1,933,0004,045
Premises and equipment expense$1,193,0001,917
Additional noninterest expense$871,0004,754
Pre-tax net operating income$3,313,0002,309
Securities gains (losses)$-41,0008,940
Applicable income taxes$781,0002,582
Income before extraordinary items$2,491,0002,380
Extraordinary gains, net$054
Net income$2,491,0002,383
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$187,0002,991
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,522,1602,252
2003-09-30 (YTD Data)Rank
Total interest income$7,757,0002,781
Total interest expense$2,934,0002,348
Net interest income$4,823,0003,002
Provision for loan and lease losses$07,481
Total noninterest income$627,0004,182
Gross Fiduciary activities income$3,0001,448
Service charges on deposit accounts$356,0003,234
Trading account gains and fees$0153
Additional Noninterest Income$268,0004,251
Total noninterest expense$2,859,0003,840
Salaries and employee benefits$1,464,0004,000
Premises and equipment expense$774,0002,210
Additional noninterest expense$621,0004,887
Pre-tax net operating income$2,591,0002,310
Securities gains (losses)$-41,0009,065
Applicable income taxes$624,0002,589
Income before extraordinary items$1,926,0002,420
Extraordinary gains, net$040
Net income$1,926,0002,419
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$220,0002,076
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,957,1602,264
2003-06-30 (YTD Data)Rank
Total interest income$5,238,0002,770
Total interest expense$2,094,0002,258
Net interest income$3,144,0003,053
Provision for loan and lease losses$07,324
Total noninterest income$388,0004,330
Gross Fiduciary activities income$3,0001,400
Service charges on deposit accounts$230,0003,273
Trading account gains and fees$0150
Additional Noninterest Income$155,0004,517
Total noninterest expense$1,789,0004,018
Salaries and employee benefits$985,0003,965
Premises and equipment expense$399,0002,774
Additional noninterest expense$405,0004,968
Pre-tax net operating income$1,743,0002,300
Securities gains (losses)$03,782
Applicable income taxes$424,0002,583
Income before extraordinary items$1,319,0002,354
Extraordinary gains, net$030
Net income$1,319,0002,352
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-72,0009,066
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,319,0002,228
2003-03-31 (YTD Data)Rank
Total interest income$2,644,0002,759
Total interest expense$1,106,0002,207
Net interest income$1,538,0003,106
Provision for loan and lease losses$06,934
Total noninterest income$182,0004,388
Gross Fiduciary activities income$1,0001,409
Service charges on deposit accounts$111,0003,288
Trading account gains and fees$0134
Additional Noninterest Income$70,0004,607
Total noninterest expense$933,0003,877
Salaries and employee benefits$505,0003,867
Premises and equipment expense$219,0002,553
Additional noninterest expense$209,0004,798
Pre-tax net operating income$787,0002,508
Securities gains (losses)$02,891
Applicable income taxes$184,0002,846
Income before extraordinary items$603,0002,538
Extraordinary gains, net$021
Net income$603,0002,535
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-12,0008,659
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$603,0002,398
2002-12-31 (YTD Data)Rank
Total interest income$11,721,0002,611
Total interest expense$5,719,0001,984
Net interest income$6,002,0003,137
Provision for loan and lease losses$750,0001,730
Total noninterest income$1,055,0003,359
Gross Fiduciary activities income$3,0001,565
Service charges on deposit accounts$470,0003,129
Trading account gains and fees$0153
Additional Noninterest Income$582,0003,021
Total noninterest expense$3,442,0004,024
Salaries and employee benefits$1,824,0004,040
Premises and equipment expense$724,0002,916
Additional noninterest expense$894,0004,566
Pre-tax net operating income$2,865,0002,592
Securities gains (losses)$28,0002,890
Applicable income taxes$693,0002,868
Income before extraordinary items$2,200,0002,608
Extraordinary gains, net$070
Net income$2,200,0002,607
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$959,0001,007
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,178,7202,535
2001-12-31 (YTD Data)Rank
Total interest income$12,909,0002,641
Total interest expense$8,343,0001,940
Net interest income$4,566,0003,704
Provision for loan and lease losses$150,0004,756
Total noninterest income$907,0003,556
Gross Fiduciary activities income$3,0001,597
Service charges on deposit accounts$461,0003,039
Trading account gains and fees$0177
Additional Noninterest Income$443,0003,343
Total noninterest expense$3,120,0004,207
Salaries and employee benefits$1,706,0004,092
Premises and equipment expense$621,0003,279
Additional noninterest expense$793,0004,809
Pre-tax net operating income$2,203,0002,951
Securities gains (losses)$5,0003,927
Applicable income taxes$467,0003,443
Income before extraordinary items$1,741,0002,873
Extraordinary gains, net$0105
Net income$1,741,0002,876
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-142,0009,534
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$1,737,0502,793
2000-12-31 (YTD Data)Rank
Total interest income$11,593,0002,979
Total interest expense$7,610,0002,237
Net interest income$3,983,0004,193
Provision for loan and lease losses$100,0005,274
Total noninterest income$831,0003,570
Gross Fiduciary activities income$12,0001,200
Service charges on deposit accounts$432,0003,046
Trading account gains and fees$0180
Additional Noninterest Income$387,0003,430
Total noninterest expense$3,325,0003,880
Salaries and employee benefits$1,551,0004,244
Premises and equipment expense$524,0003,650
Additional noninterest expense$1,250,0003,293
Pre-tax net operating income$1,389,0004,299
Securities gains (losses)$-41,0009,106
Applicable income taxes$172,0005,693
Income before extraordinary items$1,176,0003,916
Extraordinary gains, net$038
Net income$1,176,0003,917
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$186,0002,511
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,211,6703,825
1999-12-31 (YTD Data)Rank
Total interest income$10,306,0003,132
Total interest expense$6,451,0002,287
Net interest income$3,855,0004,309
Provision for loan and lease losses$425,0001,996
Total noninterest income$676,0004,092
Gross Fiduciary activities income$18,0001,215
Service charges on deposit accounts$410,0003,157
Trading account gains and fees$0173
Additional Noninterest Income$248,0004,457
Total noninterest expense$2,848,0004,399
Salaries and employee benefits$1,460,0004,432
Premises and equipment expense$520,0003,639
Additional noninterest expense$868,0004,497
Pre-tax net operating income$1,258,0004,626
Securities gains (losses)$-34,0009,691
Applicable income taxes$212,0005,584
Income before extraordinary items$1,012,0004,398
Extraordinary gains, net$035
Net income$1,012,0004,399
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$153,0002,815
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,040,2204,263
1998-12-31 (YTD Data)Rank
Total interest income$9,176,0003,477
Total interest expense$5,795,0002,613
Net interest income$3,381,0004,717
Provision for loan and lease losses$628,0001,436
Total noninterest income$767,0003,740
Gross Fiduciary activities income$2,0001,363
Service charges on deposit accounts$448,0002,830
Trading account gains and fees$0224
Additional Noninterest Income$317,0003,898
Total noninterest expense$2,714,0004,494
Salaries and employee benefits$1,402,0004,496
Premises and equipment expense$614,0003,096
Additional noninterest expense$698,0005,176
Pre-tax net operating income$806,0006,073
Securities gains (losses)$-10,00010,190
Applicable income taxes$75,0007,905
Income before extraordinary items$721,0005,524
Extraordinary gains, net$032
Net income$721,0005,525
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$545,0001,180
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$730,1005,373
1997-12-31 (YTD Data)Rank
Total interest income$7,776,0004,069
Total interest expense$4,606,0003,220
Net interest income$3,170,0005,089
Provision for loan and lease losses$130,0004,446
Total noninterest income$623,0004,305
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$384,0003,338
Trading account gains and feesNANA
Additional Noninterest Income$239,0004,496
Total noninterest expense$2,429,0004,886
Salaries and employee benefits$1,342,0004,658
Premises and equipment expense$529,0003,526
Additional noninterest expense$558,0006,062
Pre-tax net operating income$1,234,0005,149
Securities gains (losses)$03,944
Applicable income taxes$360,0005,210
Income before extraordinary items$874,0005,153
Extraordinary gains, net$044
Net income$874,0005,155
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-144,00010,778
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$874,0005,100
1996-12-31 (YTD Data)Rank
Total interest income$5,834,0005,291
Total interest expense$3,184,0004,531
Net interest income$2,650,0005,963
Provision for loan and lease losses$100,0005,070
Total noninterest income$557,0004,795
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$319,0004,038
Trading account gains and feesNANA
Additional Noninterest Income$238,0004,674
Total noninterest expense$2,206,0005,530
Salaries and employee benefits$1,160,0005,356
Premises and equipment expense$373,0004,796
Additional noninterest expense$673,0005,901
Pre-tax net operating income$901,0006,083
Securities gains (losses)$04,148
Applicable income taxes$273,0006,139
Income before extraordinary items$628,0006,105
Extraordinary gains, net$053
Net income$628,0006,108
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-19,00010,676
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$628,0006,052
1995-12-31 (YTD Data)Rank
Total interest income$4,989,0005,994
Total interest expense$2,767,0005,107
Net interest income$2,222,0006,828
Provision for loan and lease losses$08,958
Total noninterest income$355,0006,416
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$236,0005,108
Trading account gains and feesNANA
Additional Noninterest Income$119,0006,675
Total noninterest expense$2,057,0005,857
Salaries and employee benefits$1,055,0005,792
Premises and equipment expense$350,0005,024
Additional noninterest expense$652,0006,182
Pre-tax net operating income$520,0008,328
Securities gains (losses)$03,831
Applicable income taxes$107,0009,035
Income before extraordinary items$413,0007,938
Extraordinary gains, net$065
Net income$413,0007,937
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-5,00010,354
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$413,0007,904
1994-12-31 (YTD Data)Rank
Total interest income$4,937,0005,724
Total interest expense$2,369,0004,861
Net interest income$2,568,0006,330
Provision for loan and lease losses$70,0005,310
Total noninterest income$289,0007,391
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$173,0006,386
Trading account gains and feesNANA
Additional Noninterest Income$116,0007,032
Total noninterest expense$1,852,0006,559
Salaries and employee benefits$877,0006,771
Premises and equipment expense$287,0005,908
Additional noninterest expense$688,0006,411
Pre-tax net operating income$935,0006,237
Securities gains (losses)$-450,00012,218
Applicable income taxes$88,0009,626
Income before extraordinary items$397,0008,222
Extraordinary gains, net$0249
Net income$397,0008,224
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-41,00011,772
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$766,0005,598
1993-12-31 (YTD Data)Rank
Total interest income$4,589,0006,209
Total interest expense$2,333,0005,102
Net interest income$2,256,0007,024
Provision for loan and lease losses$20,0009,046
Total noninterest income$603,0004,946
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$150,0007,086
Trading account gains and feesNANA
Additional Noninterest Income$453,0003,478
Total noninterest expense$1,704,0007,176
Salaries and employee benefits$795,0007,357
Premises and equipment expense$234,0007,011
Additional noninterest expense$675,0006,747
Pre-tax net operating income$1,135,0005,396
Securities gains (losses)$227,0001,551
Applicable income taxes$415,0004,873
Income before extraordinary items$947,0004,894
Extraordinary gains, net$03,149
Net income$947,0005,037
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$49,0006,087
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$788,1005,396
1992-12-31 (YTD Data)Rank
Total interest income$4,112,0007,369
Total interest expense$2,161,0006,723
Net interest income$1,951,0007,892
Provision for loan and lease losses$75,0008,067
Total noninterest income$362,0006,943
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$138,0007,445
Trading account gains and feesNANA
Additional Noninterest Income$224,0005,312
Total noninterest expense$1,392,0008,329
Salaries and employee benefits$763,0007,518
Premises and equipment expense$155,0008,970
Additional noninterest expense$474,0008,709
Pre-tax net operating income$846,0006,355
Securities gains (losses)$105,0002,939
Applicable income taxes$277,0006,260
Income before extraordinary items$674,0006,073
Extraordinary gains, net$01,422
Net income$674,0006,142
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-75,00013,638
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$599,4506,217

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.