Home > Earlham Savings Bank > Income and Expense

Earlham Savings Bank, Income and Expense

Basic Info Reviews History Routing Number Locations

2023-12-31 (YTD Data)		Rank
Total interest income	$13,177,000	2,465
Total interest expense	$4,335,000	2,183
Net interest income	$8,842,000	2,541
Provision for loan and lease losses	$0	3,275
Total noninterest income	$3,340,000	1,527
Gross Fiduciary activities income	$2,000	923
Service charges on deposit accounts	$666,000	1,368
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,672,000	1,370
Total noninterest expense	$9,531,000	2,103
Salaries and employee benefits	$5,264,000	2,128
Premises and equipment expense	$2,452,000	1,016
Additional noninterest expense	$2,672,000	1,370
Pre-tax net operating income	$2,651,000	2,643
Securities gains (losses)	$-1,002,000	4,293
Applicable income taxes	$403,000	2,044
Income before extraordinary items	$1,246,000	3,264
Extraordinary gains, net	$0	54
Net income	$1,246,000	3,300
Minority interest net income	$0	88
Net income of bank and minority interests.	$1,246,000	3,266
Net charge-offs	$-232,000	4,470
Cash dividends	$0	3,459
Sale, conversion, retirement of capital stock, net	$-173,000	4,562
Net operating income	$2,037,580	2,801
2023-09-30 (YTD Data)		Rank
Total interest income	$9,549,000	2,488
Total interest expense	$3,008,000	2,166
Net interest income	$6,541,000	2,571
Provision for loan and lease losses	$0	3,085
Total noninterest income	$2,858,000	1,404
Gross Fiduciary activities income	$1,000	905
Service charges on deposit accounts	$493,000	1,389
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,364,000	1,221
Total noninterest expense	$6,893,000	2,135
Salaries and employee benefits	$3,980,000	2,103
Premises and equipment expense	$1,587,000	1,165
Additional noninterest expense	$2,364,000	1,221
Pre-tax net operating income	$2,506,000	2,446
Securities gains (losses)	$-1,021,000	4,450
Applicable income taxes	$359,000	1,988
Income before extraordinary items	$1,126,000	3,159
Extraordinary gains, net	$0	52
Net income	$1,126,000	3,192
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,126,000	3,160
Net charge-offs	$-159,000	4,442
Cash dividends	$0	3,078
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$1,932,590	2,575
2023-06-30 (YTD Data)		Rank
Total interest income	$6,144,000	2,501
Total interest expense	$1,860,000	2,110
Net interest income	$4,284,000	2,638
Provision for loan and lease losses	$0	2,940
Total noninterest income	$2,416,000	1,160
Gross Fiduciary activities income	$1,000	884
Service charges on deposit accounts	$321,000	1,393
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,094,000	939
Total noninterest expense	$4,528,000	2,146
Salaries and employee benefits	$2,655,000	2,102
Premises and equipment expense	$1,007,000	1,205
Additional noninterest expense	$2,094,000	938
Pre-tax net operating income	$2,172,000	2,153
Securities gains (losses)	$-1,030,000	4,526
Applicable income taxes	$275,000	1,908
Income before extraordinary items	$867,000	3,029
Extraordinary gains, net	$0	51
Net income	$867,000	3,062
Minority interest net income	$0	81
Net income of bank and minority interests.	$867,000	3,028
Net charge-offs	$-120,000	4,477
Cash dividends	$0	2,952
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$1,680,700	2,280
2023-03-31 (YTD Data)		Rank
Total interest income	$2,953,000	2,541
Total interest expense	$817,000	2,077
Net interest income	$2,136,000	2,646
Provision for loan and lease losses	$0	2,612
Total noninterest income	$1,995,000	840
Gross Fiduciary activities income	$1,000	879
Service charges on deposit accounts	$162,000	1,393
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,832,000	644
Total noninterest expense	$2,297,000	2,162
Salaries and employee benefits	$1,347,000	2,114
Premises and equipment expense	$511,000	1,225
Additional noninterest expense	$1,832,000	644
Pre-tax net operating income	$1,834,000	1,565
Securities gains (losses)	$-781,000	4,571
Applicable income taxes	$259,000	1,508
Income before extraordinary items	$794,000	2,391
Extraordinary gains, net	$0	4
Net income	$794,000	2,391
Minority interest net income	$0	48
Net income of bank and minority interests.	$794,000	2,391
Net charge-offs	$-70,000	4,502
Cash dividends	$0	2,337
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$1,410,990	1,689
2022-12-31 (YTD Data)		Rank
Total interest income	$9,329,000	2,624
Total interest expense	$1,109,000	2,274
Net interest income	$8,220,000	2,641
Provision for loan and lease losses	$0	3,012
Total noninterest income	$1,572,000	2,286
Gross Fiduciary activities income	$3,000	948
Service charges on deposit accounts	$667,000	1,396
Trading account gains and fees	NA	NA
Additional Noninterest Income	$902,000	2,439
Total noninterest expense	$8,921,000	2,157
Salaries and employee benefits	$4,914,000	2,209
Premises and equipment expense	$2,108,000	1,151
Additional noninterest expense	$902,000	2,439
Pre-tax net operating income	$871,000	3,868
Securities gains (losses)	$-22,000	3,593
Applicable income taxes	$208,000	2,617
Income before extraordinary items	$641,000	3,978
Extraordinary gains, net	$0	5
Net income	$641,000	3,977
Minority interest net income	$0	63
Net income of bank and minority interests.	$641,000	3,978
Net charge-offs	$-231,000	4,464
Cash dividends	$0	3,475
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$658,380	3,980
2022-09-30 (YTD Data)		Rank
Total interest income	$6,741,000	2,618
Total interest expense	$622,000	2,356
Net interest income	$6,119,000	2,628
Provision for loan and lease losses	$0	2,835
Total noninterest income	$1,134,000	2,351
Gross Fiduciary activities income	$2,000	923
Service charges on deposit accounts	$495,000	1,413
Trading account gains and fees	NA	NA
Additional Noninterest Income	$637,000	2,535
Total noninterest expense	$6,940,000	2,098
Salaries and employee benefits	$4,055,000	2,071
Premises and equipment expense	$1,543,000	1,171
Additional noninterest expense	$637,000	2,535
Pre-tax net operating income	$313,000	4,250
Securities gains (losses)	$-29,000	4,013
Applicable income taxes	$67,000	3,058
Income before extraordinary items	$217,000	4,298
Extraordinary gains, net	$0	4
Net income	$217,000	4,297
Minority interest net income	$0	57
Net income of bank and minority interests.	$217,000	4,297
Net charge-offs	$-149,000	4,399
Cash dividends	$0	3,099
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$239,910	4,294
2022-06-30 (YTD Data)		Rank
Total interest income	$4,305,000	2,646
Total interest expense	$280,000	2,748
Net interest income	$4,025,000	2,613
Provision for loan and lease losses	$0	2,599
Total noninterest income	$725,000	2,396
Gross Fiduciary activities income	$1,000	891
Service charges on deposit accounts	$329,000	1,402
Trading account gains and fees	NA	NA
Additional Noninterest Income	$395,000	2,651
Total noninterest expense	$4,662,000	2,079
Salaries and employee benefits	$2,776,000	2,037
Premises and equipment expense	$1,020,000	1,177
Additional noninterest expense	$866,000	2,859
Pre-tax net operating income	$88,000	4,406
Securities gains (losses)	$-30,000	4,161
Applicable income taxes	$14,000	3,326
Income before extraordinary items	$44,000	4,464
Extraordinary gains, net	$0	4
Net income	$44,000	4,464
Minority interest net income	$0	60
Net income of bank and minority interests.	$44,000	4,464
Net charge-offs	$-110,000	4,406
Cash dividends	$0	2,961
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$67,700	4,447
2022-03-31 (YTD Data)		Rank
Total interest income	$2,083,000	2,655
Total interest expense	$93,000	3,269
Net interest income	$1,990,000	2,597
Provision for loan and lease losses	$0	2,285
Total noninterest income	$348,000	2,421
Gross Fiduciary activities income	$1,000	862
Service charges on deposit accounts	$162,000	1,405
Trading account gains and fees	NA	NA
Additional Noninterest Income	$185,000	2,655
Total noninterest expense	$2,265,000	2,108
Salaries and employee benefits	$1,354,000	2,067
Premises and equipment expense	$505,000	1,202
Additional noninterest expense	$406,000	2,940
Pre-tax net operating income	$73,000	4,230
Securities gains (losses)	$-18,000	4,323
Applicable income taxes	$12,000	3,083
Income before extraordinary items	$43,000	4,316
Extraordinary gains, net	$0	4
Net income	$43,000	4,315
Minority interest net income	$0	50
Net income of bank and minority interests.	$43,000	4,316
Net charge-offs	$-66,000	4,466
Cash dividends	$0	2,284
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$57,220	4,274
2021-12-31 (YTD Data)		Rank
Total interest income	$9,762,000	2,495
Total interest expense	$605,000	2,901
Net interest income	$9,157,000	2,446
Provision for loan and lease losses	$0	3,064
Total noninterest income	$1,441,000	2,586
Gross Fiduciary activities income	$4,000	915
Service charges on deposit accounts	$571,000	1,464
Trading account gains and fees	NA	NA
Additional Noninterest Income	$866,000	2,756
Total noninterest expense	$9,004,000	2,116
Salaries and employee benefits	$5,164,000	2,130
Premises and equipment expense	$2,212,000	1,110
Additional noninterest expense	$1,628,000	2,961
Pre-tax net operating income	$1,594,000	3,416
Securities gains (losses)	$15,000	1,611
Applicable income taxes	$366,000	2,319
Income before extraordinary items	$1,243,000	3,554
Extraordinary gains, net	$0	10
Net income	$1,243,000	3,554
Minority interest net income	$0	74
Net income of bank and minority interests.	$1,243,000	3,554
Net charge-offs	$-126,000	4,428
Cash dividends	$0	3,608
Sale, conversion, retirement of capital stock, net	$-411,000	4,791
Net operating income	$1,231,150	3,541
2021-09-30 (YTD Data)		Rank
Total interest income	$7,502,000	2,515
Total interest expense	$506,000	2,849
Net interest income	$6,996,000	2,466
Provision for loan and lease losses	$0	2,963
Total noninterest income	$1,009,000	2,693
Gross Fiduciary activities income	$4,000	887
Service charges on deposit accounts	$404,000	1,511
Trading account gains and fees	NA	NA
Additional Noninterest Income	$601,000	2,866
Total noninterest expense	$6,684,000	2,142
Salaries and employee benefits	$3,933,000	2,122
Premises and equipment expense	$1,594,000	1,165
Additional noninterest expense	$1,157,000	3,078
Pre-tax net operating income	$1,321,000	3,410
Securities gains (losses)	$20,000	1,394
Applicable income taxes	$303,000	2,304
Income before extraordinary items	$1,038,000	3,566
Extraordinary gains, net	$0	8
Net income	$1,038,000	3,566
Minority interest net income	$0	69
Net income of bank and minority interests.	$1,038,000	3,566
Net charge-offs	$-75,000	4,356
Cash dividends	$0	3,251
Sale, conversion, retirement of capital stock, net	$-8,000	4,832
Net operating income	$1,022,200	3,558
2021-06-30 (YTD Data)		Rank
Total interest income	$4,946,000	2,531
Total interest expense	$391,000	2,704
Net interest income	$4,555,000	2,492
Provision for loan and lease losses	$0	2,862
Total noninterest income	$652,000	2,695
Gross Fiduciary activities income	$4,000	868
Service charges on deposit accounts	$247,000	1,569
Trading account gains and fees	NA	NA
Additional Noninterest Income	$401,000	2,841
Total noninterest expense	$4,473,000	2,132
Salaries and employee benefits	$2,652,000	2,101
Premises and equipment expense	$1,018,000	1,199
Additional noninterest expense	$803,000	2,968
Pre-tax net operating income	$734,000	3,605
Securities gains (losses)	$18,000	1,217
Applicable income taxes	$166,000	2,428
Income before extraordinary items	$586,000	3,733
Extraordinary gains, net	$0	6
Net income	$586,000	3,733
Minority interest net income	$0	67
Net income of bank and minority interests.	$586,000	3,733
Net charge-offs	$-34,000	4,241
Cash dividends	$0	3,104
Sale, conversion, retirement of capital stock, net	$-8,000	4,884
Net operating income	$571,780	3,739
2021-03-31 (YTD Data)		Rank
Total interest income	$2,432,000	2,552
Total interest expense	$218,000	2,627
Net interest income	$2,214,000	2,516
Provision for loan and lease losses	$0	2,741
Total noninterest income	$314,000	2,754
Gross Fiduciary activities income	$1,000	885
Service charges on deposit accounts	$120,000	1,599
Trading account gains and fees	NA	NA
Additional Noninterest Income	$193,000	2,881
Total noninterest expense	$2,258,000	2,094
Salaries and employee benefits	$1,353,000	2,057
Premises and equipment expense	$507,000	1,207
Additional noninterest expense	$398,000	2,951
Pre-tax net operating income	$270,000	3,858
Securities gains (losses)	$15,000	950
Applicable income taxes	$55,000	2,642
Income before extraordinary items	$230,000	3,925
Extraordinary gains, net	$0	3
Net income	$230,000	3,924
Minority interest net income	$0	55
Net income of bank and minority interests.	$230,000	3,925
Net charge-offs	$8,000	1,420
Cash dividends	$0	2,452
Sale, conversion, retirement of capital stock, net	$-8,000	4,930
Net operating income	$217,850	3,952
2020-12-31 (YTD Data)		Rank
Total interest income	$10,861,000	2,391
Total interest expense	$1,359,000	2,524
Net interest income	$9,502,000	2,341
Provision for loan and lease losses	$130,000	3,365
Total noninterest income	$1,310,000	2,589
Gross Fiduciary activities income	$3,000	957
Service charges on deposit accounts	$542,000	1,529
Trading account gains and fees	NA	NA
Additional Noninterest Income	$765,000	2,719
Total noninterest expense	$9,164,000	2,072
Salaries and employee benefits	$5,202,000	2,089
Premises and equipment expense	$2,053,000	1,152
Additional noninterest expense	$1,909,000	2,609
Pre-tax net operating income	$1,518,000	3,264
Securities gains (losses)	$53,000	1,700
Applicable income taxes	$364,000	2,162
Income before extraordinary items	$1,207,000	3,454
Extraordinary gains, net	$0	4
Net income	$1,207,000	3,454
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,207,000	3,454
Net charge-offs	$-84,000	4,708
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$1,165,130	3,447
2020-09-30 (YTD Data)		Rank
Total interest income	$8,023,000	2,428
Total interest expense	$1,099,000	2,518
Net interest income	$6,924,000	2,386
Provision for loan and lease losses	$130,000	3,116
Total noninterest income	$1,056,000	2,456
Gross Fiduciary activities income	$2,000	929
Service charges on deposit accounts	$404,000	1,528
Trading account gains and fees	NA	NA
Additional Noninterest Income	$650,000	2,585
Total noninterest expense	$6,852,000	2,054
Salaries and employee benefits	$3,948,000	2,059
Premises and equipment expense	$1,510,000	1,172
Additional noninterest expense	$1,394,000	2,636
Pre-tax net operating income	$998,000	3,450
Securities gains (losses)	$43,000	1,615
Applicable income taxes	$229,000	2,292
Income before extraordinary items	$812,000	3,589
Extraordinary gains, net	$0	4
Net income	$812,000	3,588
Minority interest net income	$0	65
Net income of bank and minority interests.	$812,000	3,589
Net charge-offs	$-63,000	4,715
Cash dividends	$0	3,384
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$778,030	3,574
2020-06-30 (YTD Data)		Rank
Total interest income	$5,613,000	2,384
Total interest expense	$805,000	2,486
Net interest income	$4,808,000	2,335
Provision for loan and lease losses	$130,000	2,760
Total noninterest income	$590,000	2,634
Gross Fiduciary activities income	$2,000	908
Service charges on deposit accounts	$270,000	1,550
Trading account gains and fees	NA	NA
Additional Noninterest Income	$318,000	2,843
Total noninterest expense	$4,530,000	2,074
Salaries and employee benefits	$2,669,000	2,047
Premises and equipment expense	$975,000	1,209
Additional noninterest expense	$886,000	2,718
Pre-tax net operating income	$738,000	3,324
Securities gains (losses)	$42,000	1,369
Applicable income taxes	$172,000	2,182
Income before extraordinary items	$608,000	3,447
Extraordinary gains, net	$0	4
Net income	$608,000	3,447
Minority interest net income	$0	65
Net income of bank and minority interests.	$608,000	3,447
Net charge-offs	$-68,000	4,816
Cash dividends	$0	3,237
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$574,820	3,446
2020-03-31 (YTD Data)		Rank
Total interest income	$2,843,000	2,351
Total interest expense	$468,000	2,396
Net interest income	$2,375,000	2,305
Provision for loan and lease losses	$0	3,711
Total noninterest income	$316,000	2,456
Gross Fiduciary activities income	$1,000	904
Service charges on deposit accounts	$161,000	1,552
Trading account gains and fees	NA	NA
Additional Noninterest Income	$154,000	2,745
Total noninterest expense	$2,332,000	2,048
Salaries and employee benefits	$1,370,000	2,019
Premises and equipment expense	$483,000	1,220
Additional noninterest expense	$479,000	2,615
Pre-tax net operating income	$359,000	3,198
Securities gains (losses)	$28,000	1,038
Applicable income taxes	$92,000	2,006
Income before extraordinary items	$295,000	3,311
Extraordinary gains, net	$0	4
Net income	$295,000	3,311
Minority interest net income	$0	56
Net income of bank and minority interests.	$295,000	3,312
Net charge-offs	$-19,000	4,651
Cash dividends	$0	2,639
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$272,880	3,379
2019-12-31 (YTD Data)		Rank
Total interest income	$11,847,000	2,307
Total interest expense	$2,576,000	2,009
Net interest income	$9,271,000	2,373
Provision for loan and lease losses	$150,000	2,594
Total noninterest income	$1,394,000	2,390
Gross Fiduciary activities income	$18,000	884
Service charges on deposit accounts	$683,000	1,530
Trading account gains and fees	NA	NA
Additional Noninterest Income	$693,000	2,671
Total noninterest expense	$8,522,000	2,153
Salaries and employee benefits	$4,900,000	2,135
Premises and equipment expense	$1,941,000	1,198
Additional noninterest expense	$1,681,000	2,871
Pre-tax net operating income	$1,993,000	3,040
Securities gains (losses)	$-83,000	5,063
Applicable income taxes	$361,000	2,226
Income before extraordinary items	$1,549,000	3,236
Extraordinary gains, net	$0	11
Net income	$1,549,000	3,237
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,549,000	3,237
Net charge-offs	$253,000	1,485
Cash dividends	$0	3,944
Sale, conversion, retirement of capital stock, net	$-719,000	5,142
Net operating income	$1,616,230	3,145
2019-09-30 (YTD Data)		Rank
Total interest income	$8,933,000	2,327
Total interest expense	$2,058,000	1,935
Net interest income	$6,875,000	2,431
Provision for loan and lease losses	$150,000	2,250
Total noninterest income	$1,002,000	2,451
Gross Fiduciary activities income	$5,000	927
Service charges on deposit accounts	$509,000	1,550
Trading account gains and fees	NA	NA
Additional Noninterest Income	$488,000	2,759
Total noninterest expense	$6,521,000	2,126
Salaries and employee benefits	$3,710,000	2,132
Premises and equipment expense	$1,578,000	1,127
Additional noninterest expense	$1,233,000	2,922
Pre-tax net operating income	$1,206,000	3,382
Securities gains (losses)	$-98,000	5,164
Applicable income taxes	$172,000	2,594
Income before extraordinary items	$936,000	3,594
Extraordinary gains, net	$0	11
Net income	$936,000	3,594
Minority interest net income	$0	72
Net income of bank and minority interests.	$936,000	3,594
Net charge-offs	$516,000	749
Cash dividends	$0	3,588
Sale, conversion, retirement of capital stock, net	$-356,000	5,219
Net operating income	$1,018,320	3,441
2019-06-30 (YTD Data)		Rank
Total interest income	$5,901,000	2,342
Total interest expense	$1,425,000	1,868
Net interest income	$4,476,000	2,467
Provision for loan and lease losses	$150,000	1,792
Total noninterest income	$650,000	2,445
Gross Fiduciary activities income	$4,000	918
Service charges on deposit accounts	$330,000	1,561
Trading account gains and fees	NA	NA
Additional Noninterest Income	$316,000	2,760
Total noninterest expense	$4,377,000	2,126
Salaries and employee benefits	$2,513,000	2,113
Premises and equipment expense	$1,077,000	1,116
Additional noninterest expense	$787,000	3,034
Pre-tax net operating income	$599,000	3,767
Securities gains (losses)	$-98,000	5,213
Applicable income taxes	$31,000	3,289
Income before extraordinary items	$470,000	3,937
Extraordinary gains, net	$0	11
Net income	$470,000	3,935
Minority interest net income	$0	69
Net income of bank and minority interests.	$470,000	3,936
Net charge-offs	$301,000	787
Cash dividends	$0	3,456
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$562,120	3,694
2019-03-31 (YTD Data)		Rank
Total interest income	$2,915,000	2,360
Total interest expense	$715,000	1,811
Net interest income	$2,200,000	2,514
Provision for loan and lease losses	$150,000	1,133
Total noninterest income	$313,000	2,472
Gross Fiduciary activities income	$1,000	931
Service charges on deposit accounts	$164,000	1,558
Trading account gains and fees	NA	NA
Additional Noninterest Income	$148,000	2,763
Total noninterest expense	$2,203,000	2,127
Salaries and employee benefits	$1,286,000	2,098
Premises and equipment expense	$552,000	1,092
Additional noninterest expense	$365,000	3,194
Pre-tax net operating income	$160,000	4,395
Securities gains (losses)	$-98,000	5,299
Applicable income taxes	$0	3,800
Income before extraordinary items	$62,000	4,857
Extraordinary gains, net	$0	5
Net income	$62,000	4,856
Minority interest net income	$0	52
Net income of bank and minority interests.	$62,000	4,856
Net charge-offs	$-140,000	5,233
Cash dividends	$0	2,803
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$160,000	4,282
2018-12-31 (YTD Data)		Rank
Total interest income	$10,622,000	2,422
Total interest expense	$1,804,000	2,072
Net interest income	$8,818,000	2,484
Provision for loan and lease losses	$600,000	1,277
Total noninterest income	$1,402,000	2,411
Gross Fiduciary activities income	$15,000	928
Service charges on deposit accounts	$667,000	1,596
Trading account gains and fees	NA	NA
Additional Noninterest Income	$720,000	2,618
Total noninterest expense	$9,205,000	2,031
Salaries and employee benefits	$4,831,000	2,160
Premises and equipment expense	$2,715,000	912
Additional noninterest expense	$1,659,000	2,962
Pre-tax net operating income	$415,000	4,736
Securities gains (losses)	$-24,000	4,648
Applicable income taxes	$-107,000	5,309
Income before extraordinary items	$498,000	4,549
Extraordinary gains, net	$0	6
Net income	$498,000	4,548
Minority interest net income	$0	72
Net income of bank and minority interests.	$498,000	4,548
Net charge-offs	$-250,000	5,207
Cash dividends	$0	4,033
Sale, conversion, retirement of capital stock, net	$-622,000	5,384
Net operating income	$522,000	4,529
2018-09-30 (YTD Data)		Rank
Total interest income	$7,810,000	2,445
Total interest expense	$1,150,000	2,237
Net interest income	$6,660,000	2,482
Provision for loan and lease losses	$450,000	1,204
Total noninterest income	$1,011,000	2,490
Gross Fiduciary activities income	$5,000	955
Service charges on deposit accounts	$493,000	1,620
Trading account gains and fees	NA	NA
Additional Noninterest Income	$513,000	2,722
Total noninterest expense	$6,273,000	2,173
Salaries and employee benefits	$3,680,000	2,115
Premises and equipment expense	$1,382,000	1,261
Additional noninterest expense	$1,211,000	3,013
Pre-tax net operating income	$948,000	3,824
Securities gains (losses)	$-24,000	4,966
Applicable income taxes	$96,000	3,030
Income before extraordinary items	$828,000	3,836
Extraordinary gains, net	$0	5
Net income	$828,000	3,834
Minority interest net income	$0	66
Net income of bank and minority interests.	$828,000	3,835
Net charge-offs	$-192,000	5,246
Cash dividends	$0	3,618
Sale, conversion, retirement of capital stock, net	$-622,000	5,457
Net operating income	$849,600	3,802
2018-06-30 (YTD Data)		Rank
Total interest income	$5,115,000	2,460
Total interest expense	$670,000	2,362
Net interest income	$4,445,000	2,473
Provision for loan and lease losses	$300,000	1,165
Total noninterest income	$662,000	2,518
Gross Fiduciary activities income	$4,000	952
Service charges on deposit accounts	$321,000	1,640
Trading account gains and fees	NA	NA
Additional Noninterest Income	$337,000	2,754
Total noninterest expense	$4,024,000	2,253
Salaries and employee benefits	$2,471,000	2,124
Premises and equipment expense	$736,000	1,550
Additional noninterest expense	$817,000	3,005
Pre-tax net operating income	$783,000	3,508
Securities gains (losses)	$-24,000	5,137
Applicable income taxes	$58,000	3,062
Income before extraordinary items	$701,000	3,502
Extraordinary gains, net	$0	6
Net income	$701,000	3,501
Minority interest net income	$0	65
Net income of bank and minority interests.	$701,000	3,501
Net charge-offs	$-191,000	5,340
Cash dividends	$0	3,485
Sale, conversion, retirement of capital stock, net	$-621,000	5,523
Net operating income	$723,080	3,444
2018-03-31 (YTD Data)		Rank
Total interest income	$2,541,000	2,469
Total interest expense	$313,000	2,394
Net interest income	$2,228,000	2,461
Provision for loan and lease losses	$150,000	1,106
Total noninterest income	$321,000	2,529
Gross Fiduciary activities income	$1,000	957
Service charges on deposit accounts	$161,000	1,642
Trading account gains and fees	NA	NA
Additional Noninterest Income	$159,000	2,766
Total noninterest expense	$2,044,000	2,239
Salaries and employee benefits	$1,232,000	2,145
Premises and equipment expense	$365,000	1,588
Additional noninterest expense	$447,000	2,844
Pre-tax net operating income	$355,000	3,605
Securities gains (losses)	$-6,000	5,156
Applicable income taxes	$54,000	2,636
Income before extraordinary items	$295,000	3,700
Extraordinary gains, net	$0	7
Net income	$295,000	3,700
Minority interest net income	$0	52
Net income of bank and minority interests.	$295,000	3,700
Net charge-offs	$-54,000	5,253
Cash dividends	$0	2,774
Sale, conversion, retirement of capital stock, net	$-621,000	5,594
Net operating income	$300,100	3,680
2017-12-31 (YTD Data)		Rank
Total interest income	$9,825,000	2,475
Total interest expense	$1,090,000	2,402
Net interest income	$8,735,000	2,473
Provision for loan and lease losses	$135,000	2,755
Total noninterest income	$1,499,000	2,400
Gross Fiduciary activities income	$6,000	1,012
Service charges on deposit accounts	$677,000	1,612
Trading account gains and fees	NA	NA
Additional Noninterest Income	$816,000	2,549
Total noninterest expense	$8,743,000	2,126
Salaries and employee benefits	$4,441,000	2,296
Premises and equipment expense	$2,618,000	926
Additional noninterest expense	$1,684,000	2,981
Pre-tax net operating income	$1,356,000	3,678
Securities gains (losses)	$-15,000	5,127
Applicable income taxes	$611,000	2,274
Income before extraordinary items	$730,000	4,114
Extraordinary gains, net	$0	9
Net income	$730,000	4,114
Minority interest net income	$0	76
Net income of bank and minority interests.	$730,000	4,114
Net charge-offs	$367,000	1,327
Cash dividends	$0	4,147
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$739,600	4,081
2017-09-30 (YTD Data)		Rank
Total interest income	$7,307,000	2,506
Total interest expense	$793,000	2,426
Net interest income	$6,514,000	2,494
Provision for loan and lease losses	$135,000	2,385
Total noninterest income	$1,057,000	2,504
Gross Fiduciary activities income	$5,000	987
Service charges on deposit accounts	$497,000	1,642
Trading account gains and fees	NA	NA
Additional Noninterest Income	$555,000	2,686
Total noninterest expense	$6,083,000	2,257
Salaries and employee benefits	$3,338,000	2,300
Premises and equipment expense	$1,487,000	1,191
Additional noninterest expense	$1,258,000	2,993
Pre-tax net operating income	$1,353,000	3,338
Securities gains (losses)	$-15,000	5,453
Applicable income taxes	$349,000	2,363
Income before extraordinary items	$989,000	3,564
Extraordinary gains, net	$0	9
Net income	$989,000	3,564
Minority interest net income	$0	71
Net income of bank and minority interests.	$989,000	3,564
Net charge-offs	$-244,000	5,529
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$1,000,100	3,517
2017-06-30 (YTD Data)		Rank
Total interest income	$4,793,000	2,520
Total interest expense	$507,000	2,458
Net interest income	$4,286,000	2,505
Provision for loan and lease losses	$135,000	1,938
Total noninterest income	$725,000	2,468
Gross Fiduciary activities income	$4,000	986
Service charges on deposit accounts	$322,000	1,663
Trading account gains and fees	NA	NA
Additional Noninterest Income	$399,000	2,581
Total noninterest expense	$3,710,000	2,418
Salaries and employee benefits	$2,221,000	2,315
Premises and equipment expense	$683,000	1,658
Additional noninterest expense	$806,000	3,093
Pre-tax net operating income	$1,166,000	2,886
Securities gains (losses)	$-14,000	5,536
Applicable income taxes	$284,000	2,193
Income before extraordinary items	$868,000	3,039
Extraordinary gains, net	$0	11
Net income	$868,000	3,038
Minority interest net income	$0	71
Net income of bank and minority interests.	$868,000	3,039
Net charge-offs	$-181,000	5,566
Cash dividends	$0	3,544
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$878,500	3,004
2017-03-31 (YTD Data)		Rank
Total interest income	$2,333,000	2,568
Total interest expense	$230,000	2,602
Net interest income	$2,103,000	2,537
Provision for loan and lease losses	$75,000	1,685
Total noninterest income	$362,000	2,466
Gross Fiduciary activities income	$1,000	986
Service charges on deposit accounts	$159,000	1,674
Trading account gains and fees	NA	NA
Additional Noninterest Income	$202,000	2,562
Total noninterest expense	$1,865,000	2,434
Salaries and employee benefits	$1,118,000	2,325
Premises and equipment expense	$325,000	1,751
Additional noninterest expense	$422,000	3,011
Pre-tax net operating income	$525,000	3,005
Securities gains (losses)	$0	1,153
Applicable income taxes	$148,000	2,125
Income before extraordinary items	$377,000	3,238
Extraordinary gains, net	$0	8
Net income	$377,000	3,236
Minority interest net income	$0	55
Net income of bank and minority interests.	$377,000	3,238
Net charge-offs	$-243,000	5,749
Cash dividends	$0	2,846
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$377,000	3,215
2016-12-31 (YTD Data)		Rank
Total interest income	$9,368,000	2,539
Total interest expense	$870,000	2,656
Net interest income	$8,498,000	2,498
Provision for loan and lease losses	$600,000	1,295
Total noninterest income	$1,541,000	2,452
Gross Fiduciary activities income	$10,000	1,016
Service charges on deposit accounts	$700,000	1,614
Trading account gains and fees	$0	170
Additional Noninterest Income	$831,000	2,620
Total noninterest expense	$7,260,000	2,486
Salaries and employee benefits	$4,145,000	2,432
Premises and equipment expense	$1,492,000	1,530
Additional noninterest expense	$1,623,000	3,179
Pre-tax net operating income	$2,179,000	2,914
Securities gains (losses)	$79,000	1,518
Applicable income taxes	$601,000	2,103
Income before extraordinary items	$1,657,000	3,111
Extraordinary gains, net	$0	5
Net income	$1,657,000	3,110
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,657,000	3,110
Net charge-offs	$859,000	743
Cash dividends	$0	4,239
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$1,599,330	3,111
2016-09-30 (YTD Data)		Rank
Total interest income	$6,983,000	2,566
Total interest expense	$656,000	2,649
Net interest income	$6,327,000	2,524
Provision for loan and lease losses	$420,000	1,313
Total noninterest income	$1,117,000	2,501
Gross Fiduciary activities income	$9,000	981
Service charges on deposit accounts	$532,000	1,597
Trading account gains and fees	$0	169
Additional Noninterest Income	$576,000	2,699
Total noninterest expense	$5,359,000	2,507
Salaries and employee benefits	$3,105,000	2,422
Premises and equipment expense	$1,064,000	1,600
Additional noninterest expense	$1,190,000	3,236
Pre-tax net operating income	$1,665,000	2,933
Securities gains (losses)	$40,000	1,917
Applicable income taxes	$510,000	2,038
Income before extraordinary items	$1,195,000	3,218
Extraordinary gains, net	$0	5
Net income	$1,195,000	3,218
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,195,000	3,218
Net charge-offs	$473,000	830
Cash dividends	$0	3,792
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$1,167,000	3,193
2016-06-30 (YTD Data)		Rank
Total interest income	$4,595,000	2,603
Total interest expense	$450,000	2,610
Net interest income	$4,145,000	2,564
Provision for loan and lease losses	$240,000	1,451
Total noninterest income	$767,000	2,443
Gross Fiduciary activities income	$8,000	969
Service charges on deposit accounts	$345,000	1,621
Trading account gains and fees	$0	157
Additional Noninterest Income	$414,000	2,615
Total noninterest expense	$3,387,000	2,625
Salaries and employee benefits	$2,059,000	2,453
Premises and equipment expense	$557,000	1,975
Additional noninterest expense	$771,000	3,326
Pre-tax net operating income	$1,285,000	2,650
Securities gains (losses)	$0	2,835
Applicable income taxes	$401,000	1,883
Income before extraordinary items	$884,000	2,999
Extraordinary gains, net	$0	16
Net income	$884,000	2,997
Minority interest net income	$0	71
Net income of bank and minority interests.	$884,000	2,998
Net charge-offs	$413,000	686
Cash dividends	$0	3,654
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$884,000	2,939
2016-03-31 (YTD Data)		Rank
Total interest income	$2,287,000	2,598
Total interest expense	$222,000	2,645
Net interest income	$2,065,000	2,566
Provision for loan and lease losses	$60,000	1,948
Total noninterest income	$382,000	2,419
Gross Fiduciary activities income	$4,000	964
Service charges on deposit accounts	$168,000	1,644
Trading account gains and fees	$0	142
Additional Noninterest Income	$210,000	2,557
Total noninterest expense	$1,684,000	2,641
Salaries and employee benefits	$1,039,000	2,446
Premises and equipment expense	$260,000	2,094
Additional noninterest expense	$385,000	3,310
Pre-tax net operating income	$703,000	2,477
Securities gains (losses)	$0	2,077
Applicable income taxes	$233,000	1,710
Income before extraordinary items	$470,000	2,849
Extraordinary gains, net	$0	12
Net income	$470,000	2,848
Minority interest net income	$0	62
Net income of bank and minority interests.	$470,000	2,849
Net charge-offs	$106,000	978
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$470,000	2,803
2015-12-31 (YTD Data)		Rank
Total interest income	$9,185,000	2,553
Total interest expense	$900,000	2,610
Net interest income	$8,285,000	2,523
Provision for loan and lease losses	$300,000	1,890
Total noninterest income	$1,486,000	2,489
Gross Fiduciary activities income	$5,000	1,091
Service charges on deposit accounts	$722,000	1,607
Trading account gains and fees	$0	159
Additional Noninterest Income	$759,000	2,715
Total noninterest expense	$7,223,000	2,506
Salaries and employee benefits	$3,960,000	2,520
Premises and equipment expense	$1,680,000	1,378
Additional noninterest expense	$1,583,000	3,293
Pre-tax net operating income	$2,248,000	2,803
Securities gains (losses)	$123,000	1,040
Applicable income taxes	$830,000	1,762
Income before extraordinary items	$1,541,000	3,177
Extraordinary gains, net	$0	23
Net income	$1,541,000	3,178
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,541,000	3,179
Net charge-offs	$301,000	1,599
Cash dividends	$0	4,291
Sale, conversion, retirement of capital stock, net	$-5,418,000	6,171
Net operating income	$1,461,050	3,219
2015-09-30 (YTD Data)		Rank
Total interest income	$6,857,000	2,578
Total interest expense	$682,000	2,621
Net interest income	$6,175,000	2,544
Provision for loan and lease losses	$300,000	1,503
Total noninterest income	$1,063,000	2,581
Gross Fiduciary activities income	$5,000	1,047
Service charges on deposit accounts	$536,000	1,626
Trading account gains and fees	$0	153
Additional Noninterest Income	$522,000	2,862
Total noninterest expense	$5,210,000	2,591
Salaries and employee benefits	$2,992,000	2,501
Premises and equipment expense	$1,068,000	1,616
Additional noninterest expense	$1,150,000	3,372
Pre-tax net operating income	$1,728,000	2,835
Securities gains (losses)	$123,000	905
Applicable income taxes	$654,000	1,763
Income before extraordinary items	$1,197,000	3,191
Extraordinary gains, net	$0	21
Net income	$1,197,000	3,190
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,197,000	3,191
Net charge-offs	$245,000	1,362
Cash dividends	$0	3,825
Sale, conversion, retirement of capital stock, net	$-1,869,000	6,252
Net operating income	$1,117,050	3,248
2015-06-30 (YTD Data)		Rank
Total interest income	$4,565,000	2,575
Total interest expense	$462,000	2,603
Net interest income	$4,103,000	2,550
Provision for loan and lease losses	$300,000	1,096
Total noninterest income	$682,000	2,657
Gross Fiduciary activities income	$4,000	1,048
Service charges on deposit accounts	$338,000	1,689
Trading account gains and fees	$0	157
Additional Noninterest Income	$340,000	2,886
Total noninterest expense	$3,448,000	2,628
Salaries and employee benefits	$2,002,000	2,516
Premises and equipment expense	$666,000	1,741
Additional noninterest expense	$780,000	3,349
Pre-tax net operating income	$1,037,000	2,999
Securities gains (losses)	$123,000	736
Applicable income taxes	$415,000	1,817
Income before extraordinary items	$745,000	3,296
Extraordinary gains, net	$0	22
Net income	$745,000	3,296
Minority interest net income	$0	75
Net income of bank and minority interests.	$745,000	3,297
Net charge-offs	$279,000	953
Cash dividends	$0	3,664
Sale, conversion, retirement of capital stock, net	$-1,869,000	6,332
Net operating income	$666,280	3,435
2015-03-31 (YTD Data)		Rank
Total interest income	$2,298,000	2,560
Total interest expense	$229,000	2,641
Net interest income	$2,069,000	2,517
Provision for loan and lease losses	$150,000	1,060
Total noninterest income	$327,000	2,669
Gross Fiduciary activities income	$3,000	1,013
Service charges on deposit accounts	$151,000	1,808
Trading account gains and fees	$0	152
Additional Noninterest Income	$173,000	2,830
Total noninterest expense	$1,771,000	2,583
Salaries and employee benefits	$1,026,000	2,471
Premises and equipment expense	$327,000	1,798
Additional noninterest expense	$418,000	3,206
Pre-tax net operating income	$475,000	3,106
Securities gains (losses)	$-8,000	6,229
Applicable income taxes	$168,000	1,991
Income before extraordinary items	$299,000	3,658
Extraordinary gains, net	$0	13
Net income	$299,000	3,661
Minority interest net income	$0	64
Net income of bank and minority interests.	$299,000	3,661
Net charge-offs	$256,000	605
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$-1,869,000	6,409
Net operating income	$304,120	3,535
2014-12-31 (YTD Data)		Rank
Total interest income	$9,479,000	2,528
Total interest expense	$792,000	3,054
Net interest income	$8,687,000	2,440
Provision for loan and lease losses	$200,000	2,467
Total noninterest income	$951,000	3,184
Gross Fiduciary activities income	$7,000	1,100
Service charges on deposit accounts	$688,000	1,769
Trading account gains and fees	$0	180
Additional Noninterest Income	$256,000	4,221
Total noninterest expense	$7,572,000	2,419
Salaries and employee benefits	$4,023,000	2,485
Premises and equipment expense	$1,646,000	1,449
Additional noninterest expense	$1,903,000	3,001
Pre-tax net operating income	$1,866,000	3,097
Securities gains (losses)	$-517,000	6,452
Applicable income taxes	$479,000	2,241
Income before extraordinary items	$870,000	4,184
Extraordinary gains, net	$0	17
Net income	$870,000	4,184
Minority interest net income	$0	84
Net income of bank and minority interests.	$870,000	4,185
Net charge-offs	$168,000	2,658
Cash dividends	$0	4,358
Sale, conversion, retirement of capital stock, net	$-352,000	6,463
Net operating income	$1,200,880	3,578
2014-09-30 (YTD Data)		Rank
Total interest income	$7,123,000	2,536
Total interest expense	$588,000	3,140
Net interest income	$6,535,000	2,445
Provision for loan and lease losses	$50,000	3,379
Total noninterest income	$700,000	3,245
Gross Fiduciary activities income	$6,000	1,067
Service charges on deposit accounts	$517,000	1,777
Trading account gains and fees	$0	174
Additional Noninterest Income	$177,000	4,364
Total noninterest expense	$5,373,000	2,568
Salaries and employee benefits	$3,071,000	2,437
Premises and equipment expense	$898,000	1,936
Additional noninterest expense	$1,404,000	3,036
Pre-tax net operating income	$1,812,000	2,695
Securities gains (losses)	$-517,000	6,539
Applicable income taxes	$455,000	2,056
Income before extraordinary items	$840,000	3,822
Extraordinary gains, net	$0	15
Net income	$840,000	3,824
Minority interest net income	$0	81
Net income of bank and minority interests.	$840,000	3,825
Net charge-offs	$164,000	2,202
Cash dividends	$0	3,845
Sale, conversion, retirement of capital stock, net	$-352,000	6,555
Net operating income	$1,176,050	3,149
2014-06-30 (YTD Data)		Rank
Total interest income	$4,755,000	2,524
Total interest expense	$403,000	3,109
Net interest income	$4,352,000	2,438
Provision for loan and lease losses	$0	4,196
Total noninterest income	$333,000	3,831
Gross Fiduciary activities income	$3,000	1,080
Service charges on deposit accounts	$336,000	1,798
Trading account gains and fees	$0	172
Additional Noninterest Income	$-6,000	6,477
Total noninterest expense	$3,662,000	2,521
Salaries and employee benefits	$2,093,000	2,397
Premises and equipment expense	$586,000	1,989
Additional noninterest expense	$983,000	2,924
Pre-tax net operating income	$1,023,000	2,940
Securities gains (losses)	$-527,000	6,619
Applicable income taxes	$168,000	2,575
Income before extraordinary items	$328,000	4,598
Extraordinary gains, net	$0	20
Net income	$328,000	4,601
Minority interest net income	$0	80
Net income of bank and minority interests.	$328,000	4,602
Net charge-offs	$223,000	1,494
Cash dividends	$0	3,668
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$675,820	3,364
2014-03-31 (YTD Data)		Rank
Total interest income	$2,415,000	2,485
Total interest expense	$207,000	3,092
Net interest income	$2,208,000	2,388
Provision for loan and lease losses	$0	3,817
Total noninterest income	$349,000	2,577
Gross Fiduciary activities income	$3,000	1,038
Service charges on deposit accounts	$162,000	1,827
Trading account gains and fees	$0	147
Additional Noninterest Income	$184,000	2,677
Total noninterest expense	$1,944,000	2,395
Salaries and employee benefits	$1,085,000	2,339
Premises and equipment expense	$300,000	1,982
Additional noninterest expense	$559,000	2,650
Pre-tax net operating income	$613,000	2,539
Securities gains (losses)	$-507,000	6,702
Applicable income taxes	$22,000	3,447
Income before extraordinary items	$84,000	5,337
Extraordinary gains, net	$0	16
Net income	$84,000	5,338
Minority interest net income	$0	66
Net income of bank and minority interests.	$84,000	5,338
Net charge-offs	$302,000	707
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$484,530	2,588
2013-12-31 (YTD Data)		Rank
Total interest income	$10,760,000	2,258
Total interest expense	$1,190,000	2,579
Net interest income	$9,570,000	2,186
Provision for loan and lease losses	$775,000	1,368
Total noninterest income	$1,567,000	2,510
Gross Fiduciary activities income	$6,000	1,153
Service charges on deposit accounts	$672,000	1,897
Trading account gains and fees	$0	184
Additional Noninterest Income	$889,000	2,525
Total noninterest expense	$8,395,000	2,251
Salaries and employee benefits	$4,204,000	2,370
Premises and equipment expense	$1,882,000	1,258
Additional noninterest expense	$2,309,000	2,652
Pre-tax net operating income	$1,967,000	2,891
Securities gains (losses)	$-462,000	6,705
Applicable income taxes	$451,000	2,268
Income before extraordinary items	$1,054,000	3,793
Extraordinary gains, net	$0	29
Net income	$1,054,000	3,797
Minority interest net income	$0	90
Net income of bank and minority interests.	$1,054,000	3,797
Net charge-offs	$1,227,000	1,075
Cash dividends	$0	4,350
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$1,377,400	3,258
2013-09-30 (YTD Data)		Rank
Total interest income	$8,167,000	2,247
Total interest expense	$958,000	2,523
Net interest income	$7,209,000	2,174
Provision for loan and lease losses	$670,000	1,232
Total noninterest income	$1,164,000	2,579
Gross Fiduciary activities income	$6,000	1,100
Service charges on deposit accounts	$496,000	1,917
Trading account gains and fees	$0	180
Additional Noninterest Income	$662,000	2,591
Total noninterest expense	$6,107,000	2,310
Salaries and employee benefits	$3,147,000	2,386
Premises and equipment expense	$1,273,000	1,411
Additional noninterest expense	$1,687,000	2,714
Pre-tax net operating income	$1,596,000	2,814
Securities gains (losses)	$-462,000	6,831
Applicable income taxes	$351,000	2,276
Income before extraordinary items	$783,000	3,864
Extraordinary gains, net	$0	25
Net income	$783,000	3,867
Minority interest net income	$0	84
Net income of bank and minority interests.	$783,000	3,867
Net charge-offs	$859,000	1,115
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,101,780	3,172
2013-06-30 (YTD Data)		Rank
Total interest income	$5,478,000	2,236
Total interest expense	$679,000	2,456
Net interest income	$4,799,000	2,175
Provision for loan and lease losses	$355,000	1,486
Total noninterest income	$817,000	2,530
Gross Fiduciary activities income	$5,000	1,085
Service charges on deposit accounts	$319,000	1,942
Trading account gains and fees	$0	157
Additional Noninterest Income	$493,000	2,491
Total noninterest expense	$4,071,000	2,319
Salaries and employee benefits	$2,102,000	2,392
Premises and equipment expense	$817,000	1,475
Additional noninterest expense	$1,152,000	2,632
Pre-tax net operating income	$1,190,000	2,613
Securities gains (losses)	$-82,000	6,831
Applicable income taxes	$349,000	1,870
Income before extraordinary items	$759,000	3,166
Extraordinary gains, net	$0	22
Net income	$759,000	3,168
Minority interest net income	$0	82
Net income of bank and minority interests.	$759,000	3,169
Net charge-offs	$454,000	1,329
Cash dividends	$0	3,564
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$815,580	2,938
2013-03-31 (YTD Data)		Rank
Total interest income	$2,748,000	2,262
Total interest expense	$365,000	2,388
Net interest income	$2,383,000	2,195
Provision for loan and lease losses	$150,000	1,610
Total noninterest income	$506,000	2,214
Gross Fiduciary activities income	$3,000	1,052
Service charges on deposit accounts	$155,000	1,977
Trading account gains and fees	$0	148
Additional Noninterest Income	$348,000	2,023
Total noninterest expense	$2,057,000	2,310
Salaries and employee benefits	$1,065,000	2,383
Premises and equipment expense	$412,000	1,477
Additional noninterest expense	$580,000	2,626
Pre-tax net operating income	$682,000	2,318
Securities gains (losses)	$0	1,966
Applicable income taxes	$194,000	1,751
Income before extraordinary items	$488,000	2,640
Extraordinary gains, net	$0	10
Net income	$488,000	2,643
Minority interest net income	$0	76
Net income of bank and minority interests.	$488,000	2,642
Net charge-offs	$284,000	1,095
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$488,000	2,561
2012-12-31 (YTD Data)		Rank
Total interest income	$11,270,000	2,305
Total interest expense	$1,821,000	2,315
Net interest income	$9,449,000	2,267
Provision for loan and lease losses	$1,260,000	1,500
Total noninterest income	$1,345,000	2,783
Gross Fiduciary activities income	$4,000	1,203
Service charges on deposit accounts	$651,000	2,019
Trading account gains and fees	$0	166
Additional Noninterest Income	$690,000	2,916
Total noninterest expense	$7,647,000	2,469
Salaries and employee benefits	$4,117,000	2,382
Premises and equipment expense	$1,473,000	1,604
Additional noninterest expense	$2,057,000	3,036
Pre-tax net operating income	$1,887,000	2,918
Securities gains (losses)	$-15,000	6,763
Applicable income taxes	$534,000	2,122
Income before extraordinary items	$1,338,000	3,333
Extraordinary gains, net	$0	29
Net income	$1,338,000	3,334
Minority interest net income	$0	93
Net income of bank and minority interests.	$1,338,000	3,334
Net charge-offs	$656,000	2,294
Cash dividends	$0	4,373
Sale, conversion, retirement of capital stock, net	$-6,406,000	7,073
Net operating income	$1,348,650	3,182
2012-09-30 (YTD Data)		Rank
Total interest income	$8,338,000	2,381
Total interest expense	$1,376,000	2,389
Net interest income	$6,962,000	2,350
Provision for loan and lease losses	$945,000	1,501
Total noninterest income	$958,000	2,866
Gross Fiduciary activities income	$4,000	1,161
Service charges on deposit accounts	$474,000	2,084
Trading account gains and fees	$0	157
Additional Noninterest Income	$480,000	3,011
Total noninterest expense	$5,663,000	2,503
Salaries and employee benefits	$3,087,000	2,388
Premises and equipment expense	$1,089,000	1,632
Additional noninterest expense	$1,487,000	3,140
Pre-tax net operating income	$1,312,000	3,135
Securities gains (losses)	$0	3,575
Applicable income taxes	$310,000	2,431
Income before extraordinary items	$1,002,000	3,436
Extraordinary gains, net	$0	20
Net income	$1,002,000	3,436
Minority interest net income	$0	86
Net income of bank and minority interests.	$1,002,000	3,438
Net charge-offs	$413,000	2,423
Cash dividends	$0	3,773
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$1,002,000	3,277
2012-06-30 (YTD Data)		Rank
Total interest income	$5,507,000	2,411
Total interest expense	$923,000	2,459
Net interest income	$4,584,000	2,380
Provision for loan and lease losses	$630,000	1,518
Total noninterest income	$612,000	2,900
Gross Fiduciary activities income	$3,000	1,149
Service charges on deposit accounts	$299,000	2,169
Trading account gains and fees	$0	153
Additional Noninterest Income	$310,000	3,025
Total noninterest expense	$3,744,000	2,526
Salaries and employee benefits	$2,048,000	2,404
Premises and equipment expense	$699,000	1,692
Additional noninterest expense	$997,000	3,128
Pre-tax net operating income	$822,000	3,226
Securities gains (losses)	$0	3,178
Applicable income taxes	$186,000	2,507
Income before extraordinary items	$636,000	3,520
Extraordinary gains, net	$0	19
Net income	$636,000	3,521
Minority interest net income	$0	84
Net income of bank and minority interests.	$636,000	3,521
Net charge-offs	$340,000	2,187
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$636,000	3,351
2012-03-31 (YTD Data)		Rank
Total interest income	$2,702,000	2,485
Total interest expense	$468,000	2,528
Net interest income	$2,234,000	2,445
Provision for loan and lease losses	$315,000	1,452
Total noninterest income	$307,000	2,917
Gross Fiduciary activities income	$2,000	1,093
Service charges on deposit accounts	$139,000	2,273
Trading account gains and fees	$0	148
Additional Noninterest Income	$166,000	2,922
Total noninterest expense	$1,794,000	2,607
Salaries and employee benefits	$1,033,000	2,401
Premises and equipment expense	$319,000	1,867
Additional noninterest expense	$442,000	3,403
Pre-tax net operating income	$432,000	3,167
Securities gains (losses)	$0	2,210
Applicable income taxes	$87,000	2,573
Income before extraordinary items	$345,000	3,381
Extraordinary gains, net	$0	19
Net income	$345,000	3,384
Minority interest net income	$0	78
Net income of bank and minority interests.	$345,000	3,384
Net charge-offs	$134,000	2,190
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$345,000	3,215
2011-12-31 (YTD Data)		Rank
Total interest income	$10,405,000	2,672
Total interest expense	$2,200,000	2,568
Net interest income	$8,205,000	2,666
Provision for loan and lease losses	$900,000	2,561
Total noninterest income	$1,151,000	2,881
Gross Fiduciary activities income	$8,000	1,120
Service charges on deposit accounts	$554,000	2,371
Trading account gains and fees	$0	146
Additional Noninterest Income	$589,000	2,882
Total noninterest expense	$7,384,000	2,543
Salaries and employee benefits	$3,628,000	2,660
Premises and equipment expense	$2,083,000	1,200
Additional noninterest expense	$1,673,000	3,587
Pre-tax net operating income	$1,072,000	3,586
Securities gains (losses)	$379,000	968
Applicable income taxes	$308,000	2,506
Income before extraordinary items	$1,143,000	3,281
Extraordinary gains, net	$0	29
Net income	$1,143,000	3,284
Minority interest net income	$0	96
Net income of bank and minority interests.	$1,143,000	3,284
Net charge-offs	$327,000	3,704
Cash dividends	$0	4,207
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$843,590	3,737
2011-09-30 (YTD Data)		Rank
Total interest income	$7,716,000	2,719
Total interest expense	$1,692,000	2,606
Net interest income	$6,024,000	2,728
Provision for loan and lease losses	$750,000	2,344
Total noninterest income	$829,000	2,937
Gross Fiduciary activities income	$7,000	1,070
Service charges on deposit accounts	$403,000	2,447
Trading account gains and fees	$0	145
Additional Noninterest Income	$419,000	2,958
Total noninterest expense	$4,858,000	2,868
Salaries and employee benefits	$2,695,000	2,686
Premises and equipment expense	$946,000	1,986
Additional noninterest expense	$1,217,000	3,656
Pre-tax net operating income	$1,245,000	2,934
Securities gains (losses)	$130,000	1,550
Applicable income taxes	$335,000	2,153
Income before extraordinary items	$1,040,000	2,985
Extraordinary gains, net	$0	21
Net income	$1,040,000	2,987
Minority interest net income	$0	87
Net income of bank and minority interests.	$1,040,000	2,987
Net charge-offs	$-2,000	6,766
Cash dividends	$0	3,617
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$941,200	3,088
2011-06-30 (YTD Data)		Rank
Total interest income	$5,100,000	2,761
Total interest expense	$1,171,000	2,614
Net interest income	$3,929,000	2,784
Provision for loan and lease losses	$600,000	2,044
Total noninterest income	$521,000	3,037
Gross Fiduciary activities income	$6,000	1,059
Service charges on deposit accounts	$252,000	2,545
Trading account gains and fees	$0	153
Additional Noninterest Income	$263,000	3,084
Total noninterest expense	$3,202,000	2,919
Salaries and employee benefits	$1,772,000	2,728
Premises and equipment expense	$604,000	2,090
Additional noninterest expense	$826,000	3,663
Pre-tax net operating income	$648,000	3,319
Securities gains (losses)	$0	2,914
Applicable income taxes	$108,000	2,808
Income before extraordinary items	$540,000	3,424
Extraordinary gains, net	$0	15
Net income	$540,000	3,425
Minority interest net income	$0	89
Net income of bank and minority interests.	$540,000	3,425
Net charge-offs	$51,000	4,427
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$540,000	3,324
2011-03-31 (YTD Data)		Rank
Total interest income	$2,503,000	2,821
Total interest expense	$615,000	2,582
Net interest income	$1,888,000	2,862
Provision for loan and lease losses	$300,000	1,892
Total noninterest income	$269,000	3,024
Gross Fiduciary activities income	$6,000	985
Service charges on deposit accounts	$116,000	2,672
Trading account gains and fees	$0	158
Additional Noninterest Income	$147,000	2,939
Total noninterest expense	$1,647,000	2,852
Salaries and employee benefits	$883,000	2,754
Premises and equipment expense	$329,000	1,957
Additional noninterest expense	$435,000	3,541
Pre-tax net operating income	$210,000	4,157
Securities gains (losses)	$0	1,772
Applicable income taxes	$-2,000	6,910
Income before extraordinary items	$212,000	3,885
Extraordinary gains, net	$0	9
Net income	$212,000	3,884
Minority interest net income	$0	86
Net income of bank and minority interests.	$212,000	3,885
Net charge-offs	$28,000	3,816
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$212,000	3,834
2010-12-31 (YTD Data)		Rank
Total interest income	$10,331,000	2,875
Total interest expense	$2,839,000	2,718
Net interest income	$7,492,000	2,900
Provision for loan and lease losses	$600,000	3,834
Total noninterest income	$1,225,000	2,884
Gross Fiduciary activities income	$15,000	1,101
Service charges on deposit accounts	$531,000	2,533
Trading account gains and fees	$0	175
Additional Noninterest Income	$679,000	2,734
Total noninterest expense	$6,379,000	2,955
Salaries and employee benefits	$3,181,000	2,966
Premises and equipment expense	$1,484,000	1,722
Additional noninterest expense	$1,714,000	3,657
Pre-tax net operating income	$1,738,000	2,489
Securities gains (losses)	$0	3,793
Applicable income taxes	$226,000	2,625
Income before extraordinary items	$1,512,000	2,502
Extraordinary gains, net	$0	29
Net income	$1,512,000	2,499
Minority interest net income	$0	111
Net income of bank and minority interests.	$1,512,000	2,504
Net charge-offs	$846,000	2,913
Cash dividends	$0	4,193
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$1,512,000	2,407
2010-09-30 (YTD Data)		Rank
Total interest income	$7,780,000	2,923
Total interest expense	$2,178,000	2,774
Net interest income	$5,602,000	2,945
Provision for loan and lease losses	$450,000	3,704
Total noninterest income	$948,000	2,831
Gross Fiduciary activities income	$15,000	1,047
Service charges on deposit accounts	$394,000	2,618
Trading account gains and fees	$0	165
Additional Noninterest Income	$539,000	2,640
Total noninterest expense	$4,550,000	3,086
Salaries and employee benefits	$2,378,000	2,990
Premises and equipment expense	$894,000	2,140
Additional noninterest expense	$1,278,000	3,645
Pre-tax net operating income	$1,550,000	2,315
Securities gains (losses)	$0	3,651
Applicable income taxes	$266,000	2,263
Income before extraordinary items	$1,284,000	2,428
Extraordinary gains, net	$0	23
Net income	$1,284,000	2,424
Minority interest net income	$0	110
Net income of bank and minority interests.	$1,284,000	2,428
Net charge-offs	$596,000	2,841
Cash dividends	$0	3,702
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$1,284,000	2,302
2010-06-30 (YTD Data)		Rank
Total interest income	$5,155,000	2,972
Total interest expense	$1,469,000	2,843
Net interest income	$3,686,000	2,977
Provision for loan and lease losses	$300,000	3,591
Total noninterest income	$625,000	2,792
Gross Fiduciary activities income	$4,000	1,162
Service charges on deposit accounts	$260,000	2,640
Trading account gains and fees	$0	152
Additional Noninterest Income	$361,000	2,566
Total noninterest expense	$2,985,000	3,128
Salaries and employee benefits	$1,587,000	2,988
Premises and equipment expense	$617,000	2,100
Additional noninterest expense	$781,000	3,852
Pre-tax net operating income	$1,026,000	2,327
Securities gains (losses)	$0	3,184
Applicable income taxes	$161,000	2,343
Income before extraordinary items	$865,000	2,365
Extraordinary gains, net	$0	19
Net income	$865,000	2,361
Minority interest net income	$0	105
Net income of bank and minority interests.	$865,000	2,364
Net charge-offs	$537,000	2,362
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$865,000	2,270
2010-03-31 (YTD Data)		Rank
Total interest income	$2,575,000	3,024
Total interest expense	$760,000	2,879
Net interest income	$1,815,000	3,049
Provision for loan and lease losses	$150,000	3,336
Total noninterest income	$222,000	3,440
Gross Fiduciary activities income	$3,000	1,105
Service charges on deposit accounts	$126,000	2,692
Trading account gains and fees	$0	175
Additional Noninterest Income	$93,000	3,649
Total noninterest expense	$1,553,000	3,061
Salaries and employee benefits	$807,000	2,992
Premises and equipment expense	$357,000	1,889
Additional noninterest expense	$389,000	3,861
Pre-tax net operating income	$334,000	3,179
Securities gains (losses)	$0	2,284
Applicable income taxes	$3,000	4,254
Income before extraordinary items	$331,000	2,942
Extraordinary gains, net	$0	16
Net income	$331,000	2,938
Minority interest net income	$0	91
Net income of bank and minority interests.	$331,000	2,942
Net charge-offs	$225,000	2,308
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$331,000	2,828
2009-12-31 (YTD Data)		Rank
Total interest income	$10,778,000	3,038
Total interest expense	$3,359,000	3,148
Net interest income	$7,419,000	2,912
Provision for loan and lease losses	$800,000	3,838
Total noninterest income	$1,048,000	3,245
Gross Fiduciary activities income	$12,000	1,158
Service charges on deposit accounts	$585,000	2,585
Trading account gains and fees	$0	211
Additional Noninterest Income	$451,000	3,372
Total noninterest expense	$6,487,000	2,986
Salaries and employee benefits	$2,932,000	3,249
Premises and equipment expense	$1,008,000	2,554
Additional noninterest expense	$2,547,000	2,700
Pre-tax net operating income	$1,180,000	2,741
Securities gains (losses)	$357,000	1,091
Applicable income taxes	$152,000	2,592
Income before extraordinary items	$1,385,000	2,240
Extraordinary gains, net	$0	34
Net income	$1,385,000	2,238
Minority interest net income	$0	115
Net income of bank and minority interests.	$1,385,000	2,239
Net charge-offs	$789,000	3,193
Cash dividends	$0	4,670
Sale, conversion, retirement of capital stock, net	$-73,000	7,933
Net operating income	$1,063,700	2,627
2009-09-30 (YTD Data)		Rank
Total interest income	$7,724,000	3,216
Total interest expense	$2,497,000	3,295
Net interest income	$5,227,000	3,071
Provision for loan and lease losses	$650,000	3,400
Total noninterest income	$758,000	3,380
Gross Fiduciary activities income	$9,000	1,132
Service charges on deposit accounts	$433,000	2,613
Trading account gains and fees	$0	212
Additional Noninterest Income	$316,000	3,541
Total noninterest expense	$4,596,000	3,135
Salaries and employee benefits	$2,191,000	3,285
Premises and equipment expense	$712,000	2,736
Additional noninterest expense	$1,693,000	2,982
Pre-tax net operating income	$739,000	3,228
Securities gains (losses)	$375,000	849
Applicable income taxes	$66,000	3,156
Income before extraordinary items	$1,048,000	2,410
Extraordinary gains, net	$0	27
Net income	$1,048,000	2,408
Minority interest net income	$0	118
Net income of bank and minority interests.	$1,048,000	2,411
Net charge-offs	$705,000	2,626
Cash dividends	$0	4,191
Sale, conversion, retirement of capital stock, net	$-73,000	8,038
Net operating income	$695,500	3,052
2009-06-30 (YTD Data)		Rank
Total interest income	$4,947,000	3,343
Total interest expense	$1,640,000	3,441
Net interest income	$3,307,000	3,189
Provision for loan and lease losses	$500,000	2,961
Total noninterest income	$526,000	3,299
Gross Fiduciary activities income	$8,000	1,104
Service charges on deposit accounts	$265,000	2,742
Trading account gains and fees	$0	193
Additional Noninterest Income	$253,000	3,278
Total noninterest expense	$2,780,000	3,426
Salaries and employee benefits	$1,468,000	3,295
Premises and equipment expense	$420,000	3,057
Additional noninterest expense	$892,000	3,579
Pre-tax net operating income	$553,000	3,140
Securities gains (losses)	$375,000	633
Applicable income taxes	$77,000	2,829
Income before extraordinary items	$851,000	2,137
Extraordinary gains, net	$0	21
Net income	$851,000	2,134
Minority interest net income	$0	112
Net income of bank and minority interests.	$851,000	2,136
Net charge-offs	$610,000	2,113
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$506,000	2,967
2009-03-31 (YTD Data)		Rank
Total interest income	$2,391,000	3,457
Total interest expense	$793,000	3,641
Net interest income	$1,598,000	3,271
Provision for loan and lease losses	$150,000	3,210
Total noninterest income	$243,000	3,439
Gross Fiduciary activities income	$4,000	1,095
Service charges on deposit accounts	$117,000	2,942
Trading account gains and fees	$0	171
Additional Noninterest Income	$122,000	3,328
Total noninterest expense	$1,340,000	3,454
Salaries and employee benefits	$698,000	3,475
Premises and equipment expense	$252,000	2,661
Additional noninterest expense	$390,000	3,650
Pre-tax net operating income	$351,000	3,069
Securities gains (losses)	$375,000	432
Applicable income taxes	$126,000	1,949
Income before extraordinary items	$600,000	1,800
Extraordinary gains, net	$0	15
Net income	$600,000	1,801
Minority interest net income	$0	102
Net income of bank and minority interests.	$600,000	1,802
Net charge-offs	$208,000	2,099
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$288,750	3,051
2008-12-31 (YTD Data)		Rank
Total interest income	$10,950,000	3,300
Total interest expense	$4,250,000	3,358
Net interest income	$6,700,000	3,181
Provision for loan and lease losses	$680,000	3,289
Total noninterest income	$964,000	3,491
Gross Fiduciary activities income	$3,000	1,325
Service charges on deposit accounts	$510,000	2,965
Trading account gains and fees	$0	154
Additional Noninterest Income	$451,000	3,372
Total noninterest expense	$5,105,000	3,504
Salaries and employee benefits	$2,686,000	3,561
Premises and equipment expense	$990,000	2,649
Additional noninterest expense	$1,429,000	3,757
Pre-tax net operating income	$1,879,000	2,577
Securities gains (losses)	$187,000	749
Applicable income taxes	$543,000	1,764
Income before extraordinary items	$1,523,000	2,489
Extraordinary gains, net	$0	39
Net income	$1,523,000	2,488
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$121,000	4,738
Cash dividends	$0	5,455
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$1,384,620	2,808
2008-09-30 (YTD Data)		Rank
Total interest income	$8,320,000	3,308
Total interest expense	$3,334,000	3,359
Net interest income	$4,986,000	3,227
Provision for loan and lease losses	$330,000	3,386
Total noninterest income	$763,000	3,452
Gross Fiduciary activities income	$3,000	1,278
Service charges on deposit accounts	$385,000	2,983
Trading account gains and fees	$0	148
Additional Noninterest Income	$375,000	3,290
Total noninterest expense	$3,747,000	3,555
Salaries and employee benefits	$2,032,000	3,568
Premises and equipment expense	$591,000	3,228
Additional noninterest expense	$1,124,000	3,540
Pre-tax net operating income	$1,672,000	2,626
Securities gains (losses)	$0	3,106
Applicable income taxes	$445,000	2,037
Income before extraordinary items	$1,227,000	2,715
Extraordinary gains, net	$0	31
Net income	$1,227,000	2,711
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-28,000	8,117
Cash dividends	$0	4,937
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,227,000	2,856
2008-06-30 (YTD Data)		Rank
Total interest income	$5,535,000	3,375
Total interest expense	$2,324,000	3,366
Net interest income	$3,211,000	3,310
Provision for loan and lease losses	$200,000	3,141
Total noninterest income	$479,000	3,602
Gross Fiduciary activities income	$2,000	1,285
Service charges on deposit accounts	$244,000	3,068
Trading account gains and fees	$0	149
Additional Noninterest Income	$233,000	3,475
Total noninterest expense	$2,472,000	3,599
Salaries and employee benefits	$1,396,000	3,519
Premises and equipment expense	$356,000	3,508
Additional noninterest expense	$720,000	3,639
Pre-tax net operating income	$1,018,000	2,912
Securities gains (losses)	$0	3,233
Applicable income taxes	$268,000	2,346
Income before extraordinary items	$750,000	3,184
Extraordinary gains, net	$0	21
Net income	$750,000	3,185
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-52,000	8,272
Cash dividends	$0	4,733
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$750,000	3,133
2008-03-31 (YTD Data)		Rank
Total interest income	$2,783,000	3,441
Total interest expense	$1,245,000	3,367
Net interest income	$1,538,000	3,426
Provision for loan and lease losses	$80,000	3,055
Total noninterest income	$266,000	3,382
Gross Fiduciary activities income	$2,000	1,203
Service charges on deposit accounts	$111,000	3,231
Trading account gains and fees	$0	158
Additional Noninterest Income	$153,000	2,999
Total noninterest expense	$1,379,000	3,301
Salaries and employee benefits	$713,000	3,498
Premises and equipment expense	$216,000	3,010
Additional noninterest expense	$450,000	2,972
Pre-tax net operating income	$345,000	3,848
Securities gains (losses)	$0	2,688
Applicable income taxes	$74,000	3,138
Income before extraordinary items	$271,000	4,030
Extraordinary gains, net	$0	15
Net income	$271,000	4,032
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-21,000	8,150
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$271,000	3,942
2007-12-31 (YTD Data)		Rank
Total interest income	$11,345,000	3,436
Total interest expense	$5,683,000	3,141
Net interest income	$5,662,000	3,657
Provision for loan and lease losses	$120,000	4,617
Total noninterest income	$905,000	3,740
Gross Fiduciary activities income	$3,000	1,373
Service charges on deposit accounts	$504,000	3,039
Trading account gains and fees	$0	178
Additional Noninterest Income	$398,000	3,744
Total noninterest expense	$4,604,000	3,696
Salaries and employee benefits	$2,582,000	3,630
Premises and equipment expense	$892,000	2,824
Additional noninterest expense	$1,130,000	4,243
Pre-tax net operating income	$1,843,000	3,500
Securities gains (losses)	$179,000	468
Applicable income taxes	$620,000	2,457
Income before extraordinary items	$1,402,000	3,582
Extraordinary gains, net	$0	39
Net income	$1,402,000	3,581
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$136,000	3,346
Cash dividends	$0	5,817
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$1,278,490	3,792
2007-09-30 (YTD Data)		Rank
Total interest income	$8,484,000	3,457
Total interest expense	$4,355,000	3,088
Net interest income	$4,129,000	3,749
Provision for loan and lease losses	$0	6,528
Total noninterest income	$660,000	3,811
Gross Fiduciary activities income	$3,000	1,319
Service charges on deposit accounts	$379,000	3,026
Trading account gains and fees	$0	184
Additional Noninterest Income	$278,000	3,896
Total noninterest expense	$3,336,000	3,778
Salaries and employee benefits	$1,942,000	3,611
Premises and equipment expense	$608,000	3,039
Additional noninterest expense	$786,000	4,423
Pre-tax net operating income	$1,453,000	3,542
Securities gains (losses)	$-10,000	7,777
Applicable income taxes	$441,000	2,695
Income before extraordinary items	$1,002,000	3,887
Extraordinary gains, net	$0	33
Net income	$1,002,000	3,886
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-146,000	8,429
Cash dividends	$0	5,179
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$1,008,900	3,864
2007-06-30 (YTD Data)		Rank
Total interest income	$5,619,000	3,486
Total interest expense	$2,919,000	3,072
Net interest income	$2,700,000	3,823
Provision for loan and lease losses	$0	6,209
Total noninterest income	$437,000	3,831
Gross Fiduciary activities income	$2,000	1,311
Service charges on deposit accounts	$248,000	3,050
Trading account gains and fees	$0	168
Additional Noninterest Income	$187,000	3,909
Total noninterest expense	$2,249,000	3,767
Salaries and employee benefits	$1,293,000	3,652
Premises and equipment expense	$415,000	3,009
Additional noninterest expense	$541,000	4,325
Pre-tax net operating income	$888,000	3,791
Securities gains (losses)	$-10,000	7,993
Applicable income taxes	$259,000	2,916
Income before extraordinary items	$619,000	4,095
Extraordinary gains, net	$0	29
Net income	$619,000	4,095
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$191,000	1,390
Cash dividends	$0	4,977
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$626,100	4,063
2007-03-31 (YTD Data)		Rank
Total interest income	$2,793,000	3,476
Total interest expense	$1,447,000	3,079
Net interest income	$1,346,000	3,823
Provision for loan and lease losses	$0	5,779
Total noninterest income	$205,000	3,956
Gross Fiduciary activities income	$1,000	1,263
Service charges on deposit accounts	$113,000	3,201
Trading account gains and fees	$0	195
Additional Noninterest Income	$91,000	3,941
Total noninterest expense	$1,153,000	3,680
Salaries and employee benefits	$640,000	3,705
Premises and equipment expense	$251,000	2,582
Additional noninterest expense	$262,000	4,385
Pre-tax net operating income	$398,000	4,005
Securities gains (losses)	$0	1,187
Applicable income taxes	$108,000	3,167
Income before extraordinary items	$290,000	4,260
Extraordinary gains, net	$0	22
Net income	$290,000	4,262
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-139,000	8,546
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$290,000	4,237
2006-12-31 (YTD Data)		Rank
Total interest income	$10,222,000	3,512
Total interest expense	$5,138,000	2,966
Net interest income	$5,084,000	3,955
Provision for loan and lease losses	$0	6,850
Total noninterest income	$807,000	4,026
Gross Fiduciary activities income	$5,000	1,355
Service charges on deposit accounts	$472,000	3,182
Trading account gains and fees	$0	130
Additional Noninterest Income	$330,000	4,115
Total noninterest expense	$4,340,000	3,734
Salaries and employee benefits	$2,303,000	3,850
Premises and equipment expense	$841,000	2,870
Additional noninterest expense	$1,196,000	3,949
Pre-tax net operating income	$1,551,000	4,216
Securities gains (losses)	$-726,000	8,552
Applicable income taxes	$60,000	5,326
Income before extraordinary items	$765,000	5,308
Extraordinary gains, net	$0	51
Net income	$765,000	5,310
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-262,000	8,609
Cash dividends	$0	5,941
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$1,440,180	3,845
2006-09-30 (YTD Data)		Rank
Total interest income	$7,516,000	3,540
Total interest expense	$3,686,000	2,991
Net interest income	$3,830,000	3,972
Provision for loan and lease losses	$0	6,685
Total noninterest income	$562,000	4,219
Gross Fiduciary activities income	$5,000	1,291
Service charges on deposit accounts	$348,000	3,234
Trading account gains and fees	$0	126
Additional Noninterest Income	$209,000	4,447
Total noninterest expense	$3,158,000	3,826
Salaries and employee benefits	$1,700,000	3,883
Premises and equipment expense	$601,000	2,996
Additional noninterest expense	$857,000	4,056
Pre-tax net operating income	$1,234,000	4,229
Securities gains (losses)	$-726,000	8,656
Applicable income taxes	$-8,000	8,407
Income before extraordinary items	$516,000	5,688
Extraordinary gains, net	$0	45
Net income	$516,000	5,690
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-252,000	8,659
Cash dividends	$0	5,292
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$1,242,000	3,630
2006-06-30 (YTD Data)		Rank
Total interest income	$4,820,000	3,597
Total interest expense	$2,305,000	3,036
Net interest income	$2,515,000	4,026
Provision for loan and lease losses	$0	6,419
Total noninterest income	$460,000	3,718
Gross Fiduciary activities income	$4,000	1,273
Service charges on deposit accounts	$228,000	3,249
Trading account gains and fees	$0	126
Additional Noninterest Income	$228,000	3,485
Total noninterest expense	$2,122,000	3,809
Salaries and employee benefits	$1,113,000	3,962
Premises and equipment expense	$417,000	2,891
Additional noninterest expense	$592,000	3,956
Pre-tax net operating income	$853,000	4,175
Securities gains (losses)	$-676,000	8,715
Applicable income taxes	$-98,000	8,632
Income before extraordinary items	$275,000	6,187
Extraordinary gains, net	$0	39
Net income	$275,000	6,187
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-303,000	8,711
Cash dividends	$0	5,069
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$951,000	3,321
2006-03-31 (YTD Data)		Rank
Total interest income	$2,342,000	3,610
Total interest expense	$1,081,000	3,060
Net interest income	$1,261,000	4,021
Provision for loan and lease losses	$0	6,013
Total noninterest income	$216,000	3,811
Gross Fiduciary activities income	$2,000	1,247
Service charges on deposit accounts	$106,000	3,341
Trading account gains and fees	$0	115
Additional Noninterest Income	$108,000	3,577
Total noninterest expense	$1,098,000	3,732
Salaries and employee benefits	$576,000	3,875
Premises and equipment expense	$232,000	2,649
Additional noninterest expense	$290,000	4,009
Pre-tax net operating income	$379,000	4,395
Securities gains (losses)	$-188,000	8,707
Applicable income taxes	$-22,000	8,581
Income before extraordinary items	$213,000	5,215
Extraordinary gains, net	$0	21
Net income	$213,000	5,214
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$271,000	502
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$401,000	3,693
2005-12-31 (YTD Data)		Rank
Total interest income	$9,136,000	3,384
Total interest expense	$3,785,000	2,769
Net interest income	$5,351,000	3,763
Provision for loan and lease losses	$350,000	2,522
Total noninterest income	$825,000	3,983
Gross Fiduciary activities income	$9,000	1,311
Service charges on deposit accounts	$477,000	3,149
Trading account gains and fees	$0	138
Additional Noninterest Income	$339,000	4,090
Total noninterest expense	$4,062,000	3,825
Salaries and employee benefits	$2,049,000	4,061
Premises and equipment expense	$825,000	2,820
Additional noninterest expense	$1,188,000	3,898
Pre-tax net operating income	$1,764,000	4,005
Securities gains (losses)	$-25,000	7,924
Applicable income taxes	$199,000	4,677
Income before extraordinary items	$1,540,000	3,718
Extraordinary gains, net	$0	46
Net income	$1,540,000	3,719
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$218,000	2,172
Cash dividends	$0	6,054
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$1,562,250	3,663
2005-09-30 (YTD Data)		Rank
Total interest income	$6,838,000	3,332
Total interest expense	$2,731,000	2,735
Net interest income	$4,107,000	3,679
Provision for loan and lease losses	$350,000	1,932
Total noninterest income	$616,000	3,998
Gross Fiduciary activities income	$8,000	1,254
Service charges on deposit accounts	$356,000	3,167
Trading account gains and fees	$0	126
Additional Noninterest Income	$252,000	4,119
Total noninterest expense	$3,005,000	3,830
Salaries and employee benefits	$1,529,000	4,031
Premises and equipment expense	$558,000	3,058
Additional noninterest expense	$918,000	3,742
Pre-tax net operating income	$1,368,000	3,993
Securities gains (losses)	$-25,000	8,266
Applicable income taxes	$150,000	4,802
Income before extraordinary items	$1,193,000	3,671
Extraordinary gains, net	$0	35
Net income	$1,193,000	3,672
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$226,000	1,549
Cash dividends	$0	5,317
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$1,215,250	3,598
2005-06-30 (YTD Data)		Rank
Total interest income	$4,587,000	3,260
Total interest expense	$1,721,000	2,722
Net interest income	$2,866,000	3,526
Provision for loan and lease losses	$300,000	1,505
Total noninterest income	$386,000	4,142
Gross Fiduciary activities income	$7,000	1,215
Service charges on deposit accounts	$234,000	3,165
Trading account gains and fees	$0	116
Additional Noninterest Income	$145,000	4,399
Total noninterest expense	$1,965,000	3,861
Salaries and employee benefits	$1,025,000	4,000
Premises and equipment expense	$377,000	3,002
Additional noninterest expense	$563,000	3,995
Pre-tax net operating income	$987,000	3,747
Securities gains (losses)	$48,000	795
Applicable income taxes	$130,000	4,458
Income before extraordinary items	$905,000	3,342
Extraordinary gains, net	$0	30
Net income	$905,000	3,344
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$340,000	809
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$863,240	3,410
2005-03-31 (YTD Data)		Rank
Total interest income	$2,331,000	3,191
Total interest expense	$836,000	2,681
Net interest income	$1,495,000	3,425
Provision for loan and lease losses	$225,000	1,003
Total noninterest income	$193,000	4,061
Gross Fiduciary activities income	$5,000	1,162
Service charges on deposit accounts	$113,000	3,173
Trading account gains and fees	$0	115
Additional Noninterest Income	$75,000	4,317
Total noninterest expense	$1,030,000	3,760
Salaries and employee benefits	$520,000	3,977
Premises and equipment expense	$212,000	2,724
Additional noninterest expense	$298,000	3,818
Pre-tax net operating income	$433,000	4,062
Securities gains (losses)	$81,000	419
Applicable income taxes	$70,000	4,289
Income before extraordinary items	$444,000	3,346
Extraordinary gains, net	$0	24
Net income	$444,000	3,347
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$271,000	555
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$374,340	3,748
2004-12-31 (YTD Data)		Rank
Total interest income	$9,430,000	2,983
Total interest expense	$3,207,000	2,478
Net interest income	$6,223,000	3,198
Provision for loan and lease losses	$575,000	1,740
Total noninterest income	$1,029,000	3,470
Gross Fiduciary activities income	$8,000	1,352
Service charges on deposit accounts	$471,000	3,276
Trading account gains and fees	$0	138
Additional Noninterest Income	$550,000	3,130
Total noninterest expense	$3,797,000	3,906
Salaries and employee benefits	$1,942,000	4,095
Premises and equipment expense	$840,000	2,671
Additional noninterest expense	$1,015,000	4,288
Pre-tax net operating income	$2,880,000	2,681
Securities gains (losses)	$-22,000	8,407
Applicable income taxes	$611,000	2,999
Income before extraordinary items	$2,247,000	2,647
Extraordinary gains, net	$0	34
Net income	$2,247,000	2,650
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$538,000	1,264
Cash dividends	$0	6,149
Sale, conversion, retirement of capital stock, net	$-77,000	8,893
Net operating income	$2,264,380	2,578
2004-09-30 (YTD Data)		Rank
Total interest income	$7,006,000	2,970
Total interest expense	$2,389,000	2,456
Net interest income	$4,617,000	3,219
Provision for loan and lease losses	$300,000	2,260
Total noninterest income	$819,000	3,346
Gross Fiduciary activities income	$3,000	1,390
Service charges on deposit accounts	$355,000	3,291
Trading account gains and fees	$0	134
Additional Noninterest Income	$461,000	2,941
Total noninterest expense	$2,844,000	3,875
Salaries and employee benefits	$1,479,000	3,994
Premises and equipment expense	$619,000	2,707
Additional noninterest expense	$746,000	4,308
Pre-tax net operating income	$2,292,000	2,571
Securities gains (losses)	$54,000	1,604
Applicable income taxes	$534,000	2,791
Income before extraordinary items	$1,812,000	2,549
Extraordinary gains, net	$0	26
Net income	$1,812,000	2,551
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$258,000	1,594
Cash dividends	$0	5,363
Sale, conversion, retirement of capital stock, net	$-77,000	8,970
Net operating income	$1,770,420	2,522
2004-06-30 (YTD Data)		Rank
Total interest income	$4,637,000	2,986
Total interest expense	$1,593,000	2,440
Net interest income	$3,044,000	3,244
Provision for loan and lease losses	$175,000	2,464
Total noninterest income	$625,000	3,085
Gross Fiduciary activities income	$3,000	1,346
Service charges on deposit accounts	$232,000	3,306
Trading account gains and fees	$0	130
Additional Noninterest Income	$390,000	2,551
Total noninterest expense	$1,904,000	3,895
Salaries and employee benefits	$1,004,000	3,959
Premises and equipment expense	$424,000	2,647
Additional noninterest expense	$476,000	4,487
Pre-tax net operating income	$1,590,000	2,464
Securities gains (losses)	$54,000	1,410
Applicable income taxes	$388,000	2,616
Income before extraordinary items	$1,256,000	2,427
Extraordinary gains, net	$0	21
Net income	$1,256,000	2,428
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-125,000	8,922
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$1,214,960	2,436
2004-03-31 (YTD Data)		Rank
Total interest income	$2,301,000	3,012
Total interest expense	$794,000	2,464
Net interest income	$1,507,000	3,244
Provision for loan and lease losses	$100,000	2,105
Total noninterest income	$428,000	2,424
Gross Fiduciary activities income	$1,000	1,344
Service charges on deposit accounts	$110,000	3,351
Trading account gains and fees	$0	121
Additional Noninterest Income	$317,000	1,816
Total noninterest expense	$1,055,000	3,606
Salaries and employee benefits	$528,000	3,833
Premises and equipment expense	$242,000	2,382
Additional noninterest expense	$285,000	3,900
Pre-tax net operating income	$780,000	2,468
Securities gains (losses)	$13,000	1,918
Applicable income taxes	$184,000	2,710
Income before extraordinary items	$609,000	2,460
Extraordinary gains, net	$0	16
Net income	$609,000	2,461
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$7,000	3,876
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$598,990	2,422
2003-12-31 (YTD Data)		Rank
Total interest income	$10,314,000	2,747
Total interest expense	$3,761,000	2,357
Net interest income	$6,553,000	2,930
Provision for loan and lease losses	$0	7,651
Total noninterest income	$757,000	4,358
Gross Fiduciary activities income	$3,000	1,497
Service charges on deposit accounts	$480,000	3,195
Trading account gains and fees	$0	160
Additional Noninterest Income	$274,000	4,677
Total noninterest expense	$3,997,000	3,723
Salaries and employee benefits	$1,933,000	4,045
Premises and equipment expense	$1,193,000	1,917
Additional noninterest expense	$871,000	4,754
Pre-tax net operating income	$3,313,000	2,309
Securities gains (losses)	$-41,000	8,940
Applicable income taxes	$781,000	2,582
Income before extraordinary items	$2,491,000	2,380
Extraordinary gains, net	$0	54
Net income	$2,491,000	2,383
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$187,000	2,991
Cash dividends	$0	6,283
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$2,522,160	2,252
2003-09-30 (YTD Data)		Rank
Total interest income	$7,757,000	2,781
Total interest expense	$2,934,000	2,348
Net interest income	$4,823,000	3,002
Provision for loan and lease losses	$0	7,481
Total noninterest income	$627,000	4,182
Gross Fiduciary activities income	$3,000	1,448
Service charges on deposit accounts	$356,000	3,234
Trading account gains and fees	$0	153
Additional Noninterest Income	$268,000	4,251
Total noninterest expense	$2,859,000	3,840
Salaries and employee benefits	$1,464,000	4,000
Premises and equipment expense	$774,000	2,210
Additional noninterest expense	$621,000	4,887
Pre-tax net operating income	$2,591,000	2,310
Securities gains (losses)	$-41,000	9,065
Applicable income taxes	$624,000	2,589
Income before extraordinary items	$1,926,000	2,420
Extraordinary gains, net	$0	40
Net income	$1,926,000	2,419
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$220,000	2,076
Cash dividends	$0	5,519
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$1,957,160	2,264
2003-06-30 (YTD Data)		Rank
Total interest income	$5,238,000	2,770
Total interest expense	$2,094,000	2,258
Net interest income	$3,144,000	3,053
Provision for loan and lease losses	$0	7,324
Total noninterest income	$388,000	4,330
Gross Fiduciary activities income	$3,000	1,400
Service charges on deposit accounts	$230,000	3,273
Trading account gains and fees	$0	150
Additional Noninterest Income	$155,000	4,517
Total noninterest expense	$1,789,000	4,018
Salaries and employee benefits	$985,000	3,965
Premises and equipment expense	$399,000	2,774
Additional noninterest expense	$405,000	4,968
Pre-tax net operating income	$1,743,000	2,300
Securities gains (losses)	$0	3,782
Applicable income taxes	$424,000	2,583
Income before extraordinary items	$1,319,000	2,354
Extraordinary gains, net	$0	30
Net income	$1,319,000	2,352
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-72,000	9,066
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$1,319,000	2,228
2003-03-31 (YTD Data)		Rank
Total interest income	$2,644,000	2,759
Total interest expense	$1,106,000	2,207
Net interest income	$1,538,000	3,106
Provision for loan and lease losses	$0	6,934
Total noninterest income	$182,000	4,388
Gross Fiduciary activities income	$1,000	1,409
Service charges on deposit accounts	$111,000	3,288
Trading account gains and fees	$0	134
Additional Noninterest Income	$70,000	4,607
Total noninterest expense	$933,000	3,877
Salaries and employee benefits	$505,000	3,867
Premises and equipment expense	$219,000	2,553
Additional noninterest expense	$209,000	4,798
Pre-tax net operating income	$787,000	2,508
Securities gains (losses)	$0	2,891
Applicable income taxes	$184,000	2,846
Income before extraordinary items	$603,000	2,538
Extraordinary gains, net	$0	21
Net income	$603,000	2,535
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-12,000	8,659
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$603,000	2,398
2002-12-31 (YTD Data)		Rank
Total interest income	$11,721,000	2,611
Total interest expense	$5,719,000	1,984
Net interest income	$6,002,000	3,137
Provision for loan and lease losses	$750,000	1,730
Total noninterest income	$1,055,000	3,359
Gross Fiduciary activities income	$3,000	1,565
Service charges on deposit accounts	$470,000	3,129
Trading account gains and fees	$0	153
Additional Noninterest Income	$582,000	3,021
Total noninterest expense	$3,442,000	4,024
Salaries and employee benefits	$1,824,000	4,040
Premises and equipment expense	$724,000	2,916
Additional noninterest expense	$894,000	4,566
Pre-tax net operating income	$2,865,000	2,592
Securities gains (losses)	$28,000	2,890
Applicable income taxes	$693,000	2,868
Income before extraordinary items	$2,200,000	2,608
Extraordinary gains, net	$0	70
Net income	$2,200,000	2,607
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$959,000	1,007
Cash dividends	$0	6,377
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$2,178,720	2,535
2001-12-31 (YTD Data)		Rank
Total interest income	$12,909,000	2,641
Total interest expense	$8,343,000	1,940
Net interest income	$4,566,000	3,704
Provision for loan and lease losses	$150,000	4,756
Total noninterest income	$907,000	3,556
Gross Fiduciary activities income	$3,000	1,597
Service charges on deposit accounts	$461,000	3,039
Trading account gains and fees	$0	177
Additional Noninterest Income	$443,000	3,343
Total noninterest expense	$3,120,000	4,207
Salaries and employee benefits	$1,706,000	4,092
Premises and equipment expense	$621,000	3,279
Additional noninterest expense	$793,000	4,809
Pre-tax net operating income	$2,203,000	2,951
Securities gains (losses)	$5,000	3,927
Applicable income taxes	$467,000	3,443
Income before extraordinary items	$1,741,000	2,873
Extraordinary gains, net	$0	105
Net income	$1,741,000	2,876
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-142,000	9,534
Cash dividends	$0	6,617
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$1,737,050	2,793
2000-12-31 (YTD Data)		Rank
Total interest income	$11,593,000	2,979
Total interest expense	$7,610,000	2,237
Net interest income	$3,983,000	4,193
Provision for loan and lease losses	$100,000	5,274
Total noninterest income	$831,000	3,570
Gross Fiduciary activities income	$12,000	1,200
Service charges on deposit accounts	$432,000	3,046
Trading account gains and fees	$0	180
Additional Noninterest Income	$387,000	3,430
Total noninterest expense	$3,325,000	3,880
Salaries and employee benefits	$1,551,000	4,244
Premises and equipment expense	$524,000	3,650
Additional noninterest expense	$1,250,000	3,293
Pre-tax net operating income	$1,389,000	4,299
Securities gains (losses)	$-41,000	9,106
Applicable income taxes	$172,000	5,693
Income before extraordinary items	$1,176,000	3,916
Extraordinary gains, net	$0	38
Net income	$1,176,000	3,917
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$186,000	2,511
Cash dividends	$0	6,853
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$1,211,670	3,825
1999-12-31 (YTD Data)		Rank
Total interest income	$10,306,000	3,132
Total interest expense	$6,451,000	2,287
Net interest income	$3,855,000	4,309
Provision for loan and lease losses	$425,000	1,996
Total noninterest income	$676,000	4,092
Gross Fiduciary activities income	$18,000	1,215
Service charges on deposit accounts	$410,000	3,157
Trading account gains and fees	$0	173
Additional Noninterest Income	$248,000	4,457
Total noninterest expense	$2,848,000	4,399
Salaries and employee benefits	$1,460,000	4,432
Premises and equipment expense	$520,000	3,639
Additional noninterest expense	$868,000	4,497
Pre-tax net operating income	$1,258,000	4,626
Securities gains (losses)	$-34,000	9,691
Applicable income taxes	$212,000	5,584
Income before extraordinary items	$1,012,000	4,398
Extraordinary gains, net	$0	35
Net income	$1,012,000	4,399
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$153,000	2,815
Cash dividends	$0	7,131
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$1,040,220	4,263
1998-12-31 (YTD Data)		Rank
Total interest income	$9,176,000	3,477
Total interest expense	$5,795,000	2,613
Net interest income	$3,381,000	4,717
Provision for loan and lease losses	$628,000	1,436
Total noninterest income	$767,000	3,740
Gross Fiduciary activities income	$2,000	1,363
Service charges on deposit accounts	$448,000	2,830
Trading account gains and fees	$0	224
Additional Noninterest Income	$317,000	3,898
Total noninterest expense	$2,714,000	4,494
Salaries and employee benefits	$1,402,000	4,496
Premises and equipment expense	$614,000	3,096
Additional noninterest expense	$698,000	5,176
Pre-tax net operating income	$806,000	6,073
Securities gains (losses)	$-10,000	10,190
Applicable income taxes	$75,000	7,905
Income before extraordinary items	$721,000	5,524
Extraordinary gains, net	$0	32
Net income	$721,000	5,525
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$545,000	1,180
Cash dividends	$0	7,473
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$730,100	5,373
1997-12-31 (YTD Data)		Rank
Total interest income	$7,776,000	4,069
Total interest expense	$4,606,000	3,220
Net interest income	$3,170,000	5,089
Provision for loan and lease losses	$130,000	4,446
Total noninterest income	$623,000	4,305
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$384,000	3,338
Trading account gains and fees	NA	NA
Additional Noninterest Income	$239,000	4,496
Total noninterest expense	$2,429,000	4,886
Salaries and employee benefits	$1,342,000	4,658
Premises and equipment expense	$529,000	3,526
Additional noninterest expense	$558,000	6,062
Pre-tax net operating income	$1,234,000	5,149
Securities gains (losses)	$0	3,944
Applicable income taxes	$360,000	5,210
Income before extraordinary items	$874,000	5,153
Extraordinary gains, net	$0	44
Net income	$874,000	5,155
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-144,000	10,778
Cash dividends	$0	7,871
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$874,000	5,100
1996-12-31 (YTD Data)		Rank
Total interest income	$5,834,000	5,291
Total interest expense	$3,184,000	4,531
Net interest income	$2,650,000	5,963
Provision for loan and lease losses	$100,000	5,070
Total noninterest income	$557,000	4,795
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$319,000	4,038
Trading account gains and fees	NA	NA
Additional Noninterest Income	$238,000	4,674
Total noninterest expense	$2,206,000	5,530
Salaries and employee benefits	$1,160,000	5,356
Premises and equipment expense	$373,000	4,796
Additional noninterest expense	$673,000	5,901
Pre-tax net operating income	$901,000	6,083
Securities gains (losses)	$0	4,148
Applicable income taxes	$273,000	6,139
Income before extraordinary items	$628,000	6,105
Extraordinary gains, net	$0	53
Net income	$628,000	6,108
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-19,000	10,676
Cash dividends	$0	8,336
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$628,000	6,052
1995-12-31 (YTD Data)		Rank
Total interest income	$4,989,000	5,994
Total interest expense	$2,767,000	5,107
Net interest income	$2,222,000	6,828
Provision for loan and lease losses	$0	8,958
Total noninterest income	$355,000	6,416
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$236,000	5,108
Trading account gains and fees	NA	NA
Additional Noninterest Income	$119,000	6,675
Total noninterest expense	$2,057,000	5,857
Salaries and employee benefits	$1,055,000	5,792
Premises and equipment expense	$350,000	5,024
Additional noninterest expense	$652,000	6,182
Pre-tax net operating income	$520,000	8,328
Securities gains (losses)	$0	3,831
Applicable income taxes	$107,000	9,035
Income before extraordinary items	$413,000	7,938
Extraordinary gains, net	$0	65
Net income	$413,000	7,937
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-5,000	10,354
Cash dividends	$0	8,717
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$413,000	7,904
1994-12-31 (YTD Data)		Rank
Total interest income	$4,937,000	5,724
Total interest expense	$2,369,000	4,861
Net interest income	$2,568,000	6,330
Provision for loan and lease losses	$70,000	5,310
Total noninterest income	$289,000	7,391
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$173,000	6,386
Trading account gains and fees	NA	NA
Additional Noninterest Income	$116,000	7,032
Total noninterest expense	$1,852,000	6,559
Salaries and employee benefits	$877,000	6,771
Premises and equipment expense	$287,000	5,908
Additional noninterest expense	$688,000	6,411
Pre-tax net operating income	$935,000	6,237
Securities gains (losses)	$-450,000	12,218
Applicable income taxes	$88,000	9,626
Income before extraordinary items	$397,000	8,222
Extraordinary gains, net	$0	249
Net income	$397,000	8,224
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-41,000	11,772
Cash dividends	$0	8,932
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$766,000	5,598
1993-12-31 (YTD Data)		Rank
Total interest income	$4,589,000	6,209
Total interest expense	$2,333,000	5,102
Net interest income	$2,256,000	7,024
Provision for loan and lease losses	$20,000	9,046
Total noninterest income	$603,000	4,946
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$150,000	7,086
Trading account gains and fees	NA	NA
Additional Noninterest Income	$453,000	3,478
Total noninterest expense	$1,704,000	7,176
Salaries and employee benefits	$795,000	7,357
Premises and equipment expense	$234,000	7,011
Additional noninterest expense	$675,000	6,747
Pre-tax net operating income	$1,135,000	5,396
Securities gains (losses)	$227,000	1,551
Applicable income taxes	$415,000	4,873
Income before extraordinary items	$947,000	4,894
Extraordinary gains, net	$0	3,149
Net income	$947,000	5,037
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$49,000	6,087
Cash dividends	$0	9,081
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$788,100	5,396
1992-12-31 (YTD Data)		Rank
Total interest income	$4,112,000	7,369
Total interest expense	$2,161,000	6,723
Net interest income	$1,951,000	7,892
Provision for loan and lease losses	$75,000	8,067
Total noninterest income	$362,000	6,943
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$138,000	7,445
Trading account gains and fees	NA	NA
Additional Noninterest Income	$224,000	5,312
Total noninterest expense	$1,392,000	8,329
Salaries and employee benefits	$763,000	7,518
Premises and equipment expense	$155,000	8,970
Additional noninterest expense	$474,000	8,709
Pre-tax net operating income	$846,000	6,355
Securities gains (losses)	$105,000	2,939
Applicable income taxes	$277,000	6,260
Income before extraordinary items	$674,000	6,073
Extraordinary gains, net	$0	1,422
Net income	$674,000	6,142
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-75,000	13,638
Cash dividends	$0	8,912
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$599,450	6,217

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.