Home > Eagle Valley Bank > Income and Expense
Eagle Valley Bank, Income and Expense
1997-12-31 (YTD Data) | Rank | |
Total interest income | $226,000 | 10,827 |
Total interest expense | $95,000 | 10,781 |
Net interest income | $131,000 | 10,832 |
Provision for loan and lease losses | $0 | 8,829 |
Total noninterest income | $28,000 | 10,603 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $18,000 | 9,171 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $10,000 | 10,416 |
Total noninterest expense | $226,000 | 10,803 |
Salaries and employee benefits | $41,000 | 10,888 |
Premises and equipment expense | $44,000 | 10,343 |
Additional noninterest expense | $141,000 | 10,108 |
Pre-tax net operating income | $-67,000 | 10,457 |
Securities gains (losses) | $0 | 3,944 |
Applicable income taxes | $-21,000 | 10,554 |
Income before extraordinary items | $-46,000 | 10,467 |
Extraordinary gains, net | $0 | 44 |
Net income | $-46,000 | 10,470 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 8,513 |
Cash dividends | $0 | 7,871 |
Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
Net operating income | $-46,000 | 10,430 |
1996-12-31 (YTD Data) | Rank | |
Total interest income | $501,000 | 11,260 |
Total interest expense | $219,000 | 11,208 |
Net interest income | $282,000 | 11,250 |
Provision for loan and lease losses | $-100,000 | 11,258 |
Total noninterest income | $63,000 | 10,621 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $37,000 | 9,188 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $26,000 | 10,065 |
Total noninterest expense | $219,000 | 11,346 |
Salaries and employee benefits | $169,000 | 11,164 |
Premises and equipment expense | $11,000 | 11,376 |
Additional noninterest expense | $39,000 | 11,412 |
Pre-tax net operating income | $226,000 | 9,621 |
Securities gains (losses) | $0 | 4,148 |
Applicable income taxes | $86,000 | 9,001 |
Income before extraordinary items | $140,000 | 9,887 |
Extraordinary gains, net | $0 | 53 |
Net income | $140,000 | 9,885 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 8,805 |
Cash dividends | $0 | 8,336 |
Sale, conversion, retirement of capital stock, net | $0 | 953 |
Net operating income | $140,000 | 9,831 |
1995-12-31 (YTD Data) | Rank | |
Total interest income | $479,000 | 11,792 |
Total interest expense | $176,000 | 11,781 |
Net interest income | $303,000 | 11,760 |
Provision for loan and lease losses | $0 | 8,958 |
Total noninterest income | $37,000 | 11,551 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $30,000 | 9,793 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $7,000 | 11,654 |
Total noninterest expense | $215,000 | 11,861 |
Salaries and employee benefits | $171,000 | 11,651 |
Premises and equipment expense | $16,000 | 11,846 |
Additional noninterest expense | $28,000 | 11,948 |
Pre-tax net operating income | $125,000 | 10,939 |
Securities gains (losses) | $0 | 3,831 |
Applicable income taxes | $38,000 | 10,426 |
Income before extraordinary items | $87,000 | 11,041 |
Extraordinary gains, net | $0 | 65 |
Net income | $87,000 | 11,040 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 8,856 |
Cash dividends | $0 | 8,717 |
Sale, conversion, retirement of capital stock, net | $0 | 809 |
Net operating income | $87,000 | 11,019 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $459,000 | 12,434 |
Total interest expense | $139,000 | 12,464 |
Net interest income | $320,000 | 12,381 |
Provision for loan and lease losses | $0 | 9,146 |
Total noninterest income | $41,000 | 12,111 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $34,000 | 10,221 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $7,000 | 12,250 |
Total noninterest expense | $233,000 | 12,477 |
Salaries and employee benefits | $185,000 | 12,168 |
Premises and equipment expense | $16,000 | 12,478 |
Additional noninterest expense | $32,000 | 12,584 |
Pre-tax net operating income | $128,000 | 11,427 |
Securities gains (losses) | $0 | 3,600 |
Applicable income taxes | $39,000 | 10,719 |
Income before extraordinary items | $89,000 | 11,485 |
Extraordinary gains, net | $0 | 249 |
Net income | $89,000 | 11,491 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 8,921 |
Cash dividends | $0 | 8,932 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $89,000 | 11,531 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $497,000 | 13,063 |
Total interest expense | $154,000 | 13,104 |
Net interest income | $343,000 | 12,922 |
Provision for loan and lease losses | $0 | 10,371 |
Total noninterest income | $33,000 | 12,890 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $25,000 | 10,888 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $8,000 | 12,880 |
Total noninterest expense | $282,000 | 13,026 |
Salaries and employee benefits | $222,000 | 12,437 |
Premises and equipment expense | $23,000 | 13,026 |
Additional noninterest expense | $37,000 | 13,245 |
Pre-tax net operating income | $94,000 | 11,907 |
Securities gains (losses) | $0 | 7,477 |
Applicable income taxes | $26,000 | 11,482 |
Income before extraordinary items | $68,000 | 12,112 |
Extraordinary gains, net | $0 | 3,149 |
Net income | $68,000 | 12,143 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 9,922 |
Cash dividends | $0 | 9,081 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $68,000 | 11,953 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $551,000 | 13,658 |
Total interest expense | $206,000 | 13,705 |
Net interest income | $345,000 | 13,522 |
Provision for loan and lease losses | $0 | 11,756 |
Total noninterest income | $34,000 | 13,468 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $27,000 | 11,160 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $7,000 | 13,545 |
Total noninterest expense | $272,000 | 13,649 |
Salaries and employee benefits | $217,000 | 12,972 |
Premises and equipment expense | $22,000 | 13,625 |
Additional noninterest expense | $33,000 | 13,886 |
Pre-tax net operating income | $107,000 | 11,944 |
Securities gains (losses) | $1,000 | 7,986 |
Applicable income taxes | $36,000 | 11,628 |
Income before extraordinary items | $72,000 | 12,328 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $72,000 | 12,351 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 11,197 |
Cash dividends | $0 | 8,912 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $71,330 | 12,046 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.