Home > Eagle Valley Bank > Net charge- offs to loans
Eagle Valley Bank, Net charge- offs to loans
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5509% | 272 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6713% | 72 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.3611% | 15 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | 2.4096% | 17 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,100 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,413 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,294 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0008% | 4,102 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0030% | 4,325 |
| Percentage Net Loans Charged-off:Construction & development | -0.1180% | 4,808 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,316 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0067% | 2,258 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4352% | 4,168 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0172% | 1,966 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0224% | 2,239 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,627 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,501 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0091% | 4,609 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0109% | 4,578 |
| Percentage Net Loans Charged-off:Construction & development | -0.1479% | 4,882 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,034 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0135% | 4,754 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5716% | 4,218 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,002 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0077% | 4,069 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1615% | 2,670 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1615% | 2,523 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0103% | 4,545 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0144% | 4,705 |
| Percentage Net Loans Charged-off:Construction & development | -0.2027% | 4,972 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 817 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0135% | 4,727 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5410% | 4,229 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,712 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,692 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2104% | 2,279 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2104% | 2,141 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0140% | 4,561 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0042% | 4,326 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0133% | 4,760 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4890% | 4,263 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,248 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,124 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.2546% | 5,611 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.2546% | 5,573 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0074% | 4,009 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0023% | 2,892 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0286% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0354% | 5,262 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2444% | 4,288 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0291% | 5,225 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0369% | 2,175 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,707 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,583 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0075% | 3,658 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0046% | 2,500 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0383% | 891 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0432% | 5,324 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1622% | 4,281 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0396% | 5,320 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0478% | 1,770 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3675% | 5,569 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3675% | 5,525 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0283% | 2,918 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0213% | 1,914 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0880% | 598 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0670% | 5,520 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2441% | 4,363 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0614% | 5,498 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0696% | 1,410 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,073 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,935 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0682% | 1,803 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0910% | 897 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1977% | 300 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0147% | 5,040 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0151% | 5,106 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,202 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3474% | 5,502 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3474% | 5,452 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0032% | 4,353 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0065% | 3,149 |
| Percentage Net Loans Charged-off:Construction & development | -0.2421% | 5,229 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0218% | 5,277 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1059% | 1,718 |
| Percentage Net Loans Charged-off: Home equity loans | -3.0410% | 4,587 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1881% | 1,136 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0068% | 4,379 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0714% | 5,340 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0714% | 5,278 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0344% | 5,410 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0406% | 5,490 |
| Percentage Net Loans Charged-off:Construction & development | -0.3093% | 5,337 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0185% | 5,338 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0281% | 5,502 |
| Percentage Net Loans Charged-off: Home equity loans | -4.0712% | 4,633 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0749% | 1,802 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0096% | 4,360 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,397 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,255 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0500% | 5,547 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0618% | 5,683 |
| Percentage Net Loans Charged-off:Construction & development | -0.3266% | 5,400 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0279% | 5,529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0780% | 5,829 |
| Percentage Net Loans Charged-off: Home equity loans | -6.3680% | 4,667 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0799% | 1,611 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0143% | 4,412 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1300% | 2,549 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1300% | 2,415 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0133% | 2,921 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0110% | 1,924 |
| Percentage Net Loans Charged-off:Construction & development | -0.3020% | 5,472 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0449% | 5,783 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1805% | 900 |
| Percentage Net Loans Charged-off: Home equity loans | -0.7360% | 4,640 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2036% | 805 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,166 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2503% | 1,848 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2503% | 1,726 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1950% | 2,104 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3260% | 962 |
| Percentage Net Loans Charged-off:Construction & development | -0.3651% | 5,534 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4158% | 771 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4916% | 680 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1006% | 4,584 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5220% | 628 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3614% | 5,825 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,910 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,787 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0898% | 5,595 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1305% | 2,492 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1808% | 1,468 |
| Percentage Net Loans Charged-off:Construction & development | -0.3511% | 5,594 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5078% | 597 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1409% | 6,218 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1199% | 4,648 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1421% | 6,216 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0567% | 5,104 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0624% | 3,344 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0624% | 3,197 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1204% | 5,690 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0213% | 5,570 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0241% | 5,766 |
| Percentage Net Loans Charged-off:Construction & development | -0.3318% | 5,621 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0302% | 1,399 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0410% | 6,012 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0438% | 6,015 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0145% | 4,645 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1793% | 2,514 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1793% | 2,368 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1851% | 5,769 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0049% | 3,566 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0184% | 2,313 |
| Percentage Net Loans Charged-off:Construction & development | -0.2986% | 5,689 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0607% | 866 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0419% | 1,895 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0449% | 1,760 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0324% | 4,907 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1692% | 5,620 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1692% | 5,564 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.6564% | 6,743 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.8647% | 6,713 |
| Percentage Net Loans Charged-off:Construction & development | -5.0092% | 6,182 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.4681% | 6,632 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2379% | 339 |
| Percentage Net Loans Charged-off: Home equity loans | 6.4584% | 41 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1278% | 2,666 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1337% | 2,423 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8220% | 1,403 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8220% | 1,286 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.9060% | 6,823 |
| Percentage Net Loans Charged-off: Total real estate loans | -1.1840% | 6,799 |
| Percentage Net Loans Charged-off:Construction & development | -7.0508% | 6,247 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.9064% | 6,713 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5793% | 236 |
| Percentage Net Loans Charged-off: Home equity loans | 7.8064% | 38 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0233% | 6,157 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1918% | 1,975 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0512% | 993 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0512% | 896 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -1.3987% | 6,886 |
| Percentage Net Loans Charged-off: Total real estate loans | -1.7596% | 6,858 |
| Percentage Net Loans Charged-off:Construction & development | -12.3090% | 6,278 |
| Percentage Net Loans Charged-off: Commercial real estate | -2.7635% | 6,770 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.4177% | 161 |
| Percentage Net Loans Charged-off: Home equity loans | 10.3521% | 31 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0184% | 6,112 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2245% | 1,661 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1238% | 2,986 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1238% | 2,844 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1429% | 6,586 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2445% | 6,725 |
| Percentage Net Loans Charged-off:Construction & development | -27.4698% | 6,296 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0430% | 6,409 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.2827% | 73 |
| Percentage Net Loans Charged-off: Home equity loans | 16.1694% | 22 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,407 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4498% | 978 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,801 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,652 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8279% | 1,405 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5945% | 1,703 |
| Percentage Net Loans Charged-off:Construction & development | -4.1981% | 6,431 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3921% | 1,772 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.9397% | 357 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6431% | 910 |
| All other 1-4 family - Percent of loans charged-off, net | 2.6319% | 233 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.6119% | 641 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3710% | 2,769 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3710% | 2,605 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0605% | 992 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7108% | 1,399 |
| Percentage Net Loans Charged-off:Construction & development | -5.8921% | 6,497 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3721% | 1,600 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.5745% | 238 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8119% | 705 |
| All other 1-4 family - Percent of loans charged-off, net | 3.5750% | 163 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.6131% | 427 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5784% | 1,972 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5784% | 1,825 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3519% | 771 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8999% | 1,093 |
| Percentage Net Loans Charged-off:Construction & development | -8.6322% | 6,531 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3256% | 1,545 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.6327% | 158 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1529% | 513 |
| All other 1-4 family - Percent of loans charged-off, net | 5.1404% | 92 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.6595% | 339 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4202% | 2,259 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4202% | 2,079 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5070% | 665 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2313% | 748 |
| Percentage Net Loans Charged-off:Construction & development | -2.7065% | 6,478 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6463% | 864 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.3467% | 182 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1944% | 877 |
| All other 1-4 family - Percent of loans charged-off, net | 5.3977% | 94 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.0810% | 388 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,014 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3680% | 1,203 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2676% | 1,253 |
| Percentage Net Loans Charged-off:Construction & development | 9.0634% | 515 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1585% | 2,880 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.3562% | 245 |
| Percentage Net Loans Charged-off: Home equity loans | 5.4923% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4652% | 840 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7650% | 1,331 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8054% | 889 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7704% | 783 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0607% | 1,448 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4833% | 981 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2760% | 1,133 |
| Percentage Net Loans Charged-off:Construction & development | 6.5299% | 681 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2076% | 2,325 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.5639% | 216 |
| Percentage Net Loans Charged-off: Home equity loans | 5.9200% | 127 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3841% | 831 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1736% | 993 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2274% | 667 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.1728% | 581 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0760% | 1,257 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7566% | 809 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5547% | 895 |
| Percentage Net Loans Charged-off:Construction & development | 6.3176% | 673 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0175% | 6,894 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 5.1751% | 134 |
| Percentage Net Loans Charged-off: Home equity loans | 8.4267% | 86 |
| All other 1-4 family - Percent of loans charged-off, net | 2.0681% | 517 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.1544% | 672 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3239% | 2,932 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3150% | 2,684 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1100% | 1,063 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7414% | 1,734 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0707% | 1,140 |
| Percentage Net Loans Charged-off:Construction & development | 0.1599% | 1,569 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0345% | 7,003 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.0930% | 190 |
| Percentage Net Loans Charged-off: Home equity loans | 8.1518% | 97 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0856% | 2,531 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2741% | 6,740 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3100% | 2,560 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3003% | 2,264 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2191% | 697 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4736% | 1,498 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8866% | 1,007 |
| Percentage Net Loans Charged-off:Construction & development | 6.1448% | 1,029 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3756% | 2,317 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.5441% | 162 |
| Percentage Net Loans Charged-off: Home equity loans | 5.3177% | 148 |
| All other 1-4 family - Percent of loans charged-off, net | 3.6152% | 281 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3741% | 3,592 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1841% | 4,591 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.2601% | 521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3511% | 1,503 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6689% | 1,060 |
| Percentage Net Loans Charged-off:Construction & development | 7.8097% | 722 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6410% | 1,534 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.5647% | 415 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9016% | 845 |
| All other 1-4 family - Percent of loans charged-off, net | 4.6506% | 175 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4593% | 3,001 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2415% | 4,053 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.8956% | 405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9872% | 916 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.5446% | 600 |
| Percentage Net Loans Charged-off:Construction & development | 11.0835% | 436 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0743% | 945 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.7836% | 232 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3587% | 574 |
| All other 1-4 family - Percent of loans charged-off, net | 6.9335% | 89 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3741% | 2,864 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3555% | 3,364 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.1368% | 277 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.4010% | 423 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.3971% | 252 |
| Percentage Net Loans Charged-off:Construction & development | 15.7948% | 244 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5474% | 562 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 7.4422% | 87 |
| Percentage Net Loans Charged-off: Home equity loans | 2.6921% | 305 |
| All other 1-4 family - Percent of loans charged-off, net | 13.6081% | 31 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3741% | 2,121 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7441% | 2,175 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 7.6908% | 174 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.9624% | 723 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.5509% | 489 |
| Percentage Net Loans Charged-off:Construction & development | 10.1978% | 591 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.4966% | 276 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.0110% | 638 |
| Percentage Net Loans Charged-off: Home equity loans | 2.2758% | 453 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6477% | 805 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5618% | 2,240 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1889% | 1,209 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0722% | 1,875 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.3119% | 814 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.9520% | 504 |
| Percentage Net Loans Charged-off:Construction & development | 11.7469% | 398 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.1180% | 396 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.2238% | 459 |
| Percentage Net Loans Charged-off: Home equity loans | 2.1229% | 407 |
| All other 1-4 family - Percent of loans charged-off, net | 2.3628% | 441 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3578% | 3,457 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8342% | 833 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0483% | 1,716 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1184% | 1,623 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2431% | 1,157 |
| Percentage Net Loans Charged-off:Construction & development | -0.0202% | 7,334 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6871% | 431 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8041% | 1,150 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 1.9197% | 528 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0061% | 6,890 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.2763% | 474 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0709% | 6,815 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -6.0006% | 1,670 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0486% | 1,291 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5151% | 744 |
| Percentage Net Loans Charged-off:Construction & development | -0.0410% | 7,370 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.4666% | 216 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0148% | 7,664 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0255% | 5,844 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,521 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0118% | 6,783 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0894% | 7,064 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5152% | 2,295 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5208% | 1,647 |
| Percentage Net Loans Charged-off:Construction & development | 1.4960% | 1,291 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1367% | 1,605 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0819% | 556 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8252% | 526 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3536% | 436 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4251% | 2,881 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3129% | 4,474 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.8380% | 573 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 21.8009% | 18 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6007% | 1,424 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4633% | 1,243 |
| Percentage Net Loans Charged-off:Construction & development | 1.9326% | 734 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1894% | 975 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5087% | 896 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6840% | 457 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3364% | 1,142 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1243% | 1,218 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4437% | 3,430 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3059% | 572 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 33.5079% | 15 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4135% | 1,630 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2584% | 1,469 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2913% | 617 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3394% | 1,047 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7217% | 372 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0602% | 1,015 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1718% | 4,166 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1214% | 548 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 7.0175% | 19 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8482% | 624 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5433% | 614 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6162% | 248 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7178% | 443 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5662% | 160 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5336% | 385 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0911% | 7,083 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5643% | 593 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 145.0000% | 2 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.5175% | 115 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.2003% | 33 |
| Percentage Net Loans Charged-off:Construction & development | 4.6832% | 93 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.9220% | 82 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.1484% | 48 |
| Percentage Net Loans Charged-off: Home equity loans | 3.4072% | 55 |
| All other 1-4 family - Percent of loans charged-off, net | 2.9113% | 59 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2864% | 2,452 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7315% | 2,271 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8636% | 678 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 16.7872% | 14 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.1972% | 69 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.1322% | 16 |
| Percentage Net Loans Charged-off:Construction & development | 5.8079% | 39 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.9973% | 46 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.7351% | 23 |
| Percentage Net Loans Charged-off: Home equity loans | 3.6608% | 42 |
| All other 1-4 family - Percent of loans charged-off, net | 3.8048% | 24 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,276 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8575% | 1,629 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0212% | 535 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1451% | 2,191 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0929% | 1,266 |
| Percentage Net Loans Charged-off:Construction & development | -0.0695% | 7,686 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0172% | 783 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3368% | 535 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6806% | 154 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,722 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3227% | 937 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7807% | 579 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0314% | 3,367 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,846 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2334% | 2,981 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1272% | 380 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1352% | 94 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.2238% | 24 |
| Percentage Net Loans Charged-off:Construction & development | 3.7178% | 39 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3814% | 120 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.8071% | 49 |
| Percentage Net Loans Charged-off: Home equity loans | 1.7525% | 45 |
| All other 1-4 family - Percent of loans charged-off, net | 1.8657% | 47 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5105% | 681 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4565% | 401 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,256 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.2779% | 279 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1125% | 2,504 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0113% | 2,492 |
| Percentage Net Loans Charged-off:Construction & development | 0.0519% | 448 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0224% | 8,059 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0576% | 6,059 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0156% | 2,001 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0298% | 2,871 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.4713% | 200 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,137 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8407% | 560 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0205% | 4,318 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0017% | 7,525 |
| Percentage Net Loans Charged-off:Construction & development | 0.0720% | 300 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0955% | 8,329 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1698% | 6,061 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0119% | 7,918 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0265% | 2,481 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4107% | 2,675 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6252% | 573 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0990% | 2,112 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0715% | 877 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2354% | 463 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1440% | 186 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3447% | 335 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0525% | 1,536 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8812% | 1,415 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 826 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0956% | 397 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2940% | 1,612 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1467% | 943 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4957% | 297 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6253% | 127 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3426% | 480 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8513% | 1,320 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9154% | 333 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1667% | 345 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3242% | 1,238 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1894% | 656 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6429% | 203 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8154% | 81 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4416% | 337 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8322% | 1,121 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9418% | 316 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3503% | 1,094 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2762% | 452 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9474% | 145 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2080% | 67 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6437% | 233 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2476% | 1,869 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.1058% | 176 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1968% | 1,603 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2002% | 507 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6763% | 211 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8207% | 74 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5151% | 288 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2094% | 7,757 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2346% | 570 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3540% | 1,614 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2742% | 670 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8302% | 189 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3903% | 65 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3048% | 656 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3806% | 2,454 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7646% | 456 |
| Percentage Net Loans Charged-off: Credit card loans | 20.1465% | 51 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0554% | 1,443 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2075% | 2,272 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0837% | 1,508 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2460% | 680 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0719% | 377 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4046% | 445 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2206% | 2,518 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.5434% | 270 |
| Percentage Net Loans Charged-off: Credit card loans | 21.4872% | 42 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0663% | 1,226 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1796% | 2,422 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0509% | 1,753 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1394% | 1,012 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1708% | 234 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1124% | 1,112 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,054 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.0691% | 241 |
| Percentage Net Loans Charged-off: Credit card loans | 15.4126% | 62 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3495% | 1,262 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1078% | 966 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2957% | 497 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3614% | 116 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2389% | 580 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 7.2831% | 122 |
| Percentage Net Loans Charged-off: Credit card loans | 6.2338% | 292 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1962% | 3,426 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0310% | 2,949 |
| Percentage Net Loans Charged-off:Construction & development | 0.0081% | 798 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0680% | 2,103 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1735% | 323 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7809% | 2,025 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8756% | 949 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1546% | 813 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1877% | 3,123 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0277% | 2,565 |
| Percentage Net Loans Charged-off:Construction & development | 0.0115% | 627 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0558% | 1,883 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1470% | 289 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0921% | 1,331 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0629% | 2,032 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4967% | 700 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2424% | 2,425 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0289% | 2,180 |
| Percentage Net Loans Charged-off:Construction & development | 0.0183% | 487 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0518% | 1,656 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1402% | 241 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7078% | 872 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8267% | 2,484 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,566 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0603% | 3,982 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0445% | 1,481 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1055% | 998 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2894% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,449 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4556% | 3,323 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,250 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4488% | 1,844 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0786% | 2,090 |
| Percentage Net Loans Charged-off:Construction & development | 0.1836% | 520 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,443 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.4146% | 584 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3079% | 1,694 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,947 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1741% | 3,948 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,994 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3227% | 3,191 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0258% | 795 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1552% | 1,201 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0715% | 5,239 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0847% | 5,172 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2297% | 3,110 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0926% | 5,655 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0591% | 6,738 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1029% | 5,560 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3865% | 2,372 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1702% | 5,813 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0406% | 10,118 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |