Home > Eagle National Bank > Income and Expense
Eagle National Bank, Income and Expense
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $5,406,000 | 3,068 |
| Total interest expense | $440,000 | 3,480 |
| Net interest income | $4,966,000 | 3,008 |
| Provision for loan and lease losses | $15,000 | 3,904 |
| Total noninterest income | $381,000 | 4,188 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $173,000 | 3,492 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $208,000 | 4,089 |
| Total noninterest expense | $4,837,000 | 2,720 |
| Salaries and employee benefits | $2,291,000 | 3,023 |
| Premises and equipment expense | $694,000 | 2,323 |
| Additional noninterest expense | $1,852,000 | 2,358 |
| Pre-tax net operating income | $495,000 | 4,751 |
| Securities gains (losses) | $134,000 | 851 |
| Applicable income taxes | $214,000 | 2,769 |
| Income before extraordinary items | $415,000 | 4,808 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $415,000 | 4,810 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $415,000 | 4,812 |
| Net charge-offs | $84,000 | 2,338 |
| Cash dividends | $117,000 | 3,399 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $326,560 | 4,996 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $3,590,000 | 3,083 |
| Total interest expense | $294,000 | 3,501 |
| Net interest income | $3,296,000 | 3,017 |
| Provision for loan and lease losses | $15,000 | 3,621 |
| Total noninterest income | $278,000 | 4,060 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $109,000 | 3,587 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $169,000 | 3,882 |
| Total noninterest expense | $3,306,000 | 2,699 |
| Salaries and employee benefits | $1,536,000 | 3,030 |
| Premises and equipment expense | $464,000 | 2,344 |
| Additional noninterest expense | $1,306,000 | 2,255 |
| Pre-tax net operating income | $253,000 | 5,032 |
| Securities gains (losses) | $134,000 | 694 |
| Applicable income taxes | $132,000 | 2,821 |
| Income before extraordinary items | $255,000 | 4,888 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $255,000 | 4,891 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $255,000 | 4,892 |
| Net charge-offs | $91,000 | 1,807 |
| Cash dividends | $62,000 | 3,378 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $166,560 | 5,244 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,801,000 | 3,089 |
| Total interest expense | $149,000 | 3,493 |
| Net interest income | $1,652,000 | 3,011 |
| Provision for loan and lease losses | $15,000 | 2,956 |
| Total noninterest income | $115,000 | 4,328 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $55,000 | 3,545 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $60,000 | 4,313 |
| Total noninterest expense | $1,653,000 | 2,707 |
| Salaries and employee benefits | $780,000 | 3,022 |
| Premises and equipment expense | $240,000 | 2,321 |
| Additional noninterest expense | $633,000 | 2,299 |
| Pre-tax net operating income | $99,000 | 5,228 |
| Securities gains (losses) | $48,000 | 862 |
| Applicable income taxes | $50,000 | 2,987 |
| Income before extraordinary items | $97,000 | 5,157 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $97,000 | 5,159 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $97,000 | 5,161 |
| Net charge-offs | $5,000 | 2,746 |
| Cash dividends | $62,000 | 2,524 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $65,320 | 5,402 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $7,533,000 | 3,007 |
| Total interest expense | $701,000 | 3,311 |
| Net interest income | $6,832,000 | 2,947 |
| Provision for loan and lease losses | $-330,000 | 6,205 |
| Total noninterest income | $797,000 | 3,488 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $264,000 | 3,435 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $533,000 | 3,188 |
| Total noninterest expense | $7,541,000 | 2,429 |
| Salaries and employee benefits | $3,230,000 | 2,937 |
| Premises and equipment expense | $917,000 | 2,410 |
| Additional noninterest expense | $3,394,000 | 1,821 |
| Pre-tax net operating income | $418,000 | 5,217 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $142,000 | 3,195 |
| Income before extraordinary items | $276,000 | 5,459 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $276,000 | 5,458 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $276,000 | 5,459 |
| Net charge-offs | $305,000 | 1,996 |
| Cash dividends | $160,000 | 3,840 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $276,000 | 5,414 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $5,692,000 | 3,008 |
| Total interest expense | $540,000 | 3,302 |
| Net interest income | $5,152,000 | 2,959 |
| Provision for loan and lease losses | $-368,000 | 6,351 |
| Total noninterest income | $625,000 | 3,453 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $196,000 | 3,496 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $429,000 | 3,126 |
| Total noninterest expense | $5,701,000 | 2,421 |
| Salaries and employee benefits | $2,481,000 | 2,888 |
| Premises and equipment expense | $692,000 | 2,423 |
| Additional noninterest expense | $2,528,000 | 1,826 |
| Pre-tax net operating income | $444,000 | 4,937 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $144,000 | 3,062 |
| Income before extraordinary items | $300,000 | 5,232 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $300,000 | 5,232 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $300,000 | 5,234 |
| Net charge-offs | $312,000 | 1,570 |
| Cash dividends | $137,000 | 3,309 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $300,000 | 5,190 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,801,000 | 3,011 |
| Total interest expense | $367,000 | 3,306 |
| Net interest income | $3,434,000 | 2,964 |
| Provision for loan and lease losses | $-413,000 | 6,485 |
| Total noninterest income | $477,000 | 3,200 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $124,000 | 3,586 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $353,000 | 2,818 |
| Total noninterest expense | $3,906,000 | 2,375 |
| Salaries and employee benefits | $1,611,000 | 2,969 |
| Premises and equipment expense | $461,000 | 2,437 |
| Additional noninterest expense | $1,834,000 | 1,687 |
| Pre-tax net operating income | $418,000 | 4,468 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $142,000 | 2,729 |
| Income before extraordinary items | $276,000 | 4,863 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $276,000 | 4,864 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $276,000 | 4,865 |
| Net charge-offs | $239,000 | 1,453 |
| Cash dividends | $34,000 | 3,515 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $276,000 | 4,804 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,916,000 | 3,015 |
| Total interest expense | $184,000 | 3,354 |
| Net interest income | $1,732,000 | 2,954 |
| Provision for loan and lease losses | $-250,000 | 6,587 |
| Total noninterest income | $250,000 | 3,066 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $66,000 | 3,449 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $184,000 | 2,677 |
| Total noninterest expense | $1,935,000 | 2,407 |
| Salaries and employee benefits | $795,000 | 3,009 |
| Premises and equipment expense | $241,000 | 2,379 |
| Additional noninterest expense | $899,000 | 1,692 |
| Pre-tax net operating income | $297,000 | 3,837 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $101,000 | 2,353 |
| Income before extraordinary items | $196,000 | 4,293 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $196,000 | 4,294 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $196,000 | 4,295 |
| Net charge-offs | $-16,000 | 5,951 |
| Cash dividends | $34,000 | 2,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $196,000 | 4,239 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $7,947,000 | 2,956 |
| Total interest expense | $858,000 | 3,287 |
| Net interest income | $7,089,000 | 2,880 |
| Provision for loan and lease losses | $-520,000 | 6,596 |
| Total noninterest income | $1,005,000 | 3,193 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $295,000 | 3,386 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $710,000 | 2,849 |
| Total noninterest expense | $7,626,000 | 2,446 |
| Salaries and employee benefits | $3,279,000 | 2,929 |
| Premises and equipment expense | $1,041,000 | 2,164 |
| Additional noninterest expense | $3,306,000 | 1,917 |
| Pre-tax net operating income | $988,000 | 4,109 |
| Securities gains (losses) | $67,000 | 1,596 |
| Applicable income taxes | $351,000 | 2,483 |
| Income before extraordinary items | $704,000 | 4,457 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $704,000 | 4,461 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $704,000 | 4,461 |
| Net charge-offs | $328,000 | 2,480 |
| Cash dividends | $24,000 | 4,267 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $659,110 | 4,476 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $6,011,000 | 2,965 |
| Total interest expense | $667,000 | 3,291 |
| Net interest income | $5,344,000 | 2,887 |
| Provision for loan and lease losses | $-220,000 | 6,640 |
| Total noninterest income | $584,000 | 3,727 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $226,000 | 3,371 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $358,000 | 3,481 |
| Total noninterest expense | $5,759,000 | 2,424 |
| Salaries and employee benefits | $2,456,000 | 2,951 |
| Premises and equipment expense | $817,000 | 2,109 |
| Additional noninterest expense | $2,486,000 | 1,895 |
| Pre-tax net operating income | $389,000 | 5,064 |
| Securities gains (losses) | $67,000 | 1,461 |
| Applicable income taxes | $167,000 | 2,941 |
| Income before extraordinary items | $289,000 | 5,305 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $289,000 | 5,306 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $289,000 | 5,307 |
| Net charge-offs | $246,000 | 2,336 |
| Cash dividends | $24,000 | 3,688 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $246,120 | 5,389 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $4,114,000 | 2,900 |
| Total interest expense | $463,000 | 3,252 |
| Net interest income | $3,651,000 | 2,822 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $430,000 | 3,585 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $155,000 | 3,292 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $275,000 | 3,333 |
| Total noninterest expense | $3,929,000 | 2,378 |
| Salaries and employee benefits | $1,673,000 | 2,918 |
| Premises and equipment expense | $539,000 | 2,126 |
| Additional noninterest expense | $1,717,000 | 1,840 |
| Pre-tax net operating income | $152,000 | 5,587 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $64,000 | 3,340 |
| Income before extraordinary items | $88,000 | 5,918 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $88,000 | 5,920 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $88,000 | 5,920 |
| Net charge-offs | $176,000 | 2,230 |
| Cash dividends | $24,000 | 3,442 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $88,000 | 5,826 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,138,000 | 2,830 |
| Total interest expense | $246,000 | 3,201 |
| Net interest income | $1,892,000 | 2,748 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $246,000 | 3,303 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $79,000 | 3,256 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $167,000 | 3,028 |
| Total noninterest expense | $2,001,000 | 2,362 |
| Salaries and employee benefits | $846,000 | 2,911 |
| Premises and equipment expense | $274,000 | 2,136 |
| Additional noninterest expense | $881,000 | 1,799 |
| Pre-tax net operating income | $137,000 | 4,966 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $46,000 | 3,046 |
| Income before extraordinary items | $91,000 | 5,350 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $91,000 | 5,352 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $91,000 | 5,352 |
| Net charge-offs | $-32,000 | 6,589 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $91,000 | 5,247 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $9,411,000 | 2,715 |
| Total interest expense | $1,311,000 | 3,000 |
| Net interest income | $8,100,000 | 2,640 |
| Provision for loan and lease losses | $100,000 | 4,651 |
| Total noninterest income | $707,000 | 3,873 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $327,000 | 3,331 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $380,000 | 3,697 |
| Total noninterest expense | $8,280,000 | 2,276 |
| Salaries and employee benefits | $3,237,000 | 2,971 |
| Premises and equipment expense | $1,131,000 | 2,048 |
| Additional noninterest expense | $3,912,000 | 1,703 |
| Pre-tax net operating income | $427,000 | 5,082 |
| Securities gains (losses) | $348,000 | 1,232 |
| Applicable income taxes | $263,000 | 2,776 |
| Income before extraordinary items | $512,000 | 4,900 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $512,000 | 4,900 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $512,000 | 4,901 |
| Net charge-offs | $685,000 | 2,258 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $282,320 | 5,334 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $7,190,000 | 2,720 |
| Total interest expense | $1,029,000 | 3,004 |
| Net interest income | $6,161,000 | 2,654 |
| Provision for loan and lease losses | $100,000 | 4,329 |
| Total noninterest income | $602,000 | 3,678 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $244,000 | 3,374 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $358,000 | 3,430 |
| Total noninterest expense | $6,145,000 | 2,310 |
| Salaries and employee benefits | $2,392,000 | 3,015 |
| Premises and equipment expense | $824,000 | 2,117 |
| Additional noninterest expense | $2,929,000 | 1,709 |
| Pre-tax net operating income | $518,000 | 4,676 |
| Securities gains (losses) | $-21,000 | 6,910 |
| Applicable income taxes | $167,000 | 2,988 |
| Income before extraordinary items | $330,000 | 5,209 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $330,000 | 5,207 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $330,000 | 5,207 |
| Net charge-offs | $239,000 | 3,087 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $343,860 | 4,982 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $4,841,000 | 2,701 |
| Total interest expense | $733,000 | 2,948 |
| Net interest income | $4,108,000 | 2,653 |
| Provision for loan and lease losses | $55,000 | 4,498 |
| Total noninterest income | $403,000 | 3,650 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $163,000 | 3,356 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $240,000 | 3,401 |
| Total noninterest expense | $4,168,000 | 2,293 |
| Salaries and employee benefits | $1,604,000 | 3,011 |
| Premises and equipment expense | $552,000 | 2,096 |
| Additional noninterest expense | $2,012,000 | 1,659 |
| Pre-tax net operating income | $288,000 | 4,886 |
| Securities gains (losses) | $-21,000 | 6,986 |
| Applicable income taxes | $91,000 | 3,127 |
| Income before extraordinary items | $176,000 | 5,485 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $176,000 | 5,484 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $176,000 | 5,484 |
| Net charge-offs | $292,000 | 2,353 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $189,860 | 5,193 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,474,000 | 2,683 |
| Total interest expense | $424,000 | 2,740 |
| Net interest income | $2,050,000 | 2,663 |
| Provision for loan and lease losses | $45,000 | 3,771 |
| Total noninterest income | $138,000 | 4,400 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $81,000 | 3,352 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $57,000 | 4,515 |
| Total noninterest expense | $2,077,000 | 2,296 |
| Salaries and employee benefits | $817,000 | 2,987 |
| Premises and equipment expense | $278,000 | 2,100 |
| Additional noninterest expense | $982,000 | 1,693 |
| Pre-tax net operating income | $66,000 | 5,766 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $22,000 | 3,624 |
| Income before extraordinary items | $44,000 | 6,047 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $44,000 | 6,047 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $44,000 | 6,047 |
| Net charge-offs | $278,000 | 1,558 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $44,000 | 5,910 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $11,667,000 | 2,386 |
| Total interest expense | $2,044,000 | 2,736 |
| Net interest income | $9,623,000 | 2,273 |
| Provision for loan and lease losses | $180,000 | 4,726 |
| Total noninterest income | $1,256,000 | 2,723 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $341,000 | 3,347 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $915,000 | 2,262 |
| Total noninterest expense | $9,656,000 | 1,972 |
| Salaries and employee benefits | $3,564,000 | 2,704 |
| Premises and equipment expense | $1,712,000 | 1,455 |
| Additional noninterest expense | $4,380,000 | 1,556 |
| Pre-tax net operating income | $1,043,000 | 3,643 |
| Securities gains (losses) | $-34,000 | 6,975 |
| Applicable income taxes | $317,000 | 2,481 |
| Income before extraordinary items | $692,000 | 4,176 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $692,000 | 4,179 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $692,000 | 4,179 |
| Net charge-offs | $1,180,000 | 2,174 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $715,460 | 3,992 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $8,571,000 | 2,470 |
| Total interest expense | $1,588,000 | 2,743 |
| Net interest income | $6,983,000 | 2,352 |
| Provision for loan and lease losses | $-45,000 | 7,322 |
| Total noninterest income | $1,132,000 | 2,435 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $256,000 | 3,361 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $876,000 | 1,919 |
| Total noninterest expense | $7,400,000 | 1,939 |
| Salaries and employee benefits | $2,840,000 | 2,535 |
| Premises and equipment expense | $1,129,000 | 1,668 |
| Additional noninterest expense | $3,431,000 | 1,507 |
| Pre-tax net operating income | $760,000 | 3,817 |
| Securities gains (losses) | $-10,000 | 7,008 |
| Applicable income taxes | $255,000 | 2,429 |
| Income before extraordinary items | $495,000 | 4,338 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $495,000 | 4,340 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $495,000 | 4,340 |
| Net charge-offs | $486,000 | 2,694 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $501,600 | 4,176 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $5,817,000 | 2,441 |
| Total interest expense | $1,088,000 | 2,773 |
| Net interest income | $4,729,000 | 2,320 |
| Provision for loan and lease losses | $-60,000 | 7,409 |
| Total noninterest income | $941,000 | 2,082 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $159,000 | 3,477 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $782,000 | 1,588 |
| Total noninterest expense | $5,132,000 | 1,883 |
| Salaries and employee benefits | $1,993,000 | 2,431 |
| Premises and equipment expense | $687,000 | 1,845 |
| Additional noninterest expense | $2,452,000 | 1,432 |
| Pre-tax net operating income | $598,000 | 3,480 |
| Securities gains (losses) | $-10,000 | 7,078 |
| Applicable income taxes | $200,000 | 2,230 |
| Income before extraordinary items | $388,000 | 4,032 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $388,000 | 4,032 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $388,000 | 4,034 |
| Net charge-offs | $429,000 | 2,297 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $394,600 | 3,904 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,977,000 | 2,393 |
| Total interest expense | $555,000 | 2,811 |
| Net interest income | $2,422,000 | 2,257 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $429,000 | 2,240 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $80,000 | 3,436 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $349,000 | 1,735 |
| Total noninterest expense | $2,688,000 | 1,831 |
| Salaries and employee benefits | $1,031,000 | 2,369 |
| Premises and equipment expense | $322,000 | 2,000 |
| Additional noninterest expense | $1,335,000 | 1,317 |
| Pre-tax net operating income | $163,000 | 4,542 |
| Securities gains (losses) | $-10,000 | 7,169 |
| Applicable income taxes | $52,000 | 2,787 |
| Income before extraordinary items | $101,000 | 4,998 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $101,000 | 4,996 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $101,000 | 4,998 |
| Net charge-offs | $-8,000 | 6,939 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $107,600 | 4,858 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $13,591,000 | 2,225 |
| Total interest expense | $3,431,000 | 2,305 |
| Net interest income | $10,160,000 | 2,158 |
| Provision for loan and lease losses | $2,788,000 | 1,691 |
| Total noninterest income | $5,570,000 | 993 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $351,000 | 3,328 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $5,219,000 | 714 |
| Total noninterest expense | $13,435,000 | 1,472 |
| Salaries and employee benefits | $6,090,000 | 1,597 |
| Premises and equipment expense | $1,759,000 | 1,459 |
| Additional noninterest expense | $5,586,000 | 1,314 |
| Pre-tax net operating income | $-493,000 | 6,252 |
| Securities gains (losses) | $-156,000 | 7,268 |
| Applicable income taxes | $-211,000 | 6,980 |
| Income before extraordinary items | $-438,000 | 6,338 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-438,000 | 6,339 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-438,000 | 6,339 |
| Net charge-offs | $1,902,000 | 1,919 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-333,480 | 6,216 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $10,461,000 | 2,215 |
| Total interest expense | $2,788,000 | 2,220 |
| Net interest income | $7,673,000 | 2,159 |
| Provision for loan and lease losses | $525,000 | 3,464 |
| Total noninterest income | $4,943,000 | 859 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $267,000 | 3,379 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $4,676,000 | 603 |
| Total noninterest expense | $11,409,000 | 1,296 |
| Salaries and employee benefits | $5,188,000 | 1,431 |
| Premises and equipment expense | $1,450,000 | 1,349 |
| Additional noninterest expense | $4,771,000 | 1,140 |
| Pre-tax net operating income | $682,000 | 3,763 |
| Securities gains (losses) | $-161,000 | 7,453 |
| Applicable income taxes | $64,000 | 3,418 |
| Income before extraordinary items | $457,000 | 4,279 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $457,000 | 4,280 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $457,000 | 4,280 |
| Net charge-offs | $565,000 | 2,909 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $598,680 | 3,639 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $7,077,000 | 2,205 |
| Total interest expense | $2,015,000 | 2,146 |
| Net interest income | $5,062,000 | 2,188 |
| Provision for loan and lease losses | $255,000 | 3,855 |
| Total noninterest income | $3,535,000 | 795 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $183,000 | 3,329 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $3,352,000 | 551 |
| Total noninterest expense | $7,874,000 | 1,264 |
| Salaries and employee benefits | $4,144,000 | 1,185 |
| Premises and equipment expense | $1,032,000 | 1,283 |
| Additional noninterest expense | $2,698,000 | 1,322 |
| Pre-tax net operating income | $468,000 | 3,741 |
| Securities gains (losses) | $-161,000 | 7,574 |
| Applicable income taxes | $104,000 | 2,746 |
| Income before extraordinary items | $203,000 | 4,881 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $203,000 | 4,882 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $203,000 | 4,881 |
| Net charge-offs | $240,000 | 3,333 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $309,260 | 4,116 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,559,000 | 2,254 |
| Total interest expense | $1,095,000 | 2,080 |
| Net interest income | $2,464,000 | 2,279 |
| Provision for loan and lease losses | $150,000 | 3,336 |
| Total noninterest income | $1,518,000 | 876 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $98,000 | 3,183 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,420,000 | 612 |
| Total noninterest expense | $4,187,000 | 1,208 |
| Salaries and employee benefits | $2,235,000 | 1,114 |
| Premises and equipment expense | $520,000 | 1,317 |
| Additional noninterest expense | $1,432,000 | 1,231 |
| Pre-tax net operating income | $-355,000 | 7,047 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $-121,000 | 7,479 |
| Income before extraordinary items | $-234,000 | 6,984 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-234,000 | 6,985 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-234,000 | 6,984 |
| Net charge-offs | $3,000 | 5,292 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-234,000 | 6,946 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $14,663,000 | 2,274 |
| Total interest expense | $6,510,000 | 1,789 |
| Net interest income | $8,153,000 | 2,674 |
| Provision for loan and lease losses | $4,572,000 | 1,520 |
| Total noninterest income | $10,824,000 | 603 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $445,000 | 3,116 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $10,379,000 | 429 |
| Total noninterest expense | $15,513,000 | 1,328 |
| Salaries and employee benefits | $7,630,000 | 1,293 |
| Premises and equipment expense | $2,018,000 | 1,343 |
| Additional noninterest expense | $5,865,000 | 1,287 |
| Pre-tax net operating income | $-1,108,000 | 6,296 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $-713,000 | 7,160 |
| Income before extraordinary items | $-395,000 | 6,007 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-395,000 | 6,006 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-395,000 | 6,006 |
| Net charge-offs | $2,394,000 | 1,841 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-395,000 | 6,006 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $10,997,000 | 2,310 |
| Total interest expense | $5,236,000 | 1,764 |
| Net interest income | $5,761,000 | 2,833 |
| Provision for loan and lease losses | $1,360,000 | 2,345 |
| Total noninterest income | $8,447,000 | 599 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $346,000 | 3,068 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $8,101,000 | 427 |
| Total noninterest expense | $11,463,000 | 1,336 |
| Salaries and employee benefits | $5,671,000 | 1,340 |
| Premises and equipment expense | $1,506,000 | 1,360 |
| Additional noninterest expense | $4,286,000 | 1,280 |
| Pre-tax net operating income | $1,385,000 | 2,190 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $172,000 | 2,458 |
| Income before extraordinary items | $1,213,000 | 2,158 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,213,000 | 2,155 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,213,000 | 2,158 |
| Net charge-offs | $1,383,000 | 1,846 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,213,000 | 2,108 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $7,291,000 | 2,359 |
| Total interest expense | $3,653,000 | 1,767 |
| Net interest income | $3,638,000 | 2,952 |
| Provision for loan and lease losses | $510,000 | 2,941 |
| Total noninterest income | $6,026,000 | 585 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $240,000 | 2,942 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $5,786,000 | 415 |
| Total noninterest expense | $7,419,000 | 1,399 |
| Salaries and employee benefits | $3,710,000 | 1,407 |
| Premises and equipment expense | $990,000 | 1,412 |
| Additional noninterest expense | $2,719,000 | 1,373 |
| Pre-tax net operating income | $1,735,000 | 1,325 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $238,000 | 1,780 |
| Income before extraordinary items | $1,497,000 | 1,261 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,497,000 | 1,259 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,497,000 | 1,260 |
| Net charge-offs | $536,000 | 2,272 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,497,000 | 1,227 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,642,000 | 2,386 |
| Total interest expense | $1,925,000 | 1,757 |
| Net interest income | $1,717,000 | 3,081 |
| Provision for loan and lease losses | $100,000 | 3,845 |
| Total noninterest income | $2,804,000 | 577 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $125,000 | 2,807 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $2,679,000 | 406 |
| Total noninterest expense | $3,511,000 | 1,411 |
| Salaries and employee benefits | $1,795,000 | 1,459 |
| Premises and equipment expense | $489,000 | 1,453 |
| Additional noninterest expense | $1,227,000 | 1,335 |
| Pre-tax net operating income | $910,000 | 1,417 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-51,000 | 7,426 |
| Income before extraordinary items | $961,000 | 1,133 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $961,000 | 1,136 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $961,000 | 1,135 |
| Net charge-offs | $243,000 | 1,980 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $961,000 | 1,052 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $13,430,000 | 2,745 |
| Total interest expense | $6,577,000 | 2,317 |
| Net interest income | $6,853,000 | 3,113 |
| Provision for loan and lease losses | $565,000 | 3,618 |
| Total noninterest income | $7,310,000 | 770 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $409,000 | 3,415 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $6,901,000 | 507 |
| Total noninterest expense | $12,983,000 | 1,504 |
| Salaries and employee benefits | $6,288,000 | 1,627 |
| Premises and equipment expense | $1,891,000 | 1,463 |
| Additional noninterest expense | $4,804,000 | 1,315 |
| Pre-tax net operating income | $615,000 | 4,583 |
| Securities gains (losses) | $1,000 | 3,084 |
| Applicable income taxes | $-500,000 | 7,500 |
| Income before extraordinary items | $1,116,000 | 3,080 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,116,000 | 3,079 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,844 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,115,000 | 3,231 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $10,281,000 | 2,749 |
| Total interest expense | $4,830,000 | 2,450 |
| Net interest income | $5,451,000 | 2,974 |
| Provision for loan and lease losses | $65,000 | 5,634 |
| Total noninterest income | $5,348,000 | 828 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $292,000 | 3,532 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $5,056,000 | 553 |
| Total noninterest expense | $9,802,000 | 1,483 |
| Salaries and employee benefits | $4,811,000 | 1,627 |
| Premises and equipment expense | $1,411,000 | 1,480 |
| Additional noninterest expense | $3,580,000 | 1,273 |
| Pre-tax net operating income | $932,000 | 3,824 |
| Securities gains (losses) | $70,000 | 1,197 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $1,002,000 | 3,099 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,002,000 | 3,095 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,316 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $932,000 | 3,392 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $6,743,000 | 2,819 |
| Total interest expense | $3,274,000 | 2,508 |
| Net interest income | $3,469,000 | 3,085 |
| Provision for loan and lease losses | $65,000 | 4,825 |
| Total noninterest income | $3,328,000 | 885 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $189,000 | 3,595 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $3,139,000 | 598 |
| Total noninterest expense | $6,344,000 | 1,521 |
| Salaries and employee benefits | $3,078,000 | 1,696 |
| Premises and equipment expense | $925,000 | 1,506 |
| Additional noninterest expense | $2,341,000 | 1,275 |
| Pre-tax net operating income | $388,000 | 4,855 |
| Securities gains (losses) | $70,000 | 1,202 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $458,000 | 4,201 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $458,000 | 4,201 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,718 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $388,000 | 4,479 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,389,000 | 2,877 |
| Total interest expense | $1,755,000 | 2,498 |
| Net interest income | $1,634,000 | 3,264 |
| Provision for loan and lease losses | $65,000 | 3,393 |
| Total noninterest income | $1,328,000 | 1,057 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $103,000 | 3,386 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $1,225,000 | 725 |
| Total noninterest expense | $2,934,000 | 1,653 |
| Salaries and employee benefits | $1,427,000 | 1,843 |
| Premises and equipment expense | $454,000 | 1,540 |
| Additional noninterest expense | $1,053,000 | 1,366 |
| Pre-tax net operating income | $-37,000 | 7,354 |
| Securities gains (losses) | $70,000 | 899 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $33,000 | 6,827 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $33,000 | 6,828 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-37,000 | 7,392 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $13,022,000 | 3,061 |
| Total interest expense | $6,937,000 | 2,655 |
| Net interest income | $6,085,000 | 3,465 |
| Provision for loan and lease losses | $205,000 | 3,814 |
| Total noninterest income | $1,903,000 | 2,294 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $393,000 | 3,554 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,510,000 | 1,662 |
| Total noninterest expense | $9,713,000 | 1,907 |
| Salaries and employee benefits | $4,672,000 | 2,155 |
| Premises and equipment expense | $1,462,000 | 1,809 |
| Additional noninterest expense | $3,579,000 | 1,549 |
| Pre-tax net operating income | $-1,930,000 | 8,268 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $-1,930,000 | 8,311 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,930,000 | 8,308 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 4,878 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-1,930,000 | 8,300 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $9,678,000 | 3,078 |
| Total interest expense | $5,184,000 | 2,653 |
| Net interest income | $4,494,000 | 3,516 |
| Provision for loan and lease losses | $50,000 | 5,025 |
| Total noninterest income | $789,000 | 3,424 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $267,000 | 3,749 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $522,000 | 2,777 |
| Total noninterest expense | $6,575,000 | 2,079 |
| Salaries and employee benefits | $3,287,000 | 2,285 |
| Premises and equipment expense | $1,018,000 | 1,918 |
| Additional noninterest expense | $2,270,000 | 1,781 |
| Pre-tax net operating income | $-1,342,000 | 8,362 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $-1,342,000 | 8,389 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-1,342,000 | 8,386 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,646 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $-1,342,000 | 8,382 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $6,218,000 | 3,198 |
| Total interest expense | $3,295,000 | 2,765 |
| Net interest income | $2,923,000 | 3,609 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $183,000 | 5,749 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $171,000 | 3,824 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $12,000 | 7,778 |
| Total noninterest expense | $3,665,000 | 2,487 |
| Salaries and employee benefits | $1,772,000 | 2,804 |
| Premises and equipment expense | $589,000 | 2,188 |
| Additional noninterest expense | $1,304,000 | 2,067 |
| Pre-tax net operating income | $-559,000 | 8,333 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $-559,000 | 8,358 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-559,000 | 8,357 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $-559,000 | 8,352 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,031,000 | 3,259 |
| Total interest expense | $1,592,000 | 2,837 |
| Net interest income | $1,439,000 | 3,657 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $89,000 | 5,768 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $82,000 | 3,854 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $7,000 | 7,693 |
| Total noninterest expense | $1,524,000 | 2,944 |
| Salaries and employee benefits | $710,000 | 3,418 |
| Premises and equipment expense | $268,000 | 2,433 |
| Additional noninterest expense | $546,000 | 2,411 |
| Pre-tax net operating income | $4,000 | 7,800 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $4,000 | 7,819 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $4,000 | 7,818 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $4,000 | 7,799 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $10,970,000 | 3,327 |
| Total interest expense | $5,644,000 | 2,727 |
| Net interest income | $5,326,000 | 3,840 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $577,000 | 4,825 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $310,000 | 4,064 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $267,000 | 4,518 |
| Total noninterest expense | $5,784,000 | 2,963 |
| Salaries and employee benefits | $2,978,000 | 3,151 |
| Premises and equipment expense | $847,000 | 2,858 |
| Additional noninterest expense | $1,959,000 | 2,614 |
| Pre-tax net operating income | $119,000 | 7,650 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $119,000 | 7,605 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $119,000 | 7,607 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-78,000 | 8,450 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $119,000 | 7,598 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $7,892,000 | 3,411 |
| Total interest expense | $3,974,000 | 2,797 |
| Net interest income | $3,918,000 | 3,910 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $420,000 | 4,901 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $229,000 | 4,125 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $191,000 | 4,625 |
| Total noninterest expense | $4,225,000 | 3,026 |
| Salaries and employee benefits | $2,275,000 | 3,084 |
| Premises and equipment expense | $587,000 | 3,065 |
| Additional noninterest expense | $1,363,000 | 2,778 |
| Pre-tax net operating income | $113,000 | 7,757 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $113,000 | 7,662 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $113,000 | 7,664 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-66,000 | 8,428 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $113,000 | 7,663 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $5,005,000 | 3,494 |
| Total interest expense | $2,457,000 | 2,858 |
| Net interest income | $2,548,000 | 3,991 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $172,000 | 5,960 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $149,000 | 4,158 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $23,000 | 7,410 |
| Total noninterest expense | $2,660,000 | 3,178 |
| Salaries and employee benefits | $1,454,000 | 3,218 |
| Premises and equipment expense | $370,000 | 3,187 |
| Additional noninterest expense | $836,000 | 3,008 |
| Pre-tax net operating income | $60,000 | 7,905 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $60,000 | 7,838 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $60,000 | 7,839 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 4,447 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $60,000 | 7,842 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,288,000 | 3,686 |
| Total interest expense | $1,048,000 | 3,138 |
| Net interest income | $1,240,000 | 4,067 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $90,000 | 5,818 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $79,000 | 3,966 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $11,000 | 7,462 |
| Total noninterest expense | $1,271,000 | 3,325 |
| Salaries and employee benefits | $684,000 | 3,395 |
| Premises and equipment expense | $146,000 | 3,863 |
| Additional noninterest expense | $441,000 | 2,859 |
| Pre-tax net operating income | $59,000 | 7,581 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $59,000 | 7,388 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $59,000 | 7,386 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,481 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $59,000 | 7,392 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $6,604,000 | 4,324 |
| Total interest expense | $2,557,000 | 3,754 |
| Net interest income | $4,047,000 | 4,589 |
| Provision for loan and lease losses | $100,000 | 4,800 |
| Total noninterest income | $338,000 | 6,086 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $291,000 | 4,248 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $47,000 | 7,453 |
| Total noninterest expense | $3,855,000 | 3,975 |
| Salaries and employee benefits | $2,046,000 | 4,066 |
| Premises and equipment expense | $347,000 | 5,316 |
| Additional noninterest expense | $1,462,000 | 3,296 |
| Pre-tax net operating income | $430,000 | 6,961 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $430,000 | 6,649 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $430,000 | 6,650 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-46,000 | 8,450 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $430,000 | 6,617 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,651,000 | 4,484 |
| Total interest expense | $1,768,000 | 3,853 |
| Net interest income | $2,883,000 | 4,760 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $253,000 | 6,121 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $215,000 | 4,306 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $38,000 | 7,396 |
| Total noninterest expense | $2,894,000 | 3,937 |
| Salaries and employee benefits | $1,475,000 | 4,149 |
| Premises and equipment expense | $235,000 | 5,609 |
| Additional noninterest expense | $1,184,000 | 3,073 |
| Pre-tax net operating income | $242,000 | 7,464 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $242,000 | 7,226 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $242,000 | 7,227 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 5,184 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $242,000 | 7,183 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,873,000 | 4,631 |
| Total interest expense | $1,085,000 | 3,914 |
| Net interest income | $1,788,000 | 4,960 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $152,000 | 6,315 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $127,000 | 4,525 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $25,000 | 7,399 |
| Total noninterest expense | $1,877,000 | 4,010 |
| Salaries and employee benefits | $958,000 | 4,206 |
| Premises and equipment expense | $140,000 | 5,912 |
| Additional noninterest expense | $779,000 | 3,087 |
| Pre-tax net operating income | $63,000 | 8,068 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $63,000 | 8,013 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $63,000 | 8,013 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,895 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $63,000 | 7,980 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,341,000 | 4,823 |
| Total interest expense | $494,000 | 4,054 |
| Net interest income | $847,000 | 5,154 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $72,000 | 6,381 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $58,000 | 4,666 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $14,000 | 7,363 |
| Total noninterest expense | $903,000 | 4,155 |
| Salaries and employee benefits | $466,000 | 4,316 |
| Premises and equipment expense | $67,000 | 6,074 |
| Additional noninterest expense | $370,000 | 3,221 |
| Pre-tax net operating income | $16,000 | 8,294 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $16,000 | 8,279 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $16,000 | 8,279 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 2,991 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $16,000 | 8,252 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,960,000 | 5,584 |
| Total interest expense | $1,307,000 | 4,878 |
| Net interest income | $2,653,000 | 5,813 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $574,000 | 4,929 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $274,000 | 4,525 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $300,000 | 4,267 |
| Total noninterest expense | $3,787,000 | 3,910 |
| Salaries and employee benefits | $1,791,000 | 4,362 |
| Premises and equipment expense | $274,000 | 5,947 |
| Additional noninterest expense | $1,722,000 | 2,770 |
| Pre-tax net operating income | $-560,000 | 8,683 |
| Securities gains (losses) | $376,000 | 547 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $-184,000 | 8,572 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-184,000 | 8,573 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $323,000 | 1,884 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $-560,000 | 8,711 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,791,000 | 5,778 |
| Total interest expense | $878,000 | 5,158 |
| Net interest income | $1,913,000 | 5,943 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $372,000 | 5,307 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $216,000 | 4,439 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $156,000 | 5,039 |
| Total noninterest expense | $2,945,000 | 3,766 |
| Salaries and employee benefits | $1,367,000 | 4,269 |
| Premises and equipment expense | $207,000 | 5,885 |
| Additional noninterest expense | $1,371,000 | 2,591 |
| Pre-tax net operating income | $-660,000 | 8,819 |
| Securities gains (losses) | $376,000 | 510 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $-284,000 | 8,726 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $-284,000 | 8,728 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $211,000 | 1,837 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $-660,000 | 8,838 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,673,000 | 6,131 |
| Total interest expense | $525,000 | 5,515 |
| Net interest income | $1,148,000 | 6,280 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $324,000 | 4,621 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $149,000 | 4,357 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $175,000 | 4,019 |
| Total noninterest expense | $1,938,000 | 3,838 |
| Salaries and employee benefits | $902,000 | 4,310 |
| Premises and equipment expense | $138,000 | 5,916 |
| Additional noninterest expense | $898,000 | 2,625 |
| Pre-tax net operating income | $-466,000 | 8,887 |
| Securities gains (losses) | $264,000 | 537 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $-202,000 | 8,801 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-202,000 | 8,802 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $196,000 | 1,389 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $-466,000 | 8,898 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $798,000 | 6,274 |
| Total interest expense | $223,000 | 6,040 |
| Net interest income | $575,000 | 6,280 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $208,000 | 3,974 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $66,000 | 4,552 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $142,000 | 3,033 |
| Total noninterest expense | $982,000 | 3,817 |
| Salaries and employee benefits | $468,000 | 4,219 |
| Premises and equipment expense | $67,000 | 6,015 |
| Additional noninterest expense | $447,000 | 2,622 |
| Pre-tax net operating income | $-199,000 | 8,907 |
| Securities gains (losses) | $225,000 | 459 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $26,000 | 8,220 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $26,000 | 8,220 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $188,000 | 854 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $-199,000 | 8,911 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $879,000 | 8,687 |
| Total interest expense | $290,000 | 8,490 |
| Net interest income | $589,000 | 8,709 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $383,000 | 6,057 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $99,000 | 6,568 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $284,000 | 4,614 |
| Total noninterest expense | $1,477,000 | 6,927 |
| Salaries and employee benefits | $696,000 | 7,308 |
| Premises and equipment expense | $93,000 | 8,154 |
| Additional noninterest expense | $688,000 | 5,553 |
| Pre-tax net operating income | $-505,000 | 8,824 |
| Securities gains (losses) | $-50,000 | 8,955 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $-555,000 | 8,925 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $-555,000 | 8,925 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $438,000 | 1,772 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-505,000 | 8,847 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $187,000 | 9,137 |
| Total interest expense | $73,000 | 9,052 |
| Net interest income | $114,000 | 9,147 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $92,000 | 8,134 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $25,000 | 7,738 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $67,000 | 6,769 |
| Total noninterest expense | $382,000 | 8,855 |
| Salaries and employee benefits | $208,000 | 8,858 |
| Premises and equipment expense | $24,000 | 9,020 |
| Additional noninterest expense | $150,000 | 8,464 |
| Pre-tax net operating income | $-176,000 | 8,803 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $-176,000 | 8,882 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $-176,000 | 8,883 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 8,128 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $-176,000 | 8,813 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,189,000 | 7,314 |
| Total interest expense | $519,000 | 6,280 |
| Net interest income | $670,000 | 7,688 |
| Provision for loan and lease losses | $145,000 | 3,188 |
| Total noninterest income | $2,040,000 | 1,351 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $254,000 | 3,031 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $1,786,000 | 988 |
| Total noninterest expense | $3,070,000 | 2,542 |
| Salaries and employee benefits | $1,773,000 | 2,378 |
| Premises and equipment expense | $172,000 | 5,198 |
| Additional noninterest expense | $1,125,000 | 2,124 |
| Pre-tax net operating income | $-505,000 | 9,069 |
| Securities gains (losses) | $82,000 | 1,661 |
| Applicable income taxes | $-144,000 | 9,161 |
| Income before extraordinary items | $-279,000 | 9,054 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-279,000 | 9,053 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 3,178 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $-333,120 | 9,019 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $573,000 | 7,437 |
| Total interest expense | $268,000 | 6,280 |
| Net interest income | $305,000 | 7,900 |
| Provision for loan and lease losses | $145,000 | 1,841 |
| Total noninterest income | $1,036,000 | 1,304 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $139,000 | 2,735 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $897,000 | 968 |
| Total noninterest expense | $1,527,000 | 2,537 |
| Salaries and employee benefits | $864,000 | 2,442 |
| Premises and equipment expense | $87,000 | 5,158 |
| Additional noninterest expense | $576,000 | 2,045 |
| Pre-tax net operating income | $-331,000 | 9,152 |
| Securities gains (losses) | $82,000 | 1,111 |
| Applicable income taxes | $-85,000 | 9,214 |
| Income before extraordinary items | $-164,000 | 9,113 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-164,000 | 9,110 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,250 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $-218,120 | 9,091 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,359,000 | 6,482 |
| Total interest expense | $1,175,000 | 6,489 |
| Net interest income | $2,184,000 | 6,351 |
| Provision for loan and lease losses | $625,000 | 1,990 |
| Total noninterest income | $4,579,000 | 1,144 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $590,000 | 2,599 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $3,989,000 | 807 |
| Total noninterest expense | $6,542,000 | 2,286 |
| Salaries and employee benefits | $2,880,000 | 2,736 |
| Premises and equipment expense | $383,000 | 4,803 |
| Additional noninterest expense | $3,279,000 | 1,447 |
| Pre-tax net operating income | $-404,000 | 8,935 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $-146,000 | 9,104 |
| Income before extraordinary items | $-258,000 | 8,938 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-258,000 | 8,937 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,353,000 | 733 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $700,000 | 428 |
| Net operating income | $-258,000 | 8,883 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $12,901,000 | 2,644 |
| Total interest expense | $2,074,000 | 5,979 |
| Net interest income | $10,827,000 | 1,650 |
| Provision for loan and lease losses | $8,583,000 | 257 |
| Total noninterest income | $3,576,000 | 1,286 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $456,000 | 3,062 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $3,120,000 | 919 |
| Total noninterest expense | $5,558,000 | 2,542 |
| Salaries and employee benefits | $2,833,000 | 2,650 |
| Premises and equipment expense | $451,000 | 4,231 |
| Additional noninterest expense | $2,274,000 | 1,976 |
| Pre-tax net operating income | $262,000 | 7,582 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $133,000 | 5,630 |
| Income before extraordinary items | $129,000 | 8,161 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $129,000 | 8,161 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,523,000 | 246 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $129,000 | 8,051 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $14,187,000 | 2,443 |
| Total interest expense | $1,606,000 | 6,954 |
| Net interest income | $12,581,000 | 1,400 |
| Provision for loan and lease losses | $9,260,000 | 208 |
| Total noninterest income | $2,232,000 | 1,726 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $427,000 | 3,074 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,805,000 | 1,221 |
| Total noninterest expense | $4,580,000 | 2,948 |
| Salaries and employee benefits | $2,382,000 | 2,966 |
| Premises and equipment expense | $464,000 | 4,026 |
| Additional noninterest expense | $1,734,000 | 2,476 |
| Pre-tax net operating income | $973,000 | 5,326 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $371,000 | 4,155 |
| Income before extraordinary items | $602,000 | 5,835 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $602,000 | 5,833 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,154,000 | 198 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $602,000 | 5,850 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $8,494,000 | 3,700 |
| Total interest expense | $1,430,000 | 7,129 |
| Net interest income | $7,064,000 | 2,498 |
| Provision for loan and lease losses | $4,292,000 | 332 |
| Total noninterest income | $2,647,000 | 1,501 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $488,000 | 2,685 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,159,000 | 1,094 |
| Total noninterest expense | $5,013,000 | 2,692 |
| Salaries and employee benefits | $2,756,000 | 2,553 |
| Premises and equipment expense | $445,000 | 4,169 |
| Additional noninterest expense | $1,812,000 | 2,407 |
| Pre-tax net operating income | $406,000 | 7,572 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $140,000 | 6,401 |
| Income before extraordinary items | $266,000 | 7,822 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $266,000 | 7,821 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,274,000 | 296 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $266,000 | 7,797 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,497,000 | 4,677 |
| Total interest expense | $1,249,000 | 7,792 |
| Net interest income | $5,248,000 | 3,242 |
| Provision for loan and lease losses | $2,920,000 | 458 |
| Total noninterest income | $3,140,000 | 1,309 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $315,000 | 3,792 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,825,000 | 933 |
| Total noninterest expense | $5,067,000 | 2,573 |
| Salaries and employee benefits | $2,894,000 | 2,331 |
| Premises and equipment expense | $378,000 | 4,620 |
| Additional noninterest expense | $1,795,000 | 2,329 |
| Pre-tax net operating income | $401,000 | 7,869 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $97,000 | 7,577 |
| Income before extraordinary items | $304,000 | 7,854 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $304,000 | 7,853 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,853,000 | 390 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $304,000 | 7,763 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,121,000 | 6,544 |
| Total interest expense | $1,129,000 | 8,324 |
| Net interest income | $2,992,000 | 5,312 |
| Provision for loan and lease losses | $1,075,000 | 933 |
| Total noninterest income | $2,623,000 | 1,429 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $327,000 | 3,807 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,296,000 | 996 |
| Total noninterest expense | $3,931,000 | 3,229 |
| Salaries and employee benefits | $2,350,000 | 2,814 |
| Premises and equipment expense | $270,000 | 5,801 |
| Additional noninterest expense | $1,311,000 | 3,092 |
| Pre-tax net operating income | $609,000 | 7,377 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $21,000 | 9,704 |
| Income before extraordinary items | $588,000 | 6,438 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $588,000 | 6,441 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,180,000 | 720 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $588,000 | 6,383 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,744,000 | 8,356 |
| Total interest expense | $1,033,000 | 8,906 |
| Net interest income | $1,711,000 | 7,749 |
| Provision for loan and lease losses | $184,000 | 3,596 |
| Total noninterest income | $1,615,000 | 2,171 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $313,000 | 4,097 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,302,000 | 1,509 |
| Total noninterest expense | $2,830,000 | 4,506 |
| Salaries and employee benefits | $1,671,000 | 3,909 |
| Premises and equipment expense | $255,000 | 6,180 |
| Additional noninterest expense | $904,000 | 4,731 |
| Pre-tax net operating income | $312,000 | 9,050 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $0 | 10,572 |
| Income before extraordinary items | $312,000 | 8,324 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $312,000 | 8,321 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $130,000 | 3,444 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $45,000 | 739 |
| Net operating income | $312,000 | 8,262 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,375,000 | 9,149 |
| Total interest expense | $1,012,000 | 9,208 |
| Net interest income | $1,363,000 | 8,892 |
| Provision for loan and lease losses | $84,000 | 4,983 |
| Total noninterest income | $423,000 | 5,779 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $332,000 | 3,941 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $91,000 | 7,528 |
| Total noninterest expense | $1,599,000 | 6,976 |
| Salaries and employee benefits | $802,000 | 7,092 |
| Premises and equipment expense | $202,000 | 7,153 |
| Additional noninterest expense | $595,000 | 6,569 |
| Pre-tax net operating income | $103,000 | 11,066 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $-25,000 | 11,573 |
| Income before extraordinary items | $128,000 | 10,674 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $128,000 | 10,675 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $148,000 | 3,012 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $512,000 | 371 |
| Net operating income | $128,000 | 10,649 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,096,000 | 9,619 |
| Total interest expense | $798,000 | 9,618 |
| Net interest income | $1,298,000 | 9,467 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $408,000 | 6,067 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $285,000 | 4,556 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $123,000 | 6,852 |
| Total noninterest expense | $1,542,000 | 7,464 |
| Salaries and employee benefits | $789,000 | 7,263 |
| Premises and equipment expense | $184,000 | 7,770 |
| Additional noninterest expense | $569,000 | 7,264 |
| Pre-tax net operating income | $164,000 | 11,167 |
| Securities gains (losses) | $3,000 | 2,889 |
| Applicable income taxes | $-50,000 | 12,214 |
| Income before extraordinary items | $217,000 | 10,070 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $217,000 | 10,081 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-68,000 | 12,050 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $214,000 | 10,158 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,980,000 | 10,223 |
| Total interest expense | $828,000 | 9,890 |
| Net interest income | $1,152,000 | 10,220 |
| Provision for loan and lease losses | $16,000 | 9,322 |
| Total noninterest income | $317,000 | 7,419 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $192,000 | 6,118 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $125,000 | 7,168 |
| Total noninterest expense | $1,393,000 | 8,214 |
| Salaries and employee benefits | $668,000 | 8,241 |
| Premises and equipment expense | $175,000 | 8,253 |
| Additional noninterest expense | $550,000 | 7,768 |
| Pre-tax net operating income | $60,000 | 12,116 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $60,000 | 12,177 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $60,000 | 12,204 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 7,435 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 1,191 |
| Net operating income | $60,000 | 12,024 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,080,000 | 10,733 |
| Total interest expense | $1,003,000 | 10,376 |
| Net interest income | $1,077,000 | 10,777 |
| Provision for loan and lease losses | $35,000 | 9,755 |
| Total noninterest income | $158,000 | 10,333 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $80,000 | 9,162 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $78,000 | 8,942 |
| Total noninterest expense | $1,351,000 | 8,482 |
| Salaries and employee benefits | $640,000 | 8,450 |
| Premises and equipment expense | $185,000 | 8,187 |
| Additional noninterest expense | $526,000 | 8,233 |
| Pre-tax net operating income | $-151,000 | 13,017 |
| Securities gains (losses) | $1,000 | 7,986 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $-150,000 | 13,124 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-150,000 | 13,119 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $176,000 | 4,493 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $250,000 | 685 |
| Net operating income | $-151,000 | 12,982 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.