Home > Eagle Bank of Alabama > Income and Expense

Eagle Bank of Alabama, Income and Expense

2002-12-31 (YTD Data)		Rank
Total interest income	$4,903,000	5,244
Total interest expense	$2,701,000	3,866
Net interest income	$2,202,000	6,317
Provision for loan and lease losses	$266,000	3,720
Total noninterest income	$341,000	6,165
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$334,000	3,998
Trading account gains and fees	$0	153
Additional Noninterest Income	$7,000	9,001
Total noninterest expense	$2,020,000	5,839
Salaries and employee benefits	$1,158,000	5,611
Premises and equipment expense	$178,000	7,061
Additional noninterest expense	$684,000	5,482
Pre-tax net operating income	$257,000	7,718
Securities gains (losses)	$0	4,537
Applicable income taxes	$98,000	5,981
Income before extraordinary items	$159,000	8,048
Extraordinary gains, net	$0	70
Net income	$159,000	8,049
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$383,000	2,008
Cash dividends	$170,000	5,070
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$159,000	7,942
2001-12-31 (YTD Data)		Rank
Total interest income	$5,760,000	5,116
Total interest expense	$3,104,000	4,599
Net interest income	$2,656,000	5,519
Provision for loan and lease losses	$434,000	2,460
Total noninterest income	$394,000	5,720
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$398,000	3,412
Trading account gains and fees	$0	177
Additional Noninterest Income	$-4,000	9,565
Total noninterest expense	$1,854,000	6,016
Salaries and employee benefits	$1,153,000	5,471
Premises and equipment expense	$182,000	7,035
Additional noninterest expense	$519,000	6,324
Pre-tax net operating income	$762,000	5,616
Securities gains (losses)	$0	4,612
Applicable income taxes	$289,000	4,340
Income before extraordinary items	$473,000	6,204
Extraordinary gains, net	$0	105
Net income	$473,000	6,206
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$257,000	2,450
Cash dividends	$7,000	6,555
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$473,000	6,074
2000-12-31 (YTD Data)		Rank
Total interest income	$5,563,000	5,347
Total interest expense	$2,858,000	5,104
Net interest income	$2,705,000	5,538
Provision for loan and lease losses	$443,000	2,089
Total noninterest income	$349,000	5,893
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$334,000	3,732
Trading account gains and fees	NA	NA
Additional Noninterest Income	$15,000	9,181
Total noninterest expense	$1,656,000	6,353
Salaries and employee benefits	$984,000	5,981
Premises and equipment expense	$176,000	7,142
Additional noninterest expense	$496,000	6,459
Pre-tax net operating income	$955,000	5,382
Securities gains (losses)	$0	1,956
Applicable income taxes	$343,000	4,305
Income before extraordinary items	$612,000	5,782
Extraordinary gains, net	$0	38
Net income	$612,000	5,780
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$290,000	1,864
Cash dividends	$56,000	6,350
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$612,000	5,795
1999-12-31 (YTD Data)		Rank
Total interest income	$4,508,000	5,935
Total interest expense	$2,099,000	5,814
Net interest income	$2,409,000	5,942
Provision for loan and lease losses	$412,000	2,060
Total noninterest income	$311,000	6,343
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$294,000	4,051
Trading account gains and fees	NA	NA
Additional Noninterest Income	$17,000	9,383
Total noninterest expense	$1,545,000	6,664
Salaries and employee benefits	$921,000	6,215
Premises and equipment expense	$177,000	7,184
Additional noninterest expense	$447,000	6,927
Pre-tax net operating income	$763,000	6,072
Securities gains (losses)	$0	3,155
Applicable income taxes	$111,000	6,775
Income before extraordinary items	$652,000	5,659
Extraordinary gains, net	$0	35
Net income	$652,000	5,656
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$194,000	2,444
Cash dividends	$0	7,131
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$652,000	5,633
1998-12-31 (YTD Data)		Rank
Total interest income	$3,283,000	7,191
Total interest expense	$1,606,000	6,961
Net interest income	$1,677,000	7,330
Provision for loan and lease losses	$299,000	2,668
Total noninterest income	$247,000	7,041
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$236,000	4,679
Trading account gains and fees	NA	NA
Additional Noninterest Income	$11,000	9,931
Total noninterest expense	$1,324,000	7,182
Salaries and employee benefits	$655,000	7,450
Premises and equipment expense	$175,000	7,150
Additional noninterest expense	$494,000	6,485
Pre-tax net operating income	$301,000	8,395
Securities gains (losses)	$0	4,449
Applicable income taxes	$0	9,340
Income before extraordinary items	$301,000	7,882
Extraordinary gains, net	$0	32
Net income	$301,000	7,880
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$132,000	3,145
Cash dividends	$0	7,473
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$301,000	7,797
1997-12-31 (YTD Data)		Rank
Total interest income	$2,564,000	8,303
Total interest expense	$1,305,000	7,831
Net interest income	$1,259,000	8,560
Provision for loan and lease losses	$131,000	4,433
Total noninterest income	$188,000	8,002
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$173,000	5,777
Trading account gains and fees	NA	NA
Additional Noninterest Income	$15,000	10,147
Total noninterest expense	$896,000	8,699
Salaries and employee benefits	$539,000	8,340
Premises and equipment expense	$129,000	8,265
Additional noninterest expense	$228,000	9,090
Pre-tax net operating income	$420,000	8,338
Securities gains (losses)	$0	3,944
Applicable income taxes	$0	10,065
Income before extraordinary items	$420,000	7,512
Extraordinary gains, net	$0	44
Net income	$420,000	7,515
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$29,000	6,018
Cash dividends	$0	7,871
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$420,000	7,457
1996-12-31 (YTD Data)		Rank
Total interest income	$1,870,000	9,558
Total interest expense	$906,000	9,313
Net interest income	$964,000	9,656
Provision for loan and lease losses	$50,000	6,559
Total noninterest income	$127,000	9,407
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$114,000	7,197
Trading account gains and fees	NA	NA
Additional Noninterest Income	$13,000	10,823
Total noninterest expense	$852,000	9,226
Salaries and employee benefits	$453,000	9,225
Premises and equipment expense	$99,000	9,324
Additional noninterest expense	$300,000	8,884
Pre-tax net operating income	$189,000	9,853
Securities gains (losses)	$0	4,148
Applicable income taxes	$0	10,572
Income before extraordinary items	$189,000	9,400
Extraordinary gains, net	$0	53
Net income	$189,000	9,402
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	8,441
Cash dividends	$0	8,336
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$189,000	9,346
1995-12-31 (YTD Data)		Rank
Total interest income	$1,435,000	10,634
Total interest expense	$711,000	10,267
Net interest income	$724,000	10,770
Provision for loan and lease losses	$20,000	7,637
Total noninterest income	$91,000	10,478
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$77,000	8,390
Trading account gains and fees	NA	NA
Additional Noninterest Income	$14,000	11,268
Total noninterest expense	$570,000	10,707
Salaries and employee benefits	$294,000	10,804
Premises and equipment expense	$80,000	10,197
Additional noninterest expense	$196,000	10,460
Pre-tax net operating income	$225,000	10,302
Securities gains (losses)	$0	3,831
Applicable income taxes	$0	11,151
Income before extraordinary items	$225,000	9,660
Extraordinary gains, net	$0	65
Net income	$225,000	9,666
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$7,000	7,801
Cash dividends	$0	8,717
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$225,000	9,632
1994-12-31 (YTD Data)		Rank
Total interest income	$1,198,000	11,356
Total interest expense	$560,000	10,803
Net interest income	$638,000	11,586
Provision for loan and lease losses	$41,000	6,560
Total noninterest income	$81,000	11,223
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$72,000	8,938
Trading account gains and fees	NA	NA
Additional Noninterest Income	$9,000	12,149
Total noninterest expense	$502,000	11,612
Salaries and employee benefits	$237,000	11,777
Premises and equipment expense	$65,000	11,133
Additional noninterest expense	$200,000	11,156
Pre-tax net operating income	$176,000	11,082
Securities gains (losses)	$0	3,600
Applicable income taxes	$-17,000	12,116
Income before extraordinary items	$193,000	10,354
Extraordinary gains, net	$0	249
Net income	$193,000	10,359
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$22,000	6,486
Cash dividends	$0	8,932
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$193,000	10,400
1993-12-31 (YTD Data)		Rank
Total interest income	$1,062,000	12,152
Total interest expense	$541,000	11,470
Net interest income	$521,000	12,495
Provision for loan and lease losses	$46,000	7,689
Total noninterest income	$99,000	11,344
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$59,000	9,720
Trading account gains and fees	NA	NA
Additional Noninterest Income	$40,000	10,664
Total noninterest expense	$484,000	12,247
Salaries and employee benefits	$218,000	12,481
Premises and equipment expense	$67,000	11,617
Additional noninterest expense	$199,000	11,739
Pre-tax net operating income	$90,000	11,926
Securities gains (losses)	$25,000	4,353
Applicable income taxes	$0	12,141
Income before extraordinary items	$115,000	11,643
Extraordinary gains, net	$133,000	1,341
Net income	$248,000	10,211
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$31,000	6,983
Cash dividends	$0	9,081
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$90,000	11,713
1992-12-31 (YTD Data)		Rank
Total interest income	$1,018,000	12,991
Total interest expense	$561,000	12,480
Net interest income	$457,000	13,214
Provision for loan and lease losses	$7,000	11,393
Total noninterest income	$51,000	13,086
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$41,000	10,666
Trading account gains and fees	NA	NA
Additional Noninterest Income	$10,000	13,358
Total noninterest expense	$510,000	12,583
Salaries and employee benefits	$228,000	12,854
Premises and equipment expense	$66,000	12,026
Additional noninterest expense	$216,000	12,014
Pre-tax net operating income	$-9,000	12,762
Securities gains (losses)	$49,000	4,164
Applicable income taxes	$0	12,680
Income before extraordinary items	$40,000	12,640
Extraordinary gains, net	$0	1,422
Net income	$40,000	12,642
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,000	10,608
Cash dividends	$0	8,912
Sale, conversion, retirement of capital stock, net	$353,000	619
Net operating income	$-9,000	12,710

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.