Home > Eagle Bank, Inc. > Income and Expense
Eagle Bank, Inc., Income and Expense
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $7,375,000 | 3,816 |
| Total interest expense | $3,449,000 | 3,679 |
| Net interest income | $3,926,000 | 3,870 |
| Provision for loan and lease losses | $57,000 | 4,915 |
| Total noninterest income | $1,061,000 | 2,796 |
| Gross Fiduciary activities income | $6,000 | 1,244 |
| Service charges on deposit accounts | $702,000 | 1,853 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $353,000 | 3,436 |
| Total noninterest expense | $3,156,000 | 3,940 |
| Salaries and employee benefits | $1,608,000 | 4,152 |
| Premises and equipment expense | $280,000 | 5,211 |
| Additional noninterest expense | $1,268,000 | 3,041 |
| Pre-tax net operating income | $1,774,000 | 3,101 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $473,000 | 2,601 |
| Income before extraordinary items | $1,301,000 | 3,277 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,301,000 | 3,276 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 4,861 |
| Cash dividends | $2,482,000 | 1,029 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,301,000 | 3,262 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,873,000 | 3,857 |
| Total interest expense | $2,282,000 | 3,701 |
| Net interest income | $2,591,000 | 3,920 |
| Provision for loan and lease losses | $35,000 | 4,774 |
| Total noninterest income | $689,000 | 2,865 |
| Gross Fiduciary activities income | $6,000 | 1,205 |
| Service charges on deposit accounts | $454,000 | 1,904 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $229,000 | 3,527 |
| Total noninterest expense | $2,088,000 | 4,001 |
| Salaries and employee benefits | $1,064,000 | 4,219 |
| Premises and equipment expense | $186,000 | 5,247 |
| Additional noninterest expense | $838,000 | 3,072 |
| Pre-tax net operating income | $1,157,000 | 3,179 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $306,000 | 2,713 |
| Income before extraordinary items | $851,000 | 3,385 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $851,000 | 3,385 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 4,518 |
| Cash dividends | $850,000 | 1,743 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $851,000 | 3,362 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,385,000 | 3,908 |
| Total interest expense | $1,104,000 | 3,751 |
| Net interest income | $1,281,000 | 3,955 |
| Provision for loan and lease losses | $13,000 | 4,876 |
| Total noninterest income | $305,000 | 3,077 |
| Gross Fiduciary activities income | $1,000 | 1,263 |
| Service charges on deposit accounts | $194,000 | 2,101 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $110,000 | 3,585 |
| Total noninterest expense | $1,018,000 | 4,087 |
| Salaries and employee benefits | $523,000 | 4,288 |
| Premises and equipment expense | $87,000 | 5,461 |
| Additional noninterest expense | $408,000 | 3,117 |
| Pre-tax net operating income | $555,000 | 3,288 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $146,000 | 2,769 |
| Income before extraordinary items | $409,000 | 3,438 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $409,000 | 3,438 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 3,748 |
| Cash dividends | $500,000 | 1,376 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $409,000 | 3,412 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $9,139,000 | 3,823 |
| Total interest expense | $3,911,000 | 3,652 |
| Net interest income | $5,228,000 | 3,884 |
| Provision for loan and lease losses | $32,000 | 5,980 |
| Total noninterest income | $1,138,000 | 3,248 |
| Gross Fiduciary activities income | $10,000 | 1,273 |
| Service charges on deposit accounts | $704,000 | 2,361 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $424,000 | 3,634 |
| Total noninterest expense | $4,035,000 | 3,971 |
| Salaries and employee benefits | $2,062,000 | 4,170 |
| Premises and equipment expense | $379,000 | 5,104 |
| Additional noninterest expense | $1,594,000 | 3,133 |
| Pre-tax net operating income | $2,299,000 | 3,336 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $604,000 | 2,879 |
| Income before extraordinary items | $1,695,000 | 3,493 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,695,000 | 3,491 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 5,661 |
| Cash dividends | $1,227,000 | 2,227 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,695,000 | 3,477 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $6,786,000 | 3,828 |
| Total interest expense | $2,831,000 | 3,646 |
| Net interest income | $3,955,000 | 3,884 |
| Provision for loan and lease losses | $23,000 | 5,896 |
| Total noninterest income | $855,000 | 3,250 |
| Gross Fiduciary activities income | $2,000 | 1,362 |
| Service charges on deposit accounts | $537,000 | 2,336 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $316,000 | 3,653 |
| Total noninterest expense | $3,070,000 | 3,920 |
| Salaries and employee benefits | $1,602,000 | 4,052 |
| Premises and equipment expense | $299,000 | 4,958 |
| Additional noninterest expense | $1,169,000 | 3,206 |
| Pre-tax net operating income | $1,717,000 | 3,473 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $448,000 | 3,018 |
| Income before extraordinary items | $1,269,000 | 3,597 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,269,000 | 3,599 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,187 |
| Cash dividends | $917,000 | 2,045 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,269,000 | 3,585 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,419,000 | 3,845 |
| Total interest expense | $1,806,000 | 3,644 |
| Net interest income | $2,613,000 | 3,924 |
| Provision for loan and lease losses | $14,000 | 5,836 |
| Total noninterest income | $559,000 | 3,268 |
| Gross Fiduciary activities income | $2,000 | 1,334 |
| Service charges on deposit accounts | $358,000 | 2,309 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $199,000 | 3,757 |
| Total noninterest expense | $2,061,000 | 3,929 |
| Salaries and employee benefits | $1,076,000 | 4,047 |
| Premises and equipment expense | $213,000 | 4,739 |
| Additional noninterest expense | $772,000 | 3,227 |
| Pre-tax net operating income | $1,097,000 | 3,568 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $281,000 | 3,141 |
| Income before extraordinary items | $816,000 | 3,701 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $816,000 | 3,705 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,558 |
| Cash dividends | $607,000 | 2,076 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $816,000 | 3,694 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,144,000 | 3,870 |
| Total interest expense | $847,000 | 3,679 |
| Net interest income | $1,297,000 | 3,942 |
| Provision for loan and lease losses | $5,000 | 5,672 |
| Total noninterest income | $273,000 | 3,277 |
| Gross Fiduciary activities income | $1,000 | 1,305 |
| Service charges on deposit accounts | $173,000 | 2,307 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $99,000 | 3,720 |
| Total noninterest expense | $1,017,000 | 3,974 |
| Salaries and employee benefits | $533,000 | 4,103 |
| Premises and equipment expense | $95,000 | 5,109 |
| Additional noninterest expense | $389,000 | 3,202 |
| Pre-tax net operating income | $548,000 | 3,542 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $139,000 | 3,153 |
| Income before extraordinary items | $409,000 | 3,647 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $409,000 | 3,646 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 3,455 |
| Cash dividends | $292,000 | 2,003 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $409,000 | 3,626 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $8,128,000 | 3,708 |
| Total interest expense | $2,669,000 | 3,646 |
| Net interest income | $5,459,000 | 3,705 |
| Provision for loan and lease losses | $63,000 | 5,408 |
| Total noninterest income | $1,195,000 | 3,156 |
| Gross Fiduciary activities income | $45,000 | 1,059 |
| Service charges on deposit accounts | $713,000 | 2,310 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $437,000 | 3,623 |
| Total noninterest expense | $4,094,000 | 3,803 |
| Salaries and employee benefits | $2,042,000 | 4,068 |
| Premises and equipment expense | $370,000 | 5,101 |
| Additional noninterest expense | $1,682,000 | 2,944 |
| Pre-tax net operating income | $2,497,000 | 3,164 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $644,000 | 2,960 |
| Income before extraordinary items | $1,853,000 | 3,284 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,853,000 | 3,286 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 5,723 |
| Cash dividends | $1,113,000 | 2,267 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,853,000 | 3,256 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $6,000,000 | 3,712 |
| Total interest expense | $1,884,000 | 3,667 |
| Net interest income | $4,116,000 | 3,673 |
| Provision for loan and lease losses | $38,000 | 5,602 |
| Total noninterest income | $885,000 | 3,182 |
| Gross Fiduciary activities income | $45,000 | 1,008 |
| Service charges on deposit accounts | $541,000 | 2,288 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $299,000 | 3,802 |
| Total noninterest expense | $3,086,000 | 3,757 |
| Salaries and employee benefits | $1,564,000 | 3,967 |
| Premises and equipment expense | $269,000 | 5,188 |
| Additional noninterest expense | $1,253,000 | 2,932 |
| Pre-tax net operating income | $1,877,000 | 3,202 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $483,000 | 3,007 |
| Income before extraordinary items | $1,394,000 | 3,318 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,394,000 | 3,320 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 5,415 |
| Cash dividends | $830,000 | 2,073 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,394,000 | 3,278 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,928,000 | 3,691 |
| Total interest expense | $1,174,000 | 3,678 |
| Net interest income | $2,754,000 | 3,643 |
| Provision for loan and lease losses | $50,000 | 4,523 |
| Total noninterest income | $561,000 | 3,266 |
| Gross Fiduciary activities income | $11,000 | 1,150 |
| Service charges on deposit accounts | $359,000 | 2,252 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $191,000 | 3,839 |
| Total noninterest expense | $2,018,000 | 3,786 |
| Salaries and employee benefits | $1,033,000 | 3,971 |
| Premises and equipment expense | $173,000 | 5,308 |
| Additional noninterest expense | $812,000 | 2,984 |
| Pre-tax net operating income | $1,247,000 | 3,156 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $317,000 | 3,006 |
| Income before extraordinary items | $930,000 | 3,271 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $930,000 | 3,272 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,895 |
| Cash dividends | $547,000 | 2,083 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $930,000 | 3,226 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,916,000 | 3,726 |
| Total interest expense | $554,000 | 3,733 |
| Net interest income | $1,362,000 | 3,691 |
| Provision for loan and lease losses | $25,000 | 4,374 |
| Total noninterest income | $271,000 | 3,282 |
| Gross Fiduciary activities income | $5,000 | 1,162 |
| Service charges on deposit accounts | $164,000 | 2,376 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $102,000 | 3,698 |
| Total noninterest expense | $987,000 | 3,878 |
| Salaries and employee benefits | $509,000 | 4,038 |
| Premises and equipment expense | $89,000 | 5,250 |
| Additional noninterest expense | $389,000 | 3,093 |
| Pre-tax net operating income | $621,000 | 3,155 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $157,000 | 3,029 |
| Income before extraordinary items | $464,000 | 3,232 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $464,000 | 3,233 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,685 |
| Cash dividends | $274,000 | 1,875 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $464,000 | 3,193 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $7,702,000 | 3,510 |
| Total interest expense | $2,008,000 | 3,640 |
| Net interest income | $5,694,000 | 3,434 |
| Provision for loan and lease losses | $61,000 | 5,633 |
| Total noninterest income | $1,119,000 | 3,289 |
| Gross Fiduciary activities income | $28,000 | 1,149 |
| Service charges on deposit accounts | $806,000 | 2,126 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $285,000 | 4,361 |
| Total noninterest expense | $4,022,000 | 3,726 |
| Salaries and employee benefits | $2,102,000 | 3,833 |
| Premises and equipment expense | $383,000 | 4,907 |
| Additional noninterest expense | $1,537,000 | 3,070 |
| Pre-tax net operating income | $2,730,000 | 2,789 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $699,000 | 2,770 |
| Income before extraordinary items | $2,031,000 | 2,873 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,031,000 | 2,875 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 5,856 |
| Cash dividends | $1,060,000 | 2,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,031,000 | 2,810 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,751,000 | 3,504 |
| Total interest expense | $1,477,000 | 3,662 |
| Net interest income | $4,274,000 | 3,412 |
| Provision for loan and lease losses | $48,000 | 5,435 |
| Total noninterest income | $852,000 | 3,273 |
| Gross Fiduciary activities income | $18,000 | 1,153 |
| Service charges on deposit accounts | $602,000 | 2,158 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $232,000 | 4,208 |
| Total noninterest expense | $3,039,000 | 3,674 |
| Salaries and employee benefits | $1,594,000 | 3,775 |
| Premises and equipment expense | $293,000 | 4,823 |
| Additional noninterest expense | $1,152,000 | 3,052 |
| Pre-tax net operating income | $2,039,000 | 2,829 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $521,000 | 2,832 |
| Income before extraordinary items | $1,518,000 | 2,921 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,518,000 | 2,922 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 5,696 |
| Cash dividends | $796,000 | 2,035 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,518,000 | 2,847 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,827,000 | 3,499 |
| Total interest expense | $975,000 | 3,684 |
| Net interest income | $2,852,000 | 3,407 |
| Provision for loan and lease losses | $39,000 | 5,071 |
| Total noninterest income | $561,000 | 3,313 |
| Gross Fiduciary activities income | $18,000 | 1,108 |
| Service charges on deposit accounts | $382,000 | 2,234 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $161,000 | 4,166 |
| Total noninterest expense | $2,002,000 | 3,734 |
| Salaries and employee benefits | $1,044,000 | 3,847 |
| Premises and equipment expense | $194,000 | 4,859 |
| Additional noninterest expense | $764,000 | 3,070 |
| Pre-tax net operating income | $1,372,000 | 2,769 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $352,000 | 2,790 |
| Income before extraordinary items | $1,020,000 | 2,883 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,020,000 | 2,884 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,839 |
| Cash dividends | $580,000 | 1,939 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,020,000 | 2,808 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,936,000 | 3,472 |
| Total interest expense | $498,000 | 3,655 |
| Net interest income | $1,438,000 | 3,371 |
| Provision for loan and lease losses | $30,000 | 4,060 |
| Total noninterest income | $283,000 | 3,240 |
| Gross Fiduciary activities income | $11,000 | 1,081 |
| Service charges on deposit accounts | $188,000 | 2,208 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $84,000 | 4,069 |
| Total noninterest expense | $988,000 | 3,799 |
| Salaries and employee benefits | $489,000 | 4,082 |
| Premises and equipment expense | $99,000 | 4,820 |
| Additional noninterest expense | $400,000 | 2,914 |
| Pre-tax net operating income | $703,000 | 2,698 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $179,000 | 2,770 |
| Income before extraordinary items | $524,000 | 2,828 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $524,000 | 2,828 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $40,000 | 3,481 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $524,000 | 2,731 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $7,973,000 | 3,456 |
| Total interest expense | $2,473,000 | 3,363 |
| Net interest income | $5,500,000 | 3,424 |
| Provision for loan and lease losses | $139,000 | 4,718 |
| Total noninterest income | $1,221,000 | 3,264 |
| Gross Fiduciary activities income | $16,000 | 1,284 |
| Service charges on deposit accounts | $860,000 | 1,998 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $345,000 | 4,248 |
| Total noninterest expense | $3,857,000 | 3,816 |
| Salaries and employee benefits | $2,012,000 | 3,901 |
| Premises and equipment expense | $353,000 | 5,133 |
| Additional noninterest expense | $1,492,000 | 3,094 |
| Pre-tax net operating income | $2,725,000 | 2,698 |
| Securities gains (losses) | $2,000 | 4,163 |
| Applicable income taxes | $703,000 | 2,795 |
| Income before extraordinary items | $2,024,000 | 2,841 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,024,000 | 2,842 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 8,477 |
| Cash dividends | $985,000 | 2,365 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,022,520 | 2,716 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $6,032,000 | 3,482 |
| Total interest expense | $1,931,000 | 3,368 |
| Net interest income | $4,101,000 | 3,453 |
| Provision for loan and lease losses | $102,000 | 4,630 |
| Total noninterest income | $919,000 | 3,319 |
| Gross Fiduciary activities income | $16,000 | 1,219 |
| Service charges on deposit accounts | $647,000 | 1,999 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $256,000 | 4,339 |
| Total noninterest expense | $2,909,000 | 3,786 |
| Salaries and employee benefits | $1,556,000 | 3,793 |
| Premises and equipment expense | $265,000 | 5,134 |
| Additional noninterest expense | $1,088,000 | 3,161 |
| Pre-tax net operating income | $2,009,000 | 2,844 |
| Securities gains (losses) | $2,000 | 3,872 |
| Applicable income taxes | $518,000 | 2,963 |
| Income before extraordinary items | $1,493,000 | 2,977 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,493,000 | 2,977 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-20,000 | 8,711 |
| Cash dividends | $485,000 | 2,742 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,491,520 | 2,829 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,037,000 | 3,485 |
| Total interest expense | $1,331,000 | 3,377 |
| Net interest income | $2,706,000 | 3,485 |
| Provision for loan and lease losses | $65,000 | 4,607 |
| Total noninterest income | $598,000 | 3,356 |
| Gross Fiduciary activities income | $7,000 | 1,277 |
| Service charges on deposit accounts | $426,000 | 1,975 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $165,000 | 4,388 |
| Total noninterest expense | $1,930,000 | 3,804 |
| Salaries and employee benefits | $1,047,000 | 3,777 |
| Premises and equipment expense | $177,000 | 5,101 |
| Additional noninterest expense | $706,000 | 3,213 |
| Pre-tax net operating income | $1,309,000 | 2,893 |
| Securities gains (losses) | $2,000 | 3,460 |
| Applicable income taxes | $334,000 | 3,042 |
| Income before extraordinary items | $977,000 | 3,035 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $977,000 | 3,034 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,006 |
| Cash dividends | $485,000 | 2,214 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $975,500 | 2,876 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,034,000 | 3,477 |
| Total interest expense | $689,000 | 3,361 |
| Net interest income | $1,345,000 | 3,478 |
| Provision for loan and lease losses | $29,000 | 4,819 |
| Total noninterest income | $293,000 | 3,295 |
| Gross Fiduciary activities income | $1,000 | 1,409 |
| Service charges on deposit accounts | $213,000 | 1,922 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $79,000 | 4,363 |
| Total noninterest expense | $958,000 | 3,801 |
| Salaries and employee benefits | $518,000 | 3,793 |
| Premises and equipment expense | $90,000 | 5,048 |
| Additional noninterest expense | $350,000 | 3,188 |
| Pre-tax net operating income | $651,000 | 2,896 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $165,000 | 3,046 |
| Income before extraordinary items | $486,000 | 3,012 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $486,000 | 3,010 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $486,000 | 2,869 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $8,498,000 | 3,460 |
| Total interest expense | $3,118,000 | 3,436 |
| Net interest income | $5,380,000 | 3,446 |
| Provision for loan and lease losses | $73,000 | 6,223 |
| Total noninterest income | $1,243,000 | 2,995 |
| Gross Fiduciary activities income | $21,000 | 1,274 |
| Service charges on deposit accounts | $862,000 | 1,867 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $360,000 | 3,889 |
| Total noninterest expense | $3,854,000 | 3,661 |
| Salaries and employee benefits | $2,027,000 | 3,689 |
| Premises and equipment expense | $378,000 | 4,840 |
| Additional noninterest expense | $1,449,000 | 3,030 |
| Pre-tax net operating income | $2,696,000 | 2,728 |
| Securities gains (losses) | $3,000 | 4,139 |
| Applicable income taxes | $688,000 | 2,886 |
| Income before extraordinary items | $2,011,000 | 2,790 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,011,000 | 2,788 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 5,032 |
| Cash dividends | $912,000 | 2,408 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,008,750 | 2,703 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $9,234,000 | 3,547 |
| Total interest expense | $4,359,000 | 3,555 |
| Net interest income | $4,875,000 | 3,503 |
| Provision for loan and lease losses | $74,000 | 6,121 |
| Total noninterest income | $1,209,000 | 2,920 |
| Gross Fiduciary activities income | $9,000 | 1,449 |
| Service charges on deposit accounts | $847,000 | 1,792 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $353,000 | 3,798 |
| Total noninterest expense | $3,681,000 | 3,680 |
| Salaries and employee benefits | $1,882,000 | 3,766 |
| Premises and equipment expense | $394,000 | 4,648 |
| Additional noninterest expense | $1,405,000 | 3,050 |
| Pre-tax net operating income | $2,329,000 | 2,817 |
| Securities gains (losses) | $2,000 | 4,242 |
| Applicable income taxes | $622,000 | 2,900 |
| Income before extraordinary items | $1,709,000 | 2,918 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,709,000 | 2,920 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 6,867 |
| Cash dividends | $855,000 | 2,520 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,707,540 | 2,831 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $9,069,000 | 3,700 |
| Total interest expense | $4,336,000 | 3,735 |
| Net interest income | $4,733,000 | 3,644 |
| Provision for loan and lease losses | $92,000 | 5,481 |
| Total noninterest income | $1,135,000 | 2,879 |
| Gross Fiduciary activities income | $9,000 | 1,228 |
| Service charges on deposit accounts | $859,000 | 1,603 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $267,000 | 4,168 |
| Total noninterest expense | $3,479,000 | 3,721 |
| Salaries and employee benefits | $1,789,000 | 3,800 |
| Premises and equipment expense | $367,000 | 4,785 |
| Additional noninterest expense | $1,323,000 | 3,135 |
| Pre-tax net operating income | $2,297,000 | 2,983 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $621,000 | 3,029 |
| Income before extraordinary items | $1,676,000 | 2,968 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,676,000 | 2,965 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 6,205 |
| Cash dividends | $760,000 | 2,747 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,676,000 | 2,956 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $8,261,000 | 3,792 |
| Total interest expense | $3,807,000 | 3,740 |
| Net interest income | $4,454,000 | 3,821 |
| Provision for loan and lease losses | $127,000 | 4,627 |
| Total noninterest income | $989,000 | 3,113 |
| Gross Fiduciary activities income | $14,000 | 1,236 |
| Service charges on deposit accounts | $801,000 | 1,659 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $174,000 | 5,261 |
| Total noninterest expense | $3,339,000 | 3,860 |
| Salaries and employee benefits | $1,705,000 | 3,915 |
| Premises and equipment expense | $358,000 | 4,887 |
| Additional noninterest expense | $1,276,000 | 3,258 |
| Pre-tax net operating income | $1,977,000 | 3,373 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $524,000 | 3,534 |
| Income before extraordinary items | $1,453,000 | 3,312 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,453,000 | 3,312 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 9,445 |
| Cash dividends | $711,000 | 2,875 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,453,000 | 3,275 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $8,253,000 | 3,836 |
| Total interest expense | $3,811,000 | 3,835 |
| Net interest income | $4,442,000 | 3,769 |
| Provision for loan and lease losses | $38,000 | 7,037 |
| Total noninterest income | $882,000 | 3,361 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $725,000 | 1,760 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $157,000 | 5,560 |
| Total noninterest expense | $3,135,000 | 3,960 |
| Salaries and employee benefits | $1,658,000 | 3,920 |
| Premises and equipment expense | $334,000 | 5,048 |
| Additional noninterest expense | $1,143,000 | 3,508 |
| Pre-tax net operating income | $2,151,000 | 3,140 |
| Securities gains (losses) | $8,000 | 3,124 |
| Applicable income taxes | $608,000 | 3,371 |
| Income before extraordinary items | $1,551,000 | 3,172 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,551,000 | 3,172 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 3,967 |
| Cash dividends | $669,000 | 2,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,545,240 | 3,095 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,895,000 | 4,023 |
| Total interest expense | $3,522,000 | 4,118 |
| Net interest income | $4,373,000 | 3,907 |
| Provision for loan and lease losses | $91,000 | 5,357 |
| Total noninterest income | $783,000 | 3,635 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $629,000 | 2,088 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $154,000 | 5,614 |
| Total noninterest expense | $2,870,000 | 4,254 |
| Salaries and employee benefits | $1,505,000 | 4,245 |
| Premises and equipment expense | $329,000 | 5,130 |
| Additional noninterest expense | $1,036,000 | 3,772 |
| Pre-tax net operating income | $2,195,000 | 3,250 |
| Securities gains (losses) | $1,000 | 3,559 |
| Applicable income taxes | $619,000 | 3,581 |
| Income before extraordinary items | $1,577,000 | 3,212 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,577,000 | 3,212 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 7,353 |
| Cash dividends | $608,000 | 3,031 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,576,280 | 3,145 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $7,242,000 | 4,427 |
| Total interest expense | $3,404,000 | 4,298 |
| Net interest income | $3,838,000 | 4,481 |
| Provision for loan and lease losses | $72,000 | 5,782 |
| Total noninterest income | $638,000 | 4,375 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $494,000 | 2,752 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $144,000 | 6,090 |
| Total noninterest expense | $2,605,000 | 4,839 |
| Salaries and employee benefits | $1,356,000 | 4,709 |
| Premises and equipment expense | $332,000 | 5,206 |
| Additional noninterest expense | $917,000 | 4,692 |
| Pre-tax net operating income | $1,799,000 | 3,726 |
| Securities gains (losses) | $5,000 | 2,986 |
| Applicable income taxes | $495,000 | 4,182 |
| Income before extraordinary items | $1,309,000 | 3,615 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,309,000 | 3,614 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,612 |
| Cash dividends | $595,000 | 3,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,305,350 | 3,564 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,774,000 | 4,697 |
| Total interest expense | $3,146,000 | 4,544 |
| Net interest income | $3,628,000 | 4,702 |
| Provision for loan and lease losses | $79,000 | 5,161 |
| Total noninterest income | $523,000 | 5,025 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $364,000 | 3,638 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $159,000 | 5,815 |
| Total noninterest expense | $2,559,000 | 4,897 |
| Salaries and employee benefits | $1,283,000 | 4,914 |
| Premises and equipment expense | $278,000 | 5,953 |
| Additional noninterest expense | $998,000 | 4,356 |
| Pre-tax net operating income | $1,513,000 | 4,428 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $407,000 | 4,892 |
| Income before extraordinary items | $1,106,000 | 4,232 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,106,000 | 4,229 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 8,036 |
| Cash dividends | $547,000 | 3,129 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,106,000 | 4,210 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,174,000 | 4,744 |
| Total interest expense | $2,459,000 | 4,715 |
| Net interest income | $3,715,000 | 4,680 |
| Provision for loan and lease losses | $91,000 | 4,757 |
| Total noninterest income | $422,000 | 5,933 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $271,000 | 4,739 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $151,000 | 6,191 |
| Total noninterest expense | $2,357,000 | 5,430 |
| Salaries and employee benefits | $1,163,000 | 5,407 |
| Premises and equipment expense | $268,000 | 6,210 |
| Additional noninterest expense | $926,000 | 5,054 |
| Pre-tax net operating income | $1,689,000 | 3,983 |
| Securities gains (losses) | $17,000 | 1,895 |
| Applicable income taxes | $478,000 | 4,189 |
| Income before extraordinary items | $1,228,000 | 3,775 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,228,000 | 3,781 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 8,066 |
| Cash dividends | $176,000 | 5,763 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,215,760 | 3,834 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,222,000 | 4,798 |
| Total interest expense | $2,469,000 | 4,874 |
| Net interest income | $3,753,000 | 4,660 |
| Provision for loan and lease losses | $91,000 | 5,992 |
| Total noninterest income | $414,000 | 6,336 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $260,000 | 4,954 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $154,000 | 6,477 |
| Total noninterest expense | $2,186,000 | 5,896 |
| Salaries and employee benefits | $1,072,000 | 5,783 |
| Premises and equipment expense | $262,000 | 6,466 |
| Additional noninterest expense | $852,000 | 5,611 |
| Pre-tax net operating income | $1,890,000 | 3,505 |
| Securities gains (losses) | $11,000 | 5,374 |
| Applicable income taxes | $544,000 | 3,887 |
| Income before extraordinary items | $1,357,000 | 3,568 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,357,000 | 3,679 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 9,031 |
| Cash dividends | $490,000 | 3,167 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,349,190 | 3,387 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,509,000 | 5,134 |
| Total interest expense | $2,917,000 | 5,277 |
| Net interest income | $3,592,000 | 4,896 |
| Provision for loan and lease losses | $87,000 | 7,678 |
| Total noninterest income | $337,000 | 7,259 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $205,000 | 5,892 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $132,000 | 7,114 |
| Total noninterest expense | $2,207,000 | 5,903 |
| Salaries and employee benefits | $1,147,000 | 5,390 |
| Premises and equipment expense | $210,000 | 7,616 |
| Additional noninterest expense | $850,000 | 5,798 |
| Pre-tax net operating income | $1,635,000 | 3,736 |
| Securities gains (losses) | $23,000 | 5,402 |
| Applicable income taxes | $456,000 | 4,314 |
| Income before extraordinary items | $1,202,000 | 3,801 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,202,000 | 3,844 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 8,917 |
| Cash dividends | $510,000 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,185,440 | 3,569 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.