Eagle Bank and Trust Company of Missouri, Income and Expense

2016-12-31 (YTD Data)Rank
Total interest income$34,163,000783
Total interest expense$4,204,000700
Net interest income$29,959,000799
Provision for loan and lease losses$1,231,000761
Total noninterest income$5,450,0001,078
Gross Fiduciary activities income$552,000572
Service charges on deposit accounts$2,108,000615
Trading account gains and fees$0170
Additional Noninterest Income$2,790,0001,273
Total noninterest expense$23,803,000895
Salaries and employee benefits$12,268,000960
Premises and equipment expense$3,293,000754
Additional noninterest expense$8,242,000805
Pre-tax net operating income$10,375,000899
Securities gains (losses)$901,000264
Applicable income taxes$3,674,000678
Income before extraordinary items$7,602,000985
Extraordinary gains, net$05
Net income$7,602,000984
Minority interest net income$082
Net income of bank and minority interests.$7,602,000984
Net charge-offs$192,0001,965
Cash dividends$4,000,000806
Sale, conversion, retirement of capital stock, net$14,000682
Net operating income$6,998,3301,035
2016-09-30 (YTD Data)Rank
Total interest income$25,565,000783
Total interest expense$3,158,000697
Net interest income$22,407,000793
Provision for loan and lease losses$915,000732
Total noninterest income$4,088,0001,080
Gross Fiduciary activities income$401,000578
Service charges on deposit accounts$1,575,000615
Trading account gains and fees$0169
Additional Noninterest Income$2,112,0001,258
Total noninterest expense$17,660,000901
Salaries and employee benefits$9,336,000953
Premises and equipment expense$2,534,000734
Additional noninterest expense$5,790,000855
Pre-tax net operating income$7,920,000892
Securities gains (losses)$901,000233
Applicable income taxes$2,946,000660
Income before extraordinary items$5,875,000953
Extraordinary gains, net$05
Net income$5,875,000953
Minority interest net income$071
Net income of bank and minority interests.$5,875,000953
Net charge-offs$165,0001,611
Cash dividends$3,000,000756
Sale, conversion, retirement of capital stock, net$11,000640
Net operating income$5,271,3301,033
2016-06-30 (YTD Data)Rank
Total interest income$17,021,000785
Total interest expense$2,093,000704
Net interest income$14,928,000798
Provision for loan and lease losses$610,000716
Total noninterest income$2,575,0001,105
Gross Fiduciary activities income$252,000596
Service charges on deposit accounts$1,018,000626
Trading account gains and fees$0157
Additional Noninterest Income$1,305,0001,305
Total noninterest expense$12,038,000886
Salaries and employee benefits$6,371,000941
Premises and equipment expense$1,693,000735
Additional noninterest expense$3,974,000833
Pre-tax net operating income$4,855,000953
Securities gains (losses)$583,000250
Applicable income taxes$1,828,000691
Income before extraordinary items$3,610,0001,016
Extraordinary gains, net$016
Net income$3,610,0001,015
Minority interest net income$071
Net income of bank and minority interests.$3,610,0001,015
Net charge-offs$143,0001,359
Cash dividends$2,000,000749
Sale, conversion, retirement of capital stock, net$7,000627
Net operating income$3,225,2201,104
2016-03-31 (YTD Data)Rank
Total interest income$8,698,000766
Total interest expense$1,034,000706
Net interest income$7,664,000780
Provision for loan and lease losses$314,000650
Total noninterest income$1,083,0001,224
Gross Fiduciary activities income$120,000607
Service charges on deposit accounts$504,000630
Trading account gains and fees$0142
Additional Noninterest Income$459,0001,598
Total noninterest expense$6,020,000878
Salaries and employee benefits$3,333,000889
Premises and equipment expense$843,000750
Additional noninterest expense$1,844,000885
Pre-tax net operating income$2,413,000935
Securities gains (losses)$02,077
Applicable income taxes$814,000730
Income before extraordinary items$1,599,0001,116
Extraordinary gains, net$012
Net income$1,599,0001,117
Minority interest net income$062
Net income of bank and minority interests.$1,599,0001,117
Net charge-offs$81,0001,129
Cash dividends$1,000,000720
Sale, conversion, retirement of capital stock, net$4,000584
Net operating income$1,599,0001,093
2015-12-31 (YTD Data)Rank
Total interest income$33,626,000757
Total interest expense$4,119,000677
Net interest income$29,507,000768
Provision for loan and lease losses$1,261,000658
Total noninterest income$5,703,0001,027
Gross Fiduciary activities income$466,000617
Service charges on deposit accounts$2,099,000628
Trading account gains and fees$0159
Additional Noninterest Income$3,138,0001,131
Total noninterest expense$22,529,000922
Salaries and employee benefits$11,897,000952
Premises and equipment expense$2,945,000843
Additional noninterest expense$7,687,000849
Pre-tax net operating income$11,420,000784
Securities gains (losses)$03,216
Applicable income taxes$3,741,000646
Income before extraordinary items$7,679,000929
Extraordinary gains, net$023
Net income$7,679,000929
Minority interest net income$081
Net income of bank and minority interests.$7,679,000929
Net charge-offs$1,637,000457
Cash dividends$4,000,000773
Sale, conversion, retirement of capital stock, net$34,000643
Net operating income$7,679,000909
2015-09-30 (YTD Data)Rank
Total interest income$25,238,000759
Total interest expense$3,093,000681
Net interest income$22,145,000769
Provision for loan and lease losses$930,000644
Total noninterest income$4,222,0001,042
Gross Fiduciary activities income$346,000613
Service charges on deposit accounts$1,533,000643
Trading account gains and fees$0153
Additional Noninterest Income$2,343,0001,150
Total noninterest expense$16,909,000923
Salaries and employee benefits$8,887,000961
Premises and equipment expense$2,271,000834
Additional noninterest expense$5,751,000854
Pre-tax net operating income$8,528,000797
Securities gains (losses)$03,031
Applicable income taxes$2,831,000660
Income before extraordinary items$5,697,000934
Extraordinary gains, net$021
Net income$5,697,000934
Minority interest net income$078
Net income of bank and minority interests.$5,697,000934
Net charge-offs$1,085,000466
Cash dividends$2,000,000975
Sale, conversion, retirement of capital stock, net$30,000598
Net operating income$5,697,000908
2015-06-30 (YTD Data)Rank
Total interest income$16,714,000767
Total interest expense$2,059,000680
Net interest income$14,655,000771
Provision for loan and lease losses$606,000643
Total noninterest income$2,661,0001,098
Gross Fiduciary activities income$229,000623
Service charges on deposit accounts$938,000686
Trading account gains and fees$0157
Additional Noninterest Income$1,494,0001,187
Total noninterest expense$11,418,000921
Salaries and employee benefits$5,993,000955
Premises and equipment expense$1,552,000818
Additional noninterest expense$3,873,000852
Pre-tax net operating income$5,292,000846
Securities gains (losses)$02,636
Applicable income taxes$1,736,000707
Income before extraordinary items$3,556,000996
Extraordinary gains, net$022
Net income$3,556,000996
Minority interest net income$075
Net income of bank and minority interests.$3,556,000996
Net charge-offs$908,000377
Cash dividends$2,000,000690
Sale, conversion, retirement of capital stock, net$23,000564
Net operating income$3,556,000966
2015-03-31 (YTD Data)Rank
Total interest income$8,278,000775
Total interest expense$1,022,000684
Net interest income$7,256,000779
Provision for loan and lease losses$303,000618
Total noninterest income$1,191,0001,142
Gross Fiduciary activities income$113,000628
Service charges on deposit accounts$435,000731
Trading account gains and fees$0152
Additional Noninterest Income$643,0001,262
Total noninterest expense$5,634,000924
Salaries and employee benefits$2,996,000948
Premises and equipment expense$766,000830
Additional noninterest expense$1,872,000858
Pre-tax net operating income$2,510,000862
Securities gains (losses)$02,027
Applicable income taxes$851,000697
Income before extraordinary items$1,659,0001,031
Extraordinary gains, net$013
Net income$1,659,0001,031
Minority interest net income$064
Net income of bank and minority interests.$1,659,0001,032
Net charge-offs$96,0001,147
Cash dividends$1,000,000643
Sale, conversion, retirement of capital stock, net$8,000574
Net operating income$1,659,000999
2014-12-31 (YTD Data)Rank
Total interest income$32,886,000766
Total interest expense$4,287,000675
Net interest income$28,599,000768
Provision for loan and lease losses$1,285,000695
Total noninterest income$5,639,000999
Gross Fiduciary activities income$441,000635
Service charges on deposit accounts$2,040,000669
Trading account gains and fees$0180
Additional Noninterest Income$3,158,0001,067
Total noninterest expense$21,881,000923
Salaries and employee benefits$11,282,000964
Premises and equipment expense$2,863,000858
Additional noninterest expense$7,736,000842
Pre-tax net operating income$11,072,000753
Securities gains (losses)$03,259
Applicable income taxes$3,432,000651
Income before extraordinary items$7,640,000867
Extraordinary gains, net$017
Net income$7,640,000866
Minority interest net income$084
Net income of bank and minority interests.$7,640,000866
Net charge-offs$1,189,000777
Cash dividends$3,500,000813
Sale, conversion, retirement of capital stock, net$54,000625
Net operating income$7,640,000847
2014-09-30 (YTD Data)Rank
Total interest income$24,602,000766
Total interest expense$3,228,000671
Net interest income$21,374,000773
Provision for loan and lease losses$1,260,000535
Total noninterest income$4,066,0001,041
Gross Fiduciary activities income$334,000629
Service charges on deposit accounts$1,541,000657
Trading account gains and fees$0174
Additional Noninterest Income$2,191,0001,129
Total noninterest expense$15,931,000949
Salaries and employee benefits$8,299,000983
Premises and equipment expense$2,146,000870
Additional noninterest expense$5,486,000885
Pre-tax net operating income$8,249,000768
Securities gains (losses)$02,980
Applicable income taxes$2,753,000631
Income before extraordinary items$5,496,000902
Extraordinary gains, net$015
Net income$5,496,000901
Minority interest net income$081
Net income of bank and minority interests.$5,496,000901
Net charge-offs$1,032,000657
Cash dividends$3,000,000664
Sale, conversion, retirement of capital stock, net$43,000583
Net operating income$5,496,000883
2014-06-30 (YTD Data)Rank
Total interest income$16,501,000761
Total interest expense$2,143,000682
Net interest income$14,358,000771
Provision for loan and lease losses$929,000474
Total noninterest income$2,598,0001,056
Gross Fiduciary activities income$219,000638
Service charges on deposit accounts$995,000663
Trading account gains and fees$0172
Additional Noninterest Income$1,384,0001,161
Total noninterest expense$10,823,000923
Salaries and employee benefits$5,620,000971
Premises and equipment expense$1,438,000860
Additional noninterest expense$3,765,000862
Pre-tax net operating income$5,204,000782
Securities gains (losses)$02,580
Applicable income taxes$1,738,000648
Income before extraordinary items$3,466,000939
Extraordinary gains, net$020
Net income$3,466,000939
Minority interest net income$080
Net income of bank and minority interests.$3,466,000939
Net charge-offs$627,000722
Cash dividends$2,000,000639
Sale, conversion, retirement of capital stock, net$33,000532
Net operating income$3,466,000918
2014-03-31 (YTD Data)Rank
Total interest income$8,326,000754
Total interest expense$1,067,000694
Net interest income$7,259,000754
Provision for loan and lease losses$450,000484
Total noninterest income$1,260,0001,051
Gross Fiduciary activities income$110,000637
Service charges on deposit accounts$471,000688
Trading account gains and fees$0147
Additional Noninterest Income$679,0001,151
Total noninterest expense$5,605,000900
Salaries and employee benefits$2,958,000933
Premises and equipment expense$780,000822
Additional noninterest expense$1,867,000849
Pre-tax net operating income$2,464,000808
Securities gains (losses)$01,715
Applicable income taxes$846,000639
Income before extraordinary items$1,618,000962
Extraordinary gains, net$016
Net income$1,618,000962
Minority interest net income$066
Net income of bank and minority interests.$1,618,000963
Net charge-offs$54,0001,813
Cash dividends$1,000,000600
Sale, conversion, retirement of capital stock, net$23,000453
Net operating income$1,618,000945
2013-12-31 (YTD Data)Rank
Total interest income$34,271,000729
Total interest expense$4,894,000690
Net interest income$29,377,000726
Provision for loan and lease losses$2,039,000614
Total noninterest income$6,474,000941
Gross Fiduciary activities income$361,000674
Service charges on deposit accounts$2,190,000633
Trading account gains and fees$163,000126
Additional Noninterest Income$3,760,000984
Total noninterest expense$23,496,000871
Salaries and employee benefits$12,452,000866
Premises and equipment expense$2,862,000844
Additional noninterest expense$8,182,000834
Pre-tax net operating income$10,316,000754
Securities gains (losses)$03,182
Applicable income taxes$3,466,000604
Income before extraordinary items$6,850,000911
Extraordinary gains, net$029
Net income$6,850,000912
Minority interest net income$090
Net income of bank and minority interests.$6,850,000912
Net charge-offs$916,0001,365
Cash dividends$3,500,000767
Sale, conversion, retirement of capital stock, net$123,000517
Net operating income$6,850,000888
2013-09-30 (YTD Data)Rank
Total interest income$25,701,000726
Total interest expense$3,780,000690
Net interest income$21,921,000731
Provision for loan and lease losses$1,581,000615
Total noninterest income$4,668,000984
Gross Fiduciary activities income$260,000676
Service charges on deposit accounts$1,633,000635
Trading account gains and fees$0180
Additional Noninterest Income$2,775,0001,025
Total noninterest expense$17,661,000872
Salaries and employee benefits$9,292,000878
Premises and equipment expense$2,057,000885
Additional noninterest expense$6,312,000813
Pre-tax net operating income$7,347,000800
Securities gains (losses)$03,040
Applicable income taxes$2,505,000625
Income before extraordinary items$4,842,000966
Extraordinary gains, net$025
Net income$4,842,000969
Minority interest net income$084
Net income of bank and minority interests.$4,842,000969
Net charge-offs$378,0001,881
Cash dividends$2,600,000710
Sale, conversion, retirement of capital stock, net$89,000485
Net operating income$4,842,000937
2013-06-30 (YTD Data)Rank
Total interest income$16,797,000737
Total interest expense$2,600,000676
Net interest income$14,197,000745
Provision for loan and lease losses$1,032,000664
Total noninterest income$3,485,000908
Gross Fiduciary activities income$167,000683
Service charges on deposit accounts$1,052,000643
Trading account gains and fees$0157
Additional Noninterest Income$2,266,000894
Total noninterest expense$11,929,000856
Salaries and employee benefits$6,363,000856
Premises and equipment expense$1,373,000887
Additional noninterest expense$4,193,000807
Pre-tax net operating income$4,721,000815
Securities gains (losses)$02,791
Applicable income taxes$1,586,000637
Income before extraordinary items$3,135,000980
Extraordinary gains, net$022
Net income$3,135,000982
Minority interest net income$082
Net income of bank and minority interests.$3,135,000983
Net charge-offs$272,0001,785
Cash dividends$1,700,000719
Sale, conversion, retirement of capital stock, net$62,000444
Net operating income$3,135,000938
2013-03-31 (YTD Data)Rank
Total interest income$8,281,000754
Total interest expense$1,338,000685
Net interest income$6,943,000763
Provision for loan and lease losses$495,000708
Total noninterest income$1,595,000982
Gross Fiduciary activities income$81,000699
Service charges on deposit accounts$510,000652
Trading account gains and fees$0148
Additional Noninterest Income$1,004,000994
Total noninterest expense$5,825,000886
Salaries and employee benefits$3,060,000893
Premises and equipment expense$696,000892
Additional noninterest expense$2,069,000821
Pre-tax net operating income$2,218,000843
Securities gains (losses)$01,966
Applicable income taxes$740,000675
Income before extraordinary items$1,478,0001,034
Extraordinary gains, net$010
Net income$1,478,0001,033
Minority interest net income$076
Net income of bank and minority interests.$1,478,0001,036
Net charge-offs$160,0001,529
Cash dividends$800,000657
Sale, conversion, retirement of capital stock, net$32,000403
Net operating income$1,478,000982
2012-12-31 (YTD Data)Rank
Total interest income$33,388,000787
Total interest expense$6,354,000670
Net interest income$27,034,000800
Provision for loan and lease losses$2,914,000784
Total noninterest income$5,839,0001,027
Gross Fiduciary activities income$274,000725
Service charges on deposit accounts$2,246,000635
Trading account gains and fees$0166
Additional Noninterest Income$3,319,0001,090
Total noninterest expense$22,737,000887
Salaries and employee benefits$11,463,000904
Premises and equipment expense$2,682,000901
Additional noninterest expense$8,592,000820
Pre-tax net operating income$7,222,000980
Securities gains (losses)$73,0002,490
Applicable income taxes$2,345,000765
Income before extraordinary items$4,950,0001,203
Extraordinary gains, net$029
Net income$4,950,0001,204
Minority interest net income$093
Net income of bank and minority interests.$4,950,0001,204
Net charge-offs$3,889,000703
Cash dividends$3,500,000767
Sale, conversion, retirement of capital stock, net$203,000438
Net operating income$4,900,3601,144
2012-09-30 (YTD Data)Rank
Total interest income$25,034,000794
Total interest expense$4,842,000691
Net interest income$20,192,000814
Provision for loan and lease losses$2,352,000745
Total noninterest income$5,622,000836
Gross Fiduciary activities income$193,000731
Service charges on deposit accounts$1,668,000648
Trading account gains and fees$0157
Additional Noninterest Income$3,761,000791
Total noninterest expense$16,215,000929
Salaries and employee benefits$8,441,000927
Premises and equipment expense$1,980,000917
Additional noninterest expense$5,794,000894
Pre-tax net operating income$7,247,000772
Securities gains (losses)$57,0002,357
Applicable income taxes$2,556,000577
Income before extraordinary items$4,748,000971
Extraordinary gains, net$020
Net income$4,748,000971
Minority interest net income$086
Net income of bank and minority interests.$4,748,000971
Net charge-offs$3,687,000577
Cash dividends$2,600,000620
Sale, conversion, retirement of capital stock, net$153,000387
Net operating income$4,710,950920
2012-06-30 (YTD Data)Rank
Total interest income$16,785,000804
Total interest expense$3,283,000713
Net interest income$13,502,000814
Provision for loan and lease losses$1,433,000833
Total noninterest income$3,541,000867
Gross Fiduciary activities income$122,000750
Service charges on deposit accounts$1,075,000665
Trading account gains and fees$0153
Additional Noninterest Income$2,344,000825
Total noninterest expense$10,494,000953
Salaries and employee benefits$5,610,000934
Premises and equipment expense$1,355,000897
Additional noninterest expense$3,529,000986
Pre-tax net operating income$5,116,000726
Securities gains (losses)$57,0001,972
Applicable income taxes$1,808,000548
Income before extraordinary items$3,365,000903
Extraordinary gains, net$019
Net income$3,365,000902
Minority interest net income$084
Net income of bank and minority interests.$3,365,000903
Net charge-offs$416,0001,958
Cash dividends$1,700,000617
Sale, conversion, retirement of capital stock, net$104,000360
Net operating income$3,327,950853
2012-03-31 (YTD Data)Rank
Total interest income$8,350,000812
Total interest expense$1,672,000730
Net interest income$6,678,000822
Provision for loan and lease losses$671,000852
Total noninterest income$1,686,000880
Gross Fiduciary activities income$59,000761
Service charges on deposit accounts$523,000679
Trading account gains and fees$0148
Additional Noninterest Income$1,104,000844
Total noninterest expense$5,229,000952
Salaries and employee benefits$2,788,000937
Premises and equipment expense$674,000901
Additional noninterest expense$1,767,000964
Pre-tax net operating income$2,464,000747
Securities gains (losses)$02,210
Applicable income taxes$871,000567
Income before extraordinary items$1,593,000936
Extraordinary gains, net$019
Net income$1,593,000937
Minority interest net income$078
Net income of bank and minority interests.$1,593,000937
Net charge-offs$106,0002,392
Cash dividends$800,000568
Sale, conversion, retirement of capital stock, net$54,000308
Net operating income$1,593,000887
2011-12-31 (YTD Data)Rank
Total interest income$34,930,000804
Total interest expense$7,793,000746
Net interest income$27,137,000803
Provision for loan and lease losses$1,914,0001,624
Total noninterest income$6,857,000810
Gross Fiduciary activities income$198,000746
Service charges on deposit accounts$2,338,000632
Trading account gains and fees$0146
Additional Noninterest Income$4,321,000791
Total noninterest expense$20,050,000980
Salaries and employee benefits$10,263,000957
Premises and equipment expense$2,488,0001,002
Additional noninterest expense$7,299,000965
Pre-tax net operating income$12,030,000529
Securities gains (losses)$03,838
Applicable income taxes$4,005,000472
Income before extraordinary items$8,025,000641
Extraordinary gains, net$029
Net income$8,025,000639
Minority interest net income$096
Net income of bank and minority interests.$8,025,000641
Net charge-offs$1,399,0001,980
Cash dividends$3,500,000580
Sale, conversion, retirement of capital stock, net$202,000529
Net operating income$8,025,000619
2011-09-30 (YTD Data)Rank
Total interest income$26,522,000814
Total interest expense$5,989,000767
Net interest income$20,533,000802
Provision for loan and lease losses$1,259,0001,698
Total noninterest income$4,551,000904
Gross Fiduciary activities income$145,000740
Service charges on deposit accounts$1,751,000636
Trading account gains and fees$0145
Additional Noninterest Income$2,655,000917
Total noninterest expense$15,068,000986
Salaries and employee benefits$7,486,000982
Premises and equipment expense$1,946,000977
Additional noninterest expense$5,636,000939
Pre-tax net operating income$8,757,000558
Securities gains (losses)$03,555
Applicable income taxes$2,982,000476
Income before extraordinary items$5,775,000691
Extraordinary gains, net$021
Net income$5,775,000689
Minority interest net income$087
Net income of bank and minority interests.$5,775,000691
Net charge-offs$547,0002,566
Cash dividends$2,600,000511
Sale, conversion, retirement of capital stock, net$145,000501
Net operating income$5,775,000663
2011-06-30 (YTD Data)Rank
Total interest income$17,731,000818
Total interest expense$4,073,000782
Net interest income$13,658,000810
Provision for loan and lease losses$932,0001,553
Total noninterest income$2,750,000972
Gross Fiduciary activities income$91,000766
Service charges on deposit accounts$1,121,000656
Trading account gains and fees$0153
Additional Noninterest Income$1,538,000998
Total noninterest expense$10,062,000998
Salaries and employee benefits$4,949,0001,000
Premises and equipment expense$1,326,000968
Additional noninterest expense$3,787,000963
Pre-tax net operating income$5,414,000587
Securities gains (losses)$02,914
Applicable income taxes$1,853,000489
Income before extraordinary items$3,561,000727
Extraordinary gains, net$015
Net income$3,561,000726
Minority interest net income$089
Net income of bank and minority interests.$3,561,000727
Net charge-offs$146,0003,444
Cash dividends$1,700,000501
Sale, conversion, retirement of capital stock, net$93,000416
Net operating income$3,561,000693
2011-03-31 (YTD Data)Rank
Total interest income$8,773,000836
Total interest expense$2,072,000804
Net interest income$6,701,000829
Provision for loan and lease losses$600,0001,247
Total noninterest income$1,378,000976
Gross Fiduciary activities income$46,000773
Service charges on deposit accounts$548,000658
Trading account gains and fees$0158
Additional Noninterest Income$784,000986
Total noninterest expense$4,732,0001,058
Salaries and employee benefits$2,407,0001,041
Premises and equipment expense$678,000973
Additional noninterest expense$1,647,0001,081
Pre-tax net operating income$2,747,000596
Securities gains (losses)$01,772
Applicable income taxes$962,000467
Income before extraordinary items$1,785,000727
Extraordinary gains, net$09
Net income$1,785,000727
Minority interest net income$086
Net income of bank and minority interests.$1,785,000727
Net charge-offs$67,0003,108
Cash dividends$800,000479
Sale, conversion, retirement of capital stock, net$47,000364
Net operating income$1,785,000707
2010-12-31 (YTD Data)Rank
Total interest income$36,024,000836
Total interest expense$9,362,000886
Net interest income$26,662,000824
Provision for loan and lease losses$3,112,0001,580
Total noninterest income$7,061,000827
Gross Fiduciary activities income$124,000839
Service charges on deposit accounts$2,582,000580
Trading account gains and fees$0175
Additional Noninterest Income$4,355,000820
Total noninterest expense$20,023,000998
Salaries and employee benefits$10,005,000979
Premises and equipment expense$2,679,000962
Additional noninterest expense$7,339,0001,006
Pre-tax net operating income$10,588,000515
Securities gains (losses)$28,0002,956
Applicable income taxes$3,616,000467
Income before extraordinary items$7,000,000651
Extraordinary gains, net$029
Net income$7,000,000646
Minority interest net income$0111
Net income of bank and minority interests.$7,000,000652
Net charge-offs$967,0002,732
Cash dividends$2,600,000627
Sale, conversion, retirement of capital stock, net$187,000635
Net operating income$6,981,520615
2010-09-30 (YTD Data)Rank
Total interest income$26,970,000846
Total interest expense$7,054,000914
Net interest income$19,916,000825
Provision for loan and lease losses$2,500,0001,436
Total noninterest income$5,050,000838
Gross Fiduciary activities income$85,000839
Service charges on deposit accounts$1,985,000580
Trading account gains and fees$0165
Additional Noninterest Income$2,980,000837
Total noninterest expense$14,690,0001,004
Salaries and employee benefits$7,458,000974
Premises and equipment expense$2,033,000946
Additional noninterest expense$5,199,0001,026
Pre-tax net operating income$7,776,000548
Securities gains (losses)$28,0002,749
Applicable income taxes$2,693,000466
Income before extraordinary items$5,111,000686
Extraordinary gains, net$023
Net income$5,111,000684
Minority interest net income$0110
Net income of bank and minority interests.$5,111,000686
Net charge-offs$649,0002,718
Cash dividends$1,800,000599
Sale, conversion, retirement of capital stock, net$137,000574
Net operating income$5,092,800658
2010-06-30 (YTD Data)Rank
Total interest income$17,923,000863
Total interest expense$4,724,000946
Net interest income$13,199,000827
Provision for loan and lease losses$1,503,0001,513
Total noninterest income$3,230,000850
Gross Fiduciary activities income$48,000877
Service charges on deposit accounts$1,318,000583
Trading account gains and fees$0152
Additional Noninterest Income$1,864,000847
Total noninterest expense$9,872,000998
Salaries and employee benefits$4,870,000997
Premises and equipment expense$1,377,000952
Additional noninterest expense$3,625,000977
Pre-tax net operating income$5,054,000550
Securities gains (losses)$28,0002,205
Applicable income taxes$1,681,000454
Income before extraordinary items$3,401,000662
Extraordinary gains, net$019
Net income$3,401,000662
Minority interest net income$0105
Net income of bank and minority interests.$3,401,000662
Net charge-offs$555,0002,330
Cash dividends$1,200,000577
Sale, conversion, retirement of capital stock, net$87,000507
Net operating income$3,382,240646
2010-03-31 (YTD Data)Rank
Total interest income$8,911,000884
Total interest expense$2,433,000965
Net interest income$6,478,000855
Provision for loan and lease losses$675,0001,516
Total noninterest income$1,639,000827
Gross Fiduciary activities income$16,000937
Service charges on deposit accounts$643,000600
Trading account gains and fees$0175
Additional Noninterest Income$980,000804
Total noninterest expense$4,936,0001,009
Salaries and employee benefits$2,528,000963
Premises and equipment expense$704,000961
Additional noninterest expense$1,704,0001,029
Pre-tax net operating income$2,506,000543
Securities gains (losses)$02,284
Applicable income taxes$835,000437
Income before extraordinary items$1,671,000670
Extraordinary gains, net$016
Net income$1,671,000672
Minority interest net income$091
Net income of bank and minority interests.$1,671,000674
Net charge-offs$103,0003,070
Cash dividends$600,000554
Sale, conversion, retirement of capital stock, net$31,000541
Net operating income$1,671,000648
2009-12-31 (YTD Data)Rank
Total interest income$34,334,000985
Total interest expense$13,755,000852
Net interest income$20,579,0001,064
Provision for loan and lease losses$959,0003,575
Total noninterest income$7,047,000838
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$2,905,000578
Trading account gains and fees$0211
Additional Noninterest Income$4,142,000825
Total noninterest expense$18,720,0001,113
Salaries and employee benefits$9,800,0001,005
Premises and equipment expense$2,555,0001,067
Additional noninterest expense$6,365,0001,206
Pre-tax net operating income$7,947,000543
Securities gains (losses)$348,0001,106
Applicable income taxes$2,674,000444
Income before extraordinary items$5,621,000597
Extraordinary gains, net$034
Net income$5,621,000597
Minority interest net income$0115
Net income of bank and minority interests.$5,621,000598
Net charge-offs$356,0004,264
Cash dividends$3,200,000542
Sale, conversion, retirement of capital stock, net$121,000846
Net operating income$5,384,360628
2009-09-30 (YTD Data)Rank
Total interest income$25,475,0001,014
Total interest expense$10,551,000880
Net interest income$14,924,0001,103
Provision for loan and lease losses$533,0003,707
Total noninterest income$5,295,000833
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$2,157,000583
Trading account gains and fees$0212
Additional Noninterest Income$3,138,000828
Total noninterest expense$14,058,0001,107
Salaries and employee benefits$7,360,0001,011
Premises and equipment expense$1,914,0001,077
Additional noninterest expense$4,784,0001,176
Pre-tax net operating income$5,628,000607
Securities gains (losses)$268,0001,080
Applicable income taxes$1,881,000495
Income before extraordinary items$4,015,000671
Extraordinary gains, net$027
Net income$4,015,000672
Minority interest net income$0118
Net income of bank and minority interests.$4,015,000673
Net charge-offs$319,0003,630
Cash dividends$2,400,000525
Sale, conversion, retirement of capital stock, net$90,000778
Net operating income$3,832,760700
2009-06-30 (YTD Data)Rank
Total interest income$16,784,0001,056
Total interest expense$7,167,000917
Net interest income$9,617,0001,156
Provision for loan and lease losses$327,0003,576
Total noninterest income$3,555,000836
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$1,349,000617
Trading account gains and fees$0193
Additional Noninterest Income$2,206,000816
Total noninterest expense$9,424,0001,122
Salaries and employee benefits$4,958,0001,022
Premises and equipment expense$1,259,0001,118
Additional noninterest expense$3,207,0001,188
Pre-tax net operating income$3,421,000672
Securities gains (losses)$212,000984
Applicable income taxes$1,127,000546
Income before extraordinary items$2,506,000735
Extraordinary gains, net$021
Net income$2,506,000730
Minority interest net income$0112
Net income of bank and minority interests.$2,506,000735
Net charge-offs$68,0004,630
Cash dividends$1,600,000550
Sale, conversion, retirement of capital stock, net$59,000753
Net operating income$2,359,720758
2009-03-31 (YTD Data)Rank
Total interest income$8,247,0001,081
Total interest expense$3,612,000942
Net interest income$4,635,0001,194
Provision for loan and lease losses$147,0003,370
Total noninterest income$1,691,000839
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$621,000651
Trading account gains and fees$0171
Additional Noninterest Income$1,070,000805
Total noninterest expense$4,443,0001,125
Salaries and employee benefits$2,438,0001,037
Premises and equipment expense$628,0001,138
Additional noninterest expense$1,377,0001,205
Pre-tax net operating income$1,736,000728
Securities gains (losses)$02,434
Applicable income taxes$535,000629
Income before extraordinary items$1,201,000883
Extraordinary gains, net$015
Net income$1,201,000883
Minority interest net income$0102
Net income of bank and minority interests.$1,201,000885
Net charge-offs$45,0003,676
Cash dividends$800,000562
Sale, conversion, retirement of capital stock, net$11,000870
Net operating income$1,201,000816
2008-12-31 (YTD Data)Rank
Total interest income$33,624,0001,139
Total interest expense$15,494,0001,036
Net interest income$18,130,0001,222
Provision for loan and lease losses$428,0004,038
Total noninterest income$6,151,000892
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$3,056,000564
Trading account gains and fees$0154
Additional Noninterest Income$3,095,000940
Total noninterest expense$16,665,0001,172
Salaries and employee benefits$9,058,0001,090
Premises and equipment expense$2,616,0001,070
Additional noninterest expense$4,991,0001,270
Pre-tax net operating income$7,188,000771
Securities gains (losses)$132,000940
Applicable income taxes$2,174,000630
Income before extraordinary items$5,146,000789
Extraordinary gains, net$039
Net income$5,146,000789
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$335,0003,372
Cash dividends$2,000,0001,337
Sale, conversion, retirement of capital stock, net$39,0001,175
Net operating income$5,053,600864
2008-09-30 (YTD Data)Rank
Total interest income$25,172,0001,166
Total interest expense$11,865,0001,061
Net interest income$13,307,0001,262
Provision for loan and lease losses$313,0003,481
Total noninterest income$4,683,000920
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$2,295,000568
Trading account gains and fees$0148
Additional Noninterest Income$2,388,000969
Total noninterest expense$12,395,0001,175
Salaries and employee benefits$6,814,0001,107
Premises and equipment expense$1,977,0001,060
Additional noninterest expense$3,604,0001,270
Pre-tax net operating income$5,282,000954
Securities gains (losses)$132,000818
Applicable income taxes$1,599,000785
Income before extraordinary items$3,815,000960
Extraordinary gains, net$031
Net income$3,815,000959
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$269,0002,691
Cash dividends$1,500,0001,298
Sale, conversion, retirement of capital stock, net$19,0001,088
Net operating income$3,722,6001,049
2008-06-30 (YTD Data)Rank
Total interest income$16,621,0001,189
Total interest expense$8,068,0001,084
Net interest income$8,553,0001,310
Provision for loan and lease losses$200,0003,141
Total noninterest income$3,162,000925
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$1,489,000577
Trading account gains and fees$0149
Additional Noninterest Income$1,673,000964
Total noninterest expense$8,214,0001,184
Salaries and employee benefits$4,516,0001,133
Premises and equipment expense$1,324,0001,053
Additional noninterest expense$2,374,0001,251
Pre-tax net operating income$3,301,0001,081
Securities gains (losses)$68,0001,224
Applicable income taxes$979,000964
Income before extraordinary items$2,390,0001,148
Extraordinary gains, net$021
Net income$2,390,0001,148
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$229,0002,083
Cash dividends$1,500,000983
Sale, conversion, retirement of capital stock, net$13,000997
Net operating income$2,341,7201,160
2008-03-31 (YTD Data)Rank
Total interest income$8,455,0001,202
Total interest expense$4,296,0001,090
Net interest income$4,159,0001,331
Provision for loan and lease losses$95,0002,798
Total noninterest income$1,606,000915
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$725,000587
Trading account gains and fees$0158
Additional Noninterest Income$881,000939
Total noninterest expense$4,072,0001,186
Salaries and employee benefits$2,237,0001,153
Premises and equipment expense$667,0001,043
Additional noninterest expense$1,168,0001,225
Pre-tax net operating income$1,598,0001,181
Securities gains (losses)$26,0001,452
Applicable income taxes$468,0001,064
Income before extraordinary items$1,156,0001,305
Extraordinary gains, net$015
Net income$1,156,0001,308
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$134,0001,561
Cash dividends$1,000,000722
Sale, conversion, retirement of capital stock, net$6,000877
Net operating income$1,137,5401,289
2007-12-31 (YTD Data)Rank
Total interest income$34,544,0001,218
Total interest expense$16,815,0001,180
Net interest income$17,729,0001,261
Provision for loan and lease losses$444,0002,532
Total noninterest income$6,912,000841
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$3,266,000531
Trading account gains and fees$0178
Additional Noninterest Income$3,646,000879
Total noninterest expense$17,382,0001,081
Salaries and employee benefits$9,739,0001,033
Premises and equipment expense$2,696,000961
Additional noninterest expense$4,947,0001,144
Pre-tax net operating income$6,815,0001,250
Securities gains (losses)$02,146
Applicable income taxes$1,974,0001,147
Income before extraordinary items$4,841,0001,320
Extraordinary gains, net$039
Net income$4,841,0001,320
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$651,0001,401
Cash dividends$2,000,0001,596
Sale, conversion, retirement of capital stock, net$21,0001,181
Net operating income$4,841,0001,309
2007-09-30 (YTD Data)Rank
Total interest income$26,037,0001,219
Total interest expense$12,671,0001,176
Net interest income$13,366,0001,255
Provision for loan and lease losses$325,0002,190
Total noninterest income$5,271,000827
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$2,426,000530
Trading account gains and fees$0184
Additional Noninterest Income$2,845,000860
Total noninterest expense$13,043,0001,066
Salaries and employee benefits$7,395,0001,014
Premises and equipment expense$1,915,0001,022
Additional noninterest expense$3,733,0001,100
Pre-tax net operating income$5,269,0001,298
Securities gains (losses)$01,655
Applicable income taxes$1,556,0001,186
Income before extraordinary items$3,713,0001,379
Extraordinary gains, net$033
Net income$3,713,0001,376
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$535,0001,023
Cash dividends$1,500,0001,491
Sale, conversion, retirement of capital stock, net$16,0001,047
Net operating income$3,713,0001,368
2007-06-30 (YTD Data)Rank
Total interest income$17,280,0001,243
Total interest expense$8,400,0001,183
Net interest income$8,880,0001,281
Provision for loan and lease losses$196,0002,204
Total noninterest income$3,615,000833
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$1,597,000544
Trading account gains and fees$0168
Additional Noninterest Income$2,018,000846
Total noninterest expense$8,759,0001,079
Salaries and employee benefits$4,958,0001,023
Premises and equipment expense$1,324,000986
Additional noninterest expense$2,477,0001,126
Pre-tax net operating income$3,540,0001,340
Securities gains (losses)$01,444
Applicable income taxes$1,071,0001,214
Income before extraordinary items$2,469,0001,428
Extraordinary gains, net$029
Net income$2,469,0001,426
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$425,000800
Cash dividends$1,000,0001,504
Sale, conversion, retirement of capital stock, net$12,000950
Net operating income$2,469,0001,410
2007-03-31 (YTD Data)Rank
Total interest income$8,385,0001,265
Total interest expense$4,030,0001,223
Net interest income$4,355,0001,312
Provision for loan and lease losses$90,0002,153
Total noninterest income$1,727,000842
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$758,000549
Trading account gains and fees$0195
Additional Noninterest Income$969,000863
Total noninterest expense$4,238,0001,105
Salaries and employee benefits$2,400,0001,073
Premises and equipment expense$643,0001,030
Additional noninterest expense$1,195,0001,140
Pre-tax net operating income$1,754,0001,338
Securities gains (losses)$01,187
Applicable income taxes$566,0001,171
Income before extraordinary items$1,188,0001,458
Extraordinary gains, net$022
Net income$1,188,0001,458
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$60,0001,580
Cash dividends$500,0001,376
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,188,0001,449
2006-12-31 (YTD Data)Rank
Total interest income$31,902,0001,227
Total interest expense$12,841,0001,310
Net interest income$19,061,0001,171
Provision for loan and lease losses$573,0001,699
Total noninterest income$6,919,000844
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$2,812,000603
Trading account gains and fees$0130
Additional Noninterest Income$4,107,000795
Total noninterest expense$16,669,0001,074
Salaries and employee benefits$9,381,0001,031
Premises and equipment expense$2,451,0001,021
Additional noninterest expense$4,837,0001,109
Pre-tax net operating income$8,738,0001,128
Securities gains (losses)$01,687
Applicable income taxes$2,631,0001,056
Income before extraordinary items$6,107,0001,210
Extraordinary gains, net$051
Net income$6,107,0001,211
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$240,0001,958
Cash dividends$1,000,0002,543
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$6,107,0001,193
2006-09-30 (YTD Data)Rank
Total interest income$23,721,0001,240
Total interest expense$9,264,0001,325
Net interest income$14,457,0001,170
Provision for loan and lease losses$469,0001,471
Total noninterest income$5,206,000851
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$2,078,000621
Trading account gains and fees$0126
Additional Noninterest Income$3,128,000788
Total noninterest expense$12,397,0001,092
Salaries and employee benefits$7,035,0001,034
Premises and equipment expense$1,748,0001,093
Additional noninterest expense$3,614,0001,116
Pre-tax net operating income$6,797,0001,127
Securities gains (losses)$01,388
Applicable income taxes$2,196,0001,018
Income before extraordinary items$4,601,0001,232
Extraordinary gains, net$045
Net income$4,601,0001,232
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$39,0003,504
Cash dividends$1,000,0001,917
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$4,601,0001,221
2006-06-30 (YTD Data)Rank
Total interest income$15,538,0001,244
Total interest expense$5,941,0001,313
Net interest income$9,597,0001,182
Provision for loan and lease losses$303,0001,456
Total noninterest income$3,502,000835
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,344,000641
Trading account gains and fees$0126
Additional Noninterest Income$2,158,000767
Total noninterest expense$8,166,0001,111
Salaries and employee benefits$4,620,0001,059
Premises and equipment expense$1,144,0001,115
Additional noninterest expense$2,402,0001,129
Pre-tax net operating income$4,630,0001,097
Securities gains (losses)$01,185
Applicable income taxes$1,580,000945
Income before extraordinary items$3,050,0001,226
Extraordinary gains, net$039
Net income$3,050,0001,227
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$83,0001,922
Cash dividends$1,000,0001,414
Sale, conversion, retirement of capital stock, net$0887
Net operating income$3,050,0001,213
2006-03-31 (YTD Data)Rank
Total interest income$7,679,0001,242
Total interest expense$2,871,0001,297
Net interest income$4,808,0001,170
Provision for loan and lease losses$155,0001,387
Total noninterest income$1,692,000846
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$631,000654
Trading account gains and fees$0115
Additional Noninterest Income$1,061,000769
Total noninterest expense$3,974,0001,144
Salaries and employee benefits$2,286,0001,076
Premises and equipment expense$553,0001,166
Additional noninterest expense$1,135,0001,175
Pre-tax net operating income$2,371,0001,053
Securities gains (losses)$0955
Applicable income taxes$798,000935
Income before extraordinary items$1,573,0001,188
Extraordinary gains, net$021
Net income$1,573,0001,187
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$40,0001,683
Cash dividends$500,0001,312
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,573,0001,167
2005-12-31 (YTD Data)Rank
Total interest income$28,035,0001,191
Total interest expense$9,260,0001,224
Net interest income$18,775,0001,146
Provision for loan and lease losses$755,0001,329
Total noninterest income$7,208,000806
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$2,609,000665
Trading account gains and fees$0138
Additional Noninterest Income$4,599,000719
Total noninterest expense$16,486,0001,034
Salaries and employee benefits$8,998,0001,030
Premises and equipment expense$2,323,0001,031
Additional noninterest expense$5,165,0001,011
Pre-tax net operating income$8,742,0001,109
Securities gains (losses)$-6,0007,363
Applicable income taxes$2,793,0001,016
Income before extraordinary items$5,943,0001,213
Extraordinary gains, net$046
Net income$5,943,0001,212
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$371,0001,489
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$5,947,0801,193
2005-09-30 (YTD Data)Rank
Total interest income$20,328,0001,188
Total interest expense$6,528,0001,218
Net interest income$13,800,0001,158
Provision for loan and lease losses$560,0001,266
Total noninterest income$5,491,000801
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$1,922,000675
Trading account gains and fees$0126
Additional Noninterest Income$3,569,000710
Total noninterest expense$12,434,0001,017
Salaries and employee benefits$6,848,0001,000
Premises and equipment expense$1,752,0001,021
Additional noninterest expense$3,834,0001,001
Pre-tax net operating income$6,297,0001,136
Securities gains (losses)$-6,0007,744
Applicable income taxes$2,206,000984
Income before extraordinary items$4,085,0001,330
Extraordinary gains, net$035
Net income$4,085,0001,330
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$211,0001,619
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$4,088,9001,304
2005-06-30 (YTD Data)Rank
Total interest income$13,076,0001,199
Total interest expense$4,021,0001,242
Net interest income$9,055,0001,167
Provision for loan and lease losses$362,0001,292
Total noninterest income$3,679,000783
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$1,255,000672
Trading account gains and fees$0116
Additional Noninterest Income$2,424,000700
Total noninterest expense$8,259,0001,015
Salaries and employee benefits$4,563,000991
Premises and equipment expense$1,172,0001,009
Additional noninterest expense$2,524,0001,000
Pre-tax net operating income$4,113,0001,134
Securities gains (losses)$-6,0007,982
Applicable income taxes$1,436,000994
Income before extraordinary items$2,671,0001,316
Extraordinary gains, net$030
Net income$2,671,0001,318
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$53,0002,653
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$2,674,9001,293
2005-03-31 (YTD Data)Rank
Total interest income$6,277,0001,218
Total interest expense$1,902,0001,246
Net interest income$4,375,0001,202
Provision for loan and lease losses$182,0001,209
Total noninterest income$1,710,000817
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$603,000673
Trading account gains and fees$0115
Additional Noninterest Income$1,107,000729
Total noninterest expense$4,022,0001,037
Salaries and employee benefits$2,253,000986
Premises and equipment expense$537,0001,114
Additional noninterest expense$1,232,0001,009
Pre-tax net operating income$1,881,0001,215
Securities gains (losses)$01,685
Applicable income taxes$645,0001,075
Income before extraordinary items$1,236,0001,385
Extraordinary gains, net$024
Net income$1,236,0001,387
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$25,0002,365
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,236,0001,354
2004-12-31 (YTD Data)Rank
Total interest income$23,573,0001,197
Total interest expense$7,677,0001,052
Net interest income$15,896,0001,270
Provision for loan and lease losses$734,0001,398
Total noninterest income$7,436,000761
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$2,400,000734
Trading account gains and fees$0138
Additional Noninterest Income$5,036,000671
Total noninterest expense$15,170,0001,066
Salaries and employee benefits$8,387,0001,027
Premises and equipment expense$1,726,0001,340
Additional noninterest expense$5,057,000996
Pre-tax net operating income$7,428,0001,167
Securities gains (losses)$89,0001,324
Applicable income taxes$2,511,0001,046
Income before extraordinary items$5,006,0001,300
Extraordinary gains, net$034
Net income$5,006,0001,301
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$288,0002,054
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$4,946,3701,280
2004-09-30 (YTD Data)Rank
Total interest income$17,354,0001,203
Total interest expense$5,780,0001,030
Net interest income$11,574,0001,296
Provision for loan and lease losses$543,0001,355
Total noninterest income$4,578,000915
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$1,736,000766
Trading account gains and fees$0134
Additional Noninterest Income$2,842,000838
Total noninterest expense$9,916,0001,235
Salaries and employee benefits$5,763,0001,114
Premises and equipment expense$1,138,0001,527
Additional noninterest expense$3,015,0001,218
Pre-tax net operating income$5,693,0001,160
Securities gains (losses)$47,0001,709
Applicable income taxes$1,982,0001,018
Income before extraordinary items$3,758,0001,312
Extraordinary gains, net$026
Net income$3,758,0001,313
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$93,0002,921
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$3,727,4501,280
2004-06-30 (YTD Data)Rank
Total interest income$11,421,0001,201
Total interest expense$3,848,0001,014
Net interest income$7,573,0001,311
Provision for loan and lease losses$355,0001,360
Total noninterest income$3,076,000900
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$1,069,000813
Trading account gains and fees$0130
Additional Noninterest Income$2,007,000798
Total noninterest expense$6,589,0001,231
Salaries and employee benefits$3,861,0001,112
Premises and equipment expense$732,0001,583
Additional noninterest expense$1,996,0001,209
Pre-tax net operating income$3,705,0001,165
Securities gains (losses)$12,0002,314
Applicable income taxes$1,287,0001,053
Income before extraordinary items$2,430,0001,335
Extraordinary gains, net$021
Net income$2,430,0001,336
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$27,0003,797
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$2,422,2001,288
2004-03-31 (YTD Data)Rank
Total interest income$5,604,0001,235
Total interest expense$1,919,0001,034
Net interest income$3,685,0001,347
Provision for loan and lease losses$161,0001,358
Total noninterest income$1,261,0001,045
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$430,000987
Trading account gains and fees$0121
Additional Noninterest Income$831,000899
Total noninterest expense$3,122,0001,313
Salaries and employee benefits$1,842,0001,193
Premises and equipment expense$343,0001,701
Additional noninterest expense$937,0001,282
Pre-tax net operating income$1,663,0001,272
Securities gains (losses)$7,0002,210
Applicable income taxes$596,0001,124
Income before extraordinary items$1,074,0001,497
Extraordinary gains, net$016
Net income$1,074,0001,497
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-8,0008,115
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,069,5201,415
2003-12-31 (YTD Data)Rank
Total interest income$23,107,0001,233
Total interest expense$8,451,0001,060
Net interest income$14,656,0001,336
Provision for loan and lease losses$675,0001,666
Total noninterest income$7,753,000798
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$1,367,0001,272
Trading account gains and fees$0160
Additional Noninterest Income$6,386,000629
Total noninterest expense$13,713,0001,182
Salaries and employee benefits$8,602,0001,000
Premises and equipment expense$1,564,0001,453
Additional noninterest expense$3,547,0001,384
Pre-tax net operating income$8,021,0001,044
Securities gains (losses)$1,0004,307
Applicable income taxes$2,572,0001,048
Income before extraordinary items$5,450,0001,178
Extraordinary gains, net$054
Net income$5,450,0001,179
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$244,0002,545
Cash dividends$2,000,0001,369
Sale, conversion, retirement of capital stock, net$0868
Net operating income$5,449,3201,116
2003-09-30 (YTD Data)Rank
Total interest income$17,390,0001,259
Total interest expense$6,451,0001,085
Net interest income$10,939,0001,351
Provision for loan and lease losses$525,0001,587
Total noninterest income$6,626,000749
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$1,021,0001,286
Trading account gains and fees$0153
Additional Noninterest Income$5,605,000588
Total noninterest expense$10,668,0001,152
Salaries and employee benefits$6,780,000958
Premises and equipment expense$1,078,0001,589
Additional noninterest expense$2,810,0001,312
Pre-tax net operating income$6,372,0001,022
Securities gains (losses)$1,0004,000
Applicable income taxes$2,286,000955
Income before extraordinary items$4,087,0001,213
Extraordinary gains, net$040
Net income$4,087,0001,213
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$70,0003,765
Cash dividends$1,500,0001,256
Sale, conversion, retirement of capital stock, net$0722
Net operating income$4,086,3601,145
2003-06-30 (YTD Data)Rank
Total interest income$11,646,0001,266
Total interest expense$4,403,0001,091
Net interest income$7,243,0001,356
Provision for loan and lease losses$350,0001,581
Total noninterest income$4,226,000767
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$684,0001,263
Trading account gains and fees$0150
Additional Noninterest Income$3,542,000599
Total noninterest expense$7,092,0001,149
Salaries and employee benefits$4,500,000960
Premises and equipment expense$860,0001,332
Additional noninterest expense$1,732,0001,432
Pre-tax net operating income$4,027,0001,067
Securities gains (losses)$2,0003,460
Applicable income taxes$1,472,0001,005
Income before extraordinary items$2,557,0001,292
Extraordinary gains, net$030
Net income$2,557,0001,292
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$70,0002,995
Cash dividends$1,000,0001,282
Sale, conversion, retirement of capital stock, net$0589
Net operating income$2,555,7201,205
2003-03-31 (YTD Data)Rank
Total interest income$5,793,0001,279
Total interest expense$2,235,0001,097
Net interest income$3,558,0001,378
Provision for loan and lease losses$165,0001,575
Total noninterest income$2,043,000763
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$336,0001,244
Trading account gains and fees$0134
Additional Noninterest Income$1,707,000601
Total noninterest expense$3,574,0001,122
Salaries and employee benefits$2,205,000975
Premises and equipment expense$470,0001,220
Additional noninterest expense$899,0001,340
Pre-tax net operating income$1,862,0001,162
Securities gains (losses)$2,0002,590
Applicable income taxes$682,0001,086
Income before extraordinary items$1,182,0001,387
Extraordinary gains, net$021
Net income$1,182,0001,385
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$22,0003,119
Cash dividends$500,0001,179
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,180,7201,302
2002-12-31 (YTD Data)Rank
Total interest income$24,073,0001,277
Total interest expense$10,118,0001,112
Net interest income$13,955,0001,392
Provision for loan and lease losses$900,0001,473
Total noninterest income$5,763,000921
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$1,338,0001,210
Trading account gains and fees$0153
Additional Noninterest Income$4,425,000753
Total noninterest expense$12,281,0001,250
Salaries and employee benefits$7,287,0001,093
Premises and equipment expense$1,256,0001,758
Additional noninterest expense$3,738,0001,290
Pre-tax net operating income$6,537,0001,295
Securities gains (losses)$-2,0008,714
Applicable income taxes$2,112,0001,228
Income before extraordinary items$4,423,0001,405
Extraordinary gains, net$070
Net income$4,423,0001,402
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$194,0003,062
Cash dividends$2,000,0001,296
Sale, conversion, retirement of capital stock, net$0862
Net operating income$4,424,3601,360
2001-12-31 (YTD Data)Rank
Total interest income$20,062,0001,692
Total interest expense$10,010,0001,617
Net interest income$10,052,0001,772
Provision for loan and lease losses$360,0002,816
Total noninterest income$5,101,000981
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$1,329,0001,115
Trading account gains and fees$0177
Additional Noninterest Income$3,772,000803
Total noninterest expense$10,483,0001,402
Salaries and employee benefits$6,265,0001,188
Premises and equipment expense$1,277,0001,691
Additional noninterest expense$2,941,0001,578
Pre-tax net operating income$4,310,0001,648
Securities gains (losses)$2,0004,242
Applicable income taxes$1,512,0001,486
Income before extraordinary items$2,800,0001,881
Extraordinary gains, net$0105
Net income$2,800,0001,884
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$25,0006,057
Cash dividends$756,0002,711
Sale, conversion, retirement of capital stock, net$0922
Net operating income$2,798,7001,807
2000-12-31 (YTD Data)Rank
Total interest income$18,138,0001,934
Total interest expense$9,038,0001,906
Net interest income$9,100,0001,940
Provision for loan and lease losses$120,0004,828
Total noninterest income$3,248,0001,257
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$1,208,0001,126
Trading account gains and fees$0180
Additional Noninterest Income$2,040,0001,115
Total noninterest expense$8,922,0001,572
Salaries and employee benefits$5,056,0001,399
Premises and equipment expense$1,246,0001,674
Additional noninterest expense$2,620,0001,691
Pre-tax net operating income$3,306,0002,184
Securities gains (losses)$-76,0009,341
Applicable income taxes$1,129,0001,920
Income before extraordinary items$2,101,0002,440
Extraordinary gains, net$038
Net income$2,101,0002,439
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$53,0004,647
Cash dividends$483,0003,629
Sale, conversion, retirement of capital stock, net$0969
Net operating income$2,150,4002,387
1999-12-31 (YTD Data)Rank
Total interest income$14,882,0002,191
Total interest expense$6,599,0002,233
Net interest income$8,283,0002,121
Provision for loan and lease losses$285,0002,788
Total noninterest income$2,980,0001,360
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,095,0001,216
Trading account gains and fees$0173
Additional Noninterest Income$1,885,0001,199
Total noninterest expense$7,104,0001,933
Salaries and employee benefits$4,010,0001,721
Premises and equipment expense$1,028,0001,990
Additional noninterest expense$2,066,0002,111
Pre-tax net operating income$3,874,0001,899
Securities gains (losses)$03,155
Applicable income taxes$1,373,0001,708
Income before extraordinary items$2,501,0002,105
Extraordinary gains, net$035
Net income$2,501,0002,106
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$59,0004,540
Cash dividends$752,0002,763
Sale, conversion, retirement of capital stock, net$2,000,000434
Net operating income$2,501,0002,074
1998-12-31 (YTD Data)Rank
Total interest income$13,747,0002,368
Total interest expense$6,318,0002,388
Net interest income$7,429,0002,301
Provision for loan and lease losses$400,0002,051
Total noninterest income$3,184,0001,291
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$1,079,0001,170
Trading account gains and fees$0224
Additional Noninterest Income$2,105,0001,118
Total noninterest expense$6,559,0001,997
Salaries and employee benefits$3,763,0001,765
Premises and equipment expense$973,0002,010
Additional noninterest expense$1,823,0002,289
Pre-tax net operating income$3,654,0001,985
Securities gains (losses)$04,449
Applicable income taxes$1,304,0001,845
Income before extraordinary items$2,350,0002,216
Extraordinary gains, net$032
Net income$2,350,0002,215
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$101,0003,631
Cash dividends$755,0002,701
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$2,350,0002,147
1997-12-31 (YTD Data)Rank
Total interest income$11,518,0002,843
Total interest expense$4,956,0003,005
Net interest income$6,562,0002,649
Provision for loan and lease losses$250,0002,930
Total noninterest income$2,298,0001,577
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$904,0001,430
Trading account gains and fees$0239
Additional Noninterest Income$1,394,0001,393
Total noninterest expense$5,568,0002,321
Salaries and employee benefits$3,136,0002,099
Premises and equipment expense$801,0002,427
Additional noninterest expense$1,631,0002,517
Pre-tax net operating income$3,042,0002,464
Securities gains (losses)$1,0003,559
Applicable income taxes$1,090,0002,265
Income before extraordinary items$1,953,0002,637
Extraordinary gains, net$044
Net income$1,953,0002,636
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$128,0003,318
Cash dividends$780,0002,606
Sale, conversion, retirement of capital stock, net$3,000,000310
Net operating income$1,952,3602,597
1996-12-31 (YTD Data)Rank
Total interest income$9,828,0003,334
Total interest expense$4,176,0003,564
Net interest income$5,652,0003,129
Provision for loan and lease losses$129,0004,445
Total noninterest income$1,933,0001,896
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$794,0001,688
Trading account gains and fees$0262
Additional Noninterest Income$1,139,0001,654
Total noninterest expense$4,988,0002,749
Salaries and employee benefits$2,721,0002,448
Premises and equipment expense$779,0002,513
Additional noninterest expense$1,488,0003,147
Pre-tax net operating income$2,468,0002,798
Securities gains (losses)$1,0003,760
Applicable income taxes$892,0002,598
Income before extraordinary items$1,577,0003,042
Extraordinary gains, net$053
Net income$1,577,0003,044
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$41,0005,684
Cash dividends$593,0003,094
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,576,3603,010
1995-12-31 (YTD Data)Rank
Total interest income$8,874,0003,657
Total interest expense$3,679,0003,976
Net interest income$5,195,0003,405
Provision for loan and lease losses$100,0004,579
Total noninterest income$1,466,0002,319
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$649,0002,095
Trading account gains and fees$0522
Additional Noninterest Income$817,0002,069
Total noninterest expense$4,122,0003,229
Salaries and employee benefits$2,196,0003,033
Premises and equipment expense$709,0002,772
Additional noninterest expense$1,217,0003,694
Pre-tax net operating income$2,439,0002,914
Securities gains (losses)$-33,00010,904
Applicable income taxes$902,0002,593
Income before extraordinary items$1,504,0003,242
Extraordinary gains, net$065
Net income$1,504,0003,241
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,856
Cash dividends$506,0003,276
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,525,1203,186
1994-12-31 (YTD Data)Rank
Total interest income$7,196,0004,117
Total interest expense$2,633,0004,431
Net interest income$4,563,0003,877
Provision for loan and lease losses$15,0008,073
Total noninterest income$1,169,0002,785
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$590,0002,313
Trading account gains and feesNANA
Additional Noninterest Income$579,0002,655
Total noninterest expense$3,439,0003,905
Salaries and employee benefits$1,671,0003,885
Premises and equipment expense$570,0003,426
Additional noninterest expense$1,198,0004,060
Pre-tax net operating income$2,278,0003,075
Securities gains (losses)$-26,00010,539
Applicable income taxes$844,0002,644
Income before extraordinary items$1,408,0003,354
Extraordinary gains, net$0249
Net income$1,408,0003,367
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,921
Cash dividends$209,0005,351
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,424,6403,344
1993-12-31 (YTD Data)Rank
Total interest income$6,331,0004,728
Total interest expense$2,327,0005,112
Net interest income$4,004,0004,399
Provision for loan and lease losses$359,0002,666
Total noninterest income$874,0003,716
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$509,0002,735
Trading account gains and feesNANA
Additional Noninterest Income$365,0003,997
Total noninterest expense$2,822,0004,759
Salaries and employee benefits$1,404,0004,538
Premises and equipment expense$449,0004,277
Additional noninterest expense$969,0005,050
Pre-tax net operating income$1,697,0003,886
Securities gains (losses)$22,0004,534
Applicable income taxes$668,0003,256
Income before extraordinary items$1,051,0004,505
Extraordinary gains, net$150,0001,230
Net income$1,201,0004,120
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$09,922
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,036,9204,322
1992-12-31 (YTD Data)Rank
Total interest income$6,338,0005,244
Total interest expense$2,819,0005,452
Net interest income$3,519,0004,983
Provision for loan and lease losses$73,0008,154
Total noninterest income$535,0005,379
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$407,0003,419
Trading account gains and feesNANA
Additional Noninterest Income$128,0007,224
Total noninterest expense$2,586,0005,154
Salaries and employee benefits$1,125,0005,486
Premises and equipment expense$451,0004,345
Additional noninterest expense$1,010,0005,014
Pre-tax net operating income$1,395,0004,327
Securities gains (losses)$15,0005,962
Applicable income taxes$510,0003,950
Income before extraordinary items$900,0004,934
Extraordinary gains, net$01,422
Net income$900,0004,985
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$28,0008,614
Cash dividends$87,0006,898
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$890,4004,669

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.