Home > Eagle Bank and Trust Company of Missouri > Net charge- offs to loans
Eagle Bank and Trust Company of Missouri, Net charge- offs to loans
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0287% | 3,446 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0003% | 4,372 |
| Percentage Net Loans Charged-off:Construction & development | -0.1148% | 4,945 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0013% | 1,451 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0852% | 1,505 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2227% | 353 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0708% | 1,564 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2491% | 1,426 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0246% | 3,631 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0246% | 3,512 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5799% | 625 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0332% | 2,974 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0162% | 2,203 |
| Percentage Net Loans Charged-off:Construction & development | -0.0198% | 4,670 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0004% | 1,169 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0895% | 1,291 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0546% | 4,127 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1047% | 1,144 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1465% | 1,415 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0167% | 3,342 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0167% | 3,210 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5161% | 553 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0437% | 2,595 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0217% | 1,907 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0006% | 4,787 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1022% | 1,136 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 570 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1132% | 1,029 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2338% | 1,057 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,073 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,935 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4888% | 507 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0500% | 2,041 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0440% | 1,229 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0013% | 4,936 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2082% | 613 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2316% | 556 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0083% | 1,185 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,488 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,340 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6773% | 365 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2578% | 1,173 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2757% | 681 |
| Percentage Net Loans Charged-off:Construction & development | 0.7039% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2245% | 715 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4249% | 139 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0773% | 2,013 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0428% | 814 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0815% | 1,897 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0185% | 2,341 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1315% | 3,015 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1315% | 2,860 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4927% | 599 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2286% | 1,145 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2420% | 696 |
| Percentage Net Loans Charged-off:Construction & development | 0.2355% | 428 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2998% | 504 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5649% | 98 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0945% | 1,646 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0559% | 704 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0993% | 1,564 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0244% | 1,958 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1898% | 2,495 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1898% | 2,361 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5041% | 535 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2881% | 907 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3112% | 583 |
| Percentage Net Loans Charged-off:Construction & development | 0.3605% | 313 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4232% | 391 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0316% | 160 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0868% | 1,616 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0980% | 1,475 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0290% | 1,630 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1727% | 2,343 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1727% | 2,222 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2961% | 580 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0613% | 2,134 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0539% | 1,473 |
| Percentage Net Loans Charged-off:Construction & development | 0.1200% | 306 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0104% | 738 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1234% | 1,115 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1398% | 994 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0601% | 1,001 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3339% | 1,628 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3339% | 1,506 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3333% | 464 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1939% | 2,115 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1858% | 1,570 |
| Percentage Net Loans Charged-off:Construction & development | 0.7624% | 486 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0648% | 1,735 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1042% | 2,348 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,143 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1187% | 2,133 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1733% | 1,892 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2644% | 2,575 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2644% | 2,422 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6735% | 532 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2252% | 1,693 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2379% | 1,181 |
| Percentage Net Loans Charged-off:Construction & development | 1.0227% | 363 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0923% | 1,346 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0741% | 2,410 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,025 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0844% | 2,209 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,374 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3485% | 2,065 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3485% | 1,920 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5401% | 539 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2048% | 1,797 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2247% | 1,260 |
| Percentage Net Loans Charged-off:Construction & development | 0.8832% | 391 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1350% | 1,056 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0077% | 5,624 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0088% | 5,635 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,007 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2252% | 5,845 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2252% | 5,794 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4128% | 540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0349% | 2,903 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0270% | 2,215 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,059 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1153% | 1,504 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1322% | 1,361 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,326 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1632% | 2,274 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1632% | 2,141 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5113% | 418 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1509% | 3,293 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1460% | 2,746 |
| Percentage Net Loans Charged-off:Construction & development | 0.2491% | 1,273 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0630% | 2,258 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2733% | 1,830 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,420 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3141% | 1,607 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0504% | 2,797 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3296% | 2,627 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3296% | 2,482 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7266% | 538 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0838% | 3,753 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0726% | 3,180 |
| Percentage Net Loans Charged-off:Construction & development | 0.0860% | 1,326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0219% | 2,210 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1880% | 2,158 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,261 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2159% | 1,941 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,729 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4371% | 2,021 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4371% | 1,875 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7633% | 499 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0915% | 3,446 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0793% | 2,908 |
| Percentage Net Loans Charged-off:Construction & development | 0.0605% | 1,198 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0345% | 1,858 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2063% | 1,978 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,077 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2367% | 1,773 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6612% | 1,468 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6612% | 1,346 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6679% | 491 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1095% | 2,779 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1082% | 2,225 |
| Percentage Net Loans Charged-off:Construction & development | 0.1204% | 841 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0401% | 1,302 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2645% | 1,485 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3035% | 1,319 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,678 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,801 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,652 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6614% | 416 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6890% | 1,713 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6803% | 1,515 |
| Percentage Net Loans Charged-off:Construction & development | 0.7675% | 1,606 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7484% | 1,162 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.6314% | 358 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3040% | 2,440 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,753 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3576% | 2,156 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9674% | 1,471 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0099% | 4,455 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0099% | 4,303 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7309% | 643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8770% | 1,250 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8687% | 1,134 |
| Percentage Net Loans Charged-off:Construction & development | 0.8324% | 1,457 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0049% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.0870% | 284 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3761% | 2,083 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,549 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4462% | 1,794 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2839% | 1,109 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0130% | 4,165 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0130% | 3,982 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6199% | 628 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1488% | 3,721 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1400% | 3,284 |
| Percentage Net Loans Charged-off:Construction & development | 0.1070% | 1,807 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0135% | 2,403 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1461% | 520 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4652% | 1,738 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,330 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5545% | 1,477 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2122% | 2,206 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0193% | 3,733 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0193% | 3,555 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4562% | 655 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0764% | 3,732 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0792% | 3,110 |
| Percentage Net Loans Charged-off:Construction & development | 0.1317% | 1,313 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0031% | 1,716 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2772% | 323 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1667% | 2,289 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1994% | 2,056 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,038 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,014 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2923% | 602 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2533% | 4,194 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2678% | 3,558 |
| Percentage Net Loans Charged-off:Construction & development | 0.4930% | 2,439 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0838% | 3,175 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5636% | 2,058 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,926 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6881% | 1,710 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,193 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0302% | 4,865 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0284% | 4,720 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8971% | 604 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1322% | 4,730 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1330% | 4,036 |
| Percentage Net Loans Charged-off:Construction & development | 0.5668% | 2,127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0121% | 3,074 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0295% | 4,253 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,690 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0362% | 4,026 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0056% | 3,731 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0132% | 6,209 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0122% | 6,136 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8156% | 597 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0527% | 5,124 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0436% | 4,402 |
| Percentage Net Loans Charged-off:Construction & development | 0.1423% | 2,165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0182% | 2,579 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0145% | 3,938 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0108% | 5,229 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0205% | 3,691 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0077% | 3,271 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,113 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,954 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7426% | 574 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0483% | 4,458 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0358% | 3,648 |
| Percentage Net Loans Charged-off:Construction & development | 0.0227% | 1,673 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0228% | 1,827 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0924% | 2,690 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4768% | 737 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,913 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0152% | 2,353 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0391% | 3,323 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0336% | 3,169 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7944% | 436 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1754% | 5,271 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1524% | 4,501 |
| Percentage Net Loans Charged-off:Construction & development | 0.2204% | 3,112 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0433% | 3,425 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3995% | 2,600 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5587% | 1,201 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3640% | 2,654 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1569% | 4,188 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5791% | 3,164 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2859% | 705 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1578% | 5,054 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1573% | 4,128 |
| Percentage Net Loans Charged-off:Construction & development | 0.1697% | 2,863 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0577% | 2,933 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4427% | 2,249 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3774% | 1,230 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4573% | 2,124 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0409% | 4,180 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0349% | 4,967 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4315% | 604 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2032% | 4,397 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2128% | 3,475 |
| Percentage Net Loans Charged-off:Construction & development | 0.2435% | 2,452 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0897% | 2,326 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5581% | 1,771 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5695% | 907 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5555% | 1,710 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0616% | 3,597 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,626 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0260% | 647 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0758% | 4,657 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0721% | 3,560 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3661% | 1,803 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4493% | 1,572 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,838 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,892 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2646% | 498 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0673% | 6,441 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0509% | 5,279 |
| Percentage Net Loans Charged-off:Construction & development | 0.0010% | 3,482 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0383% | 3,169 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1561% | 3,521 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2492% | 1,538 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1341% | 3,502 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0019% | 7,058 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0679% | 5,737 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.2303% | 660 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0810% | 5,868 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0688% | 4,600 |
| Percentage Net Loans Charged-off:Construction & development | 0.0039% | 3,098 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0515% | 2,540 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2095% | 2,766 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3353% | 1,201 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1797% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0025% | 6,938 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0705% | 5,385 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.0369% | 590 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0260% | 6,113 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0128% | 4,720 |
| Percentage Net Loans Charged-off:Construction & development | 0.0059% | 2,661 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0609% | 3,294 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3180% | 985 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,607 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0036% | 6,879 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1104% | 4,798 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2650% | 687 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0347% | 5,027 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0261% | 3,504 |
| Percentage Net Loans Charged-off:Construction & development | 0.0118% | 1,853 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1275% | 2,113 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6487% | 534 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,811 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2387% | 3,607 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7065% | 678 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0719% | 5,736 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0593% | 4,223 |
| Percentage Net Loans Charged-off:Construction & development | 0.0578% | 2,696 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0005% | 7,640 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2518% | 1,927 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3241% | 1,580 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0023% | 7,088 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0645% | 7,609 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.4844% | 472 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0791% | 4,775 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0719% | 3,239 |
| Percentage Net Loans Charged-off:Construction & development | 0.0797% | 2,009 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0014% | 7,664 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2873% | 1,367 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3711% | 1,074 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0029% | 6,872 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0880% | 7,521 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.4115% | 392 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1041% | 3,780 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1122% | 2,259 |
| Percentage Net Loans Charged-off:Construction & development | 0.0752% | 1,517 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0022% | 7,730 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4941% | 785 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6325% | 594 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,159 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1420% | 7,526 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.9566% | 408 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1258% | 2,731 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1488% | 1,448 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7575% | 420 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9648% | 312 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,192 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2553% | 7,522 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.6951% | 387 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1625% | 3,034 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1715% | 1,525 |
| Percentage Net Loans Charged-off:Construction & development | 0.1477% | 1,093 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2070% | 791 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1409% | 1,585 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1843% | 1,262 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0034% | 6,937 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0160% | 7,456 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.8554% | 339 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1803% | 2,168 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1954% | 927 |
| Percentage Net Loans Charged-off:Construction & development | 0.1621% | 656 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2285% | 487 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1876% | 962 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2474% | 746 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0047% | 6,734 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0212% | 7,236 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.7427% | 305 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2156% | 1,611 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2554% | 617 |
| Percentage Net Loans Charged-off:Construction & development | 0.1019% | 517 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3532% | 280 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2647% | 655 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3497% | 491 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0046% | 6,653 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0317% | 7,059 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.9820% | 357 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0613% | 2,760 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0542% | 1,168 |
| Percentage Net Loans Charged-off:Construction & development | 0.2098% | 242 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0047% | 6,653 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,795 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.5580% | 321 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0623% | 4,080 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0234% | 2,610 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0579% | 8,115 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2210% | 758 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0385% | 589 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2889% | 580 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0227% | 3,518 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2051% | 4,441 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.2687% | 281 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0135% | 5,045 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0270% | 8,089 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0780% | 8,197 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0378% | 1,780 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0501% | 439 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0331% | 1,742 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0237% | 6,951 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2509% | 3,695 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.3785% | 246 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0429% | 3,594 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0134% | 2,071 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0598% | 1,317 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0732% | 312 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0544% | 1,289 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0151% | 2,563 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2077% | 3,614 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.6866% | 244 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0413% | 3,023 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0094% | 1,479 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0422% | 1,011 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1425% | 187 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0051% | 6,579 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4065% | 2,416 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.1814% | 202 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0988% | 3,682 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0327% | 2,342 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0632% | 907 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0202% | 2,552 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0288% | 2,264 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1409% | 3,090 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7874% | 2,419 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.1427% | 261 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0758% | 3,580 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,051 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1507% | 2,516 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8838% | 1,870 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.9246% | 245 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0291% | 4,469 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,541 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0026% | 2,861 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3517% | 3,464 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.2785% | 255 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0279% | 3,760 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0053% | 1,962 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4243% | 2,808 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.9848% | 259 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0858% | 4,475 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0081% | 3,517 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0303% | 2,523 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0422% | 2,210 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2212% | 2,999 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3327% | 4,658 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.9410% | 269 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0374% | 5,038 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0010% | 3,287 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0038% | 2,688 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0053% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0371% | 3,366 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0494% | 5,898 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.8304% | 244 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0164% | 5,360 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0016% | 2,757 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0058% | 2,193 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0079% | 2,015 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,054 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0734% | 5,310 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4320% | 365 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0098% | 7,200 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0125% | 8,170 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0446% | 8,492 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0597% | 8,537 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,682 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0757% | 5,292 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0818% | 2,051 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0070% | 1,538 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2384% | 976 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2923% | 829 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0181% | 4,639 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4431% | 4,524 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0289% | 5,911 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0261% | 2,603 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0095% | 1,211 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0644% | 1,787 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0778% | 1,624 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,156 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5388% | 3,669 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0429% | 5,143 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0489% | 1,871 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0144% | 918 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1192% | 1,174 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1418% | 1,054 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,532 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2554% | 4,680 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0270% | 4,703 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0322% | 1,595 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0880% | 1,072 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1040% | 975 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,449 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0829% | 4,786 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0675% | 5,789 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0780% | 2,099 |
| Percentage Net Loans Charged-off:Construction & development | 0.0023% | 861 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2186% | 990 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2585% | 846 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0144% | 4,812 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2095% | 5,955 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0115% | 7,293 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0006% | 3,973 |
| Percentage Net Loans Charged-off:Construction & development | -0.0026% | 8,152 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0015% | 1,427 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0017% | 3,260 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0020% | 3,072 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0426% | 4,515 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1355% | 6,414 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0290% | 6,432 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0397% | 6,367 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0753% | 5,701 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1130% | 5,226 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0421% | 7,232 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 8,856 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 8,921 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 9,922 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0526% | 9,827 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |