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Eagle Bank and Trust Company, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$18,021,000	2,029
Total interest expense	$5,317,000	1,939
Net interest income	$12,704,000	2,037
Provision for loan and lease losses	$0	3,275
Total noninterest income	$14,341,000	580
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$434,000	1,804
Trading account gains and fees	NA	NA
Additional Noninterest Income	$13,907,000	430
Total noninterest expense	$25,606,000	1,002
Salaries and employee benefits	$18,630,000	809
Premises and equipment expense	$2,092,000	1,170
Additional noninterest expense	$13,907,000	430
Pre-tax net operating income	$1,439,000	3,283
Securities gains (losses)	$0	988
Applicable income taxes	$-153,000	4,450
Income before extraordinary items	$1,592,000	3,012
Extraordinary gains, net	$0	54
Net income	$1,592,000	3,044
Minority interest net income	$0	88
Net income of bank and minority interests.	$1,592,000	3,014
Net charge-offs	$-17,000	3,951
Cash dividends	$445,000	2,831
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$1,592,000	3,051
2023-09-30 (YTD Data)		Rank
Total interest income	$13,285,000	2,018
Total interest expense	$3,770,000	1,893
Net interest income	$9,515,000	2,053
Provision for loan and lease losses	$0	3,085
Total noninterest income	$11,173,000	566
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$319,000	1,835
Trading account gains and fees	NA	NA
Additional Noninterest Income	$10,854,000	420
Total noninterest expense	$19,665,000	986
Salaries and employee benefits	$14,550,000	793
Premises and equipment expense	$1,588,000	1,164
Additional noninterest expense	$10,854,000	420
Pre-tax net operating income	$1,023,000	3,419
Securities gains (losses)	$0	849
Applicable income taxes	$-284,000	4,544
Income before extraordinary items	$1,307,000	2,999
Extraordinary gains, net	$0	52
Net income	$1,307,000	3,030
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,307,000	3,000
Net charge-offs	$-28,000	4,075
Cash dividends	$0	3,078
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$1,307,000	3,028
2023-06-30 (YTD Data)		Rank
Total interest income	$8,638,000	2,029
Total interest expense	$2,318,000	1,848
Net interest income	$6,320,000	2,080
Provision for loan and lease losses	$150,000	1,522
Total noninterest income	$7,338,000	561
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$219,000	1,790
Trading account gains and fees	NA	NA
Additional Noninterest Income	$7,119,000	416
Total noninterest expense	$13,208,000	972
Salaries and employee benefits	$9,736,000	783
Premises and equipment expense	$1,072,000	1,144
Additional noninterest expense	$7,119,000	416
Pre-tax net operating income	$300,000	4,006
Securities gains (losses)	$0	938
Applicable income taxes	$-308,000	4,592
Income before extraordinary items	$608,000	3,420
Extraordinary gains, net	$0	51
Net income	$608,000	3,453
Minority interest net income	$0	81
Net income of bank and minority interests.	$608,000	3,419
Net charge-offs	$-35,000	4,238
Cash dividends	$0	2,952
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$608,000	3,436
2023-03-31 (YTD Data)		Rank
Total interest income	$4,157,000	2,056
Total interest expense	$1,039,000	1,790
Net interest income	$3,118,000	2,104
Provision for loan and lease losses	$-69,000	4,525
Total noninterest income	$3,516,000	573
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$110,000	1,795
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,406,000	428
Total noninterest expense	$6,411,000	1,005
Salaries and employee benefits	$4,752,000	812
Premises and equipment expense	$554,000	1,135
Additional noninterest expense	$3,406,000	428
Pre-tax net operating income	$292,000	3,653
Securities gains (losses)	$0	950
Applicable income taxes	$-195,000	4,610
Income before extraordinary items	$487,000	2,968
Extraordinary gains, net	$0	4
Net income	$487,000	2,967
Minority interest net income	$0	48
Net income of bank and minority interests.	$487,000	2,968
Net charge-offs	$-44,000	4,418
Cash dividends	$0	2,337
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$487,000	2,992
2022-12-31 (YTD Data)		Rank
Total interest income	$15,668,000	1,887
Total interest expense	$1,773,000	1,736
Net interest income	$13,895,000	1,888
Provision for loan and lease losses	$-1,000,000	4,607
Total noninterest income	$23,125,000	429
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$455,000	1,790
Trading account gains and fees	NA	NA
Additional Noninterest Income	$22,670,000	311
Total noninterest expense	$33,153,000	796
Salaries and employee benefits	$24,812,000	617
Premises and equipment expense	$2,407,000	1,040
Additional noninterest expense	$22,670,000	311
Pre-tax net operating income	$4,867,000	2,076
Securities gains (losses)	$53,000	228
Applicable income taxes	$722,000	1,788
Income before extraordinary items	$4,198,000	2,037
Extraordinary gains, net	$0	5
Net income	$4,198,000	2,036
Minority interest net income	$0	63
Net income of bank and minority interests.	$4,198,000	2,036
Net charge-offs	$95,000	1,248
Cash dividends	$891,000	2,257
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$4,152,950	2,087
2022-09-30 (YTD Data)		Rank
Total interest income	$11,594,000	1,855
Total interest expense	$1,049,000	1,704
Net interest income	$10,545,000	1,845
Provision for loan and lease losses	$0	2,835
Total noninterest income	$19,260,000	408
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$336,000	1,826
Trading account gains and fees	NA	NA
Additional Noninterest Income	$18,924,000	299
Total noninterest expense	$26,097,000	747
Salaries and employee benefits	$20,119,000	574
Premises and equipment expense	$1,811,000	1,022
Additional noninterest expense	$18,924,000	299
Pre-tax net operating income	$3,708,000	2,029
Securities gains (losses)	$53,000	226
Applicable income taxes	$491,000	1,854
Income before extraordinary items	$3,270,000	1,984
Extraordinary gains, net	$0	4
Net income	$3,270,000	1,983
Minority interest net income	$0	57
Net income of bank and minority interests.	$3,270,000	1,983
Net charge-offs	$30,000	1,431
Cash dividends	$0	3,099
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$3,223,890	2,031
2022-06-30 (YTD Data)		Rank
Total interest income	$7,570,000	1,833
Total interest expense	$624,000	1,672
Net interest income	$6,946,000	1,826
Provision for loan and lease losses	$0	2,599
Total noninterest income	$13,019,000	400
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$217,000	1,851
Trading account gains and fees	NA	NA
Additional Noninterest Income	$12,802,000	308
Total noninterest expense	$18,038,000	718
Salaries and employee benefits	$13,971,000	540
Premises and equipment expense	$1,196,000	1,032
Additional noninterest expense	$2,871,000	1,205
Pre-tax net operating income	$1,927,000	2,246
Securities gains (losses)	$53,000	206
Applicable income taxes	$435,000	1,578
Income before extraordinary items	$1,545,000	2,305
Extraordinary gains, net	$0	4
Net income	$1,545,000	2,305
Minority interest net income	$0	60
Net income of bank and minority interests.	$1,545,000	2,305
Net charge-offs	$20,000	1,324
Cash dividends	$0	2,961
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$1,503,130	2,378
2022-03-31 (YTD Data)		Rank
Total interest income	$3,600,000	1,854
Total interest expense	$299,000	1,685
Net interest income	$3,301,000	1,860
Provision for loan and lease losses	$0	2,285
Total noninterest income	$6,906,000	395
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$111,000	1,807
Trading account gains and fees	NA	NA
Additional Noninterest Income	$6,795,000	313
Total noninterest expense	$9,257,000	703
Salaries and employee benefits	$7,186,000	523
Premises and equipment expense	$594,000	1,048
Additional noninterest expense	$1,477,000	1,156
Pre-tax net operating income	$950,000	2,156
Securities gains (losses)	$53,000	194
Applicable income taxes	$251,000	1,446
Income before extraordinary items	$752,000	2,269
Extraordinary gains, net	$0	4
Net income	$752,000	2,268
Minority interest net income	$0	50
Net income of bank and minority interests.	$752,000	2,269
Net charge-offs	$8,000	1,246
Cash dividends	$0	2,284
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$710,130	2,360
2021-12-31 (YTD Data)		Rank
Total interest income	$15,709,000	1,799
Total interest expense	$1,487,000	1,677
Net interest income	$14,222,000	1,791
Provision for loan and lease losses	$91,000	2,257
Total noninterest income	$42,282,000	312
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$423,000	1,796
Trading account gains and fees	NA	NA
Additional Noninterest Income	$41,859,000	248
Total noninterest expense	$45,133,000	585
Salaries and employee benefits	$37,238,000	409
Premises and equipment expense	$2,481,000	990
Additional noninterest expense	$5,414,000	1,238
Pre-tax net operating income	$11,280,000	1,172
Securities gains (losses)	$94,000	896
Applicable income taxes	$2,262,000	1,020
Income before extraordinary items	$9,112,000	1,230
Extraordinary gains, net	$0	10
Net income	$9,112,000	1,229
Minority interest net income	$0	74
Net income of bank and minority interests.	$9,112,000	1,230
Net charge-offs	$81,000	1,431
Cash dividends	$1,782,000	1,651
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$9,036,800	1,218
2021-09-30 (YTD Data)		Rank
Total interest income	$11,821,000	1,818
Total interest expense	$1,189,000	1,673
Net interest income	$10,632,000	1,827
Provision for loan and lease losses	$91,000	2,000
Total noninterest income	$33,135,000	302
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$309,000	1,818
Trading account gains and fees	NA	NA
Additional Noninterest Income	$32,826,000	245
Total noninterest expense	$34,650,000	572
Salaries and employee benefits	$28,715,000	401
Premises and equipment expense	$1,880,000	998
Additional noninterest expense	$4,055,000	1,239
Pre-tax net operating income	$9,026,000	1,165
Securities gains (losses)	$94,000	832
Applicable income taxes	$2,029,000	968
Income before extraordinary items	$7,091,000	1,234
Extraordinary gains, net	$0	8
Net income	$7,091,000	1,234
Minority interest net income	$0	69
Net income of bank and minority interests.	$7,091,000	1,234
Net charge-offs	$98,000	1,088
Cash dividends	$0	3,251
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$7,016,740	1,230
2021-06-30 (YTD Data)		Rank
Total interest income	$7,820,000	1,822
Total interest expense	$859,000	1,626
Net interest income	$6,961,000	1,838
Provision for loan and lease losses	$61,000	1,975
Total noninterest income	$22,338,000	305
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$189,000	1,874
Trading account gains and fees	NA	NA
Additional Noninterest Income	$22,149,000	246
Total noninterest expense	$23,460,000	557
Salaries and employee benefits	$19,379,000	393
Premises and equipment expense	$1,224,000	1,023
Additional noninterest expense	$2,857,000	1,170
Pre-tax net operating income	$5,778,000	1,176
Securities gains (losses)	$8,000	1,476
Applicable income taxes	$1,388,000	933
Income before extraordinary items	$4,398,000	1,298
Extraordinary gains, net	$0	6
Net income	$4,398,000	1,298
Minority interest net income	$0	67
Net income of bank and minority interests.	$4,398,000	1,298
Net charge-offs	$81,000	987
Cash dividends	$0	3,104
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$4,391,680	1,272
2021-03-31 (YTD Data)		Rank
Total interest income	$3,850,000	1,847
Total interest expense	$461,000	1,610
Net interest income	$3,389,000	1,850
Provision for loan and lease losses	$33,000	1,958
Total noninterest income	$12,518,000	291
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$92,000	1,898
Trading account gains and fees	NA	NA
Additional Noninterest Income	$12,426,000	237
Total noninterest expense	$12,578,000	521
Salaries and employee benefits	$10,488,000	369
Premises and equipment expense	$635,000	992
Additional noninterest expense	$1,455,000	1,127
Pre-tax net operating income	$3,296,000	1,061
Securities gains (losses)	$7,000	1,145
Applicable income taxes	$736,000	887
Income before extraordinary items	$2,567,000	1,180
Extraordinary gains, net	$0	3
Net income	$2,567,000	1,180
Minority interest net income	$0	55
Net income of bank and minority interests.	$2,567,000	1,180
Net charge-offs	$81,000	682
Cash dividends	$0	2,452
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$2,561,470	1,148
2020-12-31 (YTD Data)		Rank
Total interest income	$17,672,000	1,657
Total interest expense	$2,371,000	1,775
Net interest income	$15,301,000	1,626
Provision for loan and lease losses	$1,364,000	1,318
Total noninterest income	$41,529,000	308
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$446,000	1,745
Trading account gains and fees	NA	NA
Additional Noninterest Income	$41,083,000	249
Total noninterest expense	$44,326,000	572
Salaries and employee benefits	$36,397,000	404
Premises and equipment expense	$2,403,000	1,018
Additional noninterest expense	$5,526,000	1,167
Pre-tax net operating income	$11,140,000	973
Securities gains (losses)	$46,000	1,761
Applicable income taxes	$2,408,000	825
Income before extraordinary items	$8,778,000	1,072
Extraordinary gains, net	$0	4
Net income	$8,778,000	1,071
Minority interest net income	$0	72
Net income of bank and minority interests.	$8,778,000	1,072
Net charge-offs	$757,000	760
Cash dividends	$445,000	2,925
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$8,741,660	1,043
2020-09-30 (YTD Data)		Rank
Total interest income	$13,099,000	1,684
Total interest expense	$1,859,000	1,800
Net interest income	$11,240,000	1,642
Provision for loan and lease losses	$1,118,000	1,269
Total noninterest income	$26,130,000	328
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$330,000	1,756
Trading account gains and fees	NA	NA
Additional Noninterest Income	$25,800,000	269
Total noninterest expense	$30,009,000	609
Salaries and employee benefits	$24,397,000	433
Premises and equipment expense	$1,808,000	1,006
Additional noninterest expense	$3,804,000	1,233
Pre-tax net operating income	$6,243,000	1,179
Securities gains (losses)	$23,000	1,862
Applicable income taxes	$1,211,000	1,039
Income before extraordinary items	$5,055,000	1,253
Extraordinary gains, net	$0	4
Net income	$5,055,000	1,253
Minority interest net income	$0	65
Net income of bank and minority interests.	$5,055,000	1,253
Net charge-offs	$53,000	2,029
Cash dividends	$0	3,384
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$5,036,370	1,222
2020-06-30 (YTD Data)		Rank
Total interest income	$8,521,000	1,730
Total interest expense	$1,302,000	1,826
Net interest income	$7,219,000	1,694
Provision for loan and lease losses	$778,000	1,243
Total noninterest income	$13,846,000	355
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$228,000	1,735
Trading account gains and fees	NA	NA
Additional Noninterest Income	$13,618,000	288
Total noninterest expense	$16,415,000	743
Salaries and employee benefits	$12,936,000	528
Premises and equipment expense	$1,186,000	1,013
Additional noninterest expense	$2,293,000	1,344
Pre-tax net operating income	$3,872,000	1,191
Securities gains (losses)	$23,000	1,627
Applicable income taxes	$816,000	970
Income before extraordinary items	$3,079,000	1,274
Extraordinary gains, net	$0	4
Net income	$3,079,000	1,274
Minority interest net income	$0	65
Net income of bank and minority interests.	$3,079,000	1,274
Net charge-offs	$52,000	1,714
Cash dividends	$0	3,237
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$3,060,830	1,249
2020-03-31 (YTD Data)		Rank
Total interest income	$4,012,000	1,803
Total interest expense	$699,000	1,847
Net interest income	$3,313,000	1,773
Provision for loan and lease losses	$453,000	939
Total noninterest income	$5,305,000	407
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$144,000	1,680
Trading account gains and fees	NA	NA
Additional Noninterest Income	$5,161,000	303
Total noninterest expense	$7,094,000	836
Salaries and employee benefits	$5,384,000	643
Premises and equipment expense	$638,000	980
Additional noninterest expense	$1,072,000	1,431
Pre-tax net operating income	$1,071,000	1,737
Securities gains (losses)	$0	1,705
Applicable income taxes	$302,000	1,068
Income before extraordinary items	$769,000	2,036
Extraordinary gains, net	$0	4
Net income	$769,000	2,035
Minority interest net income	$0	56
Net income of bank and minority interests.	$769,000	2,036
Net charge-offs	$4,000	2,167
Cash dividends	$0	2,639
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$769,000	2,006
2019-12-31 (YTD Data)		Rank
Total interest income	$18,163,000	1,644
Total interest expense	$3,465,000	1,641
Net interest income	$14,698,000	1,624
Provision for loan and lease losses	$512,000	1,456
Total noninterest income	$19,039,000	442
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$608,000	1,655
Trading account gains and fees	NA	NA
Additional Noninterest Income	$18,431,000	342
Total noninterest expense	$29,140,000	781
Salaries and employee benefits	$21,990,000	596
Premises and equipment expense	$2,291,000	1,049
Additional noninterest expense	$4,859,000	1,281
Pre-tax net operating income	$4,085,000	2,025
Securities gains (losses)	$101,000	932
Applicable income taxes	$216,000	2,578
Income before extraordinary items	$3,970,000	1,898
Extraordinary gains, net	$0	11
Net income	$3,970,000	1,900
Minority interest net income	$0	76
Net income of bank and minority interests.	$3,970,000	1,900
Net charge-offs	$18,000	3,164
Cash dividends	$445,000	3,083
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$3,874,050	1,893
2019-09-30 (YTD Data)		Rank
Total interest income	$13,532,000	1,670
Total interest expense	$2,608,000	1,650
Net interest income	$10,924,000	1,661
Provision for loan and lease losses	$230,000	1,819
Total noninterest income	$13,220,000	470
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$450,000	1,684
Trading account gains and fees	NA	NA
Additional Noninterest Income	$12,770,000	361
Total noninterest expense	$20,694,000	825
Salaries and employee benefits	$15,217,000	652
Premises and equipment expense	$1,732,000	1,049
Additional noninterest expense	$3,745,000	1,252
Pre-tax net operating income	$3,220,000	2,023
Securities gains (losses)	$101,000	772
Applicable income taxes	$365,000	2,080
Income before extraordinary items	$2,956,000	1,960
Extraordinary gains, net	$0	11
Net income	$2,956,000	1,960
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,956,000	1,961
Net charge-offs	$15,000	2,825
Cash dividends	$0	3,588
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$2,866,110	1,973
2019-06-30 (YTD Data)		Rank
Total interest income	$8,718,000	1,723
Total interest expense	$1,634,000	1,689
Net interest income	$7,084,000	1,704
Provision for loan and lease losses	$0	3,685
Total noninterest income	$7,581,000	510
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$300,000	1,659
Trading account gains and fees	NA	NA
Additional Noninterest Income	$7,281,000	388
Total noninterest expense	$13,141,000	861
Salaries and employee benefits	$9,454,000	699
Premises and equipment expense	$1,178,000	1,032
Additional noninterest expense	$2,509,000	1,257
Pre-tax net operating income	$1,524,000	2,478
Securities gains (losses)	$101,000	537
Applicable income taxes	$39,000	3,204
Income before extraordinary items	$1,586,000	2,252
Extraordinary gains, net	$0	11
Net income	$1,586,000	2,252
Minority interest net income	$0	69
Net income of bank and minority interests.	$1,586,000	2,252
Net charge-offs	$9,000	2,635
Cash dividends	$0	3,456
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$1,487,020	2,314
2019-03-31 (YTD Data)		Rank
Total interest income	$4,164,000	1,795
Total interest expense	$761,000	1,732
Net interest income	$3,403,000	1,777
Provision for loan and lease losses	$0	3,406
Total noninterest income	$3,107,000	571
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$143,000	1,705
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,964,000	442
Total noninterest expense	$6,115,000	920
Salaries and employee benefits	$4,558,000	723
Premises and equipment expense	$593,000	1,033
Additional noninterest expense	$964,000	1,551
Pre-tax net operating income	$395,000	3,412
Securities gains (losses)	$0	1,087
Applicable income taxes	$2,000	3,681
Income before extraordinary items	$393,000	3,248
Extraordinary gains, net	$0	5
Net income	$393,000	3,246
Minority interest net income	$0	52
Net income of bank and minority interests.	$393,000	3,247
Net charge-offs	$6,000	2,153
Cash dividends	$0	2,803
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$393,000	3,239
2018-12-31 (YTD Data)		Rank
Total interest income	$17,135,000	1,658
Total interest expense	$2,403,000	1,698
Net interest income	$14,732,000	1,632
Provision for loan and lease losses	$160,000	2,578
Total noninterest income	$13,744,000	542
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$600,000	1,736
Trading account gains and fees	NA	NA
Additional Noninterest Income	$13,144,000	417
Total noninterest expense	$25,383,000	869
Salaries and employee benefits	$18,994,000	664
Premises and equipment expense	$2,308,000	1,048
Additional noninterest expense	$4,081,000	1,478
Pre-tax net operating income	$2,933,000	2,534
Securities gains (losses)	$6,000	806
Applicable income taxes	$348,000	2,274
Income before extraordinary items	$2,591,000	2,539
Extraordinary gains, net	$0	6
Net income	$2,591,000	2,538
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,591,000	2,538
Net charge-offs	$27,000	2,960
Cash dividends	$445,000	3,080
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$2,585,720	2,538
2018-09-30 (YTD Data)		Rank
Total interest income	$12,566,000	1,675
Total interest expense	$1,694,000	1,700
Net interest income	$10,872,000	1,657
Provision for loan and lease losses	$160,000	2,205
Total noninterest income	$10,206,000	549
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$435,000	1,796
Trading account gains and fees	NA	NA
Additional Noninterest Income	$9,771,000	421
Total noninterest expense	$19,115,000	860
Salaries and employee benefits	$14,359,000	652
Premises and equipment expense	$1,680,000	1,071
Additional noninterest expense	$3,076,000	1,477
Pre-tax net operating income	$1,803,000	2,898
Securities gains (losses)	$6,000	797
Applicable income taxes	$140,000	2,795
Income before extraordinary items	$1,669,000	2,828
Extraordinary gains, net	$0	5
Net income	$1,669,000	2,827
Minority interest net income	$0	66
Net income of bank and minority interests.	$1,669,000	2,827
Net charge-offs	$14,000	2,857
Cash dividends	$0	3,618
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$1,663,480	2,823
2018-06-30 (YTD Data)		Rank
Total interest income	$8,173,000	1,696
Total interest expense	$1,006,000	1,769
Net interest income	$7,167,000	1,670
Provision for loan and lease losses	$130,000	1,938
Total noninterest income	$6,256,000	592
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$286,000	1,816
Trading account gains and fees	NA	NA
Additional Noninterest Income	$5,970,000	450
Total noninterest expense	$12,652,000	870
Salaries and employee benefits	$9,352,000	683
Premises and equipment expense	$1,044,000	1,129
Additional noninterest expense	$2,256,000	1,362
Pre-tax net operating income	$641,000	3,805
Securities gains (losses)	$6,000	682
Applicable income taxes	$139,000	2,487
Income before extraordinary items	$508,000	3,935
Extraordinary gains, net	$0	6
Net income	$508,000	3,934
Minority interest net income	$0	65
Net income of bank and minority interests.	$508,000	3,934
Net charge-offs	$7,000	2,719
Cash dividends	$0	3,485
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$503,260	3,952
2018-03-31 (YTD Data)		Rank
Total interest income	$3,669,000	1,852
Total interest expense	$426,000	1,935
Net interest income	$3,243,000	1,802
Provision for loan and lease losses	$100,000	1,437
Total noninterest income	$1,918,000	811
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$144,000	1,801
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,774,000	632
Total noninterest expense	$5,736,000	959
Salaries and employee benefits	$4,322,000	748
Premises and equipment expense	$477,000	1,245
Additional noninterest expense	$937,000	1,604
Pre-tax net operating income	$-675,000	5,581
Securities gains (losses)	$0	735
Applicable income taxes	$-6,000	5,438
Income before extraordinary items	$-669,000	5,572
Extraordinary gains, net	$0	7
Net income	$-669,000	5,572
Minority interest net income	$0	52
Net income of bank and minority interests.	$-669,000	5,572
Net charge-offs	$6,000	2,135
Cash dividends	$0	2,774
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$-669,000	5,574
2017-12-31 (YTD Data)		Rank
Total interest income	$13,341,000	1,943
Total interest expense	$1,627,000	1,797
Net interest income	$11,714,000	1,953
Provision for loan and lease losses	$315,000	1,921
Total noninterest income	$5,563,000	1,039
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$584,000	1,816
Trading account gains and fees	NA	NA
Additional Noninterest Income	$4,979,000	819
Total noninterest expense	$13,818,000	1,452
Salaries and employee benefits	$9,751,000	1,189
Premises and equipment expense	$1,680,000	1,368
Additional noninterest expense	$2,387,000	2,329
Pre-tax net operating income	$3,144,000	2,406
Securities gains (losses)	$30,000	1,140
Applicable income taxes	$949,000	1,929
Income before extraordinary items	$2,225,000	2,508
Extraordinary gains, net	$0	9
Net income	$2,225,000	2,508
Minority interest net income	$0	76
Net income of bank and minority interests.	$2,225,000	2,508
Net charge-offs	$51,000	2,950
Cash dividends	$445,000	3,076
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$2,204,000	2,505
2017-09-30 (YTD Data)		Rank
Total interest income	$9,955,000	1,953
Total interest expense	$1,272,000	1,736
Net interest income	$8,683,000	1,978
Provision for loan and lease losses	$250,000	1,804
Total noninterest income	$4,490,000	995
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$439,000	1,825
Trading account gains and fees	NA	NA
Additional Noninterest Income	$4,051,000	784
Total noninterest expense	$10,231,000	1,473
Salaries and employee benefits	$7,287,000	1,192
Premises and equipment expense	$1,204,000	1,430
Additional noninterest expense	$1,740,000	2,388
Pre-tax net operating income	$2,692,000	2,241
Securities gains (losses)	$30,000	1,110
Applicable income taxes	$629,000	1,875
Income before extraordinary items	$2,093,000	2,321
Extraordinary gains, net	$0	9
Net income	$2,093,000	2,320
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,093,000	2,321
Net charge-offs	$20,000	2,983
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$2,069,900	2,325
2017-06-30 (YTD Data)		Rank
Total interest income	$6,573,000	1,955
Total interest expense	$877,000	1,640
Net interest income	$5,696,000	1,993
Provision for loan and lease losses	$175,000	1,703
Total noninterest income	$2,983,000	996
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$292,000	1,813
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,691,000	791
Total noninterest expense	$6,784,000	1,484
Salaries and employee benefits	$4,832,000	1,199
Premises and equipment expense	$788,000	1,453
Additional noninterest expense	$1,164,000	2,383
Pre-tax net operating income	$1,720,000	2,254
Securities gains (losses)	$17,000	1,054
Applicable income taxes	$397,000	1,907
Income before extraordinary items	$1,340,000	2,352
Extraordinary gains, net	$0	11
Net income	$1,340,000	2,353
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,340,000	2,353
Net charge-offs	$16,000	2,704
Cash dividends	$0	3,544
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$1,326,910	2,336
2017-03-31 (YTD Data)		Rank
Total interest income	$3,234,000	1,969
Total interest expense	$460,000	1,555
Net interest income	$2,774,000	2,026
Provision for loan and lease losses	$130,000	1,262
Total noninterest income	$1,153,000	1,190
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$148,000	1,776
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,005,000	949
Total noninterest expense	$3,282,000	1,528
Salaries and employee benefits	$2,342,000	1,242
Premises and equipment expense	$394,000	1,481
Additional noninterest expense	$546,000	2,500
Pre-tax net operating income	$515,000	3,042
Securities gains (losses)	$0	1,153
Applicable income taxes	$119,000	2,307
Income before extraordinary items	$396,000	3,150
Extraordinary gains, net	$0	8
Net income	$396,000	3,148
Minority interest net income	$0	55
Net income of bank and minority interests.	$396,000	3,150
Net charge-offs	$0	2,943
Cash dividends	$0	2,846
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$396,000	3,131
2016-12-31 (YTD Data)		Rank
Total interest income	$12,655,000	1,985
Total interest expense	$1,855,000	1,506
Net interest income	$10,800,000	2,043
Provision for loan and lease losses	$385,000	1,741
Total noninterest income	$4,494,000	1,241
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$635,000	1,732
Trading account gains and fees	$0	170
Additional Noninterest Income	$3,859,000	1,005
Total noninterest expense	$12,071,000	1,609
Salaries and employee benefits	$8,336,000	1,330
Premises and equipment expense	$1,576,000	1,449
Additional noninterest expense	$2,159,000	2,619
Pre-tax net operating income	$2,838,000	2,482
Securities gains (losses)	$0	3,212
Applicable income taxes	$547,000	2,189
Income before extraordinary items	$2,291,000	2,554
Extraordinary gains, net	$0	5
Net income	$2,291,000	2,552
Minority interest net income	$0	82
Net income of bank and minority interests.	$2,291,000	2,553
Net charge-offs	$46,000	3,204
Cash dividends	$445,000	3,103
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$2,291,000	2,506
2016-09-30 (YTD Data)		Rank
Total interest income	$9,501,000	1,978
Total interest expense	$1,418,000	1,489
Net interest income	$8,083,000	2,045
Provision for loan and lease losses	$120,000	2,560
Total noninterest income	$3,379,000	1,233
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$471,000	1,749
Trading account gains and fees	$0	169
Additional Noninterest Income	$2,908,000	1,013
Total noninterest expense	$8,922,000	1,625
Salaries and employee benefits	$6,145,000	1,346
Premises and equipment expense	$1,174,000	1,459
Additional noninterest expense	$1,603,000	2,642
Pre-tax net operating income	$2,420,000	2,303
Securities gains (losses)	$0	3,160
Applicable income taxes	$566,000	1,944
Income before extraordinary items	$1,854,000	2,467
Extraordinary gains, net	$0	5
Net income	$1,854,000	2,468
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,854,000	2,468
Net charge-offs	$1,000	3,867
Cash dividends	$0	3,792
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$1,854,000	2,409
2016-06-30 (YTD Data)		Rank
Total interest income	$6,402,000	1,968
Total interest expense	$963,000	1,464
Net interest income	$5,439,000	2,043
Provision for loan and lease losses	$60,000	2,701
Total noninterest income	$2,040,000	1,298
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$303,000	1,787
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,737,000	1,077
Total noninterest expense	$5,711,000	1,693
Salaries and employee benefits	$3,922,000	1,396
Premises and equipment expense	$732,000	1,565
Additional noninterest expense	$1,057,000	2,676
Pre-tax net operating income	$1,708,000	2,187
Securities gains (losses)	$0	2,835
Applicable income taxes	$422,000	1,834
Income before extraordinary items	$1,286,000	2,382
Extraordinary gains, net	$0	16
Net income	$1,286,000	2,380
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,286,000	2,381
Net charge-offs	$-15,000	5,114
Cash dividends	$0	3,654
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$1,286,000	2,318
2016-03-31 (YTD Data)		Rank
Total interest income	$3,241,000	1,953
Total interest expense	$484,000	1,455
Net interest income	$2,757,000	2,021
Provision for loan and lease losses	$45,000	2,237
Total noninterest income	$909,000	1,403
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$148,000	1,811
Trading account gains and fees	$0	142
Additional Noninterest Income	$761,000	1,133
Total noninterest expense	$2,791,000	1,732
Salaries and employee benefits	$1,881,000	1,456
Premises and equipment expense	$364,000	1,577
Additional noninterest expense	$546,000	2,588
Pre-tax net operating income	$830,000	2,206
Securities gains (losses)	$0	2,077
Applicable income taxes	$206,000	1,814
Income before extraordinary items	$624,000	2,389
Extraordinary gains, net	$0	12
Net income	$624,000	2,389
Minority interest net income	$0	62
Net income of bank and minority interests.	$624,000	2,389
Net charge-offs	$5,000	2,584
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$624,000	2,334
2015-12-31 (YTD Data)		Rank
Total interest income	$12,708,000	1,938
Total interest expense	$1,663,000	1,622
Net interest income	$11,045,000	1,958
Provision for loan and lease losses	$495,000	1,379
Total noninterest income	$3,620,000	1,392
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$676,000	1,698
Trading account gains and fees	$0	159
Additional Noninterest Income	$2,944,000	1,173
Total noninterest expense	$11,127,000	1,707
Salaries and employee benefits	$6,948,000	1,527
Premises and equipment expense	$1,457,000	1,573
Additional noninterest expense	$2,722,000	2,174
Pre-tax net operating income	$3,043,000	2,304
Securities gains (losses)	$0	3,216
Applicable income taxes	$754,000	1,864
Income before extraordinary items	$2,289,000	2,489
Extraordinary gains, net	$0	23
Net income	$2,289,000	2,491
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,289,000	2,491
Net charge-offs	$123,000	2,475
Cash dividends	$445,000	3,049
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$2,289,000	2,443
2015-09-30 (YTD Data)		Rank
Total interest income	$9,496,000	1,960
Total interest expense	$1,211,000	1,692
Net interest income	$8,285,000	1,972
Provision for loan and lease losses	$260,000	1,662
Total noninterest income	$2,746,000	1,406
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$497,000	1,730
Trading account gains and fees	$0	153
Additional Noninterest Income	$2,249,000	1,172
Total noninterest expense	$8,303,000	1,719
Salaries and employee benefits	$5,113,000	1,552
Premises and equipment expense	$1,051,000	1,645
Additional noninterest expense	$2,139,000	2,084
Pre-tax net operating income	$2,468,000	2,208
Securities gains (losses)	$0	3,031
Applicable income taxes	$535,000	1,961
Income before extraordinary items	$1,933,000	2,325
Extraordinary gains, net	$0	21
Net income	$1,933,000	2,326
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,933,000	2,326
Net charge-offs	$14,000	3,512
Cash dividends	$0	3,825
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$1,933,000	2,286
2015-06-30 (YTD Data)		Rank
Total interest income	$6,395,000	1,927
Total interest expense	$806,000	1,707
Net interest income	$5,589,000	1,948
Provision for loan and lease losses	$205,000	1,467
Total noninterest income	$1,757,000	1,442
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$328,000	1,727
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,429,000	1,218
Total noninterest expense	$5,473,000	1,753
Salaries and employee benefits	$3,372,000	1,578
Premises and equipment expense	$689,000	1,682
Additional noninterest expense	$1,412,000	2,107
Pre-tax net operating income	$1,668,000	2,174
Securities gains (losses)	$0	2,636
Applicable income taxes	$361,000	1,954
Income before extraordinary items	$1,307,000	2,282
Extraordinary gains, net	$0	22
Net income	$1,307,000	2,284
Minority interest net income	$0	75
Net income of bank and minority interests.	$1,307,000	2,284
Net charge-offs	$1,000	3,770
Cash dividends	$0	3,664
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$1,307,000	2,231
2015-03-31 (YTD Data)		Rank
Total interest income	$3,170,000	1,949
Total interest expense	$394,000	1,750
Net interest income	$2,776,000	1,961
Provision for loan and lease losses	$120,000	1,278
Total noninterest income	$822,000	1,479
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$164,000	1,716
Trading account gains and fees	$0	152
Additional Noninterest Income	$658,000	1,243
Total noninterest expense	$2,582,000	1,843
Salaries and employee benefits	$1,610,000	1,663
Premises and equipment expense	$336,000	1,746
Additional noninterest expense	$636,000	2,291
Pre-tax net operating income	$896,000	2,029
Securities gains (losses)	$0	2,027
Applicable income taxes	$207,000	1,790
Income before extraordinary items	$689,000	2,167
Extraordinary gains, net	$0	13
Net income	$689,000	2,168
Minority interest net income	$0	64
Net income of bank and minority interests.	$689,000	2,168
Net charge-offs	$1,000	3,128
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$689,000	2,101
2014-12-31 (YTD Data)		Rank
Total interest income	$13,050,000	1,907
Total interest expense	$1,640,000	1,746
Net interest income	$11,410,000	1,908
Provision for loan and lease losses	$244,000	2,238
Total noninterest income	$1,933,000	2,154
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$642,000	1,853
Trading account gains and fees	$0	180
Additional Noninterest Income	$1,291,000	1,977
Total noninterest expense	$9,355,000	2,017
Salaries and employee benefits	$5,635,000	1,827
Premises and equipment expense	$1,230,000	1,878
Additional noninterest expense	$2,490,000	2,426
Pre-tax net operating income	$3,744,000	1,933
Securities gains (losses)	$57,000	1,642
Applicable income taxes	$800,000	1,762
Income before extraordinary items	$3,001,000	2,022
Extraordinary gains, net	$0	17
Net income	$3,001,000	2,021
Minority interest net income	$0	84
Net income of bank and minority interests.	$3,001,000	2,021
Net charge-offs	$302,000	2,004
Cash dividends	$444,000	2,996
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$2,955,970	2,002
2014-09-30 (YTD Data)		Rank
Total interest income	$9,795,000	1,917
Total interest expense	$1,262,000	1,735
Net interest income	$8,533,000	1,921
Provision for loan and lease losses	$29,000	3,769
Total noninterest income	$1,257,000	2,369
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$478,000	1,874
Trading account gains and fees	$0	174
Additional Noninterest Income	$779,000	2,297
Total noninterest expense	$6,659,000	2,130
Salaries and employee benefits	$3,930,000	1,965
Premises and equipment expense	$910,000	1,911
Additional noninterest expense	$1,819,000	2,480
Pre-tax net operating income	$3,102,000	1,796
Securities gains (losses)	$57,000	1,373
Applicable income taxes	$740,000	1,589
Income before extraordinary items	$2,419,000	1,894
Extraordinary gains, net	$0	15
Net income	$2,419,000	1,894
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,419,000	1,893
Net charge-offs	$100,000	2,688
Cash dividends	$0	3,845
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$2,375,110	1,879
2014-06-30 (YTD Data)		Rank
Total interest income	$6,555,000	1,907
Total interest expense	$870,000	1,705
Net interest income	$5,685,000	1,909
Provision for loan and lease losses	$26,000	3,479
Total noninterest income	$900,000	2,234
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$324,000	1,840
Trading account gains and fees	$0	172
Additional Noninterest Income	$576,000	2,118
Total noninterest expense	$4,505,000	2,099
Salaries and employee benefits	$2,600,000	1,982
Premises and equipment expense	$601,000	1,944
Additional noninterest expense	$1,304,000	2,294
Pre-tax net operating income	$2,054,000	1,781
Securities gains (losses)	$57,000	1,102
Applicable income taxes	$487,000	1,564
Income before extraordinary items	$1,624,000	1,854
Extraordinary gains, net	$0	20
Net income	$1,624,000	1,858
Minority interest net income	$0	80
Net income of bank and minority interests.	$1,624,000	1,857
Net charge-offs	$3,000	4,063
Cash dividends	$0	3,668
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$1,580,110	1,849
2014-03-31 (YTD Data)		Rank
Total interest income	$3,253,000	1,911
Total interest expense	$447,000	1,690
Net interest income	$2,806,000	1,928
Provision for loan and lease losses	$3,000	3,691
Total noninterest income	$425,000	2,278
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$170,000	1,767
Trading account gains and fees	$0	147
Additional Noninterest Income	$255,000	2,226
Total noninterest expense	$2,170,000	2,180
Salaries and employee benefits	$1,279,000	2,028
Premises and equipment expense	$305,000	1,952
Additional noninterest expense	$586,000	2,536
Pre-tax net operating income	$1,058,000	1,689
Securities gains (losses)	$0	1,715
Applicable income taxes	$246,000	1,523
Income before extraordinary items	$812,000	1,791
Extraordinary gains, net	$0	16
Net income	$812,000	1,795
Minority interest net income	$0	66
Net income of bank and minority interests.	$812,000	1,794
Net charge-offs	$0	3,660
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$812,000	1,762
2013-12-31 (YTD Data)		Rank
Total interest income	$12,763,000	1,940
Total interest expense	$1,964,000	1,732
Net interest income	$10,799,000	1,962
Provision for loan and lease losses	$110,000	3,600
Total noninterest income	$1,668,000	2,415
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$765,000	1,709
Trading account gains and fees	$0	184
Additional Noninterest Income	$903,000	2,505
Total noninterest expense	$8,620,000	2,188
Salaries and employee benefits	$4,672,000	2,191
Premises and equipment expense	$1,249,000	1,848
Additional noninterest expense	$2,699,000	2,298
Pre-tax net operating income	$3,737,000	1,812
Securities gains (losses)	$0	3,182
Applicable income taxes	$835,000	1,643
Income before extraordinary items	$2,902,000	1,948
Extraordinary gains, net	$0	29
Net income	$2,902,000	1,951
Minority interest net income	$0	90
Net income of bank and minority interests.	$2,902,000	1,951
Net charge-offs	$60,000	4,206
Cash dividends	$445,000	2,899
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$2,902,000	1,907
2013-09-30 (YTD Data)		Rank
Total interest income	$9,453,000	1,974
Total interest expense	$1,484,000	1,769
Net interest income	$7,969,000	1,988
Provision for loan and lease losses	$20,000	4,484
Total noninterest income	$1,261,000	2,448
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$571,000	1,726
Trading account gains and fees	$0	180
Additional Noninterest Income	$690,000	2,530
Total noninterest expense	$6,426,000	2,206
Salaries and employee benefits	$3,512,000	2,173
Premises and equipment expense	$933,000	1,862
Additional noninterest expense	$1,981,000	2,328
Pre-tax net operating income	$2,784,000	1,866
Securities gains (losses)	$0	3,040
Applicable income taxes	$624,000	1,691
Income before extraordinary items	$2,160,000	1,990
Extraordinary gains, net	$0	25
Net income	$2,160,000	1,997
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,160,000	1,996
Net charge-offs	$55,000	3,781
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$2,160,000	1,934
2013-06-30 (YTD Data)		Rank
Total interest income	$6,246,000	1,987
Total interest expense	$997,000	1,786
Net interest income	$5,249,000	2,004
Provision for loan and lease losses	$20,000	4,231
Total noninterest income	$859,000	2,451
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$381,000	1,686
Trading account gains and fees	$0	157
Additional Noninterest Income	$478,000	2,538
Total noninterest expense	$4,277,000	2,204
Salaries and employee benefits	$2,364,000	2,161
Premises and equipment expense	$605,000	1,909
Additional noninterest expense	$1,308,000	2,342
Pre-tax net operating income	$1,811,000	1,878
Securities gains (losses)	$0	2,791
Applicable income taxes	$400,000	1,740
Income before extraordinary items	$1,411,000	2,035
Extraordinary gains, net	$0	22
Net income	$1,411,000	2,043
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,411,000	2,041
Net charge-offs	$51,000	3,336
Cash dividends	$0	3,564
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$1,411,000	1,951
2013-03-31 (YTD Data)		Rank
Total interest income	$3,083,000	2,035
Total interest expense	$511,000	1,807
Net interest income	$2,572,000	2,044
Provision for loan and lease losses	$10,000	3,981
Total noninterest income	$435,000	2,443
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$192,000	1,664
Trading account gains and fees	$0	148
Additional Noninterest Income	$243,000	2,502
Total noninterest expense	$2,143,000	2,216
Salaries and employee benefits	$1,172,000	2,205
Premises and equipment expense	$322,000	1,844
Additional noninterest expense	$649,000	2,374
Pre-tax net operating income	$854,000	1,944
Securities gains (losses)	$0	1,966
Applicable income taxes	$180,000	1,816
Income before extraordinary items	$674,000	2,052
Extraordinary gains, net	$0	10
Net income	$674,000	2,053
Minority interest net income	$0	76
Net income of bank and minority interests.	$674,000	2,054
Net charge-offs	$8,000	3,541
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$674,000	1,974
2012-12-31 (YTD Data)		Rank
Total interest income	$13,357,000	1,967
Total interest expense	$2,402,000	1,815
Net interest income	$10,955,000	1,988
Provision for loan and lease losses	$36,000	5,361
Total noninterest income	$1,680,000	2,447
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$804,000	1,685
Trading account gains and fees	$0	166
Additional Noninterest Income	$876,000	2,549
Total noninterest expense	$8,503,000	2,223
Salaries and employee benefits	$4,600,000	2,174
Premises and equipment expense	$1,307,000	1,812
Additional noninterest expense	$2,596,000	2,481
Pre-tax net operating income	$4,096,000	1,615
Securities gains (losses)	$33,000	2,972
Applicable income taxes	$873,000	1,600
Income before extraordinary items	$3,256,000	1,730
Extraordinary gains, net	$0	29
Net income	$3,256,000	1,732
Minority interest net income	$0	93
Net income of bank and minority interests.	$3,256,000	1,731
Net charge-offs	$36,000	5,123
Cash dividends	$446,000	2,912
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$3,229,930	1,648
2012-09-30 (YTD Data)		Rank
Total interest income	$10,230,000	1,966
Total interest expense	$1,862,000	1,827
Net interest income	$8,368,000	1,986
Provision for loan and lease losses	$35,000	5,167
Total noninterest income	$1,170,000	2,559
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$590,000	1,734
Trading account gains and fees	$0	157
Additional Noninterest Income	$580,000	2,724
Total noninterest expense	$6,438,000	2,225
Salaries and employee benefits	$3,440,000	2,167
Premises and equipment expense	$995,000	1,792
Additional noninterest expense	$2,003,000	2,416
Pre-tax net operating income	$3,065,000	1,663
Securities gains (losses)	$20,000	2,874
Applicable income taxes	$609,000	1,737
Income before extraordinary items	$2,476,000	1,766
Extraordinary gains, net	$0	20
Net income	$2,476,000	1,765
Minority interest net income	$0	86
Net income of bank and minority interests.	$2,476,000	1,767
Net charge-offs	$30,000	4,854
Cash dividends	$0	3,773
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$2,460,000	1,676
2012-06-30 (YTD Data)		Rank
Total interest income	$6,883,000	1,954
Total interest expense	$1,289,000	1,820
Net interest income	$5,594,000	1,976
Provision for loan and lease losses	$30,000	4,864
Total noninterest income	$749,000	2,585
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$391,000	1,742
Trading account gains and fees	$0	153
Additional Noninterest Income	$358,000	2,816
Total noninterest expense	$4,297,000	2,225
Salaries and employee benefits	$2,314,000	2,142
Premises and equipment expense	$660,000	1,801
Additional noninterest expense	$1,323,000	2,455
Pre-tax net operating income	$2,016,000	1,678
Securities gains (losses)	$20,000	2,488
Applicable income taxes	$385,000	1,763
Income before extraordinary items	$1,651,000	1,744
Extraordinary gains, net	$0	19
Net income	$1,651,000	1,742
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,651,000	1,744
Net charge-offs	$24,000	4,535
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$1,634,800	1,677
2012-03-31 (YTD Data)		Rank
Total interest income	$3,449,000	1,964
Total interest expense	$670,000	1,830
Net interest income	$2,779,000	1,993
Provision for loan and lease losses	$20,000	4,478
Total noninterest income	$342,000	2,718
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$196,000	1,725
Trading account gains and fees	$0	148
Additional Noninterest Income	$146,000	3,105
Total noninterest expense	$2,095,000	2,277
Salaries and employee benefits	$1,155,000	2,164
Premises and equipment expense	$342,000	1,730
Additional noninterest expense	$598,000	2,672
Pre-tax net operating income	$1,006,000	1,666
Securities gains (losses)	$20,000	1,594
Applicable income taxes	$216,000	1,642
Income before extraordinary items	$810,000	1,778
Extraordinary gains, net	$0	19
Net income	$810,000	1,779
Minority interest net income	$0	78
Net income of bank and minority interests.	$810,000	1,779
Net charge-offs	$22,000	3,626
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$794,200	1,711
2011-12-31 (YTD Data)		Rank
Total interest income	$8,237,000	3,245
Total interest expense	$1,610,000	3,268
Net interest income	$6,627,000	3,209
Provision for loan and lease losses	$200,000	4,626
Total noninterest income	$1,075,000	2,990
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$661,000	2,078
Trading account gains and fees	$0	146
Additional Noninterest Income	$414,000	3,384
Total noninterest expense	$4,679,000	3,704
Salaries and employee benefits	$2,311,000	3,781
Premises and equipment expense	$875,000	2,704
Additional noninterest expense	$1,493,000	3,882
Pre-tax net operating income	$2,823,000	1,945
Securities gains (losses)	$-1,000	6,712
Applicable income taxes	$726,000	1,648
Income before extraordinary items	$2,096,000	2,167
Extraordinary gains, net	$0	29
Net income	$2,096,000	2,167
Minority interest net income	$0	96
Net income of bank and minority interests.	$2,096,000	2,167
Net charge-offs	$83,000	5,127
Cash dividends	$281,000	3,063
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$2,096,740	2,094
2011-09-30 (YTD Data)		Rank
Total interest income	$6,114,000	3,313
Total interest expense	$1,210,000	3,392
Net interest income	$4,904,000	3,261
Provision for loan and lease losses	$180,000	4,271
Total noninterest income	$830,000	2,936
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$494,000	2,094
Trading account gains and fees	$0	145
Additional Noninterest Income	$336,000	3,297
Total noninterest expense	$3,441,000	3,771
Salaries and employee benefits	$1,708,000	3,819
Premises and equipment expense	$658,000	2,726
Additional noninterest expense	$1,075,000	3,969
Pre-tax net operating income	$2,113,000	1,996
Securities gains (losses)	$-1,000	6,834
Applicable income taxes	$559,000	1,641
Income before extraordinary items	$1,553,000	2,246
Extraordinary gains, net	$0	21
Net income	$1,553,000	2,246
Minority interest net income	$0	87
Net income of bank and minority interests.	$1,553,000	2,247
Net charge-offs	$82,000	4,611
Cash dividends	$0	3,617
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$1,553,740	2,160
2011-06-30 (YTD Data)		Rank
Total interest income	$3,993,000	3,393
Total interest expense	$813,000	3,469
Net interest income	$3,180,000	3,337
Provision for loan and lease losses	$120,000	4,174
Total noninterest income	$537,000	2,989
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$309,000	2,179
Trading account gains and fees	$0	153
Additional Noninterest Income	$228,000	3,291
Total noninterest expense	$2,261,000	3,849
Salaries and employee benefits	$1,126,000	3,880
Premises and equipment expense	$429,000	2,786
Additional noninterest expense	$706,000	4,086
Pre-tax net operating income	$1,336,000	2,054
Securities gains (losses)	$-1,000	6,874
Applicable income taxes	$343,000	1,666
Income before extraordinary items	$992,000	2,298
Extraordinary gains, net	$0	15
Net income	$992,000	2,298
Minority interest net income	$0	89
Net income of bank and minority interests.	$992,000	2,298
Net charge-offs	$81,000	4,051
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$992,740	2,212
2011-03-31 (YTD Data)		Rank
Total interest income	$1,960,000	3,460
Total interest expense	$411,000	3,535
Net interest income	$1,549,000	3,384
Provision for loan and lease losses	$60,000	3,936
Total noninterest income	$267,000	3,034
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$144,000	2,264
Trading account gains and fees	$0	158
Additional Noninterest Income	$123,000	3,225
Total noninterest expense	$1,126,000	3,867
Salaries and employee benefits	$564,000	3,898
Premises and equipment expense	$215,000	2,816
Additional noninterest expense	$347,000	4,125
Pre-tax net operating income	$630,000	2,135
Securities gains (losses)	$-1,000	6,978
Applicable income taxes	$158,000	1,748
Income before extraordinary items	$471,000	2,364
Extraordinary gains, net	$0	9
Net income	$471,000	2,363
Minority interest net income	$0	86
Net income of bank and minority interests.	$471,000	2,364
Net charge-offs	$70,000	3,072
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$471,750	2,318
2010-12-31 (YTD Data)		Rank
Total interest income	$8,252,000	3,473
Total interest expense	$1,885,000	3,716
Net interest income	$6,367,000	3,325
Provision for loan and lease losses	$353,000	4,626
Total noninterest income	$1,140,000	2,994
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$680,000	2,089
Trading account gains and fees	$0	175
Additional Noninterest Income	$460,000	3,307
Total noninterest expense	$4,568,000	3,859
Salaries and employee benefits	$2,322,000	3,806
Premises and equipment expense	$831,000	2,902
Additional noninterest expense	$1,415,000	4,160
Pre-tax net operating income	$2,586,000	1,839
Securities gains (losses)	$0	3,793
Applicable income taxes	$601,000	1,722
Income before extraordinary items	$1,985,000	2,040
Extraordinary gains, net	$0	29
Net income	$1,985,000	2,041
Minority interest net income	$0	111
Net income of bank and minority interests.	$1,985,000	2,042
Net charge-offs	$319,000	4,226
Cash dividends	$281,000	2,977
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$1,985,000	1,963
2010-09-30 (YTD Data)		Rank
Total interest income	$6,176,000	3,548
Total interest expense	$1,434,000	3,820
Net interest income	$4,742,000	3,395
Provision for loan and lease losses	$293,000	4,361
Total noninterest income	$840,000	3,052
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$506,000	2,151
Trading account gains and fees	$0	165
Additional Noninterest Income	$334,000	3,374
Total noninterest expense	$3,407,000	3,874
Salaries and employee benefits	$1,727,000	3,865
Premises and equipment expense	$608,000	3,003
Additional noninterest expense	$1,072,000	4,116
Pre-tax net operating income	$1,882,000	1,995
Securities gains (losses)	$0	3,651
Applicable income taxes	$415,000	1,849
Income before extraordinary items	$1,467,000	2,186
Extraordinary gains, net	$0	23
Net income	$1,467,000	2,187
Minority interest net income	$0	110
Net income of bank and minority interests.	$1,467,000	2,189
Net charge-offs	$314,000	3,669
Cash dividends	$0	3,702
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$1,467,000	2,092
2010-06-30 (YTD Data)		Rank
Total interest income	$4,115,000	3,575
Total interest expense	$960,000	3,915
Net interest income	$3,155,000	3,405
Provision for loan and lease losses	$233,000	4,017
Total noninterest income	$555,000	3,023
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$339,000	2,150
Trading account gains and fees	$0	152
Additional Noninterest Income	$216,000	3,384
Total noninterest expense	$2,244,000	3,915
Salaries and employee benefits	$1,160,000	3,870
Premises and equipment expense	$396,000	3,079
Additional noninterest expense	$688,000	4,220
Pre-tax net operating income	$1,233,000	2,023
Securities gains (losses)	$0	3,184
Applicable income taxes	$286,000	1,789
Income before extraordinary items	$947,000	2,211
Extraordinary gains, net	$0	19
Net income	$947,000	2,210
Minority interest net income	$0	105
Net income of bank and minority interests.	$947,000	2,213
Net charge-offs	$312,000	2,994
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$947,000	2,136
2010-03-31 (YTD Data)		Rank
Total interest income	$2,065,000	3,625
Total interest expense	$492,000	3,980
Net interest income	$1,573,000	3,425
Provision for loan and lease losses	$95,000	4,030
Total noninterest income	$272,000	3,051
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$164,000	2,193
Trading account gains and fees	$0	175
Additional Noninterest Income	$108,000	3,363
Total noninterest expense	$1,105,000	3,997
Salaries and employee benefits	$565,000	3,988
Premises and equipment expense	$188,000	3,284
Additional noninterest expense	$352,000	4,138
Pre-tax net operating income	$645,000	1,983
Securities gains (losses)	$0	2,284
Applicable income taxes	$148,000	1,746
Income before extraordinary items	$497,000	2,151
Extraordinary gains, net	$0	16
Net income	$497,000	2,150
Minority interest net income	$0	91
Net income of bank and minority interests.	$497,000	2,151
Net charge-offs	$107,000	3,032
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$497,000	2,065
2009-12-31 (YTD Data)		Rank
Total interest income	$8,344,000	3,707
Total interest expense	$2,273,000	4,125
Net interest income	$6,071,000	3,428
Provision for loan and lease losses	$295,000	5,301
Total noninterest income	$1,337,000	2,753
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$697,000	2,263
Trading account gains and fees	$-2,000	7,954
Additional Noninterest Income	$642,000	2,798
Total noninterest expense	$4,591,000	3,938
Salaries and employee benefits	$2,261,000	3,989
Premises and equipment expense	$894,000	2,845
Additional noninterest expense	$1,436,000	4,205
Pre-tax net operating income	$2,522,000	1,562
Securities gains (losses)	$0	3,754
Applicable income taxes	$514,000	1,537
Income before extraordinary items	$2,008,000	1,676
Extraordinary gains, net	$0	34
Net income	$2,008,000	1,674
Minority interest net income	$0	115
Net income of bank and minority interests.	$2,008,000	1,676
Net charge-offs	$176,000	5,145
Cash dividends	$281,000	3,301
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$2,008,000	1,619
2009-09-30 (YTD Data)		Rank
Total interest income	$6,242,000	3,754
Total interest expense	$1,753,000	4,192
Net interest income	$4,489,000	3,474
Provision for loan and lease losses	$195,000	5,195
Total noninterest income	$1,070,000	2,696
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$579,000	2,102
Trading account gains and fees	$-2,000	8,043
Additional Noninterest Income	$493,000	2,837
Total noninterest expense	$3,342,000	4,026
Salaries and employee benefits	$1,648,000	4,101
Premises and equipment expense	$626,000	3,053
Additional noninterest expense	$1,068,000	4,208
Pre-tax net operating income	$2,022,000	1,607
Securities gains (losses)	$0	3,497
Applicable income taxes	$389,000	1,661
Income before extraordinary items	$1,633,000	1,645
Extraordinary gains, net	$0	27
Net income	$1,633,000	1,643
Minority interest net income	$0	118
Net income of bank and minority interests.	$1,633,000	1,645
Net charge-offs	$72,000	5,372
Cash dividends	$0	4,191
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,633,000	1,599
2009-06-30 (YTD Data)		Rank
Total interest income	$4,122,000	3,817
Total interest expense	$1,198,000	4,249
Net interest income	$2,924,000	3,528
Provision for loan and lease losses	$110,000	5,210
Total noninterest income	$536,000	3,247
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$371,000	2,144
Trading account gains and fees	$-2,000	8,132
Additional Noninterest Income	$167,000	3,929
Total noninterest expense	$2,233,000	4,049
Salaries and employee benefits	$1,095,000	4,151
Premises and equipment expense	$403,000	3,163
Additional noninterest expense	$735,000	4,125
Pre-tax net operating income	$1,117,000	1,936
Securities gains (losses)	$0	3,136
Applicable income taxes	$244,000	1,756
Income before extraordinary items	$873,000	2,083
Extraordinary gains, net	$0	21
Net income	$873,000	2,080
Minority interest net income	$0	112
Net income of bank and minority interests.	$873,000	2,082
Net charge-offs	$14,000	5,830
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$873,000	2,020
2009-03-31 (YTD Data)		Rank
Total interest income	$2,052,000	3,871
Total interest expense	$615,000	4,295
Net interest income	$1,437,000	3,579
Provision for loan and lease losses	$75,000	4,299
Total noninterest income	$275,000	3,180
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$177,000	2,172
Trading account gains and fees	$2,000	160
Additional Noninterest Income	$96,000	3,715
Total noninterest expense	$1,053,000	4,151
Salaries and employee benefits	$542,000	4,202
Premises and equipment expense	$203,000	3,188
Additional noninterest expense	$308,000	4,335
Pre-tax net operating income	$584,000	2,088
Securities gains (losses)	$0	2,434
Applicable income taxes	$116,000	2,030
Income before extraordinary items	$468,000	2,258
Extraordinary gains, net	$0	15
Net income	$468,000	2,258
Minority interest net income	$0	102
Net income of bank and minority interests.	$468,000	2,260
Net charge-offs	$0	5,728
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$468,000	2,127
2008-12-31 (YTD Data)		Rank
Total interest income	$9,015,000	3,796
Total interest expense	$3,238,000	4,030
Net interest income	$5,777,000	3,572
Provision for loan and lease losses	$550,000	3,663
Total noninterest income	$1,083,000	3,242
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$768,000	2,193
Trading account gains and fees	$1,000	152
Additional Noninterest Income	$314,000	4,031
Total noninterest expense	$3,973,000	4,254
Salaries and employee benefits	$1,995,000	4,466
Premises and equipment expense	$814,000	3,139
Additional noninterest expense	$1,164,000	4,384
Pre-tax net operating income	$2,337,000	2,201
Securities gains (losses)	$-77,000	7,214
Applicable income taxes	$705,000	1,512
Income before extraordinary items	$1,555,000	2,453
Extraordinary gains, net	$0	39
Net income	$1,555,000	2,451
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$522,000	2,740
Cash dividends	$282,000	4,168
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$1,608,130	2,528
2008-09-30 (YTD Data)		Rank
Total interest income	$6,839,000	3,832
Total interest expense	$2,601,000	3,974
Net interest income	$4,238,000	3,656
Provision for loan and lease losses	$210,000	4,122
Total noninterest income	$787,000	3,376
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$563,000	2,242
Trading account gains and fees	$-3,000	8,262
Additional Noninterest Income	$227,000	4,190
Total noninterest expense	$2,949,000	4,274
Salaries and employee benefits	$1,486,000	4,513
Premises and equipment expense	$630,000	3,067
Additional noninterest expense	$833,000	4,445
Pre-tax net operating income	$1,866,000	2,417
Securities gains (losses)	$147,000	756
Applicable income taxes	$485,000	1,945
Income before extraordinary items	$1,528,000	2,293
Extraordinary gains, net	$0	31
Net income	$1,528,000	2,291
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$102,000	3,926
Cash dividends	$0	4,937
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,416,280	2,545
2008-06-30 (YTD Data)		Rank
Total interest income	$4,615,000	3,854
Total interest expense	$1,890,000	3,880
Net interest income	$2,725,000	3,749
Provision for loan and lease losses	$100,000	4,246
Total noninterest income	$560,000	3,268
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$362,000	2,288
Trading account gains and fees	$-6,000	8,343
Additional Noninterest Income	$204,000	3,724
Total noninterest expense	$1,977,000	4,271
Salaries and employee benefits	$1,000,000	4,518
Premises and equipment expense	$433,000	2,993
Additional noninterest expense	$544,000	4,475
Pre-tax net operating income	$1,208,000	2,575
Securities gains (losses)	$115,000	866
Applicable income taxes	$341,000	2,049
Income before extraordinary items	$982,000	2,614
Extraordinary gains, net	$0	21
Net income	$982,000	2,614
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$37,000	4,084
Cash dividends	$0	4,733
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$896,900	2,756
2008-03-31 (YTD Data)		Rank
Total interest income	$2,338,000	3,896
Total interest expense	$1,072,000	3,736
Net interest income	$1,266,000	3,943
Provision for loan and lease losses	$40,000	4,096
Total noninterest income	$269,000	3,357
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$166,000	2,417
Trading account gains and fees	$-2,000	8,411
Additional Noninterest Income	$105,000	3,679
Total noninterest expense	$969,000	4,331
Salaries and employee benefits	$510,000	4,483
Premises and equipment expense	$211,000	3,079
Additional noninterest expense	$248,000	4,714
Pre-tax net operating income	$526,000	2,969
Securities gains (losses)	$29,000	1,385
Applicable income taxes	$111,000	2,664
Income before extraordinary items	$444,000	2,959
Extraordinary gains, net	$0	15
Net income	$444,000	2,961
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	6,920
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$420,800	3,004
2007-12-31 (YTD Data)		Rank
Total interest income	$9,655,000	3,853
Total interest expense	$4,912,000	3,513
Net interest income	$4,743,000	4,152
Provision for loan and lease losses	$60,000	5,449
Total noninterest income	$1,071,000	3,399
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$684,000	2,411
Trading account gains and fees	$0	178
Additional Noninterest Income	$387,000	3,798
Total noninterest expense	$3,682,000	4,368
Salaries and employee benefits	$1,928,000	4,510
Premises and equipment expense	$934,000	2,716
Additional noninterest expense	$820,000	5,267
Pre-tax net operating income	$2,072,000	3,248
Securities gains (losses)	$21,000	1,089
Applicable income taxes	$376,000	3,106
Income before extraordinary items	$1,717,000	3,147
Extraordinary gains, net	$0	39
Net income	$1,717,000	3,145
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$63,000	4,354
Cash dividends	$282,000	4,506
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$1,699,780	3,160
2007-09-30 (YTD Data)		Rank
Total interest income	$7,282,000	3,849
Total interest expense	$3,799,000	3,431
Net interest income	$3,483,000	4,230
Provision for loan and lease losses	$40,000	5,310
Total noninterest income	$820,000	3,339
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$509,000	2,415
Trading account gains and fees	$0	184
Additional Noninterest Income	$311,000	3,671
Total noninterest expense	$2,720,000	4,405
Salaries and employee benefits	$1,439,000	4,514
Premises and equipment expense	$695,000	2,723
Additional noninterest expense	$586,000	5,372
Pre-tax net operating income	$1,543,000	3,416
Securities gains (losses)	$20,000	826
Applicable income taxes	$285,000	3,270
Income before extraordinary items	$1,278,000	3,325
Extraordinary gains, net	$0	33
Net income	$1,278,000	3,324
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$14,000	4,905
Cash dividends	$0	5,179
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$1,261,600	3,347
2007-06-30 (YTD Data)		Rank
Total interest income	$4,865,000	3,862
Total interest expense	$2,555,000	3,405
Net interest income	$2,310,000	4,280
Provision for loan and lease losses	$20,000	5,312
Total noninterest income	$549,000	3,348
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$338,000	2,412
Trading account gains and fees	$0	168
Additional Noninterest Income	$211,000	3,679
Total noninterest expense	$1,813,000	4,419
Salaries and employee benefits	$966,000	4,523
Premises and equipment expense	$458,000	2,766
Additional noninterest expense	$389,000	5,385
Pre-tax net operating income	$1,026,000	3,475
Securities gains (losses)	$20,000	710
Applicable income taxes	$182,000	3,388
Income before extraordinary items	$864,000	3,342
Extraordinary gains, net	$0	29
Net income	$864,000	3,341
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$14,000	4,113
Cash dividends	$0	4,977
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$847,400	3,370
2007-03-31 (YTD Data)		Rank
Total interest income	$2,390,000	3,902
Total interest expense	$1,277,000	3,376
Net interest income	$1,113,000	4,380
Provision for loan and lease losses	$0	5,779
Total noninterest income	$346,000	2,828
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$164,000	2,433
Trading account gains and fees	$0	195
Additional Noninterest Income	$182,000	2,689
Total noninterest expense	$911,000	4,409
Salaries and employee benefits	$481,000	4,567
Premises and equipment expense	$235,000	2,728
Additional noninterest expense	$195,000	5,341
Pre-tax net operating income	$548,000	3,309
Securities gains (losses)	$0	1,187
Applicable income taxes	$132,000	2,911
Income before extraordinary items	$416,000	3,397
Extraordinary gains, net	$0	22
Net income	$416,000	3,397
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-3,000	7,195
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$416,000	3,376
2006-12-31 (YTD Data)		Rank
Total interest income	$8,421,000	4,063
Total interest expense	$3,952,000	3,631
Net interest income	$4,469,000	4,363
Provision for loan and lease losses	$33,000	5,966
Total noninterest income	$1,092,000	3,344
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$725,000	2,302
Trading account gains and fees	$0	130
Additional Noninterest Income	$367,000	3,902
Total noninterest expense	$3,788,000	4,139
Salaries and employee benefits	$1,930,000	4,394
Premises and equipment expense	$1,000,000	2,475
Additional noninterest expense	$858,000	5,012
Pre-tax net operating income	$1,740,000	3,963
Securities gains (losses)	$0	1,687
Applicable income taxes	$456,000	3,271
Income before extraordinary items	$1,284,000	4,135
Extraordinary gains, net	$0	51
Net income	$1,284,000	4,135
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$40,000	4,325
Cash dividends	$281,000	4,564
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$1,284,000	4,100
2006-09-30 (YTD Data)		Rank
Total interest income	$6,127,000	4,125
Total interest expense	$2,778,000	3,702
Net interest income	$3,349,000	4,397
Provision for loan and lease losses	$32,000	5,596
Total noninterest income	$750,000	3,546
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$550,000	2,279
Trading account gains and fees	$0	126
Additional Noninterest Income	$200,000	4,540
Total noninterest expense	$2,793,000	4,183
Salaries and employee benefits	$1,454,000	4,344
Premises and equipment expense	$694,000	2,661
Additional noninterest expense	$645,000	4,989
Pre-tax net operating income	$1,274,000	4,155
Securities gains (losses)	$0	1,388
Applicable income taxes	$339,000	3,417
Income before extraordinary items	$935,000	4,326
Extraordinary gains, net	$0	45
Net income	$935,000	4,329
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$34,000	3,673
Cash dividends	$0	5,292
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$935,000	4,312
2006-06-30 (YTD Data)		Rank
Total interest income	$3,910,000	4,194
Total interest expense	$1,686,000	3,821
Net interest income	$2,224,000	4,409
Provision for loan and lease losses	$30,000	4,987
Total noninterest income	$534,000	3,363
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$354,000	2,330
Trading account gains and fees	$0	126
Additional Noninterest Income	$180,000	3,942
Total noninterest expense	$1,858,000	4,207
Salaries and employee benefits	$969,000	4,364
Premises and equipment expense	$453,000	2,703
Additional noninterest expense	$436,000	4,928
Pre-tax net operating income	$870,000	4,125
Securities gains (losses)	$0	1,185
Applicable income taxes	$240,000	3,372
Income before extraordinary items	$630,000	4,322
Extraordinary gains, net	$0	39
Net income	$630,000	4,326
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$31,000	3,025
Cash dividends	$0	5,069
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$630,000	4,314
2006-03-31 (YTD Data)		Rank
Total interest income	$1,878,000	4,260
Total interest expense	$765,000	3,937
Net interest income	$1,113,000	4,392
Provision for loan and lease losses	$10,000	5,231
Total noninterest income	$261,000	3,370
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$165,000	2,396
Trading account gains and fees	$0	115
Additional Noninterest Income	$96,000	3,801
Total noninterest expense	$901,000	4,317
Salaries and employee benefits	$477,000	4,428
Premises and equipment expense	$221,000	2,771
Additional noninterest expense	$203,000	5,132
Pre-tax net operating income	$463,000	3,926
Securities gains (losses)	$0	955
Applicable income taxes	$134,000	3,198
Income before extraordinary items	$329,000	4,182
Extraordinary gains, net	$0	21
Net income	$329,000	4,182
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$32,000	1,896
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$329,000	4,161
2005-12-31 (YTD Data)		Rank
Total interest income	$6,604,000	4,324
Total interest expense	$2,281,000	4,062
Net interest income	$4,323,000	4,391
Provision for loan and lease losses	$50,000	5,734
Total noninterest income	$1,073,000	3,386
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$733,000	2,266
Trading account gains and fees	$0	138
Additional Noninterest Income	$340,000	4,084
Total noninterest expense	$3,430,000	4,359
Salaries and employee benefits	$1,846,000	4,390
Premises and equipment expense	$888,000	2,630
Additional noninterest expense	$696,000	5,602
Pre-tax net operating income	$1,916,000	3,793
Securities gains (losses)	$0	2,296
Applicable income taxes	$621,000	3,014
Income before extraordinary items	$1,295,000	4,163
Extraordinary gains, net	$0	46
Net income	$1,295,000	4,164
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$83,000	3,613
Cash dividends	$281,000	4,495
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$1,295,000	4,132
2005-09-30 (YTD Data)		Rank
Total interest income	$4,841,000	4,355
Total interest expense	$1,619,000	4,087
Net interest income	$3,222,000	4,423
Provision for loan and lease losses	$45,000	5,313
Total noninterest income	$804,000	3,391
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$549,000	2,262
Trading account gains and fees	$0	126
Additional Noninterest Income	$255,000	4,095
Total noninterest expense	$2,539,000	4,367
Salaries and employee benefits	$1,390,000	4,341
Premises and equipment expense	$660,000	2,632
Additional noninterest expense	$489,000	5,772
Pre-tax net operating income	$1,442,000	3,865
Securities gains (losses)	$0	2,317
Applicable income taxes	$482,000	3,010
Income before extraordinary items	$960,000	4,279
Extraordinary gains, net	$0	35
Net income	$960,000	4,280
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$52,000	3,450
Cash dividends	$0	5,317
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$960,000	4,226
2005-06-30 (YTD Data)		Rank
Total interest income	$3,136,000	4,367
Total interest expense	$1,027,000	4,062
Net interest income	$2,109,000	4,450
Provision for loan and lease losses	$30,000	5,130
Total noninterest income	$519,000	3,421
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$363,000	2,242
Trading account gains and fees	$0	116
Additional Noninterest Income	$156,000	4,227
Total noninterest expense	$1,657,000	4,427
Salaries and employee benefits	$919,000	4,342
Premises and equipment expense	$436,000	2,632
Additional noninterest expense	$302,000	5,980
Pre-tax net operating income	$941,000	3,877
Securities gains (losses)	$0	2,146
Applicable income taxes	$322,000	2,981
Income before extraordinary items	$619,000	4,338
Extraordinary gains, net	$0	30
Net income	$619,000	4,340
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$39,000	3,044
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$619,000	4,282
2005-03-31 (YTD Data)		Rank
Total interest income	$1,529,000	4,421
Total interest expense	$489,000	4,075
Net interest income	$1,040,000	4,496
Provision for loan and lease losses	$15,000	4,875
Total noninterest income	$250,000	3,462
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$169,000	2,318
Trading account gains and fees	$0	115
Additional Noninterest Income	$81,000	4,172
Total noninterest expense	$828,000	4,448
Salaries and employee benefits	$439,000	4,517
Premises and equipment expense	$219,000	2,651
Additional noninterest expense	$170,000	5,595
Pre-tax net operating income	$447,000	3,979
Securities gains (losses)	$0	1,685
Applicable income taxes	$153,000	3,060
Income before extraordinary items	$294,000	4,432
Extraordinary gains, net	$0	24
Net income	$294,000	4,433
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-5,000	7,610
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$294,000	4,387
2004-12-31 (YTD Data)		Rank
Total interest income	$5,764,000	4,391
Total interest expense	$1,532,000	4,455
Net interest income	$4,232,000	4,310
Provision for loan and lease losses	$29,000	6,495
Total noninterest income	$1,015,000	3,498
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$745,000	2,267
Trading account gains and fees	$0	138
Additional Noninterest Income	$270,000	4,473
Total noninterest expense	$3,372,000	4,298
Salaries and employee benefits	$1,692,000	4,536
Premises and equipment expense	$832,000	2,695
Additional noninterest expense	$848,000	4,899
Pre-tax net operating income	$1,846,000	3,728
Securities gains (losses)	$0	3,819
Applicable income taxes	$643,000	2,915
Income before extraordinary items	$1,203,000	4,200
Extraordinary gains, net	$0	34
Net income	$1,203,000	4,201
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$14,000	5,939
Cash dividends	$281,000	4,458
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$1,203,000	4,132
2004-09-30 (YTD Data)		Rank
Total interest income	$4,280,000	4,392
Total interest expense	$1,097,000	4,546
Net interest income	$3,183,000	4,299
Provision for loan and lease losses	$12,000	6,640
Total noninterest income	$786,000	3,448
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$563,000	2,271
Trading account gains and fees	$0	134
Additional Noninterest Income	$223,000	4,287
Total noninterest expense	$2,560,000	4,232
Salaries and employee benefits	$1,269,000	4,496
Premises and equipment expense	$622,000	2,697
Additional noninterest expense	$669,000	4,687
Pre-tax net operating income	$1,397,000	3,755
Securities gains (losses)	$0	3,710
Applicable income taxes	$493,000	2,928
Income before extraordinary items	$904,000	4,260
Extraordinary gains, net	$0	26
Net income	$904,000	4,261
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$5,000	5,881
Cash dividends	$0	5,363
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$904,000	4,183
2004-06-30 (YTD Data)		Rank
Total interest income	$2,815,000	4,447
Total interest expense	$731,000	4,553
Net interest income	$2,084,000	4,350
Provision for loan and lease losses	$12,000	6,242
Total noninterest income	$539,000	3,400
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$381,000	2,240
Trading account gains and fees	$0	130
Additional Noninterest Income	$158,000	4,209
Total noninterest expense	$1,723,000	4,221
Salaries and employee benefits	$845,000	4,531
Premises and equipment expense	$408,000	2,742
Additional noninterest expense	$470,000	4,538
Pre-tax net operating income	$888,000	3,834
Securities gains (losses)	$0	3,413
Applicable income taxes	$312,000	3,013
Income before extraordinary items	$576,000	4,361
Extraordinary gains, net	$0	21
Net income	$576,000	4,362
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,000	5,183
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$576,000	4,266
2004-03-31 (YTD Data)		Rank
Total interest income	$1,392,000	4,502
Total interest expense	$373,000	4,521
Net interest income	$1,019,000	4,414
Provision for loan and lease losses	$7,000	5,890
Total noninterest income	$269,000	3,352
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$184,000	2,241
Trading account gains and fees	$0	121
Additional Noninterest Income	$85,000	4,044
Total noninterest expense	$834,000	4,353
Salaries and employee benefits	$426,000	4,519
Premises and equipment expense	$209,000	2,694
Additional noninterest expense	$199,000	5,092
Pre-tax net operating income	$447,000	3,800
Securities gains (losses)	$0	2,934
Applicable income taxes	$153,000	3,057
Income before extraordinary items	$294,000	4,322
Extraordinary gains, net	$0	16
Net income	$294,000	4,321
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,000	3,994
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$294,000	4,197
2003-12-31 (YTD Data)		Rank
Total interest income	$5,650,000	4,473
Total interest expense	$1,635,000	4,630
Net interest income	$4,015,000	4,351
Provision for loan and lease losses	$78,000	5,679
Total noninterest income	$1,087,000	3,532
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$770,000	2,179
Trading account gains and fees	$0	160
Additional Noninterest Income	$317,000	4,391
Total noninterest expense	$3,221,000	4,392
Salaries and employee benefits	$1,600,000	4,642
Premises and equipment expense	$837,000	2,645
Additional noninterest expense	$784,000	5,125
Pre-tax net operating income	$1,803,000	3,631
Securities gains (losses)	$0	4,500
Applicable income taxes	$604,000	3,050
Income before extraordinary items	$1,199,000	4,147
Extraordinary gains, net	$0	54
Net income	$1,199,000	4,151
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$64,000	4,746
Cash dividends	$281,000	4,480
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,199,000	3,987
2003-09-30 (YTD Data)		Rank
Total interest income	$4,184,000	4,584
Total interest expense	$1,242,000	4,708
Net interest income	$2,942,000	4,444
Provision for loan and lease losses	$66,000	5,405
Total noninterest income	$812,000	3,616
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$575,000	2,204
Trading account gains and fees	$0	153
Additional Noninterest Income	$237,000	4,478
Total noninterest expense	$2,389,000	4,409
Salaries and employee benefits	$1,185,000	4,664
Premises and equipment expense	$629,000	2,652
Additional noninterest expense	$575,000	5,166
Pre-tax net operating income	$1,299,000	3,849
Securities gains (losses)	$0	4,204
Applicable income taxes	$416,000	3,346
Income before extraordinary items	$883,000	4,343
Extraordinary gains, net	$0	40
Net income	$883,000	4,343
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$57,000	4,060
Cash dividends	$0	5,519
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$883,000	4,172
2003-06-30 (YTD Data)		Rank
Total interest income	$2,797,000	4,611
Total interest expense	$847,000	4,753
Net interest income	$1,950,000	4,467
Provision for loan and lease losses	$27,000	6,031
Total noninterest income	$505,000	3,716
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$374,000	2,212
Trading account gains and fees	$0	150
Additional Noninterest Income	$131,000	4,832
Total noninterest expense	$1,568,000	4,440
Salaries and employee benefits	$782,000	4,685
Premises and equipment expense	$417,000	2,671
Additional noninterest expense	$369,000	5,291
Pre-tax net operating income	$860,000	3,876
Securities gains (losses)	$0	3,782
Applicable income taxes	$271,000	3,411
Income before extraordinary items	$589,000	4,356
Extraordinary gains, net	$0	30
Net income	$589,000	4,355
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$23,000	4,430
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$589,000	4,148
2003-03-31 (YTD Data)		Rank
Total interest income	$1,388,000	4,657
Total interest expense	$443,000	4,718
Net interest income	$945,000	4,566
Provision for loan and lease losses	$10,000	6,044
Total noninterest income	$256,000	3,580
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$178,000	2,247
Trading account gains and fees	$0	134
Additional Noninterest Income	$78,000	4,393
Total noninterest expense	$775,000	4,463
Salaries and employee benefits	$391,000	4,684
Premises and equipment expense	$210,000	2,652
Additional noninterest expense	$174,000	5,473
Pre-tax net operating income	$416,000	3,948
Securities gains (losses)	$0	2,891
Applicable income taxes	$127,000	3,521
Income before extraordinary items	$289,000	4,349
Extraordinary gains, net	$0	21
Net income	$289,000	4,347
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-6,000	8,300
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$289,000	4,158
2002-12-31 (YTD Data)		Rank
Total interest income	$6,029,000	4,539
Total interest expense	$2,108,000	4,634
Net interest income	$3,921,000	4,410
Provision for loan and lease losses	$26,000	7,304
Total noninterest income	$924,000	3,651
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$677,000	2,309
Trading account gains and fees	$0	153
Additional Noninterest Income	$247,000	4,635
Total noninterest expense	$3,075,000	4,379
Salaries and employee benefits	$1,493,000	4,714
Premises and equipment expense	$831,000	2,598
Additional noninterest expense	$751,000	5,154
Pre-tax net operating income	$1,744,000	3,731
Securities gains (losses)	$0	4,537
Applicable income taxes	$508,000	3,413
Income before extraordinary items	$1,236,000	4,000
Extraordinary gains, net	$0	70
Net income	$1,236,000	4,000
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$36,000	5,705
Cash dividends	$281,000	4,439
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,236,000	3,897
2001-12-31 (YTD Data)		Rank
Total interest income	$7,178,000	4,345
Total interest expense	$3,566,000	4,147
Net interest income	$3,612,000	4,465
Provision for loan and lease losses	$190,000	4,243
Total noninterest income	$851,000	3,695
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$639,000	2,315
Trading account gains and fees	$0	177
Additional Noninterest Income	$212,000	4,806
Total noninterest expense	$2,942,000	4,401
Salaries and employee benefits	$1,394,000	4,772
Premises and equipment expense	$814,000	2,583
Additional noninterest expense	$734,000	5,097
Pre-tax net operating income	$1,331,000	4,163
Securities gains (losses)	$3,000	4,114
Applicable income taxes	$376,000	3,851
Income before extraordinary items	$958,000	4,393
Extraordinary gains, net	$0	105
Net income	$958,000	4,394
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$73,000	4,551
Cash dividends	$281,000	4,494
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$955,840	4,285
2000-12-31 (YTD Data)		Rank
Total interest income	$6,795,000	4,690
Total interest expense	$3,521,000	4,366
Net interest income	$3,274,000	4,848
Provision for loan and lease losses	$124,000	4,781
Total noninterest income	$697,000	4,008
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$493,000	2,730
Trading account gains and fees	NA	NA
Additional Noninterest Income	$204,000	4,752
Total noninterest expense	$2,529,000	4,816
Salaries and employee benefits	$1,266,000	4,984
Premises and equipment expense	$624,000	3,155
Additional noninterest expense	$639,000	5,532
Pre-tax net operating income	$1,318,000	4,461
Securities gains (losses)	$0	1,956
Applicable income taxes	$340,000	4,322
Income before extraordinary items	$978,000	4,450
Extraordinary gains, net	$0	38
Net income	$978,000	4,451
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	7,220
Cash dividends	$281,000	4,614
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$978,000	4,445
1999-12-31 (YTD Data)		Rank
Total interest income	$5,844,000	5,040
Total interest expense	$2,528,000	5,157
Net interest income	$3,316,000	4,814
Provision for loan and lease losses	$55,000	6,383
Total noninterest income	$624,000	4,313
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$407,000	3,177
Trading account gains and fees	NA	NA
Additional Noninterest Income	$217,000	4,755
Total noninterest expense	$2,351,000	5,096
Salaries and employee benefits	$1,214,000	5,125
Premises and equipment expense	$519,000	3,645
Additional noninterest expense	$618,000	5,713
Pre-tax net operating income	$1,534,000	4,031
Securities gains (losses)	$1,000	2,805
Applicable income taxes	$432,000	3,963
Income before extraordinary items	$1,103,000	4,133
Extraordinary gains, net	$0	35
Net income	$1,103,000	4,137
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$36,000	5,344
Cash dividends	$281,000	4,668
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$1,102,280	4,093
1998-12-31 (YTD Data)		Rank
Total interest income	$5,666,000	5,190
Total interest expense	$2,524,000	5,329
Net interest income	$3,142,000	4,980
Provision for loan and lease losses	$71,000	5,847
Total noninterest income	$567,000	4,560
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$362,000	3,418
Trading account gains and fees	NA	NA
Additional Noninterest Income	$205,000	4,897
Total noninterest expense	$2,008,000	5,588
Salaries and employee benefits	$1,060,000	5,553
Premises and equipment expense	$393,000	4,482
Additional noninterest expense	$555,000	6,062
Pre-tax net operating income	$1,630,000	3,935
Securities gains (losses)	$2,000	3,909
Applicable income taxes	$532,000	3,697
Income before extraordinary items	$1,100,000	4,186
Extraordinary gains, net	$0	32
Net income	$1,100,000	4,185
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$34,000	5,584
Cash dividends	$281,000	4,745
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$1,098,660	4,101
1997-12-31 (YTD Data)		Rank
Total interest income	$5,355,000	5,520
Total interest expense	$2,385,000	5,600
Net interest income	$2,970,000	5,342
Provision for loan and lease losses	$75,000	5,767
Total noninterest income	$464,000	5,235
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$305,000	4,013
Trading account gains and fees	NA	NA
Additional Noninterest Income	$159,000	5,549
Total noninterest expense	$1,893,000	5,863
Salaries and employee benefits	$969,000	5,970
Premises and equipment expense	$375,000	4,665
Additional noninterest expense	$549,000	6,124
Pre-tax net operating income	$1,466,000	4,576
Securities gains (losses)	$0	3,944
Applicable income taxes	$436,000	4,626
Income before extraordinary items	$1,030,000	4,612
Extraordinary gains, net	$0	44
Net income	$1,030,000	4,611
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$59,000	4,842
Cash dividends	$281,000	4,702
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$1,030,000	4,540
1996-12-31 (YTD Data)		Rank
Total interest income	$4,907,000	6,027
Total interest expense	$2,155,000	6,112
Net interest income	$2,752,000	5,796
Provision for loan and lease losses	$33,000	7,304
Total noninterest income	$415,000	5,827
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$253,000	4,779
Trading account gains and fees	NA	NA
Additional Noninterest Income	$162,000	5,740
Total noninterest expense	$1,773,000	6,450
Salaries and employee benefits	$878,000	6,571
Premises and equipment expense	$302,000	5,569
Additional noninterest expense	$593,000	6,395
Pre-tax net operating income	$1,361,000	4,677
Securities gains (losses)	$2,000	3,501
Applicable income taxes	$451,000	4,493
Income before extraordinary items	$912,000	4,831
Extraordinary gains, net	$0	53
Net income	$912,000	4,832
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$9,000	7,597
Cash dividends	$281,000	4,693
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$910,660	4,775
1995-12-31 (YTD Data)		Rank
Total interest income	$4,353,000	6,618
Total interest expense	$1,959,000	6,562
Net interest income	$2,394,000	6,494
Provision for loan and lease losses	$47,000	6,364
Total noninterest income	$319,000	6,870
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$216,000	5,414
Trading account gains and fees	NA	NA
Additional Noninterest Income	$103,000	7,140
Total noninterest expense	$1,543,000	7,137
Salaries and employee benefits	$787,000	7,175
Premises and equipment expense	$279,000	5,941
Additional noninterest expense	$477,000	7,458
Pre-tax net operating income	$1,123,000	5,510
Securities gains (losses)	$0	3,831
Applicable income taxes	$366,000	5,263
Income before extraordinary items	$757,000	5,672
Extraordinary gains, net	$0	65
Net income	$757,000	5,671
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$22,000	6,500
Cash dividends	$281,000	4,704
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$757,000	5,653
1994-12-31 (YTD Data)		Rank
Total interest income	$3,655,000	7,127
Total interest expense	$1,420,000	7,139
Net interest income	$2,235,000	7,005
Provision for loan and lease losses	$79,000	5,067
Total noninterest income	$286,000	7,439
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$190,000	6,067
Trading account gains and fees	NA	NA
Additional Noninterest Income	$96,000	7,636
Total noninterest expense	$1,441,000	7,786
Salaries and employee benefits	$721,000	7,723
Premises and equipment expense	$235,000	6,780
Additional noninterest expense	$485,000	8,002
Pre-tax net operating income	$1,001,000	5,949
Securities gains (losses)	$-2,000	9,023
Applicable income taxes	$326,000	5,558
Income before extraordinary items	$673,000	6,075
Extraordinary gains, net	$0	249
Net income	$673,000	6,090
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$21,000	6,562
Cash dividends	$281,000	4,669
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$674,340	6,138
1993-12-31 (YTD Data)		Rank
Total interest income	$3,345,000	7,764
Total interest expense	$1,328,000	7,786
Net interest income	$2,017,000	7,622
Provision for loan and lease losses	$73,000	6,535
Total noninterest income	$237,000	8,590
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$176,000	6,452
Trading account gains and fees	NA	NA
Additional Noninterest Income	$61,000	9,494
Total noninterest expense	$1,326,000	8,424
Salaries and employee benefits	$654,000	8,358
Premises and equipment expense	$217,000	7,346
Additional noninterest expense	$455,000	8,674
Pre-tax net operating income	$855,000	6,548
Securities gains (losses)	$13,000	5,183
Applicable income taxes	$271,000	6,473
Income before extraordinary items	$597,000	6,801
Extraordinary gains, net	$0	3,149
Net income	$597,000	6,975
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$73,000	5,247
Cash dividends	$230,000	5,099
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$588,030	6,625
1992-12-31 (YTD Data)		Rank
Total interest income	$3,357,000	8,392
Total interest expense	$1,563,000	8,324
Net interest income	$1,794,000	8,364
Provision for loan and lease losses	$24,000	10,335
Total noninterest income	$218,000	9,074
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$156,000	6,955
Trading account gains and fees	NA	NA
Additional Noninterest Income	$62,000	9,701
Total noninterest expense	$1,223,000	8,942
Salaries and employee benefits	$565,000	9,128
Premises and equipment expense	$218,000	7,441
Additional noninterest expense	$440,000	9,096
Pre-tax net operating income	$765,000	6,741
Securities gains (losses)	$20,000	5,594
Applicable income taxes	$239,000	6,848
Income before extraordinary items	$546,000	6,950
Extraordinary gains, net	$0	1,422
Net income	$546,000	7,038
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$24,000	8,849
Cash dividends	$128,000	6,074
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$532,000	6,690

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.