Home > Eagle Bank and Trust Company > Income and Expense
Eagle Bank and Trust Company, Income and Expense
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $6,019,000 | 4,051 |
| Total interest expense | $1,452,000 | 3,527 |
| Net interest income | $4,567,000 | 4,164 |
| Provision for loan and lease losses | $142,000 | 5,004 |
| Total noninterest income | $460,000 | 4,526 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $201,000 | 4,363 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $259,000 | 4,084 |
| Total noninterest expense | $3,388,000 | 4,564 |
| Salaries and employee benefits | $1,772,000 | 4,507 |
| Premises and equipment expense | $522,000 | 3,921 |
| Additional noninterest expense | $1,094,000 | 4,701 |
| Pre-tax net operating income | $1,497,000 | 3,036 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $291,000 | 2,564 |
| Income before extraordinary items | $1,206,000 | 3,206 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,206,000 | 3,209 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,206,000 | 3,209 |
| Net charge-offs | $82,000 | 5,144 |
| Cash dividends | $200,000 | 3,331 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,206,000 | 3,105 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $4,621,000 | 4,018 |
| Total interest expense | $1,113,000 | 3,588 |
| Net interest income | $3,508,000 | 4,105 |
| Provision for loan and lease losses | $127,000 | 4,715 |
| Total noninterest income | $320,000 | 4,708 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $155,000 | 4,337 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $165,000 | 4,385 |
| Total noninterest expense | $2,543,000 | 4,565 |
| Salaries and employee benefits | $1,318,000 | 4,523 |
| Premises and equipment expense | $384,000 | 4,024 |
| Additional noninterest expense | $841,000 | 4,644 |
| Pre-tax net operating income | $1,158,000 | 3,055 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $238,000 | 2,503 |
| Income before extraordinary items | $920,000 | 3,238 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $920,000 | 3,238 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $920,000 | 3,238 |
| Net charge-offs | $23,000 | 5,478 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $920,000 | 3,134 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,080,000 | 4,061 |
| Total interest expense | $759,000 | 3,631 |
| Net interest income | $2,321,000 | 4,148 |
| Provision for loan and lease losses | $97,000 | 4,442 |
| Total noninterest income | $246,000 | 4,499 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $102,000 | 4,351 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $144,000 | 4,025 |
| Total noninterest expense | $1,721,000 | 4,580 |
| Salaries and employee benefits | $881,000 | 4,552 |
| Premises and equipment expense | $276,000 | 3,864 |
| Additional noninterest expense | $564,000 | 4,678 |
| Pre-tax net operating income | $749,000 | 3,056 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $156,000 | 2,470 |
| Income before extraordinary items | $593,000 | 3,212 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $593,000 | 3,213 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $593,000 | 3,214 |
| Net charge-offs | $26,000 | 4,913 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $593,000 | 3,122 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,529,000 | 4,105 |
| Total interest expense | $381,000 | 3,711 |
| Net interest income | $1,148,000 | 4,179 |
| Provision for loan and lease losses | $53,000 | 4,125 |
| Total noninterest income | $129,000 | 4,454 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $49,000 | 4,390 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $80,000 | 3,908 |
| Total noninterest expense | $859,000 | 4,601 |
| Salaries and employee benefits | $450,000 | 4,507 |
| Premises and equipment expense | $140,000 | 3,885 |
| Additional noninterest expense | $269,000 | 4,805 |
| Pre-tax net operating income | $365,000 | 3,157 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $72,000 | 2,534 |
| Income before extraordinary items | $293,000 | 3,294 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $293,000 | 3,291 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $293,000 | 3,292 |
| Net charge-offs | $-10,000 | 6,997 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $293,000 | 3,239 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $6,524,000 | 4,085 |
| Total interest expense | $1,890,000 | 3,709 |
| Net interest income | $4,634,000 | 4,163 |
| Provision for loan and lease losses | $1,655,000 | 2,324 |
| Total noninterest income | $533,000 | 4,442 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $253,000 | 3,983 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $280,000 | 4,052 |
| Total noninterest expense | $3,614,000 | 4,496 |
| Salaries and employee benefits | $2,018,000 | 4,206 |
| Premises and equipment expense | $570,000 | 3,850 |
| Additional noninterest expense | $1,026,000 | 5,022 |
| Pre-tax net operating income | $-102,000 | 5,934 |
| Securities gains (losses) | $2,000 | 3,620 |
| Applicable income taxes | $-64,000 | 6,754 |
| Income before extraordinary items | $-36,000 | 6,005 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-36,000 | 6,005 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-36,000 | 6,005 |
| Net charge-offs | $1,701,000 | 2,036 |
| Cash dividends | $200,000 | 3,268 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-37,280 | 5,913 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $4,927,000 | 4,152 |
| Total interest expense | $1,485,000 | 3,727 |
| Net interest income | $3,442,000 | 4,250 |
| Provision for loan and lease losses | $113,000 | 5,568 |
| Total noninterest income | $397,000 | 4,531 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $188,000 | 4,073 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $209,000 | 4,111 |
| Total noninterest expense | $2,692,000 | 4,529 |
| Salaries and employee benefits | $1,507,000 | 4,256 |
| Premises and equipment expense | $440,000 | 3,833 |
| Additional noninterest expense | $745,000 | 5,103 |
| Pre-tax net operating income | $1,034,000 | 3,020 |
| Securities gains (losses) | $2,000 | 3,465 |
| Applicable income taxes | $218,000 | 2,463 |
| Income before extraordinary items | $818,000 | 3,238 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $818,000 | 3,236 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $818,000 | 3,238 |
| Net charge-offs | $110,000 | 4,812 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $816,420 | 3,122 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,339,000 | 4,148 |
| Total interest expense | $1,022,000 | 3,748 |
| Net interest income | $2,317,000 | 4,232 |
| Provision for loan and lease losses | $87,000 | 5,326 |
| Total noninterest income | $267,000 | 4,481 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $126,000 | 4,050 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $141,000 | 4,077 |
| Total noninterest expense | $1,794,000 | 4,552 |
| Salaries and employee benefits | $1,016,000 | 4,249 |
| Premises and equipment expense | $294,000 | 3,860 |
| Additional noninterest expense | $484,000 | 5,174 |
| Pre-tax net operating income | $703,000 | 3,018 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $140,000 | 2,470 |
| Income before extraordinary items | $563,000 | 3,187 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $563,000 | 3,182 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $563,000 | 3,185 |
| Net charge-offs | $82,000 | 4,452 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $563,000 | 3,079 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,685,000 | 4,184 |
| Total interest expense | $516,000 | 3,844 |
| Net interest income | $1,169,000 | 4,231 |
| Provision for loan and lease losses | $62,000 | 4,555 |
| Total noninterest income | $139,000 | 4,449 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $62,000 | 4,062 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $77,000 | 3,982 |
| Total noninterest expense | $890,000 | 4,618 |
| Salaries and employee benefits | $508,000 | 4,301 |
| Premises and equipment expense | $146,000 | 3,946 |
| Additional noninterest expense | $236,000 | 5,276 |
| Pre-tax net operating income | $356,000 | 3,046 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $67,000 | 2,520 |
| Income before extraordinary items | $289,000 | 3,206 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $289,000 | 3,202 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $289,000 | 3,206 |
| Net charge-offs | $82,000 | 3,291 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $289,000 | 3,096 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $7,047,000 | 4,160 |
| Total interest expense | $2,540,000 | 3,853 |
| Net interest income | $4,507,000 | 4,223 |
| Provision for loan and lease losses | $126,000 | 6,206 |
| Total noninterest income | $535,000 | 4,614 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $260,000 | 4,153 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $275,000 | 4,099 |
| Total noninterest expense | $3,696,000 | 4,561 |
| Salaries and employee benefits | $2,048,000 | 4,276 |
| Premises and equipment expense | $577,000 | 3,977 |
| Additional noninterest expense | $1,071,000 | 5,047 |
| Pre-tax net operating income | $1,220,000 | 2,685 |
| Securities gains (losses) | $41,000 | 2,739 |
| Applicable income taxes | $223,000 | 2,287 |
| Income before extraordinary items | $1,038,000 | 2,705 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,038,000 | 2,704 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,038,000 | 2,705 |
| Net charge-offs | $125,000 | 5,504 |
| Cash dividends | $200,000 | 3,638 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,004,380 | 2,717 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $5,250,000 | 4,222 |
| Total interest expense | $1,987,000 | 3,867 |
| Net interest income | $3,263,000 | 4,338 |
| Provision for loan and lease losses | $75,000 | 6,260 |
| Total noninterest income | $388,000 | 4,742 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $184,000 | 4,274 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $204,000 | 4,252 |
| Total noninterest expense | $2,745,000 | 4,598 |
| Salaries and employee benefits | $1,553,000 | 4,275 |
| Premises and equipment expense | $431,000 | 4,045 |
| Additional noninterest expense | $761,000 | 5,195 |
| Pre-tax net operating income | $831,000 | 3,053 |
| Securities gains (losses) | $4,000 | 3,208 |
| Applicable income taxes | $140,000 | 2,620 |
| Income before extraordinary items | $695,000 | 3,133 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $695,000 | 3,132 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $695,000 | 3,134 |
| Net charge-offs | $81,000 | 5,262 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $691,680 | 3,066 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,506,000 | 4,261 |
| Total interest expense | $1,374,000 | 3,891 |
| Net interest income | $2,132,000 | 4,390 |
| Provision for loan and lease losses | $40,000 | 6,240 |
| Total noninterest income | $265,000 | 4,690 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $118,000 | 4,321 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $147,000 | 4,160 |
| Total noninterest expense | $1,836,000 | 4,631 |
| Salaries and employee benefits | $1,049,000 | 4,290 |
| Premises and equipment expense | $286,000 | 4,067 |
| Additional noninterest expense | $501,000 | 5,246 |
| Pre-tax net operating income | $521,000 | 3,234 |
| Securities gains (losses) | $4,000 | 2,814 |
| Applicable income taxes | $80,000 | 2,800 |
| Income before extraordinary items | $445,000 | 3,307 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $445,000 | 3,302 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $445,000 | 3,305 |
| Net charge-offs | $32,000 | 5,289 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $441,600 | 3,208 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,757,000 | 4,291 |
| Total interest expense | $713,000 | 3,891 |
| Net interest income | $1,044,000 | 4,449 |
| Provision for loan and lease losses | $9,000 | 6,357 |
| Total noninterest income | $140,000 | 4,560 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $53,000 | 4,479 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $87,000 | 3,870 |
| Total noninterest expense | $913,000 | 4,571 |
| Salaries and employee benefits | $531,000 | 4,267 |
| Premises and equipment expense | $143,000 | 4,121 |
| Additional noninterest expense | $239,000 | 5,067 |
| Pre-tax net operating income | $262,000 | 3,559 |
| Securities gains (losses) | $4,000 | 2,106 |
| Applicable income taxes | $40,000 | 3,064 |
| Income before extraordinary items | $226,000 | 3,652 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $226,000 | 3,652 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $226,000 | 3,653 |
| Net charge-offs | $10,000 | 4,758 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $222,600 | 3,541 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $7,766,000 | 4,217 |
| Total interest expense | $3,344,000 | 3,958 |
| Net interest income | $4,422,000 | 4,268 |
| Provision for loan and lease losses | $184,000 | 5,313 |
| Total noninterest income | $556,000 | 4,625 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $311,000 | 3,956 |
| Trading account gains and fees | $-6,000 | 8,181 |
| Additional Noninterest Income | $251,000 | 4,433 |
| Total noninterest expense | $3,533,000 | 4,611 |
| Salaries and employee benefits | $2,083,000 | 4,316 |
| Premises and equipment expense | $601,000 | 3,932 |
| Additional noninterest expense | $849,000 | 5,313 |
| Pre-tax net operating income | $1,261,000 | 3,325 |
| Securities gains (losses) | $2,000 | 2,962 |
| Applicable income taxes | $237,000 | 2,655 |
| Income before extraordinary items | $1,026,000 | 3,236 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,026,000 | 3,237 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 5,603 |
| Cash dividends | $200,000 | 4,486 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,024,380 | 3,390 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $5,874,000 | 4,261 |
| Total interest expense | $2,546,000 | 4,029 |
| Net interest income | $3,328,000 | 4,289 |
| Provision for loan and lease losses | $123,000 | 4,912 |
| Total noninterest income | $414,000 | 4,741 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $235,000 | 3,975 |
| Trading account gains and fees | $-14,000 | 8,275 |
| Additional Noninterest Income | $193,000 | 4,490 |
| Total noninterest expense | $2,615,000 | 4,642 |
| Salaries and employee benefits | $1,553,000 | 4,362 |
| Premises and equipment expense | $447,000 | 3,962 |
| Additional noninterest expense | $615,000 | 5,351 |
| Pre-tax net operating income | $1,004,000 | 3,674 |
| Securities gains (losses) | $2,000 | 2,845 |
| Applicable income taxes | $178,000 | 3,037 |
| Income before extraordinary items | $828,000 | 3,498 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $828,000 | 3,498 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 5,975 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $826,360 | 3,643 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,961,000 | 4,286 |
| Total interest expense | $1,777,000 | 4,040 |
| Net interest income | $2,184,000 | 4,335 |
| Provision for loan and lease losses | $61,000 | 4,888 |
| Total noninterest income | $276,000 | 4,799 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $162,000 | 3,906 |
| Trading account gains and fees | $-17,000 | 8,354 |
| Additional Noninterest Income | $131,000 | 4,538 |
| Total noninterest expense | $1,704,000 | 4,729 |
| Salaries and employee benefits | $1,035,000 | 4,404 |
| Premises and equipment expense | $293,000 | 4,032 |
| Additional noninterest expense | $376,000 | 5,587 |
| Pre-tax net operating income | $695,000 | 3,706 |
| Securities gains (losses) | $1,000 | 3,084 |
| Applicable income taxes | $145,000 | 3,053 |
| Income before extraordinary items | $551,000 | 3,818 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $551,000 | 3,819 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,448 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $550,210 | 3,769 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,928,000 | 4,427 |
| Total interest expense | $944,000 | 4,049 |
| Net interest income | $984,000 | 4,676 |
| Provision for loan and lease losses | $25,000 | 4,682 |
| Total noninterest income | $146,000 | 4,671 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $75,000 | 4,016 |
| Trading account gains and fees | $2,000 | 149 |
| Additional Noninterest Income | $69,000 | 4,449 |
| Total noninterest expense | $847,000 | 4,765 |
| Salaries and employee benefits | $511,000 | 4,475 |
| Premises and equipment expense | $152,000 | 3,950 |
| Additional noninterest expense | $184,000 | 5,606 |
| Pre-tax net operating income | $258,000 | 4,470 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $43,000 | 3,718 |
| Income before extraordinary items | $215,000 | 4,515 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $215,000 | 4,517 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,488 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $215,000 | 4,413 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $7,955,000 | 4,375 |
| Total interest expense | $3,822,000 | 4,124 |
| Net interest income | $4,133,000 | 4,530 |
| Provision for loan and lease losses | $277,000 | 3,334 |
| Total noninterest income | $658,000 | 4,438 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $324,000 | 3,942 |
| Trading account gains and fees | $102,000 | 120 |
| Additional Noninterest Income | $232,000 | 4,755 |
| Total noninterest expense | $3,408,000 | 4,615 |
| Salaries and employee benefits | $2,003,000 | 4,384 |
| Premises and equipment expense | $553,000 | 4,069 |
| Additional noninterest expense | $852,000 | 5,139 |
| Pre-tax net operating income | $1,106,000 | 4,530 |
| Securities gains (losses) | $33,000 | 934 |
| Applicable income taxes | $201,000 | 3,841 |
| Income before extraordinary items | $938,000 | 4,452 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $938,000 | 4,454 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 4,068 |
| Cash dividends | $200,000 | 4,879 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $910,940 | 4,511 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $5,889,000 | 4,426 |
| Total interest expense | $2,856,000 | 4,138 |
| Net interest income | $3,033,000 | 4,613 |
| Provision for loan and lease losses | $73,000 | 4,621 |
| Total noninterest income | $540,000 | 4,236 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $234,000 | 4,004 |
| Trading account gains and fees | $100,000 | 121 |
| Additional Noninterest Income | $206,000 | 4,435 |
| Total noninterest expense | $2,552,000 | 4,595 |
| Salaries and employee benefits | $1,476,000 | 4,422 |
| Premises and equipment expense | $411,000 | 4,083 |
| Additional noninterest expense | $665,000 | 4,942 |
| Pre-tax net operating income | $948,000 | 4,473 |
| Securities gains (losses) | $5,000 | 1,185 |
| Applicable income taxes | $180,000 | 3,840 |
| Income before extraordinary items | $773,000 | 4,425 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $773,000 | 4,425 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $77,000 | 3,135 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $768,950 | 4,425 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,866,000 | 4,501 |
| Total interest expense | $1,857,000 | 4,210 |
| Net interest income | $2,009,000 | 4,652 |
| Provision for loan and lease losses | $55,000 | 4,254 |
| Total noninterest income | $358,000 | 4,272 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $154,000 | 4,033 |
| Trading account gains and fees | $93,000 | 109 |
| Additional Noninterest Income | $111,000 | 4,935 |
| Total noninterest expense | $1,652,000 | 4,697 |
| Salaries and employee benefits | $969,000 | 4,510 |
| Premises and equipment expense | $272,000 | 4,133 |
| Additional noninterest expense | $411,000 | 5,212 |
| Pre-tax net operating income | $660,000 | 4,451 |
| Securities gains (losses) | $5,000 | 1,010 |
| Applicable income taxes | $120,000 | 3,926 |
| Income before extraordinary items | $545,000 | 4,367 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $545,000 | 4,367 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $79,000 | 2,343 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $540,900 | 4,382 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,904,000 | 4,538 |
| Total interest expense | $933,000 | 4,183 |
| Net interest income | $971,000 | 4,757 |
| Provision for loan and lease losses | $18,000 | 4,475 |
| Total noninterest income | $241,000 | 3,613 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $68,000 | 4,246 |
| Trading account gains and fees | $110,000 | 110 |
| Additional Noninterest Income | $63,000 | 4,645 |
| Total noninterest expense | $825,000 | 4,717 |
| Salaries and employee benefits | $488,000 | 4,521 |
| Premises and equipment expense | $139,000 | 4,082 |
| Additional noninterest expense | $198,000 | 5,286 |
| Pre-tax net operating income | $369,000 | 4,191 |
| Securities gains (losses) | $-6,000 | 8,196 |
| Applicable income taxes | $86,000 | 3,481 |
| Income before extraordinary items | $277,000 | 4,346 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $277,000 | 4,348 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 1,734 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $281,560 | 4,304 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $7,031,000 | 4,553 |
| Total interest expense | $3,421,000 | 3,979 |
| Net interest income | $3,610,000 | 4,954 |
| Provision for loan and lease losses | $135,000 | 4,209 |
| Total noninterest income | $569,000 | 4,856 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $314,000 | 4,034 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $255,000 | 4,616 |
| Total noninterest expense | $3,270,000 | 4,606 |
| Salaries and employee benefits | $1,902,000 | 4,440 |
| Premises and equipment expense | $582,000 | 3,858 |
| Additional noninterest expense | $786,000 | 5,287 |
| Pre-tax net operating income | $774,000 | 5,718 |
| Securities gains (losses) | $2,000 | 1,439 |
| Applicable income taxes | $76,000 | 5,174 |
| Income before extraordinary items | $700,000 | 5,511 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $700,000 | 5,513 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 3,880 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $698,200 | 5,511 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $5,100,000 | 4,640 |
| Total interest expense | $2,479,000 | 3,973 |
| Net interest income | $2,621,000 | 5,093 |
| Provision for loan and lease losses | $52,000 | 5,016 |
| Total noninterest income | $430,000 | 4,852 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $238,000 | 4,030 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $192,000 | 4,614 |
| Total noninterest expense | $2,507,000 | 4,528 |
| Salaries and employee benefits | $1,419,000 | 4,429 |
| Premises and equipment expense | $444,000 | 3,815 |
| Additional noninterest expense | $644,000 | 4,993 |
| Pre-tax net operating income | $492,000 | 6,254 |
| Securities gains (losses) | $1,000 | 1,261 |
| Applicable income taxes | $27,000 | 5,818 |
| Income before extraordinary items | $466,000 | 5,914 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $466,000 | 5,914 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-18,000 | 8,035 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $465,050 | 5,920 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,237,000 | 4,738 |
| Total interest expense | $1,528,000 | 4,067 |
| Net interest income | $1,709,000 | 5,197 |
| Provision for loan and lease losses | $31,000 | 4,971 |
| Total noninterest income | $293,000 | 4,805 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $162,000 | 3,986 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $131,000 | 4,568 |
| Total noninterest expense | $1,669,000 | 4,549 |
| Salaries and employee benefits | $937,000 | 4,475 |
| Premises and equipment expense | $293,000 | 3,837 |
| Additional noninterest expense | $439,000 | 4,907 |
| Pre-tax net operating income | $302,000 | 6,444 |
| Securities gains (losses) | $1,000 | 1,053 |
| Applicable income taxes | $14,000 | 5,980 |
| Income before extraordinary items | $289,000 | 6,086 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $289,000 | 6,085 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-20,000 | 8,084 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $288,050 | 6,093 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,537,000 | 4,830 |
| Total interest expense | $693,000 | 4,198 |
| Net interest income | $844,000 | 5,249 |
| Provision for loan and lease losses | $19,000 | 4,620 |
| Total noninterest income | $152,000 | 4,644 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $82,000 | 3,884 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $70,000 | 4,434 |
| Total noninterest expense | $818,000 | 4,616 |
| Salaries and employee benefits | $456,000 | 4,592 |
| Premises and equipment expense | $146,000 | 3,863 |
| Additional noninterest expense | $216,000 | 4,940 |
| Pre-tax net operating income | $159,000 | 6,292 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $15,000 | 5,535 |
| Income before extraordinary items | $144,000 | 6,046 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $144,000 | 6,046 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,110 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $144,000 | 6,045 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $5,217,000 | 5,014 |
| Total interest expense | $1,880,000 | 4,617 |
| Net interest income | $3,337,000 | 5,151 |
| Provision for loan and lease losses | $97,000 | 4,882 |
| Total noninterest income | $560,000 | 4,973 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $319,000 | 4,042 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $241,000 | 4,808 |
| Total noninterest expense | $3,019,000 | 4,750 |
| Salaries and employee benefits | $1,667,000 | 4,728 |
| Premises and equipment expense | $601,000 | 3,648 |
| Additional noninterest expense | $751,000 | 5,378 |
| Pre-tax net operating income | $781,000 | 5,929 |
| Securities gains (losses) | $2,000 | 1,993 |
| Applicable income taxes | $120,000 | 5,213 |
| Income before extraordinary items | $663,000 | 5,777 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $663,000 | 5,780 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 4,191 |
| Cash dividends | $175,000 | 5,043 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $661,300 | 5,758 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,796,000 | 5,081 |
| Total interest expense | $1,315,000 | 4,678 |
| Net interest income | $2,481,000 | 5,199 |
| Provision for loan and lease losses | $67,000 | 4,861 |
| Total noninterest income | $412,000 | 5,043 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $232,000 | 4,118 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $180,000 | 4,831 |
| Total noninterest expense | $2,224,000 | 4,768 |
| Salaries and employee benefits | $1,251,000 | 4,688 |
| Premises and equipment expense | $432,000 | 3,753 |
| Additional noninterest expense | $541,000 | 5,468 |
| Pre-tax net operating income | $602,000 | 5,999 |
| Securities gains (losses) | $1,000 | 2,135 |
| Applicable income taxes | $110,000 | 5,145 |
| Income before extraordinary items | $493,000 | 5,926 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $493,000 | 5,931 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 3,700 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $492,180 | 5,901 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,439,000 | 5,138 |
| Total interest expense | $792,000 | 4,810 |
| Net interest income | $1,647,000 | 5,208 |
| Provision for loan and lease losses | $36,000 | 4,958 |
| Total noninterest income | $260,000 | 5,130 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $152,000 | 4,120 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $108,000 | 5,022 |
| Total noninterest expense | $1,479,000 | 4,769 |
| Salaries and employee benefits | $844,000 | 4,642 |
| Premises and equipment expense | $278,000 | 3,838 |
| Additional noninterest expense | $357,000 | 5,458 |
| Pre-tax net operating income | $392,000 | 6,034 |
| Securities gains (losses) | $1,000 | 1,973 |
| Applicable income taxes | $78,000 | 5,103 |
| Income before extraordinary items | $315,000 | 6,018 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $315,000 | 6,021 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 3,044 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $314,200 | 5,970 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,191,000 | 5,195 |
| Total interest expense | $366,000 | 4,931 |
| Net interest income | $825,000 | 5,238 |
| Provision for loan and lease losses | $16,000 | 4,844 |
| Total noninterest income | $133,000 | 5,024 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $75,000 | 4,075 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $58,000 | 4,849 |
| Total noninterest expense | $731,000 | 4,836 |
| Salaries and employee benefits | $424,000 | 4,641 |
| Premises and equipment expense | $135,000 | 3,965 |
| Additional noninterest expense | $172,000 | 5,558 |
| Pre-tax net operating income | $211,000 | 5,849 |
| Securities gains (losses) | $1,000 | 1,514 |
| Applicable income taxes | $49,000 | 4,779 |
| Income before extraordinary items | $163,000 | 5,916 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $163,000 | 5,917 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 1,959 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $162,230 | 5,896 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,340,000 | 5,310 |
| Total interest expense | $1,155,000 | 5,227 |
| Net interest income | $3,185,000 | 5,230 |
| Provision for loan and lease losses | $24,000 | 6,604 |
| Total noninterest income | $457,000 | 5,496 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $279,000 | 4,479 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $178,000 | 5,349 |
| Total noninterest expense | $2,866,000 | 4,811 |
| Salaries and employee benefits | $1,624,000 | 4,689 |
| Premises and equipment expense | $544,000 | 3,824 |
| Additional noninterest expense | $698,000 | 5,537 |
| Pre-tax net operating income | $752,000 | 5,936 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $149,000 | 5,111 |
| Income before extraordinary items | $603,000 | 5,937 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $603,000 | 5,940 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,654 |
| Cash dividends | $175,000 | 5,021 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $603,000 | 5,867 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,188,000 | 5,351 |
| Total interest expense | $832,000 | 5,339 |
| Net interest income | $2,356,000 | 5,260 |
| Provision for loan and lease losses | $19,000 | 6,392 |
| Total noninterest income | $329,000 | 5,611 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $202,000 | 4,605 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $127,000 | 5,461 |
| Total noninterest expense | $2,139,000 | 4,785 |
| Salaries and employee benefits | $1,220,000 | 4,630 |
| Premises and equipment expense | $399,000 | 3,882 |
| Additional noninterest expense | $520,000 | 5,522 |
| Pre-tax net operating income | $527,000 | 6,202 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $92,000 | 5,438 |
| Income before extraordinary items | $435,000 | 6,127 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $435,000 | 6,126 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,361 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $435,000 | 6,054 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,084,000 | 5,415 |
| Total interest expense | $517,000 | 5,552 |
| Net interest income | $1,567,000 | 5,273 |
| Provision for loan and lease losses | $15,000 | 6,089 |
| Total noninterest income | $218,000 | 5,631 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $132,000 | 4,658 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $86,000 | 5,466 |
| Total noninterest expense | $1,434,000 | 4,793 |
| Salaries and employee benefits | $818,000 | 4,640 |
| Premises and equipment expense | $255,000 | 4,012 |
| Additional noninterest expense | $361,000 | 5,421 |
| Pre-tax net operating income | $336,000 | 6,271 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $63,000 | 5,384 |
| Income before extraordinary items | $273,000 | 6,251 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $273,000 | 6,252 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 5,531 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $273,000 | 6,168 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,037,000 | 5,456 |
| Total interest expense | $253,000 | 5,678 |
| Net interest income | $784,000 | 5,278 |
| Provision for loan and lease losses | $10,000 | 5,595 |
| Total noninterest income | $114,000 | 5,471 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $65,000 | 4,595 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $49,000 | 5,162 |
| Total noninterest expense | $697,000 | 4,940 |
| Salaries and employee benefits | $399,000 | 4,746 |
| Premises and equipment expense | $117,000 | 4,321 |
| Additional noninterest expense | $181,000 | 5,416 |
| Pre-tax net operating income | $191,000 | 5,930 |
| Securities gains (losses) | $1,000 | 2,756 |
| Applicable income taxes | $44,000 | 5,008 |
| Income before extraordinary items | $148,000 | 6,041 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $148,000 | 6,041 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,358 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $147,230 | 5,937 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,134,000 | 5,517 |
| Total interest expense | $1,156,000 | 5,695 |
| Net interest income | $2,978,000 | 5,330 |
| Provision for loan and lease losses | $35,000 | 6,678 |
| Total noninterest income | $533,000 | 5,263 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $301,000 | 4,292 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $232,000 | 4,987 |
| Total noninterest expense | $2,513,000 | 5,196 |
| Salaries and employee benefits | $1,441,000 | 4,984 |
| Premises and equipment expense | $451,000 | 4,361 |
| Additional noninterest expense | $621,000 | 5,875 |
| Pre-tax net operating income | $963,000 | 5,268 |
| Securities gains (losses) | $12,000 | 3,514 |
| Applicable income taxes | $214,000 | 4,830 |
| Income before extraordinary items | $761,000 | 5,360 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $761,000 | 5,361 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 4,637 |
| Cash dividends | $175,000 | 5,073 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $751,640 | 5,248 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,062,000 | 5,635 |
| Total interest expense | $896,000 | 5,729 |
| Net interest income | $2,166,000 | 5,453 |
| Provision for loan and lease losses | $13,000 | 7,023 |
| Total noninterest income | $423,000 | 5,163 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $223,000 | 4,341 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $200,000 | 4,798 |
| Total noninterest expense | $1,844,000 | 5,254 |
| Salaries and employee benefits | $1,071,000 | 5,011 |
| Premises and equipment expense | $332,000 | 4,419 |
| Additional noninterest expense | $441,000 | 6,046 |
| Pre-tax net operating income | $732,000 | 5,399 |
| Securities gains (losses) | $2,000 | 3,872 |
| Applicable income taxes | $163,000 | 4,974 |
| Income before extraordinary items | $571,000 | 5,528 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $571,000 | 5,528 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 4,239 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $569,440 | 5,348 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,004,000 | 5,742 |
| Total interest expense | $624,000 | 5,707 |
| Net interest income | $1,380,000 | 5,605 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $307,000 | 4,932 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $152,000 | 4,248 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $155,000 | 4,517 |
| Total noninterest expense | $1,217,000 | 5,286 |
| Salaries and employee benefits | $707,000 | 5,040 |
| Premises and equipment expense | $253,000 | 4,005 |
| Additional noninterest expense | $257,000 | 6,440 |
| Pre-tax net operating income | $470,000 | 5,466 |
| Securities gains (losses) | $1,000 | 3,586 |
| Applicable income taxes | $99,000 | 5,149 |
| Income before extraordinary items | $372,000 | 5,594 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $372,000 | 5,594 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 3,447 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $371,210 | 5,386 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $981,000 | 5,834 |
| Total interest expense | $322,000 | 5,721 |
| Net interest income | $659,000 | 5,740 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $178,000 | 4,442 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $69,000 | 4,419 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $109,000 | 3,778 |
| Total noninterest expense | $591,000 | 5,394 |
| Salaries and employee benefits | $341,000 | 5,187 |
| Premises and equipment expense | $124,000 | 4,049 |
| Additional noninterest expense | $126,000 | 6,497 |
| Pre-tax net operating income | $246,000 | 5,322 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $59,000 | 4,866 |
| Income before extraordinary items | $187,000 | 5,483 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $187,000 | 5,481 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 8,212 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $187,000 | 5,290 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,157,000 | 5,784 |
| Total interest expense | $1,429,000 | 5,875 |
| Net interest income | $2,728,000 | 5,617 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $531,000 | 5,049 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $363,000 | 3,773 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $168,000 | 5,360 |
| Total noninterest expense | $2,335,000 | 5,321 |
| Salaries and employee benefits | $1,271,000 | 5,268 |
| Premises and equipment expense | $521,000 | 3,817 |
| Additional noninterest expense | $543,000 | 6,267 |
| Pre-tax net operating income | $924,000 | 5,402 |
| Securities gains (losses) | $17,000 | 3,266 |
| Applicable income taxes | $205,000 | 5,072 |
| Income before extraordinary items | $736,000 | 5,420 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $736,000 | 5,419 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 8,897 |
| Cash dividends | $175,000 | 5,037 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $722,740 | 5,340 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,698,000 | 5,830 |
| Total interest expense | $2,030,000 | 6,049 |
| Net interest income | $2,668,000 | 5,503 |
| Provision for loan and lease losses | $215,000 | 3,959 |
| Total noninterest income | $500,000 | 5,070 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $377,000 | 3,568 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $123,000 | 5,948 |
| Total noninterest expense | $2,460,000 | 5,002 |
| Salaries and employee benefits | $1,364,000 | 4,849 |
| Premises and equipment expense | $483,000 | 4,002 |
| Additional noninterest expense | $613,000 | 5,755 |
| Pre-tax net operating income | $493,000 | 6,574 |
| Securities gains (losses) | $295,000 | 908 |
| Applicable income taxes | $43,000 | 6,831 |
| Income before extraordinary items | $745,000 | 5,066 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $745,000 | 5,070 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $91,000 | 4,205 |
| Cash dividends | $175,000 | 5,167 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $464,750 | 6,121 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,517,000 | 6,083 |
| Total interest expense | $2,011,000 | 6,263 |
| Net interest income | $2,506,000 | 5,796 |
| Provision for loan and lease losses | $39,000 | 6,919 |
| Total noninterest income | $441,000 | 5,250 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $345,000 | 3,635 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $96,000 | 6,526 |
| Total noninterest expense | $2,106,000 | 5,493 |
| Salaries and employee benefits | $1,208,000 | 5,202 |
| Premises and equipment expense | $438,000 | 4,212 |
| Additional noninterest expense | $460,000 | 6,706 |
| Pre-tax net operating income | $802,000 | 5,864 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $199,000 | 5,399 |
| Income before extraordinary items | $603,000 | 5,829 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $603,000 | 5,827 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 6,551 |
| Cash dividends | $175,000 | 5,311 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $603,000 | 5,844 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,694,000 | 6,619 |
| Total interest expense | $1,311,000 | 7,384 |
| Net interest income | $2,383,000 | 5,976 |
| Provision for loan and lease losses | $81,000 | 5,632 |
| Total noninterest income | $397,000 | 5,643 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $315,000 | 3,841 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $82,000 | 7,095 |
| Total noninterest expense | $1,934,000 | 5,812 |
| Salaries and employee benefits | $1,058,000 | 5,668 |
| Premises and equipment expense | $404,000 | 4,497 |
| Additional noninterest expense | $472,000 | 6,732 |
| Pre-tax net operating income | $765,000 | 6,066 |
| Securities gains (losses) | $1,000 | 2,805 |
| Applicable income taxes | $228,000 | 5,425 |
| Income before extraordinary items | $538,000 | 6,215 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $538,000 | 6,213 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 4,347 |
| Cash dividends | $150,000 | 5,619 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $537,300 | 6,206 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,712,000 | 6,740 |
| Total interest expense | $1,318,000 | 7,622 |
| Net interest income | $2,394,000 | 5,993 |
| Provision for loan and lease losses | $142,000 | 4,297 |
| Total noninterest income | $391,000 | 5,696 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $302,000 | 3,930 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $89,000 | 6,894 |
| Total noninterest expense | $1,967,000 | 5,658 |
| Salaries and employee benefits | $1,097,000 | 5,409 |
| Premises and equipment expense | $408,000 | 4,358 |
| Additional noninterest expense | $462,000 | 6,705 |
| Pre-tax net operating income | $676,000 | 6,575 |
| Securities gains (losses) | $11,000 | 2,878 |
| Applicable income taxes | $177,000 | 6,468 |
| Income before extraordinary items | $510,000 | 6,555 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $510,000 | 6,555 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $243,000 | 2,149 |
| Cash dividends | $100,000 | 6,234 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $501,860 | 6,483 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,453,000 | 7,204 |
| Total interest expense | $1,245,000 | 7,994 |
| Net interest income | $2,208,000 | 6,515 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $349,000 | 6,178 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $268,000 | 4,427 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $81,000 | 7,347 |
| Total noninterest expense | $1,857,000 | 5,951 |
| Salaries and employee benefits | $1,060,000 | 5,637 |
| Premises and equipment expense | $436,000 | 4,147 |
| Additional noninterest expense | $361,000 | 7,697 |
| Pre-tax net operating income | $700,000 | 6,979 |
| Securities gains (losses) | $5,000 | 2,787 |
| Applicable income taxes | $249,000 | 6,269 |
| Income before extraordinary items | $456,000 | 7,254 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $456,000 | 7,257 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-82,000 | 10,663 |
| Cash dividends | $90,000 | 6,641 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $452,750 | 7,240 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,015,000 | 7,969 |
| Total interest expense | $1,060,000 | 8,820 |
| Net interest income | $1,955,000 | 7,240 |
| Provision for loan and lease losses | $39,000 | 7,052 |
| Total noninterest income | $290,000 | 7,066 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $216,000 | 5,293 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $74,000 | 7,943 |
| Total noninterest expense | $1,833,000 | 6,312 |
| Salaries and employee benefits | $989,000 | 6,040 |
| Premises and equipment expense | $434,000 | 4,251 |
| Additional noninterest expense | $410,000 | 7,794 |
| Pre-tax net operating income | $373,000 | 8,671 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $-93,000 | 11,166 |
| Income before extraordinary items | $466,000 | 7,136 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $466,000 | 7,138 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $93,000 | 4,082 |
| Cash dividends | $80,000 | 7,029 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $466,000 | 7,079 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,601,000 | 8,800 |
| Total interest expense | $965,000 | 9,375 |
| Net interest income | $1,636,000 | 8,173 |
| Provision for loan and lease losses | $24,000 | 7,406 |
| Total noninterest income | $281,000 | 7,298 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $203,000 | 5,638 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $78,000 | 8,022 |
| Total noninterest expense | $1,906,000 | 6,214 |
| Salaries and employee benefits | $957,000 | 6,263 |
| Premises and equipment expense | $441,000 | 4,174 |
| Additional noninterest expense | $508,000 | 7,189 |
| Pre-tax net operating income | $-13,000 | 11,516 |
| Securities gains (losses) | $-1,000 | 9,017 |
| Applicable income taxes | $-128,000 | 11,738 |
| Income before extraordinary items | $114,000 | 10,802 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $114,000 | 10,802 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $133,000 | 3,180 |
| Cash dividends | $50,000 | 7,734 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $114,640 | 10,771 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,688,000 | 8,577 |
| Total interest expense | $849,000 | 9,348 |
| Net interest income | $1,839,000 | 7,943 |
| Provision for loan and lease losses | $1,620,000 | 661 |
| Total noninterest income | $261,000 | 7,796 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $189,000 | 6,086 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $72,000 | 8,568 |
| Total noninterest expense | $1,986,000 | 6,242 |
| Salaries and employee benefits | $861,000 | 6,869 |
| Premises and equipment expense | $422,000 | 4,385 |
| Additional noninterest expense | $703,000 | 6,294 |
| Pre-tax net operating income | $-1,506,000 | 12,496 |
| Securities gains (losses) | $6,000 | 2,522 |
| Applicable income taxes | $-459,000 | 12,479 |
| Income before extraordinary items | $-1,041,000 | 12,430 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-1,041,000 | 12,426 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,628,000 | 647 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $-1,045,140 | 12,427 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,967,000 | 8,391 |
| Total interest expense | $999,000 | 9,118 |
| Net interest income | $1,968,000 | 7,776 |
| Provision for loan and lease losses | $264,000 | 3,274 |
| Total noninterest income | $312,000 | 7,483 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $216,000 | 5,671 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $96,000 | 8,002 |
| Total noninterest expense | $1,936,000 | 6,503 |
| Salaries and employee benefits | $954,000 | 6,395 |
| Premises and equipment expense | $440,000 | 4,342 |
| Additional noninterest expense | $542,000 | 7,844 |
| Pre-tax net operating income | $80,000 | 11,996 |
| Securities gains (losses) | $54,000 | 3,285 |
| Applicable income taxes | $134,000 | 9,002 |
| Income before extraordinary items | $0 | 12,522 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $0 | 12,546 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $95,000 | 4,663 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-34,560 | 12,480 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,906,000 | 9,143 |
| Total interest expense | $1,121,000 | 9,904 |
| Net interest income | $1,785,000 | 8,390 |
| Provision for loan and lease losses | $24,000 | 10,335 |
| Total noninterest income | $297,000 | 7,769 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $189,000 | 6,208 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $108,000 | 7,800 |
| Total noninterest expense | $1,808,000 | 6,922 |
| Salaries and employee benefits | $908,000 | 6,570 |
| Premises and equipment expense | $452,000 | 4,332 |
| Additional noninterest expense | $448,000 | 8,986 |
| Pre-tax net operating income | $250,000 | 10,601 |
| Securities gains (losses) | $9,000 | 6,537 |
| Applicable income taxes | $47,000 | 11,335 |
| Income before extraordinary items | $212,000 | 10,438 |
| Extraordinary gains, net | $104,000 | 729 |
| Net income | $316,000 | 9,234 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $90,000 | 6,172 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $204,620 | 10,192 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.