Home > Eagle Bank > Performance and Condition Ratios
Eagle Bank, Performance and Condition Ratios
| 2011-06-30 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 5.5048% | 1,288 |
| Cost of funding earning assets | 0.6013% | 6,461 |
| Net interest margin | 4.9035% | 488 |
| Noninterest income to average assets | 0.6718% | 2,702 |
| Noninterest expense to average assets | 5.0735% | 350 |
| Loan and lease loss provision to assets | 0.0000% | 6,217 |
| Net operating income to assets | -0.2210% | 6,491 |
| Return on assets (ROA) | -0.2033% | 6,511 |
| Pretax return on assets | -0.2033% | 6,456 |
| Return on Equity (ROE) | -2.5326% | 6,554 |
| Retained earnings to average equity (ytd only) | -2.5326% | 6,316 |
| Net charge-offs to loans | 0.6883% | 2,121 |
| Credit loss provision to net charge-offs | 0.0000% | 5,336 |
| Earnings coverage of net charge-offs (x) | -0.9259% | 5,617 |
| Efficiency ratio | 104.5537% | 599 |
| Assets per employee ($millions) | 2.1243% | 7,223 |
| Cash dividends to net income (ytd only)* | 0.0000% | 3,290 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 1.3457% | 4,853 |
| Loan loss allowance to noncurrent loans | 606.2500% | 566 |
| Noncurrent assets plus other real estate owned to assets | 0.7104% | 5,486 |
| Noncurrent loans to loans | 0.2220% | 6,460 |
| Net loans and leases to total assets | 30.4318% | 7,166 |
| Net loans and leases to deposits | 33.2601% | 7,240 |
| Net loans and leases to core deposits | 36.2954% | 7,211 |
| Total domestic deposits to total assets | 91.4966% | 341 |
| Equity capital to assets | 8.4007% | 6,305 |
| Core capital (leverage) ratio | 8.3976% | 5,715 |
| Tier 1 risk-based capital ratio | 17.9276% | 2,202 |
| Total risk-based capital ratio | 18.8348% | 2,280 |
| Memoranda: | ||
| Average total assets | $22,627,330 | 7,294 |
| Average earning assets | $19,292,330 | 7,304 |
| Average equity | $1,816,330 | 7,382 |
| Average total loans | $7,845,670 | 7,333 |
| 2011-03-31 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 5.8926% | 606 |
| Cost of funding earning assets | 0.6060% | 6,593 |
| Net interest margin | 5.2867% | 227 |
| Noninterest income to average assets | 0.7009% | 2,573 |
| Noninterest expense to average assets | 5.1758% | 315 |
| Loan and lease loss provision to assets | 0.0000% | 5,840 |
| Net operating income to assets | 0.0719% | 6,173 |
| Return on assets (ROA) | 0.0539% | 6,264 |
| Pretax return on assets | 0.0539% | 6,258 |
| Return on Equity (ROE) | 0.6885% | 6,220 |
| Retained earnings to average equity (ytd only) | 0.6885% | 5,550 |
| Net charge-offs to loans | 0.2940% | 2,878 |
| Credit loss provision to net charge-offs | 0.0000% | 4,480 |
| Earnings coverage of net charge-offs (x) | 0.6667% | 4,126 |
| Efficiency ratio | 98.6301% | 803 |
| Assets per employee ($millions) | 1.8701% | 7,403 |
| Cash dividends to net income (ytd only)* | 0.0000% | 2,514 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 1.5123% | 4,149 |
| Loan loss allowance to noncurrent loans | 46.4844% | 5,211 |
| Noncurrent assets plus other real estate owned to assets | 1.8315% | 3,525 |
| Noncurrent loans to loans | 3.2533% | 2,312 |
| Net loans and leases to total assets | 34.5350% | 7,070 |
| Net loans and leases to deposits | 37.6488% | 7,177 |
| Net loans and leases to core deposits | 40.7081% | 7,143 |
| Total domestic deposits to total assets | 91.7294% | 359 |
| Equity capital to assets | 8.1815% | 6,308 |
| Core capital (leverage) ratio | 8.9174% | 4,745 |
| Tier 1 risk-based capital ratio | 18.2074% | 2,049 |
| Total risk-based capital ratio | 19.3219% | 2,057 |
| Memoranda: | ||
| Average total assets | $22,257,500 | 7,353 |
| Average earning assets | $19,142,500 | 7,359 |
| Average equity | $1,743,000 | 7,441 |
| Average total loans | $8,164,500 | 7,375 |
| 2010-12-31 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 6.3679% | 408 |
| Cost of funding earning assets | 0.7860% | 6,626 |
| Net interest margin | 5.5819% | 152 |
| Noninterest income to average assets | 0.6906% | 2,896 |
| Noninterest expense to average assets | 5.1949% | 367 |
| Loan and lease loss provision to assets | 0.2528% | 4,772 |
| Net operating income to assets | -0.0135% | 5,863 |
| Return on assets (ROA) | 1.6158% | 651 |
| Pretax return on assets | 1.6158% | 1,094 |
| Return on Equity (ROE) | 19.8272% | 265 |
| Retained earnings to average equity (ytd only) | 14.3443% | 149 |
| Net charge-offs to loans | 0.7701% | 2,716 |
| Credit loss provision to net charge-offs | 83.5821% | 5,402 |
| Earnings coverage of net charge-offs (x) | 0.7910% | 5,338 |
| Efficiency ratio | 95.5980% | 985 |
| Assets per employee ($millions) | 1.8395% | 7,477 |
| Cash dividends to net income (ytd only)* | 27.6536% | 3,153 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 1.4657% | 4,212 |
| Loan loss allowance to noncurrent loans | 652.6316% | 514 |
| Noncurrent assets plus other real estate owned to assets | 0.7883% | 5,433 |
| Noncurrent loans to loans | 0.2246% | 6,612 |
| Net loans and leases to total assets | 37.7639% | 7,082 |
| Net loans and leases to deposits | 41.5615% | 7,201 |
| Net loans and leases to core deposits | 45.0181% | 7,170 |
| Total domestic deposits to total assets | 90.8626% | 667 |
| Equity capital to assets | 7.4749% | 6,892 |
| Core capital (leverage) ratio | 8.6855% | 5,047 |
| Tier 1 risk-based capital ratio | 16.6853% | 2,463 |
| Total risk-based capital ratio | 17.7518% | 2,490 |
| Memoranda: | ||
| Average total assets | $22,156,200 | 7,417 |
| Average earning assets | $18,828,800 | 7,434 |
| Average equity | $1,805,600 | 7,539 |
| Average total loans | $8,700,400 | 7,436 |
| 2010-09-30 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 6.5940% | 289 |
| Cost of funding earning assets | 0.8225% | 6,677 |
| Net interest margin | 5.7715% | 120 |
| Noninterest income to average assets | 0.6794% | 2,950 |
| Noninterest expense to average assets | 5.1223% | 340 |
| Loan and lease loss provision to assets | 0.1503% | 5,535 |
| Net operating income to assets | 0.3006% | 5,164 |
| Return on assets (ROA) | 2.4770% | 143 |
| Pretax return on assets | 2.4770% | 233 |
| Return on Equity (ROE) | 29.7815% | 53 |
| Retained earnings to average equity (ytd only) | 26.6007% | 23 |
| Net charge-offs to loans | 0.2740% | 4,306 |
| Credit loss provision to net charge-offs | 138.8889% | 2,869 |
| Earnings coverage of net charge-offs (x) | 4.1667% | 3,165 |
| Efficiency ratio | 91.9094% | 1,134 |
| Assets per employee ($millions) | 2.0441% | 7,498 |
| Cash dividends to net income (ytd only)* | 10.6805% | 3,300 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 1.7175% | 3,103 |
| Loan loss allowance to noncurrent loans | 57.0281% | 4,500 |
| Noncurrent assets plus other real estate owned to assets | 1.1074% | 4,902 |
| Noncurrent loans to loans | 3.0116% | 2,646 |
| Net loans and leases to total assets | 36.1396% | 7,259 |
| Net loans and leases to deposits | 40.0513% | 7,366 |
| Net loans and leases to core deposits | 42.1823% | 7,370 |
| Total domestic deposits to total assets | 90.2335% | 760 |
| Equity capital to assets | 9.6109% | 4,672 |
| Core capital (leverage) ratio | 8.9399% | 4,778 |
| Tier 1 risk-based capital ratio | 19.2561% | 1,694 |
| Total risk-based capital ratio | 20.5054% | 1,664 |
| Memoranda: | ||
| Average total assets | $22,176,750 | 7,510 |
| Average earning assets | $18,804,500 | 7,528 |
| Average equity | $1,844,500 | 7,630 |
| Average total loans | $8,760,500 | 7,533 |
| 2010-06-30 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 6.7277% | 234 |
| Cost of funding earning assets | 0.8691% | 6,697 |
| Net interest margin | 5.8586% | 115 |
| Noninterest income to average assets | 0.6886% | 2,769 |
| Noninterest expense to average assets | 5.0648% | 360 |
| Loan and lease loss provision to assets | 0.1359% | 5,530 |
| Net operating income to assets | 0.4349% | 4,605 |
| Return on assets (ROA) | 0.4349% | 4,761 |
| Pretax return on assets | 0.4349% | 5,108 |
| Return on Equity (ROE) | 5.5204% | 4,034 |
| Retained earnings to average equity (ytd only) | 0.4600% | 5,579 |
| Net charge-offs to loans | 0.0672% | 5,471 |
| Credit loss provision to net charge-offs | 500.0000% | 733 |
| Earnings coverage of net charge-offs (x) | 21.0000% | 1,185 |
| Efficiency ratio | 89.8714% | 1,342 |
| Assets per employee ($millions) | 2.1192% | 7,499 |
| Cash dividends to net income (ytd only)* | 91.6667% | 558 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 1.7241% | 2,985 |
| Loan loss allowance to noncurrent loans | 33.7156% | 6,128 |
| Noncurrent assets plus other real estate owned to assets | 1.8704% | 3,660 |
| Noncurrent loans to loans | 5.1138% | 1,343 |
| Net loans and leases to total assets | 35.9444% | 7,354 |
| Net loans and leases to deposits | 39.1853% | 7,457 |
| Net loans and leases to core deposits | 41.1482% | 7,469 |
| Total domestic deposits to total assets | 91.7292% | 279 |
| Equity capital to assets | 8.1464% | 6,603 |
| Core capital (leverage) ratio | 7.6881% | 6,625 |
| Tier 1 risk-based capital ratio | 14.9614% | 3,169 |
| Total risk-based capital ratio | 16.2126% | 3,139 |
| Memoranda: | ||
| Average total assets | $22,074,000 | 7,579 |
| Average earning assets | $18,639,330 | 7,594 |
| Average equity | $1,739,000 | 7,710 |
| Average total loans | $8,924,670 | 7,593 |
| 2010-03-31 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 6.9971% | 176 |
| Cost of funding earning assets | 0.9329% | 6,645 |
| Net interest margin | 6.0641% | 99 |
| Noninterest income to average assets | 0.7644% | 2,211 |
| Noninterest expense to average assets | 5.1455% | 333 |
| Loan and lease loss provision to assets | 0.0932% | 5,700 |
| Net operating income to assets | 0.6152% | 3,834 |
| Return on assets (ROA) | 0.6152% | 3,974 |
| Pretax return on assets | 0.6152% | 4,547 |
| Return on Equity (ROE) | 7.9566% | 2,903 |
| Retained earnings to average equity (ytd only) | 7.9566% | 1,724 |
| Net charge-offs to loans | -0.0438% | 7,308 |
| Credit loss provision to net charge-offs | -500.0000% | 6,266 |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 87.8981% | 1,598 |
| Assets per employee ($millions) | 1.9332% | 7,696 |
| Cash dividends to net income (ytd only)* | 0.0000% | 2,528 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 1.5979% | 3,452 |
| Loan loss allowance to noncurrent loans | 68.1159% | 3,951 |
| Noncurrent assets plus other real estate owned to assets | 0.9734% | 5,204 |
| Noncurrent loans to loans | 2.3459% | 3,337 |
| Net loans and leases to total assets | 40.8324% | 7,198 |
| Net loans and leases to deposits | 44.4849% | 7,385 |
| Net loans and leases to core deposits | 45.6856% | 7,441 |
| Total domestic deposits to total assets | 91.7893% | 291 |
| Equity capital to assets | 8.0931% | 6,551 |
| Core capital (leverage) ratio | 8.1308% | 6,022 |
| Tier 1 risk-based capital ratio | 14.9438% | 3,133 |
| Total risk-based capital ratio | 16.1717% | 3,108 |
| Memoranda: | ||
| Average total assets | $21,455,500 | 7,686 |
| Average earning assets | $18,007,500 | 7,707 |
| Average equity | $1,659,000 | 7,807 |
| Average total loans | $9,124,000 | 7,683 |
| 2009-12-31 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 7.4778% | 137 |
| Cost of funding earning assets | 0.9970% | 7,213 |
| Net interest margin | 6.4808% | 74 |
| Noninterest income to average assets | 0.9037% | 1,927 |
| Noninterest expense to average assets | 5.8201% | 335 |
| Loan and lease loss provision to assets | 0.2553% | 5,354 |
| Net operating income to assets | 0.2706% | 4,643 |
| Return on assets (ROA) | 0.5871% | 3,457 |
| Pretax return on assets | 0.5871% | 3,937 |
| Return on Equity (ROE) | 7.1040% | 2,751 |
| Retained earnings to average equity (ytd only) | 7.1040% | 929 |
| Net charge-offs to loans | 0.3524% | 4,468 |
| Credit loss provision to net charge-offs | 161.2903% | 2,751 |
| Earnings coverage of net charge-offs (x) | 3.3226% | 3,397 |
| Efficiency ratio | 91.7136% | 1,588 |
| Assets per employee ($millions) | 1.9678% | 7,747 |
| Cash dividends to net income (ytd only)* | 0.0000% | 4,015 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 1.4325% | 4,062 |
| Loan loss allowance to noncurrent loans | 562.5000% | 600 |
| Noncurrent assets plus other real estate owned to assets | 0.1109% | 7,210 |
| Noncurrent loans to loans | 0.2547% | 6,788 |
| Net loans and leases to total assets | 42.9132% | 7,193 |
| Net loans and leases to deposits | 46.3824% | 7,424 |
| Net loans and leases to core deposits | 58.8097% | 7,312 |
| Total domestic deposits to total assets | 92.5206% | 175 |
| Equity capital to assets | 7.3778% | 7,137 |
| Core capital (leverage) ratio | 8.1169% | 5,963 |
| Tier 1 risk-based capital ratio | 14.0493% | 3,469 |
| Total risk-based capital ratio | 15.1776% | 3,500 |
| Memoranda: | ||
| Average total assets | $19,587,200 | 7,787 |
| Average earning assets | $16,448,600 | 7,808 |
| Average equity | $1,618,800 | 7,905 |
| Average total loans | $8,796,600 | 7,751 |
| 2009-09-30 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 7.4839% | 150 |
| Cost of funding earning assets | 1.0149% | 7,359 |
| Net interest margin | 6.4690% | 75 |
| Noninterest income to average assets | 0.8948% | 2,004 |
| Noninterest expense to average assets | 5.8722% | 318 |
| Loan and lease loss provision to assets | 0.2097% | 5,302 |
| Net operating income to assets | 0.2936% | 4,813 |
| Return on assets (ROA) | 0.6222% | 3,580 |
| Pretax return on assets | 0.6222% | 4,119 |
| Return on Equity (ROE) | 7.3055% | 2,948 |
| Retained earnings to average equity (ytd only) | 7.3055% | 1,396 |
| Net charge-offs to loans | 0.4167% | 3,598 |
| Credit loss provision to net charge-offs | 111.1111% | 4,573 |
| Earnings coverage of net charge-offs (x) | 2.6667% | 3,894 |
| Efficiency ratio | 92.1053% | 1,534 |
| Assets per employee ($millions) | 1.8170% | 7,889 |
| Cash dividends to net income (ytd only)* | 0.0000% | 3,688 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 1.3228% | 4,370 |
| Loan loss allowance to noncurrent loans | 264.4444% | 1,135 |
| Noncurrent assets plus other real estate owned to assets | 0.2251% | 6,957 |
| Noncurrent loans to loans | 0.5002% | 6,308 |
| Net loans and leases to total assets | 44.4139% | 7,216 |
| Net loans and leases to deposits | 48.6784% | 7,469 |
| Net loans and leases to core deposits | 61.1448% | 7,360 |
| Total domestic deposits to total assets | 91.2393% | 331 |
| Equity capital to assets | 8.6056% | 6,110 |
| Core capital (leverage) ratio | 8.3008% | 5,834 |
| Tier 1 risk-based capital ratio | 14.5467% | 3,252 |
| Total risk-based capital ratio | 15.5921% | 3,299 |
| Memoranda: | ||
| Average total assets | $19,072,500 | 7,879 |
| Average earning assets | $16,158,750 | 7,893 |
| Average equity | $1,624,250 | 7,987 |
| Average total loans | $8,639,750 | 7,836 |
| 2009-06-30 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 7.4498% | 166 |
| Cost of funding earning assets | 1.0067% | 7,544 |
| Net interest margin | 6.4431% | 73 |
| Noninterest income to average assets | 0.9165% | 1,911 |
| Noninterest expense to average assets | 5.9677% | 323 |
| Loan and lease loss provision to assets | 0.2131% | 4,915 |
| Net operating income to assets | 0.1918% | 5,291 |
| Return on assets (ROA) | 0.6927% | 3,400 |
| Pretax return on assets | 0.6927% | 4,027 |
| Return on Equity (ROE) | 8.1641% | 2,708 |
| Retained earnings to average equity (ytd only) | 8.1641% | 1,162 |
| Net charge-offs to loans | 0.3990% | 3,202 |
| Credit loss provision to net charge-offs | 117.6471% | 3,950 |
| Earnings coverage of net charge-offs (x) | 2.2353% | 3,950 |
| Efficiency ratio | 93.6455% | 1,523 |
| Assets per employee ($millions) | 1.7991% | 7,969 |
| Cash dividends to net income (ytd only)* | 0.0000% | 3,532 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 1.3669% | 3,904 |
| Loan loss allowance to noncurrent loans | 340.0000% | 929 |
| Noncurrent assets plus other real estate owned to assets | 0.1769% | 7,103 |
| Noncurrent loans to loans | 0.4020% | 6,501 |
| Net loans and leases to total assets | 43.3906% | 7,366 |
| Net loans and leases to deposits | 47.0598% | 7,594 |
| Net loans and leases to core deposits | 57.5691% | 7,536 |
| Total domestic deposits to total assets | 92.2031% | 181 |
| Equity capital to assets | 7.6150% | 7,164 |
| Core capital (leverage) ratio | 8.6005% | 5,260 |
| Tier 1 risk-based capital ratio | 14.5210% | 3,229 |
| Total risk-based capital ratio | 15.5805% | 3,275 |
| Memoranda: | ||
| Average total assets | $18,767,670 | 7,967 |
| Average earning assets | $15,893,000 | 7,977 |
| Average equity | $1,592,330 | 8,077 |
| Average total loans | $8,521,000 | 7,929 |
| 2009-03-31 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 7.6956% | 132 |
| Cost of funding earning assets | 1.0139% | 7,650 |
| Net interest margin | 6.6816% | 63 |
| Noninterest income to average assets | 0.9421% | 1,680 |
| Noninterest expense to average assets | 6.1129% | 281 |
| Loan and lease loss provision to assets | 0.1096% | 5,565 |
| Net operating income to assets | 0.3506% | 5,066 |
| Return on assets (ROA) | 0.3506% | 5,248 |
| Pretax return on assets | 0.3506% | 5,532 |
| Return on Equity (ROE) | 3.9144% | 4,976 |
| Retained earnings to average equity (ytd only) | 3.9144% | 3,718 |
| Net charge-offs to loans | 0.2847% | 2,975 |
| Credit loss provision to net charge-offs | 83.3333% | 4,133 |
| Earnings coverage of net charge-offs (x) | 3.5000% | 3,155 |
| Efficiency ratio | 93.0000% | 1,498 |
| Assets per employee ($millions) | 1.5401% | 8,103 |
| Cash dividends to net income (ytd only)* | 0.0000% | 2,832 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 1.3901% | 3,557 |
| Loan loss allowance to noncurrent loans | 234.6939% | 1,430 |
| Noncurrent assets plus other real estate owned to assets | 0.2651% | 6,712 |
| Noncurrent loans to loans | 0.5923% | 5,915 |
| Net loans and leases to total assets | 44.1426% | 7,326 |
| Net loans and leases to deposits | 48.4672% | 7,557 |
| Net loans and leases to core deposits | 60.2244% | 7,443 |
| Total domestic deposits to total assets | 91.0773% | 390 |
| Equity capital to assets | 8.8036% | 5,619 |
| Core capital (leverage) ratio | 9.0287% | 4,659 |
| Tier 1 risk-based capital ratio | 14.8290% | 3,145 |
| Total risk-based capital ratio | 15.9063% | 3,156 |
| Memoranda: | ||
| Average total assets | $18,256,500 | 8,030 |
| Average earning assets | $15,385,500 | 8,041 |
| Average equity | $1,635,000 | 8,123 |
| Average total loans | $8,428,500 | 7,981 |
| 2008-12-31 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 7.5862% | 347 |
| Cost of funding earning assets | 1.2359% | 7,904 |
| Net interest margin | 6.3503% | 82 |
| Noninterest income to average assets | 1.0206% | 1,525 |
| Noninterest expense to average assets | 6.6485% | 317 |
| Loan and lease loss provision to assets | 0.2191% | 4,696 |
| Net operating income to assets | -0.4844% | 6,913 |
| Return on assets (ROA) | -0.4844% | 6,790 |
| Pretax return on assets | -0.4844% | 6,642 |
| Return on Equity (ROE) | -5.1395% | 6,880 |
| Retained earnings to average equity (ytd only) | -5.1395% | 6,532 |
| Net charge-offs to loans | 0.6257% | 1,964 |
| Credit loss provision to net charge-offs | 76.0000% | 5,977 |
| Earnings coverage of net charge-offs (x) | -0.9200% | 6,581 |
| Efficiency ratio | 104.1554% | 864 |
| Assets per employee ($millions) | 1.5027% | 8,161 |
| Cash dividends to net income (ytd only)* | 0.0000% | 4,825 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 1.3514% | 3,471 |
| Loan loss allowance to noncurrent loans | 86.5672% | 3,898 |
| Noncurrent assets plus other real estate owned to assets | 0.7431% | 4,994 |
| Noncurrent loans to loans | 1.5610% | 3,448 |
| Net loans and leases to total assets | 46.9610% | 7,258 |
| Net loans and leases to deposits | 51.7225% | 7,546 |
| Net loans and leases to core deposits | 60.4900% | 7,563 |
| Total domestic deposits to total assets | 90.7941% | 390 |
| Equity capital to assets | 9.1116% | 5,208 |
| Core capital (leverage) ratio | 9.1509% | 4,526 |
| Tier 1 risk-based capital ratio | 14.6257% | 3,243 |
| Total risk-based capital ratio | 15.7084% | 3,230 |
| Memoranda: | ||
| Average total assets | $17,342,200 | 8,095 |
| Average earning assets | $14,645,000 | 8,115 |
| Average equity | $1,634,400 | 8,190 |
| Average total loans | $7,991,600 | 8,035 |