Home > E*TRADE United Bank > Income and Expense
E*TRADE United Bank, Income and Expense
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $8,385,000 | 2,369 |
| Total interest expense | $308,000 | 5,631 |
| Net interest income | $8,077,000 | 2,045 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $0 | 6,935 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $0 | 6,990 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $0 | 6,663 |
| Total noninterest expense | $4,504,000 | 3,048 |
| Salaries and employee benefits | $56,000 | 7,162 |
| Premises and equipment expense | $0 | 7,157 |
| Additional noninterest expense | $4,448,000 | 1,159 |
| Pre-tax net operating income | $3,573,000 | 1,475 |
| Securities gains (losses) | $19,669,000 | 29 |
| Applicable income taxes | $8,872,000 | 254 |
| Income before extraordinary items | $14,370,000 | 365 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $14,370,000 | 365 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $14,370,000 | 365 |
| Net charge-offs | $0 | 5,771 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,781,840 | 2,195 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $6,355,000 | 2,113 |
| Total interest expense | $228,000 | 5,525 |
| Net interest income | $6,127,000 | 1,812 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $0 | 6,985 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $0 | 7,045 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $0 | 6,727 |
| Total noninterest expense | $2,715,000 | 3,317 |
| Salaries and employee benefits | $37,000 | 7,224 |
| Premises and equipment expense | $0 | 7,218 |
| Additional noninterest expense | $2,678,000 | 1,265 |
| Pre-tax net operating income | $3,412,000 | 1,037 |
| Securities gains (losses) | $-828,000 | 7,205 |
| Applicable income taxes | $1,112,000 | 818 |
| Income before extraordinary items | $1,472,000 | 1,918 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,472,000 | 1,917 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,472,000 | 1,918 |
| Net charge-offs | $0 | 5,507 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $2,001,920 | 1,392 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,721,000 | 2,460 |
| Total interest expense | $77,000 | 6,261 |
| Net interest income | $2,644,000 | 2,078 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $0 | 7,087 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $0 | 7,087 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $0 | 6,842 |
| Total noninterest expense | $1,275,000 | 3,484 |
| Salaries and employee benefits | $16,000 | 7,288 |
| Premises and equipment expense | $0 | 7,279 |
| Additional noninterest expense | $1,259,000 | 1,336 |
| Pre-tax net operating income | $1,369,000 | 1,276 |
| Securities gains (losses) | $-277,000 | 7,248 |
| Applicable income taxes | $410,000 | 1,052 |
| Income before extraordinary items | $682,000 | 2,048 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $682,000 | 2,049 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $682,000 | 2,050 |
| Net charge-offs | $0 | 4,730 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $859,280 | 1,591 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $9,531,000 | 2,878 |
| Total interest expense | $316,000 | 6,495 |
| Net interest income | $9,215,000 | 2,379 |
| Provision for loan and lease losses | $0 | 6,496 |
| Total noninterest income | $0 | 6,982 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 6,974 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $0 | 6,682 |
| Total noninterest expense | $4,348,000 | 3,892 |
| Salaries and employee benefits | $60,000 | 7,335 |
| Premises and equipment expense | $0 | 7,336 |
| Additional noninterest expense | $4,288,000 | 1,592 |
| Pre-tax net operating income | $4,867,000 | 1,199 |
| Securities gains (losses) | $2,094,000 | 231 |
| Applicable income taxes | $1,623,000 | 937 |
| Income before extraordinary items | $5,338,000 | 947 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $5,338,000 | 945 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $5,338,000 | 947 |
| Net charge-offs | $0 | 6,441 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $3,725,620 | 1,260 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $7,333,000 | 2,842 |
| Total interest expense | $253,000 | 6,530 |
| Net interest income | $7,080,000 | 2,318 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $0 | 7,100 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,025 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $0 | 6,843 |
| Total noninterest expense | $3,249,000 | 3,910 |
| Salaries and employee benefits | $45,000 | 7,415 |
| Premises and equipment expense | $0 | 7,412 |
| Additional noninterest expense | $3,204,000 | 1,597 |
| Pre-tax net operating income | $3,831,000 | 1,207 |
| Securities gains (losses) | $2,167,000 | 177 |
| Applicable income taxes | $1,818,000 | 682 |
| Income before extraordinary items | $4,180,000 | 906 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $4,180,000 | 905 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $4,180,000 | 906 |
| Net charge-offs | $0 | 6,185 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $2,663,100 | 1,357 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $5,115,000 | 2,753 |
| Total interest expense | $169,000 | 6,622 |
| Net interest income | $4,946,000 | 2,218 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $0 | 7,188 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,067 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $0 | 6,941 |
| Total noninterest expense | $2,240,000 | 3,865 |
| Salaries and employee benefits | $30,000 | 7,491 |
| Premises and equipment expense | $0 | 7,489 |
| Additional noninterest expense | $2,210,000 | 1,567 |
| Pre-tax net operating income | $2,706,000 | 1,107 |
| Securities gains (losses) | $2,167,000 | 98 |
| Applicable income taxes | $1,395,000 | 579 |
| Income before extraordinary items | $3,478,000 | 742 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $3,478,000 | 740 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $3,478,000 | 742 |
| Net charge-offs | $0 | 5,875 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,939,430 | 1,235 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,626,000 | 2,711 |
| Total interest expense | $79,000 | 6,787 |
| Net interest income | $2,547,000 | 2,134 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $0 | 7,288 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,070 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $0 | 7,066 |
| Total noninterest expense | $1,098,000 | 3,942 |
| Salaries and employee benefits | $15,000 | 7,552 |
| Premises and equipment expense | $0 | 7,547 |
| Additional noninterest expense | $1,083,000 | 1,599 |
| Pre-tax net operating income | $1,449,000 | 1,036 |
| Securities gains (losses) | $48,000 | 772 |
| Applicable income taxes | $127,000 | 1,939 |
| Income before extraordinary items | $1,370,000 | 888 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,370,000 | 887 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,370,000 | 888 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $1,325,840 | 895 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $6,713,000 | 4,011 |
| Total interest expense | $335,000 | 6,962 |
| Net interest income | $6,378,000 | 3,318 |
| Provision for loan and lease losses | $0 | 7,042 |
| Total noninterest income | $0 | 7,282 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $0 | 6,957 |
| Total noninterest expense | $3,172,000 | 4,871 |
| Salaries and employee benefits | $55,000 | 7,628 |
| Premises and equipment expense | $0 | 7,632 |
| Additional noninterest expense | $3,117,000 | 2,221 |
| Pre-tax net operating income | $3,206,000 | 1,531 |
| Securities gains (losses) | $-4,414,000 | 7,607 |
| Applicable income taxes | $-1,116,000 | 7,342 |
| Income before extraordinary items | $-92,000 | 6,068 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-92,000 | 6,066 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-92,000 | 6,068 |
| Net charge-offs | $0 | 6,851 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $2,732,960 | 1,469 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $4,752,000 | 4,237 |
| Total interest expense | $256,000 | 7,078 |
| Net interest income | $4,496,000 | 3,516 |
| Provision for loan and lease losses | $0 | 6,977 |
| Total noninterest income | $0 | 7,437 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $0 | 7,139 |
| Total noninterest expense | $2,227,000 | 5,071 |
| Salaries and employee benefits | $41,000 | 7,739 |
| Premises and equipment expense | $0 | 7,736 |
| Additional noninterest expense | $2,186,000 | 2,303 |
| Pre-tax net operating income | $2,269,000 | 1,728 |
| Securities gains (losses) | $-3,448,000 | 7,717 |
| Applicable income taxes | $-494,000 | 7,368 |
| Income before extraordinary items | $-685,000 | 6,766 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-685,000 | 6,767 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-685,000 | 6,767 |
| Net charge-offs | $0 | 6,672 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,521,720 | 2,021 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,182,000 | 4,270 |
| Total interest expense | $169,000 | 7,169 |
| Net interest income | $3,013,000 | 3,501 |
| Provision for loan and lease losses | $0 | 6,857 |
| Total noninterest income | $0 | 7,524 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $0 | 7,234 |
| Total noninterest expense | $1,412,000 | 5,232 |
| Salaries and employee benefits | $25,000 | 7,808 |
| Premises and equipment expense | $0 | 7,805 |
| Additional noninterest expense | $1,387,000 | 2,408 |
| Pre-tax net operating income | $1,601,000 | 1,625 |
| Securities gains (losses) | $-2,927,000 | 7,789 |
| Applicable income taxes | $-547,000 | 7,495 |
| Income before extraordinary items | $-779,000 | 6,999 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-779,000 | 6,999 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-779,000 | 6,999 |
| Net charge-offs | $0 | 6,372 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,094,280 | 1,865 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,574,000 | 4,363 |
| Total interest expense | $89,000 | 7,238 |
| Net interest income | $1,485,000 | 3,585 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $0 | 7,655 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $0 | 7,418 |
| Total noninterest expense | $658,000 | 5,488 |
| Salaries and employee benefits | $12,000 | 7,913 |
| Premises and equipment expense | $0 | 7,906 |
| Additional noninterest expense | $646,000 | 2,543 |
| Pre-tax net operating income | $827,000 | 1,576 |
| Securities gains (losses) | $-1,090,000 | 7,880 |
| Applicable income taxes | $-108,000 | 7,456 |
| Income before extraordinary items | $-155,000 | 6,865 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-155,000 | 6,866 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-155,000 | 6,865 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $542,600 | 1,915 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $5,653,000 | 4,795 |
| Total interest expense | $353,000 | 7,462 |
| Net interest income | $5,300,000 | 3,799 |
| Provision for loan and lease losses | $0 | 7,427 |
| Total noninterest income | $56,000 | 7,347 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $56,000 | 6,252 |
| Total noninterest expense | $1,833,000 | 6,416 |
| Salaries and employee benefits | $84,000 | 7,988 |
| Premises and equipment expense | $52,000 | 7,769 |
| Additional noninterest expense | $1,697,000 | 3,750 |
| Pre-tax net operating income | $3,523,000 | 1,154 |
| Securities gains (losses) | $-9,131,000 | 7,938 |
| Applicable income taxes | $-2,517,000 | 7,579 |
| Income before extraordinary items | $-3,091,000 | 7,013 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-3,091,000 | 7,011 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-3,091,000 | 7,012 |
| Net charge-offs | $0 | 7,246 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $2,752,840 | 1,200 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $4,032,000 | 4,991 |
| Total interest expense | $257,000 | 7,590 |
| Net interest income | $3,775,000 | 3,932 |
| Provision for loan and lease losses | $0 | 7,284 |
| Total noninterest income | $56,000 | 7,329 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $56,000 | 6,110 |
| Total noninterest expense | $1,310,000 | 6,539 |
| Salaries and employee benefits | $67,000 | 8,070 |
| Premises and equipment expense | $52,000 | 7,716 |
| Additional noninterest expense | $1,191,000 | 3,898 |
| Pre-tax net operating income | $2,521,000 | 1,288 |
| Securities gains (losses) | $-5,315,000 | 8,007 |
| Applicable income taxes | $-1,127,000 | 7,589 |
| Income before extraordinary items | $-1,667,000 | 7,061 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-1,667,000 | 7,059 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-1,667,000 | 7,060 |
| Net charge-offs | $0 | 6,987 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,734,600 | 1,508 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,616,000 | 5,109 |
| Total interest expense | $169,000 | 7,711 |
| Net interest income | $2,447,000 | 3,991 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $56,000 | 7,058 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $56,000 | 5,675 |
| Total noninterest expense | $905,000 | 6,518 |
| Salaries and employee benefits | $51,000 | 8,162 |
| Premises and equipment expense | $50,000 | 7,503 |
| Additional noninterest expense | $804,000 | 3,853 |
| Pre-tax net operating income | $1,598,000 | 1,435 |
| Securities gains (losses) | $-4,689,000 | 8,122 |
| Applicable income taxes | $-1,251,000 | 7,803 |
| Income before extraordinary items | $-1,840,000 | 7,433 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,840,000 | 7,432 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-1,840,000 | 7,431 |
| Net charge-offs | $0 | 6,628 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,160,960 | 1,581 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,175,000 | 5,472 |
| Total interest expense | $82,000 | 7,807 |
| Net interest income | $1,093,000 | 4,298 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $0 | 8,039 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $0 | 7,833 |
| Total noninterest expense | $450,000 | 6,500 |
| Salaries and employee benefits | $28,000 | 8,214 |
| Premises and equipment expense | $31,000 | 7,320 |
| Additional noninterest expense | $391,000 | 3,639 |
| Pre-tax net operating income | $643,000 | 1,942 |
| Securities gains (losses) | $-1,318,000 | 8,147 |
| Applicable income taxes | $-274,000 | 7,775 |
| Income before extraordinary items | $-401,000 | 7,347 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-401,000 | 7,349 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-401,000 | 7,348 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $442,520 | 2,223 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $8,459,000 | 3,978 |
| Total interest expense | $1,129,000 | 6,562 |
| Net interest income | $7,330,000 | 2,923 |
| Provision for loan and lease losses | $29,690,000 | 271 |
| Total noninterest income | $491,000 | 4,878 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $491,000 | 3,202 |
| Total noninterest expense | $2,960,000 | 5,159 |
| Salaries and employee benefits | $430,000 | 7,825 |
| Premises and equipment expense | $235,000 | 6,378 |
| Additional noninterest expense | $2,295,000 | 2,515 |
| Pre-tax net operating income | $-24,829,000 | 8,130 |
| Securities gains (losses) | $-3,325,000 | 8,018 |
| Applicable income taxes | $-11,479,000 | 8,191 |
| Income before extraordinary items | $-16,675,000 | 8,071 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-16,675,000 | 8,071 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,039 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-14,547,000 | 8,082 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $6,718,000 | 3,873 |
| Total interest expense | $1,014,000 | 6,296 |
| Net interest income | $5,704,000 | 2,861 |
| Provision for loan and lease losses | $16,874,000 | 270 |
| Total noninterest income | $490,000 | 4,372 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $490,000 | 2,855 |
| Total noninterest expense | $2,204,000 | 5,175 |
| Salaries and employee benefits | $316,000 | 7,888 |
| Premises and equipment expense | $171,000 | 6,461 |
| Additional noninterest expense | $1,717,000 | 2,467 |
| Pre-tax net operating income | $-12,884,000 | 8,249 |
| Securities gains (losses) | $1,743,000 | 124 |
| Applicable income taxes | $-4,232,000 | 8,255 |
| Income before extraordinary items | $-6,909,000 | 8,177 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-6,909,000 | 8,177 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-8,024,520 | 8,220 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,900,000 | 4,327 |
| Total interest expense | $759,000 | 6,195 |
| Net interest income | $3,141,000 | 3,373 |
| Provision for loan and lease losses | $9,472,000 | 288 |
| Total noninterest income | $485,000 | 3,575 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $485,000 | 2,293 |
| Total noninterest expense | $1,283,000 | 5,608 |
| Salaries and employee benefits | $193,000 | 8,018 |
| Premises and equipment expense | $116,000 | 6,460 |
| Additional noninterest expense | $974,000 | 2,807 |
| Pre-tax net operating income | $-7,129,000 | 8,330 |
| Securities gains (losses) | $1,743,000 | 127 |
| Applicable income taxes | $-1,905,000 | 8,328 |
| Income before extraordinary items | $-3,481,000 | 8,280 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-3,481,000 | 8,279 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-4,613,950 | 8,301 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,931,000 | 4,421 |
| Total interest expense | $452,000 | 5,987 |
| Net interest income | $1,479,000 | 3,514 |
| Provision for loan and lease losses | $9,472,000 | 162 |
| Total noninterest income | $6,000 | 8,165 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $6,000 | 7,600 |
| Total noninterest expense | $524,000 | 6,181 |
| Salaries and employee benefits | $86,000 | 8,147 |
| Premises and equipment expense | $45,000 | 6,958 |
| Additional noninterest expense | $393,000 | 3,362 |
| Pre-tax net operating income | $-8,511,000 | 8,447 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $-3,041,000 | 8,442 |
| Income before extraordinary items | $-5,470,000 | 8,433 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-5,470,000 | 8,433 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-5,470,000 | 8,431 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $6,601,000 | 4,905 |
| Total interest expense | $2,380,000 | 5,393 |
| Net interest income | $4,221,000 | 4,472 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $49,000 | 8,038 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $49,000 | 7,114 |
| Total noninterest expense | $2,030,000 | 6,181 |
| Salaries and employee benefits | $392,000 | 8,080 |
| Premises and equipment expense | $306,000 | 5,729 |
| Additional noninterest expense | $1,332,000 | 3,761 |
| Pre-tax net operating income | $2,240,000 | 3,077 |
| Securities gains (losses) | $-26,000 | 7,827 |
| Applicable income taxes | $828,000 | 2,094 |
| Income before extraordinary items | $1,386,000 | 3,604 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,386,000 | 3,603 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,402,640 | 3,569 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $4,501,000 | 5,244 |
| Total interest expense | $1,676,000 | 5,581 |
| Net interest income | $2,825,000 | 4,821 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $42,000 | 8,026 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $42,000 | 6,996 |
| Total noninterest expense | $1,429,000 | 6,327 |
| Salaries and employee benefits | $320,000 | 7,971 |
| Premises and equipment expense | $227,000 | 5,761 |
| Additional noninterest expense | $882,000 | 4,078 |
| Pre-tax net operating income | $1,438,000 | 3,561 |
| Securities gains (losses) | $-26,000 | 8,022 |
| Applicable income taxes | $590,000 | 2,316 |
| Income before extraordinary items | $822,000 | 4,290 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $822,000 | 4,290 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $838,640 | 4,237 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,305,000 | 5,977 |
| Total interest expense | $920,000 | 6,043 |
| Net interest income | $1,385,000 | 5,777 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $34,000 | 7,979 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $34,000 | 6,824 |
| Total noninterest expense | $788,000 | 6,835 |
| Salaries and employee benefits | $197,000 | 8,113 |
| Premises and equipment expense | $159,000 | 5,666 |
| Additional noninterest expense | $432,000 | 5,029 |
| Pre-tax net operating income | $631,000 | 4,538 |
| Securities gains (losses) | $-27,000 | 8,189 |
| Applicable income taxes | $270,000 | 2,866 |
| Income before extraordinary items | $334,000 | 5,428 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $334,000 | 5,428 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $351,280 | 5,327 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $262,000 | 8,340 |
| Total interest expense | $150,000 | 7,933 |
| Net interest income | $112,000 | 8,487 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $20,000 | 7,871 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $20,000 | 6,614 |
| Total noninterest expense | $218,000 | 7,909 |
| Salaries and employee benefits | $95,000 | 8,180 |
| Premises and equipment expense | $88,000 | 5,432 |
| Additional noninterest expense | $35,000 | 8,371 |
| Pre-tax net operating income | $-86,000 | 8,119 |
| Securities gains (losses) | $8,000 | 735 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $-78,000 | 8,127 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-78,000 | 8,126 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $-86,000 | 8,137 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,761,000 | 7,725 |
| Total interest expense | $897,000 | 7,128 |
| Net interest income | $864,000 | 8,017 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $180,000 | 7,085 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $180,000 | 5,307 |
| Total noninterest expense | $13,177,000 | 1,354 |
| Salaries and employee benefits | $6,831,000 | 1,443 |
| Premises and equipment expense | $3,010,000 | 837 |
| Additional noninterest expense | $3,336,000 | 1,579 |
| Pre-tax net operating income | $-12,133,000 | 8,676 |
| Securities gains (losses) | $6,458,000 | 54 |
| Applicable income taxes | $3,000 | 6,401 |
| Income before extraordinary items | $-5,678,000 | 8,665 |
| Extraordinary gains, net | $-1,980,000 | 8,671 |
| Net income | $-7,658,000 | 8,672 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $229,000 | 2,008 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $-12,136,000 | 8,667 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,407,000 | 7,698 |
| Total interest expense | $725,000 | 6,993 |
| Net interest income | $682,000 | 8,045 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $941,000 | 3,055 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $941,000 | 1,899 |
| Total noninterest expense | $11,286,000 | 1,212 |
| Salaries and employee benefits | $6,620,000 | 1,107 |
| Premises and equipment expense | $1,530,000 | 1,271 |
| Additional noninterest expense | $3,136,000 | 1,280 |
| Pre-tax net operating income | $-9,663,000 | 8,739 |
| Securities gains (losses) | $6,458,000 | 51 |
| Applicable income taxes | $3,000 | 6,487 |
| Income before extraordinary items | $-3,208,000 | 8,726 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-3,208,000 | 8,726 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 4,946 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $-9,666,000 | 8,733 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,052,000 | 7,525 |
| Total interest expense | $542,000 | 6,689 |
| Net interest income | $510,000 | 7,942 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $811,000 | 2,568 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $811,000 | 1,577 |
| Total noninterest expense | $8,861,000 | 1,022 |
| Salaries and employee benefits | $5,321,000 | 922 |
| Premises and equipment expense | $1,137,000 | 1,122 |
| Additional noninterest expense | $2,403,000 | 1,127 |
| Pre-tax net operating income | $-7,540,000 | 8,774 |
| Securities gains (losses) | $5,498,000 | 41 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $-2,042,000 | 8,757 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-2,042,000 | 8,757 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 4,252 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $-7,540,000 | 8,767 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $576,000 | 7,341 |
| Total interest expense | $317,000 | 6,265 |
| Net interest income | $259,000 | 7,928 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $379,000 | 2,635 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $379,000 | 1,628 |
| Total noninterest expense | $4,128,000 | 1,097 |
| Salaries and employee benefits | $2,565,000 | 954 |
| Premises and equipment expense | $595,000 | 1,072 |
| Additional noninterest expense | $968,000 | 1,357 |
| Pre-tax net operating income | $-3,490,000 | 8,788 |
| Securities gains (losses) | $2,342,000 | 45 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $-1,148,000 | 8,767 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,148,000 | 8,766 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 3,919 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $-3,490,000 | 8,776 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,027,000 | 5,807 |
| Total interest expense | $2,630,000 | 3,685 |
| Net interest income | $1,397,000 | 7,428 |
| Provision for loan and lease losses | $60,000 | 5,443 |
| Total noninterest income | $1,967,000 | 2,240 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,967,000 | 1,379 |
| Total noninterest expense | $17,665,000 | 964 |
| Salaries and employee benefits | $11,332,000 | 793 |
| Premises and equipment expense | $2,643,000 | 906 |
| Additional noninterest expense | $3,690,000 | 1,387 |
| Pre-tax net operating income | $-14,361,000 | 8,831 |
| Securities gains (losses) | $12,511,000 | 45 |
| Applicable income taxes | $-27,000 | 8,519 |
| Income before extraordinary items | $-1,823,000 | 8,765 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $-1,823,000 | 8,765 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 4,650 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $-14,208,890 | 8,821 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,368,000 | 5,463 |
| Total interest expense | $2,097,000 | 3,388 |
| Net interest income | $1,271,000 | 7,068 |
| Provision for loan and lease losses | $215,000 | 2,841 |
| Total noninterest income | $1,512,000 | 2,191 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,512,000 | 1,356 |
| Total noninterest expense | $13,197,000 | 956 |
| Salaries and employee benefits | $7,961,000 | 854 |
| Premises and equipment expense | $1,951,000 | 903 |
| Additional noninterest expense | $3,285,000 | 1,150 |
| Pre-tax net operating income | $-10,629,000 | 8,853 |
| Securities gains (losses) | $9,462,000 | 55 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $-1,167,000 | 8,772 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-1,167,000 | 8,772 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 3,883 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $-10,629,000 | 8,846 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,018,000 | 5,718 |
| Total interest expense | $1,163,000 | 3,705 |
| Net interest income | $855,000 | 7,045 |
| Provision for loan and lease losses | $140,000 | 2,787 |
| Total noninterest income | $945,000 | 2,271 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $945,000 | 1,407 |
| Total noninterest expense | $8,078,000 | 1,039 |
| Salaries and employee benefits | $4,921,000 | 907 |
| Premises and equipment expense | $1,188,000 | 993 |
| Additional noninterest expense | $1,969,000 | 1,270 |
| Pre-tax net operating income | $-6,418,000 | 8,862 |
| Securities gains (losses) | $6,084,000 | 59 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $-334,000 | 8,649 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-334,000 | 8,649 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 4,682 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $-6,418,000 | 8,852 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $820,000 | 6,318 |
| Total interest expense | $396,000 | 4,719 |
| Net interest income | $424,000 | 7,123 |
| Provision for loan and lease losses | $75,000 | 2,455 |
| Total noninterest income | $372,000 | 2,630 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $372,000 | 1,634 |
| Total noninterest expense | $3,405,000 | 1,246 |
| Salaries and employee benefits | $2,001,000 | 1,139 |
| Premises and equipment expense | $467,000 | 1,288 |
| Additional noninterest expense | $937,000 | 1,326 |
| Pre-tax net operating income | $-2,684,000 | 8,924 |
| Securities gains (losses) | $2,378,000 | 69 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $-306,000 | 8,808 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $-306,000 | 8,808 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 3,504 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $-2,684,000 | 8,913 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,296,000 | 7,089 |
| Total interest expense | $1,172,000 | 5,183 |
| Net interest income | $1,124,000 | 7,856 |
| Provision for loan and lease losses | $85,000 | 5,258 |
| Total noninterest income | $513,000 | 5,203 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $513,000 | 3,261 |
| Total noninterest expense | $4,995,000 | 3,122 |
| Salaries and employee benefits | $2,664,000 | 3,173 |
| Premises and equipment expense | $1,068,000 | 2,142 |
| Additional noninterest expense | $1,263,000 | 3,602 |
| Pre-tax net operating income | $-3,443,000 | 8,936 |
| Securities gains (losses) | $2,122,000 | 177 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $-1,321,000 | 8,869 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-1,321,000 | 8,870 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $110,000 | 3,489 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $-3,443,000 | 8,940 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,638,000 | 7,214 |
| Total interest expense | $869,000 | 5,185 |
| Net interest income | $769,000 | 8,014 |
| Provision for loan and lease losses | $85,000 | 4,653 |
| Total noninterest income | $223,000 | 6,473 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $223,000 | 4,287 |
| Total noninterest expense | $2,288,000 | 4,565 |
| Salaries and employee benefits | $1,190,000 | 4,709 |
| Premises and equipment expense | $400,000 | 3,873 |
| Additional noninterest expense | $698,000 | 4,541 |
| Pre-tax net operating income | $-1,381,000 | 8,942 |
| Securities gains (losses) | $472,000 | 442 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $-909,000 | 8,915 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $-909,000 | 8,916 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $110,000 | 2,684 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $-1,381,000 | 8,943 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,108,000 | 7,223 |
| Total interest expense | $580,000 | 5,202 |
| Net interest income | $528,000 | 8,019 |
| Provision for loan and lease losses | $85,000 | 3,829 |
| Total noninterest income | $140,000 | 6,616 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $140,000 | 4,440 |
| Total noninterest expense | $1,453,000 | 4,756 |
| Salaries and employee benefits | $771,000 | 4,840 |
| Premises and equipment expense | $266,000 | 3,883 |
| Additional noninterest expense | $416,000 | 4,929 |
| Pre-tax net operating income | $-870,000 | 8,982 |
| Securities gains (losses) | $260,000 | 546 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $-610,000 | 8,961 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-610,000 | 8,962 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $110,000 | 2,047 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $-870,000 | 8,980 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $588,000 | 7,134 |
| Total interest expense | $288,000 | 5,292 |
| Net interest income | $300,000 | 7,852 |
| Provision for loan and lease losses | $55,000 | 3,182 |
| Total noninterest income | $56,000 | 7,006 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $56,000 | 4,886 |
| Total noninterest expense | $753,000 | 4,671 |
| Salaries and employee benefits | $410,000 | 4,650 |
| Premises and equipment expense | $133,000 | 3,917 |
| Additional noninterest expense | $210,000 | 4,897 |
| Pre-tax net operating income | $-452,000 | 9,025 |
| Securities gains (losses) | $157,000 | 603 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $-295,000 | 8,992 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-295,000 | 8,992 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $110,000 | 1,224 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $-452,000 | 9,024 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,892,000 | 6,650 |
| Total interest expense | $1,508,000 | 4,854 |
| Net interest income | $1,384,000 | 7,520 |
| Provision for loan and lease losses | $252,000 | 3,526 |
| Total noninterest income | $706,000 | 4,537 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $706,000 | 2,960 |
| Total noninterest expense | $3,836,000 | 3,831 |
| Salaries and employee benefits | $2,134,000 | 3,719 |
| Premises and equipment expense | $553,000 | 3,757 |
| Additional noninterest expense | $1,149,000 | 3,853 |
| Pre-tax net operating income | $-1,998,000 | 9,078 |
| Securities gains (losses) | $2,042,000 | 294 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $44,000 | 8,477 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $44,000 | 8,480 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $123,000 | 3,706 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-1,998,000 | 9,078 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,204,000 | 6,670 |
| Total interest expense | $1,209,000 | 4,796 |
| Net interest income | $995,000 | 7,672 |
| Provision for loan and lease losses | $283,000 | 2,624 |
| Total noninterest income | $569,000 | 4,391 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $569,000 | 2,905 |
| Total noninterest expense | $3,035,000 | 3,680 |
| Salaries and employee benefits | $1,769,000 | 3,408 |
| Premises and equipment expense | $414,000 | 3,757 |
| Additional noninterest expense | $852,000 | 3,888 |
| Pre-tax net operating income | $-1,754,000 | 9,148 |
| Securities gains (losses) | $1,826,000 | 298 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $72,000 | 8,406 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $72,000 | 8,408 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 3,994 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $-1,754,000 | 9,149 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,426,000 | 6,816 |
| Total interest expense | $834,000 | 4,807 |
| Net interest income | $592,000 | 7,928 |
| Provision for loan and lease losses | $238,000 | 2,251 |
| Total noninterest income | $336,000 | 4,691 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $336,000 | 3,095 |
| Total noninterest expense | $1,877,000 | 3,872 |
| Salaries and employee benefits | $1,086,000 | 3,648 |
| Premises and equipment expense | $263,000 | 3,880 |
| Additional noninterest expense | $528,000 | 4,066 |
| Pre-tax net operating income | $-1,187,000 | 9,181 |
| Securities gains (losses) | $1,084,000 | 343 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $-103,000 | 8,918 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-103,000 | 8,919 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-21,000 | 8,770 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $-1,187,000 | 9,187 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $725,000 | 6,802 |
| Total interest expense | $434,000 | 4,780 |
| Net interest income | $291,000 | 7,992 |
| Provision for loan and lease losses | $163,000 | 1,600 |
| Total noninterest income | $147,000 | 4,940 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $147,000 | 3,254 |
| Total noninterest expense | $789,000 | 4,406 |
| Salaries and employee benefits | $471,000 | 4,084 |
| Premises and equipment expense | $123,000 | 4,076 |
| Additional noninterest expense | $195,000 | 5,052 |
| Pre-tax net operating income | $-514,000 | 9,199 |
| Securities gains (losses) | $408,000 | 410 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $-106,000 | 9,038 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-106,000 | 9,036 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $-514,000 | 9,205 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,201,000 | 6,643 |
| Total interest expense | $1,735,000 | 5,250 |
| Net interest income | $1,466,000 | 7,487 |
| Provision for loan and lease losses | $140,000 | 5,057 |
| Total noninterest income | $783,000 | 4,044 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $783,000 | 2,536 |
| Total noninterest expense | $4,404,000 | 3,282 |
| Salaries and employee benefits | $2,139,000 | 3,538 |
| Premises and equipment expense | $499,000 | 3,939 |
| Additional noninterest expense | $1,766,000 | 2,582 |
| Pre-tax net operating income | $-2,295,000 | 9,263 |
| Securities gains (losses) | $2,078,000 | 270 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $-217,000 | 8,914 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-217,000 | 8,913 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $429,000 | 1,849 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-2,295,000 | 9,267 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,558,000 | 6,728 |
| Total interest expense | $2,267,000 | 5,720 |
| Net interest income | $1,291,000 | 7,701 |
| Provision for loan and lease losses | $173,000 | 4,499 |
| Total noninterest income | $1,069,000 | 3,188 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,069,000 | 1,941 |
| Total noninterest expense | $5,702,000 | 2,488 |
| Salaries and employee benefits | $3,157,000 | 2,378 |
| Premises and equipment expense | $418,000 | 4,465 |
| Additional noninterest expense | $2,127,000 | 2,109 |
| Pre-tax net operating income | $-3,515,000 | 9,544 |
| Securities gains (losses) | $4,004,000 | 158 |
| Applicable income taxes | $-405,000 | 9,475 |
| Income before extraordinary items | $894,000 | 4,587 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $894,000 | 4,589 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $268,000 | 2,400 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-3,110,000 | 9,538 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,886,000 | 8,521 |
| Total interest expense | $933,000 | 8,376 |
| Net interest income | $953,000 | 8,583 |
| Provision for loan and lease losses | $45,000 | 6,708 |
| Total noninterest income | $532,000 | 4,732 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $532,000 | 2,844 |
| Total noninterest expense | $2,544,000 | 4,798 |
| Salaries and employee benefits | $1,542,000 | 4,265 |
| Premises and equipment expense | $262,000 | 5,881 |
| Additional noninterest expense | $740,000 | 4,988 |
| Pre-tax net operating income | $-1,104,000 | 9,744 |
| Securities gains (losses) | $1,466,000 | 124 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $362,000 | 7,087 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $362,000 | 7,085 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-112,000 | 9,765 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $-1,104,000 | 9,752 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,624,000 | 8,909 |
| Total interest expense | $953,000 | 8,305 |
| Net interest income | $671,000 | 9,348 |
| Provision for loan and lease losses | $3,000 | 8,407 |
| Total noninterest income | $169,000 | 7,853 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $169,000 | 5,316 |
| Total noninterest expense | $1,398,000 | 7,039 |
| Salaries and employee benefits | $707,000 | 7,200 |
| Premises and equipment expense | $174,000 | 7,248 |
| Additional noninterest expense | $517,000 | 6,384 |
| Pre-tax net operating income | $-561,000 | 9,890 |
| Securities gains (losses) | $455,000 | 357 |
| Applicable income taxes | $21,000 | 8,200 |
| Income before extraordinary items | $-127,000 | 9,600 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-127,000 | 9,598 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 6,364 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $-844,000 | 10,175 |
| Net operating income | $-582,000 | 9,932 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,957,000 | 8,734 |
| Total interest expense | $1,315,000 | 7,632 |
| Net interest income | $642,000 | 9,633 |
| Provision for loan and lease losses | $275,000 | 2,807 |
| Total noninterest income | $198,000 | 7,604 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $198,000 | 4,980 |
| Total noninterest expense | $1,573,000 | 6,492 |
| Salaries and employee benefits | $939,000 | 6,032 |
| Premises and equipment expense | $204,000 | 6,645 |
| Additional noninterest expense | $430,000 | 6,978 |
| Pre-tax net operating income | $-1,008,000 | 10,344 |
| Securities gains (losses) | $799,000 | 439 |
| Applicable income taxes | $46,000 | 8,406 |
| Income before extraordinary items | $-255,000 | 10,080 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-255,000 | 10,077 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $238,000 | 2,182 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $-1,054,000 | 10,348 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,922,000 | 9,107 |
| Total interest expense | $1,269,000 | 7,928 |
| Net interest income | $653,000 | 10,055 |
| Provision for loan and lease losses | $42,000 | 6,950 |
| Total noninterest income | $266,000 | 7,038 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $266,000 | 4,212 |
| Total noninterest expense | $1,173,000 | 7,768 |
| Salaries and employee benefits | $581,000 | 8,047 |
| Premises and equipment expense | $188,000 | 7,059 |
| Additional noninterest expense | $404,000 | 7,314 |
| Pre-tax net operating income | $-296,000 | 10,633 |
| Securities gains (losses) | $337,000 | 533 |
| Applicable income taxes | $4,000 | 9,982 |
| Income before extraordinary items | $37,000 | 10,299 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $37,000 | 10,301 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 6,261 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $-266,300 | 10,624 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,166,000 | 9,147 |
| Total interest expense | $1,397,000 | 7,839 |
| Net interest income | $769,000 | 10,195 |
| Provision for loan and lease losses | $144,000 | 4,186 |
| Total noninterest income | $341,000 | 6,506 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $341,000 | 3,757 |
| Total noninterest expense | $1,513,000 | 7,078 |
| Salaries and employee benefits | $570,000 | 8,323 |
| Premises and equipment expense | $196,000 | 7,094 |
| Additional noninterest expense | $747,000 | 5,474 |
| Pre-tax net operating income | $-547,000 | 11,256 |
| Securities gains (losses) | $135,000 | 838 |
| Applicable income taxes | $-66,000 | 11,121 |
| Income before extraordinary items | $-346,000 | 11,207 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-346,000 | 11,206 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $224,000 | 2,499 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $-459,400 | 11,220 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,181,000 | 9,450 |
| Total interest expense | $1,276,000 | 8,351 |
| Net interest income | $905,000 | 10,226 |
| Provision for loan and lease losses | $135,000 | 3,846 |
| Total noninterest income | $198,000 | 8,457 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $198,000 | 5,162 |
| Total noninterest expense | $1,143,000 | 8,415 |
| Salaries and employee benefits | $585,000 | 8,455 |
| Premises and equipment expense | $133,000 | 8,707 |
| Additional noninterest expense | $425,000 | 7,953 |
| Pre-tax net operating income | $-175,000 | 11,654 |
| Securities gains (losses) | $142,000 | 808 |
| Applicable income taxes | $-17,000 | 11,546 |
| Income before extraordinary items | $-16,000 | 11,527 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $-16,000 | 11,524 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 7,374 |
| Cash dividends | $115,000 | 6,563 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $-106,880 | 11,589 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,116,000 | 9,576 |
| Total interest expense | $1,037,000 | 8,528 |
| Net interest income | $1,079,000 | 10,148 |
| Provision for loan and lease losses | $133,000 | 3,851 |
| Total noninterest income | $437,000 | 5,797 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $437,000 | 3,228 |
| Total noninterest expense | $1,262,000 | 8,385 |
| Salaries and employee benefits | $640,000 | 8,337 |
| Premises and equipment expense | $157,000 | 8,368 |
| Additional noninterest expense | $465,000 | 8,194 |
| Pre-tax net operating income | $121,000 | 11,487 |
| Securities gains (losses) | $66,000 | 993 |
| Applicable income taxes | $60,000 | 10,220 |
| Income before extraordinary items | $127,000 | 11,093 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $127,000 | 11,099 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 5,780 |
| Cash dividends | $30,000 | 8,349 |
| Sale, conversion, retirement of capital stock, net | $9,000 | 1,093 |
| Net operating income | $82,120 | 11,594 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,162,000 | 9,860 |
| Total interest expense | $1,125,000 | 8,581 |
| Net interest income | $1,037,000 | 10,648 |
| Provision for loan and lease losses | $316,000 | 2,889 |
| Total noninterest income | $1,076,000 | 3,149 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $1,076,000 | 1,937 |
| Total noninterest expense | $1,359,000 | 8,303 |
| Salaries and employee benefits | $779,000 | 7,446 |
| Premises and equipment expense | $138,000 | 9,226 |
| Additional noninterest expense | $442,000 | 8,801 |
| Pre-tax net operating income | $438,000 | 9,111 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $187,000 | 7,872 |
| Income before extraordinary items | $251,000 | 10,031 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $251,000 | 10,168 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $427,000 | 1,972 |
| Cash dividends | $30,000 | 8,419 |
| Sale, conversion, retirement of capital stock, net | $9,000 | 1,141 |
| Net operating income | $251,000 | 9,782 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,173,000 | 10,529 |
| Total interest expense | $1,308,000 | 9,196 |
| Net interest income | $865,000 | 11,655 |
| Provision for loan and lease losses | $197,000 | 5,267 |
| Total noninterest income | $837,000 | 3,845 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $837,000 | 2,252 |
| Total noninterest expense | $1,220,000 | 8,955 |
| Salaries and employee benefits | $795,000 | 7,291 |
| Premises and equipment expense | $66,000 | 12,026 |
| Additional noninterest expense | $359,000 | 10,081 |
| Pre-tax net operating income | $285,000 | 10,281 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $83,000 | 10,366 |
| Income before extraordinary items | $202,000 | 10,570 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $202,000 | 10,702 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 7,980 |
| Cash dividends | $11,000 | 8,681 |
| Sale, conversion, retirement of capital stock, net | $9,000 | 1,077 |
| Net operating income | $202,000 | 10,232 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.