Home > E*TRADE Savings Bank > Income and Expense

E*TRADE Savings Bank, Income and Expense

2021-12-31 (YTD Data)Rank
Total interest income$120,843,000312
Total interest expense$1,003,0002,207
Net interest income$119,840,000298
Provision for loan and lease losses$03,064
Total noninterest income$17,718,000565
Gross Fiduciary activities income$0994
Service charges on deposit accounts$80,0003,658
Trading account gains and fees$0132
Additional Noninterest Income$17,638,000458
Total noninterest expense$121,180,000253
Salaries and employee benefits$9,760,0001,319
Premises and equipment expense$2,978,000867
Additional noninterest expense$108,442,000135
Pre-tax net operating income$16,378,000882
Securities gains (losses)$172,000662
Applicable income taxes$8,561,000435
Income before extraordinary items$7,989,0001,344
Extraordinary gains, net$010
Net income$7,989,0001,344
Minority interest net income$074
Net income of bank and minority interests.$7,989,0001,344
Net charge-offs$02,705
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$0582
Net operating income$7,853,1201,339
2021-09-30 (YTD Data)Rank
Total interest income$87,805,000318
Total interest expense$749,0002,304
Net interest income$87,056,000302
Provision for loan and lease losses$02,963
Total noninterest income$17,718,000469
Gross Fiduciary activities income$0957
Service charges on deposit accounts$80,0003,399
Trading account gains and fees$0132
Additional Noninterest Income$17,638,000385
Total noninterest expense$101,557,000234
Salaries and employee benefits$9,562,0001,080
Premises and equipment expense$2,902,000697
Additional noninterest expense$89,093,000126
Pre-tax net operating income$3,217,0002,346
Securities gains (losses)$172,000609
Applicable income taxes$4,803,000549
Income before extraordinary items$-1,414,0004,889
Extraordinary gains, net$08
Net income$-1,414,0004,889
Minority interest net income$069
Net income of bank and minority interests.$-1,414,0004,889
Net charge-offs$02,463
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$-1,549,8804,888
2021-06-30 (YTD Data)Rank
Total interest income$56,171,000327
Total interest expense$492,0002,407
Net interest income$55,679,000304
Provision for loan and lease losses$02,862
Total noninterest income$15,053,000400
Gross Fiduciary activities income$0951
Service charges on deposit accounts$70,0003,052
Trading account gains and fees$0133
Additional Noninterest Income$14,983,000327
Total noninterest expense$74,401,000220
Salaries and employee benefits$7,934,000897
Premises and equipment expense$2,413,000559
Additional noninterest expense$64,054,000115
Pre-tax net operating income$-3,669,0004,951
Securities gains (losses)$172,000500
Applicable income taxes$-1,059,0004,940
Income before extraordinary items$-2,438,0004,939
Extraordinary gains, net$06
Net income$-2,438,0004,938
Minority interest net income$067
Net income of bank and minority interests.$-2,438,0004,938
Net charge-offs$02,245
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$-2,573,8804,940
2021-03-31 (YTD Data)Rank
Total interest income$25,325,000355
Total interest expense$230,0002,555
Net interest income$25,095,000326
Provision for loan and lease losses$02,741
Total noninterest income$7,218,000414
Gross Fiduciary activities income$0922
Service charges on deposit accounts$33,0003,113
Trading account gains and fees$0127
Additional Noninterest Income$7,185,000345
Total noninterest expense$41,147,000201
Salaries and employee benefits$3,907,000904
Premises and equipment expense$1,547,000453
Additional noninterest expense$35,693,000112
Pre-tax net operating income$-8,834,0004,982
Securities gains (losses)$172,000355
Applicable income taxes$-2,002,0004,973
Income before extraordinary items$-6,660,0004,973
Extraordinary gains, net$03
Net income$-6,660,0004,973
Minority interest net income$055
Net income of bank and minority interests.$-6,660,0004,973
Net charge-offs$01,930
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$-6,795,8804,973
2020-12-31 (YTD Data)Rank
Total interest income$11,524,0002,303
Total interest expense$160,0004,661
Net interest income$11,364,0002,037
Provision for loan and lease losses$04,319
Total noninterest income$6,792,0001,045
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$04,876
Trading account gains and fees$0133
Additional Noninterest Income$6,792,000826
Total noninterest expense$25,426,000939
Salaries and employee benefits$3,830,0002,545
Premises and equipment expense$1,978,0001,196
Additional noninterest expense$19,618,000415
Pre-tax net operating income$-7,270,0004,977
Securities gains (losses)$-2,635,0004,992
Applicable income taxes$-2,219,0004,981
Income before extraordinary items$-7,686,0004,971
Extraordinary gains, net$04
Net income$-7,686,0004,971
Minority interest net income$072
Net income of bank and minority interests.$-7,686,0004,971
Net charge-offs$03,443
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0566
Net operating income$-5,604,3504,966
2020-09-30 (YTD Data)Rank
Total interest income$52,046,000500
Total interest expense$554,0003,455
Net interest income$51,492,000423
Provision for loan and lease losses$04,239
Total noninterest income$26,619,000326
Gross Fiduciary activities income$0981
Service charges on deposit accounts$419,0001,491
Trading account gains and fees$0125
Additional Noninterest Income$26,200,000266
Total noninterest expense$70,284,000296
Salaries and employee benefits$11,798,000855
Premises and equipment expense$2,488,000767
Additional noninterest expense$55,998,000165
Pre-tax net operating income$7,827,000991
Securities gains (losses)$23,197,00030
Applicable income taxes$8,097,000264
Income before extraordinary items$22,927,000345
Extraordinary gains, net$04
Net income$22,927,000344
Minority interest net income$065
Net income of bank and minority interests.$22,927,000345
Net charge-offs$03,243
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$227,000306
Net operating income$4,601,3701,308
2020-06-30 (YTD Data)Rank
Total interest income$35,988,000487
Total interest expense$432,0003,333
Net interest income$35,556,000417
Provision for loan and lease losses$04,134
Total noninterest income$19,946,000297
Gross Fiduciary activities income$0970
Service charges on deposit accounts$332,0001,295
Trading account gains and fees$0123
Additional Noninterest Income$19,614,000236
Total noninterest expense$47,321,000296
Salaries and employee benefits$8,529,000799
Premises and equipment expense$1,581,000801
Additional noninterest expense$37,211,000163
Pre-tax net operating income$8,181,000616
Securities gains (losses)$24,142,00021
Applicable income taxes$8,369,000161
Income before extraordinary items$23,954,000218
Extraordinary gains, net$04
Net income$23,954,000218
Minority interest net income$065
Net income of bank and minority interests.$23,954,000218
Net charge-offs$03,033
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$93,000335
Net operating income$4,881,820842
2020-03-31 (YTD Data)Rank
Total interest income$19,632,000456
Total interest expense$331,0002,866
Net interest income$19,301,000377
Provision for loan and lease losses$03,711
Total noninterest income$12,683,000235
Gross Fiduciary activities income$0941
Service charges on deposit accounts$203,0001,284
Trading account gains and fees$0106
Additional Noninterest Income$12,480,000177
Total noninterest expense$23,105,000297
Salaries and employee benefits$4,611,000763
Premises and equipment expense$759,000844
Additional noninterest expense$17,735,000170
Pre-tax net operating income$8,879,000293
Securities gains (losses)$3,531,00048
Applicable income taxes$3,232,000181
Income before extraordinary items$9,178,000242
Extraordinary gains, net$04
Net income$9,178,000242
Minority interest net income$056
Net income of bank and minority interests.$9,178,000242
Net charge-offs$02,581
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$151,000202
Net operating income$6,388,510322
2019-12-31 (YTD Data)Rank
Total interest income$88,385,000403
Total interest expense$8,097,000818
Net interest income$80,288,000359
Provision for loan and lease losses$-259,0005,059
Total noninterest income$63,397,000195
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$1,045,0001,106
Trading account gains and fees$0135
Additional Noninterest Income$62,352,000148
Total noninterest expense$98,568,000275
Salaries and employee benefits$20,291,000654
Premises and equipment expense$3,662,000697
Additional noninterest expense$74,615,000159
Pre-tax net operating income$45,376,000335
Securities gains (losses)$-26,681,0005,175
Applicable income taxes$6,612,000412
Income before extraordinary items$12,083,000797
Extraordinary gains, net$011
Net income$12,083,000798
Minority interest net income$076
Net income of bank and minority interests.$12,083,000798
Net charge-offs$17,0003,182
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$1,939,000151
Net operating income$33,160,990356
2019-09-30 (YTD Data)Rank
Total interest income$68,940,000399
Total interest expense$7,683,000679
Net interest income$61,257,000363
Provision for loan and lease losses$-211,0005,145
Total noninterest income$48,566,000185
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$823,0001,065
Trading account gains and fees$0129
Additional Noninterest Income$47,743,000143
Total noninterest expense$75,619,000270
Salaries and employee benefits$15,853,000622
Premises and equipment expense$2,606,000731
Additional noninterest expense$57,160,000153
Pre-tax net operating income$34,415,000334
Securities gains (losses)$-27,016,0005,253
Applicable income taxes$1,591,000901
Income before extraordinary items$5,808,0001,165
Extraordinary gains, net$011
Net income$5,808,0001,166
Minority interest net income$072
Net income of bank and minority interests.$5,808,0001,166
Net charge-offs$17,0002,774
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$1,756,000124
Net operating income$27,150,640337
2019-06-30 (YTD Data)Rank
Total interest income$48,571,000382
Total interest expense$6,710,000531
Net interest income$41,861,000363
Provision for loan and lease losses$34,0003,011
Total noninterest income$32,691,000182
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$585,000981
Trading account gains and fees$0131
Additional Noninterest Income$32,106,000136
Total noninterest expense$54,139,000257
Salaries and employee benefits$11,645,000556
Premises and equipment expense$1,601,000792
Additional noninterest expense$40,893,000147
Pre-tax net operating income$20,379,000352
Securities gains (losses)$-27,156,0005,301
Applicable income taxes$-1,689,0005,298
Income before extraordinary items$-5,088,0005,298
Extraordinary gains, net$011
Net income$-5,088,0005,298
Minority interest net income$069
Net income of bank and minority interests.$-5,088,0005,298
Net charge-offs$57,0001,743
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$1,691,00091
Net operating income$16,365,240350
2019-03-31 (YTD Data)Rank
Total interest income$25,367,000369
Total interest expense$3,499,000499
Net interest income$21,868,000349
Provision for loan and lease losses$66,0001,825
Total noninterest income$16,975,000174
Gross Fiduciary activities income$0972
Service charges on deposit accounts$321,000900
Trading account gains and fees$0126
Additional Noninterest Income$16,654,000134
Total noninterest expense$25,467,000274
Salaries and employee benefits$4,807,000691
Premises and equipment expense$721,000893
Additional noninterest expense$19,939,000150
Pre-tax net operating income$13,310,000292
Securities gains (losses)$646,000114
Applicable income taxes$3,564,000257
Income before extraordinary items$10,392,000299
Extraordinary gains, net$05
Net income$10,392,000299
Minority interest net income$052
Net income of bank and minority interests.$10,392,000299
Net charge-offs$31,0001,479
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$266,000147
Net operating income$9,881,660302
2018-12-31 (YTD Data)Rank
Total interest income$107,458,000340
Total interest expense$7,327,000678
Net interest income$100,131,000317
Provision for loan and lease losses$-419,0005,283
Total noninterest income$46,317,000237
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$863,0001,291
Trading account gains and fees$0126
Additional Noninterest Income$45,454,000180
Total noninterest expense$101,626,000268
Salaries and employee benefits$17,991,000707
Premises and equipment expense$3,817,000665
Additional noninterest expense$79,818,000151
Pre-tax net operating income$45,241,000338
Securities gains (losses)$-18,242,0005,395
Applicable income taxes$6,250,000409
Income before extraordinary items$20,749,000498
Extraordinary gains, net$06
Net income$20,749,000497
Minority interest net income$072
Net income of bank and minority interests.$20,749,000497
Net charge-offs$-22,0004,695
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$921,000239
Net operating income$35,160,180347
2018-09-30 (YTD Data)Rank
Total interest income$80,820,000335
Total interest expense$4,018,000824
Net interest income$76,802,000312
Provision for loan and lease losses$-125,0005,300
Total noninterest income$29,184,000272
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$567,0001,446
Trading account gains and fees$0138
Additional Noninterest Income$28,617,000205
Total noninterest expense$73,622,000271
Salaries and employee benefits$11,769,000799
Premises and equipment expense$2,629,000725
Additional noninterest expense$59,224,000152
Pre-tax net operating income$32,489,000343
Securities gains (losses)$-20,330,0005,474
Applicable income taxes$2,515,000621
Income before extraordinary items$9,644,000732
Extraordinary gains, net$05
Net income$9,644,000731
Minority interest net income$066
Net income of bank and minority interests.$9,644,000731
Net charge-offs$36,0002,399
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$625,000226
Net operating income$25,704,700351
2018-06-30 (YTD Data)Rank
Total interest income$54,678,000332
Total interest expense$1,568,0001,252
Net interest income$53,110,000305
Provision for loan and lease losses$-396,0005,452
Total noninterest income$13,722,000344
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$266,0001,898
Trading account gains and fees$0130
Additional Noninterest Income$13,456,000256
Total noninterest expense$47,406,000282
Salaries and employee benefits$5,699,0001,060
Premises and equipment expense$1,154,0001,041
Additional noninterest expense$40,553,000147
Pre-tax net operating income$19,822,000354
Securities gains (losses)$1,951,00044
Applicable income taxes$6,709,000247
Income before extraordinary items$15,064,000370
Extraordinary gains, net$06
Net income$15,064,000370
Minority interest net income$065
Net income of bank and minority interests.$15,064,000370
Net charge-offs$21,0002,226
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$247,000269
Net operating income$13,522,710403
2018-03-31 (YTD Data)Rank
Total interest income$26,776,000333
Total interest expense$220,0002,936
Net interest income$26,556,000304
Provision for loan and lease losses$-419,0005,553
Total noninterest income$05,557
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$05,454
Trading account gains and fees$0123
Additional Noninterest Income$05,496
Total noninterest expense$15,762,000384
Salaries and employee benefits$05,594
Premises and equipment expense$05,589
Additional noninterest expense$15,762,000176
Pre-tax net operating income$11,213,000325
Securities gains (losses)$0735
Applicable income taxes$3,063,000263
Income before extraordinary items$8,150,000344
Extraordinary gains, net$07
Net income$8,150,000344
Minority interest net income$052
Net income of bank and minority interests.$8,150,000344
Net charge-offs$1,0002,559
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$8,150,000342
2017-12-31 (YTD Data)Rank
Total interest income$46,953,000612
Total interest expense$188,0004,916
Net interest income$46,765,000538
Provision for loan and lease losses$-300,0005,466
Total noninterest income$-81,0005,641
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$05,539
Trading account gains and fees$0151
Additional Noninterest Income$-81,0005,617
Total noninterest expense$26,596,000819
Salaries and employee benefits$05,659
Premises and equipment expense$05,658
Additional noninterest expense$26,596,000300
Pre-tax net operating income$20,388,000544
Securities gains (losses)$131,000526
Applicable income taxes$17,900,000285
Income before extraordinary items$2,619,0002,256
Extraordinary gains, net$09
Net income$2,619,0002,256
Minority interest net income$076
Net income of bank and minority interests.$2,619,0002,256
Net charge-offs$-296,0005,500
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$0711
Net operating income$2,535,1602,286
2017-09-30 (YTD Data)Rank
Total interest income$29,731,000718
Total interest expense$124,0005,060
Net interest income$29,607,000646
Provision for loan and lease losses$-441,0005,620
Total noninterest income$-66,0005,709
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$05,596
Trading account gains and fees$0145
Additional Noninterest Income$-66,0005,695
Total noninterest expense$17,564,000919
Salaries and employee benefits$05,727
Premises and equipment expense$05,726
Additional noninterest expense$17,564,000329
Pre-tax net operating income$12,418,000647
Securities gains (losses)$02,274
Applicable income taxes$4,847,000508
Income before extraordinary items$7,571,000800
Extraordinary gains, net$09
Net income$7,571,000800
Minority interest net income$071
Net income of bank and minority interests.$7,571,000800
Net charge-offs$-392,0005,616
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$7,571,000785
2017-06-30 (YTD Data)Rank
Total interest income$19,283,000733
Total interest expense$80,0005,106
Net interest income$19,203,000653
Provision for loan and lease losses$118,0002,138
Total noninterest income$-96,0005,761
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$05,642
Trading account gains and fees$0139
Additional Noninterest Income$-96,0005,758
Total noninterest expense$10,847,000989
Salaries and employee benefits$05,777
Premises and equipment expense$05,773
Additional noninterest expense$10,847,000358
Pre-tax net operating income$8,142,000635
Securities gains (losses)$01,906
Applicable income taxes$3,159,000511
Income before extraordinary items$4,983,000799
Extraordinary gains, net$011
Net income$4,983,000799
Minority interest net income$071
Net income of bank and minority interests.$4,983,000799
Net charge-offs$273,000882
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$4,983,000784
2017-03-31 (YTD Data)Rank
Total interest income$9,366,000751
Total interest expense$40,0005,136
Net interest income$9,326,000671
Provision for loan and lease losses$-48,0005,707
Total noninterest income$05,808
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$05,688
Trading account gains and fees$0142
Additional Noninterest Income$05,747
Total noninterest expense$4,963,0001,078
Salaries and employee benefits$05,844
Premises and equipment expense$05,840
Additional noninterest expense$4,963,000385
Pre-tax net operating income$4,411,000585
Securities gains (losses)$01,153
Applicable income taxes$1,712,000464
Income before extraordinary items$2,699,000722
Extraordinary gains, net$08
Net income$2,699,000722
Minority interest net income$055
Net income of bank and minority interests.$2,699,000722
Net charge-offs$35,0001,555
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$2,699,000709
2016-12-31 (YTD Data)Rank
Total interest income$36,704,000733
Total interest expense$162,0005,164
Net interest income$36,542,000657
Provision for loan and lease losses$-315,0005,687
Total noninterest income$-85,0005,885
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$05,773
Trading account gains and fees$0170
Additional Noninterest Income$-85,0005,873
Total noninterest expense$17,647,0001,164
Salaries and employee benefits$05,902
Premises and equipment expense$05,898
Additional noninterest expense$17,647,000412
Pre-tax net operating income$19,125,000532
Securities gains (losses)$3,271,00082
Applicable income taxes$8,725,000369
Income before extraordinary items$13,671,000563
Extraordinary gains, net$05
Net income$13,671,000561
Minority interest net income$082
Net income of bank and minority interests.$13,671,000562
Net charge-offs$-524,0005,803
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$11,577,560659
2016-09-30 (YTD Data)Rank
Total interest income$27,536,000728
Total interest expense$121,0005,217
Net interest income$27,415,000654
Provision for loan and lease losses$38,0003,556
Total noninterest income$-96,0005,958
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$05,834
Trading account gains and fees$0169
Additional Noninterest Income$-96,0005,953
Total noninterest expense$12,504,0001,220
Salaries and employee benefits$05,968
Premises and equipment expense$05,965
Additional noninterest expense$12,504,000428
Pre-tax net operating income$14,777,000523
Securities gains (losses)$3,271,00071
Applicable income taxes$6,988,000359
Income before extraordinary items$11,060,000533
Extraordinary gains, net$05
Net income$11,060,000531
Minority interest net income$071
Net income of bank and minority interests.$11,060,000533
Net charge-offs$-228,0005,752
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$8,966,560632
2016-06-30 (YTD Data)Rank
Total interest income$18,790,000712
Total interest expense$80,0005,288
Net interest income$18,710,000639
Provision for loan and lease losses$177,0001,761
Total noninterest income$-130,0006,039
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$05,909
Trading account gains and fees$0157
Additional Noninterest Income$-130,0006,036
Total noninterest expense$8,272,0001,231
Salaries and employee benefits$06,046
Premises and equipment expense$06,041
Additional noninterest expense$8,272,000430
Pre-tax net operating income$10,131,000501
Securities gains (losses)$1,781,00084
Applicable income taxes$4,570,000366
Income before extraordinary items$7,342,000530
Extraordinary gains, net$016
Net income$7,342,000526
Minority interest net income$071
Net income of bank and minority interests.$7,342,000529
Net charge-offs$-54,0005,531
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$6,202,160603
2016-03-31 (YTD Data)Rank
Total interest income$9,316,000722
Total interest expense$40,0005,333
Net interest income$9,276,000647
Provision for loan and lease losses$362,000594
Total noninterest income$06,066
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$05,957
Trading account gains and fees$0142
Additional Noninterest Income$05,996
Total noninterest expense$4,148,0001,225
Salaries and employee benefits$06,109
Premises and equipment expense$06,101
Additional noninterest expense$4,148,000420
Pre-tax net operating income$4,766,000508
Securities gains (losses)$1,781,00043
Applicable income taxes$2,510,000338
Income before extraordinary items$4,037,000461
Extraordinary gains, net$012
Net income$4,037,000460
Minority interest net income$062
Net income of bank and minority interests.$4,037,000461
Net charge-offs$88,0001,085
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,897,160619
2015-12-31 (YTD Data)Rank
Total interest income$21,928,0001,170
Total interest expense$172,0005,326
Net interest income$21,756,0001,050
Provision for loan and lease losses$-448,0005,933
Total noninterest income$45,0005,965
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$06,036
Trading account gains and fees$0159
Additional Noninterest Income$45,0005,576
Total noninterest expense$11,135,0001,705
Salaries and employee benefits$06,170
Premises and equipment expense$06,167
Additional noninterest expense$11,135,000605
Pre-tax net operating income$11,114,000802
Securities gains (losses)$2,371,00090
Applicable income taxes$4,061,000613
Income before extraordinary items$9,424,000768
Extraordinary gains, net$023
Net income$9,424,000768
Minority interest net income$081
Net income of bank and minority interests.$9,424,000768
Net charge-offs$212,0001,933
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$7,764,300901
2015-09-30 (YTD Data)Rank
Total interest income$13,867,0001,370
Total interest expense$70,0005,844
Net interest income$13,797,0001,250
Provision for loan and lease losses$-582,0006,101
Total noninterest income$-57,0006,229
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$06,114
Trading account gains and fees$0153
Additional Noninterest Income$-57,0006,201
Total noninterest expense$8,135,0001,759
Salaries and employee benefits$06,258
Premises and equipment expense$06,257
Additional noninterest expense$8,135,000625
Pre-tax net operating income$6,187,0001,062
Securities gains (losses)$2,370,00072
Applicable income taxes$2,214,000779
Income before extraordinary items$6,343,000851
Extraordinary gains, net$021
Net income$6,343,000851
Minority interest net income$078
Net income of bank and minority interests.$6,343,000851
Net charge-offs$180,0001,648
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$4,589,2001,129
2015-06-30 (YTD Data)Rank
Total interest income$9,602,0001,338
Total interest expense$46,0005,914
Net interest income$9,556,0001,198
Provision for loan and lease losses$-457,0006,191
Total noninterest income$-25,0006,293
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$06,182
Trading account gains and fees$0157
Additional Noninterest Income$-25,0006,257
Total noninterest expense$4,698,0002,028
Salaries and employee benefits$06,335
Premises and equipment expense$06,331
Additional noninterest expense$4,698,000717
Pre-tax net operating income$5,290,000847
Securities gains (losses)$02,636
Applicable income taxes$1,007,0001,026
Income before extraordinary items$4,283,000843
Extraordinary gains, net$022
Net income$4,283,000843
Minority interest net income$075
Net income of bank and minority interests.$4,283,000843
Net charge-offs$143,0001,409
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$4,283,000820
2015-03-31 (YTD Data)Rank
Total interest income$4,965,0001,279
Total interest expense$22,0005,985
Net interest income$4,943,0001,152
Provision for loan and lease losses$-129,0006,227
Total noninterest income$06,328
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$06,235
Trading account gains and fees$0152
Additional Noninterest Income$06,227
Total noninterest expense$2,461,0001,923
Salaries and employee benefits$06,407
Premises and equipment expense$06,396
Additional noninterest expense$2,461,000672
Pre-tax net operating income$2,611,000830
Securities gains (losses)$02,027
Applicable income taxes$1,001,000628
Income before extraordinary items$1,610,0001,051
Extraordinary gains, net$013
Net income$1,610,0001,050
Minority interest net income$064
Net income of bank and minority interests.$1,610,0001,052
Net charge-offs$212,000693
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,610,0001,024
2014-12-31 (YTD Data)Rank
Total interest income$22,367,0001,148
Total interest expense$93,0006,091
Net interest income$22,274,0001,012
Provision for loan and lease losses$648,0001,207
Total noninterest income$-12,0006,413
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$06,344
Trading account gains and fees$0180
Additional Noninterest Income$-12,0006,323
Total noninterest expense$10,231,0001,847
Salaries and employee benefits$06,497
Premises and equipment expense$49,0006,352
Additional noninterest expense$10,182,000657
Pre-tax net operating income$11,383,000735
Securities gains (losses)$1,795,000113
Applicable income taxes$5,202,000482
Income before extraordinary items$7,976,000829
Extraordinary gains, net$017
Net income$7,976,000828
Minority interest net income$084
Net income of bank and minority interests.$7,976,000828
Net charge-offs$8,295,000153
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$6,827,200954
2014-09-30 (YTD Data)Rank
Total interest income$17,069,0001,135
Total interest expense$70,0006,173
Net interest income$16,999,000992
Provision for loan and lease losses$349,0001,499
Total noninterest income$-2,0006,491
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$06,424
Trading account gains and fees$0174
Additional Noninterest Income$-2,0006,396
Total noninterest expense$7,691,0001,847
Salaries and employee benefits$06,577
Premises and equipment expense$49,0006,326
Additional noninterest expense$7,642,000654
Pre-tax net operating income$8,957,000705
Securities gains (losses)$925,000170
Applicable income taxes$3,772,000499
Income before extraordinary items$6,110,000821
Extraordinary gains, net$015
Net income$6,110,000820
Minority interest net income$081
Net income of bank and minority interests.$6,110,000820
Net charge-offs$8,047,000130
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$5,518,000878
2014-06-30 (YTD Data)Rank
Total interest income$11,734,0001,092
Total interest expense$46,0006,233
Net interest income$11,688,000938
Provision for loan and lease losses$1,578,000306
Total noninterest income$36,0006,277
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$06,479
Trading account gains and fees$0172
Additional Noninterest Income$36,0005,600
Total noninterest expense$5,113,0001,849
Salaries and employee benefits$06,643
Premises and equipment expense$49,0006,158
Additional noninterest expense$5,064,000652
Pre-tax net operating income$5,033,000806
Securities gains (losses)$861,000142
Applicable income taxes$2,303,000519
Income before extraordinary items$3,591,000899
Extraordinary gains, net$020
Net income$3,591,000899
Minority interest net income$080
Net income of bank and minority interests.$3,591,000899
Net charge-offs$7,799,000105
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$3,039,9601,041
2014-03-31 (YTD Data)Rank
Total interest income$6,018,0001,067
Total interest expense$22,0006,326
Net interest income$5,996,000917
Provision for loan and lease losses$1,246,000215
Total noninterest income$-2,0006,625
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$06,535
Trading account gains and fees$0147
Additional Noninterest Income$-2,0006,538
Total noninterest expense$2,547,0001,860
Salaries and employee benefits$06,716
Premises and equipment expense$49,0005,529
Additional noninterest expense$2,498,000660
Pre-tax net operating income$2,201,000900
Securities gains (losses)$334,000187
Applicable income taxes$975,000567
Income before extraordinary items$1,560,0001,000
Extraordinary gains, net$016
Net income$1,560,0001,000
Minority interest net income$066
Net income of bank and minority interests.$1,560,0001,001
Net charge-offs$7,749,00071
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,346,2401,128
2013-12-31 (YTD Data)Rank
Total interest income$27,589,000915
Total interest expense$110,0006,368
Net interest income$27,479,000779
Provision for loan and lease losses$-4,738,0006,763
Total noninterest income$-152,0006,725
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$06,638
Trading account gains and fees$0184
Additional Noninterest Income$-152,0006,648
Total noninterest expense$14,766,0001,336
Salaries and employee benefits$97,0006,790
Premises and equipment expense$1,003,0002,247
Additional noninterest expense$13,666,000518
Pre-tax net operating income$17,299,000482
Securities gains (losses)$1,268,000185
Applicable income taxes$7,033,000365
Income before extraordinary items$11,534,000575
Extraordinary gains, net$029
Net income$11,534,000573
Minority interest net income$090
Net income of bank and minority interests.$11,534,000575
Net charge-offs$3,368,000491
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$10,722,480591
2013-09-30 (YTD Data)Rank
Total interest income$21,432,000879
Total interest expense$88,0006,417
Net interest income$21,344,000750
Provision for loan and lease losses$-4,678,0006,858
Total noninterest income$-139,0006,824
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$06,711
Trading account gains and fees$0180
Additional Noninterest Income$-139,0006,761
Total noninterest expense$12,178,0001,245
Salaries and employee benefits$97,0006,863
Premises and equipment expense$993,0001,779
Additional noninterest expense$11,088,000477
Pre-tax net operating income$13,705,000476
Securities gains (losses)$1,268,000166
Applicable income taxes$5,304,000365
Income before extraordinary items$9,669,000534
Extraordinary gains, net$025
Net income$9,669,000532
Minority interest net income$084
Net income of bank and minority interests.$9,669,000536
Net charge-offs$2,247,000551
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$8,844,800562
2013-06-30 (YTD Data)Rank
Total interest income$14,332,000868
Total interest expense$57,0006,498
Net interest income$14,275,000741
Provision for loan and lease losses$-2,755,0006,901
Total noninterest income$-89,0006,859
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$06,751
Trading account gains and fees$0157
Additional Noninterest Income$-89,0006,791
Total noninterest expense$8,500,0001,201
Salaries and employee benefits$97,0006,882
Premises and equipment expense$665,0001,764
Additional noninterest expense$7,738,000461
Pre-tax net operating income$8,441,000501
Securities gains (losses)$1,268,000151
Applicable income taxes$3,351,000388
Income before extraordinary items$6,358,000540
Extraordinary gains, net$022
Net income$6,358,000540
Minority interest net income$082
Net income of bank and minority interests.$6,358,000542
Net charge-offs$1,806,000493
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$5,533,800578
2013-03-31 (YTD Data)Rank
Total interest income$6,691,000953
Total interest expense$27,0006,619
Net interest income$6,664,000791
Provision for loan and lease losses$-222,0006,901
Total noninterest income$14,0006,627
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$06,809
Trading account gains and fees$0148
Additional Noninterest Income$14,0005,942
Total noninterest expense$4,817,0001,067
Salaries and employee benefits$97,0006,743
Premises and equipment expense$328,0001,814
Additional noninterest expense$4,392,000419
Pre-tax net operating income$2,083,000898
Securities gains (losses)$311,000313
Applicable income taxes$886,000589
Income before extraordinary items$1,508,0001,007
Extraordinary gains, net$010
Net income$1,508,0001,007
Minority interest net income$076
Net income of bank and minority interests.$1,508,0001,009
Net charge-offs$1,677,000293
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,308,9601,085
2012-12-31 (YTD Data)Rank
Total interest income$46,095,000570
Total interest expense$693,0004,429
Net interest income$45,402,000495
Provision for loan and lease losses$116,0004,545
Total noninterest income$439,0004,691
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$06,902
Trading account gains and fees$0166
Additional Noninterest Income$439,0003,519
Total noninterest expense$24,643,000809
Salaries and employee benefits$576,0006,509
Premises and equipment expense$1,216,0001,919
Additional noninterest expense$22,851,000353
Pre-tax net operating income$21,082,000418
Securities gains (losses)$24,296,00028
Applicable income taxes$17,563,000188
Income before extraordinary items$27,815,000273
Extraordinary gains, net$029
Net income$27,815,000273
Minority interest net income$093
Net income of bank and minority interests.$27,815,000273
Net charge-offs$10,380,000302
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$12,265,560518
2012-09-30 (YTD Data)Rank
Total interest income$39,234,000505
Total interest expense$628,0004,135
Net interest income$38,606,000437
Provision for loan and lease losses$4,757,000424
Total noninterest income$61,0006,531
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$22,0006,619
Trading account gains and fees$0157
Additional Noninterest Income$39,0005,942
Total noninterest expense$20,617,000727
Salaries and employee benefits$418,0006,596
Premises and equipment expense$892,0001,977
Additional noninterest expense$19,307,000323
Pre-tax net operating income$13,293,000471
Securities gains (losses)$14,135,00037
Applicable income taxes$10,652,000221
Income before extraordinary items$16,776,000320
Extraordinary gains, net$020
Net income$16,776,000320
Minority interest net income$086
Net income of bank and minority interests.$16,776,000320
Net charge-offs$8,054,000311
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$7,729,600597
2012-06-30 (YTD Data)Rank
Total interest income$26,549,000503
Total interest expense$417,0004,237
Net interest income$26,132,000435
Provision for loan and lease losses$1,231,000925
Total noninterest income$-307,0007,168
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$22,0006,442
Trading account gains and fees$0153
Additional Noninterest Income$-329,0007,129
Total noninterest expense$13,424,000748
Salaries and employee benefits$276,0006,666
Premises and equipment expense$563,0002,070
Additional noninterest expense$12,585,000331
Pre-tax net operating income$11,170,000390
Securities gains (losses)$11,417,00032
Applicable income taxes$8,741,000195
Income before extraordinary items$13,846,000268
Extraordinary gains, net$019
Net income$13,846,000267
Minority interest net income$084
Net income of bank and minority interests.$13,846,000268
Net charge-offs$6,044,000289
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$6,539,120483
2012-03-31 (YTD Data)Rank
Total interest income$13,073,000512
Total interest expense$204,0004,405
Net interest income$12,869,000441
Provision for loan and lease losses$156,0002,266
Total noninterest income$-438,0007,274
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$1,0007,039
Trading account gains and fees$0148
Additional Noninterest Income$-439,0007,266
Total noninterest expense$6,491,000762
Salaries and employee benefits$135,0006,739
Premises and equipment expense$289,0002,041
Additional noninterest expense$6,067,000325
Pre-tax net operating income$5,784,000383
Securities gains (losses)$3,842,00036
Applicable income taxes$3,642,000211
Income before extraordinary items$5,984,000290
Extraordinary gains, net$019
Net income$5,984,000291
Minority interest net income$078
Net income of bank and minority interests.$5,984,000291
Net charge-offs$4,699,000200
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$3,525,120447
2011-12-31 (YTD Data)Rank
Total interest income$45,809,000605
Total interest expense$685,0005,240
Net interest income$45,124,000491
Provision for loan and lease losses$5,874,000690
Total noninterest income$-595,0007,207
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$2,0006,950
Trading account gains and fees$0146
Additional Noninterest Income$-597,0007,117
Total noninterest expense$22,806,000865
Salaries and employee benefits$992,0005,883
Premises and equipment expense$1,212,0002,046
Additional noninterest expense$20,602,000382
Pre-tax net operating income$15,849,000439
Securities gains (losses)$3,973,000123
Applicable income taxes$7,240,000312
Income before extraordinary items$12,582,000432
Extraordinary gains, net$029
Net income$12,582,000432
Minority interest net income$096
Net income of bank and minority interests.$12,582,000433
Net charge-offs$12,443,000363
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$10,039,280525
2011-09-30 (YTD Data)Rank
Total interest income$33,945,000616
Total interest expense$502,0005,410
Net interest income$33,443,000492
Provision for loan and lease losses$822,0002,240
Total noninterest income$-10,0007,130
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$1,0007,006
Trading account gains and fees$0145
Additional Noninterest Income$-11,0006,928
Total noninterest expense$16,915,000874
Salaries and employee benefits$733,0005,912
Premises and equipment expense$913,0002,049
Additional noninterest expense$15,269,000382
Pre-tax net operating income$15,696,000365
Securities gains (losses)$3,579,000109
Applicable income taxes$7,284,000265
Income before extraordinary items$11,991,000368
Extraordinary gains, net$021
Net income$11,991,000368
Minority interest net income$087
Net income of bank and minority interests.$11,991,000368
Net charge-offs$10,649,000331
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$9,700,440412
2011-06-30 (YTD Data)Rank
Total interest income$22,785,000630
Total interest expense$325,0005,587
Net interest income$22,460,000490
Provision for loan and lease losses$525,0002,246
Total noninterest income$-202,0007,349
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$07,067
Trading account gains and fees$0153
Additional Noninterest Income$-202,0007,280
Total noninterest expense$11,247,000889
Salaries and employee benefits$476,0006,025
Premises and equipment expense$606,0002,083
Additional noninterest expense$10,165,000387
Pre-tax net operating income$10,486,000356
Securities gains (losses)$1,670,000127
Applicable income taxes$4,600,000263
Income before extraordinary items$7,556,000372
Extraordinary gains, net$015
Net income$7,556,000371
Minority interest net income$089
Net income of bank and minority interests.$7,556,000371
Net charge-offs$7,602,000332
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$6,487,200405
2011-03-31 (YTD Data)Rank
Total interest income$11,230,000644
Total interest expense$156,0005,770
Net interest income$11,074,000495
Provision for loan and lease losses$-288,0007,532
Total noninterest income$-171,0007,457
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$07,070
Trading account gains and fees$0158
Additional Noninterest Income$-171,0007,418
Total noninterest expense$5,149,000975
Salaries and employee benefits$222,0006,196
Premises and equipment expense$304,0002,108
Additional noninterest expense$4,623,000412
Pre-tax net operating income$6,042,000308
Securities gains (losses)$714,000126
Applicable income taxes$2,557,000243
Income before extraordinary items$4,199,000336
Extraordinary gains, net$09
Net income$4,199,000335
Minority interest net income$086
Net income of bank and minority interests.$4,199,000336
Net charge-offs$4,036,000325
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$3,742,040360
2010-12-31 (YTD Data)Rank
Total interest income$39,496,000774
Total interest expense$486,0006,567
Net interest income$39,010,000558
Provision for loan and lease losses$16,022,000453
Total noninterest income$-1,359,0007,572
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0175
Additional Noninterest Income$-1,359,0007,528
Total noninterest expense$16,890,0001,196
Salaries and employee benefits$831,0006,390
Premises and equipment expense$1,267,0002,001
Additional noninterest expense$14,792,000522
Pre-tax net operating income$4,739,0001,078
Securities gains (losses)$7,546,00082
Applicable income taxes$5,165,000349
Income before extraordinary items$7,120,000634
Extraordinary gains, net$029
Net income$7,120,000631
Minority interest net income$0111
Net income of bank and minority interests.$7,120,000635
Net charge-offs$19,886,000333
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$2,290,5601,723
2010-09-30 (YTD Data)Rank
Total interest income$29,005,000791
Total interest expense$344,0006,785
Net interest income$28,661,000562
Provision for loan and lease losses$5,475,000816
Total noninterest income$-872,0007,683
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0165
Additional Noninterest Income$-872,0007,640
Total noninterest expense$12,165,0001,226
Salaries and employee benefits$609,0006,468
Premises and equipment expense$959,0002,011
Additional noninterest expense$10,597,000524
Pre-tax net operating income$10,149,000418
Securities gains (losses)$03,651
Applicable income taxes$3,674,000368
Income before extraordinary items$6,475,000527
Extraordinary gains, net$023
Net income$6,475,000528
Minority interest net income$0110
Net income of bank and minority interests.$6,475,000530
Net charge-offs$14,166,000342
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$6,475,000505
2010-06-30 (YTD Data)Rank
Total interest income$19,201,000804
Total interest expense$222,0006,902
Net interest income$18,979,000568
Provision for loan and lease losses$5,872,000563
Total noninterest income$-361,0007,720
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0152
Additional Noninterest Income$-361,0007,674
Total noninterest expense$7,959,0001,246
Salaries and employee benefits$404,0006,535
Premises and equipment expense$682,0001,910
Additional noninterest expense$6,873,000537
Pre-tax net operating income$4,787,000576
Securities gains (losses)$03,184
Applicable income taxes$1,726,000439
Income before extraordinary items$3,061,000736
Extraordinary gains, net$019
Net income$3,061,000734
Minority interest net income$0105
Net income of bank and minority interests.$3,061,000736
Net charge-offs$11,077,000307
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$3,061,000712
2010-03-31 (YTD Data)Rank
Total interest income$9,179,000861
Total interest expense$106,0007,074
Net interest income$9,073,000609
Provision for loan and lease losses$1,013,0001,160
Total noninterest income$-129,0007,821
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0175
Additional Noninterest Income$-129,0007,765
Total noninterest expense$3,864,0001,290
Salaries and employee benefits$198,0006,637
Premises and equipment expense$346,0001,947
Additional noninterest expense$3,320,000551
Pre-tax net operating income$4,067,000342
Securities gains (losses)$02,284
Applicable income taxes$1,466,000288
Income before extraordinary items$2,601,000417
Extraordinary gains, net$016
Net income$2,601,000418
Minority interest net income$091
Net income of bank and minority interests.$2,601,000419
Net charge-offs$4,126,000390
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$2,601,000410
2009-12-31 (YTD Data)Rank
Total interest income$37,237,000908
Total interest expense$343,0007,486
Net interest income$36,894,000583
Provision for loan and lease losses$32,497,000341
Total noninterest income$-2,017,0007,968
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0211
Additional Noninterest Income$-2,017,0007,953
Total noninterest expense$14,159,0001,458
Salaries and employee benefits$867,0006,546
Premises and equipment expense$1,429,0001,882
Additional noninterest expense$11,863,000685
Pre-tax net operating income$-11,779,0007,552
Securities gains (losses)$03,754
Applicable income taxes$-6,003,0007,802
Income before extraordinary items$-5,776,0007,337
Extraordinary gains, net$034
Net income$-5,776,0007,337
Minority interest net income$0115
Net income of bank and minority interests.$-5,776,0007,337
Net charge-offs$17,565,000450
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-5,776,0007,351
2009-09-30 (YTD Data)Rank
Total interest income$28,058,000920
Total interest expense$240,0007,645
Net interest income$27,818,000592
Provision for loan and lease losses$26,876,000324
Total noninterest income$-1,083,0008,047
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0212
Additional Noninterest Income$-1,083,0008,023
Total noninterest expense$10,426,0001,478
Salaries and employee benefits$685,0006,457
Premises and equipment expense$1,077,0001,887
Additional noninterest expense$8,664,000663
Pre-tax net operating income$-10,567,0007,756
Securities gains (losses)$03,497
Applicable income taxes$-5,388,0007,908
Income before extraordinary items$-5,179,0007,591
Extraordinary gains, net$027
Net income$-5,179,0007,591
Minority interest net income$0118
Net income of bank and minority interests.$-5,179,0007,591
Net charge-offs$14,128,000398
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-5,179,0007,604
2009-06-30 (YTD Data)Rank
Total interest income$19,232,000914
Total interest expense$148,0007,800
Net interest income$19,084,000581
Provision for loan and lease losses$18,997,000307
Total noninterest income$-605,0008,114
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0193
Additional Noninterest Income$-605,0008,094
Total noninterest expense$6,869,0001,512
Salaries and employee benefits$485,0006,404
Premises and equipment expense$720,0001,913
Additional noninterest expense$5,664,000687
Pre-tax net operating income$-7,387,0007,846
Securities gains (losses)$03,136
Applicable income taxes$-2,795,0007,958
Income before extraordinary items$-4,592,0007,778
Extraordinary gains, net$021
Net income$-4,592,0007,777
Minority interest net income$0112
Net income of bank and minority interests.$-4,592,0007,777
Net charge-offs$7,835,000442
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$-4,592,0007,788
2009-03-31 (YTD Data)Rank
Total interest income$9,913,000891
Total interest expense$69,0007,910
Net interest income$9,844,000554
Provision for loan and lease losses$8,943,000279
Total noninterest income$-308,0008,187
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0171
Additional Noninterest Income$-308,0008,177
Total noninterest expense$3,079,0001,637
Salaries and employee benefits$252,0006,377
Premises and equipment expense$377,0001,871
Additional noninterest expense$2,450,000692
Pre-tax net operating income$-2,486,0007,895
Securities gains (losses)$02,434
Applicable income taxes$-941,0007,990
Income before extraordinary items$-1,545,0007,837
Extraordinary gains, net$015
Net income$-1,545,0007,838
Minority interest net income$0102
Net income of bank and minority interests.$-1,545,0007,838
Net charge-offs$4,062,000362
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-1,545,0007,825
2008-12-31 (YTD Data)Rank
Total interest income$49,011,000760
Total interest expense$6,467,0002,353
Net interest income$42,544,000509
Provision for loan and lease losses$14,500,000461
Total noninterest income$-858,0008,246
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0154
Additional Noninterest Income$-858,0008,247
Total noninterest expense$14,271,0001,367
Salaries and employee benefits$1,174,0006,049
Premises and equipment expense$1,372,0001,991
Additional noninterest expense$11,725,000599
Pre-tax net operating income$12,915,000412
Securities gains (losses)$5,526,00068
Applicable income taxes$6,695,000256
Income before extraordinary items$11,746,000339
Extraordinary gains, net$-59,0008,273
Net income$11,687,000339
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,633,000621
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$8,209,360499
2008-09-30 (YTD Data)Rank
Total interest income$37,982,000757
Total interest expense$6,241,0001,977
Net interest income$31,741,000528
Provision for loan and lease losses$7,690,000481
Total noninterest income$-664,0008,341
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0148
Additional Noninterest Income$-664,0008,351
Total noninterest expense$10,638,0001,355
Salaries and employee benefits$921,0005,920
Premises and equipment expense$992,0002,059
Additional noninterest expense$8,725,000558
Pre-tax net operating income$12,749,000409
Securities gains (losses)$5,526,00064
Applicable income taxes$6,560,000252
Income before extraordinary items$11,715,000323
Extraordinary gains, net$-59,0008,359
Net income$11,656,000323
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,901,000657
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$8,178,360467
2008-06-30 (YTD Data)Rank
Total interest income$24,221,000802
Total interest expense$5,486,0001,595
Net interest income$18,735,000592
Provision for loan and lease losses$4,374,000476
Total noninterest income$-503,0008,419
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0149
Additional Noninterest Income$-503,0008,427
Total noninterest expense$6,491,0001,487
Salaries and employee benefits$661,0005,762
Premises and equipment expense$637,0002,118
Additional noninterest expense$5,193,000606
Pre-tax net operating income$7,367,000490
Securities gains (losses)$4,177,00072
Applicable income taxes$4,134,000300
Income before extraordinary items$7,410,000366
Extraordinary gains, net$-81,0008,432
Net income$7,329,000367
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,374,000710
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$4,736,720565
2008-03-31 (YTD Data)Rank
Total interest income$11,887,000845
Total interest expense$3,699,0001,267
Net interest income$8,188,000675
Provision for loan and lease losses$2,237,000375
Total noninterest income$08,338
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0158
Additional Noninterest Income$08,220
Total noninterest expense$3,056,0001,581
Salaries and employee benefits$419,0005,103
Premises and equipment expense$333,0002,034
Additional noninterest expense$2,304,000639
Pre-tax net operating income$2,895,000670
Securities gains (losses)$61,000973
Applicable income taxes$1,058,000555
Income before extraordinary items$1,898,000799
Extraordinary gains, net$015
Net income$1,898,000800
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$382,000850
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,858,960777
2007-12-31 (YTD Data)Rank
Total interest income$48,235,000869
Total interest expense$20,425,000965
Net interest income$27,810,000794
Provision for loan and lease losses$285,0003,288
Total noninterest income$3,732,0001,374
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0178
Additional Noninterest Income$3,732,000865
Total noninterest expense$17,935,0001,048
Salaries and employee benefits$3,388,0002,904
Premises and equipment expense$1,302,0002,006
Additional noninterest expense$13,245,000472
Pre-tax net operating income$13,322,000648
Securities gains (losses)$-1,893,0008,461
Applicable income taxes$4,312,000605
Income before extraordinary items$7,117,000910
Extraordinary gains, net$039
Net income$7,117,000908
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$72,0004,203
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$8,328,520768
2007-09-30 (YTD Data)Rank
Total interest income$34,951,000900
Total interest expense$15,884,000935
Net interest income$19,067,000860
Provision for loan and lease losses$334,0002,157
Total noninterest income$3,738,0001,100
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0184
Additional Noninterest Income$3,738,000690
Total noninterest expense$10,991,0001,262
Salaries and employee benefits$2,842,0002,604
Premises and equipment expense$924,0002,094
Additional noninterest expense$7,225,000581
Pre-tax net operating income$11,480,000625
Securities gains (losses)$361,000275
Applicable income taxes$4,530,000503
Income before extraordinary items$7,311,000720
Extraordinary gains, net$033
Net income$7,311,000718
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,076
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$7,079,960730
2007-06-30 (YTD Data)Rank
Total interest income$20,463,0001,047
Total interest expense$10,616,000939
Net interest income$9,847,0001,151
Provision for loan and lease losses$39,0004,684
Total noninterest income$-113,0008,597
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0168
Additional Noninterest Income$-113,0008,604
Total noninterest expense$6,212,0001,479
Salaries and employee benefits$1,761,0002,818
Premises and equipment expense$606,0002,140
Additional noninterest expense$3,845,000740
Pre-tax net operating income$3,483,0001,357
Securities gains (losses)$1,480,00094
Applicable income taxes$1,998,000731
Income before extraordinary items$2,965,0001,209
Extraordinary gains, net$029
Net income$2,965,0001,208
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,517
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$2,017,8001,696
2007-03-31 (YTD Data)Rank
Total interest income$9,998,0001,063
Total interest expense$5,265,000932
Net interest income$4,733,0001,199
Provision for loan and lease losses$-12,0008,436
Total noninterest income$08,538
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0195
Additional Noninterest Income$08,433
Total noninterest expense$3,023,0001,516
Salaries and employee benefits$846,0002,930
Premises and equipment expense$259,0002,501
Additional noninterest expense$1,918,000725
Pre-tax net operating income$1,722,0001,360
Securities gains (losses)$-453,0008,608
Applicable income taxes$530,0001,231
Income before extraordinary items$739,0002,207
Extraordinary gains, net$022
Net income$739,0002,207
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,509
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,028,9201,662
2006-12-31 (YTD Data)Rank
Total interest income$12,154,0003,052
Total interest expense$7,270,0002,215
Net interest income$4,884,0004,075
Provision for loan and lease losses$148,0004,088
Total noninterest income$08,609
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0130
Additional Noninterest Income$08,532
Total noninterest expense$4,082,0003,937
Salaries and employee benefits$1,872,0004,495
Premises and equipment expense$285,0005,862
Additional noninterest expense$1,925,0002,664
Pre-tax net operating income$654,0006,042
Securities gains (losses)$1,799,000118
Applicable income taxes$1,038,0002,142
Income before extraordinary items$1,415,0003,910
Extraordinary gains, net$226,00022
Net income$1,641,0003,568
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,377
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$10,0001,153
Net operating income$263,6407,047
2006-09-30 (YTD Data)Rank
Total interest income$2,428,0006,628
Total interest expense$964,0006,396
Net interest income$1,464,0006,683
Provision for loan and lease losses$98,0004,141
Total noninterest income$08,684
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$08,609
Total noninterest expense$1,413,0006,321
Salaries and employee benefits$650,0006,747
Premises and equipment expense$95,0007,532
Additional noninterest expense$668,0004,867
Pre-tax net operating income$-47,0008,172
Securities gains (losses)$862,000156
Applicable income taxes$308,0003,548
Income before extraordinary items$507,0005,732
Extraordinary gains, net$045
Net income$507,0005,734
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,858
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$10,000957
Net operating income$-44,6808,179
2006-06-30 (YTD Data)Rank
Total interest income$840,0007,864
Total interest expense$324,0007,602
Net interest income$516,0007,923
Provision for loan and lease losses$1,0006,387
Total noninterest income$08,702
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$08,630
Total noninterest expense$644,0007,285
Salaries and employee benefits$171,0008,346
Premises and equipment expense$36,0008,173
Additional noninterest expense$437,0004,918
Pre-tax net operating income$-129,0008,360
Securities gains (losses)$2,000970
Applicable income taxes$-48,0008,581
Income before extraordinary items$-79,0008,325
Extraordinary gains, net$039
Net income$-79,0008,325
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,361
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$10,000793
Net operating income$-80,2808,323

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.