Home > Dwelling House Savings and Loan Association > Income and Expense
Dwelling House Savings and Loan Association, Income and Expense
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $557,000 | 7,814 |
| Total interest expense | $84,000 | 8,009 |
| Net interest income | $473,000 | 7,613 |
| Provision for loan and lease losses | $4,000 | 7,067 |
| Total noninterest income | $21,000 | 7,665 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $21,000 | 6,756 |
| Total noninterest expense | $2,445,000 | 3,799 |
| Salaries and employee benefits | $386,000 | 6,890 |
| Premises and equipment expense | $117,000 | 6,290 |
| Additional noninterest expense | $1,942,000 | 1,851 |
| Pre-tax net operating income | $-1,955,000 | 7,373 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-1,955,000 | 7,469 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,955,000 | 7,469 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-1,955,000 | 7,468 |
| Net charge-offs | $4,000 | 6,304 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-1,955,000 | 7,469 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $181,000 | 8,077 |
| Total interest expense | $29,000 | 8,125 |
| Net interest income | $152,000 | 7,975 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $6,000 | 7,878 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $6,000 | 7,210 |
| Total noninterest expense | $1,999,000 | 2,427 |
| Salaries and employee benefits | $150,000 | 7,373 |
| Premises and equipment expense | $34,000 | 7,208 |
| Additional noninterest expense | $1,815,000 | 918 |
| Pre-tax net operating income | $-1,841,000 | 7,802 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-1,841,000 | 7,883 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-1,841,000 | 7,884 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-1,841,000 | 7,884 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-1,841,000 | 7,880 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $858,000 | 8,062 |
| Total interest expense | $158,000 | 8,140 |
| Net interest income | $700,000 | 7,909 |
| Provision for loan and lease losses | $20,000 | 7,003 |
| Total noninterest income | $41,000 | 7,799 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $41,000 | 6,952 |
| Total noninterest expense | $3,285,000 | 4,831 |
| Salaries and employee benefits | $473,000 | 7,728 |
| Premises and equipment expense | $155,000 | 7,097 |
| Additional noninterest expense | $2,657,000 | 2,233 |
| Pre-tax net operating income | $-2,564,000 | 7,503 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $-2,564,000 | 7,521 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-2,564,000 | 7,518 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,039 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-2,564,000 | 7,603 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $658,000 | 8,144 |
| Total interest expense | $122,000 | 8,226 |
| Net interest income | $536,000 | 7,976 |
| Provision for loan and lease losses | $20,000 | 6,492 |
| Total noninterest income | $35,000 | 7,892 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $35,000 | 6,964 |
| Total noninterest expense | $690,000 | 7,678 |
| Salaries and employee benefits | $359,000 | 7,745 |
| Premises and equipment expense | $124,000 | 7,048 |
| Additional noninterest expense | $207,000 | 7,576 |
| Pre-tax net operating income | $-139,000 | 6,966 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $-139,000 | 6,836 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-139,000 | 6,834 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-139,000 | 7,009 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $462,000 | 8,190 |
| Total interest expense | $86,000 | 8,280 |
| Net interest income | $376,000 | 7,985 |
| Provision for loan and lease losses | $7,000 | 6,417 |
| Total noninterest income | $20,000 | 8,023 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $20,000 | 7,196 |
| Total noninterest expense | $447,000 | 7,766 |
| Salaries and employee benefits | $243,000 | 7,784 |
| Premises and equipment expense | $77,000 | 7,206 |
| Additional noninterest expense | $127,000 | 7,732 |
| Pre-tax net operating income | $-58,000 | 7,108 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $-58,000 | 7,170 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-58,000 | 7,170 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-58,000 | 7,141 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $242,000 | 8,225 |
| Total interest expense | $50,000 | 8,318 |
| Net interest income | $192,000 | 8,010 |
| Provision for loan and lease losses | $22,000 | 4,820 |
| Total noninterest income | $9,000 | 8,079 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $9,000 | 7,309 |
| Total noninterest expense | $226,000 | 7,794 |
| Salaries and employee benefits | $125,000 | 7,800 |
| Premises and equipment expense | $46,000 | 6,918 |
| Additional noninterest expense | $55,000 | 7,903 |
| Pre-tax net operating income | $-47,000 | 7,384 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $-47,000 | 7,490 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-47,000 | 7,490 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-47,000 | 7,427 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $1,003,000 | 8,187 |
| Total interest expense | $198,000 | 8,302 |
| Net interest income | $805,000 | 7,979 |
| Provision for loan and lease losses | $42,000 | 5,817 |
| Total noninterest income | $38,000 | 8,126 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $38,000 | 7,341 |
| Total noninterest expense | $770,000 | 7,985 |
| Salaries and employee benefits | $412,000 | 8,025 |
| Premises and equipment expense | $151,000 | 7,235 |
| Additional noninterest expense | $207,000 | 7,994 |
| Pre-tax net operating income | $31,000 | 7,348 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $4,000 | 5,829 |
| Income before extraordinary items | $27,000 | 7,410 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $27,000 | 7,409 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $27,000 | 7,378 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $764,000 | 8,238 |
| Total interest expense | $147,000 | 8,344 |
| Net interest income | $617,000 | 8,011 |
| Provision for loan and lease losses | $37,000 | 5,394 |
| Total noninterest income | $30,000 | 8,153 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $30,000 | 7,337 |
| Total noninterest expense | $555,000 | 8,009 |
| Salaries and employee benefits | $295,000 | 8,058 |
| Premises and equipment expense | $115,000 | 7,207 |
| Additional noninterest expense | $145,000 | 8,038 |
| Pre-tax net operating income | $55,000 | 7,473 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $10,000 | 5,728 |
| Income before extraordinary items | $45,000 | 7,510 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $45,000 | 7,507 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $45,000 | 7,497 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $498,000 | 8,317 |
| Total interest expense | $99,000 | 8,409 |
| Net interest income | $399,000 | 8,111 |
| Provision for loan and lease losses | $12,000 | 5,644 |
| Total noninterest income | $18,000 | 8,243 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $18,000 | 7,471 |
| Total noninterest expense | $368,000 | 8,066 |
| Salaries and employee benefits | $198,000 | 8,106 |
| Premises and equipment expense | $76,000 | 7,244 |
| Additional noninterest expense | $94,000 | 8,110 |
| Pre-tax net operating income | $37,000 | 7,595 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $10,000 | 5,665 |
| Income before extraordinary items | $27,000 | 7,640 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $27,000 | 7,639 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $27,000 | 7,625 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $256,000 | 8,357 |
| Total interest expense | $50,000 | 8,458 |
| Net interest income | $206,000 | 8,135 |
| Provision for loan and lease losses | $-42,000 | 8,499 |
| Total noninterest income | $10,000 | 8,257 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $10,000 | 7,401 |
| Total noninterest expense | $202,000 | 7,995 |
| Salaries and employee benefits | $96,000 | 8,171 |
| Premises and equipment expense | $41,000 | 7,142 |
| Additional noninterest expense | $65,000 | 7,773 |
| Pre-tax net operating income | $56,000 | 7,208 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $10,000 | 5,322 |
| Income before extraordinary items | $46,000 | 7,210 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $46,000 | 7,210 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $46,000 | 7,204 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,040,000 | 8,250 |
| Total interest expense | $211,000 | 8,403 |
| Net interest income | $829,000 | 8,063 |
| Provision for loan and lease losses | $-51,000 | 8,404 |
| Total noninterest income | $44,000 | 8,255 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $44,000 | 7,377 |
| Total noninterest expense | $861,000 | 7,922 |
| Salaries and employee benefits | $409,000 | 8,127 |
| Premises and equipment expense | $169,000 | 7,049 |
| Additional noninterest expense | $283,000 | 7,671 |
| Pre-tax net operating income | $63,000 | 7,812 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $12,000 | 6,106 |
| Income before extraordinary items | $51,000 | 7,845 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $51,000 | 7,846 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 4,131 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $51,000 | 7,835 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $774,000 | 8,322 |
| Total interest expense | $154,000 | 8,469 |
| Net interest income | $620,000 | 8,144 |
| Provision for loan and lease losses | $27,000 | 5,738 |
| Total noninterest income | $35,000 | 8,322 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $35,000 | 7,365 |
| Total noninterest expense | $599,000 | 8,021 |
| Salaries and employee benefits | $320,000 | 8,083 |
| Premises and equipment expense | $127,000 | 7,055 |
| Additional noninterest expense | $152,000 | 8,123 |
| Pre-tax net operating income | $29,000 | 8,020 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $7,000 | 6,326 |
| Income before extraordinary items | $22,000 | 8,062 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $22,000 | 8,063 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 3,262 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $22,000 | 8,054 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $526,000 | 8,357 |
| Total interest expense | $103,000 | 8,495 |
| Net interest income | $423,000 | 8,162 |
| Provision for loan and lease losses | $7,000 | 6,120 |
| Total noninterest income | $25,000 | 8,356 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $25,000 | 7,325 |
| Total noninterest expense | $403,000 | 8,038 |
| Salaries and employee benefits | $211,000 | 8,136 |
| Premises and equipment expense | $102,000 | 6,720 |
| Additional noninterest expense | $90,000 | 8,270 |
| Pre-tax net operating income | $38,000 | 8,012 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $10,000 | 6,127 |
| Income before extraordinary items | $28,000 | 8,040 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $28,000 | 8,041 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 3,182 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $28,000 | 8,037 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $262,000 | 8,368 |
| Total interest expense | $51,000 | 8,521 |
| Net interest income | $211,000 | 8,192 |
| Provision for loan and lease losses | $-20,000 | 8,569 |
| Total noninterest income | $15,000 | 8,268 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $15,000 | 7,090 |
| Total noninterest expense | $210,000 | 8,020 |
| Salaries and employee benefits | $111,000 | 8,084 |
| Premises and equipment expense | $74,000 | 5,831 |
| Additional noninterest expense | $25,000 | 8,654 |
| Pre-tax net operating income | $36,000 | 7,859 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $10,000 | 5,755 |
| Income before extraordinary items | $26,000 | 7,904 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $26,000 | 7,904 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $26,000 | 7,901 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,238,000 | 8,150 |
| Total interest expense | $274,000 | 8,251 |
| Net interest income | $964,000 | 7,990 |
| Provision for loan and lease losses | $99,000 | 4,862 |
| Total noninterest income | $63,000 | 8,320 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $63,000 | 7,106 |
| Total noninterest expense | $924,000 | 7,885 |
| Salaries and employee benefits | $473,000 | 7,990 |
| Premises and equipment expense | $254,000 | 6,160 |
| Additional noninterest expense | $197,000 | 8,241 |
| Pre-tax net operating income | $4,000 | 8,230 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $1,000 | 6,850 |
| Income before extraordinary items | $3,000 | 8,270 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $3,000 | 8,271 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 4,820 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $3,000 | 8,241 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $981,000 | 8,102 |
| Total interest expense | $221,000 | 8,207 |
| Net interest income | $760,000 | 7,964 |
| Provision for loan and lease losses | $55,000 | 5,056 |
| Total noninterest income | $52,000 | 8,290 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $52,000 | 7,014 |
| Total noninterest expense | $724,000 | 7,792 |
| Salaries and employee benefits | $381,000 | 7,854 |
| Premises and equipment expense | $182,000 | 6,253 |
| Additional noninterest expense | $161,000 | 8,140 |
| Pre-tax net operating income | $33,000 | 8,243 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $10,000 | 6,526 |
| Income before extraordinary items | $23,000 | 8,284 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $23,000 | 8,285 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $23,000 | 8,251 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $731,000 | 7,954 |
| Total interest expense | $168,000 | 8,047 |
| Net interest income | $563,000 | 7,833 |
| Provision for loan and lease losses | $38,000 | 4,924 |
| Total noninterest income | $42,000 | 8,149 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $42,000 | 6,689 |
| Total noninterest expense | $525,000 | 7,651 |
| Salaries and employee benefits | $282,000 | 7,709 |
| Premises and equipment expense | $142,000 | 5,866 |
| Additional noninterest expense | $101,000 | 8,196 |
| Pre-tax net operating income | $42,000 | 8,170 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $42,000 | 8,166 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $42,000 | 8,167 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $42,000 | 8,133 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $244,000 | 8,469 |
| Total interest expense | $53,000 | 8,474 |
| Net interest income | $191,000 | 8,408 |
| Provision for loan and lease losses | $24,000 | 4,451 |
| Total noninterest income | $14,000 | 8,474 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $14,000 | 7,363 |
| Total noninterest expense | $186,000 | 8,225 |
| Salaries and employee benefits | $87,000 | 8,433 |
| Premises and equipment expense | $67,000 | 6,074 |
| Additional noninterest expense | $32,000 | 8,653 |
| Pre-tax net operating income | $-5,000 | 8,456 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $-5,000 | 8,470 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $-5,000 | 8,470 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $-5,000 | 8,445 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $966,000 | 8,421 |
| Total interest expense | $213,000 | 8,416 |
| Net interest income | $753,000 | 8,369 |
| Provision for loan and lease losses | $64,000 | 5,604 |
| Total noninterest income | $34,000 | 8,685 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $34,000 | 7,859 |
| Total noninterest expense | $652,000 | 8,411 |
| Salaries and employee benefits | $380,000 | 8,368 |
| Premises and equipment expense | $105,000 | 7,910 |
| Additional noninterest expense | $167,000 | 8,492 |
| Pre-tax net operating income | $71,000 | 8,191 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $63,000 | 5,889 |
| Income before extraordinary items | $8,000 | 8,412 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $8,000 | 8,414 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 5,112 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $8,000 | 8,382 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $716,000 | 8,472 |
| Total interest expense | $160,000 | 8,459 |
| Net interest income | $556,000 | 8,422 |
| Provision for loan and lease losses | $59,000 | 5,197 |
| Total noninterest income | $22,000 | 8,783 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $22,000 | 7,981 |
| Total noninterest expense | $455,000 | 8,506 |
| Salaries and employee benefits | $270,000 | 8,426 |
| Premises and equipment expense | $39,000 | 8,598 |
| Additional noninterest expense | $146,000 | 8,339 |
| Pre-tax net operating income | $64,000 | 8,258 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $33,000 | 6,230 |
| Income before extraordinary items | $31,000 | 8,390 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $31,000 | 8,392 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 4,471 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $31,000 | 8,350 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $481,000 | 8,528 |
| Total interest expense | $107,000 | 8,523 |
| Net interest income | $374,000 | 8,461 |
| Provision for loan and lease losses | $25,000 | 5,618 |
| Total noninterest income | $14,000 | 8,852 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $14,000 | 8,074 |
| Total noninterest expense | $303,000 | 8,552 |
| Salaries and employee benefits | $181,000 | 8,475 |
| Premises and equipment expense | $32,000 | 8,470 |
| Additional noninterest expense | $90,000 | 8,466 |
| Pre-tax net operating income | $60,000 | 8,191 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $29,000 | 6,064 |
| Income before extraordinary items | $31,000 | 8,384 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $31,000 | 8,386 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 4,586 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $31,000 | 8,323 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $243,000 | 8,573 |
| Total interest expense | $53,000 | 8,586 |
| Net interest income | $190,000 | 8,491 |
| Provision for loan and lease losses | $25,000 | 4,502 |
| Total noninterest income | $6,000 | 8,907 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $6,000 | 8,203 |
| Total noninterest expense | $138,000 | 8,694 |
| Salaries and employee benefits | $90,000 | 8,519 |
| Premises and equipment expense | $8,000 | 8,874 |
| Additional noninterest expense | $40,000 | 8,633 |
| Pre-tax net operating income | $33,000 | 8,143 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $21,000 | 5,742 |
| Income before extraordinary items | $12,000 | 8,437 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $12,000 | 8,437 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 2,858 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $12,000 | 8,374 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $897,000 | 8,671 |
| Total interest expense | $206,000 | 8,732 |
| Net interest income | $691,000 | 8,577 |
| Provision for loan and lease losses | $42,000 | 6,478 |
| Total noninterest income | $58,000 | 8,720 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $58,000 | 7,360 |
| Total noninterest expense | $584,000 | 8,690 |
| Salaries and employee benefits | $319,000 | 8,706 |
| Premises and equipment expense | $92,000 | 8,167 |
| Additional noninterest expense | $173,000 | 8,612 |
| Pre-tax net operating income | $123,000 | 8,114 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $25,000 | 6,696 |
| Income before extraordinary items | $98,000 | 8,228 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $98,000 | 8,232 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 5,121 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $98,000 | 8,113 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $688,000 | 8,739 |
| Total interest expense | $153,000 | 8,838 |
| Net interest income | $535,000 | 8,611 |
| Provision for loan and lease losses | $40,000 | 6,097 |
| Total noninterest income | $40,000 | 8,838 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $40,000 | 7,508 |
| Total noninterest expense | $451,000 | 8,656 |
| Salaries and employee benefits | $237,000 | 8,717 |
| Premises and equipment expense | $66,000 | 8,261 |
| Additional noninterest expense | $148,000 | 8,477 |
| Pre-tax net operating income | $84,000 | 8,314 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $20,000 | 6,799 |
| Income before extraordinary items | $64,000 | 8,446 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $64,000 | 8,448 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 4,239 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $64,000 | 8,329 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $473,000 | 8,765 |
| Total interest expense | $99,000 | 8,907 |
| Net interest income | $374,000 | 8,597 |
| Provision for loan and lease losses | $7,000 | 6,972 |
| Total noninterest income | $27,000 | 8,841 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $27,000 | 7,458 |
| Total noninterest expense | $307,000 | 8,650 |
| Salaries and employee benefits | $157,000 | 8,760 |
| Premises and equipment expense | $42,000 | 8,327 |
| Additional noninterest expense | $108,000 | 8,342 |
| Pre-tax net operating income | $87,000 | 8,106 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $22,000 | 6,543 |
| Income before extraordinary items | $65,000 | 8,287 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $65,000 | 8,288 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 5,047 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $65,000 | 8,145 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $238,000 | 8,821 |
| Total interest expense | $44,000 | 9,022 |
| Net interest income | $194,000 | 8,599 |
| Provision for loan and lease losses | $7,000 | 6,361 |
| Total noninterest income | $11,000 | 8,960 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $11,000 | 7,783 |
| Total noninterest expense | $147,000 | 8,755 |
| Salaries and employee benefits | $81,000 | 8,757 |
| Premises and equipment expense | $22,000 | 8,271 |
| Additional noninterest expense | $44,000 | 8,661 |
| Pre-tax net operating income | $51,000 | 7,986 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $17,000 | 6,213 |
| Income before extraordinary items | $34,000 | 8,200 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $34,000 | 8,200 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 4,268 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $34,000 | 8,064 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $983,000 | 8,873 |
| Total interest expense | $341,000 | 8,808 |
| Net interest income | $642,000 | 8,828 |
| Provision for loan and lease losses | $46,000 | 6,809 |
| Total noninterest income | $79,000 | 8,655 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $79,000 | 6,904 |
| Total noninterest expense | $567,000 | 8,847 |
| Salaries and employee benefits | $299,000 | 8,901 |
| Premises and equipment expense | $86,000 | 8,359 |
| Additional noninterest expense | $182,000 | 8,673 |
| Pre-tax net operating income | $108,000 | 8,290 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $34,000 | 6,771 |
| Income before extraordinary items | $74,000 | 8,447 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $74,000 | 8,447 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 5,374 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $74,000 | 8,358 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,158,000 | 9,021 |
| Total interest expense | $501,000 | 9,012 |
| Net interest income | $657,000 | 8,931 |
| Provision for loan and lease losses | $90,000 | 5,778 |
| Total noninterest income | $53,000 | 9,133 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $53,000 | 7,596 |
| Total noninterest expense | $592,000 | 8,958 |
| Salaries and employee benefits | $282,000 | 9,134 |
| Premises and equipment expense | $94,000 | 8,393 |
| Additional noninterest expense | $216,000 | 8,535 |
| Pre-tax net operating income | $28,000 | 8,621 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $16,000 | 7,411 |
| Income before extraordinary items | $12,000 | 8,768 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $12,000 | 8,767 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $145,000 | 3,435 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $12,000 | 8,681 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,293,000 | 9,160 |
| Total interest expense | $516,000 | 9,217 |
| Net interest income | $777,000 | 8,957 |
| Provision for loan and lease losses | $51,000 | 6,491 |
| Total noninterest income | $54,000 | 9,278 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $54,000 | 7,661 |
| Total noninterest expense | $489,000 | 9,416 |
| Salaries and employee benefits | $263,000 | 9,410 |
| Premises and equipment expense | $88,000 | 8,649 |
| Additional noninterest expense | $138,000 | 9,342 |
| Pre-tax net operating income | $291,000 | 7,937 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $91,000 | 6,628 |
| Income before extraordinary items | $200,000 | 8,064 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $200,000 | 8,063 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 3,874 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $200,000 | 8,062 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,259,000 | 9,357 |
| Total interest expense | $476,000 | 9,491 |
| Net interest income | $783,000 | 9,097 |
| Provision for loan and lease losses | $53,000 | 6,446 |
| Total noninterest income | $11,000 | 10,040 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $11,000 | 9,676 |
| Total noninterest expense | $529,000 | 9,534 |
| Salaries and employee benefits | $260,000 | 9,670 |
| Premises and equipment expense | $97,000 | 8,686 |
| Additional noninterest expense | $172,000 | 9,313 |
| Pre-tax net operating income | $212,000 | 8,520 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $75,000 | 7,256 |
| Income before extraordinary items | $137,000 | 8,732 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $137,000 | 8,729 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 4,369 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $137,000 | 8,693 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,216,000 | 9,631 |
| Total interest expense | $502,000 | 9,690 |
| Net interest income | $714,000 | 9,462 |
| Provision for loan and lease losses | $316,000 | 2,493 |
| Total noninterest income | $307,000 | 6,406 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $307,000 | 3,978 |
| Total noninterest expense | $441,000 | 9,947 |
| Salaries and employee benefits | $236,000 | 9,947 |
| Premises and equipment expense | $82,000 | 9,110 |
| Additional noninterest expense | $123,000 | 9,926 |
| Pre-tax net operating income | $264,000 | 8,588 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $84,000 | 7,768 |
| Income before extraordinary items | $180,000 | 8,761 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $180,000 | 8,760 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $305,000 | 1,832 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $180,000 | 8,693 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,226,000 | 10,035 |
| Total interest expense | $505,000 | 10,089 |
| Net interest income | $721,000 | 9,879 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $22,000 | 10,670 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $22,000 | 9,735 |
| Total noninterest expense | $523,000 | 10,043 |
| Salaries and employee benefits | $252,000 | 10,254 |
| Premises and equipment expense | $104,000 | 8,869 |
| Additional noninterest expense | $167,000 | 9,809 |
| Pre-tax net operating income | $220,000 | 9,464 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $47,000 | 9,297 |
| Income before extraordinary items | $173,000 | 9,384 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $173,000 | 9,386 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $191,000 | 2,620 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $173,000 | 9,339 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,200,000 | 10,521 |
| Total interest expense | $489,000 | 10,628 |
| Net interest income | $711,000 | 10,359 |
| Provision for loan and lease losses | $27,000 | 7,576 |
| Total noninterest income | $72,000 | 10,431 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $72,000 | 8,006 |
| Total noninterest expense | $673,000 | 9,903 |
| Salaries and employee benefits | $255,000 | 10,685 |
| Premises and equipment expense | $106,000 | 9,125 |
| Additional noninterest expense | $312,000 | 8,741 |
| Pre-tax net operating income | $83,000 | 10,460 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $11,000 | 10,352 |
| Income before extraordinary items | $72,000 | 10,436 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $72,000 | 10,435 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-183,000 | 11,326 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $72,000 | 10,394 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,239,000 | 10,928 |
| Total interest expense | $473,000 | 11,121 |
| Net interest income | $766,000 | 10,641 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $63,000 | 11,107 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $63,000 | 8,620 |
| Total noninterest expense | $566,000 | 10,725 |
| Salaries and employee benefits | $243,000 | 11,216 |
| Premises and equipment expense | $82,000 | 10,145 |
| Additional noninterest expense | $241,000 | 9,924 |
| Pre-tax net operating income | $263,000 | 10,018 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $157,000 | 8,143 |
| Income before extraordinary items | $106,000 | 10,880 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $106,000 | 10,880 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $200,000 | 2,497 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $106,000 | 10,848 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,243,000 | 11,264 |
| Total interest expense | $475,000 | 11,206 |
| Net interest income | $768,000 | 11,160 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $84,000 | 11,144 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $84,000 | 8,071 |
| Total noninterest expense | $639,000 | 10,948 |
| Salaries and employee benefits | $232,000 | 11,822 |
| Premises and equipment expense | $103,000 | 9,932 |
| Additional noninterest expense | $304,000 | 9,926 |
| Pre-tax net operating income | $213,000 | 10,793 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $103,000 | 9,288 |
| Income before extraordinary items | $110,000 | 11,284 |
| Extraordinary gains, net | $58,000 | 152 |
| Net income | $168,000 | 10,632 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-19,000 | 11,219 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $110,000 | 11,323 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,162,000 | 11,961 |
| Total interest expense | $539,000 | 11,479 |
| Net interest income | $623,000 | 12,143 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $67,000 | 12,150 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $67,000 | 9,213 |
| Total noninterest expense | $490,000 | 12,221 |
| Salaries and employee benefits | $211,000 | 12,528 |
| Premises and equipment expense | $122,000 | 9,724 |
| Additional noninterest expense | $157,000 | 12,324 |
| Pre-tax net operating income | $200,000 | 11,037 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $100,000 | 9,745 |
| Income before extraordinary items | $100,000 | 11,800 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $100,000 | 11,848 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-49,000 | 12,650 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $100,000 | 11,612 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,107,000 | 12,817 |
| Total interest expense | $655,000 | 12,047 |
| Net interest income | $452,000 | 13,231 |
| Provision for loan and lease losses | $53,000 | 8,929 |
| Total noninterest income | $67,000 | 12,655 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $67,000 | 9,442 |
| Total noninterest expense | $427,000 | 13,034 |
| Salaries and employee benefits | $190,000 | 13,250 |
| Premises and equipment expense | $109,000 | 10,409 |
| Additional noninterest expense | $128,000 | 13,232 |
| Pre-tax net operating income | $39,000 | 12,483 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $24,000 | 11,995 |
| Income before extraordinary items | $15,000 | 12,802 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $15,000 | 12,798 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 13,003 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $15,000 | 12,571 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.