Home > DuPage Valley State Bank > Income and Expense
DuPage Valley State Bank, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,479,000 | 10,772 |
| Total interest expense | $668,000 | 10,267 |
| Net interest income | $811,000 | 11,014 |
| Provision for loan and lease losses | $953,000 | 963 |
| Total noninterest income | $543,000 | 4,979 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $127,000 | 7,442 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $416,000 | 3,326 |
| Total noninterest expense | $1,608,000 | 7,274 |
| Salaries and employee benefits | $773,000 | 7,359 |
| Premises and equipment expense | $174,000 | 7,986 |
| Additional noninterest expense | $661,000 | 6,597 |
| Pre-tax net operating income | $-1,207,000 | 12,479 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $39,000 | 10,719 |
| Income before extraordinary items | $-1,246,000 | 12,449 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-1,246,000 | 12,443 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $979,000 | 871 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $-1,246,000 | 12,448 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,486,000 | 11,270 |
| Total interest expense | $700,000 | 10,586 |
| Net interest income | $786,000 | 11,548 |
| Provision for loan and lease losses | $223,000 | 3,676 |
| Total noninterest income | $768,000 | 4,122 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $97,000 | 8,461 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $671,000 | 2,671 |
| Total noninterest expense | $1,472,000 | 7,923 |
| Salaries and employee benefits | $859,000 | 6,967 |
| Premises and equipment expense | $163,000 | 8,556 |
| Additional noninterest expense | $450,000 | 8,725 |
| Pre-tax net operating income | $-141,000 | 12,637 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $-2,000 | 12,732 |
| Income before extraordinary items | $-139,000 | 12,699 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-139,000 | 12,717 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $105,000 | 4,450 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-139,000 | 12,606 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,166,000 | 10,542 |
| Total interest expense | $885,000 | 10,931 |
| Net interest income | $1,281,000 | 10,026 |
| Provision for loan and lease losses | $177,000 | 5,621 |
| Total noninterest income | $63,000 | 12,761 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $51,000 | 10,268 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $12,000 | 13,214 |
| Total noninterest expense | $1,065,000 | 9,688 |
| Salaries and employee benefits | $520,000 | 9,582 |
| Premises and equipment expense | $136,000 | 9,504 |
| Additional noninterest expense | $409,000 | 9,451 |
| Pre-tax net operating income | $102,000 | 12,006 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $-36,000 | 13,474 |
| Income before extraordinary items | $138,000 | 11,434 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $138,000 | 11,514 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 9,962 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $138,000 | 11,109 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.