Home > DuPage National Bank > Income and Expense
DuPage National Bank, Income and Expense
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $1,818,000 | 6,001 |
| Total interest expense | $214,000 | 5,836 |
| Net interest income | $1,604,000 | 5,972 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $62,000 | 6,419 |
| Gross Fiduciary activities income | $9,000 | 1,117 |
| Service charges on deposit accounts | $119,000 | 4,969 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $-66,000 | 6,584 |
| Total noninterest expense | $3,708,000 | 4,108 |
| Salaries and employee benefits | $1,542,000 | 4,688 |
| Premises and equipment expense | $421,000 | 4,101 |
| Additional noninterest expense | $1,745,000 | 3,277 |
| Pre-tax net operating income | $-2,042,000 | 6,659 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $-2,042,000 | 6,669 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-2,042,000 | 6,669 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $-2,042,000 | 6,669 |
| Net charge-offs | $-46,000 | 6,404 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $-2,042,000 | 6,664 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $1,312,000 | 6,117 |
| Total interest expense | $164,000 | 5,899 |
| Net interest income | $1,148,000 | 6,092 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $173,000 | 5,543 |
| Gross Fiduciary activities income | $7,000 | 1,087 |
| Service charges on deposit accounts | $83,000 | 5,146 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $83,000 | 5,362 |
| Total noninterest expense | $2,870,000 | 4,046 |
| Salaries and employee benefits | $1,166,000 | 4,685 |
| Premises and equipment expense | $321,000 | 4,118 |
| Additional noninterest expense | $1,383,000 | 3,155 |
| Pre-tax net operating income | $-1,549,000 | 6,757 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $-1,549,000 | 6,766 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $-1,549,000 | 6,767 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-1,549,000 | 6,767 |
| Net charge-offs | $-47,000 | 6,455 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-1,549,000 | 6,757 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $847,000 | 6,191 |
| Total interest expense | $111,000 | 5,955 |
| Net interest income | $736,000 | 6,166 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $81,000 | 5,914 |
| Gross Fiduciary activities income | $5,000 | 1,085 |
| Service charges on deposit accounts | $56,000 | 5,113 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $20,000 | 6,098 |
| Total noninterest expense | $1,961,000 | 4,005 |
| Salaries and employee benefits | $795,000 | 4,660 |
| Premises and equipment expense | $217,000 | 4,107 |
| Additional noninterest expense | $949,000 | 3,079 |
| Pre-tax net operating income | $-1,144,000 | 6,802 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $-1,144,000 | 6,827 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-1,144,000 | 6,828 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-1,144,000 | 6,828 |
| Net charge-offs | $71,000 | 3,060 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $-1,144,000 | 6,815 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $470,000 | 6,096 |
| Total interest expense | $57,000 | 6,000 |
| Net interest income | $413,000 | 6,058 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $26,000 | 6,315 |
| Gross Fiduciary activities income | $2,000 | 1,072 |
| Service charges on deposit accounts | $31,000 | 4,905 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-7,000 | 6,787 |
| Total noninterest expense | $918,000 | 4,209 |
| Salaries and employee benefits | $408,000 | 4,644 |
| Premises and equipment expense | $107,000 | 4,164 |
| Additional noninterest expense | $403,000 | 3,484 |
| Pre-tax net operating income | $-479,000 | 6,850 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $-479,000 | 6,867 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-479,000 | 6,868 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-479,000 | 6,868 |
| Net charge-offs | $50,000 | 2,418 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $-479,000 | 6,852 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $1,978,000 | 6,158 |
| Total interest expense | $298,000 | 5,982 |
| Net interest income | $1,680,000 | 6,132 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $312,000 | 5,150 |
| Gross Fiduciary activities income | $10,000 | 1,127 |
| Service charges on deposit accounts | $121,000 | 5,135 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $181,000 | 4,715 |
| Total noninterest expense | $4,468,000 | 3,743 |
| Salaries and employee benefits | $1,670,000 | 4,581 |
| Premises and equipment expense | $501,000 | 3,822 |
| Additional noninterest expense | $2,297,000 | 2,759 |
| Pre-tax net operating income | $-2,476,000 | 6,845 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $-2,476,000 | 6,866 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-2,476,000 | 6,864 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-2,476,000 | 6,865 |
| Net charge-offs | $1,072,000 | 1,751 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-2,476,000 | 6,848 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $1,578,000 | 6,177 |
| Total interest expense | $237,000 | 6,039 |
| Net interest income | $1,341,000 | 6,148 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $207,000 | 5,382 |
| Gross Fiduciary activities income | $8,000 | 1,101 |
| Service charges on deposit accounts | $89,000 | 5,251 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $110,000 | 5,007 |
| Total noninterest expense | $3,459,000 | 3,711 |
| Salaries and employee benefits | $1,252,000 | 4,599 |
| Premises and equipment expense | $365,000 | 3,937 |
| Additional noninterest expense | $1,842,000 | 2,616 |
| Pre-tax net operating income | $-1,911,000 | 6,965 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $-1,911,000 | 6,988 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-1,911,000 | 6,985 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-1,911,000 | 6,987 |
| Net charge-offs | $914,000 | 1,558 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-1,911,000 | 6,973 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,160,000 | 6,084 |
| Total interest expense | $173,000 | 6,013 |
| Net interest income | $987,000 | 6,017 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $96,000 | 5,845 |
| Gross Fiduciary activities income | $5,000 | 1,115 |
| Service charges on deposit accounts | $58,000 | 5,291 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $33,000 | 5,808 |
| Total noninterest expense | $2,816,000 | 3,214 |
| Salaries and employee benefits | $818,000 | 4,677 |
| Premises and equipment expense | $252,000 | 3,847 |
| Additional noninterest expense | $1,746,000 | 1,899 |
| Pre-tax net operating income | $-1,733,000 | 7,072 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $-1,733,000 | 7,091 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-1,733,000 | 7,091 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-1,733,000 | 7,091 |
| Net charge-offs | $215,000 | 2,670 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-1,733,000 | 7,074 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $572,000 | 6,140 |
| Total interest expense | $99,000 | 5,891 |
| Net interest income | $473,000 | 6,130 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $65,000 | 5,544 |
| Gross Fiduciary activities income | $3,000 | 1,077 |
| Service charges on deposit accounts | $27,000 | 5,391 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $35,000 | 5,179 |
| Total noninterest expense | $1,295,000 | 3,442 |
| Salaries and employee benefits | $396,000 | 4,796 |
| Premises and equipment expense | $128,000 | 3,830 |
| Additional noninterest expense | $771,000 | 2,095 |
| Pre-tax net operating income | $-757,000 | 7,120 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $-757,000 | 7,137 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-757,000 | 7,136 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-757,000 | 7,137 |
| Net charge-offs | $-33,000 | 6,994 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-757,000 | 7,127 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $2,585,000 | 6,036 |
| Total interest expense | $476,000 | 5,945 |
| Net interest income | $2,109,000 | 5,976 |
| Provision for loan and lease losses | $1,850,000 | 1,651 |
| Total noninterest income | $299,000 | 5,208 |
| Gross Fiduciary activities income | $10,000 | 1,096 |
| Service charges on deposit accounts | $138,000 | 5,032 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $151,000 | 4,843 |
| Total noninterest expense | $5,770,000 | 3,151 |
| Salaries and employee benefits | $1,604,000 | 4,780 |
| Premises and equipment expense | $528,000 | 3,889 |
| Additional noninterest expense | $3,638,000 | 1,851 |
| Pre-tax net operating income | $-5,212,000 | 7,071 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $-5,212,000 | 7,071 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-5,212,000 | 7,069 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-5,212,000 | 7,070 |
| Net charge-offs | $2,552,000 | 1,331 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-5,212,000 | 7,066 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $2,002,000 | 6,029 |
| Total interest expense | $372,000 | 5,983 |
| Net interest income | $1,630,000 | 5,972 |
| Provision for loan and lease losses | $-355,000 | 7,386 |
| Total noninterest income | $538,000 | 3,740 |
| Gross Fiduciary activities income | $8,000 | 1,059 |
| Service charges on deposit accounts | $110,000 | 4,962 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $420,000 | 2,952 |
| Total noninterest expense | $3,815,000 | 3,497 |
| Salaries and employee benefits | $1,224,000 | 4,722 |
| Premises and equipment expense | $404,000 | 3,881 |
| Additional noninterest expense | $2,187,000 | 2,266 |
| Pre-tax net operating income | $-1,292,000 | 6,868 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $-1,292,000 | 6,930 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,292,000 | 6,931 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-1,292,000 | 6,931 |
| Net charge-offs | $478,000 | 2,717 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-1,292,000 | 6,900 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,399,000 | 5,999 |
| Total interest expense | $258,000 | 6,025 |
| Net interest income | $1,141,000 | 5,918 |
| Provision for loan and lease losses | $201,000 | 3,515 |
| Total noninterest income | $392,000 | 3,590 |
| Gross Fiduciary activities income | $5,000 | 1,073 |
| Service charges on deposit accounts | $72,000 | 4,984 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $315,000 | 2,796 |
| Total noninterest expense | $2,170,000 | 3,955 |
| Salaries and employee benefits | $822,000 | 4,748 |
| Premises and equipment expense | $268,000 | 3,933 |
| Additional noninterest expense | $1,080,000 | 2,999 |
| Pre-tax net operating income | $-838,000 | 6,925 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-838,000 | 6,980 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-838,000 | 6,979 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-838,000 | 6,980 |
| Net charge-offs | $262,000 | 2,835 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-838,000 | 6,965 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $752,000 | 5,903 |
| Total interest expense | $136,000 | 6,026 |
| Net interest income | $616,000 | 5,759 |
| Provision for loan and lease losses | $70,000 | 3,831 |
| Total noninterest income | $265,000 | 3,049 |
| Gross Fiduciary activities income | $3,000 | 1,053 |
| Service charges on deposit accounts | $36,000 | 4,928 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $226,000 | 2,297 |
| Total noninterest expense | $1,095,000 | 3,948 |
| Salaries and employee benefits | $416,000 | 4,755 |
| Premises and equipment expense | $139,000 | 3,897 |
| Additional noninterest expense | $540,000 | 2,992 |
| Pre-tax net operating income | $-284,000 | 6,918 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-284,000 | 6,975 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-284,000 | 6,975 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-284,000 | 6,975 |
| Net charge-offs | $94,000 | 2,798 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-284,000 | 6,959 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $3,604,000 | 5,650 |
| Total interest expense | $822,000 | 5,657 |
| Net interest income | $2,782,000 | 5,544 |
| Provision for loan and lease losses | $2,109,000 | 2,002 |
| Total noninterest income | $381,000 | 5,037 |
| Gross Fiduciary activities income | $12,000 | 1,125 |
| Service charges on deposit accounts | $197,000 | 4,436 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $172,000 | 4,800 |
| Total noninterest expense | $4,853,000 | 3,700 |
| Salaries and employee benefits | $1,728,000 | 4,637 |
| Premises and equipment expense | $562,000 | 3,895 |
| Additional noninterest expense | $2,563,000 | 2,628 |
| Pre-tax net operating income | $-3,799,000 | 7,012 |
| Securities gains (losses) | $29,000 | 2,945 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $-3,770,000 | 7,080 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-3,770,000 | 7,080 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-3,770,000 | 7,081 |
| Net charge-offs | $352,000 | 4,100 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-3,799,000 | 7,060 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $2,703,000 | 5,753 |
| Total interest expense | $665,000 | 5,658 |
| Net interest income | $2,038,000 | 5,663 |
| Provision for loan and lease losses | $15,000 | 6,753 |
| Total noninterest income | $408,000 | 4,470 |
| Gross Fiduciary activities income | $9,000 | 1,113 |
| Service charges on deposit accounts | $152,000 | 4,449 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $247,000 | 3,860 |
| Total noninterest expense | $3,250,000 | 4,001 |
| Salaries and employee benefits | $1,328,000 | 4,613 |
| Premises and equipment expense | $413,000 | 4,019 |
| Additional noninterest expense | $1,509,000 | 3,203 |
| Pre-tax net operating income | $-819,000 | 6,710 |
| Securities gains (losses) | $29,000 | 2,736 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-790,000 | 6,815 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-790,000 | 6,814 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-790,000 | 6,815 |
| Net charge-offs | $241,000 | 4,005 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-819,000 | 6,775 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,848,000 | 5,742 |
| Total interest expense | $475,000 | 5,591 |
| Net interest income | $1,373,000 | 5,667 |
| Provision for loan and lease losses | $10,000 | 6,617 |
| Total noninterest income | $263,000 | 4,512 |
| Gross Fiduciary activities income | $7,000 | 1,103 |
| Service charges on deposit accounts | $104,000 | 4,417 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $152,000 | 3,959 |
| Total noninterest expense | $2,177,000 | 4,003 |
| Salaries and employee benefits | $888,000 | 4,623 |
| Premises and equipment expense | $275,000 | 4,040 |
| Additional noninterest expense | $1,014,000 | 3,163 |
| Pre-tax net operating income | $-551,000 | 6,780 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-551,000 | 6,895 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-551,000 | 6,895 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-551,000 | 6,895 |
| Net charge-offs | $38,000 | 5,106 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-551,000 | 6,851 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $964,000 | 5,697 |
| Total interest expense | $245,000 | 5,640 |
| Net interest income | $719,000 | 5,583 |
| Provision for loan and lease losses | $5,000 | 6,354 |
| Total noninterest income | $154,000 | 4,209 |
| Gross Fiduciary activities income | $4,000 | 1,077 |
| Service charges on deposit accounts | $61,000 | 4,097 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $89,000 | 3,720 |
| Total noninterest expense | $1,043,000 | 4,155 |
| Salaries and employee benefits | $454,000 | 4,629 |
| Premises and equipment expense | $143,000 | 3,999 |
| Additional noninterest expense | $446,000 | 3,484 |
| Pre-tax net operating income | $-175,000 | 6,799 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-175,000 | 6,895 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-175,000 | 6,896 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-175,000 | 6,895 |
| Net charge-offs | $38,000 | 3,956 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-175,000 | 6,854 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $4,496,000 | 5,424 |
| Total interest expense | $1,410,000 | 5,291 |
| Net interest income | $3,086,000 | 5,304 |
| Provision for loan and lease losses | $1,219,000 | 3,188 |
| Total noninterest income | $395,000 | 5,147 |
| Gross Fiduciary activities income | $12,000 | 1,158 |
| Service charges on deposit accounts | $214,000 | 4,521 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $169,000 | 4,920 |
| Total noninterest expense | $4,724,000 | 3,858 |
| Salaries and employee benefits | $2,022,000 | 4,328 |
| Premises and equipment expense | $587,000 | 3,934 |
| Additional noninterest expense | $2,115,000 | 3,175 |
| Pre-tax net operating income | $-2,462,000 | 6,762 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-2,462,000 | 6,879 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-2,462,000 | 6,876 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-2,462,000 | 6,877 |
| Net charge-offs | $1,234,000 | 2,605 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-2,462,000 | 6,883 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $3,458,000 | 5,421 |
| Total interest expense | $1,134,000 | 5,276 |
| Net interest income | $2,324,000 | 5,323 |
| Provision for loan and lease losses | $358,000 | 4,344 |
| Total noninterest income | $413,000 | 4,602 |
| Gross Fiduciary activities income | $10,000 | 1,116 |
| Service charges on deposit accounts | $147,000 | 4,718 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $256,000 | 3,865 |
| Total noninterest expense | $3,181,000 | 4,185 |
| Salaries and employee benefits | $1,553,000 | 4,275 |
| Premises and equipment expense | $432,000 | 4,037 |
| Additional noninterest expense | $1,196,000 | 3,881 |
| Pre-tax net operating income | $-802,000 | 6,536 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-802,000 | 6,628 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-802,000 | 6,629 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-802,000 | 6,629 |
| Net charge-offs | $175,000 | 4,406 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-802,000 | 6,624 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,396,000 | 5,364 |
| Total interest expense | $784,000 | 5,323 |
| Net interest income | $1,612,000 | 5,196 |
| Provision for loan and lease losses | $70,000 | 5,703 |
| Total noninterest income | $300,000 | 4,427 |
| Gross Fiduciary activities income | $7,000 | 1,124 |
| Service charges on deposit accounts | $98,000 | 4,705 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $195,000 | 3,686 |
| Total noninterest expense | $2,085,000 | 4,278 |
| Salaries and employee benefits | $1,037,000 | 4,329 |
| Premises and equipment expense | $289,000 | 4,042 |
| Additional noninterest expense | $759,000 | 4,025 |
| Pre-tax net operating income | $-243,000 | 6,353 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-243,000 | 6,458 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-243,000 | 6,457 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-243,000 | 6,457 |
| Net charge-offs | $127,000 | 3,979 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-243,000 | 6,443 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,220,000 | 5,348 |
| Total interest expense | $404,000 | 5,368 |
| Net interest income | $816,000 | 5,154 |
| Provision for loan and lease losses | $96,000 | 3,963 |
| Total noninterest income | $142,000 | 4,524 |
| Gross Fiduciary activities income | $3,000 | 1,122 |
| Service charges on deposit accounts | $48,000 | 4,692 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $91,000 | 3,806 |
| Total noninterest expense | $996,000 | 4,313 |
| Salaries and employee benefits | $531,000 | 4,267 |
| Premises and equipment expense | $144,000 | 4,104 |
| Additional noninterest expense | $321,000 | 4,191 |
| Pre-tax net operating income | $-134,000 | 6,745 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-134,000 | 6,893 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-134,000 | 6,894 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-134,000 | 6,894 |
| Net charge-offs | $10,000 | 4,758 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-134,000 | 6,815 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $5,111,000 | 5,394 |
| Total interest expense | $2,006,000 | 5,291 |
| Net interest income | $3,105,000 | 5,325 |
| Provision for loan and lease losses | $916,000 | 2,844 |
| Total noninterest income | $516,000 | 4,769 |
| Gross Fiduciary activities income | $12,000 | 1,196 |
| Service charges on deposit accounts | $247,000 | 4,380 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $257,000 | 4,384 |
| Total noninterest expense | $4,039,000 | 4,206 |
| Salaries and employee benefits | $2,209,000 | 4,126 |
| Premises and equipment expense | $571,000 | 4,095 |
| Additional noninterest expense | $1,259,000 | 4,133 |
| Pre-tax net operating income | $-1,334,000 | 7,154 |
| Securities gains (losses) | $-275,000 | 7,409 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $-1,609,000 | 7,239 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,609,000 | 7,236 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $177,000 | 4,260 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-1,334,000 | 7,256 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $3,859,000 | 5,439 |
| Total interest expense | $1,554,000 | 5,339 |
| Net interest income | $2,305,000 | 5,393 |
| Provision for loan and lease losses | $687,000 | 2,294 |
| Total noninterest income | $392,000 | 4,852 |
| Gross Fiduciary activities income | $9,000 | 1,170 |
| Service charges on deposit accounts | $190,000 | 4,354 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $193,000 | 4,490 |
| Total noninterest expense | $2,982,000 | 4,238 |
| Salaries and employee benefits | $1,677,000 | 4,130 |
| Premises and equipment expense | $432,000 | 4,054 |
| Additional noninterest expense | $873,000 | 4,299 |
| Pre-tax net operating income | $-972,000 | 7,518 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $-972,000 | 7,489 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-972,000 | 7,487 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $176,000 | 3,218 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-972,000 | 7,603 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,590,000 | 5,490 |
| Total interest expense | $1,077,000 | 5,395 |
| Net interest income | $1,513,000 | 5,446 |
| Provision for loan and lease losses | $682,000 | 1,562 |
| Total noninterest income | $262,000 | 4,905 |
| Gross Fiduciary activities income | $7,000 | 1,174 |
| Service charges on deposit accounts | $132,000 | 4,292 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $123,000 | 4,665 |
| Total noninterest expense | $2,045,000 | 4,172 |
| Salaries and employee benefits | $1,169,000 | 4,035 |
| Premises and equipment expense | $302,000 | 3,952 |
| Additional noninterest expense | $574,000 | 4,321 |
| Pre-tax net operating income | $-952,000 | 7,882 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $-952,000 | 7,978 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-952,000 | 7,978 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 3,802 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-952,000 | 7,964 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,433,000 | 5,326 |
| Total interest expense | $573,000 | 5,416 |
| Net interest income | $860,000 | 5,081 |
| Provision for loan and lease losses | $5,000 | 5,755 |
| Total noninterest income | $94,000 | 5,558 |
| Gross Fiduciary activities income | $3,000 | 1,170 |
| Service charges on deposit accounts | $58,000 | 4,507 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $33,000 | 5,761 |
| Total noninterest expense | $1,000,000 | 4,228 |
| Salaries and employee benefits | $589,000 | 4,025 |
| Premises and equipment expense | $151,000 | 3,967 |
| Additional noninterest expense | $260,000 | 4,564 |
| Pre-tax net operating income | $-51,000 | 7,401 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $-51,000 | 7,505 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-51,000 | 7,505 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-51,000 | 7,445 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $5,892,000 | 5,296 |
| Total interest expense | $2,300,000 | 5,497 |
| Net interest income | $3,592,000 | 4,957 |
| Provision for loan and lease losses | $20,000 | 6,324 |
| Total noninterest income | $335,000 | 5,832 |
| Gross Fiduciary activities income | $14,000 | 1,207 |
| Service charges on deposit accounts | $214,000 | 4,763 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $107,000 | 6,112 |
| Total noninterest expense | $3,925,000 | 4,181 |
| Salaries and employee benefits | $2,325,000 | 3,923 |
| Premises and equipment expense | $552,000 | 4,076 |
| Additional noninterest expense | $1,048,000 | 4,502 |
| Pre-tax net operating income | $-18,000 | 7,470 |
| Securities gains (losses) | $-15,000 | 7,664 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $-33,000 | 7,556 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-33,000 | 7,554 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $208,000 | 4,850 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-18,000 | 7,507 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $4,412,000 | 5,311 |
| Total interest expense | $1,676,000 | 5,581 |
| Net interest income | $2,736,000 | 4,919 |
| Provision for loan and lease losses | $15,000 | 5,999 |
| Total noninterest income | $261,000 | 5,819 |
| Gross Fiduciary activities income | $11,000 | 1,174 |
| Service charges on deposit accounts | $150,000 | 4,927 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $100,000 | 5,804 |
| Total noninterest expense | $2,898,000 | 4,197 |
| Salaries and employee benefits | $1,739,000 | 3,921 |
| Premises and equipment expense | $409,000 | 4,106 |
| Additional noninterest expense | $750,000 | 4,594 |
| Pre-tax net operating income | $84,000 | 7,371 |
| Securities gains (losses) | $-15,000 | 7,879 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $69,000 | 7,400 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $69,000 | 7,397 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $208,000 | 4,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $84,000 | 7,324 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,888,000 | 5,380 |
| Total interest expense | $1,083,000 | 5,673 |
| Net interest income | $1,805,000 | 4,985 |
| Provision for loan and lease losses | $10,000 | 5,732 |
| Total noninterest income | $166,000 | 5,946 |
| Gross Fiduciary activities income | $8,000 | 1,166 |
| Service charges on deposit accounts | $94,000 | 5,061 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $64,000 | 5,897 |
| Total noninterest expense | $1,919,000 | 4,238 |
| Salaries and employee benefits | $1,162,000 | 3,946 |
| Premises and equipment expense | $262,000 | 4,247 |
| Additional noninterest expense | $495,000 | 4,615 |
| Pre-tax net operating income | $42,000 | 7,568 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $42,000 | 7,545 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $42,000 | 7,544 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $208,000 | 3,577 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $42,000 | 7,527 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,442,000 | 5,388 |
| Total interest expense | $530,000 | 5,717 |
| Net interest income | $912,000 | 4,953 |
| Provision for loan and lease losses | $5,000 | 5,396 |
| Total noninterest income | $80,000 | 5,979 |
| Gross Fiduciary activities income | $4,000 | 1,141 |
| Service charges on deposit accounts | $44,000 | 5,130 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $32,000 | 5,872 |
| Total noninterest expense | $987,000 | 4,189 |
| Salaries and employee benefits | $585,000 | 3,956 |
| Premises and equipment expense | $131,000 | 4,247 |
| Additional noninterest expense | $271,000 | 4,272 |
| Pre-tax net operating income | $0 | 7,834 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $0 | 7,856 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $0 | 7,855 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $208,000 | 2,370 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $0 | 7,840 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $5,772,000 | 5,132 |
| Total interest expense | $1,924,000 | 5,511 |
| Net interest income | $3,848,000 | 4,765 |
| Provision for loan and lease losses | $20,000 | 6,291 |
| Total noninterest income | $369,000 | 5,769 |
| Gross Fiduciary activities income | $13,000 | 1,243 |
| Service charges on deposit accounts | $200,000 | 4,987 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $156,000 | 5,549 |
| Total noninterest expense | $3,849,000 | 4,099 |
| Salaries and employee benefits | $2,269,000 | 3,885 |
| Premises and equipment expense | $558,000 | 3,972 |
| Additional noninterest expense | $1,022,000 | 4,446 |
| Pre-tax net operating income | $348,000 | 6,959 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $1,000 | 6,499 |
| Income before extraordinary items | $347,000 | 6,724 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $347,000 | 6,727 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $347,000 | 6,725 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,295,000 | 5,152 |
| Total interest expense | $1,376,000 | 5,573 |
| Net interest income | $2,919,000 | 4,770 |
| Provision for loan and lease losses | $15,000 | 6,184 |
| Total noninterest income | $277,000 | 5,799 |
| Gross Fiduciary activities income | $11,000 | 1,194 |
| Service charges on deposit accounts | $145,000 | 5,109 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $121,000 | 5,510 |
| Total noninterest expense | $2,866,000 | 4,112 |
| Salaries and employee benefits | $1,693,000 | 3,890 |
| Premises and equipment expense | $411,000 | 4,037 |
| Additional noninterest expense | $762,000 | 4,435 |
| Pre-tax net operating income | $315,000 | 6,943 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $315,000 | 6,654 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $315,000 | 6,654 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $315,000 | 6,655 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,889,000 | 5,090 |
| Total interest expense | $881,000 | 5,566 |
| Net interest income | $2,008,000 | 4,701 |
| Provision for loan and lease losses | $10,000 | 5,986 |
| Total noninterest income | $187,000 | 5,786 |
| Gross Fiduciary activities income | $8,000 | 1,202 |
| Service charges on deposit accounts | $93,000 | 5,175 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $86,000 | 5,447 |
| Total noninterest expense | $1,912,000 | 4,121 |
| Salaries and employee benefits | $1,131,000 | 3,915 |
| Premises and equipment expense | $269,000 | 4,089 |
| Additional noninterest expense | $512,000 | 4,408 |
| Pre-tax net operating income | $273,000 | 6,626 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $2,000 | 6,505 |
| Income before extraordinary items | $271,000 | 6,220 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $271,000 | 6,220 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $271,000 | 6,225 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,412,000 | 5,100 |
| Total interest expense | $408,000 | 5,634 |
| Net interest income | $1,004,000 | 4,703 |
| Provision for loan and lease losses | $5,000 | 5,672 |
| Total noninterest income | $103,000 | 5,530 |
| Gross Fiduciary activities income | $4,000 | 1,187 |
| Service charges on deposit accounts | $42,000 | 5,298 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $57,000 | 4,857 |
| Total noninterest expense | $947,000 | 4,164 |
| Salaries and employee benefits | $563,000 | 3,933 |
| Premises and equipment expense | $132,000 | 4,139 |
| Additional noninterest expense | $252,000 | 4,448 |
| Pre-tax net operating income | $155,000 | 6,349 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $1,000 | 6,453 |
| Income before extraordinary items | $154,000 | 5,897 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $154,000 | 5,898 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $154,000 | 5,900 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $5,285,000 | 4,981 |
| Total interest expense | $1,298,000 | 5,621 |
| Net interest income | $3,987,000 | 4,633 |
| Provision for loan and lease losses | $20,000 | 6,489 |
| Total noninterest income | $324,000 | 6,176 |
| Gross Fiduciary activities income | $18,000 | 1,196 |
| Service charges on deposit accounts | $140,000 | 5,738 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $166,000 | 5,547 |
| Total noninterest expense | $3,591,000 | 4,208 |
| Salaries and employee benefits | $2,127,000 | 3,950 |
| Premises and equipment expense | $513,000 | 4,099 |
| Additional noninterest expense | $951,000 | 4,586 |
| Pre-tax net operating income | $700,000 | 6,148 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $5,000 | 6,664 |
| Income before extraordinary items | $695,000 | 5,683 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $695,000 | 5,686 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $420,000 | 3,914 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $695,000 | 5,661 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,916,000 | 4,985 |
| Total interest expense | $909,000 | 5,702 |
| Net interest income | $3,007,000 | 4,633 |
| Provision for loan and lease losses | $15,000 | 6,317 |
| Total noninterest income | $235,000 | 6,263 |
| Gross Fiduciary activities income | $14,000 | 1,172 |
| Service charges on deposit accounts | $97,000 | 5,916 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $124,000 | 5,547 |
| Total noninterest expense | $2,663,000 | 4,208 |
| Salaries and employee benefits | $1,585,000 | 3,922 |
| Premises and equipment expense | $369,000 | 4,212 |
| Additional noninterest expense | $709,000 | 4,591 |
| Pre-tax net operating income | $564,000 | 6,159 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $4,000 | 6,719 |
| Income before extraordinary items | $560,000 | 5,626 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $560,000 | 5,629 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $560,000 | 5,586 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,563,000 | 4,985 |
| Total interest expense | $536,000 | 5,866 |
| Net interest income | $2,027,000 | 4,572 |
| Provision for loan and lease losses | $10,000 | 6,110 |
| Total noninterest income | $160,000 | 6,205 |
| Gross Fiduciary activities income | $10,000 | 1,165 |
| Service charges on deposit accounts | $62,000 | 5,950 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $88,000 | 5,421 |
| Total noninterest expense | $1,755,000 | 4,229 |
| Salaries and employee benefits | $1,052,000 | 3,924 |
| Premises and equipment expense | $255,000 | 4,090 |
| Additional noninterest expense | $448,000 | 4,737 |
| Pre-tax net operating income | $422,000 | 5,854 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $3,000 | 6,722 |
| Income before extraordinary items | $419,000 | 5,327 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $419,000 | 5,329 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $419,000 | 5,288 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,251,000 | 5,050 |
| Total interest expense | $238,000 | 6,102 |
| Net interest income | $1,013,000 | 4,584 |
| Provision for loan and lease losses | $5,000 | 5,826 |
| Total noninterest income | $67,000 | 6,520 |
| Gross Fiduciary activities income | $5,000 | 1,162 |
| Service charges on deposit accounts | $30,000 | 5,982 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $32,000 | 6,055 |
| Total noninterest expense | $905,000 | 4,145 |
| Salaries and employee benefits | $523,000 | 3,959 |
| Premises and equipment expense | $144,000 | 3,757 |
| Additional noninterest expense | $238,000 | 4,521 |
| Pre-tax net operating income | $170,000 | 6,314 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $1,000 | 6,740 |
| Income before extraordinary items | $169,000 | 5,821 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $169,000 | 5,822 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $169,000 | 5,785 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,439,000 | 5,219 |
| Total interest expense | $782,000 | 6,324 |
| Net interest income | $3,657,000 | 4,773 |
| Provision for loan and lease losses | $20,000 | 6,718 |
| Total noninterest income | $300,000 | 6,406 |
| Gross Fiduciary activities income | $17,000 | 1,232 |
| Service charges on deposit accounts | $155,000 | 5,712 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $128,000 | 5,993 |
| Total noninterest expense | $3,547,000 | 4,133 |
| Salaries and employee benefits | $2,015,000 | 3,975 |
| Premises and equipment expense | $536,000 | 3,869 |
| Additional noninterest expense | $996,000 | 4,368 |
| Pre-tax net operating income | $390,000 | 7,122 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $390,000 | 6,824 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $390,000 | 6,826 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $210,000 | 4,800 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $390,000 | 6,762 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,195,000 | 5,341 |
| Total interest expense | $553,000 | 6,451 |
| Net interest income | $2,642,000 | 4,864 |
| Provision for loan and lease losses | $15,000 | 6,527 |
| Total noninterest income | $233,000 | 6,368 |
| Gross Fiduciary activities income | $14,000 | 1,196 |
| Service charges on deposit accounts | $122,000 | 5,684 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $97,000 | 5,971 |
| Total noninterest expense | $2,658,000 | 4,099 |
| Salaries and employee benefits | $1,517,000 | 3,917 |
| Premises and equipment expense | $415,000 | 3,774 |
| Additional noninterest expense | $726,000 | 4,400 |
| Pre-tax net operating income | $202,000 | 7,690 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $202,000 | 7,467 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $202,000 | 7,467 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $202,000 | 7,409 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,054,000 | 5,469 |
| Total interest expense | $344,000 | 6,657 |
| Net interest income | $1,710,000 | 4,967 |
| Provision for loan and lease losses | $10,000 | 6,364 |
| Total noninterest income | $153,000 | 6,424 |
| Gross Fiduciary activities income | $11,000 | 1,171 |
| Service charges on deposit accounts | $80,000 | 5,723 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $62,000 | 6,075 |
| Total noninterest expense | $1,761,000 | 4,139 |
| Salaries and employee benefits | $1,001,000 | 3,972 |
| Premises and equipment expense | $273,000 | 3,808 |
| Additional noninterest expense | $487,000 | 4,395 |
| Pre-tax net operating income | $92,000 | 7,982 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $92,000 | 7,861 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $92,000 | 7,861 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $92,000 | 7,796 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,016,000 | 5,535 |
| Total interest expense | $158,000 | 6,923 |
| Net interest income | $858,000 | 4,966 |
| Provision for loan and lease losses | $5,000 | 6,071 |
| Total noninterest income | $75,000 | 6,432 |
| Gross Fiduciary activities income | $5,000 | 1,183 |
| Service charges on deposit accounts | $41,000 | 5,626 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $29,000 | 6,170 |
| Total noninterest expense | $890,000 | 4,125 |
| Salaries and employee benefits | $498,000 | 4,016 |
| Premises and equipment expense | $140,000 | 3,776 |
| Additional noninterest expense | $252,000 | 4,289 |
| Pre-tax net operating income | $38,000 | 8,077 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $1,000 | 6,972 |
| Income before extraordinary items | $37,000 | 8,024 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $37,000 | 8,025 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $37,000 | 7,962 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,415,000 | 6,110 |
| Total interest expense | $430,000 | 8,012 |
| Net interest income | $2,985,000 | 5,322 |
| Provision for loan and lease losses | $8,000 | 7,438 |
| Total noninterest income | $327,000 | 6,403 |
| Gross Fiduciary activities income | $21,000 | 1,239 |
| Service charges on deposit accounts | $179,000 | 5,496 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $127,000 | 6,125 |
| Total noninterest expense | $3,032,000 | 4,577 |
| Salaries and employee benefits | $1,774,000 | 4,308 |
| Premises and equipment expense | $435,000 | 4,462 |
| Additional noninterest expense | $823,000 | 4,952 |
| Pre-tax net operating income | $272,000 | 7,544 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $2,000 | 7,318 |
| Income before extraordinary items | $270,000 | 7,422 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $270,000 | 7,423 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 8,655 |
| Cash dividends | $60,000 | 5,832 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $270,000 | 7,285 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,528,000 | 6,222 |
| Total interest expense | $292,000 | 8,276 |
| Net interest income | $2,236,000 | 5,340 |
| Provision for loan and lease losses | $8,000 | 7,260 |
| Total noninterest income | $242,000 | 6,492 |
| Gross Fiduciary activities income | $18,000 | 1,197 |
| Service charges on deposit accounts | $131,000 | 5,584 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $93,000 | 6,209 |
| Total noninterest expense | $2,212,000 | 4,637 |
| Salaries and employee benefits | $1,294,000 | 4,384 |
| Premises and equipment expense | $331,000 | 4,428 |
| Additional noninterest expense | $587,000 | 5,092 |
| Pre-tax net operating income | $258,000 | 7,399 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $3,000 | 7,331 |
| Income before extraordinary items | $255,000 | 7,222 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $255,000 | 7,224 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 8,605 |
| Cash dividends | $60,000 | 5,017 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $255,000 | 7,059 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,670,000 | 6,285 |
| Total interest expense | $188,000 | 8,408 |
| Net interest income | $1,482,000 | 5,369 |
| Provision for loan and lease losses | $8,000 | 6,936 |
| Total noninterest income | $162,000 | 6,467 |
| Gross Fiduciary activities income | $14,000 | 1,176 |
| Service charges on deposit accounts | $85,000 | 5,628 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $63,000 | 6,165 |
| Total noninterest expense | $1,398,000 | 4,812 |
| Salaries and employee benefits | $829,000 | 4,495 |
| Premises and equipment expense | $207,000 | 4,599 |
| Additional noninterest expense | $362,000 | 5,348 |
| Pre-tax net operating income | $238,000 | 6,920 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $3,000 | 7,303 |
| Income before extraordinary items | $235,000 | 6,659 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $235,000 | 6,661 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 8,628 |
| Cash dividends | $60,000 | 4,634 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $235,000 | 6,450 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $831,000 | 6,338 |
| Total interest expense | $98,000 | 8,454 |
| Net interest income | $733,000 | 5,394 |
| Provision for loan and lease losses | $5,000 | 6,526 |
| Total noninterest income | $77,000 | 6,519 |
| Gross Fiduciary activities income | $8,000 | 1,157 |
| Service charges on deposit accounts | $38,000 | 5,790 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $31,000 | 6,166 |
| Total noninterest expense | $678,000 | 4,906 |
| Salaries and employee benefits | $403,000 | 4,587 |
| Premises and equipment expense | $100,000 | 4,694 |
| Additional noninterest expense | $175,000 | 5,453 |
| Pre-tax net operating income | $127,000 | 6,803 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $2,000 | 7,162 |
| Income before extraordinary items | $125,000 | 6,472 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $125,000 | 6,471 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $125,000 | 6,289 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,339,000 | 6,498 |
| Total interest expense | $576,000 | 8,173 |
| Net interest income | $2,763,000 | 5,574 |
| Provision for loan and lease losses | $181,000 | 4,544 |
| Total noninterest income | $209,000 | 7,219 |
| Gross Fiduciary activities income | $24,000 | 1,242 |
| Service charges on deposit accounts | $175,000 | 5,526 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $10,000 | 8,905 |
| Total noninterest expense | $2,529,000 | 5,047 |
| Salaries and employee benefits | $1,448,000 | 4,824 |
| Premises and equipment expense | $362,000 | 4,978 |
| Additional noninterest expense | $719,000 | 5,317 |
| Pre-tax net operating income | $262,000 | 7,699 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $3,000 | 7,526 |
| Income before extraordinary items | $259,000 | 7,515 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $259,000 | 7,514 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $105,000 | 4,084 |
| Cash dividends | $240,000 | 4,663 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $259,000 | 7,426 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,056,000 | 6,309 |
| Total interest expense | $1,323,000 | 7,357 |
| Net interest income | $2,733,000 | 5,403 |
| Provision for loan and lease losses | $20,000 | 7,552 |
| Total noninterest income | $323,000 | 6,222 |
| Gross Fiduciary activities income | $18,000 | 1,325 |
| Service charges on deposit accounts | $196,000 | 5,211 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $109,000 | 6,235 |
| Total noninterest expense | $2,462,000 | 4,999 |
| Salaries and employee benefits | $1,427,000 | 4,686 |
| Premises and equipment expense | $385,000 | 4,711 |
| Additional noninterest expense | $650,000 | 5,548 |
| Pre-tax net operating income | $574,000 | 6,262 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $6,000 | 7,708 |
| Income before extraordinary items | $568,000 | 5,760 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $568,000 | 5,763 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $300,000 | 4,357 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $568,000 | 5,641 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,575,000 | 6,037 |
| Total interest expense | $1,668,000 | 6,827 |
| Net interest income | $2,907,000 | 5,264 |
| Provision for loan and lease losses | $20,000 | 7,595 |
| Total noninterest income | $304,000 | 6,269 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $206,000 | 5,012 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $98,000 | 6,478 |
| Total noninterest expense | $2,348,000 | 5,081 |
| Salaries and employee benefits | $1,343,000 | 4,773 |
| Premises and equipment expense | $387,000 | 4,615 |
| Additional noninterest expense | $618,000 | 5,668 |
| Pre-tax net operating income | $843,000 | 5,725 |
| Securities gains (losses) | $17,000 | 991 |
| Applicable income taxes | $6,000 | 8,174 |
| Income before extraordinary items | $854,000 | 4,843 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $854,000 | 4,841 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $552,000 | 3,372 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $837,170 | 4,912 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,067,000 | 6,312 |
| Total interest expense | $1,162,000 | 7,738 |
| Net interest income | $2,905,000 | 5,288 |
| Provision for loan and lease losses | $20,000 | 7,660 |
| Total noninterest income | $293,000 | 6,505 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $170,000 | 5,531 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $123,000 | 6,110 |
| Total noninterest expense | $2,258,000 | 5,230 |
| Salaries and employee benefits | $1,326,000 | 4,797 |
| Premises and equipment expense | $385,000 | 4,664 |
| Additional noninterest expense | $547,000 | 6,171 |
| Pre-tax net operating income | $920,000 | 5,553 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $9,000 | 8,512 |
| Income before extraordinary items | $911,000 | 4,712 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $911,000 | 4,711 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,765 |
| Cash dividends | $480,000 | 3,607 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $911,000 | 4,671 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,218,000 | 6,287 |
| Total interest expense | $1,320,000 | 7,616 |
| Net interest income | $2,898,000 | 5,261 |
| Provision for loan and lease losses | $20,000 | 7,729 |
| Total noninterest income | $298,000 | 6,505 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $162,000 | 5,723 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $136,000 | 5,926 |
| Total noninterest expense | $2,283,000 | 5,086 |
| Salaries and employee benefits | $1,239,000 | 4,951 |
| Premises and equipment expense | $432,000 | 4,156 |
| Additional noninterest expense | $612,000 | 5,673 |
| Pre-tax net operating income | $893,000 | 5,754 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $7,000 | 9,157 |
| Income before extraordinary items | $886,000 | 4,888 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $886,000 | 4,888 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 7,124 |
| Cash dividends | $540,000 | 3,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $886,000 | 4,787 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,040,000 | 6,626 |
| Total interest expense | $1,236,000 | 8,016 |
| Net interest income | $2,804,000 | 5,570 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $343,000 | 6,225 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $192,000 | 5,466 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $151,000 | 5,664 |
| Total noninterest expense | $1,964,000 | 5,727 |
| Salaries and employee benefits | $1,139,000 | 5,315 |
| Premises and equipment expense | $325,000 | 5,166 |
| Additional noninterest expense | $500,000 | 6,500 |
| Pre-tax net operating income | $1,183,000 | 5,288 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $211,000 | 6,739 |
| Income before extraordinary items | $972,000 | 4,797 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $972,000 | 4,796 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $200,000 | 5,346 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $972,000 | 4,739 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,608,000 | 7,261 |
| Total interest expense | $1,152,000 | 8,520 |
| Net interest income | $2,456,000 | 6,268 |
| Provision for loan and lease losses | $36,000 | 7,135 |
| Total noninterest income | $336,000 | 6,555 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $175,000 | 6,012 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $161,000 | 5,764 |
| Total noninterest expense | $1,860,000 | 6,253 |
| Salaries and employee benefits | $1,110,000 | 5,547 |
| Premises and equipment expense | $254,000 | 6,196 |
| Additional noninterest expense | $496,000 | 7,085 |
| Pre-tax net operating income | $896,000 | 6,098 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $331,000 | 5,511 |
| Income before extraordinary items | $565,000 | 6,475 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $565,000 | 6,478 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,612 |
| Cash dividends | $200,000 | 5,388 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $565,000 | 6,407 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,544,000 | 7,495 |
| Total interest expense | $1,224,000 | 8,510 |
| Net interest income | $2,320,000 | 6,640 |
| Provision for loan and lease losses | $36,000 | 6,768 |
| Total noninterest income | $280,000 | 7,309 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $159,000 | 6,470 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $121,000 | 6,633 |
| Total noninterest expense | $1,858,000 | 6,332 |
| Salaries and employee benefits | $1,059,000 | 5,768 |
| Premises and equipment expense | $256,000 | 6,253 |
| Additional noninterest expense | $543,000 | 6,919 |
| Pre-tax net operating income | $706,000 | 7,295 |
| Securities gains (losses) | $2,000 | 3,270 |
| Applicable income taxes | $230,000 | 6,962 |
| Income before extraordinary items | $478,000 | 7,417 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $478,000 | 7,418 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $200,000 | 5,441 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $476,640 | 7,394 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,063,000 | 7,946 |
| Total interest expense | $952,000 | 8,900 |
| Net interest income | $2,111,000 | 7,298 |
| Provision for loan and lease losses | $36,000 | 6,762 |
| Total noninterest income | $277,000 | 7,560 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $154,000 | 6,797 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $123,000 | 6,852 |
| Total noninterest expense | $1,838,000 | 6,596 |
| Salaries and employee benefits | $1,034,000 | 5,932 |
| Premises and equipment expense | $266,000 | 6,251 |
| Additional noninterest expense | $538,000 | 7,536 |
| Pre-tax net operating income | $514,000 | 8,565 |
| Securities gains (losses) | $2,000 | 3,070 |
| Applicable income taxes | $169,000 | 7,945 |
| Income before extraordinary items | $347,000 | 8,652 |
| Extraordinary gains, net | $-113,000 | 12,541 |
| Net income | $234,000 | 9,887 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $150,000 | 6,052 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $345,660 | 8,732 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,296,000 | 7,849 |
| Total interest expense | $1,080,000 | 8,763 |
| Net interest income | $2,216,000 | 7,142 |
| Provision for loan and lease losses | $-23,000 | 12,601 |
| Total noninterest income | $294,000 | 7,763 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $162,000 | 6,787 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $132,000 | 6,969 |
| Total noninterest expense | $1,937,000 | 6,501 |
| Salaries and employee benefits | $1,072,000 | 5,783 |
| Premises and equipment expense | $308,000 | 5,720 |
| Additional noninterest expense | $557,000 | 7,709 |
| Pre-tax net operating income | $596,000 | 7,970 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $213,000 | 7,377 |
| Income before extraordinary items | $383,000 | 8,606 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $383,000 | 8,767 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 9,724 |
| Cash dividends | $150,000 | 6,064 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $383,000 | 8,344 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,467,000 | 8,232 |
| Total interest expense | $1,356,000 | 9,000 |
| Net interest income | $2,111,000 | 7,468 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $313,000 | 7,550 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $154,000 | 6,998 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $159,000 | 6,436 |
| Total noninterest expense | $1,829,000 | 6,858 |
| Salaries and employee benefits | $975,000 | 6,167 |
| Premises and equipment expense | $308,000 | 5,860 |
| Additional noninterest expense | $546,000 | 8,023 |
| Pre-tax net operating income | $595,000 | 7,750 |
| Securities gains (losses) | $4,000 | 7,235 |
| Applicable income taxes | $211,000 | 7,346 |
| Income before extraordinary items | $388,000 | 8,339 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $388,000 | 8,463 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 12,286 |
| Cash dividends | $150,000 | 5,711 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $385,400 | 8,008 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.