Home > Dunnellon State Bank > Income and Expense
Dunnellon State Bank, Income and Expense
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $3,352,000 | 6,616 |
| Total interest expense | $1,263,000 | 6,767 |
| Net interest income | $2,089,000 | 6,396 |
| Provision for loan and lease losses | $13,000 | 6,495 |
| Total noninterest income | $272,000 | 6,223 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $182,000 | 5,087 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $90,000 | 6,375 |
| Total noninterest expense | $1,725,000 | 6,574 |
| Salaries and employee benefits | $775,000 | 7,044 |
| Premises and equipment expense | $91,000 | 7,843 |
| Additional noninterest expense | $859,000 | 5,112 |
| Pre-tax net operating income | $623,000 | 5,635 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $623,000 | 5,273 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $623,000 | 5,275 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $620,000 | 3,376 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $623,000 | 5,263 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $2,489,000 | 6,668 |
| Total interest expense | $914,000 | 6,864 |
| Net interest income | $1,575,000 | 6,422 |
| Provision for loan and lease losses | $13,000 | 6,083 |
| Total noninterest income | $203,000 | 6,274 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $138,000 | 5,088 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $65,000 | 6,443 |
| Total noninterest expense | $1,308,000 | 6,546 |
| Salaries and employee benefits | $591,000 | 6,981 |
| Premises and equipment expense | $69,000 | 7,817 |
| Additional noninterest expense | $648,000 | 5,041 |
| Pre-tax net operating income | $457,000 | 5,938 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $457,000 | 5,544 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $457,000 | 5,542 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $295,000 | 3,684 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $457,000 | 5,534 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,651,000 | 6,719 |
| Total interest expense | $578,000 | 6,988 |
| Net interest income | $1,073,000 | 6,428 |
| Provision for loan and lease losses | $13,000 | 5,620 |
| Total noninterest income | $131,000 | 6,386 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $88,000 | 5,188 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $43,000 | 6,508 |
| Total noninterest expense | $891,000 | 6,543 |
| Salaries and employee benefits | $404,000 | 6,981 |
| Premises and equipment expense | $45,000 | 7,884 |
| Additional noninterest expense | $442,000 | 4,968 |
| Pre-tax net operating income | $300,000 | 6,038 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $300,000 | 5,658 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $300,000 | 5,657 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $145,000 | 3,999 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $300,000 | 5,637 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $821,000 | 6,764 |
| Total interest expense | $278,000 | 7,061 |
| Net interest income | $543,000 | 6,426 |
| Provision for loan and lease losses | $8,000 | 5,190 |
| Total noninterest income | $62,000 | 6,469 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $41,000 | 5,255 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $21,000 | 6,540 |
| Total noninterest expense | $449,000 | 6,552 |
| Salaries and employee benefits | $207,000 | 6,954 |
| Premises and equipment expense | $22,000 | 7,922 |
| Additional noninterest expense | $220,000 | 4,940 |
| Pre-tax net operating income | $148,000 | 6,084 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $148,000 | 5,674 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $148,000 | 5,674 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $148,000 | 5,658 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $3,271,000 | 6,579 |
| Total interest expense | $835,000 | 7,253 |
| Net interest income | $2,436,000 | 6,105 |
| Provision for loan and lease losses | $-29,000 | 8,360 |
| Total noninterest income | $322,000 | 6,038 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $172,000 | 5,279 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $150,000 | 5,614 |
| Total noninterest expense | $1,746,000 | 6,521 |
| Salaries and employee benefits | $818,000 | 6,914 |
| Premises and equipment expense | $95,000 | 7,856 |
| Additional noninterest expense | $833,000 | 5,114 |
| Pre-tax net operating income | $1,041,000 | 5,104 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $1,041,000 | 4,625 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,041,000 | 4,627 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-57,000 | 8,387 |
| Cash dividends | $1,075,000 | 2,447 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,041,000 | 4,609 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,471,000 | 6,588 |
| Total interest expense | $581,000 | 7,367 |
| Net interest income | $1,890,000 | 6,065 |
| Provision for loan and lease losses | $-36,000 | 8,510 |
| Total noninterest income | $260,000 | 5,921 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $131,000 | 5,300 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $129,000 | 5,401 |
| Total noninterest expense | $1,322,000 | 6,504 |
| Salaries and employee benefits | $620,000 | 6,862 |
| Premises and equipment expense | $72,000 | 7,878 |
| Additional noninterest expense | $630,000 | 5,051 |
| Pre-tax net operating income | $864,000 | 5,065 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $864,000 | 4,523 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $864,000 | 4,527 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-57,000 | 8,389 |
| Cash dividends | $600,000 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $864,000 | 4,506 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,678,000 | 6,534 |
| Total interest expense | $397,000 | 7,289 |
| Net interest income | $1,281,000 | 6,043 |
| Provision for loan and lease losses | $-44,000 | 8,575 |
| Total noninterest income | $192,000 | 5,726 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $85,000 | 5,349 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $107,000 | 4,988 |
| Total noninterest expense | $888,000 | 6,511 |
| Salaries and employee benefits | $417,000 | 6,870 |
| Premises and equipment expense | $49,000 | 7,872 |
| Additional noninterest expense | $422,000 | 5,024 |
| Pre-tax net operating income | $629,000 | 4,886 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $629,000 | 4,325 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $629,000 | 4,329 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-57,000 | 8,451 |
| Cash dividends | $300,000 | 3,088 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $629,000 | 4,318 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $845,000 | 6,510 |
| Total interest expense | $207,000 | 7,173 |
| Net interest income | $638,000 | 6,078 |
| Provision for loan and lease losses | $-46,000 | 8,618 |
| Total noninterest income | $103,000 | 5,530 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $42,000 | 5,298 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $61,000 | 4,716 |
| Total noninterest expense | $443,000 | 6,518 |
| Salaries and employee benefits | $210,000 | 6,870 |
| Premises and equipment expense | $24,000 | 7,898 |
| Additional noninterest expense | $209,000 | 5,045 |
| Pre-tax net operating income | $344,000 | 4,629 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $344,000 | 4,058 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $344,000 | 4,058 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-57,000 | 8,530 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $344,000 | 4,042 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $3,171,000 | 6,458 |
| Total interest expense | $575,000 | 7,392 |
| Net interest income | $2,596,000 | 5,935 |
| Provision for loan and lease losses | $4,000 | 7,015 |
| Total noninterest income | $260,000 | 6,604 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $193,000 | 5,107 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $67,000 | 7,015 |
| Total noninterest expense | $1,696,000 | 6,571 |
| Salaries and employee benefits | $801,000 | 6,929 |
| Premises and equipment expense | $99,000 | 7,866 |
| Additional noninterest expense | $796,000 | 5,183 |
| Pre-tax net operating income | $1,156,000 | 4,990 |
| Securities gains (losses) | $-34,000 | 8,043 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $1,122,000 | 4,517 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,122,000 | 4,519 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $1,055,000 | 2,341 |
| Sale, conversion, retirement of capital stock, net | $-1,619,000 | 8,816 |
| Net operating income | $1,156,000 | 4,400 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,329,000 | 6,507 |
| Total interest expense | $381,000 | 7,555 |
| Net interest income | $1,948,000 | 5,965 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $198,000 | 6,605 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $146,000 | 5,131 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $52,000 | 7,014 |
| Total noninterest expense | $1,285,000 | 6,543 |
| Salaries and employee benefits | $609,000 | 6,887 |
| Premises and equipment expense | $75,000 | 7,880 |
| Additional noninterest expense | $601,000 | 5,118 |
| Pre-tax net operating income | $861,000 | 5,134 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $861,000 | 4,565 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $861,000 | 4,565 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $575,000 | 2,589 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $861,000 | 4,528 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,514,000 | 6,541 |
| Total interest expense | $216,000 | 7,738 |
| Net interest income | $1,298,000 | 5,954 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $136,000 | 6,531 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $100,000 | 5,027 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $36,000 | 6,940 |
| Total noninterest expense | $857,000 | 6,547 |
| Salaries and employee benefits | $410,000 | 6,851 |
| Premises and equipment expense | $50,000 | 7,864 |
| Additional noninterest expense | $397,000 | 5,111 |
| Pre-tax net operating income | $577,000 | 5,096 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $577,000 | 4,516 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $577,000 | 4,517 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $285,000 | 3,059 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $577,000 | 4,460 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $739,000 | 6,608 |
| Total interest expense | $96,000 | 7,901 |
| Net interest income | $643,000 | 6,011 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $71,000 | 6,402 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $53,000 | 4,860 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $18,000 | 7,012 |
| Total noninterest expense | $425,000 | 6,620 |
| Salaries and employee benefits | $213,000 | 6,829 |
| Premises and equipment expense | $25,000 | 7,927 |
| Additional noninterest expense | $187,000 | 5,322 |
| Pre-tax net operating income | $289,000 | 5,091 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $289,000 | 4,478 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $289,000 | 4,479 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $289,000 | 4,436 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,905,000 | 6,528 |
| Total interest expense | $386,000 | 7,744 |
| Net interest income | $2,519,000 | 5,980 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $281,000 | 6,544 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $211,000 | 5,115 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $70,000 | 6,987 |
| Total noninterest expense | $1,634,000 | 6,642 |
| Salaries and employee benefits | $819,000 | 6,860 |
| Premises and equipment expense | $94,000 | 8,044 |
| Additional noninterest expense | $721,000 | 5,420 |
| Pre-tax net operating income | $1,166,000 | 4,865 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $1,166,000 | 4,280 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,166,000 | 4,282 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $1,150,000 | 2,096 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,166,000 | 4,211 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,163,000 | 6,548 |
| Total interest expense | $293,000 | 7,746 |
| Net interest income | $1,870,000 | 6,023 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $213,000 | 6,558 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $159,000 | 5,136 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $54,000 | 6,952 |
| Total noninterest expense | $1,235,000 | 6,590 |
| Salaries and employee benefits | $618,000 | 6,826 |
| Premises and equipment expense | $70,000 | 8,048 |
| Additional noninterest expense | $547,000 | 5,361 |
| Pre-tax net operating income | $848,000 | 5,031 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $848,000 | 4,446 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $848,000 | 4,447 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $550,000 | 2,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $848,000 | 4,369 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,430,000 | 6,605 |
| Total interest expense | $197,000 | 7,795 |
| Net interest income | $1,233,000 | 6,075 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $139,000 | 6,631 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $104,000 | 5,184 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $35,000 | 7,019 |
| Total noninterest expense | $816,000 | 6,658 |
| Salaries and employee benefits | $411,000 | 6,882 |
| Premises and equipment expense | $45,000 | 8,118 |
| Additional noninterest expense | $360,000 | 5,426 |
| Pre-tax net operating income | $556,000 | 5,033 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $556,000 | 4,451 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $556,000 | 4,452 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $270,000 | 3,049 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $556,000 | 4,364 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $717,000 | 6,637 |
| Total interest expense | $102,000 | 7,816 |
| Net interest income | $615,000 | 6,079 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $69,000 | 6,593 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $50,000 | 5,207 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $19,000 | 6,892 |
| Total noninterest expense | $404,000 | 6,735 |
| Salaries and employee benefits | $205,000 | 6,912 |
| Premises and equipment expense | $22,000 | 8,152 |
| Additional noninterest expense | $177,000 | 5,481 |
| Pre-tax net operating income | $280,000 | 4,987 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $280,000 | 4,455 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $280,000 | 4,455 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $280,000 | 4,325 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,937,000 | 6,602 |
| Total interest expense | $534,000 | 7,624 |
| Net interest income | $2,403,000 | 6,028 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $290,000 | 6,667 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $219,000 | 5,068 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $71,000 | 7,063 |
| Total noninterest expense | $1,627,000 | 6,648 |
| Salaries and employee benefits | $792,000 | 6,934 |
| Premises and equipment expense | $95,000 | 8,127 |
| Additional noninterest expense | $740,000 | 5,322 |
| Pre-tax net operating income | $1,066,000 | 4,999 |
| Securities gains (losses) | $34,000 | 2,826 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $1,100,000 | 4,383 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,100,000 | 4,385 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $1,110,000 | 2,166 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,066,000 | 4,288 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,209,000 | 6,662 |
| Total interest expense | $423,000 | 7,673 |
| Net interest income | $1,786,000 | 6,078 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $216,000 | 6,712 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $160,000 | 5,152 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $56,000 | 7,052 |
| Total noninterest expense | $1,230,000 | 6,625 |
| Salaries and employee benefits | $601,000 | 6,910 |
| Premises and equipment expense | $70,000 | 8,163 |
| Additional noninterest expense | $559,000 | 5,264 |
| Pre-tax net operating income | $772,000 | 5,239 |
| Securities gains (losses) | $34,000 | 2,597 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $806,000 | 4,575 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $806,000 | 4,575 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $485,000 | 2,742 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $772,000 | 4,519 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,490,000 | 6,677 |
| Total interest expense | $303,000 | 7,633 |
| Net interest income | $1,187,000 | 6,098 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $144,000 | 6,722 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $104,000 | 5,180 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $40,000 | 6,937 |
| Total noninterest expense | $833,000 | 6,584 |
| Salaries and employee benefits | $411,000 | 6,871 |
| Premises and equipment expense | $45,000 | 8,229 |
| Additional noninterest expense | $377,000 | 5,216 |
| Pre-tax net operating income | $498,000 | 5,316 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $498,000 | 4,811 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $498,000 | 4,810 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $245,000 | 3,201 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $498,000 | 4,601 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $744,000 | 6,722 |
| Total interest expense | $159,000 | 7,633 |
| Net interest income | $585,000 | 6,133 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $72,000 | 6,663 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $52,000 | 5,093 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $20,000 | 6,924 |
| Total noninterest expense | $411,000 | 6,626 |
| Salaries and employee benefits | $205,000 | 6,905 |
| Premises and equipment expense | $22,000 | 8,271 |
| Additional noninterest expense | $184,000 | 5,272 |
| Pre-tax net operating income | $246,000 | 5,322 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $246,000 | 4,760 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $246,000 | 4,760 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $246,000 | 4,561 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,311,000 | 6,524 |
| Total interest expense | $850,000 | 7,353 |
| Net interest income | $2,461,000 | 5,956 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $299,000 | 6,460 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $219,000 | 5,009 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $80,000 | 6,874 |
| Total noninterest expense | $1,585,000 | 6,686 |
| Salaries and employee benefits | $765,000 | 7,018 |
| Premises and equipment expense | $101,000 | 8,155 |
| Additional noninterest expense | $719,000 | 5,317 |
| Pre-tax net operating income | $1,175,000 | 4,775 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $1,175,000 | 4,139 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,175,000 | 4,140 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 8,455 |
| Cash dividends | $1,165,000 | 2,003 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,175,000 | 4,040 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,750,000 | 6,543 |
| Total interest expense | $1,566,000 | 6,851 |
| Net interest income | $2,184,000 | 6,149 |
| Provision for loan and lease losses | $15,000 | 7,716 |
| Total noninterest income | $281,000 | 6,579 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $204,000 | 5,117 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $77,000 | 6,957 |
| Total noninterest expense | $1,535,000 | 6,722 |
| Salaries and employee benefits | $739,000 | 7,024 |
| Premises and equipment expense | $100,000 | 8,307 |
| Additional noninterest expense | $696,000 | 5,323 |
| Pre-tax net operating income | $915,000 | 5,142 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $915,000 | 4,518 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $915,000 | 4,520 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,648 |
| Cash dividends | $900,000 | 2,429 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $915,000 | 4,408 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,960,000 | 6,526 |
| Total interest expense | $1,623,000 | 6,907 |
| Net interest income | $2,337,000 | 6,051 |
| Provision for loan and lease losses | $12,000 | 7,853 |
| Total noninterest income | $290,000 | 6,394 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $185,000 | 5,304 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $105,000 | 6,317 |
| Total noninterest expense | $1,553,000 | 6,600 |
| Salaries and employee benefits | $738,000 | 7,022 |
| Premises and equipment expense | $91,000 | 8,596 |
| Additional noninterest expense | $724,000 | 5,058 |
| Pre-tax net operating income | $1,062,000 | 5,108 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $1,062,000 | 4,208 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,062,000 | 4,209 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $1,055,000 | 2,174 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,062,000 | 4,213 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,899,000 | 6,454 |
| Total interest expense | $1,621,000 | 6,685 |
| Net interest income | $2,278,000 | 6,130 |
| Provision for loan and lease losses | $12,000 | 7,978 |
| Total noninterest income | $278,000 | 6,653 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $175,000 | 5,458 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $103,000 | 6,553 |
| Total noninterest expense | $1,525,000 | 6,710 |
| Salaries and employee benefits | $727,000 | 7,101 |
| Premises and equipment expense | $97,000 | 8,686 |
| Additional noninterest expense | $701,000 | 5,240 |
| Pre-tax net operating income | $1,019,000 | 5,252 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $1,019,000 | 4,372 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,019,000 | 4,374 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $1,010,000 | 2,226 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,019,000 | 4,342 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,904,000 | 6,559 |
| Total interest expense | $1,700,000 | 6,766 |
| Net interest income | $2,204,000 | 6,282 |
| Provision for loan and lease losses | $9,000 | 8,310 |
| Total noninterest income | $241,000 | 7,102 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $174,000 | 5,522 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $67,000 | 7,572 |
| Total noninterest expense | $1,536,000 | 6,584 |
| Salaries and employee benefits | $729,000 | 7,028 |
| Premises and equipment expense | $81,000 | 9,122 |
| Additional noninterest expense | $726,000 | 5,015 |
| Pre-tax net operating income | $900,000 | 5,731 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $900,000 | 4,825 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $900,000 | 4,824 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $880,000 | 2,438 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $900,000 | 4,730 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,890,000 | 6,757 |
| Total interest expense | $1,659,000 | 6,984 |
| Net interest income | $2,231,000 | 6,473 |
| Provision for loan and lease losses | $6,000 | 8,580 |
| Total noninterest income | $228,000 | 7,489 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $175,000 | 5,740 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $53,000 | 8,302 |
| Total noninterest expense | $1,516,000 | 6,747 |
| Salaries and employee benefits | $685,000 | 7,403 |
| Premises and equipment expense | $76,000 | 9,545 |
| Additional noninterest expense | $755,000 | 4,947 |
| Pre-tax net operating income | $937,000 | 6,028 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $27,000 | 9,605 |
| Income before extraordinary items | $910,000 | 5,011 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $910,000 | 5,013 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $900,000 | 2,364 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $910,000 | 4,955 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,950,000 | 6,914 |
| Total interest expense | $1,669,000 | 7,165 |
| Net interest income | $2,281,000 | 6,591 |
| Provision for loan and lease losses | $17,000 | 8,136 |
| Total noninterest income | $234,000 | 7,800 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $170,000 | 6,126 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $64,000 | 8,317 |
| Total noninterest expense | $1,496,000 | 7,122 |
| Salaries and employee benefits | $669,000 | 7,723 |
| Premises and equipment expense | $86,000 | 9,652 |
| Additional noninterest expense | $741,000 | 5,508 |
| Pre-tax net operating income | $1,002,000 | 5,732 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $367,000 | 5,162 |
| Income before extraordinary items | $635,000 | 6,066 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $635,000 | 6,068 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $280,000 | 4,699 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $635,000 | 6,003 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,093,000 | 6,890 |
| Total interest expense | $1,871,000 | 6,738 |
| Net interest income | $2,222,000 | 6,828 |
| Provision for loan and lease losses | $12,000 | 8,132 |
| Total noninterest income | $221,000 | 8,116 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $159,000 | 6,470 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $62,000 | 8,656 |
| Total noninterest expense | $1,573,000 | 7,054 |
| Salaries and employee benefits | $648,000 | 8,079 |
| Premises and equipment expense | $87,000 | 10,006 |
| Additional noninterest expense | $838,000 | 5,062 |
| Pre-tax net operating income | $858,000 | 6,616 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $318,000 | 5,799 |
| Income before extraordinary items | $540,000 | 6,959 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $540,000 | 6,958 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $1,025,000 | 1,978 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $540,000 | 6,942 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,422,000 | 6,228 |
| Total interest expense | $1,647,000 | 6,480 |
| Net interest income | $2,775,000 | 5,959 |
| Provision for loan and lease losses | $28,000 | 7,286 |
| Total noninterest income | $275,000 | 7,580 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $162,000 | 6,615 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $113,000 | 7,127 |
| Total noninterest expense | $1,571,000 | 7,375 |
| Salaries and employee benefits | $646,000 | 8,298 |
| Premises and equipment expense | $80,000 | 10,655 |
| Additional noninterest expense | $845,000 | 5,448 |
| Pre-tax net operating income | $1,451,000 | 4,532 |
| Securities gains (losses) | $33,000 | 1,406 |
| Applicable income taxes | $563,000 | 3,691 |
| Income before extraordinary items | $921,000 | 4,813 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $921,000 | 4,820 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 10,519 |
| Cash dividends | $775,000 | 2,353 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $899,880 | 4,978 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,464,000 | 6,344 |
| Total interest expense | $1,504,000 | 7,191 |
| Net interest income | $2,960,000 | 5,715 |
| Provision for loan and lease losses | $23,000 | 8,904 |
| Total noninterest income | $264,000 | 8,151 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $169,000 | 6,628 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $95,000 | 8,045 |
| Total noninterest expense | $1,550,000 | 7,649 |
| Salaries and employee benefits | $655,000 | 8,344 |
| Premises and equipment expense | $75,000 | 11,339 |
| Additional noninterest expense | $820,000 | 5,807 |
| Pre-tax net operating income | $1,651,000 | 3,966 |
| Securities gains (losses) | $-32,000 | 13,020 |
| Applicable income taxes | $596,000 | 3,623 |
| Income before extraordinary items | $1,025,000 | 4,607 |
| Extraordinary gains, net | $179,000 | 1,089 |
| Net income | $1,204,000 | 4,112 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 5,571 |
| Cash dividends | $850,000 | 2,031 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,045,480 | 4,289 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,954,000 | 6,439 |
| Total interest expense | $2,140,000 | 6,779 |
| Net interest income | $2,814,000 | 6,029 |
| Provision for loan and lease losses | $5,000 | 11,499 |
| Total noninterest income | $188,000 | 9,647 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $161,000 | 6,843 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $27,000 | 12,017 |
| Total noninterest expense | $1,432,000 | 8,171 |
| Salaries and employee benefits | $598,000 | 8,819 |
| Premises and equipment expense | $93,000 | 10,996 |
| Additional noninterest expense | $741,000 | 6,477 |
| Pre-tax net operating income | $1,565,000 | 3,890 |
| Securities gains (losses) | $492,000 | 1,098 |
| Applicable income taxes | $472,000 | 4,192 |
| Income before extraordinary items | $1,585,000 | 2,904 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,585,000 | 2,940 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 12,178 |
| Cash dividends | $2,100,000 | 804 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,206,160 | 3,509 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.