Home > Duck Hill Bank > Income and Expense
Duck Hill Bank, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,336,000 | 9,885 |
| Total interest expense | $654,000 | 9,679 |
| Net interest income | $682,000 | 9,987 |
| Provision for loan and lease losses | $14,000 | 8,198 |
| Total noninterest income | $133,000 | 8,851 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $108,000 | 7,024 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $25,000 | 9,587 |
| Total noninterest expense | $613,000 | 9,702 |
| Salaries and employee benefits | $354,000 | 9,565 |
| Premises and equipment expense | $110,000 | 8,728 |
| Additional noninterest expense | $149,000 | 10,005 |
| Pre-tax net operating income | $188,000 | 9,633 |
| Securities gains (losses) | $95,000 | 1,002 |
| Applicable income taxes | $80,000 | 8,742 |
| Income before extraordinary items | $203,000 | 9,127 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $203,000 | 9,130 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 7,092 |
| Cash dividends | $40,000 | 7,339 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $134,600 | 9,689 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,281,000 | 10,417 |
| Total interest expense | $628,000 | 10,186 |
| Net interest income | $653,000 | 10,509 |
| Provision for loan and lease losses | $35,000 | 7,226 |
| Total noninterest income | $117,000 | 9,572 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $91,000 | 7,697 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $26,000 | 10,065 |
| Total noninterest expense | $609,000 | 10,140 |
| Salaries and employee benefits | $351,000 | 9,945 |
| Premises and equipment expense | $107,000 | 9,100 |
| Additional noninterest expense | $151,000 | 10,541 |
| Pre-tax net operating income | $126,000 | 10,229 |
| Securities gains (losses) | $264,000 | 592 |
| Applicable income taxes | $113,000 | 8,521 |
| Income before extraordinary items | $277,000 | 8,618 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $277,000 | 8,616 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 5,970 |
| Cash dividends | $40,000 | 7,695 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $89,560 | 10,270 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,224,000 | 10,951 |
| Total interest expense | $601,000 | 10,663 |
| Net interest income | $623,000 | 11,060 |
| Provision for loan and lease losses | $10,000 | 8,319 |
| Total noninterest income | $133,000 | 9,603 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $102,000 | 7,748 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $31,000 | 10,206 |
| Total noninterest expense | $597,000 | 10,578 |
| Salaries and employee benefits | $341,000 | 10,396 |
| Premises and equipment expense | $107,000 | 9,413 |
| Additional noninterest expense | $149,000 | 11,062 |
| Pre-tax net operating income | $149,000 | 10,780 |
| Securities gains (losses) | $106,000 | 928 |
| Applicable income taxes | $77,000 | 9,650 |
| Income before extraordinary items | $178,000 | 10,185 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $178,000 | 10,187 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 8,036 |
| Cash dividends | $32,000 | 8,141 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $103,800 | 10,876 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,085,000 | 11,551 |
| Total interest expense | $462,000 | 11,266 |
| Net interest income | $623,000 | 11,634 |
| Provision for loan and lease losses | $6,000 | 8,739 |
| Total noninterest income | $115,000 | 10,409 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $93,000 | 8,278 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $22,000 | 11,301 |
| Total noninterest expense | $597,000 | 11,138 |
| Salaries and employee benefits | $341,000 | 10,839 |
| Premises and equipment expense | $100,000 | 10,031 |
| Additional noninterest expense | $156,000 | 11,716 |
| Pre-tax net operating income | $135,000 | 11,377 |
| Securities gains (losses) | $72,000 | 944 |
| Applicable income taxes | $54,000 | 10,369 |
| Income before extraordinary items | $153,000 | 10,780 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $153,000 | 10,785 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 8,198 |
| Cash dividends | $32,000 | 8,324 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $99,720 | 11,431 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,026,000 | 12,238 |
| Total interest expense | $427,000 | 12,093 |
| Net interest income | $599,000 | 12,215 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $107,000 | 11,152 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $86,000 | 8,815 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $21,000 | 11,957 |
| Total noninterest expense | $548,000 | 11,919 |
| Salaries and employee benefits | $311,000 | 11,542 |
| Premises and equipment expense | $103,000 | 10,359 |
| Additional noninterest expense | $134,000 | 12,612 |
| Pre-tax net operating income | $158,000 | 11,415 |
| Securities gains (losses) | $43,000 | 3,630 |
| Applicable income taxes | $52,000 | 10,892 |
| Income before extraordinary items | $149,000 | 11,219 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $149,000 | 11,300 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 11,177 |
| Cash dividends | $32,000 | 8,385 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $117,180 | 11,411 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,127,000 | 12,772 |
| Total interest expense | $510,000 | 12,723 |
| Net interest income | $617,000 | 12,652 |
| Provision for loan and lease losses | $4,000 | 11,584 |
| Total noninterest income | $107,000 | 11,520 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $86,000 | 8,961 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $21,000 | 12,470 |
| Total noninterest expense | $531,000 | 12,445 |
| Salaries and employee benefits | $299,000 | 12,022 |
| Premises and equipment expense | $93,000 | 10,996 |
| Additional noninterest expense | $139,000 | 13,103 |
| Pre-tax net operating income | $189,000 | 11,179 |
| Securities gains (losses) | $69,000 | 3,609 |
| Applicable income taxes | $74,000 | 10,606 |
| Income before extraordinary items | $184,000 | 10,824 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $184,000 | 10,928 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 12,178 |
| Cash dividends | $20,000 | 8,461 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $135,010 | 11,159 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.