Home > Duchesne Bank > Income and Expense
Duchesne Bank, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,787,000 | 4,063 |
| Total interest expense | $3,585,000 | 4,059 |
| Net interest income | $4,202,000 | 4,059 |
| Provision for loan and lease losses | $228,000 | 3,172 |
| Total noninterest income | $237,000 | 7,373 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $160,000 | 6,003 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $77,000 | 7,483 |
| Total noninterest expense | $2,159,000 | 5,359 |
| Salaries and employee benefits | $1,157,000 | 5,254 |
| Premises and equipment expense | $247,000 | 6,101 |
| Additional noninterest expense | $755,000 | 4,947 |
| Pre-tax net operating income | $2,052,000 | 3,449 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $771,000 | 3,008 |
| Income before extraordinary items | $1,281,000 | 3,844 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,281,000 | 3,843 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 7,548 |
| Cash dividends | $550,000 | 3,253 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,281,000 | 3,778 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $7,191,000 | 4,461 |
| Total interest expense | $3,410,000 | 4,285 |
| Net interest income | $3,781,000 | 4,528 |
| Provision for loan and lease losses | $228,000 | 3,133 |
| Total noninterest income | $356,000 | 6,364 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $137,000 | 6,712 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $219,000 | 4,928 |
| Total noninterest expense | $1,798,000 | 6,392 |
| Salaries and employee benefits | $1,005,000 | 5,964 |
| Premises and equipment expense | $240,000 | 6,386 |
| Additional noninterest expense | $553,000 | 6,657 |
| Pre-tax net operating income | $2,111,000 | 3,264 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $789,000 | 2,882 |
| Income before extraordinary items | $1,322,000 | 3,578 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,322,000 | 3,578 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 10,612 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,322,000 | 3,526 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,419,000 | 4,906 |
| Total interest expense | $3,102,000 | 4,617 |
| Net interest income | $3,317,000 | 5,085 |
| Provision for loan and lease losses | $213,000 | 2,886 |
| Total noninterest income | $234,000 | 7,933 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $85,000 | 8,173 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $149,000 | 6,005 |
| Total noninterest expense | $2,106,000 | 5,762 |
| Salaries and employee benefits | $1,068,000 | 5,732 |
| Premises and equipment expense | $255,000 | 6,261 |
| Additional noninterest expense | $783,000 | 5,346 |
| Pre-tax net operating income | $1,232,000 | 5,162 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $468,000 | 4,406 |
| Income before extraordinary items | $764,000 | 5,624 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $764,000 | 5,623 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 7,475 |
| Cash dividends | $5,000 | 8,648 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $764,000 | 5,613 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,241,000 | 6,428 |
| Total interest expense | $1,677,000 | 6,395 |
| Net interest income | $2,564,000 | 6,335 |
| Provision for loan and lease losses | $242,000 | 2,658 |
| Total noninterest income | $102,000 | 10,687 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $76,000 | 8,813 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $26,000 | 11,043 |
| Total noninterest expense | $1,519,000 | 7,547 |
| Salaries and employee benefits | $744,000 | 7,565 |
| Premises and equipment expense | $213,000 | 7,166 |
| Additional noninterest expense | $562,000 | 7,327 |
| Pre-tax net operating income | $905,000 | 6,375 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $324,000 | 5,588 |
| Income before extraordinary items | $581,000 | 6,686 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $581,000 | 6,699 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 4,348 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $581,000 | 6,741 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,895,000 | 8,507 |
| Total interest expense | $1,235,000 | 8,130 |
| Net interest income | $1,660,000 | 8,612 |
| Provision for loan and lease losses | $140,000 | 4,819 |
| Total noninterest income | $96,000 | 11,420 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $52,000 | 9,975 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $44,000 | 10,462 |
| Total noninterest expense | $1,259,000 | 8,657 |
| Salaries and employee benefits | $575,000 | 9,014 |
| Premises and equipment expense | $188,000 | 7,937 |
| Additional noninterest expense | $496,000 | 8,251 |
| Pre-tax net operating income | $357,000 | 9,756 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $121,000 | 9,285 |
| Income before extraordinary items | $236,000 | 10,209 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $236,000 | 10,342 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 10,864 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $236,000 | 9,961 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,215,000 | 10,444 |
| Total interest expense | $1,151,000 | 9,788 |
| Net interest income | $1,064,000 | 10,836 |
| Provision for loan and lease losses | $73,000 | 8,154 |
| Total noninterest income | $26,000 | 13,604 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $21,000 | 11,340 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,000 | 13,675 |
| Total noninterest expense | $912,000 | 10,413 |
| Salaries and employee benefits | $406,000 | 10,788 |
| Premises and equipment expense | $114,000 | 10,256 |
| Additional noninterest expense | $392,000 | 9,654 |
| Pre-tax net operating income | $105,000 | 11,976 |
| Securities gains (losses) | $-1,000 | 12,730 |
| Applicable income taxes | $34,000 | 11,696 |
| Income before extraordinary items | $70,000 | 12,351 |
| Extraordinary gains, net | $31,000 | 1,121 |
| Net income | $101,000 | 11,995 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 12,970 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $70,670 | 12,061 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.