Home > Dubois County Bank > Income and Expense
Dubois County Bank, Income and Expense
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $25,983,000 | 1,244 |
| Total interest expense | $12,611,000 | 1,238 |
| Net interest income | $13,372,000 | 1,266 |
| Provision for loan and lease losses | $60,000 | 6,123 |
| Total noninterest income | $1,617,000 | 2,142 |
| Gross Fiduciary activities income | $38,000 | 1,151 |
| Service charges on deposit accounts | $520,000 | 2,469 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $1,059,000 | 1,779 |
| Total noninterest expense | $8,538,000 | 1,560 |
| Salaries and employee benefits | $4,789,000 | 1,374 |
| Premises and equipment expense | $909,000 | 2,129 |
| Additional noninterest expense | $2,840,000 | 1,523 |
| Pre-tax net operating income | $6,391,000 | 1,170 |
| Securities gains (losses) | $-2,000 | 9,897 |
| Applicable income taxes | $1,482,000 | 1,657 |
| Income before extraordinary items | $4,907,000 | 1,099 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $4,907,000 | 1,099 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $453,000 | 1,368 |
| Cash dividends | $5,614,000 | 586 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $4,908,540 | 1,062 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $25,295,000 | 1,318 |
| Total interest expense | $11,699,000 | 1,350 |
| Net interest income | $13,596,000 | 1,272 |
| Provision for loan and lease losses | $120,000 | 4,629 |
| Total noninterest income | $1,214,000 | 2,612 |
| Gross Fiduciary activities income | $65,000 | 1,125 |
| Service charges on deposit accounts | $565,000 | 2,324 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $584,000 | 2,534 |
| Total noninterest expense | $8,233,000 | 1,602 |
| Salaries and employee benefits | $4,892,000 | 1,347 |
| Premises and equipment expense | $976,000 | 2,034 |
| Additional noninterest expense | $2,365,000 | 1,800 |
| Pre-tax net operating income | $6,457,000 | 1,219 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $1,892,000 | 1,392 |
| Income before extraordinary items | $4,565,000 | 1,199 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $4,565,000 | 1,200 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-201,000 | 10,818 |
| Cash dividends | $5,618,000 | 575 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $4,565,000 | 1,173 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $24,487,000 | 1,398 |
| Total interest expense | $11,299,000 | 1,430 |
| Net interest income | $13,188,000 | 1,358 |
| Provision for loan and lease losses | $180,000 | 3,640 |
| Total noninterest income | $1,339,000 | 2,491 |
| Gross Fiduciary activities income | $53,000 | 1,224 |
| Service charges on deposit accounts | $627,000 | 2,157 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $659,000 | 2,409 |
| Total noninterest expense | $7,755,000 | 1,829 |
| Salaries and employee benefits | $4,960,000 | 1,359 |
| Premises and equipment expense | $1,020,000 | 1,966 |
| Additional noninterest expense | $1,775,000 | 2,731 |
| Pre-tax net operating income | $6,592,000 | 1,122 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $1,958,000 | 1,253 |
| Income before extraordinary items | $4,634,000 | 1,113 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $4,634,000 | 1,114 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $112,000 | 3,715 |
| Cash dividends | $4,600,000 | 710 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $4,634,000 | 1,099 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $23,887,000 | 1,440 |
| Total interest expense | $11,623,000 | 1,402 |
| Net interest income | $12,264,000 | 1,466 |
| Provision for loan and lease losses | $255,000 | 2,517 |
| Total noninterest income | $1,319,000 | 2,515 |
| Gross Fiduciary activities income | $119,000 | 1,127 |
| Service charges on deposit accounts | $539,000 | 2,495 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $661,000 | 2,386 |
| Total noninterest expense | $7,626,000 | 1,845 |
| Salaries and employee benefits | $4,682,000 | 1,414 |
| Premises and equipment expense | $1,060,000 | 1,918 |
| Additional noninterest expense | $1,884,000 | 2,534 |
| Pre-tax net operating income | $5,702,000 | 1,342 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $1,672,000 | 1,490 |
| Income before extraordinary items | $4,030,000 | 1,306 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $4,030,000 | 1,304 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $253,000 | 2,172 |
| Cash dividends | $3,380,000 | 848 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $4,030,000 | 1,287 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $20,438,000 | 1,518 |
| Total interest expense | $8,702,000 | 1,490 |
| Net interest income | $11,736,000 | 1,533 |
| Provision for loan and lease losses | $300,000 | 2,237 |
| Total noninterest income | $1,355,000 | 2,489 |
| Gross Fiduciary activities income | $358,000 | 840 |
| Service charges on deposit accounts | $444,000 | 3,082 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $553,000 | 2,755 |
| Total noninterest expense | $8,038,000 | 1,810 |
| Salaries and employee benefits | $4,725,000 | 1,428 |
| Premises and equipment expense | $1,112,000 | 1,839 |
| Additional noninterest expense | $2,201,000 | 2,388 |
| Pre-tax net operating income | $4,753,000 | 1,534 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $1,302,000 | 1,761 |
| Income before extraordinary items | $3,451,000 | 1,440 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $3,451,000 | 1,439 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $308,000 | 1,870 |
| Cash dividends | $1,740,000 | 1,259 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $3,451,000 | 1,450 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $19,263,000 | 1,635 |
| Total interest expense | $8,720,000 | 1,537 |
| Net interest income | $10,543,000 | 1,720 |
| Provision for loan and lease losses | $508,000 | 2,065 |
| Total noninterest income | $1,262,000 | 2,801 |
| Gross Fiduciary activities income | $234,000 | 1,020 |
| Service charges on deposit accounts | $376,000 | 3,642 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $652,000 | 2,724 |
| Total noninterest expense | $7,412,000 | 1,986 |
| Salaries and employee benefits | $4,205,000 | 1,601 |
| Premises and equipment expense | $1,122,000 | 1,869 |
| Additional noninterest expense | $2,085,000 | 2,635 |
| Pre-tax net operating income | $3,885,000 | 1,768 |
| Securities gains (losses) | $6,000 | 5,977 |
| Applicable income taxes | $710,000 | 3,070 |
| Income before extraordinary items | $3,181,000 | 1,602 |
| Extraordinary gains, net | $-258,000 | 13,089 |
| Net income | $2,923,000 | 1,781 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $100,000 | 4,557 |
| Cash dividends | $1,516,000 | 1,262 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $3,176,080 | 1,512 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $21,123,000 | 1,679 |
| Total interest expense | $10,636,000 | 1,628 |
| Net interest income | $10,487,000 | 1,755 |
| Provision for loan and lease losses | $1,619,000 | 1,336 |
| Total noninterest income | $1,111,000 | 3,043 |
| Gross Fiduciary activities income | $214,000 | 1,065 |
| Service charges on deposit accounts | $311,000 | 4,311 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $586,000 | 2,867 |
| Total noninterest expense | $7,227,000 | 2,040 |
| Salaries and employee benefits | $3,907,000 | 1,703 |
| Premises and equipment expense | $1,065,000 | 1,988 |
| Additional noninterest expense | $2,255,000 | 2,541 |
| Pre-tax net operating income | $2,752,000 | 2,244 |
| Securities gains (losses) | $274,000 | 1,620 |
| Applicable income taxes | $804,000 | 2,609 |
| Income before extraordinary items | $2,222,000 | 2,068 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,222,000 | 2,094 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,065,000 | 1,497 |
| Cash dividends | $1,515,000 | 1,075 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $2,021,980 | 2,093 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.