Home > Du Quoin National Bank > Income and Expense
Du Quoin National Bank, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,406,000 | 4,915 |
| Total interest expense | $3,229,000 | 4,449 |
| Net interest income | $3,177,000 | 5,246 |
| Provision for loan and lease losses | $1,000,000 | 940 |
| Total noninterest income | $297,000 | 7,112 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $152,000 | 6,619 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $145,000 | 6,088 |
| Total noninterest expense | $2,686,000 | 4,694 |
| Salaries and employee benefits | $1,173,000 | 5,312 |
| Premises and equipment expense | $577,000 | 3,312 |
| Additional noninterest expense | $936,000 | 4,603 |
| Pre-tax net operating income | $-212,000 | 11,678 |
| Securities gains (losses) | $30,000 | 1,626 |
| Applicable income taxes | $-314,000 | 11,838 |
| Income before extraordinary items | $132,000 | 10,638 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $132,000 | 10,640 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $561,000 | 1,280 |
| Cash dividends | $285,000 | 4,691 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $112,800 | 10,791 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,027,000 | 4,850 |
| Total interest expense | $2,604,000 | 4,478 |
| Net interest income | $3,423,000 | 5,035 |
| Provision for loan and lease losses | $198,000 | 3,053 |
| Total noninterest income | $288,000 | 7,408 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $129,000 | 7,388 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $159,000 | 6,034 |
| Total noninterest expense | $2,133,000 | 5,887 |
| Salaries and employee benefits | $1,084,000 | 5,709 |
| Premises and equipment expense | $314,000 | 5,513 |
| Additional noninterest expense | $735,000 | 6,092 |
| Pre-tax net operating income | $1,380,000 | 4,726 |
| Securities gains (losses) | $12,000 | 2,095 |
| Applicable income taxes | $324,000 | 5,588 |
| Income before extraordinary items | $1,068,000 | 4,278 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,068,000 | 4,279 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $129,000 | 3,250 |
| Cash dividends | $559,000 | 2,950 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,058,760 | 4,371 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,121,000 | 4,867 |
| Total interest expense | $2,522,000 | 4,772 |
| Net interest income | $3,599,000 | 4,840 |
| Provision for loan and lease losses | $120,000 | 5,200 |
| Total noninterest income | $272,000 | 8,037 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $119,000 | 7,868 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $153,000 | 6,500 |
| Total noninterest expense | $2,114,000 | 6,059 |
| Salaries and employee benefits | $1,034,000 | 5,955 |
| Premises and equipment expense | $307,000 | 5,726 |
| Additional noninterest expense | $773,000 | 6,087 |
| Pre-tax net operating income | $1,637,000 | 4,004 |
| Securities gains (losses) | $88,000 | 2,680 |
| Applicable income taxes | $436,000 | 4,702 |
| Income before extraordinary items | $1,289,000 | 3,743 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,289,000 | 3,857 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 6,815 |
| Cash dividends | $724,000 | 2,329 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,223,000 | 3,731 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,420,000 | 5,194 |
| Total interest expense | $3,102,000 | 5,013 |
| Net interest income | $3,318,000 | 5,256 |
| Provision for loan and lease losses | $135,000 | 6,388 |
| Total noninterest income | $211,000 | 9,203 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $96,000 | 8,631 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $115,000 | 7,597 |
| Total noninterest expense | $2,070,000 | 6,203 |
| Salaries and employee benefits | $1,001,000 | 6,023 |
| Premises and equipment expense | $268,000 | 6,470 |
| Additional noninterest expense | $801,000 | 6,066 |
| Pre-tax net operating income | $1,324,000 | 4,544 |
| Securities gains (losses) | $69,000 | 3,609 |
| Applicable income taxes | $355,000 | 5,285 |
| Income before extraordinary items | $1,038,000 | 4,346 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,038,000 | 4,390 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 7,201 |
| Cash dividends | $725,000 | 2,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $986,250 | 4,232 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.