Home > Dryades Savings Bank, F.S.B. > Assets and Liabilities
Dryades Savings Bank, F.S.B., Assets and Liabilities
| 2010-09-30 | Rank | |
| # of Employees: | 34 | 4,100 |
| Assets and Liabilities | ||
| Total Assets: | $81,563,000 | 5,639 |
| Cash and due from depository institutions | $2,968,000 | 4,100 |
| Interest-bearing balances | $557,000 | 5,866 |
| Securities | $9,554,000 | 5,733 |
| Federal funds sold & reverse repurchase agreements | $4,420,000 | 1,667 |
| Net loans & leases | $55,445,000 | 5,322 |
| Loan loss allowance | $1,644,000 | 3,664 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $3,480,000 | 3,166 |
| Other real estate owned | $0 | 4,100 |
| Goodwill and other intangibles | $174,000 | 2,466 |
| All other assets | $5,522,000 | 3,060 |
| Life insurance assets | $2,684,000 | 1,964 |
| Total liabilities and capital | $81,563,000 | 5,639 |
| Total liabilities | $74,444,000 | 5,559 |
| Total deposits | $73,307,000 | 5,435 |
| Interest-bearing deposits | $64,893,000 | 5,305 |
| Deposits held in domestic offices | $73,307,000 | 5,434 |
| % insured | 90.97% | 3,177 |
| Federal funds purchased & repurchase agreements | $0 | 2,564 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $0 | 5,105 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $1,137,000 | 3,273 |
| Total equity capital | $7,119,000 | 6,100 |
| Total bank equity capital | $7,119,000 | 6,100 |
| Perpetual preferred stock | $1,644,000 | 170 |
| Common stock | $4,881,000 | 992 |
| Surplus | $1,041,000 | 6,076 |
| Undivided profits | $-447,000 | 6,550 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $196,000 | 6,427 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $266,000 | 6,672 |
| Earning assets | $69,976,000 | 5,772 |
| Long-term assets (5+ years) | $0 | 6,979 |
| Average Assets, year-to-date | $82,291,500 | 5,584 |
| Average Assets, quarterly | $81,994,000 | 5,624 |
| Volatile liabilities | $19,666,000 | 4,856 |
| Insider loans | $0 | 6,998 |
| FHLB advances | $0 | 4,672 |
| Loans and leases held for sale | $0 | 1,963 |
| Unused loan commitments | $2,523,000 | 6,254 |
| Tier 1 (core) risk-based capital | $6,923,000 | 6,033 |
| Tier 2 risk-based capital | $749,000 | 4,953 |
| Total risk weighted assets | $59,041,000 | 5,335 |
| Total unused commitments | $2,523,000 | 6,261 |
| Derivatives | $0 | 1,218 |
| 2010-06-30 | Rank | |
| # of Employees: | 35 | 4,061 |
| Assets and Liabilities | ||
| Total Assets: | $82,425,000 | 5,644 |
| Cash and due from depository institutions | $2,437,000 | 4,061 |
| Interest-bearing balances | $756,000 | 5,617 |
| Securities | $9,554,000 | 5,805 |
| Federal funds sold & reverse repurchase agreements | $836,000 | 3,494 |
| Net loans & leases | $60,247,000 | 5,142 |
| Loan loss allowance | $1,668,000 | 3,594 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $3,518,000 | 3,174 |
| Other real estate owned | $0 | 4,061 |
| Goodwill and other intangibles | $174,000 | 2,475 |
| All other assets | $5,659,000 | 3,035 |
| Life insurance assets | $2,661,000 | 1,976 |
| Total liabilities and capital | $82,425,000 | 5,644 |
| Total liabilities | $75,338,000 | 5,560 |
| Total deposits | $74,367,000 | 5,420 |
| Interest-bearing deposits | $65,623,000 | 5,287 |
| Deposits held in domestic offices | $74,367,000 | 5,419 |
| % insured | 89.33% | 3,845 |
| Federal funds purchased & repurchase agreements | $0 | 2,594 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $0 | 5,212 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $971,000 | 3,479 |
| Total equity capital | $7,087,000 | 6,122 |
| Total bank equity capital | $7,087,000 | 6,121 |
| Perpetual preferred stock | $1,644,000 | 164 |
| Common stock | $4,881,000 | 1,008 |
| Surplus | $1,041,000 | 6,113 |
| Undivided profits | $-479,000 | 6,590 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $247,000 | 6,326 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $265,000 | 6,686 |
| Earning assets | $71,393,000 | 5,741 |
| Long-term assets (5+ years) | $0 | 7,034 |
| Average Assets, year-to-date | $82,534,330 | 5,607 |
| Average Assets, quarterly | $82,467,500 | 5,631 |
| Volatile liabilities | $18,896,000 | 4,991 |
| Insider loans | $0 | 7,068 |
| FHLB advances | $0 | 4,785 |
| Loans and leases held for sale | $0 | 1,852 |
| Unused loan commitments | $17,466,000 | 2,893 |
| Tier 1 (core) risk-based capital | $7,125,000 | 5,976 |
| Tier 2 risk-based capital | $796,000 | 4,841 |
| Total risk weighted assets | $63,699,000 | 5,182 |
| Total unused commitments | $17,466,000 | 2,895 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 33 | 4,260 |
| Assets and Liabilities | ||
| Total Assets: | $82,510,000 | 5,703 |
| Cash and due from depository institutions | $3,796,000 | 4,260 |
| Interest-bearing balances | $237,000 | 6,248 |
| Securities | $8,163,000 | 6,124 |
| Federal funds sold & reverse repurchase agreements | $2,840,000 | 2,528 |
| Net loans & leases | $58,300,000 | 5,275 |
| Loan loss allowance | $1,636,000 | 3,677 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $3,570,000 | 3,198 |
| Other real estate owned | $0 | 4,260 |
| Goodwill and other intangibles | $180,000 | 2,477 |
| All other assets | $5,661,000 | 3,123 |
| Life insurance assets | $2,638,000 | 1,988 |
| Total liabilities and capital | $82,511,000 | 5,703 |
| Total liabilities | $75,422,000 | 5,619 |
| Total deposits | $73,719,000 | 5,495 |
| Interest-bearing deposits | $63,535,000 | 5,433 |
| Deposits held in domestic offices | $73,719,000 | 5,494 |
| % insured | 85.37% | 5,185 |
| Federal funds purchased & repurchase agreements | $0 | 2,570 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $600,000 | 4,876 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,103,000 | 3,204 |
| Total equity capital | $7,089,000 | 6,165 |
| Total bank equity capital | $7,089,000 | 6,165 |
| Perpetual preferred stock | $1,644,000 | 159 |
| Common stock | $4,881,000 | 1,027 |
| Surplus | $1,041,000 | 6,202 |
| Undivided profits | $-477,000 | 6,645 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $227,000 | 6,442 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $270,000 | 6,725 |
| Earning assets | $69,540,000 | 5,875 |
| Long-term assets (5+ years) | $0 | 7,124 |
| Average Assets, year-to-date | $82,589,000 | 5,677 |
| Average Assets, quarterly | $82,589,000 | 5,677 |
| Volatile liabilities | $18,812,000 | 5,045 |
| Insider loans | $0 | 7,167 |
| FHLB advances | $600,000 | 4,674 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $9,693,000 | 4,215 |
| Tier 1 (core) risk-based capital | $6,947,000 | 6,091 |
| Tier 2 risk-based capital | $772,000 | 4,932 |
| Total risk weighted assets | $61,299,000 | 5,339 |
| Total unused commitments | $9,693,000 | 4,220 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 31 | 4,480 |
| Assets and Liabilities | ||
| Total Assets: | $82,668,000 | 5,714 |
| Cash and due from depository institutions | $4,495,000 | 4,480 |
| Interest-bearing balances | $227,000 | 6,102 |
| Securities | $8,173,000 | 6,106 |
| Federal funds sold & reverse repurchase agreements | $1,242,000 | 3,320 |
| Net loans & leases | $59,313,000 | 5,291 |
| Loan loss allowance | $1,620,000 | 3,682 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $3,595,000 | 3,227 |
| Other real estate owned | $0 | 4,480 |
| Goodwill and other intangibles | $186,000 | 2,484 |
| All other assets | $5,664,000 | 3,191 |
| Life insurance assets | $2,616,000 | 2,002 |
| Total liabilities and capital | $82,668,000 | 5,714 |
| Total liabilities | $75,517,000 | 5,636 |
| Total deposits | $70,592,000 | 5,611 |
| Interest-bearing deposits | $60,349,000 | 5,546 |
| Deposits held in domestic offices | $70,592,000 | 5,611 |
| % insured | 84.65% | 5,397 |
| Federal funds purchased & repurchase agreements | $0 | 2,785 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $3,850,000 | 3,988 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,075,000 | 3,287 |
| Total equity capital | $7,151,000 | 6,152 |
| Total bank equity capital | $7,151,000 | 6,151 |
| Perpetual preferred stock | $1,644,000 | 155 |
| Common stock | $4,881,000 | 1,042 |
| Surplus | $1,041,000 | 6,257 |
| Undivided profits | $-415,000 | 6,650 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $255,000 | 6,341 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $269,000 | 6,823 |
| Earning assets | $68,955,000 | 5,904 |
| Long-term assets (5+ years) | $0 | 7,189 |
| Average Assets, year-to-date | $78,493,600 | 5,771 |
| Average Assets, quarterly | $84,727,000 | 5,620 |
| Volatile liabilities | $27,155,000 | 4,202 |
| Insider loans | $0 | 7,233 |
| FHLB advances | $3,850,000 | 3,857 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $8,979,000 | 4,369 |
| Tier 1 (core) risk-based capital | $6,913,000 | 6,114 |
| Tier 2 risk-based capital | $777,000 | 4,952 |
| Total risk weighted assets | $61,283,000 | 5,389 |
| Total unused commitments | $8,979,000 | 4,371 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 36 | 4,108 |
| Assets and Liabilities | ||
| Total Assets: | $86,786,000 | 5,593 |
| Cash and due from depository institutions | $4,249,000 | 4,108 |
| Interest-bearing balances | $840,000 | 5,151 |
| Securities | $11,515,000 | 5,563 |
| Federal funds sold & reverse repurchase agreements | $4,816,000 | 1,807 |
| Net loans & leases | $57,325,000 | 5,420 |
| Loan loss allowance | $1,641,000 | 3,574 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $3,639,000 | 3,222 |
| Other real estate owned | $0 | 4,108 |
| Goodwill and other intangibles | $186,000 | 2,519 |
| All other assets | $5,056,000 | 3,085 |
| Life insurance assets | $2,593,000 | 2,002 |
| Total liabilities and capital | $86,786,000 | 5,593 |
| Total liabilities | $79,674,000 | 5,488 |
| Total deposits | $66,564,000 | 5,755 |
| Interest-bearing deposits | $52,828,000 | 5,888 |
| Deposits held in domestic offices | $66,564,000 | 5,754 |
| % insured | 79.55% | 6,534 |
| Federal funds purchased & repurchase agreements | $0 | 2,868 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $12,050,000 | 2,604 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,060,000 | 3,647 |
| Total equity capital | $7,112,000 | 6,288 |
| Total bank equity capital | $7,112,000 | 6,287 |
| Perpetual preferred stock | $1,644,000 | 151 |
| Common stock | $4,881,000 | 1,060 |
| Surplus | $1,041,000 | 6,308 |
| Undivided profits | $-454,000 | 6,857 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $450,000 | 5,839 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $197,000 | 729 |
| Income earned, not collected on loans | $241,000 | 7,188 |
| Earning assets | $74,496,000 | 5,747 |
| Long-term assets (5+ years) | $0 | 7,262 |
| Average Assets, year-to-date | $77,450,000 | 5,833 |
| Average Assets, quarterly | $83,188,500 | 5,690 |
| Volatile liabilities | $26,802,000 | 4,278 |
| Insider loans | $0 | 7,285 |
| FHLB advances | $12,050,000 | 2,486 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $10,051,000 | 4,237 |
| Tier 1 (core) risk-based capital | $6,741,000 | 6,268 |
| Tier 2 risk-based capital | $766,000 | 4,966 |
| Total risk weighted assets | $60,406,000 | 5,458 |
| Total unused commitments | $10,051,000 | 4,238 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 37 | 4,071 |
| Assets and Liabilities | ||
| Total Assets: | $79,591,000 | 5,845 |
| Cash and due from depository institutions | $3,577,000 | 4,071 |
| Interest-bearing balances | $231,000 | 5,876 |
| Securities | $11,294,000 | 5,597 |
| Federal funds sold & reverse repurchase agreements | $1,547,000 | 3,585 |
| Net loans & leases | $54,139,000 | 5,586 |
| Loan loss allowance | $1,592,000 | 3,577 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $3,653,000 | 3,254 |
| Other real estate owned | $0 | 4,071 |
| Goodwill and other intangibles | $192,000 | 2,526 |
| All other assets | $5,189,000 | 3,057 |
| Life insurance assets | $2,570,000 | 2,016 |
| Total liabilities and capital | $79,591,000 | 5,845 |
| Total liabilities | $72,791,000 | 5,748 |
| Total deposits | $63,939,000 | 5,887 |
| Interest-bearing deposits | $54,189,000 | 5,860 |
| Deposits held in domestic offices | $63,939,000 | 5,886 |
| % insured | 73.94% | 5,273 |
| Federal funds purchased & repurchase agreements | $0 | 2,922 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $7,600,000 | 3,326 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,252,000 | 3,325 |
| Total equity capital | $6,800,000 | 6,410 |
| Total bank equity capital | $6,800,000 | 6,410 |
| Perpetual preferred stock | $1,644,000 | 148 |
| Common stock | $4,881,000 | 1,072 |
| Surplus | $1,041,000 | 6,369 |
| Undivided profits | $-766,000 | 7,006 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $2,119,000 | 3,573 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,505,000 | 209 |
| Income earned, not collected on loans | $255,000 | 7,085 |
| Earning assets | $67,211,000 | 6,023 |
| Long-term assets (5+ years) | $0 | 7,339 |
| Average Assets, year-to-date | $74,338,000 | 5,970 |
| Average Assets, quarterly | $76,643,500 | 5,927 |
| Volatile liabilities | $20,036,000 | 4,980 |
| Insider loans | $0 | 7,346 |
| FHLB advances | $7,600,000 | 3,180 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $9,172,000 | 4,562 |
| Tier 1 (core) risk-based capital | $7,003,000 | 6,227 |
| Tier 2 risk-based capital | $698,000 | 5,169 |
| Total risk weighted assets | $54,922,000 | 5,732 |
| Total unused commitments | $9,172,000 | 4,566 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 38 | 4,019 |
| Assets and Liabilities | ||
| Total Assets: | $73,696,000 | 6,044 |
| Cash and due from depository institutions | $3,259,000 | 4,019 |
| Interest-bearing balances | $100,000 | 6,061 |
| Securities | $12,177,000 | 5,514 |
| Federal funds sold & reverse repurchase agreements | $2,594,000 | 3,405 |
| Net loans & leases | $46,781,000 | 5,914 |
| Loan loss allowance | $1,588,000 | 3,527 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $3,577,000 | 3,313 |
| Other real estate owned | $0 | 4,019 |
| Goodwill and other intangibles | $195,000 | 2,523 |
| All other assets | $5,113,000 | 3,077 |
| Life insurance assets | $2,548,000 | 2,027 |
| Total liabilities and capital | $73,696,000 | 6,044 |
| Total liabilities | $66,790,000 | 5,969 |
| Total deposits | $57,133,000 | 6,152 |
| Interest-bearing deposits | $48,829,000 | 6,114 |
| Deposits held in domestic offices | $57,133,000 | 6,152 |
| % insured | 77.33% | 4,535 |
| Federal funds purchased & repurchase agreements | $0 | 2,904 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $8,350,000 | 3,272 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $1,307,000 | 3,146 |
| Total equity capital | $6,906,000 | 6,444 |
| Total bank equity capital | $6,906,000 | 6,444 |
| Perpetual preferred stock | $1,644,000 | 129 |
| Common stock | $4,881,000 | 1,070 |
| Surplus | $1,041,000 | 6,406 |
| Undivided profits | $-660,000 | 7,106 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $2,029,000 | 3,498 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,505,000 | 199 |
| Income earned, not collected on loans | $240,000 | 7,199 |
| Earning assets | $61,652,000 | 6,219 |
| Long-term assets (5+ years) | $0 | 7,384 |
| Average Assets, year-to-date | $71,711,500 | 6,077 |
| Average Assets, quarterly | $71,711,500 | 6,077 |
| Volatile liabilities | $17,389,000 | 5,280 |
| Insider loans | $0 | 7,405 |
| FHLB advances | $8,350,000 | 3,145 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $8,032,000 | 4,927 |
| Tier 1 (core) risk-based capital | $7,130,000 | 6,238 |
| Tier 2 risk-based capital | $602,000 | 5,519 |
| Total risk weighted assets | $47,192,000 | 6,076 |
| Total unused commitments | $8,032,000 | 4,929 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 34 | 4,364 |
| Assets and Liabilities | ||
| Total Assets: | $69,727,000 | 6,139 |
| Cash and due from depository institutions | $3,990,000 | 4,364 |
| Interest-bearing balances | $40,000 | 6,272 |
| Securities | $12,395,000 | 5,518 |
| Federal funds sold & reverse repurchase agreements | $773,000 | 4,206 |
| Net loans & leases | $44,194,000 | 6,057 |
| Loan loss allowance | $1,382,000 | 3,780 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $3,297,000 | 3,515 |
| Other real estate owned | $0 | 4,364 |
| Goodwill and other intangibles | $192,000 | 2,534 |
| All other assets | $4,886,000 | 3,190 |
| Life insurance assets | $2,525,000 | 2,046 |
| Total liabilities and capital | $69,727,000 | 6,139 |
| Total liabilities | $62,688,000 | 6,078 |
| Total deposits | $51,711,000 | 6,353 |
| Interest-bearing deposits | $43,338,000 | 6,334 |
| Deposits held in domestic offices | $51,711,000 | 6,353 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,392 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $9,850,000 | 3,268 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $1,127,000 | 3,466 |
| Total equity capital | $7,039,000 | 6,421 |
| Total bank equity capital | $7,039,000 | 6,421 |
| Perpetual preferred stock | $1,644,000 | 86 |
| Common stock | $4,881,000 | 1,064 |
| Surplus | $1,041,000 | 6,424 |
| Undivided profits | $-527,000 | 7,172 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,367,000 | 2,996 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,505,000 | 194 |
| Income earned, not collected on loans | $240,000 | 7,328 |
| Earning assets | $57,402,000 | 6,394 |
| Long-term assets (5+ years) | $0 | 7,429 |
| Average Assets, year-to-date | $75,410,600 | 5,860 |
| Average Assets, quarterly | $71,062,000 | 6,081 |
| Volatile liabilities | $15,072,000 | 5,576 |
| Insider loans | $0 | 7,451 |
| FHLB advances | $9,850,000 | 3,155 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $9,947,000 | 4,493 |
| Tier 1 (core) risk-based capital | $7,164,000 | 6,248 |
| Tier 2 risk-based capital | $564,000 | 5,649 |
| Total risk weighted assets | $44,332,000 | 6,213 |
| Total unused commitments | $9,947,000 | 4,496 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 29 | 4,909 |
| Assets and Liabilities | ||
| Total Assets: | $72,397,000 | 6,062 |
| Cash and due from depository institutions | $3,192,000 | 4,909 |
| Interest-bearing balances | $283,000 | 4,178 |
| Securities | $13,489,000 | 5,283 |
| Federal funds sold & reverse repurchase agreements | $5,037,000 | 2,248 |
| Net loans & leases | $42,209,000 | 6,174 |
| Loan loss allowance | $1,388,000 | 3,596 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $3,253,000 | 3,549 |
| Other real estate owned | $0 | 4,909 |
| Goodwill and other intangibles | $192,000 | 2,589 |
| All other assets | $5,025,000 | 3,154 |
| Life insurance assets | $2,503,000 | 2,049 |
| Total liabilities and capital | $72,397,000 | 6,062 |
| Total liabilities | $65,024,000 | 5,984 |
| Total deposits | $59,845,000 | 5,972 |
| Interest-bearing deposits | $50,548,000 | 5,953 |
| Deposits held in domestic offices | $59,845,000 | 5,971 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,524 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $3,900,000 | 4,469 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,279,000 | 3,267 |
| Total equity capital | $7,373,000 | 6,364 |
| Total bank equity capital | $7,373,000 | 6,364 |
| Perpetual preferred stock | $1,644,000 | 56 |
| Common stock | $4,881,000 | 1,065 |
| Surplus | $1,041,000 | 6,466 |
| Undivided profits | $-193,000 | 7,257 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,712,000 | 2,499 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,505,000 | 166 |
| Income earned, not collected on loans | $239,000 | 7,423 |
| Earning assets | $61,018,000 | 6,238 |
| Long-term assets (5+ years) | $0 | 7,485 |
| Average Assets, year-to-date | $76,831,500 | 5,824 |
| Average Assets, quarterly | $73,252,000 | 6,003 |
| Volatile liabilities | $9,880,000 | 6,311 |
| Insider loans | $0 | 7,515 |
| FHLB advances | $3,900,000 | 4,340 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $9,742,000 | 4,715 |
| Tier 1 (core) risk-based capital | $7,305,000 | 6,307 |
| Tier 2 risk-based capital | $560,000 | 5,610 |
| Total risk weighted assets | $43,962,000 | 6,246 |
| Total unused commitments | $9,742,000 | 4,719 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 34 | 4,477 |
| Assets and Liabilities | ||
| Total Assets: | $74,107,000 | 6,006 |
| Cash and due from depository institutions | $5,024,000 | 4,477 |
| Interest-bearing balances | $124,000 | 4,792 |
| Securities | $16,607,000 | 4,894 |
| Federal funds sold & reverse repurchase agreements | $2,476,000 | 3,517 |
| Net loans & leases | $41,867,000 | 6,171 |
| Loan loss allowance | $1,413,000 | 3,477 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $3,286,000 | 3,511 |
| Other real estate owned | $29,000 | 4,477 |
| Goodwill and other intangibles | $100,000 | 2,831 |
| All other assets | $4,718,000 | 3,222 |
| Life insurance assets | $2,482,000 | 2,062 |
| Total liabilities and capital | $74,107,000 | 6,006 |
| Total liabilities | $66,483,000 | 5,933 |
| Total deposits | $59,406,000 | 6,013 |
| Interest-bearing deposits | $48,585,000 | 6,061 |
| Deposits held in domestic offices | $59,406,000 | 6,012 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,577 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $6,000,000 | 3,774 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $1,077,000 | 3,657 |
| Total equity capital | $7,624,000 | 6,308 |
| Total bank equity capital | $7,624,000 | 6,308 |
| Perpetual preferred stock | $1,644,000 | 55 |
| Common stock | $4,881,000 | 1,057 |
| Surplus | $1,041,000 | 6,502 |
| Undivided profits | $58,000 | 7,254 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,113,000 | 2,063 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,505,000 | 163 |
| Income earned, not collected on loans | $237,000 | 7,434 |
| Earning assets | $61,074,000 | 6,234 |
| Long-term assets (5+ years) | $0 | 7,536 |
| Average Assets, year-to-date | $78,309,670 | 5,810 |
| Average Assets, quarterly | $76,926,000 | 5,894 |
| Volatile liabilities | $11,240,000 | 6,070 |
| Insider loans | $0 | 7,572 |
| FHLB advances | $6,000,000 | 3,631 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $6,243,000 | 5,655 |
| Tier 1 (core) risk-based capital | $7,539,000 | 6,249 |
| Tier 2 risk-based capital | $535,000 | 5,690 |
| Total risk weighted assets | $41,901,000 | 6,356 |
| Total unused commitments | $6,243,000 | 5,657 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 33 | 4,580 |
| Assets and Liabilities | ||
| Total Assets: | $79,745,000 | 5,821 |
| Cash and due from depository institutions | $10,317,000 | 4,580 |
| Interest-bearing balances | $6,980,000 | 1,078 |
| Securities | $15,681,000 | 5,017 |
| Federal funds sold & reverse repurchase agreements | $2,483,000 | 4,612 |
| Net loans & leases | $40,504,000 | 6,184 |
| Loan loss allowance | $1,406,000 | 3,426 |
| Trading account assets | $4,582,000 | 163 |
| Bank premises and fixed assets | $1,536,000 | 5,126 |
| Other real estate owned | $29,000 | 4,580 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $4,613,000 | 3,199 |
| Life insurance assets | $2,460,000 | 2,064 |
| Total liabilities and capital | $79,745,000 | 5,821 |
| Total liabilities | $73,824,000 | 5,655 |
| Total deposits | $60,717,000 | 5,963 |
| Interest-bearing deposits | $52,359,000 | 5,919 |
| Deposits held in domestic offices | $60,717,000 | 5,962 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $12,000,000 | 2,636 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,107,000 | 3,819 |
| Total equity capital | $5,921,000 | 6,969 |
| Total bank equity capital | $5,921,000 | 6,969 |
| Perpetual preferred stock | $1,644,000 | 55 |
| Common stock | $4,881,000 | 1,049 |
| Surplus | $41,000 | 7,880 |
| Undivided profits | $-645,000 | 7,706 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,272,000 | 2,334 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,437,000 | 166 |
| Income earned, not collected on loans | $233,000 | 7,455 |
| Earning assets | $70,230,000 | 5,925 |
| Long-term assets (5+ years) | $0 | 7,572 |
| Average Assets, year-to-date | $80,411,000 | 5,751 |
| Average Assets, quarterly | $80,411,000 | 5,751 |
| Volatile liabilities | $17,212,000 | 5,140 |
| Insider loans | $0 | 7,597 |
| FHLB advances | $12,000,000 | 2,533 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $7,391,000 | 5,408 |
| Tier 1 (core) risk-based capital | $5,828,000 | 6,901 |
| Tier 2 risk-based capital | $519,000 | 5,740 |
| Total risk weighted assets | $40,671,000 | 6,375 |
| Total unused commitments | $7,391,000 | 5,412 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 34 | 4,480 |
| Assets and Liabilities | ||
| Total Assets: | $81,077,000 | 5,737 |
| Cash and due from depository institutions | $14,232,000 | 4,480 |
| Interest-bearing balances | $8,886,000 | 673 |
| Securities | $12,483,000 | 5,600 |
| Federal funds sold & reverse repurchase agreements | $2,996,000 | 3,479 |
| Net loans & leases | $40,909,000 | 6,191 |
| Loan loss allowance | $932,000 | 4,422 |
| Trading account assets | $4,575,000 | 163 |
| Bank premises and fixed assets | $1,575,000 | 5,096 |
| Other real estate owned | $29,000 | 4,480 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $4,278,000 | 3,376 |
| Life insurance assets | $2,440,000 | 2,060 |
| Total liabilities and capital | $81,077,000 | 5,737 |
| Total liabilities | $74,875,000 | 5,595 |
| Total deposits | $59,298,000 | 5,978 |
| Interest-bearing deposits | $51,735,000 | 5,880 |
| Deposits held in domestic offices | $59,298,000 | 5,977 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $14,400,000 | 2,273 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,177,000 | 3,612 |
| Total equity capital | $6,202,000 | 6,842 |
| Total bank equity capital | $6,202,000 | 6,842 |
| Perpetual preferred stock | $1,644,000 | 59 |
| Common stock | $4,881,000 | 1,036 |
| Surplus | $41,000 | 7,917 |
| Undivided profits | $-364,000 | 7,722 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,013,000 | 1,638 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,437,000 | 157 |
| Income earned, not collected on loans | $269,000 | 7,401 |
| Earning assets | $69,849,000 | 5,871 |
| Long-term assets (5+ years) | $0 | 7,609 |
| Average Assets, year-to-date | $84,585,600 | 5,479 |
| Average Assets, quarterly | $80,765,000 | 5,716 |
| Volatile liabilities | $19,495,000 | 4,840 |
| Insider loans | $0 | 7,621 |
| FHLB advances | $14,400,000 | 2,173 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $5,517,000 | 5,866 |
| Tier 1 (core) risk-based capital | $6,175,000 | 6,762 |
| Tier 2 risk-based capital | $515,000 | 5,765 |
| Total risk weighted assets | $40,804,000 | 6,361 |
| Total unused commitments | $5,517,000 | 5,866 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 33 | 4,604 |
| Assets and Liabilities | ||
| Total Assets: | $80,453,000 | 5,734 |
| Cash and due from depository institutions | $11,470,000 | 4,604 |
| Interest-bearing balances | $8,444,000 | 619 |
| Securities | $13,731,000 | 5,416 |
| Federal funds sold & reverse repurchase agreements | $4,612,000 | 2,713 |
| Net loans & leases | $40,327,000 | 6,214 |
| Loan loss allowance | $1,291,000 | 3,529 |
| Trading account assets | $4,516,000 | 158 |
| Bank premises and fixed assets | $1,595,000 | 5,062 |
| Other real estate owned | $100,000 | 4,604 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $4,102,000 | 3,518 |
| Life insurance assets | $2,419,000 | 2,028 |
| Total liabilities and capital | $80,453,000 | 5,734 |
| Total liabilities | $74,076,000 | 5,588 |
| Total deposits | $56,971,000 | 6,069 |
| Interest-bearing deposits | $47,779,000 | 6,075 |
| Deposits held in domestic offices | $56,971,000 | 6,068 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $16,100,000 | 1,996 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $1,005,000 | 4,072 |
| Total equity capital | $6,377,000 | 6,781 |
| Total bank equity capital | $6,377,000 | 6,781 |
| Perpetual preferred stock | $1,644,000 | 59 |
| Common stock | $4,881,000 | 1,016 |
| Surplus | $41,000 | 7,933 |
| Undivided profits | $-189,000 | 7,750 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,619,000 | 1,005 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,824,000 | 125 |
| Income earned, not collected on loans | $270,000 | 7,548 |
| Earning assets | $71,630,000 | 5,794 |
| Long-term assets (5+ years) | $0 | 7,622 |
| Average Assets, year-to-date | $85,462,750 | 5,461 |
| Average Assets, quarterly | $83,379,000 | 5,591 |
| Volatile liabilities | $21,402,000 | 4,574 |
| Insider loans | $0 | 7,654 |
| FHLB advances | $16,100,000 | 1,894 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $6,243,000 | 5,683 |
| Tier 1 (core) risk-based capital | $6,378,000 | 6,698 |
| Tier 2 risk-based capital | $514,000 | 5,764 |
| Total risk weighted assets | $40,366,000 | 6,380 |
| Total unused commitments | $6,243,000 | 5,683 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 33 | 4,662 |
| Assets and Liabilities | ||
| Total Assets: | $86,305,000 | 5,531 |
| Cash and due from depository institutions | $13,635,000 | 4,662 |
| Interest-bearing balances | $9,751,000 | 589 |
| Securities | $15,835,000 | 5,073 |
| Federal funds sold & reverse repurchase agreements | $3,290,000 | 3,410 |
| Net loans & leases | $42,968,000 | 6,069 |
| Loan loss allowance | $1,452,000 | 3,245 |
| Trading account assets | $4,452,000 | 161 |
| Bank premises and fixed assets | $1,637,000 | 5,011 |
| Other real estate owned | $149,000 | 4,662 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $4,339,000 | 3,344 |
| Life insurance assets | $2,399,000 | 2,037 |
| Total liabilities and capital | $86,305,000 | 5,531 |
| Total liabilities | $79,990,000 | 5,373 |
| Total deposits | $66,853,000 | 5,686 |
| Interest-bearing deposits | $50,964,000 | 5,931 |
| Deposits held in domestic offices | $66,853,000 | 5,685 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $12,100,000 | 2,268 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,037,000 | 3,802 |
| Total equity capital | $6,315,000 | 6,777 |
| Total bank equity capital | $6,315,000 | 6,777 |
| Perpetual preferred stock | $1,644,000 | 61 |
| Common stock | $4,881,000 | 1,005 |
| Surplus | $41,000 | 7,981 |
| Undivided profits | $-251,000 | 7,808 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,953,000 | 1,007 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,859,000 | 123 |
| Income earned, not collected on loans | $271,000 | 7,436 |
| Earning assets | $76,296,000 | 5,623 |
| Long-term assets (5+ years) | $0 | 7,662 |
| Average Assets, year-to-date | $87,132,670 | 5,441 |
| Average Assets, quarterly | $85,890,500 | 5,515 |
| Volatile liabilities | $18,046,000 | 4,929 |
| Insider loans | $0 | 7,685 |
| FHLB advances | $12,100,000 | 2,148 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $5,358,000 | 6,001 |
| Tier 1 (core) risk-based capital | $6,414,000 | 6,688 |
| Tier 2 risk-based capital | $554,000 | 5,586 |
| Total risk weighted assets | $43,455,000 | 6,232 |
| Total unused commitments | $5,358,000 | 6,001 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 33 | 4,637 |
| Assets and Liabilities | ||
| Total Assets: | $85,476,000 | 5,562 |
| Cash and due from depository institutions | $9,146,000 | 4,637 |
| Interest-bearing balances | $6,450,000 | 943 |
| Securities | $16,138,000 | 5,066 |
| Federal funds sold & reverse repurchase agreements | $3,844,000 | 3,903 |
| Net loans & leases | $45,777,000 | 5,886 |
| Loan loss allowance | $1,720,000 | 2,833 |
| Trading account assets | $4,426,000 | 201 |
| Bank premises and fixed assets | $1,666,000 | 4,940 |
| Other real estate owned | $49,000 | 4,637 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $4,430,000 | 3,253 |
| Life insurance assets | $2,379,000 | 2,027 |
| Total liabilities and capital | $85,476,000 | 5,562 |
| Total liabilities | $79,116,000 | 5,406 |
| Total deposits | $65,166,000 | 5,775 |
| Interest-bearing deposits | $49,533,000 | 6,023 |
| Deposits held in domestic offices | $65,166,000 | 5,773 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $12,800,000 | 2,134 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $1,150,000 | 3,592 |
| Total equity capital | $6,360,000 | 6,757 |
| Total bank equity capital | $6,360,000 | 6,757 |
| Perpetual preferred stock | $1,644,000 | 61 |
| Common stock | $4,881,000 | 988 |
| Surplus | $41,000 | 8,006 |
| Undivided profits | $-206,000 | 7,897 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,733,000 | 961 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,899,000 | 117 |
| Income earned, not collected on loans | $320,000 | 7,087 |
| Earning assets | $76,635,000 | 5,623 |
| Long-term assets (5+ years) | $0 | 7,689 |
| Average Assets, year-to-date | $87,546,500 | 5,451 |
| Average Assets, quarterly | $87,546,500 | 5,451 |
| Volatile liabilities | $19,910,000 | 4,643 |
| Insider loans | $0 | 7,710 |
| FHLB advances | $12,800,000 | 2,036 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $7,003,000 | 5,510 |
| Tier 1 (core) risk-based capital | $6,375,000 | 6,680 |
| Tier 2 risk-based capital | $579,000 | 5,465 |
| Total risk weighted assets | $45,155,000 | 6,134 |
| Total unused commitments | $7,003,000 | 5,512 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 33 | 4,625 |
| Assets and Liabilities | ||
| Total Assets: | $89,617,000 | 5,392 |
| Cash and due from depository institutions | $12,175,000 | 4,625 |
| Interest-bearing balances | $6,395,000 | 886 |
| Securities | $16,783,000 | 5,028 |
| Federal funds sold & reverse repurchase agreements | $2,589,000 | 4,060 |
| Net loans & leases | $47,477,000 | 5,780 |
| Loan loss allowance | $1,727,000 | 2,798 |
| Trading account assets | $4,366,000 | 100 |
| Bank premises and fixed assets | $1,696,000 | 4,879 |
| Other real estate owned | $0 | 4,625 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $4,531,000 | 3,218 |
| Life insurance assets | $2,359,000 | 2,007 |
| Total liabilities and capital | $89,617,000 | 5,392 |
| Total liabilities | $83,237,000 | 5,248 |
| Total deposits | $70,096,000 | 5,537 |
| Interest-bearing deposits | $55,160,000 | 5,712 |
| Deposits held in domestic offices | $70,096,000 | 5,535 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $12,080,000 | 2,274 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $1,061,000 | 3,719 |
| Total equity capital | $6,380,000 | 6,719 |
| Total bank equity capital | $6,380,000 | 6,719 |
| Perpetual preferred stock | $1,644,000 | 61 |
| Common stock | $4,881,000 | 972 |
| Surplus | $41,000 | 8,035 |
| Undivided profits | $-186,000 | 7,941 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,062,000 | 2,518 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $92,000 | 743 |
| Income earned, not collected on loans | $359,000 | 6,947 |
| Earning assets | $77,610,000 | 5,545 |
| Long-term assets (5+ years) | $0 | 7,714 |
| Average Assets, year-to-date | $93,904,400 | 5,107 |
| Average Assets, quarterly | $91,240,000 | 5,291 |
| Volatile liabilities | $45,390,000 | 2,843 |
| Insider loans | $0 | 7,725 |
| FHLB advances | $12,080,000 | 2,166 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $6,014,000 | 5,723 |
| Tier 1 (core) risk-based capital | $6,415,000 | 6,645 |
| Tier 2 risk-based capital | $601,000 | 5,370 |
| Total risk weighted assets | $46,919,000 | 6,009 |
| Total unused commitments | $6,014,000 | 5,723 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 34 | 4,529 |
| Assets and Liabilities | ||
| Total Assets: | $92,863,000 | 5,251 |
| Cash and due from depository institutions | $3,252,000 | 4,529 |
| Interest-bearing balances | $1,103,000 | 2,303 |
| Securities | $16,434,000 | 5,116 |
| Federal funds sold & reverse repurchase agreements | $11,796,000 | 1,190 |
| Net loans & leases | $50,737,000 | 5,649 |
| Loan loss allowance | $2,365,000 | 2,154 |
| Trading account assets | $4,316,000 | 97 |
| Bank premises and fixed assets | $1,554,000 | 5,061 |
| Other real estate owned | $0 | 4,529 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $4,774,000 | 3,122 |
| Life insurance assets | $2,337,000 | 1,979 |
| Total liabilities and capital | $92,863,000 | 5,251 |
| Total liabilities | $86,598,000 | 5,102 |
| Total deposits | $80,403,000 | 5,058 |
| Interest-bearing deposits | $62,133,000 | 5,295 |
| Deposits held in domestic offices | $80,403,000 | 5,055 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $5,280,000 | 3,518 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $915,000 | 4,081 |
| Total equity capital | $6,265,000 | 6,765 |
| Total bank equity capital | $6,265,000 | 6,765 |
| Perpetual preferred stock | $1,644,000 | 65 |
| Common stock | $4,881,000 | 958 |
| Surplus | $41,000 | 8,087 |
| Undivided profits | $-301,000 | 8,071 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,011,000 | 2,543 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $123,000 | 691 |
| Income earned, not collected on loans | $335,000 | 7,159 |
| Earning assets | $84,386,000 | 5,279 |
| Long-term assets (5+ years) | $0 | 7,763 |
| Average Assets, year-to-date | $94,976,250 | 5,074 |
| Average Assets, quarterly | $91,021,500 | 5,286 |
| Volatile liabilities | $43,870,000 | 2,900 |
| Insider loans | $0 | 7,800 |
| FHLB advances | $5,280,000 | 3,368 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $6,406,000 | 5,639 |
| Tier 1 (core) risk-based capital | $6,330,000 | 6,693 |
| Tier 2 risk-based capital | $639,000 | 5,226 |
| Total risk weighted assets | $49,380,000 | 5,893 |
| Total unused commitments | $6,406,000 | 5,640 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 33 | 4,661 |
| Assets and Liabilities | ||
| Total Assets: | $89,180,000 | 5,365 |
| Cash and due from depository institutions | $4,721,000 | 4,661 |
| Interest-bearing balances | $921,000 | 2,529 |
| Securities | $11,825,000 | 5,870 |
| Federal funds sold & reverse repurchase agreements | $10,289,000 | 1,232 |
| Net loans & leases | $51,668,000 | 5,567 |
| Loan loss allowance | $2,350,000 | 2,156 |
| Trading account assets | $4,247,000 | 103 |
| Bank premises and fixed assets | $1,579,000 | 5,008 |
| Other real estate owned | $0 | 4,661 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $4,851,000 | 3,053 |
| Life insurance assets | $2,319,000 | 1,952 |
| Total liabilities and capital | $89,180,000 | 5,365 |
| Total liabilities | $83,071,000 | 5,219 |
| Total deposits | $76,947,000 | 5,189 |
| Interest-bearing deposits | $60,146,000 | 5,374 |
| Deposits held in domestic offices | $76,947,000 | 5,186 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $5,280,000 | 3,575 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $844,000 | 3,953 |
| Total equity capital | $6,109,000 | 6,747 |
| Total bank equity capital | $6,109,000 | 6,747 |
| Perpetual preferred stock | $1,644,000 | 66 |
| Common stock | $4,881,000 | 936 |
| Surplus | $41,000 | 8,115 |
| Undivided profits | $-457,000 | 8,112 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,426,000 | 1,840 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $123,000 | 703 |
| Income earned, not collected on loans | $356,000 | 6,776 |
| Earning assets | $78,950,000 | 5,457 |
| Long-term assets (5+ years) | $0 | 7,786 |
| Average Assets, year-to-date | $95,680,670 | 5,070 |
| Average Assets, quarterly | $89,621,500 | 5,316 |
| Volatile liabilities | $40,670,000 | 3,007 |
| Insider loans | $0 | 7,848 |
| FHLB advances | $5,280,000 | 3,419 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $8,245,000 | 5,186 |
| Tier 1 (core) risk-based capital | $6,217,000 | 6,709 |
| Tier 2 risk-based capital | $634,000 | 5,216 |
| Total risk weighted assets | $48,972,000 | 5,895 |
| Total unused commitments | $8,245,000 | 5,186 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 34 | 4,521 |
| Assets and Liabilities | ||
| Total Assets: | $90,063,000 | 5,312 |
| Cash and due from depository institutions | $9,311,000 | 4,521 |
| Interest-bearing balances | $4,632,000 | 1,164 |
| Securities | $11,843,000 | 5,906 |
| Federal funds sold & reverse repurchase agreements | $4,184,000 | 3,001 |
| Net loans & leases | $54,284,000 | 5,376 |
| Loan loss allowance | $2,514,000 | 2,005 |
| Trading account assets | $4,209,000 | 103 |
| Bank premises and fixed assets | $1,598,000 | 4,940 |
| Other real estate owned | $0 | 4,521 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $4,634,000 | 3,077 |
| Life insurance assets | $2,306,000 | 1,924 |
| Total liabilities and capital | $90,063,000 | 5,312 |
| Total liabilities | $83,994,000 | 5,163 |
| Total deposits | $76,702,000 | 5,174 |
| Interest-bearing deposits | $61,443,000 | 5,315 |
| Deposits held in domestic offices | $76,702,000 | 5,170 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $5,330,000 | 3,468 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $1,962,000 | 2,199 |
| Total equity capital | $6,069,000 | 6,738 |
| Total bank equity capital | $6,069,000 | 6,738 |
| Perpetual preferred stock | $1,644,000 | 68 |
| Common stock | $4,881,000 | 920 |
| Surplus | $41,000 | 8,118 |
| Undivided profits | $-497,000 | 8,169 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,180,000 | 1,204 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $123,000 | 686 |
| Income earned, not collected on loans | $428,000 | 6,154 |
| Earning assets | $79,152,000 | 5,437 |
| Long-term assets (5+ years) | $0 | 7,792 |
| Average Assets, year-to-date | $98,931,000 | 4,980 |
| Average Assets, quarterly | $98,931,000 | 4,980 |
| Volatile liabilities | $41,768,000 | 2,830 |
| Insider loans | $0 | 7,878 |
| FHLB advances | $5,330,000 | 3,335 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $9,752,000 | 4,832 |
| Tier 1 (core) risk-based capital | $6,122,000 | 6,705 |
| Tier 2 risk-based capital | $658,000 | 5,066 |
| Total risk weighted assets | $50,816,000 | 5,745 |
| Total unused commitments | $9,752,000 | 4,833 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 22 | 5,922 |
| Assets and Liabilities | ||
| Total Assets: | $107,799,000 | 4,731 |
| Cash and due from depository institutions | $3,792,000 | 5,922 |
| Interest-bearing balances | $744,000 | 2,940 |
| Securities | $31,609,000 | 3,420 |
| Federal funds sold & reverse repurchase agreements | $3,893,000 | 2,920 |
| Net loans & leases | $57,659,000 | 5,222 |
| Loan loss allowance | $2,744,000 | 1,818 |
| Trading account assets | $4,175,000 | 99 |
| Bank premises and fixed assets | $1,664,000 | 4,817 |
| Other real estate owned | $0 | 5,922 |
| Goodwill and other intangibles | $2,000 | 3,286 |
| All other assets | $5,005,000 | 2,878 |
| Life insurance assets | $2,290,000 | 217 |
| Total liabilities and capital | $107,799,000 | 4,731 |
| Total liabilities | $101,749,000 | 4,579 |
| Total deposits | $92,497,000 | 4,592 |
| Interest-bearing deposits | $80,816,000 | 4,442 |
| Deposits held in domestic offices | $92,497,000 | 4,589 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $7,835,000 | 3,039 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,417,000 | 2,726 |
| Total equity capital | $6,050,000 | 6,730 |
| Total bank equity capital | $6,050,000 | 6,730 |
| Perpetual preferred stock | $1,644,000 | 69 |
| Common stock | $4,881,000 | 904 |
| Surplus | $41,000 | 8,147 |
| Undivided profits | $-516,000 | 8,251 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,207,000 | 626 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $663,000 | 4,791 |
| Earning assets | $98,080,000 | 4,773 |
| Long-term assets (5+ years) | $0 | 7,839 |
| Average Assets, year-to-date | $109,394,200 | 4,547 |
| Average Assets, quarterly | $111,648,000 | 4,596 |
| Volatile liabilities | $62,922,000 | 2,028 |
| Insider loans | $0 | 7,892 |
| FHLB advances | $7,835,000 | 2,908 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $9,319,000 | 4,870 |
| Tier 1 (core) risk-based capital | $6,035,000 | 6,727 |
| Tier 2 risk-based capital | $746,000 | 4,710 |
| Total risk weighted assets | $57,693,000 | 5,397 |
| Total unused commitments | $9,319,000 | 4,870 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 36 | 4,349 |
| Assets and Liabilities | ||
| Total Assets: | $115,497,000 | 4,507 |
| Cash and due from depository institutions | $3,158,000 | 4,349 |
| Interest-bearing balances | $497,000 | 3,460 |
| Securities | $36,499,000 | 3,030 |
| Federal funds sold & reverse repurchase agreements | $1,626,000 | 4,036 |
| Net loans & leases | $63,366,000 | 4,941 |
| Loan loss allowance | $1,269,000 | 3,440 |
| Trading account assets | $4,140,000 | 96 |
| Bank premises and fixed assets | $1,588,000 | 4,906 |
| Other real estate owned | $0 | 4,349 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $5,120,000 | 2,789 |
| Life insurance assets | $2,265,000 | 211 |
| Total liabilities and capital | $115,497,000 | 4,507 |
| Total liabilities | $108,424,000 | 4,334 |
| Total deposits | $99,419,000 | 4,305 |
| Interest-bearing deposits | $91,094,000 | 4,024 |
| Deposits held in domestic offices | $99,419,000 | 4,300 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $7,860,000 | 3,062 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,145,000 | 3,147 |
| Total equity capital | $7,073,000 | 6,294 |
| Total bank equity capital | $7,073,000 | 6,294 |
| Perpetual preferred stock | $1,644,000 | 66 |
| Common stock | $4,881,000 | 874 |
| Surplus | $41,000 | 8,171 |
| Undivided profits | $507,000 | 7,671 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $903,000 | 2,597 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $630,000 | 4,969 |
| Earning assets | $106,128,000 | 4,504 |
| Long-term assets (5+ years) | $0 | 7,872 |
| Average Assets, year-to-date | $109,793,000 | 4,537 |
| Average Assets, quarterly | $113,274,000 | 4,518 |
| Volatile liabilities | $71,140,000 | 1,777 |
| Insider loans | $0 | 7,932 |
| FHLB advances | $7,860,000 | 2,922 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $16,150,000 | 3,679 |
| Tier 1 (core) risk-based capital | $7,060,000 | 6,239 |
| Tier 2 risk-based capital | $768,000 | 4,582 |
| Total risk weighted assets | $60,953,000 | 5,218 |
| Total unused commitments | $16,150,000 | 3,681 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 54 | 3,118 |
| Assets and Liabilities | ||
| Total Assets: | $111,051,000 | 4,547 |
| Cash and due from depository institutions | $4,082,000 | 3,118 |
| Interest-bearing balances | $406,000 | 3,576 |
| Securities | $30,263,000 | 3,555 |
| Federal funds sold & reverse repurchase agreements | $2,072,000 | 3,460 |
| Net loans & leases | $64,581,000 | 4,788 |
| Loan loss allowance | $1,323,000 | 3,281 |
| Trading account assets | $4,124,000 | 96 |
| Bank premises and fixed assets | $1,633,000 | 4,803 |
| Other real estate owned | $0 | 3,118 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $4,296,000 | 3,047 |
| Life insurance assets | $2,241,000 | 206 |
| Total liabilities and capital | $111,051,000 | 4,547 |
| Total liabilities | $104,073,000 | 4,395 |
| Total deposits | $94,547,000 | 4,402 |
| Interest-bearing deposits | $69,942,000 | 4,794 |
| Deposits held in domestic offices | $94,547,000 | 4,399 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $8,110,000 | 2,954 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,416,000 | 2,526 |
| Total equity capital | $6,978,000 | 6,277 |
| Total bank equity capital | $6,978,000 | 6,277 |
| Perpetual preferred stock | $1,644,000 | 67 |
| Common stock | $4,881,000 | 853 |
| Surplus | $41,000 | 8,179 |
| Undivided profits | $412,000 | 7,747 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $886,000 | 2,520 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $335,000 | 6,653 |
| Earning assets | $101,446,000 | 4,575 |
| Long-term assets (5+ years) | $0 | 7,884 |
| Average Assets, year-to-date | $107,891,670 | 4,574 |
| Average Assets, quarterly | $110,109,500 | 4,550 |
| Volatile liabilities | $65,601,000 | 1,829 |
| Insider loans | $0 | 7,951 |
| FHLB advances | $8,110,000 | 2,818 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $18,192,000 | 3,389 |
| Tier 1 (core) risk-based capital | $6,962,000 | 6,206 |
| Tier 2 risk-based capital | $761,000 | 4,564 |
| Total risk weighted assets | $60,316,000 | 5,163 |
| Total unused commitments | $18,192,000 | 3,390 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 54 | 3,096 |
| Assets and Liabilities | ||
| Total Assets: | $109,168,000 | 4,611 |
| Cash and due from depository institutions | $4,349,000 | 3,096 |
| Interest-bearing balances | $620,000 | 3,195 |
| Securities | $28,745,000 | 3,735 |
| Federal funds sold & reverse repurchase agreements | $2,513,000 | 3,651 |
| Net loans & leases | $63,346,000 | 4,842 |
| Loan loss allowance | $1,423,000 | 3,110 |
| Trading account assets | $4,172,000 | 101 |
| Bank premises and fixed assets | $1,685,000 | 4,742 |
| Other real estate owned | $0 | 3,096 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $4,358,000 | 2,990 |
| Life insurance assets | $2,224,000 | 207 |
| Total liabilities and capital | $109,168,000 | 4,611 |
| Total liabilities | $102,224,000 | 4,461 |
| Total deposits | $93,265,000 | 4,450 |
| Interest-bearing deposits | $83,577,000 | 4,265 |
| Deposits held in domestic offices | $93,265,000 | 4,446 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $7,510,000 | 2,989 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,449,000 | 2,450 |
| Total equity capital | $6,944,000 | 6,238 |
| Total bank equity capital | $6,944,000 | 6,238 |
| Perpetual preferred stock | $1,644,000 | 68 |
| Common stock | $4,881,000 | 838 |
| Surplus | $41,000 | 8,238 |
| Undivided profits | $378,000 | 7,758 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,001,000 | 2,362 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $273,000 | 7,132 |
| Earning assets | $99,396,000 | 4,638 |
| Long-term assets (5+ years) | $0 | 7,945 |
| Average Assets, year-to-date | $106,312,000 | 4,673 |
| Average Assets, quarterly | $106,312,000 | 4,673 |
| Volatile liabilities | $62,783,000 | 1,812 |
| Insider loans | $0 | 8,007 |
| FHLB advances | $7,510,000 | 2,861 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $17,828,000 | 3,382 |
| Tier 1 (core) risk-based capital | $6,946,000 | 6,192 |
| Tier 2 risk-based capital | $720,000 | 4,733 |
| Total risk weighted assets | $56,942,000 | 5,308 |
| Total unused commitments | $17,828,000 | 3,383 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 54 | 3,120 |
| Assets and Liabilities | ||
| Total Assets: | $103,456,000 | 4,775 |
| Cash and due from depository institutions | $4,676,000 | 3,120 |
| Interest-bearing balances | $1,090,000 | 2,693 |
| Securities | $24,014,000 | 4,241 |
| Federal funds sold & reverse repurchase agreements | $3,750,000 | 2,779 |
| Net loans & leases | $60,926,000 | 4,946 |
| Loan loss allowance | $1,638,000 | 2,718 |
| Trading account assets | $4,144,000 | 99 |
| Bank premises and fixed assets | $1,736,000 | 4,648 |
| Other real estate owned | $0 | 3,120 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $4,210,000 | 3,014 |
| Life insurance assets | $2,205,000 | 208 |
| Total liabilities and capital | $103,456,000 | 4,775 |
| Total liabilities | $96,410,000 | 4,631 |
| Total deposits | $86,979,000 | 4,687 |
| Interest-bearing deposits | $78,730,000 | 4,417 |
| Deposits held in domestic offices | $86,979,000 | 4,683 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $8,120,000 | 2,887 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $1,311,000 | 2,612 |
| Total equity capital | $7,046,000 | 6,221 |
| Total bank equity capital | $7,046,000 | 6,221 |
| Perpetual preferred stock | $1,644,000 | 66 |
| Common stock | $4,881,000 | 823 |
| Surplus | $41,000 | 8,272 |
| Undivided profits | $480,000 | 7,805 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,397,000 | 1,823 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $254,000 | 7,305 |
| Earning assets | $93,924,000 | 4,819 |
| Long-term assets (5+ years) | $0 | 7,981 |
| Average Assets, year-to-date | $102,171,400 | 4,673 |
| Average Assets, quarterly | $105,410,500 | 4,681 |
| Volatile liabilities | $58,537,000 | 1,863 |
| Insider loans | $0 | 8,048 |
| FHLB advances | $8,120,000 | 2,748 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $21,147,000 | 2,926 |
| Tier 1 (core) risk-based capital | $6,966,000 | 6,154 |
| Tier 2 risk-based capital | $702,000 | 4,793 |
| Total risk weighted assets | $55,255,000 | 5,409 |
| Total unused commitments | $21,147,000 | 2,928 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 54 | 3,112 |
| Assets and Liabilities | ||
| Total Assets: | $107,365,000 | 4,599 |
| Cash and due from depository institutions | $5,720,000 | 3,112 |
| Interest-bearing balances | $1,355,000 | 2,531 |
| Securities | $24,917,000 | 4,120 |
| Federal funds sold & reverse repurchase agreements | $4,927,000 | 2,131 |
| Net loans & leases | $62,121,000 | 4,849 |
| Loan loss allowance | $1,197,000 | 3,522 |
| Trading account assets | $4,118,000 | 94 |
| Bank premises and fixed assets | $1,781,000 | 4,535 |
| Other real estate owned | $0 | 3,112 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $3,781,000 | 3,216 |
| Life insurance assets | $2,186,000 | 204 |
| Total liabilities and capital | $107,365,000 | 4,599 |
| Total liabilities | $99,694,000 | 4,470 |
| Total deposits | $90,245,000 | 4,501 |
| Interest-bearing deposits | $81,037,000 | 4,311 |
| Deposits held in domestic offices | $90,245,000 | 4,498 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $8,120,000 | 2,888 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,329,000 | 2,606 |
| Total equity capital | $7,671,000 | 5,938 |
| Total bank equity capital | $7,671,000 | 5,938 |
| Perpetual preferred stock | $1,644,000 | 70 |
| Common stock | $4,881,000 | 805 |
| Surplus | $41,000 | 8,302 |
| Undivided profits | $1,105,000 | 7,316 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,399,000 | 1,940 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $262,000 | 7,366 |
| Earning assets | $97,438,000 | 4,637 |
| Long-term assets (5+ years) | $0 | 8,028 |
| Average Assets, year-to-date | $101,850,250 | 4,684 |
| Average Assets, quarterly | $106,700,500 | 4,587 |
| Volatile liabilities | $60,867,000 | 1,769 |
| Insider loans | $0 | 8,077 |
| FHLB advances | $8,120,000 | 2,755 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $23,157,000 | 2,717 |
| Tier 1 (core) risk-based capital | $7,593,000 | 5,821 |
| Tier 2 risk-based capital | $707,000 | 4,741 |
| Total risk weighted assets | $56,095,000 | 5,319 |
| Total unused commitments | $23,157,000 | 2,721 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 56 | 3,050 |
| Assets and Liabilities | ||
| Total Assets: | $106,036,000 | 4,636 |
| Cash and due from depository institutions | $4,885,000 | 3,050 |
| Interest-bearing balances | $1,232,000 | 2,620 |
| Securities | $25,884,000 | 4,083 |
| Federal funds sold & reverse repurchase agreements | $3,693,000 | 2,481 |
| Net loans & leases | $61,725,000 | 4,819 |
| Loan loss allowance | $1,050,000 | 3,865 |
| Trading account assets | $4,094,000 | 94 |
| Bank premises and fixed assets | $1,786,000 | 4,509 |
| Other real estate owned | $0 | 3,050 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $3,969,000 | 3,095 |
| Life insurance assets | $2,167,000 | 201 |
| Total liabilities and capital | $106,036,000 | 4,636 |
| Total liabilities | $98,378,000 | 4,510 |
| Total deposits | $88,501,000 | 4,556 |
| Interest-bearing deposits | $81,007,000 | 4,305 |
| Deposits held in domestic offices | $88,501,000 | 4,553 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $8,120,000 | 2,855 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $1,757,000 | 1,958 |
| Total equity capital | $7,658,000 | 5,799 |
| Total bank equity capital | $7,658,000 | 5,799 |
| Perpetual preferred stock | $1,644,000 | 72 |
| Common stock | $4,881,000 | 792 |
| Surplus | $41,000 | 8,358 |
| Undivided profits | $1,092,000 | 7,203 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,060,000 | 2,489 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $279,000 | 7,085 |
| Earning assets | $96,628,000 | 4,636 |
| Long-term assets (5+ years) | $0 | 8,066 |
| Average Assets, year-to-date | $100,012,000 | 4,773 |
| Average Assets, quarterly | $103,631,500 | 4,676 |
| Volatile liabilities | $59,178,000 | 1,770 |
| Insider loans | $0 | 8,164 |
| FHLB advances | $8,120,000 | 2,728 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $31,174,000 | 2,222 |
| Tier 1 (core) risk-based capital | $7,643,000 | 5,730 |
| Tier 2 risk-based capital | $704,000 | 4,734 |
| Total risk weighted assets | $55,966,000 | 5,301 |
| Total unused commitments | $31,174,000 | 2,228 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 51 | 3,290 |
| Assets and Liabilities | ||
| Total Assets: | $101,227,000 | 4,782 |
| Cash and due from depository institutions | $5,181,000 | 3,290 |
| Interest-bearing balances | $2,586,000 | 2,021 |
| Securities | $22,384,000 | 4,458 |
| Federal funds sold & reverse repurchase agreements | $3,726,000 | 3,394 |
| Net loans & leases | $60,300,000 | 4,837 |
| Loan loss allowance | $776,000 | 4,739 |
| Trading account assets | $4,072,000 | 91 |
| Bank premises and fixed assets | $1,842,000 | 4,406 |
| Other real estate owned | $110,000 | 3,290 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $3,612,000 | 3,160 |
| Life insurance assets | $2,147,000 | 203 |
| Total liabilities and capital | $101,227,000 | 4,782 |
| Total liabilities | $92,819,000 | 4,685 |
| Total deposits | $78,527,000 | 4,976 |
| Interest-bearing deposits | $70,472,000 | 4,803 |
| Deposits held in domestic offices | $78,527,000 | 4,973 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,000,000 | 2,126 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $10,513,000 | 2,344 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $1,779,000 | 2,138 |
| Total equity capital | $8,408,000 | 5,543 |
| Total bank equity capital | $8,408,000 | 5,543 |
| Perpetual preferred stock | $1,644,000 | 74 |
| Common stock | $4,881,000 | 781 |
| Surplus | $41,000 | 8,392 |
| Undivided profits | $1,842,000 | 6,727 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,352,000 | 1,272 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $743,000 | 249 |
| Income earned, not collected on loans | $283,000 | 7,015 |
| Earning assets | $93,068,000 | 4,771 |
| Long-term assets (5+ years) | $0 | 8,096 |
| Average Assets, year-to-date | $97,000,000 | 4,881 |
| Average Assets, quarterly | $97,000,000 | 4,881 |
| Volatile liabilities | $57,085,000 | 1,751 |
| Insider loans | $0 | 8,165 |
| FHLB advances | $10,513,000 | 2,216 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $21,400,000 | 2,797 |
| Tier 1 (core) risk-based capital | $8,287,000 | 5,394 |
| Tier 2 risk-based capital | $695,000 | 4,737 |
| Total risk weighted assets | $55,508,000 | 5,262 |
| Total unused commitments | $21,400,000 | 2,804 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 59 | 2,906 |
| Assets and Liabilities | ||
| Total Assets: | $92,773,000 | 5,044 |
| Cash and due from depository institutions | $4,128,000 | 2,906 |
| Interest-bearing balances | $469,000 | 3,744 |
| Securities | $22,841,000 | 4,459 |
| Federal funds sold & reverse repurchase agreements | $807,000 | 5,216 |
| Net loans & leases | $55,448,000 | 5,074 |
| Loan loss allowance | $723,000 | 4,932 |
| Trading account assets | $4,050,000 | 96 |
| Bank premises and fixed assets | $1,902,000 | 4,318 |
| Other real estate owned | $110,000 | 2,906 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $3,487,000 | 3,267 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $92,773,000 | 5,044 |
| Total liabilities | $84,289,000 | 4,997 |
| Total deposits | $75,954,000 | 5,077 |
| Interest-bearing deposits | $68,422,000 | 4,876 |
| Deposits held in domestic offices | $75,954,000 | 5,073 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $5,750,000 | 3,191 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $2,585,000 | 1,540 |
| Total equity capital | $8,484,000 | 5,437 |
| Total bank equity capital | $8,484,000 | 5,437 |
| Perpetual preferred stock | $1,644,000 | 73 |
| Common stock | $4,881,000 | 783 |
| Surplus | $41,000 | 8,452 |
| Undivided profits | $1,918,000 | 6,625 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,592,000 | 1,864 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $268,000 | 7,252 |
| Earning assets | $83,615,000 | 5,092 |
| Long-term assets (5+ years) | $0 | 8,140 |
| Average Assets, year-to-date | $101,074,800 | 4,639 |
| Average Assets, quarterly | $95,300,500 | 4,906 |
| Volatile liabilities | $47,844,000 | 2,042 |
| Insider loans | $0 | 8,219 |
| FHLB advances | $5,750,000 | 3,052 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $21,887,000 | 2,679 |
| Tier 1 (core) risk-based capital | $8,354,000 | 5,330 |
| Tier 2 risk-based capital | $649,000 | 4,950 |
| Total risk weighted assets | $51,851,000 | 5,470 |
| Total unused commitments | $21,887,000 | 2,684 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 56 | 3,076 |
| Assets and Liabilities | ||
| Total Assets: | $97,828,000 | 4,840 |
| Cash and due from depository institutions | $3,083,000 | 3,076 |
| Interest-bearing balances | $687,000 | 3,471 |
| Securities | $22,246,000 | 4,467 |
| Federal funds sold & reverse repurchase agreements | $6,014,000 | 2,244 |
| Net loans & leases | $56,999,000 | 5,001 |
| Loan loss allowance | $731,000 | 4,915 |
| Trading account assets | $4,029,000 | 99 |
| Bank premises and fixed assets | $1,916,000 | 4,296 |
| Other real estate owned | $0 | 3,076 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $3,541,000 | 3,230 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $97,828,000 | 4,840 |
| Total liabilities | $88,559,000 | 4,793 |
| Total deposits | $82,452,000 | 4,777 |
| Interest-bearing deposits | $74,200,000 | 4,585 |
| Deposits held in domestic offices | $82,452,000 | 4,773 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $4,000,000 | 3,643 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $2,107,000 | 1,834 |
| Total equity capital | $9,269,000 | 5,107 |
| Total bank equity capital | $9,269,000 | 5,107 |
| Perpetual preferred stock | $1,644,000 | 73 |
| Common stock | $4,881,000 | 769 |
| Surplus | $41,000 | 8,503 |
| Undivided profits | $2,703,000 | 6,075 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,671,000 | 1,914 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $345,000 | 6,742 |
| Earning assets | $89,975,000 | 4,821 |
| Long-term assets (5+ years) | $0 | 8,204 |
| Average Assets, year-to-date | $103,150,250 | 4,597 |
| Average Assets, quarterly | $96,476,000 | 4,870 |
| Volatile liabilities | $51,423,000 | 1,849 |
| Insider loans | $0 | 8,298 |
| FHLB advances | $4,000,000 | 3,454 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $17,859,000 | 3,054 |
| Tier 1 (core) risk-based capital | $9,076,000 | 5,026 |
| Tier 2 risk-based capital | $687,000 | 4,780 |
| Total risk weighted assets | $54,917,000 | 5,294 |
| Total unused commitments | $17,859,000 | 3,056 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 54 | 3,162 |
| Assets and Liabilities | ||
| Total Assets: | $95,124,000 | 4,921 |
| Cash and due from depository institutions | $6,472,000 | 3,162 |
| Interest-bearing balances | $1,423,000 | 2,850 |
| Securities | $15,816,000 | 5,338 |
| Federal funds sold & reverse repurchase agreements | $4,458,000 | 3,199 |
| Net loans & leases | $58,848,000 | 4,874 |
| Loan loss allowance | $766,000 | 4,732 |
| Trading account assets | $4,008,000 | 103 |
| Bank premises and fixed assets | $1,962,000 | 4,210 |
| Other real estate owned | $0 | 3,162 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $3,560,000 | 3,108 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $95,124,000 | 4,921 |
| Total liabilities | $85,867,000 | 4,895 |
| Total deposits | $74,611,000 | 5,142 |
| Interest-bearing deposits | $58,564,000 | 5,394 |
| Deposits held in domestic offices | $74,611,000 | 5,139 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $7,500,000 | 2,740 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $3,756,000 | 1,248 |
| Total equity capital | $9,257,000 | 5,098 |
| Total bank equity capital | $9,257,000 | 5,098 |
| Perpetual preferred stock | $1,644,000 | 71 |
| Common stock | $4,881,000 | 759 |
| Surplus | $41,000 | 8,532 |
| Undivided profits | $2,691,000 | 6,138 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,087,000 | 2,690 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $411,000 | 6,044 |
| Earning assets | $84,553,000 | 5,045 |
| Long-term assets (5+ years) | $0 | 8,230 |
| Average Assets, year-to-date | $104,924,330 | 4,535 |
| Average Assets, quarterly | $95,712,000 | 4,871 |
| Volatile liabilities | $45,859,000 | 2,030 |
| Insider loans | $0 | 8,352 |
| FHLB advances | $7,500,000 | 2,583 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $16,576,000 | 3,152 |
| Tier 1 (core) risk-based capital | $8,905,000 | 5,039 |
| Tier 2 risk-based capital | $712,000 | 4,627 |
| Total risk weighted assets | $56,901,000 | 5,172 |
| Total unused commitments | $16,576,000 | 3,161 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 56 | 3,047 |
| Assets and Liabilities | ||
| Total Assets: | $96,300,000 | 4,836 |
| Cash and due from depository institutions | $7,444,000 | 3,047 |
| Interest-bearing balances | $3,665,000 | 1,894 |
| Securities | $19,633,000 | 4,724 |
| Federal funds sold & reverse repurchase agreements | $3,636,000 | 3,973 |
| Net loans & leases | $59,084,000 | 4,803 |
| Loan loss allowance | $662,000 | 5,131 |
| Trading account assets | $1,000,000 | 131 |
| Bank premises and fixed assets | $1,984,000 | 4,133 |
| Other real estate owned | $0 | 3,047 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $3,519,000 | 3,091 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $96,300,000 | 4,836 |
| Total liabilities | $87,110,000 | 4,796 |
| Total deposits | $78,251,000 | 4,917 |
| Interest-bearing deposits | $70,210,000 | 4,764 |
| Deposits held in domestic offices | $78,251,000 | 4,914 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $6,000,000 | 2,922 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,859,000 | 1,574 |
| Total equity capital | $9,190,000 | 5,052 |
| Total bank equity capital | $9,190,000 | 5,052 |
| Perpetual preferred stock | $1,644,000 | 71 |
| Common stock | $4,881,000 | 751 |
| Surplus | $41,000 | 8,572 |
| Undivided profits | $2,624,000 | 6,132 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,002,000 | 2,845 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $415,000 | 6,034 |
| Earning assets | $87,018,000 | 4,866 |
| Long-term assets (5+ years) | $0 | 8,263 |
| Average Assets, year-to-date | $109,824,500 | 4,381 |
| Average Assets, quarterly | $109,824,500 | 4,381 |
| Volatile liabilities | $46,823,000 | 1,947 |
| Insider loans | $0 | 8,373 |
| FHLB advances | $6,000,000 | 2,753 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $21,575,000 | 2,573 |
| Tier 1 (core) risk-based capital | $8,871,000 | 4,991 |
| Tier 2 risk-based capital | $662,000 | 4,793 |
| Total risk weighted assets | $56,362,000 | 5,136 |
| Total unused commitments | $21,575,000 | 2,583 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 62 | 2,734 |
| Assets and Liabilities | ||
| Total Assets: | $123,349,000 | 3,991 |
| Cash and due from depository institutions | $16,830,000 | 2,734 |
| Interest-bearing balances | $13,360,000 | 586 |
| Securities | $15,667,000 | 5,340 |
| Federal funds sold & reverse repurchase agreements | $15,348,000 | 916 |
| Net loans & leases | $60,986,000 | 4,717 |
| Loan loss allowance | $602,000 | 5,383 |
| Trading account assets | $8,288,000 | 88 |
| Bank premises and fixed assets | $2,562,000 | 3,443 |
| Other real estate owned | $42,000 | 2,734 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $3,626,000 | 2,985 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $123,349,000 | 3,991 |
| Total liabilities | $116,230,000 | 3,844 |
| Total deposits | $114,888,000 | 3,602 |
| Interest-bearing deposits | $106,955,000 | 3,331 |
| Deposits held in domestic offices | $114,888,000 | 3,599 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,342,000 | 2,743 |
| Total equity capital | $7,119,000 | 5,936 |
| Total bank equity capital | $7,119,000 | 5,936 |
| Perpetual preferred stock | $1,644,000 | 75 |
| Common stock | $4,881,000 | 749 |
| Surplus | $41,000 | 8,607 |
| Undivided profits | $553,000 | 8,083 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $922,000 | 2,881 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $499,000 | 5,615 |
| Earning assets | $113,649,000 | 3,962 |
| Long-term assets (5+ years) | $0 | 8,289 |
| Average Assets, year-to-date | $129,436,800 | 3,687 |
| Average Assets, quarterly | $129,865,000 | 3,804 |
| Volatile liabilities | $44,631,000 | 2,018 |
| Insider loans | $78,000 | 7,707 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $14,764,000 | 3,209 |
| Tier 1 (core) risk-based capital | $6,808,000 | 5,871 |
| Tier 2 risk-based capital | $602,000 | 5,055 |
| Total risk weighted assets | $63,415,000 | 4,756 |
| Total unused commitments | $14,764,000 | 3,213 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 71 | 2,391 |
| Assets and Liabilities | ||
| Total Assets: | $122,844,000 | 3,881 |
| Cash and due from depository institutions | $5,369,000 | 2,391 |
| Interest-bearing balances | $1,443,000 | 2,621 |
| Securities | $24,766,000 | 3,892 |
| Federal funds sold & reverse repurchase agreements | $5,633,000 | 2,518 |
| Net loans & leases | $75,784,000 | 3,915 |
| Loan loss allowance | $569,000 | 5,388 |
| Trading account assets | $5,041,000 | 100 |
| Bank premises and fixed assets | $2,382,000 | 3,585 |
| Other real estate owned | $0 | 2,391 |
| Goodwill and other intangibles | $2,000 | 3,071 |
| All other assets | $3,867,000 | 2,747 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $122,844,000 | 3,881 |
| Total liabilities | $117,012,000 | 3,682 |
| Total deposits | $116,097,000 | 3,440 |
| Interest-bearing deposits | $108,734,000 | 3,160 |
| Deposits held in domestic offices | $116,097,000 | 3,435 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $915,000 | 3,684 |
| Total equity capital | $5,832,000 | 6,528 |
| Total bank equity capital | $5,832,000 | 6,528 |
| Perpetual preferred stock | $1,644,000 | 77 |
| Common stock | $4,009,000 | 918 |
| Surplus | $13,000 | 8,854 |
| Undivided profits | $166,000 | 8,538 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $785,000 | 3,188 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $544,000 | 5,633 |
| Earning assets | $112,667,000 | 3,867 |
| Long-term assets (5+ years) | $0 | 8,482 |
| Average Assets, year-to-date | $111,768,000 | 4,031 |
| Average Assets, quarterly | $120,556,000 | 3,911 |
| Volatile liabilities | $41,658,000 | 2,054 |
| Insider loans | $0 | 8,624 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $9,752,000 | 3,992 |
| Tier 1 (core) risk-based capital | $5,736,000 | 6,422 |
| Tier 2 risk-based capital | $569,000 | 5,077 |
| Total risk weighted assets | $68,113,000 | 4,419 |
| Total unused commitments | $9,752,000 | 4,000 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 72 | 2,365 |
| Assets and Liabilities | ||
| Total Assets: | $105,717,000 | 4,258 |
| Cash and due from depository institutions | $5,199,000 | 2,365 |
| Interest-bearing balances | $1,118,000 | 2,260 |
| Securities | $10,939,000 | 6,516 |
| Federal funds sold & reverse repurchase agreements | $1,063,000 | 5,321 |
| Net loans & leases | $81,479,000 | 3,638 |
| Loan loss allowance | $678,000 | 4,697 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $2,620,000 | 3,278 |
| Other real estate owned | $0 | 2,365 |
| Goodwill and other intangibles | $10,000 | 3,046 |
| All other assets | $4,407,000 | 2,031 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $105,717,000 | 4,258 |
| Total liabilities | $99,938,000 | 4,079 |
| Total deposits | $87,092,000 | 4,272 |
| Interest-bearing deposits | $81,501,000 | 3,957 |
| Deposits held in domestic offices | $87,092,000 | 4,268 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $11,600,000 | 1,876 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $1,246,000 | 3,018 |
| Total equity capital | $5,779,000 | 6,504 |
| Total bank equity capital | $5,779,000 | 6,504 |
| Perpetual preferred stock | $1,644,000 | 84 |
| Common stock | $3,800,000 | 1,005 |
| Surplus | $0 | 9,124 |
| Undivided profits | $335,000 | 8,544 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,165,000 | 2,020 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $578,000 | 4,605 |
| Earning assets | $94,599,000 | 4,347 |
| Long-term assets (5+ years) | $0 | 8,706 |
| Average Assets, year-to-date | $105,341,400 | 4,121 |
| Average Assets, quarterly | $111,010,500 | 4,047 |
| Volatile liabilities | $33,619,000 | 2,424 |
| Insider loans | $0 | 8,879 |
| FHLB advances | $11,600,000 | 453 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $7,383,000 | 4,446 |
| Tier 1 (core) risk-based capital | $5,701,000 | 6,442 |
| Tier 2 risk-based capital | $678,000 | 4,430 |
| Total risk weighted assets | $72,336,000 | 4,091 |
| Total unused commitments | $7,383,000 | 4,447 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 78 | 2,228 |
| Assets and Liabilities | ||
| Total Assets: | $95,937,000 | 4,559 |
| Cash and due from depository institutions | $3,344,000 | 2,228 |
| Interest-bearing balances | $135,000 | 4,379 |
| Securities | $9,672,000 | 7,171 |
| Federal funds sold & reverse repurchase agreements | $3,590,000 | 2,523 |
| Net loans & leases | $72,671,000 | 3,859 |
| Loan loss allowance | $1,077,000 | 3,213 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,656,000 | 3,201 |
| Other real estate owned | $85,000 | 2,228 |
| Goodwill and other intangibles | $19,000 | 3,065 |
| All other assets | $3,900,000 | 2,256 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $95,937,000 | 4,559 |
| Total liabilities | $90,051,000 | 4,419 |
| Total deposits | $83,965,000 | 4,360 |
| Interest-bearing deposits | $80,343,000 | 3,959 |
| Deposits held in domestic offices | $83,965,000 | 4,354 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $4,000,000 | 3,128 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $2,086,000 | 1,818 |
| Total equity capital | $5,886,000 | 6,326 |
| Total bank equity capital | $5,886,000 | 6,326 |
| Perpetual preferred stock | $1,394,000 | 89 |
| Common stock | $3,800,000 | 1,016 |
| Surplus | $0 | 9,427 |
| Undivided profits | $692,000 | 8,148 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $608,000 | 3,227 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $469,000 | 4,800 |
| Earning assets | $86,068,000 | 4,648 |
| Long-term assets (5+ years) | $0 | 8,976 |
| Average Assets, year-to-date | $91,947,600 | 4,581 |
| Average Assets, quarterly | $94,083,500 | 4,607 |
| Volatile liabilities | $22,346,000 | 3,222 |
| Insider loans | $0 | 9,133 |
| FHLB advances | $4,000,000 | 632 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $19,208,000 | 2,442 |
| Tier 1 (core) risk-based capital | $5,904,000 | 6,333 |
| Tier 2 risk-based capital | $812,000 | 3,754 |
| Total risk weighted assets | $64,693,000 | 4,343 |
| Total unused commitments | $19,208,000 | 2,445 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 77 | 2,264 |
| Assets and Liabilities | ||
| Total Assets: | $88,946,000 | 4,785 |
| Cash and due from depository institutions | $3,126,000 | 2,264 |
| Interest-bearing balances | $135,000 | 4,595 |
| Securities | $10,380,000 | 6,981 |
| Federal funds sold & reverse repurchase agreements | $2,023,000 | 5,784 |
| Net loans & leases | $67,546,000 | 3,898 |
| Loan loss allowance | $1,001,000 | 3,337 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $2,177,000 | 3,639 |
| Other real estate owned | $0 | 2,264 |
| Goodwill and other intangibles | $35,000 | 3,024 |
| All other assets | $3,659,000 | 2,058 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $88,946,000 | 4,785 |
| Total liabilities | $82,834,000 | 4,648 |
| Total deposits | $79,278,000 | 4,569 |
| Interest-bearing deposits | $75,718,000 | 4,164 |
| Deposits held in domestic offices | $79,278,000 | 4,563 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $2,000,000 | 3,227 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,556,000 | 2,453 |
| Total equity capital | $6,112,000 | 6,282 |
| Total bank equity capital | $6,112,000 | 6,282 |
| Perpetual preferred stock | $1,394,000 | 89 |
| Common stock | $3,800,000 | 973 |
| Surplus | $0 | 9,669 |
| Undivided profits | $918,000 | 8,341 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $384,000 | 4,622 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $405,000 | 5,430 |
| Earning assets | $80,084,000 | 4,876 |
| Long-term assets (5+ years) | $0 | 9,173 |
| Average Assets, year-to-date | $83,576,800 | 4,825 |
| Average Assets, quarterly | $90,287,000 | 4,664 |
| Volatile liabilities | $18,417,000 | 3,221 |
| Insider loans | $0 | 9,309 |
| FHLB advances | $2,000,000 | 626 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $26,921,000 | 1,815 |
| Tier 1 (core) risk-based capital | $5,967,000 | 6,214 |
| Tier 2 risk-based capital | $706,000 | 4,041 |
| Total risk weighted assets | $56,209,000 | 4,646 |
| Total unused commitments | $26,921,000 | 1,821 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 62 | 2,921 |
| Assets and Liabilities | ||
| Total Assets: | $75,320,000 | 5,420 |
| Cash and due from depository institutions | $3,827,000 | 2,921 |
| Interest-bearing balances | $1,575,000 | 2,030 |
| Securities | $15,847,000 | 5,785 |
| Federal funds sold & reverse repurchase agreements | $1,370,000 | 5,863 |
| Net loans & leases | $50,453,000 | 4,948 |
| Loan loss allowance | $979,000 | 3,416 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $2,104,000 | 3,677 |
| Other real estate owned | $259,000 | 2,921 |
| Goodwill and other intangibles | $54,000 | 2,909 |
| All other assets | $1,406,000 | 4,716 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $75,320,000 | 5,420 |
| Total liabilities | $69,605,000 | 5,303 |
| Total deposits | $68,728,000 | 5,109 |
| Interest-bearing deposits | $66,246,000 | 4,652 |
| Deposits held in domestic offices | $68,728,000 | 5,104 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $877,000 | 3,967 |
| Total equity capital | $5,715,000 | 6,604 |
| Total bank equity capital | $5,715,000 | 6,604 |
| Perpetual preferred stock | $1,394,000 | 104 |
| Common stock | $3,800,000 | 969 |
| Surplus | $0 | 10,084 |
| Undivided profits | $521,000 | 9,421 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $342,000 | 5,015 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $294,000 | 6,911 |
| Earning assets | $69,245,000 | 5,423 |
| Long-term assets (5+ years) | $0 | 9,550 |
| Average Assets, year-to-date | $73,184,800 | 5,348 |
| Average Assets, quarterly | $76,712,000 | 5,279 |
| Volatile liabilities | $10,824,000 | 4,736 |
| Insider loans | $0 | 9,792 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $8,927,000 | 3,713 |
| Tier 1 (core) risk-based capital | $5,594,000 | 6,551 |
| Tier 2 risk-based capital | $131,000 | 9,434 |
| Total risk weighted assets | $40,272,000 | 5,901 |
| Total unused commitments | $8,927,000 | 3,715 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 46 | 4,042 |
| Assets and Liabilities | ||
| Total Assets: | $69,099,000 | 5,934 |
| Cash and due from depository institutions | $5,143,000 | 4,042 |
| Interest-bearing balances | $3,832,000 | 1,013 |
| Securities | $13,466,000 | 6,857 |
| Federal funds sold & reverse repurchase agreements | $1,570,000 | 5,479 |
| Net loans & leases | $45,253,000 | 5,397 |
| Loan loss allowance | $1,140,000 | 3,135 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,088,000 | 3,663 |
| Other real estate owned | $33,000 | 4,042 |
| Goodwill and other intangibles | $28,000 | 3,022 |
| All other assets | $1,518,000 | 4,576 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $69,099,000 | 5,934 |
| Total liabilities | $63,649,000 | 5,820 |
| Total deposits | $62,913,000 | 5,630 |
| Interest-bearing deposits | $61,199,000 | 5,105 |
| Deposits held in domestic offices | $62,913,000 | 5,623 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $736,000 | 4,490 |
| Total equity capital | $5,450,000 | 6,864 |
| Total bank equity capital | $5,450,000 | 6,864 |
| Perpetual preferred stock | $1,394,000 | 109 |
| Common stock | $3,800,000 | 1,026 |
| Surplus | $0 | 10,586 |
| Undivided profits | $256,000 | 10,296 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $488,000 | 4,364 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $324,000 | 6,579 |
| Earning assets | $64,121,000 | 5,881 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $70,202,400 | 5,686 |
| Average Assets, quarterly | $69,820,000 | 5,835 |
| Volatile liabilities | $5,771,000 | 6,628 |
| Insider loans | $0 | 10,271 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $2,385,000 | 7,032 |
| Tier 1 (core) risk-based capital | $5,428,000 | 6,784 |
| Tier 2 risk-based capital | $88,000 | 10,515 |
| Total risk weighted assets | $32,367,000 | 6,816 |
| Total unused commitments | $2,385,000 | 7,047 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 37 | 5,049 |
| Assets and Liabilities | ||
| Total Assets: | $69,570,000 | 5,981 |
| Cash and due from depository institutions | $4,030,000 | 5,049 |
| Interest-bearing balances | $2,955,000 | 1,439 |
| Securities | $14,667,000 | 6,798 |
| Federal funds sold & reverse repurchase agreements | $700,000 | 7,887 |
| Net loans & leases | $47,427,000 | 5,170 |
| Loan loss allowance | $1,129,000 | 3,168 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,831,000 | 4,005 |
| Other real estate owned | $0 | 5,049 |
| Goodwill and other intangibles | $42,000 | 2,710 |
| All other assets | $873,000 | 6,966 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $69,570,000 | 5,981 |
| Total liabilities | $64,407,000 | 5,842 |
| Total deposits | $63,868,000 | 5,659 |
| Interest-bearing deposits | $62,605,000 | 5,104 |
| Deposits held in domestic offices | $63,868,000 | 5,649 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $539,000 | 5,912 |
| Total equity capital | $5,163,000 | 7,223 |
| Total bank equity capital | $5,163,000 | 7,223 |
| Perpetual preferred stock | $1,000,000 | 137 |
| Common stock | $3,800,000 | 1,036 |
| Surplus | $0 | 11,041 |
| Undivided profits | $363,000 | 10,623 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $205,000 | 6,634 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $334,000 | 6,635 |
| Earning assets | $65,749,000 | 5,849 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $67,291,600 | 5,910 |
| Average Assets, quarterly | $68,360,500 | 6,006 |
| Volatile liabilities | $6,323,000 | 6,138 |
| Insider loans | $0 | 10,773 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $934,000 | 9,100 |
| Tier 1 (core) risk-based capital | $5,025,000 | 7,219 |
| Tier 2 risk-based capital | $59,000 | 11,372 |
| Total risk weighted assets | $31,850,000 | 6,934 |
| Total unused commitments | $934,000 | 9,110 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 33 | 5,756 |
| Assets and Liabilities | ||
| Total Assets: | $65,810,000 | 6,186 |
| Cash and due from depository institutions | $37,334,000 | 5,756 |
| Interest-bearing balances | $36,937,000 | 125 |
| Securities | $2,173,000 | 12,000 |
| Federal funds sold & reverse repurchase agreements | $14,255,000 | 682 |
| Net loans & leases | $10,134,000 | 10,958 |
| Loan loss allowance | $651,000 | 5,083 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,200,000 | 5,423 |
| Other real estate owned | $0 | 5,756 |
| Goodwill and other intangibles | $58,000 | 2,494 |
| All other assets | $656,000 | 8,528 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $65,810,000 | 6,186 |
| Total liabilities | $60,980,000 | 6,087 |
| Total deposits | $60,738,000 | 5,875 |
| Interest-bearing deposits | $60,301,000 | 5,217 |
| Deposits held in domestic offices | $60,738,000 | 5,868 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $23,000 | 5,188 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $219,000 | 8,639 |
| Total equity capital | $4,830,000 | 7,305 |
| Total bank equity capital | $4,830,000 | 7,305 |
| Perpetual preferred stock | $1,000,000 | 135 |
| Common stock | $3,800,000 | 1,023 |
| Surplus | $0 | 11,565 |
| Undivided profits | $30,000 | 11,458 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 11,640 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $62,000 | 11,723 |
| Earning assets | $63,499,000 | 5,966 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $66,283,000 | 6,064 |
| Average Assets, quarterly | $66,283,000 | 6,143 |
| Volatile liabilities | $1,223,000 | 10,755 |
| Insider loans | $0 | 11,229 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $48,959,000 | 1,000 |
| Tier 1 (core) risk-based capital | $4,772,000 | 7,462 |
| Tier 2 risk-based capital | $0 | 12,490 |
| Total risk weighted assets | $17,977,000 | 9,414 |
| Total unused commitments | $48,959,000 | 1,007 |
| Derivatives | $0 | 687 |