Home > Drummond Community Bank > Income and Expense

Drummond Community Bank, Income and Expense

2022-09-30 (YTD Data)		Rank
Total interest income	$30,348,000	855
Total interest expense	$557,000	2,532
Net interest income	$29,791,000	816
Provision for loan and lease losses	$3,014,000	305
Total noninterest income	$7,469,000	778
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$3,214,000	320
Trading account gains and fees	$0	111
Additional Noninterest Income	$4,255,000	848
Total noninterest expense	$24,319,000	809
Salaries and employee benefits	$11,665,000	924
Premises and equipment expense	$4,048,000	505
Additional noninterest expense	$4,255,000	848
Pre-tax net operating income	$9,927,000	1,044
Securities gains (losses)	$3,000	589
Applicable income taxes	$1,857,000	934
Income before extraordinary items	$8,073,000	1,040
Extraordinary gains, net	$0	4
Net income	$8,073,000	1,039
Minority interest net income	$0	57
Net income of bank and minority interests.	$8,073,000	1,040
Net charge-offs	$1,968,000	220
Cash dividends	$1,000,000	1,660
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$8,070,570	1,061
2022-06-30 (YTD Data)		Rank
Total interest income	$19,809,000	840
Total interest expense	$280,000	2,748
Net interest income	$19,529,000	803
Provision for loan and lease losses	$1,715,000	289
Total noninterest income	$5,087,000	749
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$2,117,000	321
Trading account gains and fees	$0	108
Additional Noninterest Income	$2,970,000	833
Total noninterest expense	$15,640,000	817
Salaries and employee benefits	$7,593,000	933
Premises and equipment expense	$2,586,000	519
Additional noninterest expense	$5,461,000	719
Pre-tax net operating income	$7,261,000	918
Securities gains (losses)	$0	687
Applicable income taxes	$1,738,000	726
Income before extraordinary items	$5,523,000	974
Extraordinary gains, net	$0	4
Net income	$5,523,000	973
Minority interest net income	$0	60
Net income of bank and minority interests.	$5,523,000	974
Net charge-offs	$965,000	245
Cash dividends	$1,000,000	1,328
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$5,523,000	994
2022-03-31 (YTD Data)		Rank
Total interest income	$9,390,000	851
Total interest expense	$138,000	2,737
Net interest income	$9,252,000	820
Provision for loan and lease losses	$742,000	250
Total noninterest income	$2,599,000	757
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$1,000,000	334
Trading account gains and fees	$0	103
Additional Noninterest Income	$1,599,000	800
Total noninterest expense	$7,655,000	837
Salaries and employee benefits	$3,763,000	942
Premises and equipment expense	$1,244,000	546
Additional noninterest expense	$2,648,000	738
Pre-tax net operating income	$3,454,000	914
Securities gains (losses)	$0	623
Applicable income taxes	$775,000	758
Income before extraordinary items	$2,679,000	964
Extraordinary gains, net	$0	4
Net income	$2,679,000	963
Minority interest net income	$0	50
Net income of bank and minority interests.	$2,679,000	964
Net charge-offs	$486,000	229
Cash dividends	$0	2,284
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$2,679,000	975
2021-12-31 (YTD Data)		Rank
Total interest income	$34,101,000	946
Total interest expense	$685,000	2,734
Net interest income	$33,416,000	896
Provision for loan and lease losses	$1,406,000	417
Total noninterest income	$10,057,000	821
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$3,786,000	337
Trading account gains and fees	$0	132
Additional Noninterest Income	$6,271,000	922
Total noninterest expense	$28,430,000	889
Salaries and employee benefits	$14,205,000	981
Premises and equipment expense	$4,842,000	546
Additional noninterest expense	$9,383,000	825
Pre-tax net operating income	$13,637,000	1,016
Securities gains (losses)	$1,806,000	151
Applicable income taxes	$2,956,000	866
Income before extraordinary items	$12,487,000	968
Extraordinary gains, net	$0	10
Net income	$12,487,000	969
Minority interest net income	$0	74
Net income of bank and minority interests.	$12,487,000	969
Net charge-offs	$786,000	491
Cash dividends	$1,000,000	2,203
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$11,024,140	1,049
2021-09-30 (YTD Data)		Rank
Total interest income	$24,766,000	990
Total interest expense	$540,000	2,761
Net interest income	$24,226,000	922
Provision for loan and lease losses	$1,074,000	404
Total noninterest income	$7,342,000	863
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$2,806,000	333
Trading account gains and fees	$0	132
Additional Noninterest Income	$4,536,000	958
Total noninterest expense	$20,777,000	913
Salaries and employee benefits	$10,464,000	1,012
Premises and equipment expense	$3,468,000	578
Additional noninterest expense	$6,845,000	837
Pre-tax net operating income	$9,717,000	1,100
Securities gains (losses)	$1,805,000	129
Applicable income taxes	$2,320,000	896
Income before extraordinary items	$9,202,000	1,021
Extraordinary gains, net	$0	8
Net income	$9,202,000	1,021
Minority interest net income	$0	69
Net income of bank and minority interests.	$9,202,000	1,021
Net charge-offs	$498,000	500
Cash dividends	$250,000	2,755
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$7,758,000	1,149
2021-06-30 (YTD Data)		Rank
Total interest income	$15,556,000	1,029
Total interest expense	$369,000	2,793
Net interest income	$15,187,000	963
Provision for loan and lease losses	$771,000	403
Total noninterest income	$4,842,000	872
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$1,791,000	332
Trading account gains and fees	$0	133
Additional Noninterest Income	$3,051,000	958
Total noninterest expense	$13,375,000	930
Salaries and employee benefits	$6,744,000	1,035
Premises and equipment expense	$2,211,000	608
Additional noninterest expense	$4,420,000	851
Pre-tax net operating income	$5,883,000	1,164
Securities gains (losses)	$848,000	181
Applicable income taxes	$1,373,000	941
Income before extraordinary items	$5,358,000	1,122
Extraordinary gains, net	$0	6
Net income	$5,358,000	1,123
Minority interest net income	$0	67
Net income of bank and minority interests.	$5,358,000	1,123
Net charge-offs	$98,000	921
Cash dividends	$0	3,104
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$4,679,600	1,218
2021-03-31 (YTD Data)		Rank
Total interest income	$7,387,000	1,066
Total interest expense	$193,000	2,803
Net interest income	$7,194,000	990
Provision for loan and lease losses	$425,000	421
Total noninterest income	$2,319,000	902
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$876,000	333
Trading account gains and fees	$0	127
Additional Noninterest Income	$1,443,000	1,003
Total noninterest expense	$6,386,000	956
Salaries and employee benefits	$3,326,000	1,043
Premises and equipment expense	$1,044,000	660
Additional noninterest expense	$2,016,000	889
Pre-tax net operating income	$2,702,000	1,235
Securities gains (losses)	$-2,000	4,565
Applicable income taxes	$579,000	1,039
Income before extraordinary items	$2,121,000	1,337
Extraordinary gains, net	$0	3
Net income	$2,121,000	1,336
Minority interest net income	$0	55
Net income of bank and minority interests.	$2,121,000	1,337
Net charge-offs	$28,000	1,032
Cash dividends	$0	2,452
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$2,122,580	1,305
2020-12-31 (YTD Data)		Rank
Total interest income	$32,824,000	982
Total interest expense	$1,162,000	2,713
Net interest income	$31,662,000	889
Provision for loan and lease losses	$922,000	1,694
Total noninterest income	$7,812,000	959
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$2,801,000	409
Trading account gains and fees	$0	133
Additional Noninterest Income	$5,011,000	1,017
Total noninterest expense	$24,399,000	967
Salaries and employee benefits	$12,187,000	1,066
Premises and equipment expense	$4,378,000	597
Additional noninterest expense	$7,834,000	893
Pre-tax net operating income	$14,153,000	780
Securities gains (losses)	$2,000	2,562
Applicable income taxes	$2,850,000	722
Income before extraordinary items	$11,305,000	857
Extraordinary gains, net	$0	4
Net income	$11,305,000	857
Minority interest net income	$0	72
Net income of bank and minority interests.	$11,305,000	857
Net charge-offs	$466,000	1,015
Cash dividends	$500,000	2,816
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$11,303,400	812
2020-09-30 (YTD Data)		Rank
Total interest income	$25,262,000	965
Total interest expense	$931,000	2,713
Net interest income	$24,331,000	872
Provision for loan and lease losses	$604,000	1,808
Total noninterest income	$5,535,000	955
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$1,945,000	426
Trading account gains and fees	$0	125
Additional Noninterest Income	$3,590,000	1,014
Total noninterest expense	$17,885,000	967
Salaries and employee benefits	$8,943,000	1,067
Premises and equipment expense	$3,144,000	617
Additional noninterest expense	$5,798,000	887
Pre-tax net operating income	$11,377,000	711
Securities gains (losses)	$1,000	2,423
Applicable income taxes	$2,377,000	635
Income before extraordinary items	$9,001,000	780
Extraordinary gains, net	$0	4
Net income	$9,001,000	780
Minority interest net income	$0	65
Net income of bank and minority interests.	$9,001,000	780
Net charge-offs	$417,000	839
Cash dividends	$250,000	2,822
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$9,000,210	753
2020-06-30 (YTD Data)		Rank
Total interest income	$17,961,000	920
Total interest expense	$702,000	2,652
Net interest income	$17,259,000	822
Provision for loan and lease losses	$348,000	1,913
Total noninterest income	$3,545,000	936
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$1,218,000	443
Trading account gains and fees	$0	123
Additional Noninterest Income	$2,327,000	963
Total noninterest expense	$11,685,000	973
Salaries and employee benefits	$5,888,000	1,062
Premises and equipment expense	$2,057,000	628
Additional noninterest expense	$3,740,000	910
Pre-tax net operating income	$8,771,000	570
Securities gains (losses)	$1,000	2,174
Applicable income taxes	$1,914,000	517
Income before extraordinary items	$6,858,000	633
Extraordinary gains, net	$0	4
Net income	$6,858,000	633
Minority interest net income	$0	65
Net income of bank and minority interests.	$6,858,000	633
Net charge-offs	$196,000	1,019
Cash dividends	$250,000	2,530
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$6,857,210	606
2020-03-31 (YTD Data)		Rank
Total interest income	$7,150,000	1,115
Total interest expense	$424,000	2,547
Net interest income	$6,726,000	984
Provision for loan and lease losses	$150,000	1,627
Total noninterest income	$1,909,000	837
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$679,000	454
Trading account gains and fees	$0	106
Additional Noninterest Income	$1,230,000	844
Total noninterest expense	$5,884,000	975
Salaries and employee benefits	$2,927,000	1,083
Premises and equipment expense	$1,002,000	641
Additional noninterest expense	$1,955,000	883
Pre-tax net operating income	$2,601,000	847
Securities gains (losses)	$1,000	1,614
Applicable income taxes	$518,000	726
Income before extraordinary items	$2,084,000	899
Extraordinary gains, net	$0	4
Net income	$2,084,000	899
Minority interest net income	$0	56
Net income of bank and minority interests.	$2,084,000	899
Net charge-offs	$78,000	994
Cash dividends	$250,000	1,776
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$2,083,200	890
2019-12-31 (YTD Data)		Rank
Total interest income	$28,153,000	1,135
Total interest expense	$1,916,000	2,411
Net interest income	$26,237,000	1,007
Provision for loan and lease losses	$661,000	1,257
Total noninterest income	$7,010,000	900
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$2,778,000	451
Trading account gains and fees	$0	135
Additional Noninterest Income	$4,232,000	926
Total noninterest expense	$23,203,000	961
Salaries and employee benefits	$11,402,000	1,090
Premises and equipment expense	$4,292,000	592
Additional noninterest expense	$7,509,000	905
Pre-tax net operating income	$9,383,000	1,102
Securities gains (losses)	$13,000	1,808
Applicable income taxes	$1,391,000	1,167
Income before extraordinary items	$8,005,000	1,111
Extraordinary gains, net	$0	11
Net income	$8,005,000	1,113
Minority interest net income	$0	76
Net income of bank and minority interests.	$8,005,000	1,113
Net charge-offs	$139,000	1,981
Cash dividends	$7,000,000	625
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$7,993,950	1,094
2019-09-30 (YTD Data)		Rank
Total interest income	$20,985,000	1,152
Total interest expense	$1,389,000	2,472
Net interest income	$19,596,000	1,016
Provision for loan and lease losses	$509,000	1,144
Total noninterest income	$5,211,000	903
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$2,064,000	453
Trading account gains and fees	$0	129
Additional Noninterest Income	$3,147,000	920
Total noninterest expense	$17,232,000	962
Salaries and employee benefits	$8,564,000	1,088
Premises and equipment expense	$3,107,000	614
Additional noninterest expense	$5,561,000	904
Pre-tax net operating income	$7,066,000	1,124
Securities gains (losses)	$10,000	1,653
Applicable income taxes	$1,455,000	957
Income before extraordinary items	$5,621,000	1,198
Extraordinary gains, net	$0	11
Net income	$5,621,000	1,200
Minority interest net income	$0	72
Net income of bank and minority interests.	$5,621,000	1,200
Net charge-offs	$97,000	1,786
Cash dividends	$7,000,000	467
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$5,613,100	1,179
2019-06-30 (YTD Data)		Rank
Total interest income	$13,839,000	1,158
Total interest expense	$865,000	2,554
Net interest income	$12,974,000	1,020
Provision for loan and lease losses	$430,000	955
Total noninterest income	$3,311,000	914
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$1,316,000	476
Trading account gains and fees	$0	131
Additional Noninterest Income	$1,995,000	929
Total noninterest expense	$11,420,000	969
Salaries and employee benefits	$5,691,000	1,084
Premises and equipment expense	$2,011,000	634
Additional noninterest expense	$3,718,000	914
Pre-tax net operating income	$4,435,000	1,149
Securities gains (losses)	$2,000	1,537
Applicable income taxes	$904,000	967
Income before extraordinary items	$3,533,000	1,230
Extraordinary gains, net	$0	11
Net income	$3,533,000	1,230
Minority interest net income	$0	69
Net income of bank and minority interests.	$3,533,000	1,230
Net charge-offs	$136,000	1,226
Cash dividends	$7,000,000	341
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$3,531,400	1,202
2019-03-31 (YTD Data)		Rank
Total interest income	$6,822,000	1,164
Total interest expense	$393,000	2,664
Net interest income	$6,429,000	1,024
Provision for loan and lease losses	$206,000	923
Total noninterest income	$1,498,000	948
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$636,000	484
Trading account gains and fees	$0	126
Additional Noninterest Income	$862,000	1,000
Total noninterest expense	$5,684,000	972
Salaries and employee benefits	$2,854,000	1,080
Premises and equipment expense	$985,000	658
Additional noninterest expense	$1,845,000	900
Pre-tax net operating income	$2,037,000	1,193
Securities gains (losses)	$0	1,087
Applicable income taxes	$279,000	1,307
Income before extraordinary items	$1,758,000	1,212
Extraordinary gains, net	$0	5
Net income	$1,758,000	1,211
Minority interest net income	$0	52
Net income of bank and minority interests.	$1,758,000	1,211
Net charge-offs	$90,000	933
Cash dividends	$7,000,000	221
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$1,758,000	1,187
2018-12-31 (YTD Data)		Rank
Total interest income	$22,954,000	1,279
Total interest expense	$740,000	3,375
Net interest income	$22,214,000	1,134
Provision for loan and lease losses	$900,000	959
Total noninterest income	$5,609,000	1,013
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$2,468,000	518
Trading account gains and fees	$0	126
Additional Noninterest Income	$3,141,000	1,107
Total noninterest expense	$18,736,000	1,120
Salaries and employee benefits	$9,359,000	1,230
Premises and equipment expense	$3,588,000	703
Additional noninterest expense	$5,789,000	1,112
Pre-tax net operating income	$8,187,000	1,207
Securities gains (losses)	$-17,000	4,544
Applicable income taxes	$-42,000	5,272
Income before extraordinary items	$8,212,000	1,080
Extraordinary gains, net	$0	6
Net income	$8,212,000	1,079
Minority interest net income	$0	72
Net income of bank and minority interests.	$8,212,000	1,079
Net charge-offs	$767,000	730
Cash dividends	$6,503,000	587
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$8,229,000	1,073
2018-09-30 (YTD Data)		Rank
Total interest income	$17,149,000	1,276
Total interest expense	$433,000	3,692
Net interest income	$16,716,000	1,126
Provision for loan and lease losses	$673,000	897
Total noninterest income	$4,218,000	1,019
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$1,812,000	531
Trading account gains and fees	$0	138
Additional Noninterest Income	$2,406,000	1,104
Total noninterest expense	$13,845,000	1,128
Salaries and employee benefits	$7,006,000	1,231
Premises and equipment expense	$2,554,000	736
Additional noninterest expense	$4,285,000	1,115
Pre-tax net operating income	$6,416,000	1,173
Securities gains (losses)	$0	1,118
Applicable income taxes	$1,126,000	1,076
Income before extraordinary items	$5,290,000	1,208
Extraordinary gains, net	$0	5
Net income	$5,290,000	1,207
Minority interest net income	$0	66
Net income of bank and minority interests.	$5,290,000	1,207
Net charge-offs	$549,000	681
Cash dividends	$1,502,000	1,287
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$5,290,000	1,206
2018-06-30 (YTD Data)		Rank
Total interest income	$11,386,000	1,264
Total interest expense	$258,000	3,793
Net interest income	$11,128,000	1,125
Provision for loan and lease losses	$449,000	909
Total noninterest income	$2,753,000	1,034
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$1,158,000	551
Trading account gains and fees	$0	130
Additional Noninterest Income	$1,595,000	1,113
Total noninterest expense	$9,238,000	1,129
Salaries and employee benefits	$4,677,000	1,234
Premises and equipment expense	$1,649,000	766
Additional noninterest expense	$2,912,000	1,099
Pre-tax net operating income	$4,194,000	1,171
Securities gains (losses)	$-3,000	4,784
Applicable income taxes	$747,000	1,071
Income before extraordinary items	$3,444,000	1,210
Extraordinary gains, net	$0	6
Net income	$3,444,000	1,209
Minority interest net income	$0	65
Net income of bank and minority interests.	$3,444,000	1,209
Net charge-offs	$512,000	517
Cash dividends	$853,000	1,461
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$3,446,460	1,203
2018-03-31 (YTD Data)		Rank
Total interest income	$5,722,000	1,237
Total interest expense	$126,000	3,776
Net interest income	$5,596,000	1,124
Provision for loan and lease losses	$222,000	882
Total noninterest income	$1,365,000	1,033
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$571,000	556
Trading account gains and fees	$0	123
Additional Noninterest Income	$794,000	1,085
Total noninterest expense	$4,542,000	1,151
Salaries and employee benefits	$2,308,000	1,270
Premises and equipment expense	$798,000	800
Additional noninterest expense	$1,436,000	1,110
Pre-tax net operating income	$2,197,000	1,115
Securities gains (losses)	$-4,000	5,105
Applicable income taxes	$0	3,948
Income before extraordinary items	$2,193,000	993
Extraordinary gains, net	$0	7
Net income	$2,193,000	991
Minority interest net income	$0	52
Net income of bank and minority interests.	$2,193,000	993
Net charge-offs	$324,000	401
Cash dividends	$500,000	1,167
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$2,197,000	986
2017-12-31 (YTD Data)		Rank
Total interest income	$21,351,000	1,279
Total interest expense	$614,000	3,355
Net interest income	$20,737,000	1,172
Provision for loan and lease losses	$751,000	1,093
Total noninterest income	$5,109,000	1,102
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$2,147,000	592
Trading account gains and fees	$0	151
Additional Noninterest Income	$2,962,000	1,170
Total noninterest expense	$18,159,000	1,145
Salaries and employee benefits	$8,940,000	1,266
Premises and equipment expense	$3,351,000	742
Additional noninterest expense	$5,868,000	1,096
Pre-tax net operating income	$6,936,000	1,322
Securities gains (losses)	$10,000	1,604
Applicable income taxes	$0	4,135
Income before extraordinary items	$6,946,000	1,029
Extraordinary gains, net	$0	9
Net income	$6,946,000	1,029
Minority interest net income	$0	76
Net income of bank and minority interests.	$6,946,000	1,029
Net charge-offs	$357,000	1,345
Cash dividends	$6,850,000	505
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$6,936,000	1,014
2017-09-30 (YTD Data)		Rank
Total interest income	$15,820,000	1,295
Total interest expense	$436,000	3,444
Net interest income	$15,384,000	1,190
Provision for loan and lease losses	$573,000	1,055
Total noninterest income	$3,814,000	1,122
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$1,621,000	593
Trading account gains and fees	$0	145
Additional Noninterest Income	$2,193,000	1,191
Total noninterest expense	$13,423,000	1,164
Salaries and employee benefits	$6,650,000	1,285
Premises and equipment expense	$2,438,000	772
Additional noninterest expense	$4,335,000	1,113
Pre-tax net operating income	$5,202,000	1,336
Securities gains (losses)	$3,000	1,944
Applicable income taxes	$0	4,172
Income before extraordinary items	$5,205,000	1,122
Extraordinary gains, net	$0	9
Net income	$5,205,000	1,122
Minority interest net income	$0	71
Net income of bank and minority interests.	$5,205,000	1,122
Net charge-offs	$299,000	1,120
Cash dividends	$6,850,000	390
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$5,202,000	1,105
2017-06-30 (YTD Data)		Rank
Total interest income	$10,402,000	1,306
Total interest expense	$264,000	3,570
Net interest income	$10,138,000	1,199
Provision for loan and lease losses	$392,000	1,004
Total noninterest income	$2,567,000	1,115
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$1,069,000	586
Trading account gains and fees	$0	139
Additional Noninterest Income	$1,498,000	1,190
Total noninterest expense	$8,941,000	1,165
Salaries and employee benefits	$4,411,000	1,296
Premises and equipment expense	$1,596,000	784
Additional noninterest expense	$2,934,000	1,102
Pre-tax net operating income	$3,372,000	1,343
Securities gains (losses)	$3,000	1,556
Applicable income taxes	$0	4,189
Income before extraordinary items	$3,375,000	1,133
Extraordinary gains, net	$0	11
Net income	$3,375,000	1,133
Minority interest net income	$0	71
Net income of bank and minority interests.	$3,375,000	1,133
Net charge-offs	$213,000	1,019
Cash dividends	$6,250,000	299
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$3,372,000	1,114
2017-03-31 (YTD Data)		Rank
Total interest income	$5,045,000	1,323
Total interest expense	$128,000	3,610
Net interest income	$4,917,000	1,223
Provision for loan and lease losses	$213,000	901
Total noninterest income	$1,238,000	1,134
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$542,000	584
Trading account gains and fees	$0	142
Additional Noninterest Income	$696,000	1,235
Total noninterest expense	$4,388,000	1,195
Salaries and employee benefits	$2,200,000	1,311
Premises and equipment expense	$759,000	834
Additional noninterest expense	$1,429,000	1,116
Pre-tax net operating income	$1,554,000	1,401
Securities gains (losses)	$0	1,153
Applicable income taxes	$0	4,086
Income before extraordinary items	$1,554,000	1,186
Extraordinary gains, net	$0	8
Net income	$1,554,000	1,185
Minority interest net income	$0	55
Net income of bank and minority interests.	$1,554,000	1,186
Net charge-offs	$77,000	1,067
Cash dividends	$5,400,000	189
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$1,554,000	1,167
2016-12-31 (YTD Data)		Rank
Total interest income	$18,196,000	1,400
Total interest expense	$511,000	3,616
Net interest income	$17,685,000	1,307
Provision for loan and lease losses	$902,000	985
Total noninterest income	$4,549,000	1,237
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$1,858,000	703
Trading account gains and fees	$0	170
Additional Noninterest Income	$2,691,000	1,306
Total noninterest expense	$16,016,000	1,253
Salaries and employee benefits	$8,459,000	1,313
Premises and equipment expense	$2,944,000	839
Additional noninterest expense	$4,613,000	1,353
Pre-tax net operating income	$5,316,000	1,548
Securities gains (losses)	$288,000	681
Applicable income taxes	$0	4,278
Income before extraordinary items	$5,604,000	1,259
Extraordinary gains, net	$0	5
Net income	$5,604,000	1,258
Minority interest net income	$0	82
Net income of bank and minority interests.	$5,604,000	1,258
Net charge-offs	$506,000	1,076
Cash dividends	$4,425,000	743
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$5,316,000	1,285
2016-09-30 (YTD Data)		Rank
Total interest income	$13,498,000	1,413
Total interest expense	$383,000	3,635
Net interest income	$13,115,000	1,321
Provision for loan and lease losses	$676,000	931
Total noninterest income	$3,370,000	1,237
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$1,316,000	734
Trading account gains and fees	$0	169
Additional Noninterest Income	$2,054,000	1,292
Total noninterest expense	$11,947,000	1,261
Salaries and employee benefits	$6,386,000	1,308
Premises and equipment expense	$2,092,000	880
Additional noninterest expense	$3,469,000	1,347
Pre-tax net operating income	$3,862,000	1,598
Securities gains (losses)	$-4,000	5,742
Applicable income taxes	$0	4,325
Income before extraordinary items	$3,858,000	1,372
Extraordinary gains, net	$0	5
Net income	$3,858,000	1,373
Minority interest net income	$0	71
Net income of bank and minority interests.	$3,858,000	1,373
Net charge-offs	$443,000	876
Cash dividends	$1,425,000	1,327
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$3,862,000	1,331
2016-06-30 (YTD Data)		Rank
Total interest income	$8,761,000	1,448
Total interest expense	$256,000	3,643
Net interest income	$8,505,000	1,350
Provision for loan and lease losses	$449,000	945
Total noninterest income	$2,111,000	1,260
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$836,000	755
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,275,000	1,328
Total noninterest expense	$7,754,000	1,298
Salaries and employee benefits	$4,208,000	1,322
Premises and equipment expense	$1,346,000	914
Additional noninterest expense	$2,200,000	1,410
Pre-tax net operating income	$2,413,000	1,679
Securities gains (losses)	$3,000	2,591
Applicable income taxes	$0	4,338
Income before extraordinary items	$2,416,000	1,434
Extraordinary gains, net	$0	16
Net income	$2,416,000	1,435
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,416,000	1,435
Net charge-offs	$219,000	1,062
Cash dividends	$1,125,000	1,205
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$2,413,000	1,390
2016-03-31 (YTD Data)		Rank
Total interest income	$4,300,000	1,478
Total interest expense	$132,000	3,612
Net interest income	$4,168,000	1,373
Provision for loan and lease losses	$224,000	900
Total noninterest income	$1,062,000	1,250
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$419,000	747
Trading account gains and fees	$0	142
Additional Noninterest Income	$643,000	1,290
Total noninterest expense	$3,835,000	1,310
Salaries and employee benefits	$2,083,000	1,338
Premises and equipment expense	$638,000	969
Additional noninterest expense	$1,114,000	1,386
Pre-tax net operating income	$1,171,000	1,716
Securities gains (losses)	$3,000	1,822
Applicable income taxes	$0	4,259
Income before extraordinary items	$1,174,000	1,436
Extraordinary gains, net	$0	12
Net income	$1,174,000	1,436
Minority interest net income	$0	62
Net income of bank and minority interests.	$1,174,000	1,437
Net charge-offs	$72,000	1,203
Cash dividends	$475,000	1,261
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$1,171,000	1,404
2015-12-31 (YTD Data)		Rank
Total interest income	$16,755,000	1,472
Total interest expense	$509,000	3,694
Net interest income	$16,246,000	1,374
Provision for loan and lease losses	$383,000	1,634
Total noninterest income	$3,763,000	1,355
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$1,677,000	778
Trading account gains and fees	$0	159
Additional Noninterest Income	$2,086,000	1,482
Total noninterest expense	$14,272,000	1,371
Salaries and employee benefits	$7,141,000	1,491
Premises and equipment expense	$2,604,000	928
Additional noninterest expense	$4,527,000	1,386
Pre-tax net operating income	$5,354,000	1,494
Securities gains (losses)	$9,000	2,638
Applicable income taxes	$0	4,402
Income before extraordinary items	$5,363,000	1,284
Extraordinary gains, net	$0	23
Net income	$5,363,000	1,284
Minority interest net income	$0	81
Net income of bank and minority interests.	$5,363,000	1,284
Net charge-offs	$680,000	918
Cash dividends	$1,630,000	1,552
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$5,354,000	1,260
2015-09-30 (YTD Data)		Rank
Total interest income	$12,560,000	1,481
Total interest expense	$385,000	3,729
Net interest income	$12,175,000	1,386
Provision for loan and lease losses	$356,000	1,370
Total noninterest income	$2,810,000	1,380
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$1,251,000	789
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,559,000	1,492
Total noninterest expense	$10,588,000	1,384
Salaries and employee benefits	$5,324,000	1,506
Premises and equipment expense	$1,938,000	949
Additional noninterest expense	$3,326,000	1,409
Pre-tax net operating income	$4,041,000	1,510
Securities gains (losses)	$9,000	2,412
Applicable income taxes	$0	4,489
Income before extraordinary items	$4,050,000	1,285
Extraordinary gains, net	$0	21
Net income	$4,050,000	1,286
Minority interest net income	$0	78
Net income of bank and minority interests.	$4,050,000	1,285
Net charge-offs	$356,000	1,087
Cash dividends	$1,630,000	1,145
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$4,041,000	1,252
2015-06-30 (YTD Data)		Rank
Total interest income	$8,391,000	1,480
Total interest expense	$260,000	3,737
Net interest income	$8,131,000	1,383
Provision for loan and lease losses	$312,000	1,071
Total noninterest income	$1,878,000	1,380
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$824,000	783
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,054,000	1,496
Total noninterest expense	$7,037,000	1,399
Salaries and employee benefits	$3,555,000	1,505
Premises and equipment expense	$1,263,000	978
Additional noninterest expense	$2,219,000	1,416
Pre-tax net operating income	$2,660,000	1,508
Securities gains (losses)	$3,000	2,361
Applicable income taxes	$0	4,497
Income before extraordinary items	$2,663,000	1,282
Extraordinary gains, net	$0	22
Net income	$2,663,000	1,284
Minority interest net income	$0	75
Net income of bank and minority interests.	$2,663,000	1,283
Net charge-offs	$261,000	1,015
Cash dividends	$1,200,000	1,062
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$2,660,000	1,257
2015-03-31 (YTD Data)		Rank
Total interest income	$4,123,000	1,510
Total interest expense	$131,000	3,747
Net interest income	$3,992,000	1,409
Provision for loan and lease losses	$232,000	799
Total noninterest income	$921,000	1,366
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$387,000	806
Trading account gains and fees	$0	152
Additional Noninterest Income	$534,000	1,440
Total noninterest expense	$3,411,000	1,433
Salaries and employee benefits	$1,764,000	1,525
Premises and equipment expense	$615,000	995
Additional noninterest expense	$1,032,000	1,492
Pre-tax net operating income	$1,270,000	1,531
Securities gains (losses)	$0	2,027
Applicable income taxes	$0	4,400
Income before extraordinary items	$1,270,000	1,301
Extraordinary gains, net	$0	13
Net income	$1,270,000	1,302
Minority interest net income	$0	64
Net income of bank and minority interests.	$1,270,000	1,303
Net charge-offs	$138,000	915
Cash dividends	$475,000	1,174
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$1,270,000	1,263
2014-12-31 (YTD Data)		Rank
Total interest income	$16,696,000	1,491
Total interest expense	$549,000	3,812
Net interest income	$16,147,000	1,383
Provision for loan and lease losses	$1,000,000	868
Total noninterest income	$4,515,000	1,178
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$1,933,000	707
Trading account gains and fees	$0	180
Additional Noninterest Income	$2,582,000	1,219
Total noninterest expense	$14,279,000	1,359
Salaries and employee benefits	$6,910,000	1,506
Premises and equipment expense	$2,713,000	898
Additional noninterest expense	$4,656,000	1,379
Pre-tax net operating income	$5,383,000	1,430
Securities gains (losses)	$0	3,259
Applicable income taxes	$0	4,531
Income before extraordinary items	$5,383,000	1,220
Extraordinary gains, net	$0	17
Net income	$5,383,000	1,217
Minority interest net income	$0	84
Net income of bank and minority interests.	$5,383,000	1,219
Net charge-offs	$1,457,000	667
Cash dividends	$1,394,000	1,657
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$5,383,000	1,189
2014-09-30 (YTD Data)		Rank
Total interest income	$12,493,000	1,511
Total interest expense	$412,000	3,875
Net interest income	$12,081,000	1,385
Provision for loan and lease losses	$773,000	827
Total noninterest income	$3,495,000	1,153
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$1,444,000	707
Trading account gains and fees	$0	174
Additional Noninterest Income	$2,051,000	1,182
Total noninterest expense	$10,668,000	1,377
Salaries and employee benefits	$5,155,000	1,511
Premises and equipment expense	$1,952,000	938
Additional noninterest expense	$3,561,000	1,358
Pre-tax net operating income	$4,135,000	1,419
Securities gains (losses)	$0	2,980
Applicable income taxes	$0	4,583
Income before extraordinary items	$4,135,000	1,195
Extraordinary gains, net	$0	15
Net income	$4,135,000	1,193
Minority interest net income	$0	81
Net income of bank and minority interests.	$4,135,000	1,194
Net charge-offs	$800,000	799
Cash dividends	$1,394,000	1,228
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$4,135,000	1,170
2014-06-30 (YTD Data)		Rank
Total interest income	$8,243,000	1,516
Total interest expense	$272,000	3,950
Net interest income	$7,971,000	1,392
Provision for loan and lease losses	$506,000	837
Total noninterest income	$2,346,000	1,140
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$932,000	713
Trading account gains and fees	$0	172
Additional Noninterest Income	$1,414,000	1,143
Total noninterest expense	$7,080,000	1,380
Salaries and employee benefits	$3,443,000	1,512
Premises and equipment expense	$1,250,000	980
Additional noninterest expense	$2,387,000	1,349
Pre-tax net operating income	$2,731,000	1,393
Securities gains (losses)	$0	2,580
Applicable income taxes	$0	4,568
Income before extraordinary items	$2,731,000	1,170
Extraordinary gains, net	$0	20
Net income	$2,731,000	1,170
Minority interest net income	$0	80
Net income of bank and minority interests.	$2,731,000	1,171
Net charge-offs	$658,000	697
Cash dividends	$992,000	1,183
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$2,731,000	1,145
2014-03-31 (YTD Data)		Rank
Total interest income	$4,125,000	1,509
Total interest expense	$125,000	4,167
Net interest income	$4,000,000	1,386
Provision for loan and lease losses	$222,000	938
Total noninterest income	$1,016,000	1,233
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$438,000	747
Trading account gains and fees	$0	147
Additional Noninterest Income	$578,000	1,276
Total noninterest expense	$3,487,000	1,402
Salaries and employee benefits	$1,719,000	1,528
Premises and equipment expense	$573,000	1,092
Additional noninterest expense	$1,195,000	1,331
Pre-tax net operating income	$1,307,000	1,412
Securities gains (losses)	$0	1,715
Applicable income taxes	$0	4,445
Income before extraordinary items	$1,307,000	1,171
Extraordinary gains, net	$0	16
Net income	$1,307,000	1,172
Minority interest net income	$0	66
Net income of bank and minority interests.	$1,307,000	1,172
Net charge-offs	$532,000	480
Cash dividends	$216,000	1,701
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$1,307,000	1,152
2013-12-31 (YTD Data)		Rank
Total interest income	$16,510,000	1,522
Total interest expense	$383,000	4,994
Net interest income	$16,127,000	1,350
Provision for loan and lease losses	$1,007,000	1,087
Total noninterest income	$4,131,000	1,295
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$1,988,000	700
Trading account gains and fees	$0	184
Additional Noninterest Income	$2,143,000	1,433
Total noninterest expense	$14,951,000	1,326
Salaries and employee benefits	$7,083,000	1,469
Premises and equipment expense	$2,722,000	887
Additional noninterest expense	$5,146,000	1,307
Pre-tax net operating income	$4,300,000	1,625
Securities gains (losses)	$72,000	1,548
Applicable income taxes	$0	4,631
Income before extraordinary items	$4,372,000	1,382
Extraordinary gains, net	$0	29
Net income	$4,372,000	1,385
Minority interest net income	$0	90
Net income of bank and minority interests.	$4,372,000	1,385
Net charge-offs	$902,000	1,377
Cash dividends	$575,000	2,612
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$4,300,000	1,378
2013-09-30 (YTD Data)		Rank
Total interest income	$12,284,000	1,538
Total interest expense	$299,000	5,008
Net interest income	$11,985,000	1,355
Provision for loan and lease losses	$852,000	1,005
Total noninterest income	$3,261,000	1,272
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$1,504,000	693
Trading account gains and fees	$0	180
Additional Noninterest Income	$1,757,000	1,395
Total noninterest expense	$10,927,000	1,364
Salaries and employee benefits	$5,256,000	1,486
Premises and equipment expense	$2,006,000	903
Additional noninterest expense	$3,665,000	1,364
Pre-tax net operating income	$3,467,000	1,549
Securities gains (losses)	$72,000	1,428
Applicable income taxes	$0	4,713
Income before extraordinary items	$3,539,000	1,297
Extraordinary gains, net	$0	25
Net income	$3,539,000	1,299
Minority interest net income	$0	84
Net income of bank and minority interests.	$3,539,000	1,299
Net charge-offs	$754,000	1,230
Cash dividends	$575,000	1,967
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$3,467,000	1,290
2013-06-30 (YTD Data)		Rank
Total interest income	$8,111,000	1,549
Total interest expense	$209,000	4,977
Net interest income	$7,902,000	1,362
Provision for loan and lease losses	$510,000	1,140
Total noninterest income	$2,205,000	1,275
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$979,000	697
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,226,000	1,377
Total noninterest expense	$7,293,000	1,360
Salaries and employee benefits	$3,528,000	1,476
Premises and equipment expense	$1,369,000	888
Additional noninterest expense	$2,396,000	1,382
Pre-tax net operating income	$2,304,000	1,537
Securities gains (losses)	$71,000	1,313
Applicable income taxes	$0	4,679
Income before extraordinary items	$2,375,000	1,273
Extraordinary gains, net	$0	22
Net income	$2,375,000	1,276
Minority interest net income	$0	82
Net income of bank and minority interests.	$2,375,000	1,276
Net charge-offs	$599,000	1,101
Cash dividends	$300,000	2,170
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$2,304,000	1,259
2013-03-31 (YTD Data)		Rank
Total interest income	$3,776,000	1,671
Total interest expense	$121,000	4,765
Net interest income	$3,655,000	1,473
Provision for loan and lease losses	$310,000	961
Total noninterest income	$1,071,000	1,299
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$453,000	760
Trading account gains and fees	$0	148
Additional Noninterest Income	$618,000	1,359
Total noninterest expense	$3,424,000	1,445
Salaries and employee benefits	$1,761,000	1,505
Premises and equipment expense	$635,000	973
Additional noninterest expense	$1,028,000	1,576
Pre-tax net operating income	$992,000	1,718
Securities gains (losses)	$6,000	1,600
Applicable income taxes	$0	4,602
Income before extraordinary items	$998,000	1,493
Extraordinary gains, net	$0	10
Net income	$998,000	1,496
Minority interest net income	$0	76
Net income of bank and minority interests.	$998,000	1,495
Net charge-offs	$261,000	1,165
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$992,000	1,441
2012-12-31 (YTD Data)		Rank
Total interest income	$10,699,000	2,408
Total interest expense	$451,000	5,308
Net interest income	$10,248,000	2,094
Provision for loan and lease losses	$1,205,000	1,548
Total noninterest income	$1,634,000	2,489
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$951,000	1,475
Trading account gains and fees	$0	166
Additional Noninterest Income	$683,000	2,935
Total noninterest expense	$7,099,000	2,622
Salaries and employee benefits	$3,487,000	2,800
Premises and equipment expense	$1,598,000	1,493
Additional noninterest expense	$2,014,000	3,077
Pre-tax net operating income	$3,578,000	1,787
Securities gains (losses)	$47,000	2,767
Applicable income taxes	$0	4,751
Income before extraordinary items	$3,625,000	1,577
Extraordinary gains, net	$0	29
Net income	$3,625,000	1,578
Minority interest net income	$0	93
Net income of bank and minority interests.	$3,625,000	1,578
Net charge-offs	$1,085,000	1,740
Cash dividends	$4,650,000	615
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$3,578,000	1,513
2012-09-30 (YTD Data)		Rank
Total interest income	$8,016,000	2,456
Total interest expense	$347,000	5,395
Net interest income	$7,669,000	2,137
Provision for loan and lease losses	$917,000	1,531
Total noninterest income	$1,064,000	2,703
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$728,000	1,461
Trading account gains and fees	$0	157
Additional Noninterest Income	$336,000	3,525
Total noninterest expense	$5,324,000	2,641
Salaries and employee benefits	$2,624,000	2,799
Premises and equipment expense	$1,144,000	1,562
Additional noninterest expense	$1,556,000	3,019
Pre-tax net operating income	$2,492,000	1,982
Securities gains (losses)	$47,000	2,476
Applicable income taxes	$0	4,802
Income before extraordinary items	$2,539,000	1,726
Extraordinary gains, net	$0	20
Net income	$2,539,000	1,726
Minority interest net income	$0	86
Net income of bank and minority interests.	$2,539,000	1,727
Net charge-offs	$687,000	1,830
Cash dividends	$2,000,000	766
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$2,492,000	1,652
2012-06-30 (YTD Data)		Rank
Total interest income	$5,385,000	2,456
Total interest expense	$232,000	5,493
Net interest income	$5,153,000	2,124
Provision for loan and lease losses	$599,000	1,639
Total noninterest income	$739,000	2,605
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$484,000	1,459
Trading account gains and fees	$0	153
Additional Noninterest Income	$255,000	3,303
Total noninterest expense	$3,560,000	2,640
Salaries and employee benefits	$1,755,000	2,796
Premises and equipment expense	$760,000	1,561
Additional noninterest expense	$1,045,000	3,008
Pre-tax net operating income	$1,733,000	1,882
Securities gains (losses)	$5,000	2,890
Applicable income taxes	$0	4,770
Income before extraordinary items	$1,738,000	1,675
Extraordinary gains, net	$0	19
Net income	$1,738,000	1,673
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,738,000	1,675
Net charge-offs	$318,000	2,251
Cash dividends	$1,980,000	550
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$1,733,000	1,595
2012-03-31 (YTD Data)		Rank
Total interest income	$2,715,000	2,464
Total interest expense	$120,000	5,525
Net interest income	$2,595,000	2,119
Provision for loan and lease losses	$303,000	1,490
Total noninterest income	$381,000	2,556
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$254,000	1,386
Trading account gains and fees	$0	148
Additional Noninterest Income	$127,000	3,319
Total noninterest expense	$1,771,000	2,641
Salaries and employee benefits	$890,000	2,772
Premises and equipment expense	$361,000	1,653
Additional noninterest expense	$520,000	2,998
Pre-tax net operating income	$902,000	1,833
Securities gains (losses)	$5,000	1,907
Applicable income taxes	$0	4,704
Income before extraordinary items	$907,000	1,606
Extraordinary gains, net	$0	19
Net income	$907,000	1,607
Minority interest net income	$0	78
Net income of bank and minority interests.	$907,000	1,607
Net charge-offs	$133,000	2,197
Cash dividends	$300,000	1,259
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$902,000	1,509
2011-12-31 (YTD Data)		Rank
Total interest income	$10,919,000	2,555
Total interest expense	$593,000	5,541
Net interest income	$10,326,000	2,120
Provision for loan and lease losses	$1,579,000	1,828
Total noninterest income	$1,325,000	2,630
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$957,000	1,533
Trading account gains and fees	$0	146
Additional Noninterest Income	$368,000	3,548
Total noninterest expense	$7,234,000	2,591
Salaries and employee benefits	$3,575,000	2,698
Premises and equipment expense	$1,641,000	1,509
Additional noninterest expense	$2,018,000	3,123
Pre-tax net operating income	$2,838,000	1,938
Securities gains (losses)	$633,000	661
Applicable income taxes	$0	4,719
Income before extraordinary items	$3,471,000	1,413
Extraordinary gains, net	$0	29
Net income	$3,471,000	1,413
Minority interest net income	$0	96
Net income of bank and minority interests.	$3,471,000	1,413
Net charge-offs	$1,204,000	2,144
Cash dividends	$1,705,000	1,097
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$2,838,000	1,611
2011-09-30 (YTD Data)		Rank
Total interest income	$8,201,000	2,574
Total interest expense	$460,000	5,598
Net interest income	$7,741,000	2,125
Provision for loan and lease losses	$1,263,000	1,694
Total noninterest income	$983,000	2,652
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$739,000	1,500
Trading account gains and fees	$0	145
Additional Noninterest Income	$244,000	3,789
Total noninterest expense	$5,222,000	2,683
Salaries and employee benefits	$2,572,000	2,790
Premises and equipment expense	$1,102,000	1,723
Additional noninterest expense	$1,548,000	3,066
Pre-tax net operating income	$2,239,000	1,911
Securities gains (losses)	$633,000	533
Applicable income taxes	$0	4,740
Income before extraordinary items	$2,872,000	1,352
Extraordinary gains, net	$0	21
Net income	$2,872,000	1,351
Minority interest net income	$0	87
Net income of bank and minority interests.	$2,872,000	1,352
Net charge-offs	$1,025,000	1,865
Cash dividends	$1,532,000	817
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$2,239,000	1,595
2011-06-30 (YTD Data)		Rank
Total interest income	$5,478,000	2,593
Total interest expense	$319,000	5,623
Net interest income	$5,159,000	2,118
Provision for loan and lease losses	$995,000	1,505
Total noninterest income	$653,000	2,661
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$478,000	1,523
Trading account gains and fees	$0	153
Additional Noninterest Income	$175,000	3,705
Total noninterest expense	$3,475,000	2,705
Salaries and employee benefits	$1,756,000	2,753
Premises and equipment expense	$728,000	1,738
Additional noninterest expense	$991,000	3,233
Pre-tax net operating income	$1,342,000	2,050
Securities gains (losses)	$416,000	423
Applicable income taxes	$0	4,697
Income before extraordinary items	$1,758,000	1,408
Extraordinary gains, net	$0	15
Net income	$1,758,000	1,408
Minority interest net income	$0	89
Net income of bank and minority interests.	$1,758,000	1,408
Net charge-offs	$684,000	1,821
Cash dividends	$882,000	901
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$1,342,000	1,703
2011-03-31 (YTD Data)		Rank
Total interest income	$2,712,000	2,631
Total interest expense	$165,000	5,653
Net interest income	$2,547,000	2,134
Provision for loan and lease losses	$274,000	2,098
Total noninterest income	$345,000	2,592
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$240,000	1,490
Trading account gains and fees	$0	158
Additional Noninterest Income	$105,000	3,488
Total noninterest expense	$1,681,000	2,799
Salaries and employee benefits	$883,000	2,754
Premises and equipment expense	$349,000	1,855
Additional noninterest expense	$449,000	3,456
Pre-tax net operating income	$937,000	1,541
Securities gains (losses)	$0	1,772
Applicable income taxes	$0	4,545
Income before extraordinary items	$937,000	1,309
Extraordinary gains, net	$0	9
Net income	$937,000	1,309
Minority interest net income	$0	86
Net income of bank and minority interests.	$937,000	1,309
Net charge-offs	$407,000	1,512
Cash dividends	$717,000	533
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$937,000	1,274
2010-12-31 (YTD Data)		Rank
Total interest income	$11,153,000	2,691
Total interest expense	$909,000	5,439
Net interest income	$10,244,000	2,131
Provision for loan and lease losses	$1,473,000	2,496
Total noninterest income	$1,369,000	2,676
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$1,136,000	1,335
Trading account gains and fees	$0	175
Additional Noninterest Income	$233,000	4,359
Total noninterest expense	$7,359,000	2,621
Salaries and employee benefits	$3,802,000	2,525
Premises and equipment expense	$1,527,000	1,685
Additional noninterest expense	$2,030,000	3,214
Pre-tax net operating income	$2,781,000	1,729
Securities gains (losses)	$830,000	581
Applicable income taxes	$0	4,655
Income before extraordinary items	$3,611,000	1,191
Extraordinary gains, net	$0	29
Net income	$3,611,000	1,191
Minority interest net income	$0	111
Net income of bank and minority interests.	$3,611,000	1,193
Net charge-offs	$793,000	3,002
Cash dividends	$1,705,000	941
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$2,781,000	1,445
2010-09-30 (YTD Data)		Rank
Total interest income	$8,342,000	2,756
Total interest expense	$726,000	5,451
Net interest income	$7,616,000	2,173
Provision for loan and lease losses	$493,000	3,562
Total noninterest income	$1,026,000	2,683
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$859,000	1,372
Trading account gains and fees	$0	165
Additional Noninterest Income	$167,000	4,485
Total noninterest expense	$5,354,000	2,678
Salaries and employee benefits	$2,828,000	2,569
Premises and equipment expense	$1,054,000	1,846
Additional noninterest expense	$1,472,000	3,283
Pre-tax net operating income	$2,795,000	1,402
Securities gains (losses)	$0	3,651
Applicable income taxes	$0	4,726
Income before extraordinary items	$2,795,000	1,209
Extraordinary gains, net	$0	23
Net income	$2,795,000	1,213
Minority interest net income	$0	110
Net income of bank and minority interests.	$2,795,000	1,213
Net charge-offs	$314,000	3,669
Cash dividends	$1,030,000	1,019
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$2,795,000	1,157
2010-06-30 (YTD Data)		Rank
Total interest income	$5,504,000	2,804
Total interest expense	$515,000	5,412
Net interest income	$4,989,000	2,224
Provision for loan and lease losses	$286,000	3,718
Total noninterest income	$671,000	2,657
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$570,000	1,379
Trading account gains and fees	$0	152
Additional Noninterest Income	$101,000	4,633
Total noninterest expense	$3,489,000	2,738
Salaries and employee benefits	$1,881,000	2,573
Premises and equipment expense	$660,000	1,971
Additional noninterest expense	$948,000	3,347
Pre-tax net operating income	$1,885,000	1,374
Securities gains (losses)	$0	3,184
Applicable income taxes	$0	4,691
Income before extraordinary items	$1,885,000	1,180
Extraordinary gains, net	$0	19
Net income	$1,885,000	1,181
Minority interest net income	$0	105
Net income of bank and minority interests.	$1,885,000	1,181
Net charge-offs	$260,000	3,224
Cash dividends	$930,000	780
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$1,885,000	1,132
2010-03-31 (YTD Data)		Rank
Total interest income	$2,732,000	2,877
Total interest expense	$273,000	5,409
Net interest income	$2,459,000	2,284
Provision for loan and lease losses	$150,000	3,336
Total noninterest income	$326,000	2,709
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$282,000	1,389
Trading account gains and fees	$0	175
Additional Noninterest Income	$44,000	4,900
Total noninterest expense	$1,719,000	2,808
Salaries and employee benefits	$951,000	2,589
Premises and equipment expense	$348,000	1,935
Additional noninterest expense	$420,000	3,688
Pre-tax net operating income	$916,000	1,424
Securities gains (losses)	$0	2,284
Applicable income taxes	$0	4,611
Income before extraordinary items	$916,000	1,192
Extraordinary gains, net	$0	16
Net income	$916,000	1,194
Minority interest net income	$0	91
Net income of bank and minority interests.	$916,000	1,194
Net charge-offs	$105,000	3,047
Cash dividends	$830,000	414
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$916,000	1,166
2009-12-31 (YTD Data)		Rank
Total interest income	$11,782,000	2,802
Total interest expense	$1,432,000	5,264
Net interest income	$10,350,000	2,121
Provision for loan and lease losses	$825,000	3,797
Total noninterest income	$1,316,000	2,795
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$1,127,000	1,506
Trading account gains and fees	$0	211
Additional Noninterest Income	$189,000	4,724
Total noninterest expense	$6,641,000	2,928
Salaries and employee benefits	$3,340,000	2,918
Premises and equipment expense	$1,517,000	1,783
Additional noninterest expense	$1,784,000	3,626
Pre-tax net operating income	$4,200,000	992
Securities gains (losses)	$0	3,754
Applicable income taxes	$0	4,388
Income before extraordinary items	$4,200,000	823
Extraordinary gains, net	$0	34
Net income	$4,200,000	821
Minority interest net income	$0	115
Net income of bank and minority interests.	$4,200,000	823
Net charge-offs	$387,000	4,145
Cash dividends	$2,418,000	749
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$4,200,000	808
2009-09-30 (YTD Data)		Rank
Total interest income	$8,904,000	2,822
Total interest expense	$1,161,000	5,237
Net interest income	$7,743,000	2,118
Provision for loan and lease losses	$580,000	3,575
Total noninterest income	$977,000	2,864
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$831,000	1,536
Trading account gains and fees	$0	212
Additional Noninterest Income	$146,000	4,828
Total noninterest expense	$4,832,000	3,008
Salaries and employee benefits	$2,573,000	2,861
Premises and equipment expense	$995,000	2,031
Additional noninterest expense	$1,264,000	3,737
Pre-tax net operating income	$3,308,000	995
Securities gains (losses)	$0	3,497
Applicable income taxes	$0	4,592
Income before extraordinary items	$3,308,000	821
Extraordinary gains, net	$0	27
Net income	$3,308,000	821
Minority interest net income	$0	118
Net income of bank and minority interests.	$3,308,000	822
Net charge-offs	$264,000	3,894
Cash dividends	$1,988,000	652
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$3,308,000	812
2009-06-30 (YTD Data)		Rank
Total interest income	$5,938,000	2,861
Total interest expense	$831,000	5,186
Net interest income	$5,107,000	2,138
Provision for loan and lease losses	$370,000	3,400
Total noninterest income	$759,000	2,613
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$545,000	1,533
Trading account gains and fees	$0	193
Additional Noninterest Income	$214,000	3,551
Total noninterest expense	$3,185,000	3,060
Salaries and employee benefits	$1,700,000	2,922
Premises and equipment expense	$683,000	2,015
Additional noninterest expense	$802,000	3,859
Pre-tax net operating income	$2,311,000	989
Securities gains (losses)	$0	3,136
Applicable income taxes	$0	4,657
Income before extraordinary items	$2,311,000	807
Extraordinary gains, net	$0	21
Net income	$2,311,000	805
Minority interest net income	$0	112
Net income of bank and minority interests.	$2,311,000	807
Net charge-offs	$91,000	4,347
Cash dividends	$1,738,000	514
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$2,311,000	779
2009-03-31 (YTD Data)		Rank
Total interest income	$3,059,000	2,805
Total interest expense	$465,000	5,024
Net interest income	$2,594,000	2,110
Provision for loan and lease losses	$180,000	2,990
Total noninterest income	$384,000	2,573
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$279,000	1,473
Trading account gains and fees	$0	171
Additional Noninterest Income	$105,000	3,590
Total noninterest expense	$1,575,000	3,010
Salaries and employee benefits	$859,000	2,921
Premises and equipment expense	$335,000	2,079
Additional noninterest expense	$381,000	3,727
Pre-tax net operating income	$1,223,000	1,043
Securities gains (losses)	$0	2,434
Applicable income taxes	$0	4,835
Income before extraordinary items	$1,223,000	867
Extraordinary gains, net	$0	15
Net income	$1,223,000	867
Minority interest net income	$0	102
Net income of bank and minority interests.	$1,223,000	869
Net charge-offs	$72,000	3,207
Cash dividends	$1,226,000	357
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$1,223,000	797
2008-12-31 (YTD Data)		Rank
Total interest income	$12,904,000	2,846
Total interest expense	$2,602,000	4,635
Net interest income	$10,302,000	2,159
Provision for loan and lease losses	$505,000	3,787
Total noninterest income	$1,471,000	2,671
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$1,133,000	1,578
Trading account gains and fees	$0	154
Additional Noninterest Income	$338,000	3,891
Total noninterest expense	$6,679,000	2,793
Salaries and employee benefits	$3,490,000	2,834
Premises and equipment expense	$1,623,000	1,699
Additional noninterest expense	$1,566,000	3,509
Pre-tax net operating income	$4,589,000	1,187
Securities gains (losses)	$0	3,220
Applicable income taxes	$0	4,979
Income before extraordinary items	$4,589,000	890
Extraordinary gains, net	$0	39
Net income	$4,589,000	890
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$389,000	3,164
Cash dividends	$2,425,000	1,131
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$4,589,000	960
2008-09-30 (YTD Data)		Rank
Total interest income	$9,763,000	2,871
Total interest expense	$2,078,000	4,588
Net interest income	$7,685,000	2,184
Provision for loan and lease losses	$325,000	3,416
Total noninterest income	$1,095,000	2,738
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$842,000	1,593
Trading account gains and fees	$0	148
Additional Noninterest Income	$253,000	4,002
Total noninterest expense	$4,820,000	2,853
Salaries and employee benefits	$2,591,000	2,877
Premises and equipment expense	$1,071,000	1,902
Additional noninterest expense	$1,158,000	3,479
Pre-tax net operating income	$3,635,000	1,355
Securities gains (losses)	$0	3,106
Applicable income taxes	$0	5,372
Income before extraordinary items	$3,635,000	1,008
Extraordinary gains, net	$0	31
Net income	$3,635,000	1,007
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$189,000	3,125
Cash dividends	$1,931,000	1,068
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$3,635,000	1,070
2008-06-30 (YTD Data)		Rank
Total interest income	$6,505,000	2,922
Total interest expense	$1,452,000	4,596
Net interest income	$5,053,000	2,200
Provision for loan and lease losses	$185,000	3,276
Total noninterest income	$726,000	2,775
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$548,000	1,619
Trading account gains and fees	$0	149
Additional Noninterest Income	$178,000	3,996
Total noninterest expense	$3,133,000	2,946
Salaries and employee benefits	$1,687,000	2,977
Premises and equipment expense	$684,000	1,983
Additional noninterest expense	$762,000	3,478
Pre-tax net operating income	$2,461,000	1,403
Securities gains (losses)	$0	3,233
Applicable income taxes	$0	5,627
Income before extraordinary items	$2,461,000	1,114
Extraordinary gains, net	$0	21
Net income	$2,461,000	1,114
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$95,000	3,095
Cash dividends	$1,556,000	965
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$2,461,000	1,099
2008-03-31 (YTD Data)		Rank
Total interest income	$3,266,000	2,982
Total interest expense	$794,000	4,529
Net interest income	$2,472,000	2,237
Provision for loan and lease losses	$72,000	3,280
Total noninterest income	$356,000	2,808
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$266,000	1,627
Trading account gains and fees	$0	158
Additional Noninterest Income	$90,000	3,968
Total noninterest expense	$1,555,000	2,946
Salaries and employee benefits	$847,000	3,004
Premises and equipment expense	$332,000	2,044
Additional noninterest expense	$376,000	3,467
Pre-tax net operating income	$1,201,000	1,527
Securities gains (losses)	$0	2,688
Applicable income taxes	$0	5,622
Income before extraordinary items	$1,201,000	1,252
Extraordinary gains, net	$0	15
Net income	$1,201,000	1,255
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$17,000	3,454
Cash dividends	$931,000	814
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$1,201,000	1,215
2007-12-31 (YTD Data)		Rank
Total interest income	$12,871,000	3,100
Total interest expense	$4,068,000	3,973
Net interest income	$8,803,000	2,506
Provision for loan and lease losses	$150,000	4,308
Total noninterest income	$1,540,000	2,663
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$1,095,000	1,637
Trading account gains and fees	$0	178
Additional Noninterest Income	$445,000	3,534
Total noninterest expense	$6,029,000	2,954
Salaries and employee benefits	$3,187,000	3,077
Premises and equipment expense	$1,405,000	1,864
Additional noninterest expense	$1,437,000	3,549
Pre-tax net operating income	$4,164,000	1,914
Securities gains (losses)	$0	2,146
Applicable income taxes	$0	6,070
Income before extraordinary items	$4,164,000	1,525
Extraordinary gains, net	$0	39
Net income	$4,164,000	1,525
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$253,000	2,528
Cash dividends	$1,910,000	1,665
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$4,164,000	1,515
2007-09-30 (YTD Data)		Rank
Total interest income	$9,550,000	3,128
Total interest expense	$3,008,000	4,016
Net interest income	$6,542,000	2,541
Provision for loan and lease losses	$96,000	4,170
Total noninterest income	$1,113,000	2,715
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$811,000	1,631
Trading account gains and fees	$0	184
Additional Noninterest Income	$302,000	3,729
Total noninterest expense	$4,299,000	3,058
Salaries and employee benefits	$2,255,000	3,206
Premises and equipment expense	$1,026,000	1,901
Additional noninterest expense	$1,018,000	3,650
Pre-tax net operating income	$3,260,000	1,961
Securities gains (losses)	$0	1,655
Applicable income taxes	$2,000	6,041
Income before extraordinary items	$3,258,000	1,555
Extraordinary gains, net	$0	33
Net income	$3,258,000	1,554
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$137,000	2,432
Cash dividends	$1,810,000	1,315
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$3,258,000	1,545
2007-06-30 (YTD Data)		Rank
Total interest income	$6,307,000	3,155
Total interest expense	$1,971,000	4,060
Net interest income	$4,336,000	2,576
Provision for loan and lease losses	$50,000	4,348
Total noninterest income	$744,000	2,709
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$551,000	1,596
Trading account gains and fees	$0	168
Additional Noninterest Income	$193,000	3,850
Total noninterest expense	$2,780,000	3,159
Salaries and employee benefits	$1,482,000	3,281
Premises and equipment expense	$643,000	2,016
Additional noninterest expense	$655,000	3,750
Pre-tax net operating income	$2,250,000	1,963
Securities gains (losses)	$0	1,444
Applicable income taxes	$2,000	6,068
Income before extraordinary items	$2,248,000	1,562
Extraordinary gains, net	$0	29
Net income	$2,248,000	1,562
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$115,000	1,913
Cash dividends	$1,410,000	1,175
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$2,248,000	1,544
2007-03-31 (YTD Data)		Rank
Total interest income	$3,094,000	3,203
Total interest expense	$956,000	4,121
Net interest income	$2,138,000	2,608
Provision for loan and lease losses	$20,000	4,351
Total noninterest income	$362,000	2,751
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$254,000	1,696
Trading account gains and fees	$0	195
Additional Noninterest Income	$108,000	3,619
Total noninterest expense	$1,423,000	3,116
Salaries and employee benefits	$750,000	3,268
Premises and equipment expense	$304,000	2,145
Additional noninterest expense	$369,000	3,384
Pre-tax net operating income	$1,057,000	2,071
Securities gains (losses)	$0	1,187
Applicable income taxes	$3,000	5,852
Income before extraordinary items	$1,054,000	1,636
Extraordinary gains, net	$0	22
Net income	$1,054,000	1,636
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-8,000	7,735
Cash dividends	$895,000	902
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$1,054,000	1,623
2006-12-31 (YTD Data)		Rank
Total interest income	$11,746,000	3,155
Total interest expense	$2,827,000	4,474
Net interest income	$8,919,000	2,530
Provision for loan and lease losses	$71,000	5,163
Total noninterest income	$1,524,000	2,675
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$1,067,000	1,655
Trading account gains and fees	$0	130
Additional Noninterest Income	$457,000	3,492
Total noninterest expense	$5,413,000	3,132
Salaries and employee benefits	$2,697,000	3,417
Premises and equipment expense	$1,203,000	2,073
Additional noninterest expense	$1,513,000	3,272
Pre-tax net operating income	$4,959,000	1,894
Securities gains (losses)	$0	1,687
Applicable income taxes	$20,000	5,921
Income before extraordinary items	$4,939,000	1,479
Extraordinary gains, net	$0	51
Net income	$4,939,000	1,480
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$12,000	5,438
Cash dividends	$1,989,000	1,572
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$4,939,000	1,462
2006-09-30 (YTD Data)		Rank
Total interest income	$8,669,000	3,175
Total interest expense	$1,916,000	4,680
Net interest income	$6,753,000	2,541
Provision for loan and lease losses	$71,000	4,647
Total noninterest income	$1,111,000	2,732
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$805,000	1,648
Trading account gains and fees	$0	126
Additional Noninterest Income	$306,000	3,704
Total noninterest expense	$4,055,000	3,130
Salaries and employee benefits	$1,954,000	3,509
Premises and equipment expense	$917,000	2,057
Additional noninterest expense	$1,184,000	3,174
Pre-tax net operating income	$3,738,000	1,946
Securities gains (losses)	$0	1,388
Applicable income taxes	$15,000	6,081
Income before extraordinary items	$3,723,000	1,506
Extraordinary gains, net	$0	45
Net income	$3,723,000	1,507
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-9,000	7,785
Cash dividends	$1,939,000	1,190
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$3,723,000	1,489
2006-06-30 (YTD Data)		Rank
Total interest income	$5,664,000	3,188
Total interest expense	$1,138,000	4,889
Net interest income	$4,526,000	2,524
Provision for loan and lease losses	$61,000	4,049
Total noninterest income	$749,000	2,713
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$523,000	1,678
Trading account gains and fees	$0	126
Additional Noninterest Income	$226,000	3,504
Total noninterest expense	$2,609,000	3,237
Salaries and employee benefits	$1,289,000	3,551
Premises and equipment expense	$587,000	2,125
Additional noninterest expense	$733,000	3,348
Pre-tax net operating income	$2,605,000	1,889
Securities gains (losses)	$0	1,185
Applicable income taxes	$11,000	6,097
Income before extraordinary items	$2,594,000	1,440
Extraordinary gains, net	$0	39
Net income	$2,594,000	1,441
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-10,000	7,784
Cash dividends	$1,438,000	1,080
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$2,594,000	1,429
2006-03-31 (YTD Data)		Rank
Total interest income	$2,732,000	3,220
Total interest expense	$525,000	4,974
Net interest income	$2,207,000	2,562
Provision for loan and lease losses	$31,000	3,804
Total noninterest income	$347,000	2,806
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$241,000	1,748
Trading account gains and fees	$0	115
Additional Noninterest Income	$106,000	3,612
Total noninterest expense	$1,315,000	3,230
Salaries and employee benefits	$658,000	3,507
Premises and equipment expense	$317,000	1,995
Additional noninterest expense	$340,000	3,523
Pre-tax net operating income	$1,208,000	1,961
Securities gains (losses)	$0	955
Applicable income taxes	$3,000	6,254
Income before extraordinary items	$1,205,000	1,506
Extraordinary gains, net	$0	21
Net income	$1,205,000	1,505
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$43,000	1,610
Cash dividends	$760,000	942
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$1,205,000	1,488
2005-12-31 (YTD Data)		Rank
Total interest income	$9,619,000	3,249
Total interest expense	$1,278,000	5,665
Net interest income	$8,341,000	2,602
Provision for loan and lease losses	$177,000	3,838
Total noninterest income	$1,717,000	2,460
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$886,000	1,937
Trading account gains and fees	$0	138
Additional Noninterest Income	$831,000	2,478
Total noninterest expense	$4,969,000	3,256
Salaries and employee benefits	$2,422,000	3,579
Premises and equipment expense	$1,211,000	1,980
Additional noninterest expense	$1,336,000	3,538
Pre-tax net operating income	$4,912,000	1,896
Securities gains (losses)	$5,000	1,712
Applicable income taxes	$24,000	6,255
Income before extraordinary items	$4,893,000	1,441
Extraordinary gains, net	$0	46
Net income	$4,893,000	1,441
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$165,000	2,574
Cash dividends	$1,918,000	1,525
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$4,888,000	1,425
2005-09-30 (YTD Data)		Rank
Total interest income	$6,979,000	3,285
Total interest expense	$825,000	5,934
Net interest income	$6,154,000	2,618
Provision for loan and lease losses	$146,000	3,540
Total noninterest income	$1,219,000	2,552
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$610,000	2,076
Trading account gains and fees	$0	126
Additional Noninterest Income	$609,000	2,533
Total noninterest expense	$3,554,000	3,358
Salaries and employee benefits	$1,708,000	3,733
Premises and equipment expense	$864,000	2,061
Additional noninterest expense	$982,000	3,553
Pre-tax net operating income	$3,673,000	1,907
Securities gains (losses)	$5,000	1,712
Applicable income taxes	$7,000	6,626
Income before extraordinary items	$3,671,000	1,454
Extraordinary gains, net	$0	35
Net income	$3,671,000	1,455
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$90,000	2,701
Cash dividends	$1,793,000	1,172
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$3,666,000	1,430
2005-06-30 (YTD Data)		Rank
Total interest income	$4,499,000	3,310
Total interest expense	$468,000	6,202
Net interest income	$4,031,000	2,631
Provision for loan and lease losses	$116,000	3,158
Total noninterest income	$876,000	2,397
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$379,000	2,166
Trading account gains and fees	$0	116
Additional Noninterest Income	$497,000	2,190
Total noninterest expense	$2,266,000	3,452
Salaries and employee benefits	$1,110,000	3,789
Premises and equipment expense	$537,000	2,210
Additional noninterest expense	$619,000	3,703
Pre-tax net operating income	$2,525,000	1,823
Securities gains (losses)	$5,000	1,582
Applicable income taxes	$5,000	6,626
Income before extraordinary items	$2,525,000	1,381
Extraordinary gains, net	$0	30
Net income	$2,525,000	1,381
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$58,000	2,544
Cash dividends	$1,465,000	956
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$2,520,000	1,366
2005-03-31 (YTD Data)		Rank
Total interest income	$2,149,000	3,394
Total interest expense	$189,000	6,688
Net interest income	$1,960,000	2,697
Provision for loan and lease losses	$75,000	2,455
Total noninterest income	$326,000	2,858
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$184,000	2,165
Trading account gains and fees	$0	115
Additional Noninterest Income	$142,000	3,079
Total noninterest expense	$1,068,000	3,652
Salaries and employee benefits	$511,000	4,025
Premises and equipment expense	$257,000	2,299
Additional noninterest expense	$300,000	3,802
Pre-tax net operating income	$1,143,000	1,949
Securities gains (losses)	$0	1,685
Applicable income taxes	$3,000	6,538
Income before extraordinary items	$1,140,000	1,490
Extraordinary gains, net	$0	24
Net income	$1,140,000	1,491
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$22,000	2,501
Cash dividends	$609,000	1,018
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$1,140,000	1,462
2004-12-31 (YTD Data)		Rank
Total interest income	$8,693,000	3,192
Total interest expense	$965,000	5,774
Net interest income	$7,728,000	2,609
Provision for loan and lease losses	$330,000	2,726
Total noninterest income	$1,433,000	2,765
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$893,000	1,944
Trading account gains and fees	$0	138
Additional Noninterest Income	$540,000	3,172
Total noninterest expense	$4,633,000	3,335
Salaries and employee benefits	$2,182,000	3,718
Premises and equipment expense	$1,262,000	1,818
Additional noninterest expense	$1,189,000	3,773
Pre-tax net operating income	$4,198,000	1,975
Securities gains (losses)	$0	3,819
Applicable income taxes	$10,000	6,757
Income before extraordinary items	$4,188,000	1,540
Extraordinary gains, net	$0	34
Net income	$4,188,000	1,541
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$100,000	3,625
Cash dividends	$1,527,000	1,696
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$4,188,000	1,490
2004-09-30 (YTD Data)		Rank
Total interest income	$6,413,000	3,220
Total interest expense	$699,000	5,831
Net interest income	$5,714,000	2,623
Provision for loan and lease losses	$270,000	2,429
Total noninterest income	$984,000	2,968
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$687,000	1,923
Trading account gains and fees	$0	134
Additional Noninterest Income	$297,000	3,742
Total noninterest expense	$3,376,000	3,383
Salaries and employee benefits	$1,583,000	3,794
Premises and equipment expense	$899,000	1,911
Additional noninterest expense	$894,000	3,744
Pre-tax net operating income	$3,052,000	2,050
Securities gains (losses)	$0	3,710
Applicable income taxes	$7,000	6,881
Income before extraordinary items	$3,045,000	1,594
Extraordinary gains, net	$0	26
Net income	$3,045,000	1,595
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$130,000	2,462
Cash dividends	$1,267,000	1,442
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$3,045,000	1,546
2004-06-30 (YTD Data)		Rank
Total interest income	$4,216,000	3,239
Total interest expense	$464,000	5,871
Net interest income	$3,752,000	2,639
Provision for loan and lease losses	$180,000	2,366
Total noninterest income	$645,000	3,011
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$455,000	1,910
Trading account gains and fees	$0	130
Additional Noninterest Income	$190,000	3,837
Total noninterest expense	$2,208,000	3,460
Salaries and employee benefits	$1,048,000	3,838
Premises and equipment expense	$561,000	2,048
Additional noninterest expense	$599,000	3,749
Pre-tax net operating income	$2,009,000	2,036
Securities gains (losses)	$0	3,413
Applicable income taxes	$4,000	6,937
Income before extraordinary items	$2,005,000	1,601
Extraordinary gains, net	$0	21
Net income	$2,005,000	1,602
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$86,000	2,335
Cash dividends	$999,000	1,304
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$2,005,000	1,540
2004-03-31 (YTD Data)		Rank
Total interest income	$2,113,000	3,237
Total interest expense	$243,000	5,793
Net interest income	$1,870,000	2,647
Provision for loan and lease losses	$90,000	2,254
Total noninterest income	$316,000	2,998
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$227,000	1,856
Trading account gains and fees	$0	121
Additional Noninterest Income	$89,000	3,959
Total noninterest expense	$1,109,000	3,467
Salaries and employee benefits	$540,000	3,775
Premises and equipment expense	$265,000	2,173
Additional noninterest expense	$304,000	3,713
Pre-tax net operating income	$987,000	2,022
Securities gains (losses)	$0	2,934
Applicable income taxes	$2,000	6,854
Income before extraordinary items	$985,000	1,619
Extraordinary gains, net	$0	16
Net income	$985,000	1,619
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-3,000	7,582
Cash dividends	$302,000	1,698
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$985,000	1,529
2003-12-31 (YTD Data)		Rank
Total interest income	$8,514,000	3,255
Total interest expense	$1,359,000	5,192
Net interest income	$7,155,000	2,696
Provision for loan and lease losses	$290,000	3,263
Total noninterest income	$1,328,000	3,091
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$912,000	1,894
Trading account gains and fees	$0	160
Additional Noninterest Income	$416,000	3,906
Total noninterest expense	$4,680,000	3,235
Salaries and employee benefits	$2,348,000	3,440
Premises and equipment expense	$1,187,000	1,926
Additional noninterest expense	$1,145,000	3,870
Pre-tax net operating income	$3,513,000	2,208
Securities gains (losses)	$0	4,500
Applicable income taxes	$16,000	6,881
Income before extraordinary items	$3,497,000	1,778
Extraordinary gains, net	$0	54
Net income	$3,497,000	1,781
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$82,000	4,380
Cash dividends	$1,525,000	1,696
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$3,497,000	1,693
2003-09-30 (YTD Data)		Rank
Total interest income	$6,350,000	3,317
Total interest expense	$955,000	5,520
Net interest income	$5,395,000	2,693
Provision for loan and lease losses	$250,000	2,846
Total noninterest income	$915,000	3,326
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$678,000	1,908
Trading account gains and fees	$0	153
Additional Noninterest Income	$237,000	4,478
Total noninterest expense	$3,366,000	3,345
Salaries and employee benefits	$1,623,000	3,661
Premises and equipment expense	$910,000	1,880
Additional noninterest expense	$833,000	3,957
Pre-tax net operating income	$2,694,000	2,231
Securities gains (losses)	$0	4,204
Applicable income taxes	$56,000	6,125
Income before extraordinary items	$2,638,000	1,835
Extraordinary gains, net	$0	40
Net income	$2,638,000	1,835
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$68,000	3,803
Cash dividends	$995,000	1,769
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$2,638,000	1,730
2003-06-30 (YTD Data)		Rank
Total interest income	$4,205,000	3,361
Total interest expense	$669,000	5,484
Net interest income	$3,536,000	2,746
Provision for loan and lease losses	$180,000	2,675
Total noninterest income	$609,000	3,308
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$449,000	1,885
Trading account gains and fees	$0	150
Additional Noninterest Income	$160,000	4,459
Total noninterest expense	$2,186,000	3,423
Salaries and employee benefits	$1,066,000	3,713
Premises and equipment expense	$570,000	2,009
Additional noninterest expense	$550,000	3,956
Pre-tax net operating income	$1,779,000	2,264
Securities gains (losses)	$0	3,782
Applicable income taxes	$37,000	6,172
Income before extraordinary items	$1,742,000	1,848
Extraordinary gains, net	$0	30
Net income	$1,742,000	1,847
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$44,000	3,597
Cash dividends	$779,000	1,592
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$1,742,000	1,727
2003-03-31 (YTD Data)		Rank
Total interest income	$2,063,000	3,435
Total interest expense	$338,000	5,552
Net interest income	$1,725,000	2,803
Provision for loan and lease losses	$90,000	2,494
Total noninterest income	$317,000	3,125
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$227,000	1,806
Trading account gains and fees	$0	134
Additional Noninterest Income	$90,000	4,120
Total noninterest expense	$1,049,000	3,524
Salaries and employee benefits	$529,000	3,733
Premises and equipment expense	$242,000	2,310
Additional noninterest expense	$278,000	3,881
Pre-tax net operating income	$903,000	2,235
Securities gains (losses)	$0	2,891
Applicable income taxes	$18,000	6,161
Income before extraordinary items	$885,000	1,790
Extraordinary gains, net	$0	21
Net income	$885,000	1,789
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$28,000	2,840
Cash dividends	$368,000	1,547
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$885,000	1,674
2002-12-31 (YTD Data)		Rank
Total interest income	$8,361,000	3,513
Total interest expense	$1,877,000	5,020
Net interest income	$6,484,000	2,940
Provision for loan and lease losses	$236,000	4,022
Total noninterest income	$1,254,000	2,983
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$903,000	1,784
Trading account gains and fees	$0	153
Additional Noninterest Income	$351,000	3,941
Total noninterest expense	$4,524,000	3,209
Salaries and employee benefits	$2,258,000	3,386
Premises and equipment expense	$1,234,000	1,797
Additional noninterest expense	$1,032,000	4,071
Pre-tax net operating income	$2,978,000	2,518
Securities gains (losses)	$36,000	2,681
Applicable income taxes	$872,000	2,441
Income before extraordinary items	$2,142,000	2,661
Extraordinary gains, net	$0	70
Net income	$2,142,000	2,660
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$43,000	5,476
Cash dividends	$100,000	5,540
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$2,116,440	2,590
2001-12-31 (YTD Data)		Rank
Total interest income	$7,683,000	4,156
Total interest expense	$2,808,000	4,979
Net interest income	$4,875,000	3,503
Provision for loan and lease losses	$120,000	5,188
Total noninterest income	$981,000	3,381
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$715,000	2,104
Trading account gains and fees	$0	177
Additional Noninterest Income	$266,000	4,368
Total noninterest expense	$4,039,000	3,397
Salaries and employee benefits	$1,971,000	3,634
Premises and equipment expense	$1,077,000	1,984
Additional noninterest expense	$991,000	4,095
Pre-tax net operating income	$1,697,000	3,556
Securities gains (losses)	$0	4,612
Applicable income taxes	$438,000	3,559
Income before extraordinary items	$1,259,000	3,671
Extraordinary gains, net	$0	105
Net income	$1,259,000	3,673
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$161,000	3,270
Cash dividends	$400,000	3,838
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$1,259,000	3,569
2000-12-31 (YTD Data)		Rank
Total interest income	$6,780,000	4,704
Total interest expense	$2,527,000	5,525
Net interest income	$4,253,000	3,973
Provision for loan and lease losses	$46,000	6,690
Total noninterest income	$880,000	3,446
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$694,000	1,992
Trading account gains and fees	NA	NA
Additional Noninterest Income	$186,000	4,959
Total noninterest expense	$3,574,000	3,637
Salaries and employee benefits	$1,743,000	3,872
Premises and equipment expense	$950,000	2,174
Additional noninterest expense	$881,000	4,418
Pre-tax net operating income	$1,513,000	4,052
Securities gains (losses)	$0	1,956
Applicable income taxes	$281,000	4,716
Income before extraordinary items	$1,232,000	3,791
Extraordinary gains, net	$0	38
Net income	$1,232,000	3,792
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$41,000	5,073
Cash dividends	$220,000	4,975
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$1,232,000	3,773
1999-12-31 (YTD Data)		Rank
Total interest income	$5,995,000	4,953
Total interest expense	$2,208,000	5,638
Net interest income	$3,787,000	4,369
Provision for loan and lease losses	$120,000	4,720
Total noninterest income	$700,000	3,997
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$593,000	2,258
Trading account gains and fees	NA	NA
Additional Noninterest Income	$107,000	6,470
Total noninterest expense	$3,253,000	3,932
Salaries and employee benefits	$1,589,000	4,147
Premises and equipment expense	$847,000	2,376
Additional noninterest expense	$817,000	4,711
Pre-tax net operating income	$1,114,000	4,993
Securities gains (losses)	$0	3,155
Applicable income taxes	$284,000	4,933
Income before extraordinary items	$830,000	4,986
Extraordinary gains, net	$0	35
Net income	$830,000	4,986
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$13,000	6,573
Cash dividends	$290,000	4,629
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$830,000	4,947
1998-12-31 (YTD Data)		Rank
Total interest income	$5,758,000	5,157
Total interest expense	$2,100,000	6,013
Net interest income	$3,658,000	4,424
Provision for loan and lease losses	$120,000	4,610
Total noninterest income	$786,000	3,672
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$607,000	2,113
Trading account gains and fees	NA	NA
Additional Noninterest Income	$179,000	5,250
Total noninterest expense	$3,014,000	4,101
Salaries and employee benefits	$1,503,000	4,230
Premises and equipment expense	$731,000	2,674
Additional noninterest expense	$780,000	4,771
Pre-tax net operating income	$1,310,000	4,585
Securities gains (losses)	$0	4,449
Applicable income taxes	$380,000	4,558
Income before extraordinary items	$930,000	4,727
Extraordinary gains, net	$0	32
Net income	$930,000	4,727
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$107,000	3,530
Cash dividends	$275,000	4,786
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$930,000	4,638
1997-12-31 (YTD Data)		Rank
Total interest income	$5,052,000	5,764
Total interest expense	$1,665,000	6,971
Net interest income	$3,387,000	4,846
Provision for loan and lease losses	$120,000	4,629
Total noninterest income	$906,000	3,294
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$757,000	1,717
Trading account gains and fees	NA	NA
Additional Noninterest Income	$149,000	5,702
Total noninterest expense	$2,927,000	4,180
Salaries and employee benefits	$1,502,000	4,249
Premises and equipment expense	$668,000	2,861
Additional noninterest expense	$757,000	4,939
Pre-tax net operating income	$1,246,000	5,113
Securities gains (losses)	$0	3,944
Applicable income taxes	$421,000	4,729
Income before extraordinary items	$825,000	5,358
Extraordinary gains, net	$0	44
Net income	$825,000	5,361
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$191,000	2,620
Cash dividends	$188,000	5,544
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$825,000	5,303
1996-12-31 (YTD Data)		Rank
Total interest income	$4,866,000	6,060
Total interest expense	$1,503,000	7,568
Net interest income	$3,363,000	4,994
Provision for loan and lease losses	$460,000	1,847
Total noninterest income	$695,000	4,138
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$576,000	2,361
Trading account gains and fees	NA	NA
Additional Noninterest Income	$119,000	6,619
Total noninterest expense	$2,637,000	4,808
Salaries and employee benefits	$1,263,000	4,972
Premises and equipment expense	$606,000	3,183
Additional noninterest expense	$768,000	5,363
Pre-tax net operating income	$961,000	5,875
Securities gains (losses)	$92,000	997
Applicable income taxes	$279,000	6,074
Income before extraordinary items	$774,000	5,418
Extraordinary gains, net	$0	53
Net income	$774,000	5,419
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$362,000	1,811
Cash dividends	$280,000	4,699
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$705,920	5,682
1995-12-31 (YTD Data)		Rank
Total interest income	$4,629,000	6,318
Total interest expense	$1,517,000	7,653
Net interest income	$3,112,000	5,344
Provision for loan and lease losses	$60,000	5,704
Total noninterest income	$662,000	4,267
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$536,000	2,505
Trading account gains and fees	NA	NA
Additional Noninterest Income	$126,000	6,498
Total noninterest expense	$2,707,000	4,671
Salaries and employee benefits	$1,227,000	5,110
Premises and equipment expense	$558,000	3,420
Additional noninterest expense	$922,000	4,668
Pre-tax net operating income	$1,007,000	5,973
Securities gains (losses)	$0	3,831
Applicable income taxes	$382,000	5,108
Income before extraordinary items	$625,000	6,458
Extraordinary gains, net	$0	65
Net income	$625,000	6,456
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$29,000	6,055
Cash dividends	$206,000	5,398
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$625,000	6,448
1994-12-31 (YTD Data)		Rank
Total interest income	$3,715,000	7,049
Total interest expense	$1,080,000	8,354
Net interest income	$2,635,000	6,206
Provision for loan and lease losses	$120,000	4,039
Total noninterest income	$590,000	4,714
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$435,000	3,133
Trading account gains and fees	NA	NA
Additional Noninterest Income	$155,000	6,118
Total noninterest expense	$2,216,000	5,700
Salaries and employee benefits	$954,000	6,341
Premises and equipment expense	$556,000	3,482
Additional noninterest expense	$706,000	6,272
Pre-tax net operating income	$889,000	6,453
Securities gains (losses)	$0	3,600
Applicable income taxes	$336,000	5,437
Income before extraordinary items	$553,000	6,879
Extraordinary gains, net	$0	249
Net income	$553,000	6,892
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-7,000	10,614
Cash dividends	$175,000	5,766
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$553,000	6,934
1993-12-31 (YTD Data)		Rank
Total interest income	$2,811,000	8,643
Total interest expense	$876,000	9,654
Net interest income	$1,935,000	7,878
Provision for loan and lease losses	$65,000	6,791
Total noninterest income	$362,000	6,877
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$303,000	4,381
Trading account gains and fees	NA	NA
Additional Noninterest Income	$59,000	9,584
Total noninterest expense	$1,663,000	7,315
Salaries and employee benefits	$654,000	8,358
Premises and equipment expense	$334,000	5,406
Additional noninterest expense	$675,000	6,747
Pre-tax net operating income	$569,000	8,174
Securities gains (losses)	$0	7,477
Applicable income taxes	$-91,000	12,944
Income before extraordinary items	$660,000	6,353
Extraordinary gains, net	$0	3,149
Net income	$660,000	6,521
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$28,000	7,153
Cash dividends	$23,000	8,627
Sale, conversion, retirement of capital stock, net	$794,000	517
Net operating income	$660,000	6,119
1992-12-31 (YTD Data)		Rank
Total interest income	$2,557,000	9,803
Total interest expense	$1,053,000	10,166
Net interest income	$1,504,000	9,259
Provision for loan and lease losses	$120,000	6,707
Total noninterest income	$339,000	7,232
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$292,000	4,546
Trading account gains and fees	NA	NA
Additional Noninterest Income	$47,000	10,600
Total noninterest expense	$1,275,000	8,740
Salaries and employee benefits	$552,000	9,256
Premises and equipment expense	$257,000	6,653
Additional noninterest expense	$466,000	8,795
Pre-tax net operating income	$448,000	8,825
Securities gains (losses)	$0	8,369
Applicable income taxes	$164,000	8,298
Income before extraordinary items	$284,000	9,497
Extraordinary gains, net	$0	1,422
Net income	$284,000	9,632
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$24,000	8,849
Cash dividends	$0	8,912
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$284,000	9,122

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.