Home > Draper Bank and Trust > Income and Expense
Draper Bank and Trust, Income and Expense
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $22,622,000 | 1,528 |
| Total interest expense | $5,468,000 | 3,056 |
| Net interest income | $17,154,000 | 1,023 |
| Provision for loan and lease losses | $464,000 | 2,009 |
| Total noninterest income | $5,970,000 | 817 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $4,654,000 | 314 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,316,000 | 1,541 |
| Total noninterest expense | $13,478,000 | 1,038 |
| Salaries and employee benefits | $7,840,000 | 887 |
| Premises and equipment expense | $2,212,000 | 905 |
| Additional noninterest expense | $3,426,000 | 1,329 |
| Pre-tax net operating income | $9,182,000 | 835 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $3,256,000 | 775 |
| Income before extraordinary items | $5,926,000 | 892 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $5,926,000 | 892 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $388,000 | 1,507 |
| Cash dividends | $4,182,000 | 730 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $5,926,000 | 895 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $21,539,000 | 1,519 |
| Total interest expense | $5,834,000 | 2,524 |
| Net interest income | $15,705,000 | 1,116 |
| Provision for loan and lease losses | $724,000 | 1,274 |
| Total noninterest income | $5,375,000 | 892 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $3,785,000 | 373 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,590,000 | 1,344 |
| Total noninterest expense | $12,472,000 | 1,108 |
| Salaries and employee benefits | $7,268,000 | 942 |
| Premises and equipment expense | $1,996,000 | 1,009 |
| Additional noninterest expense | $3,208,000 | 1,435 |
| Pre-tax net operating income | $7,884,000 | 1,001 |
| Securities gains (losses) | $119,000 | 675 |
| Applicable income taxes | $2,812,000 | 926 |
| Income before extraordinary items | $5,191,000 | 1,060 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $5,191,000 | 1,059 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $662,000 | 977 |
| Cash dividends | $3,646,000 | 829 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $5,113,650 | 1,053 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $21,591,000 | 1,497 |
| Total interest expense | $5,811,000 | 2,605 |
| Net interest income | $15,780,000 | 1,070 |
| Provision for loan and lease losses | $704,000 | 1,304 |
| Total noninterest income | $4,521,000 | 1,010 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $3,623,000 | 368 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $898,000 | 2,012 |
| Total noninterest expense | $11,778,000 | 1,118 |
| Salaries and employee benefits | $6,643,000 | 984 |
| Premises and equipment expense | $1,695,000 | 1,136 |
| Additional noninterest expense | $3,440,000 | 1,288 |
| Pre-tax net operating income | $7,819,000 | 984 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $2,683,000 | 957 |
| Income before extraordinary items | $5,136,000 | 1,048 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $5,136,000 | 1,048 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,254,000 | 633 |
| Cash dividends | $3,348,000 | 902 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $5,136,000 | 1,010 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $22,944,000 | 1,430 |
| Total interest expense | $5,539,000 | 2,698 |
| Net interest income | $17,405,000 | 1,013 |
| Provision for loan and lease losses | $783,000 | 1,213 |
| Total noninterest income | $3,949,000 | 1,086 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $3,210,000 | 410 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $739,000 | 2,145 |
| Total noninterest expense | $13,811,000 | 990 |
| Salaries and employee benefits | $7,788,000 | 849 |
| Premises and equipment expense | $1,313,000 | 1,483 |
| Additional noninterest expense | $4,710,000 | 1,014 |
| Pre-tax net operating income | $6,760,000 | 1,173 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $2,292,000 | 1,178 |
| Income before extraordinary items | $4,468,000 | 1,227 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $4,468,000 | 1,228 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $518,000 | 1,298 |
| Cash dividends | $5,200,000 | 605 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $4,468,000 | 1,201 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $20,593,000 | 1,628 |
| Total interest expense | $5,000,000 | 3,001 |
| Net interest income | $15,593,000 | 1,158 |
| Provision for loan and lease losses | $1,170,000 | 917 |
| Total noninterest income | $3,731,000 | 1,171 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $2,940,000 | 473 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $791,000 | 2,123 |
| Total noninterest expense | $11,763,000 | 1,226 |
| Salaries and employee benefits | $6,293,000 | 1,062 |
| Premises and equipment expense | $1,422,000 | 1,432 |
| Additional noninterest expense | $4,048,000 | 1,346 |
| Pre-tax net operating income | $6,391,000 | 1,149 |
| Securities gains (losses) | $1,000 | 3,760 |
| Applicable income taxes | $2,112,000 | 1,170 |
| Income before extraordinary items | $4,280,000 | 1,187 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $4,280,000 | 1,189 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $537,000 | 1,351 |
| Cash dividends | $1,200,000 | 1,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $4,279,330 | 1,166 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $16,449,000 | 2,043 |
| Total interest expense | $4,436,000 | 3,347 |
| Net interest income | $12,013,000 | 1,496 |
| Provision for loan and lease losses | $282,000 | 2,372 |
| Total noninterest income | $3,425,000 | 1,243 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $2,518,000 | 556 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $907,000 | 1,934 |
| Total noninterest expense | $9,975,000 | 1,421 |
| Salaries and employee benefits | $5,650,000 | 1,186 |
| Premises and equipment expense | $1,114,000 | 1,811 |
| Additional noninterest expense | $3,211,000 | 1,599 |
| Pre-tax net operating income | $5,181,000 | 1,460 |
| Securities gains (losses) | $-184,000 | 11,655 |
| Applicable income taxes | $1,624,000 | 1,535 |
| Income before extraordinary items | $3,373,000 | 1,519 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $3,373,000 | 1,517 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $127,000 | 3,278 |
| Cash dividends | $400,000 | 3,839 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $3,498,120 | 1,450 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $13,553,000 | 2,262 |
| Total interest expense | $3,343,000 | 3,578 |
| Net interest income | $10,210,000 | 1,771 |
| Provision for loan and lease losses | $292,000 | 2,343 |
| Total noninterest income | $2,933,000 | 1,392 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $2,263,000 | 604 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $670,000 | 2,401 |
| Total noninterest expense | $9,294,000 | 1,575 |
| Salaries and employee benefits | $4,833,000 | 1,397 |
| Premises and equipment expense | $1,101,000 | 1,856 |
| Additional noninterest expense | $3,360,000 | 1,640 |
| Pre-tax net operating income | $3,557,000 | 2,010 |
| Securities gains (losses) | $-108,000 | 11,573 |
| Applicable income taxes | $1,020,000 | 2,194 |
| Income before extraordinary items | $2,429,000 | 2,008 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,429,000 | 2,007 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $92,000 | 3,895 |
| Cash dividends | $400,000 | 3,689 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,504,600 | 1,954 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $10,819,000 | 2,864 |
| Total interest expense | $3,055,000 | 4,056 |
| Net interest income | $7,764,000 | 2,306 |
| Provision for loan and lease losses | $532,000 | 2,011 |
| Total noninterest income | $2,996,000 | 1,464 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $2,141,000 | 643 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $855,000 | 2,285 |
| Total noninterest expense | $7,964,000 | 1,866 |
| Salaries and employee benefits | $3,826,000 | 1,751 |
| Premises and equipment expense | $887,000 | 2,306 |
| Additional noninterest expense | $3,251,000 | 1,787 |
| Pre-tax net operating income | $2,264,000 | 2,962 |
| Securities gains (losses) | $-4,000 | 12,523 |
| Applicable income taxes | $551,000 | 3,846 |
| Income before extraordinary items | $1,709,000 | 2,882 |
| Extraordinary gains, net | $404,000 | 551 |
| Net income | $2,113,000 | 2,462 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $708,000 | 1,432 |
| Cash dividends | $100,000 | 6,847 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,712,040 | 2,726 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $11,718,000 | 2,997 |
| Total interest expense | $4,025,000 | 4,058 |
| Net interest income | $7,693,000 | 2,339 |
| Provision for loan and lease losses | $993,000 | 1,852 |
| Total noninterest income | $2,880,000 | 1,488 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $2,209,000 | 620 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $671,000 | 2,613 |
| Total noninterest expense | $6,805,000 | 2,159 |
| Salaries and employee benefits | $3,669,000 | 1,808 |
| Premises and equipment expense | $814,000 | 2,543 |
| Additional noninterest expense | $2,322,000 | 2,466 |
| Pre-tax net operating income | $2,775,000 | 2,220 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $773,000 | 2,701 |
| Income before extraordinary items | $2,002,000 | 2,293 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,002,000 | 2,331 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $775,000 | 1,849 |
| Cash dividends | $85,000 | 6,917 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $2,002,000 | 2,122 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.