Home > Downstate National Bank > Income and Expense
Downstate National Bank, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,628,000 | 7,364 |
| Total interest expense | $1,556,000 | 7,031 |
| Net interest income | $2,072,000 | 7,474 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $183,000 | 9,543 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $47,000 | 10,174 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $136,000 | 6,879 |
| Total noninterest expense | $1,300,000 | 8,511 |
| Salaries and employee benefits | $633,000 | 8,532 |
| Premises and equipment expense | $160,000 | 8,641 |
| Additional noninterest expense | $507,000 | 8,140 |
| Pre-tax net operating income | $955,000 | 6,093 |
| Securities gains (losses) | $36,000 | 3,866 |
| Applicable income taxes | $301,000 | 6,074 |
| Income before extraordinary items | $690,000 | 6,181 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $690,000 | 6,343 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 11,785 |
| Cash dividends | $195,000 | 5,540 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $664,800 | 6,090 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,908,000 | 7,632 |
| Total interest expense | $1,914,000 | 7,315 |
| Net interest income | $1,994,000 | 7,791 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $182,000 | 9,783 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $55,000 | 10,113 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $127,000 | 7,254 |
| Total noninterest expense | $1,355,000 | 8,465 |
| Salaries and employee benefits | $619,000 | 8,652 |
| Premises and equipment expense | $165,000 | 8,699 |
| Additional noninterest expense | $571,000 | 7,765 |
| Pre-tax net operating income | $821,000 | 6,474 |
| Securities gains (losses) | $-4,000 | 13,019 |
| Applicable income taxes | $262,000 | 6,479 |
| Income before extraordinary items | $555,000 | 6,889 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $555,000 | 6,973 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-36,000 | 13,353 |
| Cash dividends | $198,000 | 5,154 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $557,720 | 6,506 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.