Home > Downs Bank > Income and Expense
Downs Bank, Income and Expense
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $378,000 | 6,508 |
| Total interest expense | $27,000 | 6,476 |
| Net interest income | $351,000 | 6,497 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $75,000 | 6,056 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $23,000 | 6,070 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $52,000 | 5,602 |
| Total noninterest expense | $443,000 | 6,442 |
| Salaries and employee benefits | $176,000 | 6,511 |
| Premises and equipment expense | $60,000 | 6,229 |
| Additional noninterest expense | $207,000 | 6,245 |
| Pre-tax net operating income | $-17,000 | 6,170 |
| Securities gains (losses) | $-2,000 | 5,965 |
| Applicable income taxes | $1,000 | 4,504 |
| Income before extraordinary items | $-20,000 | 6,188 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-20,000 | 6,187 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-20,000 | 6,188 |
| Net charge-offs | $51,000 | 3,235 |
| Cash dividends | $9,000 | 3,822 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $-18,000 | 6,170 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $262,000 | 6,568 |
| Total interest expense | $18,000 | 6,538 |
| Net interest income | $244,000 | 6,555 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $28,000 | 6,357 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $16,000 | 6,094 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $12,000 | 6,143 |
| Total noninterest expense | $270,000 | 6,539 |
| Salaries and employee benefits | $116,000 | 6,579 |
| Premises and equipment expense | $33,000 | 6,371 |
| Additional noninterest expense | $121,000 | 6,383 |
| Pre-tax net operating income | $2,000 | 6,166 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $1,000 | 4,472 |
| Income before extraordinary items | $1,000 | 6,204 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,000 | 6,206 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,000 | 6,206 |
| Net charge-offs | $-3,000 | 5,301 |
| Cash dividends | $9,000 | 3,640 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,000 | 6,185 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $132,000 | 6,637 |
| Total interest expense | $9,000 | 6,604 |
| Net interest income | $123,000 | 6,623 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $18,000 | 6,305 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $10,000 | 5,989 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $8,000 | 6,076 |
| Total noninterest expense | $136,000 | 6,606 |
| Salaries and employee benefits | $54,000 | 6,661 |
| Premises and equipment expense | $18,000 | 6,404 |
| Additional noninterest expense | $64,000 | 6,410 |
| Pre-tax net operating income | $5,000 | 6,155 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $5,000 | 6,181 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $5,000 | 6,181 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $5,000 | 6,182 |
| Net charge-offs | $-1,000 | 4,711 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $5,000 | 6,161 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $561,000 | 6,699 |
| Total interest expense | $41,000 | 6,690 |
| Net interest income | $520,000 | 6,684 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $82,000 | 6,301 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $35,000 | 6,206 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $47,000 | 5,901 |
| Total noninterest expense | $545,000 | 6,683 |
| Salaries and employee benefits | $226,000 | 6,737 |
| Premises and equipment expense | $59,000 | 6,576 |
| Additional noninterest expense | $260,000 | 6,467 |
| Pre-tax net operating income | $57,000 | 6,064 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $1,000 | 4,552 |
| Income before extraordinary items | $56,000 | 6,114 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $56,000 | 6,115 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $56,000 | 6,117 |
| Net charge-offs | $2,000 | 5,363 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $56,000 | 6,073 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $414,000 | 6,786 |
| Total interest expense | $31,000 | 6,771 |
| Net interest income | $383,000 | 6,769 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $56,000 | 6,437 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $36,000 | 6,086 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $20,000 | 6,240 |
| Total noninterest expense | $418,000 | 6,742 |
| Salaries and employee benefits | $178,000 | 6,803 |
| Premises and equipment expense | $38,000 | 6,692 |
| Additional noninterest expense | $202,000 | 6,485 |
| Pre-tax net operating income | $21,000 | 6,218 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $-2,000 | 6,482 |
| Income before extraordinary items | $23,000 | 6,276 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $23,000 | 6,278 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $23,000 | 6,277 |
| Net charge-offs | $2,000 | 5,070 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $23,000 | 6,225 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $267,000 | 6,847 |
| Total interest expense | $21,000 | 6,820 |
| Net interest income | $246,000 | 6,827 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $41,000 | 6,433 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $6,000 | 6,619 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $35,000 | 5,768 |
| Total noninterest expense | $279,000 | 6,797 |
| Salaries and employee benefits | $121,000 | 6,851 |
| Premises and equipment expense | $24,000 | 6,748 |
| Additional noninterest expense | $134,000 | 6,526 |
| Pre-tax net operating income | $8,000 | 6,269 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $-1,000 | 6,531 |
| Income before extraordinary items | $9,000 | 6,341 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $9,000 | 6,343 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $9,000 | 6,343 |
| Net charge-offs | $2,000 | 4,714 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $9,000 | 6,277 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $131,000 | 6,923 |
| Total interest expense | $11,000 | 6,895 |
| Net interest income | $120,000 | 6,909 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $15,000 | 6,608 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $0 | 6,809 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $15,000 | 5,890 |
| Total noninterest expense | $141,000 | 6,867 |
| Salaries and employee benefits | $61,000 | 6,918 |
| Premises and equipment expense | $11,000 | 6,836 |
| Additional noninterest expense | $69,000 | 6,589 |
| Pre-tax net operating income | $-6,000 | 6,381 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $-2,000 | 6,684 |
| Income before extraordinary items | $-4,000 | 6,438 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-4,000 | 6,439 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-4,000 | 6,439 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $-4,000 | 6,368 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $597,000 | 6,962 |
| Total interest expense | $56,000 | 6,958 |
| Net interest income | $541,000 | 6,948 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $56,000 | 6,612 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $46,000 | 6,282 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $10,000 | 6,410 |
| Total noninterest expense | $543,000 | 6,943 |
| Salaries and employee benefits | $247,000 | 6,975 |
| Premises and equipment expense | $47,000 | 6,909 |
| Additional noninterest expense | $249,000 | 6,748 |
| Pre-tax net operating income | $54,000 | 6,038 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $2,000 | 4,597 |
| Income before extraordinary items | $52,000 | 6,183 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $52,000 | 6,177 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $52,000 | 6,179 |
| Net charge-offs | $23,000 | 5,333 |
| Cash dividends | $43,000 | 4,212 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $52,000 | 6,025 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $445,000 | 7,072 |
| Total interest expense | $43,000 | 7,068 |
| Net interest income | $402,000 | 7,057 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $39,000 | 6,737 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $34,000 | 6,378 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $5,000 | 6,578 |
| Total noninterest expense | $401,000 | 7,045 |
| Salaries and employee benefits | $184,000 | 7,074 |
| Premises and equipment expense | $34,000 | 7,004 |
| Additional noninterest expense | $183,000 | 6,840 |
| Pre-tax net operating income | $40,000 | 6,174 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $3,000 | 4,607 |
| Income before extraordinary items | $37,000 | 6,312 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $37,000 | 6,310 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $37,000 | 6,311 |
| Net charge-offs | $23,000 | 4,994 |
| Cash dividends | $29,000 | 3,653 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $37,000 | 6,180 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $295,000 | 7,133 |
| Total interest expense | $29,000 | 7,128 |
| Net interest income | $266,000 | 7,114 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $26,000 | 6,784 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $21,000 | 6,482 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $5,000 | 6,592 |
| Total noninterest expense | $269,000 | 7,103 |
| Salaries and employee benefits | $125,000 | 7,129 |
| Premises and equipment expense | $22,000 | 7,057 |
| Additional noninterest expense | $122,000 | 6,894 |
| Pre-tax net operating income | $23,000 | 6,221 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $2,000 | 4,564 |
| Income before extraordinary items | $21,000 | 6,377 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $21,000 | 6,376 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $21,000 | 6,377 |
| Net charge-offs | $-1,000 | 6,120 |
| Cash dividends | $16,000 | 3,505 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $21,000 | 6,237 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $147,000 | 7,198 |
| Total interest expense | $16,000 | 7,181 |
| Net interest income | $131,000 | 7,182 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $14,000 | 6,837 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $10,000 | 6,521 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $4,000 | 6,590 |
| Total noninterest expense | $136,000 | 7,159 |
| Salaries and employee benefits | $64,000 | 7,184 |
| Premises and equipment expense | $10,000 | 7,136 |
| Additional noninterest expense | $62,000 | 6,926 |
| Pre-tax net operating income | $9,000 | 6,342 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $9,000 | 6,446 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $9,000 | 6,446 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $9,000 | 6,446 |
| Net charge-offs | $-1,000 | 5,761 |
| Cash dividends | $7,000 | 2,731 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $9,000 | 6,331 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $637,000 | 7,236 |
| Total interest expense | $76,000 | 7,250 |
| Net interest income | $561,000 | 7,217 |
| Provision for loan and lease losses | $0 | 6,496 |
| Total noninterest income | $66,000 | 6,685 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $53,000 | 6,269 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $13,000 | 6,487 |
| Total noninterest expense | $535,000 | 7,227 |
| Salaries and employee benefits | $249,000 | 7,254 |
| Premises and equipment expense | $43,000 | 7,206 |
| Additional noninterest expense | $243,000 | 7,022 |
| Pre-tax net operating income | $92,000 | 5,796 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $3,000 | 4,538 |
| Income before extraordinary items | $89,000 | 5,914 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $89,000 | 5,916 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $89,000 | 5,916 |
| Net charge-offs | $-5,000 | 6,942 |
| Cash dividends | $67,000 | 3,906 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $89,000 | 5,800 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $477,000 | 7,311 |
| Total interest expense | $59,000 | 7,319 |
| Net interest income | $418,000 | 7,289 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $45,000 | 6,828 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $40,000 | 6,308 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $5,000 | 6,748 |
| Total noninterest expense | $405,000 | 7,291 |
| Salaries and employee benefits | $187,000 | 7,320 |
| Premises and equipment expense | $32,000 | 7,278 |
| Additional noninterest expense | $186,000 | 7,068 |
| Pre-tax net operating income | $58,000 | 5,967 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $2,000 | 4,555 |
| Income before extraordinary items | $56,000 | 6,066 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $56,000 | 6,067 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $56,000 | 6,067 |
| Net charge-offs | $-4,000 | 6,858 |
| Cash dividends | $42,000 | 3,437 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $56,000 | 5,954 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $317,000 | 7,382 |
| Total interest expense | $42,000 | 7,385 |
| Net interest income | $275,000 | 7,360 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $31,000 | 6,889 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $25,000 | 6,372 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $6,000 | 6,744 |
| Total noninterest expense | $271,000 | 7,364 |
| Salaries and employee benefits | $124,000 | 7,399 |
| Premises and equipment expense | $21,000 | 7,344 |
| Additional noninterest expense | $126,000 | 7,129 |
| Pre-tax net operating income | $35,000 | 6,014 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $2,000 | 4,487 |
| Income before extraordinary items | $33,000 | 6,122 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $33,000 | 6,121 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $33,000 | 6,122 |
| Net charge-offs | $-2,000 | 6,677 |
| Cash dividends | $25,000 | 3,250 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $33,000 | 6,036 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $158,000 | 7,442 |
| Total interest expense | $24,000 | 7,430 |
| Net interest income | $134,000 | 7,419 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $15,000 | 6,980 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $11,000 | 6,455 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $4,000 | 6,784 |
| Total noninterest expense | $138,000 | 7,418 |
| Salaries and employee benefits | $63,000 | 7,448 |
| Premises and equipment expense | $10,000 | 7,406 |
| Additional noninterest expense | $65,000 | 7,148 |
| Pre-tax net operating income | $11,000 | 6,197 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $11,000 | 6,238 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $11,000 | 6,237 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $11,000 | 6,238 |
| Net charge-offs | $-1,000 | 6,209 |
| Cash dividends | $9,000 | 2,528 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $11,000 | 6,201 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $675,000 | 7,505 |
| Total interest expense | $113,000 | 7,502 |
| Net interest income | $562,000 | 7,473 |
| Provision for loan and lease losses | $0 | 7,042 |
| Total noninterest income | $55,000 | 7,014 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $40,000 | 6,390 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $15,000 | 6,702 |
| Total noninterest expense | $534,000 | 7,504 |
| Salaries and employee benefits | $250,000 | 7,525 |
| Premises and equipment expense | $60,000 | 7,381 |
| Additional noninterest expense | $224,000 | 7,329 |
| Pre-tax net operating income | $83,000 | 5,530 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $2,000 | 4,467 |
| Income before extraordinary items | $81,000 | 5,679 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $81,000 | 5,680 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $81,000 | 5,680 |
| Net charge-offs | $-3,000 | 7,359 |
| Cash dividends | $64,000 | 3,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $81,000 | 5,544 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $508,000 | 7,616 |
| Total interest expense | $89,000 | 7,613 |
| Net interest income | $419,000 | 7,583 |
| Provision for loan and lease losses | $0 | 6,977 |
| Total noninterest income | $41,000 | 7,178 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $29,000 | 6,489 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $12,000 | 6,859 |
| Total noninterest expense | $394,000 | 7,607 |
| Salaries and employee benefits | $189,000 | 7,621 |
| Premises and equipment expense | $41,000 | 7,514 |
| Additional noninterest expense | $164,000 | 7,438 |
| Pre-tax net operating income | $66,000 | 5,747 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $1,000 | 4,603 |
| Income before extraordinary items | $65,000 | 5,883 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $65,000 | 5,885 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $65,000 | 5,885 |
| Net charge-offs | $-2,000 | 7,281 |
| Cash dividends | $49,000 | 3,470 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $65,000 | 5,739 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $339,000 | 7,683 |
| Total interest expense | $64,000 | 7,667 |
| Net interest income | $275,000 | 7,651 |
| Provision for loan and lease losses | $0 | 6,857 |
| Total noninterest income | $30,000 | 7,199 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $19,000 | 6,531 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $11,000 | 6,798 |
| Total noninterest expense | $264,000 | 7,674 |
| Salaries and employee benefits | $126,000 | 7,688 |
| Premises and equipment expense | $27,000 | 7,578 |
| Additional noninterest expense | $111,000 | 7,488 |
| Pre-tax net operating income | $41,000 | 5,868 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $41,000 | 5,958 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $41,000 | 5,960 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $41,000 | 5,959 |
| Net charge-offs | $-2,000 | 7,211 |
| Cash dividends | $31,000 | 3,296 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $41,000 | 5,861 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $168,000 | 7,788 |
| Total interest expense | $36,000 | 7,746 |
| Net interest income | $132,000 | 7,758 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $36,000 | 6,531 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $10,000 | 6,536 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $26,000 | 5,620 |
| Total noninterest expense | $153,000 | 7,705 |
| Salaries and employee benefits | $81,000 | 7,679 |
| Premises and equipment expense | $13,000 | 7,672 |
| Additional noninterest expense | $59,000 | 7,535 |
| Pre-tax net operating income | $15,000 | 6,085 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $15,000 | 6,183 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $15,000 | 6,184 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $15,000 | 6,184 |
| Net charge-offs | $-2,000 | 7,007 |
| Cash dividends | $11,000 | 2,583 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $15,000 | 6,076 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $729,000 | 7,835 |
| Total interest expense | $172,000 | 7,814 |
| Net interest income | $557,000 | 7,797 |
| Provision for loan and lease losses | $0 | 7,427 |
| Total noninterest income | $57,000 | 7,339 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $39,000 | 6,659 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $18,000 | 7,001 |
| Total noninterest expense | $524,000 | 7,860 |
| Salaries and employee benefits | $257,000 | 7,869 |
| Premises and equipment expense | $53,000 | 7,763 |
| Additional noninterest expense | $214,000 | 7,706 |
| Pre-tax net operating income | $90,000 | 5,121 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $3,000 | 4,116 |
| Income before extraordinary items | $87,000 | 5,209 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $87,000 | 5,208 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $87,000 | 5,208 |
| Net charge-offs | $-4,000 | 7,803 |
| Cash dividends | $65,000 | 4,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $87,000 | 5,139 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $544,000 | 7,925 |
| Total interest expense | $132,000 | 7,904 |
| Net interest income | $412,000 | 7,878 |
| Provision for loan and lease losses | $0 | 7,284 |
| Total noninterest income | $43,000 | 7,468 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $29,000 | 6,705 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $14,000 | 7,156 |
| Total noninterest expense | $389,000 | 7,934 |
| Salaries and employee benefits | $191,000 | 7,942 |
| Premises and equipment expense | $40,000 | 7,838 |
| Additional noninterest expense | $158,000 | 7,770 |
| Pre-tax net operating income | $66,000 | 5,425 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $5,000 | 4,212 |
| Income before extraordinary items | $61,000 | 5,507 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $61,000 | 5,507 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $61,000 | 5,507 |
| Net charge-offs | $-3,000 | 7,743 |
| Cash dividends | $46,000 | 3,926 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $61,000 | 5,450 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $362,000 | 8,013 |
| Total interest expense | $90,000 | 7,989 |
| Net interest income | $272,000 | 7,956 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $31,000 | 7,498 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $18,000 | 6,781 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $13,000 | 7,108 |
| Total noninterest expense | $252,000 | 8,030 |
| Salaries and employee benefits | $126,000 | 8,037 |
| Premises and equipment expense | $24,000 | 7,957 |
| Additional noninterest expense | $102,000 | 7,866 |
| Pre-tax net operating income | $51,000 | 5,517 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $4,000 | 4,294 |
| Income before extraordinary items | $47,000 | 5,591 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $47,000 | 5,588 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $47,000 | 5,588 |
| Net charge-offs | $-2,000 | 7,645 |
| Cash dividends | $35,000 | 3,758 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $47,000 | 5,515 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $182,000 | 8,074 |
| Total interest expense | $46,000 | 8,049 |
| Net interest income | $136,000 | 8,011 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $36,000 | 6,805 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $8,000 | 6,838 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $28,000 | 5,720 |
| Total noninterest expense | $147,000 | 7,995 |
| Salaries and employee benefits | $83,000 | 7,942 |
| Premises and equipment expense | $13,000 | 7,962 |
| Additional noninterest expense | $51,000 | 7,841 |
| Pre-tax net operating income | $25,000 | 5,948 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $1,000 | 4,679 |
| Income before extraordinary items | $24,000 | 6,089 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $24,000 | 6,091 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $24,000 | 6,091 |
| Net charge-offs | $-1,000 | 7,151 |
| Cash dividends | $17,000 | 2,949 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $24,000 | 5,927 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $802,000 | 8,085 |
| Total interest expense | $252,000 | 8,051 |
| Net interest income | $550,000 | 8,051 |
| Provision for loan and lease losses | $0 | 7,334 |
| Total noninterest income | $57,000 | 7,688 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $39,000 | 6,786 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $18,000 | 7,488 |
| Total noninterest expense | $487,000 | 8,132 |
| Salaries and employee benefits | $252,000 | 8,139 |
| Premises and equipment expense | $50,000 | 8,046 |
| Additional noninterest expense | $185,000 | 7,942 |
| Pre-tax net operating income | $120,000 | 5,963 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $3,000 | 4,759 |
| Income before extraordinary items | $117,000 | 5,801 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $117,000 | 5,802 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 8,055 |
| Cash dividends | $88,000 | 5,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $117,000 | 5,955 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $603,000 | 8,177 |
| Total interest expense | $196,000 | 8,122 |
| Net interest income | $407,000 | 8,147 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $43,000 | 7,824 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $29,000 | 6,849 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $14,000 | 7,645 |
| Total noninterest expense | $355,000 | 8,205 |
| Salaries and employee benefits | $182,000 | 8,215 |
| Premises and equipment expense | $36,000 | 8,123 |
| Additional noninterest expense | $137,000 | 7,986 |
| Pre-tax net operating income | $95,000 | 6,423 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $2,000 | 5,168 |
| Income before extraordinary items | $93,000 | 6,217 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $93,000 | 6,216 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 7,890 |
| Cash dividends | $71,000 | 4,590 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $93,000 | 6,372 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $408,000 | 8,239 |
| Total interest expense | $138,000 | 8,183 |
| Net interest income | $270,000 | 8,204 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $30,000 | 7,869 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $17,000 | 6,937 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $13,000 | 7,530 |
| Total noninterest expense | $236,000 | 8,267 |
| Salaries and employee benefits | $118,000 | 8,300 |
| Premises and equipment expense | $24,000 | 8,190 |
| Additional noninterest expense | $94,000 | 8,021 |
| Pre-tax net operating income | $64,000 | 6,603 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $1,000 | 5,487 |
| Income before extraordinary items | $63,000 | 6,615 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $63,000 | 6,614 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,779 |
| Cash dividends | $48,000 | 4,477 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $63,000 | 6,538 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $206,000 | 8,296 |
| Total interest expense | $74,000 | 8,226 |
| Net interest income | $132,000 | 8,262 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $32,000 | 7,250 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $7,000 | 7,034 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $25,000 | 6,173 |
| Total noninterest expense | $133,000 | 8,254 |
| Salaries and employee benefits | $71,000 | 8,261 |
| Premises and equipment expense | $11,000 | 8,240 |
| Additional noninterest expense | $51,000 | 7,974 |
| Pre-tax net operating income | $31,000 | 6,842 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $31,000 | 6,863 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $31,000 | 6,864 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,531 |
| Cash dividends | $24,000 | 3,565 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $31,000 | 6,771 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $809,000 | 8,283 |
| Total interest expense | $280,000 | 8,226 |
| Net interest income | $529,000 | 8,261 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $84,000 | 7,723 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $38,000 | 6,925 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $46,000 | 7,175 |
| Total noninterest expense | $509,000 | 8,321 |
| Salaries and employee benefits | $278,000 | 8,317 |
| Premises and equipment expense | $53,000 | 8,220 |
| Additional noninterest expense | $178,000 | 8,126 |
| Pre-tax net operating income | $104,000 | 7,135 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $3,000 | 5,864 |
| Income before extraordinary items | $101,000 | 7,133 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $101,000 | 7,132 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 6,179 |
| Cash dividends | $74,000 | 5,495 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $101,000 | 7,108 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $600,000 | 8,337 |
| Total interest expense | $206,000 | 8,278 |
| Net interest income | $394,000 | 8,315 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $72,000 | 7,647 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $30,000 | 6,928 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $42,000 | 6,996 |
| Total noninterest expense | $377,000 | 8,321 |
| Salaries and employee benefits | $210,000 | 8,302 |
| Premises and equipment expense | $37,000 | 8,252 |
| Additional noninterest expense | $130,000 | 8,124 |
| Pre-tax net operating income | $89,000 | 7,355 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $3,000 | 5,991 |
| Income before extraordinary items | $86,000 | 7,334 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $86,000 | 7,331 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 5,266 |
| Cash dividends | $47,000 | 4,962 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $86,000 | 7,318 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $394,000 | 8,409 |
| Total interest expense | $133,000 | 8,347 |
| Net interest income | $261,000 | 8,386 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $61,000 | 7,457 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $20,000 | 6,976 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $41,000 | 6,570 |
| Total noninterest expense | $257,000 | 8,360 |
| Salaries and employee benefits | $147,000 | 8,338 |
| Premises and equipment expense | $23,000 | 8,323 |
| Additional noninterest expense | $87,000 | 8,168 |
| Pre-tax net operating income | $65,000 | 7,438 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $2,000 | 6,068 |
| Income before extraordinary items | $63,000 | 7,390 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $63,000 | 7,390 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,510 |
| Cash dividends | $18,000 | 4,886 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $63,000 | 7,378 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $195,000 | 8,473 |
| Total interest expense | $65,000 | 8,396 |
| Net interest income | $130,000 | 8,442 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $32,000 | 7,394 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $10,000 | 6,985 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $22,000 | 6,474 |
| Total noninterest expense | $137,000 | 8,365 |
| Salaries and employee benefits | $80,000 | 8,330 |
| Premises and equipment expense | $14,000 | 8,242 |
| Additional noninterest expense | $43,000 | 8,221 |
| Pre-tax net operating income | $25,000 | 7,595 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $25,000 | 7,548 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $25,000 | 7,547 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 6,955 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $25,000 | 7,530 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $793,000 | 8,404 |
| Total interest expense | $252,000 | 8,353 |
| Net interest income | $541,000 | 8,379 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $91,000 | 7,841 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $45,000 | 6,969 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $46,000 | 7,334 |
| Total noninterest expense | $521,000 | 8,410 |
| Salaries and employee benefits | $270,000 | 8,433 |
| Premises and equipment expense | $85,000 | 7,970 |
| Additional noninterest expense | $166,000 | 8,284 |
| Pre-tax net operating income | $111,000 | 7,675 |
| Securities gains (losses) | $-2,000 | 6,862 |
| Applicable income taxes | $3,000 | 6,401 |
| Income before extraordinary items | $106,000 | 7,649 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $106,000 | 7,651 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,238 |
| Cash dividends | $83,000 | 5,531 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $107,940 | 7,637 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $585,000 | 8,473 |
| Total interest expense | $188,000 | 8,417 |
| Net interest income | $397,000 | 8,458 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $74,000 | 7,834 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $33,000 | 7,063 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $41,000 | 7,178 |
| Total noninterest expense | $402,000 | 8,424 |
| Salaries and employee benefits | $209,000 | 8,456 |
| Premises and equipment expense | $64,000 | 8,006 |
| Additional noninterest expense | $129,000 | 8,293 |
| Pre-tax net operating income | $69,000 | 7,905 |
| Securities gains (losses) | $-2,000 | 7,192 |
| Applicable income taxes | $1,000 | 6,574 |
| Income before extraordinary items | $66,000 | 7,885 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $66,000 | 7,887 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 7,745 |
| Cash dividends | $37,000 | 5,107 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $67,980 | 7,876 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $395,000 | 8,526 |
| Total interest expense | $125,000 | 8,436 |
| Net interest income | $270,000 | 8,514 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $62,000 | 7,651 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $22,000 | 7,105 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $40,000 | 6,712 |
| Total noninterest expense | $279,000 | 8,436 |
| Salaries and employee benefits | $144,000 | 8,487 |
| Premises and equipment expense | $46,000 | 7,929 |
| Additional noninterest expense | $89,000 | 8,286 |
| Pre-tax net operating income | $53,000 | 7,936 |
| Securities gains (losses) | $-2,000 | 7,528 |
| Applicable income taxes | $1,000 | 6,575 |
| Income before extraordinary items | $50,000 | 7,903 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $50,000 | 7,904 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,609 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $51,960 | 7,903 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $196,000 | 8,548 |
| Total interest expense | $58,000 | 8,478 |
| Net interest income | $138,000 | 8,527 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $35,000 | 7,491 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $10,000 | 7,160 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $25,000 | 6,361 |
| Total noninterest expense | $150,000 | 8,393 |
| Salaries and employee benefits | $79,000 | 8,428 |
| Premises and equipment expense | $24,000 | 7,898 |
| Additional noninterest expense | $47,000 | 8,233 |
| Pre-tax net operating income | $23,000 | 8,001 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $23,000 | 7,941 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $23,000 | 7,941 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,562 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $23,000 | 7,936 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $778,000 | 8,495 |
| Total interest expense | $204,000 | 8,441 |
| Net interest income | $574,000 | 8,469 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $93,000 | 8,010 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $42,000 | 7,197 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $51,000 | 7,372 |
| Total noninterest expense | $545,000 | 8,499 |
| Salaries and employee benefits | $257,000 | 8,588 |
| Premises and equipment expense | $96,000 | 7,905 |
| Additional noninterest expense | $192,000 | 8,272 |
| Pre-tax net operating income | $122,000 | 7,926 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $4,000 | 6,709 |
| Income before extraordinary items | $118,000 | 7,907 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $118,000 | 7,907 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 5,474 |
| Cash dividends | $165,000 | 5,094 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $118,000 | 7,875 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $582,000 | 8,535 |
| Total interest expense | $150,000 | 8,461 |
| Net interest income | $432,000 | 8,514 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $67,000 | 8,085 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $29,000 | 7,291 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $38,000 | 7,396 |
| Total noninterest expense | $415,000 | 8,489 |
| Salaries and employee benefits | $198,000 | 8,571 |
| Premises and equipment expense | $70,000 | 7,953 |
| Additional noninterest expense | $147,000 | 8,236 |
| Pre-tax net operating income | $84,000 | 8,077 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $2,000 | 6,802 |
| Income before extraordinary items | $82,000 | 8,050 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $82,000 | 8,049 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $105,000 | 4,631 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $82,000 | 8,020 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $389,000 | 8,542 |
| Total interest expense | $98,000 | 8,460 |
| Net interest income | $291,000 | 8,524 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $56,000 | 7,853 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $19,000 | 7,307 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $37,000 | 6,911 |
| Total noninterest expense | $280,000 | 8,487 |
| Salaries and employee benefits | $138,000 | 8,556 |
| Premises and equipment expense | $48,000 | 7,908 |
| Additional noninterest expense | $94,000 | 8,273 |
| Pre-tax net operating income | $67,000 | 8,044 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,000 | 6,848 |
| Income before extraordinary items | $66,000 | 7,989 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $66,000 | 7,989 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $75,000 | 4,508 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $66,000 | 7,951 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $189,000 | 8,637 |
| Total interest expense | $49,000 | 8,509 |
| Net interest income | $140,000 | 8,623 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $31,000 | 7,764 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $6,000 | 7,541 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $25,000 | 6,471 |
| Total noninterest expense | $144,000 | 8,512 |
| Salaries and employee benefits | $72,000 | 8,584 |
| Premises and equipment expense | $24,000 | 7,971 |
| Additional noninterest expense | $48,000 | 8,312 |
| Pre-tax net operating income | $27,000 | 8,180 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $27,000 | 8,139 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $27,000 | 8,139 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $30,000 | 3,623 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $27,000 | 8,113 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $800,000 | 8,571 |
| Total interest expense | $194,000 | 8,483 |
| Net interest income | $606,000 | 8,540 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $71,000 | 8,393 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $29,000 | 7,562 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $42,000 | 7,616 |
| Total noninterest expense | $559,000 | 8,600 |
| Salaries and employee benefits | $272,000 | 8,666 |
| Premises and equipment expense | $93,000 | 8,053 |
| Additional noninterest expense | $194,000 | 8,340 |
| Pre-tax net operating income | $118,000 | 8,054 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $8,000 | 6,812 |
| Income before extraordinary items | $110,000 | 8,042 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $110,000 | 8,041 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 8,414 |
| Cash dividends | $120,000 | 5,349 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $110,000 | 8,002 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $604,000 | 8,612 |
| Total interest expense | $148,000 | 8,524 |
| Net interest income | $456,000 | 8,590 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $58,000 | 8,371 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $22,000 | 7,606 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $36,000 | 7,481 |
| Total noninterest expense | $428,000 | 8,576 |
| Salaries and employee benefits | $212,000 | 8,666 |
| Premises and equipment expense | $71,000 | 8,032 |
| Additional noninterest expense | $145,000 | 8,351 |
| Pre-tax net operating income | $86,000 | 8,187 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $6,000 | 6,914 |
| Income before extraordinary items | $80,000 | 8,186 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $80,000 | 8,188 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $120,000 | 4,483 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $80,000 | 8,139 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $404,000 | 8,669 |
| Total interest expense | $99,000 | 8,574 |
| Net interest income | $305,000 | 8,633 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $51,000 | 8,163 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $15,000 | 7,653 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $36,000 | 6,981 |
| Total noninterest expense | $294,000 | 8,589 |
| Salaries and employee benefits | $147,000 | 8,698 |
| Premises and equipment expense | $48,000 | 8,038 |
| Additional noninterest expense | $99,000 | 8,367 |
| Pre-tax net operating income | $62,000 | 8,174 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $4,000 | 6,937 |
| Income before extraordinary items | $58,000 | 8,168 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $58,000 | 8,171 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $75,000 | 4,419 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $58,000 | 8,120 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $199,000 | 8,715 |
| Total interest expense | $50,000 | 8,626 |
| Net interest income | $149,000 | 8,695 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $30,000 | 7,962 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $6,000 | 7,724 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $24,000 | 6,514 |
| Total noninterest expense | $160,000 | 8,539 |
| Salaries and employee benefits | $80,000 | 8,655 |
| Premises and equipment expense | $26,000 | 7,959 |
| Additional noninterest expense | $54,000 | 8,302 |
| Pre-tax net operating income | $19,000 | 8,328 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $19,000 | 8,342 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $19,000 | 8,343 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $30,000 | 3,573 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $19,000 | 8,278 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $865,000 | 8,703 |
| Total interest expense | $240,000 | 8,636 |
| Net interest income | $625,000 | 8,660 |
| Provision for loan and lease losses | $15,000 | 7,196 |
| Total noninterest income | $85,000 | 8,455 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $33,000 | 7,674 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $52,000 | 7,508 |
| Total noninterest expense | $530,000 | 8,797 |
| Salaries and employee benefits | $260,000 | 8,872 |
| Premises and equipment expense | $84,000 | 8,276 |
| Additional noninterest expense | $186,000 | 8,536 |
| Pre-tax net operating income | $165,000 | 7,943 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $165,000 | 7,934 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $165,000 | 7,935 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-22,000 | 8,770 |
| Cash dividends | $50,000 | 5,907 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $165,000 | 7,811 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $662,000 | 8,768 |
| Total interest expense | $190,000 | 8,709 |
| Net interest income | $472,000 | 8,727 |
| Provision for loan and lease losses | $14,000 | 7,000 |
| Total noninterest income | $71,000 | 8,432 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $26,000 | 7,720 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $45,000 | 7,365 |
| Total noninterest expense | $394,000 | 8,828 |
| Salaries and employee benefits | $195,000 | 8,908 |
| Premises and equipment expense | $62,000 | 8,334 |
| Additional noninterest expense | $137,000 | 8,563 |
| Pre-tax net operating income | $135,000 | 8,058 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $135,000 | 8,006 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $135,000 | 8,009 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $20,000 | 5,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $135,000 | 7,866 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $452,000 | 8,802 |
| Total interest expense | $135,000 | 8,740 |
| Net interest income | $317,000 | 8,754 |
| Provision for loan and lease losses | $9,000 | 6,877 |
| Total noninterest income | $59,000 | 8,167 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $17,000 | 7,743 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $42,000 | 6,875 |
| Total noninterest expense | $264,000 | 8,842 |
| Salaries and employee benefits | $136,000 | 8,901 |
| Premises and equipment expense | $39,000 | 8,415 |
| Additional noninterest expense | $89,000 | 8,606 |
| Pre-tax net operating income | $103,000 | 7,979 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $103,000 | 7,925 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $103,000 | 7,926 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $103,000 | 7,748 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $230,000 | 8,843 |
| Total interest expense | $71,000 | 8,769 |
| Net interest income | $159,000 | 8,790 |
| Provision for loan and lease losses | $4,000 | 6,606 |
| Total noninterest income | $39,000 | 7,793 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $9,000 | 7,710 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $30,000 | 6,231 |
| Total noninterest expense | $140,000 | 8,822 |
| Salaries and employee benefits | $74,000 | 8,864 |
| Premises and equipment expense | $19,000 | 8,461 |
| Additional noninterest expense | $47,000 | 8,571 |
| Pre-tax net operating income | $54,000 | 7,928 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $54,000 | 7,793 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $54,000 | 7,793 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $54,000 | 7,648 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,012,000 | 8,845 |
| Total interest expense | $396,000 | 8,674 |
| Net interest income | $616,000 | 8,866 |
| Provision for loan and lease losses | $84,000 | 5,998 |
| Total noninterest income | $91,000 | 8,506 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $43,000 | 7,632 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $48,000 | 7,649 |
| Total noninterest expense | $557,000 | 8,874 |
| Salaries and employee benefits | $267,000 | 9,006 |
| Premises and equipment expense | $73,000 | 8,549 |
| Additional noninterest expense | $217,000 | 8,432 |
| Pre-tax net operating income | $66,000 | 8,415 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $66,000 | 8,487 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $66,000 | 8,487 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $113,000 | 3,967 |
| Cash dividends | $106,000 | 5,508 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $66,000 | 8,396 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,073,000 | 9,105 |
| Total interest expense | $494,000 | 9,025 |
| Net interest income | $579,000 | 9,075 |
| Provision for loan and lease losses | $38,000 | 7,009 |
| Total noninterest income | $87,000 | 8,689 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $47,000 | 7,661 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $40,000 | 8,001 |
| Total noninterest expense | $500,000 | 9,180 |
| Salaries and employee benefits | $255,000 | 9,233 |
| Premises and equipment expense | $63,000 | 8,919 |
| Additional noninterest expense | $182,000 | 8,797 |
| Pre-tax net operating income | $128,000 | 8,193 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $18,000 | 7,372 |
| Income before extraordinary items | $110,000 | 8,268 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $110,000 | 8,266 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 6,671 |
| Cash dividends | $145,000 | 5,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $110,000 | 8,163 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,062,000 | 9,350 |
| Total interest expense | $479,000 | 9,286 |
| Net interest income | $583,000 | 9,318 |
| Provision for loan and lease losses | $9,000 | 8,034 |
| Total noninterest income | $81,000 | 8,866 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $38,000 | 7,905 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $43,000 | 8,071 |
| Total noninterest expense | $471,000 | 9,447 |
| Salaries and employee benefits | $243,000 | 9,485 |
| Premises and equipment expense | $43,000 | 9,495 |
| Additional noninterest expense | $185,000 | 8,926 |
| Pre-tax net operating income | $184,000 | 8,427 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $184,000 | 8,169 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $184,000 | 8,167 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 5,007 |
| Cash dividends | $113,000 | 5,834 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $184,000 | 8,173 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,056,000 | 9,558 |
| Total interest expense | $469,000 | 9,510 |
| Net interest income | $587,000 | 9,536 |
| Provision for loan and lease losses | $65,000 | 6,026 |
| Total noninterest income | $83,000 | 9,099 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $42,000 | 8,025 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $41,000 | 8,376 |
| Total noninterest expense | $470,000 | 9,715 |
| Salaries and employee benefits | $249,000 | 9,725 |
| Premises and equipment expense | $46,000 | 9,708 |
| Additional noninterest expense | $175,000 | 9,281 |
| Pre-tax net operating income | $135,000 | 8,890 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $2,000 | 8,682 |
| Income before extraordinary items | $133,000 | 8,755 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $133,000 | 8,752 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 5,427 |
| Cash dividends | $136,000 | 5,771 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $133,000 | 8,716 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,086,000 | 9,775 |
| Total interest expense | $477,000 | 9,737 |
| Net interest income | $609,000 | 9,720 |
| Provision for loan and lease losses | $34,000 | 7,219 |
| Total noninterest income | $84,000 | 9,278 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $43,000 | 8,213 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $41,000 | 8,487 |
| Total noninterest expense | $476,000 | 9,860 |
| Salaries and employee benefits | $240,000 | 9,924 |
| Premises and equipment expense | $58,000 | 9,619 |
| Additional noninterest expense | $178,000 | 9,367 |
| Pre-tax net operating income | $183,000 | 8,989 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $3,000 | 9,247 |
| Income before extraordinary items | $180,000 | 8,761 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $180,000 | 8,760 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 6,871 |
| Cash dividends | $148,000 | 5,838 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $180,000 | 8,693 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,115,000 | 10,180 |
| Total interest expense | $483,000 | 10,133 |
| Net interest income | $632,000 | 10,116 |
| Provision for loan and lease losses | $15,000 | 8,110 |
| Total noninterest income | $96,000 | 9,497 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $50,000 | 8,425 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $46,000 | 8,605 |
| Total noninterest expense | $478,000 | 10,202 |
| Salaries and employee benefits | $245,000 | 10,301 |
| Premises and equipment expense | $81,000 | 9,410 |
| Additional noninterest expense | $152,000 | 9,970 |
| Pre-tax net operating income | $235,000 | 9,383 |
| Securities gains (losses) | $-2,000 | 9,246 |
| Applicable income taxes | $4,000 | 9,982 |
| Income before extraordinary items | $229,000 | 8,914 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $229,000 | 8,919 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 5,964 |
| Cash dividends | $198,000 | 5,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $230,960 | 8,873 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,036,000 | 10,765 |
| Total interest expense | $485,000 | 10,641 |
| Net interest income | $551,000 | 10,770 |
| Provision for loan and lease losses | $16,000 | 8,168 |
| Total noninterest income | $88,000 | 10,121 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $52,000 | 8,785 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $36,000 | 9,538 |
| Total noninterest expense | $485,000 | 10,648 |
| Salaries and employee benefits | $235,000 | 10,806 |
| Premises and equipment expense | $73,000 | 9,997 |
| Additional noninterest expense | $177,000 | 10,209 |
| Pre-tax net operating income | $138,000 | 10,155 |
| Securities gains (losses) | $-11,000 | 10,330 |
| Applicable income taxes | $37,000 | 9,921 |
| Income before extraordinary items | $90,000 | 10,310 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $90,000 | 10,309 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,952 |
| Cash dividends | $74,000 | 7,176 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $97,810 | 10,193 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $981,000 | 11,313 |
| Total interest expense | $419,000 | 11,269 |
| Net interest income | $562,000 | 11,235 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $86,000 | 10,600 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $50,000 | 9,237 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $36,000 | 9,923 |
| Total noninterest expense | $468,000 | 11,154 |
| Salaries and employee benefits | $226,000 | 11,330 |
| Premises and equipment expense | $68,000 | 10,529 |
| Additional noninterest expense | $174,000 | 10,767 |
| Pre-tax net operating income | $180,000 | 10,584 |
| Securities gains (losses) | $-1,000 | 9,017 |
| Applicable income taxes | $47,000 | 10,241 |
| Income before extraordinary items | $132,000 | 10,638 |
| Extraordinary gains, net | $77,000 | 27 |
| Net income | $209,000 | 9,842 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,320 |
| Cash dividends | $179,000 | 5,772 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $132,740 | 10,609 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $937,000 | 11,820 |
| Total interest expense | $385,000 | 11,666 |
| Net interest income | $552,000 | 11,851 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $80,000 | 11,248 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $42,000 | 9,972 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $38,000 | 10,284 |
| Total noninterest expense | $509,000 | 11,569 |
| Salaries and employee benefits | $229,000 | 11,847 |
| Premises and equipment expense | $78,000 | 10,708 |
| Additional noninterest expense | $202,000 | 11,131 |
| Pre-tax net operating income | $122,000 | 11,476 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $28,000 | 10,970 |
| Income before extraordinary items | $94,000 | 11,442 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $94,000 | 11,448 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,352 |
| Cash dividends | $70,000 | 7,531 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $94,000 | 11,483 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $981,000 | 12,336 |
| Total interest expense | $409,000 | 12,183 |
| Net interest income | $572,000 | 12,320 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $92,000 | 11,522 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $37,000 | 10,508 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $55,000 | 9,815 |
| Total noninterest expense | $542,000 | 11,957 |
| Salaries and employee benefits | $236,000 | 12,314 |
| Premises and equipment expense | $80,000 | 11,146 |
| Additional noninterest expense | $226,000 | 11,382 |
| Pre-tax net operating income | $122,000 | 11,704 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $35,000 | 11,268 |
| Income before extraordinary items | $87,000 | 11,931 |
| Extraordinary gains, net | $-16,000 | 12,403 |
| Net income | $71,000 | 12,121 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 9,031 |
| Cash dividends | $71,000 | 7,512 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $87,000 | 11,750 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,153,000 | 12,705 |
| Total interest expense | $562,000 | 12,475 |
| Net interest income | $591,000 | 12,740 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $172,000 | 9,986 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $31,000 | 11,039 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $141,000 | 6,863 |
| Total noninterest expense | $579,000 | 12,184 |
| Salaries and employee benefits | $298,000 | 12,031 |
| Premises and equipment expense | $71,000 | 11,832 |
| Additional noninterest expense | $210,000 | 12,104 |
| Pre-tax net operating income | $184,000 | 11,223 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $72,000 | 10,657 |
| Income before extraordinary items | $112,000 | 11,781 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $112,000 | 11,857 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 12,178 |
| Cash dividends | $238,000 | 4,641 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $112,000 | 11,464 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.