Home > Downey Savings and Loan Association, F.A. > Income and Expense

Downey Savings and Loan Association, F.A., Income and Expense

2008-09-30 (YTD Data)		Rank
Total interest income	$546,234,000	91
Total interest expense	$295,301,000	76
Net interest income	$250,933,000	107
Provision for loan and lease losses	$626,034,000	33
Total noninterest income	$77,674,000	125
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	148
Additional Noninterest Income	$77,674,000	108
Total noninterest expense	$273,672,000	87
Salaries and employee benefits	$119,110,000	80
Premises and equipment expense	$33,036,000	83
Additional noninterest expense	$121,526,000	93
Pre-tax net operating income	$-571,099,000	8,379
Securities gains (losses)	$8,061,000	43
Applicable income taxes	$-25,703,000	8,340
Income before extraordinary items	$-537,335,000	8,372
Extraordinary gains, net	$0	31
Net income	$-537,335,000	8,372
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$396,404,000	27
Cash dividends	$13,250,000	192
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$-544,992,950	8,374
2008-06-30 (YTD Data)		Rank
Total interest income	$377,176,000	93
Total interest expense	$205,331,000	79
Net interest income	$171,845,000	108
Provision for loan and lease losses	$495,604,000	27
Total noninterest income	$13,762,000	313
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	149
Additional Noninterest Income	$13,762,000	219
Total noninterest expense	$176,288,000	90
Salaries and employee benefits	$81,398,000	81
Premises and equipment expense	$21,705,000	85
Additional noninterest expense	$73,185,000	93
Pre-tax net operating income	$-486,285,000	8,451
Securities gains (losses)	$6,925,000	48
Applicable income taxes	$-16,442,000	8,411
Income before extraordinary items	$-462,918,000	8,441
Extraordinary gains, net	$0	21
Net income	$-462,918,000	8,441
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$228,813,000	31
Cash dividends	$13,250,000	155
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$-469,635,250	8,442
2008-03-31 (YTD Data)		Rank
Total interest income	$199,126,000	93
Total interest expense	$112,988,000	81
Net interest income	$86,138,000	107
Provision for loan and lease losses	$237,087,000	26
Total noninterest income	$3,752,000	489
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	158
Additional Noninterest Income	$3,752,000	324
Total noninterest expense	$85,040,000	88
Salaries and employee benefits	$40,120,000	83
Premises and equipment expense	$10,693,000	87
Additional noninterest expense	$34,227,000	93
Pre-tax net operating income	$-232,237,000	8,495
Securities gains (losses)	$1,962,000	88
Applicable income taxes	$15,690,000	83
Income before extraordinary items	$-245,965,000	8,487
Extraordinary gains, net	$0	15
Net income	$-245,965,000	8,487
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$80,630,000	37
Cash dividends	$13,250,000	91
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$-247,927,000	8,487
2007-12-31 (YTD Data)		Rank
Total interest income	$980,100,000	76
Total interest expense	$548,167,000	77
Net interest income	$431,933,000	83
Provision for loan and lease losses	$309,971,000	33
Total noninterest income	$23,867,000	334
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	178
Additional Noninterest Income	$23,867,000	233
Total noninterest expense	$255,553,000	105
Salaries and employee benefits	$161,131,000	79
Premises and equipment expense	$46,399,000	77
Additional noninterest expense	$48,023,000	185
Pre-tax net operating income	$-109,724,000	8,528
Securities gains (losses)	$21,543,000	19
Applicable income taxes	$-37,297,000	8,524
Income before extraordinary items	$-50,884,000	8,515
Extraordinary gains, net	$0	39
Net income	$-50,884,000	8,513
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$74,856,000	59
Cash dividends	$13,250,000	331
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$-64,671,520	8,517
2007-09-30 (YTD Data)		Rank
Total interest income	$761,921,000	72
Total interest expense	$421,390,000	77
Net interest income	$340,531,000	78
Provision for loan and lease losses	$91,321,000	48
Total noninterest income	$18,857,000	332
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	184
Additional Noninterest Income	$18,857,000	228
Total noninterest expense	$191,127,000	104
Salaries and employee benefits	$121,604,000	81
Premises and equipment expense	$34,042,000	79
Additional noninterest expense	$35,481,000	173
Pre-tax net operating income	$76,940,000	145
Securities gains (losses)	$20,640,000	21
Applicable income taxes	$41,096,000	103
Income before extraordinary items	$56,484,000	141
Extraordinary gains, net	$0	33
Net income	$56,484,000	140
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$12,851,000	108
Cash dividends	$13,250,000	271
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$43,274,400	173
2007-06-30 (YTD Data)		Rank
Total interest income	$526,044,000	76
Total interest expense	$285,476,000	80
Net interest income	$240,568,000	79
Provision for loan and lease losses	$9,886,000	107
Total noninterest income	$19,043,000	254
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	168
Additional Noninterest Income	$19,043,000	187
Total noninterest expense	$129,093,000	117
Salaries and employee benefits	$84,377,000	85
Premises and equipment expense	$22,239,000	88
Additional noninterest expense	$22,477,000	193
Pre-tax net operating income	$120,632,000	91
Securities gains (losses)	$17,821,000	23
Applicable income taxes	$60,007,000	68
Income before extraordinary items	$78,446,000	93
Extraordinary gains, net	$0	29
Net income	$78,446,000	94
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,823,000	215
Cash dividends	$0	4,977
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$67,040,560	102
2007-03-31 (YTD Data)		Rank
Total interest income	$273,820,000	72
Total interest expense	$146,715,000	77
Net interest income	$127,105,000	74
Provision for loan and lease losses	$507,000	518
Total noninterest income	$9,673,000	246
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	195
Additional Noninterest Income	$9,673,000	182
Total noninterest expense	$66,181,000	110
Salaries and employee benefits	$42,805,000	84
Premises and equipment expense	$10,851,000	88
Additional noninterest expense	$12,525,000	174
Pre-tax net operating income	$70,090,000	82
Securities gains (losses)	$8,824,000	24
Applicable income taxes	$34,647,000	59
Income before extraordinary items	$44,267,000	83
Extraordinary gains, net	$0	22
Net income	$44,267,000	83
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$868,000	268
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$38,619,640	90
2006-12-31 (YTD Data)		Rank
Total interest income	$1,133,805,000	67
Total interest expense	$604,493,000	63
Net interest income	$529,312,000	68
Provision for loan and lease losses	$26,863,000	73
Total noninterest income	$52,829,000	190
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	130
Additional Noninterest Income	$52,829,000	145
Total noninterest expense	$244,839,000	119
Salaries and employee benefits	$163,181,000	80
Premises and equipment expense	$43,525,000	84
Additional noninterest expense	$38,133,000	210
Pre-tax net operating income	$310,439,000	72
Securities gains (losses)	$43,665,000	16
Applicable income taxes	$141,795,000	60
Income before extraordinary items	$212,309,000	73
Extraordinary gains, net	$0	51
Net income	$212,309,000	74
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$829,000	815
Cash dividends	$82,275,000	100
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$184,363,400	82
2006-09-30 (YTD Data)		Rank
Total interest income	$843,172,000	74
Total interest expense	$446,327,000	69
Net interest income	$396,845,000	75
Provision for loan and lease losses	$26,452,000	69
Total noninterest income	$42,149,000	193
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	126
Additional Noninterest Income	$42,149,000	155
Total noninterest expense	$182,354,000	129
Salaries and employee benefits	$122,215,000	85
Premises and equipment expense	$32,049,000	88
Additional noninterest expense	$28,090,000	223
Pre-tax net operating income	$230,188,000	84
Securities gains (losses)	$35,170,000	15
Applicable income taxes	$108,298,000	66
Income before extraordinary items	$157,060,000	84
Extraordinary gains, net	$0	45
Net income	$157,060,000	84
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$480,000	833
Cash dividends	$19,275,000	194
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$134,551,200	92
2006-06-30 (YTD Data)		Rank
Total interest income	$551,372,000	76
Total interest expense	$287,444,000	69
Net interest income	$263,928,000	77
Provision for loan and lease losses	$16,675,000	72
Total noninterest income	$25,400,000	213
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	126
Additional Noninterest Income	$25,400,000	164
Total noninterest expense	$123,301,000	128
Salaries and employee benefits	$82,720,000	89
Premises and equipment expense	$21,085,000	90
Additional noninterest expense	$19,496,000	221
Pre-tax net operating income	$149,352,000	87
Securities gains (losses)	$20,322,000	15
Applicable income taxes	$71,622,000	70
Income before extraordinary items	$98,052,000	89
Extraordinary gains, net	$0	39
Net income	$98,052,000	90
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$281,000	872
Cash dividends	$19,275,000	153
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$85,045,920	103
2006-03-31 (YTD Data)		Rank
Total interest income	$264,963,000	75
Total interest expense	$136,170,000	71
Net interest income	$128,793,000	80
Provision for loan and lease losses	$9,974,000	63
Total noninterest income	$12,225,000	221
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	115
Additional Noninterest Income	$12,225,000	166
Total noninterest expense	$61,936,000	127
Salaries and employee benefits	$41,235,000	90
Premises and equipment expense	$10,544,000	90
Additional noninterest expense	$10,157,000	211
Pre-tax net operating income	$69,108,000	91
Securities gains (losses)	$11,664,000	16
Applicable income taxes	$34,107,000	70
Income before extraordinary items	$46,665,000	94
Extraordinary gains, net	$0	21
Net income	$46,665,000	95
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$189,000	642
Cash dividends	$6,275,000	169
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$39,200,040	105
2005-12-31 (YTD Data)		Rank
Total interest income	$789,186,000	83
Total interest expense	$414,471,000	69
Net interest income	$374,715,000	99
Provision for loan and lease losses	$2,263,000	474
Total noninterest income	$125,622,000	125
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	138
Additional Noninterest Income	$125,622,000	94
Total noninterest expense	$234,690,000	128
Salaries and employee benefits	$155,663,000	89
Premises and equipment expense	$39,348,000	92
Additional noninterest expense	$39,679,000	218
Pre-tax net operating income	$263,384,000	94
Securities gains (losses)	$120,462,000	9
Applicable income taxes	$158,532,000	64
Income before extraordinary items	$225,314,000	82
Extraordinary gains, net	$0	46
Net income	$225,314,000	82
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$847,000	773
Cash dividends	$25,100,000	201
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$148,218,320	106
2005-09-30 (YTD Data)		Rank
Total interest income	$577,244,000	85
Total interest expense	$292,762,000	69
Net interest income	$284,482,000	97
Provision for loan and lease losses	$1,870,000	405
Total noninterest income	$91,277,000	132
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	126
Additional Noninterest Income	$91,277,000	98
Total noninterest expense	$175,106,000	129
Salaries and employee benefits	$117,725,000	91
Premises and equipment expense	$29,232,000	94
Additional noninterest expense	$28,149,000	228
Pre-tax net operating income	$198,783,000	92
Securities gains (losses)	$109,443,000	11
Applicable income taxes	$126,672,000	60
Income before extraordinary items	$181,554,000	76
Extraordinary gains, net	$0	35
Net income	$181,554,000	76
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$711,000	642
Cash dividends	$18,825,000	200
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$111,510,480	108
2005-06-30 (YTD Data)		Rank
Total interest income	$378,179,000	83
Total interest expense	$184,002,000	66
Net interest income	$194,177,000	94
Provision for loan and lease losses	$2,621,000	217
Total noninterest income	$53,078,000	141
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	116
Additional Noninterest Income	$53,078,000	109
Total noninterest expense	$117,352,000	127
Salaries and employee benefits	$79,113,000	91
Premises and equipment expense	$19,324,000	93
Additional noninterest expense	$18,915,000	225
Pre-tax net operating income	$127,282,000	95
Securities gains (losses)	$80,033,000	12
Applicable income taxes	$87,448,000	60
Income before extraordinary items	$119,867,000	78
Extraordinary gains, net	$0	30
Net income	$119,867,000	78
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,028,000	359
Cash dividends	$12,550,000	176
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$68,645,880	111
2005-03-31 (YTD Data)		Rank
Total interest income	$180,386,000	85
Total interest expense	$83,193,000	71
Net interest income	$97,193,000	93
Provision for loan and lease losses	$2,038,000	137
Total noninterest income	$25,269,000	149
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	115
Additional Noninterest Income	$25,269,000	116
Total noninterest expense	$58,454,000	133
Salaries and employee benefits	$39,608,000	88
Premises and equipment expense	$9,651,000	97
Additional noninterest expense	$9,195,000	227
Pre-tax net operating income	$61,970,000	98
Securities gains (losses)	$31,109,000	12
Applicable income taxes	$39,252,000	60
Income before extraordinary items	$53,827,000	85
Extraordinary gains, net	$0	24
Net income	$53,827,000	85
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$74,000	1,360
Cash dividends	$6,275,000	150
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$33,917,240	113
2004-12-31 (YTD Data)		Rank
Total interest income	$567,667,000	95
Total interest expense	$236,977,000	78
Net interest income	$330,690,000	111
Provision for loan and lease losses	$2,895,000	402
Total noninterest income	$60,447,000	197
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	138
Additional Noninterest Income	$60,447,000	154
Total noninterest expense	$231,910,000	131
Salaries and employee benefits	$149,902,000	88
Premises and equipment expense	$39,577,000	92
Additional noninterest expense	$42,431,000	208
Pre-tax net operating income	$156,332,000	122
Securities gains (losses)	$38,539,000	24
Applicable income taxes	$76,586,000	98
Income before extraordinary items	$118,285,000	120
Extraordinary gains, net	$0	34
Net income	$118,285,000	122
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,385,000	8,970
Cash dividends	$23,542,000	197
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$93,620,040	129
2004-09-30 (YTD Data)		Rank
Total interest income	$401,195,000	100
Total interest expense	$163,640,000	83
Net interest income	$237,555,000	116
Provision for loan and lease losses	$4,448,000	226
Total noninterest income	$37,184,000	229
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	134
Additional Noninterest Income	$37,184,000	178
Total noninterest expense	$171,955,000	136
Salaries and employee benefits	$111,004,000	93
Premises and equipment expense	$29,218,000	95
Additional noninterest expense	$31,733,000	215
Pre-tax net operating income	$98,336,000	140
Securities gains (losses)	$12,702,000	49
Applicable income taxes	$41,220,000	126
Income before extraordinary items	$69,818,000	142
Extraordinary gains, net	$0	26
Net income	$69,818,000	143
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$327,000	1,362
Cash dividends	$17,267,000	192
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$61,688,720	141
2004-06-30 (YTD Data)		Rank
Total interest income	$251,994,000	105
Total interest expense	$99,874,000	88
Net interest income	$152,120,000	120
Provision for loan and lease losses	$3,262,000	212
Total noninterest income	$36,765,000	186
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	130
Additional Noninterest Income	$36,765,000	144
Total noninterest expense	$113,465,000	134
Salaries and employee benefits	$73,946,000	97
Premises and equipment expense	$18,901,000	97
Additional noninterest expense	$20,618,000	210
Pre-tax net operating income	$72,158,000	128
Securities gains (losses)	$-1,935,000	9,052
Applicable income taxes	$29,572,000	126
Income before extraordinary items	$40,651,000	153
Extraordinary gains, net	$0	21
Net income	$40,651,000	154
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$170,000	1,541
Cash dividends	$10,992,000	183
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$41,889,400	143
2004-03-31 (YTD Data)		Rank
Total interest income	$120,775,000	110
Total interest expense	$48,456,000	88
Net interest income	$72,319,000	121
Provision for loan and lease losses	$1,804,000	203
Total noninterest income	$231,000	3,697
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	121
Additional Noninterest Income	$231,000	2,252
Total noninterest expense	$55,522,000	136
Salaries and employee benefits	$35,975,000	99
Premises and equipment expense	$9,449,000	96
Additional noninterest expense	$10,098,000	208
Pre-tax net operating income	$15,224,000	225
Securities gains (losses)	$3,484,000	77
Applicable income taxes	$7,894,000	170
Income before extraordinary items	$10,814,000	223
Extraordinary gains, net	$0	16
Net income	$10,814,000	224
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$113,000	1,199
Cash dividends	$5,496,000	165
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$8,584,240	248
2003-12-31 (YTD Data)		Rank
Total interest income	$517,318,000	105
Total interest expense	$222,011,000	83
Net interest income	$295,307,000	116
Provision for loan and lease losses	$-3,718,000	9,170
Total noninterest income	$38,946,000	262
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$-10,449,000	9,175
Additional Noninterest Income	$49,395,000	187
Total noninterest expense	$210,736,000	141
Salaries and employee benefits	$136,312,000	103
Premises and equipment expense	$37,454,000	98
Additional noninterest expense	$36,970,000	227
Pre-tax net operating income	$127,235,000	136
Securities gains (losses)	$61,473,000	32
Applicable income taxes	$79,589,000	98
Income before extraordinary items	$109,119,000	125
Extraordinary gains, net	$0	54
Net income	$109,119,000	125
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,050,000	890
Cash dividends	$21,984,000	227
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$69,776,280	145
2003-09-30 (YTD Data)		Rank
Total interest income	$401,428,000	100
Total interest expense	$173,053,000	83
Net interest income	$228,375,000	115
Provision for loan and lease losses	$-3,437,000	9,227
Total noninterest income	$15,024,000	411
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$-10,449,000	9,228
Additional Noninterest Income	$25,473,000	230
Total noninterest expense	$158,345,000	142
Salaries and employee benefits	$102,814,000	103
Premises and equipment expense	$27,851,000	99
Additional noninterest expense	$27,680,000	231
Pre-tax net operating income	$88,491,000	140
Securities gains (losses)	$55,894,000	29
Applicable income taxes	$60,875,000	94
Income before extraordinary items	$83,510,000	123
Extraordinary gains, net	$0	40
Net income	$83,510,000	123
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$876,000	756
Cash dividends	$16,488,000	222
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$47,737,840	157
2003-06-30 (YTD Data)		Rank
Total interest income	$278,733,000	97
Total interest expense	$120,572,000	81
Net interest income	$158,161,000	116
Provision for loan and lease losses	$-2,333,000	9,259
Total noninterest income	$2,398,000	1,191
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$591,000	80
Additional Noninterest Income	$1,807,000	983
Total noninterest expense	$104,654,000	143
Salaries and employee benefits	$68,044,000	104
Premises and equipment expense	$18,206,000	105
Additional noninterest expense	$18,404,000	231
Pre-tax net operating income	$58,238,000	146
Securities gains (losses)	$32,427,000	41
Applicable income taxes	$38,257,000	101
Income before extraordinary items	$52,408,000	124
Extraordinary gains, net	$0	30
Net income	$52,408,000	124
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$505,000	835
Cash dividends	$10,992,000	194
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$31,654,720	163
2003-03-31 (YTD Data)		Rank
Total interest income	$145,724,000	94
Total interest expense	$63,451,000	77
Net interest income	$82,273,000	111
Provision for loan and lease losses	$-1,709,000	9,304
Total noninterest income	$4,314,000	469
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	134
Additional Noninterest Income	$4,314,000	347
Total noninterest expense	$52,588,000	140
Salaries and employee benefits	$34,563,000	103
Premises and equipment expense	$8,925,000	109
Additional noninterest expense	$9,100,000	228
Pre-tax net operating income	$35,708,000	127
Securities gains (losses)	$19,775,000	34
Applicable income taxes	$23,427,000	82
Income before extraordinary items	$32,056,000	116
Extraordinary gains, net	$0	21
Net income	$32,056,000	116
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$204,000	935
Cash dividends	$5,496,000	174
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$19,400,000	144
2002-12-31 (YTD Data)		Rank
Total interest income	$626,604,000	91
Total interest expense	$306,115,000	72
Net interest income	$320,489,000	115
Provision for loan and lease losses	$939,000	1,430
Total noninterest income	$29,716,000	308
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	153
Additional Noninterest Income	$29,716,000	240
Total noninterest expense	$188,904,000	146
Salaries and employee benefits	$121,557,000	106
Premises and equipment expense	$34,164,000	108
Additional noninterest expense	$33,183,000	254
Pre-tax net operating income	$160,362,000	118
Securities gains (losses)	$46,234,000	41
Applicable income taxes	$87,153,000	79
Income before extraordinary items	$119,443,000	114
Extraordinary gains, net	$0	70
Net income	$119,443,000	114
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,067,000	551
Cash dividends	$71,984,000	112
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$89,853,240	133
2001-12-31 (YTD Data)		Rank
Total interest income	$801,601,000	86
Total interest expense	$491,355,000	70
Net interest income	$310,246,000	106
Provision for loan and lease losses	$2,564,000	573
Total noninterest income	$55,348,000	220
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	177
Additional Noninterest Income	$55,348,000	165
Total noninterest expense	$165,101,000	158
Salaries and employee benefits	$101,535,000	114
Premises and equipment expense	$29,110,000	116
Additional noninterest expense	$34,456,000	256
Pre-tax net operating income	$197,929,000	87
Securities gains (losses)	$22,699,000	47
Applicable income taxes	$93,202,000	73
Income before extraordinary items	$127,426,000	99
Extraordinary gains, net	$36,000	83
Net income	$127,462,000	98
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,085,000	888
Cash dividends	$21,984,000	221
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$112,898,640	104
2000-12-31 (YTD Data)		Rank
Total interest income	$776,466,000	96
Total interest expense	$510,662,000	80
Net interest income	$265,804,000	119
Provision for loan and lease losses	$3,251,000	434
Total noninterest income	$57,987,000	211
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	180
Additional Noninterest Income	$57,987,000	159
Total noninterest expense	$139,427,000	180
Salaries and employee benefits	$83,776,000	132
Premises and equipment expense	$26,113,000	123
Additional noninterest expense	$29,538,000	271
Pre-tax net operating income	$181,113,000	94
Securities gains (losses)	$3,191,000	69
Applicable income taxes	$77,959,000	81
Income before extraordinary items	$106,345,000	103
Extraordinary gains, net	$0	38
Net income	$106,345,000	103
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,266,000	637
Cash dividends	$21,984,000	231
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$104,302,760	108
1999-12-31 (YTD Data)		Rank
Total interest income	$530,296,000	113
Total interest expense	$323,018,000	90
Net interest income	$207,278,000	141
Provision for loan and lease losses	$11,270,000	181
Total noninterest income	$45,779,000	240
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	173
Additional Noninterest Income	$45,779,000	182
Total noninterest expense	$143,465,000	171
Salaries and employee benefits	$87,741,000	125
Premises and equipment expense	$23,970,000	133
Additional noninterest expense	$31,754,000	268
Pre-tax net operating income	$98,322,000	165
Securities gains (losses)	$15,094,000	29
Applicable income taxes	$47,975,000	135
Income before extraordinary items	$65,441,000	158
Extraordinary gains, net	$0	35
Net income	$65,441,000	159
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,584,000	282
Cash dividends	$5,011,000	655
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$55,780,840	177
1998-12-31 (YTD Data)		Rank
Total interest income	$437,650,000	133
Total interest expense	$266,666,000	108
Net interest income	$170,984,000	164
Provision for loan and lease losses	$3,899,000	387
Total noninterest income	$45,330,000	246
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	224
Additional Noninterest Income	$45,330,000	192
Total noninterest expense	$113,751,000	207
Salaries and employee benefits	$67,858,000	145
Premises and equipment expense	$19,798,000	153
Additional noninterest expense	$26,095,000	303
Pre-tax net operating income	$98,664,000	156
Securities gains (losses)	$2,809,000	187
Applicable income taxes	$43,304,000	132
Income before extraordinary items	$58,169,000	179
Extraordinary gains, net	$0	32
Net income	$58,169,000	180
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,346,000	303
Cash dividends	$9,540,000	399
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$56,371,240	176
1997-12-31 (YTD Data)		Rank
Total interest income	$417,567,000	145
Total interest expense	$266,652,000	106
Net interest income	$150,915,000	186
Provision for loan and lease losses	$8,640,000	226
Total noninterest income	$36,244,000	258
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	239
Additional Noninterest Income	$36,244,000	195
Total noninterest expense	$100,102,000	216
Salaries and employee benefits	$55,349,000	163
Premises and equipment expense	$17,652,000	171
Additional noninterest expense	$27,101,000	278
Pre-tax net operating income	$78,417,000	178
Securities gains (losses)	$1,503,000	226
Applicable income taxes	$34,400,000	157
Income before extraordinary items	$45,520,000	199
Extraordinary gains, net	$0	44
Net income	$45,520,000	199
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,336,000	251
Cash dividends	$8,890,000	399
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$44,558,080	194
1996-12-31 (YTD Data)		Rank
Total interest income	$346,708,000	178
Total interest expense	$212,191,000	149
Net interest income	$134,517,000	219
Provision for loan and lease losses	$9,090,000	219
Total noninterest income	$23,816,000	345
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	262
Additional Noninterest Income	$23,816,000	265
Total noninterest expense	$118,273,000	219
Salaries and employee benefits	$46,171,000	207
Premises and equipment expense	$14,970,000	214
Additional noninterest expense	$57,132,000	218
Pre-tax net operating income	$30,970,000	332
Securities gains (losses)	$4,985,000	78
Applicable income taxes	$14,970,000	279
Income before extraordinary items	$20,985,000	329
Extraordinary gains, net	$0	53
Net income	$20,985,000	329
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,979,000	268
Cash dividends	$8,405,000	476
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$17,794,600	366
1995-12-31 (YTD Data)		Rank
Total interest income	$323,245,000	193
Total interest expense	$214,590,000	147
Net interest income	$108,655,000	263
Provision for loan and lease losses	$8,966,000	202
Total noninterest income	$16,623,000	450
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	522
Additional Noninterest Income	$16,623,000	328
Total noninterest expense	$81,839,000	291
Salaries and employee benefits	$38,465,000	243
Premises and equipment expense	$12,960,000	234
Additional noninterest expense	$30,414,000	323
Pre-tax net operating income	$34,473,000	323
Securities gains (losses)	$251,000	581
Applicable income taxes	$13,116,000	313
Income before extraordinary items	$21,608,000	336
Extraordinary gains, net	$0	65
Net income	$21,608,000	335
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$12,884,000	159
Cash dividends	$16,940,000	298
Sale, conversion, retirement of capital stock, net	NA	NA
Net operating income	$21,447,360	329
1994-12-31 (YTD Data)		Rank
Total interest income	$236,990,000	219
Total interest expense	$122,288,000	196
Net interest income	$114,702,000	251
Provision for loan and lease losses	$4,909,000	291
Total noninterest income	$15,778,000	433
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	475
Additional Noninterest Income	$15,778,000	328
Total noninterest expense	$87,336,000	273
Salaries and employee benefits	$40,123,000	230
Premises and equipment expense	$13,519,000	230
Additional noninterest expense	$33,694,000	302
Pre-tax net operating income	$38,235,000	292
Securities gains (losses)	$123,000	689
Applicable income taxes	$14,826,000	261
Income before extraordinary items	$23,532,000	295
Extraordinary gains, net	$0	249
Net income	$23,532,000	294
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$5,163,000	287
Cash dividends	$7,759,000	424
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$23,453,280	299
1993-12-31 (YTD Data)		Rank
Total interest income	$228,837,000	211
Total interest expense	$109,722,000	184
Net interest income	$119,115,000	232
Provision for loan and lease losses	$3,269,000	577
Total noninterest income	$16,532,000	430
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	532
Additional Noninterest Income	$16,532,000	316
Total noninterest expense	$82,696,000	281
Salaries and employee benefits	$39,202,000	226
Premises and equipment expense	$13,979,000	222
Additional noninterest expense	$29,515,000	357
Pre-tax net operating income	$49,682,000	212
Securities gains (losses)	$1,665,000	367
Applicable income taxes	$20,625,000	173
Income before extraordinary items	$30,722,000	234
Extraordinary gains, net	$12,944,000	23
Net income	$43,666,000	182
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,521,000	632
Cash dividends	$5,658,000	434
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$29,656,400	231
1992-12-31 (YTD Data)		Rank
Total interest income	$259,828,000	201
Total interest expense	$142,302,000	171
Net interest income	$117,526,000	221
Provision for loan and lease losses	$9,038,000	397
Total noninterest income	$19,458,000	397
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$-3,594,000	5,319
Additional Noninterest Income	$23,052,000	236
Total noninterest expense	$80,342,000	285
Salaries and employee benefits	$36,458,000	236
Premises and equipment expense	$14,207,000	218
Additional noninterest expense	$29,677,000	355
Pre-tax net operating income	$47,604,000	171
Securities gains (losses)	$1,103,000	603
Applicable income taxes	$6,857,000	367
Income before extraordinary items	$41,850,000	155
Extraordinary gains, net	$0	1,422
Net income	$41,850,000	159
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,539,000	658
Cash dividends	$5,172,000	370
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$40,901,420	144

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.