Home > Douglass National Bank > Income and Expense
Douglass National Bank, Income and Expense
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $3,673,000 | 6,412 |
| Total interest expense | $1,846,000 | 6,006 |
| Net interest income | $1,827,000 | 6,719 |
| Provision for loan and lease losses | $-100,000 | 8,371 |
| Total noninterest income | $704,000 | 4,279 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $478,000 | 3,140 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $226,000 | 4,820 |
| Total noninterest expense | $3,980,000 | 4,138 |
| Salaries and employee benefits | $1,700,000 | 4,930 |
| Premises and equipment expense | $341,000 | 5,480 |
| Additional noninterest expense | $1,939,000 | 2,731 |
| Pre-tax net operating income | $-1,349,000 | 8,151 |
| Securities gains (losses) | $6,000 | 1,516 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $-1,343,000 | 8,197 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,343,000 | 8,193 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $941,000 | 1,075 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-1,349,000 | 8,193 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $2,876,000 | 6,351 |
| Total interest expense | $1,440,000 | 5,945 |
| Net interest income | $1,436,000 | 6,640 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $463,000 | 4,584 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $358,000 | 3,130 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $105,000 | 5,709 |
| Total noninterest expense | $3,019,000 | 4,074 |
| Salaries and employee benefits | $1,305,000 | 4,834 |
| Premises and equipment expense | $269,000 | 5,325 |
| Additional noninterest expense | $1,445,000 | 2,706 |
| Pre-tax net operating income | $-1,120,000 | 8,318 |
| Securities gains (losses) | $6,000 | 1,140 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $-1,114,000 | 8,352 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-1,114,000 | 8,350 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $760,000 | 794 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $-1,120,000 | 8,347 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,905,000 | 6,405 |
| Total interest expense | $972,000 | 5,941 |
| Net interest income | $933,000 | 6,740 |
| Provision for loan and lease losses | $180,000 | 2,301 |
| Total noninterest income | $308,000 | 4,600 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $237,000 | 3,133 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $71,000 | 5,722 |
| Total noninterest expense | $2,075,000 | 4,023 |
| Salaries and employee benefits | $879,000 | 4,830 |
| Premises and equipment expense | $186,000 | 5,247 |
| Additional noninterest expense | $1,010,000 | 2,604 |
| Pre-tax net operating income | $-1,014,000 | 8,460 |
| Securities gains (losses) | $6,000 | 974 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $-1,008,000 | 8,485 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,008,000 | 8,482 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $615,000 | 627 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $-1,014,000 | 8,477 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $932,000 | 6,464 |
| Total interest expense | $500,000 | 5,857 |
| Net interest income | $432,000 | 6,945 |
| Provision for loan and lease losses | $90,000 | 2,153 |
| Total noninterest income | $148,000 | 4,668 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $114,000 | 3,186 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $34,000 | 5,782 |
| Total noninterest expense | $1,025,000 | 4,072 |
| Salaries and employee benefits | $429,000 | 4,939 |
| Premises and equipment expense | $95,000 | 5,198 |
| Additional noninterest expense | $501,000 | 2,613 |
| Pre-tax net operating income | $-535,000 | 8,525 |
| Securities gains (losses) | $6,000 | 777 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $-529,000 | 8,539 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-529,000 | 8,537 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $224,000 | 679 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $-535,000 | 8,533 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $5,213,000 | 5,434 |
| Total interest expense | $2,215,000 | 5,137 |
| Net interest income | $2,998,000 | 5,527 |
| Provision for loan and lease losses | $3,049,000 | 369 |
| Total noninterest income | $691,000 | 4,390 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $542,000 | 2,897 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $149,000 | 5,627 |
| Total noninterest expense | $4,551,000 | 3,606 |
| Salaries and employee benefits | $1,842,000 | 4,540 |
| Premises and equipment expense | $362,000 | 5,232 |
| Additional noninterest expense | $2,347,000 | 2,225 |
| Pre-tax net operating income | $-3,911,000 | 8,653 |
| Securities gains (losses) | $-285,000 | 8,437 |
| Applicable income taxes | $69,000 | 5,237 |
| Income before extraordinary items | $-4,265,000 | 8,660 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-4,265,000 | 8,660 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,789,000 | 433 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $-3,980,000 | 8,653 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,119,000 | 5,277 |
| Total interest expense | $1,704,000 | 4,998 |
| Net interest income | $2,415,000 | 5,359 |
| Provision for loan and lease losses | $1,844,000 | 431 |
| Total noninterest income | $526,000 | 4,359 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $413,000 | 2,875 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $113,000 | 5,618 |
| Total noninterest expense | $3,292,000 | 3,702 |
| Salaries and employee benefits | $1,410,000 | 4,453 |
| Premises and equipment expense | $280,000 | 5,161 |
| Additional noninterest expense | $1,602,000 | 2,409 |
| Pre-tax net operating income | $-2,195,000 | 8,705 |
| Securities gains (losses) | $-285,000 | 8,580 |
| Applicable income taxes | $-990,000 | 8,717 |
| Income before extraordinary items | $-1,490,000 | 8,670 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-1,490,000 | 8,670 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,489,000 | 341 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $-1,307,600 | 8,645 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,915,000 | 5,052 |
| Total interest expense | $1,191,000 | 4,741 |
| Net interest income | $1,724,000 | 5,168 |
| Provision for loan and lease losses | $552,000 | 896 |
| Total noninterest income | $348,000 | 4,368 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $273,000 | 2,887 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $75,000 | 5,680 |
| Total noninterest expense | $2,312,000 | 3,560 |
| Salaries and employee benefits | $994,000 | 4,283 |
| Premises and equipment expense | $184,000 | 5,197 |
| Additional noninterest expense | $1,134,000 | 2,289 |
| Pre-tax net operating income | $-792,000 | 8,656 |
| Securities gains (losses) | $-285,000 | 8,660 |
| Applicable income taxes | $-472,000 | 8,747 |
| Income before extraordinary items | $-605,000 | 8,620 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-605,000 | 8,619 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $400,000 | 672 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $-422,600 | 8,554 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,530,000 | 4,843 |
| Total interest expense | $625,000 | 4,466 |
| Net interest income | $905,000 | 5,018 |
| Provision for loan and lease losses | $118,000 | 1,798 |
| Total noninterest income | $174,000 | 4,289 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $138,000 | 2,780 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $36,000 | 5,743 |
| Total noninterest expense | $1,214,000 | 3,431 |
| Salaries and employee benefits | $524,000 | 4,160 |
| Premises and equipment expense | $95,000 | 5,109 |
| Additional noninterest expense | $595,000 | 2,170 |
| Pre-tax net operating income | $-253,000 | 8,587 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $-88,000 | 8,687 |
| Income before extraordinary items | $-165,000 | 8,533 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-165,000 | 8,532 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $221,000 | 574 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $-165,000 | 8,521 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $6,396,000 | 4,432 |
| Total interest expense | $2,180,000 | 4,186 |
| Net interest income | $4,216,000 | 4,465 |
| Provision for loan and lease losses | $1,236,000 | 854 |
| Total noninterest income | $1,458,000 | 2,735 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $581,000 | 2,728 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $877,000 | 2,401 |
| Total noninterest expense | $4,912,000 | 3,285 |
| Salaries and employee benefits | $2,240,000 | 3,793 |
| Premises and equipment expense | $438,000 | 4,584 |
| Additional noninterest expense | $2,234,000 | 2,240 |
| Pre-tax net operating income | $-474,000 | 8,493 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $-137,000 | 8,633 |
| Income before extraordinary items | $-337,000 | 8,478 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $-337,000 | 8,478 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $698,000 | 893 |
| Cash dividends | $180,000 | 5,013 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $-337,000 | 8,459 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,815,000 | 4,377 |
| Total interest expense | $1,555,000 | 4,186 |
| Net interest income | $3,260,000 | 4,379 |
| Provision for loan and lease losses | $753,000 | 990 |
| Total noninterest income | $1,266,000 | 2,488 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $426,000 | 2,776 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $840,000 | 2,055 |
| Total noninterest expense | $3,474,000 | 3,424 |
| Salaries and employee benefits | $1,732,000 | 3,681 |
| Premises and equipment expense | $339,000 | 4,458 |
| Additional noninterest expense | $1,403,000 | 2,616 |
| Pre-tax net operating income | $299,000 | 7,210 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $119,000 | 5,065 |
| Income before extraordinary items | $180,000 | 7,549 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $180,000 | 7,550 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $459,000 | 894 |
| Cash dividends | $180,000 | 4,177 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $180,000 | 7,524 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,171,000 | 4,332 |
| Total interest expense | $970,000 | 4,226 |
| Net interest income | $2,201,000 | 4,306 |
| Provision for loan and lease losses | $84,000 | 3,691 |
| Total noninterest income | $413,000 | 3,972 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $277,000 | 2,777 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $136,000 | 4,526 |
| Total noninterest expense | $2,258,000 | 3,463 |
| Salaries and employee benefits | $1,163,000 | 3,656 |
| Premises and equipment expense | $219,000 | 4,512 |
| Additional noninterest expense | $876,000 | 2,786 |
| Pre-tax net operating income | $272,000 | 6,760 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $102,000 | 4,792 |
| Income before extraordinary items | $170,000 | 7,169 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $170,000 | 7,170 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $89,000 | 2,042 |
| Cash dividends | $120,000 | 4,098 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $170,000 | 7,138 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,533,000 | 4,411 |
| Total interest expense | $444,000 | 4,369 |
| Net interest income | $1,089,000 | 4,351 |
| Provision for loan and lease losses | $42,000 | 3,553 |
| Total noninterest income | $202,000 | 3,954 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $132,000 | 2,810 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $70,000 | 4,462 |
| Total noninterest expense | $1,138,000 | 3,459 |
| Salaries and employee benefits | $592,000 | 3,606 |
| Premises and equipment expense | $113,000 | 4,465 |
| Additional noninterest expense | $433,000 | 2,804 |
| Pre-tax net operating income | $111,000 | 7,068 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $42,000 | 4,975 |
| Income before extraordinary items | $69,000 | 7,447 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $69,000 | 7,446 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 2,934 |
| Cash dividends | $60,000 | 3,307 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $69,000 | 7,418 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $5,640,000 | 4,462 |
| Total interest expense | $1,605,000 | 4,325 |
| Net interest income | $4,035,000 | 4,454 |
| Provision for loan and lease losses | $168,000 | 4,049 |
| Total noninterest income | $1,428,000 | 2,773 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $432,000 | 3,466 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $996,000 | 2,160 |
| Total noninterest expense | $4,121,000 | 3,646 |
| Salaries and employee benefits | $2,149,000 | 3,757 |
| Premises and equipment expense | $416,000 | 4,638 |
| Additional noninterest expense | $1,556,000 | 3,041 |
| Pre-tax net operating income | $1,174,000 | 4,848 |
| Securities gains (losses) | $36,000 | 1,984 |
| Applicable income taxes | $405,000 | 3,706 |
| Income before extraordinary items | $805,000 | 5,253 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $805,000 | 5,255 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $157,000 | 2,963 |
| Cash dividends | $240,000 | 4,658 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $780,880 | 5,244 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,135,000 | 4,512 |
| Total interest expense | $1,203,000 | 4,273 |
| Net interest income | $2,932,000 | 4,549 |
| Provision for loan and lease losses | $126,000 | 3,901 |
| Total noninterest income | $1,222,000 | 2,546 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $313,000 | 3,558 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $909,000 | 1,904 |
| Total noninterest expense | $3,065,000 | 3,647 |
| Salaries and employee benefits | $1,595,000 | 3,773 |
| Premises and equipment expense | $300,000 | 4,749 |
| Additional noninterest expense | $1,170,000 | 3,003 |
| Pre-tax net operating income | $963,000 | 4,690 |
| Securities gains (losses) | $32,000 | 1,992 |
| Applicable income taxes | $338,000 | 3,576 |
| Income before extraordinary items | $657,000 | 5,123 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $657,000 | 5,123 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $139,000 | 2,368 |
| Cash dividends | $180,000 | 4,089 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $635,880 | 5,123 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,729,000 | 4,548 |
| Total interest expense | $821,000 | 4,203 |
| Net interest income | $1,908,000 | 4,626 |
| Provision for loan and lease losses | $84,000 | 3,858 |
| Total noninterest income | $330,000 | 4,568 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $193,000 | 3,732 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $137,000 | 4,492 |
| Total noninterest expense | $1,980,000 | 3,765 |
| Salaries and employee benefits | $1,056,000 | 3,816 |
| Premises and equipment expense | $198,000 | 4,785 |
| Additional noninterest expense | $726,000 | 3,206 |
| Pre-tax net operating income | $174,000 | 7,386 |
| Securities gains (losses) | $32,000 | 1,752 |
| Applicable income taxes | $75,000 | 5,193 |
| Income before extraordinary items | $131,000 | 7,489 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $131,000 | 7,489 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 2,667 |
| Cash dividends | $121,000 | 4,016 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $110,520 | 7,612 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,406,000 | 4,474 |
| Total interest expense | $421,000 | 4,173 |
| Net interest income | $985,000 | 4,532 |
| Provision for loan and lease losses | $42,000 | 3,681 |
| Total noninterest income | $159,000 | 4,637 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $87,000 | 3,922 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $72,000 | 4,381 |
| Total noninterest expense | $911,000 | 4,051 |
| Salaries and employee benefits | $508,000 | 3,954 |
| Premises and equipment expense | $104,000 | 4,667 |
| Additional noninterest expense | $299,000 | 3,759 |
| Pre-tax net operating income | $191,000 | 5,930 |
| Securities gains (losses) | $32,000 | 1,456 |
| Applicable income taxes | $75,000 | 4,234 |
| Income before extraordinary items | $148,000 | 6,041 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $148,000 | 6,041 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,263 |
| Cash dividends | $60,000 | 3,268 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $126,880 | 6,286 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $5,432,000 | 4,612 |
| Total interest expense | $1,871,000 | 4,226 |
| Net interest income | $3,561,000 | 4,740 |
| Provision for loan and lease losses | $115,000 | 5,108 |
| Total noninterest income | $610,000 | 4,919 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $342,000 | 4,011 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $268,000 | 4,723 |
| Total noninterest expense | $3,331,000 | 4,289 |
| Salaries and employee benefits | $1,897,000 | 4,098 |
| Premises and equipment expense | $395,000 | 4,768 |
| Additional noninterest expense | $1,039,000 | 4,148 |
| Pre-tax net operating income | $725,000 | 5,923 |
| Securities gains (losses) | $178,000 | 1,421 |
| Applicable income taxes | $301,000 | 4,278 |
| Income before extraordinary items | $602,000 | 5,946 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $602,000 | 5,950 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 5,558 |
| Cash dividends | $180,000 | 5,040 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $482,740 | 6,255 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,022,000 | 4,710 |
| Total interest expense | $1,445,000 | 4,258 |
| Net interest income | $2,577,000 | 4,864 |
| Provision for loan and lease losses | $82,000 | 5,091 |
| Total noninterest income | $461,000 | 4,956 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $253,000 | 4,057 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $208,000 | 4,724 |
| Total noninterest expense | $2,493,000 | 4,282 |
| Salaries and employee benefits | $1,410,000 | 4,132 |
| Premises and equipment expense | $298,000 | 4,734 |
| Additional noninterest expense | $785,000 | 4,115 |
| Pre-tax net operating income | $463,000 | 6,444 |
| Securities gains (losses) | $134,000 | 1,503 |
| Applicable income taxes | $224,000 | 4,478 |
| Income before extraordinary items | $373,000 | 6,513 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $373,000 | 6,514 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 5,021 |
| Cash dividends | $120,000 | 4,559 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $287,240 | 6,852 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,657,000 | 4,777 |
| Total interest expense | $1,004,000 | 4,244 |
| Net interest income | $1,653,000 | 4,986 |
| Provision for loan and lease losses | $58,000 | 4,973 |
| Total noninterest income | $317,000 | 4,843 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $164,000 | 4,092 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $153,000 | 4,540 |
| Total noninterest expense | $1,615,000 | 4,356 |
| Salaries and employee benefits | $932,000 | 4,141 |
| Premises and equipment expense | $204,000 | 4,643 |
| Additional noninterest expense | $479,000 | 4,383 |
| Pre-tax net operating income | $297,000 | 6,519 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $110,000 | 4,991 |
| Income before extraordinary items | $187,000 | 7,084 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $187,000 | 7,085 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 4,382 |
| Cash dividends | $60,000 | 4,634 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $187,000 | 6,896 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,281,000 | 4,930 |
| Total interest expense | $518,000 | 4,227 |
| Net interest income | $763,000 | 5,262 |
| Provision for loan and lease losses | $24,000 | 4,998 |
| Total noninterest income | $140,000 | 5,063 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $81,000 | 4,048 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $59,000 | 4,952 |
| Total noninterest expense | $830,000 | 4,254 |
| Salaries and employee benefits | $474,000 | 4,064 |
| Premises and equipment expense | $112,000 | 4,395 |
| Additional noninterest expense | $244,000 | 4,298 |
| Pre-tax net operating income | $49,000 | 8,008 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $16,000 | 6,250 |
| Income before extraordinary items | $33,000 | 8,219 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $33,000 | 8,219 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 2,967 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $33,000 | 8,087 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $5,453,000 | 4,874 |
| Total interest expense | $2,484,000 | 4,122 |
| Net interest income | $2,969,000 | 5,316 |
| Provision for loan and lease losses | $27,000 | 7,284 |
| Total noninterest income | $864,000 | 3,807 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $334,000 | 3,998 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $530,000 | 3,182 |
| Total noninterest expense | $2,914,000 | 4,556 |
| Salaries and employee benefits | $1,635,000 | 4,388 |
| Premises and equipment expense | $407,000 | 4,587 |
| Additional noninterest expense | $872,000 | 4,642 |
| Pre-tax net operating income | $892,000 | 5,509 |
| Securities gains (losses) | $70,000 | 2,096 |
| Applicable income taxes | $362,000 | 4,094 |
| Income before extraordinary items | $600,000 | 5,961 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $600,000 | 5,959 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 4,965 |
| Cash dividends | $186,000 | 4,978 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $555,200 | 6,008 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,854,000 | 5,052 |
| Total interest expense | $3,188,000 | 4,507 |
| Net interest income | $2,666,000 | 5,504 |
| Provision for loan and lease losses | $39,000 | 6,982 |
| Total noninterest income | $899,000 | 3,578 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $386,000 | 3,497 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $513,000 | 3,084 |
| Total noninterest expense | $2,900,000 | 4,447 |
| Salaries and employee benefits | $1,476,000 | 4,571 |
| Premises and equipment expense | $551,000 | 3,607 |
| Additional noninterest expense | $873,000 | 4,496 |
| Pre-tax net operating income | $626,000 | 6,078 |
| Securities gains (losses) | $62,000 | 2,166 |
| Applicable income taxes | $272,000 | 4,465 |
| Income before extraordinary items | $416,000 | 6,484 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $416,000 | 6,487 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $118,000 | 3,784 |
| Cash dividends | $80,000 | 5,886 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $376,320 | 6,575 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $6,021,000 | 5,069 |
| Total interest expense | $3,176,000 | 4,710 |
| Net interest income | $2,845,000 | 5,348 |
| Provision for loan and lease losses | $116,000 | 5,015 |
| Total noninterest income | $1,027,000 | 3,068 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $767,000 | 1,813 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $260,000 | 4,215 |
| Total noninterest expense | $2,874,000 | 4,375 |
| Salaries and employee benefits | $1,343,000 | 4,773 |
| Premises and equipment expense | $532,000 | 3,609 |
| Additional noninterest expense | $999,000 | 4,001 |
| Pre-tax net operating income | $882,000 | 5,613 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $331,000 | 4,376 |
| Income before extraordinary items | $551,000 | 6,076 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $551,000 | 6,074 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $142,000 | 2,962 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $551,000 | 6,078 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $5,581,000 | 5,187 |
| Total interest expense | $3,119,000 | 4,461 |
| Net interest income | $2,462,000 | 5,855 |
| Provision for loan and lease losses | $235,000 | 3,227 |
| Total noninterest income | $897,000 | 3,356 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $727,000 | 1,829 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $170,000 | 5,301 |
| Total noninterest expense | $2,827,000 | 4,428 |
| Salaries and employee benefits | $1,332,000 | 4,780 |
| Premises and equipment expense | $522,000 | 3,631 |
| Additional noninterest expense | $973,000 | 4,108 |
| Pre-tax net operating income | $297,000 | 8,108 |
| Securities gains (losses) | $26,000 | 1,258 |
| Applicable income taxes | $118,000 | 6,683 |
| Income before extraordinary items | $205,000 | 8,268 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $205,000 | 8,268 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $215,000 | 2,289 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $188,360 | 8,352 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,488,000 | 5,311 |
| Total interest expense | $3,108,000 | 4,590 |
| Net interest income | $2,380,000 | 6,016 |
| Provision for loan and lease losses | $144,000 | 4,268 |
| Total noninterest income | $769,000 | 3,729 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $672,000 | 1,901 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $97,000 | 6,704 |
| Total noninterest expense | $2,715,000 | 4,493 |
| Salaries and employee benefits | $1,212,000 | 5,038 |
| Premises and equipment expense | $499,000 | 3,707 |
| Additional noninterest expense | $1,004,000 | 3,949 |
| Pre-tax net operating income | $290,000 | 8,453 |
| Securities gains (losses) | $81,000 | 1,415 |
| Applicable income taxes | $143,000 | 6,938 |
| Income before extraordinary items | $228,000 | 8,408 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $228,000 | 8,407 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $216,000 | 2,320 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $176,160 | 8,725 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,221,000 | 5,618 |
| Total interest expense | $2,973,000 | 4,755 |
| Net interest income | $2,248,000 | 6,443 |
| Provision for loan and lease losses | $296,000 | 2,663 |
| Total noninterest income | $721,000 | 3,893 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $560,000 | 2,342 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $161,000 | 5,514 |
| Total noninterest expense | $2,747,000 | 4,412 |
| Salaries and employee benefits | $1,136,000 | 5,331 |
| Premises and equipment expense | $497,000 | 3,722 |
| Additional noninterest expense | $1,114,000 | 3,563 |
| Pre-tax net operating income | $-74,000 | 10,466 |
| Securities gains (losses) | $28,000 | 1,673 |
| Applicable income taxes | $0 | 10,065 |
| Income before extraordinary items | $-46,000 | 10,467 |
| Extraordinary gains, net | $577,000 | 8 |
| Net income | $531,000 | 6,798 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 4,572 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $-74,000 | 10,457 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $404,000 | 11,303 |
| Total interest expense | $245,000 | 11,172 |
| Net interest income | $159,000 | 11,356 |
| Provision for loan and lease losses | $8,000 | 8,671 |
| Total noninterest income | $72,000 | 10,431 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $36,000 | 9,214 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $36,000 | 9,538 |
| Total noninterest expense | $204,000 | 11,363 |
| Salaries and employee benefits | $93,000 | 11,370 |
| Premises and equipment expense | $29,000 | 11,154 |
| Additional noninterest expense | $82,000 | 11,235 |
| Pre-tax net operating income | $17,000 | 10,723 |
| Securities gains (losses) | $1,000 | 3,760 |
| Applicable income taxes | $0 | 10,572 |
| Income before extraordinary items | $18,000 | 10,747 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $18,000 | 10,744 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $588,000 | 3,108 |
| Sale, conversion, retirement of capital stock, net | $400,000 | 493 |
| Net operating income | $17,000 | 10,705 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,707,000 | 6,231 |
| Total interest expense | $2,710,000 | 5,214 |
| Net interest income | $1,997,000 | 7,321 |
| Provision for loan and lease losses | $36,000 | 6,768 |
| Total noninterest income | $612,000 | 4,498 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $271,000 | 4,662 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $341,000 | 3,678 |
| Total noninterest expense | $2,222,000 | 5,510 |
| Salaries and employee benefits | $936,000 | 6,370 |
| Premises and equipment expense | $333,000 | 5,214 |
| Additional noninterest expense | $953,000 | 4,536 |
| Pre-tax net operating income | $351,000 | 9,378 |
| Securities gains (losses) | $82,000 | 1,051 |
| Applicable income taxes | $-46,000 | 11,631 |
| Income before extraordinary items | $479,000 | 7,408 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $479,000 | 7,409 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,876 |
| Cash dividends | $419,000 | 3,750 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $397,000 | 8,068 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,469,000 | 7,376 |
| Total interest expense | $1,820,000 | 6,015 |
| Net interest income | $1,649,000 | 8,455 |
| Provision for loan and lease losses | $145,000 | 3,683 |
| Total noninterest income | $284,000 | 7,473 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $233,000 | 5,304 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $51,000 | 9,565 |
| Total noninterest expense | $2,178,000 | 5,800 |
| Salaries and employee benefits | $620,000 | 8,487 |
| Premises and equipment expense | $239,000 | 6,704 |
| Additional noninterest expense | $1,319,000 | 3,734 |
| Pre-tax net operating income | $-390,000 | 12,344 |
| Securities gains (losses) | $1,000 | 3,293 |
| Applicable income taxes | $-25,000 | 12,144 |
| Income before extraordinary items | $-364,000 | 12,302 |
| Extraordinary gains, net | $980,000 | 16 |
| Net income | $616,000 | 6,435 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 4,659 |
| Cash dividends | $103,000 | 6,801 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $-364,940 | 12,316 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,947,000 | 10,285 |
| Total interest expense | $815,000 | 9,964 |
| Net interest income | $1,132,000 | 10,290 |
| Provision for loan and lease losses | $110,000 | 5,504 |
| Total noninterest income | $282,000 | 7,912 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $204,000 | 5,900 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $78,000 | 8,723 |
| Total noninterest expense | $1,125,000 | 9,224 |
| Salaries and employee benefits | $383,000 | 10,808 |
| Premises and equipment expense | $152,000 | 8,840 |
| Additional noninterest expense | $590,000 | 7,431 |
| Pre-tax net operating income | $179,000 | 11,225 |
| Securities gains (losses) | $3,000 | 6,505 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $182,000 | 10,841 |
| Extraordinary gains, net | $53,000 | 2,118 |
| Net income | $235,000 | 10,351 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 7,509 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $179,000 | 10,665 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,044,000 | 10,816 |
| Total interest expense | $847,000 | 11,100 |
| Net interest income | $1,197,000 | 10,334 |
| Provision for loan and lease losses | $84,000 | 7,767 |
| Total noninterest income | $282,000 | 7,979 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $202,000 | 5,955 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $80,000 | 8,855 |
| Total noninterest expense | $1,331,000 | 8,560 |
| Salaries and employee benefits | $450,000 | 10,308 |
| Premises and equipment expense | $134,000 | 9,571 |
| Additional noninterest expense | $747,000 | 6,436 |
| Pre-tax net operating income | $64,000 | 12,322 |
| Securities gains (losses) | $16,000 | 5,884 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $80,000 | 12,214 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $80,000 | 12,247 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $300,000 | 3,333 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $64,000 | 12,133 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.