Home > Douglas National Bank > Income and Expense

Douglas National Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$14,987,0002,285
Total interest expense$2,609,0002,785
Net interest income$12,378,0002,070
Provision for loan and lease losses$83,0002,566
Total noninterest income$2,811,0001,689
Gross Fiduciary activities income$0981
Service charges on deposit accounts$626,0001,424
Trading account gains and feesNANA
Additional Noninterest Income$2,185,0001,543
Total noninterest expense$6,989,0002,563
Salaries and employee benefits$3,552,0002,695
Premises and equipment expense$414,0003,200
Additional noninterest expense$2,185,0001,543
Pre-tax net operating income$8,117,0001,384
Securities gains (losses)$0988
Applicable income taxes$03,369
Income before extraordinary items$8,117,0001,200
Extraordinary gains, net$054
Net income$8,117,0001,216
Minority interest net income$088
Net income of bank and minority interests.$8,117,0001,203
Net charge-offs$4,0002,632
Cash dividends$6,751,000638
Sale, conversion, retirement of capital stock, net$0540
Net operating income$8,117,0001,222
2023-09-30 (YTD Data)Rank
Total interest income$10,879,0002,306
Total interest expense$1,657,0002,840
Net interest income$9,222,0002,095
Provision for loan and lease losses$33,0002,677
Total noninterest income$2,085,0001,698
Gross Fiduciary activities income$0950
Service charges on deposit accounts$465,0001,437
Trading account gains and feesNANA
Additional Noninterest Income$1,620,0001,538
Total noninterest expense$5,170,0002,566
Salaries and employee benefits$2,637,0002,700
Premises and equipment expense$337,0003,113
Additional noninterest expense$1,620,0001,538
Pre-tax net operating income$6,104,0001,430
Securities gains (losses)$0849
Applicable income taxes$03,407
Income before extraordinary items$6,104,0001,230
Extraordinary gains, net$052
Net income$6,104,0001,239
Minority interest net income$081
Net income of bank and minority interests.$6,104,0001,230
Net charge-offs$17,0001,963
Cash dividends$5,540,000564
Sale, conversion, retirement of capital stock, net$0507
Net operating income$6,104,0001,252
2023-06-30 (YTD Data)Rank
Total interest income$6,961,0002,329
Total interest expense$900,0002,916
Net interest income$6,061,0002,136
Provision for loan and lease losses$02,940
Total noninterest income$1,350,0001,663
Gross Fiduciary activities income$0931
Service charges on deposit accounts$296,0001,471
Trading account gains and feesNANA
Additional Noninterest Income$1,054,0001,482
Total noninterest expense$3,414,0002,568
Salaries and employee benefits$1,727,0002,731
Premises and equipment expense$244,0002,993
Additional noninterest expense$1,054,0001,480
Pre-tax net operating income$3,997,0001,440
Securities gains (losses)$0938
Applicable income taxes$03,436
Income before extraordinary items$3,997,0001,251
Extraordinary gains, net$051
Net income$3,997,0001,262
Minority interest net income$081
Net income of bank and minority interests.$3,997,0001,251
Net charge-offs$2,0002,220
Cash dividends$4,490,000480
Sale, conversion, retirement of capital stock, net$0486
Net operating income$3,997,0001,265
2023-03-31 (YTD Data)Rank
Total interest income$3,257,0002,411
Total interest expense$234,0003,410
Net interest income$3,023,0002,148
Provision for loan and lease losses$02,612
Total noninterest income$659,0001,682
Gross Fiduciary activities income$0913
Service charges on deposit accounts$144,0001,505
Trading account gains and feesNANA
Additional Noninterest Income$515,0001,497
Total noninterest expense$1,585,0002,714
Salaries and employee benefits$872,0002,756
Premises and equipment expense$96,0003,373
Additional noninterest expense$515,0001,497
Pre-tax net operating income$2,097,0001,419
Securities gains (losses)$0950
Applicable income taxes$03,388
Income before extraordinary items$2,097,0001,232
Extraordinary gains, net$04
Net income$2,097,0001,232
Minority interest net income$048
Net income of bank and minority interests.$2,097,0001,232
Net charge-offs$-6,0003,898
Cash dividends$3,305,000353
Sale, conversion, retirement of capital stock, net$0430
Net operating income$2,097,0001,259
2022-12-31 (YTD Data)Rank
Total interest income$10,700,0002,430
Total interest expense$498,0003,246
Net interest income$10,202,0002,340
Provision for loan and lease losses$03,012
Total noninterest income$2,809,0001,701
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$551,0001,579
Trading account gains and feesNANA
Additional Noninterest Income$2,258,0001,514
Total noninterest expense$5,934,0002,772
Salaries and employee benefits$3,189,0002,847
Premises and equipment expense$417,0003,239
Additional noninterest expense$2,258,0001,514
Pre-tax net operating income$7,077,0001,631
Securities gains (losses)$0691
Applicable income taxes$03,596
Income before extraordinary items$7,077,0001,435
Extraordinary gains, net$05
Net income$7,077,0001,434
Minority interest net income$063
Net income of bank and minority interests.$7,077,0001,435
Net charge-offs$-36,0003,989
Cash dividends$5,479,000730
Sale, conversion, retirement of capital stock, net$0568
Net operating income$7,077,0001,457
2022-09-30 (YTD Data)Rank
Total interest income$7,612,0002,452
Total interest expense$357,0003,085
Net interest income$7,255,0002,394
Provision for loan and lease losses$02,835
Total noninterest income$2,148,0001,698
Gross Fiduciary activities income$0968
Service charges on deposit accounts$412,0001,597
Trading account gains and feesNANA
Additional Noninterest Income$1,736,0001,515
Total noninterest expense$4,363,0002,788
Salaries and employee benefits$2,355,0002,861
Premises and equipment expense$252,0003,527
Additional noninterest expense$1,736,0001,515
Pre-tax net operating income$5,040,0001,692
Securities gains (losses)$0740
Applicable income taxes$03,603
Income before extraordinary items$5,040,0001,479
Extraordinary gains, net$04
Net income$5,040,0001,479
Minority interest net income$057
Net income of bank and minority interests.$5,040,0001,479
Net charge-offs$-51,0004,105
Cash dividends$4,491,000630
Sale, conversion, retirement of capital stock, net$0519
Net operating income$5,040,0001,513
2022-06-30 (YTD Data)Rank
Total interest income$4,754,0002,508
Total interest expense$235,0002,995
Net interest income$4,519,0002,466
Provision for loan and lease losses$02,599
Total noninterest income$1,423,0001,701
Gross Fiduciary activities income$0925
Service charges on deposit accounts$270,0001,601
Trading account gains and feesNANA
Additional Noninterest Income$1,153,0001,537
Total noninterest expense$2,878,0002,788
Salaries and employee benefits$1,584,0002,849
Premises and equipment expense$162,0003,593
Additional noninterest expense$1,132,0002,404
Pre-tax net operating income$3,064,0001,707
Securities gains (losses)$0687
Applicable income taxes$03,564
Income before extraordinary items$3,064,0001,509
Extraordinary gains, net$04
Net income$3,064,0001,507
Minority interest net income$060
Net income of bank and minority interests.$3,064,0001,509
Net charge-offs$-7,0003,543
Cash dividends$3,524,000546
Sale, conversion, retirement of capital stock, net$0494
Net operating income$3,064,0001,543
2022-03-31 (YTD Data)Rank
Total interest income$2,284,0002,528
Total interest expense$113,0003,020
Net interest income$2,171,0002,474
Provision for loan and lease losses$02,285
Total noninterest income$707,0001,711
Gross Fiduciary activities income$0892
Service charges on deposit accounts$134,0001,606
Trading account gains and feesNANA
Additional Noninterest Income$573,0001,554
Total noninterest expense$1,548,0002,681
Salaries and employee benefits$837,0002,767
Premises and equipment expense$74,0003,722
Additional noninterest expense$637,0002,211
Pre-tax net operating income$1,330,0001,794
Securities gains (losses)$0623
Applicable income taxes$03,450
Income before extraordinary items$1,330,0001,584
Extraordinary gains, net$04
Net income$1,330,0001,582
Minority interest net income$050
Net income of bank and minority interests.$1,330,0001,584
Net charge-offs$-4,0003,570
Cash dividends$2,759,000384
Sale, conversion, retirement of capital stock, net$0453
Net operating income$1,330,0001,608
2021-12-31 (YTD Data)Rank
Total interest income$10,128,0002,452
Total interest expense$581,0002,956
Net interest income$9,547,0002,394
Provision for loan and lease losses$03,064
Total noninterest income$2,894,0001,843
Gross Fiduciary activities income$0994
Service charges on deposit accounts$34,0004,224
Trading account gains and feesNANA
Additional Noninterest Income$2,860,0001,532
Total noninterest expense$5,986,0002,741
Salaries and employee benefits$3,201,0002,835
Premises and equipment expense$328,0003,619
Additional noninterest expense$2,457,0002,271
Pre-tax net operating income$6,455,0001,744
Securities gains (losses)$02,062
Applicable income taxes$03,710
Income before extraordinary items$6,455,0001,583
Extraordinary gains, net$010
Net income$6,455,0001,583
Minority interest net income$074
Net income of bank and minority interests.$6,455,0001,583
Net charge-offs$-2,0003,330
Cash dividends$5,252,000763
Sale, conversion, retirement of capital stock, net$0582
Net operating income$6,455,0001,564
2021-09-30 (YTD Data)Rank
Total interest income$7,511,0002,509
Total interest expense$456,0002,979
Net interest income$7,055,0002,454
Provision for loan and lease losses$02,963
Total noninterest income$2,130,0001,904
Gross Fiduciary activities income$0957
Service charges on deposit accounts$399,0001,531
Trading account gains and feesNANA
Additional Noninterest Income$1,731,0001,822
Total noninterest expense$4,374,0002,792
Salaries and employee benefits$2,336,0002,889
Premises and equipment expense$246,0003,661
Additional noninterest expense$1,792,0002,326
Pre-tax net operating income$4,811,0001,815
Securities gains (losses)$02,015
Applicable income taxes$03,719
Income before extraordinary items$4,811,0001,654
Extraordinary gains, net$08
Net income$4,811,0001,653
Minority interest net income$069
Net income of bank and minority interests.$4,811,0001,654
Net charge-offs$-40,0004,137
Cash dividends$4,290,000658
Sale, conversion, retirement of capital stock, net$0543
Net operating income$4,811,0001,629
2021-06-30 (YTD Data)Rank
Total interest income$4,896,0002,546
Total interest expense$325,0002,974
Net interest income$4,571,0002,483
Provision for loan and lease losses$02,862
Total noninterest income$1,366,0001,894
Gross Fiduciary activities income$0951
Service charges on deposit accounts$237,0001,615
Trading account gains and feesNANA
Additional Noninterest Income$1,129,0001,793
Total noninterest expense$2,850,0002,818
Salaries and employee benefits$1,514,0002,928
Premises and equipment expense$166,0003,660
Additional noninterest expense$1,170,0002,327
Pre-tax net operating income$3,087,0001,848
Securities gains (losses)$01,818
Applicable income taxes$03,702
Income before extraordinary items$3,087,0001,677
Extraordinary gains, net$06
Net income$3,087,0001,677
Minority interest net income$067
Net income of bank and minority interests.$3,087,0001,677
Net charge-offs$-9,0003,778
Cash dividends$3,343,000572
Sale, conversion, retirement of capital stock, net$0517
Net operating income$3,087,0001,647
2021-03-31 (YTD Data)Rank
Total interest income$2,307,0002,629
Total interest expense$180,0002,907
Net interest income$2,127,0002,575
Provision for loan and lease losses$02,741
Total noninterest income$686,0001,906
Gross Fiduciary activities income$0922
Service charges on deposit accounts$126,0001,535
Trading account gains and feesNANA
Additional Noninterest Income$560,0001,804
Total noninterest expense$1,421,0002,827
Salaries and employee benefits$754,0002,930
Premises and equipment expense$91,0003,540
Additional noninterest expense$576,0002,332
Pre-tax net operating income$1,392,0001,956
Securities gains (losses)$01,392
Applicable income taxes$03,613
Income before extraordinary items$1,392,0001,805
Extraordinary gains, net$03
Net income$1,392,0001,805
Minority interest net income$055
Net income of bank and minority interests.$1,392,0001,805
Net charge-offs$-6,0003,842
Cash dividends$2,547,000388
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,392,0001,764
2020-12-31 (YTD Data)Rank
Total interest income$9,956,0002,523
Total interest expense$1,032,0002,876
Net interest income$8,924,0002,440
Provision for loan and lease losses$275,0002,769
Total noninterest income$2,568,0001,866
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$578,0001,460
Trading account gains and feesNANA
Additional Noninterest Income$1,990,0001,788
Total noninterest expense$5,492,0002,842
Salaries and employee benefits$3,193,0002,835
Premises and equipment expense$280,0003,914
Additional noninterest expense$2,019,0002,522
Pre-tax net operating income$5,725,0001,617
Securities gains (losses)$02,675
Applicable income taxes$03,697
Income before extraordinary items$5,725,0001,475
Extraordinary gains, net$04
Net income$5,725,0001,474
Minority interest net income$072
Net income of bank and minority interests.$5,725,0001,475
Net charge-offs$15,0002,901
Cash dividends$4,814,000787
Sale, conversion, retirement of capital stock, net$0566
Net operating income$5,725,0001,432
2020-09-30 (YTD Data)Rank
Total interest income$7,396,0002,546
Total interest expense$829,0002,877
Net interest income$6,567,0002,465
Provision for loan and lease losses$275,0002,493
Total noninterest income$1,900,0001,845
Gross Fiduciary activities income$0981
Service charges on deposit accounts$443,0001,428
Trading account gains and feesNANA
Additional Noninterest Income$1,457,0001,768
Total noninterest expense$4,125,0002,822
Salaries and employee benefits$2,387,0002,826
Premises and equipment expense$224,0003,843
Additional noninterest expense$1,514,0002,488
Pre-tax net operating income$4,067,0001,650
Securities gains (losses)$02,494
Applicable income taxes$03,696
Income before extraordinary items$4,067,0001,492
Extraordinary gains, net$04
Net income$4,067,0001,493
Minority interest net income$065
Net income of bank and minority interests.$4,067,0001,493
Net charge-offs$-5,0004,085
Cash dividends$3,401,000755
Sale, conversion, retirement of capital stock, net$0532
Net operating income$4,067,0001,448
2020-06-30 (YTD Data)Rank
Total interest income$4,844,0002,612
Total interest expense$588,0002,902
Net interest income$4,256,0002,529
Provision for loan and lease losses$275,0002,139
Total noninterest income$1,265,0001,781
Gross Fiduciary activities income$0970
Service charges on deposit accounts$319,0001,338
Trading account gains and feesNANA
Additional Noninterest Income$946,0001,724
Total noninterest expense$2,765,0002,820
Salaries and employee benefits$1,588,0002,858
Premises and equipment expense$147,0003,855
Additional noninterest expense$1,030,0002,464
Pre-tax net operating income$2,481,0001,705
Securities gains (losses)$02,249
Applicable income taxes$03,655
Income before extraordinary items$2,481,0001,539
Extraordinary gains, net$04
Net income$2,481,0001,538
Minority interest net income$065
Net income of bank and minority interests.$2,481,0001,539
Net charge-offs$-6,0004,173
Cash dividends$2,770,000633
Sale, conversion, retirement of capital stock, net$0504
Net operating income$2,481,0001,488
2020-03-31 (YTD Data)Rank
Total interest income$2,345,0002,667
Total interest expense$297,0003,026
Net interest income$2,048,0002,565
Provision for loan and lease losses$275,0001,250
Total noninterest income$671,0001,646
Gross Fiduciary activities income$0941
Service charges on deposit accounts$185,0001,381
Trading account gains and feesNANA
Additional Noninterest Income$486,0001,549
Total noninterest expense$1,489,0002,732
Salaries and employee benefits$827,0002,783
Premises and equipment expense$80,0003,774
Additional noninterest expense$582,0002,292
Pre-tax net operating income$955,0001,894
Securities gains (losses)$01,705
Applicable income taxes$03,513
Income before extraordinary items$955,0001,730
Extraordinary gains, net$04
Net income$955,0001,731
Minority interest net income$056
Net income of bank and minority interests.$955,0001,731
Net charge-offs$-5,0004,210
Cash dividends$2,531,000449
Sale, conversion, retirement of capital stock, net$0482
Net operating income$955,0001,692
2019-12-31 (YTD Data)Rank
Total interest income$9,945,0002,594
Total interest expense$1,326,0002,908
Net interest income$8,619,0002,488
Provision for loan and lease losses$03,973
Total noninterest income$2,545,0001,726
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$799,0001,340
Trading account gains and feesNANA
Additional Noninterest Income$1,746,0001,665
Total noninterest expense$5,395,0002,874
Salaries and employee benefits$2,983,0002,949
Premises and equipment expense$315,0003,828
Additional noninterest expense$2,097,0002,474
Pre-tax net operating income$5,769,0001,583
Securities gains (losses)$02,379
Applicable income taxes$03,859
Income before extraordinary items$5,769,0001,424
Extraordinary gains, net$011
Net income$5,769,0001,426
Minority interest net income$076
Net income of bank and minority interests.$5,769,0001,426
Net charge-offs$-18,0004,579
Cash dividends$4,870,000820
Sale, conversion, retirement of capital stock, net$0626
Net operating income$5,769,0001,393
2019-09-30 (YTD Data)Rank
Total interest income$7,438,0002,636
Total interest expense$1,007,0002,914
Net interest income$6,431,0002,527
Provision for loan and lease losses$03,836
Total noninterest income$1,872,0001,743
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$604,0001,344
Trading account gains and feesNANA
Additional Noninterest Income$1,268,0001,680
Total noninterest expense$4,132,0002,848
Salaries and employee benefits$2,301,0002,900
Premises and equipment expense$241,0003,858
Additional noninterest expense$1,590,0002,465
Pre-tax net operating income$4,171,0001,662
Securities gains (losses)$02,167
Applicable income taxes$03,902
Income before extraordinary items$4,171,0001,500
Extraordinary gains, net$011
Net income$4,171,0001,501
Minority interest net income$072
Net income of bank and minority interests.$4,171,0001,502
Net charge-offs$-15,0004,529
Cash dividends$3,840,000741
Sale, conversion, retirement of capital stock, net$0590
Net operating income$4,171,0001,464
2019-06-30 (YTD Data)Rank
Total interest income$4,904,0002,659
Total interest expense$674,0002,896
Net interest income$4,230,0002,564
Provision for loan and lease losses$03,685
Total noninterest income$1,222,0001,734
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$390,0001,356
Trading account gains and feesNANA
Additional Noninterest Income$832,0001,674
Total noninterest expense$2,841,0002,817
Salaries and employee benefits$1,548,0002,907
Premises and equipment expense$166,0003,817
Additional noninterest expense$1,127,0002,386
Pre-tax net operating income$2,611,0001,731
Securities gains (losses)$01,702
Applicable income taxes$03,901
Income before extraordinary items$2,611,0001,544
Extraordinary gains, net$011
Net income$2,611,0001,545
Minority interest net income$069
Net income of bank and minority interests.$2,611,0001,544
Net charge-offs$19,0002,375
Cash dividends$2,637,000717
Sale, conversion, retirement of capital stock, net$0573
Net operating income$2,611,0001,514
2019-03-31 (YTD Data)Rank
Total interest income$2,396,0002,702
Total interest expense$329,0002,903
Net interest income$2,067,0002,611
Provision for loan and lease losses$03,406
Total noninterest income$584,0001,762
Gross Fiduciary activities income$0972
Service charges on deposit accounts$193,0001,356
Trading account gains and feesNANA
Additional Noninterest Income$391,0001,685
Total noninterest expense$1,446,0002,805
Salaries and employee benefits$803,0002,852
Premises and equipment expense$81,0003,889
Additional noninterest expense$562,0002,382
Pre-tax net operating income$1,205,0001,799
Securities gains (losses)$01,087
Applicable income taxes$03,800
Income before extraordinary items$1,205,0001,616
Extraordinary gains, net$05
Net income$1,205,0001,614
Minority interest net income$052
Net income of bank and minority interests.$1,205,0001,615
Net charge-offs$10,0001,981
Cash dividends$1,964,000524
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,205,0001,596
2018-12-31 (YTD Data)Rank
Total interest income$9,311,0002,656
Total interest expense$1,075,0002,826
Net interest income$8,236,0002,595
Provision for loan and lease losses$04,082
Total noninterest income$2,462,0001,774
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$777,0001,407
Trading account gains and feesNANA
Additional Noninterest Income$1,685,0001,669
Total noninterest expense$5,521,0002,863
Salaries and employee benefits$3,043,0002,931
Premises and equipment expense$272,0004,160
Additional noninterest expense$2,206,0002,434
Pre-tax net operating income$5,177,0001,741
Securities gains (losses)$01,125
Applicable income taxes$03,978
Income before extraordinary items$5,177,0001,541
Extraordinary gains, net$06
Net income$5,177,0001,539
Minority interest net income$072
Net income of bank and minority interests.$5,177,0001,540
Net charge-offs$-26,0004,738
Cash dividends$4,534,000798
Sale, conversion, retirement of capital stock, net$0671
Net operating income$5,177,0001,532
2018-09-30 (YTD Data)Rank
Total interest income$6,907,0002,668
Total interest expense$760,0002,835
Net interest income$6,147,0002,615
Provision for loan and lease losses$03,948
Total noninterest income$1,806,0001,803
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$574,0001,430
Trading account gains and feesNANA
Additional Noninterest Income$1,232,0001,713
Total noninterest expense$4,116,0002,890
Salaries and employee benefits$2,207,0003,006
Premises and equipment expense$200,0004,230
Additional noninterest expense$1,709,0002,373
Pre-tax net operating income$3,837,0001,774
Securities gains (losses)$01,118
Applicable income taxes$04,032
Income before extraordinary items$3,837,0001,572
Extraordinary gains, net$05
Net income$3,837,0001,571
Minority interest net income$066
Net income of bank and minority interests.$3,837,0001,571
Net charge-offs$-39,0004,851
Cash dividends$3,850,000663
Sale, conversion, retirement of capital stock, net$0633
Net operating income$3,837,0001,557
2018-06-30 (YTD Data)Rank
Total interest income$4,531,0002,687
Total interest expense$482,0002,851
Net interest income$4,049,0002,631
Provision for loan and lease losses$03,782
Total noninterest income$1,196,0001,808
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$373,0001,453
Trading account gains and feesNANA
Additional Noninterest Income$823,0001,712
Total noninterest expense$2,777,0002,893
Salaries and employee benefits$1,457,0003,049
Premises and equipment expense$130,0004,286
Additional noninterest expense$1,190,0002,304
Pre-tax net operating income$2,468,0001,782
Securities gains (losses)$0961
Applicable income taxes$04,018
Income before extraordinary items$2,468,0001,592
Extraordinary gains, net$06
Net income$2,468,0001,591
Minority interest net income$065
Net income of bank and minority interests.$2,468,0001,591
Net charge-offs$-38,0004,945
Cash dividends$3,202,000545
Sale, conversion, retirement of capital stock, net$0620
Net operating income$2,468,0001,577
2018-03-31 (YTD Data)Rank
Total interest income$2,231,0002,722
Total interest expense$235,0002,833
Net interest income$1,996,0002,663
Provision for loan and lease losses$03,508
Total noninterest income$635,0001,737
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$194,0001,417
Trading account gains and feesNANA
Additional Noninterest Income$441,0001,611
Total noninterest expense$1,392,0002,914
Salaries and employee benefits$705,0003,117
Premises and equipment expense$70,0004,233
Additional noninterest expense$617,0002,232
Pre-tax net operating income$1,239,0001,746
Securities gains (losses)$0735
Applicable income taxes$03,948
Income before extraordinary items$1,239,0001,548
Extraordinary gains, net$07
Net income$1,239,0001,548
Minority interest net income$052
Net income of bank and minority interests.$1,239,0001,548
Net charge-offs$-37,0005,159
Cash dividends$1,955,000445
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,239,0001,540
2017-12-31 (YTD Data)Rank
Total interest income$8,453,0002,761
Total interest expense$928,0002,680
Net interest income$7,525,0002,747
Provision for loan and lease losses$250,0002,142
Total noninterest income$2,391,0001,817
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$757,0001,485
Trading account gains and feesNANA
Additional Noninterest Income$1,634,0001,719
Total noninterest expense$4,833,0003,155
Salaries and employee benefits$2,576,0003,274
Premises and equipment expense$271,0004,315
Additional noninterest expense$1,986,0002,665
Pre-tax net operating income$4,833,0001,768
Securities gains (losses)$02,243
Applicable income taxes$04,135
Income before extraordinary items$4,833,0001,376
Extraordinary gains, net$09
Net income$4,833,0001,374
Minority interest net income$076
Net income of bank and minority interests.$4,833,0001,376
Net charge-offs$6,0003,826
Cash dividends$3,729,000868
Sale, conversion, retirement of capital stock, net$0711
Net operating income$4,833,0001,366
2017-09-30 (YTD Data)Rank
Total interest income$6,275,0002,792
Total interest expense$686,0002,674
Net interest income$5,589,0002,790
Provision for loan and lease losses$50,0003,230
Total noninterest income$1,757,0001,862
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$569,0001,493
Trading account gains and feesNANA
Additional Noninterest Income$1,188,0001,772
Total noninterest expense$3,768,0003,099
Salaries and employee benefits$1,938,0003,286
Premises and equipment expense$215,0004,275
Additional noninterest expense$1,615,0002,532
Pre-tax net operating income$3,528,0001,820
Securities gains (losses)$02,274
Applicable income taxes$04,172
Income before extraordinary items$3,528,0001,513
Extraordinary gains, net$09
Net income$3,528,0001,512
Minority interest net income$071
Net income of bank and minority interests.$3,528,0001,513
Net charge-offs$-20,0004,922
Cash dividends$2,972,000779
Sale, conversion, retirement of capital stock, net$0677
Net operating income$3,528,0001,492
2017-06-30 (YTD Data)Rank
Total interest income$4,158,0002,793
Total interest expense$455,0002,648
Net interest income$3,703,0002,796
Provision for loan and lease losses$50,0002,834
Total noninterest income$1,133,0001,884
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$365,0001,516
Trading account gains and feesNANA
Additional Noninterest Income$768,0001,824
Total noninterest expense$2,534,0003,106
Salaries and employee benefits$1,328,0003,241
Premises and equipment expense$144,0004,281
Additional noninterest expense$1,062,0002,554
Pre-tax net operating income$2,252,0001,854
Securities gains (losses)$01,906
Applicable income taxes$04,189
Income before extraordinary items$2,252,0001,547
Extraordinary gains, net$011
Net income$2,252,0001,546
Minority interest net income$071
Net income of bank and minority interests.$2,252,0001,547
Net charge-offs$8,0002,974
Cash dividends$2,252,000687
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,252,0001,532
2017-03-31 (YTD Data)Rank
Total interest income$2,051,0002,820
Total interest expense$230,0002,602
Net interest income$1,821,0002,824
Provision for loan and lease losses$25,0002,651
Total noninterest income$562,0001,899
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$178,0001,545
Trading account gains and feesNANA
Additional Noninterest Income$384,0001,796
Total noninterest expense$1,332,0003,054
Salaries and employee benefits$710,0003,169
Premises and equipment expense$71,0004,350
Additional noninterest expense$551,0002,482
Pre-tax net operating income$1,026,0001,927
Securities gains (losses)$01,153
Applicable income taxes$04,086
Income before extraordinary items$1,026,0001,641
Extraordinary gains, net$08
Net income$1,026,0001,641
Minority interest net income$055
Net income of bank and minority interests.$1,026,0001,641
Net charge-offs$-5,0004,686
Cash dividends$1,631,000480
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,026,0001,621
2016-12-31 (YTD Data)Rank
Total interest income$8,096,0002,822
Total interest expense$871,0002,650
Net interest income$7,225,0002,812
Provision for loan and lease losses$275,0002,088
Total noninterest income$2,030,0002,095
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$671,0001,672
Trading account gains and fees$0170
Additional Noninterest Income$1,359,0002,018
Total noninterest expense$4,845,0003,243
Salaries and employee benefits$2,679,0003,273
Premises and equipment expense$264,0004,519
Additional noninterest expense$1,902,0002,844
Pre-tax net operating income$4,135,0001,894
Securities gains (losses)$03,212
Applicable income taxes$04,278
Income before extraordinary items$4,135,0001,606
Extraordinary gains, net$05
Net income$4,135,0001,604
Minority interest net income$082
Net income of bank and minority interests.$4,135,0001,605
Net charge-offs$62,0002,981
Cash dividends$3,665,000884
Sale, conversion, retirement of capital stock, net$0759
Net operating income$4,135,0001,579
2016-09-30 (YTD Data)Rank
Total interest income$6,014,0002,848
Total interest expense$644,0002,680
Net interest income$5,370,0002,840
Provision for loan and lease losses$150,0002,338
Total noninterest income$1,498,0002,124
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$502,0001,678
Trading account gains and fees$0169
Additional Noninterest Income$996,0002,051
Total noninterest expense$3,566,0003,285
Salaries and employee benefits$1,988,0003,281
Premises and equipment expense$196,0004,563
Additional noninterest expense$1,382,0002,912
Pre-tax net operating income$3,152,0001,888
Securities gains (losses)$03,160
Applicable income taxes$04,325
Income before extraordinary items$3,152,0001,614
Extraordinary gains, net$05
Net income$3,152,0001,614
Minority interest net income$071
Net income of bank and minority interests.$3,152,0001,614
Net charge-offs$41,0002,719
Cash dividends$3,000,000756
Sale, conversion, retirement of capital stock, net$0719
Net operating income$3,152,0001,570
2016-06-30 (YTD Data)Rank
Total interest income$3,963,0002,880
Total interest expense$429,0002,699
Net interest income$3,534,0002,878
Provision for loan and lease losses$100,0002,280
Total noninterest income$925,0002,200
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$319,0001,724
Trading account gains and fees$0157
Additional Noninterest Income$606,0002,126
Total noninterest expense$2,330,0003,355
Salaries and employee benefits$1,317,0003,309
Premises and equipment expense$130,0004,612
Additional noninterest expense$883,0003,014
Pre-tax net operating income$2,029,0001,912
Securities gains (losses)$02,835
Applicable income taxes$04,338
Income before extraordinary items$2,029,0001,636
Extraordinary gains, net$016
Net income$2,029,0001,637
Minority interest net income$071
Net income of bank and minority interests.$2,029,0001,637
Net charge-offs$27,0002,572
Cash dividends$2,102,000720
Sale, conversion, retirement of capital stock, net$0705
Net operating income$2,029,0001,588
2016-03-31 (YTD Data)Rank
Total interest income$1,959,0002,905
Total interest expense$216,0002,704
Net interest income$1,743,0002,915
Provision for loan and lease losses$25,0002,733
Total noninterest income$425,0002,282
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$155,0001,754
Trading account gains and fees$0142
Additional Noninterest Income$270,0002,229
Total noninterest expense$1,170,0003,359
Salaries and employee benefits$668,0003,308
Premises and equipment expense$64,0004,667
Additional noninterest expense$438,0003,031
Pre-tax net operating income$973,0001,960
Securities gains (losses)$02,077
Applicable income taxes$04,259
Income before extraordinary items$973,0001,662
Extraordinary gains, net$012
Net income$973,0001,663
Minority interest net income$062
Net income of bank and minority interests.$973,0001,663
Net charge-offs$20,0001,985
Cash dividends$1,549,000523
Sale, conversion, retirement of capital stock, net$0659
Net operating income$973,0001,626
2015-12-31 (YTD Data)Rank
Total interest income$7,654,0002,922
Total interest expense$816,0002,789
Net interest income$6,838,0002,910
Provision for loan and lease losses$04,380
Total noninterest income$1,767,0002,272
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$782,0001,506
Trading account gains and fees$0159
Additional Noninterest Income$985,0002,382
Total noninterest expense$4,689,0003,370
Salaries and employee benefits$2,502,0003,423
Premises and equipment expense$256,0004,734
Additional noninterest expense$1,931,0002,861
Pre-tax net operating income$3,916,0001,897
Securities gains (losses)$03,216
Applicable income taxes$04,402
Income before extraordinary items$3,916,0001,625
Extraordinary gains, net$023
Net income$3,916,0001,627
Minority interest net income$081
Net income of bank and minority interests.$3,916,0001,627
Net charge-offs$347,0001,489
Cash dividends$3,790,000826
Sale, conversion, retirement of capital stock, net$0804
Net operating income$3,916,0001,595
2015-09-30 (YTD Data)Rank
Total interest income$5,686,0002,962
Total interest expense$602,0002,858
Net interest income$5,084,0002,951
Provision for loan and lease losses$04,232
Total noninterest income$1,309,0002,306
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$608,0001,471
Trading account gains and fees$0153
Additional Noninterest Income$701,0002,481
Total noninterest expense$3,449,0003,436
Salaries and employee benefits$1,782,0003,538
Premises and equipment expense$195,0004,752
Additional noninterest expense$1,472,0002,826
Pre-tax net operating income$2,944,0001,932
Securities gains (losses)$03,031
Applicable income taxes$04,489
Income before extraordinary items$2,944,0001,652
Extraordinary gains, net$021
Net income$2,944,0001,654
Minority interest net income$078
Net income of bank and minority interests.$2,944,0001,654
Net charge-offs$98,0002,192
Cash dividends$3,144,000680
Sale, conversion, retirement of capital stock, net$0773
Net operating income$2,944,0001,611
2015-06-30 (YTD Data)Rank
Total interest income$3,741,0002,992
Total interest expense$391,0002,925
Net interest income$3,350,0002,980
Provision for loan and lease losses$04,069
Total noninterest income$785,0002,449
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$390,0001,505
Trading account gains and fees$0157
Additional Noninterest Income$395,0002,691
Total noninterest expense$2,281,0003,483
Salaries and employee benefits$1,177,0003,578
Premises and equipment expense$128,0004,810
Additional noninterest expense$976,0002,860
Pre-tax net operating income$1,854,0002,007
Securities gains (losses)$02,636
Applicable income taxes$04,497
Income before extraordinary items$1,854,0001,718
Extraordinary gains, net$022
Net income$1,854,0001,722
Minority interest net income$075
Net income of bank and minority interests.$1,854,0001,722
Net charge-offs$-371,0006,174
Cash dividends$2,091,000675
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,854,0001,670
2015-03-31 (YTD Data)Rank
Total interest income$1,845,0003,035
Total interest expense$196,0002,939
Net interest income$1,649,0003,016
Provision for loan and lease losses$03,703
Total noninterest income$469,0002,180
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$194,0001,482
Trading account gains and fees$0152
Additional Noninterest Income$275,0002,234
Total noninterest expense$1,168,0003,443
Salaries and employee benefits$589,0003,618
Premises and equipment expense$63,0004,884
Additional noninterest expense$516,0002,716
Pre-tax net operating income$950,0001,942
Securities gains (losses)$02,027
Applicable income taxes$04,400
Income before extraordinary items$950,0001,679
Extraordinary gains, net$013
Net income$950,0001,681
Minority interest net income$064
Net income of bank and minority interests.$950,0001,681
Net charge-offs$-397,0006,319
Cash dividends$1,603,000443
Sale, conversion, retirement of capital stock, net$0697
Net operating income$950,0001,614
2014-12-31 (YTD Data)Rank
Total interest income$7,403,0003,050
Total interest expense$749,0003,168
Net interest income$6,654,0003,005
Provision for loan and lease losses$04,603
Total noninterest income$1,711,0002,336
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$743,0001,672
Trading account gains and fees$0180
Additional Noninterest Income$968,0002,362
Total noninterest expense$4,362,0003,625
Salaries and employee benefits$2,311,0003,684
Premises and equipment expense$263,0004,904
Additional noninterest expense$1,788,0003,130
Pre-tax net operating income$4,003,0001,831
Securities gains (losses)$03,259
Applicable income taxes$04,531
Income before extraordinary items$4,003,0001,592
Extraordinary gains, net$017
Net income$4,003,0001,591
Minority interest net income$084
Net income of bank and minority interests.$4,003,0001,591
Net charge-offs$4,0004,772
Cash dividends$3,510,000812
Sale, conversion, retirement of capital stock, net$0862
Net operating income$4,003,0001,559
2014-09-30 (YTD Data)Rank
Total interest income$5,479,0003,109
Total interest expense$546,0003,288
Net interest income$4,933,0003,053
Provision for loan and lease losses$04,401
Total noninterest income$1,216,0002,421
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$549,0001,703
Trading account gains and fees$0174
Additional Noninterest Income$667,0002,497
Total noninterest expense$3,290,0003,627
Salaries and employee benefits$1,736,0003,683
Premises and equipment expense$198,0004,944
Additional noninterest expense$1,356,0003,113
Pre-tax net operating income$2,859,0001,931
Securities gains (losses)$02,980
Applicable income taxes$04,583
Income before extraordinary items$2,859,0001,656
Extraordinary gains, net$015
Net income$2,859,0001,657
Minority interest net income$081
Net income of bank and minority interests.$2,859,0001,656
Net charge-offs$-86,0006,170
Cash dividends$2,794,000716
Sale, conversion, retirement of capital stock, net$0819
Net operating income$2,859,0001,623
2014-06-30 (YTD Data)Rank
Total interest income$3,662,0003,094
Total interest expense$360,0003,336
Net interest income$3,302,0003,038
Provision for loan and lease losses$04,196
Total noninterest income$794,0002,422
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$361,0001,708
Trading account gains and fees$0172
Additional Noninterest Income$433,0002,506
Total noninterest expense$2,227,0003,607
Salaries and employee benefits$1,166,0003,679
Premises and equipment expense$132,0004,999
Additional noninterest expense$929,0003,066
Pre-tax net operating income$1,869,0001,921
Securities gains (losses)$02,580
Applicable income taxes$04,568
Income before extraordinary items$1,869,0001,626
Extraordinary gains, net$020
Net income$1,869,0001,629
Minority interest net income$080
Net income of bank and minority interests.$1,869,0001,628
Net charge-offs$-27,0005,990
Cash dividends$2,268,000587
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,869,0001,596
2014-03-31 (YTD Data)Rank
Total interest income$1,826,0003,121
Total interest expense$179,0003,398
Net interest income$1,647,0003,049
Provision for loan and lease losses$03,817
Total noninterest income$366,0002,511
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$178,0001,707
Trading account gains and fees$0147
Additional Noninterest Income$188,0002,650
Total noninterest expense$1,137,0003,580
Salaries and employee benefits$599,0003,643
Premises and equipment expense$69,0004,976
Additional noninterest expense$469,0003,040
Pre-tax net operating income$876,0001,965
Securities gains (losses)$01,715
Applicable income taxes$04,445
Income before extraordinary items$876,0001,675
Extraordinary gains, net$016
Net income$876,0001,679
Minority interest net income$066
Net income of bank and minority interests.$876,0001,678
Net charge-offs$-12,0005,829
Cash dividends$1,314,000478
Sale, conversion, retirement of capital stock, net$0747
Net operating income$876,0001,641
2013-12-31 (YTD Data)Rank
Total interest income$7,245,0003,167
Total interest expense$767,0003,531
Net interest income$6,478,0003,079
Provision for loan and lease losses$450,0001,964
Total noninterest income$1,815,0002,290
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$750,0001,738
Trading account gains and fees$0184
Additional Noninterest Income$1,065,0002,295
Total noninterest expense$4,249,0003,773
Salaries and employee benefits$2,217,0003,848
Premises and equipment expense$266,0005,073
Additional noninterest expense$1,766,0003,250
Pre-tax net operating income$3,594,0001,865
Securities gains (losses)$03,182
Applicable income taxes$04,631
Income before extraordinary items$3,594,0001,646
Extraordinary gains, net$029
Net income$3,594,0001,649
Minority interest net income$090
Net income of bank and minority interests.$3,594,0001,650
Net charge-offs$473,0002,072
Cash dividends$3,187,000833
Sale, conversion, retirement of capital stock, net$0924
Net operating income$3,594,0001,608
2013-09-30 (YTD Data)Rank
Total interest income$5,398,0003,210
Total interest expense$581,0003,602
Net interest income$4,817,0003,119
Provision for loan and lease losses$250,0002,282
Total noninterest income$1,398,0002,302
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$567,0001,731
Trading account gains and fees$0180
Additional Noninterest Income$831,0002,306
Total noninterest expense$3,133,0003,839
Salaries and employee benefits$1,658,0003,844
Premises and equipment expense$197,0005,131
Additional noninterest expense$1,278,0003,338
Pre-tax net operating income$2,832,0001,830
Securities gains (losses)$03,040
Applicable income taxes$04,713
Income before extraordinary items$2,832,0001,587
Extraordinary gains, net$025
Net income$2,832,0001,590
Minority interest net income$084
Net income of bank and minority interests.$2,832,0001,591
Net charge-offs$316,0002,064
Cash dividends$2,684,000697
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,832,0001,546
2013-06-30 (YTD Data)Rank
Total interest income$3,600,0003,217
Total interest expense$393,0003,631
Net interest income$3,207,0003,123
Provision for loan and lease losses$175,0002,281
Total noninterest income$966,0002,262
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$373,0001,720
Trading account gains and fees$0157
Additional Noninterest Income$593,0002,254
Total noninterest expense$2,102,0003,842
Salaries and employee benefits$1,116,0003,849
Premises and equipment expense$127,0005,202
Additional noninterest expense$859,0003,333
Pre-tax net operating income$1,896,0001,810
Securities gains (losses)$02,791
Applicable income taxes$04,679
Income before extraordinary items$1,896,0001,604
Extraordinary gains, net$022
Net income$1,896,0001,607
Minority interest net income$082
Net income of bank and minority interests.$1,896,0001,609
Net charge-offs$250,0001,865
Cash dividends$2,108,000593
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,896,0001,530
2013-03-31 (YTD Data)Rank
Total interest income$1,785,0003,260
Total interest expense$202,0003,646
Net interest income$1,583,0003,164
Provision for loan and lease losses$75,0002,354
Total noninterest income$325,0002,894
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$199,0001,625
Trading account gains and fees$0148
Additional Noninterest Income$126,0003,420
Total noninterest expense$1,052,0003,874
Salaries and employee benefits$567,0003,845
Premises and equipment expense$57,0005,424
Additional noninterest expense$428,0003,346
Pre-tax net operating income$781,0002,075
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$781,0001,820
Extraordinary gains, net$010
Net income$781,0001,821
Minority interest net income$076
Net income of bank and minority interests.$781,0001,822
Net charge-offs$191,0001,397
Cash dividends$1,218,000453
Sale, conversion, retirement of capital stock, net$0789
Net operating income$781,0001,749
2012-12-31 (YTD Data)Rank
Total interest income$8,117,0003,066
Total interest expense$1,060,0003,489
Net interest income$7,057,0002,960
Provision for loan and lease losses$1,165,0001,614
Total noninterest income$1,272,0002,866
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$685,0001,936
Trading account gains and fees$0166
Additional Noninterest Income$587,0003,133
Total noninterest expense$4,328,0003,816
Salaries and employee benefits$2,149,0003,962
Premises and equipment expense$245,0005,389
Additional noninterest expense$1,934,0003,173
Pre-tax net operating income$2,836,0002,196
Securities gains (losses)$03,810
Applicable income taxes$04,751
Income before extraordinary items$2,836,0001,958
Extraordinary gains, net$029
Net income$2,836,0001,957
Minority interest net income$093
Net income of bank and minority interests.$2,836,0001,959
Net charge-offs$1,353,0001,491
Cash dividends$1,836,0001,301
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$2,836,0001,850
2012-09-30 (YTD Data)Rank
Total interest income$6,223,0003,078
Total interest expense$839,0003,475
Net interest income$5,384,0002,971
Provision for loan and lease losses$1,165,0001,276
Total noninterest income$844,0003,073
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$490,0002,035
Trading account gains and fees$0157
Additional Noninterest Income$354,0003,451
Total noninterest expense$3,213,0003,868
Salaries and employee benefits$1,603,0003,975
Premises and equipment expense$194,0005,311
Additional noninterest expense$1,416,0003,257
Pre-tax net operating income$1,850,0002,498
Securities gains (losses)$03,575
Applicable income taxes$04,802
Income before extraordinary items$1,850,0002,261
Extraordinary gains, net$020
Net income$1,850,0002,260
Minority interest net income$086
Net income of bank and minority interests.$1,850,0002,261
Net charge-offs$1,415,0001,159
Cash dividends$1,364,0001,066
Sale, conversion, retirement of capital stock, net$0952
Net operating income$1,850,0002,134
2012-06-30 (YTD Data)Rank
Total interest income$4,187,0003,078
Total interest expense$606,0003,379
Net interest income$3,581,0002,990
Provision for loan and lease losses$1,015,0001,082
Total noninterest income$427,0003,539
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$309,0002,102
Trading account gains and fees$0153
Additional Noninterest Income$118,0004,421
Total noninterest expense$2,089,0003,959
Salaries and employee benefits$1,063,0004,020
Premises and equipment expense$130,0005,331
Additional noninterest expense$896,0003,394
Pre-tax net operating income$904,0003,054
Securities gains (losses)$03,178
Applicable income taxes$04,770
Income before extraordinary items$904,0002,797
Extraordinary gains, net$019
Net income$904,0002,798
Minority interest net income$084
Net income of bank and minority interests.$904,0002,798
Net charge-offs$1,111,0001,056
Cash dividends$1,049,000929
Sale, conversion, retirement of capital stock, net$0928
Net operating income$904,0002,665
2012-03-31 (YTD Data)Rank
Total interest income$2,152,0003,028
Total interest expense$326,0003,327
Net interest income$1,826,0002,936
Provision for loan and lease losses$750,000765
Total noninterest income$281,0003,045
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$155,0002,073
Trading account gains and fees$0148
Additional Noninterest Income$126,0003,334
Total noninterest expense$1,044,0003,990
Salaries and employee benefits$534,0004,036
Premises and equipment expense$58,0005,568
Additional noninterest expense$452,0003,337
Pre-tax net operating income$313,0003,762
Securities gains (losses)$02,210
Applicable income taxes$04,704
Income before extraordinary items$313,0003,561
Extraordinary gains, net$019
Net income$313,0003,564
Minority interest net income$078
Net income of bank and minority interests.$313,0003,564
Net charge-offs$647,000927
Cash dividends$875,000534
Sale, conversion, retirement of capital stock, net$0861
Net operating income$313,0003,396
2011-12-31 (YTD Data)Rank
Total interest income$8,856,0003,069
Total interest expense$1,887,0002,891
Net interest income$6,969,0003,082
Provision for loan and lease losses$1,100,0002,274
Total noninterest income$1,142,0002,890
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$802,0001,782
Trading account gains and fees$0146
Additional Noninterest Income$340,0003,669
Total noninterest expense$4,266,0003,942
Salaries and employee benefits$2,185,0003,916
Premises and equipment expense$250,0005,604
Additional noninterest expense$1,831,0003,368
Pre-tax net operating income$2,745,0001,983
Securities gains (losses)$03,838
Applicable income taxes$04,719
Income before extraordinary items$2,745,0001,742
Extraordinary gains, net$029
Net income$2,745,0001,743
Minority interest net income$096
Net income of bank and minority interests.$2,745,0001,743
Net charge-offs$1,102,0002,247
Cash dividends$1,389,0001,310
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$2,745,0001,657
2011-09-30 (YTD Data)Rank
Total interest income$6,665,0003,093
Total interest expense$1,535,0002,828
Net interest income$5,130,0003,148
Provision for loan and lease losses$600,0002,633
Total noninterest income$755,0003,108
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$604,0001,787
Trading account gains and fees$0145
Additional Noninterest Income$151,0004,512
Total noninterest expense$3,156,0003,980
Salaries and employee benefits$1,609,0003,976
Premises and equipment expense$193,0005,593
Additional noninterest expense$1,354,0003,403
Pre-tax net operating income$2,129,0001,986
Securities gains (losses)$03,555
Applicable income taxes$04,740
Income before extraordinary items$2,129,0001,748
Extraordinary gains, net$021
Net income$2,129,0001,749
Minority interest net income$087
Net income of bank and minority interests.$2,129,0001,749
Net charge-offs$398,0002,919
Cash dividends$1,141,0001,048
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$2,129,0001,667
2011-06-30 (YTD Data)Rank
Total interest income$4,492,0003,094
Total interest expense$1,123,0002,702
Net interest income$3,369,0003,195
Provision for loan and lease losses$250,0003,239
Total noninterest income$668,0002,621
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$407,0001,741
Trading account gains and fees$0153
Additional Noninterest Income$261,0003,100
Total noninterest expense$2,120,0004,014
Salaries and employee benefits$1,093,0003,966
Premises and equipment expense$122,0005,740
Additional noninterest expense$905,0003,446
Pre-tax net operating income$1,667,0001,712
Securities gains (losses)$02,914
Applicable income taxes$04,697
Income before extraordinary items$1,667,0001,474
Extraordinary gains, net$015
Net income$1,667,0001,474
Minority interest net income$089
Net income of bank and minority interests.$1,667,0001,474
Net charge-offs$-162,0007,425
Cash dividends$693,0001,128
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,667,0001,410
2011-03-31 (YTD Data)Rank
Total interest income$2,242,0003,106
Total interest expense$590,0002,674
Net interest income$1,652,0003,231
Provision for loan and lease losses$100,0003,337
Total noninterest income$300,0002,828
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$199,0001,755
Trading account gains and fees$0158
Additional Noninterest Income$101,0003,554
Total noninterest expense$1,050,0004,062
Salaries and employee benefits$551,0003,962
Premises and equipment expense$57,0005,916
Additional noninterest expense$442,0003,501
Pre-tax net operating income$802,0001,776
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$802,0001,484
Extraordinary gains, net$09
Net income$802,0001,484
Minority interest net income$086
Net income of bank and minority interests.$802,0001,484
Net charge-offs$-392,0007,547
Cash dividends$275,0001,187
Sale, conversion, retirement of capital stock, net$0925
Net operating income$802,0001,436
2010-12-31 (YTD Data)Rank
Total interest income$9,125,0003,182
Total interest expense$2,543,0002,955
Net interest income$6,582,0003,236
Provision for loan and lease losses$1,130,0002,871
Total noninterest income$1,202,0002,913
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$805,0001,819
Trading account gains and fees$0175
Additional Noninterest Income$397,0003,531
Total noninterest expense$4,208,0004,068
Salaries and employee benefits$2,027,0004,188
Premises and equipment expense$230,0005,952
Additional noninterest expense$1,951,0003,332
Pre-tax net operating income$2,446,0001,921
Securities gains (losses)$03,793
Applicable income taxes$04,655
Income before extraordinary items$2,446,0001,685
Extraordinary gains, net$029
Net income$2,446,0001,685
Minority interest net income$0111
Net income of bank and minority interests.$2,446,0001,687
Net charge-offs$1,186,0002,454
Cash dividends$1,572,0001,022
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$2,446,0001,623
2010-09-30 (YTD Data)Rank
Total interest income$6,899,0003,228
Total interest expense$1,880,0003,102
Net interest income$5,019,0003,232
Provision for loan and lease losses$880,0002,706
Total noninterest income$893,0002,946
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$623,0001,820
Trading account gains and fees$0165
Additional Noninterest Income$270,0003,710
Total noninterest expense$3,107,0004,117
Salaries and employee benefits$1,482,0004,303
Premises and equipment expense$163,0006,119
Additional noninterest expense$1,462,0003,301
Pre-tax net operating income$1,925,0001,953
Securities gains (losses)$03,651
Applicable income taxes$04,726
Income before extraordinary items$1,925,0001,710
Extraordinary gains, net$023
Net income$1,925,0001,714
Minority interest net income$0110
Net income of bank and minority interests.$1,925,0001,714
Net charge-offs$661,0002,703
Cash dividends$1,207,000896
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$1,925,0001,625
2010-06-30 (YTD Data)Rank
Total interest income$4,592,0003,265
Total interest expense$1,261,0003,188
Net interest income$3,331,0003,235
Provision for loan and lease losses$630,0002,503
Total noninterest income$596,0002,883
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$438,0001,738
Trading account gains and fees$0152
Additional Noninterest Income$158,0003,895
Total noninterest expense$2,105,0004,095
Salaries and employee benefits$999,0004,294
Premises and equipment expense$104,0006,246
Additional noninterest expense$1,002,0003,205
Pre-tax net operating income$1,192,0002,065
Securities gains (losses)$03,184
Applicable income taxes$04,691
Income before extraordinary items$1,192,0001,820
Extraordinary gains, net$019
Net income$1,192,0001,819
Minority interest net income$0105
Net income of bank and minority interests.$1,192,0001,820
Net charge-offs$499,0002,449
Cash dividends$532,0001,269
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,192,0001,738
2010-03-31 (YTD Data)Rank
Total interest income$2,175,0003,488
Total interest expense$645,0003,253
Net interest income$1,530,0003,495
Provision for loan and lease losses$480,0001,870
Total noninterest income$307,0002,809
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$223,0001,714
Trading account gains and fees$0175
Additional Noninterest Income$84,0003,821
Total noninterest expense$1,047,0004,145
Salaries and employee benefits$499,0004,366
Premises and equipment expense$50,0006,400
Additional noninterest expense$498,0003,196
Pre-tax net operating income$310,0003,298
Securities gains (losses)$02,284
Applicable income taxes$04,611
Income before extraordinary items$310,0003,069
Extraordinary gains, net$016
Net income$310,0003,066
Minority interest net income$091
Net income of bank and minority interests.$310,0003,069
Net charge-offs$453,0001,652
Cash dividends$362,000934
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$310,0002,961
2009-12-31 (YTD Data)Rank
Total interest income$9,445,0003,369
Total interest expense$3,392,0003,117
Net interest income$6,053,0003,439
Provision for loan and lease losses$1,570,0002,819
Total noninterest income$1,047,0003,246
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$944,0001,773
Trading account gains and fees$0211
Additional Noninterest Income$103,0005,604
Total noninterest expense$3,951,0004,374
Salaries and employee benefits$1,844,0004,612
Premises and equipment expense$229,0006,241
Additional noninterest expense$1,878,0003,484
Pre-tax net operating income$1,579,0002,280
Securities gains (losses)$107,0002,084
Applicable income taxes$04,388
Income before extraordinary items$1,686,0001,927
Extraordinary gains, net$034
Net income$1,686,0001,924
Minority interest net income$0115
Net income of bank and minority interests.$1,686,0001,926
Net charge-offs$1,136,0002,715
Cash dividends$985,0001,680
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$1,579,0001,996
2009-09-30 (YTD Data)Rank
Total interest income$7,111,0003,407
Total interest expense$2,717,0003,085
Net interest income$4,394,0003,534
Provision for loan and lease losses$1,385,0002,331
Total noninterest income$679,0003,594
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$717,0001,765
Trading account gains and fees$0212
Additional Noninterest Income$-38,0007,739
Total noninterest expense$2,800,0004,549
Salaries and employee benefits$1,339,0004,715
Premises and equipment expense$167,0006,345
Additional noninterest expense$1,294,0003,671
Pre-tax net operating income$888,0002,944
Securities gains (losses)$107,0001,779
Applicable income taxes$04,592
Income before extraordinary items$995,0002,491
Extraordinary gains, net$027
Net income$995,0002,489
Minority interest net income$0118
Net income of bank and minority interests.$995,0002,492
Net charge-offs$924,0002,285
Cash dividends$578,0001,845
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$888,0002,634
2009-06-30 (YTD Data)Rank
Total interest income$4,745,0003,431
Total interest expense$1,908,0003,074
Net interest income$2,837,0003,615
Provision for loan and lease losses$1,250,0001,805
Total noninterest income$511,0003,377
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$485,0001,718
Trading account gains and fees$0193
Additional Noninterest Income$26,0006,546
Total noninterest expense$1,847,0004,608
Salaries and employee benefits$905,0004,733
Premises and equipment expense$108,0006,448
Additional noninterest expense$834,0003,759
Pre-tax net operating income$251,0004,375
Securities gains (losses)$03,136
Applicable income taxes$04,657
Income before extraordinary items$251,0004,241
Extraordinary gains, net$021
Net income$251,0004,241
Minority interest net income$0112
Net income of bank and minority interests.$251,0004,241
Net charge-offs$710,0001,970
Cash dividends$559,0001,504
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$251,0004,136
2009-03-31 (YTD Data)Rank
Total interest income$2,285,0003,579
Total interest expense$989,0003,080
Net interest income$1,296,0003,841
Provision for loan and lease losses$625,0001,559
Total noninterest income$368,0002,658
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$232,0001,738
Trading account gains and fees$0171
Additional Noninterest Income$136,0003,130
Total noninterest expense$905,0004,598
Salaries and employee benefits$460,0004,727
Premises and equipment expense$54,0006,490
Additional noninterest expense$391,0003,639
Pre-tax net operating income$134,0004,663
Securities gains (losses)$02,434
Applicable income taxes$04,835
Income before extraordinary items$134,0004,536
Extraordinary gains, net$015
Net income$134,0004,540
Minority interest net income$0102
Net income of bank and minority interests.$134,0004,540
Net charge-offs$143,0002,468
Cash dividends$494,000910
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$134,0004,369
2008-12-31 (YTD Data)Rank
Total interest income$9,889,0003,565
Total interest expense$4,417,0003,265
Net interest income$5,472,0003,708
Provision for loan and lease losses$883,0002,902
Total noninterest income$1,639,0002,463
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$997,0001,762
Trading account gains and fees$0154
Additional Noninterest Income$642,0002,788
Total noninterest expense$3,869,0004,347
Salaries and employee benefits$1,934,0004,569
Premises and equipment expense$249,0006,256
Additional noninterest expense$1,686,0003,318
Pre-tax net operating income$2,359,0002,187
Securities gains (losses)$03,220
Applicable income taxes$04,979
Income before extraordinary items$2,359,0001,700
Extraordinary gains, net$039
Net income$2,359,0001,701
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$750,0002,279
Cash dividends$2,355,0001,168
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$2,359,0001,812
2008-09-30 (YTD Data)Rank
Total interest income$7,479,0003,602
Total interest expense$3,341,0003,352
Net interest income$4,138,0003,719
Provision for loan and lease losses$145,0004,670
Total noninterest income$1,118,0002,709
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$722,0001,823
Trading account gains and fees$0148
Additional Noninterest Income$396,0003,204
Total noninterest expense$2,916,0004,315
Salaries and employee benefits$1,487,0004,511
Premises and equipment expense$180,0006,350
Additional noninterest expense$1,249,0003,269
Pre-tax net operating income$2,195,0002,148
Securities gains (losses)$03,106
Applicable income taxes$05,372
Income before extraordinary items$2,195,0001,643
Extraordinary gains, net$031
Net income$2,195,0001,642
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$131,0003,604
Cash dividends$2,020,0001,001
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,195,0001,737
2008-06-30 (YTD Data)Rank
Total interest income$5,070,0003,608
Total interest expense$2,230,0003,470
Net interest income$2,840,0003,638
Provision for loan and lease losses$60,0004,901
Total noninterest income$718,0002,793
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$454,0001,891
Trading account gains and fees$0149
Additional Noninterest Income$264,0003,244
Total noninterest expense$1,960,0004,305
Salaries and employee benefits$1,005,0004,504
Premises and equipment expense$120,0006,386
Additional noninterest expense$835,0003,240
Pre-tax net operating income$1,538,0002,145
Securities gains (losses)$03,233
Applicable income taxes$05,627
Income before extraordinary items$1,538,0001,759
Extraordinary gains, net$021
Net income$1,538,0001,760
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$52,0003,746
Cash dividends$1,576,000949
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,538,0001,726
2008-03-31 (YTD Data)Rank
Total interest income$2,548,0003,674
Total interest expense$1,211,0003,422
Net interest income$1,337,0003,789
Provision for loan and lease losses$30,0004,346
Total noninterest income$348,0002,837
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$224,0001,890
Trading account gains and fees$0158
Additional Noninterest Income$124,0003,387
Total noninterest expense$993,0004,258
Salaries and employee benefits$509,0004,490
Premises and equipment expense$62,0006,354
Additional noninterest expense$422,0003,153
Pre-tax net operating income$662,0002,518
Securities gains (losses)$02,688
Applicable income taxes$05,622
Income before extraordinary items$662,0002,123
Extraordinary gains, net$015
Net income$662,0002,126
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0003,990
Cash dividends$1,245,000618
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$662,0002,061
2007-12-31 (YTD Data)Rank
Total interest income$11,148,0003,495
Total interest expense$4,982,0003,483
Net interest income$6,166,0003,439
Provision for loan and lease losses$110,0004,771
Total noninterest income$1,531,0002,670
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$992,0001,773
Trading account gains and fees$0178
Additional Noninterest Income$539,0003,181
Total noninterest expense$3,796,0004,289
Salaries and employee benefits$1,917,0004,529
Premises and equipment expense$331,0005,542
Additional noninterest expense$1,548,0003,326
Pre-tax net operating income$3,791,0002,067
Securities gains (losses)$02,146
Applicable income taxes$06,070
Income before extraordinary items$3,791,0001,670
Extraordinary gains, net$039
Net income$3,791,0001,669
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$77,0004,118
Cash dividends$2,454,0001,403
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$3,791,0001,653
2007-09-30 (YTD Data)Rank
Total interest income$8,271,0003,523
Total interest expense$3,668,0003,517
Net interest income$4,603,0003,452
Provision for loan and lease losses$110,0003,968
Total noninterest income$1,070,0002,774
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$686,0001,892
Trading account gains and fees$0184
Additional Noninterest Income$384,0003,283
Total noninterest expense$2,746,0004,374
Salaries and employee benefits$1,364,0004,674
Premises and equipment expense$245,0005,564
Additional noninterest expense$1,137,0003,332
Pre-tax net operating income$2,817,0002,223
Securities gains (losses)$01,655
Applicable income taxes$06,220
Income before extraordinary items$2,817,0001,789
Extraordinary gains, net$033
Net income$2,817,0001,788
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$43,0003,831
Cash dividends$1,943,0001,261
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$2,817,0001,776
2007-06-30 (YTD Data)Rank
Total interest income$5,413,0003,579
Total interest expense$2,371,0003,597
Net interest income$3,042,0003,492
Provision for loan and lease losses$110,0003,149
Total noninterest income$680,0002,890
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$429,0001,995
Trading account gains and fees$0168
Additional Noninterest Income$251,0003,336
Total noninterest expense$1,830,0004,392
Salaries and employee benefits$910,0004,714
Premises and equipment expense$160,0005,652
Additional noninterest expense$760,0003,332
Pre-tax net operating income$1,782,0002,353
Securities gains (losses)$01,444
Applicable income taxes$06,265
Income before extraordinary items$1,782,0001,931
Extraordinary gains, net$029
Net income$1,782,0001,931
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$43,0002,999
Cash dividends$1,401,0001,177
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,782,0001,913
2007-03-31 (YTD Data)Rank
Total interest income$2,629,0003,638
Total interest expense$1,121,0003,714
Net interest income$1,508,0003,523
Provision for loan and lease losses$60,0002,747
Total noninterest income$296,0003,133
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$164,0002,433
Trading account gains and fees$0195
Additional Noninterest Income$132,0003,238
Total noninterest expense$917,0004,388
Salaries and employee benefits$431,0004,918
Premises and equipment expense$80,0005,684
Additional noninterest expense$406,0003,133
Pre-tax net operating income$827,0002,507
Securities gains (losses)$01,187
Applicable income taxes$06,196
Income before extraordinary items$827,0002,008
Extraordinary gains, net$022
Net income$827,0002,008
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$37,0001,982
Cash dividends$931,000865
Sale, conversion, retirement of capital stock, net$0885
Net operating income$827,0001,996
2006-12-31 (YTD Data)Rank
Total interest income$8,890,0003,902
Total interest expense$3,555,0003,873
Net interest income$5,335,0003,836
Provision for loan and lease losses$270,0002,970
Total noninterest income$983,0003,586
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$489,0003,104
Trading account gains and fees$0130
Additional Noninterest Income$494,0003,360
Total noninterest expense$2,933,0004,966
Salaries and employee benefits$1,593,0005,002
Premises and equipment expense$322,0005,562
Additional noninterest expense$1,018,0004,455
Pre-tax net operating income$3,115,0002,709
Securities gains (losses)$01,687
Applicable income taxes$06,600
Income before extraordinary items$3,115,0002,210
Extraordinary gains, net$051
Net income$3,115,0002,210
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$29,0004,703
Cash dividends$52,0005,676
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$3,115,0002,205
2006-09-30 (YTD Data)Rank
Total interest income$6,363,0004,009
Total interest expense$2,434,0004,032
Net interest income$3,929,0003,902
Provision for loan and lease losses$210,0002,785
Total noninterest income$695,0003,730
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$340,0003,286
Trading account gains and fees$0126
Additional Noninterest Income$355,0003,414
Total noninterest expense$2,122,0005,067
Salaries and employee benefits$1,115,0005,201
Premises and equipment expense$242,0005,578
Additional noninterest expense$765,0004,425
Pre-tax net operating income$2,292,0002,841
Securities gains (losses)$01,388
Applicable income taxes$06,687
Income before extraordinary items$2,292,0002,315
Extraordinary gains, net$045
Net income$2,292,0002,316
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$28,0003,885
Cash dividends$52,0005,007
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$2,292,0002,301
2006-06-30 (YTD Data)Rank
Total interest income$4,010,0004,116
Total interest expense$1,476,0004,159
Net interest income$2,534,0004,006
Provision for loan and lease losses$135,0002,822
Total noninterest income$414,0003,977
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$212,0003,420
Trading account gains and fees$0126
Additional Noninterest Income$202,0003,725
Total noninterest expense$1,387,0005,146
Salaries and employee benefits$745,0005,204
Premises and equipment expense$162,0005,568
Additional noninterest expense$480,0004,615
Pre-tax net operating income$1,426,0002,978
Securities gains (losses)$01,185
Applicable income taxes$06,706
Income before extraordinary items$1,426,0002,440
Extraordinary gains, net$039
Net income$1,426,0002,442
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,0003,889
Cash dividends$52,0004,757
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,426,0002,423
2006-03-31 (YTD Data)Rank
Total interest income$1,883,0004,253
Total interest expense$655,0004,342
Net interest income$1,228,0004,098
Provision for loan and lease losses$65,0002,715
Total noninterest income$216,0003,811
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$96,0003,560
Trading account gains and fees$0115
Additional Noninterest Income$120,0003,380
Total noninterest expense$701,0005,125
Salaries and employee benefits$382,0005,170
Premises and equipment expense$80,0005,635
Additional noninterest expense$239,0004,605
Pre-tax net operating income$678,0003,035
Securities gains (losses)$0955
Applicable income taxes$06,588
Income before extraordinary items$678,0002,506
Extraordinary gains, net$021
Net income$678,0002,508
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0003,017
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$678,0002,490
2005-12-31 (YTD Data)Rank
Total interest income$6,097,0004,559
Total interest expense$2,016,0004,410
Net interest income$4,081,0004,563
Provision for loan and lease losses$180,0003,751
Total noninterest income$647,0004,599
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$318,0004,047
Trading account gains and fees$0138
Additional Noninterest Income$329,0004,137
Total noninterest expense$2,584,0005,266
Salaries and employee benefits$1,372,0005,361
Premises and equipment expense$327,0005,496
Additional noninterest expense$885,0004,835
Pre-tax net operating income$1,964,0003,726
Securities gains (losses)$02,296
Applicable income taxes$06,964
Income before extraordinary items$1,964,0003,132
Extraordinary gains, net$046
Net income$1,964,0003,134
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$44,0004,447
Cash dividends$176,0005,036
Sale, conversion, retirement of capital stock, net$0934
Net operating income$1,964,0003,096
2005-09-30 (YTD Data)Rank
Total interest income$4,321,0004,684
Total interest expense$1,396,0004,516
Net interest income$2,925,0004,725
Provision for loan and lease losses$150,0003,463
Total noninterest income$467,0004,728
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$231,0004,128
Trading account gains and fees$0126
Additional Noninterest Income$236,0004,234
Total noninterest expense$1,872,0005,357
Salaries and employee benefits$1,020,0005,353
Premises and equipment expense$211,0005,916
Additional noninterest expense$641,0004,897
Pre-tax net operating income$1,370,0003,988
Securities gains (losses)$02,317
Applicable income taxes$06,976
Income before extraordinary items$1,370,0003,361
Extraordinary gains, net$035
Net income$1,370,0003,363
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$59,0003,251
Cash dividends$176,0004,200
Sale, conversion, retirement of capital stock, net$0769
Net operating income$1,370,0003,318
2005-06-30 (YTD Data)Rank
Total interest income$2,684,0004,837
Total interest expense$820,0004,711
Net interest income$1,864,0004,829
Provision for loan and lease losses$60,0004,115
Total noninterest income$282,0004,945
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$136,0004,370
Trading account gains and fees$0116
Additional Noninterest Income$146,0004,386
Total noninterest expense$1,237,0005,371
Salaries and employee benefits$685,0005,316
Premises and equipment expense$136,0005,994
Additional noninterest expense$416,0004,955
Pre-tax net operating income$849,0004,145
Securities gains (losses)$02,146
Applicable income taxes$06,961
Income before extraordinary items$849,0003,496
Extraordinary gains, net$030
Net income$849,0003,498
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,0004,061
Cash dividends$176,0003,663
Sale, conversion, retirement of capital stock, net$0643
Net operating income$849,0003,451
2005-03-31 (YTD Data)Rank
Total interest income$1,264,0005,017
Total interest expense$369,0004,906
Net interest income$895,0004,983
Provision for loan and lease losses$30,0003,913
Total noninterest income$138,0004,920
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$63,0004,498
Trading account gains and fees$0115
Additional Noninterest Income$75,0004,317
Total noninterest expense$617,0005,426
Salaries and employee benefits$365,0005,136
Premises and equipment expense$67,0006,074
Additional noninterest expense$185,0005,357
Pre-tax net operating income$386,0004,366
Securities gains (losses)$01,685
Applicable income taxes$06,892
Income before extraordinary items$386,0003,705
Extraordinary gains, net$024
Net income$386,0003,707
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0006,685
Cash dividends$176,0002,364
Sale, conversion, retirement of capital stock, net$0491
Net operating income$386,0003,669
2004-12-31 (YTD Data)Rank
Total interest income$4,300,0005,333
Total interest expense$1,113,0005,346
Net interest income$3,187,0005,226
Provision for loan and lease losses$58,0005,810
Total noninterest income$683,0004,454
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$270,0004,563
Trading account gains and fees$0138
Additional Noninterest Income$413,0003,652
Total noninterest expense$2,483,0005,337
Salaries and employee benefits$1,263,0005,534
Premises and equipment expense$339,0005,321
Additional noninterest expense$881,0004,767
Pre-tax net operating income$1,329,0004,545
Securities gains (losses)$03,819
Applicable income taxes$07,185
Income before extraordinary items$1,329,0003,932
Extraordinary gains, net$034
Net income$1,329,0003,934
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$93,0003,750
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$1,329,0003,869
2004-09-30 (YTD Data)Rank
Total interest income$3,113,0005,424
Total interest expense$800,0005,446
Net interest income$2,313,0005,324
Provision for loan and lease losses$38,0005,777
Total noninterest income$507,0004,509
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$211,0004,496
Trading account gains and fees$0134
Additional Noninterest Income$296,0003,750
Total noninterest expense$1,777,0005,447
Salaries and employee benefits$918,0005,602
Premises and equipment expense$255,0005,284
Additional noninterest expense$604,0005,024
Pre-tax net operating income$1,005,0004,597
Securities gains (losses)$03,710
Applicable income taxes$07,220
Income before extraordinary items$1,005,0003,981
Extraordinary gains, net$026
Net income$1,005,0003,982
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$60,0003,570
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,005,0003,918
2004-06-30 (YTD Data)Rank
Total interest income$2,015,0005,530
Total interest expense$515,0005,569
Net interest income$1,500,0005,410
Provision for loan and lease losses$18,0005,953
Total noninterest income$354,0004,396
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$142,0004,457
Trading account gains and fees$0130
Additional Noninterest Income$212,0003,628
Total noninterest expense$1,180,0005,493
Salaries and employee benefits$605,0005,669
Premises and equipment expense$169,0005,333
Additional noninterest expense$406,0005,014
Pre-tax net operating income$656,0004,607
Securities gains (losses)$03,413
Applicable income taxes$07,214
Income before extraordinary items$656,0003,995
Extraordinary gains, net$021
Net income$656,0003,996
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$31,0003,637
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$656,0003,916
2004-03-31 (YTD Data)Rank
Total interest income$960,0005,708
Total interest expense$246,0005,755
Net interest income$714,0005,560
Provision for loan and lease losses$18,0004,919
Total noninterest income$188,0004,196
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$68,0004,481
Trading account gains and fees$0121
Additional Noninterest Income$120,0003,347
Total noninterest expense$565,0005,643
Salaries and employee benefits$300,0005,732
Premises and equipment expense$83,0005,402
Additional noninterest expense$182,0005,402
Pre-tax net operating income$319,0004,674
Securities gains (losses)$02,934
Applicable income taxes$07,103
Income before extraordinary items$319,0004,110
Extraordinary gains, net$016
Net income$319,0004,109
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0004,804
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$319,0003,964
2003-12-31 (YTD Data)Rank
Total interest income$3,492,0006,053
Total interest expense$1,045,0005,988
Net interest income$2,447,0005,978
Provision for loan and lease losses$455,0002,330
Total noninterest income$517,0005,343
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$198,0005,283
Trading account gains and fees$0160
Additional Noninterest Income$319,0004,381
Total noninterest expense$2,028,0005,955
Salaries and employee benefits$1,039,0006,127
Premises and equipment expense$297,0005,687
Additional noninterest expense$692,0005,535
Pre-tax net operating income$481,0006,739
Securities gains (losses)$04,500
Applicable income taxes$07,459
Income before extraordinary items$481,0006,422
Extraordinary gains, net$054
Net income$481,0006,427
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$70,0004,615
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$481,0006,261
2003-09-30 (YTD Data)Rank
Total interest income$2,581,0006,160
Total interest expense$781,0006,139
Net interest income$1,800,0006,053
Provision for loan and lease losses$437,0001,901
Total noninterest income$376,0005,473
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$136,0005,503
Trading account gains and fees$0153
Additional Noninterest Income$240,0004,457
Total noninterest expense$1,423,0006,123
Salaries and employee benefits$734,0006,324
Premises and equipment expense$179,0006,311
Additional noninterest expense$510,0005,571
Pre-tax net operating income$316,0007,092
Securities gains (losses)$04,204
Applicable income taxes$07,524
Income before extraordinary items$316,0006,861
Extraordinary gains, net$040
Net income$316,0006,862
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$70,0003,765
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$316,0006,684
2003-06-30 (YTD Data)Rank
Total interest income$1,671,0006,283
Total interest expense$523,0006,249
Net interest income$1,148,0006,203
Provision for loan and lease losses$208,0002,460
Total noninterest income$261,0005,347
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$84,0005,654
Trading account gains and fees$0150
Additional Noninterest Income$177,0004,260
Total noninterest expense$913,0006,288
Salaries and employee benefits$477,0006,427
Premises and equipment expense$100,0006,763
Additional noninterest expense$336,0005,603
Pre-tax net operating income$288,0006,573
Securities gains (losses)$03,782
Applicable income taxes$07,529
Income before extraordinary items$288,0006,185
Extraordinary gains, net$030
Net income$288,0006,184
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$33,0003,965
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$288,0005,983
2003-03-31 (YTD Data)Rank
Total interest income$793,0006,487
Total interest expense$255,0006,435
Net interest income$538,0006,426
Provision for loan and lease losses$154,0001,651
Total noninterest income$134,0005,166
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$40,0005,673
Trading account gains and fees$0134
Additional Noninterest Income$94,0004,045
Total noninterest expense$443,0006,392
Salaries and employee benefits$233,0006,507
Premises and equipment expense$55,0006,522
Additional noninterest expense$155,0005,809
Pre-tax net operating income$75,0007,607
Securities gains (losses)$02,891
Applicable income taxes$07,403
Income before extraordinary items$75,0007,393
Extraordinary gains, net$021
Net income$75,0007,394
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0005,250
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$75,0007,239
2002-12-31 (YTD Data)Rank
Total interest income$2,319,0007,516
Total interest expense$931,0007,111
Net interest income$1,388,0007,611
Provision for loan and lease losses$418,0002,751
Total noninterest income$320,0006,325
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$89,0006,775
Trading account gains and fees$0153
Additional Noninterest Income$231,0004,744
Total noninterest expense$1,590,0006,677
Salaries and employee benefits$816,0006,827
Premises and equipment expense$196,0006,807
Additional noninterest expense$578,0006,064
Pre-tax net operating income$-300,0008,892
Securities gains (losses)$04,537
Applicable income taxes$07,681
Income before extraordinary items$-300,0008,962
Extraordinary gains, net$070
Net income$-300,0008,962
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$31,0005,876
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$-300,0008,910
2001-12-31 (YTD Data)Rank
Total interest income$90,0009,573
Total interest expense$23,0009,544
Net interest income$67,0009,568
Provision for loan and lease losses$150,0004,756
Total noninterest income$6,0009,505
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$1,0008,372
Trading account gains and fees$0177
Additional Noninterest Income$5,0009,318
Total noninterest expense$619,0008,881
Salaries and employee benefits$325,0008,963
Premises and equipment expense$20,0009,492
Additional noninterest expense$274,0008,043
Pre-tax net operating income$-696,0009,245
Securities gains (losses)$04,612
Applicable income taxes$07,903
Income before extraordinary items$-696,0009,308
Extraordinary gains, net$0105
Net income$-696,0009,309
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,777
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$5,800,000153
Net operating income$-696,0009,278

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.