Home > Douglas National Bank > Income and Expense
Douglas National Bank, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $8,692,000 | 3,629 |
| Total interest expense | $3,194,000 | 4,357 |
| Net interest income | $5,498,000 | 3,159 |
| Provision for loan and lease losses | $195,000 | 3,609 |
| Total noninterest income | $1,251,000 | 2,623 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $681,000 | 1,959 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $570,000 | 2,710 |
| Total noninterest expense | $5,935,000 | 2,300 |
| Salaries and employee benefits | $3,270,000 | 2,149 |
| Premises and equipment expense | $1,091,000 | 1,873 |
| Additional noninterest expense | $1,574,000 | 2,751 |
| Pre-tax net operating income | $619,000 | 6,648 |
| Securities gains (losses) | $7,000 | 1,949 |
| Applicable income taxes | $3,000 | 8,654 |
| Income before extraordinary items | $623,000 | 5,789 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $623,000 | 5,787 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 4,227 |
| Cash dividends | $416,000 | 3,844 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $616,000 | 5,793 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $8,320,000 | 3,800 |
| Total interest expense | $2,964,000 | 4,773 |
| Net interest income | $5,356,000 | 3,203 |
| Provision for loan and lease losses | $50,000 | 6,568 |
| Total noninterest income | $1,229,000 | 2,638 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $580,000 | 2,216 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $649,000 | 2,514 |
| Total noninterest expense | $4,781,000 | 2,727 |
| Salaries and employee benefits | $2,609,000 | 2,590 |
| Premises and equipment expense | $956,000 | 2,038 |
| Additional noninterest expense | $1,216,000 | 3,329 |
| Pre-tax net operating income | $1,754,000 | 3,715 |
| Securities gains (losses) | $264,000 | 790 |
| Applicable income taxes | $597,000 | 3,417 |
| Income before extraordinary items | $1,421,000 | 3,400 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,421,000 | 3,400 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 9,719 |
| Cash dividends | $1,343,000 | 1,804 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,236,200 | 3,744 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $8,404,000 | 3,796 |
| Total interest expense | $3,163,000 | 4,498 |
| Net interest income | $5,241,000 | 3,323 |
| Provision for loan and lease losses | $140,000 | 4,290 |
| Total noninterest income | $1,005,000 | 3,027 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $539,000 | 2,447 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $466,000 | 2,971 |
| Total noninterest expense | $4,274,000 | 2,985 |
| Salaries and employee benefits | $2,326,000 | 2,848 |
| Premises and equipment expense | $762,000 | 2,535 |
| Additional noninterest expense | $1,186,000 | 3,391 |
| Pre-tax net operating income | $1,832,000 | 3,807 |
| Securities gains (losses) | $-3,000 | 9,416 |
| Applicable income taxes | $507,000 | 4,176 |
| Income before extraordinary items | $1,322,000 | 3,748 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,322,000 | 3,747 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $160,000 | 2,921 |
| Cash dividends | $395,000 | 4,021 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,324,160 | 3,669 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $7,442,000 | 4,318 |
| Total interest expense | $2,515,000 | 5,488 |
| Net interest income | $4,927,000 | 3,579 |
| Provision for loan and lease losses | $60,000 | 6,086 |
| Total noninterest income | $722,000 | 4,014 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $516,000 | 2,643 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $206,000 | 5,078 |
| Total noninterest expense | $3,913,000 | 3,415 |
| Salaries and employee benefits | $2,114,000 | 3,169 |
| Premises and equipment expense | $679,000 | 2,885 |
| Additional noninterest expense | $1,120,000 | 4,002 |
| Pre-tax net operating income | $1,676,000 | 3,981 |
| Securities gains (losses) | $68,000 | 1,155 |
| Applicable income taxes | $270,000 | 6,178 |
| Income before extraordinary items | $1,474,000 | 3,237 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,474,000 | 3,236 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 6,429 |
| Cash dividends | $451,000 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,416,200 | 3,330 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $7,426,000 | 4,321 |
| Total interest expense | $2,476,000 | 5,617 |
| Net interest income | $4,950,000 | 3,577 |
| Provision for loan and lease losses | $80,000 | 5,097 |
| Total noninterest income | $810,000 | 3,646 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $581,000 | 2,329 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $229,000 | 4,737 |
| Total noninterest expense | $4,178,000 | 3,194 |
| Salaries and employee benefits | $2,242,000 | 2,971 |
| Premises and equipment expense | $681,000 | 2,887 |
| Additional noninterest expense | $1,255,000 | 3,601 |
| Pre-tax net operating income | $1,502,000 | 4,452 |
| Securities gains (losses) | $118,000 | 888 |
| Applicable income taxes | $436,000 | 4,637 |
| Income before extraordinary items | $1,184,000 | 4,003 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,184,000 | 4,000 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 10,150 |
| Cash dividends | $400,000 | 3,839 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,097,860 | 4,248 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,847,000 | 4,312 |
| Total interest expense | $2,093,000 | 5,406 |
| Net interest income | $4,754,000 | 3,731 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $703,000 | 4,113 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $531,000 | 2,566 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $172,000 | 5,782 |
| Total noninterest expense | $4,212,000 | 3,259 |
| Salaries and employee benefits | $2,248,000 | 2,948 |
| Premises and equipment expense | $653,000 | 3,019 |
| Additional noninterest expense | $1,311,000 | 3,748 |
| Pre-tax net operating income | $1,245,000 | 5,098 |
| Securities gains (losses) | $-366,000 | 12,165 |
| Applicable income taxes | $265,000 | 6,325 |
| Income before extraordinary items | $614,000 | 6,435 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $614,000 | 6,454 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $95,000 | 3,836 |
| Cash dividends | $345,000 | 4,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $870,200 | 5,088 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,008,000 | 4,944 |
| Total interest expense | $1,926,000 | 6,023 |
| Net interest income | $4,082,000 | 4,320 |
| Provision for loan and lease losses | $-536,000 | 13,181 |
| Total noninterest income | $835,000 | 3,852 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $536,000 | 2,591 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $299,000 | 4,476 |
| Total noninterest expense | $3,975,000 | 3,510 |
| Salaries and employee benefits | $1,659,000 | 3,905 |
| Premises and equipment expense | $622,000 | 3,214 |
| Additional noninterest expense | $1,694,000 | 3,147 |
| Pre-tax net operating income | $1,478,000 | 4,384 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $351,000 | 5,485 |
| Income before extraordinary items | $1,127,000 | 4,236 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,127,000 | 4,357 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 6,565 |
| Cash dividends | $248,000 | 4,928 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,127,000 | 4,024 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,929,000 | 4,863 |
| Total interest expense | $2,477,000 | 6,032 |
| Net interest income | $4,452,000 | 4,042 |
| Provision for loan and lease losses | $-72,000 | 13,664 |
| Total noninterest income | $841,000 | 3,829 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $529,000 | 2,610 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $312,000 | 4,326 |
| Total noninterest expense | $3,704,000 | 3,734 |
| Salaries and employee benefits | $1,493,000 | 4,249 |
| Premises and equipment expense | $876,000 | 2,356 |
| Additional noninterest expense | $1,335,000 | 3,946 |
| Pre-tax net operating income | $1,661,000 | 3,697 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $724,000 | 2,869 |
| Income before extraordinary items | $937,000 | 4,772 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $937,000 | 4,816 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-64,000 | 13,586 |
| Cash dividends | $1,175,000 | 1,359 |
| Sale, conversion, retirement of capital stock, net | $1,000,000 | 408 |
| Net operating income | $937,000 | 4,453 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.