Home > Douglas County Bank > Income and Expense
Douglas County Bank, Income and Expense
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,388,000 | 2,560 |
| Total interest expense | $677,000 | 1,374 |
| Net interest income | $1,711,000 | 2,970 |
| Provision for loan and lease losses | $67,000 | 2,527 |
| Total noninterest income | $576,000 | 2,015 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $236,000 | 1,401 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $340,000 | 2,052 |
| Total noninterest expense | $2,302,000 | 2,081 |
| Salaries and employee benefits | $932,000 | 2,683 |
| Premises and equipment expense | $183,000 | 2,931 |
| Additional noninterest expense | $1,187,000 | 1,376 |
| Pre-tax net operating income | $-82,000 | 6,591 |
| Securities gains (losses) | $14,000 | 1,385 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $-68,000 | 6,620 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-68,000 | 6,621 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-68,000 | 6,621 |
| Net charge-offs | $287,000 | 1,087 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $-82,000 | 6,606 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $10,434,000 | 2,469 |
| Total interest expense | $3,191,000 | 1,395 |
| Net interest income | $7,243,000 | 2,902 |
| Provision for loan and lease losses | $1,070,000 | 1,701 |
| Total noninterest income | $-5,711,000 | 7,072 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $1,034,000 | 1,384 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $-6,745,000 | 7,078 |
| Total noninterest expense | $9,645,000 | 1,982 |
| Salaries and employee benefits | $3,753,000 | 2,601 |
| Premises and equipment expense | $1,129,000 | 2,052 |
| Additional noninterest expense | $4,763,000 | 1,423 |
| Pre-tax net operating income | $-9,183,000 | 7,019 |
| Securities gains (losses) | $395,000 | 1,127 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $-8,788,000 | 7,021 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-8,788,000 | 7,021 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-8,788,000 | 7,021 |
| Net charge-offs | $2,509,000 | 976 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-9,183,000 | 7,018 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $7,901,000 | 2,497 |
| Total interest expense | $2,473,000 | 1,415 |
| Net interest income | $5,428,000 | 2,947 |
| Provision for loan and lease losses | $396,000 | 2,611 |
| Total noninterest income | $933,000 | 2,911 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $758,000 | 1,414 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $175,000 | 4,422 |
| Total noninterest expense | $7,083,000 | 2,025 |
| Salaries and employee benefits | $2,812,000 | 2,624 |
| Premises and equipment expense | $867,000 | 2,034 |
| Additional noninterest expense | $3,404,000 | 1,486 |
| Pre-tax net operating income | $-1,118,000 | 6,859 |
| Securities gains (losses) | $315,000 | 1,073 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $-803,000 | 6,836 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-803,000 | 6,834 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-803,000 | 6,835 |
| Net charge-offs | $407,000 | 2,444 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-1,118,000 | 6,873 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $5,300,000 | 2,490 |
| Total interest expense | $1,693,000 | 1,425 |
| Net interest income | $3,607,000 | 2,968 |
| Provision for loan and lease losses | $302,000 | 2,381 |
| Total noninterest income | $618,000 | 2,883 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $499,000 | 1,416 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $119,000 | 4,411 |
| Total noninterest expense | $4,718,000 | 2,026 |
| Salaries and employee benefits | $1,887,000 | 2,614 |
| Premises and equipment expense | $593,000 | 1,987 |
| Additional noninterest expense | $2,238,000 | 1,513 |
| Pre-tax net operating income | $-795,000 | 6,919 |
| Securities gains (losses) | $106,000 | 1,551 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $-689,000 | 6,931 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-689,000 | 6,930 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-689,000 | 6,931 |
| Net charge-offs | $311,000 | 2,279 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-795,000 | 6,937 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,674,000 | 2,508 |
| Total interest expense | $872,000 | 1,445 |
| Net interest income | $1,802,000 | 2,978 |
| Provision for loan and lease losses | $9,000 | 4,893 |
| Total noninterest income | $-46,000 | 7,167 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $255,000 | 1,382 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-301,000 | 7,245 |
| Total noninterest expense | $2,404,000 | 1,993 |
| Salaries and employee benefits | $939,000 | 2,642 |
| Premises and equipment expense | $312,000 | 1,914 |
| Additional noninterest expense | $1,153,000 | 1,457 |
| Pre-tax net operating income | $-657,000 | 7,094 |
| Securities gains (losses) | $72,000 | 1,059 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $-585,000 | 7,097 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-585,000 | 7,096 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-585,000 | 7,097 |
| Net charge-offs | $3,000 | 4,432 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-657,000 | 7,103 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $11,318,000 | 2,476 |
| Total interest expense | $4,181,000 | 1,447 |
| Net interest income | $7,137,000 | 3,026 |
| Provision for loan and lease losses | $3,464,000 | 1,064 |
| Total noninterest income | $-461,000 | 7,186 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $1,093,000 | 1,360 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-1,554,000 | 7,243 |
| Total noninterest expense | $9,475,000 | 2,015 |
| Salaries and employee benefits | $3,710,000 | 2,593 |
| Premises and equipment expense | $1,450,000 | 1,707 |
| Additional noninterest expense | $4,315,000 | 1,579 |
| Pre-tax net operating income | $-6,263,000 | 7,116 |
| Securities gains (losses) | $213,000 | 1,402 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $-6,050,000 | 7,115 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-6,050,000 | 7,114 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-6,050,000 | 7,116 |
| Net charge-offs | $2,054,000 | 1,522 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-6,263,000 | 7,113 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $8,528,000 | 2,487 |
| Total interest expense | $3,244,000 | 1,455 |
| Net interest income | $5,284,000 | 3,074 |
| Provision for loan and lease losses | $613,000 | 2,613 |
| Total noninterest income | $1,454,000 | 2,052 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $768,000 | 1,454 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $686,000 | 2,240 |
| Total noninterest expense | $7,686,000 | 1,875 |
| Salaries and employee benefits | $2,758,000 | 2,611 |
| Premises and equipment expense | $846,000 | 2,185 |
| Additional noninterest expense | $4,082,000 | 1,263 |
| Pre-tax net operating income | $-1,561,000 | 6,931 |
| Securities gains (losses) | $180,000 | 1,284 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $-1,381,000 | 6,956 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,381,000 | 6,957 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-1,381,000 | 6,957 |
| Net charge-offs | $1,066,000 | 1,827 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-1,561,000 | 6,968 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $5,576,000 | 2,546 |
| Total interest expense | $2,234,000 | 1,459 |
| Net interest income | $3,342,000 | 3,217 |
| Provision for loan and lease losses | $314,000 | 2,894 |
| Total noninterest income | $850,000 | 2,236 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $492,000 | 1,489 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $358,000 | 2,609 |
| Total noninterest expense | $5,114,000 | 1,893 |
| Salaries and employee benefits | $1,807,000 | 2,683 |
| Premises and equipment expense | $543,000 | 2,281 |
| Additional noninterest expense | $2,764,000 | 1,279 |
| Pre-tax net operating income | $-1,236,000 | 7,040 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-1,236,000 | 7,093 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-1,236,000 | 7,094 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-1,236,000 | 7,094 |
| Net charge-offs | $111,000 | 3,738 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-1,236,000 | 7,071 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,774,000 | 2,577 |
| Total interest expense | $1,167,000 | 1,459 |
| Net interest income | $1,607,000 | 3,297 |
| Provision for loan and lease losses | $300,000 | 1,892 |
| Total noninterest income | $407,000 | 2,320 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $248,000 | 1,441 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $159,000 | 2,799 |
| Total noninterest expense | $2,364,000 | 2,054 |
| Salaries and employee benefits | $863,000 | 2,801 |
| Premises and equipment expense | $284,000 | 2,238 |
| Additional noninterest expense | $1,217,000 | 1,438 |
| Pre-tax net operating income | $-650,000 | 7,152 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-650,000 | 7,191 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-650,000 | 7,192 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-650,000 | 7,192 |
| Net charge-offs | $98,000 | 2,757 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-650,000 | 7,182 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $12,418,000 | 2,419 |
| Total interest expense | $6,716,000 | 1,222 |
| Net interest income | $5,702,000 | 3,611 |
| Provision for loan and lease losses | $5,354,000 | 1,082 |
| Total noninterest income | $1,615,000 | 2,411 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,005,000 | 1,500 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $610,000 | 2,887 |
| Total noninterest expense | $11,063,000 | 1,779 |
| Salaries and employee benefits | $2,971,000 | 3,147 |
| Premises and equipment expense | $1,096,000 | 2,287 |
| Additional noninterest expense | $6,996,000 | 1,055 |
| Pre-tax net operating income | $-9,100,000 | 7,327 |
| Securities gains (losses) | $280,000 | 1,322 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $-8,820,000 | 7,347 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-8,820,000 | 7,347 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-8,820,000 | 7,347 |
| Net charge-offs | $7,327,000 | 768 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-9,100,000 | 7,338 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $9,564,000 | 2,413 |
| Total interest expense | $5,370,000 | 1,195 |
| Net interest income | $4,194,000 | 3,706 |
| Provision for loan and lease losses | $5,044,000 | 870 |
| Total noninterest income | $1,080,000 | 2,591 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $770,000 | 1,528 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $310,000 | 3,505 |
| Total noninterest expense | $9,481,000 | 1,562 |
| Salaries and employee benefits | $2,549,000 | 2,807 |
| Premises and equipment expense | $835,000 | 2,301 |
| Additional noninterest expense | $6,097,000 | 879 |
| Pre-tax net operating income | $-9,251,000 | 7,534 |
| Securities gains (losses) | $280,000 | 1,129 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-8,971,000 | 7,562 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-8,971,000 | 7,562 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-8,971,000 | 7,562 |
| Net charge-offs | $6,434,000 | 661 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-9,251,000 | 7,555 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $6,351,000 | 2,452 |
| Total interest expense | $3,818,000 | 1,174 |
| Net interest income | $2,533,000 | 3,983 |
| Provision for loan and lease losses | $1,863,000 | 1,334 |
| Total noninterest income | $664,000 | 2,679 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $524,000 | 1,504 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $140,000 | 4,091 |
| Total noninterest expense | $5,094,000 | 1,929 |
| Salaries and employee benefits | $1,656,000 | 2,879 |
| Premises and equipment expense | $549,000 | 2,345 |
| Additional noninterest expense | $2,889,000 | 1,237 |
| Pre-tax net operating income | $-3,760,000 | 7,469 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-3,760,000 | 7,506 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-3,760,000 | 7,506 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-3,760,000 | 7,507 |
| Net charge-offs | $700,000 | 2,091 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-3,760,000 | 7,504 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,454,000 | 2,320 |
| Total interest expense | $1,986,000 | 1,190 |
| Net interest income | $1,468,000 | 3,615 |
| Provision for loan and lease losses | $454,000 | 1,915 |
| Total noninterest income | $309,000 | 2,804 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $261,000 | 1,498 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $48,000 | 4,761 |
| Total noninterest expense | $2,590,000 | 1,914 |
| Salaries and employee benefits | $828,000 | 2,927 |
| Premises and equipment expense | $283,000 | 2,324 |
| Additional noninterest expense | $1,479,000 | 1,193 |
| Pre-tax net operating income | $-1,267,000 | 7,485 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-1,267,000 | 7,531 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-1,267,000 | 7,532 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-1,267,000 | 7,532 |
| Net charge-offs | $609,000 | 1,444 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-1,267,000 | 7,529 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $16,269,000 | 2,085 |
| Total interest expense | $10,547,000 | 1,124 |
| Net interest income | $5,722,000 | 3,594 |
| Provision for loan and lease losses | $9,564,000 | 903 |
| Total noninterest income | $1,720,000 | 2,352 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $1,177,000 | 1,458 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $543,000 | 3,064 |
| Total noninterest expense | $13,488,000 | 1,532 |
| Salaries and employee benefits | $3,752,000 | 2,592 |
| Premises and equipment expense | $1,182,000 | 2,249 |
| Additional noninterest expense | $8,554,000 | 921 |
| Pre-tax net operating income | $-15,610,000 | 7,641 |
| Securities gains (losses) | $590,000 | 781 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-15,020,000 | 7,675 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-15,020,000 | 7,674 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-15,020,000 | 7,674 |
| Net charge-offs | $10,351,000 | 666 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-15,610,000 | 7,684 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $13,024,000 | 1,981 |
| Total interest expense | $8,261,000 | 1,132 |
| Net interest income | $4,763,000 | 3,301 |
| Provision for loan and lease losses | $4,930,000 | 1,057 |
| Total noninterest income | $1,021,000 | 2,778 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $880,000 | 1,464 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $141,000 | 4,874 |
| Total noninterest expense | $8,516,000 | 1,777 |
| Salaries and employee benefits | $2,819,000 | 2,609 |
| Premises and equipment expense | $724,000 | 2,700 |
| Additional noninterest expense | $4,973,000 | 1,132 |
| Pre-tax net operating income | $-7,662,000 | 7,661 |
| Securities gains (losses) | $401,000 | 817 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-7,261,000 | 7,702 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-7,261,000 | 7,701 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-7,261,000 | 7,701 |
| Net charge-offs | $2,143,000 | 1,444 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-7,662,000 | 7,724 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $9,435,000 | 1,871 |
| Total interest expense | $5,667,000 | 1,165 |
| Net interest income | $3,768,000 | 2,872 |
| Provision for loan and lease losses | $3,723,000 | 933 |
| Total noninterest income | $761,000 | 2,604 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $565,000 | 1,486 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $196,000 | 3,677 |
| Total noninterest expense | $5,649,000 | 1,816 |
| Salaries and employee benefits | $1,928,000 | 2,583 |
| Premises and equipment expense | $534,000 | 2,500 |
| Additional noninterest expense | $3,187,000 | 1,195 |
| Pre-tax net operating income | $-4,843,000 | 7,738 |
| Securities gains (losses) | $220,000 | 959 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-4,623,000 | 7,782 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-4,623,000 | 7,781 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-4,623,000 | 7,781 |
| Net charge-offs | $2,013,000 | 1,125 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-4,843,000 | 7,804 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $4,973,000 | 1,799 |
| Total interest expense | $2,853,000 | 1,201 |
| Net interest income | $2,120,000 | 2,555 |
| Provision for loan and lease losses | $905,000 | 1,249 |
| Total noninterest income | $374,000 | 2,626 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $280,000 | 1,464 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $94,000 | 3,755 |
| Total noninterest expense | $2,375,000 | 2,079 |
| Salaries and employee benefits | $1,000,000 | 2,547 |
| Premises and equipment expense | $286,000 | 2,393 |
| Additional noninterest expense | $1,089,000 | 1,483 |
| Pre-tax net operating income | $-786,000 | 7,534 |
| Securities gains (losses) | $40,000 | 1,393 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-746,000 | 7,604 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-746,000 | 7,605 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-746,000 | 7,605 |
| Net charge-offs | $606,000 | 1,246 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-786,000 | 7,612 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $22,827,000 | 1,688 |
| Total interest expense | $12,685,000 | 1,290 |
| Net interest income | $10,142,000 | 2,191 |
| Provision for loan and lease losses | $5,008,000 | 995 |
| Total noninterest income | $2,550,000 | 1,775 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,250,000 | 1,441 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,300,000 | 1,772 |
| Total noninterest expense | $8,192,000 | 2,330 |
| Salaries and employee benefits | $4,109,000 | 2,456 |
| Premises and equipment expense | $1,142,000 | 2,348 |
| Additional noninterest expense | $2,941,000 | 2,038 |
| Pre-tax net operating income | $-508,000 | 6,769 |
| Securities gains (losses) | $151,000 | 861 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $-357,000 | 6,610 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-357,000 | 6,610 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,174,000 | 670 |
| Cash dividends | $626,000 | 3,022 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-508,000 | 6,844 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $17,515,000 | 1,691 |
| Total interest expense | $9,659,000 | 1,320 |
| Net interest income | $7,856,000 | 2,134 |
| Provision for loan and lease losses | $3,853,000 | 784 |
| Total noninterest income | $1,947,000 | 1,811 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $922,000 | 1,466 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,025,000 | 1,785 |
| Total noninterest expense | $6,021,000 | 2,361 |
| Salaries and employee benefits | $3,096,000 | 2,465 |
| Premises and equipment expense | $867,000 | 2,330 |
| Additional noninterest expense | $2,058,000 | 2,112 |
| Pre-tax net operating income | $-71,000 | 6,870 |
| Securities gains (losses) | $142,000 | 779 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $71,000 | 6,315 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $71,000 | 6,315 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,536,000 | 573 |
| Cash dividends | $626,000 | 2,423 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-71,000 | 6,909 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $11,971,000 | 1,677 |
| Total interest expense | $6,641,000 | 1,323 |
| Net interest income | $5,330,000 | 2,083 |
| Provision for loan and lease losses | $2,675,000 | 653 |
| Total noninterest income | $1,286,000 | 1,836 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $601,000 | 1,483 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $685,000 | 1,826 |
| Total noninterest expense | $4,037,000 | 2,358 |
| Salaries and employee benefits | $2,078,000 | 2,476 |
| Premises and equipment expense | $588,000 | 2,297 |
| Additional noninterest expense | $1,371,000 | 2,075 |
| Pre-tax net operating income | $-96,000 | 7,184 |
| Securities gains (losses) | $103,000 | 945 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $7,000 | 6,967 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $7,000 | 6,967 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,790,000 | 444 |
| Cash dividends | $626,000 | 1,992 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-96,000 | 7,216 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $6,435,000 | 1,614 |
| Total interest expense | $3,512,000 | 1,328 |
| Net interest income | $2,923,000 | 1,913 |
| Provision for loan and lease losses | $960,000 | 639 |
| Total noninterest income | $593,000 | 1,972 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $294,000 | 1,480 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $299,000 | 1,978 |
| Total noninterest expense | $2,003,000 | 2,366 |
| Salaries and employee benefits | $1,044,000 | 2,489 |
| Premises and equipment expense | $296,000 | 2,297 |
| Additional noninterest expense | $663,000 | 2,104 |
| Pre-tax net operating income | $553,000 | 2,873 |
| Securities gains (losses) | $26,000 | 1,452 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $579,000 | 2,381 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $579,000 | 2,383 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $623,000 | 620 |
| Cash dividends | $626,000 | 1,125 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $553,000 | 2,403 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $31,820,000 | 1,345 |
| Total interest expense | $15,235,000 | 1,311 |
| Net interest income | $16,585,000 | 1,352 |
| Provision for loan and lease losses | $2,588,000 | 684 |
| Total noninterest income | $3,362,000 | 1,507 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,341,000 | 1,332 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $2,021,000 | 1,359 |
| Total noninterest expense | $7,940,000 | 2,304 |
| Salaries and employee benefits | $4,988,000 | 2,013 |
| Premises and equipment expense | $1,085,000 | 2,392 |
| Additional noninterest expense | $1,867,000 | 2,834 |
| Pre-tax net operating income | $9,419,000 | 900 |
| Securities gains (losses) | $3,000 | 1,730 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $9,422,000 | 691 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $9,422,000 | 689 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $243,000 | 2,573 |
| Cash dividends | $6,067,000 | 624 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $9,419,000 | 688 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $24,189,000 | 1,323 |
| Total interest expense | $11,452,000 | 1,305 |
| Net interest income | $12,737,000 | 1,320 |
| Provision for loan and lease losses | $678,000 | 1,240 |
| Total noninterest income | $2,620,000 | 1,459 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $994,000 | 1,321 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,626,000 | 1,309 |
| Total noninterest expense | $5,872,000 | 2,314 |
| Salaries and employee benefits | $3,706,000 | 2,024 |
| Premises and equipment expense | $805,000 | 2,403 |
| Additional noninterest expense | $1,361,000 | 2,847 |
| Pre-tax net operating income | $8,807,000 | 785 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $8,807,000 | 602 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $8,807,000 | 600 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 4,188 |
| Cash dividends | $4,757,000 | 599 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $8,807,000 | 596 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $16,061,000 | 1,334 |
| Total interest expense | $7,535,000 | 1,328 |
| Net interest income | $8,526,000 | 1,334 |
| Provision for loan and lease losses | $416,000 | 1,197 |
| Total noninterest income | $1,929,000 | 1,365 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $669,000 | 1,322 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $1,260,000 | 1,190 |
| Total noninterest expense | $3,992,000 | 2,286 |
| Salaries and employee benefits | $2,541,000 | 2,003 |
| Premises and equipment expense | $538,000 | 2,402 |
| Additional noninterest expense | $913,000 | 2,844 |
| Pre-tax net operating income | $6,047,000 | 795 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $6,047,000 | 615 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $6,047,000 | 614 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 4,237 |
| Cash dividends | $3,234,000 | 606 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $6,047,000 | 604 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $7,955,000 | 1,343 |
| Total interest expense | $3,732,000 | 1,332 |
| Net interest income | $4,223,000 | 1,346 |
| Provision for loan and lease losses | $157,000 | 1,390 |
| Total noninterest income | $994,000 | 1,320 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $335,000 | 1,288 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $659,000 | 1,121 |
| Total noninterest expense | $2,050,000 | 2,248 |
| Salaries and employee benefits | $1,315,000 | 1,953 |
| Premises and equipment expense | $276,000 | 2,364 |
| Additional noninterest expense | $459,000 | 2,801 |
| Pre-tax net operating income | $3,010,000 | 793 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $3,010,000 | 605 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $3,010,000 | 604 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 3,606 |
| Cash dividends | $1,609,000 | 549 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $3,010,000 | 595 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $28,643,000 | 1,390 |
| Total interest expense | $12,339,000 | 1,358 |
| Net interest income | $16,304,000 | 1,395 |
| Provision for loan and lease losses | $616,000 | 1,571 |
| Total noninterest income | $2,955,000 | 1,654 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,459,000 | 1,218 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,496,000 | 1,667 |
| Total noninterest expense | $6,942,000 | 2,536 |
| Salaries and employee benefits | $4,469,000 | 2,189 |
| Premises and equipment expense | $1,016,000 | 2,437 |
| Additional noninterest expense | $1,457,000 | 3,361 |
| Pre-tax net operating income | $11,701,000 | 847 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $11,701,000 | 648 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $11,701,000 | 647 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $148,000 | 2,598 |
| Cash dividends | $6,123,000 | 590 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $11,701,000 | 640 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $20,910,000 | 1,425 |
| Total interest expense | $8,721,000 | 1,397 |
| Net interest income | $12,189,000 | 1,418 |
| Provision for loan and lease losses | $455,000 | 1,499 |
| Total noninterest income | $2,105,000 | 1,735 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $1,096,000 | 1,223 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,009,000 | 1,809 |
| Total noninterest expense | $5,064,000 | 2,596 |
| Salaries and employee benefits | $3,272,000 | 2,244 |
| Premises and equipment expense | $749,000 | 2,481 |
| Additional noninterest expense | $1,043,000 | 3,493 |
| Pre-tax net operating income | $8,775,000 | 889 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $8,775,000 | 676 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $8,775,000 | 675 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 3,812 |
| Cash dividends | $4,523,000 | 571 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $8,775,000 | 668 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $13,222,000 | 1,467 |
| Total interest expense | $5,403,000 | 1,435 |
| Net interest income | $7,819,000 | 1,475 |
| Provision for loan and lease losses | $305,000 | 1,445 |
| Total noninterest income | $1,330,000 | 1,806 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $733,000 | 1,212 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $597,000 | 1,966 |
| Total noninterest expense | $3,317,000 | 2,648 |
| Salaries and employee benefits | $2,110,000 | 2,325 |
| Premises and equipment expense | $506,000 | 2,437 |
| Additional noninterest expense | $701,000 | 3,473 |
| Pre-tax net operating income | $5,527,000 | 930 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $5,527,000 | 711 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $5,527,000 | 711 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 3,609 |
| Cash dividends | $2,848,000 | 609 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $5,527,000 | 699 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $6,225,000 | 1,523 |
| Total interest expense | $2,537,000 | 1,447 |
| Net interest income | $3,688,000 | 1,548 |
| Provision for loan and lease losses | $155,000 | 1,387 |
| Total noninterest income | $695,000 | 1,705 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $362,000 | 1,200 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $333,000 | 1,789 |
| Total noninterest expense | $1,687,000 | 2,610 |
| Salaries and employee benefits | $1,072,000 | 2,300 |
| Premises and equipment expense | $263,000 | 2,370 |
| Additional noninterest expense | $352,000 | 3,445 |
| Pre-tax net operating income | $2,541,000 | 986 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $2,541,000 | 753 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,541,000 | 752 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 3,919 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $2,541,000 | 737 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $20,380,000 | 1,654 |
| Total interest expense | $7,713,000 | 1,471 |
| Net interest income | $12,667,000 | 1,731 |
| Provision for loan and lease losses | $733,000 | 1,364 |
| Total noninterest income | $3,061,000 | 1,583 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,619,000 | 1,095 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,442,000 | 1,716 |
| Total noninterest expense | $6,622,000 | 2,517 |
| Salaries and employee benefits | $4,145,000 | 2,215 |
| Premises and equipment expense | $998,000 | 2,368 |
| Additional noninterest expense | $1,479,000 | 3,261 |
| Pre-tax net operating income | $8,373,000 | 1,153 |
| Securities gains (losses) | $16,000 | 1,323 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $8,389,000 | 862 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $8,389,000 | 863 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $94,000 | 3,434 |
| Cash dividends | $4,468,000 | 736 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $8,373,000 | 850 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $14,535,000 | 1,699 |
| Total interest expense | $5,320,000 | 1,506 |
| Net interest income | $9,215,000 | 1,768 |
| Provision for loan and lease losses | $318,000 | 2,089 |
| Total noninterest income | $2,309,000 | 1,570 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $1,221,000 | 1,087 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,088,000 | 1,712 |
| Total noninterest expense | $4,997,000 | 2,477 |
| Salaries and employee benefits | $3,122,000 | 2,183 |
| Premises and equipment expense | $742,000 | 2,374 |
| Additional noninterest expense | $1,133,000 | 3,170 |
| Pre-tax net operating income | $6,209,000 | 1,156 |
| Securities gains (losses) | $16,000 | 1,308 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $6,225,000 | 863 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $6,225,000 | 864 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 3,193 |
| Cash dividends | $3,228,000 | 693 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $6,209,000 | 847 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $9,221,000 | 1,730 |
| Total interest expense | $3,284,000 | 1,533 |
| Net interest income | $5,937,000 | 1,822 |
| Provision for loan and lease losses | $190,000 | 2,233 |
| Total noninterest income | $1,462,000 | 1,635 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $801,000 | 1,079 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $661,000 | 1,814 |
| Total noninterest expense | $3,283,000 | 2,481 |
| Salaries and employee benefits | $2,045,000 | 2,213 |
| Premises and equipment expense | $486,000 | 2,389 |
| Additional noninterest expense | $752,000 | 3,174 |
| Pre-tax net operating income | $3,926,000 | 1,189 |
| Securities gains (losses) | $16,000 | 1,180 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $3,942,000 | 884 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $3,942,000 | 884 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 2,928 |
| Cash dividends | $2,032,000 | 701 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $3,926,000 | 866 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $4,389,000 | 1,779 |
| Total interest expense | $1,491,000 | 1,596 |
| Net interest income | $2,898,000 | 1,849 |
| Provision for loan and lease losses | $85,000 | 2,331 |
| Total noninterest income | $693,000 | 1,662 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $398,000 | 1,044 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $295,000 | 1,908 |
| Total noninterest expense | $1,633,000 | 2,509 |
| Salaries and employee benefits | $1,017,000 | 2,240 |
| Premises and equipment expense | $244,000 | 2,404 |
| Additional noninterest expense | $372,000 | 3,208 |
| Pre-tax net operating income | $1,873,000 | 1,219 |
| Securities gains (losses) | $16,000 | 862 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $1,889,000 | 919 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,889,000 | 919 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 2,877 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,873,000 | 907 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $15,093,000 | 1,892 |
| Total interest expense | $4,473,000 | 1,816 |
| Net interest income | $10,620,000 | 1,909 |
| Provision for loan and lease losses | $435,000 | 2,215 |
| Total noninterest income | $3,275,000 | 1,486 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,819,000 | 967 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,456,000 | 1,678 |
| Total noninterest expense | $6,150,000 | 2,572 |
| Salaries and employee benefits | $3,771,000 | 2,301 |
| Premises and equipment expense | $952,000 | 2,396 |
| Additional noninterest expense | $1,427,000 | 3,251 |
| Pre-tax net operating income | $7,310,000 | 1,186 |
| Securities gains (losses) | $7,000 | 3,010 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $7,317,000 | 897 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $7,317,000 | 898 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 4,850 |
| Cash dividends | $3,887,000 | 798 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $7,310,000 | 863 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $10,940,000 | 1,932 |
| Total interest expense | $3,170,000 | 1,888 |
| Net interest income | $7,770,000 | 1,935 |
| Provision for loan and lease losses | $330,000 | 2,085 |
| Total noninterest income | $2,431,000 | 1,514 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $1,356,000 | 977 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,075,000 | 1,684 |
| Total noninterest expense | $4,427,000 | 2,657 |
| Salaries and employee benefits | $2,714,000 | 2,388 |
| Premises and equipment expense | $700,000 | 2,420 |
| Additional noninterest expense | $1,013,000 | 3,386 |
| Pre-tax net operating income | $5,444,000 | 1,208 |
| Securities gains (losses) | $7,000 | 2,893 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $5,451,000 | 909 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $5,451,000 | 910 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 5,064 |
| Cash dividends | $2,890,000 | 727 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $5,444,000 | 869 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $7,092,000 | 1,968 |
| Total interest expense | $2,025,000 | 1,949 |
| Net interest income | $5,067,000 | 1,964 |
| Provision for loan and lease losses | $225,000 | 1,999 |
| Total noninterest income | $1,559,000 | 1,547 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $885,000 | 991 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $674,000 | 1,769 |
| Total noninterest expense | $2,910,000 | 2,695 |
| Salaries and employee benefits | $1,800,000 | 2,394 |
| Premises and equipment expense | $450,000 | 2,505 |
| Additional noninterest expense | $660,000 | 3,456 |
| Pre-tax net operating income | $3,491,000 | 1,228 |
| Securities gains (losses) | $5,000 | 2,738 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $3,496,000 | 936 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,496,000 | 937 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,878 |
| Cash dividends | $1,870,000 | 744 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $3,491,000 | 901 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,528,000 | 1,989 |
| Total interest expense | $989,000 | 2,008 |
| Net interest income | $2,539,000 | 1,972 |
| Provision for loan and lease losses | $125,000 | 1,741 |
| Total noninterest income | $754,000 | 1,568 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $424,000 | 1,009 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $330,000 | 1,763 |
| Total noninterest expense | $1,352,000 | 2,886 |
| Salaries and employee benefits | $830,000 | 2,600 |
| Premises and equipment expense | $225,000 | 2,519 |
| Additional noninterest expense | $297,000 | 3,771 |
| Pre-tax net operating income | $1,816,000 | 1,160 |
| Securities gains (losses) | $4,000 | 2,410 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $1,820,000 | 893 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,820,000 | 893 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 2,590 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,816,000 | 847 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $13,440,000 | 2,117 |
| Total interest expense | $4,064,000 | 2,185 |
| Net interest income | $9,376,000 | 2,084 |
| Provision for loan and lease losses | $315,000 | 3,050 |
| Total noninterest income | $2,410,000 | 2,008 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $1,055,000 | 1,630 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,355,000 | 1,957 |
| Total noninterest expense | $5,424,000 | 2,850 |
| Salaries and employee benefits | $3,329,000 | 2,524 |
| Premises and equipment expense | $880,000 | 2,539 |
| Additional noninterest expense | $1,215,000 | 3,692 |
| Pre-tax net operating income | $6,047,000 | 1,365 |
| Securities gains (losses) | $60,000 | 2,343 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $6,107,000 | 1,054 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $6,107,000 | 1,056 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 4,681 |
| Cash dividends | $3,216,000 | 934 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $6,047,000 | 1,005 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $9,972,000 | 2,171 |
| Total interest expense | $3,070,000 | 2,245 |
| Net interest income | $6,902,000 | 2,131 |
| Provision for loan and lease losses | $225,000 | 3,052 |
| Total noninterest income | $1,775,000 | 2,093 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $632,000 | 2,044 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,143,000 | 1,872 |
| Total noninterest expense | $3,987,000 | 2,914 |
| Salaries and employee benefits | $2,472,000 | 2,550 |
| Premises and equipment expense | $635,000 | 2,631 |
| Additional noninterest expense | $880,000 | 3,769 |
| Pre-tax net operating income | $4,465,000 | 1,441 |
| Securities gains (losses) | $43,000 | 2,446 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $4,508,000 | 1,115 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $4,508,000 | 1,115 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 4,290 |
| Cash dividends | $2,374,000 | 888 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $4,465,000 | 1,055 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $6,601,000 | 2,209 |
| Total interest expense | $2,062,000 | 2,301 |
| Net interest income | $4,539,000 | 2,151 |
| Provision for loan and lease losses | $150,000 | 3,000 |
| Total noninterest income | $1,212,000 | 2,043 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $405,000 | 2,076 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $807,000 | 1,767 |
| Total noninterest expense | $2,673,000 | 2,890 |
| Salaries and employee benefits | $1,663,000 | 2,521 |
| Premises and equipment expense | $421,000 | 2,645 |
| Additional noninterest expense | $589,000 | 3,750 |
| Pre-tax net operating income | $2,928,000 | 1,451 |
| Securities gains (losses) | $30,000 | 2,360 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $2,958,000 | 1,141 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,958,000 | 1,141 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 3,423 |
| Cash dividends | $1,504,000 | 926 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $2,928,000 | 1,068 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,257,000 | 2,260 |
| Total interest expense | $1,038,000 | 2,353 |
| Net interest income | $2,219,000 | 2,193 |
| Provision for loan and lease losses | $75,000 | 2,805 |
| Total noninterest income | $563,000 | 2,099 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $198,000 | 2,041 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $365,000 | 1,851 |
| Total noninterest expense | $1,326,000 | 2,892 |
| Salaries and employee benefits | $804,000 | 2,609 |
| Premises and equipment expense | $211,000 | 2,633 |
| Additional noninterest expense | $311,000 | 3,559 |
| Pre-tax net operating income | $1,381,000 | 1,523 |
| Securities gains (losses) | $25,000 | 1,791 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $1,406,000 | 1,180 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,406,000 | 1,179 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 2,180 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $1,381,000 | 1,120 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $12,973,000 | 2,373 |
| Total interest expense | $4,792,000 | 2,330 |
| Net interest income | $8,181,000 | 2,355 |
| Provision for loan and lease losses | $350,000 | 3,125 |
| Total noninterest income | $2,220,000 | 1,957 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $817,000 | 1,962 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,403,000 | 1,737 |
| Total noninterest expense | $5,307,000 | 2,771 |
| Salaries and employee benefits | $3,174,000 | 2,489 |
| Premises and equipment expense | $807,000 | 2,669 |
| Additional noninterest expense | $1,326,000 | 3,307 |
| Pre-tax net operating income | $4,744,000 | 1,721 |
| Securities gains (losses) | $156,000 | 1,348 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $4,900,000 | 1,288 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $4,900,000 | 1,286 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 4,872 |
| Cash dividends | $2,741,000 | 1,000 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $4,744,000 | 1,272 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $14,647,000 | 2,341 |
| Total interest expense | $6,482,000 | 2,473 |
| Net interest income | $8,165,000 | 2,204 |
| Provision for loan and lease losses | $500,000 | 2,196 |
| Total noninterest income | $1,071,000 | 3,183 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $849,000 | 1,788 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $222,000 | 4,718 |
| Total noninterest expense | $4,327,000 | 3,198 |
| Salaries and employee benefits | $2,363,000 | 3,103 |
| Premises and equipment expense | $719,000 | 2,884 |
| Additional noninterest expense | $1,245,000 | 3,386 |
| Pre-tax net operating income | $4,409,000 | 1,621 |
| Securities gains (losses) | $111,000 | 1,673 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $4,520,000 | 1,207 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $4,520,000 | 1,206 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $118,000 | 3,784 |
| Cash dividends | $2,160,000 | 1,242 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $4,409,000 | 1,184 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $12,716,000 | 2,745 |
| Total interest expense | $5,304,000 | 3,144 |
| Net interest income | $7,412,000 | 2,394 |
| Provision for loan and lease losses | $420,000 | 2,181 |
| Total noninterest income | $989,000 | 3,155 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $884,000 | 1,547 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $105,000 | 6,317 |
| Total noninterest expense | $3,535,000 | 3,672 |
| Salaries and employee benefits | $2,069,000 | 3,374 |
| Premises and equipment expense | $640,000 | 3,098 |
| Additional noninterest expense | $826,000 | 4,627 |
| Pre-tax net operating income | $4,446,000 | 1,653 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $-3,000 | 9,282 |
| Income before extraordinary items | $4,449,000 | 1,192 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $4,449,000 | 1,192 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 4,226 |
| Cash dividends | $2,265,000 | 1,217 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $4,449,000 | 1,195 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $9,516,000 | 3,376 |
| Total interest expense | $3,472,000 | 4,078 |
| Net interest income | $6,044,000 | 2,914 |
| Provision for loan and lease losses | $240,000 | 3,119 |
| Total noninterest income | $930,000 | 3,266 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $794,000 | 1,670 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $136,000 | 5,845 |
| Total noninterest expense | $3,210,000 | 3,987 |
| Salaries and employee benefits | $1,801,000 | 3,745 |
| Premises and equipment expense | $587,000 | 3,326 |
| Additional noninterest expense | $822,000 | 4,688 |
| Pre-tax net operating income | $3,524,000 | 2,076 |
| Securities gains (losses) | $1,000 | 2,805 |
| Applicable income taxes | $2,000 | 8,682 |
| Income before extraordinary items | $3,523,000 | 1,521 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,523,000 | 1,522 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 5,786 |
| Cash dividends | $1,746,000 | 1,514 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $3,522,000 | 1,491 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $8,320,000 | 3,800 |
| Total interest expense | $3,266,000 | 4,412 |
| Net interest income | $5,054,000 | 3,353 |
| Provision for loan and lease losses | $314,000 | 2,508 |
| Total noninterest income | $990,000 | 3,103 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $754,000 | 1,687 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $236,000 | 4,536 |
| Total noninterest expense | $2,931,000 | 4,210 |
| Salaries and employee benefits | $1,639,000 | 3,960 |
| Premises and equipment expense | $584,000 | 3,246 |
| Additional noninterest expense | $708,000 | 5,119 |
| Pre-tax net operating income | $2,799,000 | 2,531 |
| Securities gains (losses) | $16,000 | 2,616 |
| Applicable income taxes | $192,000 | 6,289 |
| Income before extraordinary items | $2,623,000 | 1,999 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,623,000 | 1,998 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $246,000 | 2,128 |
| Cash dividends | $1,269,000 | 1,872 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,608,120 | 1,931 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,052,000 | 4,475 |
| Total interest expense | $2,750,000 | 5,043 |
| Net interest income | $4,302,000 | 3,966 |
| Provision for loan and lease losses | $60,000 | 6,153 |
| Total noninterest income | $785,000 | 3,627 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $696,000 | 1,871 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $89,000 | 7,113 |
| Total noninterest expense | $2,634,000 | 4,574 |
| Salaries and employee benefits | $1,502,000 | 4,249 |
| Premises and equipment expense | $497,000 | 3,722 |
| Additional noninterest expense | $635,000 | 5,592 |
| Pre-tax net operating income | $2,393,000 | 3,022 |
| Securities gains (losses) | $1,000 | 3,559 |
| Applicable income taxes | $840,000 | 2,825 |
| Income before extraordinary items | $1,554,000 | 3,264 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,554,000 | 3,264 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 7,963 |
| Cash dividends | $15,000 | 7,671 |
| Sale, conversion, retirement of capital stock, net | $-720,000 | 10,862 |
| Net operating income | $1,553,350 | 3,188 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,864,000 | 5,266 |
| Total interest expense | $2,248,000 | 5,945 |
| Net interest income | $3,616,000 | 4,693 |
| Provision for loan and lease losses | $32,000 | 7,338 |
| Total noninterest income | $725,000 | 3,999 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $653,000 | 2,063 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $72,000 | 8,006 |
| Total noninterest expense | $2,418,000 | 5,148 |
| Salaries and employee benefits | $1,385,000 | 4,619 |
| Premises and equipment expense | $465,000 | 4,014 |
| Additional noninterest expense | $568,000 | 6,563 |
| Pre-tax net operating income | $1,891,000 | 3,559 |
| Securities gains (losses) | $4,000 | 3,123 |
| Applicable income taxes | $765,000 | 2,962 |
| Income before extraordinary items | $1,130,000 | 4,069 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,130,000 | 4,070 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 8,441 |
| Cash dividends | $60,000 | 7,342 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,127,440 | 4,026 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,194,000 | 5,830 |
| Total interest expense | $2,074,000 | 6,313 |
| Net interest income | $3,120,000 | 5,333 |
| Provision for loan and lease losses | $55,000 | 6,005 |
| Total noninterest income | $698,000 | 4,095 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $642,000 | 2,122 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $56,000 | 8,932 |
| Total noninterest expense | $2,246,000 | 5,464 |
| Salaries and employee benefits | $1,236,000 | 5,083 |
| Premises and equipment expense | $457,000 | 4,069 |
| Additional noninterest expense | $553,000 | 6,843 |
| Pre-tax net operating income | $1,517,000 | 4,417 |
| Securities gains (losses) | $-5,000 | 9,676 |
| Applicable income taxes | $550,000 | 3,907 |
| Income before extraordinary items | $962,000 | 4,742 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $962,000 | 4,741 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $60,000 | 7,552 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $965,200 | 4,721 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,950,000 | 6,761 |
| Total interest expense | $1,451,000 | 7,045 |
| Net interest income | $2,499,000 | 6,486 |
| Provision for loan and lease losses | $15,000 | 8,073 |
| Total noninterest income | $670,000 | 4,264 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $608,000 | 2,242 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $62,000 | 9,009 |
| Total noninterest expense | $2,128,000 | 5,898 |
| Salaries and employee benefits | $1,096,000 | 5,661 |
| Premises and equipment expense | $468,000 | 4,029 |
| Additional noninterest expense | $564,000 | 7,304 |
| Pre-tax net operating income | $1,026,000 | 5,846 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $358,000 | 5,177 |
| Income before extraordinary items | $668,000 | 6,110 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $668,000 | 6,128 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,875 |
| Cash dividends | $60,000 | 7,692 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $668,000 | 6,177 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,500,000 | 7,534 |
| Total interest expense | $1,391,000 | 7,576 |
| Net interest income | $2,109,000 | 7,412 |
| Provision for loan and lease losses | $40,000 | 7,927 |
| Total noninterest income | $658,000 | 4,637 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $594,000 | 2,319 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $64,000 | 9,332 |
| Total noninterest expense | $1,845,000 | 6,769 |
| Salaries and employee benefits | $840,000 | 7,075 |
| Premises and equipment expense | $397,000 | 4,743 |
| Additional noninterest expense | $608,000 | 7,259 |
| Pre-tax net operating income | $882,000 | 6,414 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $311,000 | 5,934 |
| Income before extraordinary items | $571,000 | 7,003 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $571,000 | 7,170 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 11,843 |
| Cash dividends | $180,000 | 5,679 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $571,000 | 6,743 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,453,000 | 8,256 |
| Total interest expense | $1,560,000 | 8,332 |
| Net interest income | $1,893,000 | 8,065 |
| Provision for loan and lease losses | $143,000 | 6,243 |
| Total noninterest income | $627,000 | 4,812 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $546,000 | 2,528 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $81,000 | 8,805 |
| Total noninterest expense | $1,568,000 | 7,673 |
| Salaries and employee benefits | $777,000 | 7,417 |
| Premises and equipment expense | $289,000 | 6,140 |
| Additional noninterest expense | $502,000 | 8,439 |
| Pre-tax net operating income | $809,000 | 6,519 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $305,000 | 5,864 |
| Income before extraordinary items | $504,000 | 7,294 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $504,000 | 7,387 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 10,059 |
| Cash dividends | $180,000 | 5,316 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $504,000 | 6,917 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.