Home > Douglas County Bank > Income and Expense
Douglas County Bank, Income and Expense
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $9,260,000 | 2,577 |
| Total interest expense | $480,000 | 4,099 |
| Net interest income | $8,780,000 | 2,414 |
| Provision for loan and lease losses | $197,000 | 2,518 |
| Total noninterest income | $2,715,000 | 1,681 |
| Gross Fiduciary activities income | $1,051,000 | 455 |
| Service charges on deposit accounts | $735,000 | 1,690 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $929,000 | 2,423 |
| Total noninterest expense | $9,484,000 | 1,999 |
| Salaries and employee benefits | $4,988,000 | 2,054 |
| Premises and equipment expense | $1,385,000 | 1,688 |
| Additional noninterest expense | $3,111,000 | 1,977 |
| Pre-tax net operating income | $1,814,000 | 3,163 |
| Securities gains (losses) | $1,616,000 | 129 |
| Applicable income taxes | $108,000 | 3,345 |
| Income before extraordinary items | $3,322,000 | 1,854 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $3,322,000 | 1,854 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,322,000 | 1,853 |
| Net charge-offs | $171,000 | 2,646 |
| Cash dividends | $2,465,000 | 1,094 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,754,480 | 2,896 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $6,885,000 | 2,606 |
| Total interest expense | $357,000 | 4,177 |
| Net interest income | $6,528,000 | 2,448 |
| Provision for loan and lease losses | $100,000 | 2,760 |
| Total noninterest income | $2,012,000 | 1,703 |
| Gross Fiduciary activities income | $747,000 | 466 |
| Service charges on deposit accounts | $549,000 | 1,703 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $716,000 | 2,409 |
| Total noninterest expense | $7,153,000 | 1,985 |
| Salaries and employee benefits | $3,792,000 | 2,033 |
| Premises and equipment expense | $1,052,000 | 1,687 |
| Additional noninterest expense | $2,309,000 | 1,990 |
| Pre-tax net operating income | $1,287,000 | 3,298 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $55,000 | 3,619 |
| Income before extraordinary items | $1,232,000 | 3,087 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,232,000 | 3,087 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,232,000 | 3,088 |
| Net charge-offs | $144,000 | 2,331 |
| Cash dividends | $554,000 | 2,102 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,232,000 | 3,041 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $4,555,000 | 2,628 |
| Total interest expense | $240,000 | 4,196 |
| Net interest income | $4,315,000 | 2,467 |
| Provision for loan and lease losses | $63,000 | 2,736 |
| Total noninterest income | $1,316,000 | 1,700 |
| Gross Fiduciary activities income | $491,000 | 472 |
| Service charges on deposit accounts | $351,000 | 1,742 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $474,000 | 2,375 |
| Total noninterest expense | $4,774,000 | 1,987 |
| Salaries and employee benefits | $2,546,000 | 2,024 |
| Premises and equipment expense | $691,000 | 1,729 |
| Additional noninterest expense | $1,537,000 | 1,990 |
| Pre-tax net operating income | $794,000 | 3,384 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $34,000 | 3,638 |
| Income before extraordinary items | $760,000 | 3,196 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $760,000 | 3,202 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $760,000 | 3,202 |
| Net charge-offs | $20,000 | 3,410 |
| Cash dividends | $328,000 | 2,242 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $760,000 | 3,155 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,228,000 | 2,683 |
| Total interest expense | $118,000 | 4,285 |
| Net interest income | $2,110,000 | 2,504 |
| Provision for loan and lease losses | $45,000 | 2,313 |
| Total noninterest income | $665,000 | 1,653 |
| Gross Fiduciary activities income | $255,000 | 467 |
| Service charges on deposit accounts | $162,000 | 1,827 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $248,000 | 2,268 |
| Total noninterest expense | $2,406,000 | 1,974 |
| Salaries and employee benefits | $1,278,000 | 2,029 |
| Premises and equipment expense | $351,000 | 1,718 |
| Additional noninterest expense | $777,000 | 1,935 |
| Pre-tax net operating income | $324,000 | 3,683 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $14,000 | 3,682 |
| Income before extraordinary items | $310,000 | 3,492 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $310,000 | 3,495 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $310,000 | 3,495 |
| Net charge-offs | $19,000 | 2,514 |
| Cash dividends | $174,000 | 1,889 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $310,000 | 3,447 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $9,185,000 | 2,627 |
| Total interest expense | $553,000 | 4,248 |
| Net interest income | $8,632,000 | 2,431 |
| Provision for loan and lease losses | $50,000 | 4,250 |
| Total noninterest income | $2,522,000 | 1,834 |
| Gross Fiduciary activities income | $907,000 | 475 |
| Service charges on deposit accounts | $676,000 | 1,882 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $939,000 | 2,460 |
| Total noninterest expense | $9,506,000 | 1,987 |
| Salaries and employee benefits | $5,087,000 | 2,008 |
| Premises and equipment expense | $1,357,000 | 1,729 |
| Additional noninterest expense | $3,062,000 | 2,047 |
| Pre-tax net operating income | $1,598,000 | 3,294 |
| Securities gains (losses) | $3,000 | 2,899 |
| Applicable income taxes | $68,000 | 3,629 |
| Income before extraordinary items | $1,533,000 | 3,117 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,533,000 | 3,119 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,533,000 | 3,120 |
| Net charge-offs | $62,000 | 4,185 |
| Cash dividends | $725,000 | 2,310 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,530,120 | 3,057 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $6,953,000 | 2,625 |
| Total interest expense | $432,000 | 4,250 |
| Net interest income | $6,521,000 | 2,427 |
| Provision for loan and lease losses | $45,000 | 4,007 |
| Total noninterest income | $1,895,000 | 1,863 |
| Gross Fiduciary activities income | $676,000 | 475 |
| Service charges on deposit accounts | $498,000 | 1,912 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $721,000 | 2,473 |
| Total noninterest expense | $7,134,000 | 1,989 |
| Salaries and employee benefits | $3,860,000 | 1,990 |
| Premises and equipment expense | $1,024,000 | 1,732 |
| Additional noninterest expense | $2,250,000 | 2,077 |
| Pre-tax net operating income | $1,237,000 | 3,304 |
| Securities gains (losses) | $3,000 | 2,773 |
| Applicable income taxes | $53,000 | 3,695 |
| Income before extraordinary items | $1,187,000 | 3,096 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,187,000 | 3,100 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,187,000 | 3,100 |
| Net charge-offs | $55,000 | 3,781 |
| Cash dividends | $562,000 | 1,989 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,184,120 | 3,025 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $4,667,000 | 2,608 |
| Total interest expense | $295,000 | 4,265 |
| Net interest income | $4,372,000 | 2,401 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $1,240,000 | 1,926 |
| Gross Fiduciary activities income | $447,000 | 477 |
| Service charges on deposit accounts | $325,000 | 1,919 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $468,000 | 2,573 |
| Total noninterest expense | $4,714,000 | 2,010 |
| Salaries and employee benefits | $2,594,000 | 1,986 |
| Premises and equipment expense | $677,000 | 1,736 |
| Additional noninterest expense | $1,443,000 | 2,149 |
| Pre-tax net operating income | $898,000 | 3,100 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $38,000 | 3,645 |
| Income before extraordinary items | $860,000 | 2,922 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $860,000 | 2,925 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $860,000 | 2,925 |
| Net charge-offs | $25,000 | 3,858 |
| Cash dividends | $346,000 | 2,071 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $860,000 | 2,835 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,340,000 | 2,606 |
| Total interest expense | $150,000 | 4,312 |
| Net interest income | $2,190,000 | 2,399 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $626,000 | 1,905 |
| Gross Fiduciary activities income | $224,000 | 489 |
| Service charges on deposit accounts | $161,000 | 1,923 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $241,000 | 2,517 |
| Total noninterest expense | $2,370,000 | 2,018 |
| Salaries and employee benefits | $1,295,000 | 2,001 |
| Premises and equipment expense | $329,000 | 1,804 |
| Additional noninterest expense | $746,000 | 2,087 |
| Pre-tax net operating income | $446,000 | 3,093 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $19,000 | 3,634 |
| Income before extraordinary items | $427,000 | 2,909 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $427,000 | 2,909 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $427,000 | 2,911 |
| Net charge-offs | $25,000 | 2,912 |
| Cash dividends | $132,000 | 1,885 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $427,000 | 2,818 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $9,844,000 | 2,604 |
| Total interest expense | $732,000 | 4,299 |
| Net interest income | $9,112,000 | 2,354 |
| Provision for loan and lease losses | $90,000 | 4,771 |
| Total noninterest income | $2,394,000 | 1,924 |
| Gross Fiduciary activities income | $806,000 | 503 |
| Service charges on deposit accounts | $702,000 | 1,889 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $886,000 | 2,534 |
| Total noninterest expense | $9,841,000 | 1,949 |
| Salaries and employee benefits | $5,098,000 | 1,979 |
| Premises and equipment expense | $1,479,000 | 1,597 |
| Additional noninterest expense | $3,264,000 | 2,005 |
| Pre-tax net operating income | $1,575,000 | 3,253 |
| Securities gains (losses) | $-1,000 | 6,602 |
| Applicable income taxes | $67,000 | 3,750 |
| Income before extraordinary items | $1,507,000 | 3,117 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,507,000 | 3,116 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,507,000 | 3,116 |
| Net charge-offs | $88,000 | 4,526 |
| Cash dividends | $777,000 | 2,265 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,507,960 | 2,989 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $7,466,000 | 2,627 |
| Total interest expense | $566,000 | 4,365 |
| Net interest income | $6,900,000 | 2,377 |
| Provision for loan and lease losses | $90,000 | 4,446 |
| Total noninterest income | $1,829,000 | 1,905 |
| Gross Fiduciary activities income | $615,000 | 492 |
| Service charges on deposit accounts | $526,000 | 1,916 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $688,000 | 2,490 |
| Total noninterest expense | $7,340,000 | 1,948 |
| Salaries and employee benefits | $3,837,000 | 1,970 |
| Premises and equipment expense | $1,138,000 | 1,567 |
| Additional noninterest expense | $2,365,000 | 2,068 |
| Pre-tax net operating income | $1,299,000 | 3,149 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $55,000 | 3,739 |
| Income before extraordinary items | $1,244,000 | 2,990 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,244,000 | 2,990 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,244,000 | 2,989 |
| Net charge-offs | $81,000 | 4,162 |
| Cash dividends | $571,000 | 1,896 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,244,000 | 2,846 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $4,977,000 | 2,641 |
| Total interest expense | $383,000 | 4,433 |
| Net interest income | $4,594,000 | 2,373 |
| Provision for loan and lease losses | $90,000 | 3,970 |
| Total noninterest income | $1,228,000 | 1,883 |
| Gross Fiduciary activities income | $415,000 | 491 |
| Service charges on deposit accounts | $345,000 | 1,933 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $468,000 | 2,413 |
| Total noninterest expense | $4,864,000 | 1,970 |
| Salaries and employee benefits | $2,573,000 | 1,953 |
| Premises and equipment expense | $744,000 | 1,605 |
| Additional noninterest expense | $1,547,000 | 2,102 |
| Pre-tax net operating income | $868,000 | 3,121 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $37,000 | 3,716 |
| Income before extraordinary items | $831,000 | 2,958 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $831,000 | 2,958 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $831,000 | 2,958 |
| Net charge-offs | $72,000 | 3,720 |
| Cash dividends | $361,000 | 1,946 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $831,000 | 2,818 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,510,000 | 2,648 |
| Total interest expense | $194,000 | 4,519 |
| Net interest income | $2,316,000 | 2,363 |
| Provision for loan and lease losses | $45,000 | 3,771 |
| Total noninterest income | $598,000 | 1,908 |
| Gross Fiduciary activities income | $207,000 | 491 |
| Service charges on deposit accounts | $165,000 | 1,983 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $226,000 | 2,478 |
| Total noninterest expense | $2,407,000 | 1,990 |
| Salaries and employee benefits | $1,257,000 | 1,997 |
| Premises and equipment expense | $336,000 | 1,760 |
| Additional noninterest expense | $814,000 | 2,000 |
| Pre-tax net operating income | $462,000 | 3,030 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $20,000 | 3,671 |
| Income before extraordinary items | $442,000 | 2,872 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $442,000 | 2,875 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $442,000 | 2,876 |
| Net charge-offs | $0 | 4,730 |
| Cash dividends | $155,000 | 1,766 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $442,000 | 2,726 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $10,984,000 | 2,533 |
| Total interest expense | $1,147,000 | 4,077 |
| Net interest income | $9,837,000 | 2,220 |
| Provision for loan and lease losses | $300,000 | 4,096 |
| Total noninterest income | $2,253,000 | 1,841 |
| Gross Fiduciary activities income | $759,000 | 467 |
| Service charges on deposit accounts | $705,000 | 1,975 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $789,000 | 2,477 |
| Total noninterest expense | $10,072,000 | 1,904 |
| Salaries and employee benefits | $5,304,000 | 1,840 |
| Premises and equipment expense | $1,481,000 | 1,673 |
| Additional noninterest expense | $3,287,000 | 2,034 |
| Pre-tax net operating income | $1,718,000 | 2,786 |
| Securities gains (losses) | $169,000 | 1,597 |
| Applicable income taxes | $80,000 | 3,504 |
| Income before extraordinary items | $1,807,000 | 2,449 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,807,000 | 2,449 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,807,000 | 2,450 |
| Net charge-offs | $261,000 | 3,965 |
| Cash dividends | $826,000 | 1,840 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,644,760 | 2,509 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $8,364,000 | 2,532 |
| Total interest expense | $909,000 | 4,072 |
| Net interest income | $7,455,000 | 2,211 |
| Provision for loan and lease losses | $225,000 | 3,970 |
| Total noninterest income | $1,709,000 | 1,819 |
| Gross Fiduciary activities income | $574,000 | 457 |
| Service charges on deposit accounts | $531,000 | 1,977 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $604,000 | 2,412 |
| Total noninterest expense | $7,508,000 | 1,916 |
| Salaries and employee benefits | $3,967,000 | 1,850 |
| Premises and equipment expense | $1,130,000 | 1,666 |
| Additional noninterest expense | $2,411,000 | 2,065 |
| Pre-tax net operating income | $1,431,000 | 2,671 |
| Securities gains (losses) | $131,000 | 1,544 |
| Applicable income taxes | $66,000 | 3,479 |
| Income before extraordinary items | $1,496,000 | 2,322 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,496,000 | 2,322 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,496,000 | 2,323 |
| Net charge-offs | $238,000 | 3,508 |
| Cash dividends | $557,000 | 1,691 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,370,240 | 2,384 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $5,621,000 | 2,528 |
| Total interest expense | $619,000 | 4,130 |
| Net interest income | $5,002,000 | 2,193 |
| Provision for loan and lease losses | $150,000 | 3,873 |
| Total noninterest income | $1,144,000 | 1,811 |
| Gross Fiduciary activities income | $383,000 | 465 |
| Service charges on deposit accounts | $349,000 | 1,977 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $412,000 | 2,393 |
| Total noninterest expense | $4,993,000 | 1,932 |
| Salaries and employee benefits | $2,616,000 | 1,876 |
| Premises and equipment expense | $733,000 | 1,730 |
| Additional noninterest expense | $1,644,000 | 2,075 |
| Pre-tax net operating income | $1,003,000 | 2,529 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $43,000 | 3,453 |
| Income before extraordinary items | $960,000 | 2,355 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $960,000 | 2,355 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $960,000 | 2,355 |
| Net charge-offs | $206,000 | 3,083 |
| Cash dividends | $311,000 | 1,881 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $960,000 | 2,265 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,785,000 | 2,565 |
| Total interest expense | $318,000 | 4,154 |
| Net interest income | $2,467,000 | 2,214 |
| Provision for loan and lease losses | $75,000 | 3,668 |
| Total noninterest income | $580,000 | 1,796 |
| Gross Fiduciary activities income | $195,000 | 458 |
| Service charges on deposit accounts | $168,000 | 2,015 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $217,000 | 2,358 |
| Total noninterest expense | $2,483,000 | 1,951 |
| Salaries and employee benefits | $1,313,000 | 1,892 |
| Premises and equipment expense | $349,000 | 1,855 |
| Additional noninterest expense | $821,000 | 2,056 |
| Pre-tax net operating income | $489,000 | 2,604 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $21,000 | 3,412 |
| Income before extraordinary items | $468,000 | 2,375 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $468,000 | 2,374 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $468,000 | 2,375 |
| Net charge-offs | $3,000 | 4,807 |
| Cash dividends | $77,000 | 2,059 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $468,000 | 2,331 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $11,762,000 | 2,537 |
| Total interest expense | $1,698,000 | 3,980 |
| Net interest income | $10,064,000 | 2,176 |
| Provision for loan and lease losses | $823,000 | 3,371 |
| Total noninterest income | $2,278,000 | 1,891 |
| Gross Fiduciary activities income | $683,000 | 480 |
| Service charges on deposit accounts | $823,000 | 1,780 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $772,000 | 2,545 |
| Total noninterest expense | $9,652,000 | 2,014 |
| Salaries and employee benefits | $4,988,000 | 1,946 |
| Premises and equipment expense | $1,394,000 | 1,847 |
| Additional noninterest expense | $3,270,000 | 2,128 |
| Pre-tax net operating income | $1,867,000 | 2,370 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $79,000 | 3,394 |
| Income before extraordinary items | $1,788,000 | 2,211 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,788,000 | 2,213 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,788,000 | 2,214 |
| Net charge-offs | $474,000 | 3,728 |
| Cash dividends | $980,000 | 1,522 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,788,000 | 2,128 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $8,854,000 | 2,593 |
| Total interest expense | $1,331,000 | 4,010 |
| Net interest income | $7,523,000 | 2,210 |
| Provision for loan and lease losses | $383,000 | 3,965 |
| Total noninterest income | $1,689,000 | 1,918 |
| Gross Fiduciary activities income | $503,000 | 484 |
| Service charges on deposit accounts | $630,000 | 1,800 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $556,000 | 2,590 |
| Total noninterest expense | $7,123,000 | 2,038 |
| Salaries and employee benefits | $3,731,000 | 1,942 |
| Premises and equipment expense | $1,052,000 | 1,856 |
| Additional noninterest expense | $2,340,000 | 2,194 |
| Pre-tax net operating income | $1,706,000 | 2,153 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $72,000 | 3,340 |
| Income before extraordinary items | $1,634,000 | 2,005 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,634,000 | 2,006 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,634,000 | 2,007 |
| Net charge-offs | $370,000 | 3,457 |
| Cash dividends | $698,000 | 1,411 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,634,000 | 1,901 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $5,871,000 | 2,644 |
| Total interest expense | $899,000 | 4,073 |
| Net interest income | $4,972,000 | 2,234 |
| Provision for loan and lease losses | $335,000 | 3,454 |
| Total noninterest income | $1,142,000 | 1,841 |
| Gross Fiduciary activities income | $352,000 | 477 |
| Service charges on deposit accounts | $422,000 | 1,799 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $368,000 | 2,527 |
| Total noninterest expense | $4,661,000 | 2,081 |
| Salaries and employee benefits | $2,479,000 | 1,962 |
| Premises and equipment expense | $684,000 | 1,906 |
| Additional noninterest expense | $1,498,000 | 2,259 |
| Pre-tax net operating income | $1,118,000 | 2,168 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $47,000 | 3,327 |
| Income before extraordinary items | $1,071,000 | 1,988 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,071,000 | 1,988 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,071,000 | 1,988 |
| Net charge-offs | $40,000 | 5,066 |
| Cash dividends | $374,000 | 1,683 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,071,000 | 1,899 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,952,000 | 2,686 |
| Total interest expense | $465,000 | 4,112 |
| Net interest income | $2,487,000 | 2,256 |
| Provision for loan and lease losses | $296,000 | 2,497 |
| Total noninterest income | $581,000 | 1,815 |
| Gross Fiduciary activities income | $191,000 | 468 |
| Service charges on deposit accounts | $195,000 | 1,912 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $195,000 | 2,436 |
| Total noninterest expense | $2,339,000 | 2,089 |
| Salaries and employee benefits | $1,254,000 | 1,969 |
| Premises and equipment expense | $347,000 | 1,943 |
| Additional noninterest expense | $738,000 | 2,289 |
| Pre-tax net operating income | $433,000 | 2,689 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $18,000 | 3,501 |
| Income before extraordinary items | $415,000 | 2,494 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $415,000 | 2,492 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $415,000 | 2,494 |
| Net charge-offs | $36,000 | 3,999 |
| Cash dividends | $163,000 | 1,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $415,000 | 2,397 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $11,834,000 | 2,792 |
| Total interest expense | $2,115,000 | 4,296 |
| Net interest income | $9,719,000 | 2,246 |
| Provision for loan and lease losses | $382,000 | 4,929 |
| Total noninterest income | $2,206,000 | 1,985 |
| Gross Fiduciary activities income | $686,000 | 473 |
| Service charges on deposit accounts | $894,000 | 1,858 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $626,000 | 2,840 |
| Total noninterest expense | $9,302,000 | 2,145 |
| Salaries and employee benefits | $4,796,000 | 2,048 |
| Premises and equipment expense | $1,327,000 | 2,010 |
| Additional noninterest expense | $3,179,000 | 2,230 |
| Pre-tax net operating income | $2,241,000 | 1,739 |
| Securities gains (losses) | $5,000 | 3,451 |
| Applicable income taxes | $95,000 | 2,905 |
| Income before extraordinary items | $2,151,000 | 1,555 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,151,000 | 1,552 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $2,151,000 | 1,554 |
| Net charge-offs | $286,000 | 4,559 |
| Cash dividends | $1,175,000 | 1,462 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $2,146,200 | 1,515 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $8,952,000 | 2,811 |
| Total interest expense | $1,591,000 | 4,418 |
| Net interest income | $7,361,000 | 2,225 |
| Provision for loan and lease losses | $171,000 | 5,365 |
| Total noninterest income | $1,660,000 | 2,022 |
| Gross Fiduciary activities income | $511,000 | 472 |
| Service charges on deposit accounts | $668,000 | 1,874 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $481,000 | 2,871 |
| Total noninterest expense | $6,949,000 | 2,150 |
| Salaries and employee benefits | $3,585,000 | 2,062 |
| Premises and equipment expense | $1,003,000 | 2,015 |
| Additional noninterest expense | $2,361,000 | 2,207 |
| Pre-tax net operating income | $1,901,000 | 1,696 |
| Securities gains (losses) | $5,000 | 3,160 |
| Applicable income taxes | $81,000 | 3,024 |
| Income before extraordinary items | $1,825,000 | 1,477 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,825,000 | 1,475 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,825,000 | 1,477 |
| Net charge-offs | $272,000 | 3,862 |
| Cash dividends | $818,000 | 1,468 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,820,200 | 1,440 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $5,991,000 | 2,835 |
| Total interest expense | $1,111,000 | 4,437 |
| Net interest income | $4,880,000 | 2,237 |
| Provision for loan and lease losses | $60,000 | 5,816 |
| Total noninterest income | $1,102,000 | 2,034 |
| Gross Fiduciary activities income | $350,000 | 469 |
| Service charges on deposit accounts | $426,000 | 1,922 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $326,000 | 2,858 |
| Total noninterest expense | $4,767,000 | 2,118 |
| Salaries and employee benefits | $2,435,000 | 2,069 |
| Premises and equipment expense | $691,000 | 1,987 |
| Additional noninterest expense | $1,641,000 | 2,164 |
| Pre-tax net operating income | $1,155,000 | 1,885 |
| Securities gains (losses) | $5,000 | 2,770 |
| Applicable income taxes | $49,000 | 3,169 |
| Income before extraordinary items | $1,111,000 | 1,671 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,111,000 | 1,668 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,111,000 | 1,670 |
| Net charge-offs | $31,000 | 5,317 |
| Cash dividends | $532,000 | 1,556 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,106,200 | 1,643 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,992,000 | 2,863 |
| Total interest expense | $571,000 | 4,473 |
| Net interest income | $2,421,000 | 2,260 |
| Provision for loan and lease losses | $30,000 | 5,394 |
| Total noninterest income | $578,000 | 1,921 |
| Gross Fiduciary activities income | $186,000 | 462 |
| Service charges on deposit accounts | $206,000 | 1,911 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $186,000 | 2,614 |
| Total noninterest expense | $2,406,000 | 2,052 |
| Salaries and employee benefits | $1,206,000 | 2,117 |
| Premises and equipment expense | $321,000 | 2,170 |
| Additional noninterest expense | $879,000 | 1,831 |
| Pre-tax net operating income | $563,000 | 2,171 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $24,000 | 3,435 |
| Income before extraordinary items | $539,000 | 1,984 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $539,000 | 1,985 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $539,000 | 1,985 |
| Net charge-offs | $28,000 | 4,069 |
| Cash dividends | $263,000 | 1,471 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $539,000 | 1,874 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $11,471,000 | 3,155 |
| Total interest expense | $2,644,000 | 4,591 |
| Net interest income | $8,827,000 | 2,468 |
| Provision for loan and lease losses | $15,000 | 7,084 |
| Total noninterest income | $2,258,000 | 1,953 |
| Gross Fiduciary activities income | $703,000 | 494 |
| Service charges on deposit accounts | $903,000 | 1,911 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $652,000 | 2,758 |
| Total noninterest expense | $8,891,000 | 2,152 |
| Salaries and employee benefits | $4,746,000 | 2,138 |
| Premises and equipment expense | $1,363,000 | 2,002 |
| Additional noninterest expense | $2,782,000 | 2,150 |
| Pre-tax net operating income | $2,179,000 | 2,302 |
| Securities gains (losses) | $16,000 | 2,295 |
| Applicable income taxes | $93,000 | 3,431 |
| Income before extraordinary items | $2,102,000 | 1,898 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,102,000 | 1,900 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 5,923 |
| Cash dividends | $1,006,000 | 2,272 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $2,086,640 | 2,035 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $8,552,000 | 3,239 |
| Total interest expense | $2,013,000 | 4,687 |
| Net interest income | $6,539,000 | 2,514 |
| Provision for loan and lease losses | $8,000 | 6,813 |
| Total noninterest income | $1,681,000 | 2,035 |
| Gross Fiduciary activities income | $506,000 | 507 |
| Service charges on deposit accounts | $670,000 | 1,933 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $505,000 | 2,793 |
| Total noninterest expense | $6,581,000 | 2,176 |
| Salaries and employee benefits | $3,567,000 | 2,164 |
| Premises and equipment expense | $1,020,000 | 2,006 |
| Additional noninterest expense | $1,994,000 | 2,171 |
| Pre-tax net operating income | $1,631,000 | 2,671 |
| Securities gains (losses) | $16,000 | 2,140 |
| Applicable income taxes | $70,000 | 3,881 |
| Income before extraordinary items | $1,577,000 | 2,223 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,577,000 | 2,221 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 5,143 |
| Cash dividends | $745,000 | 2,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,561,640 | 2,367 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $5,662,000 | 3,306 |
| Total interest expense | $1,399,000 | 4,711 |
| Net interest income | $4,263,000 | 2,568 |
| Provision for loan and lease losses | $2,000 | 6,624 |
| Total noninterest income | $1,128,000 | 2,045 |
| Gross Fiduciary activities income | $346,000 | 513 |
| Service charges on deposit accounts | $438,000 | 1,945 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $344,000 | 2,812 |
| Total noninterest expense | $4,303,000 | 2,223 |
| Salaries and employee benefits | $2,394,000 | 2,168 |
| Premises and equipment expense | $643,000 | 2,097 |
| Additional noninterest expense | $1,266,000 | 2,239 |
| Pre-tax net operating income | $1,086,000 | 2,781 |
| Securities gains (losses) | $15,000 | 2,228 |
| Applicable income taxes | $47,000 | 4,114 |
| Income before extraordinary items | $1,054,000 | 2,467 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,054,000 | 2,467 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,853 |
| Cash dividends | $470,000 | 2,376 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,039,600 | 2,451 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,842,000 | 3,382 |
| Total interest expense | $760,000 | 4,649 |
| Net interest income | $2,082,000 | 2,619 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $577,000 | 2,021 |
| Gross Fiduciary activities income | $181,000 | 505 |
| Service charges on deposit accounts | $218,000 | 1,928 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $178,000 | 2,749 |
| Total noninterest expense | $2,132,000 | 2,238 |
| Salaries and employee benefits | $1,207,000 | 2,172 |
| Premises and equipment expense | $314,000 | 2,167 |
| Additional noninterest expense | $611,000 | 2,277 |
| Pre-tax net operating income | $527,000 | 2,967 |
| Securities gains (losses) | $-1,000 | 8,175 |
| Applicable income taxes | $22,000 | 4,307 |
| Income before extraordinary items | $504,000 | 2,670 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $504,000 | 2,672 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,488 |
| Cash dividends | $218,000 | 2,230 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $504,960 | 2,597 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $11,723,000 | 3,350 |
| Total interest expense | $3,352,000 | 4,464 |
| Net interest income | $8,371,000 | 2,612 |
| Provision for loan and lease losses | $6,000 | 6,695 |
| Total noninterest income | $2,160,000 | 2,105 |
| Gross Fiduciary activities income | $627,000 | 536 |
| Service charges on deposit accounts | $880,000 | 1,961 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $653,000 | 2,864 |
| Total noninterest expense | $8,392,000 | 2,188 |
| Salaries and employee benefits | $4,424,000 | 2,279 |
| Premises and equipment expense | $1,395,000 | 1,877 |
| Additional noninterest expense | $2,573,000 | 2,132 |
| Pre-tax net operating income | $2,133,000 | 3,179 |
| Securities gains (losses) | $3,000 | 1,730 |
| Applicable income taxes | $91,000 | 4,544 |
| Income before extraordinary items | $2,045,000 | 2,768 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,045,000 | 2,767 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 6,253 |
| Cash dividends | $1,043,000 | 2,558 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,042,120 | 2,754 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $8,800,000 | 3,349 |
| Total interest expense | $2,507,000 | 4,477 |
| Net interest income | $6,293,000 | 2,622 |
| Provision for loan and lease losses | $7,000 | 6,306 |
| Total noninterest income | $1,623,000 | 2,097 |
| Gross Fiduciary activities income | $469,000 | 540 |
| Service charges on deposit accounts | $649,000 | 1,977 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $505,000 | 2,820 |
| Total noninterest expense | $6,232,000 | 2,180 |
| Salaries and employee benefits | $3,338,000 | 2,256 |
| Premises and equipment expense | $1,025,000 | 1,902 |
| Additional noninterest expense | $1,869,000 | 2,133 |
| Pre-tax net operating income | $1,677,000 | 3,235 |
| Securities gains (losses) | $3,000 | 1,317 |
| Applicable income taxes | $71,000 | 4,709 |
| Income before extraordinary items | $1,609,000 | 2,826 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,609,000 | 2,824 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,441 |
| Cash dividends | $749,000 | 2,406 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,606,120 | 2,808 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $5,826,000 | 3,381 |
| Total interest expense | $1,656,000 | 4,494 |
| Net interest income | $4,170,000 | 2,660 |
| Provision for loan and lease losses | $3,000 | 6,090 |
| Total noninterest income | $1,071,000 | 2,127 |
| Gross Fiduciary activities income | $318,000 | 543 |
| Service charges on deposit accounts | $418,000 | 2,036 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $335,000 | 2,846 |
| Total noninterest expense | $4,176,000 | 2,204 |
| Salaries and employee benefits | $2,250,000 | 2,274 |
| Premises and equipment expense | $675,000 | 1,937 |
| Additional noninterest expense | $1,251,000 | 2,144 |
| Pre-tax net operating income | $1,062,000 | 3,394 |
| Securities gains (losses) | $3,000 | 1,133 |
| Applicable income taxes | $45,000 | 4,839 |
| Income before extraordinary items | $1,020,000 | 3,000 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,020,000 | 2,999 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,333 |
| Cash dividends | $475,000 | 2,515 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,017,120 | 2,989 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,850,000 | 3,420 |
| Total interest expense | $819,000 | 4,505 |
| Net interest income | $2,031,000 | 2,716 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $540,000 | 2,103 |
| Gross Fiduciary activities income | $172,000 | 526 |
| Service charges on deposit accounts | $197,000 | 2,077 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $171,000 | 2,786 |
| Total noninterest expense | $2,079,000 | 2,229 |
| Salaries and employee benefits | $1,151,000 | 2,231 |
| Premises and equipment expense | $334,000 | 1,953 |
| Additional noninterest expense | $594,000 | 2,210 |
| Pre-tax net operating income | $492,000 | 3,562 |
| Securities gains (losses) | $3,000 | 908 |
| Applicable income taxes | $21,000 | 4,889 |
| Income before extraordinary items | $474,000 | 3,150 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $474,000 | 3,150 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,238 |
| Cash dividends | $239,000 | 2,236 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $471,120 | 3,134 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $11,043,000 | 3,306 |
| Total interest expense | $2,818,000 | 4,479 |
| Net interest income | $8,225,000 | 2,690 |
| Provision for loan and lease losses | $150,000 | 4,039 |
| Total noninterest income | $2,111,000 | 2,141 |
| Gross Fiduciary activities income | $581,000 | 551 |
| Service charges on deposit accounts | $910,000 | 1,893 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $620,000 | 2,957 |
| Total noninterest expense | $7,935,000 | 2,225 |
| Salaries and employee benefits | $4,237,000 | 2,317 |
| Premises and equipment expense | $1,323,000 | 1,901 |
| Additional noninterest expense | $2,375,000 | 2,199 |
| Pre-tax net operating income | $2,251,000 | 3,378 |
| Securities gains (losses) | $-37,000 | 7,819 |
| Applicable income taxes | $94,000 | 5,015 |
| Income before extraordinary items | $2,120,000 | 2,976 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,120,000 | 2,976 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 3,880 |
| Cash dividends | $1,052,000 | 2,479 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,155,520 | 2,934 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $8,252,000 | 3,289 |
| Total interest expense | $2,011,000 | 4,538 |
| Net interest income | $6,241,000 | 2,704 |
| Provision for loan and lease losses | $135,000 | 3,558 |
| Total noninterest income | $1,613,000 | 2,119 |
| Gross Fiduciary activities income | $441,000 | 548 |
| Service charges on deposit accounts | $700,000 | 1,856 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $472,000 | 2,940 |
| Total noninterest expense | $5,966,000 | 2,214 |
| Salaries and employee benefits | $3,224,000 | 2,275 |
| Premises and equipment expense | $1,003,000 | 1,887 |
| Additional noninterest expense | $1,739,000 | 2,237 |
| Pre-tax net operating income | $1,753,000 | 3,415 |
| Securities gains (losses) | $-37,000 | 8,071 |
| Applicable income taxes | $73,000 | 5,187 |
| Income before extraordinary items | $1,643,000 | 2,992 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,643,000 | 2,993 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 3,504 |
| Cash dividends | $847,000 | 2,174 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,678,520 | 2,937 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $5,453,000 | 3,281 |
| Total interest expense | $1,236,000 | 4,629 |
| Net interest income | $4,217,000 | 2,684 |
| Provision for loan and lease losses | $90,000 | 3,463 |
| Total noninterest income | $1,087,000 | 2,094 |
| Gross Fiduciary activities income | $311,000 | 537 |
| Service charges on deposit accounts | $459,000 | 1,869 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $317,000 | 2,911 |
| Total noninterest expense | $3,888,000 | 2,274 |
| Salaries and employee benefits | $2,099,000 | 2,342 |
| Premises and equipment expense | $646,000 | 1,954 |
| Additional noninterest expense | $1,143,000 | 2,273 |
| Pre-tax net operating income | $1,326,000 | 3,143 |
| Securities gains (losses) | $-37,000 | 8,285 |
| Applicable income taxes | $55,000 | 5,156 |
| Income before extraordinary items | $1,234,000 | 2,728 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,234,000 | 2,730 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 4,447 |
| Cash dividends | $568,000 | 2,203 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,269,520 | 2,652 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,703,000 | 3,240 |
| Total interest expense | $579,000 | 4,673 |
| Net interest income | $2,124,000 | 2,656 |
| Provision for loan and lease losses | $45,000 | 3,261 |
| Total noninterest income | $549,000 | 2,064 |
| Gross Fiduciary activities income | $163,000 | 530 |
| Service charges on deposit accounts | $222,000 | 1,874 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $164,000 | 2,810 |
| Total noninterest expense | $1,923,000 | 2,311 |
| Salaries and employee benefits | $1,058,000 | 2,331 |
| Premises and equipment expense | $297,000 | 2,120 |
| Additional noninterest expense | $568,000 | 2,266 |
| Pre-tax net operating income | $705,000 | 2,959 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $30,000 | 5,017 |
| Income before extraordinary items | $675,000 | 2,515 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $675,000 | 2,517 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 2,127 |
| Cash dividends | $230,000 | 2,243 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $675,000 | 2,500 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $9,405,000 | 3,308 |
| Total interest expense | $1,959,000 | 4,492 |
| Net interest income | $7,446,000 | 2,880 |
| Provision for loan and lease losses | $120,000 | 4,465 |
| Total noninterest income | $2,100,000 | 2,134 |
| Gross Fiduciary activities income | $469,000 | 600 |
| Service charges on deposit accounts | $1,014,000 | 1,709 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $617,000 | 3,008 |
| Total noninterest expense | $7,419,000 | 2,257 |
| Salaries and employee benefits | $3,971,000 | 2,305 |
| Premises and equipment expense | $1,325,000 | 1,818 |
| Additional noninterest expense | $2,123,000 | 2,356 |
| Pre-tax net operating income | $2,007,000 | 3,682 |
| Securities gains (losses) | $2,000 | 1,993 |
| Applicable income taxes | $85,000 | 5,503 |
| Income before extraordinary items | $1,924,000 | 3,188 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,924,000 | 3,190 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $111,000 | 3,195 |
| Cash dividends | $937,000 | 2,595 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,922,080 | 3,157 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $6,933,000 | 3,301 |
| Total interest expense | $1,366,000 | 4,577 |
| Net interest income | $5,567,000 | 2,871 |
| Provision for loan and lease losses | $90,000 | 4,305 |
| Total noninterest income | $1,572,000 | 2,131 |
| Gross Fiduciary activities income | $353,000 | 594 |
| Service charges on deposit accounts | $754,000 | 1,708 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $465,000 | 3,018 |
| Total noninterest expense | $5,523,000 | 2,253 |
| Salaries and employee benefits | $2,992,000 | 2,273 |
| Premises and equipment expense | $993,000 | 1,813 |
| Additional noninterest expense | $1,538,000 | 2,391 |
| Pre-tax net operating income | $1,526,000 | 3,697 |
| Securities gains (losses) | $2,000 | 2,008 |
| Applicable income taxes | $65,000 | 5,605 |
| Income before extraordinary items | $1,463,000 | 3,193 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,463,000 | 3,194 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 3,746 |
| Cash dividends | $650,000 | 2,411 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,461,080 | 3,155 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,486,000 | 3,320 |
| Total interest expense | $846,000 | 4,624 |
| Net interest income | $3,640,000 | 2,901 |
| Provision for loan and lease losses | $60,000 | 4,115 |
| Total noninterest income | $1,025,000 | 2,140 |
| Gross Fiduciary activities income | $246,000 | 587 |
| Service charges on deposit accounts | $481,000 | 1,738 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $298,000 | 3,065 |
| Total noninterest expense | $3,675,000 | 2,234 |
| Salaries and employee benefits | $1,980,000 | 2,275 |
| Premises and equipment expense | $647,000 | 1,852 |
| Additional noninterest expense | $1,048,000 | 2,325 |
| Pre-tax net operating income | $930,000 | 3,904 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $40,000 | 5,690 |
| Income before extraordinary items | $890,000 | 3,385 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $890,000 | 3,386 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 2,586 |
| Cash dividends | $388,000 | 2,586 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $890,000 | 3,334 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,158,000 | 3,382 |
| Total interest expense | $400,000 | 4,686 |
| Net interest income | $1,758,000 | 2,982 |
| Provision for loan and lease losses | $30,000 | 3,913 |
| Total noninterest income | $498,000 | 2,140 |
| Gross Fiduciary activities income | $124,000 | 600 |
| Service charges on deposit accounts | $226,000 | 1,790 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $148,000 | 3,002 |
| Total noninterest expense | $1,847,000 | 2,244 |
| Salaries and employee benefits | $985,000 | 2,312 |
| Premises and equipment expense | $308,000 | 1,948 |
| Additional noninterest expense | $554,000 | 2,207 |
| Pre-tax net operating income | $379,000 | 4,409 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $16,000 | 5,817 |
| Income before extraordinary items | $363,000 | 3,878 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $363,000 | 3,880 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 1,543 |
| Cash dividends | $205,000 | 2,160 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $363,000 | 3,834 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $8,294,000 | 3,318 |
| Total interest expense | $1,568,000 | 4,399 |
| Net interest income | $6,726,000 | 3,001 |
| Provision for loan and lease losses | $250,000 | 3,237 |
| Total noninterest income | $2,073,000 | 2,146 |
| Gross Fiduciary activities income | $422,000 | 618 |
| Service charges on deposit accounts | $1,110,000 | 1,580 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $541,000 | 3,168 |
| Total noninterest expense | $7,347,000 | 2,168 |
| Salaries and employee benefits | $3,879,000 | 2,246 |
| Premises and equipment expense | $1,251,000 | 1,836 |
| Additional noninterest expense | $2,217,000 | 2,198 |
| Pre-tax net operating income | $1,202,000 | 4,799 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $51,000 | 6,027 |
| Income before extraordinary items | $1,151,000 | 4,305 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,151,000 | 4,306 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $105,000 | 3,555 |
| Cash dividends | $447,000 | 3,734 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,151,000 | 4,234 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $6,161,000 | 3,318 |
| Total interest expense | $1,172,000 | 4,356 |
| Net interest income | $4,989,000 | 3,010 |
| Provision for loan and lease losses | $240,000 | 2,636 |
| Total noninterest income | $1,566,000 | 2,149 |
| Gross Fiduciary activities income | $328,000 | 607 |
| Service charges on deposit accounts | $848,000 | 1,559 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $390,000 | 3,242 |
| Total noninterest expense | $5,542,000 | 2,148 |
| Salaries and employee benefits | $2,915,000 | 2,222 |
| Premises and equipment expense | $941,000 | 1,843 |
| Additional noninterest expense | $1,686,000 | 2,142 |
| Pre-tax net operating income | $773,000 | 5,285 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $33,000 | 6,230 |
| Income before extraordinary items | $740,000 | 4,816 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $740,000 | 4,817 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $106,000 | 2,732 |
| Cash dividends | $296,000 | 3,496 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $740,000 | 4,726 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,070,000 | 3,341 |
| Total interest expense | $798,000 | 4,296 |
| Net interest income | $3,272,000 | 3,045 |
| Provision for loan and lease losses | $165,000 | 2,550 |
| Total noninterest income | $1,066,000 | 2,098 |
| Gross Fiduciary activities income | $239,000 | 588 |
| Service charges on deposit accounts | $578,000 | 1,525 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $249,000 | 3,327 |
| Total noninterest expense | $3,716,000 | 2,145 |
| Salaries and employee benefits | $1,954,000 | 2,217 |
| Premises and equipment expense | $606,000 | 1,884 |
| Additional noninterest expense | $1,156,000 | 2,095 |
| Pre-tax net operating income | $457,000 | 5,532 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $19,000 | 6,311 |
| Income before extraordinary items | $438,000 | 5,082 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $438,000 | 5,082 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $77,000 | 2,510 |
| Cash dividends | $179,000 | 3,606 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $438,000 | 4,990 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,029,000 | 3,360 |
| Total interest expense | $402,000 | 4,318 |
| Net interest income | $1,627,000 | 3,044 |
| Provision for loan and lease losses | $80,000 | 2,465 |
| Total noninterest income | $529,000 | 2,065 |
| Gross Fiduciary activities income | $126,000 | 574 |
| Service charges on deposit accounts | $280,000 | 1,536 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $123,000 | 3,300 |
| Total noninterest expense | $1,862,000 | 2,155 |
| Salaries and employee benefits | $995,000 | 2,206 |
| Premises and equipment expense | $286,000 | 2,018 |
| Additional noninterest expense | $581,000 | 2,030 |
| Pre-tax net operating income | $214,000 | 5,668 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $9,000 | 6,307 |
| Income before extraordinary items | $205,000 | 5,272 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $205,000 | 5,271 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 8,283 |
| Cash dividends | $76,000 | 3,107 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $205,000 | 5,154 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $8,483,000 | 3,266 |
| Total interest expense | $1,843,000 | 4,273 |
| Net interest income | $6,640,000 | 2,890 |
| Provision for loan and lease losses | $376,000 | 2,703 |
| Total noninterest income | $2,201,000 | 2,159 |
| Gross Fiduciary activities income | $349,000 | 663 |
| Service charges on deposit accounts | $1,229,000 | 1,411 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $623,000 | 3,179 |
| Total noninterest expense | $7,299,000 | 2,158 |
| Salaries and employee benefits | $3,848,000 | 2,206 |
| Premises and equipment expense | $1,069,000 | 2,127 |
| Additional noninterest expense | $2,382,000 | 2,023 |
| Pre-tax net operating income | $1,166,000 | 4,767 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $49,000 | 6,289 |
| Income before extraordinary items | $1,117,000 | 4,319 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,117,000 | 4,321 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $143,000 | 3,458 |
| Cash dividends | $485,000 | 3,606 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,117,000 | 4,155 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $6,494,000 | 3,254 |
| Total interest expense | $1,423,000 | 4,298 |
| Net interest income | $5,071,000 | 2,855 |
| Provision for loan and lease losses | $288,000 | 2,595 |
| Total noninterest income | $1,668,000 | 2,183 |
| Gross Fiduciary activities income | $266,000 | 664 |
| Service charges on deposit accounts | $920,000 | 1,429 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $482,000 | 3,201 |
| Total noninterest expense | $5,444,000 | 2,168 |
| Salaries and employee benefits | $2,839,000 | 2,241 |
| Premises and equipment expense | $794,000 | 2,155 |
| Additional noninterest expense | $1,811,000 | 1,979 |
| Pre-tax net operating income | $1,007,000 | 4,531 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $43,000 | 6,338 |
| Income before extraordinary items | $964,000 | 4,075 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $964,000 | 4,075 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $135,000 | 2,769 |
| Cash dividends | $410,000 | 2,974 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $964,000 | 3,902 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,390,000 | 3,235 |
| Total interest expense | $996,000 | 4,264 |
| Net interest income | $3,394,000 | 2,849 |
| Provision for loan and lease losses | $128,000 | 3,363 |
| Total noninterest income | $1,143,000 | 2,135 |
| Gross Fiduciary activities income | $184,000 | 659 |
| Service charges on deposit accounts | $606,000 | 1,415 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $353,000 | 3,000 |
| Total noninterest expense | $3,559,000 | 2,208 |
| Salaries and employee benefits | $1,782,000 | 2,366 |
| Premises and equipment expense | $519,000 | 2,180 |
| Additional noninterest expense | $1,258,000 | 1,909 |
| Pre-tax net operating income | $850,000 | 3,896 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $36,000 | 6,202 |
| Income before extraordinary items | $814,000 | 3,466 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $814,000 | 3,466 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $121,000 | 2,238 |
| Cash dividends | $171,000 | 3,699 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $814,000 | 3,274 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,192,000 | 3,248 |
| Total interest expense | $509,000 | 4,287 |
| Net interest income | $1,683,000 | 2,864 |
| Provision for loan and lease losses | $65,000 | 3,141 |
| Total noninterest income | $541,000 | 2,166 |
| Gross Fiduciary activities income | $103,000 | 636 |
| Service charges on deposit accounts | $297,000 | 1,391 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $141,000 | 3,332 |
| Total noninterest expense | $1,809,000 | 2,168 |
| Salaries and employee benefits | $926,000 | 2,269 |
| Premises and equipment expense | $250,000 | 2,253 |
| Additional noninterest expense | $633,000 | 1,857 |
| Pre-tax net operating income | $350,000 | 4,390 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $15,000 | 6,300 |
| Income before extraordinary items | $335,000 | 3,929 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $335,000 | 3,927 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 2,653 |
| Cash dividends | $150,000 | 2,511 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $335,000 | 3,751 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $9,347,000 | 3,205 |
| Total interest expense | $2,466,000 | 4,141 |
| Net interest income | $6,881,000 | 2,778 |
| Provision for loan and lease losses | $781,000 | 1,675 |
| Total noninterest income | $1,941,000 | 2,181 |
| Gross Fiduciary activities income | $313,000 | 702 |
| Service charges on deposit accounts | $1,114,000 | 1,452 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $514,000 | 3,234 |
| Total noninterest expense | $6,604,000 | 2,261 |
| Salaries and employee benefits | $3,261,000 | 2,436 |
| Premises and equipment expense | $1,061,000 | 2,065 |
| Additional noninterest expense | $2,282,000 | 2,024 |
| Pre-tax net operating income | $1,437,000 | 4,228 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $61,000 | 6,388 |
| Income before extraordinary items | $1,376,000 | 3,735 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,376,000 | 3,735 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $692,000 | 1,298 |
| Cash dividends | $1,009,000 | 2,213 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,376,000 | 3,621 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $10,539,000 | 3,170 |
| Total interest expense | $3,538,000 | 4,171 |
| Net interest income | $7,001,000 | 2,554 |
| Provision for loan and lease losses | $51,000 | 6,641 |
| Total noninterest income | $1,782,000 | 2,212 |
| Gross Fiduciary activities income | $320,000 | 713 |
| Service charges on deposit accounts | $1,008,000 | 1,462 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $454,000 | 3,292 |
| Total noninterest expense | $6,107,000 | 2,343 |
| Salaries and employee benefits | $2,962,000 | 2,539 |
| Premises and equipment expense | $1,036,000 | 2,056 |
| Additional noninterest expense | $2,109,000 | 2,128 |
| Pre-tax net operating income | $2,625,000 | 2,570 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $42,000 | 6,847 |
| Income before extraordinary items | $2,583,000 | 2,021 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,583,000 | 2,025 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $360,000 | 1,973 |
| Cash dividends | $1,304,000 | 1,847 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,583,000 | 1,943 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $10,959,000 | 3,154 |
| Total interest expense | $4,028,000 | 3,954 |
| Net interest income | $6,931,000 | 2,567 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $1,453,000 | 2,406 |
| Gross Fiduciary activities income | $294,000 | 719 |
| Service charges on deposit accounts | $715,000 | 1,932 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $444,000 | 3,138 |
| Total noninterest expense | $5,413,000 | 2,521 |
| Salaries and employee benefits | $2,704,000 | 2,635 |
| Premises and equipment expense | $1,059,000 | 1,967 |
| Additional noninterest expense | $1,650,000 | 2,572 |
| Pre-tax net operating income | $2,971,000 | 2,411 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $1,079,000 | 1,990 |
| Income before extraordinary items | $1,892,000 | 2,692 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,892,000 | 2,691 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $182,000 | 2,555 |
| Cash dividends | $1,266,000 | 1,897 |
| Sale, conversion, retirement of capital stock, net | $-2,397,000 | 9,878 |
| Net operating income | $1,892,000 | 2,690 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $10,166,000 | 3,180 |
| Total interest expense | $3,615,000 | 3,931 |
| Net interest income | $6,551,000 | 2,681 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $1,262,000 | 2,607 |
| Gross Fiduciary activities income | $294,000 | 776 |
| Service charges on deposit accounts | $614,000 | 2,167 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $354,000 | 3,678 |
| Total noninterest expense | $5,084,000 | 2,653 |
| Salaries and employee benefits | $2,647,000 | 2,668 |
| Premises and equipment expense | $992,000 | 2,063 |
| Additional noninterest expense | $1,445,000 | 2,955 |
| Pre-tax net operating income | $2,729,000 | 2,607 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $776,000 | 2,703 |
| Income before extraordinary items | $1,953,000 | 2,638 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,953,000 | 2,638 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,085 |
| Cash dividends | $80,000 | 6,280 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,953,000 | 2,608 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $9,932,000 | 3,257 |
| Total interest expense | $3,560,000 | 4,062 |
| Net interest income | $6,372,000 | 2,690 |
| Provision for loan and lease losses | $300,000 | 2,562 |
| Total noninterest income | $1,135,000 | 2,815 |
| Gross Fiduciary activities income | $247,000 | 824 |
| Service charges on deposit accounts | $585,000 | 2,198 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $303,000 | 3,997 |
| Total noninterest expense | $4,813,000 | 2,715 |
| Salaries and employee benefits | $2,365,000 | 2,870 |
| Premises and equipment expense | $1,037,000 | 1,909 |
| Additional noninterest expense | $1,411,000 | 2,932 |
| Pre-tax net operating income | $2,394,000 | 2,891 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $706,000 | 3,006 |
| Income before extraordinary items | $1,688,000 | 2,954 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,688,000 | 2,955 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 4,626 |
| Cash dividends | $80,000 | 6,486 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,688,000 | 2,861 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $9,531,000 | 3,391 |
| Total interest expense | $3,246,000 | 4,402 |
| Net interest income | $6,285,000 | 2,777 |
| Provision for loan and lease losses | $600,000 | 1,510 |
| Total noninterest income | $1,134,000 | 2,754 |
| Gross Fiduciary activities income | $251,000 | 846 |
| Service charges on deposit accounts | $576,000 | 2,276 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $307,000 | 3,872 |
| Total noninterest expense | $4,374,000 | 2,901 |
| Salaries and employee benefits | $2,224,000 | 2,979 |
| Premises and equipment expense | $872,000 | 2,257 |
| Additional noninterest expense | $1,278,000 | 3,158 |
| Pre-tax net operating income | $2,445,000 | 2,965 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $789,000 | 2,959 |
| Income before extraordinary items | $1,656,000 | 3,065 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,656,000 | 3,064 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $99,000 | 3,853 |
| Cash dividends | $80,000 | 6,752 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,656,000 | 3,005 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $9,133,000 | 3,567 |
| Total interest expense | $3,193,000 | 4,523 |
| Net interest income | $5,940,000 | 2,982 |
| Provision for loan and lease losses | $375,000 | 2,185 |
| Total noninterest income | $1,125,000 | 2,830 |
| Gross Fiduciary activities income | $225,000 | 937 |
| Service charges on deposit accounts | $648,000 | 2,086 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $252,000 | 4,511 |
| Total noninterest expense | $4,285,000 | 3,139 |
| Salaries and employee benefits | $2,077,000 | 3,217 |
| Premises and equipment expense | $959,000 | 2,091 |
| Additional noninterest expense | $1,249,000 | 3,653 |
| Pre-tax net operating income | $2,405,000 | 2,874 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $831,000 | 2,756 |
| Income before extraordinary items | $1,574,000 | 3,045 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,574,000 | 3,047 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 4,674 |
| Cash dividends | $80,000 | 7,029 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,574,000 | 3,015 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $8,911,000 | 3,647 |
| Total interest expense | $3,353,000 | 4,320 |
| Net interest income | $5,558,000 | 3,196 |
| Provision for loan and lease losses | $342,000 | 2,087 |
| Total noninterest income | $1,195,000 | 2,733 |
| Gross Fiduciary activities income | $200,000 | 1,006 |
| Service charges on deposit accounts | $702,000 | 1,932 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $293,000 | 4,054 |
| Total noninterest expense | $4,202,000 | 3,177 |
| Salaries and employee benefits | $2,059,000 | 3,224 |
| Premises and equipment expense | $947,000 | 2,118 |
| Additional noninterest expense | $1,196,000 | 3,749 |
| Pre-tax net operating income | $2,209,000 | 3,203 |
| Securities gains (losses) | $-16,000 | 10,415 |
| Applicable income taxes | $720,000 | 3,163 |
| Income before extraordinary items | $1,473,000 | 3,297 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,473,000 | 3,296 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $142,000 | 3,078 |
| Cash dividends | $80,000 | 7,161 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,483,720 | 3,257 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $7,746,000 | 3,848 |
| Total interest expense | $2,787,000 | 4,228 |
| Net interest income | $4,959,000 | 3,596 |
| Provision for loan and lease losses | $100,000 | 4,522 |
| Total noninterest income | $1,328,000 | 2,531 |
| Gross Fiduciary activities income | $153,000 | 1,084 |
| Service charges on deposit accounts | $815,000 | 1,659 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $360,000 | 3,655 |
| Total noninterest expense | $4,236,000 | 3,236 |
| Salaries and employee benefits | $1,988,000 | 3,304 |
| Premises and equipment expense | $952,000 | 2,124 |
| Additional noninterest expense | $1,296,000 | 3,781 |
| Pre-tax net operating income | $1,951,000 | 3,501 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $540,000 | 3,821 |
| Income before extraordinary items | $1,411,000 | 3,348 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,411,000 | 3,361 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 4,622 |
| Cash dividends | $80,000 | 7,289 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,411,000 | 3,372 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $7,349,000 | 4,122 |
| Total interest expense | $2,566,000 | 4,697 |
| Net interest income | $4,783,000 | 3,716 |
| Provision for loan and lease losses | $25,000 | 8,682 |
| Total noninterest income | $1,339,000 | 2,675 |
| Gross Fiduciary activities income | $139,000 | 1,145 |
| Service charges on deposit accounts | $865,000 | 1,582 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $335,000 | 4,209 |
| Total noninterest expense | $4,234,000 | 3,313 |
| Salaries and employee benefits | $1,979,000 | 3,318 |
| Premises and equipment expense | $951,000 | 2,162 |
| Additional noninterest expense | $1,304,000 | 3,923 |
| Pre-tax net operating income | $1,863,000 | 3,559 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $623,000 | 3,475 |
| Income before extraordinary items | $1,240,000 | 3,885 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,240,000 | 3,989 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 8,132 |
| Cash dividends | $80,000 | 7,275 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,240,000 | 3,679 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $7,770,000 | 4,394 |
| Total interest expense | $3,158,000 | 4,940 |
| Net interest income | $4,612,000 | 3,911 |
| Provision for loan and lease losses | $100,000 | 7,236 |
| Total noninterest income | $1,271,000 | 2,732 |
| Gross Fiduciary activities income | $142,000 | 1,160 |
| Service charges on deposit accounts | $832,000 | 1,642 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $297,000 | 4,460 |
| Total noninterest expense | $3,938,000 | 3,551 |
| Salaries and employee benefits | $1,854,000 | 3,444 |
| Premises and equipment expense | $850,000 | 2,429 |
| Additional noninterest expense | $1,234,000 | 4,239 |
| Pre-tax net operating income | $1,845,000 | 3,349 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $651,000 | 3,202 |
| Income before extraordinary items | $1,194,000 | 3,829 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,194,000 | 3,871 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 6,907 |
| Cash dividends | $80,000 | 6,992 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,194,000 | 3,547 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.