Home > Dothan Federal Savings Bank > Income and Expense
Dothan Federal Savings Bank, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,491,000 | 7,564 |
| Total interest expense | $2,238,000 | 6,004 |
| Net interest income | $1,253,000 | 9,197 |
| Provision for loan and lease losses | $60,000 | 5,704 |
| Total noninterest income | $130,000 | 9,662 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $130,000 | 6,408 |
| Total noninterest expense | $1,065,000 | 8,700 |
| Salaries and employee benefits | $500,000 | 9,117 |
| Premises and equipment expense | $275,000 | 5,986 |
| Additional noninterest expense | $290,000 | 9,342 |
| Pre-tax net operating income | $258,000 | 10,057 |
| Securities gains (losses) | $7,000 | 2,620 |
| Applicable income taxes | $112,000 | 8,934 |
| Income before extraordinary items | $153,000 | 10,439 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $153,000 | 10,443 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,657 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $148,520 | 10,448 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,053,000 | 7,955 |
| Total interest expense | $1,563,000 | 6,702 |
| Net interest income | $1,490,000 | 8,918 |
| Provision for loan and lease losses | $60,000 | 5,594 |
| Total noninterest income | $107,000 | 10,582 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $107,000 | 7,294 |
| Total noninterest expense | $1,016,000 | 9,283 |
| Salaries and employee benefits | $542,000 | 9,025 |
| Premises and equipment expense | $288,000 | 5,894 |
| Additional noninterest expense | $186,000 | 11,325 |
| Pre-tax net operating income | $521,000 | 8,514 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $193,000 | 7,460 |
| Income before extraordinary items | $328,000 | 8,844 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $328,000 | 8,847 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 6,562 |
| Cash dividends | $60,000 | 7,692 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $328,000 | 8,899 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,190,000 | 8,028 |
| Total interest expense | $1,485,000 | 7,258 |
| Net interest income | $1,705,000 | 8,474 |
| Provision for loan and lease losses | $120,000 | 5,200 |
| Total noninterest income | $116,000 | 10,933 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $116,000 | 7,420 |
| Total noninterest expense | $902,000 | 10,185 |
| Salaries and employee benefits | $462,000 | 10,018 |
| Premises and equipment expense | $189,000 | 7,917 |
| Additional noninterest expense | $251,000 | 11,069 |
| Pre-tax net operating income | $799,000 | 6,819 |
| Securities gains (losses) | $1,000 | 7,052 |
| Applicable income taxes | $169,000 | 8,222 |
| Income before extraordinary items | $631,000 | 6,558 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $631,000 | 6,718 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 7,224 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $630,210 | 6,322 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,997,000 | 8,979 |
| Total interest expense | $1,615,000 | 8,154 |
| Net interest income | $1,382,000 | 9,690 |
| Provision for loan and lease losses | $10,000 | 11,168 |
| Total noninterest income | $76,000 | 12,392 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $76,000 | 9,018 |
| Total noninterest expense | $981,000 | 10,066 |
| Salaries and employee benefits | $414,000 | 10,690 |
| Premises and equipment expense | $153,000 | 9,020 |
| Additional noninterest expense | $414,000 | 9,404 |
| Pre-tax net operating income | $467,000 | 8,661 |
| Securities gains (losses) | $64,000 | 3,722 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $531,000 | 7,071 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $531,000 | 7,165 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 9,962 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $467,000 | 7,247 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.