Home > Doral Bank, FSB > Income and Expense
Doral Bank, FSB, Income and Expense
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $4,327,000 | 4,234 |
| Total interest expense | $2,125,000 | 2,137 |
| Net interest income | $2,202,000 | 5,355 |
| Provision for loan and lease losses | $-165,000 | 7,364 |
| Total noninterest income | $3,451,000 | 1,118 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,025 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $3,451,000 | 751 |
| Total noninterest expense | $7,512,000 | 1,915 |
| Salaries and employee benefits | $3,702,000 | 1,962 |
| Premises and equipment expense | $2,159,000 | 885 |
| Additional noninterest expense | $1,651,000 | 2,881 |
| Pre-tax net operating income | $-1,694,000 | 6,960 |
| Securities gains (losses) | $143,000 | 1,468 |
| Applicable income taxes | $-608,000 | 7,248 |
| Income before extraordinary items | $-943,000 | 6,841 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-943,000 | 6,842 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-943,000 | 6,841 |
| Net charge-offs | $-46,000 | 7,244 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-1,034,520 | 6,836 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,172,000 | 3,981 |
| Total interest expense | $1,560,000 | 2,038 |
| Net interest income | $1,612,000 | 5,163 |
| Provision for loan and lease losses | $-161,000 | 7,446 |
| Total noninterest income | $2,275,000 | 1,123 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,067 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,275,000 | 761 |
| Total noninterest expense | $4,808,000 | 2,013 |
| Salaries and employee benefits | $2,255,000 | 2,167 |
| Premises and equipment expense | $1,425,000 | 900 |
| Additional noninterest expense | $1,128,000 | 2,878 |
| Pre-tax net operating income | $-760,000 | 6,898 |
| Securities gains (losses) | $143,000 | 903 |
| Applicable income taxes | $-261,000 | 7,249 |
| Income before extraordinary items | $-356,000 | 6,756 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-356,000 | 6,756 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-356,000 | 6,757 |
| Net charge-offs | $-46,000 | 7,299 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-447,520 | 6,806 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,758,000 | 3,773 |
| Total interest expense | $860,000 | 1,925 |
| Net interest income | $898,000 | 4,870 |
| Provision for loan and lease losses | $-1,000 | 7,432 |
| Total noninterest income | $1,035,000 | 1,187 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,070 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $1,035,000 | 805 |
| Total noninterest expense | $2,238,000 | 2,158 |
| Salaries and employee benefits | $1,029,000 | 2,372 |
| Premises and equipment expense | $648,000 | 1,015 |
| Additional noninterest expense | $561,000 | 2,887 |
| Pre-tax net operating income | $-304,000 | 6,939 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $-118,000 | 7,309 |
| Income before extraordinary items | $-186,000 | 6,863 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-186,000 | 6,863 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-186,000 | 6,863 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-186,000 | 6,853 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $5,858,000 | 4,393 |
| Total interest expense | $2,134,000 | 3,401 |
| Net interest income | $3,724,000 | 4,780 |
| Provision for loan and lease losses | $976,000 | 3,091 |
| Total noninterest income | $2,547,000 | 1,738 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $2,547,000 | 1,184 |
| Total noninterest expense | $5,023,000 | 3,600 |
| Salaries and employee benefits | $2,637,000 | 3,451 |
| Premises and equipment expense | $1,096,000 | 2,287 |
| Additional noninterest expense | $1,290,000 | 4,422 |
| Pre-tax net operating income | $272,000 | 4,983 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $204,000 | 2,700 |
| Income before extraordinary items | $68,000 | 5,722 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $68,000 | 5,723 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $68,000 | 5,723 |
| Net charge-offs | $796,000 | 2,996 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $68,000 | 5,586 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $4,102,000 | 4,663 |
| Total interest expense | $1,306,000 | 4,051 |
| Net interest income | $2,796,000 | 4,841 |
| Provision for loan and lease losses | $908,000 | 2,647 |
| Total noninterest income | $1,718,000 | 1,899 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $1,718,000 | 1,233 |
| Total noninterest expense | $3,193,000 | 4,050 |
| Salaries and employee benefits | $1,816,000 | 3,712 |
| Premises and equipment expense | $563,000 | 3,170 |
| Additional noninterest expense | $814,000 | 4,873 |
| Pre-tax net operating income | $413,000 | 4,462 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $559,000 | 1,558 |
| Income before extraordinary items | $-146,000 | 6,373 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-146,000 | 6,374 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-146,000 | 6,373 |
| Net charge-offs | $860,000 | 2,374 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-146,000 | 6,281 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,573,000 | 4,881 |
| Total interest expense | $803,000 | 4,335 |
| Net interest income | $1,770,000 | 4,996 |
| Provision for loan and lease losses | $124,000 | 4,870 |
| Total noninterest income | $1,070,000 | 1,955 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $1,070,000 | 1,232 |
| Total noninterest expense | $1,732,000 | 4,653 |
| Salaries and employee benefits | $1,021,000 | 4,227 |
| Premises and equipment expense | $272,000 | 4,063 |
| Additional noninterest expense | $439,000 | 5,438 |
| Pre-tax net operating income | $984,000 | 2,408 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $468,000 | 1,285 |
| Income before extraordinary items | $516,000 | 3,353 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $516,000 | 3,350 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $516,000 | 3,352 |
| Net charge-offs | $0 | 6,372 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $516,000 | 3,244 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,292,000 | 4,921 |
| Total interest expense | $381,000 | 4,602 |
| Net interest income | $911,000 | 4,940 |
| Provision for loan and lease losses | $5,000 | 6,354 |
| Total noninterest income | $414,000 | 2,304 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $414,000 | 1,470 |
| Total noninterest expense | $852,000 | 4,736 |
| Salaries and employee benefits | $485,000 | 4,439 |
| Premises and equipment expense | $134,000 | 4,186 |
| Additional noninterest expense | $233,000 | 5,311 |
| Pre-tax net operating income | $468,000 | 2,533 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $220,000 | 1,335 |
| Income before extraordinary items | $248,000 | 3,512 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $248,000 | 3,509 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $248,000 | 3,511 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $248,000 | 3,379 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $5,582,000 | 4,826 |
| Total interest expense | $3,046,000 | 3,379 |
| Net interest income | $2,536,000 | 5,802 |
| Provision for loan and lease losses | $89,000 | 6,535 |
| Total noninterest income | $1,635,000 | 2,425 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,635,000 | 1,569 |
| Total noninterest expense | $3,744,000 | 4,522 |
| Salaries and employee benefits | $1,962,000 | 4,417 |
| Premises and equipment expense | $801,000 | 3,122 |
| Additional noninterest expense | $981,000 | 5,291 |
| Pre-tax net operating income | $338,000 | 4,394 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $155,000 | 2,583 |
| Income before extraordinary items | $183,000 | 4,868 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $183,000 | 4,870 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $183,000 | 4,870 |
| Net charge-offs | $114,000 | 5,576 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $183,000 | 4,805 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $4,202,000 | 4,878 |
| Total interest expense | $2,419,000 | 3,362 |
| Net interest income | $1,783,000 | 5,975 |
| Provision for loan and lease losses | $100,000 | 5,952 |
| Total noninterest income | $1,391,000 | 2,289 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,391,000 | 1,471 |
| Total noninterest expense | $2,876,000 | 4,468 |
| Salaries and employee benefits | $1,505,000 | 4,375 |
| Premises and equipment expense | $661,000 | 2,904 |
| Additional noninterest expense | $710,000 | 5,370 |
| Pre-tax net operating income | $198,000 | 4,934 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $91,000 | 2,945 |
| Income before extraordinary items | $107,000 | 5,281 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $107,000 | 5,280 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $107,000 | 5,280 |
| Net charge-offs | $114,000 | 4,936 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $107,000 | 5,213 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,779,000 | 4,936 |
| Total interest expense | $1,643,000 | 3,434 |
| Net interest income | $1,136,000 | 6,094 |
| Provision for loan and lease losses | $144,000 | 4,839 |
| Total noninterest income | $1,043,000 | 2,109 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $1,043,000 | 1,388 |
| Total noninterest expense | $1,938,000 | 4,470 |
| Salaries and employee benefits | $1,038,000 | 4,327 |
| Premises and equipment expense | $479,000 | 2,749 |
| Additional noninterest expense | $421,000 | 5,694 |
| Pre-tax net operating income | $97,000 | 5,240 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $45,000 | 3,229 |
| Income before extraordinary items | $52,000 | 5,565 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $52,000 | 5,562 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $52,000 | 5,562 |
| Net charge-offs | $114,000 | 4,103 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $52,000 | 5,489 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,383,000 | 4,987 |
| Total interest expense | $685,000 | 4,006 |
| Net interest income | $698,000 | 5,596 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $408,000 | 2,475 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $408,000 | 1,600 |
| Total noninterest expense | $1,038,000 | 4,201 |
| Salaries and employee benefits | $584,000 | 3,994 |
| Premises and equipment expense | $238,000 | 2,793 |
| Additional noninterest expense | $216,000 | 5,392 |
| Pre-tax net operating income | $68,000 | 5,398 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $32,000 | 3,243 |
| Income before extraordinary items | $36,000 | 5,903 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $36,000 | 5,905 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $36,000 | 5,905 |
| Net charge-offs | $41,000 | 3,730 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $36,000 | 5,736 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $7,568,000 | 4,276 |
| Total interest expense | $2,958,000 | 4,293 |
| Net interest income | $4,610,000 | 4,168 |
| Provision for loan and lease losses | $-283,000 | 8,286 |
| Total noninterest income | $2,122,000 | 2,043 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $2,122,000 | 1,250 |
| Total noninterest expense | $4,552,000 | 3,852 |
| Salaries and employee benefits | $2,798,000 | 3,448 |
| Premises and equipment expense | $797,000 | 3,192 |
| Additional noninterest expense | $957,000 | 4,958 |
| Pre-tax net operating income | $2,463,000 | 2,121 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $1,602,000 | 821 |
| Income before extraordinary items | $861,000 | 3,566 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $861,000 | 3,567 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 6,180 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $861,000 | 3,711 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $5,951,000 | 4,229 |
| Total interest expense | $2,302,000 | 4,306 |
| Net interest income | $3,649,000 | 4,044 |
| Provision for loan and lease losses | $-264,000 | 8,362 |
| Total noninterest income | $1,690,000 | 2,030 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,690,000 | 1,254 |
| Total noninterest expense | $3,232,000 | 3,993 |
| Salaries and employee benefits | $1,954,000 | 3,684 |
| Premises and equipment expense | $553,000 | 3,408 |
| Additional noninterest expense | $725,000 | 4,849 |
| Pre-tax net operating income | $2,371,000 | 2,022 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $1,560,000 | 807 |
| Income before extraordinary items | $811,000 | 3,538 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $811,000 | 3,539 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 7,995 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $811,000 | 3,680 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,196,000 | 4,121 |
| Total interest expense | $1,667,000 | 4,208 |
| Net interest income | $2,529,000 | 3,939 |
| Provision for loan and lease losses | $-142,000 | 8,413 |
| Total noninterest income | $989,000 | 2,247 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $989,000 | 1,407 |
| Total noninterest expense | $1,944,000 | 4,326 |
| Salaries and employee benefits | $1,161,000 | 4,055 |
| Premises and equipment expense | $367,000 | 3,441 |
| Additional noninterest expense | $416,000 | 5,306 |
| Pre-tax net operating income | $1,716,000 | 1,940 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $1,258,000 | 771 |
| Income before extraordinary items | $458,000 | 4,201 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $458,000 | 4,201 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,681 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $458,000 | 4,142 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,244,000 | 4,011 |
| Total interest expense | $936,000 | 4,073 |
| Net interest income | $1,308,000 | 3,847 |
| Provision for loan and lease losses | $-111,000 | 8,452 |
| Total noninterest income | $258,000 | 3,445 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $258,000 | 2,178 |
| Total noninterest expense | $941,000 | 4,423 |
| Salaries and employee benefits | $551,000 | 4,217 |
| Premises and equipment expense | $200,000 | 3,228 |
| Additional noninterest expense | $190,000 | 5,518 |
| Pre-tax net operating income | $736,000 | 2,323 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $344,000 | 1,340 |
| Income before extraordinary items | $392,000 | 3,235 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $392,000 | 3,237 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 3,243 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $392,000 | 3,159 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $26,400,000 | 1,635 |
| Total interest expense | $15,530,000 | 1,288 |
| Net interest income | $10,870,000 | 2,076 |
| Provision for loan and lease losses | $-1,031,000 | 8,509 |
| Total noninterest income | $-1,175,000 | 8,519 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-9,816,000 | 8,522 |
| Additional Noninterest Income | $8,641,000 | 452 |
| Total noninterest expense | $12,296,000 | 1,502 |
| Salaries and employee benefits | $5,875,000 | 1,713 |
| Premises and equipment expense | $2,789,000 | 935 |
| Additional noninterest expense | $3,632,000 | 1,521 |
| Pre-tax net operating income | $-1,570,000 | 8,210 |
| Securities gains (losses) | $-1,105,000 | 8,428 |
| Applicable income taxes | $-1,120,000 | 8,413 |
| Income before extraordinary items | $-1,555,000 | 8,248 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,555,000 | 8,245 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $178,000 | 3,001 |
| Cash dividends | $46,006,000 | 145 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-847,800 | 8,048 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $23,848,000 | 1,350 |
| Total interest expense | $14,465,000 | 1,017 |
| Net interest income | $9,383,000 | 1,817 |
| Provision for loan and lease losses | $-1,068,000 | 8,541 |
| Total noninterest income | $-1,371,000 | 8,550 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-9,816,000 | 8,551 |
| Additional Noninterest Income | $8,445,000 | 392 |
| Total noninterest expense | $11,518,000 | 1,207 |
| Salaries and employee benefits | $5,498,000 | 1,380 |
| Premises and equipment expense | $2,559,000 | 777 |
| Additional noninterest expense | $3,461,000 | 1,186 |
| Pre-tax net operating income | $-2,438,000 | 8,464 |
| Securities gains (losses) | $-925,000 | 8,486 |
| Applicable income taxes | $-1,544,000 | 8,511 |
| Income before extraordinary items | $-1,819,000 | 8,452 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-1,819,000 | 8,448 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 3,997 |
| Cash dividends | $46,006,000 | 118 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $-1,227,000 | 8,366 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $19,055,000 | 1,128 |
| Total interest expense | $11,760,000 | 842 |
| Net interest income | $7,295,000 | 1,588 |
| Provision for loan and lease losses | $-278,000 | 8,539 |
| Total noninterest income | $-8,133,000 | 8,612 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-7,100,000 | 8,608 |
| Additional Noninterest Income | $-1,033,000 | 8,619 |
| Total noninterest expense | $7,885,000 | 1,199 |
| Salaries and employee benefits | $3,646,000 | 1,411 |
| Premises and equipment expense | $2,984,000 | 459 |
| Additional noninterest expense | $1,255,000 | 2,137 |
| Pre-tax net operating income | $-8,445,000 | 8,606 |
| Securities gains (losses) | $-357,000 | 8,507 |
| Applicable income taxes | $-4,056,000 | 8,606 |
| Income before extraordinary items | $-4,746,000 | 8,596 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-4,746,000 | 8,594 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 3,125 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $-4,517,520 | 8,590 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $9,638,000 | 1,101 |
| Total interest expense | $5,933,000 | 823 |
| Net interest income | $3,705,000 | 1,562 |
| Provision for loan and lease losses | $-217,000 | 8,590 |
| Total noninterest income | $-4,851,000 | 8,648 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-4,278,000 | 8,648 |
| Additional Noninterest Income | $-573,000 | 8,650 |
| Total noninterest expense | $3,683,000 | 1,267 |
| Salaries and employee benefits | $1,755,000 | 1,475 |
| Premises and equipment expense | $1,492,000 | 459 |
| Additional noninterest expense | $436,000 | 2,945 |
| Pre-tax net operating income | $-4,612,000 | 8,642 |
| Securities gains (losses) | $-267,000 | 8,595 |
| Applicable income taxes | $-2,286,000 | 8,641 |
| Income before extraordinary items | $-2,593,000 | 8,630 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-2,593,000 | 8,629 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 1,828 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $-2,422,120 | 8,623 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $38,978,000 | 1,011 |
| Total interest expense | $20,700,000 | 810 |
| Net interest income | $18,278,000 | 1,238 |
| Provision for loan and lease losses | $345,000 | 2,546 |
| Total noninterest income | $1,709,000 | 2,470 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,709,000 | 1,513 |
| Total noninterest expense | $15,303,000 | 1,179 |
| Salaries and employee benefits | $6,882,000 | 1,435 |
| Premises and equipment expense | $6,157,000 | 419 |
| Additional noninterest expense | $2,264,000 | 2,292 |
| Pre-tax net operating income | $4,339,000 | 2,116 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $2,004,000 | 1,336 |
| Income before extraordinary items | $2,335,000 | 2,766 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,335,000 | 2,767 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $114,000 | 2,974 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,335,000 | 2,753 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $29,114,000 | 1,014 |
| Total interest expense | $14,927,000 | 829 |
| Net interest income | $14,187,000 | 1,196 |
| Provision for loan and lease losses | $647,000 | 1,128 |
| Total noninterest income | $1,258,000 | 2,512 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,258,000 | 1,533 |
| Total noninterest expense | $11,481,000 | 1,189 |
| Salaries and employee benefits | $5,057,000 | 1,469 |
| Premises and equipment expense | $4,652,000 | 428 |
| Additional noninterest expense | $1,772,000 | 2,201 |
| Pre-tax net operating income | $3,317,000 | 2,148 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $1,532,000 | 1,374 |
| Income before extraordinary items | $1,785,000 | 2,809 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,785,000 | 2,810 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $467,000 | 853 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,785,000 | 2,797 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $18,841,000 | 1,019 |
| Total interest expense | $9,425,000 | 823 |
| Net interest income | $9,416,000 | 1,204 |
| Provision for loan and lease losses | $425,000 | 1,120 |
| Total noninterest income | $725,000 | 2,769 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $725,000 | 1,717 |
| Total noninterest expense | $7,279,000 | 1,259 |
| Salaries and employee benefits | $3,290,000 | 1,512 |
| Premises and equipment expense | $3,028,000 | 437 |
| Additional noninterest expense | $961,000 | 2,661 |
| Pre-tax net operating income | $2,437,000 | 1,994 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $1,126,000 | 1,263 |
| Income before extraordinary items | $1,311,000 | 2,600 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,311,000 | 2,602 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $259,000 | 921 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,311,000 | 2,585 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $9,237,000 | 1,012 |
| Total interest expense | $4,519,000 | 818 |
| Net interest income | $4,718,000 | 1,199 |
| Provision for loan and lease losses | $153,000 | 1,404 |
| Total noninterest income | $331,000 | 2,887 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $331,000 | 1,799 |
| Total noninterest expense | $3,499,000 | 1,304 |
| Salaries and employee benefits | $1,590,000 | 1,565 |
| Premises and equipment expense | $1,495,000 | 444 |
| Additional noninterest expense | $414,000 | 3,022 |
| Pre-tax net operating income | $1,397,000 | 1,734 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $646,000 | 1,126 |
| Income before extraordinary items | $751,000 | 2,327 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $751,000 | 2,328 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 1,866 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $751,000 | 2,300 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $33,661,000 | 978 |
| Total interest expense | $17,250,000 | 667 |
| Net interest income | $16,411,000 | 1,335 |
| Provision for loan and lease losses | $1,205,000 | 868 |
| Total noninterest income | $3,937,000 | 1,294 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $3,937,000 | 809 |
| Total noninterest expense | $13,488,000 | 1,276 |
| Salaries and employee benefits | $5,667,000 | 1,655 |
| Premises and equipment expense | $5,281,000 | 466 |
| Additional noninterest expense | $2,540,000 | 1,987 |
| Pre-tax net operating income | $5,655,000 | 1,656 |
| Securities gains (losses) | $-2,015,000 | 8,778 |
| Applicable income taxes | $1,682,000 | 1,564 |
| Income before extraordinary items | $1,958,000 | 3,143 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,958,000 | 3,145 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $241,000 | 2,029 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $3,247,600 | 2,080 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $24,566,000 | 977 |
| Total interest expense | $12,559,000 | 645 |
| Net interest income | $12,007,000 | 1,357 |
| Provision for loan and lease losses | $783,000 | 959 |
| Total noninterest income | $3,168,000 | 1,236 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $3,168,000 | 773 |
| Total noninterest expense | $9,888,000 | 1,294 |
| Salaries and employee benefits | $4,337,000 | 1,603 |
| Premises and equipment expense | $3,683,000 | 495 |
| Additional noninterest expense | $1,868,000 | 1,989 |
| Pre-tax net operating income | $4,504,000 | 1,584 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $2,080,000 | 1,031 |
| Income before extraordinary items | $2,424,000 | 2,124 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,424,000 | 2,123 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 2,817 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,424,000 | 2,084 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $15,367,000 | 1,011 |
| Total interest expense | $7,661,000 | 662 |
| Net interest income | $7,706,000 | 1,383 |
| Provision for loan and lease losses | $655,000 | 762 |
| Total noninterest income | $2,387,000 | 1,112 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $2,387,000 | 708 |
| Total noninterest expense | $6,242,000 | 1,361 |
| Salaries and employee benefits | $2,775,000 | 1,656 |
| Premises and equipment expense | $2,312,000 | 524 |
| Additional noninterest expense | $1,155,000 | 2,127 |
| Pre-tax net operating income | $3,196,000 | 1,461 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,476,000 | 973 |
| Income before extraordinary items | $1,720,000 | 1,984 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,720,000 | 1,984 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $88,000 | 2,057 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,720,000 | 1,945 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $7,015,000 | 1,082 |
| Total interest expense | $3,511,000 | 687 |
| Net interest income | $3,504,000 | 1,518 |
| Provision for loan and lease losses | $249,000 | 938 |
| Total noninterest income | $1,502,000 | 897 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,502,000 | 580 |
| Total noninterest expense | $3,055,000 | 1,385 |
| Salaries and employee benefits | $1,505,000 | 1,545 |
| Premises and equipment expense | $1,074,000 | 554 |
| Additional noninterest expense | $476,000 | 2,549 |
| Pre-tax net operating income | $1,702,000 | 1,345 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $786,000 | 920 |
| Income before extraordinary items | $916,000 | 1,847 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $916,000 | 1,849 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 2,699 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $916,000 | 1,802 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $23,885,000 | 1,182 |
| Total interest expense | $12,205,000 | 666 |
| Net interest income | $11,680,000 | 1,732 |
| Provision for loan and lease losses | $470,000 | 2,067 |
| Total noninterest income | $1,362,000 | 2,869 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,362,000 | 1,749 |
| Total noninterest expense | $10,926,000 | 1,496 |
| Salaries and employee benefits | $5,241,000 | 1,683 |
| Premises and equipment expense | $3,623,000 | 644 |
| Additional noninterest expense | $2,062,000 | 2,352 |
| Pre-tax net operating income | $1,646,000 | 4,018 |
| Securities gains (losses) | $777,000 | 334 |
| Applicable income taxes | $943,000 | 2,260 |
| Income before extraordinary items | $1,480,000 | 3,673 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,480,000 | 3,674 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 4,515 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $982,720 | 4,672 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $17,220,000 | 1,214 |
| Total interest expense | $8,988,000 | 669 |
| Net interest income | $8,232,000 | 1,825 |
| Provision for loan and lease losses | $329,000 | 2,098 |
| Total noninterest income | $1,295,000 | 2,445 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,295,000 | 1,485 |
| Total noninterest expense | $7,947,000 | 1,534 |
| Salaries and employee benefits | $3,859,000 | 1,710 |
| Premises and equipment expense | $2,640,000 | 663 |
| Additional noninterest expense | $1,448,000 | 2,469 |
| Pre-tax net operating income | $1,251,000 | 4,052 |
| Securities gains (losses) | $777,000 | 315 |
| Applicable income taxes | $936,000 | 1,883 |
| Income before extraordinary items | $1,092,000 | 3,789 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,092,000 | 3,789 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 4,217 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $594,720 | 5,303 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $11,006,000 | 1,252 |
| Total interest expense | $6,007,000 | 657 |
| Net interest income | $4,999,000 | 1,992 |
| Provision for loan and lease losses | $214,000 | 2,079 |
| Total noninterest income | $903,000 | 2,363 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $903,000 | 1,431 |
| Total noninterest expense | $5,264,000 | 1,535 |
| Salaries and employee benefits | $2,598,000 | 1,694 |
| Premises and equipment expense | $1,744,000 | 664 |
| Additional noninterest expense | $922,000 | 2,568 |
| Pre-tax net operating income | $424,000 | 5,719 |
| Securities gains (losses) | $777,000 | 261 |
| Applicable income taxes | $554,000 | 2,049 |
| Income before extraordinary items | $647,000 | 4,034 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $647,000 | 4,035 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 2,928 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $149,720 | 7,269 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $5,352,000 | 1,295 |
| Total interest expense | $2,996,000 | 673 |
| Net interest income | $2,356,000 | 2,132 |
| Provision for loan and lease losses | $183,000 | 1,240 |
| Total noninterest income | $244,000 | 3,582 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $244,000 | 2,166 |
| Total noninterest expense | $2,659,000 | 1,524 |
| Salaries and employee benefits | $1,315,000 | 1,688 |
| Premises and equipment expense | $869,000 | 675 |
| Additional noninterest expense | $475,000 | 2,489 |
| Pre-tax net operating income | $-242,000 | 8,939 |
| Securities gains (losses) | $777,000 | 197 |
| Applicable income taxes | $244,000 | 2,230 |
| Income before extraordinary items | $291,000 | 4,345 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $291,000 | 4,344 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 2,952 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $-206,280 | 8,919 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $20,133,000 | 1,422 |
| Total interest expense | $12,244,000 | 720 |
| Net interest income | $7,889,000 | 2,461 |
| Provision for loan and lease losses | $155,000 | 4,520 |
| Total noninterest income | $4,803,000 | 1,173 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $1,421,000 | 74 |
| Additional Noninterest Income | $3,382,000 | 997 |
| Total noninterest expense | $9,840,000 | 1,638 |
| Salaries and employee benefits | $4,955,000 | 1,732 |
| Premises and equipment expense | $2,967,000 | 764 |
| Additional noninterest expense | $1,918,000 | 2,510 |
| Pre-tax net operating income | $2,697,000 | 2,730 |
| Securities gains (losses) | $1,341,000 | 386 |
| Applicable income taxes | $1,474,000 | 1,644 |
| Income before extraordinary items | $2,564,000 | 2,318 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,564,000 | 2,321 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 4,775 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $10,000,000 | 85 |
| Net operating income | $1,705,760 | 3,092 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $14,776,000 | 1,483 |
| Total interest expense | $9,154,000 | 749 |
| Net interest income | $5,622,000 | 2,587 |
| Provision for loan and lease losses | $516,000 | 1,617 |
| Total noninterest income | $3,966,000 | 1,114 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $1,464,000 | 70 |
| Additional Noninterest Income | $2,502,000 | 1,053 |
| Total noninterest expense | $7,393,000 | 1,640 |
| Salaries and employee benefits | $3,760,000 | 1,729 |
| Premises and equipment expense | $2,198,000 | 783 |
| Additional noninterest expense | $1,435,000 | 2,494 |
| Pre-tax net operating income | $1,679,000 | 3,243 |
| Securities gains (losses) | $1,341,000 | 368 |
| Applicable income taxes | $1,526,000 | 1,335 |
| Income before extraordinary items | $1,494,000 | 2,972 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,494,000 | 2,972 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $384,000 | 1,432 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $5,000,000 | 126 |
| Net operating income | $635,760 | 5,073 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $9,839,000 | 1,502 |
| Total interest expense | $5,963,000 | 806 |
| Net interest income | $3,876,000 | 2,507 |
| Provision for loan and lease losses | $479,000 | 1,196 |
| Total noninterest income | $3,615,000 | 856 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $1,776,000 | 60 |
| Additional Noninterest Income | $1,839,000 | 974 |
| Total noninterest expense | $4,826,000 | 1,666 |
| Salaries and employee benefits | $2,513,000 | 1,704 |
| Premises and equipment expense | $1,396,000 | 814 |
| Additional noninterest expense | $917,000 | 2,572 |
| Pre-tax net operating income | $2,186,000 | 1,897 |
| Securities gains (losses) | $1,345,000 | 297 |
| Applicable income taxes | $1,526,000 | 977 |
| Income before extraordinary items | $2,005,000 | 1,617 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,005,000 | 1,616 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $371,000 | 1,056 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $5,000,000 | 82 |
| Net operating income | $1,144,200 | 2,533 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $5,143,000 | 1,434 |
| Total interest expense | $3,003,000 | 822 |
| Net interest income | $2,140,000 | 2,272 |
| Provision for loan and lease losses | $428,000 | 688 |
| Total noninterest income | $1,891,000 | 816 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $1,071,000 | 54 |
| Additional Noninterest Income | $820,000 | 1,032 |
| Total noninterest expense | $2,427,000 | 1,653 |
| Salaries and employee benefits | $1,370,000 | 1,558 |
| Premises and equipment expense | $666,000 | 871 |
| Additional noninterest expense | $391,000 | 2,911 |
| Pre-tax net operating income | $1,176,000 | 1,776 |
| Securities gains (losses) | $1,345,000 | 182 |
| Applicable income taxes | $1,056,000 | 762 |
| Income before extraordinary items | $1,465,000 | 1,139 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,465,000 | 1,138 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $375,000 | 600 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $604,200 | 2,389 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $18,001,000 | 1,707 |
| Total interest expense | $10,617,000 | 1,052 |
| Net interest income | $7,384,000 | 2,588 |
| Provision for loan and lease losses | $19,000 | 7,557 |
| Total noninterest income | $2,210,000 | 1,966 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-51,000 | 9,301 |
| Additional Noninterest Income | $2,261,000 | 1,203 |
| Total noninterest expense | $8,076,000 | 1,871 |
| Salaries and employee benefits | $3,798,000 | 2,099 |
| Premises and equipment expense | $1,660,000 | 1,322 |
| Additional noninterest expense | $2,618,000 | 1,782 |
| Pre-tax net operating income | $1,499,000 | 4,124 |
| Securities gains (losses) | $4,849,000 | 159 |
| Applicable income taxes | $3,008,000 | 921 |
| Income before extraordinary items | $3,340,000 | 1,796 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $3,340,000 | 1,795 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 5,834 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $236,640 | 7,552 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $14,424,000 | 2,373 |
| Total interest expense | $8,773,000 | 1,843 |
| Net interest income | $5,651,000 | 3,105 |
| Provision for loan and lease losses | $121,000 | 5,176 |
| Total noninterest income | $1,423,000 | 2,617 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,423,000 | 1,600 |
| Total noninterest expense | $6,216,000 | 2,297 |
| Salaries and employee benefits | $2,917,000 | 2,573 |
| Premises and equipment expense | $1,240,000 | 1,746 |
| Additional noninterest expense | $2,059,000 | 2,184 |
| Pre-tax net operating income | $737,000 | 5,698 |
| Securities gains (losses) | $927,000 | 415 |
| Applicable income taxes | $822,000 | 2,374 |
| Income before extraordinary items | $842,000 | 4,746 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $842,000 | 4,748 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $5,000,000 | 183 |
| Net operating income | $248,720 | 7,328 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $7,206,000 | 4,475 |
| Total interest expense | $3,777,000 | 4,161 |
| Net interest income | $3,429,000 | 4,678 |
| Provision for loan and lease losses | $119,000 | 4,982 |
| Total noninterest income | $298,000 | 6,324 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $298,000 | 3,934 |
| Total noninterest expense | $3,444,000 | 3,756 |
| Salaries and employee benefits | $1,480,000 | 4,404 |
| Premises and equipment expense | $729,000 | 2,780 |
| Additional noninterest expense | $1,235,000 | 3,335 |
| Pre-tax net operating income | $164,000 | 8,528 |
| Securities gains (losses) | $448,000 | 276 |
| Applicable income taxes | $123,000 | 6,257 |
| Income before extraordinary items | $489,000 | 6,383 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $489,000 | 6,381 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $130,600 | 8,520 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $463,000 | 9,997 |
| Total interest expense | $62,000 | 10,091 |
| Net interest income | $401,000 | 9,819 |
| Provision for loan and lease losses | $9,000 | 8,193 |
| Total noninterest income | $10,000 | 10,052 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $10,000 | 9,728 |
| Total noninterest expense | $800,000 | 8,732 |
| Salaries and employee benefits | $415,000 | 8,811 |
| Premises and equipment expense | $95,000 | 8,719 |
| Additional noninterest expense | $290,000 | 8,195 |
| Pre-tax net operating income | $-398,000 | 9,776 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $-398,000 | 9,841 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-398,000 | 9,838 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $25,000,000 | 27 |
| Net operating income | $-398,000 | 9,820 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.