Home > Doral Bank, FSB > Assets and Liabilities
Doral Bank, FSB, Assets and Liabilities
| 2011-09-30 | Rank | |
| # of Employees: | 79 | 1,918 |
| Assets and Liabilities | ||
| Total Assets: | $209,495,000 | 2,980 |
| Cash and due from depository institutions | $112,120,000 | 1,918 |
| Interest-bearing balances | $110,618,000 | 383 |
| Securities | $0 | 7,263 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,873 |
| Net loans & leases | $84,072,000 | 4,009 |
| Loan loss allowance | $356,000 | 6,364 |
| Trading account assets | $0 | 209 |
| Bank premises and fixed assets | $8,412,000 | 1,401 |
| Other real estate owned | $550,000 | 1,918 |
| Goodwill and other intangibles | $32,000 | 2,830 |
| All other assets | $4,309,000 | 3,421 |
| Life insurance assets | $0 | 3,747 |
| Total liabilities and capital | $209,495,000 | 2,980 |
| Total liabilities | $194,626,000 | 2,893 |
| Total deposits | $186,296,000 | 2,826 |
| Interest-bearing deposits | $174,705,000 | 2,557 |
| Deposits held in domestic offices | $186,296,000 | 2,825 |
| % insured | 81.26% | 6,149 |
| Federal funds purchased & repurchase agreements | $0 | 2,338 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $7,000,000 | 2,409 |
| Subordinated debt | $0 | 206 |
| All other liabilities | $1,330,000 | 2,827 |
| Total equity capital | $14,869,000 | 4,053 |
| Total bank equity capital | $14,869,000 | 4,053 |
| Perpetual preferred stock | $0 | 266 |
| Common stock | $0 | 6,800 |
| Surplus | $14,053,000 | 2,040 |
| Undivided profits | $816,000 | 5,941 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 175 |
| Memoranda | ||
| Noncurrent loans and leases | $5,272,000 | 2,030 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,137 |
| Income earned, not collected on loans | $349,000 | 5,785 |
| Earning assets | $194,690,000 | 2,963 |
| Long-term assets (5+ years) | $0 | 6,717 |
| Average Assets, year-to-date | $211,306,500 | 2,937 |
| Average Assets, quarterly | $204,261,500 | 3,039 |
| Volatile liabilities | $28,911,000 | 1,704 |
| Insider loans | $0 | 6,691 |
| FHLB advances | $7,000,000 | 2,297 |
| Loans and leases held for sale | $0 | 1,904 |
| Unused loan commitments | $2,403,000 | 6,054 |
| Tier 1 (core) risk-based capital | $12,605,000 | 4,337 |
| Tier 2 risk-based capital | $356,000 | 6,125 |
| Total risk weighted assets | $111,621,000 | 3,490 |
| Total unused commitments | $2,403,000 | 6,056 |
| Derivatives | $0 | 1,195 |
| 2011-06-30 | Rank | |
| # of Employees: | 77 | 1,993 |
| Assets and Liabilities | ||
| Total Assets: | $199,028,000 | 3,115 |
| Cash and due from depository institutions | $100,169,000 | 1,993 |
| Interest-bearing balances | $98,844,000 | 389 |
| Securities | $0 | 7,340 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,997 |
| Net loans & leases | $85,642,000 | 3,998 |
| Loan loss allowance | $359,000 | 6,404 |
| Trading account assets | $0 | 213 |
| Bank premises and fixed assets | $8,471,000 | 1,394 |
| Other real estate owned | $650,000 | 1,993 |
| Goodwill and other intangibles | $42,000 | 2,806 |
| All other assets | $4,054,000 | 3,553 |
| Life insurance assets | $0 | 3,737 |
| Total liabilities and capital | $199,028,000 | 3,115 |
| Total liabilities | $183,588,000 | 3,042 |
| Total deposits | $175,412,000 | 2,995 |
| Interest-bearing deposits | $164,368,000 | 2,724 |
| Deposits held in domestic offices | $175,412,000 | 2,994 |
| % insured | 80.20% | 6,347 |
| Federal funds purchased & repurchase agreements | $0 | 2,430 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $7,000,000 | 2,473 |
| Subordinated debt | $0 | 212 |
| All other liabilities | $1,176,000 | 2,898 |
| Total equity capital | $15,440,000 | 3,900 |
| Total bank equity capital | $15,440,000 | 3,899 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $0 | 6,875 |
| Surplus | $14,053,000 | 2,039 |
| Undivided profits | $1,387,000 | 5,676 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 179 |
| Memoranda | ||
| Noncurrent loans and leases | $2,295,000 | 3,296 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,160 |
| Income earned, not collected on loans | $407,000 | 5,422 |
| Earning assets | $184,486,000 | 3,076 |
| Long-term assets (5+ years) | $0 | 6,767 |
| Average Assets, year-to-date | $211,910,330 | 2,950 |
| Average Assets, quarterly | $208,016,500 | 3,006 |
| Volatile liabilities | $24,616,000 | 1,941 |
| Insider loans | $0 | 6,748 |
| FHLB advances | $7,000,000 | 2,368 |
| Loans and leases held for sale | $0 | 1,752 |
| Unused loan commitments | $3,572,000 | 5,636 |
| Tier 1 (core) risk-based capital | $13,612,000 | 4,089 |
| Tier 2 risk-based capital | $359,000 | 6,163 |
| Total risk weighted assets | $112,423,000 | 3,488 |
| Total unused commitments | $3,572,000 | 5,640 |
| Derivatives | $0 | 1,174 |
| 2011-03-31 | Rank | |
| # of Employees: | 70 | 2,198 |
| Assets and Liabilities | ||
| Total Assets: | $217,005,000 | 2,927 |
| Cash and due from depository institutions | $90,144,000 | 2,198 |
| Interest-bearing balances | $88,661,000 | 445 |
| Securities | $9,609,000 | 5,861 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,332 |
| Net loans & leases | $104,345,000 | 3,551 |
| Loan loss allowance | $473,000 | 6,080 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $6,927,000 | 1,706 |
| Other real estate owned | $650,000 | 2,198 |
| Goodwill and other intangibles | $24,000 | 2,894 |
| All other assets | $5,306,000 | 3,034 |
| Life insurance assets | $0 | 3,748 |
| Total liabilities and capital | $217,005,000 | 2,927 |
| Total liabilities | $201,380,000 | 2,847 |
| Total deposits | $193,440,000 | 2,778 |
| Interest-bearing deposits | $182,557,000 | 2,503 |
| Deposits held in domestic offices | $193,440,000 | 2,776 |
| % insured | 80.65% | 6,353 |
| Federal funds purchased & repurchase agreements | $0 | 2,341 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $7,000,000 | 2,514 |
| Subordinated debt | $0 | 214 |
| All other liabilities | $940,000 | 3,273 |
| Total equity capital | $15,625,000 | 3,816 |
| Total bank equity capital | $15,625,000 | 3,815 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $0 | 6,934 |
| Surplus | $14,053,000 | 2,045 |
| Undivided profits | $1,572,000 | 5,535 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 181 |
| Memoranda | ||
| Noncurrent loans and leases | $3,245,000 | 2,834 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,152 |
| Income earned, not collected on loans | $500,000 | 4,874 |
| Earning assets | $202,615,000 | 2,869 |
| Long-term assets (5+ years) | $0 | 6,809 |
| Average Assets, year-to-date | $218,351,500 | 2,896 |
| Average Assets, quarterly | $218,351,500 | 2,896 |
| Volatile liabilities | $25,417,000 | 1,942 |
| Insider loans | $0 | 6,813 |
| FHLB advances | $7,000,000 | 2,402 |
| Loans and leases held for sale | $0 | 1,676 |
| Unused loan commitments | $2,891,000 | 6,006 |
| Tier 1 (core) risk-based capital | $13,878,000 | 4,036 |
| Tier 2 risk-based capital | $473,000 | 5,755 |
| Total risk weighted assets | $131,165,000 | 3,142 |
| Total unused commitments | $2,891,000 | 6,006 |
| Derivatives | $0 | 1,153 |
| 2010-12-31 | Rank | |
| # of Employees: | 55 | 2,808 |
| Assets and Liabilities | ||
| Total Assets: | $219,698,000 | 2,888 |
| Cash and due from depository institutions | $91,552,000 | 2,808 |
| Interest-bearing balances | $90,669,000 | 402 |
| Securities | $10,237,000 | 5,671 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,270 |
| Net loans & leases | $107,576,000 | 3,549 |
| Loan loss allowance | $474,000 | 6,123 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $5,706,000 | 2,113 |
| Other real estate owned | $650,000 | 2,808 |
| Goodwill and other intangibles | $20,000 | 2,922 |
| All other assets | $3,957,000 | 3,728 |
| Life insurance assets | $0 | 3,769 |
| Total liabilities and capital | $219,698,000 | 2,888 |
| Total liabilities | $203,867,000 | 2,806 |
| Total deposits | $196,374,000 | 2,721 |
| Interest-bearing deposits | $185,929,000 | 2,451 |
| Deposits held in domestic offices | $196,374,000 | 2,719 |
| % insured | 80.33% | 6,373 |
| Federal funds purchased & repurchase agreements | $0 | 2,549 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $7,000,000 | 2,694 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $493,000 | 4,633 |
| Total equity capital | $15,831,000 | 3,783 |
| Total bank equity capital | $15,831,000 | 3,782 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $0 | 7,013 |
| Surplus | $14,053,000 | 2,046 |
| Undivided profits | $1,778,000 | 5,466 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $3,640,000 | 2,698 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $512,000 | 4,935 |
| Earning assets | $208,482,000 | 2,806 |
| Long-term assets (5+ years) | $0 | 6,888 |
| Average Assets, year-to-date | $147,030,800 | 3,930 |
| Average Assets, quarterly | $195,355,500 | 3,185 |
| Volatile liabilities | $79,531,000 | 1,692 |
| Insider loans | $0 | 6,907 |
| FHLB advances | $7,000,000 | 2,567 |
| Loans and leases held for sale | $0 | 1,952 |
| Unused loan commitments | $7,461,000 | 4,461 |
| Tier 1 (core) risk-based capital | $14,058,000 | 3,990 |
| Tier 2 risk-based capital | $474,000 | 5,825 |
| Total risk weighted assets | $131,826,000 | 3,172 |
| Total unused commitments | $7,461,000 | 4,461 |
| Derivatives | $0 | 1,176 |
| 2010-09-30 | Rank | |
| # of Employees: | 41 | 3,567 |
| Assets and Liabilities | ||
| Total Assets: | $171,779,000 | 3,579 |
| Cash and due from depository institutions | $70,471,000 | 3,567 |
| Interest-bearing balances | $69,954,000 | 527 |
| Securities | $0 | 7,552 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,450 |
| Net loans & leases | $94,584,000 | 3,958 |
| Loan loss allowance | $436,000 | 6,300 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $1,906,000 | 4,358 |
| Other real estate owned | $650,000 | 3,567 |
| Goodwill and other intangibles | $11,000 | 2,973 |
| All other assets | $4,157,000 | 3,691 |
| Life insurance assets | $0 | 3,793 |
| Total liabilities and capital | $171,779,000 | 3,579 |
| Total liabilities | $155,431,000 | 3,535 |
| Total deposits | $146,011,000 | 3,515 |
| Interest-bearing deposits | $136,599,000 | 3,267 |
| Deposits held in domestic offices | $146,011,000 | 3,513 |
| % insured | 83.39% | 5,471 |
| Federal funds purchased & repurchase agreements | $0 | 2,564 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $7,000,000 | 2,795 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $2,420,000 | 1,911 |
| Total equity capital | $16,348,000 | 3,805 |
| Total bank equity capital | $16,348,000 | 3,804 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $0 | 7,110 |
| Surplus | $14,053,000 | 2,043 |
| Undivided profits | $2,295,000 | 5,426 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $2,409,000 | 3,404 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $446,000 | 5,541 |
| Earning assets | $164,538,000 | 3,439 |
| Long-term assets (5+ years) | $0 | 6,979 |
| Average Assets, year-to-date | $129,055,500 | 4,351 |
| Average Assets, quarterly | $145,937,000 | 4,028 |
| Volatile liabilities | $68,296,000 | 1,993 |
| Insider loans | $0 | 6,998 |
| FHLB advances | $7,000,000 | 2,673 |
| Loans and leases held for sale | $0 | 1,963 |
| Unused loan commitments | $8,607,000 | 4,292 |
| Tier 1 (core) risk-based capital | $14,876,000 | 3,873 |
| Tier 2 risk-based capital | $436,000 | 6,050 |
| Total risk weighted assets | $108,422,000 | 3,752 |
| Total unused commitments | $8,607,000 | 4,296 |
| Derivatives | $0 | 1,218 |
| 2010-06-30 | Rank | |
| # of Employees: | 27 | 4,819 |
| Assets and Liabilities | ||
| Total Assets: | $120,095,000 | 4,591 |
| Cash and due from depository institutions | $22,425,000 | 4,819 |
| Interest-bearing balances | $22,196,000 | 1,482 |
| Securities | $0 | 7,628 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,532 |
| Net loans & leases | $92,732,000 | 4,053 |
| Loan loss allowance | $420,000 | 6,394 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $436,000 | 6,460 |
| Other real estate owned | $650,000 | 4,819 |
| Goodwill and other intangibles | $7,000 | 3,010 |
| All other assets | $3,845,000 | 3,878 |
| Life insurance assets | $0 | 3,801 |
| Total liabilities and capital | $120,095,000 | 4,591 |
| Total liabilities | $103,853,000 | 4,657 |
| Total deposits | $95,902,000 | 4,707 |
| Interest-bearing deposits | $87,159,000 | 4,537 |
| Deposits held in domestic offices | $95,902,000 | 4,705 |
| % insured | 87.78% | 4,379 |
| Federal funds purchased & repurchase agreements | $0 | 2,594 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $7,000,000 | 2,936 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $951,000 | 3,521 |
| Total equity capital | $16,242,000 | 3,811 |
| Total bank equity capital | $16,242,000 | 3,811 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $0 | 7,172 |
| Surplus | $14,053,000 | 2,040 |
| Undivided profits | $2,189,000 | 5,460 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $1,926,000 | 3,810 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $433,000 | 5,591 |
| Earning assets | $114,928,000 | 4,440 |
| Long-term assets (5+ years) | $0 | 7,034 |
| Average Assets, year-to-date | $114,814,330 | 4,682 |
| Average Assets, quarterly | $118,025,000 | 4,629 |
| Volatile liabilities | $44,978,000 | 2,893 |
| Insider loans | $0 | 7,068 |
| FHLB advances | $7,000,000 | 2,813 |
| Loans and leases held for sale | $0 | 1,852 |
| Unused loan commitments | $3,770,000 | 5,783 |
| Tier 1 (core) risk-based capital | $14,711,000 | 3,903 |
| Tier 2 risk-based capital | $420,000 | 6,156 |
| Total risk weighted assets | $95,121,000 | 4,131 |
| Total unused commitments | $3,770,000 | 5,785 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 21 | 5,559 |
| Assets and Liabilities | ||
| Total Assets: | $115,955,000 | 4,738 |
| Cash and due from depository institutions | $23,521,000 | 5,559 |
| Interest-bearing balances | $23,018,000 | 1,444 |
| Securities | $0 | 7,722 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,804 |
| Net loans & leases | $87,628,000 | 4,233 |
| Loan loss allowance | $401,000 | 6,514 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $453,000 | 6,516 |
| Other real estate owned | $750,000 | 5,559 |
| Goodwill and other intangibles | $8,000 | 3,014 |
| All other assets | $3,595,000 | 4,116 |
| Life insurance assets | $0 | 3,823 |
| Total liabilities and capital | $115,955,000 | 4,738 |
| Total liabilities | $99,981,000 | 4,828 |
| Total deposits | $92,236,000 | 4,865 |
| Interest-bearing deposits | $79,804,000 | 4,835 |
| Deposits held in domestic offices | $92,236,000 | 4,864 |
| % insured | 81.40% | 6,023 |
| Federal funds purchased & repurchase agreements | $0 | 2,570 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $7,000,000 | 3,060 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $745,000 | 4,027 |
| Total equity capital | $15,974,000 | 3,861 |
| Total bank equity capital | $15,974,000 | 3,860 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $0 | 7,272 |
| Surplus | $14,053,000 | 2,076 |
| Undivided profits | $1,921,000 | 5,590 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $1,708,000 | 4,052 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $616,000 | 4,685 |
| Earning assets | $110,646,000 | 4,620 |
| Long-term assets (5+ years) | $0 | 7,124 |
| Average Assets, year-to-date | $112,174,000 | 4,816 |
| Average Assets, quarterly | $112,174,000 | 4,816 |
| Volatile liabilities | $42,767,000 | 3,071 |
| Insider loans | $0 | 7,167 |
| FHLB advances | $7,000,000 | 2,930 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $7,539,000 | 4,703 |
| Tier 1 (core) risk-based capital | $14,269,000 | 4,020 |
| Tier 2 risk-based capital | $401,000 | 6,268 |
| Total risk weighted assets | $89,066,000 | 4,372 |
| Total unused commitments | $7,539,000 | 4,704 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 20 | 5,708 |
| Assets and Liabilities | ||
| Total Assets: | $108,393,000 | 4,938 |
| Cash and due from depository institutions | $18,355,000 | 5,708 |
| Interest-bearing balances | $17,495,000 | 1,563 |
| Securities | $0 | 7,777 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,737 |
| Net loans & leases | $84,726,000 | 4,350 |
| Loan loss allowance | $396,000 | 6,578 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $476,000 | 6,545 |
| Other real estate owned | $750,000 | 5,708 |
| Goodwill and other intangibles | $9,000 | 3,030 |
| All other assets | $4,077,000 | 3,902 |
| Life insurance assets | $0 | 3,837 |
| Total liabilities and capital | $108,393,000 | 4,938 |
| Total liabilities | $92,666,000 | 5,045 |
| Total deposits | $84,588,000 | 5,126 |
| Interest-bearing deposits | $76,302,000 | 4,949 |
| Deposits held in domestic offices | $84,588,000 | 5,126 |
| % insured | 88.69% | 4,174 |
| Federal funds purchased & repurchase agreements | $0 | 2,785 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $7,000,000 | 3,216 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,078,000 | 3,282 |
| Total equity capital | $15,727,000 | 3,893 |
| Total bank equity capital | $15,727,000 | 3,893 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $0 | 7,340 |
| Surplus | $14,053,000 | 2,079 |
| Undivided profits | $1,674,000 | 5,713 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $1,610,000 | 4,085 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $543,000 | 5,160 |
| Earning assets | $102,221,000 | 4,836 |
| Long-term assets (5+ years) | $0 | 7,189 |
| Average Assets, year-to-date | $118,193,600 | 4,625 |
| Average Assets, quarterly | $111,166,500 | 4,860 |
| Volatile liabilities | $33,121,000 | 3,721 |
| Insider loans | $0 | 7,233 |
| FHLB advances | $7,000,000 | 3,086 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $4,323,000 | 5,715 |
| Tier 1 (core) risk-based capital | $13,865,000 | 4,099 |
| Tier 2 risk-based capital | $396,000 | 6,340 |
| Total risk weighted assets | $85,869,000 | 4,528 |
| Total unused commitments | $4,323,000 | 5,717 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 19 | 5,902 |
| Assets and Liabilities | ||
| Total Assets: | $113,940,000 | 4,808 |
| Cash and due from depository institutions | $22,713,000 | 5,902 |
| Interest-bearing balances | $22,713,000 | 1,108 |
| Securities | $0 | 7,856 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,911 |
| Net loans & leases | $86,380,000 | 4,349 |
| Loan loss allowance | $407,000 | 6,544 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $498,000 | 6,555 |
| Other real estate owned | $750,000 | 5,902 |
| Goodwill and other intangibles | $9,000 | 3,074 |
| All other assets | $3,590,000 | 3,846 |
| Life insurance assets | $0 | 3,862 |
| Total liabilities and capital | $113,940,000 | 4,808 |
| Total liabilities | $97,807,000 | 4,916 |
| Total deposits | $89,657,000 | 4,934 |
| Interest-bearing deposits | $82,488,000 | 4,723 |
| Deposits held in domestic offices | $89,657,000 | 4,933 |
| % insured | 89.97% | 3,956 |
| Federal funds purchased & repurchase agreements | $0 | 2,868 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $7,000,000 | 3,344 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,150,000 | 3,475 |
| Total equity capital | $16,133,000 | 3,910 |
| Total bank equity capital | $16,133,000 | 3,909 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $0 | 7,420 |
| Surplus | $14,053,000 | 2,072 |
| Undivided profits | $2,080,000 | 5,709 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $1,610,000 | 4,086 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $655,000 | 4,829 |
| Earning assets | $109,093,000 | 4,678 |
| Long-term assets (5+ years) | $0 | 7,262 |
| Average Assets, year-to-date | $120,643,750 | 4,577 |
| Average Assets, quarterly | $123,383,500 | 4,557 |
| Volatile liabilities | $34,609,000 | 3,636 |
| Insider loans | $0 | 7,285 |
| FHLB advances | $7,000,000 | 3,198 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $7,719,000 | 4,794 |
| Tier 1 (core) risk-based capital | $14,262,000 | 4,099 |
| Tier 2 risk-based capital | $407,000 | 6,299 |
| Total risk weighted assets | $88,084,000 | 4,477 |
| Total unused commitments | $7,719,000 | 4,795 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 19 | 5,966 |
| Assets and Liabilities | ||
| Total Assets: | $132,827,000 | 4,372 |
| Cash and due from depository institutions | $41,482,000 | 5,966 |
| Interest-bearing balances | $40,938,000 | 543 |
| Securities | $0 | 7,935 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,176 |
| Net loans & leases | $86,420,000 | 4,371 |
| Loan loss allowance | $451,000 | 6,383 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $472,000 | 6,705 |
| Other real estate owned | $750,000 | 5,966 |
| Goodwill and other intangibles | $10,000 | 3,091 |
| All other assets | $3,693,000 | 3,777 |
| Life insurance assets | $0 | 3,901 |
| Total liabilities and capital | $132,827,000 | 4,372 |
| Total liabilities | $116,749,000 | 4,415 |
| Total deposits | $106,333,000 | 4,439 |
| Interest-bearing deposits | $101,311,000 | 4,136 |
| Deposits held in domestic offices | $106,333,000 | 4,436 |
| % insured | 74.94% | 5,050 |
| Federal funds purchased & repurchase agreements | $0 | 2,922 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $9,400,000 | 3,065 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,016,000 | 3,769 |
| Total equity capital | $16,078,000 | 3,890 |
| Total bank equity capital | $16,078,000 | 3,890 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $0 | 7,509 |
| Surplus | $14,053,000 | 2,077 |
| Undivided profits | $2,025,000 | 5,733 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $1,662,000 | 3,979 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $528,000 | 5,376 |
| Earning assets | $127,358,000 | 4,236 |
| Long-term assets (5+ years) | $0 | 7,339 |
| Average Assets, year-to-date | $122,878,330 | 4,559 |
| Average Assets, quarterly | $133,968,000 | 4,337 |
| Volatile liabilities | $37,128,000 | 3,457 |
| Insider loans | $0 | 7,346 |
| FHLB advances | $9,400,000 | 2,926 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $9,344,000 | 4,515 |
| Tier 1 (core) risk-based capital | $14,158,000 | 4,158 |
| Tier 2 risk-based capital | $451,000 | 6,114 |
| Total risk weighted assets | $91,762,000 | 4,403 |
| Total unused commitments | $9,344,000 | 4,519 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 21 | 5,717 |
| Assets and Liabilities | ||
| Total Assets: | $135,109,000 | 4,330 |
| Cash and due from depository institutions | $45,675,000 | 5,717 |
| Interest-bearing balances | $45,056,000 | 448 |
| Securities | $0 | 8,001 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,546 |
| Net loans & leases | $85,777,000 | 4,398 |
| Loan loss allowance | $381,000 | 6,663 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $470,000 | 6,764 |
| Other real estate owned | $0 | 5,717 |
| Goodwill and other intangibles | $11,000 | 3,121 |
| All other assets | $3,176,000 | 4,104 |
| Life insurance assets | $0 | 3,932 |
| Total liabilities and capital | $135,109,000 | 4,330 |
| Total liabilities | $119,673,000 | 4,361 |
| Total deposits | $109,460,000 | 4,360 |
| Interest-bearing deposits | $101,223,000 | 4,145 |
| Deposits held in domestic offices | $109,460,000 | 4,357 |
| % insured | 73.74% | 5,407 |
| Federal funds purchased & repurchase agreements | $0 | 2,904 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $9,400,000 | 3,140 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $813,000 | 4,181 |
| Total equity capital | $15,436,000 | 4,070 |
| Total bank equity capital | $15,436,000 | 4,070 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $0 | 7,555 |
| Surplus | $14,053,000 | 2,073 |
| Undivided profits | $1,383,000 | 6,152 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $4,052,000 | 2,413 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $455,000 | 5,832 |
| Earning assets | $130,833,000 | 4,168 |
| Long-term assets (5+ years) | $0 | 7,384 |
| Average Assets, year-to-date | $117,904,000 | 4,707 |
| Average Assets, quarterly | $117,904,000 | 4,707 |
| Volatile liabilities | $36,729,000 | 3,473 |
| Insider loans | $0 | 7,405 |
| FHLB advances | $9,400,000 | 3,014 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $36,648,000 | 1,989 |
| Tier 1 (core) risk-based capital | $14,990,000 | 4,018 |
| Tier 2 risk-based capital | $381,000 | 6,443 |
| Total risk weighted assets | $91,353,000 | 4,416 |
| Total unused commitments | $36,648,000 | 1,990 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 22 | 5,671 |
| Assets and Liabilities | ||
| Total Assets: | $100,699,000 | 5,161 |
| Cash and due from depository institutions | $15,527,000 | 5,671 |
| Interest-bearing balances | $14,863,000 | 768 |
| Securities | $0 | 8,058 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,377 |
| Net loans & leases | $82,177,000 | 4,552 |
| Loan loss allowance | $421,000 | 6,492 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $69,000 | 8,039 |
| Other real estate owned | $0 | 5,671 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $2,926,000 | 4,339 |
| Life insurance assets | $0 | 3,960 |
| Total liabilities and capital | $100,699,000 | 5,161 |
| Total liabilities | $85,299,000 | 5,288 |
| Total deposits | $75,326,000 | 5,378 |
| Interest-bearing deposits | $62,829,000 | 5,424 |
| Deposits held in domestic offices | $75,326,000 | 5,375 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,392 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $9,400,000 | 3,321 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $573,000 | 5,008 |
| Total equity capital | $15,400,000 | 4,058 |
| Total bank equity capital | $15,400,000 | 4,058 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $0 | 7,596 |
| Surplus | $14,053,000 | 2,051 |
| Undivided profits | $1,347,000 | 6,239 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $78,000 | 6,926 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $441,000 | 6,113 |
| Earning assets | $97,040,000 | 5,004 |
| Long-term assets (5+ years) | $0 | 7,429 |
| Average Assets, year-to-date | $121,606,000 | 4,481 |
| Average Assets, quarterly | $103,797,500 | 5,032 |
| Volatile liabilities | $33,533,000 | 3,644 |
| Insider loans | $0 | 7,451 |
| FHLB advances | $9,400,000 | 3,208 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $17,198,000 | 3,356 |
| Tier 1 (core) risk-based capital | $15,053,000 | 4,009 |
| Tier 2 risk-based capital | $421,000 | 6,273 |
| Total risk weighted assets | $81,199,000 | 4,737 |
| Total unused commitments | $17,198,000 | 3,358 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 22 | 5,720 |
| Assets and Liabilities | ||
| Total Assets: | $106,896,000 | 4,954 |
| Cash and due from depository institutions | $18,419,000 | 5,720 |
| Interest-bearing balances | $17,392,000 | 410 |
| Securities | $0 | 8,112 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,854 |
| Net loans & leases | $85,609,000 | 4,440 |
| Loan loss allowance | $478,000 | 6,203 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $52,000 | 8,176 |
| Other real estate owned | $0 | 5,720 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $2,816,000 | 4,464 |
| Life insurance assets | $0 | 3,984 |
| Total liabilities and capital | $106,896,000 | 4,954 |
| Total liabilities | $91,546,000 | 5,034 |
| Total deposits | $80,736,000 | 5,132 |
| Interest-bearing deposits | $69,593,000 | 5,083 |
| Deposits held in domestic offices | $80,736,000 | 5,130 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,524 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $9,400,000 | 3,334 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,410,000 | 3,041 |
| Total equity capital | $15,350,000 | 4,112 |
| Total bank equity capital | $15,350,000 | 4,112 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $0 | 7,662 |
| Surplus | $14,053,000 | 2,049 |
| Undivided profits | $1,297,000 | 6,394 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $154,000 | 6,433 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $423,000 | 6,366 |
| Earning assets | $103,001,000 | 4,804 |
| Long-term assets (5+ years) | $0 | 7,485 |
| Average Assets, year-to-date | $126,832,750 | 4,363 |
| Average Assets, quarterly | $125,010,500 | 4,464 |
| Volatile liabilities | $57,809,000 | 2,380 |
| Insider loans | $0 | 7,515 |
| FHLB advances | $9,400,000 | 3,208 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $8,609,000 | 4,988 |
| Tier 1 (core) risk-based capital | $14,985,000 | 4,087 |
| Tier 2 risk-based capital | $478,000 | 5,990 |
| Total risk weighted assets | $84,997,000 | 4,615 |
| Total unused commitments | $8,609,000 | 4,990 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 20 | 6,041 |
| Assets and Liabilities | ||
| Total Assets: | $143,125,000 | 4,107 |
| Cash and due from depository institutions | $36,960,000 | 6,041 |
| Interest-bearing balances | $35,978,000 | 158 |
| Securities | $0 | 8,159 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,934 |
| Net loans & leases | $103,295,000 | 3,926 |
| Loan loss allowance | $591,000 | 5,695 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $31,000 | 8,297 |
| Other real estate owned | $0 | 6,041 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $2,839,000 | 4,404 |
| Life insurance assets | $0 | 4,015 |
| Total liabilities and capital | $143,125,000 | 4,107 |
| Total liabilities | $128,128,000 | 4,106 |
| Total deposits | $126,877,000 | 3,828 |
| Interest-bearing deposits | $99,423,000 | 4,076 |
| Deposits held in domestic offices | $126,877,000 | 3,825 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,577 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $0 | 5,770 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $1,251,000 | 3,299 |
| Total equity capital | $14,997,000 | 4,191 |
| Total bank equity capital | $14,997,000 | 4,191 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $0 | 7,725 |
| Surplus | $14,053,000 | 2,030 |
| Undivided profits | $944,000 | 6,689 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $841,000 | 4,137 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $620,000 | 5,229 |
| Earning assets | $139,273,000 | 3,941 |
| Long-term assets (5+ years) | $0 | 7,536 |
| Average Assets, year-to-date | $133,478,330 | 4,250 |
| Average Assets, quarterly | $140,044,500 | 4,154 |
| Volatile liabilities | $75,974,000 | 1,863 |
| Insider loans | $0 | 7,572 |
| FHLB advances | $0 | 5,355 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $9,095,000 | 4,933 |
| Tier 1 (core) risk-based capital | $14,515,000 | 4,203 |
| Tier 2 risk-based capital | $591,000 | 5,471 |
| Total risk weighted assets | $107,053,000 | 3,983 |
| Total unused commitments | $9,095,000 | 4,933 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 17 | 6,481 |
| Assets and Liabilities | ||
| Total Assets: | $136,964,000 | 4,222 |
| Cash and due from depository institutions | $30,444,000 | 6,481 |
| Interest-bearing balances | $28,721,000 | 250 |
| Securities | $0 | 8,194 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,601 |
| Net loans & leases | $102,252,000 | 3,904 |
| Loan loss allowance | $594,000 | 5,649 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $35,000 | 8,328 |
| Other real estate owned | $0 | 6,481 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $4,233,000 | 3,364 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $136,964,000 | 4,222 |
| Total liabilities | $122,032,000 | 4,212 |
| Total deposits | $120,688,000 | 3,967 |
| Interest-bearing deposits | $101,668,000 | 4,020 |
| Deposits held in domestic offices | $120,688,000 | 3,964 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $0 | 5,604 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,344,000 | 3,338 |
| Total equity capital | $14,932,000 | 4,280 |
| Total bank equity capital | $14,932,000 | 4,280 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $0 | 7,761 |
| Surplus | $14,053,000 | 2,017 |
| Undivided profits | $879,000 | 6,902 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $843,000 | 3,940 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $701,000 | 4,867 |
| Earning assets | $130,973,000 | 4,120 |
| Long-term assets (5+ years) | $0 | 7,572 |
| Average Assets, year-to-date | $128,655,000 | 4,348 |
| Average Assets, quarterly | $128,655,000 | 4,348 |
| Volatile liabilities | $76,678,000 | 1,816 |
| Insider loans | $0 | 7,597 |
| FHLB advances | $0 | 5,198 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $36,222,000 | 2,266 |
| Tier 1 (core) risk-based capital | $12,981,000 | 4,549 |
| Tier 2 risk-based capital | $594,000 | 5,421 |
| Total risk weighted assets | $103,982,000 | 4,015 |
| Total unused commitments | $36,222,000 | 2,268 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 15 | 6,817 |
| Assets and Liabilities | ||
| Total Assets: | $120,346,000 | 4,557 |
| Cash and due from depository institutions | $18,642,000 | 6,817 |
| Interest-bearing balances | $17,256,000 | 358 |
| Securities | $0 | 8,234 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,130 |
| Net loans & leases | $97,347,000 | 4,010 |
| Loan loss allowance | $727,000 | 5,095 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $40,000 | 8,343 |
| Other real estate owned | $0 | 6,817 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $4,317,000 | 3,359 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $120,346,000 | 4,557 |
| Total liabilities | $105,648,000 | 4,583 |
| Total deposits | $104,125,000 | 4,366 |
| Interest-bearing deposits | $87,229,000 | 4,395 |
| Deposits held in domestic offices | $104,125,000 | 4,364 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,553 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,523,000 | 3,012 |
| Total equity capital | $14,698,000 | 4,271 |
| Total bank equity capital | $14,698,000 | 4,271 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $0 | 7,805 |
| Surplus | $14,053,000 | 1,995 |
| Undivided profits | $645,000 | 7,124 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $845,000 | 3,623 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $550,000 | 5,845 |
| Earning assets | $114,603,000 | 4,435 |
| Long-term assets (5+ years) | $0 | 7,609 |
| Average Assets, year-to-date | $405,494,600 | 1,624 |
| Average Assets, quarterly | $126,705,500 | 4,366 |
| Volatile liabilities | $80,103,000 | 1,752 |
| Insider loans | $0 | 7,621 |
| FHLB advances | $0 | 5,108 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $14,805,000 | 3,986 |
| Tier 1 (core) risk-based capital | $12,530,000 | 4,628 |
| Tier 2 risk-based capital | $727,000 | 4,913 |
| Total risk weighted assets | $96,197,000 | 4,195 |
| Total unused commitments | $14,805,000 | 3,988 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 13 | 7,167 |
| Assets and Liabilities | ||
| Total Assets: | $133,065,000 | 4,227 |
| Cash and due from depository institutions | $23,756,000 | 7,167 |
| Interest-bearing balances | $22,165,000 | 253 |
| Securities | $0 | 8,282 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,196 |
| Net loans & leases | $104,247,000 | 3,776 |
| Loan loss allowance | $830,000 | 4,740 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $47,000 | 8,338 |
| Other real estate owned | $0 | 7,167 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $5,015,000 | 3,079 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $133,065,000 | 4,227 |
| Total liabilities | $118,630,000 | 4,209 |
| Total deposits | $116,923,000 | 4,003 |
| Interest-bearing deposits | $90,492,000 | 4,272 |
| Deposits held in domestic offices | $116,923,000 | 4,001 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,543 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $1,707,000 | 2,827 |
| Total equity capital | $14,435,000 | 4,292 |
| Total bank equity capital | $14,435,000 | 4,292 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $0 | 7,824 |
| Surplus | $14,053,000 | 1,953 |
| Undivided profits | $382,000 | 7,369 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,677,000 | 1,606 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $617,000 | 5,758 |
| Earning assets | $126,412,000 | 4,122 |
| Long-term assets (5+ years) | $0 | 7,622 |
| Average Assets, year-to-date | $476,781,750 | 1,360 |
| Average Assets, quarterly | $354,952,500 | 1,857 |
| Volatile liabilities | $84,655,000 | 1,651 |
| Insider loans | $0 | 7,654 |
| FHLB advances | $0 | 5,081 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $37,842,000 | 2,215 |
| Tier 1 (core) risk-based capital | $11,842,000 | 4,799 |
| Tier 2 risk-based capital | $830,000 | 4,549 |
| Total risk weighted assets | $104,528,000 | 3,956 |
| Total unused commitments | $37,842,000 | 2,215 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 98 | 1,790 |
| Assets and Liabilities | ||
| Total Assets: | $576,840,000 | 1,158 |
| Cash and due from depository institutions | $25,286,000 | 1,790 |
| Interest-bearing balances | $21,520,000 | 296 |
| Securities | $74,526,000 | 1,583 |
| Federal funds sold & reverse repurchase agreements | $40,000,000 | 381 |
| Net loans & leases | $328,252,000 | 1,443 |
| Loan loss allowance | $1,621,000 | 2,961 |
| Trading account assets | $85,183,000 | 58 |
| Bank premises and fixed assets | $9,051,000 | 1,393 |
| Other real estate owned | $0 | 1,790 |
| Goodwill and other intangibles | $99,000 | 2,882 |
| All other assets | $14,443,000 | 1,293 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $576,840,000 | 1,158 |
| Total liabilities | $519,334,000 | 1,156 |
| Total deposits | $391,116,000 | 1,355 |
| Interest-bearing deposits | $352,542,000 | 1,295 |
| Deposits held in domestic offices | $391,116,000 | 1,350 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $123,450,000 | 417 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $4,768,000 | 1,202 |
| Total equity capital | $57,506,000 | 1,180 |
| Total bank equity capital | $57,506,000 | 1,180 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $0 | 7,878 |
| Surplus | $50,000,000 | 663 |
| Undivided profits | $7,506,000 | 3,752 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $13,088,000 | 341 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $2,314,000 | 1,800 |
| Earning assets | $549,481,000 | 1,113 |
| Long-term assets (5+ years) | $0 | 7,662 |
| Average Assets, year-to-date | $591,354,000 | 1,110 |
| Average Assets, quarterly | $587,726,500 | 1,124 |
| Volatile liabilities | $210,255,000 | 701 |
| Insider loans | $715,000 | 4,880 |
| FHLB advances | $113,500,000 | 380 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $38,691,000 | 2,207 |
| Tier 1 (core) risk-based capital | $52,270,000 | 1,215 |
| Tier 2 risk-based capital | $1,621,000 | 2,847 |
| Total risk weighted assets | $345,469,000 | 1,454 |
| Total unused commitments | $38,691,000 | 2,208 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 108 | 1,607 |
| Assets and Liabilities | ||
| Total Assets: | $598,613,000 | 1,110 |
| Cash and due from depository institutions | $36,218,000 | 1,607 |
| Interest-bearing balances | $32,528,000 | 198 |
| Securities | $79,344,000 | 1,500 |
| Federal funds sold & reverse repurchase agreements | $35,000,000 | 526 |
| Net loans & leases | $335,923,000 | 1,381 |
| Loan loss allowance | $1,677,000 | 2,882 |
| Trading account assets | $87,378,000 | 62 |
| Bank premises and fixed assets | $9,390,000 | 1,299 |
| Other real estate owned | $0 | 1,607 |
| Goodwill and other intangibles | $103,000 | 2,876 |
| All other assets | $15,257,000 | 1,186 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $598,613,000 | 1,110 |
| Total liabilities | $538,946,000 | 1,106 |
| Total deposits | $361,090,000 | 1,485 |
| Interest-bearing deposits | $317,603,000 | 1,452 |
| Deposits held in domestic offices | $361,090,000 | 1,481 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $173,450,000 | 318 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $4,406,000 | 1,287 |
| Total equity capital | $59,667,000 | 1,120 |
| Total bank equity capital | $59,667,000 | 1,120 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $0 | 7,908 |
| Surplus | $50,000,000 | 638 |
| Undivided profits | $9,667,000 | 3,253 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $15,453,000 | 262 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $2,968,000 | 1,314 |
| Earning assets | $570,173,000 | 1,067 |
| Long-term assets (5+ years) | $0 | 7,689 |
| Average Assets, year-to-date | $598,611,000 | 1,094 |
| Average Assets, quarterly | $598,611,000 | 1,094 |
| Volatile liabilities | $246,855,000 | 601 |
| Insider loans | $730,000 | 4,857 |
| FHLB advances | $163,500,000 | 285 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $45,330,000 | 1,963 |
| Tier 1 (core) risk-based capital | $56,093,000 | 1,113 |
| Tier 2 risk-based capital | $1,677,000 | 2,752 |
| Total risk weighted assets | $354,664,000 | 1,399 |
| Total unused commitments | $45,330,000 | 1,964 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 111 | 1,553 |
| Assets and Liabilities | ||
| Total Assets: | $598,609,000 | 1,094 |
| Cash and due from depository institutions | $23,777,000 | 1,553 |
| Interest-bearing balances | $19,871,000 | 303 |
| Securities | $173,346,000 | 719 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,403 |
| Net loans & leases | $378,015,000 | 1,200 |
| Loan loss allowance | $1,936,000 | 2,539 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $9,731,000 | 1,228 |
| Other real estate owned | $0 | 1,553 |
| Goodwill and other intangibles | $107,000 | 2,864 |
| All other assets | $13,633,000 | 1,311 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $598,609,000 | 1,094 |
| Total liabilities | $536,690,000 | 1,091 |
| Total deposits | $359,168,000 | 1,464 |
| Interest-bearing deposits | $320,413,000 | 1,397 |
| Deposits held in domestic offices | $359,168,000 | 1,460 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $173,450,000 | 333 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $4,072,000 | 1,364 |
| Total equity capital | $61,919,000 | 1,061 |
| Total bank equity capital | $61,919,000 | 1,061 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $0 | 7,944 |
| Surplus | $50,000,000 | 629 |
| Undivided profits | $11,919,000 | 2,734 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $352,000 | 4,458 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $3,281,000 | 1,214 |
| Earning assets | $571,232,000 | 1,042 |
| Long-term assets (5+ years) | $0 | 7,714 |
| Average Assets, year-to-date | $623,015,400 | 1,002 |
| Average Assets, quarterly | $609,512,000 | 1,056 |
| Volatile liabilities | $336,447,000 | 525 |
| Insider loans | $746,000 | 4,810 |
| FHLB advances | $163,500,000 | 306 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $60,989,000 | 1,564 |
| Tier 1 (core) risk-based capital | $61,336,000 | 989 |
| Tier 2 risk-based capital | $1,936,000 | 2,423 |
| Total risk weighted assets | $388,471,000 | 1,240 |
| Total unused commitments | $60,989,000 | 1,565 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 120 | 1,451 |
| Assets and Liabilities | ||
| Total Assets: | $620,415,000 | 1,052 |
| Cash and due from depository institutions | $44,985,000 | 1,451 |
| Interest-bearing balances | $41,307,000 | 117 |
| Securities | $176,850,000 | 723 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $374,479,000 | 1,206 |
| Loan loss allowance | $1,883,000 | 2,604 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $10,066,000 | 1,155 |
| Other real estate owned | $0 | 1,451 |
| Goodwill and other intangibles | $90,000 | 2,918 |
| All other assets | $13,945,000 | 1,299 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $620,415,000 | 1,052 |
| Total liabilities | $559,174,000 | 1,042 |
| Total deposits | $380,265,000 | 1,347 |
| Interest-bearing deposits | $334,006,000 | 1,324 |
| Deposits held in domestic offices | $380,265,000 | 1,342 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $173,450,000 | 344 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $5,459,000 | 1,036 |
| Total equity capital | $61,241,000 | 1,074 |
| Total bank equity capital | $61,241,000 | 1,074 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $0 | 8,007 |
| Surplus | $50,000,000 | 627 |
| Undivided profits | $11,241,000 | 2,870 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,681,000 | 363 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $3,464,000 | 1,136 |
| Earning assets | $592,636,000 | 1,002 |
| Long-term assets (5+ years) | $0 | 7,763 |
| Average Assets, year-to-date | $629,117,000 | 1,000 |
| Average Assets, quarterly | $644,995,500 | 1,001 |
| Volatile liabilities | $353,256,000 | 513 |
| Insider loans | $760,000 | 4,731 |
| FHLB advances | $163,500,000 | 310 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $77,069,000 | 1,309 |
| Tier 1 (core) risk-based capital | $60,705,000 | 1,002 |
| Tier 2 risk-based capital | $1,883,000 | 2,486 |
| Total risk weighted assets | $388,074,000 | 1,230 |
| Total unused commitments | $77,069,000 | 1,310 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 119 | 1,474 |
| Assets and Liabilities | ||
| Total Assets: | $669,576,000 | 966 |
| Cash and due from depository institutions | $60,403,000 | 1,474 |
| Interest-bearing balances | $56,649,000 | 97 |
| Securities | $180,643,000 | 710 |
| Federal funds sold & reverse repurchase agreements | $45,000,000 | 282 |
| Net loans & leases | $359,324,000 | 1,243 |
| Loan loss allowance | $1,871,000 | 2,598 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $10,390,000 | 1,108 |
| Other real estate owned | $0 | 1,474 |
| Goodwill and other intangibles | $95,000 | 2,904 |
| All other assets | $13,721,000 | 1,314 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $669,576,000 | 966 |
| Total liabilities | $609,456,000 | 956 |
| Total deposits | $431,340,000 | 1,153 |
| Interest-bearing deposits | $390,747,000 | 1,091 |
| Deposits held in domestic offices | $431,340,000 | 1,151 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $173,450,000 | 362 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $4,666,000 | 1,096 |
| Total equity capital | $60,120,000 | 1,055 |
| Total bank equity capital | $60,120,000 | 1,055 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $0 | 8,039 |
| Surplus | $50,000,000 | 617 |
| Undivided profits | $10,120,000 | 2,968 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,647,000 | 345 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $2,319,000 | 1,568 |
| Earning assets | $641,616,000 | 920 |
| Long-term assets (5+ years) | $0 | 7,786 |
| Average Assets, year-to-date | $632,017,670 | 994 |
| Average Assets, quarterly | $638,994,000 | 999 |
| Volatile liabilities | $370,155,000 | 487 |
| Insider loans | $776,000 | 4,712 |
| FHLB advances | $163,500,000 | 320 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $75,958,000 | 1,312 |
| Tier 1 (core) risk-based capital | $60,187,000 | 991 |
| Tier 2 risk-based capital | $1,871,000 | 2,471 |
| Total risk weighted assets | $386,369,000 | 1,204 |
| Total unused commitments | $75,958,000 | 1,312 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 119 | 1,457 |
| Assets and Liabilities | ||
| Total Assets: | $608,412,000 | 1,036 |
| Cash and due from depository institutions | $27,336,000 | 1,457 |
| Interest-bearing balances | $23,548,000 | 247 |
| Securities | $185,846,000 | 704 |
| Federal funds sold & reverse repurchase agreements | $20,000,000 | 720 |
| Net loans & leases | $349,902,000 | 1,234 |
| Loan loss allowance | $1,824,000 | 2,616 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $10,689,000 | 1,044 |
| Other real estate owned | $0 | 1,457 |
| Goodwill and other intangibles | $91,000 | 2,906 |
| All other assets | $14,548,000 | 1,206 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $608,412,000 | 1,036 |
| Total liabilities | $548,709,000 | 1,036 |
| Total deposits | $371,058,000 | 1,351 |
| Interest-bearing deposits | $338,801,000 | 1,251 |
| Deposits held in domestic offices | $371,058,000 | 1,348 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $173,450,000 | 340 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $4,201,000 | 1,200 |
| Total equity capital | $59,703,000 | 1,055 |
| Total bank equity capital | $59,703,000 | 1,055 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $0 | 8,045 |
| Surplus | $50,000,000 | 595 |
| Undivided profits | $9,703,000 | 3,095 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,200,000 | 816 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $3,020,000 | 1,107 |
| Earning assets | $579,296,000 | 997 |
| Long-term assets (5+ years) | $0 | 7,792 |
| Average Assets, year-to-date | $613,238,500 | 1,023 |
| Average Assets, quarterly | $613,238,500 | 1,023 |
| Volatile liabilities | $354,163,000 | 478 |
| Insider loans | $791,000 | 4,643 |
| FHLB advances | $163,500,000 | 306 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $67,969,000 | 1,422 |
| Tier 1 (core) risk-based capital | $59,756,000 | 978 |
| Tier 2 risk-based capital | $1,824,000 | 2,494 |
| Total risk weighted assets | $364,567,000 | 1,257 |
| Total unused commitments | $67,969,000 | 1,422 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 118 | 1,456 |
| Assets and Liabilities | ||
| Total Assets: | $618,065,000 | 1,009 |
| Cash and due from depository institutions | $69,234,000 | 1,456 |
| Interest-bearing balances | $65,501,000 | 84 |
| Securities | $191,254,000 | 676 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $333,787,000 | 1,274 |
| Loan loss allowance | $1,704,000 | 2,715 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $9,609,000 | 1,145 |
| Other real estate owned | $0 | 1,456 |
| Goodwill and other intangibles | $98,000 | 2,881 |
| All other assets | $14,083,000 | 1,225 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $618,065,000 | 1,009 |
| Total liabilities | $558,786,000 | 1,007 |
| Total deposits | $381,250,000 | 1,287 |
| Interest-bearing deposits | $340,931,000 | 1,206 |
| Deposits held in domestic offices | $381,250,000 | 1,285 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $173,450,000 | 356 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $4,086,000 | 1,191 |
| Total equity capital | $59,279,000 | 1,045 |
| Total bank equity capital | $59,279,000 | 1,045 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $0 | 8,078 |
| Surplus | $50,000,000 | 582 |
| Undivided profits | $9,279,000 | 3,204 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,317,000 | 1,863 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $2,311,000 | 1,487 |
| Earning assets | $590,542,000 | 973 |
| Long-term assets (5+ years) | $0 | 7,839 |
| Average Assets, year-to-date | $622,452,800 | 957 |
| Average Assets, quarterly | $636,272,000 | 974 |
| Volatile liabilities | $350,961,000 | 469 |
| Insider loans | $806,000 | 4,623 |
| FHLB advances | $163,500,000 | 323 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $69,705,000 | 1,352 |
| Tier 1 (core) risk-based capital | $58,865,000 | 978 |
| Tier 2 risk-based capital | $1,704,000 | 2,588 |
| Total risk weighted assets | $351,249,000 | 1,292 |
| Total unused commitments | $69,705,000 | 1,352 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 118 | 1,449 |
| Assets and Liabilities | ||
| Total Assets: | $654,479,000 | 946 |
| Cash and due from depository institutions | $25,713,000 | 1,449 |
| Interest-bearing balances | $22,107,000 | 246 |
| Securities | $243,294,000 | 549 |
| Federal funds sold & reverse repurchase agreements | $40,000,000 | 337 |
| Net loans & leases | $321,880,000 | 1,296 |
| Loan loss allowance | $1,443,000 | 3,103 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $8,653,000 | 1,249 |
| Other real estate owned | $0 | 1,449 |
| Goodwill and other intangibles | $106,000 | 2,849 |
| All other assets | $14,833,000 | 1,154 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $654,479,000 | 946 |
| Total liabilities | $594,829,000 | 927 |
| Total deposits | $417,245,000 | 1,117 |
| Interest-bearing deposits | $377,341,000 | 1,051 |
| Deposits held in domestic offices | $417,245,000 | 1,114 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $173,450,000 | 354 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $4,134,000 | 1,155 |
| Total equity capital | $59,650,000 | 1,026 |
| Total bank equity capital | $59,650,000 | 1,026 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $0 | 8,097 |
| Surplus | $50,000,000 | 567 |
| Undivided profits | $9,650,000 | 3,141 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $491,000 | 3,800 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $3,045,000 | 1,016 |
| Earning assets | $627,281,000 | 899 |
| Long-term assets (5+ years) | $0 | 7,872 |
| Average Assets, year-to-date | $623,549,750 | 942 |
| Average Assets, quarterly | $656,103,500 | 924 |
| Volatile liabilities | $363,468,000 | 453 |
| Insider loans | $879,000 | 4,423 |
| FHLB advances | $163,500,000 | 321 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $78,893,000 | 1,195 |
| Tier 1 (core) risk-based capital | $59,326,000 | 949 |
| Tier 2 risk-based capital | $1,443,000 | 2,923 |
| Total risk weighted assets | $346,135,000 | 1,269 |
| Total unused commitments | $78,893,000 | 1,195 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 101 | 1,706 |
| Assets and Liabilities | ||
| Total Assets: | $657,728,000 | 907 |
| Cash and due from depository institutions | $31,192,000 | 1,706 |
| Interest-bearing balances | $25,455,000 | 198 |
| Securities | $254,673,000 | 529 |
| Federal funds sold & reverse repurchase agreements | $50,000,000 | 241 |
| Net loans & leases | $300,152,000 | 1,357 |
| Loan loss allowance | $1,307,000 | 3,311 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $7,735,000 | 1,375 |
| Other real estate owned | $0 | 1,706 |
| Goodwill and other intangibles | $113,000 | 2,808 |
| All other assets | $13,863,000 | 1,184 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $657,728,000 | 907 |
| Total liabilities | $598,266,000 | 899 |
| Total deposits | $421,017,000 | 1,083 |
| Interest-bearing deposits | $378,107,000 | 1,017 |
| Deposits held in domestic offices | $421,017,000 | 1,081 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $173,450,000 | 361 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $3,799,000 | 1,169 |
| Total equity capital | $59,462,000 | 999 |
| Total bank equity capital | $59,462,000 | 999 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $0 | 8,105 |
| Surplus | $50,000,000 | 552 |
| Undivided profits | $9,462,000 | 3,166 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,350,000 | 1,809 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $2,789,000 | 1,027 |
| Earning assets | $630,280,000 | 861 |
| Long-term assets (5+ years) | $0 | 7,884 |
| Average Assets, year-to-date | $613,240,000 | 949 |
| Average Assets, quarterly | $638,653,000 | 925 |
| Volatile liabilities | $383,796,000 | 425 |
| Insider loans | $844,000 | 4,474 |
| FHLB advances | $163,500,000 | 325 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $68,952,000 | 1,301 |
| Tier 1 (core) risk-based capital | $58,976,000 | 927 |
| Tier 2 risk-based capital | $1,307,000 | 3,123 |
| Total risk weighted assets | $324,085,000 | 1,325 |
| Total unused commitments | $68,952,000 | 1,301 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 98 | 1,744 |
| Assets and Liabilities | ||
| Total Assets: | $619,578,000 | 943 |
| Cash and due from depository institutions | $22,198,000 | 1,744 |
| Interest-bearing balances | $19,249,000 | 293 |
| Securities | $262,066,000 | 526 |
| Federal funds sold & reverse repurchase agreements | $85,000,000 | 176 |
| Net loans & leases | $228,467,000 | 1,748 |
| Loan loss allowance | $972,000 | 4,146 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $7,352,000 | 1,429 |
| Other real estate owned | $0 | 1,744 |
| Goodwill and other intangibles | $118,000 | 2,795 |
| All other assets | $14,377,000 | 1,125 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $619,578,000 | 943 |
| Total liabilities | $561,838,000 | 930 |
| Total deposits | $384,621,000 | 1,192 |
| Interest-bearing deposits | $341,358,000 | 1,131 |
| Deposits held in domestic offices | $384,621,000 | 1,189 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $173,450,000 | 349 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $3,767,000 | 1,171 |
| Total equity capital | $57,740,000 | 1,002 |
| Total bank equity capital | $57,740,000 | 1,002 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $0 | 8,166 |
| Surplus | $50,000,000 | 541 |
| Undivided profits | $7,740,000 | 3,555 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $374,000 | 4,305 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $3,192,000 | 857 |
| Earning assets | $594,782,000 | 890 |
| Long-term assets (5+ years) | $0 | 7,945 |
| Average Assets, year-to-date | $590,996,000 | 978 |
| Average Assets, quarterly | $590,996,000 | 978 |
| Volatile liabilities | $367,937,000 | 418 |
| Insider loans | $857,000 | 4,443 |
| FHLB advances | $163,500,000 | 313 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $54,950,000 | 1,515 |
| Tier 1 (core) risk-based capital | $58,332,000 | 925 |
| Tier 2 risk-based capital | $972,000 | 3,888 |
| Total risk weighted assets | $258,886,000 | 1,637 |
| Total unused commitments | $54,950,000 | 1,515 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 94 | 1,815 |
| Assets and Liabilities | ||
| Total Assets: | $562,414,000 | 1,034 |
| Cash and due from depository institutions | $16,559,000 | 1,815 |
| Interest-bearing balances | $12,557,000 | 460 |
| Securities | $280,872,000 | 500 |
| Federal funds sold & reverse repurchase agreements | $74,000,000 | 184 |
| Net loans & leases | $173,648,000 | 2,246 |
| Loan loss allowance | $742,000 | 4,901 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $7,398,000 | 1,397 |
| Other real estate owned | $0 | 1,815 |
| Goodwill and other intangibles | $110,000 | 2,811 |
| All other assets | $9,827,000 | 1,550 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $562,414,000 | 1,034 |
| Total liabilities | $514,986,000 | 1,007 |
| Total deposits | $388,683,000 | 1,152 |
| Interest-bearing deposits | $340,096,000 | 1,126 |
| Deposits held in domestic offices | $388,683,000 | 1,149 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $123,450,000 | 457 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $2,853,000 | 1,435 |
| Total equity capital | $47,428,000 | 1,209 |
| Total bank equity capital | $47,428,000 | 1,209 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $0 | 8,205 |
| Surplus | $40,000,000 | 639 |
| Undivided profits | $7,428,000 | 3,706 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $91,000 | 6,465 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $2,231,000 | 1,239 |
| Earning assets | $541,077,000 | 986 |
| Long-term assets (5+ years) | $0 | 7,981 |
| Average Assets, year-to-date | $527,140,800 | 1,044 |
| Average Assets, quarterly | $549,259,000 | 1,038 |
| Volatile liabilities | $329,828,000 | 452 |
| Insider loans | $1,364,000 | 3,509 |
| FHLB advances | $113,500,000 | 423 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $43,111,000 | 1,796 |
| Tier 1 (core) risk-based capital | $47,528,000 | 1,115 |
| Tier 2 risk-based capital | $742,000 | 4,610 |
| Total risk weighted assets | $224,211,000 | 1,831 |
| Total unused commitments | $43,111,000 | 1,797 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 86 | 1,986 |
| Assets and Liabilities | ||
| Total Assets: | $536,104,000 | 1,062 |
| Cash and due from depository institutions | $18,504,000 | 1,986 |
| Interest-bearing balances | $14,697,000 | 416 |
| Securities | $288,095,000 | 489 |
| Federal funds sold & reverse repurchase agreements | $50,000,000 | 242 |
| Net loans & leases | $159,393,000 | 2,368 |
| Loan loss allowance | $621,000 | 5,445 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $6,457,000 | 1,565 |
| Other real estate owned | $0 | 1,986 |
| Goodwill and other intangibles | $119,000 | 2,755 |
| All other assets | $13,536,000 | 1,137 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $536,104,000 | 1,062 |
| Total liabilities | $488,576,000 | 1,048 |
| Total deposits | $361,437,000 | 1,234 |
| Interest-bearing deposits | $334,496,000 | 1,130 |
| Deposits held in domestic offices | $361,437,000 | 1,230 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $123,450,000 | 464 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $3,689,000 | 1,179 |
| Total equity capital | $47,528,000 | 1,191 |
| Total bank equity capital | $47,528,000 | 1,191 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $40,000,000 | 72 |
| Surplus | $0 | 8,313 |
| Undivided profits | $7,528,000 | 3,688 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $750,000 | 3,150 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $2,776,000 | 988 |
| Earning assets | $512,185,000 | 1,014 |
| Long-term assets (5+ years) | $0 | 8,028 |
| Average Assets, year-to-date | $518,322,500 | 1,053 |
| Average Assets, quarterly | $529,998,000 | 1,064 |
| Volatile liabilities | $325,911,000 | 451 |
| Insider loans | $1,371,000 | 3,437 |
| FHLB advances | $113,500,000 | 418 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $27,062,000 | 2,437 |
| Tier 1 (core) risk-based capital | $47,446,000 | 1,109 |
| Tier 2 risk-based capital | $621,000 | 5,129 |
| Total risk weighted assets | $209,811,000 | 1,901 |
| Total unused commitments | $27,062,000 | 2,441 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 91 | 1,891 |
| Assets and Liabilities | ||
| Total Assets: | $523,892,000 | 1,069 |
| Cash and due from depository institutions | $63,229,000 | 1,891 |
| Interest-bearing balances | $58,864,000 | 89 |
| Securities | $239,197,000 | 576 |
| Federal funds sold & reverse repurchase agreements | $60,000,000 | 213 |
| Net loans & leases | $144,132,000 | 2,539 |
| Loan loss allowance | $486,000 | 6,125 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $6,648,000 | 1,501 |
| Other real estate owned | $0 | 1,891 |
| Goodwill and other intangibles | $122,000 | 2,751 |
| All other assets | $10,564,000 | 1,440 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $523,892,000 | 1,069 |
| Total liabilities | $478,360,000 | 1,056 |
| Total deposits | $352,443,000 | 1,254 |
| Interest-bearing deposits | $315,260,000 | 1,195 |
| Deposits held in domestic offices | $352,443,000 | 1,250 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $123,450,000 | 459 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $2,467,000 | 1,502 |
| Total equity capital | $45,532,000 | 1,191 |
| Total bank equity capital | $45,532,000 | 1,191 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $40,000,000 | 73 |
| Surplus | $0 | 8,370 |
| Undivided profits | $5,532,000 | 4,259 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $62,000 | 6,976 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $2,032,000 | 1,330 |
| Earning assets | $502,193,000 | 1,009 |
| Long-term assets (5+ years) | $0 | 8,066 |
| Average Assets, year-to-date | $512,395,330 | 1,063 |
| Average Assets, quarterly | $515,052,500 | 1,075 |
| Volatile liabilities | $302,661,000 | 462 |
| Insider loans | $1,378,000 | 3,409 |
| FHLB advances | $113,500,000 | 423 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $15,251,000 | 3,547 |
| Tier 1 (core) risk-based capital | $47,113,000 | 1,089 |
| Tier 2 risk-based capital | $486,000 | 5,793 |
| Total risk weighted assets | $203,416,000 | 1,911 |
| Total unused commitments | $65,251,000 | 1,254 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 88 | 1,938 |
| Assets and Liabilities | ||
| Total Assets: | $506,213,000 | 1,096 |
| Cash and due from depository institutions | $118,045,000 | 1,938 |
| Interest-bearing balances | $114,183,000 | 64 |
| Securities | $145,821,000 | 899 |
| Federal funds sold & reverse repurchase agreements | $60,000,000 | 248 |
| Net loans & leases | $166,448,000 | 2,168 |
| Loan loss allowance | $490,000 | 6,105 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $6,792,000 | 1,430 |
| Other real estate owned | $0 | 1,938 |
| Goodwill and other intangibles | $132,000 | 2,710 |
| All other assets | $8,975,000 | 1,553 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $506,213,000 | 1,096 |
| Total liabilities | $459,284,000 | 1,076 |
| Total deposits | $333,495,000 | 1,328 |
| Interest-bearing deposits | $309,116,000 | 1,215 |
| Deposits held in domestic offices | $333,495,000 | 1,326 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $123,450,000 | 446 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $2,339,000 | 1,748 |
| Total equity capital | $46,929,000 | 1,186 |
| Total bank equity capital | $46,929,000 | 1,186 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $40,000,000 | 74 |
| Surplus | $0 | 8,403 |
| Undivided profits | $6,929,000 | 3,902 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $62,000 | 7,099 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $1,365,000 | 2,088 |
| Earning assets | $486,452,000 | 1,043 |
| Long-term assets (5+ years) | $0 | 8,096 |
| Average Assets, year-to-date | $506,647,000 | 1,082 |
| Average Assets, quarterly | $506,647,000 | 1,082 |
| Volatile liabilities | $283,622,000 | 481 |
| Insider loans | $1,384,000 | 3,371 |
| FHLB advances | $113,500,000 | 399 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $9,267,000 | 4,567 |
| Tier 1 (core) risk-based capital | $46,396,000 | 1,096 |
| Tier 2 risk-based capital | $490,000 | 5,742 |
| Total risk weighted assets | $236,300,000 | 1,642 |
| Total unused commitments | $59,267,000 | 1,320 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 85 | 2,036 |
| Assets and Liabilities | ||
| Total Assets: | $507,081,000 | 1,098 |
| Cash and due from depository institutions | $84,802,000 | 2,036 |
| Interest-bearing balances | $81,215,000 | 88 |
| Securities | $227,391,000 | 618 |
| Federal funds sold & reverse repurchase agreements | $50,000,000 | 246 |
| Net loans & leases | $128,145,000 | 2,724 |
| Loan loss allowance | $327,000 | 7,177 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $5,984,000 | 1,634 |
| Other real estate owned | $0 | 2,036 |
| Goodwill and other intangibles | $123,000 | 2,734 |
| All other assets | $10,636,000 | 1,350 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $507,081,000 | 1,098 |
| Total liabilities | $461,031,000 | 1,083 |
| Total deposits | $334,711,000 | 1,310 |
| Interest-bearing deposits | $304,498,000 | 1,231 |
| Deposits held in domestic offices | $334,711,000 | 1,308 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $123,450,000 | 456 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $2,870,000 | 1,419 |
| Total equity capital | $46,050,000 | 1,181 |
| Total bank equity capital | $46,050,000 | 1,181 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $40,000,000 | 78 |
| Surplus | $0 | 8,463 |
| Undivided profits | $6,050,000 | 4,163 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $240,000 | 5,550 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $1,075,000 | 2,795 |
| Earning assets | $486,751,000 | 1,040 |
| Long-term assets (5+ years) | $0 | 8,140 |
| Average Assets, year-to-date | $464,795,800 | 1,149 |
| Average Assets, quarterly | $501,303,000 | 1,098 |
| Volatile liabilities | $301,052,000 | 461 |
| Insider loans | $1,664,000 | 2,978 |
| FHLB advances | $113,500,000 | 412 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $10,635,000 | 4,137 |
| Tier 1 (core) risk-based capital | $46,508,000 | 1,090 |
| Tier 2 risk-based capital | $327,000 | 6,909 |
| Total risk weighted assets | $197,684,000 | 1,906 |
| Total unused commitments | $10,635,000 | 4,140 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 90 | 1,939 |
| Assets and Liabilities | ||
| Total Assets: | $495,525,000 | 1,131 |
| Cash and due from depository institutions | $151,772,000 | 1,939 |
| Interest-bearing balances | $147,639,000 | 66 |
| Securities | $183,637,000 | 725 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $144,697,000 | 2,436 |
| Loan loss allowance | $368,000 | 6,976 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $6,043,000 | 1,608 |
| Other real estate owned | $0 | 1,939 |
| Goodwill and other intangibles | $132,000 | 2,685 |
| All other assets | $9,244,000 | 1,553 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $495,525,000 | 1,131 |
| Total liabilities | $455,369,000 | 1,106 |
| Total deposits | $328,815,000 | 1,349 |
| Interest-bearing deposits | $307,272,000 | 1,244 |
| Deposits held in domestic offices | $328,815,000 | 1,348 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,950,000 | 1,108 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $113,500,000 | 469 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $3,104,000 | 1,403 |
| Total equity capital | $40,156,000 | 1,366 |
| Total bank equity capital | $40,156,000 | 1,366 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $35,000,000 | 89 |
| Surplus | $0 | 8,515 |
| Undivided profits | $5,156,000 | 4,583 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $144,000 | 6,489 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $866,000 | 3,578 |
| Earning assets | $475,973,000 | 1,074 |
| Long-term assets (5+ years) | $0 | 8,204 |
| Average Assets, year-to-date | $454,224,500 | 1,192 |
| Average Assets, quarterly | $484,922,500 | 1,149 |
| Volatile liabilities | $276,617,000 | 489 |
| Insider loans | $1,663,000 | 2,971 |
| FHLB advances | $113,500,000 | 401 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $12,241,000 | 3,834 |
| Tier 1 (core) risk-based capital | $40,411,000 | 1,263 |
| Tier 2 risk-based capital | $368,000 | 6,647 |
| Total risk weighted assets | $206,406,000 | 1,833 |
| Total unused commitments | $12,241,000 | 3,838 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 83 | 2,108 |
| Assets and Liabilities | ||
| Total Assets: | $474,320,000 | 1,165 |
| Cash and due from depository institutions | $174,498,000 | 2,108 |
| Interest-bearing balances | $167,139,000 | 59 |
| Securities | $82,358,000 | 1,530 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $141,553,000 | 2,452 |
| Loan loss allowance | $344,000 | 7,113 |
| Trading account assets | $51,285,000 | 61 |
| Bank premises and fixed assets | $6,182,000 | 1,538 |
| Other real estate owned | $0 | 2,108 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $18,444,000 | 810 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $474,321,000 | 1,165 |
| Total liabilities | $432,935,000 | 1,152 |
| Total deposits | $306,958,000 | 1,430 |
| Interest-bearing deposits | $275,606,000 | 1,363 |
| Deposits held in domestic offices | $306,958,000 | 1,427 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,950,000 | 1,060 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $113,500,000 | 478 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $2,527,000 | 1,702 |
| Total equity capital | $41,386,000 | 1,307 |
| Total bank equity capital | $41,386,000 | 1,307 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $35,000,000 | 87 |
| Surplus | $0 | 8,544 |
| Undivided profits | $6,386,000 | 4,097 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $137,000 | 6,579 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $853,000 | 3,494 |
| Earning assets | $442,335,000 | 1,150 |
| Long-term assets (5+ years) | $0 | 8,230 |
| Average Assets, year-to-date | $440,457,670 | 1,224 |
| Average Assets, quarterly | $451,312,500 | 1,206 |
| Volatile liabilities | $280,420,000 | 486 |
| Insider loans | $1,022,000 | 3,953 |
| FHLB advances | $113,500,000 | 408 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $1,299,000 | 7,930 |
| Tier 1 (core) risk-based capital | $41,146,000 | 1,205 |
| Tier 2 risk-based capital | $344,000 | 6,812 |
| Total risk weighted assets | $208,834,000 | 1,774 |
| Total unused commitments | $51,299,000 | 1,416 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 75 | 2,306 |
| Assets and Liabilities | ||
| Total Assets: | $428,305,000 | 1,264 |
| Cash and due from depository institutions | $132,963,000 | 2,306 |
| Interest-bearing balances | $126,776,000 | 63 |
| Securities | $147,804,000 | 877 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $132,084,000 | 2,548 |
| Loan loss allowance | $287,000 | 7,512 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $5,289,000 | 1,779 |
| Other real estate owned | $0 | 2,306 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $10,165,000 | 1,335 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $428,305,000 | 1,264 |
| Total liabilities | $392,495,000 | 1,244 |
| Total deposits | $265,184,000 | 1,661 |
| Interest-bearing deposits | $265,184,000 | 1,420 |
| Deposits held in domestic offices | $265,184,000 | 1,658 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,950,000 | 1,005 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $113,500,000 | 462 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $3,861,000 | 1,233 |
| Total equity capital | $35,810,000 | 1,489 |
| Total bank equity capital | $35,810,000 | 1,489 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $30,000,000 | 101 |
| Surplus | $0 | 8,583 |
| Undivided profits | $5,810,000 | 4,262 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $998,000 | 2,853 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $1,181,000 | 2,584 |
| Earning assets | $406,664,000 | 1,221 |
| Long-term assets (5+ years) | $0 | 8,263 |
| Average Assets, year-to-date | $423,526,500 | 1,264 |
| Average Assets, quarterly | $423,526,500 | 1,264 |
| Volatile liabilities | $252,944,000 | 516 |
| Insider loans | $1,327,000 | 3,335 |
| FHLB advances | $113,500,000 | 392 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $1,171,000 | 8,014 |
| Tier 1 (core) risk-based capital | $35,575,000 | 1,385 |
| Tier 2 risk-based capital | $287,000 | 7,224 |
| Total risk weighted assets | $220,711,000 | 1,658 |
| Total unused commitments | $201,171,000 | 514 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 69 | 2,482 |
| Assets and Liabilities | ||
| Total Assets: | $418,748,000 | 1,273 |
| Cash and due from depository institutions | $92,907,000 | 2,482 |
| Interest-bearing balances | $87,095,000 | 78 |
| Securities | $205,136,000 | 639 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $107,462,000 | 3,020 |
| Loan loss allowance | $238,000 | 7,863 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $5,426,000 | 1,713 |
| Other real estate owned | $0 | 2,482 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $7,817,000 | 1,614 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $418,748,000 | 1,273 |
| Total liabilities | $382,864,000 | 1,259 |
| Total deposits | $255,725,000 | 1,698 |
| Interest-bearing deposits | $232,106,000 | 1,598 |
| Deposits held in domestic offices | $255,725,000 | 1,695 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,950,000 | 1,025 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $113,500,000 | 465 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $3,689,000 | 1,260 |
| Total equity capital | $35,884,000 | 1,446 |
| Total bank equity capital | $35,884,000 | 1,446 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $30,000,000 | 101 |
| Surplus | $0 | 8,619 |
| Undivided profits | $5,884,000 | 4,233 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $562,000 | 3,940 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $698,000 | 4,386 |
| Earning assets | $399,693,000 | 1,221 |
| Long-term assets (5+ years) | $0 | 8,289 |
| Average Assets, year-to-date | $304,060,800 | 1,668 |
| Average Assets, quarterly | $360,911,500 | 1,475 |
| Volatile liabilities | $248,008,000 | 518 |
| Insider loans | $1,414,000 | 3,209 |
| FHLB advances | $113,500,000 | 389 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $1,052,000 | 8,046 |
| Tier 1 (core) risk-based capital | $34,127,000 | 1,413 |
| Tier 2 risk-based capital | $238,000 | 7,656 |
| Total risk weighted assets | $156,727,000 | 2,236 |
| Total unused commitments | $1,052,000 | 8,052 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 60 | 2,829 |
| Assets and Liabilities | ||
| Total Assets: | $233,215,000 | 2,186 |
| Cash and due from depository institutions | $10,018,000 | 2,829 |
| Interest-bearing balances | $7,884,000 | 874 |
| Securities | $85,662,000 | 1,330 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $128,077,000 | 2,524 |
| Loan loss allowance | $249,000 | 7,804 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $5,588,000 | 1,586 |
| Other real estate owned | $0 | 2,829 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $3,870,000 | 2,744 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $233,215,000 | 2,186 |
| Total liabilities | $203,008,000 | 2,257 |
| Total deposits | $171,230,000 | 2,403 |
| Interest-bearing deposits | $158,228,000 | 2,242 |
| Deposits held in domestic offices | $171,230,000 | 2,397 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,950,000 | 1,075 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $19,500,000 | 1,445 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $2,328,000 | 1,782 |
| Total equity capital | $30,207,000 | 1,617 |
| Total bank equity capital | $30,207,000 | 1,617 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $30,000,000 | 101 |
| Surplus | $0 | 8,858 |
| Undivided profits | $207,000 | 8,482 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $544,000 | 4,019 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $838,000 | 4,051 |
| Earning assets | $221,623,000 | 2,106 |
| Long-term assets (5+ years) | $0 | 8,482 |
| Average Assets, year-to-date | $193,622,400 | 2,505 |
| Average Assets, quarterly | $222,380,000 | 2,262 |
| Volatile liabilities | $108,836,000 | 929 |
| Insider loans | $2,405,000 | 2,039 |
| FHLB advances | $19,500,000 | 1,332 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $5,973,000 | 5,110 |
| Tier 1 (core) risk-based capital | $30,169,000 | 1,526 |
| Tier 2 risk-based capital | $249,000 | 7,565 |
| Total risk weighted assets | $104,338,000 | 3,107 |
| Total unused commitments | $15,973,000 | 2,927 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 31 | 4,969 |
| Assets and Liabilities | ||
| Total Assets: | $145,026,000 | 3,251 |
| Cash and due from depository institutions | $2,911,000 | 4,969 |
| Interest-bearing balances | $2,270,000 | 1,553 |
| Securities | $33,858,000 | 3,127 |
| Federal funds sold & reverse repurchase agreements | $30,000,000 | 403 |
| Net loans & leases | $73,965,000 | 3,929 |
| Loan loss allowance | $128,000 | 8,986 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $2,412,000 | 3,493 |
| Other real estate owned | $0 | 4,969 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $1,880,000 | 4,131 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $145,026,000 | 3,251 |
| Total liabilities | $119,946,000 | 3,483 |
| Total deposits | $103,022,000 | 3,682 |
| Interest-bearing deposits | $97,164,000 | 3,381 |
| Deposits held in domestic offices | $103,022,000 | 3,678 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $15,950,000 | 1,533 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $974,000 | 3,672 |
| Total equity capital | $25,080,000 | 1,833 |
| Total bank equity capital | $25,080,000 | 1,833 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $25,000,000 | 125 |
| Surplus | $0 | 9,124 |
| Undivided profits | $80,000 | 8,853 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,688 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $477,000 | 5,274 |
| Earning assets | $140,093,000 | 3,121 |
| Long-term assets (5+ years) | $0 | 8,706 |
| Average Assets, year-to-date | $92,062,600 | 4,576 |
| Average Assets, quarterly | $126,711,500 | 3,593 |
| Volatile liabilities | $74,257,000 | 1,251 |
| Insider loans | $976,000 | 3,936 |
| FHLB advances | $6,000,000 | 546 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $9,183,000 | 3,955 |
| Tier 1 (core) risk-based capital | $24,929,000 | 1,763 |
| Tier 2 risk-based capital | $128,000 | 8,872 |
| Total risk weighted assets | $55,574,000 | 4,943 |
| Total unused commitments | $9,183,000 | 3,957 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 15 | 7,685 |
| Assets and Liabilities | ||
| Total Assets: | $42,555,000 | 7,478 |
| Cash and due from depository institutions | $1,488,000 | 7,685 |
| Interest-bearing balances | $898,000 | 2,549 |
| Securities | $28,493,000 | 3,745 |
| Federal funds sold & reverse repurchase agreements | $4,750,000 | 2,002 |
| Net loans & leases | $5,818,000 | 9,806 |
| Loan loss allowance | $9,000 | 10,097 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,819,000 | 4,271 |
| Other real estate owned | $0 | 7,685 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $187,000 | 9,808 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $42,555,000 | 7,478 |
| Total liabilities | $17,953,000 | 9,298 |
| Total deposits | $17,770,000 | 9,218 |
| Interest-bearing deposits | $17,770,000 | 8,903 |
| Deposits held in domestic offices | $17,770,000 | 9,217 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $183,000 | 8,295 |
| Total equity capital | $24,602,000 | 1,808 |
| Total bank equity capital | $24,602,000 | 1,808 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $25,000,000 | 136 |
| Surplus | $0 | 9,427 |
| Undivided profits | $-398,000 | 9,535 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,001 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $15,000 | 9,979 |
| Earning assets | $39,959,000 | 7,361 |
| Long-term assets (5+ years) | $0 | 8,976 |
| Average Assets, year-to-date | $42,555,000 | 7,320 |
| Average Assets, quarterly | $42,555,000 | 7,427 |
| Volatile liabilities | $12,320,000 | 4,853 |
| Insider loans | $0 | 9,133 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $450,000 | 9,244 |
| Tier 1 (core) risk-based capital | $24,602,000 | 1,773 |
| Tier 2 risk-based capital | $9,000 | 10,086 |
| Total risk weighted assets | $15,846,000 | 8,753 |
| Total unused commitments | $450,000 | 9,249 |
| Derivatives | $0 | 488 |