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Doral Bank, Net charge- offs to loans

2014-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans3.7355%21
Percentage Net Loans Charged-off: Total real estate loans4.8932%15
Percentage Net Loans Charged-off:Construction & development2.6790%202
Percentage Net Loans Charged-off: Commercial real estate1.7111%200
Percentage Net Loans Charged-off: Multi-family residential0.0747%339
Percentage Net Loans Charged-off: 1-4 family residential6.9229%8
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net6.9229%8
Percentage Net Loans Charged-off: Commercial and industrial0.0361%2,527
Percentage Net Loans Charged-off: Loans to individuals11.4743%30
Percentage Net Loans Charged-off: Credit card loans10.1218%40
Percentage Net Loans Charged-off: Other loans to individual12.5919%29
Percentage Net Loans Charged-off: All other loans and lease0.2578%810
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%54
2014-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans4.4380%12
Percentage Net Loans Charged-off: Total real estate loans5.8392%8
Percentage Net Loans Charged-off:Construction & development2.8869%180
Percentage Net Loans Charged-off: Commercial real estate1.7366%183
Percentage Net Loans Charged-off: Multi-family residential0.0954%287
Percentage Net Loans Charged-off: 1-4 family residential8.3391%5
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net8.3391%6
Percentage Net Loans Charged-off: Commercial and industrial0.0474%2,114
Percentage Net Loans Charged-off: Loans to individuals11.1177%37
Percentage Net Loans Charged-off: Credit card loans9.2338%40
Percentage Net Loans Charged-off: Other loans to individual12.7059%28
Percentage Net Loans Charged-off: All other loans and lease-0.2892%5,792
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%48
2014-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans5.6767%8
Percentage Net Loans Charged-off: Total real estate loans7.5377%8
Percentage Net Loans Charged-off:Construction & development2.6052%202
Percentage Net Loans Charged-off: Commercial real estate1.2746%236
Percentage Net Loans Charged-off: Multi-family residential0.1359%215
Percentage Net Loans Charged-off: 1-4 family residential11.1772%3
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net11.1772%3
Percentage Net Loans Charged-off: Commercial and industrial0.0827%1,680
Percentage Net Loans Charged-off: Loans to individuals11.2091%34
Percentage Net Loans Charged-off: Credit card loans9.5932%40
Percentage Net Loans Charged-off: Other loans to individual12.5992%28
Percentage Net Loans Charged-off: All other loans and lease-0.0220%5,501
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%34
2014-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0769%308
Percentage Net Loans Charged-off: Total real estate loans1.4295%148
Percentage Net Loans Charged-off:Construction & development2.0137%198
Percentage Net Loans Charged-off: Commercial real estate1.0037%269
Percentage Net Loans Charged-off: Multi-family residential0.2642%115
Percentage Net Loans Charged-off: 1-4 family residential1.4967%172
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net1.4967%183
Percentage Net Loans Charged-off: Commercial and industrial0.0073%1,316
Percentage Net Loans Charged-off: Loans to individuals4.2915%167
Percentage Net Loans Charged-off: Credit card loans10.0914%43
Percentage Net Loans Charged-off: Other loans to individual-0.8152%6,260
Percentage Net Loans Charged-off: All other loans and lease0.5037%421
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2013-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.1032%508
Percentage Net Loans Charged-off: Total real estate loans1.3612%292
Percentage Net Loans Charged-off:Construction & development1.9403%587
Percentage Net Loans Charged-off: Commercial real estate1.8046%289
Percentage Net Loans Charged-off: Multi-family residential-0.2564%5,314
Percentage Net Loans Charged-off: 1-4 family residential1.2277%346
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net1.2277%378
Percentage Net Loans Charged-off: Commercial and industrial0.2796%1,987
Percentage Net Loans Charged-off: Loans to individuals7.0947%82
Percentage Net Loans Charged-off: Credit card loans8.1340%50
Percentage Net Loans Charged-off: Other loans to individual6.3162%87
Percentage Net Loans Charged-off: All other loans and lease0.0788%1,172
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%77
2013-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.1707%470
Percentage Net Loans Charged-off: Total real estate loans1.4190%272
Percentage Net Loans Charged-off:Construction & development1.2588%696
Percentage Net Loans Charged-off: Commercial real estate1.8977%271
Percentage Net Loans Charged-off: Multi-family residential-0.3423%5,374
Percentage Net Loans Charged-off: 1-4 family residential1.3896%288
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net1.3896%310
Percentage Net Loans Charged-off: Commercial and industrial0.3815%1,560
Percentage Net Loans Charged-off: Loans to individuals6.6683%87
Percentage Net Loans Charged-off: Credit card loans8.6995%43
Percentage Net Loans Charged-off: Other loans to individual5.1993%116
Percentage Net Loans Charged-off: All other loans and lease0.1240%970
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%67
2013-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.3081%438
Percentage Net Loans Charged-off: Total real estate loans1.5442%271
Percentage Net Loans Charged-off:Construction & development1.6298%571
Percentage Net Loans Charged-off: Commercial real estate2.2777%222
Percentage Net Loans Charged-off: Multi-family residential-0.3565%5,368
Percentage Net Loans Charged-off: 1-4 family residential1.4080%341
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net1.4080%355
Percentage Net Loans Charged-off: Commercial and industrial0.5680%1,183
Percentage Net Loans Charged-off: Loans to individuals5.9706%120
Percentage Net Loans Charged-off: Credit card loans8.2394%52
Percentage Net Loans Charged-off: Other loans to individual4.3405%165
Percentage Net Loans Charged-off: All other loans and lease0.1544%836
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%58
2013-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.6647%306
Percentage Net Loans Charged-off: Total real estate loans1.8690%233
Percentage Net Loans Charged-off:Construction & development3.5688%289
Percentage Net Loans Charged-off: Commercial real estate3.4315%146
Percentage Net Loans Charged-off: Multi-family residential-0.1218%5,356
Percentage Net Loans Charged-off: 1-4 family residential1.3227%388
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net1.3227%394
Percentage Net Loans Charged-off: Commercial and industrial1.0373%665
Percentage Net Loans Charged-off: Loans to individuals5.5688%145
Percentage Net Loans Charged-off: Credit card loans7.9573%65
Percentage Net Loans Charged-off: Other loans to individual3.8674%207
Percentage Net Loans Charged-off: All other loans and lease0.2587%599
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%43
2012-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.9557%378
Percentage Net Loans Charged-off: Total real estate loans2.4741%225
Percentage Net Loans Charged-off:Construction & development12.0975%189
Percentage Net Loans Charged-off: Commercial real estate2.5710%261
Percentage Net Loans Charged-off: Multi-family residential0.0419%806
Percentage Net Loans Charged-off: 1-4 family residential1.7890%414
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net1.7890%442
Percentage Net Loans Charged-off: Commercial and industrial0.2297%2,687
Percentage Net Loans Charged-off: Loans to individuals9.2300%88
Percentage Net Loans Charged-off: Credit card loans10.7067%55
Percentage Net Loans Charged-off: Other loans to individual8.2546%98
Percentage Net Loans Charged-off: All other loans and lease0.2847%939
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%125
2012-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.9874%367
Percentage Net Loans Charged-off: Total real estate loans2.5426%222
Percentage Net Loans Charged-off:Construction & development15.5364%153
Percentage Net Loans Charged-off: Commercial real estate2.3670%274
Percentage Net Loans Charged-off: Multi-family residential0.0559%692
Percentage Net Loans Charged-off: 1-4 family residential1.6897%443
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net1.6897%466
Percentage Net Loans Charged-off: Commercial and industrial0.1192%2,757
Percentage Net Loans Charged-off: Loans to individuals9.6296%84
Percentage Net Loans Charged-off: Credit card loans10.9630%54
Percentage Net Loans Charged-off: Other loans to individual8.7597%99
Percentage Net Loans Charged-off: All other loans and lease0.2102%922
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%111
2012-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.7393%511
Percentage Net Loans Charged-off: Total real estate loans2.2227%316
Percentage Net Loans Charged-off:Construction & development9.0020%302
Percentage Net Loans Charged-off: Commercial real estate1.7820%456
Percentage Net Loans Charged-off: Multi-family residential0.0000%593
Percentage Net Loans Charged-off: 1-4 family residential1.8999%396
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net1.8999%410
Percentage Net Loans Charged-off: Commercial and industrial0.0228%2,770
Percentage Net Loans Charged-off: Loans to individuals10.0113%89
Percentage Net Loans Charged-off: Credit card loans11.9855%52
Percentage Net Loans Charged-off: Other loans to individual8.7429%106
Percentage Net Loans Charged-off: All other loans and lease0.3069%749
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%96
2012-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.4172%348
Percentage Net Loans Charged-off: Total real estate loans3.0885%214
Percentage Net Loans Charged-off:Construction & development15.0947%161
Percentage Net Loans Charged-off: Commercial real estate2.0692%371
Percentage Net Loans Charged-off: Multi-family residential0.0000%388
Percentage Net Loans Charged-off: 1-4 family residential2.5055%289
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net2.5055%315
Percentage Net Loans Charged-off: Commercial and industrial0.0083%2,020
Percentage Net Loans Charged-off: Loans to individuals11.6836%80
Percentage Net Loans Charged-off: Credit card loans14.1473%39
Percentage Net Loans Charged-off: Other loans to individual10.1254%94
Percentage Net Loans Charged-off: All other loans and lease0.1493%715
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%67
2011-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.4228%1,146
Percentage Net Loans Charged-off: Total real estate loans1.6402%903
Percentage Net Loans Charged-off:Construction & development9.0452%517
Percentage Net Loans Charged-off: Commercial real estate3.2303%273
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,014
Percentage Net Loans Charged-off: 1-4 family residential0.7691%1,586
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.7691%1,562
Percentage Net Loans Charged-off: Commercial and industrial0.0689%3,913
Percentage Net Loans Charged-off: Loans to individuals9.5327%109
Percentage Net Loans Charged-off: Credit card loans11.1023%60
Percentage Net Loans Charged-off: Other loans to individual8.6459%113
Percentage Net Loans Charged-off: All other loans and lease0.2407%1,065
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%114
2011-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.3838%1,097
Percentage Net Loans Charged-off: Total real estate loans1.5563%880
Percentage Net Loans Charged-off:Construction & development11.5920%337
Percentage Net Loans Charged-off: Commercial real estate3.2343%232
Percentage Net Loans Charged-off: Multi-family residential-0.0015%5,619
Percentage Net Loans Charged-off: 1-4 family residential0.4661%2,109
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.4661%2,019
Percentage Net Loans Charged-off: Commercial and industrial0.0787%3,424
Percentage Net Loans Charged-off: Loans to individuals9.3456%111
Percentage Net Loans Charged-off: Credit card loans10.9505%61
Percentage Net Loans Charged-off: Other loans to individual8.4600%109
Percentage Net Loans Charged-off: All other loans and lease0.2810%924
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%102
2011-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.6299%896
Percentage Net Loans Charged-off: Total real estate loans1.8303%721
Percentage Net Loans Charged-off:Construction & development15.6709%228
Percentage Net Loans Charged-off: Commercial real estate3.7265%217
Percentage Net Loans Charged-off: Multi-family residential0.0000%678
Percentage Net Loans Charged-off: 1-4 family residential0.3517%2,294
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.3517%2,180
Percentage Net Loans Charged-off: Commercial and industrial0.1364%2,871
Percentage Net Loans Charged-off: Loans to individuals8.0394%151
Percentage Net Loans Charged-off: Credit card loans9.6353%97
Percentage Net Loans Charged-off: Other loans to individual7.1799%135
Percentage Net Loans Charged-off: All other loans and lease0.1323%1,026
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%93
2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4061%2,474
Percentage Net Loans Charged-off: Total real estate loans0.3681%2,203
Percentage Net Loans Charged-off:Construction & development2.0457%978
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,892
Percentage Net Loans Charged-off: Multi-family residential0.0000%440
Percentage Net Loans Charged-off: 1-4 family residential0.2950%1,985
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.2950%1,852
Percentage Net Loans Charged-off: Commercial and industrial0.0125%2,361
Percentage Net Loans Charged-off: Loans to individuals9.3857%137
Percentage Net Loans Charged-off: Credit card loans11.8264%87
Percentage Net Loans Charged-off: Other loans to individual8.1097%130
Percentage Net Loans Charged-off: All other loans and lease-0.0237%6,017
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%61
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.0957%953
Percentage Net Loans Charged-off: Total real estate loans2.0784%880
Percentage Net Loans Charged-off:Construction & development12.6175%408
Percentage Net Loans Charged-off: Commercial real estate2.4988%462
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,098
Percentage Net Loans Charged-off: 1-4 family residential0.7436%1,753
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.7436%1,720
Percentage Net Loans Charged-off: Commercial and industrial0.7492%2,886
Percentage Net Loans Charged-off: Loans to individuals11.3831%111
Percentage Net Loans Charged-off: Credit card loans15.2918%59
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease3.9287%367
Percentage Net Loans Charged-off:Coml. RE not secured by RE12.7618%66
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans2.3913%723
Percentage Net Loans Charged-off: Total real estate loans2.3492%699
Percentage Net Loans Charged-off:Construction & development13.6483%337
Percentage Net Loans Charged-off: Commercial real estate3.2998%275
Percentage Net Loans Charged-off: Multi-family residential0.0000%888
Percentage Net Loans Charged-off: 1-4 family residential0.7392%1,585
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.7392%1,552
Percentage Net Loans Charged-off: Commercial and industrial1.0236%2,202
Percentage Net Loans Charged-off: Loans to individuals11.3825%97
Percentage Net Loans Charged-off: Credit card loans14.8709%61
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease8.2111%207
Percentage Net Loans Charged-off:Coml. RE not secured by RE15.7274%48
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans2.3262%755
Percentage Net Loans Charged-off: Total real estate loans2.3310%688
Percentage Net Loans Charged-off:Construction & development16.5313%248
Percentage Net Loans Charged-off: Commercial real estate0.1825%2,047
Percentage Net Loans Charged-off: Multi-family residential0.0000%710
Percentage Net Loans Charged-off: 1-4 family residential0.9009%1,280
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.9009%1,242
Percentage Net Loans Charged-off: Commercial and industrial0.6226%2,474
Percentage Net Loans Charged-off: Loans to individuals9.8382%127
Percentage Net Loans Charged-off: Credit card loans15.4253%57
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease4.8864%246
Percentage Net Loans Charged-off:Coml. RE not secured by RE8.5450%45
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4560%2,680
Percentage Net Loans Charged-off: Total real estate loans0.2976%2,543
Percentage Net Loans Charged-off:Construction & development-0.0719%6,988
Percentage Net Loans Charged-off: Commercial real estate0.1177%1,587
Percentage Net Loans Charged-off: Multi-family residential0.0000%457
Percentage Net Loans Charged-off: 1-4 family residential0.3868%1,762
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.3868%1,689
Percentage Net Loans Charged-off: Commercial and industrial0.2275%2,359
Percentage Net Loans Charged-off: Loans to individuals10.1768%147
Percentage Net Loans Charged-off: Credit card loans16.0462%77
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease5.5671%209
Percentage Net Loans Charged-off:Coml. RE not secured by RE2.6405%48
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8195%2,775
Percentage Net Loans Charged-off: Total real estate loans0.5279%2,840
Percentage Net Loans Charged-off:Construction & development3.3692%1,623
Percentage Net Loans Charged-off: Commercial real estate0.6269%1,561
Percentage Net Loans Charged-off: Multi-family residential0.0000%922
Percentage Net Loans Charged-off: 1-4 family residential0.0956%4,005
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0956%3,808
Percentage Net Loans Charged-off: Commercial and industrial3.8046%1,053
Percentage Net Loans Charged-off: Loans to individuals10.3817%133
Percentage Net Loans Charged-off: Credit card loans14.4793%80
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease4.0417%473
Percentage Net Loans Charged-off:Coml. RE not secured by RE18.7882%62
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7372%2,522
Percentage Net Loans Charged-off: Total real estate loans0.4091%2,706
Percentage Net Loans Charged-off:Construction & development1.9246%1,768
Percentage Net Loans Charged-off: Commercial real estate0.9075%900
Percentage Net Loans Charged-off: Multi-family residential0.0000%708
Percentage Net Loans Charged-off: 1-4 family residential0.0802%3,637
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0802%3,445
Percentage Net Loans Charged-off: Commercial and industrial5.1300%586
Percentage Net Loans Charged-off: Loans to individuals10.9961%125
Percentage Net Loans Charged-off: Credit card loans15.5684%70
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease4.0192%399
Percentage Net Loans Charged-off:Coml. RE not secured by RE19.1859%58
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7314%2,222
Percentage Net Loans Charged-off: Total real estate loans0.3787%2,443
Percentage Net Loans Charged-off:Construction & development2.1714%1,382
Percentage Net Loans Charged-off: Commercial real estate0.5302%1,019
Percentage Net Loans Charged-off: Multi-family residential0.0000%531
Percentage Net Loans Charged-off: 1-4 family residential0.0812%3,139
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0812%2,932
Percentage Net Loans Charged-off: Commercial and industrial6.9634%391
Percentage Net Loans Charged-off: Loans to individuals10.5778%131
Percentage Net Loans Charged-off: Credit card loans14.9525%83
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease2.8437%427
Percentage Net Loans Charged-off:Coml. RE not secured by RE22.9218%36
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9289%1,426
Percentage Net Loans Charged-off: Total real estate loans0.5739%1,495
Percentage Net Loans Charged-off:Construction & development3.1416%757
Percentage Net Loans Charged-off: Commercial real estate1.0463%442
Percentage Net Loans Charged-off: Multi-family residential0.0000%309
Percentage Net Loans Charged-off: 1-4 family residential0.0921%2,267
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0921%2,072
Percentage Net Loans Charged-off: Commercial and industrial6.3527%350
Percentage Net Loans Charged-off: Loans to individuals11.0700%112
Percentage Net Loans Charged-off: Credit card loans14.0512%95
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease3.6646%321
Percentage Net Loans Charged-off:Coml. RE not secured by RE20.1544%24
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8178%1,532
Percentage Net Loans Charged-off: Total real estate loans0.6604%1,347
Percentage Net Loans Charged-off:Construction & development3.4534%736
Percentage Net Loans Charged-off: Commercial real estate1.1373%455
Percentage Net Loans Charged-off: Multi-family residential0.0000%546
Percentage Net Loans Charged-off: 1-4 family residential0.0455%3,501
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0455%3,283
Percentage Net Loans Charged-off: Commercial and industrial0.8876%1,962
Percentage Net Loans Charged-off: Loans to individuals7.4220%135
Percentage Net Loans Charged-off: Credit card loans10.7968%77
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.9215%555
Percentage Net Loans Charged-off:Coml. RE not secured by RE1.2027%68
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6469%1,319
Percentage Net Loans Charged-off: Total real estate loans0.4821%1,199
Percentage Net Loans Charged-off:Construction & development2.5488%601
Percentage Net Loans Charged-off: Commercial real estate0.6818%441
Percentage Net Loans Charged-off: Multi-family residential0.0000%377
Percentage Net Loans Charged-off: 1-4 family residential0.0429%2,916
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0429%2,720
Percentage Net Loans Charged-off: Commercial and industrial1.0168%1,314
Percentage Net Loans Charged-off: Loans to individuals7.0897%135
Percentage Net Loans Charged-off: Credit card loans10.5072%72
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.7343%483
Percentage Net Loans Charged-off:Coml. RE not secured by RE1.2149%53
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7248%969
Percentage Net Loans Charged-off: Total real estate loans0.5591%843
Percentage Net Loans Charged-off:Construction & development2.4930%442
Percentage Net Loans Charged-off: Commercial real estate1.0603%255
Percentage Net Loans Charged-off: Multi-family residential0.0000%250
Percentage Net Loans Charged-off: 1-4 family residential0.0604%2,232
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0604%2,052
Percentage Net Loans Charged-off: Commercial and industrial1.0711%1,010
Percentage Net Loans Charged-off: Loans to individuals7.0181%130
Percentage Net Loans Charged-off: Credit card loans10.2050%79
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.9210%410
Percentage Net Loans Charged-off:Coml. RE not secured by RE1.0711%40
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6322%840
Percentage Net Loans Charged-off: Total real estate loans0.4567%730
Percentage Net Loans Charged-off:Construction & development2.3837%267
Percentage Net Loans Charged-off: Commercial real estate0.5514%278
Percentage Net Loans Charged-off: Multi-family residential0.0000%134
Percentage Net Loans Charged-off: 1-4 family residential0.0392%1,697
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0392%1,544
Percentage Net Loans Charged-off: Commercial and industrial1.3847%646
Percentage Net Loans Charged-off: Loans to individuals7.3890%122
Percentage Net Loans Charged-off: Credit card loans11.0048%78
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.6738%560
Percentage Net Loans Charged-off:Coml. RE not secured by RE1.3847%19
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4801%1,150
Percentage Net Loans Charged-off: Total real estate loans0.2231%1,225
Percentage Net Loans Charged-off:Construction & development0.9010%480
Percentage Net Loans Charged-off: Commercial real estate0.4175%526
Percentage Net Loans Charged-off: Multi-family residential0.0000%289
Percentage Net Loans Charged-off: 1-4 family residential0.0036%3,285
Percentage Net Loans Charged-off: Home equity loans0.0000%938
All other 1-4 family - Percent of loans charged-off, net0.0036%3,047
Percentage Net Loans Charged-off: Commercial and industrial3.1190%404
Percentage Net Loans Charged-off: Loans to individuals6.6256%84
Percentage Net Loans Charged-off: Credit card loans10.3905%62
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease3.6550%288
Percentage Net Loans Charged-off:Coml. RE not secured by RE10.2679%20
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3111%1,279
Percentage Net Loans Charged-off: Total real estate loans0.0507%2,084
Percentage Net Loans Charged-off:Construction & development0.1006%746
Percentage Net Loans Charged-off: Commercial real estate0.2302%483
Percentage Net Loans Charged-off: Multi-family residential0.0000%199
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,699
Percentage Net Loans Charged-off: Home equity loans0.0000%720
All other 1-4 family - Percent of loans charged-off, net0.0000%2,489
Percentage Net Loans Charged-off: Commercial and industrial4.5288%213
Percentage Net Loans Charged-off: Loans to individuals6.4481%77
Percentage Net Loans Charged-off: Credit card loans9.9176%69
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.8666%385
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3204%1,128
Percentage Net Loans Charged-off: Total real estate loans0.0770%1,393
Percentage Net Loans Charged-off:Construction & development0.1460%460
Percentage Net Loans Charged-off: Commercial real estate0.3513%282
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,135
Percentage Net Loans Charged-off: Home equity loans0.0000%541
All other 1-4 family - Percent of loans charged-off, net0.0000%1,964
Percentage Net Loans Charged-off: Commercial and industrial4.2840%213
Percentage Net Loans Charged-off: Loans to individuals6.5083%71
Percentage Net Loans Charged-off: Credit card loans10.4687%74
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.2865%452
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1869%1,473
Percentage Net Loans Charged-off: Total real estate loans0.0564%1,157
Percentage Net Loans Charged-off:Construction & development0.2867%218
Percentage Net Loans Charged-off: Commercial real estate0.0000%529
Percentage Net Loans Charged-off: Multi-family residential0.0000%76
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,473
Percentage Net Loans Charged-off: Home equity loans0.0000%371
All other 1-4 family - Percent of loans charged-off, net0.0000%1,345
Percentage Net Loans Charged-off: Commercial and industrial0.3484%1,056
Percentage Net Loans Charged-off: Loans to individuals5.6069%108
Percentage Net Loans Charged-off: Credit card loans9.0553%96
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%964
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1864%2,101
Percentage Net Loans Charged-off: Total real estate loans0.0434%2,099
Percentage Net Loans Charged-off:Construction & development0.0583%587
Percentage Net Loans Charged-off: Commercial real estate0.1748%604
Percentage Net Loans Charged-off: Multi-family residential0.0000%200
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,928
Percentage Net Loans Charged-off: Home equity loans0.0000%709
All other 1-4 family - Percent of loans charged-off, net0.0000%2,723
Percentage Net Loans Charged-off: Commercial and industrial1.9537%514
Percentage Net Loans Charged-off: Loans to individuals4.8330%116
Percentage Net Loans Charged-off: Credit card loans6.4299%104
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,606
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1075%2,583
Percentage Net Loans Charged-off: Total real estate loans-0.0006%7,421
Percentage Net Loans Charged-off:Construction & development0.0000%620
Percentage Net Loans Charged-off: Commercial real estate-0.0034%7,855
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,436
Percentage Net Loans Charged-off: Home equity loans0.0000%550
All other 1-4 family - Percent of loans charged-off, net0.0000%2,253
Percentage Net Loans Charged-off: Commercial and industrial0.3934%1,480
Percentage Net Loans Charged-off: Loans to individuals4.1437%149
Percentage Net Loans Charged-off: Credit card loans5.3777%152
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,412
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1022%2,454
Percentage Net Loans Charged-off: Total real estate loans-0.0009%7,459
Percentage Net Loans Charged-off:Construction & development0.0000%466
Percentage Net Loans Charged-off: Commercial real estate-0.0051%7,960
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,021
Percentage Net Loans Charged-off: Home equity loans0.0000%426
All other 1-4 family - Percent of loans charged-off, net0.0000%1,880
Percentage Net Loans Charged-off: Commercial and industrial0.8361%877
Percentage Net Loans Charged-off: Loans to individuals3.5170%218
Percentage Net Loans Charged-off: Credit card loans4.5573%213
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,212
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0949%2,156
Percentage Net Loans Charged-off: Total real estate loans-0.0010%7,526
Percentage Net Loans Charged-off:Construction & development0.0000%268
Percentage Net Loans Charged-off: Commercial real estate-0.0050%8,028
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,349
Percentage Net Loans Charged-off: Home equity loans0.0000%311
All other 1-4 family - Percent of loans charged-off, net0.0000%1,244
Percentage Net Loans Charged-off: Commercial and industrial0.8172%660
Percentage Net Loans Charged-off: Loans to individuals3.0793%319
Percentage Net Loans Charged-off: Credit card loans4.5732%229
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%911
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2610%1,812
Percentage Net Loans Charged-off: Total real estate loans0.1733%785
Percentage Net Loans Charged-off:Construction & development0.7603%127
Percentage Net Loans Charged-off: Commercial real estate-0.0291%8,146
Percentage Net Loans Charged-off: Multi-family residential0.0000%187
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,059
Percentage Net Loans Charged-off: Home equity loans0.0000%682
All other 1-4 family - Percent of loans charged-off, net0.0000%2,850
Percentage Net Loans Charged-off: Commercial and industrial1.4056%849
Percentage Net Loans Charged-off: Loans to individuals2.7672%370
Percentage Net Loans Charged-off: Credit card loans3.7988%412
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,616
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3183%1,263
Percentage Net Loans Charged-off: Total real estate loans0.2201%550
Percentage Net Loans Charged-off:Construction & development1.0138%93
Percentage Net Loans Charged-off: Commercial real estate-0.0566%8,242
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.0007%2,608
Percentage Net Loans Charged-off: Home equity loans0.0000%562
All other 1-4 family - Percent of loans charged-off, net0.0007%2,424
Percentage Net Loans Charged-off: Commercial and industrial2.4840%383
Percentage Net Loans Charged-off: Loans to individuals2.5600%403
Percentage Net Loans Charged-off: Credit card loans3.5145%408
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,405
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3994%942
Percentage Net Loans Charged-off: Total real estate loans0.3391%356
Percentage Net Loans Charged-off:Construction & development1.5810%60
Percentage Net Loans Charged-off: Commercial real estate-0.0655%8,283
Percentage Net Loans Charged-off: Multi-family residential0.0000%111
Percentage Net Loans Charged-off: 1-4 family residential0.0010%2,135
Percentage Net Loans Charged-off: Home equity loans0.0000%450
All other 1-4 family - Percent of loans charged-off, net0.0011%1,966
Percentage Net Loans Charged-off: Commercial and industrial1.1761%813
Percentage Net Loans Charged-off: Loans to individuals2.2917%501
Percentage Net Loans Charged-off: Credit card loans3.1050%481
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,156
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0627%3,002
Percentage Net Loans Charged-off: Total real estate loans-0.0411%8,321
Percentage Net Loans Charged-off:Construction & development-0.1830%7,829
Percentage Net Loans Charged-off: Commercial real estate0.0000%511
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,540
Percentage Net Loans Charged-off: Home equity loans0.0000%338
All other 1-4 family - Percent of loans charged-off, net0.0000%1,404
Percentage Net Loans Charged-off: Commercial and industrial2.1217%435
Percentage Net Loans Charged-off: Loans to individuals2.2507%559
Percentage Net Loans Charged-off: Credit card loans2.4118%528
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%839
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1071%4,071
Percentage Net Loans Charged-off: Total real estate loans0.0008%3,867
Percentage Net Loans Charged-off:Construction & development0.0000%758
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,548
Percentage Net Loans Charged-off: Multi-family residential0.0000%197
Percentage Net Loans Charged-off: 1-4 family residential0.0012%3,216
Percentage Net Loans Charged-off: Home equity loans0.0000%657
All other 1-4 family - Percent of loans charged-off, net0.0012%3,038
Percentage Net Loans Charged-off: Commercial and industrial2.5297%567
Percentage Net Loans Charged-off: Loans to individuals2.9592%397
Percentage Net Loans Charged-off: Credit card loans3.2326%609
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,643
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0983%3,667
Percentage Net Loans Charged-off: Total real estate loans0.0005%3,309
Percentage Net Loans Charged-off:Construction & development-0.0027%7,824
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,213
Percentage Net Loans Charged-off: Multi-family residential0.0000%155
Percentage Net Loans Charged-off: 1-4 family residential0.0015%2,739
Percentage Net Loans Charged-off: Home equity loans0.0000%554
All other 1-4 family - Percent of loans charged-off, net0.0016%2,570
Percentage Net Loans Charged-off: Commercial and industrial2.1577%583
Percentage Net Loans Charged-off: Loans to individuals2.8677%381
Percentage Net Loans Charged-off: Credit card loans3.8213%465
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,414
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1037%3,329
Percentage Net Loans Charged-off: Total real estate loans0.0009%2,778
Percentage Net Loans Charged-off:Construction & development-0.0029%7,805
Percentage Net Loans Charged-off: Commercial real estate0.0000%953
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.0022%2,252
Percentage Net Loans Charged-off: Home equity loans0.0000%431
All other 1-4 family - Percent of loans charged-off, net0.0023%2,122
Percentage Net Loans Charged-off: Commercial and industrial2.4384%476
Percentage Net Loans Charged-off: Loans to individuals3.0749%385
Percentage Net Loans Charged-off: Credit card loans4.9162%358
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0759%3,205
Percentage Net Loans Charged-off: Total real estate loans0.0021%1,929
Percentage Net Loans Charged-off:Construction & development-0.0034%7,789
Percentage Net Loans Charged-off: Commercial real estate0.0000%553
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential0.0044%1,559
Percentage Net Loans Charged-off: Home equity loans0.0000%291
All other 1-4 family - Percent of loans charged-off, net0.0045%1,445
Percentage Net Loans Charged-off: Commercial and industrial-0.7621%8,289
Percentage Net Loans Charged-off: Loans to individuals2.8300%516
Percentage Net Loans Charged-off: Credit card loans7.5942%222
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1463%4,060
Percentage Net Loans Charged-off: Total real estate loans0.0281%3,018
Percentage Net Loans Charged-off:Construction & development0.1201%565
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,593
Percentage Net Loans Charged-off: Multi-family residential0.0000%186
Percentage Net Loans Charged-off: 1-4 family residential0.0008%3,459
Percentage Net Loans Charged-off: Home equity loans0.0000%639
All other 1-4 family - Percent of loans charged-off, net0.0008%3,274
Percentage Net Loans Charged-off: Commercial and industrial2.3461%764
Percentage Net Loans Charged-off: Loans to individuals3.7076%306
Percentage Net Loans Charged-off: Credit card loans2.8255%911
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1177%4,005
Percentage Net Loans Charged-off: Total real estate loans0.0007%3,460
Percentage Net Loans Charged-off:Construction & development0.0000%663
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,273
Percentage Net Loans Charged-off: Multi-family residential0.0000%138
Percentage Net Loans Charged-off: 1-4 family residential0.0010%2,903
Percentage Net Loans Charged-off: Home equity loans0.0000%519
All other 1-4 family - Percent of loans charged-off, net0.0011%2,759
Percentage Net Loans Charged-off: Commercial and industrial1.1587%1,274
Percentage Net Loans Charged-off: Loans to individuals3.8774%269
Percentage Net Loans Charged-off: Credit card loans0.5691%1,611
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1173%3,703
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,928
Percentage Net Loans Charged-off:Construction & development0.0000%523
Percentage Net Loans Charged-off: Commercial real estate0.0000%978
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,402
Percentage Net Loans Charged-off: Home equity loans0.0000%421
All other 1-4 family - Percent of loans charged-off, net0.0000%2,287
Percentage Net Loans Charged-off: Commercial and industrial0.8913%1,408
Percentage Net Loans Charged-off: Loans to individuals3.9702%269
Percentage Net Loans Charged-off: Credit card loans1.5363%1,176
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1090%3,225
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,066
Percentage Net Loans Charged-off:Construction & development0.0000%326
Percentage Net Loans Charged-off: Commercial real estate0.0000%618
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,648
Percentage Net Loans Charged-off: Home equity loans0.0000%277
All other 1-4 family - Percent of loans charged-off, net0.0000%1,550
Percentage Net Loans Charged-off: Commercial and industrial0.9099%1,085
Percentage Net Loans Charged-off: Loans to individuals3.7188%355
Percentage Net Loans Charged-off: Credit card loans3.1688%695
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0635%5,859
Percentage Net Loans Charged-off: Total real estate loans-0.0007%8,059
Percentage Net Loans Charged-off:Construction & development0.0000%875
Percentage Net Loans Charged-off: Commercial real estate-0.0011%8,480
Percentage Net Loans Charged-off: Multi-family residential0.0000%189
Percentage Net Loans Charged-off: 1-4 family residential-0.0009%8,252
Percentage Net Loans Charged-off: Home equity loans0.0000%614
All other 1-4 family - Percent of loans charged-off, net-0.0009%8,260
Percentage Net Loans Charged-off: Commercial and industrial0.1812%3,860
Percentage Net Loans Charged-off: Loans to individuals2.1945%769
Percentage Net Loans Charged-off: Credit card loans0.0000%1,947
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0387%6,472
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,994
Percentage Net Loans Charged-off:Construction & development0.0000%831
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,436
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,307
Percentage Net Loans Charged-off: Home equity loans0.0000%610
All other 1-4 family - Percent of loans charged-off, net0.0000%3,123
Percentage Net Loans Charged-off: Commercial and industrial0.3004%3,262
Percentage Net Loans Charged-off: Loans to individuals1.6263%1,124
Percentage Net Loans Charged-off: Credit card loans0.0000%2,107
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%74
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0912%4,802
Percentage Net Loans Charged-off: Total real estate loans-0.0081%1,353
Percentage Net Loans Charged-off:Construction & development0.0000%266
Percentage Net Loans Charged-off: Commercial real estate0.0000%426
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-0.0123%1,406
Percentage Net Loans Charged-off: Home equity loans0.0000%364
All other 1-4 family - Percent of loans charged-off, net-0.0126%1,404
Percentage Net Loans Charged-off: Commercial and industrial1.0941%220
Percentage Net Loans Charged-off: Loans to individuals1.7259%212
Percentage Net Loans Charged-off: Credit card loans0.0000%977
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0795%5,289
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,015
Percentage Net Loans Charged-off:Construction & development0.0000%250
Percentage Net Loans Charged-off: Commercial real estate0.0000%415
Percentage Net Loans Charged-off: Multi-family residential0.0000%120
Percentage Net Loans Charged-off: 1-4 family residential0.0000%995
Percentage Net Loans Charged-off: Home equity loans0.0000%369
All other 1-4 family - Percent of loans charged-off, net0.0000%944
Percentage Net Loans Charged-off: Commercial and industrial0.2464%615
Percentage Net Loans Charged-off: Loans to individuals2.7927%131
Percentage Net Loans Charged-off: Credit card loans0.0000%985
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0163%7,488
Percentage Net Loans Charged-off: Total real estate loans0.0083%843
Percentage Net Loans Charged-off:Construction & development0.0000%229
Percentage Net Loans Charged-off: Commercial real estate0.0000%457
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.0103%791
Percentage Net Loans Charged-off: Home equity loans0.0000%385
All other 1-4 family - Percent of loans charged-off, net0.0105%725
Percentage Net Loans Charged-off: Commercial and industrial0.5178%334
Percentage Net Loans Charged-off: Loans to individuals0.1405%1,184
Percentage Net Loans Charged-off: Credit card loans0.0000%973
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE1.6794%11
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0394%7,064
Percentage Net Loans Charged-off: Total real estate loans0.0055%917
Percentage Net Loans Charged-off:Construction & development0.0000%260
Percentage Net Loans Charged-off: Commercial real estate0.0000%477
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.0067%906
Percentage Net Loans Charged-off: Home equity loans0.0000%396
All other 1-4 family - Percent of loans charged-off, net0.0068%846
Percentage Net Loans Charged-off: Commercial and industrial0.0000%888
Percentage Net Loans Charged-off: Loans to individuals0.5396%865
Percentage Net Loans Charged-off: Credit card loans0.0000%985
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%31
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1484%4,870
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4923%1,695
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1154%11,531
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans3.1273%200
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0000%11,197
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA