Home > Dominion Savings Bank, F.S.B. > Income and Expense
Dominion Savings Bank, F.S.B., Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,219,000 | 7,137 |
| Total interest expense | $1,942,000 | 6,098 |
| Net interest income | $1,277,000 | 8,037 |
| Provision for loan and lease losses | $47,000 | 6,669 |
| Total noninterest income | $529,000 | 4,790 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $529,000 | 2,855 |
| Total noninterest expense | $3,188,000 | 4,009 |
| Salaries and employee benefits | $1,189,000 | 5,195 |
| Premises and equipment expense | $635,000 | 3,103 |
| Additional noninterest expense | $1,364,000 | 3,097 |
| Pre-tax net operating income | $-1,429,000 | 10,127 |
| Securities gains (losses) | $1,000 | 2,805 |
| Applicable income taxes | $-2,000 | 9,609 |
| Income before extraordinary items | $-1,426,000 | 10,127 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-1,426,000 | 10,127 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-26,000 | 9,703 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $-234,000 | 10,124 |
| Net operating income | $-1,427,000 | 10,121 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,577,000 | 6,861 |
| Total interest expense | $2,219,000 | 5,804 |
| Net interest income | $1,358,000 | 7,982 |
| Provision for loan and lease losses | $44,000 | 6,827 |
| Total noninterest income | $575,000 | 4,515 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $575,000 | 2,719 |
| Total noninterest expense | $2,096,000 | 5,417 |
| Salaries and employee benefits | $960,000 | 5,943 |
| Premises and equipment expense | $442,000 | 4,081 |
| Additional noninterest expense | $694,000 | 5,201 |
| Pre-tax net operating income | $-207,000 | 9,997 |
| Securities gains (losses) | $61,000 | 1,591 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $-146,000 | 9,991 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-146,000 | 9,988 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,386 |
| Cash dividends | $55,000 | 6,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $-207,000 | 10,023 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,448,000 | 7,213 |
| Total interest expense | $2,015,000 | 6,237 |
| Net interest income | $1,433,000 | 8,145 |
| Provision for loan and lease losses | $64,000 | 6,078 |
| Total noninterest income | $615,000 | 4,343 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $615,000 | 2,431 |
| Total noninterest expense | $1,852,000 | 5,969 |
| Salaries and employee benefits | $891,000 | 6,336 |
| Premises and equipment expense | $491,000 | 3,769 |
| Additional noninterest expense | $470,000 | 6,752 |
| Pre-tax net operating income | $132,000 | 9,943 |
| Securities gains (losses) | $25,000 | 1,745 |
| Applicable income taxes | $19,000 | 9,739 |
| Income before extraordinary items | $138,000 | 9,698 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $138,000 | 9,699 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 4,544 |
| Cash dividends | $56,000 | 7,102 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $116,000 | 9,822 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,514,000 | 7,373 |
| Total interest expense | $2,047,000 | 6,326 |
| Net interest income | $1,467,000 | 8,346 |
| Provision for loan and lease losses | $49,000 | 6,675 |
| Total noninterest income | $477,000 | 5,325 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $477,000 | 3,025 |
| Total noninterest expense | $2,320,000 | 5,304 |
| Salaries and employee benefits | $944,000 | 6,246 |
| Premises and equipment expense | $562,000 | 3,415 |
| Additional noninterest expense | $814,000 | 5,145 |
| Pre-tax net operating income | $-425,000 | 11,214 |
| Securities gains (losses) | $45,000 | 1,403 |
| Applicable income taxes | $-19,000 | 10,985 |
| Income before extraordinary items | $-361,000 | 11,216 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-361,000 | 11,215 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $198,000 | 2,693 |
| Cash dividends | $56,000 | 7,421 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $-403,750 | 11,203 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,478,000 | 7,587 |
| Total interest expense | $1,931,000 | 6,625 |
| Net interest income | $1,547,000 | 8,401 |
| Provision for loan and lease losses | $-31,000 | 11,527 |
| Total noninterest income | $357,000 | 6,395 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $357,000 | 3,558 |
| Total noninterest expense | $1,906,000 | 6,214 |
| Salaries and employee benefits | $961,000 | 6,241 |
| Premises and equipment expense | $409,000 | 4,452 |
| Additional noninterest expense | $536,000 | 6,982 |
| Pre-tax net operating income | $29,000 | 11,391 |
| Securities gains (losses) | $7,000 | 2,620 |
| Applicable income taxes | $-16,000 | 11,542 |
| Income before extraordinary items | $52,000 | 11,277 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $52,000 | 11,276 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 4,210 |
| Cash dividends | $44,000 | 7,930 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $45,000 | 11,279 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,137,000 | 7,850 |
| Total interest expense | $1,582,000 | 6,641 |
| Net interest income | $1,555,000 | 8,718 |
| Provision for loan and lease losses | $-306,000 | 12,402 |
| Total noninterest income | $396,000 | 6,182 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $396,000 | 3,426 |
| Total noninterest expense | $1,993,000 | 6,213 |
| Salaries and employee benefits | $917,000 | 6,532 |
| Premises and equipment expense | $452,000 | 4,133 |
| Additional noninterest expense | $624,000 | 6,861 |
| Pre-tax net operating income | $264,000 | 10,384 |
| Securities gains (losses) | $34,000 | 1,394 |
| Applicable income taxes | $99,000 | 9,383 |
| Income before extraordinary items | $199,000 | 10,290 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $199,000 | 10,292 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-408,000 | 12,518 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $176,220 | 10,584 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,754,000 | 7,186 |
| Total interest expense | $1,939,000 | 5,989 |
| Net interest income | $1,815,000 | 8,204 |
| Provision for loan and lease losses | $573,000 | 1,925 |
| Total noninterest income | $366,000 | 6,851 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $366,000 | 3,988 |
| Total noninterest expense | $1,930,000 | 6,522 |
| Salaries and employee benefits | $863,000 | 6,932 |
| Premises and equipment expense | $457,000 | 4,197 |
| Additional noninterest expense | $610,000 | 7,243 |
| Pre-tax net operating income | $-322,000 | 12,778 |
| Securities gains (losses) | $148,000 | 1,992 |
| Applicable income taxes | $-14,000 | 12,801 |
| Income before extraordinary items | $-160,000 | 12,719 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-160,000 | 12,736 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $139,000 | 3,836 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $36,000 | 1,015 |
| Net operating income | $-296,160 | 12,749 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,950,000 | 6,447 |
| Total interest expense | $3,137,000 | 4,963 |
| Net interest income | $1,813,000 | 8,302 |
| Provision for loan and lease losses | $614,000 | 2,587 |
| Total noninterest income | $1,046,000 | 3,196 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $1,046,000 | 1,935 |
| Total noninterest expense | $1,970,000 | 6,458 |
| Salaries and employee benefits | $947,000 | 6,350 |
| Premises and equipment expense | $496,000 | 3,998 |
| Additional noninterest expense | $527,000 | 8,225 |
| Pre-tax net operating income | $275,000 | 10,373 |
| Securities gains (losses) | $23,000 | 5,402 |
| Applicable income taxes | $147,000 | 8,689 |
| Income before extraordinary items | $151,000 | 11,258 |
| Extraordinary gains, net | $218,000 | 401 |
| Net income | $369,000 | 8,641 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $549,000 | 2,318 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 1,118 |
| Net operating income | $136,280 | 11,134 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.