Home > Dollar Savings Bank > Income and Expense
Dollar Savings Bank, Income and Expense
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $669,000 | 8,847 |
| Total interest expense | $114,000 | 8,931 |
| Net interest income | $555,000 | 8,754 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $229,000 | 7,105 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $229,000 | 5,014 |
| Total noninterest expense | $575,000 | 8,712 |
| Salaries and employee benefits | $293,000 | 8,783 |
| Premises and equipment expense | $96,000 | 8,112 |
| Additional noninterest expense | $186,000 | 8,536 |
| Pre-tax net operating income | $209,000 | 7,793 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $91,000 | 5,815 |
| Income before extraordinary items | $118,000 | 8,134 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $118,000 | 8,136 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $118,000 | 8,017 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $503,000 | 8,932 |
| Total interest expense | $84,000 | 9,024 |
| Net interest income | $419,000 | 8,816 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $168,000 | 7,186 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $168,000 | 5,123 |
| Total noninterest expense | $416,000 | 8,769 |
| Salaries and employee benefits | $220,000 | 8,804 |
| Premises and equipment expense | $68,000 | 8,207 |
| Additional noninterest expense | $128,000 | 8,646 |
| Pre-tax net operating income | $171,000 | 7,869 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $75,000 | 5,865 |
| Income before extraordinary items | $96,000 | 8,244 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $96,000 | 8,246 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $96,000 | 8,116 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $338,000 | 8,971 |
| Total interest expense | $56,000 | 9,070 |
| Net interest income | $282,000 | 8,845 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $107,000 | 7,271 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $107,000 | 5,211 |
| Total noninterest expense | $267,000 | 8,833 |
| Salaries and employee benefits | $133,000 | 8,920 |
| Premises and equipment expense | $50,000 | 8,086 |
| Additional noninterest expense | $84,000 | 8,683 |
| Pre-tax net operating income | $122,000 | 7,829 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $55,000 | 5,823 |
| Income before extraordinary items | $67,000 | 8,262 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $67,000 | 8,263 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $67,000 | 8,116 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $177,000 | 9,011 |
| Total interest expense | $29,000 | 9,118 |
| Net interest income | $148,000 | 8,862 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $53,000 | 7,265 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $53,000 | 5,163 |
| Total noninterest expense | $142,000 | 8,800 |
| Salaries and employee benefits | $66,000 | 8,964 |
| Premises and equipment expense | $26,000 | 8,056 |
| Additional noninterest expense | $50,000 | 8,487 |
| Pre-tax net operating income | $59,000 | 7,854 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $25,000 | 5,890 |
| Income before extraordinary items | $34,000 | 8,200 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $34,000 | 8,200 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $34,000 | 8,064 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $652,000 | 9,083 |
| Total interest expense | $166,000 | 9,108 |
| Net interest income | $486,000 | 9,016 |
| Provision for loan and lease losses | $-158,000 | 9,291 |
| Total noninterest income | $286,000 | 6,570 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $286,000 | 4,356 |
| Total noninterest expense | $608,000 | 8,752 |
| Salaries and employee benefits | $393,000 | 8,533 |
| Premises and equipment expense | $79,000 | 8,456 |
| Additional noninterest expense | $136,000 | 8,973 |
| Pre-tax net operating income | $322,000 | 7,464 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $-9,000 | 8,853 |
| Income before extraordinary items | $331,000 | 7,168 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $331,000 | 7,168 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $331,000 | 7,064 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $719,000 | 9,314 |
| Total interest expense | $238,000 | 9,353 |
| Net interest income | $481,000 | 9,219 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $260,000 | 6,772 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $260,000 | 4,413 |
| Total noninterest expense | $650,000 | 8,804 |
| Salaries and employee benefits | $412,000 | 8,566 |
| Premises and equipment expense | $60,000 | 8,978 |
| Additional noninterest expense | $178,000 | 8,838 |
| Pre-tax net operating income | $91,000 | 8,370 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $3,000 | 7,803 |
| Income before extraordinary items | $88,000 | 8,410 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $88,000 | 8,409 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $88,000 | 8,308 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $941,000 | 9,441 |
| Total interest expense | $272,000 | 9,567 |
| Net interest income | $669,000 | 9,179 |
| Provision for loan and lease losses | $13,000 | 7,828 |
| Total noninterest income | $136,000 | 8,098 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $136,000 | 5,716 |
| Total noninterest expense | $608,000 | 9,068 |
| Salaries and employee benefits | $320,000 | 9,168 |
| Premises and equipment expense | $70,000 | 8,983 |
| Additional noninterest expense | $218,000 | 8,623 |
| Pre-tax net operating income | $184,000 | 8,427 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $184,000 | 8,169 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $184,000 | 8,167 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 5,482 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $184,000 | 8,173 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $748,000 | 9,814 |
| Total interest expense | $234,000 | 9,893 |
| Net interest income | $514,000 | 9,663 |
| Provision for loan and lease losses | $15,000 | 7,855 |
| Total noninterest income | $82,000 | 9,110 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $82,000 | 7,095 |
| Total noninterest expense | $478,000 | 9,688 |
| Salaries and employee benefits | $250,000 | 9,720 |
| Premises and equipment expense | $52,000 | 9,602 |
| Additional noninterest expense | $176,000 | 9,268 |
| Pre-tax net operating income | $103,000 | 9,064 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $103,000 | 8,946 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $103,000 | 8,944 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 6,444 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $103,000 | 8,915 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $816,000 | 10,008 |
| Total interest expense | $234,000 | 10,152 |
| Net interest income | $582,000 | 9,776 |
| Provision for loan and lease losses | $75,000 | 5,712 |
| Total noninterest income | $132,000 | 8,511 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $132,000 | 5,980 |
| Total noninterest expense | $454,000 | 9,917 |
| Salaries and employee benefits | $238,000 | 9,935 |
| Premises and equipment expense | $67,000 | 9,419 |
| Additional noninterest expense | $149,000 | 9,666 |
| Pre-tax net operating income | $185,000 | 8,977 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $185,000 | 8,716 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $185,000 | 8,715 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $75,000 | 4,179 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $185,000 | 8,649 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $802,000 | 10,476 |
| Total interest expense | $225,000 | 10,637 |
| Net interest income | $577,000 | 10,228 |
| Provision for loan and lease losses | $200,000 | 3,424 |
| Total noninterest income | $20,000 | 10,689 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $20,000 | 9,849 |
| Total noninterest expense | $824,000 | 8,951 |
| Salaries and employee benefits | $229,000 | 10,398 |
| Premises and equipment expense | $444,000 | 4,085 |
| Additional noninterest expense | $151,000 | 9,980 |
| Pre-tax net operating income | $-427,000 | 10,713 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $0 | 10,065 |
| Income before extraordinary items | $-427,000 | 10,734 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $-427,000 | 10,734 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 6,314 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $625,000 | 507 |
| Net operating income | $-427,000 | 10,714 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $734,000 | 11,093 |
| Total interest expense | $223,000 | 11,202 |
| Net interest income | $511,000 | 10,868 |
| Provision for loan and lease losses | $281,000 | 2,717 |
| Total noninterest income | $26,000 | 11,187 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $26,000 | 10,065 |
| Total noninterest expense | $485,000 | 10,648 |
| Salaries and employee benefits | $145,000 | 11,254 |
| Premises and equipment expense | $87,000 | 9,625 |
| Additional noninterest expense | $253,000 | 9,368 |
| Pre-tax net operating income | $-229,000 | 11,095 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $2,000 | 10,509 |
| Income before extraordinary items | $-231,000 | 11,128 |
| Extraordinary gains, net | $69,000 | 29 |
| Net income | $-162,000 | 11,071 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $416,000 | 1,636 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $-231,000 | 11,090 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $650,000 | 11,673 |
| Total interest expense | $232,000 | 11,711 |
| Net interest income | $418,000 | 11,566 |
| Provision for loan and lease losses | $161,000 | 3,499 |
| Total noninterest income | $121,000 | 9,841 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $121,000 | 6,633 |
| Total noninterest expense | $640,000 | 10,411 |
| Salaries and employee benefits | $204,000 | 11,481 |
| Premises and equipment expense | $82,000 | 10,145 |
| Additional noninterest expense | $354,000 | 8,662 |
| Pre-tax net operating income | $-262,000 | 11,705 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $0 | 11,151 |
| Income before extraordinary items | $-262,000 | 11,715 |
| Extraordinary gains, net | $-69,000 | 11,936 |
| Net income | $-331,000 | 11,750 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $102,000 | 3,716 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $-262,000 | 11,702 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $726,000 | 12,172 |
| Total interest expense | $214,000 | 12,310 |
| Net interest income | $512,000 | 11,966 |
| Provision for loan and lease losses | $86,000 | 4,893 |
| Total noninterest income | $134,000 | 10,039 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $134,000 | 6,565 |
| Total noninterest expense | $548,000 | 11,363 |
| Salaries and employee benefits | $238,000 | 11,770 |
| Premises and equipment expense | $99,000 | 10,067 |
| Additional noninterest expense | $211,000 | 11,004 |
| Pre-tax net operating income | $12,000 | 12,041 |
| Securities gains (losses) | $-4,000 | 9,291 |
| Applicable income taxes | $0 | 11,630 |
| Income before extraordinary items | $8,000 | 12,010 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $8,000 | 12,011 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 4,750 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $12,000 | 12,031 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $820,000 | 12,638 |
| Total interest expense | $304,000 | 12,664 |
| Net interest income | $516,000 | 12,507 |
| Provision for loan and lease losses | $120,000 | 5,200 |
| Total noninterest income | $135,000 | 10,524 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $135,000 | 6,905 |
| Total noninterest expense | $553,000 | 11,889 |
| Salaries and employee benefits | $235,000 | 12,320 |
| Premises and equipment expense | $90,000 | 10,795 |
| Additional noninterest expense | $228,000 | 11,358 |
| Pre-tax net operating income | $-22,000 | 12,495 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $-44,000 | 12,881 |
| Income before extraordinary items | $22,000 | 12,414 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $22,000 | 12,437 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 12,001 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $22,000 | 12,284 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $985,000 | 13,047 |
| Total interest expense | $463,000 | 12,915 |
| Net interest income | $522,000 | 13,004 |
| Provision for loan and lease losses | $144,000 | 6,224 |
| Total noninterest income | $90,000 | 11,997 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $90,000 | 8,441 |
| Total noninterest expense | $484,000 | 12,726 |
| Salaries and employee benefits | $205,000 | 13,100 |
| Premises and equipment expense | $101,000 | 10,706 |
| Additional noninterest expense | $178,000 | 12,547 |
| Pre-tax net operating income | $-16,000 | 12,782 |
| Securities gains (losses) | $65,000 | 3,702 |
| Applicable income taxes | $-22,000 | 13,431 |
| Income before extraordinary items | $71,000 | 12,337 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $71,000 | 12,359 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 9,043 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $6,000 | 12,622 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.