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Dollar Savings Bank, Income and Expense
1995-12-31 (YTD Data) | Rank | |
Total interest income | $6,525,000 | 4,839 |
Total interest expense | $3,474,000 | 4,186 |
Net interest income | $3,051,000 | 5,428 |
Provision for loan and lease losses | $30,000 | 7,070 |
Total noninterest income | $264,000 | 7,516 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 522 |
Additional Noninterest Income | $264,000 | 4,342 |
Total noninterest expense | $2,017,000 | 5,943 |
Salaries and employee benefits | $722,000 | 7,574 |
Premises and equipment expense | $328,000 | 5,271 |
Additional noninterest expense | $967,000 | 4,488 |
Pre-tax net operating income | $1,268,000 | 5,058 |
Securities gains (losses) | $1,000 | 3,512 |
Applicable income taxes | $480,000 | 4,330 |
Income before extraordinary items | $789,000 | 5,498 |
Extraordinary gains, net | $0 | 65 |
Net income | $789,000 | 5,496 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $61,000 | 4,774 |
Cash dividends | $1,324,000 | 1,644 |
Sale, conversion, retirement of capital stock, net | NA | NA |
Net operating income | $788,360 | 5,486 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $6,495,000 | 4,526 |
Total interest expense | $3,122,000 | 3,821 |
Net interest income | $3,373,000 | 5,102 |
Provision for loan and lease losses | $40,000 | 6,585 |
Total noninterest income | $455,000 | 5,650 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 475 |
Additional Noninterest Income | $455,000 | 3,146 |
Total noninterest expense | $2,363,000 | 5,413 |
Salaries and employee benefits | $819,000 | 7,089 |
Premises and equipment expense | $349,000 | 5,092 |
Additional noninterest expense | $1,195,000 | 4,066 |
Pre-tax net operating income | $1,425,000 | 4,611 |
Securities gains (losses) | $0 | 3,600 |
Applicable income taxes | $530,000 | 3,886 |
Income before extraordinary items | $895,000 | 4,939 |
Extraordinary gains, net | $0 | 249 |
Net income | $895,000 | 4,944 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $439,000 | 1,491 |
Cash dividends | $1,346,000 | 1,530 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $895,000 | 4,997 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $7,409,000 | 4,093 |
Total interest expense | $3,808,000 | 3,306 |
Net interest income | $3,601,000 | 4,837 |
Provision for loan and lease losses | $240,000 | 3,470 |
Total noninterest income | $466,000 | 5,862 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 532 |
Additional Noninterest Income | $466,000 | 3,408 |
Total noninterest expense | $2,969,000 | 4,558 |
Salaries and employee benefits | $1,228,000 | 5,127 |
Premises and equipment expense | $513,000 | 3,773 |
Additional noninterest expense | $1,228,000 | 4,114 |
Pre-tax net operating income | $858,000 | 6,530 |
Securities gains (losses) | $0 | 7,477 |
Applicable income taxes | $475,000 | 4,368 |
Income before extraordinary items | $383,000 | 8,606 |
Extraordinary gains, net | $0 | 3,149 |
Net income | $383,000 | 8,767 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $49,000 | 6,087 |
Cash dividends | $0 | 9,081 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $383,000 | 8,344 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $8,342,000 | 4,142 |
Total interest expense | $4,820,000 | 3,428 |
Net interest income | $3,522,000 | 4,980 |
Provision for loan and lease losses | $380,000 | 3,569 |
Total noninterest income | $464,000 | 5,937 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 504 |
Additional Noninterest Income | $464,000 | 3,351 |
Total noninterest expense | $3,490,000 | 3,941 |
Salaries and employee benefits | $1,376,000 | 4,571 |
Premises and equipment expense | $543,000 | 3,691 |
Additional noninterest expense | $1,571,000 | 3,457 |
Pre-tax net operating income | $116,000 | 11,854 |
Securities gains (losses) | $106,000 | 2,913 |
Applicable income taxes | $68,000 | 10,772 |
Income before extraordinary items | $154,000 | 11,216 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $154,000 | 11,305 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $458,000 | 2,612 |
Cash dividends | $0 | 8,912 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $80,860 | 11,915 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.