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DNB First, Income and Expense

2019-09-30 (YTD Data)Rank
Total interest income$37,124,000699
Total interest expense$8,319,000634
Net interest income$28,805,000714
Provision for loan and lease losses$625,000980
Total noninterest income$3,792,0001,110
Gross Fiduciary activities income$1,177,000386
Service charges on deposit accounts$788,0001,107
Trading account gains and fees$0129
Additional Noninterest Income$1,827,0001,356
Total noninterest expense$21,343,000796
Salaries and employee benefits$11,240,000859
Premises and equipment expense$3,739,000529
Additional noninterest expense$6,364,000801
Pre-tax net operating income$10,629,000802
Securities gains (losses)$125,000692
Applicable income taxes$2,022,000763
Income before extraordinary items$8,732,000836
Extraordinary gains, net$011
Net income$8,732,000837
Minority interest net income$072
Net income of bank and minority interests.$8,732,000837
Net charge-offs$447,000814
Cash dividends$1,025,0001,773
Sale, conversion, retirement of capital stock, net$0590
Net operating income$8,630,750822
2019-06-30 (YTD Data)Rank
Total interest income$24,879,000696
Total interest expense$5,503,000625
Net interest income$19,376,000717
Provision for loan and lease losses$300,0001,195
Total noninterest income$2,452,0001,116
Gross Fiduciary activities income$772,000388
Service charges on deposit accounts$537,0001,075
Trading account gains and fees$0131
Additional Noninterest Income$1,143,0001,372
Total noninterest expense$14,628,000780
Salaries and employee benefits$7,638,000844
Premises and equipment expense$2,544,000524
Additional noninterest expense$4,446,000783
Pre-tax net operating income$6,900,000802
Securities gains (losses)$4,0001,415
Applicable income taxes$1,267,000769
Income before extraordinary items$5,637,000835
Extraordinary gains, net$011
Net income$5,637,000835
Minority interest net income$069
Net income of bank and minority interests.$5,637,000835
Net charge-offs$303,000783
Cash dividends$725,0001,743
Sale, conversion, retirement of capital stock, net$0573
Net operating income$5,633,720820
2019-03-31 (YTD Data)Rank
Total interest income$12,360,000691
Total interest expense$2,732,000615
Net interest income$9,628,000717
Provision for loan and lease losses$200,000934
Total noninterest income$1,150,0001,125
Gross Fiduciary activities income$369,000393
Service charges on deposit accounts$292,000982
Trading account gains and fees$0126
Additional Noninterest Income$489,0001,471
Total noninterest expense$7,157,000791
Salaries and employee benefits$3,853,000833
Premises and equipment expense$1,258,000530
Additional noninterest expense$2,046,000823
Pre-tax net operating income$3,421,000785
Securities gains (losses)$3,000920
Applicable income taxes$606,000775
Income before extraordinary items$2,818,000817
Extraordinary gains, net$05
Net income$2,818,000817
Minority interest net income$052
Net income of bank and minority interests.$2,818,000816
Net charge-offs$156,000715
Cash dividends$375,0001,557
Sale, conversion, retirement of capital stock, net$0529
Net operating income$2,815,540802
2018-12-31 (YTD Data)Rank
Total interest income$46,175,000691
Total interest expense$8,491,000602
Net interest income$37,684,000711
Provision for loan and lease losses$1,200,000768
Total noninterest income$5,048,0001,083
Gross Fiduciary activities income$1,410,000406
Service charges on deposit accounts$1,119,0001,062
Trading account gains and fees$0126
Additional Noninterest Income$2,519,0001,291
Total noninterest expense$27,679,000799
Salaries and employee benefits$15,552,000810
Premises and equipment expense$4,770,000536
Additional noninterest expense$7,357,000908
Pre-tax net operating income$13,853,000801
Securities gains (losses)$01,125
Applicable income taxes$2,290,000803
Income before extraordinary items$11,563,000815
Extraordinary gains, net$06
Net income$11,563,000813
Minority interest net income$072
Net income of bank and minority interests.$11,563,000814
Net charge-offs$368,0001,174
Cash dividends$1,650,0001,628
Sale, conversion, retirement of capital stock, net$0671
Net operating income$11,563,000811
2018-09-30 (YTD Data)Rank
Total interest income$33,837,000696
Total interest expense$5,940,000604
Net interest income$27,897,000712
Provision for loan and lease losses$850,000746
Total noninterest income$3,806,0001,090
Gross Fiduciary activities income$1,066,000403
Service charges on deposit accounts$848,0001,049
Trading account gains and fees$0138
Additional Noninterest Income$1,892,0001,304
Total noninterest expense$20,873,000795
Salaries and employee benefits$11,742,000800
Premises and equipment expense$3,570,000539
Additional noninterest expense$5,561,000890
Pre-tax net operating income$9,980,000823
Securities gains (losses)$01,118
Applicable income taxes$1,647,000836
Income before extraordinary items$8,333,000842
Extraordinary gains, net$05
Net income$8,333,000840
Minority interest net income$066
Net income of bank and minority interests.$8,333,000841
Net charge-offs$134,0001,507
Cash dividends$1,250,0001,472
Sale, conversion, retirement of capital stock, net$0633
Net operating income$8,333,000835
2018-06-30 (YTD Data)Rank
Total interest income$22,202,000698
Total interest expense$3,682,000601
Net interest income$18,520,000716
Provision for loan and lease losses$750,000585
Total noninterest income$2,452,0001,109
Gross Fiduciary activities income$709,000409
Service charges on deposit accounts$574,0001,033
Trading account gains and fees$0130
Additional Noninterest Income$1,169,0001,379
Total noninterest expense$14,116,000788
Salaries and employee benefits$8,033,000789
Premises and equipment expense$2,357,000543
Additional noninterest expense$3,726,000884
Pre-tax net operating income$6,106,000881
Securities gains (losses)$0961
Applicable income taxes$1,018,000872
Income before extraordinary items$5,088,000884
Extraordinary gains, net$06
Net income$5,088,000882
Minority interest net income$065
Net income of bank and minority interests.$5,088,000883
Net charge-offs$405,000599
Cash dividends$950,0001,366
Sale, conversion, retirement of capital stock, net$0620
Net operating income$5,088,000878
2018-03-31 (YTD Data)Rank
Total interest income$10,913,000701
Total interest expense$1,677,000616
Net interest income$9,236,000712
Provision for loan and lease losses$375,000579
Total noninterest income$1,266,0001,090
Gross Fiduciary activities income$346,000417
Service charges on deposit accounts$313,000950
Trading account gains and fees$0123
Additional Noninterest Income$607,0001,324
Total noninterest expense$6,723,000825
Salaries and employee benefits$3,772,000838
Premises and equipment expense$1,179,000544
Additional noninterest expense$1,772,000918
Pre-tax net operating income$3,404,000761
Securities gains (losses)$0735
Applicable income taxes$582,000772
Income before extraordinary items$2,822,000788
Extraordinary gains, net$07
Net income$2,822,000788
Minority interest net income$052
Net income of bank and minority interests.$2,822,000788
Net charge-offs$73,0001,001
Cash dividends$250,0001,729
Sale, conversion, retirement of capital stock, net$0580
Net operating income$2,822,000779
2017-12-31 (YTD Data)Rank
Total interest income$43,385,000669
Total interest expense$4,920,000690
Net interest income$38,465,000666
Provision for loan and lease losses$1,660,000596
Total noninterest income$5,221,0001,091
Gross Fiduciary activities income$1,206,000426
Service charges on deposit accounts$1,223,000991
Trading account gains and fees$0151
Additional Noninterest Income$2,792,0001,224
Total noninterest expense$27,874,000782
Salaries and employee benefits$15,204,000805
Premises and equipment expense$4,718,000531
Additional noninterest expense$7,952,000835
Pre-tax net operating income$14,152,000725
Securities gains (losses)$50,000903
Applicable income taxes$5,456,000628
Income before extraordinary items$8,746,000835
Extraordinary gains, net$09
Net income$8,746,000836
Minority interest net income$076
Net income of bank and minority interests.$8,746,000835
Net charge-offs$1,190,000608
Cash dividends$250,0003,510
Sale, conversion, retirement of capital stock, net$0711
Net operating income$8,714,000828
2017-09-30 (YTD Data)Rank
Total interest income$32,144,000679
Total interest expense$3,530,000704
Net interest income$28,614,000672
Provision for loan and lease losses$1,285,000568
Total noninterest income$3,833,0001,116
Gross Fiduciary activities income$896,000432
Service charges on deposit accounts$935,000974
Trading account gains and fees$0145
Additional Noninterest Income$2,002,0001,282
Total noninterest expense$20,679,000791
Salaries and employee benefits$11,291,000815
Premises and equipment expense$3,512,000539
Additional noninterest expense$5,876,000837
Pre-tax net operating income$10,483,000729
Securities gains (losses)$25,0001,221
Applicable income taxes$2,774,000731
Income before extraordinary items$7,734,000786
Extraordinary gains, net$09
Net income$7,734,000786
Minority interest net income$071
Net income of bank and minority interests.$7,734,000786
Net charge-offs$1,064,000480
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$7,715,500775
2017-06-30 (YTD Data)Rank
Total interest income$21,155,000679
Total interest expense$2,250,000708
Net interest income$18,905,000665
Provision for loan and lease losses$910,000527
Total noninterest income$2,575,0001,111
Gross Fiduciary activities income$599,000433
Service charges on deposit accounts$654,000926
Trading account gains and fees$0139
Additional Noninterest Income$1,322,0001,291
Total noninterest expense$13,701,000798
Salaries and employee benefits$7,365,000831
Premises and equipment expense$2,363,000529
Additional noninterest expense$3,973,000829
Pre-tax net operating income$6,869,000726
Securities gains (losses)$25,000909
Applicable income taxes$1,773,000728
Income before extraordinary items$5,121,000784
Extraordinary gains, net$011
Net income$5,121,000784
Minority interest net income$071
Net income of bank and minority interests.$5,121,000784
Net charge-offs$1,016,000352
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$5,102,500767
2017-03-31 (YTD Data)Rank
Total interest income$10,494,000669
Total interest expense$1,067,000725
Net interest income$9,427,000661
Provision for loan and lease losses$325,000635
Total noninterest income$1,301,0001,100
Gross Fiduciary activities income$272,000454
Service charges on deposit accounts$363,000841
Trading account gains and fees$0142
Additional Noninterest Income$666,0001,270
Total noninterest expense$6,739,000814
Salaries and employee benefits$3,641,000846
Premises and equipment expense$1,208,000538
Additional noninterest expense$1,890,000861
Pre-tax net operating income$3,664,000683
Securities gains (losses)$01,153
Applicable income taxes$1,027,000645
Income before extraordinary items$2,637,000736
Extraordinary gains, net$08
Net income$2,637,000736
Minority interest net income$055
Net income of bank and minority interests.$2,637,000736
Net charge-offs$280,000486
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$2,637,000722
2016-12-31 (YTD Data)Rank
Total interest income$29,179,000938
Total interest expense$2,566,0001,122
Net interest income$26,613,000897
Provision for loan and lease losses$730,0001,161
Total noninterest income$5,261,0001,110
Gross Fiduciary activities income$1,027,000451
Service charges on deposit accounts$1,145,0001,073
Trading account gains and fees$0170
Additional Noninterest Income$3,089,0001,185
Total noninterest expense$23,969,000891
Salaries and employee benefits$12,299,000957
Premises and equipment expense$3,550,000704
Additional noninterest expense$8,120,000821
Pre-tax net operating income$7,175,0001,217
Securities gains (losses)$431,000495
Applicable income taxes$1,869,0001,102
Income before extraordinary items$5,737,0001,240
Extraordinary gains, net$05
Net income$5,737,0001,239
Minority interest net income$082
Net income of bank and minority interests.$5,737,0001,239
Net charge-offs$292,0001,553
Cash dividends$8,950,000428
Sale, conversion, retirement of capital stock, net$0759
Net operating income$5,413,7501,271
2016-09-30 (YTD Data)Rank
Total interest income$18,562,0001,090
Total interest expense$1,554,0001,376
Net interest income$17,008,0001,056
Provision for loan and lease losses$630,000982
Total noninterest income$4,470,0001,015
Gross Fiduciary activities income$776,000449
Service charges on deposit accounts$827,0001,106
Trading account gains and fees$0169
Additional Noninterest Income$2,867,0001,026
Total noninterest expense$17,109,000927
Salaries and employee benefits$8,636,0001,016
Premises and equipment expense$2,532,000737
Additional noninterest expense$5,941,000835
Pre-tax net operating income$3,739,0001,638
Securities gains (losses)$431,000451
Applicable income taxes$940,0001,471
Income before extraordinary items$3,230,0001,579
Extraordinary gains, net$05
Net income$3,230,0001,578
Minority interest net income$071
Net income of bank and minority interests.$3,230,0001,579
Net charge-offs$262,0001,251
Cash dividends$8,950,000328
Sale, conversion, retirement of capital stock, net$0719
Net operating income$2,898,1301,684
2016-06-30 (YTD Data)Rank
Total interest income$12,286,0001,093
Total interest expense$985,0001,435
Net interest income$11,301,0001,055
Provision for loan and lease losses$530,000815
Total noninterest income$3,464,000899
Gross Fiduciary activities income$526,000452
Service charges on deposit accounts$547,0001,101
Trading account gains and fees$0157
Additional Noninterest Income$2,391,000853
Total noninterest expense$10,573,000997
Salaries and employee benefits$5,819,000998
Premises and equipment expense$1,593,000785
Additional noninterest expense$3,161,0001,034
Pre-tax net operating income$3,662,0001,199
Securities gains (losses)$234,000528
Applicable income taxes$858,0001,205
Income before extraordinary items$3,038,0001,188
Extraordinary gains, net$016
Net income$3,038,0001,188
Minority interest net income$071
Net income of bank and minority interests.$3,038,0001,188
Net charge-offs$218,0001,065
Cash dividends$250,0002,668
Sale, conversion, retirement of capital stock, net$0705
Net operating income$2,855,4801,208
2016-03-31 (YTD Data)Rank
Total interest income$6,106,0001,094
Total interest expense$465,0001,501
Net interest income$5,641,0001,057
Provision for loan and lease losses$330,000627
Total noninterest income$2,290,000721
Gross Fiduciary activities income$234,000473
Service charges on deposit accounts$307,000981
Trading account gains and fees$0142
Additional Noninterest Income$1,749,000635
Total noninterest expense$5,411,000972
Salaries and employee benefits$3,126,000951
Premises and equipment expense$790,000801
Additional noninterest expense$1,495,0001,095
Pre-tax net operating income$2,190,0001,004
Securities gains (losses)$31,0001,042
Applicable income taxes$480,0001,091
Income before extraordinary items$1,741,0001,032
Extraordinary gains, net$012
Net income$1,741,0001,033
Minority interest net income$062
Net income of bank and minority interests.$1,741,0001,033
Net charge-offs$93,0001,061
Cash dividends$250,0001,750
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,716,8201,017
2015-12-31 (YTD Data)Rank
Total interest income$24,478,0001,059
Total interest expense$2,069,0001,348
Net interest income$22,409,0001,026
Provision for loan and lease losses$1,105,000750
Total noninterest income$4,771,0001,160
Gross Fiduciary activities income$919,000477
Service charges on deposit accounts$1,131,0001,099
Trading account gains and fees$0159
Additional Noninterest Income$2,721,0001,243
Total noninterest expense$18,870,0001,078
Salaries and employee benefits$10,551,0001,072
Premises and equipment expense$3,132,000784
Additional noninterest expense$5,187,0001,233
Pre-tax net operating income$7,205,0001,174
Securities gains (losses)$85,0001,260
Applicable income taxes$1,503,0001,234
Income before extraordinary items$5,787,0001,209
Extraordinary gains, net$023
Net income$5,787,0001,209
Minority interest net income$081
Net income of bank and minority interests.$5,787,0001,209
Net charge-offs$1,076,000645
Cash dividends$4,358,000736
Sale, conversion, retirement of capital stock, net$0804
Net operating income$5,719,8501,193
2015-09-30 (YTD Data)Rank
Total interest income$18,287,0001,070
Total interest expense$1,534,0001,369
Net interest income$16,753,0001,034
Provision for loan and lease losses$815,000706
Total noninterest income$3,462,0001,193
Gross Fiduciary activities income$689,000476
Service charges on deposit accounts$860,0001,095
Trading account gains and fees$0153
Additional Noninterest Income$1,913,0001,304
Total noninterest expense$14,133,0001,086
Salaries and employee benefits$7,897,0001,080
Premises and equipment expense$2,388,000784
Additional noninterest expense$3,848,0001,253
Pre-tax net operating income$5,267,0001,213
Securities gains (losses)$74,0001,213
Applicable income taxes$1,125,0001,263
Income before extraordinary items$4,216,0001,249
Extraordinary gains, net$021
Net income$4,216,0001,249
Minority interest net income$078
Net income of bank and minority interests.$4,216,0001,249
Net charge-offs$992,000504
Cash dividends$650,0002,054
Sale, conversion, retirement of capital stock, net$0773
Net operating income$4,157,5401,223
2015-06-30 (YTD Data)Rank
Total interest income$12,128,0001,072
Total interest expense$1,004,0001,405
Net interest income$11,124,0001,043
Provision for loan and lease losses$715,000566
Total noninterest income$2,596,0001,116
Gross Fiduciary activities income$469,000478
Service charges on deposit accounts$567,0001,084
Trading account gains and fees$0157
Additional Noninterest Income$1,560,0001,152
Total noninterest expense$9,535,0001,076
Salaries and employee benefits$5,282,0001,073
Premises and equipment expense$1,661,000759
Additional noninterest expense$2,592,0001,236
Pre-tax net operating income$3,470,0001,213
Securities gains (losses)$64,0001,093
Applicable income taxes$766,0001,261
Income before extraordinary items$2,768,0001,254
Extraordinary gains, net$022
Net income$2,768,0001,256
Minority interest net income$075
Net income of bank and minority interests.$2,768,0001,255
Net charge-offs$513,000629
Cash dividends$400,0002,136
Sale, conversion, retirement of capital stock, net$0751
Net operating income$2,718,0801,239
2015-03-31 (YTD Data)Rank
Total interest income$5,996,0001,085
Total interest expense$503,0001,398
Net interest income$5,493,0001,048
Provision for loan and lease losses$300,000621
Total noninterest income$1,275,0001,084
Gross Fiduciary activities income$208,000513
Service charges on deposit accounts$296,0001,014
Trading account gains and fees$0152
Additional Noninterest Income$771,0001,123
Total noninterest expense$4,817,0001,073
Salaries and employee benefits$2,644,0001,078
Premises and equipment expense$898,000707
Additional noninterest expense$1,275,0001,235
Pre-tax net operating income$1,651,0001,230
Securities gains (losses)$53,000820
Applicable income taxes$349,0001,305
Income before extraordinary items$1,355,0001,241
Extraordinary gains, net$013
Net income$1,355,0001,241
Minority interest net income$064
Net income of bank and minority interests.$1,355,0001,242
Net charge-offs$16,0002,251
Cash dividends$150,0002,039
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,312,6001,231
2014-12-31 (YTD Data)Rank
Total interest income$23,596,0001,086
Total interest expense$2,017,0001,470
Net interest income$21,579,0001,046
Provision for loan and lease losses$1,130,000793
Total noninterest income$4,067,0001,271
Gross Fiduciary activities income$789,000519
Service charges on deposit accounts$1,226,0001,075
Trading account gains and fees$0180
Additional Noninterest Income$2,052,0001,428
Total noninterest expense$18,599,0001,087
Salaries and employee benefits$9,998,0001,097
Premises and equipment expense$3,381,000734
Additional noninterest expense$5,220,0001,247
Pre-tax net operating income$5,917,0001,329
Securities gains (losses)$858,000243
Applicable income taxes$1,677,0001,116
Income before extraordinary items$5,098,0001,279
Extraordinary gains, net$017
Net income$5,098,0001,277
Minority interest net income$084
Net income of bank and minority interests.$5,098,0001,278
Net charge-offs$847,0001,030
Cash dividends$550,0002,740
Sale, conversion, retirement of capital stock, net$0862
Net operating income$4,454,5001,425
2014-09-30 (YTD Data)Rank
Total interest income$17,584,0001,099
Total interest expense$1,530,0001,465
Net interest income$16,054,0001,059
Provision for loan and lease losses$930,000708
Total noninterest income$3,009,0001,293
Gross Fiduciary activities income$586,000518
Service charges on deposit accounts$935,0001,068
Trading account gains and fees$0174
Additional Noninterest Income$1,488,0001,464
Total noninterest expense$13,872,0001,102
Salaries and employee benefits$7,406,0001,107
Premises and equipment expense$2,591,000719
Additional noninterest expense$3,875,0001,255
Pre-tax net operating income$4,261,0001,388
Securities gains (losses)$423,000363
Applicable income taxes$1,111,0001,210
Income before extraordinary items$3,573,0001,358
Extraordinary gains, net$015
Net income$3,573,0001,356
Minority interest net income$081
Net income of bank and minority interests.$3,573,0001,358
Net charge-offs$666,000931
Cash dividends$450,0002,316
Sale, conversion, retirement of capital stock, net$0819
Net operating income$3,251,5201,446
2014-06-30 (YTD Data)Rank
Total interest income$11,680,0001,098
Total interest expense$1,059,0001,409
Net interest income$10,621,0001,058
Provision for loan and lease losses$630,000693
Total noninterest income$1,975,0001,297
Gross Fiduciary activities income$387,000520
Service charges on deposit accounts$632,0001,037
Trading account gains and fees$0172
Additional Noninterest Income$956,0001,494
Total noninterest expense$9,349,0001,089
Salaries and employee benefits$4,975,0001,101
Premises and equipment expense$1,791,000695
Additional noninterest expense$2,583,0001,257
Pre-tax net operating income$2,617,0001,438
Securities gains (losses)$337,000326
Applicable income taxes$684,0001,274
Income before extraordinary items$2,270,0001,374
Extraordinary gains, net$020
Net income$2,270,0001,374
Minority interest net income$080
Net income of bank and minority interests.$2,270,0001,376
Net charge-offs$366,0001,108
Cash dividends$300,0002,325
Sale, conversion, retirement of capital stock, net$0794
Net operating income$2,010,5101,504
2014-03-31 (YTD Data)Rank
Total interest income$5,802,0001,102
Total interest expense$553,0001,373
Net interest income$5,249,0001,074
Provision for loan and lease losses$375,000572
Total noninterest income$972,0001,277
Gross Fiduciary activities income$173,000544
Service charges on deposit accounts$330,000979
Trading account gains and fees$0147
Additional Noninterest Income$469,0001,478
Total noninterest expense$4,682,0001,094
Salaries and employee benefits$2,503,0001,112
Premises and equipment expense$944,000674
Additional noninterest expense$1,235,0001,301
Pre-tax net operating income$1,164,0001,558
Securities gains (losses)$235,000252
Applicable income taxes$323,0001,272
Income before extraordinary items$1,076,0001,404
Extraordinary gains, net$016
Net income$1,076,0001,405
Minority interest net income$066
Net income of bank and minority interests.$1,076,0001,406
Net charge-offs$248,000815
Cash dividends$150,0001,960
Sale, conversion, retirement of capital stock, net$0747
Net operating income$895,0501,605
2013-12-31 (YTD Data)Rank
Total interest income$23,211,0001,097
Total interest expense$2,585,0001,302
Net interest income$20,626,0001,071
Provision for loan and lease losses$2,530,000516
Total noninterest income$4,265,0001,269
Gross Fiduciary activities income$710,000529
Service charges on deposit accounts$1,307,0001,061
Trading account gains and fees$0184
Additional Noninterest Income$2,248,0001,392
Total noninterest expense$17,530,0001,167
Salaries and employee benefits$9,437,0001,159
Premises and equipment expense$3,128,000778
Additional noninterest expense$4,965,0001,353
Pre-tax net operating income$4,831,0001,471
Securities gains (losses)$610,000380
Applicable income taxes$1,220,0001,290
Income before extraordinary items$4,221,0001,428
Extraordinary gains, net$029
Net income$4,221,0001,430
Minority interest net income$090
Net income of bank and minority interests.$4,221,0001,431
Net charge-offs$4,745,000349
Cash dividends$590,0002,592
Sale, conversion, retirement of capital stock, net$0924
Net operating income$3,745,2001,547
2013-09-30 (YTD Data)Rank
Total interest income$17,384,0001,107
Total interest expense$1,987,0001,312
Net interest income$15,397,0001,073
Provision for loan and lease losses$2,155,000459
Total noninterest income$3,139,0001,309
Gross Fiduciary activities income$537,000527
Service charges on deposit accounts$989,0001,047
Trading account gains and fees$0180
Additional Noninterest Income$1,613,0001,469
Total noninterest expense$13,067,0001,178
Salaries and employee benefits$7,020,0001,173
Premises and equipment expense$2,320,000797
Additional noninterest expense$3,727,0001,339
Pre-tax net operating income$3,314,0001,603
Securities gains (losses)$495,000415
Applicable income taxes$824,0001,426
Income before extraordinary items$2,985,0001,515
Extraordinary gains, net$025
Net income$2,985,0001,517
Minority interest net income$084
Net income of bank and minority interests.$2,985,0001,518
Net charge-offs$4,687,000286
Cash dividends$465,0002,168
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,598,9001,669
2013-06-30 (YTD Data)Rank
Total interest income$11,660,0001,089
Total interest expense$1,366,0001,309
Net interest income$10,294,0001,059
Provision for loan and lease losses$555,0001,072
Total noninterest income$2,103,0001,317
Gross Fiduciary activities income$355,000537
Service charges on deposit accounts$659,0001,027
Trading account gains and fees$0157
Additional Noninterest Income$1,089,0001,492
Total noninterest expense$8,620,0001,179
Salaries and employee benefits$4,615,0001,179
Premises and equipment expense$1,563,000787
Additional noninterest expense$2,442,0001,351
Pre-tax net operating income$3,222,0001,157
Securities gains (losses)$214,000712
Applicable income taxes$860,0001,045
Income before extraordinary items$2,576,0001,185
Extraordinary gains, net$022
Net income$2,576,0001,187
Minority interest net income$082
Net income of bank and minority interests.$2,576,0001,188
Net charge-offs$703,000993
Cash dividends$310,0002,145
Sale, conversion, retirement of capital stock, net$0838
Net operating income$2,415,5001,203
2013-03-31 (YTD Data)Rank
Total interest income$5,773,0001,112
Total interest expense$724,0001,271
Net interest income$5,049,0001,080
Provision for loan and lease losses$180,0001,441
Total noninterest income$1,124,0001,244
Gross Fiduciary activities income$162,000564
Service charges on deposit accounts$345,000961
Trading account gains and fees$0148
Additional Noninterest Income$617,0001,362
Total noninterest expense$4,371,0001,170
Salaries and employee benefits$2,364,0001,160
Premises and equipment expense$797,000778
Additional noninterest expense$1,210,0001,349
Pre-tax net operating income$1,622,0001,129
Securities gains (losses)$59,000854
Applicable income taxes$430,0001,035
Income before extraordinary items$1,251,0001,196
Extraordinary gains, net$010
Net income$1,251,0001,198
Minority interest net income$076
Net income of bank and minority interests.$1,251,0001,198
Net charge-offs$-105,0006,844
Cash dividends$155,0001,777
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,207,3401,183
2012-12-31 (YTD Data)Rank
Total interest income$25,728,0001,029
Total interest expense$3,430,0001,314
Net interest income$22,298,000977
Provision for loan and lease losses$1,455,0001,352
Total noninterest income$3,650,0001,419
Gross Fiduciary activities income$497,000599
Service charges on deposit accounts$1,359,0001,054
Trading account gains and fees$0166
Additional Noninterest Income$1,794,0001,648
Total noninterest expense$17,242,0001,172
Salaries and employee benefits$9,009,0001,170
Premises and equipment expense$3,112,000775
Additional noninterest expense$5,121,0001,329
Pre-tax net operating income$7,251,000977
Securities gains (losses)$418,0001,076
Applicable income taxes$2,106,000838
Income before extraordinary items$5,563,0001,067
Extraordinary gains, net$029
Net income$5,563,0001,067
Minority interest net income$093
Net income of bank and minority interests.$5,563,0001,067
Net charge-offs$781,0002,083
Cash dividends$720,0002,350
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$5,257,8601,068
2012-09-30 (YTD Data)Rank
Total interest income$19,532,0001,031
Total interest expense$2,635,0001,336
Net interest income$16,897,000976
Provision for loan and lease losses$1,275,0001,219
Total noninterest income$2,689,0001,425
Gross Fiduciary activities income$357,000613
Service charges on deposit accounts$1,010,0001,057
Trading account gains and fees$0157
Additional Noninterest Income$1,322,0001,659
Total noninterest expense$12,801,0001,184
Salaries and employee benefits$6,755,0001,161
Premises and equipment expense$2,329,000782
Additional noninterest expense$3,717,0001,368
Pre-tax net operating income$5,510,000982
Securities gains (losses)$240,0001,290
Applicable income taxes$1,589,000860
Income before extraordinary items$4,161,0001,097
Extraordinary gains, net$020
Net income$4,161,0001,098
Minority interest net income$086
Net income of bank and minority interests.$4,161,0001,098
Net charge-offs$882,0001,590
Cash dividends$520,0001,992
Sale, conversion, retirement of capital stock, net$0952
Net operating income$3,988,2001,070
2012-06-30 (YTD Data)Rank
Total interest income$12,907,0001,053
Total interest expense$1,795,0001,352
Net interest income$11,112,000996
Provision for loan and lease losses$900,0001,191
Total noninterest income$1,974,0001,341
Gross Fiduciary activities income$231,000625
Service charges on deposit accounts$669,0001,054
Trading account gains and fees$0153
Additional Noninterest Income$1,074,0001,450
Total noninterest expense$8,566,0001,181
Salaries and employee benefits$4,487,0001,163
Premises and equipment expense$1,564,000765
Additional noninterest expense$2,515,0001,352
Pre-tax net operating income$3,620,000984
Securities gains (losses)$79,0001,754
Applicable income taxes$1,035,000862
Income before extraordinary items$2,664,0001,131
Extraordinary gains, net$019
Net income$2,664,0001,131
Minority interest net income$084
Net income of bank and minority interests.$2,664,0001,131
Net charge-offs$850,0001,282
Cash dividends$520,0001,555
Sale, conversion, retirement of capital stock, net$0928
Net operating income$2,607,1201,076
2012-03-31 (YTD Data)Rank
Total interest income$6,359,0001,075
Total interest expense$911,0001,384
Net interest income$5,448,0001,007
Provision for loan and lease losses$425,0001,210
Total noninterest income$900,0001,412
Gross Fiduciary activities income$105,000645
Service charges on deposit accounts$340,0001,033
Trading account gains and fees$0148
Additional Noninterest Income$455,0001,611
Total noninterest expense$4,294,0001,168
Salaries and employee benefits$2,313,0001,123
Premises and equipment expense$789,000762
Additional noninterest expense$1,192,0001,416
Pre-tax net operating income$1,629,0001,082
Securities gains (losses)$02,210
Applicable income taxes$447,000980
Income before extraordinary items$1,182,0001,229
Extraordinary gains, net$019
Net income$1,182,0001,229
Minority interest net income$078
Net income of bank and minority interests.$1,182,0001,230
Net charge-offs$447,0001,174
Cash dividends$258,0001,382
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,182,0001,164
2011-12-31 (YTD Data)Rank
Total interest income$26,174,0001,081
Total interest expense$4,336,0001,398
Net interest income$21,838,0001,004
Provision for loan and lease losses$1,480,0001,906
Total noninterest income$3,577,0001,327
Gross Fiduciary activities income$359,000629
Service charges on deposit accounts$1,143,0001,295
Trading account gains and fees$0146
Additional Noninterest Income$2,075,0001,322
Total noninterest expense$16,697,0001,180
Salaries and employee benefits$8,776,0001,128
Premises and equipment expense$3,142,000790
Additional noninterest expense$4,779,0001,437
Pre-tax net operating income$7,238,000841
Securities gains (losses)$38,0002,752
Applicable income taxes$2,066,000768
Income before extraordinary items$5,210,000962
Extraordinary gains, net$029
Net income$5,210,000960
Minority interest net income$096
Net income of bank and minority interests.$5,210,000962
Net charge-offs$1,200,0002,151
Cash dividends$2,762,000705
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$5,182,640937
2011-09-30 (YTD Data)Rank
Total interest income$19,736,0001,090
Total interest expense$3,380,0001,403
Net interest income$16,356,0001,017
Provision for loan and lease losses$1,278,0001,676
Total noninterest income$2,746,0001,299
Gross Fiduciary activities income$272,000621
Service charges on deposit accounts$831,0001,345
Trading account gains and fees$0145
Additional Noninterest Income$1,643,0001,260
Total noninterest expense$12,444,0001,187
Salaries and employee benefits$6,504,0001,140
Premises and equipment expense$2,405,000785
Additional noninterest expense$3,535,0001,456
Pre-tax net operating income$5,380,000871
Securities gains (losses)$2,0003,369
Applicable income taxes$1,553,000770
Income before extraordinary items$3,829,0001,012
Extraordinary gains, net$021
Net income$3,829,0001,011
Minority interest net income$087
Net income of bank and minority interests.$3,829,0001,012
Net charge-offs$791,0002,154
Cash dividends$2,558,000520
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$3,827,580959
2011-06-30 (YTD Data)Rank
Total interest income$13,086,0001,105
Total interest expense$2,328,0001,410
Net interest income$10,758,0001,028
Provision for loan and lease losses$852,0001,655
Total noninterest income$1,892,0001,279
Gross Fiduciary activities income$186,000626
Service charges on deposit accounts$541,0001,352
Trading account gains and fees$0153
Additional Noninterest Income$1,165,0001,212
Total noninterest expense$8,333,0001,195
Salaries and employee benefits$4,345,0001,155
Premises and equipment expense$1,610,000791
Additional noninterest expense$2,378,0001,470
Pre-tax net operating income$3,465,000869
Securities gains (losses)$2,0002,702
Applicable income taxes$1,009,000756
Income before extraordinary items$2,458,000999
Extraordinary gains, net$015
Net income$2,458,000997
Minority interest net income$089
Net income of bank and minority interests.$2,458,000999
Net charge-offs$293,0002,710
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$2,456,580968
2011-03-31 (YTD Data)Rank
Total interest income$6,452,0001,132
Total interest expense$1,192,0001,428
Net interest income$5,260,0001,047
Provision for loan and lease losses$426,0001,593
Total noninterest income$952,0001,255
Gross Fiduciary activities income$103,000606
Service charges on deposit accounts$276,0001,289
Trading account gains and fees$0158
Additional Noninterest Income$573,0001,220
Total noninterest expense$4,246,0001,182
Salaries and employee benefits$2,200,0001,155
Premises and equipment expense$849,000762
Additional noninterest expense$1,197,0001,462
Pre-tax net operating income$1,540,000987
Securities gains (losses)$1,0001,662
Applicable income taxes$446,000809
Income before extraordinary items$1,095,0001,122
Extraordinary gains, net$09
Net income$1,095,0001,120
Minority interest net income$086
Net income of bank and minority interests.$1,095,0001,122
Net charge-offs$3,0004,807
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,094,2901,093
2010-12-31 (YTD Data)Rank
Total interest income$26,050,0001,190
Total interest expense$6,687,0001,226
Net interest income$19,363,0001,155
Provision for loan and lease losses$2,216,0001,944
Total noninterest income$3,406,0001,418
Gross Fiduciary activities income$358,000628
Service charges on deposit accounts$1,277,0001,175
Trading account gains and fees$0175
Additional Noninterest Income$1,771,0001,530
Total noninterest expense$16,887,0001,197
Salaries and employee benefits$8,745,0001,128
Premises and equipment expense$3,094,000833
Additional noninterest expense$5,048,0001,438
Pre-tax net operating income$3,666,0001,367
Securities gains (losses)$2,010,000267
Applicable income taxes$1,629,000850
Income before extraordinary items$4,047,0001,075
Extraordinary gains, net$029
Net income$4,047,0001,076
Minority interest net income$0111
Net income of bank and minority interests.$4,047,0001,078
Net charge-offs$1,809,0001,979
Cash dividends$500,0002,343
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$2,619,9001,523
2010-09-30 (YTD Data)Rank
Total interest income$19,699,0001,202
Total interest expense$5,292,0001,211
Net interest income$14,407,0001,181
Provision for loan and lease losses$1,441,0002,037
Total noninterest income$2,526,0001,419
Gross Fiduciary activities income$274,000617
Service charges on deposit accounts$976,0001,199
Trading account gains and fees$0165
Additional Noninterest Income$1,276,0001,516
Total noninterest expense$12,801,0001,176
Salaries and employee benefits$6,595,0001,115
Premises and equipment expense$2,323,000832
Additional noninterest expense$3,883,0001,373
Pre-tax net operating income$2,691,0001,457
Securities gains (losses)$1,378,000314
Applicable income taxes$1,154,000909
Income before extraordinary items$2,915,0001,158
Extraordinary gains, net$023
Net income$2,915,0001,162
Minority interest net income$0110
Net income of bank and minority interests.$2,915,0001,162
Net charge-offs$808,0002,448
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$1,922,8401,627
2010-06-30 (YTD Data)Rank
Total interest income$13,177,0001,214
Total interest expense$3,798,0001,178
Net interest income$9,379,0001,209
Provision for loan and lease losses$826,0002,152
Total noninterest income$1,742,0001,355
Gross Fiduciary activities income$192,000613
Service charges on deposit accounts$672,0001,172
Trading account gains and fees$0152
Additional Noninterest Income$878,0001,425
Total noninterest expense$8,743,0001,127
Salaries and employee benefits$4,418,0001,114
Premises and equipment expense$1,571,000832
Additional noninterest expense$2,754,0001,301
Pre-tax net operating income$1,552,0001,678
Securities gains (losses)$978,000267
Applicable income taxes$684,000952
Income before extraordinary items$1,846,0001,208
Extraordinary gains, net$019
Net income$1,846,0001,209
Minority interest net income$0105
Net income of bank and minority interests.$1,846,0001,209
Net charge-offs$275,0003,155
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,132,0601,809
2010-03-31 (YTD Data)Rank
Total interest income$6,651,0001,225
Total interest expense$2,126,0001,104
Net interest income$4,525,0001,271
Provision for loan and lease losses$426,0001,996
Total noninterest income$874,0001,365
Gross Fiduciary activities income$109,000589
Service charges on deposit accounts$343,0001,138
Trading account gains and fees$0175
Additional Noninterest Income$422,0001,455
Total noninterest expense$4,602,0001,084
Salaries and employee benefits$2,220,0001,121
Premises and equipment expense$815,000828
Additional noninterest expense$1,567,0001,120
Pre-tax net operating income$371,0002,954
Securities gains (losses)$696,000179
Applicable income taxes$271,0001,135
Income before extraordinary items$796,0001,382
Extraordinary gains, net$016
Net income$796,0001,385
Minority interest net income$091
Net income of bank and minority interests.$796,0001,384
Net charge-offs$46,0003,791
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$274,0003,199
2009-12-31 (YTD Data)Rank
Total interest income$25,947,0001,322
Total interest expense$10,099,0001,179
Net interest income$15,848,0001,396
Provision for loan and lease losses$1,325,0003,066
Total noninterest income$3,144,0001,557
Gross Fiduciary activities income$327,000646
Service charges on deposit accounts$1,447,0001,195
Trading account gains and fees$0211
Additional Noninterest Income$1,370,0001,757
Total noninterest expense$16,591,0001,252
Salaries and employee benefits$8,453,0001,161
Premises and equipment expense$3,213,000840
Additional noninterest expense$4,925,0001,513
Pre-tax net operating income$1,076,0002,880
Securities gains (losses)$1,364,000378
Applicable income taxes$362,0001,858
Income before extraordinary items$2,078,0001,605
Extraordinary gains, net$034
Net income$2,078,0001,603
Minority interest net income$0115
Net income of bank and minority interests.$2,078,0001,604
Net charge-offs$433,0003,979
Cash dividends$488,0002,598
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$918,6002,854
2009-09-30 (YTD Data)Rank
Total interest income$19,188,0001,366
Total interest expense$7,612,0001,234
Net interest income$11,576,0001,442
Provision for loan and lease losses$700,0003,273
Total noninterest income$2,377,0001,567
Gross Fiduciary activities income$243,000649
Service charges on deposit accounts$1,102,0001,171
Trading account gains and fees$0212
Additional Noninterest Income$1,032,0001,786
Total noninterest expense$12,378,0001,245
Salaries and employee benefits$6,230,0001,194
Premises and equipment expense$2,411,000848
Additional noninterest expense$3,737,0001,449
Pre-tax net operating income$875,0002,968
Securities gains (losses)$824,000451
Applicable income taxes$223,0002,217
Income before extraordinary items$1,476,0001,811
Extraordinary gains, net$027
Net income$1,476,0001,811
Minority interest net income$0118
Net income of bank and minority interests.$1,476,0001,811
Net charge-offs$127,0004,827
Cash dividends$488,0002,050
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$759,1202,896
2009-06-30 (YTD Data)Rank
Total interest income$12,463,0001,425
Total interest expense$4,967,0001,330
Net interest income$7,496,0001,493
Provision for loan and lease losses$400,0003,257
Total noninterest income$1,584,0001,579
Gross Fiduciary activities income$160,000655
Service charges on deposit accounts$744,0001,146
Trading account gains and fees$0193
Additional Noninterest Income$680,0001,840
Total noninterest expense$8,479,0001,229
Salaries and employee benefits$4,192,0001,206
Premises and equipment expense$1,628,000864
Additional noninterest expense$2,659,0001,399
Pre-tax net operating income$201,0004,649
Securities gains (losses)$551,000467
Applicable income taxes$39,0003,325
Income before extraordinary items$713,0002,447
Extraordinary gains, net$021
Net income$713,0002,445
Minority interest net income$0112
Net income of bank and minority interests.$713,0002,447
Net charge-offs$65,0004,675
Cash dividends$488,0001,669
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$189,5504,512
2009-03-31 (YTD Data)Rank
Total interest income$6,113,0001,479
Total interest expense$2,479,0001,389
Net interest income$3,634,0001,534
Provision for loan and lease losses$100,0003,845
Total noninterest income$773,0001,580
Gross Fiduciary activities income$80,000658
Service charges on deposit accounts$387,0001,075
Trading account gains and fees$0171
Additional Noninterest Income$306,0001,926
Total noninterest expense$4,102,0001,223
Salaries and employee benefits$2,152,0001,190
Premises and equipment expense$838,000851
Additional noninterest expense$1,112,0001,462
Pre-tax net operating income$205,0003,997
Securities gains (losses)$502,000333
Applicable income taxes$89,0002,299
Income before extraordinary items$618,0001,747
Extraordinary gains, net$015
Net income$618,0001,748
Minority interest net income$0102
Net income of bank and minority interests.$618,0001,749
Net charge-offs$44,0003,696
Cash dividends$319,0001,304
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$181,2603,883
2008-12-31 (YTD Data)Rank
Total interest income$28,259,0001,369
Total interest expense$12,419,0001,317
Net interest income$15,840,0001,406
Provision for loan and lease losses$2,018,0001,778
Total noninterest income$3,438,0001,424
Gross Fiduciary activities income$325,000661
Service charges on deposit accounts$1,589,0001,128
Trading account gains and fees$0154
Additional Noninterest Income$1,524,0001,576
Total noninterest expense$16,721,0001,168
Salaries and employee benefits$9,126,0001,075
Premises and equipment expense$3,329,000831
Additional noninterest expense$4,266,0001,454
Pre-tax net operating income$539,0004,753
Securities gains (losses)$963,000221
Applicable income taxes$65,0003,696
Income before extraordinary items$1,437,0002,590
Extraordinary gains, net$039
Net income$1,437,0002,589
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,324,0001,678
Cash dividends$1,535,0001,692
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$512,5204,570
2008-09-30 (YTD Data)Rank
Total interest income$21,350,0001,392
Total interest expense$9,491,0001,347
Net interest income$11,859,0001,428
Provision for loan and lease losses$1,241,0001,617
Total noninterest income$2,725,0001,411
Gross Fiduciary activities income$258,000653
Service charges on deposit accounts$1,184,0001,150
Trading account gains and fees$0148
Additional Noninterest Income$1,283,0001,514
Total noninterest expense$12,457,0001,169
Salaries and employee benefits$6,949,0001,089
Premises and equipment expense$2,474,000838
Additional noninterest expense$3,034,0001,470
Pre-tax net operating income$886,0003,897
Securities gains (losses)$765,000216
Applicable income taxes$140,0003,293
Income before extraordinary items$1,511,0002,314
Extraordinary gains, net$031
Net income$1,511,0002,312
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$341,0002,410
Cash dividends$1,366,0001,421
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$807,2003,692
2008-06-30 (YTD Data)Rank
Total interest income$14,154,0001,423
Total interest expense$6,442,0001,372
Net interest income$7,712,0001,452
Provision for loan and lease losses$514,0001,883
Total noninterest income$1,851,0001,407
Gross Fiduciary activities income$181,000650
Service charges on deposit accounts$778,0001,145
Trading account gains and fees$0149
Additional Noninterest Income$892,0001,527
Total noninterest expense$8,425,0001,156
Salaries and employee benefits$4,723,0001,088
Premises and equipment expense$1,648,000838
Additional noninterest expense$2,054,0001,425
Pre-tax net operating income$624,0003,931
Securities gains (losses)$738,000228
Applicable income taxes$205,0002,666
Income before extraordinary items$1,157,0002,280
Extraordinary gains, net$021
Net income$1,157,0002,280
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$183,0002,325
Cash dividends$1,027,0001,359
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$529,7003,848
2008-03-31 (YTD Data)Rank
Total interest income$7,272,0001,413
Total interest expense$3,545,0001,315
Net interest income$3,727,0001,490
Provision for loan and lease losses$60,0003,470
Total noninterest income$943,0001,393
Gross Fiduciary activities income$93,000659
Service charges on deposit accounts$385,0001,138
Trading account gains and fees$0158
Additional Noninterest Income$465,0001,486
Total noninterest expense$4,193,0001,158
Salaries and employee benefits$2,391,0001,085
Premises and equipment expense$820,000845
Additional noninterest expense$982,0001,461
Pre-tax net operating income$417,0003,455
Securities gains (losses)$256,000377
Applicable income taxes$100,0002,803
Income before extraordinary items$573,0002,402
Extraordinary gains, net$015
Net income$573,0002,404
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$25,0003,138
Cash dividends$338,0001,765
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$355,4003,360
2007-12-31 (YTD Data)Rank
Total interest income$30,236,0001,419
Total interest expense$14,687,0001,367
Net interest income$15,549,0001,442
Provision for loan and lease losses$60,0005,449
Total noninterest income$3,607,0001,413
Gross Fiduciary activities income$484,000600
Service charges on deposit accounts$1,612,0001,100
Trading account gains and fees$0178
Additional Noninterest Income$1,511,0001,660
Total noninterest expense$16,587,0001,125
Salaries and employee benefits$9,436,0001,058
Premises and equipment expense$3,147,000840
Additional noninterest expense$4,004,0001,384
Pre-tax net operating income$2,509,0002,821
Securities gains (losses)$395,000299
Applicable income taxes$372,0003,117
Income before extraordinary items$2,532,0002,328
Extraordinary gains, net$039
Net income$2,532,0002,327
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$395,0001,968
Cash dividends$2,794,0001,272
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$2,188,3502,637
2007-09-30 (YTD Data)Rank
Total interest income$22,490,0001,443
Total interest expense$10,711,0001,401
Net interest income$11,779,0001,433
Provision for loan and lease losses$06,528
Total noninterest income$2,651,0001,450
Gross Fiduciary activities income$315,000628
Service charges on deposit accounts$1,212,0001,092
Trading account gains and fees$0184
Additional Noninterest Income$1,124,0001,671
Total noninterest expense$12,508,0001,120
Salaries and employee benefits$7,169,0001,047
Premises and equipment expense$2,295,000858
Additional noninterest expense$3,044,0001,340
Pre-tax net operating income$1,922,0002,929
Securities gains (losses)$281,000322
Applicable income taxes$269,0003,346
Income before extraordinary items$1,934,0002,442
Extraordinary gains, net$033
Net income$1,934,0002,440
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$309,0001,505
Cash dividends$2,467,0001,035
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$1,686,7202,705
2007-06-30 (YTD Data)Rank
Total interest income$14,956,0001,450
Total interest expense$7,048,0001,420
Net interest income$7,908,0001,453
Provision for loan and lease losses$06,209
Total noninterest income$1,769,0001,462
Gross Fiduciary activities income$228,000616
Service charges on deposit accounts$811,0001,088
Trading account gains and fees$0168
Additional Noninterest Income$730,0001,719
Total noninterest expense$8,354,0001,135
Salaries and employee benefits$4,802,0001,064
Premises and equipment expense$1,490,000893
Additional noninterest expense$2,062,0001,340
Pre-tax net operating income$1,323,0002,918
Securities gains (losses)$103,000406
Applicable income taxes$148,0003,673
Income before extraordinary items$1,278,0002,509
Extraordinary gains, net$029
Net income$1,278,0002,509
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$286,0001,059
Cash dividends$1,146,0001,384
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,185,3002,653
2007-03-31 (YTD Data)Rank
Total interest income$7,471,0001,445
Total interest expense$3,518,0001,414
Net interest income$3,953,0001,454
Provision for loan and lease losses$05,779
Total noninterest income$865,0001,455
Gross Fiduciary activities income$135,000592
Service charges on deposit accounts$399,0001,077
Trading account gains and fees$0195
Additional Noninterest Income$331,0001,828
Total noninterest expense$4,130,0001,139
Salaries and employee benefits$2,385,0001,076
Premises and equipment expense$738,000901
Additional noninterest expense$1,007,0001,331
Pre-tax net operating income$688,0002,833
Securities gains (losses)$103,000301
Applicable income taxes$74,0003,685
Income before extraordinary items$717,0002,268
Extraordinary gains, net$022
Net income$717,0002,268
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-23,0008,179
Cash dividends$824,000952
Sale, conversion, retirement of capital stock, net$0885
Net operating income$623,2702,530
2006-12-31 (YTD Data)Rank
Total interest income$28,248,0001,412
Total interest expense$12,652,0001,332
Net interest income$15,596,0001,464
Provision for loan and lease losses$06,850
Total noninterest income$3,401,0001,455
Gross Fiduciary activities income$344,000678
Service charges on deposit accounts$1,668,0001,061
Trading account gains and fees$0130
Additional Noninterest Income$1,389,0001,761
Total noninterest expense$16,508,0001,092
Salaries and employee benefits$9,139,0001,059
Premises and equipment expense$2,636,000951
Additional noninterest expense$4,733,0001,133
Pre-tax net operating income$2,489,0003,137
Securities gains (losses)$13,0001,022
Applicable income taxes$41,0005,569
Income before extraordinary items$2,461,0002,652
Extraordinary gains, net$051
Net income$2,461,0002,654
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$194,0002,222
Cash dividends$1,239,0002,212
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$2,448,2602,646
2006-09-30 (YTD Data)Rank
Total interest income$20,796,0001,429
Total interest expense$9,154,0001,339
Net interest income$11,642,0001,488
Provision for loan and lease losses$06,685
Total noninterest income$2,572,0001,463
Gross Fiduciary activities income$262,000666
Service charges on deposit accounts$1,253,0001,059
Trading account gains and fees$0126
Additional Noninterest Income$1,057,0001,749
Total noninterest expense$12,198,0001,118
Salaries and employee benefits$6,843,0001,071
Premises and equipment expense$1,937,000981
Additional noninterest expense$3,418,0001,181
Pre-tax net operating income$2,016,0003,084
Securities gains (losses)$13,000838
Applicable income taxes$139,0004,550
Income before extraordinary items$1,890,0002,697
Extraordinary gains, net$045
Net income$1,890,0002,700
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$133,0001,964
Cash dividends$925,0002,035
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$1,877,9102,696
2006-06-30 (YTD Data)Rank
Total interest income$13,489,0001,438
Total interest expense$5,775,0001,350
Net interest income$7,714,0001,495
Provision for loan and lease losses$06,419
Total noninterest income$1,701,0001,476
Gross Fiduciary activities income$179,000667
Service charges on deposit accounts$835,0001,061
Trading account gains and fees$0126
Additional Noninterest Income$687,0001,788
Total noninterest expense$8,011,0001,144
Salaries and employee benefits$4,498,0001,091
Premises and equipment expense$1,261,0001,002
Additional noninterest expense$2,252,0001,205
Pre-tax net operating income$1,404,0003,011
Securities gains (losses)$13,000684
Applicable income taxes$121,0004,297
Income before extraordinary items$1,296,0002,624
Extraordinary gains, net$039
Net income$1,296,0002,626
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$98,0001,738
Cash dividends$616,0002,052
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,284,1702,625
2006-03-31 (YTD Data)Rank
Total interest income$6,471,0001,460
Total interest expense$2,722,0001,356
Net interest income$3,749,0001,533
Provision for loan and lease losses$06,013
Total noninterest income$814,0001,490
Gross Fiduciary activities income$78,000704
Service charges on deposit accounts$403,0001,065
Trading account gains and fees$0115
Additional Noninterest Income$333,0001,789
Total noninterest expense$3,866,0001,178
Salaries and employee benefits$2,247,0001,101
Premises and equipment expense$641,000989
Additional noninterest expense$978,0001,344
Pre-tax net operating income$697,0002,984
Securities gains (losses)$0955
Applicable income taxes$56,0004,357
Income before extraordinary items$641,0002,614
Extraordinary gains, net$021
Net income$641,0002,614
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$111,000903
Cash dividends$307,0001,900
Sale, conversion, retirement of capital stock, net$0648
Net operating income$641,0002,595
2005-12-31 (YTD Data)Rank
Total interest income$23,425,0001,424
Total interest expense$8,750,0001,304
Net interest income$14,675,0001,493
Provision for loan and lease losses$07,120
Total noninterest income$3,018,0001,600
Gross Fiduciary activities income$359,000654
Service charges on deposit accounts$1,362,0001,301
Trading account gains and fees$0138
Additional Noninterest Income$1,297,0001,848
Total noninterest expense$14,410,0001,208
Salaries and employee benefits$8,638,0001,067
Premises and equipment expense$2,216,0001,090
Additional noninterest expense$3,556,0001,442
Pre-tax net operating income$3,283,0002,574
Securities gains (losses)$-662,0008,730
Applicable income taxes$-89,0008,598
Income before extraordinary items$2,710,0002,438
Extraordinary gains, net$046
Net income$2,710,0002,439
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$16,0005,474
Cash dividends$1,071,0002,327
Sale, conversion, retirement of capital stock, net$5,538,000284
Net operating income$3,372,0002,009
2005-09-30 (YTD Data)Rank
Total interest income$17,102,0001,424
Total interest expense$6,235,0001,282
Net interest income$10,867,0001,497
Provision for loan and lease losses$120,0003,874
Total noninterest income$2,239,0001,614
Gross Fiduciary activities income$287,000637
Service charges on deposit accounts$966,0001,351
Trading account gains and fees$0126
Additional Noninterest Income$986,0001,834
Total noninterest expense$10,658,0001,211
Salaries and employee benefits$6,365,0001,080
Premises and equipment expense$1,624,0001,111
Additional noninterest expense$2,669,0001,422
Pre-tax net operating income$2,328,0002,716
Securities gains (losses)$-662,0008,800
Applicable income taxes$-25,0008,644
Income before extraordinary items$1,691,0002,836
Extraordinary gains, net$035
Net income$1,691,0002,837
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-7,0007,791
Cash dividends$771,0002,168
Sale, conversion, retirement of capital stock, net$0769
Net operating income$2,353,0002,143
2005-06-30 (YTD Data)Rank
Total interest income$10,922,0001,441
Total interest expense$3,902,0001,290
Net interest income$7,020,0001,525
Provision for loan and lease losses$45,0004,715
Total noninterest income$1,476,0001,618
Gross Fiduciary activities income$210,000627
Service charges on deposit accounts$601,0001,407
Trading account gains and fees$0116
Additional Noninterest Income$665,0001,804
Total noninterest expense$6,979,0001,217
Salaries and employee benefits$4,078,0001,113
Premises and equipment expense$1,063,0001,125
Additional noninterest expense$1,838,0001,352
Pre-tax net operating income$1,472,0002,803
Securities gains (losses)$-660,0008,825
Applicable income taxes$-139,0008,768
Income before extraordinary items$951,0003,216
Extraordinary gains, net$030
Net income$951,0003,217
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-3,0007,385
Cash dividends$514,0002,143
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,611,0002,070
2005-03-31 (YTD Data)Rank
Total interest income$5,207,0001,484
Total interest expense$1,800,0001,327
Net interest income$3,407,0001,556
Provision for loan and lease losses$15,0004,875
Total noninterest income$755,0001,561
Gross Fiduciary activities income$133,000581
Service charges on deposit accounts$289,0001,422
Trading account gains and fees$0115
Additional Noninterest Income$333,0001,763
Total noninterest expense$3,441,0001,235
Salaries and employee benefits$2,006,0001,136
Premises and equipment expense$529,0001,141
Additional noninterest expense$906,0001,371
Pre-tax net operating income$706,0002,843
Securities gains (losses)$-699,0008,897
Applicable income taxes$-154,0008,873
Income before extraordinary items$161,0005,952
Extraordinary gains, net$024
Net income$161,0005,953
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0004,060
Cash dividends$257,0001,926
Sale, conversion, retirement of capital stock, net$0491
Net operating income$860,0001,918
2004-12-31 (YTD Data)Rank
Total interest income$20,232,0001,415
Total interest expense$6,555,0001,253
Net interest income$13,677,0001,475
Provision for loan and lease losses$07,314
Total noninterest income$2,956,0001,626
Gross Fiduciary activities income$356,000651
Service charges on deposit accounts$1,323,0001,340
Trading account gains and fees$0138
Additional Noninterest Income$1,277,0001,832
Total noninterest expense$13,186,0001,245
Salaries and employee benefits$7,320,0001,187
Premises and equipment expense$2,072,0001,109
Additional noninterest expense$3,794,0001,312
Pre-tax net operating income$3,447,0002,297
Securities gains (losses)$-2,365,0008,927
Applicable income taxes$504,0003,338
Income before extraordinary items$578,0006,034
Extraordinary gains, net$034
Net income$578,0006,037
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$123,0003,342
Cash dividends$991,0002,375
Sale, conversion, retirement of capital stock, net$126,000629
Net operating income$2,091,6002,745
2004-09-30 (YTD Data)Rank
Total interest income$14,976,0001,423
Total interest expense$4,841,0001,242
Net interest income$10,135,0001,488
Provision for loan and lease losses$07,100
Total noninterest income$2,338,0001,554
Gross Fiduciary activities income$284,000641
Service charges on deposit accounts$999,0001,342
Trading account gains and fees$0134
Additional Noninterest Income$1,055,0001,711
Total noninterest expense$9,644,0001,277
Salaries and employee benefits$5,257,0001,252
Premises and equipment expense$1,620,0001,076
Additional noninterest expense$2,767,0001,338
Pre-tax net operating income$2,829,0002,171
Securities gains (losses)$-22,0008,667
Applicable income taxes$500,0002,902
Income before extraordinary items$2,307,0002,034
Extraordinary gains, net$026
Net income$2,307,0002,035
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$115,0002,625
Cash dividends$739,0002,141
Sale, conversion, retirement of capital stock, net$126,000497
Net operating income$2,325,0401,967
2004-06-30 (YTD Data)Rank
Total interest income$9,784,0001,445
Total interest expense$3,174,0001,244
Net interest income$6,610,0001,505
Provision for loan and lease losses$06,885
Total noninterest income$1,632,0001,499
Gross Fiduciary activities income$211,000625
Service charges on deposit accounts$647,0001,373
Trading account gains and fees$0130
Additional Noninterest Income$774,0001,582
Total noninterest expense$6,371,0001,280
Salaries and employee benefits$3,479,0001,254
Premises and equipment expense$1,085,0001,070
Additional noninterest expense$1,807,0001,348
Pre-tax net operating income$1,871,0002,161
Securities gains (losses)$-23,0008,817
Applicable income taxes$339,0002,859
Income before extraordinary items$1,509,0002,059
Extraordinary gains, net$021
Net income$1,509,0002,060
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$80,0002,446
Cash dividends$495,0002,194
Sale, conversion, retirement of capital stock, net$126,000388
Net operating income$1,527,8601,987
2004-03-31 (YTD Data)Rank
Total interest income$4,883,0001,456
Total interest expense$1,620,0001,232
Net interest income$3,263,0001,524
Provision for loan and lease losses$06,501
Total noninterest income$741,0001,591
Gross Fiduciary activities income$108,000627
Service charges on deposit accounts$312,0001,375
Trading account gains and fees$0121
Additional Noninterest Income$321,0001,798
Total noninterest expense$3,163,0001,293
Salaries and employee benefits$1,722,0001,286
Premises and equipment expense$546,0001,087
Additional noninterest expense$895,0001,354
Pre-tax net operating income$841,0002,326
Securities gains (losses)$46,0001,247
Applicable income taxes$154,0003,042
Income before extraordinary items$733,0002,086
Extraordinary gains, net$016
Net income$733,0002,086
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$69,0001,653
Cash dividends$248,0001,978
Sale, conversion, retirement of capital stock, net$126,000236
Net operating income$694,8202,116
2003-12-31 (YTD Data)Rank
Total interest income$18,893,0001,519
Total interest expense$7,158,0001,238
Net interest income$11,735,0001,655
Provision for loan and lease losses$07,651
Total noninterest income$2,904,0001,733
Gross Fiduciary activities income$322,000684
Service charges on deposit accounts$1,242,0001,394
Trading account gains and fees$0160
Additional Noninterest Income$1,340,0001,974
Total noninterest expense$12,618,0001,282
Salaries and employee benefits$6,888,0001,240
Premises and equipment expense$2,357,000964
Additional noninterest expense$3,373,0001,460
Pre-tax net operating income$2,021,0003,375
Securities gains (losses)$-362,0009,116
Applicable income taxes$-10,0008,768
Income before extraordinary items$1,669,0003,287
Extraordinary gains, net$054
Net income$1,669,0003,289
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-13,0008,655
Cash dividends$950,0002,415
Sale, conversion, retirement of capital stock, net$371,000528
Net operating income$2,031,0002,706
2003-09-30 (YTD Data)Rank
Total interest income$14,059,0001,554
Total interest expense$5,525,0001,258
Net interest income$8,534,0001,724
Provision for loan and lease losses$07,481
Total noninterest income$2,203,0001,759
Gross Fiduciary activities income$224,000707
Service charges on deposit accounts$923,0001,422
Trading account gains and fees$0153
Additional Noninterest Income$1,056,0001,973
Total noninterest expense$9,455,0001,294
Salaries and employee benefits$5,307,0001,220
Premises and equipment expense$1,787,000958
Additional noninterest expense$2,361,0001,559
Pre-tax net operating income$1,282,0003,897
Securities gains (losses)$-337,0009,181
Applicable income taxes$-75,0009,045
Income before extraordinary items$1,020,0003,936
Extraordinary gains, net$040
Net income$1,020,0003,935
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-26,0008,781
Cash dividends$706,0002,161
Sale, conversion, retirement of capital stock, net$263,000419
Net operating income$1,357,0003,042
2003-06-30 (YTD Data)Rank
Total interest income$9,324,0001,573
Total interest expense$3,823,0001,252
Net interest income$5,501,0001,776
Provision for loan and lease losses$07,324
Total noninterest income$1,382,0001,833
Gross Fiduciary activities income$149,000711
Service charges on deposit accounts$605,0001,417
Trading account gains and fees$0150
Additional Noninterest Income$628,0002,129
Total noninterest expense$5,761,0001,404
Salaries and employee benefits$3,171,0001,373
Premises and equipment expense$1,137,0001,015
Additional noninterest expense$1,453,0001,660
Pre-tax net operating income$1,122,0003,240
Securities gains (losses)$129,0001,328
Applicable income taxes$197,0004,002
Income before extraordinary items$1,054,0002,862
Extraordinary gains, net$030
Net income$1,054,0002,861
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-37,0008,928
Cash dividends$473,0002,244
Sale, conversion, retirement of capital stock, net$184,000341
Net operating income$945,6402,935
2003-03-31 (YTD Data)Rank
Total interest income$4,729,0001,569
Total interest expense$1,990,0001,229
Net interest income$2,739,0001,776
Provision for loan and lease losses$06,934
Total noninterest income$675,0001,832
Gross Fiduciary activities income$65,000751
Service charges on deposit accounts$299,0001,385
Trading account gains and fees$0134
Additional Noninterest Income$311,0002,061
Total noninterest expense$2,761,0001,440
Salaries and employee benefits$1,530,0001,412
Premises and equipment expense$548,0001,056
Additional noninterest expense$683,0001,729
Pre-tax net operating income$653,0002,887
Securities gains (losses)$-1,0008,995
Applicable income taxes$94,0004,051
Income before extraordinary items$558,0002,708
Extraordinary gains, net$021
Net income$558,0002,705
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$74,0001,796
Cash dividends$237,0002,048
Sale, conversion, retirement of capital stock, net$185,000193
Net operating income$558,8602,565
2002-12-31 (YTD Data)Rank
Total interest income$21,497,0001,431
Total interest expense$9,130,0001,230
Net interest income$12,367,0001,569
Provision for loan and lease losses$08,089
Total noninterest income$2,480,0001,809
Gross Fiduciary activities income$344,000677
Service charges on deposit accounts$1,090,0001,480
Trading account gains and fees$0153
Additional Noninterest Income$1,046,0002,114
Total noninterest expense$11,254,0001,366
Salaries and employee benefits$6,005,0001,359
Premises and equipment expense$2,149,0001,023
Additional noninterest expense$3,100,0001,529
Pre-tax net operating income$3,593,0002,165
Securities gains (losses)$165,0001,298
Applicable income taxes$728,0002,759
Income before extraordinary items$3,030,0001,981
Extraordinary gains, net$070
Net income$3,030,0001,980
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$263,0002,573
Cash dividends$911,0002,410
Sale, conversion, retirement of capital stock, net$359,000510
Net operating income$2,896,3501,995
2001-12-31 (YTD Data)Rank
Total interest income$24,387,0001,393
Total interest expense$12,929,0001,254
Net interest income$11,458,0001,550
Provision for loan and lease losses$08,228
Total noninterest income$2,218,0001,855
Gross Fiduciary activities income$341,000692
Service charges on deposit accounts$1,036,0001,437
Trading account gains and fees$0177
Additional Noninterest Income$841,0002,313
Total noninterest expense$9,893,0001,487
Salaries and employee benefits$5,315,0001,425
Premises and equipment expense$1,777,0001,193
Additional noninterest expense$2,801,0001,650
Pre-tax net operating income$3,783,0001,859
Securities gains (losses)$85,0001,883
Applicable income taxes$968,0002,122
Income before extraordinary items$2,900,0001,812
Extraordinary gains, net$0105
Net income$2,900,0001,814
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$108,0003,927
Cash dividends$880,0002,478
Sale, conversion, retirement of capital stock, net$-7,0009,441
Net operating income$2,836,2501,786
2000-12-31 (YTD Data)Rank
Total interest income$23,752,0001,461
Total interest expense$12,790,0001,359
Net interest income$10,962,0001,596
Provision for loan and lease losses$08,337
Total noninterest income$1,725,0002,093
Gross Fiduciary activities income$448,000629
Service charges on deposit accounts$755,0001,848
Trading account gains and fees$0180
Additional Noninterest Income$522,0002,880
Total noninterest expense$8,932,0001,568
Salaries and employee benefits$4,732,0001,500
Premises and equipment expense$1,651,0001,233
Additional noninterest expense$2,549,0001,742
Pre-tax net operating income$3,755,0001,949
Securities gains (losses)$15,0001,035
Applicable income taxes$1,062,0002,018
Income before extraordinary items$2,708,0001,925
Extraordinary gains, net$038
Net income$2,708,0001,925
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$168,0002,683
Cash dividends$838,0002,586
Sale, conversion, retirement of capital stock, net$16,000869
Net operating income$2,697,2001,936
1999-12-31 (YTD Data)Rank
Total interest income$20,513,0001,589
Total interest expense$9,826,0001,528
Net interest income$10,687,0001,631
Provision for loan and lease losses$08,503
Total noninterest income$1,634,0002,166
Gross Fiduciary activities income$399,000704
Service charges on deposit accounts$627,0002,121
Trading account gains and fees$0173
Additional Noninterest Income$608,0002,601
Total noninterest expense$8,243,0001,669
Salaries and employee benefits$4,257,0001,623
Premises and equipment expense$1,445,0001,409
Additional noninterest expense$2,541,0001,746
Pre-tax net operating income$4,078,0001,811
Securities gains (losses)$03,155
Applicable income taxes$1,246,0001,856
Income before extraordinary items$2,832,0001,875
Extraordinary gains, net$035
Net income$2,832,0001,876
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$120,0003,239
Cash dividends$795,0002,696
Sale, conversion, retirement of capital stock, net$2,0001,019
Net operating income$2,832,0001,843
1998-12-31 (YTD Data)Rank
Total interest income$17,902,0001,810
Total interest expense$8,266,0001,854
Net interest income$9,636,0001,773
Provision for loan and lease losses$08,652
Total noninterest income$1,498,0002,272
Gross Fiduciary activities income$430,000684
Service charges on deposit accounts$632,0002,032
Trading account gains and fees$0224
Additional Noninterest Income$436,0003,245
Total noninterest expense$6,965,0001,866
Salaries and employee benefits$3,911,0001,696
Premises and equipment expense$1,145,0001,724
Additional noninterest expense$1,909,0002,195
Pre-tax net operating income$4,169,0001,755
Securities gains (losses)$5,0003,437
Applicable income taxes$1,252,0001,914
Income before extraordinary items$2,922,0001,803
Extraordinary gains, net$032
Net income$2,922,0001,803
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$76,0004,157
Cash dividends$697,0002,872
Sale, conversion, retirement of capital stock, net$-7,00010,296
Net operating income$2,918,5001,731
1997-12-31 (YTD Data)Rank
Total interest income$16,364,0001,994
Total interest expense$6,984,0002,157
Net interest income$9,380,0001,860
Provision for loan and lease losses$08,829
Total noninterest income$1,269,0002,503
Gross Fiduciary activities income$416,000720
Service charges on deposit accounts$470,0002,785
Trading account gains and fees$0239
Additional Noninterest Income$383,0003,375
Total noninterest expense$7,076,0001,831
Salaries and employee benefits$3,952,0001,663
Premises and equipment expense$1,123,0001,757
Additional noninterest expense$2,001,0002,092
Pre-tax net operating income$3,573,0002,103
Securities gains (losses)$7,0002,566
Applicable income taxes$865,0002,748
Income before extraordinary items$2,715,0001,946
Extraordinary gains, net$044
Net income$2,715,0001,946
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-169,00010,795
Cash dividends$608,0003,031
Sale, conversion, retirement of capital stock, net$-9,00010,724
Net operating income$2,709,6801,891
1996-12-31 (YTD Data)Rank
Total interest income$15,162,0002,226
Total interest expense$6,459,0002,389
Net interest income$8,703,0002,057
Provision for loan and lease losses$09,041
Total noninterest income$957,0003,241
Gross Fiduciary activities income$306,000852
Service charges on deposit accounts$433,0003,113
Trading account gains and fees$0262
Additional Noninterest Income$218,0004,938
Total noninterest expense$6,679,0002,079
Salaries and employee benefits$3,629,0001,823
Premises and equipment expense$1,080,0001,860
Additional noninterest expense$1,970,0002,496
Pre-tax net operating income$2,981,0002,388
Securities gains (losses)$-5,0009,952
Applicable income taxes$658,0003,330
Income before extraordinary items$2,318,0002,136
Extraordinary gains, net$053
Net income$2,318,0002,137
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$403,0001,674
Cash dividends$363,0004,111
Sale, conversion, retirement of capital stock, net$-11,00011,304
Net operating income$2,321,9002,087
1995-12-31 (YTD Data)Rank
Total interest income$13,996,0002,397
Total interest expense$5,788,0002,654
Net interest income$8,208,0002,190
Provision for loan and lease losses$08,958
Total noninterest income$918,0003,316
Gross Fiduciary activities income$298,000904
Service charges on deposit accounts$459,0002,954
Trading account gains and fees$0522
Additional Noninterest Income$161,0005,779
Total noninterest expense$7,085,0001,951
Salaries and employee benefits$3,654,0001,811
Premises and equipment expense$1,212,0001,662
Additional noninterest expense$2,219,0002,211
Pre-tax net operating income$2,041,0003,428
Securities gains (losses)$-2,0009,253
Applicable income taxes$169,0007,942
Income before extraordinary items$1,870,0002,655
Extraordinary gains, net$065
Net income$1,870,0002,654
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$130,0003,217
Cash dividends$124,0006,440
Sale, conversion, retirement of capital stock, net$-14,00010,443
Net operating income$1,871,8402,623
1994-12-31 (YTD Data)Rank
Total interest income$11,699,0002,598
Total interest expense$4,210,0002,900
Net interest income$7,489,0002,418
Provision for loan and lease losses$09,146
Total noninterest income$974,0003,168
Gross Fiduciary activities income$286,000921
Service charges on deposit accounts$471,0002,929
Trading account gains and fees$0475
Additional Noninterest Income$217,0005,013
Total noninterest expense$7,143,0002,003
Salaries and employee benefits$3,388,0001,970
Premises and equipment expense$1,245,0001,662
Additional noninterest expense$2,510,0002,126
Pre-tax net operating income$1,320,0004,885
Securities gains (losses)$03,600
Applicable income taxes$011,630
Income before extraordinary items$1,320,0003,542
Extraordinary gains, net$0249
Net income$1,320,0003,550
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$355,0001,702
Cash dividends$60,0007,692
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,320,0003,579
1993-12-31 (YTD Data)Rank
Total interest income$11,643,0002,661
Total interest expense$4,974,0002,584
Net interest income$6,669,0002,708
Provision for loan and lease losses$63,0006,860
Total noninterest income$1,132,0003,048
Gross Fiduciary activities income$295,000945
Service charges on deposit accounts$356,0003,815
Trading account gains and fees$0532
Additional Noninterest Income$481,0003,346
Total noninterest expense$6,803,0002,146
Salaries and employee benefits$3,074,0002,163
Premises and equipment expense$1,229,0001,703
Additional noninterest expense$2,500,0002,230
Pre-tax net operating income$935,0006,194
Securities gains (losses)$07,477
Applicable income taxes$234,0007,024
Income before extraordinary items$701,0006,107
Extraordinary gains, net$03,149
Net income$701,0006,278
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$163,0003,518
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$701,0005,837
1992-12-31 (YTD Data)Rank
Total interest income$14,199,0002,476
Total interest expense$6,990,0002,407
Net interest income$7,209,0002,522
Provision for loan and lease losses$2,887,000862
Total noninterest income$669,0004,564
Gross Fiduciary activities income$193,0001,091
Service charges on deposit accounts$286,0004,619
Trading account gains and fees$0504
Additional Noninterest Income$190,0005,835
Total noninterest expense$7,028,0002,099
Salaries and employee benefits$3,216,0002,046
Premises and equipment expense$1,118,0001,893
Additional noninterest expense$2,694,0002,186
Pre-tax net operating income$-2,037,00013,641
Securities gains (losses)$08,369
Applicable income taxes$012,680
Income before extraordinary items$-2,037,00013,673
Extraordinary gains, net$01,422
Net income$-2,037,00013,671
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$986,0001,575
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$-2,037,00013,628

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.