Home > Discovery Bank > Assets and Liabilities
Discovery Bank, Assets and Liabilities
| 2009-06-30 | Rank | |
| # of Employees: | 43 | 3,618 |
| Assets and Liabilities | ||
| Total Assets: | $151,051,000 | 4,017 |
| Cash and due from depository institutions | $4,798,000 | 3,618 |
| Interest-bearing balances | $1,397,000 | 4,396 |
| Securities | $737,000 | 7,692 |
| Federal funds sold & reverse repurchase agreements | $13,220,000 | 755 |
| Net loans & leases | $124,633,000 | 3,432 |
| Loan loss allowance | $3,910,000 | 1,822 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $329,000 | 7,086 |
| Other real estate owned | $3,814,000 | 3,618 |
| Goodwill and other intangibles | $89,000 | 2,775 |
| All other assets | $3,431,000 | 3,931 |
| Life insurance assets | $0 | 3,901 |
| Total liabilities and capital | $151,051,000 | 4,017 |
| Total liabilities | $135,040,000 | 4,019 |
| Total deposits | $123,937,000 | 3,994 |
| Interest-bearing deposits | $98,176,000 | 4,222 |
| Deposits held in domestic offices | $123,937,000 | 3,992 |
| % insured | 61.81% | 7,098 |
| Federal funds purchased & repurchase agreements | $0 | 2,922 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $8,250,000 | 3,209 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,853,000 | 1,804 |
| Total equity capital | $16,011,000 | 3,904 |
| Total bank equity capital | $16,011,000 | 3,904 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $20,875,000 | 206 |
| Surplus | $0 | 7,629 |
| Undivided profits | $-4,864,000 | 7,686 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $10,737,000 | 1,368 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $410,000 | 519 |
| Income earned, not collected on loans | $388,000 | 6,233 |
| Earning assets | $139,987,000 | 3,987 |
| Long-term assets (5+ years) | $16,214,000 | 4,513 |
| Average Assets, year-to-date | $162,266,000 | 3,776 |
| Average Assets, quarterly | $157,766,000 | 3,892 |
| Volatile liabilities | $61,179,000 | 2,323 |
| Insider loans | $962,000 | 4,387 |
| FHLB advances | $8,250,000 | 3,069 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $29,749,000 | 2,222 |
| Tier 1 (core) risk-based capital | $15,914,000 | 3,801 |
| Tier 2 risk-based capital | $1,811,000 | 2,845 |
| Total risk weighted assets | $142,894,000 | 3,208 |
| Total unused commitments | $29,749,000 | 2,225 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 50 | 3,236 |
| Assets and Liabilities | ||
| Total Assets: | $164,481,000 | 3,786 |
| Cash and due from depository institutions | $6,803,000 | 3,236 |
| Interest-bearing balances | $1,793,000 | 3,834 |
| Securities | $768,000 | 7,766 |
| Federal funds sold & reverse repurchase agreements | $19,785,000 | 579 |
| Net loans & leases | $128,392,000 | 3,358 |
| Loan loss allowance | $3,514,000 | 1,915 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $360,000 | 7,067 |
| Other real estate owned | $3,747,000 | 3,236 |
| Goodwill and other intangibles | $77,000 | 2,827 |
| All other assets | $4,549,000 | 3,310 |
| Life insurance assets | $0 | 3,932 |
| Total liabilities and capital | $164,481,000 | 3,786 |
| Total liabilities | $147,875,000 | 3,780 |
| Total deposits | $135,973,000 | 3,732 |
| Interest-bearing deposits | $109,140,000 | 3,918 |
| Deposits held in domestic offices | $135,973,000 | 3,730 |
| % insured | 73.70% | 5,418 |
| Federal funds purchased & repurchase agreements | $0 | 2,904 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $8,950,000 | 3,213 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $2,952,000 | 1,728 |
| Total equity capital | $16,606,000 | 3,830 |
| Total bank equity capital | $16,606,000 | 3,830 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $20,368,000 | 213 |
| Surplus | $0 | 7,679 |
| Undivided profits | $-3,762,000 | 7,685 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $7,721,000 | 1,571 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $602,000 | 373 |
| Income earned, not collected on loans | $411,000 | 6,116 |
| Earning assets | $150,738,000 | 3,779 |
| Long-term assets (5+ years) | $14,756,000 | 4,671 |
| Average Assets, year-to-date | $167,873,500 | 3,691 |
| Average Assets, quarterly | $167,873,500 | 3,691 |
| Volatile liabilities | $40,407,000 | 3,234 |
| Insider loans | $962,000 | 4,423 |
| FHLB advances | $8,950,000 | 3,089 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $29,340,000 | 2,324 |
| Tier 1 (core) risk-based capital | $16,585,000 | 3,722 |
| Tier 2 risk-based capital | $1,886,000 | 2,744 |
| Total risk weighted assets | $149,197,000 | 3,123 |
| Total unused commitments | $29,340,000 | 2,327 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 51 | 3,212 |
| Assets and Liabilities | ||
| Total Assets: | $171,266,000 | 3,646 |
| Cash and due from depository institutions | $6,971,000 | 3,212 |
| Interest-bearing balances | $2,398,000 | 2,758 |
| Securities | $1,838,000 | 7,612 |
| Federal funds sold & reverse repurchase agreements | $23,835,000 | 368 |
| Net loans & leases | $131,740,000 | 3,316 |
| Loan loss allowance | $3,424,000 | 1,892 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $400,000 | 7,011 |
| Other real estate owned | $1,814,000 | 3,212 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $4,668,000 | 3,285 |
| Life insurance assets | $0 | 3,960 |
| Total liabilities and capital | $171,266,000 | 3,646 |
| Total liabilities | $153,588,000 | 3,633 |
| Total deposits | $145,653,000 | 3,486 |
| Interest-bearing deposits | $115,636,000 | 3,697 |
| Deposits held in domestic offices | $145,653,000 | 3,484 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,392 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $5,000,000 | 4,114 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $2,935,000 | 1,735 |
| Total equity capital | $17,678,000 | 3,615 |
| Total bank equity capital | $17,678,000 | 3,615 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $20,312,000 | 213 |
| Surplus | $0 | 7,724 |
| Undivided profits | $-2,634,000 | 7,627 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $9,240,000 | 1,189 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $465,000 | 5,942 |
| Earning assets | $159,811,000 | 3,585 |
| Long-term assets (5+ years) | $16,868,000 | 4,369 |
| Average Assets, year-to-date | $170,962,400 | 3,541 |
| Average Assets, quarterly | $165,166,000 | 3,703 |
| Volatile liabilities | $13,759,000 | 5,762 |
| Insider loans | $872,000 | 4,637 |
| FHLB advances | $5,000,000 | 3,981 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $38,567,000 | 1,952 |
| Tier 1 (core) risk-based capital | $17,664,000 | 3,508 |
| Tier 2 risk-based capital | $1,932,000 | 2,686 |
| Total risk weighted assets | $153,040,000 | 3,068 |
| Total unused commitments | $38,567,000 | 1,953 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 53 | 3,132 |
| Assets and Liabilities | ||
| Total Assets: | $159,066,000 | 3,805 |
| Cash and due from depository institutions | $8,297,000 | 3,132 |
| Interest-bearing balances | $3,974,000 | 1,589 |
| Securities | $3,462,000 | 7,292 |
| Federal funds sold & reverse repurchase agreements | $8,955,000 | 1,369 |
| Net loans & leases | $135,439,000 | 3,235 |
| Loan loss allowance | $3,570,000 | 1,687 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $446,000 | 6,962 |
| Other real estate owned | $0 | 3,132 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $2,467,000 | 4,772 |
| Life insurance assets | $0 | 3,984 |
| Total liabilities and capital | $159,066,000 | 3,805 |
| Total liabilities | $143,431,000 | 3,767 |
| Total deposits | $136,207,000 | 3,623 |
| Interest-bearing deposits | $102,814,000 | 3,973 |
| Deposits held in domestic offices | $136,207,000 | 3,620 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,524 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $5,000,000 | 4,125 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,224,000 | 2,135 |
| Total equity capital | $15,635,000 | 4,038 |
| Total bank equity capital | $15,635,000 | 4,038 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $16,223,000 | 273 |
| Surplus | $0 | 7,795 |
| Undivided profits | $-588,000 | 7,381 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $11,657,000 | 848 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $111,000 | 772 |
| Income earned, not collected on loans | $514,000 | 5,851 |
| Earning assets | $151,830,000 | 3,685 |
| Long-term assets (5+ years) | $11,048,000 | 5,125 |
| Average Assets, year-to-date | $170,886,500 | 3,547 |
| Average Assets, quarterly | $164,130,500 | 3,694 |
| Volatile liabilities | $9,859,000 | 6,312 |
| Insider loans | $10,000 | 7,442 |
| FHLB advances | $5,000,000 | 3,984 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $50,429,000 | 1,668 |
| Tier 1 (core) risk-based capital | $15,632,000 | 3,944 |
| Tier 2 risk-based capital | $1,999,000 | 2,532 |
| Total risk weighted assets | $158,319,000 | 2,986 |
| Total unused commitments | $50,429,000 | 1,669 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 53 | 3,186 |
| Assets and Liabilities | ||
| Total Assets: | $169,195,000 | 3,629 |
| Cash and due from depository institutions | $9,419,000 | 3,186 |
| Interest-bearing balances | $4,051,000 | 1,450 |
| Securities | $3,486,000 | 7,349 |
| Federal funds sold & reverse repurchase agreements | $13,745,000 | 856 |
| Net loans & leases | $133,428,000 | 3,252 |
| Loan loss allowance | $4,412,000 | 1,341 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $6,348,000 | 2,049 |
| Other real estate owned | $0 | 3,186 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $2,769,000 | 4,483 |
| Life insurance assets | $0 | 4,015 |
| Total liabilities and capital | $169,195,000 | 3,629 |
| Total liabilities | $153,176,000 | 3,594 |
| Total deposits | $141,670,000 | 3,519 |
| Interest-bearing deposits | $105,731,000 | 3,897 |
| Deposits held in domestic offices | $141,670,000 | 3,516 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,577 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $10,736,000 | 2,990 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $770,000 | 4,427 |
| Total equity capital | $16,019,000 | 3,979 |
| Total bank equity capital | $16,019,000 | 3,979 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $16,159,000 | 267 |
| Surplus | $0 | 7,856 |
| Undivided profits | $-140,000 | 7,376 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $10,076,000 | 852 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $23,000 | 997 |
| Income earned, not collected on loans | $516,000 | 5,794 |
| Earning assets | $154,710,000 | 3,632 |
| Long-term assets (5+ years) | $12,052,000 | 4,959 |
| Average Assets, year-to-date | $174,826,670 | 3,511 |
| Average Assets, quarterly | $169,551,500 | 3,627 |
| Volatile liabilities | $19,541,000 | 4,865 |
| Insider loans | $10,000 | 7,495 |
| FHLB advances | $10,736,000 | 2,877 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $56,148,000 | 1,582 |
| Tier 1 (core) risk-based capital | $16,020,000 | 3,886 |
| Tier 2 risk-based capital | $2,095,000 | 2,397 |
| Total risk weighted assets | $165,186,000 | 2,887 |
| Total unused commitments | $56,148,000 | 1,582 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 52 | 3,236 |
| Assets and Liabilities | ||
| Total Assets: | $169,908,000 | 3,632 |
| Cash and due from depository institutions | $10,683,000 | 3,236 |
| Interest-bearing balances | $5,339,000 | 1,331 |
| Securities | $4,591,000 | 7,108 |
| Federal funds sold & reverse repurchase agreements | $7,860,000 | 2,212 |
| Net loans & leases | $137,510,000 | 3,137 |
| Loan loss allowance | $2,973,000 | 1,850 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $6,409,000 | 2,009 |
| Other real estate owned | $0 | 3,236 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $2,855,000 | 4,320 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $169,908,000 | 3,632 |
| Total liabilities | $153,171,000 | 3,601 |
| Total deposits | $141,829,000 | 3,543 |
| Interest-bearing deposits | $94,238,000 | 4,212 |
| Deposits held in domestic offices | $141,829,000 | 3,540 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $10,702,000 | 2,794 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $640,000 | 5,075 |
| Total equity capital | $16,737,000 | 3,915 |
| Total bank equity capital | $16,737,000 | 3,915 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $15,501,000 | 280 |
| Surplus | $0 | 7,894 |
| Undivided profits | $1,236,000 | 6,685 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $12,166,000 | 648 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $115,000 | 728 |
| Income earned, not collected on loans | $598,000 | 5,325 |
| Earning assets | $155,300,000 | 3,643 |
| Long-term assets (5+ years) | $5,157,000 | 6,151 |
| Average Assets, year-to-date | $177,642,500 | 3,476 |
| Average Assets, quarterly | $177,642,500 | 3,476 |
| Volatile liabilities | $18,100,000 | 5,019 |
| Insider loans | $153,000 | 6,691 |
| FHLB advances | $10,702,000 | 2,688 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $61,252,000 | 1,494 |
| Tier 1 (core) risk-based capital | $16,689,000 | 3,756 |
| Tier 2 risk-based capital | $2,101,000 | 2,335 |
| Total risk weighted assets | $167,139,000 | 2,811 |
| Total unused commitments | $61,252,000 | 1,495 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 53 | 3,206 |
| Assets and Liabilities | ||
| Total Assets: | $185,377,000 | 3,349 |
| Cash and due from depository institutions | $16,492,000 | 3,206 |
| Interest-bearing balances | $6,824,000 | 841 |
| Securities | $4,601,000 | 7,178 |
| Federal funds sold & reverse repurchase agreements | $6,245,000 | 2,134 |
| Net loans & leases | $147,789,000 | 2,934 |
| Loan loss allowance | $3,170,000 | 1,725 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $6,557,000 | 1,964 |
| Other real estate owned | $0 | 3,206 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $3,693,000 | 3,723 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $185,377,000 | 3,349 |
| Total liabilities | $169,232,000 | 3,275 |
| Total deposits | $149,203,000 | 3,366 |
| Interest-bearing deposits | $110,553,000 | 3,723 |
| Deposits held in domestic offices | $149,203,000 | 3,364 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $19,302,000 | 1,913 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $727,000 | 4,734 |
| Total equity capital | $16,145,000 | 3,970 |
| Total bank equity capital | $16,145,000 | 3,970 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $14,954,000 | 303 |
| Surplus | $0 | 7,931 |
| Undivided profits | $1,191,000 | 6,743 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $12,548,000 | 500 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $800,000 | 4,715 |
| Earning assets | $165,459,000 | 3,423 |
| Long-term assets (5+ years) | $5,243,000 | 5,937 |
| Average Assets, year-to-date | $176,489,400 | 3,368 |
| Average Assets, quarterly | $181,905,500 | 3,369 |
| Volatile liabilities | $30,944,000 | 3,725 |
| Insider loans | $1,497,000 | 3,616 |
| FHLB advances | $19,302,000 | 1,821 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $61,047,000 | 1,521 |
| Tier 1 (core) risk-based capital | $16,137,000 | 3,844 |
| Tier 2 risk-based capital | $2,252,000 | 2,185 |
| Total risk weighted assets | $179,214,000 | 2,591 |
| Total unused commitments | $61,047,000 | 1,522 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 54 | 3,127 |
| Assets and Liabilities | ||
| Total Assets: | $178,434,000 | 3,411 |
| Cash and due from depository institutions | $13,121,000 | 3,127 |
| Interest-bearing balances | $6,130,000 | 852 |
| Securities | $4,002,000 | 7,380 |
| Federal funds sold & reverse repurchase agreements | $10,585,000 | 1,397 |
| Net loans & leases | $140,574,000 | 3,017 |
| Loan loss allowance | $1,815,000 | 2,734 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $6,638,000 | 1,901 |
| Other real estate owned | $775,000 | 3,127 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $2,739,000 | 4,523 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $178,434,000 | 3,411 |
| Total liabilities | $162,593,000 | 3,355 |
| Total deposits | $140,507,000 | 3,505 |
| Interest-bearing deposits | $108,589,000 | 3,777 |
| Deposits held in domestic offices | $140,507,000 | 3,503 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $21,302,000 | 1,696 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $784,000 | 4,626 |
| Total equity capital | $15,841,000 | 3,996 |
| Total bank equity capital | $15,841,000 | 3,996 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $13,914,000 | 320 |
| Surplus | $0 | 7,949 |
| Undivided profits | $1,927,000 | 6,366 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,280,000 | 1,809 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $943,000 | 4,441 |
| Earning assets | $161,291,000 | 3,458 |
| Long-term assets (5+ years) | $4,491,000 | 6,064 |
| Average Assets, year-to-date | $174,267,500 | 3,396 |
| Average Assets, quarterly | $176,993,000 | 3,410 |
| Volatile liabilities | $40,463,000 | 3,043 |
| Insider loans | $4,821,000 | 1,536 |
| FHLB advances | $21,302,000 | 1,605 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $63,272,000 | 1,494 |
| Tier 1 (core) risk-based capital | $15,850,000 | 3,899 |
| Tier 2 risk-based capital | $1,880,000 | 2,514 |
| Total risk weighted assets | $172,873,000 | 2,641 |
| Total unused commitments | $63,272,000 | 1,495 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 56 | 3,072 |
| Assets and Liabilities | ||
| Total Assets: | $175,552,000 | 3,448 |
| Cash and due from depository institutions | $15,610,000 | 3,072 |
| Interest-bearing balances | $6,824,000 | 823 |
| Securities | $4,005,000 | 7,413 |
| Federal funds sold & reverse repurchase agreements | $11,365,000 | 1,411 |
| Net loans & leases | $136,087,000 | 3,091 |
| Loan loss allowance | $1,905,000 | 2,607 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $6,415,000 | 1,957 |
| Other real estate owned | $0 | 3,072 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $2,070,000 | 5,150 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $175,552,000 | 3,448 |
| Total liabilities | $159,921,000 | 3,397 |
| Total deposits | $150,384,000 | 3,317 |
| Interest-bearing deposits | $116,415,000 | 3,570 |
| Deposits held in domestic offices | $150,384,000 | 3,315 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $9,000,000 | 2,654 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $537,000 | 5,385 |
| Total equity capital | $15,631,000 | 3,978 |
| Total bank equity capital | $15,631,000 | 3,978 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $13,792,000 | 324 |
| Surplus | $81,000 | 7,952 |
| Undivided profits | $1,758,000 | 6,423 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $433,000 | 4,415 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $716,000 | 5,068 |
| Earning assets | $158,281,000 | 3,485 |
| Long-term assets (5+ years) | $10,151,000 | 4,755 |
| Average Assets, year-to-date | $172,878,670 | 3,444 |
| Average Assets, quarterly | $173,426,500 | 3,459 |
| Volatile liabilities | $33,233,000 | 3,477 |
| Insider loans | $5,109,000 | 1,455 |
| FHLB advances | $9,000,000 | 2,528 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $50,348,000 | 1,808 |
| Tier 1 (core) risk-based capital | $15,659,000 | 3,912 |
| Tier 2 risk-based capital | $1,963,000 | 2,409 |
| Total risk weighted assets | $159,041,000 | 2,827 |
| Total unused commitments | $50,348,000 | 1,809 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 57 | 3,006 |
| Assets and Liabilities | ||
| Total Assets: | $171,301,000 | 3,518 |
| Cash and due from depository institutions | $11,944,000 | 3,006 |
| Interest-bearing balances | $6,328,000 | 956 |
| Securities | $3,306,000 | 7,627 |
| Federal funds sold & reverse repurchase agreements | $11,410,000 | 1,781 |
| Net loans & leases | $135,611,000 | 3,070 |
| Loan loss allowance | $1,825,000 | 2,705 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $6,174,000 | 1,995 |
| Other real estate owned | $0 | 3,006 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $2,856,000 | 4,294 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $171,301,000 | 3,518 |
| Total liabilities | $155,852,000 | 3,468 |
| Total deposits | $142,663,000 | 3,478 |
| Interest-bearing deposits | $118,487,000 | 3,513 |
| Deposits held in domestic offices | $142,663,000 | 3,476 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $12,500,000 | 2,158 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $689,000 | 4,785 |
| Total equity capital | $15,449,000 | 4,024 |
| Total bank equity capital | $15,449,000 | 4,024 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $13,792,000 | 310 |
| Surplus | $41,000 | 8,006 |
| Undivided profits | $1,616,000 | 6,619 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $733,000 | 3,314 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $770,000 | 4,702 |
| Earning assets | $156,655,000 | 3,524 |
| Long-term assets (5+ years) | $8,533,000 | 5,007 |
| Average Assets, year-to-date | $171,542,000 | 3,488 |
| Average Assets, quarterly | $171,542,000 | 3,488 |
| Volatile liabilities | $44,831,000 | 2,705 |
| Insider loans | $3,965,000 | 1,787 |
| FHLB advances | $12,500,000 | 2,056 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $51,413,000 | 1,775 |
| Tier 1 (core) risk-based capital | $15,468,000 | 3,926 |
| Tier 2 risk-based capital | $1,872,000 | 2,517 |
| Total risk weighted assets | $158,523,000 | 2,805 |
| Total unused commitments | $51,413,000 | 1,776 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 47 | 3,545 |
| Assets and Liabilities | ||
| Total Assets: | $171,783,000 | 3,474 |
| Cash and due from depository institutions | $12,778,000 | 3,545 |
| Interest-bearing balances | $6,724,000 | 861 |
| Securities | $3,582,000 | 7,582 |
| Federal funds sold & reverse repurchase agreements | $8,405,000 | 1,946 |
| Net loans & leases | $137,987,000 | 3,005 |
| Loan loss allowance | $2,741,000 | 1,884 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $5,912,000 | 2,044 |
| Other real estate owned | $0 | 3,545 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $3,119,000 | 4,101 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $171,783,000 | 3,474 |
| Total liabilities | $157,015,000 | 3,417 |
| Total deposits | $132,708,000 | 3,639 |
| Interest-bearing deposits | $109,600,000 | 3,693 |
| Deposits held in domestic offices | $132,708,000 | 3,636 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $22,765,000 | 1,561 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $1,542,000 | 2,916 |
| Total equity capital | $14,768,000 | 4,099 |
| Total bank equity capital | $14,768,000 | 4,099 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $13,249,000 | 318 |
| Surplus | $160,000 | 7,872 |
| Undivided profits | $1,359,000 | 6,846 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,046,000 | 1,053 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $927,000 | 4,200 |
| Earning assets | $156,698,000 | 3,480 |
| Long-term assets (5+ years) | $9,724,000 | 4,720 |
| Average Assets, year-to-date | $160,717,200 | 3,532 |
| Average Assets, quarterly | $171,436,000 | 3,440 |
| Volatile liabilities | $59,921,000 | 2,310 |
| Insider loans | $4,706,000 | 1,516 |
| FHLB advances | $22,765,000 | 1,477 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $46,018,000 | 1,939 |
| Tier 1 (core) risk-based capital | $14,797,000 | 4,015 |
| Tier 2 risk-based capital | $2,002,000 | 2,352 |
| Total risk weighted assets | $159,341,000 | 2,775 |
| Total unused commitments | $46,018,000 | 1,939 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 43 | 3,794 |
| Assets and Liabilities | ||
| Total Assets: | $171,089,000 | 3,451 |
| Cash and due from depository institutions | $10,865,000 | 3,794 |
| Interest-bearing balances | $5,644,000 | 872 |
| Securities | $3,010,000 | 7,785 |
| Federal funds sold & reverse repurchase agreements | $14,140,000 | 986 |
| Net loans & leases | $135,079,000 | 3,045 |
| Loan loss allowance | $1,782,000 | 2,721 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $5,720,000 | 2,084 |
| Other real estate owned | $0 | 3,794 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $2,275,000 | 4,897 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $171,089,000 | 3,451 |
| Total liabilities | $156,186,000 | 3,389 |
| Total deposits | $135,549,000 | 3,535 |
| Interest-bearing deposits | $113,265,000 | 3,559 |
| Deposits held in domestic offices | $135,549,000 | 3,532 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $19,065,000 | 1,839 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,572,000 | 2,832 |
| Total equity capital | $14,903,000 | 4,022 |
| Total bank equity capital | $14,903,000 | 4,022 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $13,258,000 | 306 |
| Surplus | $110,000 | 8,005 |
| Undivided profits | $1,535,000 | 6,780 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,159,000 | 2,296 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $823,000 | 4,619 |
| Earning assets | $157,873,000 | 3,437 |
| Long-term assets (5+ years) | $9,540,000 | 4,713 |
| Average Assets, year-to-date | $157,950,750 | 3,587 |
| Average Assets, quarterly | $167,719,000 | 3,479 |
| Volatile liabilities | $54,517,000 | 2,458 |
| Insider loans | $4,035,000 | 1,731 |
| FHLB advances | $19,065,000 | 1,735 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $46,265,000 | 1,967 |
| Tier 1 (core) risk-based capital | $14,936,000 | 3,952 |
| Tier 2 risk-based capital | $1,826,000 | 2,561 |
| Total risk weighted assets | $155,243,000 | 2,825 |
| Total unused commitments | $46,265,000 | 1,967 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 40 | 4,042 |
| Assets and Liabilities | ||
| Total Assets: | $164,349,000 | 3,530 |
| Cash and due from depository institutions | $10,492,000 | 4,042 |
| Interest-bearing balances | $6,086,000 | 856 |
| Securities | $3,277,000 | 7,793 |
| Federal funds sold & reverse repurchase agreements | $11,840,000 | 1,088 |
| Net loans & leases | $131,149,000 | 3,092 |
| Loan loss allowance | $1,730,000 | 2,768 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $5,753,000 | 2,022 |
| Other real estate owned | $0 | 4,042 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $1,838,000 | 5,363 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $164,349,000 | 3,530 |
| Total liabilities | $149,848,000 | 3,478 |
| Total deposits | $135,425,000 | 3,514 |
| Interest-bearing deposits | $115,254,000 | 3,466 |
| Deposits held in domestic offices | $135,425,000 | 3,511 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $12,784,000 | 2,339 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,639,000 | 2,513 |
| Total equity capital | $14,501,000 | 3,986 |
| Total bank equity capital | $14,501,000 | 3,986 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $13,258,000 | 295 |
| Surplus | $72,000 | 8,095 |
| Undivided profits | $1,171,000 | 6,920 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $726,000 | 3,011 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $690,000 | 4,836 |
| Earning assets | $152,352,000 | 3,493 |
| Long-term assets (5+ years) | $10,236,000 | 4,559 |
| Average Assets, year-to-date | $153,571,330 | 3,676 |
| Average Assets, quarterly | $159,246,000 | 3,583 |
| Volatile liabilities | $51,617,000 | 2,528 |
| Insider loans | $4,248,000 | 1,620 |
| FHLB advances | $12,784,000 | 2,218 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $43,419,000 | 2,056 |
| Tier 1 (core) risk-based capital | $14,555,000 | 3,969 |
| Tier 2 risk-based capital | $1,774,000 | 2,584 |
| Total risk weighted assets | $152,937,000 | 2,832 |
| Total unused commitments | $43,419,000 | 2,057 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 39 | 4,111 |
| Assets and Liabilities | ||
| Total Assets: | $154,143,000 | 3,692 |
| Cash and due from depository institutions | $11,126,000 | 4,111 |
| Interest-bearing balances | $5,193,000 | 1,064 |
| Securities | $3,335,000 | 7,831 |
| Federal funds sold & reverse repurchase agreements | $9,820,000 | 1,530 |
| Net loans & leases | $122,289,000 | 3,206 |
| Loan loss allowance | $1,614,000 | 2,888 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $5,837,000 | 1,958 |
| Other real estate owned | $0 | 4,111 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $1,736,000 | 5,398 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $154,143,000 | 3,692 |
| Total liabilities | $140,103,000 | 3,642 |
| Total deposits | $134,369,000 | 3,517 |
| Interest-bearing deposits | $111,116,000 | 3,555 |
| Deposits held in domestic offices | $134,369,000 | 3,513 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $4,284,000 | 3,780 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $1,450,000 | 2,744 |
| Total equity capital | $14,040,000 | 4,059 |
| Total bank equity capital | $14,040,000 | 4,059 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $13,258,000 | 284 |
| Surplus | $0 | 8,136 |
| Undivided profits | $782,000 | 7,266 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $726,000 | 2,959 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $609,000 | 5,056 |
| Earning assets | $140,637,000 | 3,702 |
| Long-term assets (5+ years) | $7,168,000 | 5,168 |
| Average Assets, year-to-date | $148,182,500 | 3,783 |
| Average Assets, quarterly | $148,182,500 | 3,783 |
| Volatile liabilities | $39,118,000 | 2,949 |
| Insider loans | $3,896,000 | 1,719 |
| FHLB advances | $4,284,000 | 3,639 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $47,774,000 | 1,891 |
| Tier 1 (core) risk-based capital | $14,087,000 | 4,000 |
| Tier 2 risk-based capital | $1,653,000 | 2,696 |
| Total risk weighted assets | $141,206,000 | 2,982 |
| Total unused commitments | $47,774,000 | 1,891 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 37 | 4,270 |
| Assets and Liabilities | ||
| Total Assets: | $142,222,000 | 3,915 |
| Cash and due from depository institutions | $7,224,000 | 4,270 |
| Interest-bearing balances | $2,606,000 | 1,688 |
| Securities | $3,402,000 | 7,856 |
| Federal funds sold & reverse repurchase agreements | $8,145,000 | 1,645 |
| Net loans & leases | $115,927,000 | 3,317 |
| Loan loss allowance | $1,531,000 | 2,973 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $5,937,000 | 1,883 |
| Other real estate owned | $0 | 4,270 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $1,587,000 | 5,651 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $142,222,000 | 3,915 |
| Total liabilities | $128,574,000 | 3,877 |
| Total deposits | $115,497,000 | 3,910 |
| Interest-bearing deposits | $91,017,000 | 4,082 |
| Deposits held in domestic offices | $115,497,000 | 3,907 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $12,000,000 | 2,380 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,077,000 | 3,315 |
| Total equity capital | $13,648,000 | 4,112 |
| Total bank equity capital | $13,648,000 | 4,112 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $13,258,000 | 276 |
| Surplus | $0 | 8,157 |
| Undivided profits | $390,000 | 7,683 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $726,000 | 3,003 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $584,000 | 5,252 |
| Earning assets | $130,080,000 | 3,918 |
| Long-term assets (5+ years) | $14,564,000 | 3,887 |
| Average Assets, year-to-date | $125,519,400 | 4,128 |
| Average Assets, quarterly | $140,500,000 | 3,903 |
| Volatile liabilities | $44,437,000 | 2,670 |
| Insider loans | $2,830,000 | 2,209 |
| FHLB advances | $12,000,000 | 2,255 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $41,257,000 | 2,033 |
| Tier 1 (core) risk-based capital | $13,715,000 | 4,052 |
| Tier 2 risk-based capital | $1,567,000 | 2,779 |
| Total risk weighted assets | $134,903,000 | 3,065 |
| Total unused commitments | $41,257,000 | 2,033 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 37 | 4,259 |
| Assets and Liabilities | ||
| Total Assets: | $138,778,000 | 3,918 |
| Cash and due from depository institutions | $7,366,000 | 4,259 |
| Interest-bearing balances | $3,000,000 | 1,576 |
| Securities | $3,499,000 | 7,849 |
| Federal funds sold & reverse repurchase agreements | $11,360,000 | 1,157 |
| Net loans & leases | $109,030,000 | 3,427 |
| Loan loss allowance | $1,397,000 | 3,190 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $6,001,000 | 1,815 |
| Other real estate owned | $0 | 4,259 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $1,522,000 | 5,716 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $138,778,000 | 3,918 |
| Total liabilities | $127,769,000 | 3,837 |
| Total deposits | $114,898,000 | 3,862 |
| Interest-bearing deposits | $88,839,000 | 4,095 |
| Deposits held in domestic offices | $114,898,000 | 3,857 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $12,000,000 | 2,397 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $871,000 | 3,789 |
| Total equity capital | $11,009,000 | 4,821 |
| Total bank equity capital | $11,009,000 | 4,821 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $10,758,000 | 337 |
| Surplus | $0 | 8,180 |
| Undivided profits | $251,000 | 7,886 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $726,000 | 3,034 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $474,000 | 5,921 |
| Earning assets | $126,889,000 | 3,912 |
| Long-term assets (5+ years) | $16,576,000 | 3,679 |
| Average Assets, year-to-date | $121,343,750 | 4,238 |
| Average Assets, quarterly | $133,132,000 | 4,002 |
| Volatile liabilities | $42,404,000 | 2,670 |
| Insider loans | $3,163,000 | 2,015 |
| FHLB advances | $12,000,000 | 2,262 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $35,028,000 | 2,254 |
| Tier 1 (core) risk-based capital | $11,040,000 | 4,719 |
| Tier 2 risk-based capital | $1,428,000 | 2,947 |
| Total risk weighted assets | $124,650,000 | 3,218 |
| Total unused commitments | $35,028,000 | 2,256 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 31 | 4,824 |
| Assets and Liabilities | ||
| Total Assets: | $127,486,000 | 4,125 |
| Cash and due from depository institutions | $5,579,000 | 4,824 |
| Interest-bearing balances | $2,592,000 | 1,725 |
| Securities | $3,827,000 | 7,806 |
| Federal funds sold & reverse repurchase agreements | $8,280,000 | 1,400 |
| Net loans & leases | $102,070,000 | 3,531 |
| Loan loss allowance | $1,281,000 | 3,371 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $6,419,000 | 1,668 |
| Other real estate owned | $0 | 4,824 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $1,311,000 | 5,898 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $127,486,000 | 4,125 |
| Total liabilities | $116,739,000 | 4,059 |
| Total deposits | $106,590,000 | 4,043 |
| Interest-bearing deposits | $87,820,000 | 4,083 |
| Deposits held in domestic offices | $106,590,000 | 4,040 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $9,521,000 | 2,752 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $628,000 | 4,323 |
| Total equity capital | $10,747,000 | 4,840 |
| Total bank equity capital | $10,747,000 | 4,840 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $10,758,000 | 318 |
| Surplus | $0 | 8,188 |
| Undivided profits | $-11,000 | 8,153 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $726,000 | 2,924 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $407,000 | 6,111 |
| Earning assets | $116,769,000 | 4,125 |
| Long-term assets (5+ years) | $15,040,000 | 3,903 |
| Average Assets, year-to-date | $115,532,330 | 4,368 |
| Average Assets, quarterly | $123,592,000 | 4,188 |
| Volatile liabilities | $40,388,000 | 2,664 |
| Insider loans | $3,302,000 | 1,883 |
| FHLB advances | $9,521,000 | 2,626 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $29,511,000 | 2,475 |
| Tier 1 (core) risk-based capital | $10,769,000 | 4,718 |
| Tier 2 risk-based capital | $1,312,000 | 3,109 |
| Total risk weighted assets | $115,065,000 | 3,357 |
| Total unused commitments | $29,511,000 | 2,476 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 27 | 5,308 |
| Assets and Liabilities | ||
| Total Assets: | $119,698,000 | 4,312 |
| Cash and due from depository institutions | $5,942,000 | 5,308 |
| Interest-bearing balances | $2,883,000 | 1,607 |
| Securities | $3,125,000 | 8,053 |
| Federal funds sold & reverse repurchase agreements | $9,315,000 | 1,330 |
| Net loans & leases | $93,398,000 | 3,740 |
| Loan loss allowance | $1,157,000 | 3,659 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $6,353,000 | 1,650 |
| Other real estate owned | $0 | 5,308 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $1,565,000 | 5,518 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $119,698,000 | 4,312 |
| Total liabilities | $109,288,000 | 4,258 |
| Total deposits | $100,138,000 | 4,245 |
| Interest-bearing deposits | $84,423,000 | 4,232 |
| Deposits held in domestic offices | $100,138,000 | 4,241 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $8,500,000 | 2,825 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $650,000 | 4,170 |
| Total equity capital | $10,410,000 | 4,860 |
| Total bank equity capital | $10,410,000 | 4,860 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $10,755,000 | 304 |
| Surplus | $0 | 8,248 |
| Undivided profits | $-345,000 | 8,318 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,817 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $373,000 | 6,277 |
| Earning assets | $108,721,000 | 4,357 |
| Long-term assets (5+ years) | $14,678,000 | 4,021 |
| Average Assets, year-to-date | $109,555,500 | 4,560 |
| Average Assets, quarterly | $109,555,500 | 4,560 |
| Volatile liabilities | $35,106,000 | 2,857 |
| Insider loans | $4,698,000 | 1,303 |
| FHLB advances | $8,500,000 | 2,701 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $24,712,000 | 2,721 |
| Tier 1 (core) risk-based capital | $10,457,000 | 4,773 |
| Tier 2 risk-based capital | $1,175,000 | 3,398 |
| Total risk weighted assets | $105,626,000 | 3,531 |
| Total unused commitments | $24,712,000 | 2,726 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 28 | 5,189 |
| Assets and Liabilities | ||
| Total Assets: | $99,413,000 | 4,910 |
| Cash and due from depository institutions | $4,330,000 | 5,189 |
| Interest-bearing balances | $2,880,000 | 1,629 |
| Securities | $2,706,000 | 8,205 |
| Federal funds sold & reverse repurchase agreements | $4,945,000 | 2,257 |
| Net loans & leases | $80,037,000 | 4,154 |
| Loan loss allowance | $998,000 | 4,049 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $5,934,000 | 1,757 |
| Other real estate owned | $0 | 5,189 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $1,461,000 | 5,639 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $99,413,000 | 4,910 |
| Total liabilities | $89,058,000 | 4,900 |
| Total deposits | $79,593,000 | 4,978 |
| Interest-bearing deposits | $64,908,000 | 5,058 |
| Deposits held in domestic offices | $79,593,000 | 4,974 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $9,000,000 | 2,741 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $465,000 | 4,905 |
| Total equity capital | $10,355,000 | 4,886 |
| Total bank equity capital | $10,355,000 | 4,886 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $10,755,000 | 296 |
| Surplus | $0 | 8,282 |
| Undivided profits | $-400,000 | 8,429 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,876 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $329,000 | 6,655 |
| Earning assets | $90,568,000 | 4,929 |
| Long-term assets (5+ years) | $15,162,000 | 4,037 |
| Average Assets, year-to-date | $85,787,000 | 5,243 |
| Average Assets, quarterly | $98,796,500 | 4,895 |
| Volatile liabilities | $26,938,000 | 3,371 |
| Insider loans | $4,009,000 | 1,520 |
| FHLB advances | $9,000,000 | 2,604 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $26,189,000 | 2,519 |
| Tier 1 (core) risk-based capital | $10,365,000 | 4,751 |
| Tier 2 risk-based capital | $1,020,000 | 3,742 |
| Total risk weighted assets | $91,758,000 | 3,904 |
| Total unused commitments | $26,189,000 | 2,520 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 29 | 5,063 |
| Assets and Liabilities | ||
| Total Assets: | $98,180,000 | 4,915 |
| Cash and due from depository institutions | $5,139,000 | 5,063 |
| Interest-bearing balances | $2,875,000 | 1,702 |
| Securities | $3,008,000 | 8,168 |
| Federal funds sold & reverse repurchase agreements | $5,365,000 | 1,991 |
| Net loans & leases | $78,056,000 | 4,187 |
| Loan loss allowance | $969,000 | 4,121 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $5,328,000 | 1,954 |
| Other real estate owned | $0 | 5,063 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $1,284,000 | 5,963 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $98,180,000 | 4,915 |
| Total liabilities | $88,015,000 | 4,894 |
| Total deposits | $80,135,000 | 4,924 |
| Interest-bearing deposits | $63,334,000 | 5,099 |
| Deposits held in domestic offices | $80,135,000 | 4,921 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $7,600,000 | 2,988 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $280,000 | 6,378 |
| Total equity capital | $10,165,000 | 4,942 |
| Total bank equity capital | $10,165,000 | 4,942 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $10,755,000 | 288 |
| Surplus | $0 | 8,313 |
| Undivided profits | $-590,000 | 8,537 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,979 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $273,000 | 7,286 |
| Earning assets | $89,304,000 | 4,940 |
| Long-term assets (5+ years) | $18,042,000 | 3,741 |
| Average Assets, year-to-date | $82,380,500 | 5,382 |
| Average Assets, quarterly | $92,307,000 | 5,090 |
| Volatile liabilities | $25,867,000 | 3,427 |
| Insider loans | $2,777,000 | 2,092 |
| FHLB advances | $7,600,000 | 2,860 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $21,246,000 | 2,876 |
| Tier 1 (core) risk-based capital | $10,169,000 | 4,802 |
| Tier 2 risk-based capital | $979,000 | 3,832 |
| Total risk weighted assets | $85,587,000 | 4,074 |
| Total unused commitments | $21,246,000 | 2,879 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 29 | 5,124 |
| Assets and Liabilities | ||
| Total Assets: | $86,434,000 | 5,293 |
| Cash and due from depository institutions | $3,780,000 | 5,124 |
| Interest-bearing balances | $2,542,000 | 1,829 |
| Securities | $1,767,000 | 8,530 |
| Federal funds sold & reverse repurchase agreements | $5,225,000 | 1,932 |
| Net loans & leases | $74,268,000 | 4,289 |
| Loan loss allowance | $911,000 | 4,298 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $345,000 | 7,611 |
| Other real estate owned | $0 | 5,124 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $1,049,000 | 6,431 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $86,434,000 | 5,293 |
| Total liabilities | $76,678,000 | 5,310 |
| Total deposits | $70,850,000 | 5,301 |
| Interest-bearing deposits | $57,873,000 | 5,429 |
| Deposits held in domestic offices | $70,850,000 | 5,299 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $5,600,000 | 3,378 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $228,000 | 6,518 |
| Total equity capital | $9,756,000 | 4,956 |
| Total bank equity capital | $9,756,000 | 4,956 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $10,755,000 | 286 |
| Surplus | $0 | 8,370 |
| Undivided profits | $-999,000 | 8,679 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $271,000 | 7,156 |
| Earning assets | $83,802,000 | 5,121 |
| Long-term assets (5+ years) | $19,351,000 | 3,692 |
| Average Assets, year-to-date | $77,114,000 | 5,624 |
| Average Assets, quarterly | $81,530,000 | 5,483 |
| Volatile liabilities | $21,104,000 | 3,878 |
| Insider loans | $2,241,000 | 2,464 |
| FHLB advances | $5,600,000 | 3,232 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $19,283,000 | 3,071 |
| Tier 1 (core) risk-based capital | $9,779,000 | 4,875 |
| Tier 2 risk-based capital | $911,000 | 4,007 |
| Total risk weighted assets | $82,608,000 | 4,132 |
| Total unused commitments | $19,283,000 | 3,076 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 22 | 6,059 |
| Assets and Liabilities | ||
| Total Assets: | $76,626,000 | 5,696 |
| Cash and due from depository institutions | $5,023,000 | 6,059 |
| Interest-bearing balances | $2,541,000 | 2,041 |
| Securities | $2,525,000 | 8,345 |
| Federal funds sold & reverse repurchase agreements | $2,885,000 | 3,936 |
| Net loans & leases | $64,888,000 | 4,607 |
| Loan loss allowance | $794,000 | 4,680 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $314,000 | 7,723 |
| Other real estate owned | $0 | 6,059 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $991,000 | 6,442 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $76,626,000 | 5,696 |
| Total liabilities | $66,869,000 | 5,764 |
| Total deposits | $63,699,000 | 5,673 |
| Interest-bearing deposits | $50,874,000 | 5,887 |
| Deposits held in domestic offices | $63,699,000 | 5,671 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $3,000,000 | 3,985 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $170,000 | 7,335 |
| Total equity capital | $9,757,000 | 5,041 |
| Total bank equity capital | $9,757,000 | 5,041 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $10,755,000 | 278 |
| Surplus | $0 | 8,403 |
| Undivided profits | $-998,000 | 8,777 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,089 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $223,000 | 7,579 |
| Earning assets | $72,839,000 | 5,573 |
| Long-term assets (5+ years) | $17,894,000 | 3,818 |
| Average Assets, year-to-date | $72,454,000 | 5,848 |
| Average Assets, quarterly | $72,454,000 | 5,848 |
| Volatile liabilities | $17,722,000 | 4,240 |
| Insider loans | $3,328,000 | 1,711 |
| FHLB advances | $3,000,000 | 3,827 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $18,189,000 | 3,126 |
| Tier 1 (core) risk-based capital | $9,743,000 | 4,852 |
| Tier 2 risk-based capital | $794,000 | 4,380 |
| Total risk weighted assets | $67,639,000 | 4,695 |
| Total unused commitments | $18,189,000 | 3,132 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 22 | 6,075 |
| Assets and Liabilities | ||
| Total Assets: | $68,282,000 | 6,047 |
| Cash and due from depository institutions | $4,028,000 | 6,075 |
| Interest-bearing balances | $2,533,000 | 1,931 |
| Securities | $2,569,000 | 8,401 |
| Federal funds sold & reverse repurchase agreements | $615,000 | 5,452 |
| Net loans & leases | $59,936,000 | 4,848 |
| Loan loss allowance | $760,000 | 4,787 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $243,000 | 8,035 |
| Other real estate owned | $0 | 6,075 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $891,000 | 6,789 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $68,282,000 | 6,047 |
| Total liabilities | $58,586,000 | 6,164 |
| Total deposits | $54,161,000 | 6,201 |
| Interest-bearing deposits | $44,755,000 | 6,290 |
| Deposits held in domestic offices | $54,161,000 | 6,199 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $4,305,000 | 3,591 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $120,000 | 7,893 |
| Total equity capital | $9,696,000 | 4,981 |
| Total bank equity capital | $9,696,000 | 4,981 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $10,755,000 | 280 |
| Surplus | $0 | 8,463 |
| Undivided profits | $-1,059,000 | 8,839 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,180 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $222,000 | 7,688 |
| Earning assets | $65,653,000 | 5,884 |
| Long-term assets (5+ years) | $15,612,000 | 4,126 |
| Average Assets, year-to-date | $56,034,600 | 6,563 |
| Average Assets, quarterly | $64,268,000 | 6,210 |
| Volatile liabilities | $16,260,000 | 4,425 |
| Insider loans | $2,294,000 | 2,345 |
| FHLB advances | $4,305,000 | 3,441 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $18,144,000 | 3,031 |
| Tier 1 (core) risk-based capital | $9,680,000 | 4,823 |
| Tier 2 risk-based capital | $760,000 | 4,491 |
| Total risk weighted assets | $64,328,000 | 4,845 |
| Total unused commitments | $18,144,000 | 3,033 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 20 | 6,371 |
| Assets and Liabilities | ||
| Total Assets: | $60,254,000 | 6,454 |
| Cash and due from depository institutions | $5,434,000 | 6,371 |
| Interest-bearing balances | $1,944,000 | 2,378 |
| Securities | $2,593,000 | 8,409 |
| Federal funds sold & reverse repurchase agreements | $2,495,000 | 3,970 |
| Net loans & leases | $48,953,000 | 5,465 |
| Loan loss allowance | $621,000 | 5,416 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $236,000 | 8,119 |
| Other real estate owned | $0 | 6,371 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $543,000 | 7,932 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $60,254,000 | 6,454 |
| Total liabilities | $50,764,000 | 6,597 |
| Total deposits | $50,633,000 | 6,411 |
| Interest-bearing deposits | $42,146,000 | 6,461 |
| Deposits held in domestic offices | $50,633,000 | 6,410 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $131,000 | 8,072 |
| Total equity capital | $9,490,000 | 5,023 |
| Total bank equity capital | $9,490,000 | 5,023 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $10,755,000 | 281 |
| Surplus | $0 | 8,515 |
| Undivided profits | $-1,265,000 | 8,952 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,319 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $166,000 | 8,304 |
| Earning assets | $55,985,000 | 6,391 |
| Long-term assets (5+ years) | $13,331,000 | 4,474 |
| Average Assets, year-to-date | $52,972,750 | 6,767 |
| Average Assets, quarterly | $61,142,500 | 6,383 |
| Volatile liabilities | $11,821,000 | 5,264 |
| Insider loans | $1,714,000 | 2,901 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $17,527,000 | 3,094 |
| Tier 1 (core) risk-based capital | $9,470,000 | 4,874 |
| Tier 2 risk-based capital | $621,000 | 5,075 |
| Total risk weighted assets | $53,036,000 | 5,394 |
| Total unused commitments | $17,527,000 | 3,097 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 16 | 7,034 |
| Assets and Liabilities | ||
| Total Assets: | $62,031,000 | 6,352 |
| Cash and due from depository institutions | $3,313,000 | 7,034 |
| Interest-bearing balances | $1,369,000 | 2,894 |
| Securities | $1,362,000 | 8,715 |
| Federal funds sold & reverse repurchase agreements | $14,880,000 | 1,048 |
| Net loans & leases | $41,631,000 | 5,930 |
| Loan loss allowance | $580,000 | 5,602 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $221,000 | 8,196 |
| Other real estate owned | $0 | 7,034 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $624,000 | 7,600 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $62,031,000 | 6,352 |
| Total liabilities | $55,643,000 | 6,307 |
| Total deposits | $52,207,000 | 6,331 |
| Interest-bearing deposits | $44,341,000 | 6,310 |
| Deposits held in domestic offices | $52,207,000 | 6,330 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $500,000 | 5,213 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $2,936,000 | 1,507 |
| Total equity capital | $6,388,000 | 6,454 |
| Total bank equity capital | $6,388,000 | 6,454 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $7,670,000 | 422 |
| Surplus | $0 | 8,544 |
| Undivided profits | $-1,282,000 | 8,988 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,340 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $138,000 | 8,530 |
| Earning assets | $59,242,000 | 6,213 |
| Long-term assets (5+ years) | $11,259,000 | 4,680 |
| Average Assets, year-to-date | $50,545,670 | 6,921 |
| Average Assets, quarterly | $54,841,000 | 6,696 |
| Volatile liabilities | $11,707,000 | 5,275 |
| Insider loans | $2,133,000 | 2,464 |
| FHLB advances | $500,000 | 4,871 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $22,047,000 | 2,636 |
| Tier 1 (core) risk-based capital | $6,378,000 | 6,249 |
| Tier 2 risk-based capital | $580,000 | 5,253 |
| Total risk weighted assets | $48,022,000 | 5,691 |
| Total unused commitments | $22,047,000 | 2,645 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 16 | 7,027 |
| Assets and Liabilities | ||
| Total Assets: | $47,651,000 | 7,146 |
| Cash and due from depository institutions | $2,086,000 | 7,027 |
| Interest-bearing balances | $686,000 | 3,568 |
| Securities | $549,000 | 8,970 |
| Federal funds sold & reverse repurchase agreements | $860,000 | 6,414 |
| Net loans & leases | $43,426,000 | 5,729 |
| Loan loss allowance | $551,000 | 5,693 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $225,000 | 8,201 |
| Other real estate owned | $0 | 7,027 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $505,000 | 8,025 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $47,651,000 | 7,146 |
| Total liabilities | $41,432,000 | 7,191 |
| Total deposits | $38,482,000 | 7,224 |
| Interest-bearing deposits | $33,041,000 | 7,188 |
| Deposits held in domestic offices | $38,482,000 | 7,223 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $2,500,000 | 4,039 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $450,000 | 5,426 |
| Total equity capital | $6,219,000 | 6,469 |
| Total bank equity capital | $6,219,000 | 6,469 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $7,670,000 | 415 |
| Surplus | $0 | 8,583 |
| Undivided profits | $-1,451,000 | 9,060 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,370 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $147,000 | 8,504 |
| Earning assets | $45,521,000 | 7,008 |
| Long-term assets (5+ years) | $11,902,000 | 4,524 |
| Average Assets, year-to-date | $44,803,000 | 7,278 |
| Average Assets, quarterly | $44,803,000 | 7,278 |
| Volatile liabilities | $12,630,000 | 5,015 |
| Insider loans | $1,762,000 | 2,776 |
| FHLB advances | $2,500,000 | 3,865 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $17,900,000 | 2,902 |
| Tier 1 (core) risk-based capital | $6,206,000 | 6,283 |
| Tier 2 risk-based capital | $551,000 | 5,354 |
| Total risk weighted assets | $46,440,000 | 5,733 |
| Total unused commitments | $17,900,000 | 2,913 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 15 | 7,201 |
| Assets and Liabilities | ||
| Total Assets: | $41,955,000 | 7,468 |
| Cash and due from depository institutions | $1,900,000 | 7,201 |
| Interest-bearing balances | $498,000 | 3,782 |
| Securities | $654,000 | 8,995 |
| Federal funds sold & reverse repurchase agreements | $1,745,000 | 5,096 |
| Net loans & leases | $37,202,000 | 6,229 |
| Loan loss allowance | $472,000 | 6,149 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $213,000 | 8,289 |
| Other real estate owned | $0 | 7,201 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $241,000 | 8,974 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $41,955,000 | 7,468 |
| Total liabilities | $35,777,000 | 7,572 |
| Total deposits | $35,395,000 | 7,425 |
| Interest-bearing deposits | $29,891,000 | 7,439 |
| Deposits held in domestic offices | $35,395,000 | 7,422 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $382,000 | 5,993 |
| Total equity capital | $6,178,000 | 6,468 |
| Total bank equity capital | $6,178,000 | 6,468 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $7,670,000 | 412 |
| Surplus | $0 | 8,619 |
| Undivided profits | $-1,492,000 | 9,114 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,375 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $137,000 | 8,639 |
| Earning assets | $40,099,000 | 7,333 |
| Long-term assets (5+ years) | $11,412,000 | 4,558 |
| Average Assets, year-to-date | $28,052,600 | 8,244 |
| Average Assets, quarterly | $39,438,000 | 7,617 |
| Volatile liabilities | $7,099,000 | 6,564 |
| Insider loans | $1,261,000 | 3,455 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $12,957,000 | 3,490 |
| Tier 1 (core) risk-based capital | $6,164,000 | 6,258 |
| Tier 2 risk-based capital | $472,000 | 5,803 |
| Total risk weighted assets | $39,436,000 | 6,252 |
| Total unused commitments | $12,957,000 | 3,494 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 9 | 8,570 |
| Assets and Liabilities | ||
| Total Assets: | $11,841,000 | 9,399 |
| Cash and due from depository institutions | $740,000 | 8,570 |
| Interest-bearing balances | $399,000 | 3,878 |
| Securities | $1,832,000 | 8,905 |
| Federal funds sold & reverse repurchase agreements | $2,545,000 | 4,287 |
| Net loans & leases | $6,401,000 | 9,243 |
| Loan loss allowance | $81,000 | 9,169 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $262,000 | 8,247 |
| Other real estate owned | $0 | 8,570 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $61,000 | 9,586 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $11,841,000 | 9,399 |
| Total liabilities | $4,962,000 | 9,530 |
| Total deposits | $4,904,000 | 9,491 |
| Interest-bearing deposits | $2,437,000 | 9,479 |
| Deposits held in domestic offices | $4,904,000 | 9,490 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $58,000 | 9,318 |
| Total equity capital | $6,879,000 | 5,877 |
| Total bank equity capital | $6,879,000 | 5,877 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $7,670,000 | 413 |
| Surplus | $0 | 8,858 |
| Undivided profits | $-791,000 | 9,174 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,611 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $26,000 | 9,468 |
| Earning assets | $11,177,000 | 9,352 |
| Long-term assets (5+ years) | $1,294,000 | 7,735 |
| Average Assets, year-to-date | $10,066,000 | 9,443 |
| Average Assets, quarterly | $10,066,000 | 9,453 |
| Volatile liabilities | $417,000 | 9,450 |
| Insider loans | $651,000 | 4,868 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $673,000 | 8,594 |
| Tier 1 (core) risk-based capital | $6,893,000 | 5,719 |
| Tier 2 risk-based capital | $81,000 | 9,117 |
| Total risk weighted assets | $7,155,000 | 9,310 |
| Total unused commitments | $673,000 | 8,604 |
| Derivatives | $0 | 450 |